Sampoorn Samridhi Plus Leaflet

What are the documents I need?
We wish you a 100 prosperous years!
Age Proof: Birth Certificate/ Permanent Driving License/ PAN Card/ School Certificate.
Address Proof: Telephone/ Electricity/ Credit Card/ Water Tax Bill (all not over 3 months old)/ Lease Agreement/
Gas Connection Card or Letter/ Bank Statement (not over 1 month old)/ Passport/ Permanent Driving License/
Ration Card.
Income Proof: ITR Form 16 (not over 3 years old)/ Salary Slip (not over 3 months old). Please contact your sales
representative for more details in this aspect.
Identity Proof: PAN Card/ Voter ID Card/ Permanent Driving License/ Passport/ Ration Card with Photo.
Payment6: Cheque/ DD to be drawn in favour of HDFC Life or Cash (up to `50,000).
One Photograph
The above mentioned list is only illustrative and not exhaustive.
Build wealth and plan your legacy while enjoying a lifetime coverage
Departure
Flexibility to choose
life cover till 100 years
Guaranteed Additions
+ Bonuses
1
How can I access your services?
Flexibility in premium payments:
• Online Payment: Pay online at
www.hdfclife.com
- Electronic transfer: ECS/ SI/Direct
Debit.
- E - Collect: Pay by NEFT or RTGS
through Net Banking facility.
- Automated Voice Guided
Payment: Call us on 186026799997
and pay using VISA, Master,
American Express or Diners Credit
Card.
Missed call service:
- Get the policy details by
just giving a missed call
to the numbers given
below 08000006607 for
premium amount.
08000006608 for
premium amount with
due date.
‘My account’ facility
(cp.hdfclife.com):
- Pay premiums online and get
instant acknowledgements.
- Perform a Fund Switch, Premium
Redirection or Top Up.
- View, download, print or even
Email your Premium Notices,
Premium Receipts, Annual
Premium Statements and Unit
Statements.
- View medical reports.8
Sampoorn Samridhi Plus
1
Provided the policy is in force
6. Pan is mandatory for total annualized premium under all insurance proposals, aggregated at the customer level above Rs. 50,000/irrespective of premium payment mode. In the absence of PAN other relevant options as per specifications will apply-Form 60/61/NRI
questionnaire. The method to pay your premium towards the proposal/ policy of HDFC Life you wish to take shall be shared with you
by your Financial Consultant/ Broker. Please get in touch with them for the same. 7. Local charges apply. Available on all 7 days from
9 am to 9 pm. Do not prefix any country code eg +91 or 00. 8. Feature of medical report is available only for non rate up policies.
HDFC Standard Life Insurance Company Limited. In partnership with Standard Life Plc
Insurance is the subject matter of the solicitation. This document has no monetary value at any time and is not proof of any contract with
HDFC Standard Life Insurance Company Limited.For more details on risk factors, terms and conditions and exclusions, please read
sales brochure carefully before concluding a sale. HDFC Standard Life Insurance Company is the name of our insurance company,
HDFC Life is the name of our brand and HDFC Life Sampoorn Samridhi Plus (Form No- P501-128, UIN-101N102V01) is the name
of the plan. This is a traditional participating plan with insurance coverage. The name of the company, name of the brand and the name
of the plan do not in any way indicate the quality of the plan, its future prospects or returns. Service tax and other levies will be
applicable as per prevailing tax laws. HDFC Standard Life Insurance Company Limited. Reg. No 101. ARN : PP/12/2014/5583 CIN:
U99999MH2000PLC128245
Sampoorn Samridhi Plus
Log on to
Call Us on 1800 266 9777 (Toll Free)
Y
What are my plan options?
ou fulfill every dream of your family and want to provide for your family forever without any limitations.It is your pride to do your best to take care of them even when you are not around. But what if you
could provide this happiness for your family throughout your life and even after? All you need is a plan
that would not only protect your family’s goals but protect your dreams as well throughout your lifetime.
Endowment
L
G
ifetime
Cover:
0 to 60
Yrs
E
L
xtra
Life Cover:
S
hort Medical
Questionnaire:
TAX
Avail the plan by filling a short medical3
questionnaire without having to go through
the hassle of medicals.
D
iscount on
Premiums:
uaranteed1
Additions:
imited premium
payment:
Pay premiums for 5 years less than the policy
term chosen by you while enjoying
life cover throughout the policy term.
In case of death due to an accident during the
term of the policy, your family will obtain an
additional Sum Assured on death.
T
ax
benefits:
Avail Tax Benefit4 under Section 80C
and Section 10(10D) of Income
Tax Act, 1961
Get a discount on your premiums if you choose a
SA2 higher than ` 1.5 lac @ `4.5-7.5 per 1000 SA
Snapshot of Sample Illustration
15/10
PT/PPT
20/15
15/10
2,00,000
Maturity Value @8%
4,37,001
5,28,002
Premium for Age – 30 years
25, 582
17,058
Premium for Age – 35 years
25,660
17,116
Premium for Age – 40 years
25,826
17,242
63,065
Endowment + Whole Life
15/10
10,92,497
20/15
10,00,000
1,319,996
21,84,993
62,455
41,145
1,24,910
82,290
62,650
41,290
1,25,300
82,580
41,605
1,26,130
83,210
2,639,993
Build your wealth along with a lifetime coverage
Deferment Period for
5 years
Age at entry
0 to 60
Yrs
20/15
5,00,000
PPT (Policy term less 5 years)
Life cover continues till
age 100 years
On Survival till age 100 or
death whichever is earlier:
SA2 is paid
Policy Term (15 to 40 years)
At Maturity: 100% of SA2+ GA + Bonuses
Snapshot of Sample Illustration
PT/PPT
Sum Assured
15/10
20/15
15/10
2,00,000
20/15
15/10
5,00,000
20/15
10,00,000
Maturity Value @8%
4,37,001
5,28,002
10,92,497
1,319,996
21,84,993
Premium for Age – 30 years
28, 722
19,146
70,305
46,365
1,40,610
2,639,993
92,730
Premium for Age – 35 years
29,248
19,470
71,620
47,175
1,43,240
94,350
Premium for Age – 40 years
29,936
19,914
73,340
48,285
1,46,680
96,570
What is the death benefit available?
Sum Assured on death + accrued bonuses + accrued Guaranteed Additions
OR
Minimum
Maximum
Age at Entry
30 days
60 years
Age at Maturity
18 years
75 years
Policy Term (years)
15
40
Premium Payment Term (years)
At Maturity:
100% of SA2+ GA + Bonuses
Policy Term (15 to 40 years)
In case of your unfortunate demise during the Policy Term, your nominee gets higher of:
What are the eligibility conditions?
Eligibility Criteria for Insured
Policy Terminates
PPT (Policy term less 5 years)
Sum Assured
3% - 5% of SA2 accrues during the first 5 years
of Policy Term in addition to bonuses
Get protected throughout the policy term with
an option to extend it till the age of 100 years.
Deferment Period for 5 years
Age at entry
Presenting HDFC Life Sampoorn Samridhi Plus, a plan that not only helps you build wealth, but also
provides lifetime coverage hence enabling you to smartly control your finances and live a life of pride.
What are the key features of this plan?
Build your wealth with guaranteed additions(GA) and bonuses
Policy term less 5 years
2. SA is Sum Assured on Maturity. 3. Please talk to our financial consultant for underwriting guidelines and conditions.
4. Subject to Income Tax Act,1961. Tax Laws are subject to change.
105% of premiums paid.
Where Sum Assured on death is higher of:
SA2
OR
10 x AP5 for entry age <= 50 years and 7 x AP5 for entry age > 50 years
5. AP stands for Annualized Premium. Premium Amount is excluding any taxes paid or any extra underwriting premiums or loadings for modal premiums