April 2014 - The GrandView Condominium Miami Beach, Fl.

A Newsletter for the Residents of the Grandview Condominium
The
Grandview
Condominium Association, Inc.
Volume 1 Issue 12
April 2014
Grandview Condominium
5900 Condo Association, Inc.
5900 Collins Avenue
Miami Beach, Florida 33140
BOARD OF DIRECTORS
President.................Gregory Elder
Vice President.........Julio Martinez
Secretary/Treas.......Alejandro Rios
Director at Large..... Marty Schultz
Director at Large.......David Abreu
PROPERTY STAFF
Property Manager....Mirko Morales
Asst. Property Mgr.......Rosa Cales
Chief Engineer.........Matt Wegman
Maint. Asst.......Daniel Nuñez Bello
Valet Supervisor........... Felix Arbo
IMPORTANT NUMBERS
Main ......................305-866-8608
Security..................305-868-4958
Maintenance...........305-866-8608
Fax.........................305-866-3323
INSIDE
THIS
ISSUE
Construction Underway................ 1
Five Common Car Insurance
Mistakes........................................ 2
Consultant Corner......................... 4
April Showers and May Flowers.. 6
Construction Underway
Photos from Roof & Pool Area
Page 2 The Grandview Condominium
April 2014
Five Common Car Insurance Mistakes
Buying vehicle insurance is a necessary that can turn into a dreaded chore. It can take
time to shop around to find the coverage and price that is right for you. If you have purchased a new car or want to change insurance companies for a better deal, remember to
avoid these common mistakes.
1. While it may be convenient and save some time, don’t go with the first company you
contact. Plan on spending some time calling several carriers to find the best deal.
2. If you are in the market for a new car, do your homework ahead of time. The car of
your dreams may be in your budget, but the insurance may not. Find out what it will
cost to insure your car before you go car shopping.
3. Once you’ve settled on a carrier and policy, be sure to take the time to review and
read the policy before you sign it. It may seem easier to just trust your agent has gone over all the important points, but
it could cost you in the long run if you don’t end up having the coverage you expected.
4. In order to save money, you may be tempted to negotiate a policy with lower limits, but this could leave you vulnerable
in the event of a catastrophic accident. Everything of value you own--your car, home, and savings--could be at risk if
you don’t have adequate coverage. Be sure to have the right limits in place for your financial situation.
5. Finally, don’t forget to get all the discounts available to you. Depending on your regional market, you may be able to
get discounts for having a homeowner’s policy with the same carrier, having anti-theft devices installed, insuring multiple vehicles with your carrier, and even having a teen driver with good grades. It never hurts to ask for all available
discounts and could end up saving you big bucks.
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April 2014
Page 3 The Grandview Condominium
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Published monthly at no cost for The Grandview Condominium by Coastal Group Publications, Inc.
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Page 4 The Grandview Condominium
April 2014
Consultant Corner
Dear Rich,
I appreciate your column and look
forward to reading it every month. I
find the information so beneficial and
informative. Just wanted to thank you
for that. Anyway, I requested a copy
of our 2013 budget the other day after
there was a rumor circulating that we
spent over $40,000.00 on our attorney last year in our Association. We
had only budgeted for $14,500.00 for
that year.
When I asked to see the attorney bill
I noticed that there were minute to
minute charges for the most ridiculous things. I even found a charge for
a ten minute phone call from the attorney to respond to our request for a
bill from his firm. In fact, most of the
charges were from phone calls from
Board members for items that I feel
could easily have been answered by
a call to the Ombudsman’s office or
the Department of Business and Professional Regulation. Can you give
me some insight as to what the heck
we’re doing wrong?
segments and billed as such. I usually
advise Boards that calling an attorney
is a business decision. Are there attorneys out there that don’t put you on the
“clock”? Yes, and it’s up to you to go
out there and find them. And it’s up to
you to look through the legal contract,
cross out and initial what you don’t like,
and stick to your guns on the changes.
There should always be at least an allowance for 5­10 minutes of conversation without incurring charges, and you
must get this in writing. Always review
your billing statements from the attorney and don’t be afraid to question and
negotiate charges that you feel need
it. And always ask the question “Am I
being charged for discussing this with
you?”. If the answer is yes, I’d look for
another attorney. Remember, a good attorney is a fair attorney. A good attorney wants to really help the Association
he represents, not bill them into submission.
The Association Board must set rules
on calling the attorney. Have your
thoughts organized and written down
beforehand, ask direct questions and
ask for direct answers. Authorize who
can call the attorney and under what
circumstances, and for how long the
conversation can last. Use what I call
a written “attorney contact log”. Have
all conversations with the attorney
logged as to the date, the exact time
the call was placed, what time the attorney got on the line, exactly what
was discussed, and the exact time the
call ended. A Board should be able to
use this log to stay within budget, under normal circumstances. You have
many choices out there when selecting an attorney. Choosing the right
one for your Association is imperative.
Rich Parker is an expert condominium
consultant, licensed Florida CAM and
Private Investigator, and President of
The Presidents Club, an organization
that affords Presidents of condos and
HOA’s the opportunity to network
with their peers and exchange valuable
information while gaining educational
knowledge of the industry. For more
information or if you have a question
that you would like answered in one of
our columns, please email Rich Parker
at [email protected].
Signed, Legally Blind
Dear L.B.,
I completely understand your concern, and thank you for complimenting me on the column. I have a particular issue with condo attorneys and
the fees they charge. The Board must
remember that everything in the condo world is a business. The attorney
for the condo is in business not only
to provide legal advice to the Association, but to make money doing so.
When you make a phone call to the
attorney, in most cases, a clock gets
turned on. You are being billed for
the time you take from the attorney.
The hourly fees range widely from
attorney to attorney. But those fees
are usually broken up into minute
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April 2014
Page 5 The Grandview Condominium
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Persons submitting same agree to do so voluntarily. CGP is indemnified and held harmless from any and all liability arising out of such publication. Coastal Group Publications (305) 981-3503.
Page 6 The Grandview Condominium
April 2014
April Showers and
May Flowers
Experience has a
local address.
April showers bring May flowers-or so the saying goes. Did you know
that flowers have long had meanings
attached to them? It was especially
popular during Victorian times to
use flowers to send a message to a
loved one. You can recreate this time
honored tradition whenever you send
someone flowers. Use this guide the
next time you are putting together a
bouquet for your loved one.
Baby’s Breath - innocence
Bluebell - humility
Carnation - devoted love
Chrysanthemum - cheerfulness
Daffodil - regard
Daisy - innocence and gentleness
Gladiolus - natural grace
Lavender - devotion
Lily of the Valley - sweetness
Primrose - young love
Pink rose - perfect happiness
White rose - charm and innocence
Red rose - love and desire
Violet - faithfulness
Alan A. Linker
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www.morganstanleyfa.com/
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