Publication - SignatureFlip
Transcription
Publication - SignatureFlip
BUCKLEY LAW SMALL BUSINESS After his first job with a big law firm wasn’t rewarding, John Buckley came here to start his own practice, working with his wife. csbj.com | @CSBizJournal 7 VOLUME 25, NUMBER 37 | Dec. 5 - Dec. 11, 2014 | $2.00 5 Bartolin stepping away as Broadmoor CEO By Cameron Moix [email protected] The Broadmoor has announced its sixth change in leadership since the historic Colorado Springs landmark opened its doors in 1918. Steve Bartolin, who has served as the hotel’s president and CEO for nearly 24 years, said in a news release Wednesday he will step down March 1 to beBartolin come chairman. Bartolin will be replaced by Jack Damioli, who currently serves as vice president and managing director of the hotel. “I have confidence and comfort placing this responsibility in Jack Damioli’s capable hands,” Bartolin said in the re- ONE ON ONE TONY His life in baseball has provided the Sky Sox GM many successes, yet he’s still pumped about the future. 4 OTHER VOICES LESLIE WIESE The issue of what to do with Drake Power Plant isn’t going away, and it should be addressed. 19 HAZLEHURST WE SHOULD LEARN FROM, YES, DULUTH By Cameron Moix [email protected] After a decade of waiting, followed by months of unanticipated delay, officials now say visitors at America the Beautiful Park will have access to Fountain Creek by July. The Creekside at America the Beautiful Park project stalled just after its summer 2014 groundbreaking, when Colorado Springs Utilities workers encountered hazardous building materials buried beneath the creek’s eastern embankment. Now, after working with agencies and organizations on asbestos abatement and design alternatives, city officials say work should resume in early 2015. Plans for the park’s southwest corner include better conINSIDE YP: Joe Kinlaw (right) ���� 6 City for Champions������� 10 Give: Harley’s Hope������� 12 People on the Move������ 13 Focus: Tax issues���������� 14 City Bits������������������������ 17 The List�������������������20-21 1 EDITORIAL: BUSINESS ALLIANCE 18 56525 10751 3 the decades deserves a thoughtful and planned succession,” Bartolin said in a release. “Jack joined us a year ago specifically with this in mind. In the past year, he has demonstrated he has not only the requisite business skills, but more importantly the understanding and appreciation of our family of employees. Jack understands our philosophy that The Broadmoor will only be as successful as our employees allow it to be.” Damioli is the seventh person to have been appointed to the top position of leadership at The Broadmoor in its 96year history. The first was the hotel’s See Broadmoor page 16 Creekside project on track, not on budget 6 The far-north Minnesota city has turned itself around by striving to make life more interesting for its residents. Ralph Routon looks at Bartolin’s impact. Page 5 Photo by Cameron Moix ENSOR lease. “It gives me great pride in knowing The Broadmoor’s best years lie ahead.” As chairman, Bartolin will oversee the hotel’s operations and provide guidance and support while Damioli will manage day-to-day operations. Damioli will also serve as president of the Manitou & Pikes Peak Cog Railway, which The Broadmoor owns. Damioli arrived in January after having served seven years as president and general manager of the Gasparilla Inn & Club in Boca Grande, Fla. Before that, he worked for 22 years at the Greenbrier, the West Virginia resort hotel from which Bartolin departed to join The Broadmoor in 1991. “An iconic business like The Broadmoor that has had such stability in ownership and management over nections to the park, new trails, clusters of cottonwoods and willows, a boardwalk, open-water areas and environmental activity areas equipped with boulders and logs for play. Despite community concerns, officials say the project should remain true to that vision. “Basically, the concept has been to connect the park to the creek, and we’re still going to be able to do that,” said Kevin Shanks, vice president and director of THK Associates Inc., the Aurora-based firm commissioned to design the project. “We’re still going to have all the different components, but they’re just going to be arranged differently.” Although officials from city parks and the Greenway Fund are unsure of how drastically the $320,000 budget will be See Creekside page 9 Colorado Springs Business Journal Sign up for the CSBJ Daily Email at www.csbj.com 13.5 in. 2 Dec. 5 - Dec. 11, 2014 9.75 in. BETTER CARE FOR YOUR PEOPLE. A BETTER SOLUTION FOR YOU. With our integrated technologies and dedicated doctors and staff, we’ve made an investment in quality care that few health providers can match. The result is better overall health for our members and a healthier, more productive workforce for your company. Visit businessnet.kp.org Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Dec. 5 - Dec. 11, 2014 3 Here’s a different role model: Duluth! A couple of decades ago, no one would have put Duluth on a list of America’s best towns, let alone at the top of the list. Located 150 miles north of Minneapolis, on the shores of Lake Superior in north- HAZLEHURST eastern Minnesota, Duluth was a dying Rust Belt city with a collapsing economic base and an unemployment rate of 15 percent. Since then, however, the city has turned things around. This fall, readers of Outside magazine selected Duluth as America’s “Best Town Ever,” beating out such stalwarts as Boulder, Missoula, Mont., and Burlington, Vt. That’s quite an honor, particularly for a city with Duluth’s less-than-tropical climate. Last winter, Duluth residents enjoyed (if that’s the word) 23 days of below-zero temperatures. Despite all that, the city of 86,000 — but with a metropolitan area of 280,000 residents (ranking 166th nationally, with Boulder at 160th and Greeley at 173rd) — has re-oriented itself around participatory sports, tourism and health care. The unemployment rate has dropped to 4.3 percent, and Duluth has become a magnet for young professionals. John Thanks to 100 miles of challenging single-track mountain bike trails within the city limits, Duluth has become a destination for mountain bikers. The trails, constructed in the hills around Duluth, initially were received with skepticism. Mountain biking trails in a city with no mountains? But things have worked out, according to a recent article in the Minneapolis Star-Tribune. “I can’t tell you how many people said mountain biking [tourism] will never come to Duluth,” said Hansi Johnson, the city’s mountain biking czar. “Now we have mountain biking magazines coming here.” In a recent interview with Bicycling Magazine, 40-year-old Duluth Mayor Don Ness talked about Duluth’s revival. “Most cities put a premium on making life easy,” said Ness. “Cities like Duluth put a premium on making life interesting. It’s not for everyone; it will never be an American standard. But I think a lot of people are looking for that.” That’s what I was looking for in 1981 when my then-spouse and I moved back to my hometown after a 20-year absence. Fleeing the chaos and crime of Miami, we sought stability, safety, good schools, economic opportunity and adventure. Colorado Springs was small, open and welcoming. New arrivals brought new ideas — and both were embraced. “I remember when I moved here in 1984,” said Les Gruen of Urban to see if anyone’s gaining on us, or look Strategies, who represents Colorado forward to new destinations. We look Springs on the state Transportation straight down so we won’t trip. Commission. “There were thousands But we still want to run things. That’s of people like me, professionals in their why Keith King runs City Council, Terry 30s who had come here to work, start Storm runs the Pikes Peak Association of businesses, raise their families. It was Realtors, Dick Celeste runs the Olympic so accessible to newcomers — you could Museum, Bill Hybl runs El Pomar and always find a place at the table, a way to Steve Bach runs the city. participate in the community.” A city that makes things interesting Young men and women still come for its residents is one that offers newto Colorado Springs, but the city has comers a sense of ownership, possibilchanged. We might ity and growth. We once have been exno longer do so; in pansive and optifact, new arrivals mistic, but no more. may find themselves The 30-somethings infected by our own have become 60weary pessimism. and 70-somethings “The clock is tick— and many of us ing,” said one reaare not stepping sonably successful gracefully aside. young professional. We’re not a “I love it here, my – Duluth Mayor Don Ness youthful city. We’re family loves it here, an open-air senior but I have to make a center, demographically tilted to the living. We’re just so stuck in this town Silver Sneakers set. One telling statistic: — there’s so much negativity.” Among 3,500 American cities, Colorado What can we do? Nothing much — the Springs ranks 20th in military retirees. geezers aren’t going anywhere, so you We’re one of two cities in the top 20 with young ’uns will have to wait until we fewer than 1 million inhabitants, and die off. Maybe I’ll move to Duluth, but the only one with fewer than 500,000. I probably wouldn’t like it. Too cold, too Geezers tend to be cautious, risk averse hip, and the young people run things. and inwardly focused. I know because I They wouldn’t be interested in my vast am one. We don’t look over our shoulder wisdom. CSBJ “Most cities put a premium on making life easy. Cities like Duluth put a premium on making life interesting.” n Every $100 raised in the red kettles helps The Salvation Army FEED 3 struggling families for a week; SHELTER a homeless neighbor for 8 nights or RESTORE a child’s stability for 2 weeks. Ring a bell for The Salvation Army at your place of business on CEO Ring Day. Contact 884-1050 or [email protected] for details. Photo by Bryan Grossman 4 Dec. 5 - Dec. 11, 2014 Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Ensor likes new outlook for Sky Sox By Bryan Grossman [email protected] W hen asked about his proudest moment in baseball, Sky Sox General Manger Tony Ensor naturally lists his two Southern League championships with the Birmingham Barons, the Double-A minor-league franchise he managed in Alabama. But his proudest moment, perhaps, was as a Little League outfielder called in by his coach hours after a dentist’s visit. Stuffed with gauze, his mouth still numb, a fly ball was hit in his direction. His arm raised, admittedly more to shield his eyes from the sun, the ball fell into his mitt for the final out. Ensor tells that story with the same passion he evokes for the community, his Sky Sox and defending baseball as America’s game. How did you end up as GM of the Sky Sox? I was born in Kentucky and raised in Tennessee. I started working in baseball in 1985 as a groundskeeper for the Chattanooga Lookouts, which was the Double-A affiliate of the Seattle Mariners at the time. ... I was [in Chattanooga] for five years and left at the end of the [1989] season after a championship to go to Birmingham, Ala., which was, at the time, the Double-A affiliate of the Chicago White Sox. … From there I was stadium operations manager, then director of group sales, director of sales, assistant general manager, vice president, then general manager, then president and general manager when I left [Birmingham] in 2004. What does a GM in baseball do? I try to create a vision for the organization, whether that be the marketing side, the sales side, the facilities, the food and beverage side. I try to take the best ideas we find across the country; I go to a lot of meetings, a lot of seminars, sharing best practices, to find out what we can bring back to Colorado Springs that would be great for our fans. … It’s setting a path for the organization, giving us a direction and keeping us on course by plugging the right positions with the right people. You broke attendance records this year, but you also had the worst record in Triple-A baseball. Was this a successful season? Absolutely. Wins and losses, we don’t get to control that. But what we do control is our efforts in the community, getting them to the ballpark … and experiencing Sky Sox baseball. That’s what we consider a success on our side. We certainly want a winning team on the field. We know people want that. … But it goes to show you people want to come out and support the team. one on one TONY ENSOR The greatest players in the game bat .300. They fail seven times out of 10.” Since the team signed the player development contract with the Milwaukee Brewers, are you concerned about the Sky Sox no longer affiliating with a Colorado brand? The response we’ve had since we’ve made the announcement has been overwhelmingly positive. … It was a bit of an education process, because [realignment] happens all over the country every year. Fans in Colorado Springs hadn’t experienced this in 22 years. We had a lot of people think the Sky Sox were leaving. We’re not. We were with the White Sox at one time. We were with Cleveland at one time. We were with the Rockies. We view that relationship with the Rockies as a part of our history and that’s something we are very proud of. The number of players we put in the big leagues over that 22-year period is amazing. Close to 70 percent of Sky Sox players went on to play in the big leagues. … Quite honestly, I think this creates some excitement for next year. There will be a lot of people in town who have never seen players from the Brewers. The Milwaukee Brewers have had a lot of success at the major-league and minor-league level. … The team we’re likely to have will be an exciting product on the field. What life lessons can you learn from baseball? Baseball is a long game. It’s a nine-inning game and it changes from the first pitch to the last pitch. You have to adapt and adjust, just as you have to adjust in your personal or business life. … The thing I love about baseball is, it’s a team sport, but at times, it’s also a very individual sport. If you’re a batter faced with a 3-2 count, bases loaded and you’re down by one in the ninth inning, that’s all you. You get opportunities to succeed and to fail and you have to learn from those lessons. … It’s a very humbling sport. The greatest players in the game bat .300. They fail seven times out of 10. … There are a lot of people who would say you learn from that. Some say football has passed baseball as our national pastime. What’s your opinion on the health of the sport today? I think the health of the sport is at a very high level. Are you looking at TV ratings or the participation rates? There is still a high level of participants in the game of baseball across the country. I think it’s still America’s game. … I think baseball is one of the most beautiful games. It’s very athletic but it’s also very poetic. And there’s the history of the game. There’s no other sport in the world that carries the history and relies so much on its history like baseball does. That’s what I really love about the game. You have a son named Gehrig. There’s an obvious baseball connection there. What about your daughter, Grace? Were you a Mark Grace fan? More like Princess Grace. I wanted to name her Ruth and get Gehrig and Ruth together again, but that got nixed. I named my son after Lou Gehrig because I think it’s one of the greatest stories in sports. I was a fan of Lou Gehrig and his story my whole life. … [My son] is now playing college ball down in Tuscaloosa, Ala., for Shelton State. My daughter is in high school and she’s as passionate about the game as my son or myself. She probably knows as much about the game as we both do. But more Princess Grace — not Mark Grace. CSBJ n Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Dec. 5 - Dec. 11, 2014 5 Bartolin turned challenge into his own era S teve Bartolin arrived at The Broadmoor in July 1991, at a time when the resort needed far more than just some touch-up work. No, the hotel wasn’t crumbling, but it was on the verge of losing touch with the chang- R O U T O N ing world. Being a gorgeous yet slowly fading relic, and living on its reputation as a private escape for the rich and famous, would not have carried The Broadmoor much longer. Tough decisions had to be made. Bold new strategies had to be devised. Dramatic improvements, modernizations and innovations had to happen. Major investments had to come pouring forth from ownership. And somebody, meaning the new man in charge, had to lead the way. Not just overseeing the resort through a remarkable, sustained evolution, but also building new ties with Colorado Springs. Back then, as a 40-year-old newcomer, Bartolin had no blueprint to follow. He never could have been a new version of Spencer Penrose or William Thayer Tutt, icons of different eras and generations. Bartolin had to carve out his own niche and identity, taking The Broadmoor to new heights while preserving its treasured history and personality. Ralph To say that was a daunting challenge for a former minor-league baseball pitcher (1973-74 in the Detroit Tigers’ farm system) would be a massive understatement. When the news came Wednesday of Bartolin stepping aside as Broadmoor president and CEO, becoming chairman as of March 1 with Jack Damioli moving up from vice president and managing director into the president/ CEO role, my first thoughts went back to The Broadmoor that Bartolin inherited. He soon faced an imposing deadline — preparing the resort and its golf club for a moment on the international stage, hosting the 1995 U.S. Women’s Open golf championship. But that was far from the only task on Bartolin’s plate. He also had to deal with, and preside over, the painstakingly difficult process of closing and tearing down the old Broadmoor World Arena, a history-filled but fast-decaying firetrap that had to go away, even without an immediate replacement. Steering the Broadmoor operation through all that, Bartolin built his own credibility. He stood behind every decision, every change, every necessary revision, calmly and convincingly justifying them all. He also realized that some of his ideas — such as fencing in the resort property after years of free public access to the lake and the grounds — might not have been so popular with the com- n Q70 QX80 Nine All-Wheel Drive Models Starting at $37,900 The Colorado Lifestyle The new Infiniti line-up of vehicles were designed with the Colorado lifestyle in mind. Come experience the performance, styling and luxury of what makes an Infiniti the perfect year-round vehicle. Relationships Matter At Red Noland Infiniti Imagine an automotive dealership where customers return again and again and who passionately spread the word about their car buying experience to their families and friends. That is what happens when you find yourself enjoying the Red Noland Way of doing business, where relationships matter most. “Customers for Life” – That way of thinking is the foundation of our company. Red Noland Infiniti 719.444.8881 He stood behind every decision, every change, every necessary revision, calmly and convincingly justifying them all. “I’m tired of driving 20 miles for a CT scan.” DESIGNED FOR COLORADO Q50 with the next great ideas, when others might have slowed down or become satisfied after nearly a quarter-century. Transforming Broadmoor West, replacing Charles Court with Ristorante Del Lago, adding the Cloud Camp, Fishing Camp and Ranch at Emerald Valley, acquiring and enhancing Seven Falls — all of those additions have come in the past few years as Bartolin never considered using the term “mission accomplished.” And finally, as only the best CEOs are able to do, Bartolin crafted his own succession plan, chose Damioli as his replacement and now is gracefully sliding into the shadows. Over the past year, Damioli has shown every indication of being the right choice to provide both the continuity and stability but with a fresh supply of possibilities for years to come. That’s how a truly exceptional operation like The Broadmoor stays at the pinnacle of the hospitality industry. And how someone as remarkable as Bartolin can succeed in creating his own secure place in The Broadmoor’s, and Colorado Springs’, history. In the parlance of the sport he still loves, Steve Bartolin has pitched the perfect game. CSBJ It started with... PREMIUM VEHICLES QX60 munity. But he was smart enough to let time heal those bruised feelings. When you see the list of Bartolin’s notable accomplishments, you can’t escape several conclusions. First, he succeeded in convincing different owners to spare no expense in lifting The Broadmoor to new heights. Just think: Broadmoor Hall and the Summit restaurant, the new golf club building and spa, the Lakeside Suites, the Broadmoor Brownstones and West Residences, the new pool complex, increasing from 550 to 779 rooms ... we could go on, but the list never ends. Second, he realized it wasn’t just about the hotel, but the amenities and the impeccable service. The golf course and hosting championships such as the U.S. Senior Open still mattered, and the world-class spa added to the appeal. Maintaining the highest level of service always was a given, but never taken for granted. Even if you were just going to the Tavern (now La Taverne) for the music, the Golden Bee for a yard of ale or the International Center for an event, you were as special as the guests spending a month in the Carlton Suite. Third, he never stopped coming up It ended with... PENRAD Imaging’s new Monument location. Starting in December 2014, northern El Paso County will look at medical imaging in a whole new light. That’s because PENRAD Imaging is opening a new facility in the Tri-Lakes Health Pavilion (next to the YMCA), offering CT scans, screening mammography, ultrasounds, X-rays and other imaging services. Healthcare in Monument has never looked better. Now scheduling appointments at 719-785-9000 or online at PENRAD.org. www.RedNolandInfiniti.com PEN-0514-051 New Monument Facility CSBJ Ad_10-12-14.indd 1 10/13/14 2:57 PM 6 Dec. 5 - Dec. 11, 2014 Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Photo by Cameron Moix Kinlaw brings legal, business expertise to Colorado Springs firm By Cameron Moix [email protected] W ith the word “law” in his name and a number behind it, Joe D. Kinlaw II seems to have been born to become an attorney. Kinlaw, 28, is a transactional lawyer practicing business law and estate planning for Mulliken Weiner Berg & Jolivet, where he started in July. Originally from the Dallas-Fort Worth area, Kinlaw decided to start his career and a family in the Springs after law school when his wife became pregnant with their first child. He spoke this week about that, the local lawyer scene, why he loves Colorado Springs and what he does for business owners in the community. Tell us about your background. I have a business degree from the University of Northern Colorado, where I minored in economics, and I went to law school shortly thereafter at Thomas Jefferson School of Law in San Diego, California. I graduated magna cum laude from there and was the editor-in-chief of the Law Review. Originally, I’m from Dallas. I moved out here to Colorado in middle school with my family — my parents came out here and fell in love with the Springs, the views and that was it. What made you decide to return to the Springs after college? For one, the beauty really is hard to beat. My wife and I found out we had a child on the way, which also helped us to make the decision to move back to be close to family. How did you become interested in law? When I was in business school I took a business law course and fell in love with it, so I took another one. That helped me solidify my decision to go to grad school. Pursuing an education is always something that interested me, but I really found my passion for law in business school. How did your specialties develop? I really found my niche in law school. ... Entrepreneurship is really something that interests me and I believe it is what this country really is founded upon and has led our success in the world. I want to help new business owners prepare for the future and to anticipate for problems when they do happen. So I’m a transactional lawyer and specialize in the area of business law and estate planning, which often go hand-in-hand with small business owners. ... Estate planning is something that many people think of as just a niche area for the elderly — people for whom death is more realized or accepted. Younger people tend not to think about it and don’t plan, and that is an area I’m trying to branch my practice out to those young entrepreneurs. What is it like, practicing law as a young professional in the Springs? Everyone has been very receptive and excited to see a new, young face in town. Colorado Springs is just such a great community; one thing leads to another here and it’s very connected. It has been a really great experience starting my career. Are you involved with young professionals? I’m involved in the bar associations and I would like to see members of those bars a bit more active than they are, especially down here in the Springs where it is a bit more difficult to be a young person in the legal profession. ... A lot of people run off to Denver and end up missing the opportunities that are here. This is a place to grow and begin making those connections that will create a career avenue. What do you like to do in your spare time? My wife and I love to put the little guy in a backpack and go explore. We’re a big outdoors family — we hike, go four-wheeling and just love to take a back road and see where it leads. CSBJ • Take your classes on campus, online, or a combination of both. • Spend as little as 4 semesters or as long as 5 years to complete your degree, even if you are deployed. • Eligible for GI Bill, Vocational Rehabilitation Funding, VA funding, financial aid, and many employer reimbursement programs. www.UCCS.edu/mba | 719.255.3408 | [email protected] ADVANCE Whether your goals including military advancement or a transition to civilian employment, our flexible, high quality, and affordable MBA program is designed to help. n Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Dec. 5 - Dec. 11, 2014 7 Photo by Bryan Grossman S m a l l B u s i n e ss Buckley Law Established: 1991 Employees: 2 Phone: 447-8797 Web: buckleylaw.com John Buckley is principal of Buckley Law, a boutique firm he runs with his wife, Melinda. The firm specializes in estate and business planning. Local lawyer dispenses global wisdom By Bryan Grossman [email protected] W hile growing up in Kentucky, John Buckley III set three goals for himself: attend the Air Force Academy, become a fighter pilot and get a law degree from Harvard. The Colorado Springs-based attorney is batting a perfect three-for-three. “Where I come from, you don’t get to do that,” the principal of Buckley Law said of any one of his ambitions. Buckley, who provides estate, business and asset protection planning, arrived in Colorado Springs in 1973 as a first-year cadet. He would spend a decade on active duty before investing 14 additional years as an intelligence officer in the reserves. When Buckley left active-duty service in 1987, it was to attend Harvard Law School. His first job as an attorney was with one of the largest firms in Michigan. “I spent 10 months, three weeks, four days, six hours and eight minutes at a big law firm,” Buckley said. “But who’s counting?” Buckley said, when hired, he was told he would devote half his time to international, transactional law and half his time in litigation. “The only reason I agreed to do litigation was so in five years I could transition solely to international law,” he said. “Promises were made but not fulfilled. I was doing 99 percent grunt litigation. … In 1990 I was up at 2 in morning reading transcripts. … I was fourth or fifth in rank and learning, but I hated it. I wanted to go do deals.” Buckley resigned. To the east Buckley had built several lasting relationships during his time at Harvard that proved valuable after he’d left his job in Michigan. “I’d met some prominent Saudis in law school,” he said. “Well, this thing called the Gulf War started and I had two years of Arabic from the Academy and one year studying Islamic law at Harvard. My connections were telling me it was a great opportunity for Americans [to do business in the Middle East].” Buckley, now self-employed, represented several medical and tech companies looking to set up offshore businesses. “Kuwait is a country of just over 1 million people, but all these American companies wanted to start something there,” he said. “It was hunting the white buffalo — the big kill.” Still wet behind the ears, Buckley said it was hubris that led to his success half a world away. “That [pride] is part of being a fighter pilot,” he said. “But I was also willing to do 15, 18, 20 hours a day to learn as quickly as I could.” He said he did well for himself, but was constantly away from his first wife and their three children. “I loved what I was doing but I was gone all the time,” he said. His career was taking a toll on his family, so he decided to invest the money he’d made overseas into opening a small, boutique practice stateside. His wife at the time had family in Colorado Springs, and Buckley made his permanent return to Colorado in the early 1990s. and said his distaste for probate court grew from that experience. As a result, conflict resolution is part of any contract he drafts. “No corporate client of mine will ever go to probate court,” he said, “because they’ve signed and agreed to terms of conflict resolution as part of their contract. I learned how to resolve conflict outside of court [while overseas]. Even if you win in a court, it tastes like gravel because the process is not conducive to building a relationship. All contracts are relational.” Keys to your success Buckley said a large part of his mission is educating his clients about business law. He said anyone considering starting a business should take into account several factors. “Firstly, relationship is king,” he said. “If I start from that, then I will build my service or manufacturing ethic with my customers, my vendors and my employees in mind.” Secondly, Buckley said to create an entity “if you’re going to make $10,000 a year and have more than one half-time employee.” He said to avoid a sole proprietorship in many cases to better mitigate income and self-employment taxes. Thirdly, Buckley said to start Keys to his success with the end in mind. “Know how to get out,” he said. Buckley says his firm was built “You’ve created this successful on relationships, a business ethic he business — have an exit strategy.” learned while in the Middle East. – John Buckley III Finally, Buckley advised un“Their word is their bond, espederstanding the “rules” of small cially in business,” Buckley said of business: the Arab world. “Today, when I draft an agreement, I “Ninety percent of all small businesses fail in three want to do as much as possible to retain relationships, years. … Be patient. Set yourself up for success. … even in the midst of conflict. If I do that, then I’m going Whether you’re a service business or not, you might to make a difference for my clients. The resolution will do better to reinvest some money into your business. be quicker, less expensive and maybe we’ll never do … Be willing to spend money now to make money in another deal … but we’re not going to hate each other.” Buckley personally weathered a contentious divorce the future.” CSBJ “Even if you win in a court, it tastes like gravel because the process is not conducive to building a relationship.” n 8 Dec. 5 - Dec. 11, 2014 Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal maRKet SnaPShot Tax filings: Designed by Melissa Edwards 2013 2013 -vs2014 2014 % Change 147,744,000 149,215,000 1.0 Total Returns Processed 147,223,000 148,954,000 1.2 TOTAL 122,515,000 125,821,000 2.7 77,268,000 77,875,000 0.8 Self-prepared 45,247,000 47,946,000 6.0 Visits to IRS.gov 437,814,185 420,157,617 -4.0 Number 109,261,000 109,264,000 0 $299.863 billion $304.037 billion 1.4 $2,744 $2,783 1.4 83,728,000 83,915,000 0.2 $244.929 billion $244.623 billion -0.1 $2,925 $2,915 -0.3 Individual Income Tax Returns: Total Returns Received E-filing Receipts: Tax Professionals Web Usage: Total Refunds: Amount Average refund Direct Deposit Refunds: Number Amount Average refund (Source: www.irs.gov) “ We greatly value our partnership with PPCC. The college is a tremendous asset to our downtown, attracting thousands of students to our city center. President & CEO, Downtown Partnership of Colorado Springs “ Susan Edmondson 719.502.2000 | PPCC.EDU Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Dec. 5 - Dec. 11, 2014 9 Creekside: Project joins ATB Park, Fountain Creek From page 1 affected, they plan to complete the project before its funding deadline of June 2015. Unexpected delays Utilities crews were about halfway through excavating the site in early July when they discovered asbestos buried among a heap of construction debris within the berm separating the creek from the park. “Utilities personnel encountered historical undocumented artificial fill material, which included potential asbestos-containing floor tiles adhered to concrete rubble,” Utilities spokesperson Patrice Lehermeier wrote in a Sept. 25 email. The non-friable asbestos since has been treated, capped and confined to a 5,625-square-foot area within the fenced-off worksite, which officials say makes it safe for park users. Because the state has specific regulatory requirements and protocols for dealing with soil affected by asbestos, workers were unable simply to dispose of it. Instead, the project entered a state of analysis and consultation to determine the best course of action. Since then, the city has worked with consultant Pinyon Environmental to develop an estimated cost associated with asbestos disposal and containment, and with THK to create a design alternative. “We’re waiting for an estimate for the new alternative, which will determine the cost,” said Chris Lieber, park development manager for the Colorado Springs Parks, Recreation and Cultural Services Department. “We are anticipating additional cost associated with the asbestos abatement.” Lieber said the work involved should send the project “above and beyond the current project budget,” which will require identifying additional funding sources. Potential sources of funding include the parks departdownstream from the park. It will also serve as an ment’s project savings, he said. interpretive area, where issues related to stormwater Lieber said the team is now “honing in on a design and flooding are addressed using natural elements as alternative” with plans to resume work in late January or well as retaining walls corresponding with 5-, 10- and early February, pending weather and a state review of soils 50-year flood levels to visualize impacts. management plans. The team has one preferred alternative “We want to better connect people in America the design, requiring only a change in the grading and layout Beautiful to the waterway in a safe, enjoyable way so they of the park, but perhaps with more excavation, he said. can put their feet in, enjoy it and also learn about it,” “We might encounter more debris ... we’re just not sure,” said David Lord, who sits on the boards of the Greenway Lieber said. “We looked at a couple of different designs, all Fund and Downtown Development Authority. of which met the primary objectives — providing a great place for interpretation, better access between the creek Creekside’s vision and the park, as well as providing a natural playground When Creekside is complete, some hope it will have area — which is important to our stakeholders.” an effect similar to that of waterway destinations in The work initially was planned alongside the creation of other cities — the creation of an “environmental playAmerica the Beautiful Park — but funding was an issue ground” by removing the natural berm barrier and so the berm was left untouched. And combining the two assets. funding still is very much a factor Those involved with the project, for Creekside. as well as local developers, hope The primary source of funding is the project will create momentum a $280,000 grant from the nonprofit in downtown development as in Great Outdoors Colorado (part of a Pueblo and Denver, were waterways regional $2.5 million grant, of which have helped create recreational, the Springs received $1.29 million), residential and commercial appeal. set to expire in about seven months. “Connecting the park to the water Despite losing 90 to 120 days, Lieber is a great next step to realizing the said that is a manageable timefull vision of America the Beautiful line, and the team can apply for Park where park patrons can access an extension if another delay is the water and recreation amenities encountered.” – Chris Jenkins can then follow,” said Chris Jenkins, “We still plan on getting the president of Nor’wood Development project done to meet our fundGroup. “Just look how activating the waterways has reing partners’ requirements,” Shanks said, adding that vitalized downtown Denver, Buena Vista, Salida and the remaining $40,000 came from the Downtown Oklahoma City, to name a few. These improvements ... Development Authority. are incredibly valuable amenities and the kinds of public While the project is not expected to affect the creek’s infrastructure that attract capital, support growth and flood plain, it is designed to alleviate the flow of stormwater and reduce risk of flooding residential areas increase property values.” CSBJ |P Power Lunch Local Business Issues & Solutions Presented by Regional Chambers “Just look how activating the waterways has revitalized downtown Denver, Buena Vista, Salida and Oklahoma City.” n WARM 600 HEARTS IN A DAY. Powered by Platinum Relations & Ent FCU, hear from local and regional Chambers of Commerce (Tri-Lakes, Woodland Park, Southern Colorado Womens Chamber, Manitou Springs, and Fountain). We will discuss current business issues as well as solutions that each Chamber has for business and our community. $25 includes, lunch, great networking and the Chamber Panel! Friday, December 19, 2014 11:30 am — 1:00 pm Cheyenne Mountain Resort register at csbj.com/events WHAT A DIFFERENCE A DAY MAKES. For only $1,500, you, your business, organization or church can sponsor a day at Marian House. In that one day, your support provides a homemade, nutritious meal to everyone who comes through our doors. They are families with children, veterans, seniors, the working poor, and people who are homeless. Most just need a little help to make ends meet, but for some, this is their only hot meal of the day. Commit to a sponsorship today by calling 719-866-6440 or online at MarianHouseSponsorADay.org CC_1500_CSBJ Ad-CLR_4.75x6.5.indd 1 11/24/14 6:16 AM 10 Dec. 5 - Dec. 11, 2014 Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal C4C compresses to single issue By John Hazlehurst [email protected] T he debate over City for Champions has evolved (or devolved) into a single-subject argument. The context: Should local tax-increment financing (TIF) be used to cover approximately $100 million of the $250 million proposal? Is TIF a painless way to fund major civic improvements, or is it a sophisticated scam, a way for special interests to tap precious tax revenue for their own ends? Structuring tax-increment funding for C4C would not be complex. Start with general fund city tax collections in the base year. Assume that the average annual rate of sales tax growth is 1.5 percent. Anything above that rate is the annual increment. The city’s Urban Renewal Authority, subject to Council approval, can sell bonds secured by all or a portion of the sales tax increment. Buyers of such bonds well understand that they have no claim on anything else. Absent such funding, the University Village Colorado retail center wouldn’t exist. The developers partnered with the city Urban Renewal Authority to transform a blighted stretch of North Nevada Avenue into a shopping environment so enticing that it attracted our city’s first Trader Joe’s. The bonds are in technical default due to slow initial lease-up (remember the Great Recession?), but they’ll soon be current. Bondholders aren’t worried. “[University Village] is the poster child for TIF funding,” said a senior city official. “It’s been an amazing success.” Funding a great city Denver’s soaring economy has visibly benefited from wholly or partially tax-funded projects, including Coors Field, Sports Authority Field at Mile High, the Denver Art Museum’s Hamilton Wing, Colorado Convention Center, Denver International Airport and the Denver Public Library. This lavish municipal spending helped create the foundation for billions in private investment, tens of thousands of jobs and consequent rapid increases in property values. In 2009, the Colorado Legislature enacted the Regional Tourism Act. Intended to “create a mechanism for a local government to undertake a regional tourism project to attract outof-state visitors,” the act authorizes the use of state sales tax increment funding (SSTIF) to help finance certain kinds of economic development projects. To be approved, “a project must be of an extraordinary/unique nature and be reasonably anticipated to contribute significantly to economic development and tourism in the state and communities where the project is located.” The $250 million City for Champions project gained state approval for $120 million in SSTIF. T hat com m itment supports approximately $47.5 million in bond funding. Other funding, including $48.2 million in private donations, $10 million in new market tax credits and/ or municipal bonds, $13.9 million in clinic revenues/UCCS bonds, and $29.5 million in Parking Enterprise bonds, will bring in approximately $100 million. Another $100 million must come from “local public sources,” meaning sales tax increment funding from Colorado Springs and El Paso County. The project website hasn’t been updated since Sept. 22, and no contact is named. Miller attacks Councilor Joel Miller’s entry into the mayoral race will have at least one predictable impact: C4C’s financial structure will be an election issue. Miller has said that he doesn’t want to be a “one-issue candidate,” but it’s clear C4C will be front and center. Here’s his argument against funding Computers so reliable, you’ll... Relax. We’re IT Experts. C4C with tax-increment financing, taken from his website. “What’s not immediately apparent is the total cost of the local public funding,” Miller wrote. “This is an amount that any mortgage company is required by law to tell you — the total cost of the debt over the life of the loan … all told, the full cost of that ‘sale price’ for local taxpayers over 30 years: $350 million.” Are Miller’s figures correct? Will City for Champions actually siphon off $350 million in public funds that could otherwise be used for crucial infrastructure projects? No, unless inf lation-adjusted city sales tax revenues increase less than 1 percent annually for the next 30 years (assuming inf lation of 1.5 percent annually). Such a scenario presumes three decades of economic stagnation coupled with zero population growth. Even if attendance figures at the Olympic Museum and the stadium/ events center are far less than the optimistic numbers put forth by C4C supporters, the local economic effect will be substantial. The Olympic Museum and downtown stadium/events center would be built in a now-blighted area It’s time to think differently about IT support for your business. 719.630.1280 navakai.com Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Dec. 5 - Dec. 11, 2014 11 that contributes nothing to the local economy, magnifying project impact. According to an economic impact analysis by Summit Economics, C4C will account for $192 million in net new local tax revenue over 30 years, after TIF financing ($6.4 million annually). Cut Summit’s estimate in half, and the project will still bring in $96 million in the 30-year period. Summit also estimates the combined projects will bring more than 5,000 new jobs and increase the region’s gross metropolitan product (GMP) by $6.5 billion in the next 30 years. Proponents slow to react “If you don’t define yourself,” said Rachel Beck, a political advisor who has been involved in many local campaigns, “then someone else will do it for you.” Miller’s anti-C4C campaign is based on two talking points: The stadium/ events center alone will cost the taxpayers $200 million, and the four projects together will stick us for as much as $350 million. He conflates the actual cost of the projects with projected financing costs and downplays their projected benefits. He asserts, without offering examples, that “dozens of similar projects across the country have not performed as projected” and that if the Colorado Springs economy grows only slightly more than the inflation rate, we’ll be in big trouble. “He can disagree with our conclusions,” said a senior official in Mayor Steve Bach’s administration, “but you This rendering shows what a portion of downtown would resemble after improvements were made under C4C. can’t disregard the context.” Unfortunately for C4C proponents, this is not an arid debate over the finer points of municipal financing strategies. This is a political campaign, and Miller is busily defining the issue without any coherent response from project supporters. It may be difficult to create such a response. The city’s final application for state funding amounted to 750 299 $ Standard Features FORKLIFT LEASE SPECIAL / month* Expires Dec. 31, 2014 • 5,000 Lbs. Capacity @ 24" Load Center • GM 3.0L, TIER IV LPG Engine • 185" Triple Stage Upright • Integral Side Shifter • 42" Forks • Solid Pneumatic Tires • Flashing Beacon • Back-Up Alarm • Full Light Package efits. Costs go unmentioned; indeed, the state’s commitment is mischaracterized as “a $120.5 million state tourism improvement rebate,” which we can “leverage.” It’ll be slogan against slogan — hundreds of millions in new taxes vs. a shining city on the hill (or, in this case, next to the railroad tracks) bringing jobs and prosperity. Which will prevail? For the moment, Miller has the upper hand. CSBJ n Our clients have an edge *Fair Market Value Lease. 60 month term, with credit approval. Plus local delivery, applicable taxes, maintenance and insurance. No down or advanced payments. 1,500 hrs. max./year. Restricted to normal clean application. FOB: FMH. Call for more details. CALL AND ORDER TODAY! Material Handling Solutions pages of charts, statistics, financial projections, economic impact studies and feasibility analyses. It’s a highly complex proposal, not easily reduced to a few slogans. The project website (cityforchampions.com) hasn’t been updated since Sept. 22. No contact person is named, nor does the organization list a phone number. There is no reference to or discussion of specific financing techniques, only a glowing press release enumerating the proposal’s many ben- 4105 Globeville Road • Denver, CO 80216 303-292-5438 • 800-451-6749 • 303-297-3426 Fax WE ARE EXPANDING! Do you live, breathe, eat and sleep sales? Want to earn a great living by representing the Colorado Springs Business Journal? Workers Compensation General liability mediCal liability professional e&o property auto fleets bonds/surety Apply today! Send your resume to [email protected] 719-590-9990 • 3630 Sinton Road, Ste 200 • www.six-geving.com 12 Dec. 5 - Dec. 11, 2014 Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Harley’s Hope offers safety net for pets Harley’s Hope Foundation By Rhonda Van Pelt [email protected] I Una, with her “mom,” Mary, lost her leg to frostbite after getting lost in a snowstorm. A neighbor found her and tied her up outside overnight in subzero weather. Harley’s Hope Foundation helped with her medical expenses. become a homeless animal statistic or become euthanized because the person simply doesn’t have funding.” Bullock walked to a display of photos showing animals HHF has helped and began listing their medical issues: a dog whose leg was shattered by two gunshots (HHF helped get him a bionic leg); pets that were hit by a car, attacked by an off-leash dog, encountered a porcupine or ate rat poison; and a dog with flesheating bacteria from a snake or spider bite. Raising awareness This is HHF’s first time in the Give! campaign, and Bullock is excited about what this can do to elevate the foundation’s profile. When she’s not writing grants for corporate funding, she’s reaching out to local veterinarians and trainers, and to other organizations that help ani- Harley’s Hope Foundatiobn f you’re an animal lover, you know that every time you give your heart to a pet, it’s likely that grief is in your future. Cynthia and David Bullock had grieved for pets before, but losing Harley, their Rottweiler-heeler mix, to cancer in 2010 hit especially hard. So they turned that grief into a determination to help other pet lovers whose four-legged companions need veterinary care. “When you have pets, you know that’s part of it,” Cynthia Bullock said. “There was just something about the situation, getting that diagnosis and being told you’ve got maybe a week and scrambling to do the research, scrambling to get her in for treatment and thinking about all the people who didn’t have our resources, who couldn’t do that. It’s an immediate death sentence.” She talked about Harley’s Hope Foundation in the small building the Bullocks constructed on their Black Forest property, paying for it by using insurance payouts from their losses in the 2013 fire. HHF focuses on reducing the number of pets that are given up or euthanized because their humans are facing financial difficulties. “The majority of the people we work with are senior citizens or people with disabilities, 90 percent. So these are folks who may be living on a fixed income, who rely on these animals as their sole source of companionship or, if they have a service animal, that animal is actually helping them with their day-to-day living. And now you have an emergency — either the pet’s emergency or your own emergency, where you’re going to be hospitalized. “What do you do? We don’t want to penalize these people who really love these animals. We certainly don’t want to penalize the animal by seeing them mals. HHF also helps out with food and training. No. 1 on her wish list: foster homes for animals in need of temporary shelter. For the past three months, the Bullocks have cared for Midget and Shady, cats whose “dad” had to jump out a secondstory window to escape from his homicidal son. The man suffered fractures to his feet, one knee and his face, injuries that prevented his return to his job as a cook. “He was being released from the hospital and was going to be sent to a homeless shelter because he didn’t have insurance. And so we told the friend who got the animals to us, ‘We will hold them as long as he’s in the hospital to give him an opportunity to get his life back together.’ He can’t go back to his apartment — his son bonded out. Why should he suffer any more by losing his animals?” Kitty Pot’s evolution The Bullocks don’t want to rely solely on donations and grants, so they’ve found a unique way to ensure a constant revenue stream. Cynthia has grown catnip for years and was bundling plants for drying when she had a brainwave. “I was listening to the news and all the hoopla about the legalization of pot. I thought, ‘Wow, I need to get some of that publicity and some of that money.’ And I remembered that one of my board members would call catnip ‘kitty pot,’ and I thought, ‘Hmmm, I wonder.’ So we rebranded it as ‘Kitty Pot’ and added Shady, a Russian blue, and his sibling Midget have been in foster care while their person recuperates from major injuries suffered in a fall. Harley’s Hope Foundation co-founders Cynthia and David Bullock have cared for the cats for three months. ‘legally enjoyed by Cool Cats in all 50 states.’” Flextec Corp., a custom label printer based in Colorado Springs, donated the label design — a colorful graphic of a stoned-looking cat — and the labels themselves. The demand has exceeded Bullock’s supply, so she’s importing dried, organic catnip from San Francisco and getting it into local and national outlets. Volunteers help with stuffing the bags and adding the labels. Everyone HHF assists is asked to repay that by volunteering at the office, at pet fairs, etc. This year, HHF has worked 80 cases, plus another 200-plus animals through pet health fairs. Bullock also focuses on pro-active help for animals, with increased spaying and neutering a major goal. “It’s very gratifying to help on a oneon-one basis and know you’ve saved that animal’s life or you’ve kept that relationship intact, but we also want to see fewer animals going into rescues and shelters. “Because now, as a society, we are looking at ‘What do we need to be doing? What services do we need to be providing to prevent these animals from continuously going into homes, being given up, becoming homeless?’ It’s a vicious cycle and we need to look at that as a community.” CSBJ For more information on Harley’s Hope Foundation, go to www.harleyshopefoundation.org. To donate via the Give! campaign, visit www.indygive.com/ save-the-tails/harleys-hope-foundation. n Harley’s Hope Foundation will host a Happy Pawlidays Celebration from 1 to 4 p.m. Saturday, Dec. 6, at Timberview Animal Hospital, 11550 Ridgeline Drive. Santa will be on hand for photos with children or pets, along with refreshments and a holiday gift boutique. Give! donations can be processed on site. Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Dec. 5 - Dec. 11, 2014 13 Compiled by Marija B. Vader People on the Dr. Kierann Toth is the newest addition to the University of Colorado Health Primary Care team at Printers Park Medical Plaza. She specializes in nutrition counseling. Ann Parfitt joined Kumar and Associates Inc. as its business development and marketing assistant. She has a bachelor’s degree in advertising from the University of Nebraska-Lincoln. Zebulon Koons has been promoted to branch manager of the Monument location of Peoples Bank. Koons earned his bachelor’s degree in accounting from the University of Northern Colorado. Parfitt Amanda Fanning, CPA, has Koons Ku d os! degree in business administration and a master of professional accountancy from the University of Nebraska-Lincoln. Peoples Bank President and CEO Brendan Zahl was appointed to the Government Affairs Committee of the Colorado Bankers Association. Zahl was also elected to the board of diZahl rectors of Partners in Housing in Colorado Springs and appointed to the nonprofit’s property committee. Aventa Credit Union recently named Lowell Bender as its mortgage manager. He has more than 18 years of mortgage lending experience. Bender Mov e Jarod Greene joined Cherwell Software as vice president of product marketing. Greene received his bachelor’s degree in sociology from Trinity College and his MBA from the University of Georgia. been named chief financial officer of Adams Bank and Trust. Fanning earned a bachelor’s Members only Northwestern Mutual honored four representatives with membership in the 2014 Forum Group, which recognizes representatives as having an “outstanding year helping clients achieve financial security.” They include Financial Representative Michael Carrol, Wealth Management Advisor Benjamin Harvey, Wealth Management Advisor Kevin Kaveney and Wealth Management Advisor Mark Perrault. Rhodes, Marshall Scholar U.S. Air Force Academy Cadet First Class Rebecca Esselstein, majoring in astronautical engineering, was selected as a Rhodes Scholar. Earlier this year, she was named a Marshall Scholar, which covers two years of tuition and living expenses at top colleges such as Oxford and Cambridge. She said she hopes to attend Oxford and study astrophysics. Mayberry honored for 20 years Greene Later this month, Donna Wurth will retire as administrator of clinical services at Mission Medical Clinic. She worked there nearly 10 years. The registered nurse graduated from Westmar College and St. Joseph Mercy School of Nursing. Colorado Springs Pioneers Museum Director Matt Mayberry celebrated 20 years with the museum on Nov. 15 with many civic and business leaders joining in a special gathering in his honor. CTU scholarships Colorado Technical University awarded 25 scholarships to wounded warriors and 25 to their spouses, it was announced recently. Since 2008, $4.5 million in these scholarships have been awarded. More responsibility LBKII Trust 1994 chose Griffis/Blessing to manage the Northgate Retail Center, 13425-13461 Voyager Parkway. Rita Dugan will manage the property, along with Elizabeth Miller, Josh McFarland and Tony Brizzle. Submit items for People on the Move to [email protected]. On the Horizon Dec. 5 First Friday The Wild Goose Meeting House, 401 N. Tejon St., will have a First Friday event for the Colorado Springs Pride Center. For every drink, Wild Goose will donate $1 to the Pride Center. Dec. 6 Buy a home Home-buying seminar at Ent Federal Credit Union, from 10 a.m.noon, Galley Service Center, 4545 Galley Road, free. To register, ent. com/seminars or 574-1100 ext. 6670. Festival of Lights Family day at the Pioneers Museum, 10 a.m.-2 p.m., free, 215 S. Tejon St. Love a parade FM, at 5 p.m., and Monday, Dec. 8, at 7 p.m. KCME General Manager George Preston will speak on-air with Linda Weise of Colorado Springs Conservatory, and Laura Neumann, C4C advocate. the Pikes Peak Workforce Center, from 10 a.m.-noon, 1675 Garden of the Gods Road, Suite 1107. Free. To register, ppwfc.org. Dec. 8 The changing landscape of marketing for startups, a networking event that brings together entrepreneurs, investors, experts, job seekers and more, from 5:30-7:30 p.m., Library 21c, 1175 Chapel Hills Drive, free. Social media and jobs Expanding your connections through social media workshop, Pikes Peak Workforce Center, from 10 a.m.noon, 1675 Garden of the Gods Road, Suite 1107. Free. To register, ppwfc.org. Federal jobs How to apply for federal jobs, Pikes Peak Workforce Center, 2-4 p.m., 1675 Garden of the Gods Road, Suite 1107. Free. To register, ppwfc.org. Dec. 9 The 30th annual Festival of Lights Parade starts at 5:50 p.m. at Tejon Street and St. Vrain Street and ends at Tejon Street and Vermijo Avenue in downtown Colorado Springs. Orientation Shop for the shelter Create a better resumé Shop Old Colorado City, and portions of all sales will benefit the Humane Society of the Pikes Peak Region. Dec. 7 Radio show City for Champions advocates will host a discussion on KCME 88.7 Pikes Peak Workforce Center orientation, from 2-4 p.m., 1675 Garden of the Gods Road, Suite 1107. Free. To register, ppwfc.org. Create a better resumé at the Pikes Peak Workforce Center, from 2-4 p.m., 1675 Garden of the Gods Road, Suite 1107. Free. To register, ppwfc.org. Dec. 10 Build a resumé Build a basic resumé workshop at Marketing MashUp Manage health costs Learn how to manage health care costs for businesses and individuals at a seminar supported by Well3 Pikes Peak, Colorado Choice, Colorado Springs Health Partners, El Paso County Medical Society, Humana, Kaiser Permanente, Penrose St. Francis and Value Care, from 6:30-8 p.m., Library 21c, 1175 Chapel Hills Drive, free. Dec. 11 Basic computer skills Part 2 workshop on Microsoft Word skills by the Pikes Peak Workforce Center, 1675 Garden of the Gods Road, Suite 1107, from 1-4 p.m. Free. Part 1 was Dec. 4. To register, ppwfc.org. State of the region Regional Business Alliance hosts the event, which features El Paso County Commissioner Dennis Hisey, Antlers Hotel, from 11:30 a.m.-1 p.m., $40. To register, 471-8183. Dec. 13 New Goodwill store Ribbon-cutting at 9:45 a.m. for new retail center at 4158 Austin Bluffs Parkway. Holiday open house Open house, Cheyenne Mountain State Park, from 10 a.m.-2 p.m. Free. For information, cpw.state.co.us and click on Places to Go. Dec. 15 Orientation Pikes Peak Workforce Center orientation, from 10 a.m.-noon, 1675 Garden of the Gods Road, Suite 1107. Free. To register, ppwfc.org. Job search From job loss to job search workshop, Pikes Peak Workforce Center, from 2-4 p.m., PPWFC, 1675 Garden of the Gods Road, Suite 1107. Free. To register, ppwfc.org. Dec. 16 Internet job search Learn about online employment/ development resources, Pikes Peak Workforce Center, 10 a.m.-noon, PPWFC, 1675 Garden of the Gods Road, Suite 1107. Free. To register, ppwfc.org. Submit items for On The Horizon to [email protected]. 14 Dec. 5 - Dec. 11, 2014 Colorado Springs Business Journal Focus Sign up for the CSBJ Daily Email at www.csbj.com End of Year Taxes Congress’ discord may delay tax filers By Marija B. Vader [email protected] A ccountants are keeping an eye on Congress as the year wanes, watching to see if lawmakers can come to terms on tax laws pertinent to the 2014 tax season. The laws target around 70 tax provisions that expired in 2013, items including education credits, accelerated depreciation of capital expenditures and others, said Eric Morgan, CPA manager at local firm BiggsKofford. Because the Internal Revenue Service must program the changes into its systems and forms, that could delay the start of filing season. “It will result in a compressed filing season that will start later and end April 15,” Morgan said. “It will take the IRS a while to program their systems and release final tax forms” because tax regulations dictate the contents of IRS forms. Morgan “If they change that at the last minute, that will change what potentially would be on the forms.” This type of behavior is not unusual during an election year. “Two years ago, [Congress] made a deal Jan. 2, and it slowed down the start,” he said. “This Congress can’t get anything done.” While Congress argues over the rules, this time of year is a good time to consult with tax advisors, Morgan added. “We help clients forecast their liability so they don’t have surprises down the road. Talk to your advisor to try to determine what your liability will be and to determine strategies to reduce the liabilities.” Tangible Property Regulations Required for the 2014 tax year, Tangible Property Regulations, or TPRs, will impact all business owners, some favorably and others unfavorably, said Trinity Bradley-Anderson, CPA and tax partner at Stockman Kast Ryan + Company. One thing is certain: The TPRs will result in clients paying more to their accountants this year to comply with the law, she said. BradleyThe regulations provide guidelines for Anderson taxable treatment of tangible business expenditures, whether they’re personal property or real property. The IRS issued regulations that deal with whether an expenditure should be capitalized and depreciated or whether it can be written off as a business expense. Capitalization and depreciation aren’t new to taxes. The new rules will “present new risks and opportunities that affect taxpayers in every industry that owns depreciable capital assets, spends funds on repairs and maintenance, and/or material and supplies,” BradleyAnderson said. An example If a business has a $100,000 expense, it can capitalize it by taking a $2,000 per year deduction on the expense for 39 years. Or, the business can write it off in one year, Bradley-Anderson added. “You don’t have to cap it. If you want a write-off, you get the benefit now,” she said. “Before, the rules were a lot more stringent. If you added a $30,000 boiler, you would most likely say you have to capitalize it [over 29 years]. In the new regulations, you get to write it off [this year]; you don’t have to capitalize it.” The rules themselves are “taxpayer-friendly. We’re going to be able to write off more costs,” BradleyAnderson said. Accountants charge fees based on the time they spend on a client’s taxes, and the process to become compliant with the TPRs is time-consuming, leading to higher accountancy charges. “It’s going to cost a lot more. It’s a time-consuming process. We have to look at each taxpayer’s depreciation schedule to see how they treated costs under the old rules and compare it under the new rules,” BradleyAnderson said. “We have to do that for every single taxpayer that owns business property.” That includes taxpayers who own businesses, rental property and farm and ranch income. “They are mandatory; we have no choice,” she said. Affordable Care Act Scheduled to go into effect this year, the employer mandate to have insurance for employees and facing penalties for not complying with the law were delayed a year because “Congress didn’t think we were ready for it,” said Bernie Benyak, CPA, senior tax manager and Certified Financial Planner at Stockman Kast Ryan + Company. Small businesses of 50 to 99 fulltime equivalent (FTE) employees are not required to provide insurance for their employees this year, Morgan said. Businesses must have a minimum of 50 FTEs for the law to be required in 2016 Benyak when it’s fully phased in. Businesses with 100 or more employees must provide health benefits to at least 70 percent of their FTE employees in 2015 and 95 percent by 2016. Businesses that do not comply with this law face a penalty of up to $3,000 per employee; however, the first 30 FTEs are exempt if the employer does not offer insurance. “It’s not going to affect a lot of small businesses right off the bat,” Morgan said. Individuals were required this year to have health insurance under the Affordable Care Act. People who were not insured this year face tax penalties. See Taxes page 16 Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Dec. 5 - Dec. 11, 2014 15 NEXT WEEK Architecture Ease your tax pressure by starting early By Bryan Grossman [email protected] Tax forms will be filling mailboxes in just a few weeks and CPAs are gearing up for their busiest quarter on the calendar. According to local tax preparers, there are several tips for individuals, businesses and students that can make the road to April 15 a little smoother. It’s personal Jason Watson, managing partner with Watson CPA Group, said individuals filing 2014 taxes should consider a number of things. First, Watson said, if expecting and near the due date, induce labor before the end of the year. “If you have a child this year, it will add about $1,500 back in your pocket,” Watson said. Second, Watson said to put any monetary holiday bonus in a 401k if possible. “It wasn’t cash you were expecting necessarily, and if you put it in your 401k, then it is all tax-deferred,” he said. Watson also advised selling losing stocks and buying them back in 31 days to avoid a wash sale disallowance, an people like to do their taxes based on Internal Revenue Service rule that protheir paystubs, but sometimes those hibits a taxpayer from claiming a loss on don’t reflect things correctly.” the sale or trade of a security. Miller said, if taxes are filed electroniWatson said filers should understand cally and the filer is eligible for a refund, their flex spending accounts and whether it should take about two weeks. She funds roll over into the new year. Filers added that some larger businesses and should also consider converting an IRA big-box retail stores will offer refund anto a Roth IRA durticipation loans, but ing a lower income tack on “astronomiyear, Watson said, cal” interest rates of adding that if posup to 250 percent. sible, it’s best to pay Miller added that property taxes due she advises clients with complex tax in April 2015 now for the tax benefit situations to request during a higher ina filing extension to come year. Oct. 15. – Debby Miller, According to “The big thing Debby Mi l ler, people forget is, if Phases Accounting owner of Phases they file an extenAccounting in sion, it’s an extenColorado Springs, one of the most comsion to file, not an extension to pay,” mon questions she receives around the she said. “You still have to pay on time new year is whether individuals should if you owe.” seek a tax filing extension. Miller said financial institutions often “Most of the time you can’t file elecsend their clients several revisions of tronically until Jan. 15,” Miller said. “It’s earnings reports, which would require amendments by early tax preparers. always better to wait until you have all “If you have a complex situation, it’s of your W2s and records together. Some “If you have a complex situation, it’s also better to file for an extension so you won’t be making amendments.” also better to file for an extension so you won’t be making amendments,” she said. Miller said some small changes to the tax code for 2014 affect individuals. For instance, she said those who open an IRA before Dec. 31 now have until April 15 of next year to fund it. Miller added that earners in the highest income bracket, who pay nearly 40 percent in income taxes, now must make $457,600 when filing jointly to reach that threshold, a $7,600 increase over last year’s minimum. Finally, 2014 marked the first year where all individuals were mandated to carry health insurance due to the Affordable Care Act. “If you didn’t get insurance for 2014, you have to pay a [tax] penalty,” she said. It’s business For business owners making more than $30,000 in net business income, consider converting an LLC to an S Corp to save on self-employment taxes, Watson said. “That will save about 5 to 6 percent,” he See Early page 16 Y IL DA CES O N E H RMA E FR RFO PE IT’S NOT ALL ABOUT THE NUMBERS. SOMETIMES IT’S ABOUT THE ELEPHANT. Stockman Kast Ryan + Co. may be the largest locally owned Certified Public Accounting firm in southern Colorado but our primary objective AMAHL AND THE NIGHT VISITORS Sat., Dec. 6 • 2pm & 4:30pm • First Christian Church FREE Tickets at csconservatory.org or at the door Betz and Wayne Smisek is to offer a fresh perspective to help you or your business solve problems. Even the ones nobody wants to talk about. G SAM AND KATHY GUADAGNOLI 719. 630. 1186 skrco.com Courtesy of GE Johnson Construction 34903-StockPR_4_5.625_R2.indd 1 1/9/13 9:52 AM 16 Dec. 5 - Dec. 11, 2014 Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal 2015 FOCUS STARS PUBLISHED BY PRESENTING SPONSOR End of Year Taxes Taxes: Multiple changes coming ance at lower rates that are subsidized by the government. People with even lower incomes are eligible for Medicaid, The penalty for someone not insured this year is the greater which is compliant with the Affordable Care Act. of $95 per uninsured person in the tax filing family, or 1 Some employers schedule employees to work 30 hours or percent of the income over the filing threshold, Morgan said. less per week, thinking they’re not required to provide them Penalties increase every year after that. The 2015 penalty insurance, said Benyak. is the greater of $325 per uninsured person in the tax filing However, all hours worked contribute to the FTE total, he family, or 2 percent of the income above said. the filing threshold. For example, if a company has 80 fullIn 2016, penalties are $695 per unintime employees and another 40 who work sured person or 2.5 percent of household 15 hours a week, the firm must multiply income above the threshold. 40 (the part-time employees) by 15 (the – Eric Morgan, CPA Persons not covered under an emnumber of hours they work). ployer’s policy may go to the state’s The result is 600, which is divided by 30 health insurance marketplace, connectforhealthco.com (FTE number of hours per week) to result in 20 FTEs. That to obtain insurance. 20 would be added to the 80 to result in the final number of FTEs the firm has, Benyak said. CSBJ There, people who have low incomes can obtain insurFrom page 14 “This Congress can’t get anything done.” n Do you know of a young professional under the age of 40 who is making great things happen at their company and in our community? Please take the time today and get your Rising Star recognized! All Rising Star nominations are due by 5pm Friday, January 16th To nominate, visit www.csbj.com/risingstars Early: IRS audits mileage numbers From page 15 said. Watson added that business owners should consider purchasing needed equipment before Dec. 31. “Cash is still king above a tax savings, but if you expect to buy equipment … do it in December, [but] don’t dream up things to buy for the tax savings, because you’re separating with cash.” Watson also said, for single business owners or husband-and-wife teams, it’s advisable to get an i401k. “If you don’t have an i401k, you should,” he said. “We like the i401k … because it has a much higher contribution limit” than a Simplified Employee Pension Individual Retirement Arrangement, or SEP-IRA. Business tax filers should be especially vigilant in 2015, according to Miller, as the IRS will be expanding its scope. “If you own your own business, it’s not a good idea to do your own taxes,” she said. “The IRS hired 8,000 new auditors this year and their primary target is selfprepared business tax returns. Look for a qualified tax preparer.” Miller said notable business filing details include increased mileage re- imbursements of 56 cents a mile. Miller also recommended companies that qualify explore the Section 179 equipment depreciation deduction available this year. “Section 179 is alive and well for 2014,” according to Section179.org. “The current deduction limit is $25,000 plus an adjustment for inflation. This means businesses can deduct the full cost of qualifying equipment from their 2014 taxes, up to $25,000. The equipment must be purchased and put into use by midnight, [Dec. 31.]” The website states, “Section 179 limits for the year 2013 were increased by the ‘American Taxpayer Relief Act’ which allowed businesses to write-off up to $500,000 of qualified capital expenditures subject to a dollar-for-dollar phase-out once these expenditures exceeded [$2 million] in the 2013 tax year.” A full list of deductible equipment can be found at Section179.org. “It used to be you were able to deduct a bonus depreciation of 50 percent if expenses exceeded $250,000, but that’s gone as well,” Miller said of the reduced maximum deduction for 2014. Miller said a small but impactful piece of advice to small business owners would be to create and maintain a mileage log for the year. “[Mileage reimbursements are] something the IRS is auditing heavily,” she said. “Mileage has to be written down. Don’t just estimate.” Miller said another tax issue employers need to consider is falsely claiming employees as subcontractors to avoid payroll taxes. “The Colorado Department of Labor has hired more auditors to catch employers skating around those tax laws,” she said. It’s academic Miller said students, in most cases, may be claimed as a dependent by their guardians until the student turns 23. “Parents could see a personal exemption benefit if they claim their child as a dependent during that time,” she said. She said parents will often be eligible for an education tax credit good for up to $2,500 for which students filing alone may not qualify. Miller said if the student earns less than $6,000 in year, he or she would only need to file if taxes were withheld. CSBJ n Broadmoor: Damioli taking over From page 1 founder, millionaire Colorado Springs philanthropist Spencer Penrose, who served as president and CEO from its opening on June 29, 1918, until his death in 1939. Others to have served in that capacity are Charles Tutt Jr. (1940-61), William Thayer Tutt (1961-77), Russell Tutt (1977-1982) and Karl Eitel (1982-91). Bartolin, who turns 64 on Dec. 13, will have held the position the longest when he steps down next year. “When I became president of The Broadmoor nearly 24 years ago, I was quoted as saying that my goal would be to someday pass on The Broadmoor to the next generation in exceptional condition, both physically and fiscally,” Bartolin said in the release. “Thanks to the support of our wonderful Broadmoor staff, and the foresight of our owners, past and present, that will be accomplished.” Bartolin has led the company through a recession and major changes in the company, including its purchase by Denver- based Anschutz Corp. in 2011. Since then, The Broadmoor has added multiple assets to its portfolio — including Seven Falls and naming rights to the World Arena — ramped up construction and renovation projects and has bolstered its presence as an internationally recognized resort. “It’s been a pleasure to join The Broadmoor family and get to know the team, meeting customers, members and guests,” Damioli said in the release. “I am so grateful for the opportunity to guide The Broadmoor into the future. It is an honor and a privilege. I look forward to ensuring Damioli this magnificent resort’s continued success.” The 5,000-acre resort remains the longest consecutive winner of the Forbes Five Star and AAA Five Diamond awards for excellence and houses the state’s only Forbes Five Star restaurant, the Penrose Room. It is also world-renowned for its tennis and golf programs and has recently opened its high-altitude Cloud Camp resort and Broadmoor Fishing School. CSBJ n Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal CityBits $800 million defense contract awarded to Springs firm Joint Strategic Solutions Joint Strategic Solutions (JSS), a formal joint venture formed between Colorado Springs-based Delta Solutions and Strategies LLC and Colorado Springs-based Apogee Engineering LLC, has been awarded a five-year, $800 million contract supporting U.S. Strategic Command at Offutt Air Force Base near Omaha, Neb. Both Delta Solutions and Apogee anticipate growth from this effort will result in several new hires in Colorado Springs, Omaha and other locations starting in early 2015, according to a news release sent by Senior Partner Kelly Bain of Delta. “On behalf of the joint venture partners and our teammates, we are honored to be selected by USSTRATCOM to provide services to support the command’s mission of strategic deterrence,” said Gary Bain, managing member of JSS. JSS and its subcontractors will perform management and professional support services, assistance, advice or training for the efficient and effective management and operation of organizations, activities (including management and support services for research and development activities) or systems. Delta Solutions and Strategies LLC, established in 2000, is a Service-Disabled Veteran-Owned Small Business specializing in systems engineering and technical assistance, advisory and assistance services and information technology. Apogee Engineering LLC is an 8(a) certified Small Disadvantaged Business (SDB) company with regional offices and personnel in four cities. — Marija B. Vader After being closed three months for repairs, the Manitou Incline planned to reopen Friday, Dec. 5, at 10 a.m. with a celebration. The Incline’s Phase 1 construction has been completed, repairing the steepest sections of the Incline and protecting it from further erosion and damage due to future storm events and public use. The Incline project’s four major goals are improved safety, enhanced user experience, long-term sustainability of the trail and increased accessibility. Work on the Incline included repair and replacement of damaged retaining walls, cleanup of rebar and loose debris, construction of additional drainage structures, stabilization of existing ties and stabilization of surrounding slopes. The new drainage structures will significantly reduce the velocity of water, a critical factor in reducing erosion and ensuring the Incline’s long-term sustainability. The Incline’s 2,741 steps make up one of the most challenging and popular recreation sites in the nation. The trail is a one-mile ascent with an elevation gain of 2,000 feet, and the average grade is 43 percent, reaching 68 percent at the steepest point. In 2010, the owners — Colorado Springs Utilities, Cog Railway and U.S. Forest Service — together with the cities of Colorado Springs and Manitou Springs, agreed that serious safety and liability concerns, including trail condition and impact on nearby neighborhoods, should be addressed. The Incline is now legal for recreational use. — Marija B. Vader U.S. Bank named top military-friendly employer G.I. Jobs Magazine named U.S. Bank one of the nation’s Top 100 Military Friendly Employers® for the fourth consecutive year. The annual list includes those companies with the strongest military recruiting programs and meaningful job opportunities for transitioning service members and spouses seeking civilian employment. The ranking is featured in the December issue of the magazine and online at militaryfriendly.com. In addition to its Proud to Serve program (proudtoserve.usbank.com), the bank operates a Military Leader Development Program; offers newly hired veterans extra paid time off to participate in re-integration activities or attend to service-related medical issues; offers eligible employees up to two weeks paid leave in connection with a family member’s military service; and operates the U.S. Bank Military Service Center, a dedicated customer service line for military members and their families. Approximately 2,000 U.S. Bank employees are veterans, including National Guard and Reserves. U.S. Bank has been recognized for its hiring efforts and military-friendly culture. In 2013, U.S. Bank received the Secretary of Defense Employer Support Freedom Award. Military Times magazine named the bank to its “Best of Vets: Employers” list in 2014, the fifth year on the list, and U.S. Veterans Magazine named the bank to its list of “Top 100 Veteran-Friendly Companies” in 2012, 2013 and 2014. — Marija B. Vader EARN YOUR MBA ON SATURDAYS IN AS LITTLE AS 12 MONTHS Are you motivated? Are you free on Saturdays? CTU’s Saturday MBA is offering the same curriculum as our globally ranked Top 10 Online MBA . 1 How It Works: • Attend classes each Saturday from 8am-5pm • Complete homework assignments and additional online sessions • Graduate with your MBA in as little as 12 months CALL: 877.638.3555 VISIT: coloradotech.edu/colorado-springs CTU’s online MBA program was ranked as a 2012 top 10 online MBA program by CEO Magazine, a publication of the International Graduate Forum. CTU cannot guarantee employment or salary. Find employment rates, financial obligations and other disclosures at www.coloradotech.edu/disclosures. 801-36484 0676337 3/14 17 Manitou Incline returns to operation after construction The Business Journal staff reports 1 Dec. 5 - Dec. 11, 2014 18 Dec. 5 - Dec. 11, 2014 Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Executive Editor Ralph Routon | @ralphrouton [email protected] 719-634-5905 Associate Publisher Jenifer Furda | @jenfurda [email protected] 719-634-5905 EDITORIAL Associate Editor Marija Vader | @MarijaBVader [email protected] 719-329-5235 Staff Reporters John Hazlehurst, Senior Reporter [email protected] 719-329-5207 Cameron Moix | @cammoix [email protected] 719-329-5229 Bryan Grossman [email protected] 719-329-5231 Copy Editor Mary Jo Meade [email protected] 719-634-5905 Researcher Andrea Stone [email protected] 719-634-5905 ADVERTISING Account Executives Vanessa Nagel [email protected] 719-329-5221 Aimee Grable [email protected] 719-329-5217 Tammy Fogall [email protected] 719-329-5220 ART DEPARTMENT Graphic Designer Ryan Hannigan | @ryanhannigan [email protected] 719-329-5213 Art Director SHARE YOUR OPINION Guest commentaries: Have a topic you’d like to write about? Send us no more than 750 words. And feel free to send us an email before you start to write to gauge our interest. Contact us at [email protected] or 719-634-5905. Letters to the editor: Send letters to the Colorado Springs Business Journal, 235 S Nevada Ave., Colorado Springs, Colo. 80903, or email letters to editorial@csbj. com. Rowdy Tompkins [email protected] 719-329-5232 Give us your feedback: Join the conversation, add a comment or pose a question on anything we publish on our website. Just scroll to the bottom of the story at csbj. com and start typing away in the Post a Comment box. Graphic Designer Melissa Edwards [email protected] 719-329-5203 Editorial T MANAGEMENT CEO Francis J. Zankowski | @franzan [email protected] 719-634-5905 RBA options: Interim or not? he calendar tells us December has arrived, which often means winding down to end the year, worrying more about the next holiday open house or the annual office party. But it’s a different story for the Colorado Springs Regional Business Alliance, which just said goodbye to departing President and CEO Joe Raso. Now the RBA is moving into the hiring process for Raso’s replacement, which could be methodical — or, then again, perhaps not. On one hand, they aren’t looking at a lengthy timeline, if only because the Business Alliance’s board leaders already have made it clear they intend to hire someone who lives in the Colorado Springs area. That means no nationwide search, no posting the position across the country, no potential dealings with headhunters, no pushing local business leaders in their midst to cast wide nets reaching out to their personal networks looking for potential applicants. We also know that a good-sized group of serious candidates quickly made their interest known to Business Alliance leaders, as outgoing board chair Tom Neppl of Springs Fabrication has confirmed (without revealing any specific names). But there’s a new possible wrinkle that could affect the timing — if not the eventual outcome. Initially, when announcing Raso’s departure, the RBA’s news release indicated an interim replacement would be chosen to lead the operation while the board considered the permanent hire. That made a lot of sense, not to rush such an important decision with the organization’s future on the line. Now, though, we’re hearing it might not happen that way. Some, if not many, of the Business Alliance’s leaders apparently Administrative Sue Dougherty [email protected] 719-634-5905 Circulation Coordinator Tony Giola are taking the approach that they hope the interim choice will become the permanent CEO. Intentionally or not, that sends some mixed, potentially confusing messages. Does it mean the RBA insiders already have someone picked out as Raso’s long-term successor? Does it mean they have someone in mind, but that person wants to see how it feels in reality before making a permanent commitment? Or does it mean the board leaders would rather use an “interim” title as a trial run from their perspective, seeing for themselves whether that person is worth keeping? Or none of the above? Rest assured, we’re not pushing for any individual candidate to become the Business Alliance’s CEO. We’ve heard some tantalizing rumors, but all unconfirmed, so there’s no need to go there. But we would encourage the RBA’s volunteer officers to make sure they clear up those mixed signals as they deal with their top candidates. The last thing they need at this point is to scare off someone who might be the best permanent CEO. That person might not have any interest in a “trial run” — if only because it’s impossible to settle into a new position and begin charting a different course if the status is potentially temporary. The new CEO will encounter a heavy challenge — pulling the Business Alliance together, exuding the right mix of confidence and realism, reaching out to mend fences with elected leaders and jumping in to lead any efforts toward attracting companies to Colorado Springs. In other words, if it takes a little longer to find the right person, and that means an interim CEO who really is just interim, that’s no problem at all. CSBJ The last thing they need at this point is to scare off someone who might be the best permanent CEO. n [email protected] 719-634-5905 Chairman of the Board John Weiss Subscriptions are $89.00 for 53 issues and include monthly supplements, and the Book of Lists. Serving The City of Colorado Springs and El Paso County The Colorado Springs Business Journal (ISSN 1062-810X)(013-838) is published weekly, with two additional issues each year, by: Publication Corporation of Colorado Springs dba Colorado Publishing Company (719) 634-5905, Fax: (719) 634-5157 235 S Nevada Ave, Colorado Springs, Colorado 80903 PERIODICAL postage paid at Colorado Springs, Colorado 80910-9651. POSTMASTER: Send address corrections to: Colorado Springs Business Journal 235 S Nevada Ave Colorado Springs, CO 80903 The entire contents of this publication are copyrighted by Colorado Publishing Company. Reproduction or use of content in any manner is prohibited without prior written consent. Reprints Reprints are a great way to highlight your company’s employees and achievements. For customized reprints of articles you see in The Colorado Springs Business Journal contact us at 719 634-5905. $150.00 for an unlimited-use PDF. Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Dec. 5 - Dec. 11, 2014 19 Other Voices Trust: It’s our community’s valued currency W hen was the last time you intentionally looked for something only to find that when you focused on it, it was everywhere? For me, I can remember counting Subarus on my drive into work from Monument during my stint at the Chamber. By the way, I think that number was close to 30 every day. What started as a rather harmless bit of intentionality on my part driving down the interstate is now the lens through which I view nearly everything. How the book Speed of Trust by Stephen M.R. Covey landed on my desk, I do not remember. But someone reading this knows. This was the beginning of a period of enlightenment for me that shows no sign of abating. It was also the beginning of a journey that I knew needed to be told. Many of you have copies of this book, as I freely shared it with those whom I felt could help amplify the very important message it contained. Here it is: All communities live in either a trust surplus or a trust deficit world. Like it or not, it is their currency and it informs their collective ability to move the needle on subjects of mutual benefit and concern. A trust surplus is earned over time. It is the culmination of a series of healthy, transparent, respectladen activities that David was tone deaf as to C S I N T Y A N who got the credit. Were there messy parts? You bet. But not messy in terms of alignment and participation. On the other hand, a trust deficit can be generated overnight, in my opinion, and becomes the “gift that keeps on giving” that plays directly against our ability to bank a surplus. Make sense? All those inter-city visits we made to other communities during my tenure at the Chamber and beyond were looking for the magic ingredients we could bring back home and apply in our own backyard. On every one of those visits they asked us, “Why are you here? You have all the essential ingredients (geog- raphy, quality of life, etc.) you need to be anything you wish.” Today I would tell you what was inside of those exchanges was something much deeper. It was a search for and a conversation about the word trust. It was the essence of why we hit the road but were either unwilling or unable to put our finger on that precise dynamic. Today, I would offer we are mired in a trust deficitladen world. It is a hard, unpleasant and raw fact. It is also precisely the “anchor” that is holding us back. If Ralph Routon would devote the Colorado Springs Business Journal to this theme, we could see all the manifestations and implications of my contention. But you know them as well as I do. The public and private sectors of our community all have skin in how we arrived in this unenviable place and how long we will stay here. Simply put, no one escapes this conversation. Now for the rest of this story. What started with the book comes full circle on Jan. 28 when Stephen M.R. Covey comes to town to provide us with the evidence and advice necessary to enable building our community’s surplus. The cities we visited were absolutely correct: We own our own destiny and there are plenty of you working on it right now. It is my hope that what we hear on Jan. 28 is what we internalize and act on from that day forward. Let there be no mistake, it will be hard work — but it’s a commitment we can ill afford to shy away from ... the stakes are far too high. David Csintyan, former president and CEO of the Greater Colorado Springs Chamber of Commerce, now is CEO of See The Change USA. Today, I would offer we are mired in a trust deficit-laden world. It is a hard, unpleasant and raw fact. To whom do City Council members owe allegiance? I am absolutely committed to keepi ng Dra ke open,” was the sole sentence written by Councilmember Andy Pico in response to a resident who emailed the nine Colorado Springs City Councilors at W I E S E [email protected] in August. Mr. Pico’s commitment must also lie with perpetual rate increases accompanying significantly increased costs to operate Martin Drake Power Plant over the next 10 years. The next electric rate increases scheduled in January, including 5.5 percent for residential, are caused by rising maintenance costs on the aging plant, its fuel and systems required to reduce toxic emissions from burning coal at one of the nation’s oldest power plants. Pico is not alone in this love affair with dirty coal. A Council super-majority is flagrantly ignoring consultants they hired, who expressed clear caution against long-term feasibility of operating the Drake plant, given its age, downtown location, detrimental health consequences and maintenance costs. Per Utilities’ annual operating plan, this approach will drive electrical operating expenses up 20 percent over the next five years, causing a bigger rate increase planned for 2016. After spending more than $70 million for equipment from Neumann Systems to reduce one type of Drake’s pollution, despite the experimental project being incomplete Leslie and behind schedule, CSU’s 2015 budget bolsters the unproven technology with about $70 million more. In August, I also sent an email to AllCouncil including a comprehensive business analysis comparing the economics of restarting Drake’s firedamaged generator (Unit 5) with leaving it off. Colleagues and I, including a professional engineer, used our collective expertise in engineering, law, policy, IT and business, finding CSU could avoid spending well over $60 million for emission-reduction upgrades to the damaged 54-year-old, coal-burning generator, and continue supplying energy without affecting reliability. After all, we have lived without this smallest of Drake’s three generators since the May 5 fire. Based on a 10-year period used in the analysis, it was determined more expensive to restart Unit 5’s generator, by up to $7.4 million per year, than to rely upon existing excess capacity. Notably, the analysis did not include the health impact costs our community incurs from Drake’s release of significant pollutants that burning coal disperses throughout our city and upon us every day. So what was Mr. Pico’s (or any Councilmembers’) response to this exciting, bombshell revelation that could save lots of money, avoid some planned rate increases from required equipment upgrades, and decrease some toxins and carbon pollution this aging industrial facility emits? Deafening silence. Further, though offered the spread- sheet with data used to conduct the analysis, not one Utilities Board or staff member asked for it. Earlier this year, Councilor Val Snider led a task force that solicited public input on Drake’s potential decommission. Of the 130 who submitted comments, those favoring a short-term decommission outnumbered those wanting it operating longer term by more than 2 to 1. Why are Councilmembers snubbing public input and clearly presented facts that support cost-beneficial ways to reduce expenses and pollution? Disturbingly, the just-passed 2015 CSU budget of $1.08 billion continues the snub. The board actually took away $1.9 million slated for investments in customer energy-efficiency programs designed to reduce energy demand, in order to increase funding (and even borrow from future years) to ensure dependence on coal generation. City Council has a different responsibility to citizens when acting as the Utilities Board. Written in our City Code, Chapter 12, Article 1, Section 12.1.102D, the CSU Board has a fiduciary duty to ratepayers to assure operations using sound business principles in a manner that adds to quality of life in the city. Poisoning us and committing us to endless rate increases is not responsible. Isn’t the board breaching its duty when it chooses to ignore a rational business analysis demonstrating fiscal and health benefits to ratepayers, and instead votes to spend hundreds of millions to ensure that more expensive electricity generation will continue? This is a call to the business communi- ty to get involved. Contact AllCouncil@ SpringsGov.com and tell them you want the Drake 5 Analysis considered in a public forum with earnest debate. Most importantly, you want longterm costs considered, along with the least-polluting energy choices made, as they are obliged to do per our City Charter. Based on their actions and decisions on how to spend your ratepayer funds that do not follow that obligation — we must question, to whose allegiance then do they lie? Leslie Weise is a principal at Weise Consulting Services and works with technology companies and nonprofits to provide legal, policy and business development services. For a copy of the Drake 5 Analysis, contact Leslie Weise at [email protected]. CSBJ.com Poll What’s your view of Joel Miller running for mayor of Colorado Springs? Bright side. Council will be better without his strident presence. Why now? He doesn’t have experience and has no chance. Great news. I like his ideas and would vote for him. Bad move. This could hurt other candidates, such as Amy Lathen. 56% 19% 18% 7% Go to CSBJ.com to vote on next week's poll: What’s your take on Mayor Bach’s proposed ballot issue for stormwater and other improvements? 20 Dec. 5 - Dec. 11, 2014 Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Th e L i s t Accounting Firms Ranked by local Full-Time Staff Upcoming Lists December 19: Casinos December 26: Commercial property mgmt. January 2: Staffing firms Accounting Firms This is the top listing of accounting firms that responded to questionnaires, notices and telephone inquiries. Ranked by local Full-Time Staff Name Address Phone/Fax Web site E-mail No. Full-Time Staff % of Business Accounting & Auditing/Taxes % of Business Companies/ Individuals Consulting Specialty 1 Stockman Kast Ryan & Co. 102 N. Cascade Ave., #400 Colo. Spgs., CO 80903 719-630-1186 719-630-1187 www.skrco.com [email protected] 62 35% 65% 70% 30% Small business, real estate, construction, health care, estate Dave Kast, CEO planning, nonprofit, litigation support, financial institutions, high tech, automotive & powersport dealers, gov't contracting, employee benefit plans 1985 1985 2 BKD, LLP 111 S. Tejon St., #800 Colo. Spgs., CO 80903 719-471-4290 719-632-8087 www.bkd.com N/A 47 50% 26% 75% 25% Healthcare, govt. agencies, financial institutions, not-forC. Travis Webb, Managing Partner profit, real estate, construction, manufacturing & distribution, wealth and estate planning, corporate finance 1923 1993 3 BiggsKofford, PC 630 Southpointe Ct., Ste 200 Colo. Spgs., CO 80906 719-579-9090 719-576-0126 www.biggskofford.com [email protected] 27 30% 35% (1) 90% 10% Mergers & acquisitions, business strategy & advice, cash flow Chris Blees, CEO & President planning, litigation support, gov't contract assistance 1982 1982 4 Erickson, Brown & Kloster, PC 4565 Hilton Pkwy., #101 Colo. Spgs., CO 80907 719-531-0445 719-531-0448 www.ebkcpa.com [email protected] 24 25% 65% 50% 50% Small business, retirement plans, real estate, estates & trusts, Philip J. Erickson tax & financial consulting, not-for-profit audits and reviews 1984 1984 5 The Shafer Group, PC 13710 Struthers Rd., #220 Colo. Spgs., CO 80921 719-487-1200 719-487-1201 www.theshafergroup.net [email protected] 17 15% 85% 40% 60% Midsized businesses, construction, healthcare, individual estate & wealth planning Gregory L. Shafer, CEO 1998 2001 6 Osborne, Parsons & Rosacker LLP 720 N. Tejon St. Colo. Spgs., CO 80903 719-636-2321 719-636-2517 www.springscpa.com [email protected] 15 53% 47% 63% 37% Nonprofit organizations, estate and income tax planning Jeff Rosacker 1955 1955 7 Watson CPA Group 9475 Briar Village Pt, Ste. 325 Colo. Spgs., CO 80920 719-387-9800 855-345-9700 www.watsoncpagroup.com [email protected] 13 55% 45% 35% 60% Small businesses, S Corporations, rental property owners and Jason Watson, Managing Partner, expatriates Business Development Tina Watson, Senior Partner 2006 2006 8 SSA, P.C. 3355 American Dr. Colo. Spgs., CO 80917 719-574-0100 719-380-9631 www.4ways.com [email protected] 12 39% 61% 64% 36% Tax, financial and estate planning, manufacturing & construction contractors Eric G Bowers, Director 1974 1974 9 Kiesling Associates, LLP 1155 Kelly Johnson Blvd., #303 Colo. Spgs., CO 80920 719-599-3664 719-599-7059 www.kiesling.com [email protected] 10 60% 20% 100% 0% Rural telecommunications companies David P. Aspenson, Partner-in-charge 1952 1978 9 Waugh & Goodwin, LLP 1365 Garden of the Gods Rd., #150 Colo. Spgs., CO 80907 719-590-9777 719-590-7689 www.waughgoodwinllp.com [email protected] 10 45% 45% 70% 30% Small business start up, nonprofit, real estate Ken Waugh, Partner 1980 1980 Phases Accounting & Tax Service, Inc. 1670 Paonia St. Colo. Spgs., CO 80915 719-548-1646 719-548-1936 www.phasesaccounting.com [email protected] 9 70% 30% 50% 50% Small business start ups, low cost incorporations, real estate Debby Miller investors 1990 1990 Retire To More Freedom. 12 Nelson & Company, PC 116 S. 8th St. Colo. Spgs., CO 80905 719-444-0222 719-444-8970 N/A [email protected] Rank 11 Managing Partner Year Est. Year Est. Locally 7 30% 70% 60% 40% Small business Paul S. Nelson 1991 1991 www.cloutte.com [email protected] 6 50% 50% 50% 50% Small business, QuickBooks training, financial advising Graeme Cloutte, Founder 1998 1998 { more fun, too } 13 Cloutte & Associates, P.C. 620 S. Cascade Ave., #300 Colo. Spgs., CO 80903 719-633-6150 719-633-6152 13 Flynn Accounting, LLC 5555 Erindale Dr., #100 Colo. Spgs., CO 80918 719-593-9338 719-593-9399 www.flynnaccounting.com [email protected] 6 60% 40% 25% 15% New business start ups, tax planning Brian Flynn, Managing Partner Esther Daniels, Partner 1989 1989 15 Henslee and Associates PC 245 E. Cheyenne Mountain Blvd. Colo. Spgs., CO 80906 719-540-2777 719-540-2870 www.hha-cpa.com [email protected] 5 35% 65% 65% 35% Small businesses & related individuals; estates and trusts Mark A. Henslee, CPA 2003 2003 16 Bohall, Hoover & Associates, Inc. 4045 Nonchalant Cir. S. Colo. Spgs., CO 80917 719-597-4646 719-597-4649 bohall-hoover.com [email protected] 4 25% 70% 40% 60% 16 L. Lomas & Company, Inc. 403 S. Tejon St. Colo. Spgs., CO 80903 719-598-1040 719-598-0248 N/A [email protected] 4 60% 40% 65% 35% 16 M3 & Associates 1227 Lake Plaza Dr., Ste D Colo. Spgs., CO 80906 719-685-7910 719-685-7919 www.coloradotaxcpa.com 4 10% 90% 60% 40% 10% 40% 10% Tax consulting, small businesses Barbara J. Maffei individualized and innovative. We have a solution that’s right for you. 40% 0% 60% 40% 60% 16 Come see what we [email protected] Call 719.633.8181 to schedule your complimentary lunch and tour. And did we mention the more Maffei & Associates, CPAs,more LLC N/A 4 friends, activities, more travel, and more silliness? 3225 Templeton Gap Rd., #105 [email protected] Colo. Spgs., CO 80907 719-633-4681 719-633-1628 Barringer & Rickords, P.C. 617 N. 17th St., #100 Colo. Spgs., CO 80904 719-444-0770 719-444-0909 N/A [email protected] 21 A.B. Bookkeeping Service, Inc. 4115 Mineral Dr Colo. Spgs., CO 80903 719-635-3594 719-635-0703 N/A [email protected] 21 Accounting Solutions 919 N. Weber Colo. Spgs., CO 80903 719-434-7163 N/A 21 BookKeeping Express 6050 Stetson Hills, #200 Colo. Spgs., CO 80923 719-325-8782 877-667-5505 21 Charles F. Roland, CPA 5540 N. Academy Blvd., #120 Colo. Spgs., CO 80918 719-598-0222 719-598-0999 20 3 Real estate transactions,[email protected] small businesses, multiple entities Carla Hoover, CEO structuring The bottom line. Personal, C Corp., S Corp Lewis J. Lomas, III, CPA, MBA, Owner 1984 1984 1991 1991 Make your great. Tax planning business & consultation, small business and high tech Mark Patterson, Managing Partner 2010 start ups, corporate and individual taxation, and government 2010 contractors A successful business needs a sound credit program to meet short-term challenges and long-term goals. We will work with you to develop a credit program that is 1950 1950 • Single-credit capacity up to $60 million • Equipment Financing Self employed, business, start up • Operating Lines ofsmall Credit Dan Rickords • Letters of Credit • Real Estate Loans • Acquisition Loans • BusinessManager Lines of Credit • SBA Preferred Lender • Interim Construction Loans • Cash Management Products2003 Audra Cooper, Owner 1982 1994 70% 30% 1605 Elm Creek View • Colorado Springs • 719.633.8181 N/A 2 [email protected] www.MacKenziePlace.com N/A N/A N/A N/A Colorado Springs: N/A Independent, Assisted Living & Memory Care Apartments bkecs.com 2 [email protected] Cottages for Sale for Folks 55+ N/A N/A 100% N/A N/A GreatWesternBank.com David Willers, Owner/Principal 1984 2009 25% 75% 40% 60% Charles F. Roland, CPA 1993 1993 2 N/A Hal Barringer, CPAs 10% 60% www.cfrolandcpa.com [email protected] 2 John Autry 719.325.7452 Yani Rehorn, 121 S. Tejon Street, Suite 110 CPA Small start-up businesses, entity selection, tax planning N/A- not available. While every attempt is made to ensure the thoroughness and accuracy of the list, omissions and typographical errors may occur. Please send additions/corrections to [email protected] (1) 28% of business is consulting. 2000 2008 N/A 5 13710 Struthers Rd., #220 Colo. Spgs., CO 80921 719-487-1200 719-487-1201 [email protected] 6 Osborne, Parsons & Rosacker LLP 720 N. Tejon St. Colo. Spgs., CO 80903 719-636-2321 719-636-2517 www.springscpa.com [email protected] CPA Group www.watsoncpagroup.com Sign upWatson for the CSBJ Daily Email at www.csbj.com 85% 60% estate & wealth planning 2001 15 53% 47% 63% 37% Nonprofit organizations, estate and income tax planning 13 55% 45% 35% 60% Small businesses, S Corporations, rentalBusiness property owners and Jason Watson, Managing Partner, Colorado Springs Journal expatriates Business Development Tina Watson, Senior Partner 39% 61% 64% 36% Tax, financial and estate planning, manufacturing & construction contractors Eric G Bowers, Director 1974 1974 60% 100% Rural telecommunications companies David P. Aspenson, Partner-in-charge 1952 1978 Year Est. 1980 Est. Locally Year Jeff Rosacker 1955 1955 2006 Dec. 5 - Dec. 11, 2014 2006 7 9475 Briar Village Pt, Ste. 325 Colo. Spgs., CO 80920 719-387-9800 855-345-9700 [email protected] 8 SSA, P.C. 3355 American Dr. Colo. Spgs., CO 80917 719-574-0100 719-380-9631 www.4ways.com [email protected] 12 Kiesling Associates, LLP 1155 Kelly Johnson Blvd., #303 Colo. Spgs., CO 80920 719-599-3664 719-599-7059 www.kiesling.com [email protected] 10 Name Waugh & Goodwin, LLP Address 1365 Garden of the Gods Rd., #150 Phone/Fax Web site www.waughgoodwinllp.com E-mail No. Full-Time 10 Staff % of Business 45% Accounting & 45% Auditing/Taxes % of Business 70% Companies/ 30% Individuals Consulting Specialty Managing Partner Small business start up, nonprofit, real estate Ken Waugh, Partner Phases Accounting Stockman Kast Ryan&&Tax Co.Service, Inc. 1670 Paonia St. 102 Cascade Ave., #400 Colo.N.Spgs., CO 80915 Colo. Spgs., CO 719-548-1936 80903 719-548-1646 719-630-1186 719-630-1187 www.phasesaccounting.com www.skrco.com [email protected] [email protected] 9 62 70% 35% 30% 65% 50% 70% 50% 30% 1990 1985 1990 1985 N/A [email protected] 7 www.bkd.com N/A 47 30% 70% 60% 40% Small business start ups, lowconstruction, cost incorporations, real estate estate Dave DebbyKast, Miller Small business, real estate, health care, CEO investors planning, nonprofit, litigation support, financial institutions, high tech, automotive & powersport dealers, gov't contracting, employee benefit plans 1923 1993 www.cloutte.com [email protected] 6 50% 50% 50% 50% Healthcare, govt. agencies, financial institutions, not-forC. Travis Webb, Managing Partner profit, real estate, construction, manufacturing & distribution, wealth and estate planning, corporate finance Small business, QuickBooks training, financial advising Graeme Cloutte, Founder www.biggskofford.com [email protected] www.flynnaccounting.com 27 30% 35% 60% (1) 90% 10% 25% Mergers & acquisitions, business strategy & advice, cash flow Chris Blees, CEO & President planning, litigation support, gov't contract assistance New business start ups, tax planning Brian Flynn, Managing Partner 1982 1982 1989 Accounting Firms Accounting Firms, Continued 9 Rank 9 11 1 12 2 13 3 13 [email protected] Colo. Spgs., CO 80907 719-590-9777 719-590-7689 Nelson & Company, PC 116 S. 8th St. BKD, LLP CO 80905 Colo. Spgs., 111 S. Tejon St.,719-444-8970 #800 719-444-0222 Colo. Spgs., CO 80903 Cloutte & Associates, P.C. 719-471-4290 620 S. Cascade 719-632-8087 Ave., #300 Colo. Spgs., CO 80903 719-633-6150 719-633-6152 BiggsKofford, PC 630 Southpointe Ct., LLC Ste 200 Flynn Accounting, Colo. Spgs., CODr., 80906 5555 Erindale #100 Colo. Spgs., CO 719-576-0126 80918 719-579-9090 [email protected] 6 0% Ranked20% by local Full-Time Staff 50% 26% 40% Small business 75% 25% 15% Paul S. Nelson Esther Daniels, Partner 1980 1991 1991 1998 1998 1989 719-593-9338 719-593-9399 15 4 Erickson,and Brown & Kloster, Henslee Associates PC PC 4565E.Hilton Pkwy., #101 Blvd. 245 Cheyenne Mountain Colo. Colo. Spgs., Spgs., CO CO 80906 80907 719-540-2777 719-540-2870 719-531-0445 719-531-0448 www.ebkcpa.com www.hha-cpa.com [email protected] [email protected] 24 5 25% 35% 65% 65% 50% 65% 50% 35% Small business, plans, real estate, & trusts, Philip J. Henslee, Erickson CPA Small businessesretirement & related individuals; estatesestates and trusts Mark A. tax & financial consulting, not-for-profit audits and reviews 1984 2003 1984 2003 16 Bohall, Hoover & Associates, Inc. 4045Shafer Nonchalant Cir.PC S. The Group, Colo. CO 80917 13710Spgs., Struthers Rd., #220 719-597-4646 719-597-4649 bohall-hoover.com [email protected] www.theshafergroup.net 4 25% 70% 15% 40% 60% 40% Real estate transactions, small businesses, multiple entities structuring Midsized businesses, construction, healthcare, individual Carla Hoover, CEO 1984 1984 1998 N/A [email protected] 4 60% 40% 65% 35% Personal, C Corp., S Corp Lewis J. Lomas, III, CPA, MBA, Owner 1991 1991 www.springscpa.com [email protected] 15 63% 37% Jeff Rosacker 4 53% 47% Nonprofit organizations, estate and income tax planning www.coloradotaxcpa.com [email protected] 60% 40% Tax planning & consultation, small business and high tech Mark Patterson, Managing Partner start ups, corporate and individual taxation, and government contractors 1955 1955 5 16 6 [email protected] Colo. Spgs., CO 80921 L. Lomas & Company, Inc. 719-487-1200 719-487-1201 403 S. Tejon St. Colo. Spgs., CO 80903 Osborne, Parsons & Rosacker LLP 719-598-1040 719-598-0248 17 85% 60% estate & wealth planning Gregory L. Shafer, CEO 2001 16 720 N. Tejon St. M3 Associates Colo.&Spgs., CO 80903 1227 Lake Plaza Dr., Ste D 719-636-2321 Colo. Spgs., CO 719-636-2517 80906 7 16 Watson CPA Group Maffei & Associates, CPAs, 9475 Briar Village Pt, Ste. 325LLC 3225 Templeton Gap Rd., #105 Colo. Spgs., Spgs., CO CO 80907 80920 Colo. 719-387-9800 719-633-1628 855-345-9700 719-633-4681 www.watsoncpagroup.com N/A [email protected] [email protected] 13 55% 10% 45% 40% 35% 10% 60% 40% Small businesses, S Corporations, rental property owners and Jason Watson, Managing Partner, Tax consulting, small businesses Barbara Maffei expatriates BusinessJ.Development Tina Watson, Senior Partner 2006 1950 2006 1950 Barringer & Rickords, P.C. SSA, 617 N.P.C. 17th St., #100 3355 American Dr. Colo. Spgs., CO 80904 719-444-0770 Colo. Spgs., CO 719-444-0909 80917 N/A www.4ways.com [email protected] 3 12 0% 39% 60% 40% 64% 60% Self employed, small business, start up Tax, financial and estate planning, manufacturing & construction contractors Dan Rickords Eric G Bowers, CPAs Director Hal Barringer, 1982 1974 1994 N/A [email protected] 2 70% 30% Audra Cooper, Owner 10 10% 60% N/A www.kiesling.com [email protected] 100% 0% Rural telecommunications companies David P. Aspenson, Partner-in-charge 2000 2003 N/A [email protected] 2 N/A N/A N/A N/A N/A Yani Rehorn, CPA www.waughgoodwinllp.com [email protected] bkecs.com 10 45% 45% N/A Phases Accounting & Tax Service, Inc. Charles F. Roland, CPA 5540 Academy 1670 N. Paonia St. Blvd., #120 Colo. Spgs., CO 80918 Colo. Spgs., CO 719-598-0999 80915 719-598-0222 719-548-1646 719-548-1936 www.phasesaccounting.com www.cfrolandcpa.com [email protected] [email protected] 92 12 Nelson & Company, PC 116 S. 8th St. Colo. Spgs., CO 80905 719-444-0222 719-444-8970 N/A [email protected] 13 Cloutte & Associates, P.C. 620 S. Cascade Ave., #300 Colo. Spgs., CO 80903 719-633-6150 719-633-6152 13 Flynn Accounting, LLC 5555 Erindale Dr., #100 Colo. Spgs., CO 80918 719-593-9338 719-593-9399 20 8 21 9 21 9 21 21 11 719-685-7910 719-685-7919 [email protected] 719-574-0100 719-380-9631 A.B. Bookkeeping Service, Inc. 4115 Mineral Dr Kiesling Associates, Colo. Spgs., CO 80903 LLP 719-635-3594 719-635-0703 1155 Kelly Johnson Blvd., #303 Colo. Spgs., COSolutions 80920 Accounting 719-599-3664 919 N. Weber 719-599-7059 Colo. Spgs., CO 80903 719-434-7163 N/A LLP Waugh & Goodwin, 1365 Garden of Express the Gods Rd., #150 BookKeeping 6050 StetsonCOHills, #200 Colo. Spgs., 80907 Colo. Spgs., CO 80923 719-590-9777 719-590-7689 719-325-8782 877-667-5505 [email protected] 4 2 10% 90% 61% 60% 20% 36% Small business start up, nonprofit, real estate Ken Waugh, Partner N/A 30% 100% N/A 70% N/A David Willers, Owner/Principal 70% 25% 75% 30% 50% 40% 60% 50% Small business start ups, low costselection, incorporations, real estate Debby Small start-up businesses, entity tax planning CharlesMiller F. Roland, CPA investors 2010 2010 1974 1952 1978 2008 N/A 1980 1980 1984 2009 1990 1993 1993 1990 N/A- not available. While every attempt is made to ensure the thoroughness and accuracy of the list, omissions and typographical errors may occur. Please send additions/corrections to [email protected] (1) 28% of business is consulting. 7 30% 70% 60% 40% Small business BUSINESS DIRECTORY Paul S. Nelson 1991 1991 www.cloutte.com [email protected] 6 50% 50% 50% 50% Small business, QuickBooks training, financial advising Graeme Cloutte, Founder 1998 1998 www.flynnaccounting.com [email protected] 6 60% 40% 25% 15% New business start ups, tax planning Brian Flynn, Managing Partner Esther Daniels, Partner 1989 1989 15 Henslee and Associates PC 245 E. Cheyenne Mountain Blvd. Colo. Spgs., CO 80906 719-540-2777 719-540-2870 www.hha-cpa.com [email protected] 5 35% 65% 65% 35% Small businesses & related individuals; estates and trusts Mark A. Henslee, CPA 2003 2003 16 Bohall, Hoover & Associates, Inc. 4045 Nonchalant Cir. S. Colo. Spgs., CO 80917 719-597-4646 719-597-4649 bohall-hoover.com [email protected] 4 16 L. Lomas & Company, Inc. 403 S. Tejon St. Colo. Spgs., CO 80903 (At 719-598-1040 719-598-0248 16 M3 & Associates 1227 Lake Plaza Dr., Ste D Colo. Spgs., CO 80906 719-685-7910 719-685-7919 16 Maffei & Associates, CPAs, LLC 3225 Templeton Gap Rd., #105 Colo. Spgs., CO 80907 719-633-4681 719-633-1628 20 Barringer & Rickords, P.C. 617 N. 17th St., #100 Colo. Spgs., CO 80904 719-444-0770 719-444-0909 N/A [email protected] 3 21 A.B. Bookkeeping Service, Inc. 4115 Mineral Dr Colo. Spgs., CO 80903 719-635-3594 719-635-0703 N/A [email protected] 2 10% 60% 21 Accounting Solutions 919 N. Weber Colo. Spgs., CO 80903 719-434-7163 N/A N/A [email protected] 2 21 BookKeeping Express 6050 Stetson Hills, #200 [email protected] Colo. Spgs., CO 80923 www.corpuschristicos.org 2410 N Cascade Ave 719-325-8782 877-667-5505 2 21 Charles F. Roland, CPA 5540 N. Academy Blvd., #120 Colo. Spgs., CO 80918 719-598-0222 719-598-0999 2 www.cfrolandcpa.com [email protected] 40% 0% 60% 40% 60% 719-329-0937 Lewis J. Lomas, III, CPA, MBA, Owner Sundays Class t. 9:00 am in S a M Tax planning & consultation, small business and high tech Mark Patterson, Managing Partner ter Dr. and individual taxation, and government start ups, corporate Cenalley V contractors Worship 10:00 am N Tax consulting, small businesses Richard Merrill, Preacher Dr. Call Al Chromy Director of Admissions bkecs.com 719-632-5092 ext 103 40% Sign up at www.csbj.com 10% 10% Attorney at Law/Trained Mediator 1991 1991 2010 2010 oor Now enrolling Pre-school through 8th grade. 4 60% 40% y em cad S. A 1984 1984 thm S ou N/A www.fastframe.com [email protected] 10% 90% 5745 Southmoor Dr. 392-3957 Personal, C Corp., S Corp 87 Design & Craftsmanship, Your Total Satisfaction Guarantee 4 Meets at the Fountain Valley Senior Center Carla Hoover, CEO 85/ www.coloradotaxcpa.com (719) 277-0161 [email protected] You Name It, We Frame It! 4 Kent L. Freudenberg Security church Real of estate c transactions, hriStsmall businesses, multiple entities structuring wy S. H 5154 Centennial Blvd. N/A [email protected] Colorado Springs, CO 80919 the corner of Centennial & 30th) Stay 25% ahead of40% 70%competition 60% your with breaking 60% from the65% news 40% 35% CSBJ newsroom every day. Self employed, small business, start up Ginger Mentz, MD, FAAD Board Certified Dermatologist 70% 30% N/A N/A N/A N/A N/A N/A N/A N/A 100% N/A N/A170 Park Side Dr, Colo. Springs, 80910 25% 75% 40% 60% Now Accepting New Patients 1950 1950 Dan Rickords Hal Barringer, CPAs 1982 1994 Audra Cooper, Owner 2000 2003 Donʼt be caught off guard. Yani Rehorn, CPA 2008 N/A David Willers, Owner/Principal 1984 2009 Major changes in Colorado Family Law for 2014 855-471-DERM www.ColoradoSpringsDermatology.com Barbara J. Maffei FREE initial consultations Small start-up businesses, entity selection, tax planning Charles F. Roland, CPA FOR MORE INFORMATION ABOUT ADVERTISING IN THE BUSINESS DIRECTORY, CALL 719-634-5905 N/A- not available. While every attempt is made to ensure the thoroughness and accuracy of the list, omissions and typographical errors may occur. Please send additions/corrections to [email protected] (1) 28% of business is consulting. 1993 1993 21 22 Dec. 5 - Dec. 11, 2014 Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Want even more leads for your business? Subscribe to The Transcript and get: Marriage Licenses* Judgments* Warranty Deeds* Building Permits Incorporations* Notice of Tax Liens* City Ordinances Water Rights Statements of Lien* Disburser Notices* Pikes Peak Regional Building Department License Applications Notice of Election and Demand* New City Sales Tax License Public Trustee Foreclosure Sales Notices to Creditors Trust Deeds* City Planning Agenda Name Changes Public Trustee Activity Report Divorce Notices Summonses Adoption Notices Guardianships Sheriff’s Sales Property Sales 1 year print subscription (MWF): $125 1 year print subscription (W only): $85 *Get any of these documents via email in Excel 1 Document 3 months: $50 1 year: $160 3 Documents 3 months: $130 1 year: $400 Already a CSBJ Subscriber? Add The Transcript to your account and save! CSBJ & The Transcript combo subscription only $162 1-year of CSBJ: $98 $69 1-year of The Transcript: $125 $93 That’s a savings of $61 To purchase a combo subscription call Robyn at 719-634-5905 or go online to https://subscribe.csbj.com Business Leads Incorporations Filed with the Secretary of State when an individual or business incorporates. ENTITY NO CORPORATION NAME 20141694190 20141700371 20141700606 20141700849 20141700852 20141700940 20141701145 20141701182 20141701238 20141701240 20141701258 20141701293 20141701320 20141701346 20141701351 20141701377 20141701382 20141701405 20141701407 20141701488 20141701608 20141701653 20141701802 20141701870 20141701877 20141701938 20141702097 20141702099 20141702101 20141702103 20141702105 20141702106 20141702109 20141702118 20141702120 20141702122 20141702153 20141702154 20141702523 20141702539 20141702559 20141702671 20141702946 20141703204 20141703238 20141703363 20141703366 20141703502 20141703523 20141703586 20141703598 20141703607 20141703624 20141703633 20141703713 20141703715 20141703717 20141703730 20141703734 20141703751 20141703755 20141703791 20141703890 20141703895 20141703908 20141704177 20141704228 20141704244 20141704321 20141704335 20141704490 20141704507 20141704512 20141704547 20141704569 20141704599 20141704742 20141704814 20141704818 20141704995 20141705004 20141705061 20141705134 20141705208 20141705293 20141705506 20141705652 20141705655 20141705662 20141705669 20141705671 20141705673 20141705677 20141705683 20141705686 20141705702 20141705710 20141705713 20141705751 Happy Hollidays 6 Constitution, LLC DLLC Sand Creek Chiropractic, LLC DLLC Apex Devices, Inc. DPC Vheissu Creative DLLC Wahsatch Rentals Exchange, LLC DLLC BLUEHAWK, LLC FLLC Front Range Hormone Replacement Clinic DLLC Duclo Properties LLC DLLC 831 Kingsley Dr., L.L.C. DLLC SCA DLLC 739 E. Cimarron St., L.L.C. DLLC 630 E. Boulder St., L.L.C. DLLC RM92, L.L.C. DLLC Downtown Oasis CO Springs DLLC 942 E. Las Animas St. #1, L.L.C. DLLC 942 E. Las Animas St. #2, L.L.C. DLLC GB Bear Valley SPE, LLC FLLC 942 E. Las Animas St. #3, L.L.C. DLLC Bullseye Battlefield LLC DLLC TWS Communications LLC, Dissolved November 19, 2014DLLC Chantry House LLC DLLC Timber 302, LLC DLLC Mejia’s Painting LLC DLLC Another Chance Recovery Services LLC DLLC Silver Oak LLC DLLC Colorado Framing Solutions, LLC DLLC VAIL CONDO, LLC DLLC Frontier Precious Metals, LLC DLLC Alexander Oil Field Services, LLC DLLC County Cork Consulting, LLC DLLC Rock City Music, LLC DLLC Breckenridge Charm Shop, LLC DLLC Camp’s Cleaning Company, LLC DLLC Lodgepole Group, LLC DLLC Caleb Capital LLC DLLC boulder offroad llc DLLC Bobthe, LLC DLLC Nick’s Market, LLC DLLC So-Gnar Community Enrichment, Inc. DNC Shatter Proof Your Marriage, LLC. DLLC Summit Commercial Properties, LLC DLLC Appliance Works, LLC DLLC KAMODRINKS, LLC. DLLC Warriors Work Foundation Incorporated DNC Big Ear Inc FPC NEVER ENDING, INC. DPC TDunn Inc DPC MaRa Enterprises, Inc. DPC MacKenzie-Jackson, LLC DLLC Pepper Bellies, LLC DLLC 1903 W Pikes Peak Avenue LLC DLLC 1907 W Pikes Peak Avenue LLC DLLC GSES.Inc DPC Grace And Faith Bible Church Of West Colorado SpringsDNC ACET Global Consulting, LLC DLLC Stellar Property Management, LLC DLLC Makia Images, LLC DLLC Regulatory and International Compliance Knowledge Specialist, LLCDLLC Acme Megaproperties, LLC DLLC Mission Health Possible, LLC DLLC All Hart Gym, Inc. DPC Eleuthera Foundation DNC JCM Integrated Companies, LLC DLLC Revive Health: Weight Loss & Detox Center, PLLCDLLC TRU-OM LLC DLLC Organic Growers Colorado LLC DLLC Family Appraisals, LLC DLLC MOUNTAIN STANDARD ( 505 ) LTD DLLC Colorado Wildscapes LLC DLLC CYS LLC DLLC Paul Baker MD, PC DPC COLORADO CONSULTING AND TRAINING, INC.DPC Growsmart DLLC 4336 N Nevada, LLC DLLC Rachele Dannenberg-Freeman, M.S., CCC-SLP, PLLCDLLC 15890 GREENSTONE, LLC DLLC 6009 CASTLEGATE DR WEST 22, LLC DLLC LOGIC BIRD 3 LLC DLLC David K. Hakkarinen, M.D., P.C. DPC 3025 Hancock, LLC DLLC Latverian Kingdom Enterprises Ltd DLLP Eagle Automotive LLC DLLC One Cent Solutions, LLC DLLC FFG Castle Rock, LLC DLLC Legal Counsel Consulting, LLC DLLC EVOLVmii LLC DLLC Kobayashi Maru, LLC DLLC Emery Peak, LLC DLLC Think Yes Now, LLC DLLC SLM Travelingirl, LLC DLLC The Rental Guys LLC DLLC Derenne Investments, LLC DLLC Grandview C10 LLC DLLC Designs by Gitta, LLC DLLC Camel Toe Company, LLC DLLC Greenpoint, LLC DLLC Red Gecko Enterprises, LLC DLLC Stipulus Ltd. DLLC Jitterbugs LLC DLLC TYPE FILING 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/19/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/20/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/21/14 11/24/14 11/24/14 11/24/14 11/24/14 11/24/14 11/24/14 11/24/14 11/24/14 11/24/14 11/24/14 11/24/14 11/24/14 11/24/14 AGENT AGENT ADDRESS Donald Duranso Max Wright Kyle Holloway Brad Stark ADRIAN ROY JR. Christine Farrell Benjamin Langston Terence Doherty Stephen Anderson Terence Doherty Terence Doherty Terence Doherty Jerome Rossel Terence Doherty Terence Doherty Gary Winegar Terence Doherty Daniel Parry Heather Marz Theresa Rosenthal Jennifer Cartwright ISAURO MEJIA PEREZ Daniel Savage Kenton Mau Cecilia Gray Kevin Rhatigan Lajana Waddles Irina Primakova Spencer Gresham IAN BURRELL DUNN THOMAS Joshua Fugate Adam Weitzel William Shaw William Shaw Espinoza Jorge Elbert Patterson Dave Hart Glenda Mechling Jeffrey Overman Mark Kells Tibor Hegedus Brandon Henry JANELLE BUCKMAN JOHN MARTINEZ Lisa Pace CHE SMITH MARJORIE COWAN cory gallagher Gary DeJong Keith Freeman JOHN STINAR JOHN STINAR Jim Wesley Brian Murphy robert barron Daniel Johnson Richard Reding Anthony Jenkins Xavier Mcghee Tyler Chase-Nason Samantha Hodyl 902 S. Weber Street Colorado 5265 North Academy Blvd, Suite 1100Colorado 9109 Lookout Mountain Court Colorado 16 W Willamette Ave Colorado 1730 Brantfeather Grove Colorado 3645 ARBORVIEW CT Colorado 6160 Tutt Blvd Colorado 3295 El Pomar Rd. Colorado 111 S. Tejon St., Suite 400 Colorado 4844 sand hill Colorado 111 S. Tejon St., Suite 400 Colorado 111 S. Tejon St., Suite 400 Colorado 111 S. Tejon St., Suite 400 Colorado 370 N Limit Street Colorado 111 S. Tejon St., Suite 400 Colorado 111 S. Tejon St., Suite 400 Colorado c/o Griffis/Blessing, Inc. Colorado 111 S. Tejon St., Suite 400 Colorado 1105 Beta Loop Colorado 2560 Trinity Cir Colorado 527 South Cedar Street Colorado 3370 Fillmore Ridge Heights Colorado 4018 SHELLEY AVE Colorado 804 S.Prospect St Colorado 559 Silver Oak Grove Colorado 4960 Brown Valley Lane Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 3465 Oak Creek Drive East Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade Colorado 8585 Criterion Drive #62789 Colorado 2 North Cascade Colorado 2624 West Pikes Peak Avenue Colorado 1880 OFFICE CLUB PT Colorado 6775 Rangewood Dr. Colorado 1670 Paonia Street Colorado 76 SOUTH SIERRA MADRE STREETColorado 907 CANOPUS DR Colorado 1424 N Hancock Avenue Colorado 3003 Bella Cima Dr. Colorado 411 S. Cascade Avenue Colorado 4615 Flintridge Drive Colorado 4615 Flintridge Drive Colorado 6315 Council point #308 Colorado 4829 Stanton Road Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 4335 Golf Club Dr. Colorado 6420 Black Sand View Colorado 1210 North Murray Blvd Colorado 6210 Lehman Drive, Suite 202 Colorado 655 Shrubland Drive Colorado 2517 Bott Av Colorado 7147 BONNIE BRAE LN. Colorado 1670 E Cheyenne Mountain Blvd Colorado 6455 Fall River Dr Colorado 411 LAKEWOOD CIR STE C108 Colorado 2 North Cascade Colorado 3585 VAN TEYLINGEN DR Colorado 1565 Hartford st Colorado 2812 N. Prospect Street Colorado 14485 River Oaks Drive Colorado 121 E. VERMIJO AVENUE Colorado 121 E. VERMIJO AVENUE Colorado 4924 Wing Walker Dr Colorado 455 E. Pikes Peak, Suite 305 Colorado 102 South Tejon Street Colorado 128 S TEJON ST STE 402 Colorado 12715 MYRICK RD Colorado 4145 Peach Lane Colorado 7640 Canyon Oak Drive Colorado 8530 Ryewood Trail Colorado 1837 s nevada ave # 189 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 2 North Cascade, Suite 1100 Colorado 3582 Van Teylingen Dr. Colorado 1205 Bristol Ave Colorado AGENT CITY Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Springs Colorado incorporations (including additional contact information) are available in a sortable Excel format by subscribing to The Transcript E-Docs for $50.00 a quarter. Contact Robyn Kirk – 719-634-5905 to subscribe. STATE ZIP CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO 80903 80918 80924 80903 80906 80918 80923 80906 80903 80923 80903 80903 80903 80904 80903 80903 80903 80903 80905 80918 80903 80907 80910 80903 80906 80918 80903 80903 80903 80903 80903 80903 80903 80903 80906 80903 80903 80903 80903 80962 80903 80904 80920 80918 80915 80903 80905 80903 80918 80903 80918 80918 80923 80918 80903 80903 80903 80903 80903 80903 80922 80923 80915 80918 80921 80904 80922 80906 80918 80910 80903 80917 80906 80907 80921 80903 80903 80911 80903 80903 80903 80908 80918 80922 80919 80905 80903 80903 80903 80903 80903 80903 80903 80903 80903 80903 80903 80916 80905 Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal EXECUTIVE HOMES The Bobbi Price Team Bobbi Price 719-499-9451 Jade Baker 719-201-6749 Stephanie Hawthorne 719-210-0480 For more information call 634-5905 12177 Rio Secco Road Woodmen Hills $350,000 Gorgeous lot & home inside & out * 3570 sq. ft. 5 bedroom, 3 bath stone & stucco rancher with 3-car garage * ½ acre corner cul de sac lot * 2 koi ponds, connecting stream, pergola, stone patio, & huge patio * Open great room concept with vaults, plant shelves, & rounded corners * A/C * Granite island kitchen * Upgraded carpet & pad * Plantation shutters * 6 ceiling fans * Gas log fireplaces * Like brand new condition * Shows like a model * 2 community rec centers, pools, exercise rooms, paved walking paths, classes, & sports for all ages. MLS# 7386702 1722 Painter Drive Monument $450,000 Over 5000 sq ft on private treed .59 acre lot * Former model 2-story with 4 bedrooms, 3 ½ baths, & 3-car garage w/ South facing driveway * Open floor plan with huge rooms made for entertaining * Inside & outside fireplaces * Trex deck & huge patio * Gorgeous water feature * Totally private corner lot with aspen, pines, lawn, ranch fencing, & no close neighbors * Slab granite & maple kitchen * 5-piece master bath * Finished walkout basement with wet bar * Looks brand new. MLS# 1104737 The Bobbi Price Team Bobbi Price 719-499-9451 Jade Baker 719-201-6749 Stephanie Hawthorne 719-210-0480 The Bobbi Price Team Bobbi Price 719-499-9451 Jade Baker 719-201-6749 Stephanie Hawthorne 719-210-0480 124 Stargate Heights Florissant $649,900 Privacy & security on 35 acres in gated Florissant community * Gorgeous open concept custom log home with 6374 sq. ft. plus 1240 sq ft guest suite with private entrance over the 3-car garage * Open great room concept rancher with walkout basement & lofted family room * Granite & hickory kitchen * Soaring ceilings, huge log beams, & wall of windows to take in gorgeous 360 views * 4 decks * Pines, Aspen, meadows, & rock formations. MLS# 774744 The Bobbi Price Team Bobbi Price 719-499-9451 Jade Baker 719-201-6749 Stephanie Hawthorne 719-210-0480 5535 SUNRISE MESA - WOLF RANCH - $311,969 STUNNING TWO STORY with finished basement. 4 bed, 4 bath, 2 car garage, 2,620 sq ft. Gourmet kitchen w/ stainless gas appliances, granite, hardwood floors, rooftop garden/patio. Great interior and exterior details. Low maintenance living. Ready December 2014 MLS#1527336 or visit www.LenkaMartin.com Lenka Martin 719-205-5248 www.LenkaMartin.com WANTED: 5 HOMES TO APPLY MT. STATES COMPOSITE SIDING Be a part of our 2015 Show Homes Campaign and Save! 5 homeowners in this general area will be given the opportunity to have MT. STATES COMPOSITE SIDING Applied to their home with decorative trim at a very low cost. This amazing new product has captured the interest of homeowners throughout your region who are fed up with constant painting and maintenance costs. Backed with fade and lifetime material warranty, and providing full insulation, summer and winter, this product can be installed on most types of home. It comes in a choice of colors and is now being offered to the local market. Your home can be a showplace in your vicinity. We will make it worth your while if we can use your home. Financing Available WAC “Offer Limited-CALL NOW!” INSULATED WINDOWS ALSO AVAILABLE For an appointment, please call toll free: 1-888-540-0334 Nationwide Builders 3 Generations of Experience - www.nbcindustries.com 23 Your source for fine homes in the Colorado Springs area. 11228 Tottenham Court Paint Brush Hills $338,900 Immaculate 3982 sq. ft. 4 bedroom, 3 ½ bath 2-story on .47 acre lot with no one behind & sweeping unobstructed Pikes Peak & mountain views * Loft, office, surround sound, wet bar, security system, central vac, & humidifier * Island kitchen * 5-piece master bath with 3-sided gas log fireplace * 3-car garage & RV parking * Stucco exterior * Backs to open space * No HOAs. MLS# 8526721 Dec. 5 - Dec. 11, 2014 Premium Content that will help your business grow. SUBSCRIBE TODAY! Colorado Statewide Classified Advertising Network To place a 25-word COSCAN Network ad in 84 Colorado newspapers for only $250, contact your local newspaper or call SYNC2 Media at 303-571-5117. HELP WANTED - DRIVERS LAND FOR SALE Indian Creek Express HIRING Local, OTR, O/O DRIVERS Class-A CDL - 2 yrs Exp. REQ. Pay $53-65K/yr, Per diem, Benefits, Practical Miles, No Touch, Paid/Home weekly, 877-273-3582 SOUTHERN COLORADO LAND LIQUIDATION 5 acres with pond (was $94,900), NOW $24,900. Tel/elec. Year round road. 10 minutes Nat’l Forest. 90% financing available. Call (877) 798-6980 ext. 35. 25 DRIVER TRAINEES NEEDED! Learn to drive for May Trucking at US Truck. Earn $750 per week! CDL & Job Ready in 3 weeks! 1-800-809-2141 SAWMILLS from only $4397.00MAKE & SAVE MONEY with your own bandmill - Cut lumber any dimension. In stock ready to ship. FREE Info/DVD: www.NorwoodSawmills.com 1-800-578-1363 Ext. 300N MISCELLANEOUS SYNC2 MEDIA Buy a 25-word statewide classified line ad in newspapers across the state of Colorado for just $250 per week. Ask about our Frequency Discounts. Contact this newspaper today; or SYNC2 Media, 303-571-5117. 24 Dec. 5 - Dec. 11, 2014 719 634-5905 [email protected] Employment DEADLINE: NOON TUESDAY! Rates vary, call for details. Prepayment is required. 3 line minimum. Please check your ad the first week of publication and call by noon the following Tuesday with changes or corrections. This paper is not liable for errors after the first publication of an ad. Colorado Publishing Company is not liable for the content of advertisements. All real estate advertising is subject to the Federal Fair Housing Act of 1968. We do not endorse any product or service and we reserve the right to refuse any advertising we deem inappropriate. C.5.3.5. Real Estate Advertising. Advertising for off-post housing available for rent, sale or lease by an owner, manager, rental agency, agent or individual, shall include only those available on a nondiscriminatory basis for all personnel. No facilities shall be advertised without the Colorado Publishing Company having been notified, in writing, that the owner, manager, rental agency, agent or individual enforces open-housing practices. PUBLIC NOTICES Selling Your Home? Let our readers know. For more information call 719-634-5905 or email [email protected] The Transcript can publish your CLERICAL/OFFICE Volunteers Needed at the El Paso Co. Combined Courthouse. Background check along w/a min. commitment of 3 mos. & 8 hrs/wk. Call Cindy at (719) 452-5101 Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Notices To Creditors For more info call 634-5905 Heuberger Subaru Heuberger Subaruisis expanding andhiring! hiring! expanding and We sell and and service servicemore morevehicles vehicles Weconsistently consistently sell than in Colorado. Colorado.Apply Applyif you if you thanany any dealership dealership in areare looking workwith withaagrowing growing company lookingfor forfull full time time work company that great benefits, benefits,overtime overtimeand and thatcan can provide provide great a a stable working environment. This isn’t seasonal, stable working environment. This isn’t seasonal, this hoursper perweek). week). thisisisfull fulltime time (40+ (40+ hours All applicants must pass drug, alcohol, backAll applicants must pass drug, alcohol, background, insurance and motor vehicle screening. ground, insurance and motor vehicle screening. This is a position where you will be driving comThis is a position where you will be driving company and customer vehicles, so these checks are pany and customer so these checks are necessary. Vehiclesvehicles, are automatic and manual necessary. Vehicles are automatic and manual transmissions, you must be able to demonstrate transmissions, musttransmission be able to demonstrate you can drive ayou manual without difyou can drive a manual transmission without difficulties. ficulties. Job duties include (but aren’t limited to) driving Job duties include (but aren’t limited to) drivingand vehicles throughout Colorado to customers vehicles throughout to customers business locations, Colorado deliver paperwork to and busibusiness deliver paperwork to and busi-pre nesses andlocations, customers, cleanup of new owned etc. Thiscleanup is a full of time position nessesvehicles, and customers, new and prethat typically includesetc. overtime, Benefits includethat paid owned vehicles, This is a full time position vacation, paid sick time,include medical typically holiday includes pay, overtime, Benefits paidand dental benefits, etc. sick Uniforms are provided, vacation, holiday401k, pay, paid time, medical and applicants are expected to Uniforms have a well dental benefits, 401k, etc. aregroomed provided,appearance will be dealing customers applicantsasarethey expected to have a wellwith groomed apand are representing Heuberger Motors, Inc. pearance as they will be dealing with customers and are representing Heuberger Motors, Rotating and semi flexible schedule of 5Inc. days each week to include some Saturdays. We are looking Rotating and semi flexible schedule of 5 days each for 7+ individuals who are friendly, have some soweek to include some Saturdays. We are looking cial and communication skills, and want to work for time. 7+ individuals whovehicles are friendly, so- all full Company are have usedsome during cial and communication skills, and want to work driving duties Heuberger Motors has been in busifull time. vehicles are used duringMotor all ness sinceCompany 1970. Apply in person at 1080 driving duties Heuberger Motors has been in busiCity Dr, ask for Cole Collins. ness since 1970. Apply in person at 1080 Motor City Dr, ask for Cole Collins. COMBINED NOTICE RESTART - PUBLICATION CRS §38-38-109(2)(b)(II) FORECLOSURE SALE NO. EPC201400057 Republished to restart foreclosure stayed by bankruptcy and reset sale date. To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 12, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): AMBER L CANNON Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MORTGAGE SOLUTIONS OF COLORADO, LLC Current Holder of Evidence of Debt: COLORADO HOUSING AND FINANCE AUTHORITY Date of Deed of Trust: November 23, 2011 County of Recording: El Paso Recording Date of Deed of Trust: November 28, 2011 Recording Information (Reception Number): 211116704 Original Principal Amount: $129,628.00 Outstanding Principal Balance: $126,415.93 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: SEE ATTACHED LEGAL DESCRIPTION EPC201400057 LEGAL DESCRIPTION LOTS 9 AND 10 IN BLOCK 31, GRAND VIEW ADDITION TO THE CITY OF COLORADO SPRINGS, ALSO THAT PORTION OF LOT 8 IN BLOCK 31 IN GRAND VIEW ADDITION TO THE CITY OF COLORADO SPRINGS, LYING SOUTHERLY OF A LINE DRAWN FROM A POINT ON THE EAST LINE OF SAID LOT 8 A DISTANCE OF 12 FEET NORTHERLY FROM THE SOUTHEAST CORNER OF SAID LOT 8 TO A POINT ON THE WEST LINE OFSAID LOT 8 A DISTANCE OF 11.6 FEET NORTHERLY FROM THE SOUTHWEST CORNER OFSAID LOT 8, COUNTY OF EL PASO, STATE OFCOLORADO. Parcel ID Number: 64093-01-003 Also known by street and number as: 1017 PRAIRIE ROAD, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/14/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/21/2014 Last Publication: 12/19/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/12/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David R. Doughty #40042 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 31688 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - DEFERRED PUBLICATION CRS §38-38-803(6) FORECLOSURE SALE NO. EPC201400895 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On June 2, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): MICHAEL J FISCH Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GOODMORTGAGE.COM Current Holder of Evidence of Debt: BAYVIEW LOAN SERVICING, LLC, A DELAWARE LIMITED LIABILITY COMPANY Date of Deed of Trust: October 26, 2007 County of Recording: El Paso Recording Date of Deed of Trust: November 13, 2007 Recording Information (Reception Number): 207145879 Original Principal Amount: $157,500.00 Outstanding Principal Balance: $169,731.46 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 22, BLOCK 4 HOLLY HILLS, SUB FILING NO. 2, CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4606 CRIMSON CIRCLE NORTH, COLORADO SPRINGS, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. The original Sale Date was scheduled for October 1, 2014 but was deferred pursuant to Colorado Revised Statutes 38-38-801 et seq. The deferment period has been terminated or ended and the Sale may now proceed according to law. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/07/2015 (formerly scheduled for October 1, 2014 and continued for deferment) , at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication of Notice of Deferred Sale: 11/14/2014 Last Publication of Notice of Deferred Sale: 12/12/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 10/23/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Karen J. Radakovich #11649 Frascona Joiner Goodman and Greenstein PC 4750 Table Mesa Drive Boulder, CO 80305-5500 (303) 494-3000 Attorney File # 7192-3080 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401260 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On August 28, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): MATTHEW LEE THOMAS ALLARD Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR RBC MORTGAGE COMPANY Current Holder of Evidence of Debt: WELLS FARGO BANK, N.A. Date of Deed of Trust: December 06, 2004 County of Recording: El Paso Recording Date of Deed of Trust: December 15, 2004 Recording Information (Reception Number): 204204451 Original Principal Amount: $88,806.00 Outstanding Principal Balance: $84,401.84 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 2 IN EASTRIDGE SUBDIVISION NO. 5, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 6964 PALMER PARK BOULEVARD, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 12/31/2014, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/7/2014 Last Publication: 12/5/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 08/28/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Iman Tehrani #44076 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 150 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-14-630721-JS The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401265 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On August 29, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): GREG J. OBBINK AND ERICA M. OBBINK Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR PRIMELENDING Current Holder of Evidence of Debt: WELLS FARGO BANK, NA Date of Deed of Trust: April 11, 2008 County of Recording: El Paso Recording Date of Deed of Trust: April 16, 2008 Recording Information (Reception Number): 208043416 Original Principal Amount: $191,002.00 Outstanding Principal Balance: $174,456.27 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 60, FALCON RIDGE AT SPRINGS RANCH FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO. PARCEL ID NUMBER: 5320415056 Also known by street and number as: 7461 FOREST FALCON VIEW, COLORADO SPRINGS, CO 80922-3589. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 12/31/2014, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/7/2014 Last Publication: 12/5/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 08/29/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Courtney E. Wright #45482 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 14-003198 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401273 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 2, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): RYAN EDWIN FLOREK Original Beneficiary(ies): ENT FEDERAL CREDIT UNION Current Holder of Evidence of Debt: ENT FEDERAL CREDIT UNION Date of Deed of Trust: May 14, 2010 County of Recording: El Paso Recording Date of Deed of Trust: May 14, 2010 Recording Information (Reception Number): 210045691 Original Principal Amount: $86,912.00 Outstanding Principal Balance: $81,372.84 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 13, BLOCK 25, J.R. MARKS RESUBDIVISION OF BLOCKS 16, 25 AND 26, KNOB HILL ADDITION, NOW A PART OF THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 2210 EAST SAINT VRAIN, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 12/31/2014, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/7/2014 Last Publication: 12/5/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/02/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 14-003189 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401274 To Whom It May Concern: This Notice is given with regard to the following described Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Dec. 5 - Dec. 11, 2014 25 PUBLIC NOTICES Deed of Trust: On September 2, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): INVESTMENT ONE, LLC Original Beneficiary(ies): CALEDONIA ENTERPRISE, LLC Current Holder of Evidence of Debt: CALEDONIA ENTERPRISE, LLC Date of Deed of Trust: May 09, 2012 County of Recording: El Paso Recording Date of Deed of Trust: May 24, 2012 Recording Information (Reception Number): 212059848 Original Principal Amount: $97,000.00 Outstanding Principal Balance: $79,953.24 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 8, BLOCK 4, SECURITY ADDITION NO. 10, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 1205 MAIN STREET, COLORADO SPRINGS, CO 80911. THE PROPERTY DESCRIBED HEREIN IS A PORTION OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 12/31/2014, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/7/2014 Last Publication: 12/5/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/02/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Jason W. Downie #27256 Susemihl, McDermott & Cowan, P.C. 660 Southpointe Court, Suite 210 Colorado Springs, CO 80906 (719) 579-6500 Attorney File # 1205_MAIN_ST The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401275 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 3, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): INVESTMENT ONE, LLC Original Beneficiary(ies): CALEDONIA ENTERPRISE, LLC Current Holder of Evidence of Debt: CALEDONIA ENTERPRISE, LLC Date of Deed of Trust: July 15, 2011 County of Recording: El Paso Recording Date of Deed of Trust: July 18, 2011 Recording Information (Reception Number): 211068908 Original Principal Amount: $219,000.00 Outstanding Principal Balance: $78,628.08 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 26, BLOCK 2, RESUBDIVISION OF RESERVED LOT AND LOTS 2, 3, 4, 5, 7, 8, AND 9, BLOCK 2 OF SECURITY, COLORADO ADDITION NO. 1, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 213 SECURITY BOULEVARD, COLORADO SPRINGS, CO 80911. THE PROPERTY DESCRIBED HEREIN IS A PORTION OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 12/31/2014, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/7/2014 Last Publication: 12/5/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/03/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Jason W. Downie #27256 Susemihl, McDermott & Cowan, P.C. 660 Southpointe Court, Suite 210 Colorado Springs, CO 80906 (719) 579-6500 Attorney File # 213_SECURITY_BLVD The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401276 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 3, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): SCOTT T. BEAHM Original Beneficiary(ies): WELLS FARGO BANK, N.A. Current Holder of Evidence of Debt: WELLS FARGO BANK, N.A. Date of Deed of Trust: February 28, 2005 County of Recording: El Paso Recording Date of Deed of Trust: March 04, 2005 Recording Information (Reception Number): 205031066 Original Principal Amount: $178,830.00 Outstanding Principal Balance: $153,620.58 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 2, EXCEPT THAT PORTION LYING SOUTHEASTERLY OF A LINE DRAWN FROM THE NORTHEASTERLY CORNER OF SAID LOT 2 TO A POINT ON THE NORTHEASTERLY RIGHT OF WAY LINE OF EAST SERENDIPITY CIRCLE THAT IS 92.45 FEET SOUTHEASTERLY THEREON FROM THE MOST WESTERLY CORNER OF SAID LOT 2, BLOCK 2, VILLAGE SEVEN, FILING NUMBER 3, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 2817 SERENDIPITY CIRCLE EAST, COLORADO SPRINGS, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 12/31/2014, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/7/2014 Last Publication: 12/5/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/03/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Erin C. Robson #46557 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 150 Centennial, CO 80112 (877) 369-6122 Attorney File # CO-14-624648-JS The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401287 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 9, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): SARAH KENDALL AND HALE KENDALL Original Beneficiary(ies): DECISION ONE MORTGAGE COMPANY, LLC Current Holder of Evidence of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE REGISTERED HOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. TRUST 2007-HE5 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-HE5 Date of Deed of Trust: November 22, 2006 County of Recording: El Paso Recording Date of Deed of Trust: November 27, 2006 Recording Information (Reception Number): 206172502 Original Principal Amount: $224,910.00 Outstanding Principal Balance: $214,032.55 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 163, IN THE HOMESTEAD SUBDIVISION FILING NO. 1, CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 5150 SPLITRAIL DRIVE, COLORADO SPRINGS, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/07/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/14/2014 Last Publication: 12/12/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/09/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David A. Shore #19973 Hellerstein and Shore, P.C. 5347 S. Valentia Way, Suite 100 Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 14-00123SH The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401305 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 15, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): NOAH L MULLINS III Original Beneficiary(ies): COLORADO STATE BANK AND TRUST, N.A. Current Holder of Evidence of Debt: BOKF, N.A., A NATIONAL BANKING ASSOCIATION D/B/A BANK OF OKLAHOMA, AS SUCCESSOR IN INTEREST BY MERGER TO BANK OF OKLAHOMA, N.A. Date of Deed of Trust: December 22, 2010 County of Recording: El Paso Recording Date of Deed of Trust: December 28, 2010 Recording Information (Reception Number): 210132409 Original Principal Amount: $168,445.00 Outstanding Principal Balance: $166,326.50 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 57, SUNDOWN NORTH SUBDIVISION FILING NO. 1, EL PASO COUNTY, COLORADO. Also known by street and number as: 6630 GREYLOCK DRIVE, COLORADO SPRINGS, CO 80923. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/14/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/21/2014 Last Publication: 12/19/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/15/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Scott D. Toebben #19011 Randall S. Miller & Associates, P.C. 216 16th Street, Suite 1210 Denver, CO 80202 (720) 259-6710 Attorney File # 14CO00120-1 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401306 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 15, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Glenn F Austin and Sabine N Austin Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc., acting solely as nominee for WMC Mortgage Corp. Current Holder of Evidence of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for SECURITIZED ASSET BACKED RECEIVABLES LLC TRUST 2006-WM4 Date of Deed of Trust: August 09, 2006 County of Recording: El Paso Recording Date of Deed of Trust: August 24, 2006 Recording Information (Reception Number): 206125848 Original Principal Amount: $244,000.00 Outstanding Principal Balance: $216,792.52 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 16, HIGH MEADOWS AT SPRING RANCH FILLING NO. 2, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 7155 Amber Ridge Drive, Colorado Springs, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/14/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/21/2014 Last Publication: 12/19/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/15/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Lisa Cancanon #42043 ARONOWITZ & MECKLENBURG, LLP 1199 Bannock Street Denver, CO 80204 (303) 813-1177 Attorney File # 4500.100199.F01 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401309 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 15, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): ROGER D STREMPKE Original Beneficiary(ies): STONE RIVER LENDING, LLC Current Holder of Evidence of Debt: JPMORGAN CHASE BANK, N.A. Date of Deed of Trust: December 22, 2009 County of Recording: El Paso Recording Date of Deed of Trust: December 31, 2009 Recording Information (Reception Number): 209149345 Original Principal Amount: $220,518.00 Outstanding Principal Balance: $207,073.89 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 18, EASTVIEW ESTATES FILING NO 2, COUNTY OF EL PASO, STATE OF COLOADO. Also known by street and number as: 7712 BLUE VAIL WAY, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/14/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/21/2014 Last Publication: 12/19/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/15/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Marcello G. Rojas #46396 Klatt, Odekirk, Augustine, Sayer, Trienen & Rastede, P.C. 9745 E. Hampden Ave., Suite 400 Denver, CO 80231 (303) 353-2965 Attorney File # CO140268 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401314 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 16, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): MC LEASING II, LLP AND MC LEASING, LLP Original Beneficiary(ies): U.S. BANK N.A. Current Holder of Evidence of Debt: U.S. BANK N.A. Date of Deed of Trust: October 30, 2006 County of Recording: El Paso Recording Date of Deed of Trust: November 01, 2006 Recording Information (Reception Number): 206160771 Original Principal Amount: $1,900,000.00 Outstanding Principal Balance: $1,278,478.77 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: SEE ATTACHED EXHIBIT A EPC201401314 EXHIBIT A LEGAL DESCRIPTION Condominium Unit 2, Platte Business Center Condominiums, according to the Declaration thereof filed for record in the records of the Clerk and Recorder of El Paso County, State of Colorado, on May 11, 2006 at Reception No. 206069851, and as defined and described in the Condominium Map for Platte Business Center Condominiums recorded May 11, 2006 at Reception No. 206600772, in said records, in the City of Colorado Springs, El Paso County, Colorado. Together with those beneficial easements for ingress and egress purposes over and across Platte Business Center, in the City of Colorado Springs, El Paso County, Colorado as set forth and described in Declaration of Covenants, Conditions, Restrictions and Easements for Platte Business Center recorded May 11, 2005 at Reception No. 206069850. Parcel B: Lot 1 in Block 1 in Kast Properties Subdivision No. 1, in the City of Colorado Springs, El Paso County, Colorado, together with an easement for ingress and egress over Lot 6 in Block 1 in the Replat of Mount View Lane Industrial Park. EXCEPTING from the above legal descriptions the following; as set forth in Request for Partial Release of Deed of Trust and Partial Release recorded on November 25, 2009 at Reception No. 209135661: Lot 1 in Block 1 in Kast Properties Subdivision No. 1, in the City of Colorado Springs, together with an easement for ingress and egress over Lot 6 in Block 1 of the replat of Mountain View Lane Industrial Park, County of El Paso, State of Colorado, Also known by street and number as: 615 WOOTEN ROAD, SUITE 120, COLORADO SPRINGS, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/14/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/21/2014 Last Publication: 12/19/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/16/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Thomas J. Bissell #13654 Markus Williams Young & Zimmermann LLC 1700 Lincoln Street, Suite 4550 Denver, CO 80203 (303) 830-0800 Attorney File # 10287.588 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401317 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 17, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): David H. West and Kristine S. West Original Beneficiary(ies): Option One Mortgage Corporation Current Holder of Evidence of Debt: Wells Fargo Bank, National Association, as Trustee for Option One Mortgage Loan Trust 2003-2, Asset-Backed Certificates, Series 2003-2 Date of Deed of Trust: January 28, 2003 County of Recording: El Paso Recording Date of Deed of Trust: February 05, 2003 Recording Information (Reception Number): 203025526 Original Principal Amount: $189,500.00 Outstanding Principal Balance: $169,996.02 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 39, NORTHCREST FILING NO. 2, PHASE 5, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 7130 Allens Park, Colorado Springs, CO 80922-1239. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/14/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/21/2014 Last Publication: 12/19/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE 26 Dec. 5 - Dec. 11, 2014 Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal PUBLIC NOTICES MAY ALSO BE EXTENDED. DATE: 09/17/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: David A. Shore #19973 Hellerstein and Shore, P.C. 5347 S. Valentia Way, Suite 100 Greenwood Village, CO 80111 (303) 573-1080 Attorney File # 14-00450SH The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401318 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 17, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): ETHEL SHARON LAMB Original Beneficiary(ies): HOME123 CORPORATION Current Holder of Evidence of Debt: U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR STRUCTURED ASSET INVESTMENT LOAN TRUST MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2006-4. Date of Deed of Trust: November 18, 2005 County of Recording: El Paso Recording Date of Deed of Trust: May 24, 2006 Recording Information (Reception Number): 206075925 Original Principal Amount: $112,000.00 Outstanding Principal Balance: $106,136.22 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 21 IN BLOCK 2 IN PARK HILL SUBDIVISION NO. 1, COUNTY OF EL PASO, STATE OF COLORADO. PARCEL ID NUMBER: 6415213036 Also known by street and number as: 26 ARLEN ST, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/14/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/21/2014 Last Publication: 12/19/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/17/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Courtney E. Wright #45482 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 14-002929 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401321 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 17, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): CHARLES T SIMMONS AND ERMA E SIMMONS Original Beneficiary(ies): SOUTHSTAR FUNDING, LLC Current Holder of Evidence of Debt: THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK, AS SUCCESSOR-IN-INTEREST TO JPMORGAN CHASE BANK, N.A., F/K/A JPMORGAN CHASE BANK AS TRUSTEE FOR STRUCTURED ASSET MORTGAGE INVESTMENTS INC. MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2003- AR3 Date of Deed of Trust: September 04, 2003 County of Recording: El Paso Recording Date of Deed of Trust: September 11, 2003 Recording Information (Reception Number): 203213306 Original Principal Amount: $216,600.00 Outstanding Principal Balance: $199,867.97 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 5 IN BLOCK 1 IN EAST JUNIOR HEIGHTS ADDITION TO THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 1444 BELLAIRE DRIVE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/14/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/21/2014 Last Publication: 12/19/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/17/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Marcello G. Rojas #46396 Klatt, Odekirk, Augustine, Sayer, Trienen & Rastede, P.C. 9745 E. Hampden Ave., Suite 400 Denver, CO 80231 (303) 353-2965 Attorney File # CO140087 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401330 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 19, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): FRANK P. LUCERO and BILLIE JO LUCERO Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR U.S. BANK N.A. Current Holder of Evidence of Debt: U.S. BANK NATIONAL ASSOCIATION Date of Deed of Trust: November 22, 2005 County of Recording: El Paso Recording Date of Deed of Trust: November 30, 2005 Recording Information (Reception Number): 205190781 Original Principal Amount: $118,778.00 Outstanding Principal Balance: $103,225.30 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: PLEASE SEE EXHIBIT “A” FOR LEGAL DESCRIPTION EPC201401330 EXHIBIT A A PORTION OF THE FOLLOWING DESCRIBED TRACTS: LOT 1, CHATEAU AT ANTELOPE RIDGE FILING NO. 1, AND LOT 1 CHATEAU AT ANTELOPE RIDGE FILING NO. 2, COUNTY OF EL PASO, STATE OF COLORADO. MORE SPECIFICALLY DESCRIBED AS: PARCEL I: (A FEE SIMPLE AND A NONEXCLUSIVE EASEMENT INTEREST IN AND TO THE FOLLOWING:) IMPROVEMENTS LOCATED ON: THAT TRACT OR PARCEL DESIGNATED AS 197, ACCORDING TO THE LEASEHOLD MAP FOR CHATEAU AT ANTELOPE RIDGE RECORDED MARCH 27, 2002 UNDER RECEPTION NO. 202048860, COUNTY OF EL PASO, STATE OF COLORADO, WHICH IS LOCATED WITHIN THE FINAL PLATS OF CHATEAU AT ANTELOPE RIDGE FILING NO. 1, AND CHATEAU AT ANTELOPE RIDGE FILING NO. 2, COUNTY OF EL PASO, STATE OF COLORADO, TOGETHER WITH A NONEXCLUSIVE EASEMENT INTEREST OVER THOSE PRIVATE STREETS KNOWN AS GRAY FOX HEIGHTS, PINE MARTEN POINT, PIKA POINT, VALLEY QUAIL POINT, GROSBEAK POINT, VILLAGE C, VILLAGE D, VILLAGE E, VILLAGE F, VILLAGE G, BLACK BEAR POINT AND MARMOT POINT AND SHOWN ON SAID LEASEHOLD MAP. PARCEL II: (A LEASEHOLD INTEREST IN AND TO THE FOLLOWING:) THAT TRACT OR PARCEL DESIGNATED AS 197, ACCORDING TO THE LEASEHOLD MAP FOR CHATEAU AT ANTELOPE RIDGE RECORDED MARCH 27, 2002 UNDER RECEPTION NO. 202048860, COUNTY OF EL PASO, STATE OF COLORADO, WHICH IS LOCATED WITHIN THE FINAL PLATS OF CHATEAU AT ANTELOPE RIDGE FILING NO. 1 AND CHATEAU AT ANTELOPE RIDGE FILING NO. 2, COUNTY OF EL PASO, STATE OF COLORADO. EXCEPT THE IMPROVEMENT THEREON. Also known by street and number as: 7668 CRESTED JAY POINT, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/21/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/28/2014 Last Publication: 12/26/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/19/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Courtney E. Wright #45482 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 14-002751 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401334 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 22, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): STEVE M. NOEL Original Beneficiary(ies): MORTGAGE SOLUTIONS OF COLORADO, LLC Current Holder of Evidence of Debt: CITIMORTGAGE, INC. Date of Deed of Trust: April 23, 2004 County of Recording: El Paso Recording Date of Deed of Trust: May 03, 2004 Recording Information (Reception Number): 204070602 Original Principal Amount: $147,581.00 Outstanding Principal Balance: $117,445.52 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 29 IN THE HOMESTEAD SUBDIVISION FILING NO. 2, IN THE CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 4902 WAGON MASTER DRIVE, COLORADO SPRINGS, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/21/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/28/2014 Last Publication: 12/26/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/22/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly L. Decker #32647 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250 Lakewood, CO 80228 (303) 274-0155 Attorney File # 14-049-27236 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401336 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 23, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JOANNA M PACHECO Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, CTX MORTGAGE COMPANY, LLC Current Holder of Evidence of Debt: BANK OF AMERICA, N.A. Date of Deed of Trust: May 13, 2008 County of Recording: El Paso Recording Date of Deed of Trust: May 19, 2008 Recording Information (Reception Number): 208056992 Original Principal Amount: $142,100.00 Outstanding Principal Balance: $138,975.10 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: ATTACHED HERETO AS EXHIBIT ‘A’ AND INCORPORATED HEREIN AS THOUGH FULLY SET FORTH. Lot 5 in Block 2 in VALLEY VISTA ADDITION NO. 3, and as amended by Engineer’s Statement recorded in Book 1660 at Page 360, together with the Easterly half of the alley adjacent thereto vacated by Ordinance of the City of Colorado Springs, recorded in Book 1813 at page 369, according to the Plat thereof recorded in Plat Book X at Page 39, County of El Paso, State of Colorado. Also known by street and number as: 2519 EAST LA SALLE STREET, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/21/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/28/2014 Last Publication: 12/26/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/23/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Jolene Kaminski #46144 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250 Lakewood, CO 80228 (303) 274-0155 Attorney File # 14-910-27187 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401341 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 23, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Kari L. Smith Original Beneficiary(ies): Mortgage Electronic Registration Systems, Inc. as Nominee for Pacific States Mortgage, Inc. Current Holder of Evidence of Debt: U.S. Bank National Association Date of Deed of Trust: June 29, 2004 County of Recording: El Paso Recording Date of Deed of Trust: June 30, 2004 Recording Information (Reception Number): 204108355 Original Principal Amount: $153,589.00 Outstanding Principal Balance: $133,542.21 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 45 IN BLOCK 2, IN COLORADO COUNTRY FILING NO. 11, IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 5545 Montgomery Terrace, Colorado Springs, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/21/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/28/2014 Last Publication: 12/26/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/23/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Torben M. Welch #34282 Messner Reeves LLP 1430 Wynkoop Street, Suite 300 Denver, CO 80202 (303) 623-1800 Attorney File # 7328.0075 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401346 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 23, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): DOROTHY M. LEMPEREUR Original Beneficiary(ies): ENT FEDERAL CREDIT UNION Current Holder of Evidence of Debt: ENT FEDERAL CREDIT UNION Date of Deed of Trust: January 16, 2009 County of Recording: El Paso Recording Date of Deed of Trust: January 23, 2009 Recording Information (Reception Number): 209006141 Original Principal Amount: $367,500.00 Outstanding Principal Balance: $159,193.40 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 1, BLOCK 2, CONSTITUTION HILLS NORTH FILING NO. 3, CITY OF COLORADO SPRINGS, EL PASO COUNTY, COLORADO. Also known by street and number as: 2980 HARRISBURG WAY, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/21/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/28/2014 Last Publication: 12/26/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/23/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Milnor H. Senior, III #7226 Randall S. Miller & Associates, P.C. 216 16th Street, Suite 1210 Denver, CO 80202 (720) 259-6710 Attorney File # 14CO00099-1 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401348 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 24, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Kim Whitcomb A.K.A Kimberly Ann Whitcomb Original Beneficiary(ies): Argent Mortgage Company, LLC Current Holder of Evidence of Debt: Wells Fargo Bank, N.A., as Trustee , for the certificate holders of the Asset-Backed Pass-Through Certificates, Series 2004WCW1 Date of Deed of Trust: May 21, 2004 County of Recording: El Paso Recording Date of Deed of Trust: June 02, 2004 Recording Information (Reception Number): 204090499 Original Principal Amount: $152,000.00 Outstanding Principal Balance: $201,700.78 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 6, BLOCK 1, VILLA LOMA SUBDIVISION NO. 5, FILING NO. 1, COUNTY OF EL PASO, STATE OF COLORADO Also known by street and number as: 2955 Inspiration Drive, Colorado Springs, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/21/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/28/2014 Last Publication: 12/26/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/24/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Lisa Cancanon #42043 ARONOWITZ & MECKLENBURG, LLP 1199 Bannock Street Denver, CO 80204 (303) 813-1177 Attorney File # 5050.100204.F01 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401350 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 24, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the Sign up for the CSBJ Daily Email at www.csbj.com Colorado Springs Business Journal Dec. 5 - Dec. 11, 2014 27 PUBLIC NOTICES County of El Paso records. Original Grantor(s): BRIAN L. SYDNES AND OUI SOOK SYDNES Original Beneficiary(ies): ENT FEDERAL CREDIT UNION Current Holder of Evidence of Debt: ENT FEDERAL CREDIT UNION Date of Deed of Trust: March 26, 2007 County of Recording: El Paso Recording Date of Deed of Trust: April 04, 2007 Recording Information (Reception Number): 207046083 Original Principal Amount: $45,800.00 Outstanding Principal Balance: $41,648.94 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 35 IN FOXX SPRINGS RANCH, EL PASO COUNTY, COLORADO Also known by street and number as: 14250 WHISTLING HILLS LANE, COLORADO SPRINGS, CO 80928. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE<U>/B> The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/21/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 11/28/2014 Last Publication: 12/26/2014 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/24/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Peter M Susemihl #494 Susemihl, McDermott & Cowan, P.C. 660 Southpointe Court, Suite 210 Colorado Springs, CO 80906 (719) 579-6500 Attorney File # SYDNES The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401370 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 30, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JOANN P MISSEY Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, COUNTRYWIDE HOME LOANS, INC. Current Holder of Evidence of Debt: WELLS FARGO BANK NATIONAL ASSOCIATION AS TRUSTEE FOR STRUCTURED ADJUSTABLE RATE MORTGAGE LOAN TRUST MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-15 Date of Deed of Trust: May 09, 2005 County of Recording: El Paso Recording Date of Deed of Trust: May 19, 2005 Recording Information (Reception Number): 205072620 Original Principal Amount: $155,120.00 Outstanding Principal Balance: $154,412.55 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 9, IN BLOCK 4, CLAREMONT RANCH FILING NO. 3, EL PASO COUNTY, COLORADO, ACCORDING TO THE PLAT THEREOF RECORDED MARCH 28, 2003 AT RECEPTION NO. 20306297. Also known by street and number as: 9129 CHRISTY CT, COLORADO SPRINGS, CO 80915-4745. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/28/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 12/5/2014 Last Publication: 1/2/2015 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/30/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Jolene Kaminski #46144 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250 Lakewood, CO 80228 (303) 274-0155 Attorney File # 14-945-27315 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401373 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 30, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): PAUL LUNDSTROM and SHANNON K LUNDSTROM Original Beneficiary(ies): ENT FEDERAL CREDIT UNION Current Holder of Evidence of Debt: ENT FEDERAL CREDIT UNION Date of Deed of Trust: December 21, 2012 County of Recording: El Paso Recording Date of Deed of Trust: December 26, 2012 Recording Information (Reception Number): 212153851 Original Principal Amount: $157,821.00 Outstanding Principal Balance: $154,195.94 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: THE EAST 100 FEET OF THE SOUTH HALF OF LOT 15 AND THE EAST 100 FEET OF THE NORTH 40 FEET OF LOT 14, BLOCK 75, IN THE EAST END ADDITION TO THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 124 NORTH SHERIDAN AVENUE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/28/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 12/5/2014 Last Publication: 1/2/2015 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/30/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Courtney E. Wright #45482 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 14-003561 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401375 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 30, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): JUDY ANNE CORBIN Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, DECISION ONE MORTGAGE COMPANY, LLC Current Holder of Evidence of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE HOLDERS OF THE MORGAN STANLEY ABS CAPITAL I INC. TRUST 2007HE6, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007- HE6 Date of Deed of Trust: February 09, 2007 County of Recording: El Paso Recording Date of Deed of Trust: February 13, 2007 Recording Information (Reception Number): 207020415 Original Principal Amount: $142,000.00 Outstanding Principal Balance: $135,695.33 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 5, BLOCK 8, EXCEPT THE SOUTHERLY 2.0 FEET AS MEASURED AT RIGHT ANGLES TO AND PARALLEL WITH THE SOUTHERLY LINE THEREOF, AUSTIN ESTATES SUBDIVISION NO. 2 IN THE CITY OF COLORADO SPRINGS, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 1425 LAURETTE DRIVE, COLORADO SPRINGS, CO 80909. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/28/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 12/5/2014 Last Publication: 1/2/2015 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/30/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly L. Decker #32647 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250 Lakewood, CO 80228 (303) 274-0155 Attorney File # 14-922-27294 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401377 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On September 30, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): ROSEMARIE A MACIOCI Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC. DBA AMERICA’S WHOLESALE LENDER Current Holder of Evidence of Debt: GREEN TREE SERVICING LLC Date of Deed of Trust: July 16, 2007 County of Recording: El Paso Recording Date of Deed of Trust: July 19, 2007 Recording Information (Reception Number): 207096217 Original Principal Amount: $153,225.00 Outstanding Principal Balance: $140,768.05 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: SEE ATTACHED LEGAL DESCRIPTION EPC201401377 LEGAL DESCRIPTION CONDOMINIUM UNIT 203, BUILDING 5378, GARAGE SPACE NO. 91, GARAGE BUILDING NO. 9, ALL IN PALOMINO RANCH AT STETSON RIDGE CONDOMINIUMS, ACCORDING TO THE DECLARATION THEREOF FILED FOR RECORD IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF EL PASO COUNTY, STATE OF COLORADO ON MAY 3, 2007 AT RECEPTION NO. 207059885, AND AS DEFINED AND DESCRIBED IN THE CONDOMINIUM MAP OF PALOMINO RANCH AT STETSON RIDGE CONDOMINIUMS RECORDED ON MAY 3, 2007 AT RECEPTION NO. 207600823, IN SAID RECORDS, COUNTY OF EL PASO, STATE OF COLORADO. PURSUANT TO THE AFFIDAVIT OF SCRIVENER’S ERROR RECORDED ON 9/8/2014 AT RECEPTION NO. 214081570 TO CORRECT LEGAL DESCRIPTION Also known by street and number as: 5378 PALOMINO RANCH POINT #203, COLORADO SPRINGS, CO 80922. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/28/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 12/5/2014 Last Publication: 1/2/2015 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 09/30/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Alison L. Berry #34531 JANEWAY LAW FIRM, P.C. 9800 S. Meridian Blvd., Suite 400 Englewood, CO 80112 (303) 706-9990 Attorney File # 14-003022 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401380 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 1, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): Velma Wanda Vantilburg Original Beneficiary(ies): JPMorgan Chase Bank, N.A. Current Holder of Evidence of Debt: JPMorgan Chase Bank, N.A. Date of Deed of Trust: October 08, 2009 County of Recording: El Paso Recording Date of Deed of Trust: October 22, 2009 Recording Information (Reception Number): 209123384 Original Principal Amount: $174,377.00 Outstanding Principal Balance: $164,419.93 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: Lot 11, Block 15, Austin Estates Subdivision No. 5, Filing No. 5, In the City of Colorado Springs, County of El Paso, State of Colorado Also known by street and number as: 1215 Martin Drive, Colorado Springs, CO 80915. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/28/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 12/5/2014 Last Publication: 1/2/2015 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 10/01/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Marcello G. Rojas #46396 Klatt, Odekirk, Augustine, Sayer, Trienen & Rastede, P.C. 9745 E. Hampden Ave., Suite 400 Denver, CO 80231 (303) 353-2965 Attorney File # CO140943 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401382 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 1, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): SHAUNE D. STEWART Original Beneficiary(ies): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., ACTING SOLELY AS NOMINEE FOR LENDER, AMERICAN MORTGAGE NETWORK, INC. A DELAWARE CORPORATION Current Holder of Evidence of Debt: U.S. BANK N.A., SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., SUCCESSOR TO LASALLE BANK, N.A., AS TRUSTEE, ON BEHALF OF THE HOLDERS OF THE WASHINGTON MUTUAL MORTGAGE PASS-THROUGH CERTIFICATES, WMALT SERIES 2005-9 Date of Deed of Trust: July 25, 2005 County of Recording: El Paso Recording Date of Deed of Trust: August 02, 2005 Recording Information (Reception Number): 205117470 Original Principal Amount: $196,800.00 Outstanding Principal Balance: $196,118.30 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: LOT 78, OLD FARM SUBDIVISION FILING NO. 4, COUNTY OF EL PASO, STATE OF COLORADO. Also known by street and number as: 4959 IRON HORSE TRAIL, COLORADO SPRINGS, CO 80917. THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/28/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 12/5/2014 Last Publication: 1/2/2015 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 10/01/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Jolene Kaminski #46144 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250 Lakewood, CO 80228 (303) 274-0155 Attorney File # 14-922-27249 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. EPC201401385 To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 1, 2014, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of El Paso records. Original Grantor(s): VALENTINA R. GONZALES Original Beneficiary(ies): BENEFICIAL COLORADO INC. Current Holder of Evidence of Debt: BENEFICIAL FINANCIAL I INC. AS SUCCESSOR BY MERGER TO BENEFICIAL COLORADO INC. Date of Deed of Trust: March 22, 2007 County of Recording: El Paso Recording Date of Deed of Trust: March 28, 2007 Recording Information (Reception Number): 207041767 Original Principal Amount: $81,578.32 Outstanding Principal Balance: $75,074.97 Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof. THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN. The property to be foreclosed is: ATTACHED HERETO AS EXHIBIT ‘A’ AND INCORPORATED HEREIN AS THOUGH FULLY SET FORTH. EPC201401385 EXHIBIT A CONDOMINIUM UNIT C IN CONDOMINIUM BUILDING 3445, SIERRA PIONTE CONDOMINIUMS (FORMERLY KNOWN AS SNAPFINGER WOODS CONDOMINIUMS), ACCORDING TO THE AMENDED CONDOMINIUM MAP FOR SNAPFINGER WOODS CONDOMINIUMS, RECORDED ON JUNE 22, 1981 IN BOOK 2 AT PAGE 58, RECEPTION NO. 781667, IN THE RECORDS OF THE OFFICE OF THE CLERK AND RECORDER OF THE COUNTY OF EL PASO, COLORADO, AND AS DEFINED AND DESCRIBED IN AMENDED AND RESTATED CONDOMINIUM DECLARATION FOR SIERRA POINTE CONDOMINUMS (FORMERLY KNOWN AS SNAPFINGER WOODS CONDOMlNIUM), RECORDED ON MAY 22, 1986 IN BOOK 5173 AT PAGE 1468, RECEPTION NO. 1399203, IN SAID RECORDS, COUNTY OF EL PASO, STATE OF COLORADO. TAX MAP OR PARCEL ID NO. 6334102268 Also known by street and number as: THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE OF SALE The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust. THEREFORE, Notice Is Hereby Given that I will at public auction, at 10:00 on Wednesday, 01/28/2015, at Robert Russel Building, 105 East Vermijo, Suite 101, Colorado Springs, Colorado, 80903, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)’ heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys’ fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. First Publication: 12/5/2014 Last Publication: 1/2/2015 Name of Publication: Colorado Springs Business Journal IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED. DATE: 10/01/2014 Thomas S. Mowle, Public Trustee in and for the County of El Paso, State of Colorado By: Thomas S. Mowle, Public Trustee The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Holly L. Decker #32647 Medved Dale Decker & Deere, LLC 355 Union Blvd., Suite 250 Lakewood, CO 80228 (303) 274-0155 Attorney File # 14-913-27284 The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose. ©Public Trustees’ Association of Colorado Revised 9/2012 Stay ahead of your competition with breaking news from the CSBJ newsroom every day. Sign up at www.csbj.com 28 Dec. 5 - Dec. 11, 2014 Colorado Springs Business Journal Sign up for the CSBJ Daily Email at www.csbj.com