Kansas City Star CD & Deposit Guide Reach 934,000+ Missouri Readers

Transcription

Kansas City Star CD & Deposit Guide Reach 934,000+ Missouri Readers
A Division of Bankrate, Inc.
Kansas City Star
CD & Deposit Guide
Reach 934,000+
Missouri Readers
CD & Deposit
Guides
About Bankrate Print
Features
• Offers flexibility to market your financial
products on a local, regional or national basis.
• Full contact info (address & phone number). Capture
evening and weekend responses.
• Allows you to reach the consumers who prefer
their trusted weekly newspaper for monitoring
the latest rates.
• Opportunity to list up to 10 products including CD, MMA
and checking accounts along with minimums to open.
• Use your print ad to drive traffic to your website.
CD & Deposit Guide
National Syracuse
average: average:
1-year CD
0.44 %
New car
loans
0.84 %
National Syracuse
average: average:
5.44 %
Credit
Card
3.39 %
• Comments portion of the guide allows you to promote niche
products and special promotions using up to 100 characters.
National
average:
14.32 %
ADVERTISEMENT
Yields Available to Syracuse Area Residents
Institution/Phone
Check rates daily at www.syracuse.com/cdrates
Int Chking Money
Acct
Mkt Acct
Min
Min
Address/Internet
3 mo
CD
Min
6 mo
CD
Min
12 mo
CD
Min
AmeriCU Credit Union
6303 Thompson Road
0.60
0.75
0.85
0.90
1.10
800-388-2000
www.americu.org
5,000 2,500 1,000 1,000 1,000
Specials: Check out AmeriCU’s “Honest” Card - Visa Platinum!
Countryside Federal Credit Union
5720 Commons Park Dr
0.05
0.15
NA
0.50
0.55
315-445-2300
www.countryside.org
5,000 5,000
NA
500
500
Specials: Home repairs! Closed End Home Equity Loan as low as 3.95% for 5 years. Call for details 445-2300
Empower Federal Credit Union
515 Erie Blvd West
NA
0.65
0.55
0.60
0.70
800-462-5000
www.empowerfcu.com
NA
2,500
500
500
500
Specials: Call for special rates.
Geddes Federal Savings & Loan Association
2208 West Genessee St.
0.55
0.55
NA
0.60
0.85
315-468-6803
www.geddesfederal.com
250
1,000
NA
500
500
Specials: Call for special rates.
Money Federal Credit Union
100 Madison Street
NA
0.40
0.75
0.75
1.01
315-671-4000
www.moneyfcu.org
NA
2,500
500
500
500
Specials: CD maximum deposit $100,000. Need money for college? We offer private student loans!
SEFCU
700 Patroom Creek Blvd
NA
NA
0.25
0.30
0.55
800-727-3328
www.sefcu.com
NA
NA
500
500
500
Specials: Earn Preferred Points every time you use your SEFCU Visa Check Card! Visit sefcu.com for details.
Solvay Bank
1537 Milton Avenue
0.25
0.35
0.40
0.50
0.85
315-468-1661
www.solvaybank.com
500
15
500
500
500
Specials: Call for special rates.
The Summit Federal Credit Union
1400 Erie Blvd. E.
NA
0.20
0.40
0.50
0.70
800-836-7328
www.SummitFCU.org
NA
5
500
500
500
Specials: Call for special rates.
Visions Federal Credit Union
500 Erie Blvd. West
0.50
0.75
0.85
1.11
1.26
315-479-1580
www.visionsfcu.org
1,000 5,000 2,500 2,500
500
Specials: Are you looking for ways to relieve financial pressure? Take a look at our loan solutions!
18 mo
CD
Min
24 mo
CD
Min
36 mo
CD
Min
1.10
1,000
1.56
1,000
1.95
500
60 mo
CD
Min
2.55
500
NA
NA
0.90
500
NA
NA
2.17
500
1.00
500
1.30
500
1.70
500
2.30
500
1.00
500
1.45
500
1.85
500
2.50
500
1.01
500
1.26
500
1.51
500
2.28
500
0.75
500
1.00
500
1.26
500
2.02
500
1.05
500
1.35
500
1.75
500
2.30
500
1.15
500
1.55
500
1.55
500
2.15
500
1.26
500
1.26
500
1.82
500
2.53
500
INSTITUTIONS, TO PARTICIPATE IN THIS FEATURE CALL BANKRATE.COM @ 888-768-4243
Note: Rates effective as of 6/22/11 and may change without notice. Rates may change after the account is opened. N/A means rates are not available or not offered at press time. Yields represent annual percentage yield (APY) paid by
participating institutions. Fees may reduce the earnings on the account. A penalty may be imposed for early withdrawal. Payout of interest is mandatory for certain non-compounding accounts Banks, thrifts, brokers and credit unions pay to
advertise in the CD & Deposit Guide which is compiled by Bankrate.com®, a publication of Bankrate, Inc. © 2011 To appear in this table, call 888-768-4243. To report any inaccuracies, call 888-509-4636. • www.syracuse.com/cdrates
Savings and Loan Rates
U.S. RATES
BEST BASIC CREDIT CARD DEALS
These were the highest yields available among U.S. banks surveyed These were the best standard credit card deals available among
by Bankrate.com® as of June 21:
U.S. banks surveyed by Bankrate.com® as of June 21:
MMA/Savings account
Phone
Min. to
earn int.
Yield
(APY) For people who carry balances
1.15
1.10
1.10
1.05
1.05
Amalgamated Bk of Chicago
Citizens Trust Bank
Abington Bank
First Command Bank
Annual Annual Grace
% rate fee period
Discover Bank
Sallie Mae
Colorado Federal Savings Bank
Nationwide Bank
First Trade Union Bank
888-204-8984
877-346-2756
877-412-8643
877-412-6251
800-242-0272
$ 500
AloStar Bank of Commerce
Aurora Bank, FSB
Ally Bank
Sallie Mae
Discover Bank
877-738-6391
877-412-8271
877-779-0119
877-346-2756
888-204-8970
$ 1000
1.31
1.21
1.20
1.20
1.20
Citizens Trust Bank
Abington Bank
First Command Bank
iBERIABANK fsb
Aurora Bank, FSB
Discover Bank
Ally Bank
Intervest National Bank
Colorado Federal Savings Bank
877-412-8271
888-204-8970
877-779-0119
212-218-8383
877-412-9546
$ 1000
2.36
2.35
2.34
2.33
2.30
Rates are for standard credit cards, and information applies to purchases
only. Cash advances frequently are charged interest from the date of
transaction. Additional fees may be charged such as for exceeding a
credit line, making an ATM transaction, or if a check is returned. B=Billing,
T=Transaction, P=Posting, V=Variable rate, F=Fixed.
1-year CD
5-year CD
0
2500
1000
2500
1000
0
0
2500
2500
0
2500
5000
Best Loan Rates
800-723-0303
404-659-5959
215-887-4666
888-763-7600
7.50 V
9.25 V
10.24 V
10.25 F
37
0
0
0
25 B
25 B
25 B
25 B
9.25 V
10.24 V
10.25 F
10.25 V
0
0
0
0
25 B
25 B
25 B
25 B
For people who pay off balances
404-659-5959
215-887-4666
888-763-7600
800-217-7715
For more information visit www.bankrate.com
Deposit Trend
NATIONAL YIELD
SYRACUSE RATES
These were the lowest loan rates available among Syracuse-area National average is based on 100 largest institutions in the top 10
U.S. markets.
institutions surveyed by Bankrate.com® as of June 22:
Home equity loan
AmeriCU Credit Union
Visions Federal Credit Union
Money Federal Credit Union
New car
Phone
Rate
800-388-2000
315-479-1580
315-671-4000
3.25
3.74
4.25
Empower Federal Credit Union 800-462-5000
AmeriCU Credit Union
800-388-2000
SEFCU
800-727-3328
2.99
3.00
3.00
Used car
Empower Federal Credit Union 800-462-5000
Countryside Federal Credit Union 315-445-2300
AmeriCU Credit Union
800-388-2000
2.49
2.89
3.25
Home equity loan: fixed rate, 5-year term, secured loan based on $30,000 at 80% LTV; New car: $22,000 fixed rate, 48-month term,
10% down payment; Used car (3 years old): $10,000 fixed rate, 36-month term, 20% down payment.
Credit Unions have membership requirements.
ADVERTISEMENT
om
CD & DEPOSIT GUIDE
Yields Available to Greater Philadelphia Area Residents
Institution/Phone
Check rates daily at http://www.phillynews.interest.com
Int Chking Money
Acct Mkt Acct
Min
Min
Address/Internet
3 mo
CD
Min
6 mo
CD
Min
12 mo
CD
Min
18 mo
CD
Min
24 mo
CD
Min
36 mo
CD
Min
60 mo
CD
Min
Alliance Bank
866-578-6347
541 Lawrence Rd., Broomall, PA
0.10 0.25 0.50 0.75 1.00 1.20 1.40 1.80 2.15
www.allianceanytime.com
99 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000
Specials: All branches now open Monday through Saturday at 8:00 AM!
Discover Bank
866-238-1789
www.discoverbank.com
NA 1.00 0.50 0.90 1.20 1.30 1.40 1.75 2.35
NA 2,500 2,500 2,500 2,500 2,500 2,500 2,500 2,500
Specials: Online Savings Account at 1.15% APY! Mention Code D120296 when opening any account.
First Priority Bank
866-561-6847
2 West Liberty Blvd
www.fpbk.com
Specials: Call us about our Combo Account!!
0.10
250
0.75 0.50 0.50 0.80 1.15 1.40 1.75 2.40
7,500 2,000 2,000 2,000 2,000 2,000 2,000 2,000
Fox Chase Bank
866-688-0307
4390 Davisville Road
www.foxchasebank.com
0.50 0.50 0.10
1,500 100,000 500
0.35
500
0.65
500
0.90
500
0.95
500
1.60
500
1.60
500
Hyperion Bank
866-542-4479
199 W. Girard Avenue
www.hyperionbank.com
NA 1.30 0.50
NA 100,000 399
0.75
399
1.00
399
1.15
399
1.40
399
1.75
399
2.40
399
1420 Locust Street
0.10 0.90 0.35 0.45
www.novabank.com
1 100,000 500
500
Specials: Rates available only in PA/NJ locations. Call 877-NOVABANK for details.
0.90
500
1.15
500
1.35
500
2.00
500
2.50
500
Specials: Call for special rates.
Specials: Call for special rates.
Nova Bank
866-576-3053
Sharon Savings Bank
866-450-8714
3 Chester Pike
www.sharonbank.com
0.25 0.50 0.50 0.65 1.00 1.15 1.35
250 25,000 1,000 10,000 10,000 10,000 10,000
NA 2.25
NA 10,000
Specials: Call for special rates.
Stonebridge Bank
866-743-9647
624 Willowbrook Ln., Westchester
0.05 NA
NA 0.85
www.Stonebridgebank.com 100
NA
NA
500
Specials: SPECIALS: 14 Month CD APY = 1.20% ** 21 Month CD APY = 1.20%
Other Ad Options
1.15
500
1.30
500
1.40
500
1.60
500
2.10
500
Vantage Point Bank
888-861-4980
1250 Virginia Drive, Suite 175
0.25 1.10 0.50 0.75 1.00 1.25 1.50 2.00 2.50
www.vantagepointbank.com 50 25,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000
Specials: Call us about Vantage Point Plus and 1.1% APY Money Market Account
CapitalNA
One0.35
VIST Financial
866-419-1082
1767 Sentry Parkway
www.vistfc.com
Specials: Competitive Relationship Rates also available.
Text Box
1,500
0.45
500
0.45
500
0.80
500
866-346-6549
0.95 1.10 1.45 2.05
www.capitalone.com
500
500
500
500
InterestPlus Online Savings
Get Paid Twice!
Open your InterestPlus Online Savings Account Today
and get a Great Ratehttp://www.interest.com/?pid=i_PHIL
plus a 10% Bonus on Interest Earned.
Member FDIC
NA
An Example of Bankrate’s Print Advertisement.
Note: Rates effective as of 6/24/11 and may change without notice. Rates may change after the account is opened. N/A means rates are not available or not offered at press time. Yields
represent annual percentage yield (APY) paid by participating institutions. Fees may reduce the earnings on the account. A penalty may be imposed for early withdrawal. Payout of
interest is mandatory for certain non-compounding accounts Banks, thrifts, brokers and credit unions pay to advertise in the CD & Deposit Guide which is compiled by Bankrate.
com®, a publication of Bankrate, Inc. © 2011 To appear in this table, call 888-768-4243. To report any inaccuracies, call 888-509-4636. • http://www.interest.com/?pid=i_PHIL
Co-brand Homepage
Co-brand Website
This is an example of how the co-brand
homepage appears.
The co-brand website displays lenders and current
rates, along with links to each lender’s Web space. Here, consumers can compare rates and get the most
recent information.
CD Rates: Kansas City, MO
Interest.com rate table: Your rates will appear at the top of
each rate table.
Kansas City Star
Demographics
Household Income
$50,000-$74,999
$75,000-$99,999
$100,000-$249,000
$250,000 or more
Age of Respondent
21-29
30-39
40-49
50-59
60-69
70 or older
Marital Status
Married
Not Married
Level of Education
College Graduate
Some Post-Graduate
Post-Graduate Degree
Home Ownership
Own a Home
Financial Services (Has or use)
Certificates of Deposit (CDs)
Home Mortgage
Online Banking
Refinance Home Mortgage
Savings Account
20%
40%
60%
80%
100%
Market/Release: Scarborough USA+ 2013 Release 1 Total (Feb 2012 - Mar 2013)
Daily Newspaper Readership
Sunday Newspaper Readership
637,713
934,784
Kansas City Star
Newspaper Designated Market Area
Dakota
Pierce
Woodbury
Sac
Ida
Buch
Webster
Calhoun
Grundy
Hardin
Hamilton
Black Hawk
Wayne
Antelope
Thurston
Monona
Stanton
Madison
Cuming
Crawford
Harrison
Dodge
Colfax
Boone
Greene
Shelby
Audubon
Guthrie
Dallas
Polk
Butler
Polk
Madison
Warren
Iowa
Poweshiek
Jasper
Washington
Nance
Merrick
Benton
Tama
Marshall
Story
Burt
Boone
Platte
Carroll
Pottawattamie
Douglas
Saunders
Cass
Adair
W
Keokuk
Mahaska
Marion
Sarpy
Mills
Hamilton
York
Montgomery
Adams
Page
Taylor
Union
Monroe
Clarke
Lucas
Decatur
Wayne
Wapello
Jefferson
Davis
Van Buren
Cass
Seward
Lancaster
Fremont
Ringgold
Appanoose
Otoe
Fillmore
Clay
Saline
Worth
Atchison
Nemaha
Johnson
Gage
Thayer
Nuckolls
Sullivan
Gentry
Jefferson
Pawnee
Richardson
Andrew
Marshall
Brown
Nemaha
Linn
Doniphan
Clinton
Chariton
Jackson
Platte
Leavenworth
Jefferson
Geary
Wyandotte
Shawnee
Wabaunsee
Douglas
Dickinson
Ray
Clay
Saline
Kansas City
Howard
Lafayette
Boone
Jackson
Johnson
Cooper
Saline
Johnson
Morris
Osage
Pettis
Cass
Franklin
Moniteau
Miami
Lyon
Chase
Coffey
Anderson
Benton
Bates
Linn
Miller
Harvey
Camden
Saint Clair
Reno
Greenwood
Woodson
Hickory
Allen
Bourbon
Vernon
Wichita
Pulaski
Butler
Sedgwick
Cedar
Neosho
Crawford
Elk
Barton
Dade
Cowley
Sumner
per
Montgomery
Chautauqua
Labette
Nowata
Christian
Washington
Barry
Taney
Ozark
Delaware
Pawnee
Rogers
Carroll
Benton
Mayes
Boone
Marion
Baxter
Tulsa
Madison
Washington
Wagoner
Logan
Stone
McDonald
Payne
ingfisher
Douglas
Ottawa
Craig
Osage
Noble
Wright
Lawrence
Kay
Garfield
Webster
Greene
Jasper
Cherokee
Newton
Grant
Laclede
Dallas
Polk
Wilson
Cole
Morgan
Henry
Marion
Monroe
Randolph
Carroll
Pottawatomie
Ottawa
McPherson
Shelby
Caldwell
Atchison
Cloud
Riley
Macon
Livingston
Buchanan
Clay
Knox
Daviess
DeKalb
Washington
Scotland
Adair
Grundy
Holt
Republic
Schuyler
Putnam
Mercer
Harrison
Nodaway
Cherokee
Creek
Newton
Adair
Stone
Searcy
Lincoln
Canadian
Grady
Newspaper Market Area
Okfuskee
Urbanized Area
Cleveland
State Boundary
Pottawatomie
Seminole
McClain
County Boundary Hughes
City
Pontotoc
Oklahoma
Okmulgee
Muskogee
KS
Crawford
MO
Van Buren
Johnson
Franklin
Sequoyah
McIntosh
Haskell
Conway
Logan
Sebastian
Faulkner
North
Yell
Pittsburg
Le Flore
Perry
Scott
Latimer
Pulaski
Garvin
Coal
Stephens
Murray
Cleburne
Pope
Polk
Montgomery
Garland
Lon
Saline
Source: SRDS Circulation 2014, pg. 512
222 W. Adams, Suite 2475
Chicago, IL. 60606
Get Started Today
Call or Email for Current Pricing
800-509-4636
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