How to read your statement FirstChoice Personal Super

How to read your
statement
FirstChoice Personal Super
Your regular statement contains valuable information about your investment,
so it’s important to take some time to understand it.
1 Your account valuation
Unit price
The value of a single unit
in the investment option.
Units
Value
The number of units held
in the investment option.
Calculated by multiplying
the number of units by the
unit price on the last day
of the statement period.
Remember: The number of units you hold in a fund will
not decrease unless units are sold to withdraw, switch out,
or pay fees (direct fees only). However, the unit price will
fluctuate, which will affect the value of your investment.
2 Your account summary
Your investments
Change in investment value
Summary of transactions performed on your
account over the reporting period for example
contributions by you or your employer, withdrawals
or deductions of insurance premiums.
Reflects how the performance of the fund(s) you
are invested in directly affected the value of your
balance over the statement period. It calculates the
difference between the opening and closing balances
that have occurred during the statement period after
all transactions have been accounted for.
Want regular updates on your investments?
Colonial First State’s secure online service, FirstNet, allows you
to have access to up-to-date information about your investment
24 hours a day, seven days a week. You can access FirstNet by
visiting our website colonialfirststate.com.au.
If you’ve never used FirstNet before, give us a call to set up
your access.
3 Your insurance details
Benefit type
Benefit amount
The type of insurance cover you have.
The total amount you would receive if there was
a claim on your insurance cover. This is the cover
amount plus the balance of your super account
at the end of the statement period.
Cover amount
This shows the value that you
are currently insured for.
4 Your fee summary
Fees charged
Total fees directly deducted from your account
during the statement period. This can include
fees such as adviser service fees and/or
withdrawal fees if applicable.
Total fees you paid
Other management costs
Total estimated fees you have paid over the
period taking into account fees directly and
indirectly paid by you.
These are fees for managing and administering
your investments. These are not directly deducted
from your account balance but are incorporated
into the unit price.
Don’t forget you can receive your statements by email
rather than by post. To register for online communications
please visit colonialfirststate.com.au/paperfree.
Any questions?
If you have any further questions regarding your statement, you should contact your financial adviser or call us on 13 13 36,
Monday to Friday, 8am to 7pm, Sydney time.
Colonial First State Investments Limited ABN 98 002 348 352, AFS Licence 232468 (Colonial First State) is the issuer of interests in the super fund from Colonial First State
FirstChoice Superannuation Trust ABN 26 458 298 557, Colonial First State Rollover & Superannuation Fund ABN 88 854 638 840 and the Colonial First State Pooled Superannuation
Trust ABN 51 982 884 624. The information contained in this document is based on the understanding Colonial First State has of the relevant Australian laws as at 1 July 2011 and
assuming those laws will continue to apply without any change. This document contains factual information and general advice and should not be relied upon in substitute for seeking
advice. It does not take into account your individual objectives, financial situation or needs. You should assess how the information affects you and consider talking to a financial
adviser before making an investment decision. Product Disclosure Statements (PDS) describing the investment super and pension products issued by Colonial First State are available
at colonialfirststate.com.au or by contacting us on 13 13 36. You should consider the PDS before making an investment decision. Colonial First State does not endorse, guarantee or
otherwise stand behind any services or information provided by any adviser (other than employees of Colonial First State).
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