September 2007 - Christian Healthcare Ministries

September 2007
In This Issue
AFCM shares the message 1
Meet the Prayer Page
participants . . . . . . . . . .1
Under His influence . . . . .2
Regional meetings
announced . . . . . . . . . . .2
Dr. Jacobson update . . . . .3
Healthwatch . . . . . . . . . .4
Member recognition . . . . . .5
Letters to CHM . . . . . . .6
Prayer Page . . . . . . . . . .7
Christian Healthcare
Ministries is a Biblebased, voluntary medical
cost-sharing ministry
that fulfills the command
of Galatians 6:2, that
Christians carry each
other’s burdens.
AFCM employees share the message of
Christian Healthcare Ministries at
annual conference
Employees of the Association of Faith
Churches and Ministers International
(AFCM) handed out numerous Christian
Healthcare Ministries Information Packs to
attendees of the AFCM annual conference
recently held in Minneapolis, Minn.
“We have been working on getting the
message out to all our participants, which
include pastors, ministers and
missionaries,” said Annette Rice, AFCM
employee and CHM member since 1992.
During the conference, AFCM ran short of
Information Packs when attendees quickly
claimed all available folders.
“People were so interested in the CHM
program that we had to take down
addresses to mail Info Packs to them later,”
Rice said. “That showed us that people
know they need to do something about
health care costs, but often don’t
know that there is a faith-based
alternative to paying expensive
health insurance premiums.”
AFCM began in 1978 when
founders Jim and Kathleen
Kaseman felt the need to
promote fellowship and unity
among ministers. With more
than 1,000 members in more
than 100 countries, AFCM has
offices in Canada, Australia,
Peru, Kenya and the United
Attendees worship God through song at the AFCM annual
States. AFCM members are
conference recently held in Minneapolis, Minn.
encouraged to form relationships
across national, geographical,
employees for many years,” Rice said. “Our
and denominational lines while reaching
founders believe in the program and the
their communities, nations and the world
unique way it serves Christians. We heard
with the Good News of Jesus Christ.
about the program at a time when we had
“We have offered CHM membership to our traditional health insurance and premiums
see “AFCM annual conference,” page 5
Christian Healthcare
Ministries®
A voluntary medical costsharing organization giving
members an opportunity to
practice the New Testament
principle of carrying each
other’s burdens.
Meet the Prayer Page participants (part 3)
Your giving helps them meet their medical bills
Editor’s note: The following individuals are
listed on the monthly newsletter Prayer Page,
another vehicle by which Christians help
Christians meet medical needs.
Executive Director: Rev. Howard Russell
Chief Financial Officer: Roger Kittelson
Editor: Lauren Selleck
Assistant Editor: Michelle Rhoads
Contributing writers: Rev. Howard
Russell, Dr. Michael Jacobson, George
Korda, Lauren Selleck, Michelle Rhoads
The Prayer Page is primarily for bills for preexisting conditions, which do not qualify for
sharing under CHM Guidelines. All newsletter
readers are invited to give to Prayer Page needs
(over and above regular monthly gifts) as they
feel led. See page 7 for more details.
127 Hazelwood Ave
Barberton, OH 44203
Mary Trotzke
Dot Lake, AK
Amount of original need: $16,142 for foot
surgery
Bill reductions: $10,000
Prayer Page gifts received to date: $2,012
Need remaining: $4,130
Phone: 800-791-6225
330-848-1511
Fax: 330-848-4322
Hours: Mon-Fri 9am-Noon,
12:30-5pm
www.chministries.org
E-mail: [email protected]
free from pain in my feet. I developed
bunions as a result of wearing ill-fitting
shoes. I experienced many years of pain
walking long distances: to school, to the
market, to church, and to catch the bus
for work.
When my husband and I joined Christian
Healthcare Ministries, a glimmer of hope
entered my heart. I thought I might be able
to have surgery to correct the problem.
Ample investigation helped us find a
skilled doctor who daily performed the
surgery I needed. Unfortunately, he
practiced medicine in a different state. We
feared that travel costs and related expenses
would make treatment impossible.
Events were set in motion when we asked
CHM member Mary Trotzke of Dot Lake, AK
As a child, I dreamed of someday living
see “Prayer Page participants,” page 3
2
Christian Healthcare Ministries · September 2007
LOOK INSIDE
MY HEART
by reverend
A LOOKAINSIDE
MY HEART
by howard
russell howard russell
Under His influence
In his book “Under the Influence,” author
Alvin Schmidt draws a striking contrast
between civilization prior to Jesus Christ
coming to earth and civilization today.
When Jesus came to earth He began
history’s largest cultural revolution. His
words were that we should love the Lord
our God with all our being and our
neighbors as ourselves (my paraphrase). He
told His disciples that believers would be
known as His followers because of the way
they love one another.
Reverend Howard Russell
Executive Director,
Christian Healthcare Ministries
The disciples got the message. After
Pentecost they set a precedent for
another.
A result of being so gently referenced is
that it is possible to overlook the
importance of these Bible verses. However,
the impact of those words is magnified
many times over when considering how
people treated one another before Christ
came to Earth.
Alvin Schmidt draws the picture. In the
world before Christ the weak were pushed
aside. Helping them had two negative
results: it weakened society and prolonged
the misery of the afflicted. Only the strong
had a right to survive.
The prevailing attitude was not charity.
Regional
meetings
announced!
Certainly not everyone was heartless or
unsympathetic. We can find examples of
individuals who tried to be charitable and
merciful. But that was not part of the
culture. It was the message Jesus brought
that turned the world upside down.
The next Christian
Healthcare Ministries
regional meetings will take place
in Texas this October.
“Christian Healthcare
Ministries is [a] pioneer in
modern times...in relation to
health care costs...Twenty-five
years ago we embarked on a
national scale to fulfill
Scriptural instruction to care
for the needs of the afflicted.”
-Rev. Howard Russell,
Executive Director
Galatians 6:2 says, “Carry each other’s
burdens and so fulfill the law of Christ.”
Verse 10 adds a priority: do it first to the
believers.
Christian Healthcare Ministries is the
pioneer in modern times for this concept in
relation to health care costs, a devastating
reality in today’s America. Twenty-five
years ago we embarked on a national scale
to fulfill Scriptural instruction to care for
the needs of the afflicted.
Regional meetings enable members to meet CHM leaders, ask questions about
ministry operations and programs and learn how to tell others about CHM. They also
are a great outreach tool for members’ friends who need this biblical solution to
health care costs.
The schedule is as follows:
Monday, Oct. 22: First Baptist Church in McKinney (33 miles from Dallas)
Tuesday, Oct. 23: Central Baptist Church in Bryan (86 miles from Waco, 102 miles from Austin)
Thursday, Oct. 25: Sagemont Church in Houston
Friday, Oct. 26: Radiant Church in San Antonio (78 miles from Austin)
All members are invited to attend and to bring friends interested in hearing about CHM. Registration
will be at 6 p.m. Each meeting will begin at 7 p.m. and will last approximately one hour,
with an optional question and answer session following.
There is no cost to attend the regional meetings;
however, R.S.V.P. is required.
Christians
to adhere to
throughout history, confirming
and following Jesus’ teachings at
every turn. Immediately after the
marvelous work of the Holy Spirit in
the upper room, Acts tells us the
disciples went into the streets and
preached the Gospel. Thousands were
added to the Church each day.
For more information or to
R.S.V.P. for any of the
meetings, e-mail
phenneman@
chministries.org
or call 1-800791-6225,
ext. 5795.
A few other organizations have
copied our model. Some
even went so far as to
copy our Guidelines and
put their name on them.
That’s all right. We are
serving the King, not
building an empire.
CHM is not a business
trying to make profits
and control larger
assets. Instead, we are
trying to spread the
message that the
Body of Christ has an
extraordinary way of
caring for its members.
Allow me to be a bit
radical here. We spread the
message of salvation. Seeing souls
rescued from hell and saved for eternity
in heaven is critical to pleasing God. But
the second most important thing we
should do is spread the word that God
provides for the needs of His family in this
present age. We should make people aware
of the mechanisms God has put in place to
help us traverse this weary world. I
maintain that Christian Healthcare
Ministries is among the most meaningful.
He
taught
that we
should place
the weak at the
top of the list
for care and
Scripture tells us that Christ’s followers
consideration.
immediately pooled their resources and
He told us that
their needs were met. That part of the story
God was keenly This isn’t to suggest there should be a
is a brief, almost matter-of-fact addition to
interested in the contest about which priority should come
first or second. Our calling stems from the
the narrative, possibly because it is just a
well being of the maimed, the burdened
natural act of faith that members of the
and the lonely.
see “Under His influence,” page 5
Body of Christ uplift and support one
Christian Healthcare Ministries · September 2007
3
Prayer Page participants (continued from page 1)
God for direction. In a few months I found
myself in the office of that doctor, who
seemed perplexed about why we had
traveled so far. We explained that our
extensive research led us to believe he was
the man for the job. He agreed to perform
the surgery on both feet at the same time
so it would be less expensive.
Although I was a little nervous about the
procedure—some acquaintances who also
had it done said they had continuing foot
problems—we decided to move forward.
I felt reassured because the doctor was very
knowledgeable and had taken time to
explain everything thoroughly.
It has now been a year since the surgery
and I have no pain in my feet! I can walk
and run long distances and now enjoy a
very active lifestyle.
Although the medical bills were
overwhelming, I thank God that I am
listed on the CHM newsletter Prayer Page
and that my fellow Christians have
stepped in to share this need. It is a
miracle and a great blessing to receive
cards and words of encouragement as
I watch the amount due decrease each
month thanks to members’
financial gifts.
I thank God for you, my fellow
CHM members, who have
shown such compassion and
have given me the gift of
painless feet. It is a dream come
true and you are all in my
prayers. Thank you for being an
instrument of God’s lovingkindness.
pursuing training at a Bible college in
Pensacola, Fla., where I took some classes
as well. The next year our son, Jeremiah,
was born. He was followed by seven more
children—Cyrus, Elisabeth, Deborah,
Lydia, Martin Joshua, Abraham, and
Lillian-Rose (Lily).
Two weeks after Lily’s birth in 1996, I was
hospitalized 10 days for severe headaches
that caused unstable balance and speech
and vision deterioration. None of the tests
doctors performed revealed the source of
my pain. I was in no condition to care for
my newborn daughter and seven other
children.
After praying for hidden things to be
revealed, we finally received an
explanation after a new diagnostic test was
performed. Doctors told us that arteries
and blood vessels in my brain were
constricted and inflamed. They informed
me that without immediate intervention I
would probably have a massive stroke that
would either paralyze or kill me.
At that time we were not members of
Christian Healthcare Ministries. We joined
the ministry and, although bills for my
we still have nearly $19,000 left to pay, we
are so grateful for the help we received. It
is worth more than I can say.
Several years later, changes in our business
compelled us to discontinue our CHM
participation. It wasn’t until 2005 that we
were finally able to join again. Around
that time I was diagnosed with anemia,
which was pre-existing and also was listed
on the Prayer Page. I thank God for the
help we have received with that need and
for the opportunity to share this part of
my story with CHM members.
Editor’s note: If you are listed
on the Prayer Page and would
like to see your testimony
featured in the newsletter, please
contact the editor at
[email protected] or
1-800-791-6225, ext. 5796.
For other questions about the
Prayer Page, e-mail
[email protected] or
call 1-800-791-6225 and ask
for the Prayer Page.
Every day I realize what a miracle it is that
I am able to walk, talk and perform
routine tasks. I thank God that I am not
bedridden and that I can live life fully
with my husband, children, and
grandchildren.
I have had the privilege of working with
Positive Approach to Teen Health
(PATH), a program that conducts seminars
educating children in schools about
abstinence. I also spend my time writing
music, ministering at church events, and
helping with many weddings taking place
in our family.
Dear CHM members:
I just took over as Flight Commander of the Flight Medicine Clinic at
Langley Air Force Base, Virginia. It is the most challenging and complex
job I have ever had. It involves patient care for aircrews as well as flying
with them. I am also responsible for supervision of clinic personnel, oversight of
the on-base food, water and workplace safety, flight line shop visits, the
altitude chamber and attending or scheduling tons of meetings. I’m involved in an
on-base Campus Crusade Bible study and am enjoying every minute that I can
Lea Glennon
Valparaiso, IN
Amount of original need: $3,814
for anemia
Prayer Page gifts received to
date: $1,012
Need remaining: $2,802
have with my family during evenings and weekends. I am currently scheduled
to deploy overseas in September. Thank you for your prayers,
I came to know the Lord in
1977 during a revival that swept
through the nation. I was a rebellious,
ignorant, and arrogant young woman
amazed to learn that the Son of God gave
His life for me. As if that wasn’t enough,
He polished, pruned and protected me and
gave me a life worth living. He is an
awesome God!
Soon afterwards I married a young man
medical
treatment were not
eligible for the
regular sharing
program, $40,000 was listed on the
newsletter Prayer Page.
Through medical bill reductions and the
generous gifts of CHM members, nearly
$20,000 of my bills was met! Although
4
Christian Healthcare Ministries · September 2007
· PROMOTING
BIBLICAL HEALTH AND WELLNESS by dr. michael jacobson, d.o.
A LOOKHEALTHWATCH
INSIDE MY HEART
by howard russell
How to protect yourself from noise-induced
hearing loss
A flight line is a very noisy place.
Therefore, it should be no surprise to learn
that hearing loss is the number one
disability problem for Air Force service
members.
Apart from a military environment, the
same problem is characteristic of many
American workplaces - and even personal
lifestyles. When a person experiences noiseinduced high frequency hearing loss, the
lost hearing never returns.
Dr. Michael Jacobson, D.O.
Medical consultant
Christian Healthcare
Ministries
127 Hazelwood Ave.
Barberton, OH 44203
Phone: 800-791-6225
Fax: 330-848-4322
E-mail: [email protected]
Health education resources at:
www.chministries.org/
healthinformation.asp
This article will focus on strategies
recommended by leading occupational
health organizations for preventing and
minimizing noise-induced hearing loss.
include headaches, fatigue, elevated blood
pressure and nausea. It can reduce job
performance and be just plain annoying.
There are four basic strategies for reducing
hearing loss risk. These actually apply to
any hearing threat at work.
1. Substitution. Is there an absolute,
mission-critical need that the person be
exposed to the threat? For example, if it is a
very noisy machine, is it possible to
substitute it for a quieter model or for a
different process that does not involve
noise? If this is accomplished there is no
need for other strategies.
First of all, let’s define noise,
and do it with numbers.
At 50 decibels (dB),
noise intensity is high
enough that it
interferes with
conversation.
Noise at 120 dB
causes physical
discomfort.
Tissue is
damaged at
170 dB and
noise at 180
dB can
result in
tissue death.
Continuous
noise at 85 dB
may permanently
damage hearing.
Therefore, in the Air
Force, anyone who
experiences noise levels
of 85 dB or higher on a
fairly continuous basis (for
example, an eight-hour workday)
must be part of the hearing conservation
program, which includes wearing hearing
protection on the job.
Maximum levels and time exposures for
noise considered safe are eight hours for 85
dB, two hours for 91 dB, and 15 minutes
for 100 dB. When the 85 dB threshold is
crossed, the maximum allowable time for
safe exposure is greatly reduced. For every
3 dB of increase in noise above 85 dB, the
maximum safe exposure time is cut in half.
Noise can have several other detrimental
effects apart from hearing damage. These
workers are allowed a maximum of four
hours of unprotected noise exposure.
4. Personal protective equipment. In
other words, use hearing protection. In the
Air Force, the most commonly used
equipment is expandable foam earplugs and
headphones. Each dampens noise by
approximately 25 dB. Relying on personal
protective equipment to reduce the threat
to workers is considered the least effective
and desirable strategy because it is
dependent upon individual worker
compliance.
The good news is that if you have noiseinduced hearing loss it does not have
to continue deteriorating. Many
people believe that hearing loss is
progressive. That is not
necessarily the
case. Progression
can often be
stopped at any
point. The
issue is if
noise exposure
continues.
If a worker has
moderate
hearing loss,
but then
faithfully
eliminates
noise
exposure
through the
above
measures,
he or she can
expect hearing loss will
not get any worse,
even for years.
Decibel levels (DB)
of common sounds
2. Engineering controls. These are
methods implemented at an engineering
level to isolate the noise from the worker.
For example, can the noisy machine be put
into a room separate from the worker? Can
sound-absorbing material be placed around
the machine to dampen it and reduce noise
intensity? Also, noise sometimes indicates
maintenance is needed.
3. Administrative controls. This involves
limiting exposure through worker
schedules, such as rotating shifts, etc. For
example, if the noise level is 88 dB,
Other components
of a good hearing
conservation program are inspection and
monitoring. Get your hearing checked
periodically to ensure the prevention you
are practicing is actually working. Hearing
is a gift from God. Don’t lose it
unnecessarily.
See page 3 for an update on Dr.
Jacobson’s work with the U.S. Air
Force.
Christian Healthcare Ministries · September 2007
5
AFCM annual conference (continued from page 1)
were going through the roof due to some
employees’ health problems.
CHM is inexpensive, Rice added, and
AFCM was amazed by the low financial
gift amounts asked of members. The
monthly gift amount seems small when
compared with the importance of having
help meeting health care costs.
AFCM founder Jim Kaseman
“Since we are an organization that works
with ministers all the time, we are aware
of many pastors, traveling ministers and
missionaries who do not have any kind of
health care cost assistance,” she said. “They
often remark that it is too expensive or
that God will take care of them. Our
belief is that CHM is an affordable tool
God has provided expressly for that
purpose, so we do all we can to encourage
our participants to join.”
She also said that AFCM employees have
submitted a variety of bills—ranging from
organ transplants to knee surgeries to
maternity needs—to CHM over the years.
“In every situation, CHM has come
through for us and has been a
tremendous blessing.”
Editor’s note: For more
information about CHM’s
Share the Message outreach,
visit
www.chministries.org/sharing
chm.asp or contact us at
[email protected]
or 1-800-791-6225, ext.
5233. To learn more about
AFCM, visit
www.afcminternational.org
Under His influence (continued from page 2)
fact that we were created to bring glory to
God. We can and do in both cases.
I Corinthians 10:31 is my life verse:
“Whatsoever you do, whether you eat,
drink or sleep or whatever you do, do it all
to the glory of God.”
Let’s bring glory to God by spreading the
whole message brought by Christ. Not
only did He bring salvation, He brought
all that is necessary to make it through
this troublesome world.
He took the world by surprise, and mutual
Christian care as depicted in Acts 2 and 4
was a result. It is a huge thrust of Jesus’
teaching.
Member
recognition
Welcome to the member recognition
section of the Christian Healthcare
Ministries newsletter. This section
periodically gives special thanks to
participants who have “gone the extra
mile” for other members and for
CHM.
Congratulations to the following
people for bringing two or more new
member families into CHM through
the Bring-a-Friend program since
January 2007:
Rennie Baker
Roger Boyer
Shane Claiborne
Waxahachie, TX
Rural Retreat, VA
Greenback, TN
At CHM we have a mechanism to fulfill
that cultural change Jesus brought to
civilization. Our model goes back to the
first century. The insurance industry
copied the model of the early Church (after
adding profit into the mix). When you
compare the two, I would argue that the
CHM God-inspired model is superior to
the profit-driven insurance model that
turns people away or raises their premiums
if their illnesses become expensive.
God’s culture. He turned the world on its
head. Join us as we continue that task.
Editor’s note: To learn more about how you can
share CHM with others in need, visit
www.chministries.org/sharemessage.asp
or contact us at 1-800-791-6225, ext.
5233.
God changed the culture through Christ
and His followers. CHM is part of that
reality.
To help the weak is a sign of strength in
Don Davis
Donald Davis
Joel Ehst
David Fitch
Robert Fletcher
Brian Gilbert
Thomas Goynes
Harry Grothjahn
David Kirby
Lee Lantzer
Curtis Martin
Betty Moore
Joel Nabors
Darrell Orange
Ray Pennington
Vic Porter
Alan Potts
Steve Rufener
Peter Schwartz
Leslie Schweitzer
Robert Self
Sturgis, KY
Harrison, AR
Stover, MO
Anoka, MN
Hickory, NC
Tyndall, SD
San Marcos, TX
Alcoa, TN
Anaheim, CA
Dillard, GA
Denver, PA
Douglas, WY
Lumberton, TX
Deweyville, TX
Staffordsville, KY
Nixa, MO
Belgrade, MT
Sterling, OH
Jackson, OH
Milford, NE
Jasper, GA
Ronnie Shelton
Wayne Shirk
Hilton Smith
Elmer Stoltzfus
Conrad Swartzentruber
Gwilym Thomas
LaVerne Tripp
Andrew Weaver
Kathy Wickey
Joshua Winings
William Young
Joelton, TN
Centertown, MO
Rough And Ready, CA
Paradise, PA
Lenhartsville, PA
Seymour, IN
Gallatin, TN
Windsor, SC
Lagrange, IN
Holly Hill, FL
Sulphur Springs, TX
Our staff encourages each member to
bring at least one friend into CHM by
January 2008. You benefit by receiving
one month gift-free for each new member
family after that family has paid three
monthly gifts.
Remember, the faithfulness of
participants is what allows CHM to
grow. God bless you for
your generosity and
willingness to serve.
Be ye strong therefore, and let
not your hands be weak, for
your work shall be rewarded
(2 Chronicles 15:7).
Questions about member
recognition or Bring-a-Friend?
Contact the Ministry
Information department at
1-800-791-6225. Ask for
April (ext. 5798), Kim (ext.
8042) or Sherri (ext. 6800).
6
Christian Healthcare Ministries · September 2007
A LOOK INSIDE MY HEART by howard russell
Letters to Christian Healthcare Ministries
Just as the church of Christ is not a building, Christian Healthcare
Ministries is not an office in Ohio.
You, through your collective and faith-based sharing and support, make
this ministry possible. We are privileged to serve you. We are privileged to
serve Him.
These letters represent what you who participate in CHM are
accomplishing for each other and for the cause of Christ.
Editor’s note: In 2001 the ministry’s previous
management team was permanently removed for
abusing members’ financial resources sent to help
I recently received a letter in the mail from
Christian Healthcare Ministries. Before I opened other Christians in need. A 2004 court judgment
found in favor of the new management team, which
the envelope I thought it might contain an
has implemented numerous internal controls to ensure
update on ministry programs or some kind of
that members’ resources are handled with integrity.
appeal for help. Imagine my surprise when I
Although not legally bound to do so, the new
opened it and found a check for my year 2000
management team pledged to meet all of the unpaid
medical need!
medical needs left by the previous managers. For more
information about CHM controls and accountability,
Years ago when the ministry was experiencing
see your CHM Guidelines or contact the chief
problems with its previous management, I felt
led by God to remain a member and trust Him financial officer at [email protected].
to provide for me. I didn’t look elsewhere for
help. When my husband passed away in 1998, I
had only the Lord to turn to in my grief.
Relying completely on Him helped me grow
Dear Ms. Kabellar:
and taught me to trust Him more.
Thank you so much for sending the Needs
Processing Form and the accompanying
The check from CHM came at just the right
time. I am grateful to God for taking care of me information. Thank you also for answering my
by having the check come at a time I needed it. questions regarding the CHM maternity
program with such patience and kindness.
I appreciate your guidance.
This event has helped increase my faith in
Christian Healthcare Ministries. Previously,
I had a difficult time recommending the
Unfortunately, we will not be using the CHM
ministry to others, but I am now able to share
maternity program at this time. I experienced a
the message with others in good faith.
miscarriage early in my pregnancy. Although
we are greatly saddened and disappointed, we
are grateful that there were no major medical
We really do need our government and elected
complications to add to our burden.
officials to represent this biblical way of
meeting health care costs. I know that this
ministry is blessed by God. Thank you for your Above all, I would like to thank you and CHM
stewardship and for guarding God’s people
for the service and peace of mind this
against high insurance costs. We are an example organization provides. The world often is
to the world.
unkind and unforgiving to believers who make
the decision to live their lives according to
God’s will and direction. We appreciate the
Your sister in Christ,
relief that CHM provides to believers in the
area of medical care. You truly are serving the
Thelma Schembre
Body of Christ in a unique way.
Crystal City, MO
Dear brothers and sisters in Christ:
We’d love to hear
from you!
Send us your letters:
Christian Healthcare
Ministries
Attn: Editor
127 Hazelwood Ave.
Barberton, OH 44203
[email protected]
Editor’s note: Letters sent to
CHM and printed on this page
may be edited for length
or grammar.
– Rev. Howard Russell
Again, thank you and may God bless you and
CHM in the work that you do in His name.
Sincerely,
Jennifer Braden
Ontario, OR
Editor’s note: Beth Kabellar works in the CHM
Needs Processing department.
Dear Christian Healthcare Ministries
members and staff:
I want to thank each and every one of you
involved in this ministry: Rev. Russell, the
office staff, and every member who gives so
diligently to others in need. Most of all, I want
to thank Jesus Christ, my savior and Lord, for
all He did during my times of medical
problems.
The medical bills I faced were like a great giant
of financial debt. I clung to the promises of
Isaiah 40:31. I felt a little like David when he
faced the giant Goliath. With God’s help, the
giant went down and was utterly defeated!
Thank you again for helping me take down this
giant in my life. Thank you for your prayers,
letters of encouragement, and for being there
when I needed you. God is so good!
Sincerely,
Pastor Wayne D. Pritchard
Macon, GA
PRAYER PAGE NON-ASSIGNED NEEDS:
35. Patty Loper: 130 Jimmy Love Lane,
Columbia, SC 29212-3160 After reductions,
Patty has bills from a dental need totaling
$2,000. UPDATE: Patty has received $1,727
towards her bills, bringing the total amount needed
to $273.
36. Glenn Boyd: 557 S Ragsdale, Apt. 110,
Jacksonville, TX 75766 Glenn suffered
from a heart attack while teaching in the
Dominican Republic and had to be life
flighted to the U.S. to receive the medical care
he needed. The cost of his flight is $16,700.
He would appreciate your gifts and prayers.
UPDATE: Glenn has received a total of $3,158
in gifts, bringing the amount needed to $13,542.
PRAYER ONLY:
37. Mary Jane Mathena: 2752 Country Rd.
210, Rifle, CO 81650 Mary Jane recently
had her big toe amputated and she now has an
infection that requires operation. Please
remember her in your prayers.
38. Allen Jantzi: PO Box 3293, Homer,
AK 99603 Allen requests prayer for his wife,
Sarah, who had ovarian cancer. They thought
she had recovered, but a case of pneumonia
revealed that it has spread to her lungs.
39. Tehsin Paul: c/o Ron Weber, 1111
Jefferson Dr., Lake Charles, LA 70605
Tehsin is 38 years old and needs both a liver
and pancreas transplant. He lives in Canada
and is having difficulty obtaining medical care.
Please remember him in your prayers.
40. Bruce & Judy Mansfield: 4498 Revere
Lane, Vidor, TX 77662 Bruce has prostate
cancer and recently underwent surgery. The
cancer has been removed and he is recovering
well. He thanks everyone for their prayers and
encouraging cards.
41. Donald Jaquez: 303 Foltz Lane,
Muskogee, OK 74403-6122 Donald has to
have knee replacement surgery on both knees
and asks the CHM family to pray for him.
Christian Healthcare Ministries · September 2007
7
Prayer Page
IMPORTANT!
Giving to needs listed on this
Prayer Page is not your monthly
gift. It is an opportunity to give
over and above your gift amount.
We urge you to send cards of
encouragement even if you are
unable to contribute financially.
We suggest the following:
If you are a single unit member
(1 unit): Send $5 (or more)
If you are a multiple unit member
(2-3 units): Send $10 (or more)
Individuals listed on the Prayer Page
must report what monies they receive
each month by the 15th (or the first
business day after the 15th) of the
following month. Mail in your Donor
Information Form, e-mail
[email protected] or call 800791-6225 and ask for the Prayer Page.
Giving Guide
AL
AK
AR
AZ
CA
CO
CT
DE
FL
GA
HI
IA
ID
IL
IN
KS
KY
LA
MA
MD
ME
MI
MN
MO
MS
#15
#14
#26
#18
#01
#04
#25
#10
#33
#20
#08
#24
#03
#14
#13
#33
#12
#23
#07
#28
#30
#20
#34
#32
#05
MT
NC
ND
NE
NH
NJ
NM
NV
NY
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VA
VT
WA
WI
WV
WY
#23
#11
#31
#18
#29
#16
#27
#02
#21
#32
#22
#34
#22
#08
#06
#17
#19
#32
#07
#20
#29
#34
#09
#11
#23
In the Giving Guide above, find
the abbreviation of your state.
You are encouraged to send to
the need number which
corresponds to your state.
For example, if you live in
Louisiana, you would send to
need #23.
These directions are only
suggestions; you are in no way
obligated to send to these needs.
If you feel led by the Lord to
give to a need other than the
one suggested, please do so!
Prayer Page contact:
[email protected]
800-791-6225
(ask for the Prayer Page)
Prayer Page needs do not qualify for
sharing under Christian Healthcare
Ministries Guidelines.
1. Daniel Wagenmann: P.O. Box 914,
Darby, MT 59829-0914 (cancer) UPDATE:
Daniel’s wife, Connie, went to be with the Lord in
January 2005. He still needs your assistance to meet
Connie’s bills. He has received a total of $18,476 in
gifts, bringing the total needed to $9,539.
2. Marc & Katharine Sinnock: 600 N. Eustis
Dr., Indianapolis, IN 46229 (pre-existing
condition) UPDATE: The Sinnocks have received
another $120 in gifts, bringing the total amount
needed to $1,018.
3. Linda Fox: 3411 Deerwood Ct., Lebanon,
OH 45036 (heart condition) UPDATE: Linda
reports another $110 in gifts and $1,753 in added
bills, bringing the total needed to $1,911.
4. Gwynneth Preston: 1943 Forest Ave., St.
Louis, MO 63139 (tachycardia) UPDATE:
Gwynneth reports $3,986 in gifts, reducing the
amount needed to $6,014.
5. Shelley B. Ford: RR1 Box 275, Rome, PA
18837 (fibroids & pre-cancerous cells)
UPDATE: Praise God! Shelley reports $5,375 in
bill reductions and a total of $5,359 in gifts,
reducing the amount needed to $7,007.
6. Darrell Johnson: 60 Country Oaks,
Woodward, OK 73801 (prostate cancer)
UPDATE: Darrell reports a total of $3,807 in
gifts and $8,861 in added bills, bringing the total
needed to $12,507.
7. Carrie Hipley: 2852 N 500 E, Kendallville,
IN 46755 (maternity) UPDATE: Carrie has
received a total of $415 in gifts, reducing the
amount needed to $1,680.
13. Janice Eakins: 28158 Hwy 2,
Bloomfield, IA 52537 (kidney stone
condition) UPDATE: Janice has received $1,723
in gifts, bringing the total needed to $12,775.
14. Patricia A. Casteel: 5382 W 116th
Circle, Westminster, CO 80020 (chest pain)
UPDATE: Pat has received another $220 in gifts,
reducing the amount needed to $15,822.
15. John Puskar: 331 East Pike Street,
Houston, PA 15342 (sleep apnea) UPDATE:
John reports a total of $4,106 in gifts. His charges
are now $3,807.
16. Janet Bean: 1206 Minnesota Ave., St.
Cloud, FL 34769 (cataract surgery)
UPDATE: Janet reports a total of $925 in gifts,
bringing the amount needed to $2,925.
17. Pastor Craig Bostian: PO Box 92,
Warner, SD 57401 (hernia surgery)
UPDATE: Pastor Bostian has received $582
in gifts, bringing the total needed to $3,300.
Prayer Page need rotations
$8,573 in bill reductions and $13,470 in gifts! He
has added another $13,444 in bills, bringing the
total needed to $15,461.
24. Nancy Reynolds: P.O. Box 98, Lamar,
SC 29069 (brain surgery) UPDATE: Praise
God! Nancy has received a $19,981 bill reduction!
She also reports a total of $7,264 in gifts. Her total
need is now $2,432.
25. Rebecca Cooper: 61 CR 8401, Rienzi,
MS 38865 (acute bronchitis) UPDATE:
Rebecca received a $1,351 reduction and $50 in
gifts, bringing the total needed to $501.
26. Ruth Heyer: 105 N. Oak St., George, IA
51237 (bladder repair & hysterectomy)
UPDATE: Ruth reports a total of $7,652 in gifts
and has added another $1,628 in bills, bringing the
total amount needed to $7,765.
27. John French: 53 Pete Canada Rd.,
Trenton, TN 38382 (kidney stone
condition) UPDATE: John has received a total of
$2,074 in gifts, reducing the amount needed to
$1,595.
Some Prayer Page needs are not listed this
month due to the large number of eligible
needs and limited listing space.
28. Lea Glennon: 538 N 325 W, Valparaiso,
IN 46385 (anemia) UPDATE: Lea has received
a total of $1,012 in gifts and has added $1,175 in
bills, bringing the total need to $2,802.
Needs that have been listed consecutively for
the longest period of time have been removed
for the month of September and will be
re-listed in October. If necessary, other need
explanations will be rotated in future issues.
29. Paula Byler: PO Box 45, Apple Creek,
OH 44606 (pre-existing breast cancer)
UPDATE: Paula reports $575 in gifts, bringing
her total to $991.
Prayer Page needs will only be rotated when it
is necessary to conserve space.
30. Robert Welker: 8682 Mason-Lewis Rd.,
Maysville, KY 41056 (heart condition)
UPDATE: Robert has received a total of $3,130 in
gifts, bringing the total needed to $2,416.
18. Sandra Thrash: 190 Gilmers Chapel Rd.,
Conehatta, MS 39057 (gallbladder removal) 31. Frank Neumeister: 28 Frank Lane,
UPDATE: Sandra reports $550 in gifts, bringing
8. Beth Kabellar: 3010 Wadsworth Rd.,
Ashland, PA 17921 Frank has incurred bills
Norton, OH 44203 (arthritis) UPDATE: Beth the total needed to $9,450.
from a pre-existing heart condition for $1,122.
reports a total of $390 in gifts, bringing her need
He asks for your prayers and support.
19. Diana Manners: 2244 Woodsdale Rd.
to $450.
32. Billy Cox: 4390 Liberty Lane, Conway, SC
Apt. B, Salem, OH 44460 (gallbladder
29527 Billy incurred bills for $70,663 for a precondition)
UPDATE:
Diana
reports
$1,537
in
9. Christine Hewett: 118 Forest Dr.,
existing artery blockage. He trusts God to meet
gifts,
bringing
her
total
bills
to
$10,370.
Shallotte, NC 28470-4454 (Carpal Tunnel
his need and asks the CHM family for help.
Syndrome) UPDATE: Christine reports $360
St.,
Stump:
342
N
Walnut
Myron
20.
Rev.
in gifts, bringing the total needed to $3,536.
33. James Blades: 1733 Hillcrest Dr.,
Union City, OH 45390 (heart surgery)
UPDATE: Rev. Stump has $20,228 in added bills. Carthage, MO 64836 James recently underwent
10. Genie Plumlee: 1105 Independence
He reports $2,394 in gifts, bringing the total needed total knee replacement surgery. After receiving
Springs, Sherman, TX 75090 (knee injury) to $27,478.
reductions and help from his church, he has
UPDATE: Genie reports a total of $1,118 in gifts,
$29,000 in remaining bills.
21. Mary Trotzke: PO Box 2283, Dot Lake,
bringing the total needed to $1,170.
AK 99737 (bunion/foot surgery) UPDATE: 34. Kathleen “Angie” Lyons: 37053
Birchwood St., Soldotna, AK 99669 Angie
Mary has received a total of $2,012 in gifts,
11. Leon Baertschi: 3793 N State Hwy AB,
recently gave birth to her son, Levi Paul, and has
bringing her need to $4,130.
Springfield, MO 65803 (quintuple bypass
pre-existing maternity bills for $13,917. She
heart surgery) UPDATE: Leon reports a total of
22. Peter Heaton: 19874 Hwy 24 #0,
would appreciate your prayers and gifts.
$6,484 in gifts and $6,543 in added bills,
Leadville, CO 80461 (congenital condition
bringing the total need to $23,627.
[pectus excavatum]) UPDATE: Peter reports a
Daniel & Melody Clendenen: 11
total
of $6,318 in gifts, bringing the total to
12. Rev. Tommy Smith: PO Box 403,
Kensington Blvd., Bluffton, SC 29910
$28,090.
Gibson, TN 38338 (heart catheterization)
(infant condition) The Clendenens request
UPDATE: Rev. Smith reports $2,033 in gifts,
23. Jobe Reynolds: P.O. Box 98, Lamar, SC
that their need be removed due to a change in
bringing his bills to $7,507.
29069 (heart condition) UPDATE: Jobe reports
their financial situation. They are thankful for
all of the help they have received.
The non-assigned and prayer only needs appear on page 6.
Christian Healthcare
Ministries
September 2007
In This Issue
AFCM shares the CHM message at annual conference • Meet the Prayer Page participants (part 3)
Under His influence • Regional meetings announced • Dr. Jacobson update
Healthwatch • Member recognition • Letters to CHM • Prayer Page
Christian Healthcare Ministries (hereinafter “CHM”), a not-forprofit religious organization, is not an insurance company. No
ministry operations or publications are offered through or operated
by an insurance company. CHM does not guarantee or promise that
your medical bills will be shared or assigned to others for financial
gifts. Whether any CHM member chooses to share the burden of
your medical bills will be entirely voluntary. As such, CHM should
never be considered as a substitute for an insurance policy. Whether
you receive any financial gifts for medical expenses and whether
CHM continues to operate, you are always liable for any unpaid bills.
Especially for Florida Residents: A copy of the official registration
and financial information may be obtained from the Division of
Consumer Services by calling toll-free, within the state of Florida.
Registration does not imply endorsement, approval, or
recommendation by the State of Florida. 1-800-435-7352 Our
Florida registration number is SC-03543. CHM has not retained any
professional solicitors or professional fundraising consultants and
100% of each contribution is received by our organization.
Especially for Kentucky Residents: Notice: CHM is not an
insurance company. CHM’s related operations and publications are
not issued by an insurance company and they are not offered through
an insurance company. CHM does not guarantee or promise that your
medical bills will be shared or assigned to others for financial gifts.
Whether any member chooses to share the burden of your medical
bills will be totally voluntary. CHM should never be considered as a
substitute for an insurance policy. Whether you receive any gifts for
medical expenses, and whether or not CHM continues to operate, you
will always remain liable for any unpaid bills.
Especially for Maryland Residents: Notice: CHM is not an
insurance company. CHM’s related operations and publications are
not issued by or offered through an insurance company. CHM does
not guarantee or promise that your medical bills will be shared or
assigned to others for financial gifts. No other member will be
compelled to contribute toward the cost of your medical bills.
Therefore, CHM should never be considered a substitute for an
insurance policy. This activity is not regulated by the Maryland
Insurance Administration, and your liabilities are not covered by the
Maryland Life and Health Guarantee Fund. Whether or not you
receive any financial gifts for medical expenses and whether or not
CHM continues to operate, you are always liable for any unpaid bills.
Especially for Oklahoma Residents: This is not an insurance
policy. It is a voluntary program that is neither approved, endorsed or
regulated by the Oklahoma Department of Insurance and the
program is not guaranteed under the Oklahoma Life and Health
Insurance Guaranty Association.
Especially for Pennsylvania Residents: Notice: CHM is not an
insurance company. CHM’s related operations and publications are
not issued by or offered through an insurance company. CHM does
not guarantee or promise that your medical bills will be shared or
assigned to others for financial gifts. Whether any member chooses to
share the burden of your medical bills will be totally voluntary. As
such, CHM should never be considered as a substitute for insurance.
Whether you receive any financial gifts for medical expenses, and
whether or not CHM continues to operate, you are always liable for
any unpaid bills.
Especially for South Dakota Residents: CHM is not an insurance
company. CHM’s program is not an insurance contract. This plan
does not fall under the jurisdiction of the South Dakota Division of
Insurance and the plan is not covered under the South Dakota
guaranty fund.
Especially for Wisconsin Residents: Attention: CHM is not an
insurance company. CHM’s related operations and publications are
not issued by or offered through an insurance company. CHM does
not guarantee or promise that your medical bills will be shared or
assigned to others for financial gifts. Whether any member chooses to
share the burden of your medical bills is entirely voluntary. CHM
should never be considered as a substitute for an insurance policy.
Whether or not you receive any financial gifts for medical expenses,
and whether or not CHM continues to operate, you will always
remain responsible for the payment of your own medical bills.
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