swap sheet - Veridian Credit Union
Transcription
swap sheet - Veridian Credit Union
swap sheet Thursday, January 29, 2015 Phone: 319.236.5600 | 800.235.3228 | www.veridiancu.org FREE Free to good home. 2 kittens, 6 mo. old. One black male & a white w/ black spots on it. Very loving & litter trained. 319-231-9414, [email protected] WANTED Wanting to buy fabric for quilting. We donate quilts to nursing homes, benefits & charities. 319-291-6421 Wanted JD riding mowers/push mowers in need of work. Text or leave VM. Text preferred. $1, 319-404-8133 Recumbent stationary bicycle wanted used, 319-277-2255 Old non-working microwave, will pick up, must be free. Email if poss. 319290-4229, [email protected] JD Suitcase weight for lawn tractor. weighing around 40 lb. 319-988-3013 [email protected] 1000 Watt Honda inverter generator. 319-471-0918 Operational van to transport teens to downtown Waterloo site for activities, plays, mock trials, discussions, talent display 319-232-5294 5x10 Trailer w/ramp. & wood floor, 319-269-3169 Used Yamaha dirt bike, will pay top dollar, 319-961-1634 Complete bicycle trainer in good cond. 319-360-0501, [email protected] Motorcycles wanted non-running or damaged. I am paying cash for motorcycles in any cond & I pick Up. Call 319-404-8750, [email protected] 6x12 Enclosed cargo trailer, newer or in v.g. cond only, prefer ramp door. 319-2311643, [email protected] Vintage Schwinn Stingrays, Fastbacks, or Krates from the 1960’s & ‘70s. Barn finds! 319-215-8096, MRPaintin@ gmail.com Snowblowers & lawnmowers. Clean out the garage, free pick up, 319-2322924, [email protected] German P38. 9mm, v.g., or better, shooting cond w/ or w/o access, have permit to purchase, 319-827-6741 BowFlex tread climber. 319-596-5290 Firearms wanted shotguns, pistols, revolvers, rifles, have permit for my own collection. 319-242-1508 Wanted floating lily pad for lake. 319-290-5942, [email protected] Reload my 22-250, once used brass w/ 55 grain bullets, 319-268-0459 Coins, paying $ for your coin collection, US or foreign lg or sm. Give me a call & see what they are worth. Lv msg if no answer, I will call back. 319-404-9128 Gallon glass jar w/lid for food use. Such as an old pickle jar. Wide mouth preferred. Will consider multiples. Must be in ex. cond. 319-269-3019 MISCELLANEOUS Straight Talk wireless home phone. Nocontract replacement for your land line. Works great. Use your existing phone. $30, 319-234-7840 Air rowing machine. Stamina 1399 ATS brand new,-excellent cond, fully assembled $250 obo, 319-242-2796 Braces for wire shelving. 16” & 19” support braces (angled) for Rubbermaid wire shelving. Color, white $1, 319-277-1964 Computer glass table w/silver frame. Rare/used in ex. cond. All glass w/silver & wood frame. Acpt offer $85 obo 319-290-0108, [email protected] Corelle-spring blossom green. 40 pc set. 6 ea. lunch plate, side plate, dessert plate, cereal bowl, dessert bowl, cup/saucer plus serv bowl $45, 319-233-4418 Issue 14105 Please recycle Knee walker, brand new, was $200, wheel chair $25, walkers $10, shower chair $25, brand new commode $25 $50 obo, 319-989-2330 Douglas dining set, oak/metal 42” square/round table, 1 leaf. 4 chairs w/arms beige microfiber, w/ casters, they swivel, tilt, ex. cond. $200, 319-233-6812 7-pc Chromecraft dining set. Tan swivel caster lean back chairs 58” table. Very nice. Ebay price 1999. $450, 319-404-0748, [email protected] Black Avanti Dorm size fridge. Works & looks like new. 1st 40 cash takes. $40 319-235-2499, [email protected] Nintendo Wii FIT. Complete game & balance board in orig. box. Used once - in like new cond! $95 orig. $35, 319-610-4656 Restored JD 317 garden tractor. Kohler KT17 Gen 2 eng. w/ pressure lube. 48 in deck. $1,350 obo, 319-292-8218 [email protected] Approx 200 pieces of mat board. Set of mat selection pieces, & 2 totes of photo frames. (Totes not incl) $600 obo, 319-231-5496 Snowblower 8-hp Snapper, runs good, good bearings, too big for the wife to run, 319-290-3564 after 4:30 $200 [email protected] Brand new full size violin never been used $65 firm, perfect shape $65, 319-404-0085 [email protected] Farmall F20 tractor; Black walnut meats. $7 a pound, 319-476-3812 White Christmas teddy bears, dated 2000, 01, & 02, brand new, about 12” tall, 319-266-8763 200 Paperback western books, w/authors, such as Brand, Cole, Dalton, Early, Fletcher, Hogan & Short, 25 cts each or $40 for all 319-504-9568 You can with TurboTax® TurboTax will turn taxes into easy questions about your life and put everything in the right forms for you. Guarantees: 100% accurate calculations, maximum refund and audit support Visit veridiancu.org/tax to get started. Veridian Credit Union | Phone: 319.236.5600 | 800.235.3228 | www.veridiancu.org loan rates HOME EQUITY LOANS Home Equity Fixed Special, 10-year fixed2 APR* with Loyalty Discount APR* 2.99% 3.24% Home Equity Line of Credit Fixed, 5 years (60 mos.)33.25%3.50% VISA® CREDIT CARDS Platinum (Prime rate + 4.9%4)8.15% Platinum Rewards (Prime rate + 5.9%4)9.15% *APR = Annual Percentage Rate. Loan rates current as of 1/29/15, shown as APR, expressed “as low as” and determined by credit score (except home equity loans). Loans subject to credit approval. Rates, terms and conditions subject to change without notice. Equal Housing Opportunity. Includes Loyalty Discount of 0.25% APR for enrolling in direct deposit of net income and automatic loan payments from a Veridian account. Amortization period of 10 years (120 months). Add 2.5% to interest rate for home equity loans with loan-to-value ratios over 80% (maximum loan-to-value 100%). For a $50,000 Home Equity Special amortized for 120 months and a 2.99% APR, the monthly payment will be $483 (monthly payment does not include amounts for taxes and insurance premiums, so the actual payment may be greater). 2 Add 2.5% to interest rate for home equity loans with loan-to value ratios over 80% (maximum loan-to-value 100%). Maximum interest rate 21%. For a $30,000 home equity line of credit balance at 4.00% APR, the monthly payment will be $300 (monthly payment does not include amounts for taxes and insurance premiums, so the actual payment may be greater). Appraisal fees may apply. 3 Prime means the “Prime Rate” as published under “Money Rates” in The Wall Street Journal. All rates are variable. Fees may apply. 4 See TurboTax product guarantees: http://turbotax.intuit.com/lp/yoy/guarantees.jsp © 2014-2015 Intuit Inc. All rights reserved. State filing charges apply. Limited time offer for TurboTax 2014. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties’ trademarks or service marks are the property of their respective owners. 1 , Truck bed rail air deflector for fifth wheel or travel trailer, fits all trucks $100, 319-231-1577 Snowblower, 21-in, hardly used, good cond $75 obo 319-233-1558 White metal daybed/trundle bed, v.g. cond, $150, 319-277-6161 Nice beige love seat sofa bed, $70; Lighted curio cabinet, 20”wx60”t, like new $120; Maple 42” dinette table, $12; Plush queen matt. set, $120, 319-266-2076 Harley Davidson leather jacket. 2XL $175, 319-269-3169 Firewood, mixed hardwoods. 319-961-3907 For quilters, 10 complete Dresden plates. ready to be used in a quilt, $8 each, 319-404-9130 Flambeau mallard duck decoys, cords, anchors incl, approx. 8 dozen decoys $200, 319-240-1874 David Bradley flarebox, good hoist, good floor, good tires $330. 319-961-1634 PS3 + 2 controllers + 4 games. Games: Mortal Kombat, Little BigPlanet, Sonic All Stars & Last of us. $260, 319-5294431, [email protected] Old hand operated standard oil gas pump. $150; 140 Assorted horse shoes, $100 319-988-3632 Round grass hay bales, will deliver 319-429-0445 Pinball machine, needs repair, got books, 1954, 1940 Skelgas oven, $100 319-440-1476 Browning citori 12 gauge, all chokes, beautiful walnut stock 24 inch barrel, like new cond, firm on price $1,300, 319-239-1426 [email protected] Rem 270 cal. 710 2 box shells & case w/ it $440. 319-231-7390 2 Truck/car ramps. Detachable, $70, 319-234-0926, [email protected] Skylander trap team xbox one starter pack. Brand new never opened. $40 319-529-7182 Firewood, mixed hard wood, delivered & stacked, Cedar Falls Waterloo area not a full size truck Ford Ranger $75 319-230-3919 Swings/crib/mattress/bouncy chairs. Swing $85, Packnplay $40, bouncychairs $15, high chair $20, breastpumps $85 each, $2, 319-415-9971 [email protected] Black Hills .223 Remington ammo (Blue Box). 68gr HVMHP moly (10 boxes), 69gr MK moly (4 boxes); $35 obo per 50ct box. [email protected] Wind turbine. 25kw Enertech. Many spare parts. Buy & move as is. After 4 pm 319-231-3716, [email protected] 160 GB PS3 console, 2 dual shock controllers, & 15 games. V.g. cond. $200 obo, 319-238-2730 bunn30@ hotmail.com 7 NSRA belt buckles & 1 Route 66 buckle $350, 319-415-2117, [email protected] Video camera. Sony Handycam DCRHC28 night vision mode charger bank, mini DV cassette, soft case & fireware all included, $150 obo 319-283-0164 China dolls. $10 each your choice, 16” dolls $10 obo, [email protected] Prom dresses. One “Cinderella” prom dress sz 16, Two sz 20’, & One sz 22 prom dresses. Only worn once. $125 obo, 319-231-4769 Twin captain bed & mattress. Excellent cond! Maple finish w/ three drawers built-in, well built. Incl. twin mattress. $100, 319-415-0552 Kodak office hero 4-in-1 printer; 2 35th ann. Barbies; Craftsman nut driver/torx driver set; Dreamcatcher; Cubs chair $135, 319-215-3428 [email protected] Firewood, split &dry hardwood stored inside, ear corn for wildlife, $5 for 5 gal pail full. $80, 319-230-9793 Harvard air hockey table. Great cond. electronic score, sturdy, good air, need to sell $100/offer, 319-269-0061 Everette upright piano. Needs tuned. $300 obo, 319-504-5353 Queen sized adj. electric bed w/ remote for massage, head & leg tilt, in good cond $50, 319-939-7714 Yamaha clarinet in great cond! $225, 319-239-4247 [email protected] (2) tickets to Sister Act at GallagherBluedorn, Feb. 8, 7:30. Level 1 Row E Seat 5 & 7. $35, 319-230-6857, [email protected] Wicker sleigh, excellent shape great for dolls, bears or Santa, nice size, call after 4 pm, $90, 319-239-5416 Dining table set 42’ round table w/ 24’ leaf 4 chairs & bench. $300, 319-404-0616 [email protected] Frigidaire electric range. Electric cooktop self cleaning range w/ convection oven. Manual, power cord & tip guard hardware incl. $300, 319-988-3992 Collector item, JC Higgins 3 pc. hardwood rod shotgun cleaning kit in metal box 12-16 ga. $40. 319-240-0639 Call of Duty Wii U games. Call of Duty Black Ops II or Call of Duty Ghosts for the Wii U. $20 ea. Meet in New Hampton or Charles City, $20 319-230-0685 3 Snowboards, 2 Riva brand, other is Snow thrasher. Also JD snowmobile suit for $35. $10 319-277-3858 Antique crank telephone. Swedish American brand in orig. cond. Very nice. $150 obo, 319-266-5805 Estate Whirlpool refrigerator, estate Whirlpool refrigerator 6.5 cu. $50, Haier dehumidifier $45, single dresser needs painting $10, 319-277-2286 Almond colored Amana refrigerator. Works great, ice maker does not work. Height, 66-5/8, 32-1/2 width, & 32-1/2 depth. $50. 319-232-7157 (2) Bell motorcycle helmets, size 7. Will sell sep. for $30 ea. obo. Very good cond. 319-269-0074 Dining table w/6 chairs. Excellent cond. 42” W & 80” L w/ insert. Must haul. Cash only. $250 obo, ShantaKSastry@ yahoo.com Corelle dishes. 10 pc. place setting, w/ large & small plates & bowls cups & saucers & serving bowls sugar & creamer $40 obo, 319-987-4064 Crib size comforter, dust ruffle, 4 valances, light green check w/animals $15, 319-987-2045 Coleman fuel type outside lantern. used once, pd $45 $20, 319-987-2076 Old Red Ryder BB gun. $30 obo, 319-234-5261 Round grass hay bales, will deliver 319-429-0445 50” LG flat screen TV, bought 2013, cost $1000, sell $225, 319-310-3846 Snowblower. J.D. 26” w/elect start, newly overhauled $200, 319-290-8769 [email protected] Schwinn Sting-ray bikes, fun bikes to ride, very new cond. $180 ea., $360 obo, 319-429-5175 Rath cardboard box w/ handle delivered to Diamond Cafe. JD hats, tshirts, engine works Jacket sz Med & 2002 Safety jacket sz L. 319-236-3165 Metal spiral staircase w/ 11 oak treds. Incl. circular upper railing. $350, 319-240-7068 [email protected] Dark wood 62”x42”x30” dining room table & 4 chairs & 20” leaf. VG cond. $225, 319-504-7219, [email protected] New Harvest table. Benches $150 ea. Metal base. Wood top. Can deliver. $625, 641-352-8957 [email protected] Sunrise Medical Nebulizer. All tubing & accessories are brand new, only used 3 times, retails for $100, yours for only $50. 319-296-1023 3-Piece living room set. Three piece living room set - incl. couch, love seat & matching chair. Set in good cond. $300 319-235-0008 New Cardinal J4106 Arcoroc 16 oz. mixing glasses. 21 glasses total(3 missing from case). $30 obo, 319-4156001 [email protected] Custom crib bedding. Animal ptn. blanket; soft lime green, yellow & chocolate bumpers w/tie ribbons. One matching sheet. Crib skirt. $65, [email protected] Adult Crutches. Like new, used only once, Allen Hosp. metal, adult crutches for sale. $40 obo. 319-987-2303 [email protected] Ski rack / Snow board rack. Yakima 22” everything works great. Clamps to your suv,car top rack. Original box w/ easy instructions. Call, text $50 obo, 319-231-5204 450 lb Transmission jack. 450lb transmission/platform jack. Tilt top, caster wheels & safety strap. $100, 319-470-2237 Veridian Credit Union | Phone: 319.236.5600 | 800.235.3228 | www.veridiancu.org MEMBERS Financial Services Announcement We’ve made our partnership with Veridian clearer by changing our name to Veridian Financial Advisors. Let’s talk about your plan. We focus on: Investments | Retirement planning | 401(k) rollovers Schedule an appointment today! Call Rachel at (800) 235-3228, ext. 6792. Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. FR-1072073.1-1214-0117 5401 Carey Dr, Cedar Falls, 5 bedroom, 3½ Bath, 2900 sq ft, huge master suite w/ walk-in, open floor plan $288,000 319-277-7677, [email protected] Stork Craft 4-in-1 Convertible crib. Fixed side convert. Crib Cognaccolor. From Waverly area $150 obo, 319231-2990 12 Yetter row cleaner’s. Single row. New bearings last spring. Will fit JD, or Kinze, $90 each, 563-380-1325 JD 38” snowblower for 200 series, $300, 319-230-2752 [email protected] Commercial space, Waterloo. Labor ready space at 1818 Williston Ave. by Mama Nicks, 1200 s.f., will be avail Feb 1 $1,400 319-242-4212 gene@ mcelmeelpainting.com Interior wood door. 2-8 PH LH 6 panel solid oak door w/4-9/16 wood jams, never installed. $150 319-987-2719 [email protected] China hutch. 50” wide, 18” deep, 77” tall w/ 3 drawers, 2 cabinets & interior light, ex. cond. $150, 319-429-7961 [email protected] Set of 4 red/white ceramic canisters, gently used. $25 319-269-3256, [email protected] 406 5th St. So, Fairbank. 1984 North American mobile home in Fairbank, 1-1/2 bath, 2 bed, many updates, 8x12 bldg $14,000, 319-404-2171 615 Tilford, Dysart. 4 bdrm, just remodeled w/hardwood floors, new kit & bath. Near city park. Pics on Zillow. $89,000 319-3423085 [email protected] 1016 Home Park Blvd, Waterloo. Nice 1-bed, 1-bath house in great area. Brand new furnace, newer carpet/ paint. Cash considered. $50,000. [email protected] formerly MEMBERS Financial Services 406 5th St So, Fairbank. 16x72 North American, 2 bdrm, 1-1/2 bath, lots of updates, new roof, water heater, 1984 new, $14,000, 319-404-2171 VEHICLES 1971 VW Beetle. 6 older vw beetles, 2 w/ titles 5 have motors & trannys, no these don’t run or drive $1,500, 319939-6557, [email protected] 2010 Buick Lacross CS. fully loaded, very clean, new tires 11,450 mi, $95,000 319-610-1357 98 Ford Explorer, dependable 2 dr, CD, sunroof, cloth seats, runs good, has rust 137K mi, $2,395, 319-429-8771 01 Mercury Sable. LS premium, new tires, clean-well maintain.; $4995 w topper/hnd controls, $3795 car only 114,300 mi, $4,995 obo, 319-352-2926 [email protected] 2005 JD GX255. 20 HP, 42” snow blower, weights & chains, 54” deck, low hours, $3250 cash only, 319-239-5798 Ford T98 Complete transmission 4 spd, many applications. $275, 319-215-0051 [email protected] 2011 Ford F150. XLT-S cab, 4x4, 3.5 Ecoboost, electric start, 22 mpg 84,000 mi, $22,000 obo, 319-232-3950 92 Dodge Ram Charger, 4x4, w/ Meyer snow plow, runs good $2,500 obo, 319-232-3950 01 Dodge Dakota, sell or trade for Corvair or other interesting vehicle. 126K mi, $2,500 obo, 319-961-6781 [email protected] Olds Cutlass hood 4” cowl Fiberglas hood. This is the good bolt on for 8188 body Cutlass. Text 319-239-8304 $350, [email protected] 07 Chrysler Town & Country. LMT, sunroof, leather, heated seats, navigation, stow & go, pkg. 95,047 mi, $10,500 obo. 319-404-1597 04 Pontiac Grand Am GT, good cond. Please text for more info. 176,074 mi, $3,000 obo, 641-430-0924 09 Puma 28 ft bunk house, slide out front bed & bunks in the back.21ft awning, ton of storage, lots of space, new tires. $16,000 obo, 319-404-9158 05 Chrysler Town & Country. One owner, loaded, good cond & runs very good, tires 70%, little rust 101K mi $3,500, 319-290-6295 [email protected] 2014 Sneakboat homemade. comes w/mud motor, trolling motor, blind, new battery, has trailer for an extra $200 $1,200 obo, 319-231-3667 98 Dodge Dakota. 5.2L V8, 4x4, little rusty. Clean Title! 163K mi, $3,000, 319464-6974 [email protected] 2011 Palomino Puma. Double slide, electric awning, elec/gas water heater, bumper hitch 32ft, good shape. $15,900, 319-230-7096 07 Audi A4. 2.0 Turbo 4 cylinder. SLine & Titanium package. Heated seats moonroof. 123K mi, $14,499, 319-2306752 [email protected] 01 Mitsubishi Montero Sport. Good shape, few dings, good interior, recent repairs, good tires, 4x4. 120K mi, $3,295, 319-231-1831 [email protected] 2013 Yamaha 15hp. 4 stroke short shaft tiller manual start, under wrty until july 2016. $2,200 obo, 319-239-6803 00 Volkswagon Jetta, new tires new antifreeze 5 speed manual trans, 2.0L engine good on gas heated leather 193,200 mi, $2,100, 319-290-8613 [email protected] Veridian Credit Union | Phone: 319.236.5600 | 800.235.3228 | www.veridiancu.org 05 Chev. Monte Carlo. White supercharged SS w/ black leather heated seats, sunroof, loaded, clean. Newer front brakes. 79,100 mi, $7,995, 515-707-6657 98 Dodge Ram 1500. Drop-in bed liner, truck box, Magnaflow exhaust, transmission rebuilt May 2013, new 33 in Tires Feb 2013. 191K mi, $3,500 obo 319-939-1111 2011 Chevy Chevy. 2 nice sets of tires. Chevy sizes 195-60-15 & 215-55-17. Good tread life. $100 ea set. Hurry 30K mi, $100, 319-427-4309 03 Dodge Stratus. SE, PW, PL, silver, new tires, wipers, oil, filter, gas cap. Cold air. 4cyl. 116,800 mi $3,500 319277-3757 [email protected] 09 Toyota Camry. LE sedan w/ moonroof, New tires in Nov. 2014. All service done at Dan Deery. Call if interested. 96K mi, $10,500, 319-230-3611 2013 Electric RC trucks stampede, turnigy. Wanting to trade three Rc trucks for a pit bike. They need new battery packs. 319-504-4422 [email protected] 94 Yamaha (2) Waverunner 650s (trade for car). Double Shorelander trailer is like new. Both shedded w/covers. 1mi $1,900 319-238-3521 02 Saturn VUE. Silver. AWD (all wheel drive). Runs great. Well-maint. Sunroof. CD. Good tires. 4 door SUV. 150K mi, $3,900, 319-238-3521 91 Chev. Caprice Classic. 305V8 Rwd, blue in/out. Sold shape, call or text. 150K mi, $2,500, 319-830-9951 rvd@ myomnitel.com 2013 hull trailer. 16’ plus 2’ beaver tail trailer w/tandem axle. gvwr 12,090 lbs. Can text pics. $2,400 319-242-1077 98 Lincoln Continental, new struts & cv shafts, leather pwr heat seats, pwr w/l, dual lumbar, lil rust, v8, needs tranny, make offer, 162K mi, 319-238-9502 07 Nissan Altima. Runs great. Has new tires, front brakes & battery. 140,000mi $6,800, 319-290-6330 02 Harley Davidson Ultra Classic EFI. 88ci w/ big bore kit, true dual exhaust, prem. stereo, new tires, lowered, chromed 36,400 mi, $9,500 obo, 319-269-4512 01 Ford F150. F150 XLT, ext cab, 5.4 V8, roll top cover, new 17” tires, auto windows & locks, AM/FM/CD, int spotless, very clean, 99,200 mi, $8,500 obo, 319-334-6721 08 Buick Lucerne, new tires, brakes, remote start 133K mi, $6,950, 563-428-4443 98 Ford Windstar. Runs but will need new trans. 102K mi, $1,400 obo, 319-553-0222 88 Jeep Wrangler, hard top w/ bimini top & half cover. 31/10.50 copper tires w/ 2 1/2 lift, no rust. 115K mi, 319-269-5957 2000 Small Utility 2 wheel trailer. Good solid trailer, holds 1 ton 6’/11’ 24in. Sides swing gate on rear. New tires & rims wiring spare tire $600, 319-939-1460 02 Ford F150. 4 dr white xlt 4x4 bed cvr. Remote start keyless entry synthetic oil serviced k & n air, 195K mi, $6,000 obo, 319-404-0878 [email protected] 03 Chev. 1500. Dark grey, w/ dark grey interior, V-6, auto, air, cruise, regular cab, 8ft. box, looks & runs great. 71K mi, $5,995 obo, 319-610-8909 3 calling all candidates Veridian Credit Union® believes in the philosophy of “people helping people.” If you share this philosophy and would like to make a difference in the community, we invite you to volunteer to be on our Board of Directors. Responsibilities As a volunteer director, your duties will include planning the strategic direction and setting the general policy for Veridian. Qualifications Applicants must be at least 18 years of age and a primary account holder in good standing. Applicants should also have knowledge or willingness to learn about credit unions and business operations. Time commitment Serving as a director requires a commitment of approximately 275 hours per year, including: • Monthly meetings typically held on the fourth Wednesday of every month • Special board meetings up to twice per year • Board workshops held up to four times a year • Annual planning session (at least three days with overnight stays) • Monthly committee meetings • Occasional conferences • Self-study courses on credit unions and business topics Salary None Positions There are five positions up for election this year. Each position will serve a three-year term. Election day Primary account holders who are in good standing and age 16 or older will vote to elect the directors. The results will be announced at the Annual Meeting on Saturday, April 25, 2015. More information is available on our website, veridiancu.org. If you are interested in filling a position on the Board of Directors, request a candidate application and information from Betsy Meehan by calling (319) 236-5604 or emailing [email protected]. Return the candidate application by 5 p.m. on Friday, February 6, to: Office of the President, Attn.: Betsy Meehan Veridian Credit Union 1827 Ansborough Ave. Waterloo, IA 50701 loan rates AUTO Model Year APR* with Loyalty Discount 2012 or newer Fixed 48 mos. (10% dwn.1)1.74% 1.99% 2011 Fixed 48 mos. (trade) 1.79% 2.04% 2010 Fixed 48 mos. (trade)2.04% 2.29% 2009 Fixed 48 mos. (trade)2.99% 3.24% 2008 Fixed 48 mos. (trade)2.99% 3.24% 2007 Fixed 36 mos. (trade)4.04% 4.29% 2006 Fixed 36 mos. (trade) Rates available *APR = Annual Percentage Rate. Loan rates current as of 1/29/15, shown as APR, expressed “as low as” and determined by credit score (except home equity loans). Loans subject to credit approval. Rates, terms and conditions subject to change without notice. Equal Housing Opportunity. Includes Loyalty Discount of 0.25% APR for enrolling in direct deposit of net income and automatic loan payments from a Veridian account. Loyalty Discount not available with Go Green Auto Loan. 1 For a $15,000 auto loan with a term of 48 months and 10% down at 1.74% APR, the monthly payment will be $324. All ads are area code (319) unless otherwise stated. Veridian Credit Union is not responsible for misrepresentation of ads placed in the Swap Sheet. Veridian Credit Union does not sell or disseminate any advertisement or submission information to any other entity. Any advertisement in the Swap Sheet shall be considered public information & Veridian is not & shall not be responsible for any contacts by third party vendors/advertisers. Security Reminder: Protect yourself by verifying the funds are available when accepting payments by check. Nominations will not be accepted from the floor during the Annual Meeting. 4 Veridian Credit Union | Phone: 319.236.5600 | 800.235.3228 | www.veridiancu.org