IDENTITY THEFT - Sonoma Federal Credit Union

Transcription

IDENTITY THEFT - Sonoma Federal Credit Union
Shield
hand
your
PIN
your
punching in
when
Memorize
credit card account number used to sub-
your social
them
on
any
Do
cards or
scribe. Don' t give them out.
number
security
and all of your passwords.
cord
service by disclosing passwords or the
number.
INFOR19ATIONAL VVEB
not re-
anything in
Santa Rosa Police Dept. Case #
your wallet or purse.
Sign
Save
all credit card receipts and match
them
against your
Notify
monthly bills.
advance of
enforcement
where
Never loan
obtained or
financial
account
the
card or on
If you
applied
it hasn' t
call
to
your credit cards
put your credit card or
on
a
if
Privacy Rights Clearing House
for
are workable leads, such as witnesses and
a new credit card and
in
timely
a
or credit
card
manner,
suspect
information,
assigned
company
lost
or
stolen
credit
cards
pect,
an
case.
expiration
Contact the
dates
to the
case.
an
investigator
Unfortunately,
will
of mail or
officer
will
not
be
P
U.S. Government Accounting Office
be
is-
U.S. Postal Inspection Service
assigned to the
i
e7
X_
Notes:
telephone- s6lfcitaff6n9—_,-,-,,
International Association of
Financial Crimes Investigators
go to links section)
if
designed solely.'f6-obtain-
PC
www.eq-uifax.com
www.experian.com
www.tue.com
numbers.
Internet and On- line Service
Use
other personal
disclosing checking a6-6r&,humbets,' or".,
financial dAia' at, anyy,,We b''
1(;
hi6h,`
uhlessl
c
receive a secured authentication
you-
key from
your provider.
When
you subscribe
to
Santa Rosa
Police Department
965 Sonoma Avenue
Santa Rosa,
San
R
CA 95404
www.san tarosapd. com
an, on-line service,
may be asked to giv&'c'rodit tardinformation. When you enter any4dier-ac_
tive service site, beware of con artists who
ask you
Use of Personal Identifying
Information
to" confirm" your enrollment
fined in
son
subdivision (
without
the
b),
of another per-
authorization
of that
person, and uses that information for any
unlawful purpose, including to obtain, or
attempt to obtain, credit, goods, services,
or medical information in the name of
the other person without the consent of
that person is guilty of a public offense.
you
may
Unauthorized
Every person who willfully obtains
personal identifying information, as de-
credit'
site or on- line service
530- 5:
a)
caution when
numbers,
4?
j#
www.usps. gov/ postalinspectors
www.iafci.org
your personal information or"credit card -
count
5
www.gao. gov
if there
as promotions offe
n
ring--in sta-_
prizes or awards
A
www.privag3gights. org
on your
credit card
replacement cards are not receiired-
Beware
or
post-
to the expiration dates.
disguised
investigator may
are no significant leads to identify the sus-
all
credit cards.
suer
an
If the crime occurred in Santa Rosa and there
immediately.
Closely monitor
prior
delivered),
A Quick Reference Guide
California Dept. of Consumer Affairs
www.dea.ca
crime occurred ( goods or services
may not be assigned to this case.
other
involved.
Report
the
outside of an envelope.
arrived
the bank
number
anyone.
any
report.
Depending upon the location (jurisdiction) of
any
change of address or phone number.
Never
agency concerning this
IDENTITY THEFT
Federal Trade Commission
www.ftc.gov
you have contact with any business or law
your credit card companies and
financial institutions in
SITES
Make a note of this case number in your detailed history folder and reference it when
all new credit cards upon receipt.
C U-11 k F
Ak
SANTA ROSH
Identity
Contact
date
rity
of
birth,
to impersonate
them.
P
tion enables the
social secu-
identity
incur this
in
automobiles,
services with
utility
unpaid
I did
demanding
commit
than
file
You
applying
not open
this
balance. Someone
credit or
Theft
of
ments;
bank
myself.
Your
company
in the
a police report
are
is
identify theft
report with
of which can
be
pre- approved
of address
by
Personal
your
applica- _
a
forms
thief using your
data
can
can^be.-
com
infofmatioon
a=`
be ` retrieved=;from -
reports
be obtained by a
landlord or employer.
tlii'ef. posing=as-
-
keep
a
detailed
history
log
of all your contacts and make
tampered
stolen or
'_
your
with:
US Postal Inspection Service— Local
Post Office - ( see phone listing under
*•
-
--
w
www.us p s.
ov
websites
_
tyimz
e
Never give personal information over
your
banks to
flag
your
accounts
and contact you to confirm any unusual
activity.
Request
a change of
PIN
and a
de P art ins
ect
you
have any
checks stolen or
bank
' _
the telephone ( social security num-
ber, date of birth, mother' s maiden
name, credit card number, or bank
PIN code unless you initiated the
hone
ac-
counts set up fraudulently, report it to the
following companies:
National Check Fraud Service—
843) 571- 2143
SCAN— ( 800) 262- 7771
call.
Protect this information
and release it only when absolutely
necessary.
Shred pre- approved credit applications, credit card receipts, bills, and
other financial information you don't
to report the
Chexsystesm— ( 800)
Equifax
three credit bureaus quarterly to
check for fraudulent activity or other
- -
www.
i_'
problem:
ftc.gov
-
The FTC is the federal
clearing
g house for
tims
of
victims
-
of your credit report
copy
TeleCheck— (800)
i
vic-
a
you.
Contact the Federal Trade Commission
information ` can, be „bought:
from" inside sources" i( ifite`rnet).
a
to
Do not leave in unse-
cured mail receptacles.
want before discarding them in the
trash or recycling bin.
Personal
ou' become
Alert
If
the US Postal Inspector if
mail has been
sent
new password.
documents.
q '
a
been burglarized, personal in="
formation can be used>b Y a thief:
f
folder to
r=
you' ve
z
a
office.
a _. ,
Federal Government)
or personal.' information
can
What to do
a
Notify
r
Deposit: outgomg mail in post office
collection mailboxes or at your local
Yost
copies
of all
P
v"
i mailbox afte'''r delivery.
r';
address
this crime.
Keep
Determine the financial loss to you.
Promptly,remove mail from your
f
F
Order Report: ( 800) 916- 8800
Report Fraud: ( 800) 68o- 7289
Set up
trash cans.
Credit
If
your
w
Change
pleted
v _ -
Fullerton, CA 92834
Request that
card _state-
credit
. -
Piieiientt&KgActions
P. O. Box 6790
3600.
of
tions).
J-
Aftach-all>supporting documentation.
Trans Union
obtained
occur?
credit
Obtainlwifn'ess-information.
x-
Report Fraud: ( 888) 397- 3742
an
by contacting the Records Department at( 707) 543-
name&
if
Allen, TX 75013- 0949
the Santa Rosa Police De-
A copy
(
known. =
Experian
jurisdiction
date), I filed
frau_
d investigation process.
t
Obtain—
description of suspect
R` _:
P. O. Box 1017
a victim and should
appropriate
hereby notified that on(
partment, case#.
cards.
bank/
mail
658- 5758 to see if another license was
issued in your name. If so, request a
new license number and fill out the
DMV's complaint form to begin the
Atlanta, GA 30348
Order Report: ( 800) 685- 1111
Report Fraud: ( 800) 525- 6285
than myinformation to
be
ID,
before opening any
creditors call you
account and
other
Sincerely,
Theft of wallet/ ppurse containingg
Contact the state office of the Department of Motor Vehicles at ( 866)
Order Report: ( 888) 397- 3742
and phone compa-
The,f
Alert/ Victim Impact"
in your credit file asking
P. O. Box 105069
wrongfully used my personal
line of credit/ service. Your company extended a line of credit/ services to someone other
Your
Identity
Fraud
pay-
vies.
How does
"
new accounts.
obtain a
for loans, credit cards and social security
benefits, renting apartments, and establish-
ing
letter
self
This informs-
thief to
a
statement placed
CREDIT BUREAUS
received your
ment of($ amount).
forms of fraud which include, but
are not limited to,
taking over the victim' s
financial accounts, opening new bank acpurchasing
have
problem.
Equifax
On( date), I
numerous
counts,
in
Dear( Creditor' s Name):
pieces
number and mothers maiden name,
order
the
of
and
Sample Creditor Letter
key
of someone' s identifying information, such
as name, address,
inform them
that
theft involves acquiring
Identity
by phone
all creditors
writing to
b Y vicidentity theft. The FTC helps
by providing information to
complaints
P
financial
help
P
esolve
lems
that could
and other
result
from
P rob-
identity
t3'
Their hotline telephone number is 1- 8 77- IDTHEFT 438- 4338)•
theft.
Call
fraud
each
units
of
to
the
three
report
credit
bureaus'
identity theft.
Ask to
710- 9898
428- 9623
CheckRite— ( 800) 766- 2748
CrossCheck— (707) 586- 0551
Check Systems— (800) 437-
5120
International Check Services —
800) 526- 5380
Contact the Social
Security
Administra-
tion s Fraud Hotline—(
800) 269- 0271
Earnings/ Benefits Statement—
800) 772- 1213.
Order your credit report from the
discrepancies.
Never leave receipts
at bank ma-
chines bank counters trash rece P tacles,
or unattended gasoline pumps.
Kee P track of all
your
paperwork.
When you no longer need it, destroy
it.