bonus rates_Assured Returns updated

Bonus Rates Declaration
for the Financial Year 2013 -14
Bonus Rates Declaration for the Financial Year 2013 -14
Bonus Rates (p.a.) as % of Sum Assured
Product
Bonus Type
2014
Exide Life Creating Life
Child Protection Plan
Compound
Exide Life Creating Life
Money Back Plan
Simple
Exide Life Fulfilling Life
Anticipated Whole
Life Plan
Simple
(UIN:114N011V01)
(UIN:114N023V01)
Reversionary Bonus
Reversionary Bonus
Reversionary Bonus
2013
2012
2.00%
2.00%
2.00%
4.00%
4.00%
6.50%
6.50%
2011
2010
2009
2008
2007
2.00%
2.00%
1.70%
2.00%
2.00%
4.00%
4.00%
4.00%
3.60%
4.00%
4.00%
6.50%
6.50%
6.50%
5.25%
6.50%
6.50%
(UIN:114N003V01)
Exide Life
Maximising Life
Money Back Plan
(UIN:114N002V01)
5% of
5% of
5% of
5% of
5% of
5% of
5% of
5% of
Annualised
Annualised
Annualised
Annualised
Annualised
Annualised
Annualised
Annualised
premium
premium
premium
premium
premium
premium
premium
Cash Bonus
premium
payable on 1
payable on 1
payable on 1
payable on 1
payable on 1
payable on 1
payable on 1
payable on 1st
policy anniver-
policy anniver-
policy anniver-
policy anniver-
policy anniver-
policy anniver-
policy anniver-
policy anniver-
sary &
sary &
sary
sary &
sary &
sary &
sary &
sary &
thereafter
thereafter
& thereafter
thereafter
thereafter
thereafter
thereafter
thereafter
increasing
increasing
increasing
increasing
increasing
increasing
increasing
increasing
@12% p.a.
@12% p.a.
@12% p.a.
@12% p.a.
@12% p.a.
@10.5% p.a.
@12% p.a.
@12% p.a.
st
st
st
st
st
Disclaimer: The bonus rates shown are only for the years mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed
and may vary depending on the fund performance. Insurance is the subject matter of the solicitation. Exide Life Insurance Company Limited is a wholly owned subsidiary of Exide Industries
Limited. The trademark “Exide” is owned by Exide Industries Limited and licensed to Exide Life Insurance vide Trademark license agreement dated 30th October 2014. Exide Life Insurance
Company Limited (Formerly known as ING Vysya Life Insurance Company Limited). IRDAI Registration number: 114, CIN: U66010KA2000PLC028273, Registered and Corporate
Office: ING Vysya House, 5th Floor, #22, M.G. Road, Bengaluru-560001, India. Toll Free No: 1800 419 8228, visit: exidelife.in. URN: EXL/Online/2014/240
IRDAI Notice: Beware of spurious phone calls and fictitious/ fraudulent offers. IRDAI clarifies to public that: IRDAI or its officials do not involve in
activities like sale of any kind of insurance or financial products nor invest premiums. ● IRDAI does not announce any bonus. Public receiving such phone
calls are requested to lodge a police complaint along with the details of phone call number.
st
st
Bonus Rates Declaration for the Financial Year 2013 -14
Bonus Rates (p.a.) as % of Sum Assured
Product
Exide Life
New Fulfilling Life
Anticipated Whole Life Plan
(UIN:114N024V01, 114N024V02)
Bonus Type
2014
2013
2012
2011
2010
2009
7.50%
7.50%
7.50%
7.50%
7.50%
6.00%
0.5% p.a. over
and above the
guaranteed
bonus rate of
5%
0.5% p.a. over
and above the
guaranteed
bonus rate of
5%
0.5% p.a. over
and above the
guaranteed
bonus rate of
5%
0.5% p.a. over
and above the
guaranteed
bonus rate of
5%
-
7.50%
7.50%
7.50%
7.50%
7.50%
6.75%
Simple
Reversionary Bonus
5.00%
NA
NA
NA
NA
NA
NA
NA
Simple
Reversionary Bonus
7.00%
NA
NA
NA
NA
NA
NA
NA
Simple
Reversionary Bonus
Exide Life
Platinum Life
Simple Reversionary
Bonus over and above
Simple Guaranteed
Bonus rate of 5% p.a.
The Guaranteed
addition is applicable
for first five policy years.
Exide Life Powering Life
Limited Premium
Endowment Plan
Simple
(UIN:114N020V01)
(UIN:114N010V01)
Exide Life
New Creating Life
Insurance Regular Pay
(UIN:114N072V01)
Exide Life
New Creating Life
Insurance Plus
Reversionary Bonus
0.5% p.a. over
and above the
guaranteed
bonus rate of
5%
(UIN:114N071V01)
Disclaimer: The bonus rates shown are only for the years mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed
and may vary depending on the fund performance. Insurance is the subject matter of the solicitation. Exide Life Insurance Company Limited is a wholly owned subsidiary of Exide Industries
Limited. The trademark “Exide” is owned by Exide Industries Limited and licensed to Exide Life Insurance vide Trademark license agreement dated 30th October 2014. Exide Life Insurance
Company Limited (Formerly known as ING Vysya Life Insurance Company Limited). IRDAI Registration number: 114, CIN: U66010KA2000PLC028273, Registered and Corporate
Office: ING Vysya House, 5th Floor, #22, M.G. Road, Bengaluru-560001, India. Toll Free No: 1800 419 8228, visit: exidelife.in. URN: EXL/Online/2014/240
IRDAI Notice: Beware of spurious phone calls and fictitious/ fraudulent offers. IRDAI clarifies to public that: IRDAI or its officials do not involve in
activities like sale of any kind of insurance or financial products nor invest premiums. ● IRDAI does not announce any bonus. Public receiving such phone
calls are requested to lodge a police complaint along with the details of phone call number.
2008
7.50%
0.5% p.a. over
and above the
guaranteed
bonus rate of
5%
7.50%
2007
7.50%
-
7.50%
Bonus Rates Declaration for the Financial Year 2013 -14
Bonus Rates (p.a.) as % of Sum Assured
Product
Exide Life
Reassuring Life
Endowment Plan
Bonus Type
Cash Bonus
(UIN:114N001V01)
2014
2013
2012
2011
2010
2009
2008
2007
5% of
Annulized
Premium
payable on 1st
Policy anniversary and
thereafter
increasing @
15% p.a.
5% of
Annulized
Premium
payable on 1st
Policy anniversary and
thereafter
increasing @
15% p.a.
5% of
Annulized
Premium
payable on 1st
Policy anniversary and
thereafter
increasing @
15% p.a.
5% of
Annulized
Premium
payable on 1st
Policy anniversary and
thereafter
increasing @
15% p.a.
5% of
Annulized
Premium
payable on 1st
Policy anniversary and
thereafter
increasing @
15% p.a.
5% of
Annulized
Premium
payable on 1st
Policy anniversary and
thereafter
increasing @
14.70% p.a.
5% of
Annulized
Premium
payable on 1st
Policy anniversary and
thereafter
increasing @
15% p.a.
5% of
Annulized
Premium
payable on 1st
Policy anniversary and
thereafter
increasing @
15% p.a.
Exide Life
Reassuring Life
Endowment Plan with
Reversionary Bonus
Compound
Reversionary Bonus
2.00%
2.00%
2.00%
2.00%
2.00%
1.70%
2.00%
2.00%
Exide Life
Rewarding Life
Whole of Life Plan
Compound
Reversionary Bonus
4.00%
4.00%
4.00%
4.00%
4.00%
3.60%
4.00%
4.00%
Exide Life Safal Jeevan
Endowment Plan
Compound
Reversionary Bonus
2.00%
2.00%
2.00%
2.00%
2.00%
1.70%
2.00%
2.00%
Exide Life Safal Jeevan
Money Back Plan
Compound
Reversionary Bonus
2.00%
2.00%
2.00%
2.00%
2.00%
1.70%
2.00%
2.00%
(UIN:114N009V01)
(UIN:114N005V01)
(UIN:114N015V01)
(UIN:114N022V01)
Disclaimer: The bonus rates shown are only for the years mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed
and may vary depending on the fund performance. Insurance is the subject matter of the solicitation. Exide Life Insurance Company Limited is a wholly owned subsidiary of Exide Industries
Limited. The trademark “Exide” is owned by Exide Industries Limited and licensed to Exide Life Insurance vide Trademark license agreement dated 30th October 2014. Exide Life Insurance
Company Limited (Formerly known as ING Vysya Life Insurance Company Limited). IRDAI Registration number: 114, CIN: U66010KA2000PLC028273, Registered and Corporate
Office: ING Vysya House, 5th Floor, #22, M.G. Road, Bengaluru-560001, India. Toll Free No: 1800 419 8228, visit: exidelife.in. URN: EXL/Online/2014/240
IRDAI Notice: Beware of spurious phone calls and fictitious/ fraudulent offers. IRDAI clarifies to public that: IRDAI or its officials do not involve in
activities like sale of any kind of insurance or financial products nor invest premiums. ● IRDAI does not announce any bonus. Public receiving such phone
calls are requested to lodge a police complaint along with the details of phone call number.
Bonus Rates Declaration for the Financial Year 2013 -14
Bonus Rates (p.a.) as % of Sum Assured
Product
Bonus Type
2014
2013
2012
2011
2010
2009
2008
2007
Exide Life
Secured Income
Insurance RP
Simple
Reversionary Bonus
5.00%
5.00%
5.00%
NA
NA
NA
NA
NA
Exide Life
Secured Income
Insurance Plus
Simple
Reversionary Bonus
7.00%
7.00%
7.00%
NA
NA
NA
NA
NA
(UIN:114N060V01, 114N060V02)
(UIN:114N061V01, 114N061V02)
Disclaimer: The bonus rates shown are only for the years mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed
and may vary depending on the fund performance. Insurance is the subject matter of the solicitation. Exide Life Insurance Company Limited is a wholly owned subsidiary of Exide Industries
Limited. The trademark “Exide” is owned by Exide Industries Limited and licensed to Exide Life Insurance vide Trademark license agreement dated 30th October 2014. Exide Life Insurance
Company Limited (Formerly known as ING Vysya Life Insurance Company Limited). IRDAI Registration number: 114, CIN: U66010KA2000PLC028273, Registered and Corporate
Office: ING Vysya House, 5th Floor, #22, M.G. Road, Bengaluru-560001, India. Toll Free No: 1800 419 8228, visit: exidelife.in. URN: EXL/Online/2014/240
IRDAI Notice: Beware of spurious phone calls and fictitious/ fraudulent offers. IRDAI clarifies to public that: IRDAI or its officials do not involve in
activities like sale of any kind of insurance or financial products nor invest premiums. ● IRDAI does not announce any bonus. Public receiving such phone
calls are requested to lodge a police complaint along with the details of phone call number.
Bonus Interest Rates
Declaration
for the Financial Year
2013 -14
Bonus Interest Rates (p.a.)
Product
Exide Life
Best Years
Retirement Plans
(UIN:114N014V01, 114N040V01)
Bonus Type
Gross return on
accumulated funds
in Individual Pension
Account
2014
2013
2012
2011
2010
9.65%
9.34%
9.06%
8.71%
11.35%
Disclaimer: The bonus rates shown are only for the years mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed
and may vary depending on the fund performance. Insurance is the subject matter of the solicitation. Exide Life Insurance Company Limited is a wholly owned subsidiary of Exide Industries
Limited. The trademark “Exide” is owned by Exide Industries Limited and licensed to Exide Life Insurance vide Trademark license agreement dated 30th October 2014. Exide Life Insurance
Company Limited (Formerly known as ING Vysya Life Insurance Company Limited). IRDAI Registration number: 114, CIN: U66010KA2000PLC028273, Registered and Corporate
Office: ING Vysya House, 5th Floor, #22, M.G. Road, Bengaluru-560001, India. Toll Free No: 1800 419 8228, visit: exidelife.in. URN: EXL/Online/2014/240
IRDAI Notice: Beware of spurious phone calls and fictitious/ fraudulent offers. IRDAI clarifies to public that: IRDAI or its officials do not involve in
activities like sale of any kind of insurance or financial products nor invest premiums. ● IRDAI does not announce any bonus. Public receiving such phone
calls are requested to lodge a police complaint along with the details of phone call number.
2009
-
2008
2007
12.46%
9.15%
Exide Life
Assured Returns
Product
Exide Life
Assured Returns
(UIN:114N049V01)
Interest Rates Declaration
for the Financial Year
2014 -15
Interest Rates (p.a.)
Interest Rate
2015
2014
2013
Guaranteed Interest Rate
8.75%
8.75%
Delayed Payement Interest Rate*
5.75%
NA
Loyaty Interest Rate
2012
2011
8.75%
9%
9%
8.50%
5.75%
5.75%
6%
5.50%
NA
NA
NA
NA
NA
1.50%
*In case premium is paid after the grace period
Disclaimer: The bonus rates shown are only for the years mentioned above and are not indicative of the bonus rates that may be declared in the future. Bonus rates for future years is not guaranteed
and may vary depending on the fund performance. Insurance is the subject matter of the solicitation. Exide Life Insurance Company Limited is a wholly owned subsidiary of Exide Industries
Limited. The trademark “Exide” is owned by Exide Industries Limited and licensed to Exide Life Insurance vide Trademark license agreement dated 30th October 2014. Exide Life Insurance
Company Limited (Formerly known as ING Vysya Life Insurance Company Limited). IRDAI Registration number: 114, CIN: U66010KA2000PLC028273, Registered and Corporate
Office: ING Vysya House, 5th Floor, #22, M.G. Road, Bengaluru-560001, India. Toll Free No: 1800 419 8228, visit: exidelife.in. URN: EXL/Online/2014/240
IRDAI Notice: Beware of spurious phone calls and fictitious/ fraudulent offers. IRDAI clarifies to public that: IRDAI or its officials do not involve in
activities like sale of any kind of insurance or financial products nor invest premiums. ● IRDAI does not announce any bonus. Public receiving such phone
calls are requested to lodge a police complaint along with the details of phone call number.
2010