Registration Page
Transcription
Registration Page
Registration Page Contract Number Coverage Solace Care Contract Holder Information Contract Holder: State: Contract Holder: Zip: Address: Home Phone: City: Cell Phone: 14100 58th Street North 888-965-1591 www.gosolace.com [email protected] mp Clearwater, FL 33760 le Seller Information Solace Vehicle Information Year: Make: Model: VIN: Sa SOLACE CARE CONTRACT Information Contract Term (Months): Contract Purchase Price: Contract Sale Date: Current Odometer: Expiration Date: All CONTRACT PLANS - coverage begins after your first payment is processed. This CONTRACT is backed by the full faith and credit of United Service Contract Group LLC. SLC111714 V1.0 SOLACE CARE CONTRACT <Contract Number> 1 United Service Contract Group LLC SOLACE CARE CONTRACT DEFINITIONS This CONTRACT contains words and phrases that have a particular meaning and appear throughout this CONTRACT. This section defines the words that are used throughout the CONTRACT. WE, US, OUR, SERVICE PROVIDER and OBLIGOR refer to UNITED SERVICE CONTRACT GROUP LLC (who is the party responsible to YOU for the benefits under this SOLACE CARE CONTRACT). le YOU, YOUR and CONTRACT HOLDER refer to YOU, the purchaser of this SOLACE CARE CONTRACT, and the VEHICLE described in the REGISTERATION PAGE of this SOLACE CARE CONTRACT. mp MECHANICAL BREAKDOWN, or BREAKDOWN, means the inability of any covered part(s) or component(s) to perform the function(s) for which it was designed by the manufacturer (when due to a defect in materials, workmanship or normal wear and tear). SELLER means the entity where YOU purchased YOUR SOLACE CARE CONTRACT. CONTRACT PURHCASE PRICE: means the consideration paid for a SOLACE CARE CONTRACT. Sa PURCHASE DATE or CONTRACT PURCHASE DATE: means the date the SOLACE CARE CONTRACT was purchased from the SELLER. ASE CERTIFIED and LICENSED REPAIR FACILITY: Refers to an automotive repair facility with a valid Tax ID or EIN Number which is ASE Certified, Licensed and operating in compliance with all city, state, and federal guidelines which regulate these facilities. OEM: Original Equipment Manufacturer. YOUR VEHICLE: Refers to an eligible VEHICLE described on the REGISTRATION PAGE that is identified by the VEHICLE IDENTIFICATION NUMBER (VIN) of YOUR SOLACE CARE CONTRACT. SLC111714 V1.0 SOLACE CARE CONTRACT <Contract Number> 2 SOLACE CARE CONTRACT: The SOLACE CARE CONTRACT issued to YOU and covering YOUR VEHICLE (detailed on the REGISTERATION PAGE of this SOLACE CARE CONTRACT). CONTRACT This SOLACE CARE CONTRACT is an agreement between YOU and UNITED SERVICE CONTRACT GROUP LLC as defined under the DEFINITIONS SECTION of this CONTRACT. The SELLER is not a party to this CONTRACT and has no obligation to YOU regarding the benefits provided under this CONTRACT. This SOLACE CARE CONTRACT provides coverage for YOUR VEHICLE for the said TERM stated on the REGISTRATION PAGE. The EXPIRATION DATE is documented on the REGISTRATION PAGE. le TERMS AND CONDITIONS mp The benefits provided to YOU by US under this SOLACE CARE CONTRACT are backed by the full faith and credit of UNITED SERVICE CONTRACT GROUP LLC located at: 4000 Hollywood Boulevard, Suite 435-S, Hollywood, FL 33021. Their toll free telephone number is: 1-888-964-6806. Sa THIS SOLACE CARE CONTRACT IS SUBJECT TO THE FOLLOWING TERMS, CONDITIONS, LIMITATIONS, EXTENSIONS, EXCEPTIONS AND DEFINITIONS. NO PERSON HAS THE AUTHORITY TO CHANGE THIS CONTRACT OR TO WAIVE ANY OF ITS PROVISIONS. THIS CONTRACT IS FOR THE SOLE BENEFIT OF THE PURCHASER NAMED HEREIN AND APPLIES ONLY TO THE VEHICLE DESCRIBED ON THE REGISTRATION PAGE OF THIS CONTRACT. SLC111714 V1.0 SOLACE CARE CONTRACT <Contract Number> 3 OUR RESPONSIBLITIES WE agree to make the payment to a licensed repair facility for the discounted cost of repairing or replacing the parts, as well as the labor required for the completion of the repair, due to a MECHANICAL BREAKDOWN. This payment will only be made to the repair facility after YOU have agreed to the discounted price and made the payment to US in full. At OUR election, the repair or replacement parts will be made with quality parts including new, remanufactured, exchanged, non OEM, or serviceable used components that WE will warranty for twelve (12) months and twelve thousand (12,000) miles. le YOU will be provided with a rental car while YOUR VEHICLE is repaired at the rate of up to thirty dollars ($30.00) per day and up to a maximum of ninety dollars ($90.00) per occurence. The rental car will be provided while YOUR VEHICLE is being repaired and until the repair facility contacts OUR claims processing department to collect payment (once the repair has been completed) and the VEHICLE is ready for pick up. The rental car must be returned that same day for YOU to avoid any additional charges. mp YOUR RESPONSIBLITIES Upon notice of a MECHANICAL BREAKDOWN or FAILURE, YOU must protect the VEHICLE from any further damage. YOU are required to safely pull YOUR VEHICLE off of the road and shut off the engine immediately (when the lights or gauges indicate a problem) and contact OUR 24 hour ROADSIDE ASSISTANCE program to get help and/or to have YOUR VEHICLE towed. Sa If YOU have a MECHANICAL BREAKDOWN or FAILURE, and YOU want to use the Repair Assistance Program, YOU must contact US before any work is started on YOUR vehicle. IF any work is started prior to contacting US, WE cannot guarantee any savings on YOUR repair. YOU must have the repair facility contact our claims department before beginning the repair work. In order to determine the cause of the MECHANICAL BREAKDOWN with YOUR VEHICLE, the repair facility may need to perform a diagnostic test or tear down of said components. The labor hours of the diagnosis and/or the tear down will require YOUR authorization. SLC111714 V1.0 SOLACE CARE CONTRACT <Contract Number> 4 ROADSIDE ASSISTANCE COVERAGE CALL 1-888-965-1579 YOU will be protected by OUR Roadside Assistance Program for the full term of this CONTRACT. Roadside Assistance benefits include: Jump Starting YOUR VEHICLE, Lock Out Service, Flat Tire Change, VEHICLE Fluid Delivery, Concierge Service (Courtesy phone assistance with up to three (3) calls), and towing services. YOU are responsible for the cost of the VEHICLE's gas or other fluids as well as any necessary key cutting. Sa mp le All Roadside Assistance services are available 24 hours a day, 365 days a year. The maximum amount that will be paid out for any one occurrence is ONE HUNDRED DOLLARS ($100.00). Only calls to OUR toll free number will be honored by this CONTRACT and only non-accident related incidents are covered by this ROADSIDE ASSISTANCE COVERAGE. SLC111714 V1.0 SOLACE CARE CONTRACT <Contract Number> 5 THE PROCESS OF FILING FOR A DISCOUNTED REPAIR Call 1-888-964-6806 YOU must call OUR Claims Department prior to giving an authorization to the repair facility and before having any services performed under YOUR CONTRACT. IF any repair work is started prior to contacting US, WE cannot guarantee any savings on YOUR repair. YOU must have the repair facility contact our Claims Department before beginning the repair work. 1. Use all reasonable means to protect YOUR VEHICLE from any further damage. This may require YOU to stop driving YOUR VEHICLE, pull off to a safe area of the road and contact OUR Roadside Assistance Department to have YOUR VEHICLE towed. le 2. Take YOUR VEHICLE to a licensed repair facility – YOU can contact OUR Claims Department for assistance in locating a repair facility in YOUR local area. mp 3. Present the licensed repair facility with the card from YOUR policy book (that has OUR Claims Department's telephone number and YOUR contract number on it) and instruct them to call US. They MUST obtain an approval number from OUR Claims Department prior to proceeding with any repairs. 4. In some cases, YOU may be required to authorize the repair facility to inspect or tear down YOUR VEHICLE to determine the cause and the cost of the repair. YOU will be responsible for these charges (whether you go with the discounted repair or not). Sa 5. After the Claims Advisor has been contacted, WE recommend that YOU review the discounted repair estimate of YOUR vehicle. 6. WE will pay the repair facility directly for YOUR repairs after we have received YOUR full payment for the discounted repair. SLC111714 V1.0 SOLACE CARE CONTRACT <Contract Number> 6 EMERGENCY REPAIRS For a simple repair (which is any repair requiring two (2) hours or less of labor time to complete), it is still recommended that you contact US first (so we can get the best possible discount on your repair). TERRITORY: This SOLACE CARE CONTRACT applies only to a MECHANICAL BREAKDOWN or FAILURE which occurs within the United States of America or Canada. le CONTRACT PERIOD: This SOLACE CARE CONTRACT becomes effective once your first payment has been processed. COMMERCIAL VEHICLES Sa mp This CONTRACT is available for commercial VEHICLES not rated over one ton capacity (13,600 GVW) and where the appropriate surcharge is paid at the time of the SOLACE CARE CONTRACT purchase. Acceptable commercial applications are as follows: DELIVERY, MESSENGER, ROUTE SALES or SERVICES, INSPECTIONS/EXAMINATIONS, MAINTENANCE or REPAIR, GARDENING, CARRYING HAND TOOLS to the job site, FARMING or RANCHING. SLC111714 V1.0 SOLACE CARE CONTRACT <Contract Number> 7 REPAIR FACILITY GUIDELINES FOR GETTING A DISCOUTNED REPAIR Follow these steps when handling a claim: 1. Advise the REGISTERED OWNER that an evaluation of a failure does not mean that the repair can be discounted. Call US before you take the vehicle to the repair facility. 2. Have the REGISTERED OWNER authorize the inspection and/or a tear down of the VEHICLE to determine the cause of a failure and the cost of the repair. Have the repair facility fax US the repair estimate and/or work order. Save all components (including fluids and filters) should OUR Claims Advisor require an outside inspection. le 3. Determine the cause of the failure and provide a complete work order showing the parts that have failed, the cost of each part and the number of hours required to install the new parts. Please fax or email the complete work order to our Claims Advisor. mp 4. Review the Claims Advisor's findings with the REGISTERED OWNER. 5. Obtain the REGISTERED OWNER’S authorization to complete the repairs. All repair orders must have the REGISTERED OWNER’S signature to qualify for payment. Sa 6. Submit the repair order(s), which must contain the SOLACE CARE CONTRACT NUMBER, VEHICLE IDENTIFICATION NUMBER, authorization number and the authorized amount, to US within thirty (30) days at the following address: UNITED SERVICE CONTRACT GROUP LLC, 4000 Hollywood Boulevard, Suite 435-S, Hollywood, FL 33021. Our Telephone Number is: 888-965-1591. SLC111714 V1.0 SOLACE CARE CONTRACT <Contract Number> 8 CONTRACT PROVISIONS COVERAGE: The coverage YOU have on YOUR VEHICLE is determined by the COVERAGE TYPE shown on the REGISTRATION PAGE. After YOU receive any benefits under this contract, WE are entitled to all of YOUR rights of recovery against ANY manufacturer, repair facility or any other party that is responsible to YOU, for the costs covered by this CONTRACT and for any payment made by US. If WE ask, YOU agree to help US enforce these rights (unless this contract has been transferred - as provided in the transfer section of this SOLACE CARE CONTRACT). mp le SUBROGATION: YOU agree that WE, after honoring a claim on YOUR CONTRACT, have all rights of subrogation against those who may be responsible for YOUR MECHANICAL BREAKDOWN or FAILURE. YOU shall do whatever is necessary to secure such rights. YOU shall do nothing to prejudice such rights, and YOU shall execute and deliver to US all instruments and papers required to either secure or maintain such rights. All amounts recovered by YOU for which YOU were previously reimbursed under YOUR CONTRACT shall become OUR property, or the property of OUR designee, and shall be forwarded to US by YOU (up to the total amount paid by US under YOUR CONTRACT). Sa This SOLACE CARE CONTRACT will terminate when YOU sell YOUR VEHICLE (unless transferred by using OUR transfer procedure that is provided in the “Transfer Section”) or when this contract is cancelled (as outlined in the Cancellation Section). SLC111714 V1.0 SOLACE CARE CONTRACT <Contract Number> 9 CANCELLATION If YOU are the original CONTRACT PURCHASER, or this CONTRACT was transferred to YOU and YOU are currently making payments for this CONTRACT to a PARTICIPATING LENDER, YOU may cancel this CONTRACT by contacting US, by phone, and providing US with the following information/documentation: a. An affidavit verifying the mileage at the time YOU are sending the CANCEL REQUEST FORM. b. If a lien has been paid, you must supply a discharge of lien from the lien holder. c. If repossessed, you must supply a copy of the repossession documents. d. If totaled, you must supply a copy of the insurance company verification of loss along with a statement at the time of loss. mp le THIRTY (30) DAY FREE LOOK: In the event that YOU would like to cancel this CONTRACT within the first thirty (30) days, YOU are entitled to a full refund (UNLESS you have utilized any services of the CONTRACT within the first thirty (30) days). After the THIRTY (30) DAY FREE LOOK period, the CONTRACT may be cancelled with a twenty-five dollar ($25.00) cancellation fee for processing. WE will cancel this SOLACE CARE CONTRACT only for nonpayment of the CONTRACT PURCHASE PRICE, a material misrepresentation by YOU to US, or a substantial breach of duties by YOU relating to the covered VEHICLE under this contract or its use. Sa CONTRACT COVERAGE RENEWAL FEATURE: YOUR SOLACE CARE CONTRACT may be renewed at OUR option, for continuous twelve-month (12) terms, at the then prevailing renewal rate. Contact US at least forty-five (45) days prior to the expiration of YOUR SOLACE CARE CONTRACT for additional details. For your convenience, if your policy is renewed, you payments will continue to be processed using the same credit/debit card that is on file. SLC111714 V1.0 SOLACE CARE CONTRACT <Contract Number> 10 ARBITRATION AND DISPUTE RESOLUTION Sa mp le Unresolved disputes between YOU and US concerning this SOLACE CARE CONTRACT will be subject to non-binding arbitration. Under this arbitration provision, YOU have not given up YOUR right to resolve ANY dispute(s) arising from this agreement by a judge or jury. In arbitration, a group of three (3) arbitrators (each of whom is an independent, neutral third party) will give a decision (after hearing YOUR and OUR positions). The decision of a majority of the arbitrators will determine the outcome of the arbitration. However, the decision of the arbitrators will not be binding and may be reviewed or changed by, or appealed to, a court of law. To start arbitration, either YOU or WE must make a written demand to the other party for arbitration. This demand must be made within six (6) months from the time the dispute arose. YOU and WE will each pay the expense of the arbitrator selected by that party. The expenses of the umpire will be shared equally by YOU and US. Unless otherwise agreed to by YOU and US, the arbitration will take place in YOUR County and State. The arbitration shall govern all matters arising out of, or relating to, this SOLACE CARE CONTRACT, and all transactions contemplated by this SOLACE CARE CONTRACT, including without limitation, the validity, interpretation, construction, performance and enforcement of this SOLACE CARE CONTRACT. SLC111714 V1.0 SOLACE CARE CONTRACT <Contract Number> 11 Payment Plan Unites Service Contract Group Name: Address: City: State/Zip: Home Phone: Cell Phone: Email: Purchaser <firstname><lastname> <address> <city> <state/zip> <homephone> <cellphone> <email> Seller Information le Telephone: 888-965-1591 www.gosolace.com [email protected] mp Solace 14100 58th Street N Clearwater, FL 33760 Payment Plan Terms All dollar amounts are in U.S dollars Total Sales Price: <customerprice> Down Payment: <downpayment> Balance of Sales Price: <balanceofsaleprice> <numberofmonthsfinanced> Payment Amount: (Balance of Sales Price divided by Number of payments) Payment Date: (Each Month) Final Payment Date: (Date of Last Payment) <monthlypaymentamounts> Sa Number of Payments: PA.01.02012014 <paymentduemonthly> <finalpaymentdate> United Service Contract Group LLC 12 This Payment Plan Agreement (“Agreement”) is between the Purchaser and United Service Contract Group (“United Service Contract Group”). The Purchaser has purchased a Solace Care contract (“Contract”) from the Seller. This Agreement is entered into to enable the Purchaser to pay the Contract pursuant to an installment payment program. Contract: Contract No.: Administrator: <coverage> <contractnumber> United Service Contract Group le Refer to the Contract for the terms and conditions regarding the Contract. In Consideration of the Purchaser being afforded the opportunity to pay for the Contract under the installment payment program, the Purchaser and United Service Contract Group acknowledge and agree as follows: mp The Purchaser has paid to the Seller, in cash, the down payment disclosed under “Payment Plan Terms” towards the Total Sales Price of the Contract. The Balance of Sales Price shall be paid by the Purchaser to United Service Contract Group. Subject to the Cancellation provisions on Page 4 hereof, the Purchaser promises to pay United Service Contract Group the Balance of Sales Price in accordance with the payment method selected by the Purchaser from the options set forth below. Payment Option 1 - Authorization for Credit Card Payment Sa The Balance of Sales Price may be paid by the Purchaser through, and the Purchaser hereby authorizes United Service Contract Group to make, the applicable number of consecutive monthly charges to the Purchaser’s credit card account listed below, in the amounts and on the dates disclosed under the Payment Plan Terms, until such time as the Balance of Sales Price, together with the applicable charges described on page 4 hereof (the “Applicable Charges”), are fully paid, or until such time as United Service Contract Group has received a written notification of termination (“Credit Card Payment Termination Notice”) from the Purchaser in time to allow reasonable opportunity to act on it. <expdate> Expiration Date (MM/YY) <typeofcc> Type of Card (MC, Visa, Amex, Discover) I authorize charges to my credit card account for payment of the Balance of Sales Price together with all Applicable Charges in Accordance with this Agreement. <ccnumberlast4> Credit Card Number PA.01.02012014 United Service Contract Group LLC 13 Payment Option 2 Authorization for Bank Account Direct Debit The Balance of Sales Price may be paid by the Purchaser through, and Purchaser hereby authorizes United Service Contract Group to instruct Purchaser’s financial institution described below to make the applicable number of consecutive monthly payments in the amounts and on the dates disclosed under Payment Plan Terms, from the account listed below, by electronic automatic debit of Purchaser’s checking or savings account. Checking Savings <aba> Routing Number <acctnumber> Account Number mp <bankname> Bank Name le This authority will remain in effect until such time as the Balance of Sales Price, together with all applicable Charges, are fully paid, or until such time as United Service Contract Group has received a written notification of termination (“Bank Account Direct Debit Termination Notice”) from the Purchaser in time to allow reasonable opportunity to act on it. Sa I authorize charges to my direct deposit account for payment of the Balance of Sales Price together with all Applicable Charges in Accordance with this Agreement. Payment Option 3 - Monthly Bill The Balance of Sales Price may be paid directly by the Purchaser in accordance with the Payment Plan Terms listed above. The Purchaser shall receive a monthly bill and shall make payment on or before the Payment Date of each consecutive month until the Balance of Sales Price, together with all Applicable Charges, are fully paid, or until such time as United Service Contract Group has received a written notification of termination (“Monthly Bill Termination Notice”) from the Purchaser. The Purchaser shall send such payments to United Service Contract Group at such address as United Service Contract Group provides to the Purchaser. PA.01.02012014 United Service Contract Group LLC 14 mp le The Purchaser shall have the right, at any time, to cancel the Contract by providing written notice to United Service Contract Group (“Termination Notice”) or Non Payment. The Purchaser shall have no obligation to make any installment payments after cancellation. The Purchaser will be Subject to the Cancellation provisions on Page 4 hereof, unless United Service Contract Group previously received a Bill Termination Notice. (i) a late payment fee may be imposed in the amount of the lesser of 5% of the late payment, or $5.00, in respect to any payment not received by United Service Contract Group within five days of the scheduled Payment Date therefore (the “Late Charge”), and (ii) in the event that any scheduled payment is not made on or before the scheduled Payment Date, as provided in the Payment Plan Terms above, United Service Contract Group is authorized by the Purchaser (without notice thereof to the Purchaser) to direct the Administrator or the Seller to cancel the Purchaser’s Contract, and this Agreement, at any time, for nonpayment. The Purchaser hereby assigns to United Service Contract Group all of the Purchaser’s right, title and interest in and to the Contract, including the Purchaser’s right to cancel the Contract, or to receive all unearned and/or all refund amounts under the Contract. The Purchaser represents to United Service Contract Group that the Purchaser’s decision to purchase the Contract from the Seller, under the payment program, did not result in the Seller charging the Purchaser a different Total Sales Price for the Contract than the Purchaser would have paid if the Purchaser had decided instead to pay the purchase price of the Contract in full at the time this Agreement was executed. The content and format of this Agreement have been adopted to provide the Purchaser with important information in a clear and familiar form, and their use does not imply that any particular federal or state law relating to lending or installment sales is applicable to this Agreement or the Transaction it contemplates. If you fail to make any payment when due, your contract will be subject to cancellation. Sa By signing below, I agree that I have had the opportunity to review, accept, and correct any errors contained in this Agreement. ☒ This Agreement sets forth the terms and conditions of the payment plan authorized by Purchaser by the phone or other electronic means. <customer signature> Purchaser <purchasedate> Date PA.01.02012014 <salesperson> Seller, Authorized Signer <purchasedate> Date United Service Contract Group LLC 15 PROMISE TO PAY: In consideration of the sale of the Contract to the Purchaser the Purchaser promises to pay United Service Contract Group the Balance of Sales Price and all Applicable Charges shown under Payment Plan Terms, subject to the provisions of this Agreement. The Purchaser shall not have any right to reduce any amount owed to the Administrator pursuant to this Agreement for any reason whatsoever. le CANCELLATION: The Purchaser has the right to cancel this Agreement at any time. The Purchaser may cancel this agreement at any time by (i) electing not to make the next payment due pursuant to this Agreement or (ii) sending United Service Contract Group a Termination Notice. In the event that (a) The Purchaser elects not to make the next payment due pursuant to this Agreement, (b) United Service Contract Group received a Termination Notice or (c) an Event of Default occurs hereunder, United Service Contract Group may cancel the Contract and this Agreement. After the effective date of Cancellation, the Purchaser shall have no further obligation to make installments under this Agreement. IMPORTANT: Sa mp Cancelling this Agreement does not immediately cancel your Contract; it only cancels your payment plan. Coverage under your Contract will eventually be cancelled (In accordance with the terms of this Agreement) based on your nonpayment. However, you should contact the Seller or the Administrator in order to immediately cancel your Contract. The Purchaser hereby assigns to United Service Contract Group all of the Purchaser’s rights, title and interest in and to the Contract, including the Purchaser’s right to receive all unearned and return amounts and to assert any rights to reinstate the Contract and all proceeds thereof. In the event that the Purchaser has made total payments to United Service Contract Group in excess of the portion of the Total Sales Price plus Applicable Charges earned through the date of cancellation, the Administrator or the Seller shall refund the amount of such excess to the Purchaser. POWER OF ATTORNEY: Following any default hereunder, and subject to the Cancellation provisions above, the Purchaser hereby irrevocable appoints United Service Contract Group as its true and lawful attorney-in-fact, only for the limited purposes related to this Agreement set forth in the following sentence until all amounts payable hereunder are paid in full. United Service Contract Group shall have full power under this power of attorney to (i) cancel the Contract, (ii) receive, demand, collect or sue for any amounts relating to the Contract, (iii) endorse or execute in the Purchaser’s name all checks issued and all other documents or instruments relating to the Contract, and (iv) take such other actions as are reasonably necessary to further the purposes of this Agreement. PA.01.02012014 United Service Contract Group LLC 16 APPLICABLE CHARGES: If any payment due hereunder is more than five days late, and except as prohibited by applicable law, the Purchaser agrees to pay the Administrator the Late Charge. Nothing herein shall be considered to waive any default hereunder or to grant any grace period with respect to any default for failure to make any payment on the Payment Date. Notwithstanding anything herein to the contrary, in the event that any scheduled payment is not made on or before the Payment Date, United Service Contract Group may, in its sole discretion, cancel the Contract and this Agreement at any time for nonpayment. Except as prohibited by applicable law, the Purchaser agrees to pay to United Service Contract Group (i) a fee of $25.00 for each check or each debit that is dishonored by the Purchaser’s bank and (ii) a fee of $25.00 for each credit card chargeback. The Purchaser consents to the payment of all of the Applicable Charges in accordance with the Payment Option selected. DEFAULT PAYMENT OPTION: If the Purchaser fails to select a Payment Option, the Purchaser shall be deemed to have selected Payment Option 3. le PREPAYMENT: Purchaser shall have the right to prepay the entire unpaid Balance of Sales Price at any time, without penalty or discount. Sa mp DEFAULT: If (i) the Purchaser fails to make any payment due hereunder or comply with any other provision hereof, (ii) the Purchaser becomes the subject of any voluntary or involuntary bankruptcy proceedings, (iii) the Purchaser has a receiver or trustee appointed for it or its property, or (iv) the Purchaser makes an assignment for the benefit of his/her creditors or admits in writing that he/she is unable to pay his/her debts as they become due, an “Event of Default” shall be deemed to have occurred. Upon the occurrence of an Event of Default, United Service Contract Group shall have the right to take such actions as are available to United Service Contract Group at law or in equity. United Service Contract Group shall be entitled to reimbursement for reasonable attorneys’ fees and costs in enforcing United Service Contract Group’s rights hereunder. RELEASE: The Purchaser hereby releases and discharges United Service Contract Group from any liability for damages with respect to any action taken following an Event of Default by the Purchaser and shall indemnify and hold United Service Contract Group harmless from any liabilities, claims, damages or causes of action in connection with any such action by United Service Contract Group. PAYMENT AFTER CANCELLATION: Any payment made by the Purchaser after the effective date of cancellation (or after a notice of cancellation is mailed to the Purchaser) will not result in a reinstatement of the Contract but will be applied to the Purchaser’s outstanding obligations, if any, under this Agreement. Neither the acceptance nor the application of any such payments shall constitute an undertaking by United Service Contract Group to take steps to attempt to reinstate such Contract or constitute a waiver of any Event of Default hereunder. PA.01.02012014 United Service Contract Group LLC 17 le ACCEPTANCE, RATIFICATION, ACCURACY: This Agreement shall be effective upon the mailing, to the Purchaser, by United Service Contract Group, of its acceptance of this Agreement. The Purchaser agrees that United Service Contract Group shall have the authority to revise this Agreement, or to insert any provision omitted (including but not limited to the due date of the first installment) upon written notice to the Purchaser. In addition, if the total payments due hereunder are increased due to underwriting considerations, United Service Contract Group shall have the right, upon receipt of the Purchaser’s written authorization, to revise dollar amounts on the face of this Agreement. Any change by the Purchaser (by way of deletion, modification, supplementation or otherwise), to the preprinted portion of this Agreement, shall render the Agreement voidable, at United Service Contract Group’s option. ASSIGNMENT: United Service Contract Group may, with or without notice to the Purchaser, assign or pledge its rights, title and interest in, to and under this Agreement and the power of attorney herein described. Upon written notice from any such assignee, the Purchaser shall make all payments to such assignee without defense, offset or counterclaim. Sa mp WAIVERS, REMEDIES, ENTIRE AGREEMENT: United Service Contract Group’s failure to require strict performance of any provision hereof, or to exercise any of it rights hereunder, shall not be construed as a waiver or relinquishment of any future right under such provision, but the provision shall continue and remain in full force and effect. The exercise of any rights or remedies by United Service Contract Group under this Agreement is cumulative and shall not preclude United Service Contract Group from exercising any other right or remedy it may have hereunder or at law. Each provision hereof shall be interpreted in such manner as to be effective and valid under applicable law. If any provision hereof is held to be unenforceable or invalid under applicable law, the unenforceability or invalidity of such provision shall not impair the validity or enforceability of the remaining provisions hereof. Time is of the essence in this Agreement. MANDATORY ARBITRATION: United Service Contract Group and Purchaser mutually agree that (i) any one of them has the right to elect to resolve by binding arbitration: any claim, dispute or controversy (whether in contract, tort or otherwise, whether pre-existing, present or future, and including statutory, common law, intentional tort, and equitable claims) arising from or relating to this Agreement or the Contract; (ii) if arbitration is chosen, it will be for equitable claims, arising from, or relating to, this Agreement or the Contract; (ii) if arbitration is chosen, it will be conducted with the American Arbitration Association (the “AAA”) pursuant the AAA’s Commercial Arbitration Rules; (iii) there shall be no authority for any claims to be arbitrated on a class action basis; (iv) an arbitration can only decide United Service Contract Group’s or the Purchaser’s claim(s) and may not consolidate or join the claims of other persons who may have similar claims; (v) any such arbitration hearing will take place in the city of Clearwater, county of Pinellas, state of Florida; (vi) the Purchaser hereby waives any PA.01.02012014 United Service Contract Group LLC 18 le obligation which it may now or hereafter have based on venue and/or forum non convenes of any such arbitration; and (vii) This Agreement is made pursuant to a transaction involving interstate commerce, and shall be governed by the Federal Arbitration Act. GOVERNING LAW AND VENUE: This agreement shall be governed and construed in accordance with the laws of the State of Florida without regard to applicable conflict of law principals. The Purchaser hereby unconditionally and irrevocably waives any claim to assert that the law of any other jurisdiction governs this agreement or the Contract. Any legal suit, action or proceeding against United Service Contract Group arising out of or relating to the agreement or the Contract may only be instituted in Federal or State court in the City of Clearwater, County of Pinellas, and the State of Florida. The Purchaser hereby waives any objection which it may now or hereafter have based on venue and/or forum non convenes of any such suit, action or proceeding and the Purchaser hereby irrevocably submits to the jurisdiction of any such court in any such suit. Sa mp WAIVER OF CLASS ACTION: The Purchaser hereby waives any right to bring any legal action or proceeding with respect to this agreement, the Contract or any matter arising in connection therewith on a class action basis. Waiver of jury demand: The Purchaser hereby agrees not to elect a trial by jury of any issue triable of right by jury with regard to this agreement, the Contract or any other action arising in connection therewith. United Service Contract Group is hereby authorized to file a copy of this paragraph in any proceeding. PA.01.02012014 United Service Contract Group LLC 19