2015 Newsletter Spring

Members Advantages
Spring 2015
Mortgage Special
One Week Loan Special
Employee Recognition
Dividend News
VISA Score Cards
Prepaid Legal Program
Celebrating
Get
ONE WEEK ONLY LOAN SPECIAL**
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100% of NADA RETAIL value plus $1,000
$
April 27 to May 1, 2015 Limited Time!
This is a great way to save money each month with a lower payment, better rate and a little cash.
We will loan up to the NADA RETAIL value plus $1,000 during this five day special.
Purchase or Refinance
NO Payment for 90 Days.
30
YEARS
Dedicated Service
The Board of Directors and Staff would
like to congratulate Rose on her thirty years
of dedicated service to the members of
Pensacola Federal Credit Union and
Pensacola Government Federal Credit Union.
30 years is a great accomplishment for
anyone and still be driven to meet
our members’ needs each and everyday in
a positive, professional and friendly
manner is an inspiration to us all.
Congratulations on a great milestone!
PGFCU now has a credit card that rewards
you for using it. You can earn points toward
merchandise, airline tickets, cruises, hotels,
rental car and much more.
If you currently have a PGFCU credit card
and would like to switch to our PGFCU
Scorecard credit card, just give us a call
and a loan officer will start the process.
•Rates as low as 9.90% APR*
•No Annual Fee
•No Cash Advance Fee
• Points for Every Dollar Spent
Call a loan officer or apply
online at www.pgfcu.com
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Vehicle • Truck • Motorcycle • Watercraft • RV • Motorhome
You and a friend both
can get up to
$75!
**
Share your Credit Union with a neighbor,
coworker, friend or family member.
If you live, work, worship, or attend
school in Escambia County, Florida,
you are eligible to join.
When your friend joins PGFCU
by opening a checking account
with direct deposit or transferring a
qualifying loan, both of you can
receive a cash bonus!
For details go to www.pgfcu.com
NEED CASH....?
From the desk of :
Take advantage of PGFCU’s Mortgage Special.
Debbie Moore ,VP of Lending
First Mortgage
3.45% APR*
84 months
Second Mortgage
5.45% APR*
84 months
3.95% APR*
120 months
5.95% APR*
120 months
$25,000 to $100,000
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The Prepaid Legal Program is one of the most
popular services we offer at the Credit Union.
Personally, my family and I have benefited
greatly and saved thousands from having the
program and using it when unfortunate situations occurred. It made dealing with those
events easier knowing that it wasn’t going to break our credit
union accounts.
We like to make loans at PGFCU, but this is one loan you
may not need when you have the Prepaid Legal Program and
need an attorney for an auto accident, divorce, will, real estate
issues or legal advice.
Don’t wait until you need
legal help, as the average
hourly rate is $250.00 per
hour! You can get the
PGFCU Prepaid Legal
Program for a full year for
$144.00.
Joining is easy and simple to enroll. You can even pay
through payroll deduction. It’s worth the peace of mind for
only $12.00 per month.
Enrollment forms are available at the Credit Union, just ask a
member service representative the next time you are in the
office.
**
PGFCU will pay all
the normal closing cost.
Up to 120 % of tax assessment
less first mortgage balance.
**
** Normal closing cost required will be paid by PGFCU.
Restrictions may apply. *APR= Annual Percentage Rate.
Limited time.
*APY
Rate
January
.40%
.40%
February
.40%
.40%
March
.40%
.40%
You can order a free credit report annually online at
www.annualcreditreport.com or by calling 1-877-322-8228
Set up an Individual Retirement Account by April 15, 2015
and make contributions for the 2014 tax year.
The Credit Union will be closed on
Monday • May 25 for Memorial Day and
Friday • July 3 for Independence Day.
108 South Reus Street • Pensacola, FL 32502
Office 850•432•9939 • Fax 850•435•9767• VISA 1•800•338•0566
Office Hours: Mon.- Fri. 7:30 am - 4:00 pm
“This credit union is federally insured by the National Credit Union Administration.”
* APR in this issue stands for Annual Percentage Rate *APY in this issue stands for Annual Percentage Yield.
** Maximum loan term will depend on age , condition and mileage of collateral and / or the amount of the loan. ** Restrictions may apply.
**The actual APR may vary based on credit history. Terms and rates may change without notice. Limited Time.
** Existing Credit Union Loans may not be eligible.
Dormant accounts below $100 will be assessed a $10.00 inactive fee for each quarter without activity.
If this newsletter contains your account number, you may claim your $25.00 prize at the Credit Union.
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