credit life and disability insurance



credit life and disability insurance
30-day FREE LOOK
Member’s Choice ®
credit life and disability insurance
Protection that pays
Protecting your financial future
Planning your family’s financial
Congratulations! Recently, you chose to protect your loans with MEMBER’S CHOICE® Credit Life and
Credit Disability Insurance.
future by protecting your loans
Conserve your family’s savings
with credit insurance can help
MEMBER’S CHOICE® Credit Life and Credit Disability Insurance helps conserve your family’s savings and
allows them to use other insurance funds to meet day-to-day living expenses, preserving the standard
of living you worked so hard to achieve.
your family keep its standard
Experience MEMBER’S CHOICE® credit insurance for 30 days
of living if your income is
reduced or eliminated due to
a disabling injury or illness or
your unexpected death.
Starting on your enrollment date, and for the next 30 days, you can experience the financial security
and peace of mind that credit insurance provides you and your family. During those 30 days, if you
wish to cancel your coverage, you may. To cancel, please fill out and mail the form below. If your
envelope is postmarked within 30 days from the date of your enrollment, we’ll be happy to refund any
premium you were charged.* There is no need to contact us if you wish to continue your Credit Life
and Credit Disability Insurance. Your coverage will simply continue, as is, with no interruptions.
*Regular loan payment will remain the same. Loan term and/or final payment will be adjusted to reflect premium refund.
Be sure to read the Credit Insurance Application and Certificate of Insurance which will explain the exact terms, conditions and exclusions of the policy.
Eligibility requirements including age maximums, working requirements and health questions may apply. Also, benefits may be subject to a waiting period.
The policy may include maximum coverage or benefit amounts and/or durations. Exclusions for pre-existing conditions, normal pregnancy, intentional
injury, air travel and/or atomic explosions may apply.
Only a licensed insurance agent may provide consultation on your insurance needs. This is a voluntary insurance product. Your financing outcome is not
based on your selection of this product. Claims may be filed electronically via Claims Online at or by completing a Disability Claim
Notice available at your credit union and mailing or faxing it to: CUNA Mutual Group, Attn: Credit Insurance Claims Department, P.O. Box 1621, Madison,
WI 53791-8927; Fax: 1-608-218-1998.
CA Only: California Department of Insurance Consumer Hotline: 1-800-927-4357
MEMBER’S CHOICE® Credit Life and Disability Insurance
is underwritten by CUNA Mutual Insurance Society.
© CUNA Mutual Group 2008
B2BL-0707-C7CD (Rev. 09232008)
5910 Mineral Point Road • Madison, WI 53705
1.800-356.2644 •
Cut here
Please discontinue my MEMBER’S CHOICE® Credit Life and Disability Insurance.
To discontinue your MEMBER’S CHOICE® Credit
Life and Disability Insurance, please complete
and detach this form then mail it to your
credit union.
Joint Insured’s Name___________________________________________________________________
(if applicable)
Address_ ____________________________________________________________________________
T o confirm you understand, please check
the box(es) below:
City_ _______________________________________________________________________________
I’ve experienced the financial security and
peace of mind of MEMBER’S CHOICE® Credit
Life and Disability Insurance. However, it’s
within 30 days of my enrollment date, and
I’m no longer interested in protecting my
loan with:
Loan Account Number__________________________________________________________________
MEMBER’S CHOICE® Credit Life Insurance
Preferred Telephone Number_____________________________________________________________
MEMBER’S CHOICE® Credit Disability Insurance
Preferred E-mail Address________________________________________________________________
State_ _____________________________________________________ ZIP ______________________
Signature___________________________________________________ Date _____________________
Joint Signature______________________________________________ Date _____________________
(if applicable)

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