CardTrak Special Report - ABC Owned Television Stations

Transcription

CardTrak Special Report
© 2001 CardWeb.com Inc., Frederick, Maryland USA
CARDTRAK’S SPECIAL REPORT: REWARD CARD REPORT
CARDTRAK’S SPECIAL REPORT: REWARD CARD REPORT
CARDTRAK’S SPECIAL REPORT: REWARD CREDIT CARDS
Major Reward Programs Listed In This Report
1) 5 STAR BANK TRAVEL REWARDS
2) ACME AMERICAN REWARDS
3) AIR MILES
4) AIR MILES PLUS
5) ALASKA AIRLINES MILEAGE PLAN
6) ALBERTSON'S SAV-ON
7) ALOHA AIRAWARDS
8) AMALGAMILES
9) AMAZON.COM NEXTCARD
10) AMERICA WEST FLIGHTFUND
11) AMERICAN AIRLINES AADVANTAGE
12) AMERICAN EXP. MEMBERSHIP REWARDS
13) AMERICAN SKANDIA
14) AMERICAN SKIING EDGE FREQUENT PLAT.
15) AMOCO GASOLINE
16) AOL
17) AROUND-THE-WORLD MASTERCARD
18) ASSOCIATES STUDENT CASH BACK CARD
19) AUTOBYTLE MOBALIST
20) AVIATORS TWA
21) BANKAMERICARD
22) BARNES & NOBLE
23) BASS PRO SHOPS
24) BP OIL
25) BLUE LOOT
26) BMG
27) BMW
28) BORDER'S
29) BRITISH AIRWAYS
30) BUY.COM
31) CABELA’S CLUB CARD
32) CARD MILES
33) CASH BACK CARD
34) CASH REBATE
35) CASHBUILDER
36) CASHMAX
37) CITGO COMPANION CARD
38) CLICK CITI AADVANTAGE
39) CLICK CITI PLATINUM SELECT
40) CLICKREWARDS
41) CLUB LYCOS
42) COMPUSERVE
43) CONTINENTAL AIRLINES ONE PASS
44) COSTCO CASH BACK
45) DELL COMPUTER
46) DELTA SKYMILES OPTIMA CARD
47) DINERS CLUB PREMIER REWARDS
48) DIRECT REWARDS
49) DISCOVER CARD CASH BACK
50) DRIVER’S EDGE CARD
Issue # 19
51) E-BAY
52) E.CARD
53) E*TRADE
54) EDDIE BAUER
55) EDVANCE
56) EXXON GASOLINE
57) FIRST TRAVEL
58) FIRSTAIR
59) FLIGHT REWARDS
60) FORBES
61) FULTON TRAVEL CARD
62) GATEWAY
63) GE SELECT
64) GENERAL MOTORS
65) GET SMART VISA
66) GOLF OPTIMA CARD
67) GRAND OLE OPRY
68) GULF GASOLINE
69) HARLEY-DAVIDSON
70) HAWAII ADVANTAGE
71) HAWAIIANMILES
72) HILTON OPTIMA
73) HOME SHOPPING NETWORK
74) INTEGRA TRAVEL
75) IVILLAGE.COM
76) JAMAICA SAVINGS BANK
77) JCB CASH BACK
78) JEWEL-OSCO
79) KING SOOPERS
80) KROGER
81) LL BEAN
82) LIVE BROADWAY
83) LOEMANN’S
84) MARRIOTT REWARDS
85) MILESONE
86) MYRTLE BEACH
87) MYRTLE BEACH GOLF HOLIDAY
88) NASCAR
89) NATIONAL DISCOUNT BROKERS
90) NET.B@NK
91) NETSCAPE TRAVELERMILES
92) NETSCAPE VALUES
93) NEXTCARD
94) NORDSTROM DEPARTMENT STORE
95) NORTHWEST AIRLINES WORLDPERKS
96) OLAN MILLS PORTRAIT CARD
97) ONSALE
98) PHILIPS
99) PHILIPS 66 GASOLINE
100) PREMIA
© Copyright 2001 CardWeb Inc., Frederick, Maryland, USA
CardTrak 4
TM
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PRIMECARD
PRODIGY INTERNET
PURINA
QUICKEN CARD
RATE REWARDS
RCA
READERS DIGEST
REI BANKCARD
RETAIL REWARDS
REWARDS
REWARDS PLUS
ROCKET FUEL
SECURITY FIRST FREQUENT FLYER
SHELL GASOLINE
SHOPNOW.COM
SIX FLAGS
SMILE AWARDS
SMITHSONIAN CARD
SONY CARD
SOUTHWEST AIRLINES RAPID REWARDS
SPORTSMAN'S GUIDE REWARDS
SPRINT BONUS
STAPLES BUSINESS
STARWOOD PREFERRED GUEST
TOYS ‘R’US CARD
TRAVEL AND MORE
TRAVEL CHOICES
TRAVEL PLUS
TRAVEL REWARDS
TRAVELOCITY.COM
TRAVELSMART
TRUEVALUE
U.S. AIRWAYS DIVIDEND MILES
U.S. SKI TEAM
UNITED AIRLINES MILEAGE PLUS CARD
VACATION REWARDS
VEHICLE VANTAGE
VERIZON COLLEGE CARD
VIRGIN ATLANTIC
VISA LAS VEGAS
WALDENBOOKS PREFERRED READER
WEBMILES
WELLSMILES
WINGSPAN PLATINUM
WOODSTOCK
WORLDPERKS
YAHOO!
YAOHAN
Issue # 19
CardTrak 5
TM
1) Name of Program: 5 STAR TRAVEL REBATE Name of Issuer: 5 Star Bank Contact: 800-776-2265
Mailing Address: 5 Star Bank; Attn: Card Services; PO Box 35430; Colorado Springs, CO 80935-9863 Cards
Offered: Visa Gold and MasterCard Gold Issuing Area: National Annual Interest Rate: 4.90% fixed rate
for first 4 months; thereafter, Between 11.4% and 17.4% depending upon credit history Annual Fee: None
Grace Period for Purchases: 25 days Interest Calculation Method: Average Daily Balance including new
purchases Cash Advance Fee: 2% of advance; minimum $2.00; maximum $10.00 Late Payment Fee:
$15.00 Over-Limit Fee: None Rebate: Cardholder earns 5% automatic Travel Rebate PLUS Guaranteed
lowest available air fares when booked through AFBA IB Travel Services Redemption: Call AFBA Travel
service anytime at 800-648-7412 for all your travel reservations. Partners: Not Specified
2) Name of Program: ACME AMERICAN REWARDS VISA Name of Issuer: US Bancorp Contact:
Local Acme Store Mailing Address: US Bancorp, PO Box 64077, St. Paul, MN 55164 Cards Offered: Visa
and Secured Visa Issuing Area: New Jersey, Delaware, Pennsylvania and Maryland Annual Interest Rate:
Between 17.00% and 21.00%, depending upon credit history Annual Fee: None Grace Period for
Purchases: 20-25 days Interest Calculation Method: Average Daily Balance including new purchases Cash
Advance Fee: 3% of the amount of advance; minimum $5.00 Late Payment Fee: $29.00 Over-Limit Fee:
$29.00 Income Requirements: Not Specified Rebate: Cardholder earns two points for every dollar spent on
the card at Acme location, and one point for every dollar spent on the card at any other retailer that accepts
Visa. Cardholders start earning rewards once 1,500 points have been acquired. At that level, customers can
earn $100 off select vacation packages with partners. Some other rewards customers can earn include
certificates for $25 worth of free food at Acme for 2,500 points, or free American Airlines airline tickets at
25,000 points Redemption: Contact Customer Service Comments: The minimum deposit on the secured card
is $300.00 and the maximum is $5,000 Partners: American Airlines, American Airlines Vacations, Apple
Vacations, Royal Caribbean International, Delta Vacations, Carnival, Sierra at Tahoe, Reno Air, Trump
Marina, Camel Back and Northwest Airlines.
3) Name of Program: AIRMILES Name of Issuer: MBNA Contact: 800-359-3862 Mailing Address:
MBNA, PO Box 15281, Wilmington, DE 19885-5281 Cards Offered: Visa Issuing Area: National Annual
Interest Rate: 2.9% fixed introductory rate for first 5 months; thereafter, 13.99% Annual Fee: $50.00 Grace
Period for Purchases: 25 days Interest Calculation Method: Average Daily Balance Method including new
purchases Cash Advance Fee: 3% of advance; minimum $5.00 Late Payment Fee: $29.00 Over-Limit
Fee: $29.00 Rebate: Cardholder earns 1 mile for every dollar spent. 1,000 bonus miles with first purchase.
1,00 bonus miles with renewal each year. Redemption: Contact customer service Partners: Not Specified
4) Name of Program: AIRMILES PLUS Name of Issuer: MBNA Contact: 800-359-3862 Mailing
Address: MBNA, PO Box 15281, Wilmington, DE 19885-5281 Cards Offered: Visa Issuing Area: National
Annual Interest Rate: 2.9% fixed introductory rate for first 5 months, thereafter 13.99% Annual Fee: $75.00
Grace Period for Purchases: 25 days Interest Calculation Method: Average Daily Balance Method including
new purchases Cash Advance Fee: 3% of advance; minimum $5.00 Late Payment Fee: $29.00 Over-Limit
Fee: $29.00 Rebate: Cardholder earns 1.2 miles for every dollar spent. Cash value is equal to 1% of total
miles earned. 2,500 bonus miles with first purchase. 1,000 bonus miles with renewal each year. Redemption:
Contact customer service Partners: Not Specified
5) Name Of Program: ALASKA AIRLINES MILEAGE PLAN Name Of Issuer: Bank of America
Contact: 800-552-7302 Mailing Address: Bankcard Services, PO Box 2462, Spokane, WA 99210-9955
Cards Offered: Visa, Visa Gold and Visa Platinum Issuing Area: National Annual Interest Rate: Prime +
9.49% for Standard card; Prime + 7.99% for Gold card; Prime + 6.99% for Platinum Card Annual Fee:
$45.00 for Standard and Gold; $75.00 for Platinum Grace Period for Purchases: 20 days Interest
Issue # 19
CardTrak 6
TM
Calculation Method: Average Daily Balance including new transactions Cash Advance Fee: 3.0% of
advance, $3.00 minimum Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income Requirements: Not
Specified Rebate: One Alaska Airlines Mileage Plan mile for every dollar charged excluding cash advances;
Firstcheck; travelers checks and finance charges; 3,000 mile sign-up bonus Redemption: To redeem
accumulated miles, consumer must call Alaska Airlines. Set up to be a Alaska Airlines mileage plus account
Partners: TWA, Northwest Airlines, Quantas, British Air, Horizon Air, Alaska Airlines Vacations, Coast
Hotels, Hilton/Conrad Hotels, Holiday Inn, Hyatt, Kimpton Group Hotels, Westin, Westmark, West Coast
Hotels in Canada, Princess Tours Hotels, Preferred Hotels & Resorts, Alamo, Hertz, Budget, Avis
6) Name of Program: ALBERTSON SAV-ON AMERICAN REWARDS CARD Name of Issuer: US
Bancorp Contact: 800-9471444 or Local Lucky Stores and Sav-On Drug Stores Mailing Address: US
Bancorp, PO Box 64077, St. Paul, MN 55164 Cards Offered: Visa Issuing Area: California Annual
Interest Rate: Between 17.00% and 21.00%, depending upon credit history Annual Fee: None Grace Period
for Purchases: 20-25 days Interest Calculation Method: Average Daily Balance including new purchases
Cash Advance Fee: 3.0% of the amount of advance; minimum $5.00 Late Payment Fee: $29.00 Over-Limit
Fee: $29.00 Income Requirements: Not Specified Rebate: Cardholder earns two points for every dollar
charged at an Albertson, Sav-on Food and Drug or Super Saver Food store and one point for each dollar
charged everywhere else. Points can be accumulated and redeemed for everything from free groceries to a
round-trip ticket on American Airlines. For 1,500 points cardholders get $100 off selected vacation packages or
$100 off select 3 or 4 night cruises with Carnival or Royal Caribbean Cruise Lines; For 2,000 points - $25 gift
certificate valid for Caesar’s Tahoe goods and services; 2,500 points - $25 certificate redeemable at Albertson's
stores; or $49 - $69 off round trip companion on Reno Air; or $200 off selected vacation packages; or $200 off
select 7 night cruises with Carnival or Royal Caribbean Cruise Lines; 3,500 points – Free lift ticket at Sierra-atTahoe or Northstar-at-Tahoe; 4,500 points - $50.00 lodging certificate to Northstar-at-Tahoe; 5,000 points –
$50 certificate to Albertson's story; 7,500 points – $99.00 round trip coach class companion certificate on
Northwest Airlines; 8,500 points – Free one weekday stay at Caesar’s Tahoe; 10,000 points – Free round trip
coach class companion certificate on American Airlines; 15,000 points – Free round trip companion on
American Airlines or Northwest Airlines; 25,000 points – Free Round trip coach class certificate on American
Airlines 48 states and Canada; 35,000 points – Free round trip coach class certificate on American Airlines to
Hawaii Redemption: Contact Customer Service Partners: Not Specified
7) Name of Program: ALOHA AIRAWARDS Name of Issuer: First Hawaiian Bank Contact: 800-3422778 Mailing Address: First Hawaiian Bank; Bankcard Department; PO Box 1959; Honolulu, HI 96805-9957
Cards Offered: MasterCard and MasterCard Gold Issuing Area: Hawaii Annual Interest Rate: Standard 16.50% fixed rate; Gold - Prime + 9.50% Annual Percentage Rate for Cash Advances: 18.00% fixed
Annual Fee: Gold: $55.00; Standard $25.00 Grace Period for Purchases: 25 days Interest Calculation
Method: Average Daily Balance including new purchases Cash Advance Fee: 2% of advance; minimum
$2.00 Late Payment Fee: $15.00 Over-Limit Fee: $15.00 Rebate: Cardholder earns one Aloha AirAwards
Credit for every $275 in purchases made with the card. Cardholder also received credits each time they fly on
Aloha Airlines, so there is actually two ways to earn. For every 10 credits, you can get a one-way coach ticket
on Aloha Airlines. After 20 credits, cardholder can get a round trip ticket. By having this card, you also
become an automatic member of the Aloha Airlines frequent flyer program., AlohaPass. Cardholders of Gold
cards earn 2 points for every $275 spent. Redemption: Contact customer service Partners: Alamo Rent a
Car, Aston Hotels and Resorts, Atlantis Submarines, Avis Rent a Car, Blockbuster Video, Budget Rent a Car,
The Castle Group, Inc., Dollar Rent a Car, Hawaii Naniloa Hotel, Hilton Waikaloa Village, Holiday Inn Bay
View Plaza, Santa Monica, Kahala Mandarin Hotel, Kaluakoi Hotel & Golf, Kapalua Golf Courses, The
Kapalua Villas, Kauai Lagoons Golf, Luana Hills Country Clubs, Maui Ocean Center, The Orchid at Mauna
Lani, Outrigger Hotels Hawaii, Poipu Bay Resort Golf Club, Sheraton Princess Kaiulani Hotel, Ritz Carlton
Issue # 19
CardTrak 7
TM
Kapalua, Royal Hawaiian Cruises - Navatek, Sheraton Hotels Hawaii, Sheraton Makaha Golf Club, United
Airlines, Universal Studios Hollywood, Waukoloa Beach Resort Golf Courses, and Wailea Resort Golf
Courses.
8) Name of Program: AMALGAMILES Name of Issuer: Amalgamated Bank Contact: 800-723-0303
Mailing Address: MasterCard, PO Box A3797, Chicago, IL 60690 Cards Offered: MasterCard and
MasterCard Gold Issuing Area: National Annual Interest Rate: Gold - Prime + 4.5%; Gold Plus – Prime +
2.5%; Standard - Prime + 6.00%; Standard Plus – Prime +2.75% Annual Fee: Gold: None; Gold Plus:
$45.00; Standard: None; Standard Plus: $37.00 Grace Period for Purchases: 25 days Interest Calculation
Method: Average Daily Balance including new purchases Cash Advance Fee: 2.5% of advance; minimum
$2.00 Late Payment Fee: $25.00 Over-Limit Fee: $20.00 Rebate: Cardholder earns one Amalgamile for
each dollar charged on card. Redemption: Redeem 5,000 miles for a $25.00 off ticket or 25,000 miles earns a
free ticket anywhere in continental US. Or $350 off and destination outside the U.S. Also earn free stays at
some of the most luxurious hotels, take cruises and receive memberships to gold and ski clubs. Contact
AmalgaMiles Redemption Center. Partners: Not Specified
9) Name of Program:
AMAZON.COM NEXTCARD Name of Issuer: NextCard
Contact:
www.amazon.com Mailing Address: Not Specified Cards Offered: Visa Issuing Area: National
Annual Interest Rate: Between 16.99% or 21.99%, depending upon credit history Annual Fee: None
Grace Period for Purchases: 25 Days Interest Calculation Method: Average Daily Balance (including new
purchases) Cash Advance Fee: 3.0% of the amount of the advance; minimum $5.00 Late Payment Fee:
$29.00 Over-Limit Fee: $29.00
Rebate: Cardholders earn reward points toward Amazon.com Gift
Certificates. Cardholder also earns triple rewards points for purchases made at Amazon.com. Redemption:
Contact Customer Service Partners: Not Specified
10) Name of Program: AMERICA WEST FLIGHTFUND Name Of Issuer: Bank of America Contact: 800243-7762 Mailing Address: Bankcard Center Department 9150, PO Box 52304, Phoenix, AZ 85072-9419
Cards Offered: Visa and Visa Platinum Issuing Area: National Annual Interest Rate: Classic: 15.49%;
Platinum – 13.99% Annual Fee: Classic - $45.00; Platinum: $75.00 Grace Period for Purchases: 20-30
days Interest Calculation Method: Average Daily Balance including new purchases Cash Advance Fee:
3.00% of advance; $3.00 minimum Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income
Requirements: $12,000 minimum annual income Rebate: Cardholder earns one frequent flyer mile for every
dollar charged on the card; 2,500 mile sign-up bonus; Once approved. For Platinum Program receive 5,000
bonus miles upon approval, earn one mile for every dollar spent, get 1,000 bonus miles each year upon renewal
and receive 2 complimentary one time America West Club passes valid for 2 people per visit. Redemption:
Redeem miles for free airline ticket by contacting America West frequent flyer program representative
Partners: Not Specified
11) Name Of Program: AMERICAN AIRLINES AADVANTAGE Name of Issuer: Citibank Contact: 888766-2484 Mailing Address: PO Box 6500, Sioux Falls, SD 57117-6500 Cards offered: VISA, MasterCard
Issuing Area: National Annual Interest Rate: (Prime + 9.90%) Annual Fee: $50.00 for Standard Card;
$85.00 for gold card Grace Period for Purchases: 20-25 days Interest Calculation Method: Average Daily
Balance including new purchases Cash Advance Fee: 3.0% of amount of advance, minimum $5.00 Late
Payment Fee: $29.00 Over-Limit Fee: $29.00 Income Requirements: Minimum $15,000 annual income
Rebate: Cardholders collect one frequent flyer mile for each dollar they charge. Earns up to 4,000 bonus miles
once approved. Redemption: Various Award levels exist with this program, please contact American Airlines
customer service for more details. When a cardholder has accumulated 25,000 miles they contact American
Airlines directly at 800-882-8880 to receive travel vouchers for one domestic round trip ticket Partners:
Issue # 19
CardTrak 8
TM
Canadian Airlines, Cathay Pacific Airlines, American Eagle, Hawaiian Airlines, Quantas Airlines, Reno Air,
Swissair, Austrian Airlines, Singapore Air. South African Airways, Japan Airlines, Alamo, Avis, Hertz,
National, Holiday Inn, Forte Hotels, Hilton Hotels, Hilton International Hotels, intercontinental Hotels,
Sheraton, Marriott, Loews Hotels, Red Lion Hotels, Windham, MCI, FTD Direct, SNET Mobil
Communications, Bell South Cellular, American Aadvantage Money Market Fund, American Travel Catalog,
Citibank MasterCard and Visa
12) Name of Program: AMERICAN EXPRESS MEMBERSHIP REWARDS PROGRAM Name of Issuer:
American Express Contact: 800-AXP-EARN Mailing Address: American Express Travel Related Services
Company, Inc., American Express Tower, World Financial Center, New York, NY 10285-4895 Cards Offered:
Consumer must obtain an American Express Card to be eligible to participate in the Program Issuing Area:
National Annual Interest Rate: All charges made are due and payable upon receipt of billing statement
Annual Fee: $40.00 for American Express Personal Card, Gold Card; No fee for Rewards Plus Gold Card or
Platinum Card members; Program fee is in addition to annual fee charged for use of card (green card $55.00,
gold card $75.00) Grace Period for Purchases: N/A Interest Calculation Method: N/A Cash Advance Fee:
N/A Late Payment Fee: N/A Over Limit Fee: N/A Income Requirements: Not Specified Rebate:
Cardholder earns one point for every dollar charged on eligible American Express Cards. Points, which
Cardholder earns one point for every dollar charged on eligible American Express Cards. Points, which do not
expire and have no earning cap, accumulate in cardholder’s Membership Rewards account until they are
redeemed for an award. Members can combine spending on several enrolled cards to earn even faster. Eligible
cards include the Personal, Gold, Rewards Plus Gold, Platinum Card, Optima issued in association with a
Charge card account, Corporate, Corporate Platinum card plus up to two Additional cards on each personal
account. Some Corporate Cards and some Optima Cards are not eligible for enrollment in the program.
Redemption: Points can be redeemed in seven different reward categories including frequent flyer miles in the
programs of twelve major airlines; frequent guest points in the program of five hotel partners; Car Rental
Rewards of free 1,2 or 3-day weekend rentals or 1 week rentals at three major companies; Land 7 Sea Vacations
where cardmembers can redeem points at over 190 hotel and resort location worldwide, as well as for an
assortment of special vacation packages and cruises; Shopping Rewards form gift certificates to merchandise
from a group of retailers; Gourmet Food Rewards from lobster to caviar, plus a variety of food-related
merchandise and events; Unique Experiences such as a New York Culinary Experience consisting of cooking
classes at the French Culinary Institute. Cardmembers can call 1-800-AXP-EARN to redeem rewards
Partners: $100 Reward, Brooks Brothers, Caswell-Massey, Country Road, Filene's Basement, FTD.com, Gap,
Hartmann Intensity Collections, Montblanc, NBA Store, Saks Fifth Avenue, Samsonite Company Stores,
Tourneau, Aeromexico, Continental Airlines, Delta Air Lines, EL AL Israel Airlines, Hawaiian Airlines,
Korean Air, LatinPass, Mexicana, Southwest Airlines, TWS, US Airways, Virgin Atlantic, Best Western Gold
Crown Club International, Hilton Hhonors, Marriott Rewards, Priority Club Worldwide, Starwood Preferred
Guest, Walt Disney World Resort, Disneyland Paris, Disneyland Park, American Express Financial Advisors,
Borders, Brother, Canon, J & R Music/Computer World, KitchenAid, Krups, Linens'n Things, Meade, Oreck,
Royal Doulton, Sony, The Learning Company, The Sharper Image, Warning, Zany Brainy, Avis, Budget Rent a
Car, Hertz, National Car Rental, Cathay Pacific, Continental Airlines Certificates, Marriott Travel Certificates,
Sabena, TWA Certificates, AIDS Memorial Quilt, Habitat for Humanity, Muscular Dystrophy Association,
National Multiple Sclerosis Society, Ronald McDonald House Charities, Save the Children, Special Olympics,
The American Red Cross, The Salvation Army, Tiger Woods Foundation, UNICEF, World Monuments Fund,
Champs Sports, Foot Locker, Fuji, GE, Gold Academy of Hilton Head Island at Sea Pines, Kids Foot Locker,
Lady Foot Locker, Steiner Sports, Swiss Army/Victorinox, and Wilson.
13) Name of Program: AMERICAN SKANDIA PLATINUM VISA Name of Issuer: First USA Bank
Contact: 888-667-8760 code XF80 Mailing Address: First Credit Card Services USA, LLC, PO Box 8651,
Issue # 19
CardTrak 9
TM
Wilmington, DE 19899-8651 Cards Offered: Visa Platinum Issuing Area: National Annual Interest Rate:
2.9% fixed introductory rate for 5 months; thereafter, prime + 4.99% Annual Fee: None Grace Period for
Purchases: 20-25 days Interest Calculation Method: Two-Cycle Average Daily Balance Method including
new purchases Cash Advance Fee: 3.00% of the advance; $10.00 minimum Late Payment Fee: $29.00
Over-Limit Fee: $29.00 Income Requirements: Not Specified Rebate: Cardholder earns 5% cash back at
select online merchants. Redemption: Automatically credited to monthly statements. Partners: Not Specified
14) Name of Program: AMERICAN SKIING COMPANY EDGE FREQUENT PLATINUM VISA Name of
Issuer: First USA Bank Contact: 800-347-7887 Source Code: 2CN9 Mailing Address: First Credit Card
Services USA, LLC, PO Box 8651, Wilmington, DE 19899-8651 Cards Offered: Visa Issuing Area:
National Annual Interest Rate: 2.9% fixed introductory rate for 6 months, thereafter 9.90% variable rate; a
19.99% fixed rate on cash advances Annual Fee: None Grace Period for Purchases: 20-25 days Interest
Calculation Method: Two-Cycle Average Daily Balance Method including new purchases Cash Advance
Fee: 2.00% of the advance; $5.00 minimum Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income
Requirements: Not Specified Rebate: Cardholder earns 1 reward point for every dollar you spend. Use your
card at any American Skiing Company – owned resort, and cardholders will receive 5 reward points for every
dollar you spend. Cardholders can use 300 points for every day you ski or ride all season and once cardholder
reaches 2,000 frequent skier points, you can get your next lift ticket for free. Redemption: Contact Customer
Service Partners: Attitash Bear Peak, New Hampshire; Heavenly, Lake Tahoe; Killington, Vermont; Mount
Snow, Vermont; Steamboat; Sugarbush, Sugarloaf/USA, Maine; Sunday River, Maine; The Canyons, Utah
15) Name of Program: AMOCO GASOLINE Name of Issuer: Associates Bank Contact: 800-462-6626
Mailing Address: PO Box 15710, Wilmington, DE 19885-5710 Cards Offered: Visa Issuing Area: National
Annual Interest Rate: Prime + 14.99% Annual Fee: None Grace Period for Purchases: None Interest
Calculation Method: Average Daily Balance including new purchases Cash Advance Fee: 5.00% of the
advance; $5.00 minimum Late Payment Fee: $25.00 Over-Limit Fee: $25.00 Income Requirements: Not
Specified Rebate: Cardholder earns up to 3.00% in Amoco gasoline rebates on all Amoco Visa card purchases,
except at non-Amoco branded service stations; an additional 2.00% in rebates will be earned for Amoco service
station purchases for a total of 3.00% in Amoco gasoline rebates; Once an annual limit of $70.00 is reached,
only 1.00% in rebates on Amoco service station purchases is earned for the remainder of the year Redemption:
Rebates are automatically credited monthly to account Partners: None
16) Name of Program: AOL Name of Issuer: First USA Bank Contact: 800-537-6954 Mailing Address:
Bankcard Services, PO Box 8651, Wilmington, DE 19899-8651 Cards Offered: Visa Platinum Issuing Area:
National Annual Interest Rate: Prime + 3.90% for purchases and balances; Prime + 10.99% for cash advances
Annual Fee: None Grace Period for Purchases: 20 – 25 days Interest Calculation Method: Two-Cycle
Average Daily Balance Method including new purchases
Cash Advance Fee: 3% of advance; minimum
$15.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardholder earns one AOL Visa card
reward point for every dollar spent on purchases with the card for balance transfers; two AOL Visa card reward
points for every dollar spent on AOL membership fee and all AOL premium services including online games.
Cardholder can earn $5.00 off one months fee for 500 points or $10.00 off one month’s fee for 1,000 points or
one month free with 2,200 points. Cardholders earn 2.200 points for becoming a cardmember Redemption:
17) Name of Program: AROUND-THE-WORLD MASTERCARD Name of Issuer: First USA Contact:
888-467-5011 Mailing Address: First USA Bank, PO Box 8816, Wilmington, DE 19885-9953 Cards
Offered: MasterCard Issuing Area: National Annual Interest Rate: 1.9% introductory rate for the first 6
months; thereafter Prime + 6.40% Annual Fee: None Grace Period for Purchases: 20-25 days Interest
Issue # 19
CardTrak 10
TM
Calculation Method: Average Daily Balance including new purchases Cash Advance Fee: 2% of advance;
minimum $10.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardholder earns mileage
rewards, good for travel on major domestic and international airlines. Every dollar spent earns one airline mile.
No Blackout Periods Redemption: Contact customer service Partners: Not Specified
18) Name of Program:
ASSOCIATES STUDENT CASH BACK CARD Name of Issuer: Associates
National Bank Contact: 888-736-3663
Mailing Address: Not Specified Cards Offered: MasterCard,
Visa Issuing Area: National Annual Interest Rate: Prime + 9.49% Annual Fee: None Grace Period
for Purchases: 25 days Interest Calculation Method: Average Daily Balance (including new purchases)
Cash Advance Fee: 4.00% of the amount of advance; minimum $4.00 Late Payment Fee: $29.00 OverLimit Fee: $29.00 Rebate: Cardholders earns 3% cash back on net purchases. Redemption: Cash back is
paid by check once a year before 3/15. Partners: Not Specified
19) Name of Program: AUTOBYTLE MOBALIST Name of Issuer: First USA Contact: 800-537-6954
Mailing Address: Bankcard Services, PO Box 8651, Wilmington, DE 19899-8651 Cards Offered: Visa
Classic and Visa Platinum Issuing Area: National Annual Interest Rate: Prime + 1.49%; cash advances Prime + 14.99%
Annual Fee: None Grace Period for Purchases: 20-25 days Interest Calculation
$5.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardholder earns 1% on each purchase
toward the purchase or lease of a new or pre-owned vehicle through www.mobalist.com. Redemption:
Contact Customer Service Partners: None
20) Name of Program: AVIATORS TWA Name of Issuer: MBNA America Contact: 800-932-2775
Mailing Address: MBNA; PO Box 15020; Wilmington, DE 19850 Cards Offered: MasterCard and Visa
both Standard and Platinum cards Issuing Area: National Annual Interest Rate: Standard: Prime + 9.90%;
Platinum Card Prime + 8.90%
Annual Fee: Platinum: $75.00; Standard $50.00 Grace Period for
Purchases: 25 days Interest Calculation Method: Average Daily Balance including new purchases Cash
Advance Fee: 3% of advance; minimum $5.00; maximum $25.00 Late Payment Fee: $29.00 Over-Limit
Fee: $29.00 Rebate: Cardholder earns up to 5,000 bonus miles when you use your credit card. Cardholder
warns one Aviator mile for every net purchase dollar charged to this account. When TWA airline tickets are
charge, you earn miles not only for the purchase amount but also for the miles that you fly. 1.5 miles for each
dollar spent on TWA purchases. Redemption: Cardholder earns a TWA Value Certificate that saves cardholder
and up to four travel companions up to $100 per person on airfares Partners: Not Specified
21) Name of Program: BANKAMERICARD Name of Issuer: Bank of America Contact: 800-678-2632
Mailing Address: Bankcard Center Department 9150, PO Box 52304, Phoenix, AZ 85072-9419 Cards
Offered: Visa Gold and MasterCard Gold Issuing Area: Arkansas, Arizona, California, Hawaii, Idaho, New
Mexico, Oregon, Nevada, Oklahoma and Washington Annual Interest Rate: 3.90% fixed introductory rate for
first 6 months, thereafter, interest rate varies between 9.90% and 12.90% fixed, depending upon credit history
Annual Fee: None Grace Period for Purchases: 20 days Interest Calculation Method: Average Daily
Balance including new purchases Cash Advance Fee: 3.0% of advance; minimum $2.00 Late Payment Fee:
$29.00 Over-Limit Fee: $29.00 Income Requirements: Not Specified Rebate: Cardholders with points
totaling up to 2 percent of their monthly purchases. Cardmembers earn one point for every $100 of their new
monthly purchases or two points when they carry a balance on their cards. Reward points can be applied
toward a variety of products and services used to lower banking costs on checking accounts, Pay By Phone,
HomeBanking, home mortgages and home equity loans. For example, 50 reward points can reduce bank
closing fees on a home loan by up to $250. Cardholder can also invest in mutual funds or buy U.S. Savings
Bonds. For example, 200 reward points can be redeemed for a $200 investment in a Bank of America managed
Issue # 19
CardTrak 11
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mutual fund. 50 points can purchase a $50 U.S. Saving Bond. Cardholders can also receive a bonus interest
rate on new Bank of America Personal Investment Certificate of Deposit. For example, 25 points can increase
the interest rate by ½ percent on a six-month Investment CD of $5,000 to $10,000 and much more.
Redemption: Contact customer service Partners: None
22) Name of Program: BP OIL Name of Issuer: First USA Bank Contact: 800-BP-VISA1 Source Code:
4V90 Mailing Address: Not Specified Cards Offered: Visa Platinum Issuing Area: National Annual
Interest Rate: 5.9% or 9.9% fixed introductory rate for first 6 months, thereafter Prime + 9.85% Annual Fee:
$20-$25 Grace Period for Purchases: 25 days Interest Calculation Method: Average Daily Balance
including new purchases Cash Advance Fee: 3% of advance; minimum $10.00 Late Payment Fee: $29.00
Over-Limit Fee: $29.00 Income Requirements: Not Specified Rebate: Cardholder earns 3% rebate on
purchases applied toward purchases of gas at BP Oil and 1% rebate of purchases made elsewhere.
Redemption: Contact customer service Partners: Not Specified
23) Name of Program: BARNES & NOBEL MASTERCARD Name of Issuer: MBNA America Contact:
800-932-2775 Mailing Address: PO Box 15020, Wilmington, DE 19850 Cards Offered: MasterCard
Platinum Plus Issuing Area: National Annual Interest Rate: 2.90% introductory rate for 4 months, thereafter,
13.99%variable rate Annual Fee: None Period for Purchases: 25 days Interest Calculation Method:
Average Daily Balance including new purchases Cash Advance Fee: 3% of the amount of advance, minimum
$5.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income Requirements: Not Specified Rebate:
Cardholder earns 2 points for every dollar spend only at www.bn.com or at Barnes & Noble bookstores and
cardholders will earn 1 point for every purchase dollar elsewhere. Redemption: Once cardholder accrues 1,000
points, a $10 reward certificate will automatically be sent. Partners: Not Specified
24) Name of Program: BASS PRO SHOPS BONUS PLATINUM CARD Name of Issuer: First USA Bank
Contact: 888-316-0128 Mailing Address: First Credit Card Services USA, LLC, PO Box 8651, Wilmington,
DE 19899-8651 Cards Offered: Visa Issuing Area: National Annual Interest Rate: 2.9% fixed introductory
rate on purchases and balance transfer for first 6 billing cycles, thereafter Prime + 6.90%; Prime + 10.49% on
cash advances Annual Fee: None Grace Period for Purchases: 20-25 days Interest Calculation Method:
Two-Cycle Average Daily Balance Method including new purchases Cash Advance Fee: 2.00% of the
Specified Rebate: Cardholder earns 2% of purchase amount at a Bass Pro Shop; 1% on purchases everywhere
else. Redemption: Once point value is reached, a $10.00 certificate for Bass Pro Shops will be mailed.
Partners: Red Head and Offshore Bass Pro Shops
BLUE LOOT
Name of Issuer:
American Express
Contact:
www.americanexpress.com Mailing Address: American Express, PO Box 7852, Ft. Lauderdale, FL 33329
Cards Offered: American Express Issuing Area: National Annual Interest Rate: 0% fixed introductory rate
for first 6 months, thereafter a fixed rate of 10.99%, 12.99% or 14.99% depending upon credit history Annual
Fee: None Grace Period for Purchases: 20 days Interest Calculation Method: Average Daily Balance
including new purchases Cash Advance Fee: 3% of the amount of advance Late Payment Fee: $29.00 OverLimit Fee: $29.00 Income Requirements: Not Specified Rebate: Cardholder earns rewards categories from
gift certificates and travel gear to electronics and recreational rewards. Redemption: Contact customer service.
Partners: Loews Cineplex, Foot Locker, J.Crew, and many more.
26) Name of Program: BMG VISA Name of Issuer: Capital One Contact: www.bmgvisa.com Mailing
Address: Customer Relations, PO Box 85015, Richmond, VA 23285-5015 Cards Offered: Visa Standard
Issuing Area: National Annual Interest Rate: 3.9% fixed introductory rate for 6 months, thereafter 12.90%
Issue # 19
CardTrak 12
TM
Fixed rate Annual Fee: None Grace Period for Purchases: 25 days Interest Calculation Method: Average
Daily Balance including new purchases Cash Advance Fee: 2.5% of the amount of advance, minimum $2.50
Late Payment Fee: $25.00 Over-Limit Fee: $25.00 Income Requirements: Not Specified Rebate:
Cardholder earns 3 points for each dollar spent on BMG Music Services Purchases and 1 point for each dollar
spent on all other purchases. Redemption: Points never expire. Points are good towards CD's, tickets to award
shows, concert tickets and backstage passes, videos, books and much more. Partners: None
27) Name of Program: BMW CARD Name of Issuer: BMW Bank Contact: 888-BMW-CARD Mailing
Address: PO Box 3038, Evansville, IN 47730-3038 Cards Offered: Visa Platinum Issuing Area: National
(however, at the present time, applicants must be a member of the BMW Owner's Circle) Annual Interest Rate:
3.9% fixed introductory rate for first 6 months, thereafter Prime + 6.00% Annual Fee: $50.00 Grace Period
for Purchases: 25 days Interest Calculation Method: Average Daily Balance including new purchases Cash
Advance Fee: Not Specified Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income Requirements:
Not Specified Rebate: Cardholder earns airline travel, rebates on next BMW financial services loan or lease,
extra miles on current lease and certificates for exclusive BMW lifestyle merchandise. Redemption: Contact
customer service. Partners: None
28) Name of Program: BORDER’S Name of Issuer: First USA Bank Contact: 888-211-9095 code: 1UHV
Mailing Address: PO Box 8651, Wilmington, DE 19800-8651 Cards Offered: Visa Platinum Issuing Area:
National Annual Interest Rate: 2.9% fixed introductory rate for first 6 months, thereafter Prime + 6.90%; cash
advances Prime + 10.49% Annual Fee: None Grace Period for Purchases: 20-25 days Interest Calculation
Method: Two-cycle Average Daily Balance including new purchases Cash Advance Fee: 2% of the amount
of advance, minimum $10.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income Requirements:
Not Specified Rebate: Cardholder earns one point per dollar spent. Redemption: Each time cardholder
collects 500 points, they receive a $5.00 Borders Reward Certificate. Partners: None
29) Name of Program: BRITISH AIRWAYS Name of Issuer: First USA Contact: www.firstusa.com
Mailing Address: PO Box 8651, Wilmington, DE 19899-8651 Cards Offered: Visa classic and Visa
Platinum Issuing Area: National Annual Interest Rate for Purchases: 9.9% introductory rate for first five
months; thereafter 17.99% fixed rate; cash advances are 19.99% fixed rate Annual Fee: Classic - $50.00
Platinum - $65.00; waived first year for new cardmembers Grace Period for Purchases: 20-25 Days Interest
Calculation Method: Average Daily Balance including new purchases Cash Advance Fee: 3% of the
advance; minimum $10.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardmembers earn
one Executive Club mile for each dollar of purchases made on the card. They receive an additional 5,000 miles
after their first British Airways flight Also earn 10,000 miles when you make your first purchase on your new
card. 5,000 bonus miles after first balance transfer or purchase. Redemption: Contact customer service
Partners: American Airlines, Quantas Airways, America West Airlines, Alaska Airlines, Canadian Airlines,
Finnair, Hyatt Hotels and Resorts, Marriott Hotels, Resorts and Suites and Avis.
30) Name of Program: BUY.COM Name of Issuer: First USA Contact: www.buy.com Mailing Address:
PO Box 8651, Wilmington, DE 19899-8651 Cards Offered: Visa Platinum Issuing Area: National Annual
Interest Rate: 2.90% fixed introductory rate for first 6 months, thereafter Prime + 6.9%; cash advances are
19.99% fixed rate. Annual Fee: None Grace Period for Purchases: 20-25 days Interest Calculation
Method: Two-Cycle Average Daily Balance including new purchases Cash Advance Fee: 3% of the amount
of advance, minimum $15.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income Requirements:
Not Specified Rebate: Cardholder earns 5% credit for every dollar you spend on most purchases at buy.com
and 1% credit for every dollar you spend elsewhere. Redemption: Contact customer service Partners: Not
Specified
Issue # 19
CardTrak 13
TM
31) Name of Program: CABELA’S CLUB VISA Name of Issuer: National Bank of Commerce Contact:
800-898-6611 Mailing Address: National Bank of Commerce; PO Box 82408; Lincoln, NE 68501 Cards
Offered: Visa Issuing Area: National Annual Interest Rate: For Cabela Purchase – 9.99% fixed rate; For
non-Cabela purchases – Prime + 7.99%. There is a 9.99% fixed rate for 6 months on any balance transfers.
Annual Fee: $25.00 Grace Period for Purchases: 25 days Interest Calculation Method: Average Daily
Balance including new purchases Cash Advance Fee: 2.5% of advance; minimum $5.00 Late Payment Fee:
$28.00 Over-Limit Fee: $28.00 Rebate: Cardholder earns one point for every dollar charged and when
cardholder purchases Cabela merchandise with the card, receive 2 points for every dollar charged on card.
There is a $25.00 membership fee for joining the Cabela’s Club. Cardholders earn 1,000 bonus points with first
use of the card. Redemption: At 2,500 points, the cardholder received a $25.00 certificate for free merchandise.
32) Name of Program: CARDMILES Name of Issuer: United National Bank Contact: 732-448-4075
Mailing Address: United National Bank, PO Box 1369, Somerset, NJ 08875 Cards Offered: Visa and
MasterCard Issuing Area: Surrounding States Annual Interest Rate: 14.90% fixed rate Annual Fee: None
Grace Period for Purchases: 25 days Interest Calculation Method: Average Daily Balance excluding new
purchases Cash Advance Fee: 2.00% of the advance; minimum $1.00, maximum $20.00 Late Payment Fee:
$20.00 Over-Limit Fee: $20.00 Income Requirements: Not Specified Rebate: Cardmembers earn one miles
for every dollar charged to account. Redemption: Accumulate 5,000 CardMiles and you automatically receive
a certificate for $100 off any airfare on any airline you choose with no blackout dates. Earn free airfare with
just 20,000 CardMiles Partners: None
33) Name of Program: CASH REBATE CARD Name of Issuer: American Express Contact: 800-6282244 Mailing Address: PO Box 7852, Ft. Lauderdale, FL 33329 Cards Offered: American Express Optima
and Platinum Cards Issuing Area: National Annual Interest Rate: 3.9% fixed introductory rate for six
months, thereafter Prime + 10.49%; cash advances Prime + 13.40% Annual Fee: None Grace Period for
Purchases: 25 days Interest Calculation Method: Average Daily Balance (including new purchases) Cash
Advance Fee: 3% of the amount of advance; minimum $3.00 Late Payment Fee: $0 to $29 as determined
by applicable law Over-Limit Fee: $0 - $29 as determined by applicable law Rebate: Cardholder can earn
up to 2% cash back on purchases any month you choose to carry a balance, and up to 1.5% back in the months
you pay your balance in full. There is no limit to the amount of cash back you can earn. Cardholders earn
.0.25% for the first $2,000; 0.5% for the next $3.000 and 1.5% for purchases in excess of $5,000. If you
account is carrying a balance, you will receive an additional 0.5% rebate for that billing period. Redemption:
Contact Customer Service, cash rebate is done annually Partners: Not Specified
34) Name of Program: CASH REBATE MASTERCARD Name of Issuer: Fleet Bank Contact: 800-3940472 ext. 106 Mailing Address: PO Box 15480, Wilmington, DE 19850 Cards Offered: MasterCard Issuing
Area: National Annual Interest Rate: 1.99% fixed introductory rate for 6 months, thereafter, the greater of
14.99% or Prime + 8.47% Annual Fee: None Grace Period for Purchases: 20 days Interest Calculation
Method: Average Daily Balance Method including new purchases Cash Advance Fee: 4.00% of the
Specified Rebate: Cardholder earns up to 2% cash rebate every year on purchases. Redemption: Contact
Customer Service Partners: Not Specified
35) Name of Program: CASHBUILDER VISA Name of Issuer: National City Bank Contact: 800-4233883 Mailing Address: PO Box 2349, Kalamazoo, MI 49003 Cards Offered: Visa and Visa Platinum
Issuing Area: National Annual Interest Rate: 7.5% fixed introductory rate for first 6 months, thereafter,
Prime + 8.99% Annual Fee: None Grace Period for Purchases: 25 days Interest Calculation Method:
Issue # 19
CardTrak 14
TM
Average Daily Balance including new purchases Cash Advance Fee: 3% of the amount advance, minimum
Cardholder earns up to 1% cash back, up to $1,000 every year Redemption: Annually Partners: Not
Specified
36) Name of Program: CASHMAX Name of Issuer: Centura Bank Contact: 800-CENTURA Mailing
Address: Attn: Centura Highway, PO Box 2851, Rocky Mount, NC 27802-2857 Cards Offered: Visa,
MasterCard Issuing Area: Virginia, North Carolina, and South Carolina Annual Interest Rate: Prime
+7.90% Annual Fee: None Grace Period for Purchases: 25 days Interest Calculation Method: Average
Daily Balance including new purchases Cash Advance Fee: None Late Payment Fee: $10.00 if later than 30
days Over-Limit Fee: $29.00 Income Requirements: Not Specified Rebate: Cardholder earns annual cash
back rebate of up to .5% cash back rebate on purchases. Redemption: Rebate is automatically credited to
account Partners: None
37) Name of Program: CITGO COMPANION CARD Name of Issuer: Associates National Bank Contact:
800-GO-CITGO Mailing Address: PO Box 15687, Wilmington, DE 19850-5687 Cards Offered: Visa
Issuing Area: National Annual Interest Rate: Prime + 13.99% Annual Fee: None Grace Period For
Advance Fee: 5% of the amount of advance; minimum $5.00 Late Payment Fee: $20.00 Over-Limit Fee:
$20.00 Income Requirements: Not Specified Rebate: Earns 1% on everything you buy Redemption: With
each $5.00 in rebates you earn, you can get a $5 coupon along with your receipt that you can cash in at the
register or use toward another CITGO purchase (limit on coupon per transaction). Partners: None
38) Name of Program: CLICK CITI AADVANTAGE Name of Issuer: Citigroup Contact: www.citibank.com
Mailing Address: Citibank, PO Box 6116, Sioux Falls, SD 57117-6116 Cards Offered: N/A Issuing Area:
National Annual Interest Rate: Prime + 9.90% Annual Fee: $50.00 which can be waived if cardholder is
the primary cardmember on another CitiBank Aadvantage cardholder account Grace Period for Purchases:
20-25 days Interest Calculation Method: Average Daily Balance including new purchases Cash Advance
Fee: 3% of advance; minimum $5.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate:
Cardholder earns one mile for every dollar spent. Redemption: Contact Customer Service Partners: None
39) Name of Program: CLICK CITI PLATINUM SELECT Name of Issuer: Citigroup
Contact:
www.citibank.com Mailing Address: Citibank, PO Box 6116, Sioux Falls, SD 57117-6116 Cards Offered:
N/A Issuing Area: National Annual Interest Rate: Prime + 12.90%; cash advances are 19.99% Annual
Fee: None Grace Period for Purchases: 20-25 days Interest Calculation Method: Average Daily Balance
including new purchases Cash Advance Fee: 3% of advance; minimum $5.00 Late Payment Fee: $29.00
Over-Limit Fee: $29.00 Rebate: Cardholder earns 1% on a internet purchases. Redemption: Contact
Customer Service Partners: None
40) Name of Program: CLICKREWARDS Name of Issuer: Netcentives, Inc. Contact: 415-538-1888
Mailing Address: www.clickrewards.com
Cards Offered: N/A Issuing Area: National
Annual
Interest Rate: N/A Annual Fee: N/A Grace Period for Purchases: N/A Interest Calculation Method:
N/A Cash Advance Fee: N/A
Late Payment Fee: N/A Over-Limit Fee: N/A Rebate: Cardholders
can earn 150 – 500 ClickPoints by ordering items from various vendors over the internet Redemption: Go to
web site at www.clickrewards.com Partners: @Backup, 1-800-Flowers, areyoungame.com, Art Select,
barnesandnoble.com, CD NOW, CookExpress.com, Cooking.com, DealDeal.com, The Disney Store Online,
Disney’s Club Blast, Disney Travel, Kbkids.com, macys.com, MotherNature.com, NetMiles, OfficeMax.com,
PlanetRx, Preview Travel, Qpass, Red Herring, ShopSports.com, shop.theglobe.com, skymall.com, E*TRADE,
Issue # 19
CardTrak 15
TM
eBags, Edwards Luggage, eNurtrition.com, Gap Online, garden.com, HBO, iOwn.com, iPrint.com,
SmarterKids.com, SmartShip, Someone Special, Sparks.com, Stacks & Stacks, StatusFactory.com, Visto,
WebFlyer, WorldSpy, and XOOM.com
41) Name of Program: CLUB LYCOS Name of Issuer: Fleet Bank Contact: 800-752-0545 ext. 111
Mailing Address: Not Specified Cards Offered: MasterCard Issuing Area: National Annual Interest Rate:
3.99% fixed introductory rate for 6 months, thereafter, between LIBOR + 6.87% - 12.87%, depending upon
credit history Annual Fee: None Grace Period for Purchases: 20 days Interest Calculation Method:
Average Daily Balance including new purchases Cash Advance Fee: 4% of the amount of advance; $5.00
minimum Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income Requirements: Not Specified
Rebate: Cardholder earns one reward point for each dollar spent. Redemption: Redeem rewards points for
CDs, books, software, clothing, travel and much more. Contact Customer Service Partners: Not Specified
42) Name of Program: COMPUSERVE VISA Name of Issuer: First USA Bank Contact: 800-753-5734
National Annual Interest Rate: 2.90% fixed introductory rate for first 6 months, thereafter the greater of
16.40% or Prime + 6.9%; cash advances is Prime + 14.49% Annual Fee: None Grace Period for Purchases:
20-25 days Interest Calculation Method: Two-Cycle Average Daily Balance including new purchases Cash
Advance Fee: 3% of advance; minimum $5.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income
Requirements: Not Specified Rebate: Cardholder earns 5% cash back when making a purchase at one of the
participating merchants Redemption: Cash back is received on next e-card monthly statement. Partners:
Amazon.com, CDNOW.com, and many more.
43) Name of Program: CONTINENTAL AIRLINES Name of Issuer: Chase Manhattan Bank Contact:
800-245-9850 Mailing Address: Cards Offered: Visa Classic, Visa Platinum, and MasterCard Issuing Area:
National Annual Interest Rate: 7.90% fixed introductory rate for first 6 months, thereafter Prime + 9.40% for
Standard card; Prime + 8.40% for Platinum Card; cash advances are Prime + 11.55% Annual Fee: Classic
$45.00; Platinum $65.00 Grace Period for Purchases: 22 days Interest Calculation Method: Average Daily
Balance including new purchases Cash Advance Fee: 3% of the advance; minimum $5.00 Late Payment
Fee: $29.00 Over-Limit Fee: $29.00 Income Requirements: None Rebate: Cardholder earns one
Continental Airlines frequent flyer point for every dollar purchased on the program; 2,500 bonus miles when
account is opened and an earn up to 6,000 bonus miles for signing up. Earn 1,000 bonus miles upon 1 year
renewal. Redemption: Contact Continental Airlines Customer Service to redeem miles Partners: Mobile Oil –
Guam
44) Name of Program: COSTCO CASH REBATE CARD Name of Issuer: American Express Contact: 800682-2244 Mailing Address: PO Box 7852, Ft. Lauderdale, FL 33329 Cards Offered: American Express
Issuing Area: National Annual Interest Rate: 9.99% fixed introductory rate for 6 months, thereafter, Prime +
8.49% Annual Fee: None Grace Period for Purchases: 25 days Interest Calculation Method: Average
Daily Balance Method including new purchases Cash Advance Fee: 3.00% of the advance; $3.00 minimum
Late Payment Fee: $0 -$29.00 depending upon applicable law Over-Limit Fee: $0-$29.00 depending upon
applicable law Income Requirements: Not Specified Rebate: Cardholder earns up to 2% cash rebate every
year on purchases. Redemption: Redeemable at Costco. Partners: Not Specified
45) Name of Program: DELL COMPUTERS Name of Issuer: First USA Bank Contact: 888-224-3025
National Annual Interest Rate: 2.9% fixed introductory rate for first 6 months, thereafter the greater of 15.40%
or Prime + 6.90%; cash advances 19.49% Annual Fee: None Grace Period for Purchases: 20-25 days
Issue # 19
CardTrak 16
TM
Interest Calculation Method: Two-cycle Average Daily Balance including new purchases Cash Advance
Fee: 2% of advance; minimum $10.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income
Requirements: Not Specified Rebate: Cardholder earns 1% in Dell Dollars on every purchase. Redemption:
Redeem toward cardholders next system purchase from Dell Home Systems. Partners: None
46) Name of Program: DELTA SKYMILES Name of Issuer: American Express Contact: 800-SKY-MILE
Mailing Address: 200 Vesey Street, New York, NY 10285 Cards Offered: N/A Issuing Area: National
Annual Interest Rate: Prime + 9.99% Annual Fee: $55.00 for Standard card; $85.00 for Gold card and
$135.00 for Platinum card; waived if cardholder has a qualifying American Express consumer charge card
Grace Period for Purchases: 20 days Interest Calculation Method: Average Daily Balance including new
purchases Cash Advance Fee: 3.00% of each withdrawal; $3.00 minimum Late Payment Fee: $0- $29.00
Depending upon applicable law Over-Limit Fee: $0 - $29.00 depending upon applicable law Income
Requirements: Not disclosed Rebate: One Delta Skymiles for every dollar charged to the card; 1.5 mileage
bonus for each dollar spent for purchase of Delta Airlines & Delta Connection tickets, as well as Delta Dream
Vacations; 5,000 mile enrollment bonus. Earn double miles at MCI, Olive Garden and Red Lobster
Redemption: Contact Delta Skymiles Customer Service Partners: MCI, Olive Garden and Red Lobster
47) Name of Program: DINERS CLUB PREMIER REWARDS Name of Issuer: Citicorp, Inc. Contact:
800-2-DINERS Mailing Address: Citibank, C/O Citicorp Credit Services, PO Box 6020, Hagerstown, MD
21741-6026 Cards Offered: N/A Issuing Area: National Annual Interest Rate: N/A; All charges made on
this charge card are due and payable when you receive your periodic statement Annual Fee: $80.00 for
Primary Cardmember; $35.00 for each additional cardmember Grace Period for Purchases: 60 days Interest
Calculation Method: N/A Cash Advance Fee: 4% of each advance; $4.00 minimum Late Payment Fee:
For purchases: 2.5% per month on the entire past due balance if more than $115.00 is shown as past due on two
consecutive billing statements; For cash advances: 2.5% per month on the entire past due balance if more than
$40.00 is show as past due on two consecutive billing statements Over-Limit Fee: N/A Income
Requirements: $25,000 minimum annual income Rebate: Program gives two points for every dollar charged
on the Diners Club Card. These points can be redeemed for a range of options: A mile per two dollars on any or
all of the frequent flyer programs; frequent stayer perks from ten hotel chains; leisure travel selections;
distinctive merchandise; savings bonds, dining certificates; even charitable donations; 10,000 mile sign-up
bonus Redemption: Cardholder must contact Diners Club program representative to redeem points for award
Partners: Air Canada Aeroplan; Alaska Mileage Plan; America West FlightFund; American Aadvantage; Best
Western Gold Crown Club; British Airways Executive Club USA; Continental OnePass; Delta Skymiles; Hilton
HHonors; Holiday Inn Priority Club; Hyatt Gold Passport; MarkAir TravelMark; Marriott HGA; Mexicana
Frecuenta; Midwest Express Frequent Flyer; Northwest WorldPerks; Ramada Business Card; ITT Sheraton
Club International; Southwest Rapid Rewards; Thai Royal Orchid; TWA Frequent Flight Bonus; United
Mileage Plus; U.S. Air Frequent Traveler; Westin Premier, Air France Frequence Plus, Hawaiian Airlines Gold
Plus, Latin Pass, Pan American World Pass, Sabena Programme, South African Voyager Programme, Virgin
Atlantic Virgin Freeway, Crowne Plaza Preferred.
DIRECT REWARDS MASTERCARD Name of Issuer: Direct Merchants Bank
Contact: 800-379-7999
Mailing Address:
PO Box 21222, Tulsa, OK 74121-1222 Cards Offered:
MasterCard Issuing Area: National Annual Interest Rate: Between Prime + 5.49% and Prime + 15.49%
Balance (including new purchases) Cash Advance Fee:
4.0% of amount of advance; minimum $4.00
Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardholders receive a cash back reward of up
to 1%. Redemption: Automatically sent to cardholder at the end of the year. Partners: Not Specified
Issue # 19
CardTrak 17
TM
49) Name of Program: DISCOVER CARD CASH BACK AND PLATINUM CASH BACK CARD Name
of Issuer: Dean Witter, Discover & Company Contact: 800-DISCOVER Mailing Address: PO Box 15162,
Wilmington, DE 19885-9508 Cards Offered: N/A Issuing Area: National Annual Interest Rate: Regular –
14.99% fixed; Platinum Cards – 14.99% fixed Annual Fee: None Grace Period for Purchases: 25 days
Interest Calculation Method: Two-cycle average daily balance including new purchases Cash Advance Fee:
3%; minimum $5.00, No maximum Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income
Requirements: $15,000 minimum annual income Rebate: Cardmembers receive up to 1.0% money back, on
qualified purchases, based on their annual level of purchases but calculated monthly. 0.25% for $1 to $1,000;
0.50% for $1,001 to $2,000; 0.75% for $2,001 to $3,000; 1.0% over $3,000 Redemption: Cardmembers who
earn $2.00 or more in Cashback Bonus awards receive an Annual Cashback Bonus Report with their CashBack
Bonus check and have two redemption choices: 1) Cash the check and spend the money however the
Cardmember pleases; 2) Donate the check to the Make-A-Wish Foundation of America. Cardmembers who
earn less that $2.00 in Cashback Bonus awards will receive a credit on their Discover Card statement Partners:
None
50) Name of Program: DRIVER’S EDGE PLATINUM CARD Name of Issuer: Citibank
Contact: 800950-5114 Mailing Address: Citibank New Cardmember Services, 14700 Citicorp Drive, Hagerstown, MD
21749 Cards Offered: Visa Platinum and Platinum MasterCard Issuing Area: National
Annual Interest
Rate: 2.9% fixed introductory rate for 9 months on balance transfers; otherwise, Prime + 13.90% Annual
Fee: None Grace Period for Purchases: 20-25 days Interest Calculation Method: Average Daily Balance
(including new purchases) Cash Advance Fee:
3.0% of the advance, but not less than $5.00
Late
Payment Fee: $29.00 Over-Limit Fee: $2900 Rebate: Cardholders can choose the Driver’s Edge Options
Rebates, if cardholder plans to buy a car within five years or so, at 1 % on eligible purchases, up to $500 in
rebates per year, with a maximum of $2,500 on any one vehicle that is purchased or leased. Or if cardholder is
planning to buy or lease a car in the next three years, choose Driver’s Edge Charter Members Rebates Option to
insure that cardmembers which earns 2% rebates of all eligible purchases up to $500 per year. Redemption:
Contact Customer Service Partners: Not Specified
51) Name of Program: E-BAY Name of Issuer: First USA Bank Contact: 800-544-7158 Mailing Address:
PO Box 8651, Wilmington, DE 19899-8651 Cards Offered: Visa Platinum Issuing Area: National Annual
Interest Rate: 1.9% fixed introductory rate for first 6 months, thereafter Prime + 8.90%; Cash Advances - Prime
+ 12.99% Annual Fee: None Grace Period for Purchases: 20-25 days Interest Calculation Method: Twocycle Average Daily Balance including new purchases Cash Advance Fee: 3% of advance; minimum $10.00
on ATM withdrawls and minimum $15.00 on all other types of advance Late Payment Fee: $29.00 or $35.00
Over-Limit Fee: $29.00 Income Requirements: Not Specified Rebate: Cardholder earns$10 credit toward ebay fees on file for automatic payment of e-bay invoice when using cards. 5% discount on e-bay merchandise
at the e-bay online store for purchases of $25.00 or more. Redemption: Automatic Partners: None
52) Name of Program: E.CARD Name of Issuer: First USA Contact: 800-547-1802 Mailing Address:
First USA Bank; PO Box 8651; Wilmington, DE 19899-8651 Cards Offered: Visa Platinum Issuing Area:
National Annual Interest Rate: 2.90% fixed introductory rate for first 6 months; thereafter Prime + 8.90%;
Cash advances are Prime + 11.99% (minimum 19.49%) Annual Fee: None Grace Period for Purchases: 2025 days Interest Calculation Method: Two-cycle average daily balance including new purchases Cash
Advance Fee: 2% of advance; minimum $5.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate:
Cardholder earns 5% cash back on all purchases that are made on-line at any one of the participating
merchants. Redemption: The reward is automatically credited to your e.card statement the following month
Partners: amazon.com; Audio Book Club; Dean & Deluca; eToys; Flowers USA; Fragrance Counter;
Issue # 19
CardTrak 18
TM
garden.com; MyPilot; Reel.com; Value America, 800 Spirits, CDNOW.com, Out Post, Flower Club, Virtual
Vineyards, Telekomnet, Furniture Find, Watchzone and more.
53) Name of Program: E*TRADE Name of Issuer: First USA Contact: 800-224-1092 Mailing Address:
First USA Bank, PO Box 15281, Wilmington, DE 19885-5281 Cards Offered: Platinum Visa Issuing Area:
National Annual Interest Rate: 2.90% fixed introductory rate for first 5 months, thereafter Prime + 8.90%;
Cash Advances - 19.49% variable rate
Annual Fee: None Grace Period for Purchases: 20-25 days
Interest Calculation Method: Two-Cycle Average Daily Balance including new purchases Cash Advance
Cardholder earns 5% cash back on all purchases that are made on-line at any one of the participating
merchants. Redemption: The reward is automatically credited to your e.card statement the following month
Partners: amazon.com; Audio Book Club; Dean & Deluca; eToys; Flowers USA; Fragrance Counter;
garden.com; MyPilot; Reel.com; Value America, 800 Spirits, CDNOW.com, Out Post, Flower Club, Virtual
Vineyards, Telekomnet, Furniture Find, Watchzone and more.
54) Name of Program: EDDIE BAUER MASTERCARD Name of Issuer: First Consumers National Bank
Contact: 800-211-7340 Mailing Address: Not Specified Cards Offered: MasterCard Issuing Area: National
Annual Interest Rate: 6.90% fixed introductory rate for first 6 months, thereafter Prime + 4.99% Annual Fee:
None Grace Period for Purchases: 30 days Interest Calculation Method: Two-Cycle Average Daily
Balance including new purchases Cash Advance Fee: 3% of the amount advances, minimum $3.00 Late
Payment Fee: $35.00 Over-Limit Fee: $29.00 Income Requirements: Not Specified Rebate: Cardholder
earns 1% of each purchase toward rewards certificates good for Eddie Bauer Merchandise. Earn 3% back in
rewards certificates when you shop at Eddie Bauer.
Redemption: Certificates are automatically sent.
EDVANCE PLATINUM Name of Issuer: FleetBoston Credit Card Services
Contact: 888-EDVANCE Mailing Address: PO Box 15480, Wilmington, DE 19850 Cards Offered:
MasterCard Issuing Area: National Annual Interest Rate: 1.99% fixed introductory for first 6 months;
thereafter, 14.99% Annual Fee: None Grace Period for Purchases: 20 days Interest Calculation Method:
Average Daily Balance (including new purchases) Cash Advance Fee:
4.00% of the amount of advance;
minimum $5.00
Late Payment Fee: $35.00 Over-Limit Fee: $29.00 Rebate: Cardholders earns one
point for every dollar charged spent on purchases with card. Once cardholder reaches 2,500 points, cardholder
will automatically be sent a $50.00 series EE U.S. Savings Bond Redemption: Automatically Partners: Not
Specified
56) Name of Program: EXXON GASOLINE Name of Issuer: GE Capital Consumer Card Company
Contact: 800-YES-EXXN Mailing Address: PO Box 7510, London, KY 40742-9912 Cards Offered:
MasterCard Issuing Area: National Annual Interest Rate: Prime + 14.07% Annual Fee: None Grace
Period for Purchases: 25 days Interest Calculation Method: Average Daily Balance including new
purchases Cash Advance Fee: 2.5% of the advance; minimum $2.00 Late Payment Fee: $29.00 in most
states Over-Limit Fee: $29.00 in most states Income Requirements: $12,000 minimum annual income
Rebate: 3% rebate on all purchases made at participating Exxon or Mobile stations in the United States; 1%
rebates on all other purchases; No limit on rebates toward free Exxon gasoline Redemption: Rebates are
credited to cardholders monthly statement and automatically applied to any future Exxon purchases made with
the card Partners: None
57) Name of Program: FIRST TRAVEL Name of Issuer: First Tennessee Contact: 888-382-6654 Mailing
Address: PO Box 1545, Memphis, TN 38101-1545 Cards Offered: Visa Platinum Issuing Area: National
Issue # 19
CardTrak 19
TM
Annual Interest Rate: 2.9%-6.9% fixed introductory rate for 6 months, thereafter Prime + 2.90% - 11.90%
depending upon credit history Annual Fee: $75.00 unless you have a Priority Choices account, then it is
waived Grace Period for Purchases: 25 days Interest Calculation Method: Average Daily Balance
including new purchases Cash Advance Fee: 2% of each advance; minimum $2.00 Late Payment Fee:
$29.00 Over-Limit Fee: $29.00 Rebate: Cardholder earns one travel point for every dollar in purchases on
the First Travel VISA Platinum Card redeemable for airline tickets, cruises and vacation packages
Redemption: 15,000 points needed to get a roundtrip airline ticket. Contact customer service Partners: Not
Specified
58) Name of Program: FIRSTAIR Name of Issuer: National City Bank Contact: 800-423-3883 Mailing
Address: PO Box 94985, Cleveland, OH 44101-4985 Cards Offered: Visa Issuing Area: National Annual
Interest Rate: 6.9% fixed introductory rate for 6 months, thereafter, Prime + 9.90% Annual Fee: Standard:
$45.00 Platinum: $59.00 Grace Period for Purchases: 20-25 days Interest Calculation Method: Average
Daily Balance Method including new purchases Cash Advance Fee: 3.00% of the advance; $3.00 minimum
Cardholder earns one travel point for every dollar spent on purchases. 2,500 travel point sign up bonus; 2,500
travel point balance transfer bonus ($2,000 or more) Redemption: As few as 20,000 travel points for a free
round-trip flight. Partners: Not Specified
59) Name of Program: FLIGHT REWARDS Name of Issuer: Chase Manhattan Contact: 800-441-7681
Mailing Address:
Chase Manhattan Bank, USA, National Association, PO Box 15861, Wilmington, DE
19885-5861 Cards Offered: Visa and MasterCard Issuing Area: National Annual Interest Rate: 2.99%
fixed introductory rate for 9 months; thereafter, Platinum is Prime + 5.49% and Classic is Prime + 9.49%
Late Payment Fee: $25.00 Over-Limit Fee: $25.00 Rebate: Cardmembers earn one point for every dollar
charge in purchases to their Chase credit card account. Cardmembers will also earn one point for every dollar
transferred to such account by means of balance consolidations up to a maximum of 2,500 points per calendar
year. Maximum point accumulations are 10,000 points per credit card billing cycle and 60,000 points per year.
Cardmembers who earn 15,000 points can redeem them for discount of $100 off any non-refundable and nonchangeable coach airfare, with any airline, and on any domestic available flight within the 48 contiguous United
States. Cardmembers who earn 25,000 points can redeem them for a round-trip, scheduled ticket on any U.S.
airline carrier for travel between and within any of the 48 contiguous United States, subject to availability.
Redemption: Cardholder must call Flight Rewards Travel Center at 800-581-7770. Partners: Not Specified
60) Name of Program: FORBES Name of Issuer: First USA Bank Contact: 877-533-9656 Mailing
Address: First USA Credit Card Services, PO Box 8651, Wilmington, DE 19899-8651 Cards Offered:
Platinum Visa and Platinum MasterCard Issuing Area: National Annual Interest Rate: 2.9% fixed
introductory rate for 9 months on balance transfers and Prime + 6.99% Annual Fee: None Grace Period for
Purchases: 20-25 days Interest Calculation Method: Two-Cycle Average Daily Balance including new
purchases Cash Advance Fee: 2.0% of advance; minimum $10.00 Late Payment Fee: $29.00 Over-Limit
Fee: $29.00 Income Requirements: Not Specified Rebate: Cardholders can save $10.00 on the Forbes
Stock Course; Save $10.00 on Forbes Magazine; Save 20% on Audacity Magazine; Save 10% on American
Heritage Magazine; save 20% on Invention and Technology Magazine; and receive “Thoughts on the Business
of Life” a three boxed set of 9,000 anecdotal quotes for just $69.50. Cardholder can also earn points toward
free airline travel, hotel accommodations and car rentals, whenever you use the card. There is an additional
monthly fee for the Value Miles Travel Rewards Program. Redemption: Cardholders can earn points
Issue # 19
CardTrak 20
TM
redeemable for travel to Hawaii and Europe as well as the continental U.S., Caribbean, and Mexico. There are
no black out dates, and cardmembers can specify preferred airlines and flight times. Partners: None
61) Name of Program: FULTON BANK TRAVEL CARD Name of Issuer: Fulton Bank Contact: 800-3222595 Mailing Address: Not Specified Cards Offered: Visa Gold Issuing Area: Pennsylvania Annual
Interest Rate: Between 10.7% and 14.4% depending upon credit history Annual Fee: $50.00 Grace Period
for Purchases: 25 days Interest Calculation Method: Average Daily Balance including new purchases Cash
Advance Fee: 2.00% of advance; maximum $10.00 Late Payment Fee: $25.00 Over-Limit Fee: $25.00
Income Requirements: Not Specified Rebate: Cardholder earns one point per dollar spent on the card.
Redemption: Points are redeemable for travel dollars at WorldWide Travel Agency with offices in Lancaster,
Reading and Camp Hill. Partners: None
62) Name of Program: GATEWAY MASTERCARD Name of Issuer: MBNA America Contact: 800-9322775 Mailing Address: PO Box 15342, Wilmington, DE 19850 Cards Offered: MasterCard Issuing Area:
National Annual Interest Rate: 3.9% fixed introductory rate for first 6 months; thereafter 13.99% variable rate
Balance Method including new purchases Cash Advance Fee: 3.00% of the advance; $5.00 minimum Late
Payment Fee: $29.00 Over-Limit Fee: $29.00 Income Requirements: Not Specified Rebate: Cardholder
earns 1% credit rebate toward your future purchase of Gateway products. Redemption: Contact Customer
Service Partners: Not Specified
63) Name of Program: GE SELECT Name of Issuer: First USA Bank Contact: www.firstusa.com Mailing
Address: PO Box 182793, Columbus, OH 42318-2793Cards Offered: MasterCard Issuing Area: National
Annual Interest Rate: 3.9% fixed introductory rate for 6 months, thereafter, Prime + 8.4%; Cash advances
Prime + 12.99% Annual Fee: None Grace Period for Purchases: 20-25 days Interest Calculation Method:
Two-Cycle Average Daily Balance Method including new purchases Cash Advance Fee: 3.00% of the
Specified Rebate: Cardholder earns 2% rebate for vacations booked through GE Vacations using your card.
Redemption: 2% is credited to your account the month following the trip. Partners: Not Specified
64) Name of Program: GENERAL MOTORS Name of Issuer: Household Bank Contact: 800-846-2273
Mailing Address: PO Box 80084, Salinas, CA 93912-0084 Cards Offered: MasterCard Issuing Area:
National Annual Interest Rate: 2.9% fixed introductory rate for 6 months on balance transfers, and purchases
are Prime + 9.99% Annual Fee: None Grace Period for Purchases: 25 days Interest Calculation Method:
Average Daily Balance including new purchases Cash Advance Fee: 3.00% of any other advance, minimum
The program enables cardholders to accumulate savings towards the future purchase or lease of a new GM card
or truck. Every purchase made with the card earns a 5% rebate. Redemption: The rebates can be used towards
any GM automobile product (excluding Saturn, Saab and EVI). Negotiate best deal for new GM automobile or
truck then present rebate Partners: GM Vacations, Mobil Oil, MCI, Alamo Rent-A-car, Marriott Hotels, Suite
and Resorts, Courtyard by Marriott, Fairfield Inn and Marriott Ownership Resorts.
65) Name of Program: GET SMART VISA Name of Issuer: Providian Bank Contact: www.aria.com
Mailing Address: Aria, PO Box 194585, San Francisco, CA 94119-4585 Cards Offered: Visa Platinum
Premier Issuing Area: National Annual Interest Rate: Platinum Premium: 0% for first 3 months, thereafter
9.99% fixed rate; Portrait: 0% for first 2 months, thereafter Prime + 10.99%; Persona: 0% for first 2 months,
thereafter, 23.99% fixed Annual Fee: None for Platinum Premium and Platinum. Portrait: None and Persona:
$59.00 or $89.00 (also there is a one-time processing fee of $49.00 or $89.00) Grace Period for Purchases: 25
Issue # 19
CardTrak 21
TM
days Interest Calculation Method: Average Daily Balance Method including new purchases Cash Advance
Cardholder earns points good for travel, entertainment, shopping and dining. There are thousands of choices
from more than 40 premier merchants, including Macy’s, Blockbuster, Barnes & Noble, Marriott and Red
Lobster. Earn 500 points just for accepting the Aria Visa card. Earn 2,500 points for balance transfers. Earn
up to 5 points for every dollar you spend with featured merchants. Also, earn double even triple points for
shipping with selected vendors. Redemption: Contact customer service Partners: Not Specified
66) Name of Program: GOLF OPTIMA CARD Name of Issuer: American Express Contact: 800-AXPGOLF Mailing Address: American Express Centurion Bank c/o Optima Accounts, PO Box 31516, Salt Lake
City, UT 84131-9945 Cards Offered: Optima Issuing Area: National Annual Interest Rate: 4.90%
introductory rate for the first six months, thereafter, Prime + 9.99% Annual Fee: None Grace Period for
Advance Fee: 3.00% of advance; $3.00 minimum Late Payment Fee: $0-$29.00 (depending on applicable
law) Over-Limit Fee: $0-$29.00 (depending on applicable law)Income Requirements: Not Specified
Rebate: Cardholder receives one point for every eligible dollar spent on the card. Points can be used toward
golf rewards such as free equipment, free clothing, free golf instruction and free stay & play vacations.
Cardholders also have exclusive golf privileges, including Advance Tee Time Reservations at over 150
American Golf Courses and at over 50 participating Golf resorts plus access to all-inclusive golf travel packages
offered by American Express. 2,000 bonus gold points with first use of the card. Redemption: Cardholder can
earn golf equipment; gold instruction, and other exciting gold rewards. Cardholders redeem rewards through
customer service Partners: Callaway Golf, American Golf, Golf Hyatt, Hilton Golf Resorts, Print Resorts
Hawaii, Bobby Jones, Marriott Golf Resort, David Leadbetter Golf Academy
67) Name of Program: GRAND OLE OPRY PLATINUM CARD Name of Issuer: First USA Contact: 888338-2586 (Use Code HH96 or HH99) Mailing Address: First Credit Card services USA, LLC; PO Box 8651;
Wilmington, DE 19899-8651 Cards Offered: Visa Issuing Area: National Annual Interest Rate: 3.9%
fixed introductory rate for first five months; thereafter, 12.99% fixed rate Annual Fee: None Grace Period
for Purchases: 20-25 days Interest Calculation Method: Two-Cycle Average Daily Balance including new
purchases Cash Advance Fee: 2% of the amount of advance; minimum $10.00 Late Payment Fee: $29.00
Over-Limit Fee: $29.00 Rebate: Cardholder can earn points towards free tickets, merchandise, backstage
passes, country music recording, VIP meet-n-greet with opry stars and more. Receive a $20.00 credit just for
opening your account. Redemption: Contact Customer Service Partners: Not Specified
68) Name of Program: GULF GASOLINE Name of Issuer: Fleet Bank Contact: 800-774-4853 Mailing
Address: PO Box 2845, Hartford, CT 06101-8372 Cards Offered: MasterCard Issuing Area: Northern
United States Annual Interest Rate: Prime + 7.90% Annual Fee: None Grace Period for Purchases: 20
days Interest Calculation Method: Average Daily Balance including new purchases, other than new Gulf
gasoline purchases Cash Advance Fee: 2.50% of advance; minimum $3.00, maximum $15.00 Late Payment
Fee: $20.00 Over-Limit Fee: $20.00 Income Requirements: Not Specified Rebate: Cardholder earns
4.00% rebate on Gulf gasoline purchases and 1.00% on general purchases; $350 annual rebate cap
Redemption: Rebate is automatically credited to cardholder account to be applied to future Gulf gasoline
purchases Partners: None
69) Name of Program: HARLEY-DAVIDSON CHROME HIGH PERFORMANCE Name of Issuer: US
Bank Contact: 800-699-2281 Mailing Address: Not Specified Cards Offered: Visa Issuing Area: National
Annual Interest Rate: Between 17.90% and 18.90% depending upon credit history Annual Fee: None Grace
Period for Purchases: 25 days Interest Calculation Method: Average Daily Balance Method including new
Issue # 19
CardTrak 22
TM
purchases Cash Advance Fee: 3.00% of the advance; $5.00 minimum Late Payment Fee: $29.00 OverLimit Fee: $29.00 Income Requirements: Not Specified Rebate: Cardholder earns one point for every
dollar charged on card. Redemption: With every 2,500 points you earn a $25.00 Harley Chrome Cash
Certificate, redeemable at participating Harley-Davidson dealers and Harley-Davidson Cafes Partners: Not
Specified
70) Name of Program: HAWAII ADVANTAGE Name of Issuer: First Hawaiian Bank Contact: 800-3422778 Mailing Address: First Hawaiian Bank; Bankcard Department; PO Box 1959; Honolulu, HI 96805-9957
Cards Offered: Visa and Visa Gold Issuing Area: National Annual Interest Rate: Standard: 16.50% fixed
rate; Gold: 16.50% fixed rate Annual Percentage Rate for Cash Advances: 18.00% fixed Annual Fee:
Standard: $25.00; Gold: $55.00 Grace Period for Purchases: 25 days Interest Calculation Method: Average
Daily Balance including new purchases Cash Advance Fee: 2% of advance; minimum $2.00 Late Payment
Fee: $15.00 Over-Limit Fee: $15.00 Rebate: Cardholder earns up to 1% rebate on all purchases which is
applied toward the next Classic Hawaii Vacation. Redemption: Contact customer service Partners: Not
Specified
71) Name of Program: HAWAIIANMILES Name of Issuer: Wells Fargo Bank Contact: 800-729-6106
Mailing Address: Wells Fargo, PO Box 4044, Concord, CA 94524-4044 Cards Offered: MasterCard
Standard and Platinum MasterCard Issuing Area: Western United States Annual Interest Rate: Standard:
Prime + 9.40%; Platinum: Prime + 8.40% Annual Fee: Standard: $24.00; Platinum: $50.00 Grace Period for
Purchases: 20-25 days Interest Calculation Method: Average Daily Balance including new purchases Cash
Advance Fee: 4.00% of advance; minimum $10.00 Late Payment Fee: $25.00 Over-Limit Fee: $25.00
Income Requirements: Not Specified Rebate: Cardholder earns one mile for every dollar spent. Get 5,000
free miles just for opening the account. Earn double miles when you use your card at participating Outrigger
Hotels Redemption: Contact customer service Partners: None
72) Name of Program: HILTON OPTIMA Name of Issuer: American Express Contact: 800-4-OPTIMA
Mailing Address: PO Box 31508, Salt Lake City, UT 84131-9844 Cards Offered: N/A Issuing Area:
National Annual Interest Rate: 2.90% introductory rate for six months, thereafter Prime +9.99% Annual Fee:
None Grace Period for Purchases: 25 days Interest Calculation Method: Average Daily Balance including
new purchases Cash Advance Fee: 3.00% of each withdrawal, $3.00 minimum Late Payment Fee: $0 $29.00 (as determined by applicable law) Over-Limit Fee: $0 - $29.00 (as determined by applicable law)
Income Requirements: Not Specified Rebate: Cardholder receives up to 13 points when staying at HHonors
Hotels; 5,000 point sign up bonus; 2,500 point bonus awarded the first time the card is used, cardholders is
automatically enrolled in Hilton HHonors reward program; 10 additional Honors points are earned for every
dollar charged to a hotel room account regardless of how room is paid. Cardholder received 1 certificate
annually for a free room upgrade. 7,500 point welcome bonus. Redemption: Contact Customer Service
Partners: Air Canada, Alaska Airlines, America West, American Airlines, Delta Air Lines, Mexicana Airlines,
United Airlines, US Air, National, Interrent, Avis, Thrifty, Club Med
73) Name of Program: HOME SHOPPING NETWORK Name of Issuer: First USA Bank Contact: 888509-3249 Mailing Address: PO Box 8651, Wilmington, DE 19899-8651 Cards Offered: Visa Standard and
Visa Platinum Issuing Area: National Annual Interest Rate: 3.9% fixed introductory rate for first 6 months,
thereafter Standard: Prime + 10.49%; Platinum: Prime + 8.90% Annual Fee: None Grace Period for
Purchases: 20-25 days Interest Calculation Method: Two-cycle Average Daily Balance including new
purchases Cash Advance Fee: 2% of advance; minimum $10.00 Late Payment Fee: Standard is $35.00;
Platinum is $29.00 Over-Limit Fee: $29.00 Income Requirements: Not Specified Rebate: Cardholder earns
1 point for every dollar charged. Redemption: Redeem toward valuable HSN merchandise. Partners: None
Issue # 19
CardTrak 23
TM
74) Name of Program: INTEGRA BANK REWARDS Name of Issuer: Integra Bank Contact: 800-4671928 Mailing Address: PO Box 868, Evansville, IN 47705 Cards Offered: MasterCard, MasterCard
Gold, Platinum MasterCard Issuing Area: National
Annual Interest Rate: Standard: 15.90% variable
rate; Gold: 14.90% variable rate; Platinum: 12.90% variable rate Annual Fee: None Grace Period for
Purchases: 25 days Interest Calculation Method: Average Daily Balance (including new purchases) Cash
Advance Fee: 2.00% of the amount advanced; minimum $2.00
Late Payment Fee: $20.00 Over-Limit
Fee: $15.50 (after 10 days) Rebate: Cardholder earns 1 point for every dollar charged with card. Also offers
cash in points and on select gifts from the ScoreCard catalog Redemption: Contact Customer Service
75) Name of Program: IVILLAGE.COM Name of Issuer: First USA Bank Contact: 800-547-1802
Mailing Address: First Credit Card Services USA, LLC, PO Box 8651, Wilmington, De 19899-8651 Cards
Offered: Visa Platinum Issuing Area: National Annual Interest Rate: 2.9% fixed introductory rate for
first 5 months; thereafter, Prime + 6.90% Annual Fee: None Grace Period for Purchases: 20-25 Days
Interest Calculation Method: Two-Cycle Average Daily Balance (including new purchases) Cash Advance
Fee: 3.0% of the amount of the advance; minimum $10.00 Late Payment Fee: $29.00 Over-Limit Fee:
$29.00 Rebate: Cardholder earns One reward point for every dollar spent. Redemption: Points earn
merchandise at iBaby, the iVillage.com store, Astrology.net and much more. Partners: Not Specified
76) Name of Program: JAMAICA SAVINGS PLATINUM PLUS MILES Name of Issuer: North Fork Bank
Contact: 800-545-7899 Mailing Address: Platinum Plus New Account Acceptance Center; PO Box 15464;
Wilmington, DE 19885-5464 Cards Offered: Visa and MasterCard Issuing Area: Eastern States Annual
Interest Rate: 3.9% fixed introductory rate on balance transfers, otherwise Prime +7.40% Annual Fee: None
for card; to enroll in Platinum Plus Miles program there is a $35.00 annual fee Grace Period for Purchases:
25 days Interest Calculation Method: Average Daily Balance including new purchases Cash Advance Fee:
3% of the amount of advance; minimum $5.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate:
Cardholders earn one Plus Mile for every dollar of purchases made with the card. 50% bonus: earn 1.5 Plus
Miles for every dollar of new retail purchases charged during any month in which you carry over a prior
balance. Redemption: Rebates will be conveniently credited to your billing statement on a quarterly basis
77) Name of Program: JCB CASH BACK Name of Issuer: JCB Bank Contact: 800-366-4522 Mailing
Address: JCB Bank, NA, PO Box 71607, Los Angeles, CA 90071-9933 Cards Offered: JCB Silver and
JCB Gold Card Issuing Area: National Annual Interest Rate: Silver: Prime + 8.5%; Gold: Prime + 7.5%
Annual Fee: Silver: $20.00; Gold: $50.00 Grace Period for Purchases: 25 Days Interest Calculation
Method: Average Daily Balance (including new purchases) Cash Advance Fee: 2.0% of the amount of the
advance; minimum $2.00 Late Payment Fee: $25.00 Over-Limit Fee: $25.00 Rebate: Cardholder earns
1% cash rebate on purchases at participating retailers that accept JCB Cards. Cardholders will receive one JCB
Bonus Point for every $200 in purchases with your card. When you accumulate 10 JCB Bonus Points, you can
redeem $10.00 cash back. Redemption: Contact Customer Service Partners: Not Specified
78) Name of Program: JEWEL-OSCO PREFERRED VISA Name of Issuer: US Bank Contact: 800-9471444 or local store Mailing Address: US Bank, PO Box 64077, St. Paul, MN 55164 Cards Offered: Visa
Issuing Area: Illinois Annual Interest Rate: Between 17.00% and 21.00% depending upon credit history
Annual Fee: $20.00, which is waived if you use the card 3 times each year. Grace Period for Purchases: 2025 days Interest Calculation Method: Average Daily Balance including new purchases Cash Advance Fee:
2.5% of the amount of advance; minimum $2.50 Late Payment Fee: $29.00 Over-Limit Fee: $29.00
Income Requirements: Not Specified Rebate: Cardholder earns two points for every dollar spent on the card
Issue # 19
CardTrak 24
TM
at any Jewel-Osco locations, and one point for every dollar spent on the card at any other retailer that accepts
Visa. Cardholders start earning rewards once 1,500 points have been acquired. Cardholders can earn $100 off
select vacation packages with Carnival Cruise Lines or Royal Caribbean International. Also, earn certificates
for $25 worth of free food at Jewel-Osco for 2,500 points, or free American Airline tickets at 25,000 points
Redemption: Contact Customer Service Partners: Not Specified
79) Name of Program: KING SOOPERS VISA Name of Issuer: US Bank Contact: 800-947-1444
Mailing Address: PO Box 64077, St. Paul, MN 55164 Cards Offered: Visa Issuing Area: National
Annual Interest Rate: Between 17.00% and 21.00% depending upon credit history Annual Fee: None if
card is used at least 3 times a year, otherwise, $20.00 Grace Period for Purchases: 20-25 days Interest
Calculation Method: Average Daily Balance (including new purchases) Cash Advance Fee:
3.00% of
amount of advance; minimum $5.00
Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate:
Cardholder earns rewards like $25.00 King Soopers certificates, discounted vacations and cruise packages.
Cardholders earn 1,000 bonus points once account is approved. Redemption: Contact customer service
80) Name of Program: KROGER VISA Name of Issuer: US Bank Contact: 888-906-8899
Mailing
Address: PO Box 64077, St. Paul, MN 55164 Cards Offered: Visa Issuing Area: National Annual
Interest Rate: Between 17.00 and 21.00% depending upon credit history Annual Fee: None if card is used at
least 3 times a year, otherwise, $20.00 Grace Period for Purchases: 20-25 days Interest Calculation
Method: Average Daily Balance (including new purchases) Cash Advance Fee:
3.00% of amount of
rewards like grocery certificates, free travel and free hotel stays. Cardholders earn 1,000 bonus points once
account is approved. Redemption: Contact customer service Partners: Not Specified
81) Name of Program: LL BEAN Name of Issuer: MBNA America Contact: 800-598-8748
Mailing
Address: PO Box 15020, Wilmington, DE 19850 Cards Offered: Visa Issuing Area: National Annual
Interest Rate: 14.99% Annual Fee: None Grace Period for Purchases: 25 days Interest Calculation
3.00% of amount of
coupon dollars. For every $200 spent at LL Bean, cardholder earns $6.00 in coupons; For every $200 spent
anywhere else, cardholder earns $1.00. Cardholder also earns $20 for every $200 spent in the Outdoor
Discovery Schools.
Redemption: each time cardholder earns $10.00, a $10.00 coupon will be sent
automatically Partners: Not Specified
82) Name of Program: LIVE BROADWAY Name of Issuer: First USA Bank Contact: 888-205-3318
Mailing Address: First Credit Card Services USA, LLC, O Box 8651, Wilmington, DE 19899-8651 Cards
Offered: Visa Issuing Area: National
Annual Interest Rate: 3.9% fixed introductory rate for first 6
months; thereafter, 17.90% Annual Fee: None Grace Period for Purchases: 20-25 Days Interest
Calculation Method: Two-Cycle Average Daily Balance (including new purchases) Cash Advance Fee:
2.0% of the amount of the advance; minimum $5.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00
Rebate: Cardholder earns 1 point for each dollar charted. Redemption: Points earn free tickets to Broadway
performances, show merchandise and memorabilia, and exclusive tours. Contact Customer Service Partners:
Not Specified
83) Name of Program: LOEHMANN’S Name of Issuer: First USA Bank Contact: 800-347-7887 Mailing
Address: Bankcard Center, PO Box 8651, Wilmington, DE 19885-9902 Cards Offered: Visa Issuing Area:
National Annual Interest Rate: 2.9% introductory rate for the first 6 months; thereafter, Prime + 6.90%
Issue # 19
CardTrak 25
TM
(minimum 14.90%) Annual Fee: None Grace Period for Purchases: 20-25 days Interest Calculation
$10.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Use if for Loehmann’s purchases and
cardholder will earn Insider Club Rewards equal to 3% of the total purchase amount. Use it to shop everywhere
else and cardholder will earn Insider Club Rewards equal to 1% of the total purchase amount. Redemption:
For every $15 in Insider Club Rewards cardholder accumulates, the cardholder will receive a $15 Loehmann’s
Reward Certificate redeemable at any Loehmann’s store. Cardholder will receive a $25.00 gift certificate for
becoming a member Partners: Not Specified
84) Name of Program: MARRIOTT REWARDS Name of Issuer: First USA Bank Contact: 800-347-7887
Mailing Address: PO Box 15616, Wilmington, DE 19885-9385 Cards Offered: Visa Gold Issuing Area:
National
Annual Interest Rate: Prime + 9.90% Annual Fee: $30.00; waived for the first year Grace
Period for Purchases: 20-25 days Interest Calculation Method: Average Daily Balance (including new
purchases) Cash Advance Fee: 3.00% of the amount advanced; minimum $10.00
Late Payment Fee:
$29.00 Over-Limit Fee: $29.00 Rebate: Cardholder earns 3 points for every dollar charged in purchases at
over 1,800 hotels. Also, cardholder will earn 1 point for every dollar charged in purchases everywhere else
Redemption: Awards starting as low as 7,000 points. Contact Customer Service Partners: Marriott Hotels,
Resorts and Suites, Fairfield Inn Hotels, Fairfield Suites, Courtyard Hotels, Residence Inn Hotels, TownePlace
Suites and select Renaissance Hotels and Resorts, Marriott Conference Centers and Marriott Vacation Club
International resorts
85) Name of Program: MILESONE CARD Name of Issuer: Capital One Contact: 800-548-4593 Mailing
Address: Card Center, PO Box 26625, Richmond, VA 23261-6625 Cards Offered: Visa Platinum Issuing
Area: National Annual Interest Rate: 9.90% Fixed Annual Fee: $19.00 Grace Period for Purchases: 25
2.5% of the amount of cash advance, but not less that $2.50 Late Payment Fee: $25.00 Over-Limit Fee:
$25.00 Income Requirements: Not Specified Rebate: Cardholder earns one mile for every dollar you spend
on your Visa Platinum MilesOne card. Redemption: Miles can be applied toward travel on any U.S. based
domestic or international airline – any time. There are no black out periods, so you can fly on the day that best
fit your schedule with no seat restrictions. 18,000 miles for free same zone airfare and 25,000 miles for
anywhere in the continental United States Comments: Your account must be open and in good standing to
receive mileage points. Complete information on this MilesOne program will be sent to you after your account
is opened.
86) Name of Program: MYRTLE BEACH Name of Issuer: First USA Bank Contact: 800-793-5130
Mailing Address: First USA Bank, PO Box 8651, Wilmington, DE 19899-8651 Cards Offered: Privileged
Platinum Visa Issuing Area: National
Annual Interest Rate: 3.9% fixed introductory rate for first 6
months; thereafter 15.90%%% Annual Fee: None Grace Period for Purchases: 20-25 Days Interest
Rebate: Cardholder earns 1 points for every dollar charged, toward Myrtle Money that can be used at
participating Myrtle Beach area businesses. You will also receive special benefits and 10% discounts when you
use the card at select Myrtle Beach hotels, motels, restaurants, nightclubs, shops and theaters. Discounts are
also available for boat charters and watersport rentals, golf courses, golf schools, attractions, travel services and
various other service providers. Redemption: Every 1,000 points a $5.00 voucher is sent Partners: Not
Specified
Issue # 19
CardTrak 26
TM
87) Name of Program: MYRTLE BEACH GOLD HOLIDAY Name of Issuer: MBNA America Contact:
800-WEB-APPLY Mailing Address: PO Box 15020, Wilmington, DE 19850 Cards Offered: MasterCard
Issuing Area: National Annual Interest Rate: 15.99% variable rate Annual Fee: None Grace Period for
Advance Fee: 3% of the amount advanced minimum $5.00 Late Payment Fee: $29.00 Over-Limit Fee:
$29.00 Income Requirements: Not Specified Rebate: Cardholder earns valuable points toward Myrtle Beach
Gold Vacations. Redemption: Contact Customer Service Partners: Not Specified
88) Name of Program: NATIONAL DISCOUNT BROKERS Name of Issuer: First USA Contact: 888499-2979 Mailing Address: First USA, PO Box 15281, Wilmington, DE 19885-5281 Cards Offered:
Visa Platinum Issuing Area: National Annual Interest Rate: 2.9% fixed introductory rate for 6 months,
thereafter, Prime + 8.9% Annual Fee: None Grace Period for Purchases: 20-25 days Interest
3.00% of the amount of advance; minimum $5.00
Late Payment Fee: $29.00 Over-Limit Fee: $29.00
Rebate: Cardholders earns 5% cash back for on-line purchases at participating merchants. Redemption:
Automatically Partners: amazon.com; Audio Book Club; Dean & Deluca; eToys; Flowers USA; Fragrance
Counter; garden.com; MyPilot; Reel.com; Value America, 800 Spirits, CDNOW.com, Out Post, Flower Club,
Virtual Vineyards, Telekomnet, Furniture Find, Watchzone and more.
89) Name of Program: NASCAR VISA Name of Issuer: MBNA America
Contact: 800-932-2775
Mailing Address: PO Box 15342, Wilmington, DE 19850 Cards Offered: Visa Issuing Area: National
Annual Interest Rate: 13.99% variable rate Annual Fee: None Grace Period for Purchases: 25 days
Interest Calculation Method:
3.00% of the amount advanced; minimum $5.00
Rebate: Cardholder earns reward points for up to $50 in yearly savings on officially licensed NASCAR
merchandise. Redemption: Contact Customer Partners: Not Specified
NET.B@NK Name of Issuer: First USA Contact: 888-539-7594
Mailing
Address: First USA, PO Box 15281, Wilmington, DE 19885-5281 Cards Offered: Visa Platinum Issuing
Area: National Annual Interest Rate: 2.9% fixed introductory for first 5 months; thereafter, Prime + 8.40%
Annual Fee: None Grace Period for Purchases: 20-25 days Interest Calculation Method: Two-Cycle
2.00% of the amount of advance;
minimum $10.00
Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardholders earns 5%
cash back on purchases at participating on-line merchants Redemption:
Automatically Partners:
Amazon.com, PaulFredrick.com, SharperImage.com, Watchzone.com, WorldWideSports.com, CDNOW.com,
CustomDisc.com, Reel.com, MyPilot.com, Outpost.com, eToys.com, GeniusBabies.com, BuyCoffee.com,
Dean-Deluca.com, OmahaSteaks.com, Wine.com, 800Spirits.com, Enchanted Moon, FlowerClub.com,
FlowersUSA.com, Send.com, FunitureFind.com, Garden.com, iBeauty.com, MotherNature.com
NETSCAPE TRAVELER MILES Name of Issuer: CitiBank
Contact:
www.netscapecard.com
Mailing Address:
Travelers Bank USA, Customer Service, PO Box 15066,
Wilmington, DE 19850-5066 Cards Offered: Platinum MasterCard Issuing Area: National Annual
Interest Rate: 0% introductory rate for first 6 months; thereafter, Prime + 7.99% Annual Fee: $39.00
Grace Period for Purchases: 20 days Interest Calculation Method: Average Daily Balance (including new
purchases) Cash Advance Fee:
Late Payment Fee:
$29.00 Over-Limit Fee: $29.00 Rebate: Cardholders earns one TravelerMile for every dollar in purchases.
Cardholder earns 3 TravelerMiles for every dollar in monthly finance charges. Redemption: Earn $100 off
Issue # 19
CardTrak 27
TM
any airfare with every 8,000 TravlerMiles. Free round trip flight anywhere in the US at only 32,000
TravelerMiles or $400 off a flight anywhere in the world. Partners: Not Specified
NETSCAPE VALUES
Name of Issuer:
CitiBank
Contact:
www.netscapecard.com
Mailing Address:
Travelers Bank USA, Customer Service, PO Box 15066,
Wilmington, DE 19850-5066 Cards Offered: Platinum MasterCard Issuing Area: National Annual
Interest Rate: 0% introductory rate for first 6 months; thereafter, Prime + 7.99% Annual Fee: None Grace
Period for Purchases: 20 days Interest Calculation Method: Average Daily Balance (including new
purchases) Cash Advance Fee:
Late Payment Fee:
$29.00 Over-Limit Fee: $29.00 Rebate: Cardholders earns one reward point for every dollar charged spent
on purchases with card which can be redeemed for free merchandise including electronics, sports equipment,
music, books, apparel, dining and much more. Redemption: Go to www.netscaperewards.com Partners: Not
Specified
NEXTCARD
Name of Issuer: Internet Access Financial Corp.
Contact:
www.nextcard.com Mailing Address: NextCard, PO Box 1258, San Ramon, CA 94583 Cards Offered:
Plus Visa, Standard Visa and Horizon Visa Issuing Area: National
Annual Interest Rate: Plus Visa:
9.99% fixed rate; Standard Visa: 8.99% fixed introductory rate for 3 months, thereafter, Prime + 9.99%;
Horizon Visa: Prime + 14.99% variable rate Annual Fee: None Grace Period for Purchases: 25 days
Fee: 3.00% of the amount of advance; minimum of $5.00; maximum $20.00
Late Payment Fee: $29.00
Over-Limit Fee: $29.00 Rebate: New accounts that select the upgrade with the lowest introductory APR
and enroll in the program will receive double points, currently equivalent to their account in any month that
their previous balance is not paid in full. New accounts that select an upgrade that is not the lowest introductory
APR and enroll in the program will receive single points, currently equivalent to 5 BonusMail Rewards Credits,
for ever $1 in net purchases charged to their account in any month that their previous balance is not paid in full.
Those new accounts that do no transfer a balance and elect the upgrade that including the NextCard rewards
program will pay an annual membership fee and receive single points, currently equivalent to 5 BonusMail
credits, for every $1 in net purchases charged to their account each month, whether or not the previous balance
is paid in full. Cardholder can cash in Reward Points for Travel, pre-paid long distance service, shopping,
online shopping, music, movies, and dining Redemption: Can only be redeemed on-line through the Bonus
Mail site at www.bonusmail.com Partners:
Alaska Airlines, Sprint Pre-Paid Long Distance, B.Dalton
Booksellers, Barnes & Noble, Gap, Macy’s, Spiegel, The Sports Authority, Target, The Sharper Image, 1-800Flowers, Disney’s Daily Blast, CBS SportsLine, Virtual Vineyards, Tower Records, General Cinema, Boston
Market, Chilis, Romano’s Macaroni Grill, The Olive Garden, On The Border, Red Lobster, Vacation Miles,
Royal Caribbean and Spiegel.
94) Name of Program: NORDSTROM DEPARTMENT STORE Name of Issuer: Nordstrom National Credit
Bank Contact: Local Nordstrom Store Mailing Address: PO Box 6567, Englewood, CO 80155-6567 Cards
Offered: Visa Issuing Area: National Annual Interest Rate: Prime + 8.90% Annual Fee: None Grace
purchases Cash Advance Fee: 2.00% of advance; $2.00 minimum Late Payment Fee: $20.00 up to 10 days.
$25.00 if cardholder has been late with 2 consecutive billing cycles. Over-Limit Fee: None Income
Requirements: Not Specified Rebate: Cardholder earns 2 points for every dollar applied towards purchases
at Nordstrom, after qualifying for program. Redemption: 2,000 points = $20.00 merchandise certificate.
Rebate appears as annual credit to account Partners: None
Issue # 19
CardTrak 28
TM
95) Name of Program: NORTHWEST AIRLINES WORLDPERKS Name of Issuer: US Bank Contact:
800-692-8472 Mailing Address: WorldPerks Visa Card, Processing Center, PO Box 6361, Fargo, ND 581089899 Cards Offered: Visa and MasterCard Issuing Area: National Annual Interest Rate: Prime + 9.75%
Annual Fee: $55.00 for standard card; $90.00 for gold card Grace Period for Purchases: 20 – 25 days
Interest Calculation Method: Average Daily Balance including new purchases Cash Advance Fee: 3.00% or
minimum of $5.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Closed Account Fee: $2.50 fee is
charged if account is closed and there is still a balance Income Requirements: Not Specified Rebate:
Cardholder earn one WorldPerks miles for every dollar they spend; 3,000 sign up bonus. Annual fee also earns
miles. Redemption: Contact Northwest WorldPerks customer service when ready to redeem miles for free
airline ticket Partners: Alaska Airlines, America West, Horizon Air, KLM, Midwest Express, Diners Club
Rewards, Europcar, Hertz, Holiday Inn, Hyatt, Marriott, MCI, National New Otani Hotels, Northwest World
Vacations, Radisson, The Flower Club, TransStates, Shangri-La Hotels, USAir, Westin
96) Name of Program: OLAN MILLS PORTRAIT PLATINUM CARD Name of Issuer: First USA Bank
Contact: 800-FIRST USA
Mailing Address: Bankcard Services, PO Box 8651, Wilmington, DE 198998651
Cards Offered: MasterCard Issuing Area: National
Annual Interest Rate: 4.9% fixed
introductory rate for 6 months; thereafter, Prime + 6.90% Annual Fee: None Grace Period for Purchases:
20-25 days Interest Calculation Method: Average Daily Balance Method (including new purchases) Cash
Advance Fee: 2.00% of the amount of advance; minimum $10.00 Late Payment Fee: $20.00 Over-Limit
Fee: $20.00 Rebate: Cardholder will earn a $25.00 reward Certificate to use anytime at an Olan Mills
Portrait Studio for every $1,000 in net purchases made on card Redemption: Automatically sent Partners:
Not Specified
ONSALE PLATINUM REWARDS PROGRAM Name of Issuer: First USA
Contact: 800-943-8720
Mailing Address: First USA, PO Box 15281, Wilmington, DE 19885-5281
Cards Offered: Visa Platinum Issuing Area: National Annual Interest Rate: 2.9% fixed introductory rate
for 6 months, thereafter Prime + 6.9%
Annual Fee: None Grace Period for Purchases: 20-25 days
Fee:
Late Payment Fee: $29.00 Over-Limit Fee:
$29.00 Rebate: Cardholders earns 1 point for every dollar in purchases made anywhere using the card.
Redemption: Cardholder will automatically be sent a gift certificate to use at ONSALE.com Partners: None
98) Name of Program: PHILIPS Name of Issuer: First USA Bank Contact: www.philips.com Mailing
Address: PO Box 8651, Wilmington, DE 19899-8651
Cards Offered: Visa Platinum Issuing Area:
National
Annual Interest Rate: 2.9% fixed introductory rate for 6 months, thereafter Prime + 6.90%
Annual Fee: None Grace Period for Purchases: 20-25 days Interest Calculation Method: Two-Cycle
3.00% of the amount advanced;
minimum $5.00
Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardholder earns two
reward points for every dollar spent on Philips gear with card and one reward point for every dollar spent
elsewhere Redemption: Points can be redeems for Philips electronics including stereos, TVs, VCRs, CDs and
more. Partners: None
99) Name of Program: PHILLIPS 66 Name of Issuer: Associates National Bank Contact: 888-PHILLUP
Mailing Address: PO Box 15710, Wilmington, DE 19885-5710 Cards Offered: MasterCard Issuing Area:
National Annual Interest Rate: 6.6% fixed introductory rate for 6 months; thereafter, Prime + 7.90%, Prime +
9.9%, Prime + 11.9% or Prime + 14.9% depending upon credit history Annual Fee: None Grace Period for
Advance Fee: 3.00% of the advance; $3.00 minimum Late Payment Fee: $29.00 Over-Limit Fee: $25.00
Issue # 19
CardTrak 29
TM
Income Requirements: $12,000 minimum Rebate: Cardholder earns 2.00% on new purchases at Phillips 66
locations and 1.00% on all other purchases Redemption: The rebate is automatically applied on future billing
statements as a credit against future purchases at Phillips 66 locations. Partners: None
100) Name of Program: PREMIA Name of Issuer: Banco Popular Contact: 888-724-3659 Mailing
Address: Banco Popular, Customer Service, PO Box 691147, Orlando, FL 32869-1147 Cards Offered: Visa
and MasterCard Issuing Area: National Annual Interest Rate: 5.9% fixed introductory rate for 6 months,
thereafter, Between Prime + 4.49% and Prime + 15.49% depending upon credit histore Annual Fee: None
Grace Period for Purchases: 25 days Interest Calculation Method: Average Daily Balance excluding new
purchases Cash Advance Fee: 2.00% of the advance; minimum $4.00 Late Payment Fee: $20.00 Over-Limit
Fee: $20.00 Income Requirements: Not Specified Rebate: Cardmembers can redeem merchandise from the
PREMIA Catalogue from well known brands such as electronic kitchen appliances, jewelry, decorating items,
sporting goods and many more. Once you have 5,000 points you can start redeeming. Cardmembers can also
choose to travel anywhere in the world, once you have 10,000 points. Or cardholder can redeem points for
Cash with 5,000 points. Redemption: Contact customer service Partners: None Specified
101) Name of Program: PRIMECARD Name of Issuer: First of America Bank Contact: 800-762-0974
Mailing Address: Retail Credit Services, PO Box 1055, Southgate, MI 48195 Cards Offered: Visa Issuing
Area: Pennsylvania, Delaware, New Jersey and Massachusetts Annual Interest Rate: 5.90% fixed
introductory rate for 6 months; thereafter, Prime +8.90% Annual Fee: None Grace Period for Purchases: 25
days Interest Calculation Method: Two-Cycle Average Daily Balance excluding new purchases Cash
Advance Fee: 3.00% of the advance; minimum $2.00, maximum $10.00 Late Payment Fee: $29.00 OverLimit Fee: $29.00 Income Requirements: Not Specified Rebate: Cardmembers earn up to 25% rebate at
Boston area restaurants; 50% rebate at many hotel chains; 50% rebate at golf resorts nationwide; up to 30%
rebates on entertainment like theater, ballet, and movies Redemption: Dining rebates are automatically
credited to card statement; Hotel rebates are offered as discounted rates at time of reservation Partners:
Marriott, Westin, Radisson, Sheraton, Omni and Hilton Hotels; Numerous Boston area restaurants (see
application for complete list); American Repertory Theatre, Boston Ballet, Elegante Rolls Royce & Limousine
Service, Huntington Theatre Company, The Lyric Stage, Mr. Tux, Mystery Café, The Picture Place, Sweet
Peppers Italian Bakery, Zanzibar
102) Name of Program: PRODIGY INTERNET Name of Issuer: Direct Merchants Bank Contact:
877-737-9706 or www.prodigycard.com Mailing Address: PO Box 21222, Tulsa, OK 74121-1222 Cards
Offered: MasterCard Issuing Area: National Annual Interest Rate: 2.90% fixed introductory rate for 5
months; thereafter Primee + 4.99% and Prime +15.99%depending upon credit history Annual Fee: None
$29.00 Over-Limit Fee: $29.00 Rebate: Cardholder earns free months of Prodigy Internet services.
Cardholder earns 1 Prodigy Reward for each dollar charged. Redemption:
Contact Customer Service
103) Name of Program: PURINA PLATINUM PLUS Name of Issuer: MBNA America Contact: 800932-2775 Mailing Address: PO Box 15020, Wilmington, DE 19850 Cards Offered: Platinum MasterCard
Issuing Area: National Annual Interest Rate: 15.99% variable rate Annual Fee: None Grace Period for
Purchases: 25 Days Interest Calculation Method: Average Daily Balance (including new purchases) Cash
Advance Fee:
3.0% of the amount of the advance; minimum $5.00
Late Payment Fee: $29.00 OverLimit Fee: $29.00 Rebate: For every $500 charged on the card, cardholder will automatically receive a Purina
Issue # 19
CardTrak 30
TM
Rewards coupon worth $5.00 off your next Purina purchase. Redemption:
Coupon automatically sent
104) Name of Program: QUICKEN PLATINUM Name of Issuer: Travelers Bank Contact: 800-4424939 Mailing Address: Travelers Bank & Trust, FSB; PO Box 15082; Wilmington, DE 19885-9489 Cards
Offered: MasterCard Issuing Area: National Annual Interest Rate: 0% on purchases and 5.9% fixed
introductory rate on balance transfers and cash advances for first 6 months; thereafter, Prime + 7.99% Annual
Fee: None Grace Period for Purchases: 20 Days Interest Calculation Method: Average Daily Balance
(including new purchases) Cash Advance Fee: 2.5% of the amount of the advance; minimum $2.50 Late
Payment Fee: $20.00 Over-Limit Fee: $20.00 Rebate: Cardholder earns 1 Traveler Mile for every dollar
of purchases charged, good on any airlines any day of the year. Cardholder earns 3 miles for every dollar in
finance charges billed to account. Redemption: Awards start at 8,000 miles = $100 off airfare. Contact
Customer Service Partners: Not Specified
105) Name of Program: RATE REWARDS MASTERCARD Name of Issuer: Direct Merchants Bank
Contact: www.dmccb.com
Mailing Address:
PO Box 21222, Tulsa, OK 74121-1222 Cards Offered:
MasterCard Issuing Area: National Annual Interest Rate: Prime + 7.49% Annual Fee: None Grace
Period for Purchases: 25 days Interest Calculation Method: Average Daily Balance (including new
purchases) Cash Advance Fee: 4.0% of amount of advance; minimum $4.00
Late Payment Fee: $29.00
Over-Limit Fee: $29.00 Rebate: Just make six consecutive on-time payments, and your rate is automatically
reduced by 1%. Keep paying on time, and your rate can continue to drop by 1% every six months.
Redemption: Automatically deducted Partners: Not Specified
106) Name of Program: RCA Name of Issuer: MBNA America Contact: 800-932-2775 Mailing
Address: PO Box 15020, Wilmington, DE 19850 Cards Offered: MasterCard Issuing Area: National
Annual Interest Rate: 15.99% variable rate Annual Fee: None Grace Period for Purchases: 25 Days
Interest Calculation Method:
Rebate: Cardholder earns RCA Reward points for every net retail purchase dollar charged to card. Redemption:
107) Name of Program: READERS DIGEST Name of Issuer: First USA Bank Contact: 800-FIRSTUSA Code 1BSN
Mailing Address:
PO Box 15281, Wilmington, DE 19885-5281 Cards Offered:
MasterCard, Secured MasterCard, and Platinum MasterCard Issuing Area: National Annual Interest Rate:
Platinum: Prime + 4.99%; Secured: Prime + 10.49% Annual Fee: None Grace Period for Purchases: 2025 Days Interest Calculation Method:
Platinum: Average Daily Balance (including new purchases);
Standard and Secured: Two-Cycle Average Daily Balance (including new purchases) Cash Advance Fee:
Platinum: 2.0% of the amount of the advance; minimum $5.00; Standard and Secured: 3.0% of the amount of
the advance, minimum $10.00 for standard and minimum $15.00 for Secured Late Payment Fee: Platinum:
$29.00; Standard and Secured: $35.00 Over-Limit Fee: Platinum: $29.00; Standard and Secured: $35.00
Rebate: Cardholder earns 5 points for every dollar spent on purchases form Reader's Digest. Otherwise,
cardholder earns 1 point for every dollar spent on all other purchases. Redemption: Points can be redeemed
for such premium brands as Reader's Digest Marriott, Tag Heuer, RCA, Home Depot, Macy's and many more.
108) Name of Program: REI Name of Issuer: Bank of America Contact: 800-552-7302 Mailing
Address: Bankcard Services, PO Box 2462, Spokane, WA 99210-9955 Cards Offered: Visa and Visa Gold
Issuing Area: National Annual Interest Rate: 5.9% introductory rate for the first six months; thereafter,
Issue # 19
CardTrak 31
TM
Standard: Prime + 8.99%; Gold Prime + 7.99% Annual Fee: None Grace Period for Purchases: 20-30 days
Interest Calculation Method: Average Daily Balance including new purchases Cash Advance Fee: 3%-4%
of advance; $3.00 minimum Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardholder
receives full patronage refund on regularly priced REI merchandise, plus a 1% rebate on all non-REI Purchases.
Redemption: Rebate is included in REI yearly dividend notice Partners: Not Specified
109) Name of Program: RETAIL REWARDS Name of Issuer: Chase Manhattan Contact: 800-4417681 Mailing Address: Chase Manhattan Bank, USA, National Association, PO Box 15861, Wilmington,
DE 19885-5861 Cards Offered: Visa and MasterCard Issuing Area: National
Annual Interest Rate:
2.99% fixed introductory rate for 6 months, thereafter, Platinum is Prime + 5.49% and Classic is Prime + 9.49%
Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardmembers earn a 5% rebate on purchases
at your favorite retailers. Redemption: Chase automatically deducts 5% reward. Partners: ACE Hardware,
American Eagle Outfitters, Ames, Ann Taylor, Banana republic, Barnes & Noble, B. Dalton Bookseller, Bed
Bath & Beyond, Best Buy, Bloomingdale’s, The Body Shop, Bradlees, The Broadway, Brooks Brothers,
Builders Square, Bullock’s Burdines, Burlington Coat Factory, Camelot Music, Casual Corner, Chadwick’s of
Boston, Champs Sports, Color Tile, CompUSA, Computer City, County Seat, Crate & Barrel, CVS Pharmacy,
Dillar’s, The Disney Store, Eckerd, Eddie Bauer, Express, Fashion Bug, Fays Drugs, Filene’s Basement,
Foley’s, Foot Locker, Fortunoff, Fred Meyer, GAP, GNC General Nutrition Centers, The Good Buys,
Gymboree, Hechinger, Hot or Miss, HMV Record stores, Home Shopping Network, IDEA, J. Crew, JCPenney,
K-Mart, Kay Bee, Kohl’s, Lands End, Lane Bryant, Lechmere, Lechters, Lerner New York, Lillian Vernon,
Limited, Linens ‘n Things, LL Bean, Loehmann’s Lord & Taylor, Macy’s, Marshall Field’s, Marshalls, Meier
& Frank, Meijer, Mervyn’s, Michael’s Store, Modell’s Sporting Goods, Montgomery Ward, Nordstrom,
Northern reflections, Office Depot, Office Max, Parade of Shoes, Payless ShoeSource, Pergament, Pier 1
Imports, Polo Ralph Lauren, QVC, Radio Shack, Saks Fifth Avenue, Sam Goody, Sears, Service Merchandise,
Spiegel, The Sports Authority, Staples, Stern’s, Strawbridge & Clothier, Talbots, Target, T J Maxx, Tower
records, Victoria’s Secret, Waldenbooks, Walgreens, Wal-Mart and Williams-Sonoma
110) Name of Program: REWARDS Name of Issuer: BCU Credit Union Contact: 800-362-6299
Mailing Address: BCU Credit Union, 1425 Lake Cook Road, Deerfield, IL 60015 Cards Offered: Visa
Platinum and Platinum MasterCard Issuing Area: National, but must be a member of the credit union
Annual Interest Rate: 13.20% fixed rate Annual Fee: None Grace Period for Purchases: 25 Days
Interest Calculation Method: Average Daily Balance (including new purchases) Cash Advance Fee: Not
Specified Late Payment Fee: None Over-Limit Fee: None Rebate: Cardholder earns one reward point
for every dollar spent. Cardholder can use these points for Travel rewards, vacations, gift rewards and financial
rewards. Redemption: Contact Customer Service Partners: Not Specified
111) Name of Program: REWARDS PLUS Name of Issuer: American Express Contact: 800-3272177 Mailing Address: American Express Travel Related Services Company, Inc., PO Box 30801, Salt Lake
City, Utah 84130-0801 Cards Offered: American Express Gold Issuing Area:
National Annual Interest
Rate: N/A Annual Fee: $150.00 for program Grace Period for Purchases: N/A Interest Calculation
Method: N/A Cash Advance Fee:
N/A Late Payment Fee: Depending upon which state cardholder
resides in, it could be from $0 to the great of $20.00 or 2 ½% of late balance Over-Limit Fee: N/A Rebate:
Cardholders earn one Membership Rewards point for every dollar charged on purchases with any enrolled card.
Plus 50% bonus points on charges with participating airlines or hotels for the life of your membership – 100%
bonus points on spending with our travel partner in your first year of membership. Points never expire, and this
program allows you to borrow up to 10,000 point a year, even before you’ve earned them. Membership
Issue # 19
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Rewards points can be used for free air travel miles, stays at fine hotels and resorts, car rentals, shopping sprees,
gourmet specialties, and Land & Sea Vacations. Earn double points throughout the first year, when card is used
at 12 participating airlines and 5 hotel partners. Redemption:
Contact Customer Service Partners:
AIRLINES: Delta Air Lines, US Airways, Continental Airlines, Southwest Airlines, TWA, Hawaiian Airlines,
Swissair, Austrian Airlines, Sabena, EL AL Israel Airlines, Korean Air, Aeromexico, Mexicana HOTELS:
Marriott, ITT Sheraton, Hilton, Best Western, Westin, Renaissance, Walt Disney World Resort, Disneyland
Paris CAR RENTALS: Hertz, Budget Rent A Car, National Car Rental SHOPPING REWARDS: Saks Fifth
Avenue, Linens’n Things, J.Crew, Montblanc, J&R Music/Computer World, Tourneau, Caswell-Massey,
Filene’s Basement, 1-800-SEND-FTD, El Portal, Forunoff, Tower Records, MCA Music Entertainment Group,
Warner Brothers Jazz, American Express Financial Advisors, The Learning Company, Creative Multimedia,
OfficeMax, Warner Books SPORTS REWARDS: Steiner Sports Marketing, Inc. 1-800-PRO-TEAM, Golf
Day, MDI Entertainment, Golf Academy of Hilton Head Island at Sea Pines, Outdoor World Incentives
GOURMET REWARDS: Godiva Chocolatier, Windsor Vineyards, Clambake Celebrations, Hale Indian River
Groves, Pfaelzer Brothers, Sterling Vineyards, Omaha Steaks, Magic Seasonings Mail Order, Time Life Books.
112) Name of Program: ROCKET FUEL Name of Issuer: RocketCash Contact: www.rocketcash.com
Mailing Address: Not Specified Cards Offered: N/A - online shopping account Issuing Area: National
Annual Interest Rate: N/A Annual Fee: N/A Grace Period for Purchases: N/A Interest Calculation
Method: N/A Cash Advance Fee: N/A Late Payment Fee: N/A Over-Limit Fee: N/A Income
Requirements: Not Specified Rebate: Cardholder earns 1,000 RocketFuel points for every dollar spent with
account at participating on-line retailers Redemption: Contact www.rocketcash.com for details Partners: 1-800FLOWERS.com, 800.com, Adidas.com, Aerosmith Direct, Aimee Mann Direct, Alloy Online, Allposters.com,
AllTherageonline, Altrec.com, Artistdirect Superstore, Ashford.com, Backstreet Boys Direct, Bare Necessities,
Barnesandnobel.com, BB Kind Direct, CD Ethic.com, Beck Direct, Bigstar.com, Bisou-Bisou.com, Bjork
Direct, Blink 182 Direct, Borders.com, Capsized.com, CCS.com, CD Universe, CDNow, Charles David, Cher
Direct, Chips & Bits, Collective Soul Direct, Counting Crows Direct, Cypress Hill Direct, Delias.com,
Dell.com, Designeroutlet.com, Dr. Dre Direct, Dunhamssports.com, Ebags, Ebworld.com, Eddie Bauer, Eddi
Bauer Outlet, Eminem Direct, Emusic.com, enews.com, Esprit, Esticker.com, Eve Direct, Everclear Direct,
Express.com, Fingaroo, Fogdog Sports, Foo Fighters Direct, Frangrancentet.com, Games Universe, Gendarme,
Gracegourmet.com, Graffitionline, Hammacher Schlemmer, Ice Cube Direct, Illumications.com, Jcrew.com,
Journeys, kbkids.com, Kewljewl.com, Kid-E-Sport, Korn Direct, Lenny Kravitz Direct, Limp Bizkit Direct,
Littlearth.com, magazines.com, Mariah Carey Direct, Matchbox Twenty Direct, MC Sports.com, MCI, Mega
DVD, Metallica Direct, Music123.com, NBA Store, Nextplanetover, No Doubt Direct, NSYNC Direct,
Oshmans.com, pacsun.com, Papa Roach Direct, Paris Blues, Pearl Jam Direct, Performancebike.com,
Petopia.com, Petsmart.com, Planetrx, Playcentric.com, Powells.com, Rage Against the Machine, Pampage.com,
Red Hot Chili Peppers Direct, REI.com, Ricky Direct, Rolling Stone, Sanrio, Shades.com, Sharperimage.com,
Shop.eonline.com, Sportchalet.com, Steve Madden, Stone Temple Pilots Direct, Tarinatarantino.com,
Tendollars.com, The Learning Company, The Offspring Direct, Thesportsauthority.com, Tophattoys.com, Tori
Amos Direct, Towerrecords.com, TSI Soccer, Underneath.com, Urban Decay, Vans.com, Video Universe,
Walmart.com, Watchzone, and Worldcom.
113) Name of Program: SECURITY FIRST NATIONAL FREQUENT FLYER Name of Issuer: Security
First National Bank Contact: 800-SFNB-321 Mailing Address: PO Box 191427, Atlanta, GA 31119-9954
Cards Offered: Visa and Visa Gold Issuing Area: National Annual Interest Rate: 3.9% introductory rate
for 6 months, thereafter, Gold: 9.9% fixed rate; Classic: 12.90% fixed rate Annual Fee: None first year,
thereafter, $39.00 Grace Period for Purchases: 25 Days Interest Calculation Method: Average Daily
Balance (including new purchases) Cash Advance Fee: 2.0% of the amount of the advance Late Payment
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Fee: $25.00 Over-Limit Fee: $10.00 Rebate: Every dollar spent in purchases you will earn 1 SecureMiles
Point Redemption: Points redeemable towards free travel, lodging, etc. Partners: Not Specified
114) Name of Program: SHELL GASOLINE Name of Issuer: Chase Manhattan Bank Contact: 800FREE-GAS Mailing Address: Chase Manhattan Bank, USA, National Association, PO Box 15861,
Wilmington, DE 19885-5861 Cards Offered: MasterCard Issuing Area: National Annual Interest Rate:
Prime + 9.39% Annual Fee: $20.00 for standard waived first year, thereafter annual fee will be waived if nine
Shell Station purchase transactions were made in the prior year. Grace Period for Purchases: 22 days
Interest Calculation Method: Average Daily Balance including new purchases Cash Advance Fee: 3% of
the advance; $5.00 minimum Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income Requirements:
$10,000 minimum annual income for standard Rebate: Earn 5% on all Shell gasoline purchases and 1% on all
other purchases Redemption: Rebates are automatically applied to monthly statement Partners: None
SHOPNOW.COM Name of Issuer: Chase Manhattan Bank
Contact:
www.chase.com Mailing Address:
PO Box 15006, Wilmington, DE 19850-5006 Cards Offered:
MasterCard and Platinum MasterCard Issuing Area: National
Annual Interest Rate: 3.99% fixed
introductory rate for 5 months; thereafter Platinum 9.99% fixed rate; Standard: 11.99% fixed rate Annual Fee:
None Grace Period for Purchases: 22 Days Interest Calculation Method:
Average Daily Balance
(including new purchases) Cash Advance Fee: 3.0% of the amount of the advance; minimum $5.00 Late
Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardholders earn a 5% Click Cash Rebate on every
purchase made at the Product and Brand areas of the ShopNow.com website. Redemption: Contact Customer
Service Partners: Not Specified
116) Name of Program: SIX FLAGS Name of Issuer: First USA Contact: 800-537-6954 Mailing
Address: Bankcard Center, PO Box 8651, Wilmington DE 19885-9902 Cards Offered: MasterCard Issuing
Area: National Annual Interest Rate: 3.9% introductory rate for the first 6 months; thereafter a fixed rate of
12.99% fixed Annual Fee: None Grace Period for Purchases: 20-25 days Interest Calculation Method:
Average Daily Balance including new purchases Cash Advance Fee: 2.00% of advance; minimum $5.00
Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardholder earns 6 reward points for every
dollar you spend with the card at Six Flags, and 1 reward point for every dollar you spend everywhere else.
Cardholder can earn Six Flags admission tickets and season passes, gift certificates for food and merchandise,
Hotel nights and other travel and entertainment rewards Redemption: Contact Customer Service Partners:
Not Specified
117) Name of Program: SMILE AWARDS Name of Issuer: MBNA America Contact: 800-932-2775
code ZQAW or www.suncountry.com Mailing Address: PO Box 15020, Wilmington, DE 19850 Cards Offered:
MasterCard Issuing Area: National Annual Interest Rate: 13.99% fixed rate Annual Fee: None Grace
Period for Purchases: 25 days Interest Calculation Method:
Average Daily Balance including new
purchases Cash Advance Fee: 3% of advance; minimum $5.00 Late Payment Fee: $29.00 Over-Limit Fee:
$29.00 Income Requirements: Not Specified Rebate: Cardholder earns 10 Smile Points for every dollar
spent on Sun Country airline tickets, 3 points for each dollar spent on Sun Country Vacations and 1 point for
every dollar charged on all other purchases Redemption: 25,000 to start redeeming for airline tickets.
Partners: None
118) Name of Program: SMITHSONIAN CARD Name of Issuer: Discover Contact: 888-33-CASTLE
Mailing Address: PO Box 15162, Wilmington, DE 19885-9508 Cards Offered: Discover Issuing Area:
National Annual Interest Rate: Between Prime + 4.49% and Prime + 15.49% depending upon credit history
Annual Fee: None Grace Period for Purchases: 25 days Interest Calculation Method: Two-Cycle Average
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CardTrak 34
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Daily Balance including new purchases Cash Advance Fee: 3% of advance; minimum $5.00 Late Payment
Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardholder earns one point for every $100 in purchases on the
card. Once cardholder has earned 50 points, they will receive a $50.00 US Savings Bond. Redemption:
Savings Bond is sent Automatically. Partners: None
119) Name of Program: SPRINT BONUS Name of Issuer: MBNA America Contact: 800-932-2775
Mailing Address: PO Box 15020, Wilmington, DE 19850 Cards Offered: Platinum MasterCard Issuing
Area: National
Annual Interest Rate: 15.99% variable rate Annual Fee: None Grace Period for
Purchases: 25 Days Interest Calculation Method: Average Daily Balance (including new purchases) Cash
Advance Fee:
3.0% of the amount of the advance; minimum $5.00
Late Payment Fee: $29.00 OverLimit Fee: $29.00 Rebate: Cardholders earn easy-to-use Sprint BONUS coupons valid toward monthly
long-distance charges. Redemption: Contact Customer Service Partners: Not Specified
120) Name of Program: SPORTSMAN'S GUIDE REWARDS Name of Issuer: Direct Merchants Bank
Contact: www.sportsmansguide.com Mailing Address: Attn: Cardmember Services, PO Box 29468, Phoenix,
AZ 85038-9468 Cards Offered: Standard MasterCard Issuing Area: National Annual Interest Rate: 0%
fixed introductory rate for 90 days on purcahses of $99.00 and up from Sportsman's Guide, thereafter Prime +
6.49% or Prime + 10.49% depending upon credit history Annual Fee: None Grace Period for Purchases: 25
4% of advance; minimum $4.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income Requirements:
Not Specified Rebate: Cardholder earns 3 % of total Sportsman's Guide purchases, and 1% of all other
purchases on card. Redemption: Contact Cus3tomer Service Partners: None
121) Name of Program: SONY CARD Name of Issuer: Citibank Contact: 877-717-7669 Mailing
Address: Citibank (South Dakota), NA; PO Box 6223, Sioux Falls, SD 57117 Cards Offered: Visa
Platinum Issuing Area: National
Annual Interest Rate: 2.9% fixed introductory rate for 9 months,
thereafter, Prime + 13.90% for purchases Annual Fee: None Grace Period for Purchases: 20-25 Days
Interest Calculation Method: Average Daily Balance (including new purchases) Cash Advance Fee:
3%
of the amount of the advance; minimum $5.00
Rebate: Cardholder earns 1 Sony point for every dollar charges; you can also earn double Sony points when
you buy Sony merchandise, and when you buy Sony products from a participating retailer, you can earn three
Sony points for every dollar spent. Cardholder can earn Movie tickets good at all Sony, Loews, Cineplex,
Odeon, Magic Johnson and Start Theatres; Thousands of VHS and DVD Video releases from Columbia/Tristar
Home Video; Music CDs, MiniDiscs and cassettes from Sony Music Labels; The entire array of Sony
electronics; and Hundreds of games for use on you Sony Playstation. Redemption: Rewards start for as little as
1,000 points. Contact Customer Service Partners: Not Specified
122) Name of Program: SOUTHWEST AIRLINES RAPID REWARDS Name of Issuer: First USA Bank
Contact: 800-SWA-VISA Mailing Address: PO Box 8651, Wilmington, DE 19885-9902 Cards Offered:
Visa and Visa Platinum Issuing Area: National Annual Interest Rate: Prime + 8.65% Annual Fee: $39.00
for the standard card and $59.00 for the platinum card Grace Period for Purchases: 20 – 25 days Interest
Calculation Method: Average Daily Balance including new purchases Cash Advance Fee: 2.00% of the
advance, minimum $10.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income Requirements:
$14,400 minimum annual income for standard card; $30,000 minimum for gold card Rebate: Cardholder earns
one reward dollar for each dollar in purchases or balance transfers; 1,000 reward dollars equals one flight credit
and sixteen (16) flight credits in a 12 month period earns one round trip ticket; Redemption: Cardholder calls
Southwest Airlines Repaid Rewards customer service to redeem flight credits Partners: Not Specified
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123) Name of Program: STAPLES BUSINESS VISA Name of Issuer: US Bank Contact: 877-6255249 ext. 7000 Mailing Address: Not Specified Cards Offered: Visa Business Issuing Area: National
Annual Interest Rate: Prime + 7.9% for purchases; Cash Advances Prime + 9.9% Annual Fee: None
Grace Period for Purchases: 20-25 Days Interest Calculation Method: Average Daily Balance (including
new purchases) Cash Advance Fee: 3.0% of the amount of the advance; minimum $2.00
Late Payment
Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardholder earns points for every dollar spent, at Staples and
everywhere else Visa is accepted. Redemption: Points can be redeemed for Free Staples products and services,
Free airline travel, hotel accommodations, even car rental services. Partners: Not Specified
124) Name of Program: STARWOOD PREFERRED GUEST PROGRAM Name of Issuer: N/A Contact:
888-625-4988 Mailing Address: Not specified Cards Offered: N/A Issuing Area: National Annual
Interest Rate: N/A Annual Fee: N/A Grace Period for Purchases: N/A Interest Calculation Method:
N/A Cash Advance Fee: N/A Late Payment Fee: N/A Over-Limit Fee: N/A Income Requirements: Not
Specified Rebate: Cardholders earn 2 points for every dollar spent when staying at participating hotels. 1
point equals 1 airline mil. Use this program to save up Starpoints which can be redeemed for Free nights at
over 600 hotels in 70 countries including 100 tempting resorts, also can convert Starpoints to airlines miles on
most major airline carriers, Merchandise Rewards for your favorite retailers (in U.S. only), redeem in advance
and at check-in to give you accommodations with added comforts, and cardholder may purchase a certificate
redeemable for gaming chips at Caesar’s and Starwood Casinos. Redemption: Contact Customer Service
Partners: Land’s End, Banana Republic, Gap, Franklin Cowey, The Sharper Image, Saks Fifth Avenue, Avis
and Starwood Vacations.
125) Name of Program: TOYS ‘R’ US VISA Name of Issuer: Chase Manhattan Bank Contact: 800859-7901 Mailing Address: PO Box 15931, Wilmington, DE 19885-5931 Cards Offered: Classic and Gold
Visa Issuing Area: National Annual Interest Rate: 9.9% for balance transfers; Prime + 9.9% for new
purchases Annual Fee: None Grace Period for Purchases: 22 days Interest Calculation Method: Average
Daily Balance (including new purchases) Cash Advance Fee: 3.00% of the amount advanced; minimum $5.00
Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardholder hears 4% of total purchase at any
Toys “R” Us, Kids “R” Us and Baby “R” Us. All other purchases earn a 1% reward. Redemption: Everytime
you accumulate $10, you are automatically sent a $10 coupon that can be used and Toys “R” Us, Kids “R” Us
and Baby “R” Us Partners: Not Specified
126) Name of Program: TRAVEL AND MORE Name of Issuer: MBNA Contact: 800-377-3404
Mailing Address: MBNA, PO Box 15281, Wilmington, DE 19885-5281 Cards Offered: Visa Issuing Area:
National Annual Interest Rate: 2.9% fixed introductory rate for 5 months; thereafter 13.99%% Annual Fee:
$49.00, waived the first year Grace Period for Purchases: 25 days Interest Calculation Method: Average
Daily Balance Method including new purchases Cash Advance Fee: 3% of advance; minimum $5.00 Late
Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardholder earns 10 miles for every $100 in balance
you carry. Redeem miles for Travel or Cash. 500 bonus miles with first purchase. 500 bonus miles with
renewal each year. Redemption: Contact customer service Partners: Not Specified
127) Name of Program: TRAVEL CHOICES Name of Issuer: Bank of America Contact: 800-529-4891
Mailing Address: Bankcard Services Dept 9150, PO Box 52304, Phoenix, AZ 85072-9419 Cards Offered:
Visa Issuing Area: National
Annual Interest Rate: 5.9% fixed introductory rate for first 6 months;
thereafter Prime + 5.50% Annual Fee: $25.00 Grace Period for Purchases: 25 days Interest Calculation
3.0% of amount of
advance; minimum $5.00
Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardmembers
earn one point for every dollar charge in purchases to their Travel Choices account, including balance
Issue # 19
CardTrak 36
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transferred from other cards, up to 60,000 points per year. . Redemption: Rebates expire 5 years from July 1
of the calendar year in which they are earned. Contact Customer Service Partners: Not Specified
128) Name of Program: TRAVEL PLUS Name of Issuer: First USA Bank Contact: 800-945-2023
Mailing Address: PO Box 182093, Columbus, OH 43272-4790 Cards Offered: Visa Issuing Area:
National Annual Interest Rate: 7.90% fixed introductory rate for 6 months, thereafter, Prime + 6.90%
Annual Fee: $25.00 for classic card; $55.00 for gold card Grace Period for Purchases: 25 days Interest
Calculation Method: Two-Cycle Average Daily Balance including new purchases Cash Advance Fee: 2.00%
for advance; $2.00 minimum, $20.00 maximum Late Payment Fee: $29.00 Over-Limit Fee: $29.00
Income Requirements: Not specified for standard card; $30,000 for gold card Rebate: Cardholder earns one
point per dollar in net purchases good toward free airline tickets, if cardholder carries a balance each month. If
Cardholder pays off entire bill each month, the cardholder can earn one point for every $3.00 charged in
purchases; 16,000 points are required for a regional round trip airfare; 24,000 points are required for free
airfare in the 48 contiguous United States; points expire after five years, 60,000 point cap annually
Redemption: 16,000 points earn one round trip ticket within zone on any airline. Cardholder can call travel
agency at a toll-free number and redeem their points for free airline tickets. There are no black out dates but a
14 day advance reservation and a Saturday night stayover Partners: Best Western, Wyndhm Hotels, British
Airways, Southwest Airlines, United Airlines and other partners.
129) Name of Program: TRAVEL REWARDS Name of Issuer: Central Carolina Bank Contact: 800672-2539 Mailing Address:
PO Box 79, Columbus, GA 31902-9815 Cards Offered: Visa, MasterCard
Issuing Area: National Annual Interest Rate: 14.90% fixed rate Annual Fee: None Grace Period for
Purchases: 25 day Interest Calculation Method: Average Daily Balance (including new purchases) Cash
Advance Fee:
2.00% of amount of cash advance; minimum of $2.00; maximum $25.00
Late Payment
Fee: $20.00 Over-Limit Fee: $20.00 Rebate: One point per dollar charged to earn airline tickets, and other
vacation packages Redemption: Contact Customer Service Partners: Not Specified
130) Name of Program: TRAVELOCITY.COM Name of Issuer: Citibank Contact: 888-567-4236
Mailing Address: PO Box 17043, Wilmington, DE 19850-7043 Cards Offered: World MasterCard Issuing
Area: National Annual Interest Rate: Prime + 8.40% Annual Fee: $50.00 Grace Period for Purchases: 20
3% of advance; minimum $5.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income Requirements:
Not Specified Rebate: Cardholder earns 4,000 points after first purchase or balance transfer; 1 reward poinrt
for every dollar charged and 3 reward points for each dollar in finance charges. Redemption: Accumulate as
few as 8,000 points to receive reward certificate good for $100 off future travel through travelocity.com.
Partners: None
131) Name of Program: TRAVELSMART Name of Issuer: Centura Bank Contact: 800-CENTURA
Mailing Address: Attn: Centura Highway, PO Box 2857, Rocky Mount, NC 27802-2857 Cards Offered:
Visa, MasterCard Issuing Area: Virginia, South Carolina, North Carolina, Tennessee and Georgia Annual
Interest Rate: Prime + 7.90% for standard card; Prime + 6.49% for gold card Annual Fee: $55.00 Grace
purchases Cash Advance Fee: None Late Payment Fee: $10.00 Over-Limit Fee: Not Specified Income
Requirements: Not Specified Rebate: Cardholder earns one travel point for every dollar charged to the card;
when 7,500 travel points have been earned, the cardholder is sent an airline discount coupon worth $100; four
coupons can be redeemed for a free round-trip ticket to any destination n the continental U.S.; 1,000 point signup bonus Redemption: Cardholder can earn a free US ticket at 30,000 points. Cardholder is automatically sent
coupon when they ready the 5,000 point level Partners: None
Issue # 19
CardTrak 37
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132) Name of Program: TRUEVALUE Name of Issuer: Associates National Bank Contact: 888-844TRUE Mailing Address: Associates National Bank (Delaware), PO Box 15710, Wilmington, DE 19885-5710
Cards Offered: MasterCard Issuing Area: National Annual Interest Rate: 6.90% introductory rate for six
months; thereafter, depending on your credit history, Prime + 8.9%; Prime + 10.9%; Prime + 12.9% or Prime +
15.9% Annual Fee: None Grace Period for Purchases: 25 days Interest Calculation Method: Average
Daily Balance including new purchases Cash Advance Fee: 3.00% of the advance; $3.00 minimum Late
Payment Fee: $20.00 Over-Limit Fee: $20.00 Income Requirements: Not Specified Rebate: 2% cash
rebate on all True Value Purchases and 1% cash rebate on all other purchases. 5% cash on all balance transfers.
Redemption: Rebate checks sent twice each year Partners: None
133) Name of Program: U.S. AIRWAYS DIVIDEND MILES Name of Issuer: Bank of America
Contact: 800-974-6383 Mailing Address:
PO Box 53157, Phoenix, AZ 85027-9901 Cards Offered:
Visa Classic, Visa Gold and Visa Platinum Issuing Area: National Annual Interest Rate: Prime + 9.90%
Annual Fee: $50 Visa Classic; $70 Visa Gold; $90 Visa Platinum Grace Period for Purchases: 20-30 days
Interest Calculation Method: Average Daily Balance (including new purchases) Cash Advance Fee: 3%4% of the amount of the advance minimum $3.00
Rebate: Cardholders with standard and gold cards earn 1 miles for each dollar charged. Platinum cardholders
earn 1.2 miles for each dollar spent and 2 miles for any US Airways purchase. While most mileage cards offer
just one mile for every dollar in purchases, this card combines the standard earnings with an extra 20% mileage
bonus. Platinum Cardholders get 5,000 bonus Dividend Miles the first time the card is used. Cardmembers
also earn double miles on the price of US Airways tickets. Plus, every year that you are a Platinum
Cardmember, cardholder will receive a certificate redeemable for a $99 domes companion ticket and will also
receive a $75 discount on a new membership to the US Airways Club. Redemption: Contact US Airways
Frequent Flyer Representative Partners: Contact Customer Service Air France, Air New Zealand, Alamo Car
Rental, Alitalia, ANA Airways, British Airways, Carnival Cruise Lines, Hertz Car Rental, Hilton Hotels, Royal
Dutch Airlines, KLM, Lufthansa Airlines, Marriott Hotels, National Car Rental, Hyatt Hotels Northwest
Airlines, Omni Hotels, Radisson Hotels, Sabena Belgian World Airlines, Souffer Hotels, Swissair, Westin
Hotels, Avis Rental Car, Quantas Airlines
134) Name of Program: U.S. SKI TEAM Name of Issuer: People’s Bank Contact: 800-426-1114
Mailing Address: Credit Card Plan, PO Box 637, Bridgeport, CT 06601-0637 Cards Offered: Visa Platinum
Issuing Area: National Annual Interest Rate: 4.9% fixed introductory rate for first 6 months, thereafter,
16.90% fixed rate Annual Fee: None Grace Period for Purchases: 25 days Interest Calculation Method:
Average Daily Balance excluding new purchases Cash Advance Fee: 3.00% of the advance; minimum $3.00
Cardmembers earn points to enjoy free lift tickets, ski vacations, equipment and more. Earn 1 point for every
dollar charged and earn 5 points for every dollar spent at US Ski Team Visa Bonus Partners. Redemption:
135) Name of Program: UNITED AIRLINES MILEAGE PLUS Name of Issuer: First USA Bank
Contact: 800-247-3927 Mailing Address: PO Box 15616, Wilmington, DE 19885-9385 Cards Offered:
Visa Classic & Visa Platinum Issuing Area: National Annual Interest Rate: Prime + 9.90% Annual Fee:
$60.00 Grace Period for Purchases: 20-25 days Interest Calculation Method: Average Daily Balance
including new purchases Cash Advance Fee: 3.00% or advance, $10.00 minimum Late Payment Fee: $29.00
Over-Limit Fee: $29.00 Income Requirements: Not Specified Rebate: Cardholder earns one mile for every
dollar of purchases, cash advances are not included; 25,000 miles earns a free roundtrip ticket in the continental
U.S. and Canada, 5,000 mile sign-up bonus Redemption: Miles can be redeemed for Free 1 way tickets, free
$25.00 discounts on a future United Airlines Flight, 1,000 mile upgrade certificate and more. When an award
Issue # 19
CardTrak 38
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level has been reached, cardholder can call the United Airlines Mileage Plus redemption center Partners:
None
136) Name of Program: VACATION REWARDS Name of Issuer: City National Bank of West Virginia
Contact: 1-888-REWARD-1 Mailing Address: Bank Card Division, PO Box D, Beckley, WV 25802-9947
Cards Offered: MasterCard Issuing Area: National Annual Interest Rate: Prime + 9.5% Annual Fee:
$50.00 for standard card; $75.00 for gold card Grace Period for Purchases: 25 days Interest Calculation
Method: Average Daily Balance including new transactions Cash Advance Fee: N/A Late Payment Fee:
Lesser of 5.00% of the delinquent payment, minimum $1.00, maximum $5.00 Over-Limit Fee: $10.00 Income
Requirements: Not Specified Rebate: Cardholder earns one Travel Point for each dollar charged to the card
plus bonus points from participating partners; points can be used for free airline tickets and vacation packages;
rewards start at 10,000 points Redemption: Cardholders will contact Bank of Raleigh at time of redemption
Partners: National Travel Service, Forest City Enterprises – Charlestown Center Mall and Foto 1
137) Name of Program: VEHICLE VANTAGE Name of Issuer: National City Bank Contact: 800558-8472 Mailing Address: PO Box 2349, Kalamazoo, MI 49003 Cards Offered: Visa Platinum Issuing
Area: National Annual Interest Rate: Prime + 6.99% Annual Fee: None Grace Period for Purchases:
25 Days Interest Calculation Method: Average Daily Balance (including new purchases) Cash Advance
Fee: 3.0% of the amount of the advance; minimum $5.00 Late Payment Fee: $29.00 Over-Limit Fee:
$29.00 Rebate: Cardholders earn up to 1% in rebates toward the purchase or lease of your next vehicle up to
$2,500 with purchases on card . Apply rebates to any car, truck, motorcycle or SUV, new or used, purchase or
lease, dealer or private owner Redemption: Contact Customer Service Partners: Not Specified
138) Name of Program: VERIZON COLLEGE CARD Name of Issuer: Associates National Bank
Contact: www.anbcards.com Mailing Address: Associates National Bank, PO Box 15687, Wilmington, DE
19850-5687 Cards Offered: Visa College Card Issuing Area: National, except for DC, CT, DE, ME< MD,
MA, NK, NJ, PA, RI, VT, VA and WV Annual Interest Rate: Prime + 11.90% Annual Fee: None Grace
Period for Purchases: 25 days Interest Calculation Method:
Average Daily Balance including new
purchases Cash Advance Fee: 3% of advance; minimum $5.00 Late Payment Fee: $29.00 Over-Limit Fee:
$29.00 Income Requirements: Not Specified Rebate: Cardholder earns 5% rebate on purcahses towards
billing. Maximum is $50.00 per billing statement and $300 per year. Redemption: Automatically credited to
Verizon Calling Card. Partners: None
139) Name of Program: VIRGIN ATLANTIC FLYING CLUB Name of Issuer: N/A Contact: 800-3659500 Mailing Address: Virgin Flying Club, 747 Belden Avenue, Norwalk, CT 06850 Cards Offered: N/A
Issuing Area: National Annual Interest Rate: N/A Annual Fee: None Grace Period for Purchases: N/A
Interest Calculation Method: N/A Cash Advance Fee: N/A Late Payment Fee: N/A Over-Limit Fee: N/A
Income Requirements: N/A Rebate: Economy level earns 100% of miles flown; Premium Economy Level
earns 150% of miles flowen; and Upper Class earns 200% of miles flown. Redemption: Contact Customer
Service Partners: Malaysia Airlines, Continental Airlines, Ansett Airlines, Hawaiian Airlines, British Midland,
National Airline, Air New Zealand, Singapore Airlines, SAS, America West Airlines, Nationwide Airlines,
Gulf Air, Austrian Airlines, Midwest Express, Air Jamaca, Hilton Hotels, Posthouse Hotels, Heritage Hotels,
Radission SAS, Moat House Hotels, Le Meridian Hotels, Orient Express Hotels, Grace Collection of Hotels,
Westin Hotels and Resorts, Sheraton Hotels and Resorts, Summit Hotels, Shangri La Hotel, Taj Hotel Resorts
and Palaces, St. Regis, Luxury Collection, Hertz, Avis, Budget, Eurostar, Virgin Holiday, Virgin Sun, Papillon
Grand Canyon Helicopters, Virgin Wines, Vision Lodge, Virgin Atlantic Vacations, Nirvana Spas, Acorn
Activities, Acorn Air Sports, Lower Lodge and Virgin Air Balloons.
Issue # 19
CardTrak 39
TM
140) Name of Program: VISA LAS VEGAS Name of Issuer: First USA Bank Contact: 800-FIRST-USA
Mailing Address: First Credit Card Services USA, LLC, PO Box 8651, Wilmington, DE 19899-8651 Cards
Offered: Visa Issuing Area: Las Vegas Annual Interest Rate: 4.9% fixed introductory rate for first 5
months; thereafter, Prime + 7.9% Annual Fee: None Grace Period for Purchases: 20-25 days Interest
Calculation Method: Average Daily Balance including new purchases Cash Advance Fee: 2.00% of
advance; minimum $5.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income Requirements: Not
Specified Rebate: Cardholder earns 1% or more cash back. Las Vegas residents also will be able to earn 3%
higher cash rebates on purchases made through the local Visa Las Vegas Merchant Networks. Redemption:
Issued in $10.00 increments on monthly statements. Partners: Mandalay Bay Resort & Casino, Monte Carlo
Resort & Casino, Excalibur Hotel & Casino, Boulder Station, Luxor Las Vegas, Buffalo Bill's, Circus Circus,
Fitzgerald's Casino Holiday Inn, Gold Strike & Gambling Hall, Nevada Landing, The New Frontier, Palace
Station, Primm Valley Resort, Sunset Station, Texas Station, Tropicana Las Vegas Resort & Casino, Whiskey
Pete's, A Blossoming Florist, A Fireplace BBQ& Patio Shop, Sarno's Sport Cards, Arthur Brown & Bros, Inc. International Pens, Special Memory Wedding Chapel, At Your Service Catering, Bill Gains Auto Repair,
Bollweevil's Quilt Shop, Budget Rent a Car - Las Vegas, Casino Vacations, Click2Vegas.com, Cowtown Boot
Co., Dan's Plant World Nursery, Desperately Seeking Maxine, Dr. Cookie, Emerson Costume, Gladstone
Fabrics, Gold Castle, Green Valley Pet Center, Havana Cigar Co., Heavenly hands Massage Clinic, Jewler's
Outlet, Jewels of the Nile, John Fish Jewelers, Las Vegas Flowers & Gift Baskets, Las Vegas Window Tinting,
Lila's Novelties, Lilliput, Liquor by Wire, Lynn's Home World of Furnishings, Mr. Coopers Fashion Stop, Mail
Box Depot, Mattress Mart of Las Vegas, Merle Norman Cosmetics, Millennium Awards & Billiards, The nature
Garden, Nebraska's Famous Steaks, Precision Tune Auto Care, River Treasures, Savinar Luggage, Showcase
slots & Antituities, Sky's the Limit, Steak-Home, Studio Southwest Photography, Tiffany Cleaners, Tim
Tunnel, and Tinder Box.
141) Name of Program: WALDENBOOKS PREFERRED READERS Name of Issuer: First USA Bank
Contact: 877-533-9656 code 1VHX Mailing Address: PO Box 8651, Wilmington, DE 19899-8651 Cards
Offered: Visa Platinum Issuing Area: National Annual Interest Rate: 2.9% fixed introductory rate for first 6
months, thereafter Prime + 8.90% Annual Fee: None Grace Period for Purchases: 20-25 days Interest
Calculation Method: Two-cycle Average Daily Balance including new purchases Cash Advance Fee: 2% of
advance; minimum $10.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Income Requirements: Not
Specified Rebate: Cardholder earns 1 point for every dollar spent at WaldenBooks, 1 point for each $5.00
spent anywhere else. Each $5 in balance transfers to account earns 1 point. Redemption: Cardholder earns a
$5.00 savings certificate for Waldenbooks for each 100 points accumulated. Partners: Brentano's and Waldenby-mail
WEBMILES Name of Issuer: Direct Merchants Bank
Contact:
www.webmilescard.com Mailing Address: Not Specified Cards Offered: MasterCard Issuing Area:
National
Annual Interest Rate: Prime + 4.99% - 15.99% depending upon credit history Annual Fee:
Between $25.00 and $39.00 depending upon credit history Grace Period for Purchases: 25 Days Interest
Calculation Method: Average Daily Balance (including new purchases) Cash Advance Fee: 4.0% of the
amount of the advance; minimum $4.00
Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate:
Cardholder earns 1 WebMiles reward for every dollar you spend on purchases using your card, whether you are
shopping the web or shopping around town. Cardholders can earn 1 to 5 miles for every dollar spent at
WebMiles Retail Partners. Redemption: Points can be redeemed for Travel, computers, books, clothing and
more. Partners: Not Specified
143) Name of Program: WELLSMILES Name of Issuers: Wells Fargo Bank Contact: : 800-642-4720
Mailing Address: Wells Fargo, PO Box 4044, Concord, CA 94524-4044 Cards Offered: MasterCard
Issue # 19
CardTrak 40
TM
Standard and MasterCard Platinum Issuing Area: West Coast Annual Interest Rate: 5.9% fixed introductory
rate; thereafter, Standard - Prime + 9.40%; Platinum - Prime + 8.4% Annual Fee: Standard: $24.00;
Platinum: $50.00 Grace Period for Purchases: 20 - 25 days Interest Calculation Method: Average Daily
Balance including new purchases Cash Advance Fee: 4.00% of advance, minimum $10.00 Late Payment
Fee: $25.00 Over-Limit Fee: $25.00 Income Requirements: Not specified Rebate: Cardholders whose
previous balance is not paid in full earn one point for every $1 in net purchases (purchases less returns).
Cardholders whose previous balance is paid in full earn one point for every $2 in net purchases. Points earned
will be reflected on the statement on which purchases appear. This program is based on net purchases only;
does not include cash advances, balance transfers, SUPERCHECK checks, cash advances designated as
purchases, such as casino gaming chips, wire transfers, off-track wagers, other wagers or lottery tickets.
Cardholder can earn a maximum of 10,000 points per month and 60,000 points per year. Redemption:
Rewards start with as little as 7,500 WellsMiles. Cardholders must contact customer service Partners: None
144) Name of Program: WINGSPAN PLATINUM Name of Issuer: First USA Bank Contact: 888-338WING Mailing Address: FCRA Opt-Out, PO Box 182793, Columbus, Oh 42318-2793 Cards Offered: Visa
Platinum Issuing Area: National Annual Interest Rate: 1.9% fixed introductory rate for first 5 months;
thereafter Prime + 5.9% Annual Fee: None Grace Period for Purchases: 20-25 days Interest Calculation
Method: Two-Cycle Average Daily Balance including new purchases Cash Advance Fee: 3% of advance;
minimum $5.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00 Rebate: Cardholder earns 5% cash
back for all purchases made with select online merchants.
Redemption: Reward is automatically credited to
account. Partners: Amazon.com, Audiobookclub.com, Cdnow.com, Reel.com, MyPilot,com, OutPost.com,
Telekomnet.com, Dean-Deluca,com, 800Spirits.com, Virtual Vineyards, eToys, ConsmeticsCounter.com,
FrangranceCounter.com,
FlowerClub.com,
FlowersUSA.com,
FurnitureFind.com,
Garden.com,
SharperImage.com, ValueAmerica.com and Watchzone.com
145) Name of Program: WOODSTOCK PLATINUM Name of Issuer: First USA Bank Contact: 800FIRST-USA Mailing Address: First Credit Card Services USA, LLC, PO Box 8651, Wilmington, DE 198998651 Cards Offered: Platinum MasterCard Issuing Area: National Annual Interest Rate: 2.9% fixed
introductory rate for first 6 months, thereafter, Prime + 6.90% Annual Fee: None Grace Period for
Purchases: 20-25 days Interest Calculation Method: Two-Cycle Average Daily Balance including new
purchases Cash Advance Fee: 2% of advance; minimum $10.00 Late Payment Fee: $29.00 Over-Limit
Fee: $29.00 Rebate: Cardholder earns best deals on Platinum MasterCard Vacation Packages and value
added extras like upgrades and free nights. Also cardholders earn preferred seating with access to the best seats
at entertainment evens across the country. Redemption: Contact customer service Partners: Not Specified
146) Name of Program: WORLDPERKS Name of Issuer: JCB Bank, N.A. Contact: 800-366-4522
Mailing Address: JCB Bank, N.A., PO Box 71607, Los Angeles, CA 90071-9933 Cards Offered: JCB Card
Issuing Area: National Annual Interest Rate: Prime + 7.50% Annual Fee: $20.00; waived the first year
$25.00 Over-Limit Fee: $25.00 Rebate: Cardholder earns 1.5 miles for every dollar charged in purchases
with card through December 31, 2000. Thereafter, cardholder will receive 1 mile for every dollar charged.
Redemption: Miles earn travel on Northwest Airlines, KLM Royal Dutch Airlines, and other affiliated airlines.
Contact Customer Service Partners: Northwest Airlines and KLM Royal Dutch Airlines
147) Name of Program: YAHOO! Name of Issuer: First USA Contact: 800-537-6954 Mailing Address:
First USA Bank, PO Box 8652, Wilmington, DE 19801 Cards Offered: Visa Platinum Issuing Area:
National Annual Interest Rate: 1.90% fixed introductory rate for 6 months; thereafter Prime + 5.40% for
Issue # 19
CardTrak 41
TM
purchases and balance transfers; 21.49% for cash advances Annual Fee: None Grace Period for Purchases:
20-25 days Interest Calculation Method: Two-Cycle Average Daily Balance Method including new purchases
Cash Advance Fee: 3% of advance, minimum $15.00 Late Payment Fee: $29.00 Over-Limit Fee: $29.00
Rebate: Cardholder earns one reward point for every dollar spent on purchases with the Yahoo! Card, and for
every dollar in balances transferred from other credit cards to the Yahoo! Card account. Redemption: Reward
Points can only be viewed and redeemed online through the Yahoo! 2 points earned for every dollar spent on
Yahoo! Shopping sites. Visa site at visa.yahoo.com. Partners: CDNow.com, Sharper Image, Yahoo! Gear,
Buy.com, eToys, Cyberian Outpost, Garden Escape and Mother Natures General Store.
148) Name of Program: YAOHAN Name of Issuer: JCB Bank, N.A Contact: 800-366-4522 Mailing
Address: JCB Bank, NA, PO Box 71607, Los Angeles, CA 90071-9933 Cards Offered: JCB Card Issuing
Area: National Annual Interest Rate: Prime + 7.50% Annual Fee: $20.00; waived the first year Grace
Period for Purchases: 25 Days Interest Calculation Method: Average Daily Balance (including new
$25.00 Over-Limit Fee: $25.00 Rebate: Cardholder earns 1% cash rebate on purchases; you will receive
one JCB Bonus Point for every $200 in purchases with card. When you accumulate 5 JCB Bonus Points, you
can redeem $10 cash back. 10% savings on selected items purchased at all Yaohan grocery stores during the
months of February, may August and November from Monday through Thursday. Savings do not apply to the
Food Court and other Yaohan Plaza tenants; alcohol, cigarettes and mile are excluded. This card is the only
card accepted at Yaohan. Redemption: Contact Customer Service Partners: Not Specified
Issue # 19
CardTrak 42
TM

CardTrak Special Report - ABC Owned Television Stations

Transcription

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