Expat World the Newsletter of International Living

THE NEW
E X PAT WORLD
“the newsletter of international living”
FOR THE POST 911 WORLD
Bringing You the World in a Way you’ve Never Seen Before
Vol. 24. No.4
www.expatworld.net and www.expatworld.org
December 2011
ESTONIA - A TRAVEL LOG WITH A
HAPPY, SPECIAL OFFER ENDING
Estonia, one of the newest European Union
for 12 years before going back to Singapore and
applying to become Estonia's honorary consul in
Singapore.
The most famous landmark in the city is St. Olav's
church. It was the tallest building in the world in the
16th and 17th centuries, with its steeple reaching
(EU) members and a place that 95 percent of our
readers, I bet, know little or nothing about. So dear
readers, EW is going to give you some basic travel
log info to get you up to snuff and then we are going
to hit you with the biggest deal of the century to get
you an EU second passport through the graciousness
of Estonia's forward looking government. This is one
not to be missed.
OK let me get on with the travel log: Tallin, is the
essence of Estonia. The capital of Estonia is a former
Soviet-occupied city having a population of 412,950
living in an area a quarter the size of Singapore, It is
filled with mediaeval buildings, iconic church
steeples and quaint parks, as well as cafes, restaurants
and lounges waiting to be discovered within its
numerous nooks and crannies. "Estonia may be a
cold country but the people have warm hearts which
make visitors feel very welcome and comfortable. It
has happened that what starts as a weekend discovery
trip leads to a long stay.
159m high. It was said to function as a signpost for
Mr Aswani, who is also the honorary consul of maritime traders to spot Tallinn far out at sea.
Estonia to Singapore came for a weekend and stayed It was struck by lightning several times and burned
down a few times too. During the Soviet occupation,
it was also used as a radio surveillance point.
INSIDE THIS ISSUE
Today, the church stands at about 123m and
2Estonia - A Travel Log with a Happy, Special
observation deck is open for visitors to get a view of
Offer Ending.
2Free-Man’s Rant by Paul Rosenberg
the Old Town, a tourist attraction with numerous
2Flag Six Report - From Storefront to Internet
churches, medieaval markets and historic buildings
2Letter From Panama & America
flanked by cobblestone streets and iron street lamps.
2Expat World’s World of Travel
So EW asked Mr Aswani what is the best time to
2Snips & Clips
visit? Year round was his reply. "In spring, you can
2Freedom Dies in America
enjoy the colourful blooms in the city. In summer,
2The Caretaker Gazette
2Cell Phones Go Public this Month
you can take long walks in the parks or enjoy a
2Pandora’s Box
refreshlng ice tea in the summer terraces of the
2Easy Expat International Relocation
numerous restaurants in the Old Town square.
2Around the World with Expat World
In autumn, capture the beautiful foliage, in winter, be
2Crapper Wrapper - For All Our Well Wishers
amazed at the tranquility of the city when it is
snowing. The average temperaure in summer is 20
deg C and in winter, it is 15 deg C. In spring and
autumn, it is about 10 to 15 deg C.
Despite the beauty of the different season one
should not visit during October and November which
are generally not very favourable due to the rain from
the autumn storms.
Mr Aswani advised EW that the one item you
must bring along is an Estonian phrasebook. The
Estonian language is considered to be one of the, most
beautiful in the world. Hence, the language is
cherished by Estonians and if a foreigner says a
simple "aitah" (say I-takh) for thank you or "jatku
leiba" (say yat-koo ley-ba), which means "may your
bread last" and is said before meals, many doors will
open for you.
How do you get from the fareast to Tallinn or for
that matter from the USA to Tallinn? Finnair is the
answer. (www.finnair.com) operates flights to Tallinn
via Helsinki from all parts of the world. The flight
from Singapore to Helsinki is about 11 hours and 30
minutes, while the flight time from Helsinki to Tallinn
is 30 minutes.
get it from most restaurants for €8 to €10.
Seafood has always played an important role in
Estonian cuisine and consists mainly of pike-perch
from Lake Peipus, a lake between Estonia and Russia,
marinated or smoked eel and Baltic dwarf herring.
Pork is historically the most important meat in
Estonia. Pork with rich gravy, boiled potatoes with
dill and sauerkraut is a traditional Estonian main
course.
Game such as rabbit, venison, elk (especially
smoked elk sausage), brown bear and wild boar are
also typical of what you would find on an Estonian
dining table.
One of the most popular Estonian treats is kohuke,
a small cottage cheese bar covered in chocolate.
You can find these dishes at Olde Hansa, a
mediaeval restaurant, or Mekk, a modern Estonian
restaurant which offers a fusion of traditional
Estonian and New Nordic cuisine. The price of a meal
in these restaurants is about €35 to €45.
A cool place to chill out is W i n e Library in Old
Town because it has a selection of at least
250 wines from countries such as France, Italy and
Spain and a wide array of food including beef
carpaccio and grilled pork filet with baked potatoes.
GETTING AROUND
The 24-seater restaurant is a cosy place to relax over
The best way to explore the city is on foot. All the a glass of wine after work. Appetisers cost ¤9 to ¤10,
main sights are within 30 minutes' walking distance sandwiches cost ¤7.60, main courses cost around ¤15,
in the city centre. The sights include the Old Town, while a glass of wine costs ¤4.50.
the Kadriorg neighbourhood where the city's largest
CULTURE BLIPS
park, the Kadriorg Park is located, the seaside near
Pirita suburb and close to the Passenger Port in the
What is a big no-no in Tallinn? Wasting bread!
center.
Because of its strong agricultural heritage, Estonians
Public transport in Tallinn is cheap and accessible, treat bread with great respect as the essence of life.
and costs ¤3 for a day ticket for trolleybuses, trams So you will be frowned upon if you throw away bread
and buses. Go to www.tallinn.ee for more information or not pick it up if it falls on the floor.
on routes and schedules.
Estonia is noted for it's sightseeing using
There are places in the city that can excite people. technology. Estonia is a truly digital city and you can
There are a lot of hidden corners and secret stairs in access in-depth information about most attractions via
the city which are riddled with history. Aswani once the QR codes on tableaus and leaflets. QR codes,
stumbled upon a staircase in Luhike Jalg, a pedestrian short for Quick Response, are tiny black-and-white
walkway up to Toompea Hill in Old Town where the barcodes that store or link to data online when you
government buildings are. The stairs were flanked by scan it using your smartphone. There is free public
art galleries, cafes and mediaeval walls. Tourists WiFi in many cafes and the city centre so you can
should take a walk around Old Town and see what access such information without chalking up a huge
they can discover. Go to www.tourism.raliinn.ee for phone bill.
a list of suggested itinera
Your editor has been to Estonia and found it a
FOOD AND WINE
charming place but it didn't meet up to his life long
Do not leave the place without trying black standard of, "if I wake up and don't see a palm tree,
I don't stay long" criteria. For others, the perpertual
pudding, a blood sausage with groats, which are autumn weather is a blessing.
whole grains of different cereals. It is the most
Now for that special happy ending to our Estonia
popular Christmas holiday dish in Estonia. You can story we present you with:
www.ExpatWorld.net
Expat World Page 2
December 2011
ESTONIA NOW
Sometimes you think you've done a good job
promoting something very worthwhile and then you
find out you've not done such a good job.
Expat World's publisher said about it: "This is the
best deal he has seen for an EU residency in his 25
years of publishing."
A lot of readers have a feeling of dissatisfaction
and they want to "do something;" they are ready to
act. But here are some sobering statistics that show
how "not alone" you are:
Per Gramps and Bob Bauman of International
Living, 6 million Americans will leave this year. The
wealthy and productive. New émigrés will take their
place but many million fewer. This are uniformly
poorer although there are China families of wealth
that want to come to Estonia. And many land in
Vancouver, B.C. rather than the U.S.
In 2001 the U.S. State Department reported 6
renunciations of citizenship for the year. Now
renunciations have grown to 6 a minute and the State
Department is charging for the privilege of saying
"No thanks."
And there are citizens from other countries that
would have considered the U.S. and now are
"jumping over it" and landing in what would have
been for them a second tier choice a few years ago.
Is the U.S. finished and, say, Italy, roaring with
prosperity? Obviously the answer is no to both. The
U.S. may be the last man standing as a cascade of
countries bite the dust from bad governance. To
many, the U.S. doesn't deserve the accolade, but that
doesn't make it not true. The question is how nasty
is it going to get as the beast struggles to survive with
less food - and the only food it does get comes from
you or is you.
The "Six Flags" theory of survival and prosperity
don't need to discuss whether a country is right or
wrong or evil or good. It does suggest that folks who
embrace its philosophy are more fluid than the many.
And change hotels, so to speak, when service
declines or the price goes up too far too fast.
For the squeamish, this is a 100% front door
program. It is based on your present citizenship.
Some folks don't want that, but for those who do, it
doesn't get better than this.
The "Estonia" part in urging you to get Estonian
permanent residency right now is, frankly, irrelevant
unless you'd like to settle in a high latitude country
that is not at the saturation point in its development
curve - it is rising and it is well positioned to supply
goods and services to both the rich Nordic countries
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to its west and massive Russian market to the east.
Let alone to growing Poland and consumptive
Germany. They're right down the coast from Estonia.
What Estonian permanent residency truly is a
gateway to the 27 OTHER countries that form the
European Union. Unless Estonia is your target
country, permanent residency there gives you "no
questions asked" permission to live in ANY EU
country you choose. Plus Switzerland.
Want peace and low cost? Portugal. Want solid
economy and opportunity? Germany, Austria,
Switzerland. Want sunny bargains? Spain is up for
grabs. Want Florence or Tuscany farms? There's
Italy. Want English speaking countries? Ireland and
the UK plus the Normandy and Brittany coasts of
France. Everything you've read in a travel guide is
yours for the taking. Not asking. The taking.
Just like every other developing country, as soon
as the word really gets out, the program will be
discontinued. And you will be left knowing you
could have had it and could be living somewhere in
Europe. And think about "somewhere" - you have
the right to live anywhere. Unless you want an EU
citizenship and passport, you needn't "check-in"
anyplace. You can travel totally invisibly around
Europe. You don't need your passport. No country
even knows you are there unless you want to tell
them. And even if you do "check-in" for a couple
years to pick up your EU citizenship, you can "checkout" by leaving that country.
This program is everything you used to have to
head for South America to find.
Start your application today and start rigging your
chute and start working on your portable trade or
occupation skills for you and your whole family.
Expat World Page 3
December 2011
EDITORS COMMENTS
You may have received this
December issue by a few different
means. You could be an actual
subscriber, You could be on our
list of past and possible lost in the
transition list, you could be on a
list of people who have done
business with Expat World or
communicated in some way with
them or you could be on one of
many lists of EW from our exadministrator who died and left
the list for us to find. You could
also be on our "3 for free" trial
offer in which case this could be
your last edition. In any case,
starting with the January issue you will not be getting another
WHY DO WE RECOMMEND HUSHMAIL?
Hushmail is a very private way of communicating.
It keeps nosey folks from prying into your personal
affairs.
It has a number of levels of security.
One, when you log into your free account after
you set it up, Hushmail downloads a PGP java script
to your computer so you can send and receive PGP
encrypted email without you having to crypt or decrypt.
Two, when you enter your account, it is through an
SSL (secure socket layer) that is also encrypted. The
same kind used for financial transactions. Meaning
that the only way to capture what you’re writing is via
a keystroke capture system or a system that reads the
electromagnetic fields of your screen from a van by
the roadway. Needless to say, if either of these data
capture techniques are in play, you have offended the
gods and had better look for a new life as fast as you
can.
Three, even if someone knows about your hushmail account, they need your password to get into
saved emails.
www.ExpatWorld.net
FREE issue sent to you no matter what list you are on. Only
subscribers and 3 for Free trial subscribers will get the
January 2012 issue onward. SO WE ENCOURAGE ALL
THOSE WHO LIKE OUR ONE-OF-A- KIND
NEWSLETTER TO SUBSCRIBE! And if you're not going to
at least sign up (no repeaters) for our FREE THREE MONTH
TRIAL OFFER for the undecided and Cheap Charlies, then
we wish you a Merry-Christmas and a Happy New Year and
Audios Amigos, until we meet again -- and until you come to
your senses and do subscribe.
To subscribe to the Expat World newsletter via digital
copy to your email address in PDF format STILL at our final
offer discounted rate of $20 per year (10 issues) go to:
www.expatworld.org or www.expatworld.net. For the Cheap
Charlies you can also subscribe there for the 3 month trial
offer. Do it now! ------ Editor, Expat World
There are a few cases where hushmail has honored
court orders to attempt to intercept and decrypt certain
emails. As in a handful in a million uses a day. Statistically insignificant. For some this means that it is
suddenly not secure enough. For the rest of us it’s
fine.
Last . . . if you stop using your account for three
weeks, it’s dead and you have a certain amount of
time to pay a small amount and get your emails back.
After that, they’re gone. So, use it to write us, when
you’re done, delete all your “sent” and “received”
emails and then let it die. If you need to write us
again, get a new free account.
FYI, EW keeps its files pretty lean. As communication with a client is finished, it’s deleted.
It’s not perfect, but it’s 99.999% of way there for
free. However, you’ve got to keep using it no less
than every three weeks. If you want to keep the account without the need to check, spend $30 and sign
up for a year.
You can seriously increase privacy in ALL your
dealings by signing up for the most professional privacy system at www.expatworld.net/vpn and then
you still use hushmail.
Add the vpn service and you’re a ghost visiting
hushmail. Make sure you sign up for vpn BEFORE
you sign up for hushmail. That way there is no back
trail to your own IP address.
Expat World Page 4
December 2011
In my work, I need to make clear presentations of
carefully supported opinions. But all of us - including
me - need to unwind and gripe to our friends once in
a while.
As it happens, quite a few EW readers are guys
with whom I've had drinks and umm... informal conversations. And, quite a few of these conversations
took place at establishments that advertise in EW.
So, I'm going to consider EW subscribers my wider
circle of friends and rant a bit., Pull up a chair, pour
yourself a Margarita, and dive in.
I write a lot on heavy topics, so every now and
then someone calls me a philosopher. I take it as a
compliment, of course, but I always remember that
people respect philosophers for bad reasons - mostly
because they're expected to respect philosophers.
Please trust me on this - a lot of famous philosophers are not worth your respect.
Plato, for example, was an ass. Sure, he was a
smart guy and said some good things, but he was
also a wannabe tyrant and the inspiration for elitist
tyrants. He wanted to censor almost everything, with
the rulers deciding what stories could or couldn't be
told. He wanted people held within caste-like structures, with one line of forever-rulers and all other
lines forever-servants. Not my kind of guy. And, I
will add, he was a no-show when Socrates drank the
hemlock. Socrates' other students risked their safety
and showed-up, Plato said he wasn't feeling well and
stayed away.
There were, of course, good philosophers. The
early (pre-Socratic) Greeks broke a tremendous
amount of new ground, and even though hey were
sometimes mistaken, you have to appreciate guys
who figure things out for the very first time. Epictetus
had a lot of good things to say. Aristotle was a great
philosopher. He was wrong about a lot of things, but
he also discovered the right way to think about things.
Francis Bacon improved upon Aristotle and gave us
the scientific revolution, and a bunch of bullshitidentification tools. (Which are forgotten these days.)
John Locke was a great philosopher and a great man.
Thomas Jefferson deserves a place on the list. And
there have been others.
The big-name philosophers of more recent times
mostly stunk: intelligent guys, but with twisted souls
and running off the rails.
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Hegel taught that the state was God in the world,
which was a wonderful justification for Hitler, Mussolini, and their ilk. Rousseau based grand ideas on
lies and treated his own family like crap. Marx
founded his ideas on the mistakes of better men than
himself, embalmed them with word tricks, and turned
the much older idea of socialism into a death machine. Kant taught academics to use word formulas
to prove that the real world can't be assumed to be
real. (If that twists your mind a bit, it's because it is
supposed to!)
I could go on, but I won't. Suffice it to say that
philosophy has become an intellectual weapon.
George Orwell got it right when he described the socialist philosophers of his day:
The secret wish of this English Russophile intelligentsia was to... usher in a hierarchical society
where the intellectual can at last get his hands on the
whip.
And that's the real purpose of this confusing, academic, philosophical crap - they want to get their
hands on the whip.
Let me make it simple for you:
Any philosopher who can't cry with the bereaved,
who can't enjoy a joke with a homeless drunk, who
can't throw a punch, who can't explain his theory to
a child.... is a poser, no matter how famous he may
be.
Don't let them intimidate you... and pour me another drink.
P.R.
Paul Rosenberg is considered by some critics to
be the new Ayn Rand -- starting with his seminal
work A Lodging of Wayfaring Men. It's setting is the
"new world" that is our world right now. You can
find his many books at www.AscoliBooks.com. Paul
speaks often at freedom fests around the world and
is one of the more thoughtful and articulate advocates
of a way of life that just "by-passes" government.
To read a past issue of Free Man's Perspective or
to order, visit www.expatworld.net/fmp.
Expat World Page 5
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December 2011
with you for something.
Flag Six Report is a regular monthly feature of Expat World that is
directed to tips and cautions about building cash flow from cyberspace.
From Storefront to Internet
At the onset, there are two ways to look at a
"storefront" - yours and someone else's. It's better if
it's someone else's and, as a would-be internet
entrepreneur, you should always keep your eyes open
for something sold in someone else's store that YOU
could sell on the internet.
This same idea works if you're already living in
paradise running a beachfront scooter rental stand.
Why a webpage? Because tourists often research
every aspect of their trip. They're happy to see you
have what they want when they get there. The right
colorful photos, the girl on the scooter with hair in
the wind, the nice looking tanned "rental agent" and
add a "free drink" coupon you've worked out with a
local food and drink vendor and someone will be
stopping YOUR place before any others. You take
reservations. You will hold a scooter for them for a
small Visa deposit. You've got $25 of their money.
They are NOT going shopping for scooter rentals
anymore when they get to town. Have it ready for
them at their hotel if they pay upfront and fax back
your liability forms? Again, you can even afford to
advertise if you go extremely small: like your local
postal code only and only on travel sites. This is the
kind of business you can build into repping for tour
guides (for a %), renting "corrected lens" scuba
masks and snorkels/fins, free scooter-tour maps,
Garmin GPS units. You get it. The bodies are there.
Sell. Got WiFi? A table and you're an internet café
without being one.
Gramps once wrote me while he was on the road
visiting Campione d'Italia (see the Campione
Confidential by Gramps coming soon to our website)
that he had found a delightful candy made in a small
shop that only sold locally but would transport fine
and had a good shelf-life. He has a decent income
so he passed on making his entrepreneurial
observation into a reality. But if you're "someplace"
you need to always have your eyes open for
If you sell brake linings, you still want a local
something you can sell on the internet.
webpage. Do you cross promote with an oil-change
service and give coupons to each other's services?
As you shop, you can notice that something is Again, postal code sensitive keeps costs down. Offer
novel but not necessarily made by the seller. Your free inspections? Internet is cheaper than radio or
job, if you think you could sell it, is to find out where newsprint to spread the word and tell why a prospect
it comes from and make a deal with the distributor should come to YOU.
or manufacturer.
Do YOU sell something that is novel? Artwork,
But back to the problem of it being YOUR sculpture, something mechanical in your shop but
storefront. That means retail hours. We have a aren't on the internet? It's time. This is the ticket
saying in our family every time we have a brainstorm out of the storefront into full-time internet.
about a great idea for a business: "retail is jail" -- but
you also start where you are. Even if you run a dry
Now step back. Do you really need your own
cleaning drop-off point, you need a web page. It's storefront to make money from someone else's? Your
cheap. And you can even buy pay-per-click ads that job is to figure out how to get paid for sending them
are ONLY targeted to your postcode area. They're traffic. If you know about the internet and they don't,
cheap. Create coupons for the page. All the while then you can send traffic to 10 different stores, sell
keeping in mind that you're looking for something 10 unique products, and the retailer is still stuck
sold in your store to put on the internet - on eBay. behind his counter. Once you understand this, you
On Amazon. A stick of something to immediately truly have a portable trade or occupation.
put on a stain so it doesn't set. The professional-grade
lint rollers. Dog hair brush. Button matching service.
By finding a product that people like, you may
Fur storage (even if you sub it out). Mending. find that your internet sales start to overshadow your
Dyeing. Shoe-repair drop-off. Once a live body is retail sales - with a lot less hassle. As soon as you
in your store, your job is make sure they leave money know it's solid, you can think about getting out of
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Expat World Page 6
December 2011
retail jail. And THIS is the goal for all of us.
As always we urge you set up your web business
correctly. We recommend that you visit
www.internetlawcompliance.com/indexEW.html for
some great tips and the best complete website legal
guide and required forms in the world - all written
from a marketers point of view, not just a lawyer's.
By
way
of
updates:
EW
fired
www.moneybookers.com as its backup to PayPal.
We went to use them the first time and ran into a
whole bunch of paperwork they conveniently forgot
to tell us about when we signed up. This, by the way,
is something you want to be careful of when using
foreign banks or any merchant service. Your deposits
go in easily but require a KYC root canal to get out
or use. Proceed carefully and in small steps with
either a new merchant service or bank. In and out
many times before you breathe easy.
harder to sell what YOU want to sell than it is to sell
what people want to buy. However, it's much more
emotionally rewarding to sell what you want to sell
- meaning you might stick through the tough times if
you've got some passion behind it. Most of the
"help" programs available are about making money
all right, but they teach you how to find traffic and
then muscle your way into the stream. If money is
your only goal, then find one of these traffic
programs you can stomach and dig in. They will not
help you sell your own widgets or promote you oilchange business but they can make you money. A
word of caution. Their goal is to get your money one
way or another. Their info may be good, but to a
program, the $49 feeder program is to get you stepby-step to the $1999 seminar where "you learn all the
secrets" and then graduate to the $5000 handholding.
Just be careful.
Next month: The Bonanza in Irrational Buyers
Lastly for December, do remember that it's always
WE have below a piece by Grandpa. He is very bullish on
Panama. EW thinks ALL real estate based wealth is ok LONG TERM but that
can be a long time. EW sees the comparison to Monaco but Monaco is an order
of magnitude different from Panama and gramps may be comparing apples and
oranges. Of course, with inflation coming and Panama on the USD, prices will
escalate and at least keep pace with declining dollar value. EW thinks as long as
we put a "warning" to take some parts of the coming article under advisement
and realize that if you go down this unheeded path, kiss your money away for at
least a generation and then you'll be fine, if all other variables remain constant.
EW believes in small foreign real estate holdings THAT CAN EARN RENTAL MONEY that stays in
the foreign country. But choosing wisely is a big deal. You must be wise in your choices. But, as a general
rule, the U.S. is awash with "undervalued" property and if you live in the U.S., I?d speculate in the U.S.
rather than Panama unless you?re a savvy world traveler.
Your Editor's own rule: If you can?t drive by it every day and be on hand to deal with problems or have
a very trusted prop management agent, then stay away. The problems are always that you need liquid money
at the same time property is frozen in a time-warp. Tax-lien sales in the U.S. are probably a lot more liquid.
You see the ads on US TV daily.
PANAMA PROPERTY OPPORTUNITIES 2012
8 December 2011
This is Grandpa in Panama From: [email protected]. I will start with the
Bottom Line: There are a lot of good deals and desperate sellers in Panama
City right now. For those willing to sniff around and make offers, you can
become a millionaire in two or three years. Join me; right here, right now.
Background: A construction boom and real estate bubble for Panama City
condominiums lasted from 2003 until approximately 2007. Tens of thousands of
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Expat World Page 7
December 2011
high rise apartment units were designed and sold off-plan to speculators,
typically before the developers broke ground. Speculators signed up for preconstruction units so fast that local developers were encouraged to design
and sell more and more condo towers and to keep raising prices. Each building
was more luxurious, higher and better than the last. During this 4-year boom,
sales prices for Panama City condos more than tripled from $800 per square
meter to up to $3,500 per square meter. This was very high for Panama, but
still cheap by international standards.
In London or Monaco, the best properties can sell at $50,000 per
square meter (hereafter m2). If you look at a photo of the Panama skyline, it
is very futuristic - as if Manhattan was rebuilt this year. Getting back to
recent history: The first of these condo towers were completed and delivered
prior to the global slowdown. Early speculators were able to "flip" their
units to other speculators and a few end-user buyers. With low down payments
and 100% price increases, flipping a deal could yield a 1,000% profit in a
year or two. Then everybody piled into the game. Too many players betting on
the same horse always changes the odds.
Today that party is over. Just as in Southern Spain and Dubai, there was
been massive overbuilding in Panama City and nearby resort areas. Note: Some
rural areas of Panama were completely unaffected by the boom and farms or
fincas that are off the beaten track can still be had for very low prices
that changed little in the past 10 years. But my readers (like you?) are more
interested in hot deals -- popular areas like Balboa Drive or Punta Patilla.
Going back to 2008: Almost overnight, demand for the high-rise condos
evaporated. Speculators who had made small (or not so small) down payments
were (as of 2008) left holding an empty bag. Major developers like the local
investors who were putting up the still unfinished Trump Tower at Punta
Pacifica-- the biggest, classiest building in town, were destined to file for
bankruptcy. Donald Trump himself, never invested a dime in the project ... We
hear that he just got paid very handsomely for the use of his name. (EW
editor's note: The exact same thing happened with the "Trump Tower" in
Waikiki, Hawaii)
The Trump Tower sales people are irrationally exuberant -- desperate
to move their huge inventory of unsold or defaulted units. Legally they are
in a mess with many lawsuits pending. Undeniably, it is a great building, but
it was built as a high-maintenance structure with huge public spaces and
facilities that apparently require much higher Home Owner Association fees
than are coming in Panama. Even with the standard 20 year real estate tax
exemption, the maintenance payments for owners could be 5 times what
similar buildings charge. We feel that once the Trump units are sold, these
charges could and would be raised to even more than the rental value. The
Trump Tower was over-built, over priced, and it is over here,it's almost
empty.
BACK TO HISTORY: In the last days of the boom, to support every increasing
asking prices, buildings started to be identified with internationally known
names. Example? Familiar names like the Hard Rock Hotel & Condos were
planned, financed and built by local real estate people. Foreigners, mostly
super rich Colombians bought mortgage bonds to finance the construction.
Investors are all now hurting. Why? Because developers and new owners are
sitting on around 10,000 unsold units with few buyers in sight. To avoid an
immediate write down and huge loss for the investors, many are still on the
books and still listed for sale at high boom era prices. Needless to say,
there are no buyers a the “old” prices.
The global economic slowdown has impacted Panama City?s condominium
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Expat World Page 8
December 2011
market
more than most other real estate markets around the world. Dubai, Las Vegas
and South Spain however are in a similar boat.
Tighter demand coupled with reduced credit availability has created
serious downward price pressure. In addition to reduced demand, there has
also been an increase in the supply of high-rise luxury condominiums. Many
new towers still under construction as of early 2012 are being completed and
offered for sale.
Permits were issued during the last year of the boom. Buildings were
started then. The projects could not be abandoned because even if demand
evaporated and the developers went bust, big insurance companies had issued
"completion bonds" to insure the buyers and the City that the projects could
not be abandoned. That brings us to today!
Condo speculators whose buildings were delivered in the last twelve
months were told to pay up the final full payments. There are no end users to
be seen, and no speculators for any flipping. Thus, the typical retirees, MDs
and airline pilots -amateur speculators who thought they knew how to double
their money or better, are walking away from their deposits. The attractive
long term mortgages previously available are still there, but at lower
ratios and higher interest rates.
Buyers who wanted to pay cash and close deals were going to be stuck
with Condo units they never intended to occupy, but were going to flip for a
quick profit. Except now (as of 2011 and 2012) there are no buyers at "list
prices." The very few units that are still selling (in the best neighborhoods
with triple A water views), move out at in actual sales around $1500 per m2.
Though some exuberant salespeople will claim otherwise, even the very best
property is not selling at anywhere near $3500 per m2, and seldom at even
$2500 per square meter. Thus, the last waves of buyers are deep underwater.
They have an unpleasant choice to make: They could close the deals they had
contracted for and end up owning apartments worth up to 40% less than they
pay, or more sensibly they can walk away from deals and lose their deposits.
Depending on when they had bought, these deposits could range from 10% of the
price to 35% of the total price. In some cases, if the pre-construction
contract was made early enoughÐlike 2006 when list prices were much lowerÐthe
buyer may get out at near his cost and thus, maybe even gain back a small
portion of his deposit. But time is running out for these people. Aha!
Therein lays the playbook that we (Grandpa) recommend. Look for these deals.
My personal consulting clients can get guidance, but you really don?t need
me. It is just a matter of looking at the FISBOWS (for sale by owner) and the
REOs (foreclosed properties held by banks, developers, etc.)
Some developers can hold on a while longer because of the cash flow from
forfeited deposits, and the few closings that still happen. But most are
falling like dominoes. They are defaulting on their bond payments or bridge
loans - the constructions loans that were supposed to be paid off by the new
hoards of eager buyers
ARE PANAMA’S ECONOMIC FUNDAMENTALS STILL STRONG?
In my opinion, there is much less overhang of inventory than in the USA,
Dubai or Spain. In another article I explained the fact that literally
millions of wealthy individuals are looking for new citizenships and
residences in uncrowded, year-round-warm, and relatively safe places like
Panama. Ten or even fifteen thousand luxury units may be too much for Panama-a poor country with only 3 million inhabitants to absorb. But the buyers are
not going to be locals. Venezuelan escaping Communism are coming in. Many
Colombians are super rich, and they want a bolt-hole. Canadians and Americans
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December 2011
are still coming in. With a little push and good publicity from Grandpa and
his minions, Russians and Chinese will open their wallets for suitable deals.
There will be many more tenants seeking accommodation too. Capitalintensive projects like the Panama Canal expansion are responsible for
burgeoning economic activity. The Panama Canal project due to corruption and
mismanagement is way over budget and way behind schedule, but French,
Chinese, English and other foreign companies are sending people over to
Panama City to get in on the multi-billion dollar action. Some of the money
may be tainted, but for developers, landlords and us, we don?t need to look
or smell. We just rent or sell!
Additionally, many multinationals have already, or are establishing
regional headquarters or major operations in Business Friendly Panama. Panama
is a popular destination for foreign business people involved with these
projects. Then too, Panama is very friendly to retirees, with very
inexpensive gorgeous condos in the beach areas often at the price of a garage
in their home town. A hundred dollar gourmet dinner in Europe can be
had here for 20% of the price. Same with groceries.
HOTELS
Due to swelling tourism statistics and a growing segment of business
travelers, hotel occupancy rates in Panama have traditionally been quite
high. The most well run hotels operate at full capacity for several months at
a time. Despite new competition from apartment owners renting out "shortterm," the better hotels are still showing reduced, but decent returns on
investment.
Given this excellent market for transients, smart property investors
can put 2 and 2 together with no market for them to flip their condos. The
better units can still generate an excellent return by competing with hotels
in the short-stay rental market. The idea is getting to be very popular with
travelers why pay up to $250/night in a hotel when you can pay $100/night or
less for a furnished and infinitely homier apartment? The idea of vacation
apartment rentals recently took off in Panama just as it did in similarly
situated Barcelona (Spain). The local Panama craigslist.org
http://craigslist.org website and similar are now full of apartment
listings. Many real estate agents are also specializing in property
management with short term rentals being the fastest growing segment of the
market. Just Google "Apartments for rent-Panama City."
However, when things are doing well, you can always count on the
idiot leftist in government to try and mess things up. Panama?s National
Assembly recently passed "Resolution 52.?" The intent of the resolution was
to ensure that the government will collect taxes on transient rental income.
Except that?s not what the law said. What Resolution 52 actually does is make
it illegal for anyone to rent his/her property for a period of less than one
year. Is that brilliant or what?
A few years ago they did something equally stupid and senseless with
their visa policy: At the time there were a lot of retired gringos and others
who were living in Panama full time on a 90-day tourist visas. They were
doing visa-runs every three months, without ever applying for legal
residency. In its efforts to fix what was not broken, the government
decided that tourists would only be granted a non-renewable 30-day tourist
visa.
The decision had the expected effect
real estate sales and tourism
numbers dropped. Then the government reversed its policy in favor of the
original 90-day visa. Shortly afterwards, they decided to give tourists a six
month visa, and that is where the law stands today.
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December 2011
Undoubtedly, the same thing will happen with the no short term rentals
law. Maybe hotel owners benefit, but it hurts the overall economy and makes
crooks out of landlords The government (Grandpa predicts) will reverse this
decision if they have not already done so by the time you read this.
SMART MONEY?
The smart money and Grandpa is very bullish on Panama’s future as the
financial and business capital of Latin America. Florida and the USA in
general are shooting itself in the foot with exorbitant taxes, rent controls,
and criminal laws. Twenty percent of the entire population is considering
moving out of the USA and "Escaping from America."Bottom line: There are
plenty of undervalued distressed properties available here. Anyone who sniffs
around and makes “low ball” offers can capitalize on them. If you were
considering real estate in Panama, you should not let the idiotic laws passed
by the minority socialist element of Panama affect your decision to move or
invest here.
Use Grandpa?s 100 house rule. Look at 100 properties personally so
that you know and understand the market. Then make offers (no money down and
below market values) on all of the next hundred quality properties you see.
Do that and during the next year, you should get at least five sweet deals.
They will make you a million and generate enough income for you to live
happily ever after.
As to the new law: If it is still in effect when you read this, the
solution, circumvention or work-around is simple. In your internet or other
ads, don't mention any one year-lease. When the guest arrives, explain the
law and how to get around it legally. Your tenant signs a year lease with a
small cash deposit left with you the ownerÐor your manager. When the guest
leaves, he legally abandons his lease without personal liability. The
landlord, you, keeps the deposit (which just happens to equal the amount of
rent-days the tourist actually stayed).
By owning top quality rental apartments you should be able to
generate a respectable 10 to 15% year return on money you can still borrow
here at 7 or 8%. Owner 2nd mortgage carry back loans are not popular here,
but if you make any offers these days, desperate sellers will listen.
--Grandpa in Panama - January 2012
Note: The idea for this article and some of the content deserves a thank
you to Simon Black, a popular newsletter writer
INDIAN WANTING COFFEE
An Indian walks into a cafe with a shotgun in one
hand and pulling a male buffalo with the other. He
says to the waiter: "Want coffee.
"The waiter says, "Sure Chief. Coming right up."
He gets the Indian a tall mug of coffee.....
The Indian drinks the coffee down in one gulp, turns
and blasts the buffalo with
the shotgun, causing parts
of the animal to splatter
everywhere and then just
walks out.
The next morning the Indian returns.
He has his shotgun in
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one hand, pulling another male buffalo with the
other.
He walks up to the counter and says to the
waiter: "Want coffee."
The waiter says, "Whoa, Tonto!
We're still cleaning up your mess from yesterday.
What was all that about, anyway?"
The Indian smiles and proudly says, "Training for
position in United States Congress. Come in, drink
coffee, shoot the bull, leave mess for others to clean
up, Disappear for rest of day."
NOVEMBER 2012 IS
ELECTION DAY
VOTE WISELY!
Expat World Page 11
December 2011
Republican
or Democrat
If
you
watch
the
mainstream news and
especially the Fox news
channel, you will find
massive
distortions,
untruths, and plenty of spin
on what and who is responsible for the present state of
affairs in America ultimately brought on BY THE
CONGRESS OF THE USA. Listen to Fox commentary
and you would think that we have a socialist devil
running this country who is responsible for ALL its
problems and that any additional harm done to the USA
and it's economy is then fluffed-off on the Democratic
members of Congress. What pure journalistic bullshit
says EW. Here we present a number of facts that can be
checked as accurate that if read by any intelligent person
will paint a picture of who is responsible
REPUBLICANS or DEMOCRATS heading the
government or in Congress.
Percentage of current US debt that was accumulated
during Republic presidential terms : 71 percent
Portion of debt-ceiling elevations since 1960 that have
been signed into law by Republican presidents: 2/3
*Percentage of profits American corporations paid in
taxes in 1961: 40.6 -- TODAY: 10.5
*Portion of the increase in US corporate profits
margins since 2001 that have come from depressed
wages: ???
*Percentage of income growth since the end of the
recent recession that has gone to corporate profits: 9/10
* Amount the Emergency Homeowner's Loan
Program returned to the Treasury after it's allocation
deadline passed: $568,000,000. That's just over half a
billion dollars.
*Minimum amount the US government overpaid for
federal service in 2010: 26,000,000,000 -- that's just over
? TRILLION dollars.
*Estimated percentage of US public Schools that will
fail this year under the standards set by the No Child Left
Behind act: 82 percent
*Chance that a school has lowered it's proficiency
standards to inflate test scores since 2005: 1in 2.
*Price the Berkeley College Republicans charged
white men for backed goods at their September "Increase
Diversity Bake Sale": $2 ---- Price they charged black
men: $0.75
*Number of codes in the current nationwide system
for describing medical services on insurance bills: 17,849
--- Number in the new federally mandated system:
141,058 -- Code number for "crushed by alligator, initial
encounter: W5803XA -- For "crushed by alligator,
subsequent encounter: W5803XS
www.ExpatWorld.net
Expat
World’s
World --
of
Travel
Marco Morawec is a shoestring travel expert who is
our guest contributor this month to Expat World's World
of Travel. He presents:
3 Questions to ask yourself before
leaving your country.
Being an Expat is a badge of honor! Something I believe
everyone should do in their life. Go abroad, go beyond the
first step of traveling and actually relocate your entire life to
a new place, country, continent‚ and in fifty years, even a new
planet. But as exciting and adventurous as it sounds to live
in bustling Bangkok, a palm-fringed island in the South
Pacific or somewhere in Latin America, you need to
understand one thing: leaving your home country is hard. In
fact it is probably one of the hardest things you will ever do
in your life.
Think about it. Since you were a little kid you made
friends, developed networks in school, had a family to
support you in tough times and could count on a system
that you understood. If you move abroad, all of that is
taken away from you in an instant. New friends need to
be made, networks re-built and a new system learned
from the bottom up. In the worst case scenario you are
stripped of your communication skills too, because you
don't speak the local language yet.
So what's a wannabe expat to do? Before you start
getting too far into your dream of leaving home and
waking up on the beach of your dreams every morning,
ask yourself three simple questions:
1. Can I live on very little money? --- Your savings
from back home will stretch much further in Asia, Latin
America, Africa or pretty much anywhere in the
developing world. But unless you have huge cash
reserves or a stream of income from back home you will
run out of money eventually. So you need to plan ahead
and think about how you can sell your skills wherever
you dream to go. Take me for example, I do web design,
analytics and optimization for a living. If I were to go
to a remote Indonesian island I would have a hard time
making a living based on my specialties, simply because
nobody has a website on a remote island and the few
people who do have one couldn't care less if I show
them how to generate more business leads through their
Expat World Page 12
December 2011
website. Visitors come to their island because of the 5-star
ratings in the guidebooks and not because of some local
website. Plus, nobody really has internet anyways, so
what's the point in lead optimizing a website if none of
the locals check their email regularly anyways.
So maybe I could open a backpacker or a bar at the
beach? Well, how much experience do I have in running
a backpacker or a bar at the beach. Not much. And that's
exactly my point. If you don't have a lot of experience in
the expertise that's in demand where you're planning on
going you will need to learn those skills while you are
there. That will take time and time without income makes
you use up your savings, which is exactly why you need
to ask yourself "can I live on very little money" and for
how long?
Once you figured out how long you can live in your
dream destination you can create an action plan and figure
out if you can learn whatever skill you need to have in
that time frame. Think you can pull that off? Yes, great
jump on an airplane. Not ready yet, go back to the
grindstone and save money for a few more months while
learning the local language at night.
2. Am I a social person? --- If you move to a new
country you will be alone. A lot. Making friends at home,
in your own culture is hard enough. Try doing it in a
different culture without understanding what's going on
most of the time. Finding interesting people to talk to,
exchange ideas and share adventures with will take time.
Yes, you can hang out with all the other expats in town
and wear your expat badge of honor high on your chest,
but is that really why you are far away from home? To
hang out with the same people all over again? Do yourself
a favor and don't do that all too often.
Instead, leave your comfort zone and meet the locals.
Get used to stuttering broken sentences of Thai, Bahasa
Indonesia or Spanish and feeling like a fourth grader
trying to solve a math problem in front of the entire school
class. Don't shy away from those situations, rather
embrace them, because personal growth opportunities like
this one are hard to come by back home. I promise you
that if you keep going out of your comfort zone and trying
your best to meet the locals you will find a new local
friend. And once you have your first friend you make new
friends much, much faster.
3. Do I thrive in Chaos? --- If you are reading this I
must assume that you are coming from a western world.
A world where most things are organized, traffic is mostly
controlled by rules, things have fixed prices and if you
need something from an official institution you can find
out what you need to provide in order to get it within a
reasonable amount of time. Well, all that's about to
change. Trying to figure out how things work in India,
Asia or Latin America is very similar to spinning in circles
until you are feeling dizzy. In other words it will cause
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you a lot of headaches and keep your learning cure step.
So when nothing that you buy has a fixed price, there are
no supermarkets, traffic feels suicidal and you bargain for
everything from a haircut to a carrot, do you wake up in
the morning with a smile on your face? Or to repeat my
question, does that kind of chaos, the hustle and bustle
make you try harder, motivate you and fulfill the dreams
you came here to achieve?
If you think you will keep your cool and thrive in
a bit more chaos than back home, you will absolutely love
being an expat and living abroad.
Now it's your turn. What do you think is the hardest
part of being an expat?
Marco Morawec is a shoestring travel expert who set out to
explore the world in 2001. Since then he's been a successful four-times
expat, European Union sponsored exchange student and traveler to
over 30 countries on less than $25 a day. Google rightfully calls him
a Shoestring Travel Expert and you can get his free ebook "5 Travel
Mistakes that Almost Sent Me Home Early" and read about "3
Bulletproof Strategies for Saving 30 Percent of Your Shoestring Travel
Budget" on his Shoestring Travel Blog www.25DollarTravel.com
The Four Cats and the Government
Four men were bragging about how smart their cats were.
The first man was an Engineer, The second man was an Accountant, The third man was a Chemist, and The fourth man
was a Government Employee. To show off, the Engineer called
his cat, "T-square, do your stuff." T-square pranced over to the
desk, took out some paper and pen and promptly drew a circle,
a square, and a triangle.
Everyone agreed that was pretty smart. But the Accountant
said his cat could do better. He called his cat and said, "Spreadsheet, do your stuff." Spreadsheet went out to the kitchen and
returned with a dozen cookies. He divided them into 4 equal
piles of 3 cookies. Everyone agreed that was good.
But the Chemist said his cat could do better. He called his
cat and said, "Measure, do your stuff." Measure got up, walked
to the fridge, took out a quart of milk, got a 10 ounce glass from
the cupboard and poured Exactly 8 ounces without spilling a
drop into the glass. Everyone agreed that was pretty good. Then
the three men turned to the Government Employee and said,
"What can your cat do?"
The Government Employee
called his cat and said, "CoffeeBreak, do your stuff."
CoffeeBreak jumped to his
feet....... Ate the cookies........Drank the milk.....
Shit on the paper.......
Screwed the other three
cats........ Claimed he injured
his back while doing so.
Filed a grievance report for
unsafe working conditions......Put in for Worker's Compensation.........and Went home for the rest of the day on sick
leave...........
AND THAT, MY FRIEND IS WHY EVERYONE WANTS
TO WORK FOR THE GOVERNMENT!
Expat World Page 13
December 2011
HK residency for maids
I won’t take my religion from any man who never works
except with his mouth. ~CARL SANDBURG
It’s a shame that the only thing a man can do for eight hours
a day is work. He can’t eat for eight hours; he can’t drink
for eight hours; he can’t make love for eight hours. The
only thing a man can do for eight hours is work ~WILLIAM
FAULKNER
It’s true that hard work never killed anybody, but I figure,
why take the chance? ~RONALD REAGAN
People who work sitting down get paid more than people
who work standing up. ~OGDEN NASH
The classes that wash most are those that work least. ~ G.K.
CHESTERTON
The prospect of a long day at the beach makes me panic.
Ther is no harder work I can think of than taking myself off
to somewhere pleasant, where I am forced to stay for hours
and “have fun.” ~ PHILIP LOPATE
When you see what some girls marry, you realize how they
must hate to work for a living. ~HELEN ROWLAND
I have yet to hear a man ask for advice on how to combine
marriage and a career. ~GLORIA STEINEM
One of the symptoms of an approacing nervous breakdown
is the belief that one’s work is terribly important. ~
BERTRAND RUSSELL
Personally, I have nothing against work, particularly when
performed quietly andunobtrusively, by someone else. I
just don’t happen to think it’s an appropriate subject for an
“ethic.” ~BARBARA EHRENREICH
HONG KONG: A Hong Kong court
rejected a government bid to suspend
the processing of the usual residency
applications by foreign maids, after a
key ruling last month paved the way
for them to settle in the city.
Fearing the ruling would spark a
flood of new applications before the
apeal against it was complete, the
government asked the court for the
stay order, to maintain the “status
quo” for the time being.
But Justice Johnson Lam yesterday
refused ther equest, saying that the
maids could take their cases to court if
their applications for temporary
residence were not entertained by the
immigration authorities.
Broccoli with a wallop
LONDON: British scientist have unveiled
a new type of broccili that, experts say,
packs a big nutritional punch.
The broccoli was specially grown to
contain two to three times the normal
amount of glucoraphanin, a nutrient
believed to help ward off heart disease. It
works by breaking down fat in the body,
preventing it from clogging th earteries
To create thevegetable, sold as “super
broccoli”, the scientists crossbred traditional
British broccoli with a wild, biter Sicilian
variety that has no flowery head and a big
dose of glucoraphanin. After 14 years, the
enhanced hybrid was prodiced, which has
been granted a patent by the European
authorities. No genetic modifications were
involved.
From September onwards,
Bournemouth and Poole College
in the UK is offering what must
be one of the most fun degrees in
the country - Surfing. During the
two-year course, students will
‘study beaches’ and hone their
surfing skills.
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Expat World Page 14
MODELING SINCE 1956
If piled together, the amount of Play-Doh
plasticine made since 1956 would wiegh
the same as 2,000 Statues of Liberty. It
was originally designed as wallpaper
cleaner, but Joe McVicker saw its potential
as a toy and ended up a millionaire before
his 27th birthday
December 2011
“If you’re traveling to
Hawai’i in the “winter”
Don’t bank on good
weather. Be prepared to
take a cooking class.”
Metafilter.com
FACTOID
12 Degrees F
The lowest temperature
ever recorded a the 13,770foot elevation level of
Mauna Kea on Big Island
on May 17, 1979. (Hawai’is
is the only state in America
never to have recorded a
below-zero temperature.)
Weather.com
The lines to purchase
tickets for Rome’s
Colosseum can be over an
hour long, even in the offseason. Rather than wait
with everyone else, our
guide took us to a ticket
window at the Palatine
Museum, a five-minute
walk away (via di San
gregorio 30). He
explained that admission
to the Palatine also grants
you access to the
Colosseum, for the same
$11. We walked back to
the Colosseum, past a line
100 yards long, flashed
our Palatine tickets, and
got right in.
Gary Minjock, Seven Hills, Ohio
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Expat World Page 15
December 2011
Freedom Dies in America and
Americans are Exiting
EW thanks the Freedom Alliance and the
Sovereign Society's for their insights and article
about Americans voting with their feet and
becoming citizens of the world.
Growing numbers of Americans living abroad
are renouncing their U.S. citizenship because of the
Foreign Account Tax Compliance Act (FATCA) not to mention the ever more burdensome and
complex IRS reporting obligations that now come
with the treat of financial and even criminal
penalties.
The United States is one the few major nations
that requires their citizens living abroad to pay
income taxes. The only way to end that U.S. tax
obligation is to terminate U.S. Citizenship.The
latest statistics reveal that more than 1,500
Americans living offshore did just that. According
to the Federal Register, that's up from 743 people in
2009 and 235 in 2008.
Jackie Bugnion, director of American Citizens
Abroad, a Geneva, Switzerland-based group, says
the exodus is a backlash on the part of U.S.
expatriates and the offshore financial sector to the
radical IRS claim that its jurisdiction extends to
every bank and financial institution in the entire
world.
That extraordinary IRS claim is embodied in
FATCA, and was adopted in 2010 by the then
Democrat-dominated Congress as part of the Hiring
Incentives to Restore Employment Act and signed
with approval by President Obama.
This law threatens foreign financial banks and
financial institutions of all kinds with a 30%
withholding tax if they fail to comply with an
onerous reporting regime on their U.S. clients.
Dangerous to the U.S. Economy
No hearings were held on this radical proposal
and few knew it was even contained within the
pending bill - just as its sponsors wanted it.
This summer, American Citizens Abroad
launched an international campaign to repeal
FATCA, which they describe as "misconceived"
and "dangerous for the U.S. economy."
This complements a U.S. drive to repeal FATCA
led by the Coalition for Tax Competition,of which
The Sovereign Society is a member.
While the reaction of an increasing number of
Americans has been to acquire a second passport
and dual citizenship as a prelude to ending their
U.S. status, numerous foreign banks have reacted
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by dumping existing American clients and refusing
new ones.
As if the threat of FACTA were not enough, the
IRS has an active prejudice against U.S. persons
with offshore bank accounts and business interests,
automatically assuming any American who dares to
engage in offshore financial activity is probably a
tax evader or worse.
Add to that prejudice the arbitrary application of
a complex U.S. tax code, plus the attitude that the
taxpayer is always guilty until they can prove
otherwise.
Preposterous Claims -- The IRS makes the
preposterous claim that enforcement of FACTA
possibly can produce additional tax revenues of
US$8 billion over 10 years. At the same time,
estimates of the cost of implementing FACTA run
into hundreds of billions of dollars, plus at least
$10 billion per year for filing requirements.
Nonetheless, in a rare instance of official
sanity in July, the IRS announcedthat the original
January 1, 2013 effective date for FATCA had been
dropped.
Under the new IRS schedule, offshore private
banks, which face the most onerous IRS
requirements under FATCA, will not have to
provide details on U.S. clients with accounts with
more than $50,000 until 2014. Lower value
accounts at private banks do not need to be reported
until the end of 2014. Certain other accounts do not
have to be reported until 2015.
No doubt what brought about this delay was the
firestorm of anti-FATCA American public opinion
and a chorus of protests, not only from the
international financial and banking industry but
also from foreign governments.
Canadian treasury officials have attacked
FATCA calling it unworkable, far too costly and an
unprecedented U.S. intrusion on their national
sovereignty.
Typical of these foreign complaints was a
prediction that if FATCA were imposed on The
Bahamasthat offshore financial center would drop
most of its American clients.
Delay is not the answer to this colossal FACTA
mess. Complete repeal is.
Much hinges on the outcome of the 2012 U.S.
elections, not least of which is the freedom of
Americans to do business where they choose.
-- Bob Bauman JD
Chairman, Freedom Alliance
Expat World Page 16
December 2011
assignment not dissimilar in its intensity and remoteness to the
Peace Corp. Responsibilities include general maintenance,
maintaining good relationships with the community, and
preparing for occasional visitors. Starts March or so, 2012. You
will need to make a one year minimum commitment. For
photos
and
job
description
please
visit:
http://www.palauislandhome.com
To all Expat World Reader's: In our last issue and
on our website we have introduced you to the
Caretaker Gazette, the oldest continuous service of
it kind, far as we know, that provides hook-ups
between property owners and people who want to
live free (or be paid) in exchange for looking after
properties when the owner(s) are not in residence.
This month we give you the new updates that came
out just recently to give you a feel for the hundreds
of listings they provide. If you're like me, I entered a
subscription to keep me up to date on what I could
do when I decide to live around the world on other
people's nickel. I would encourage all to subscribe.
The details are below. Meanwhile read on:
* AUSTRALIA -- CARETAKER MANAGERS needed.
We are searching for a couple to manage a small retirement
village in the Burpengary, Queensland area. The caretakers
must be experienced in gardening, maintenance and office
administration. Accommodation is included with this position.
To apply, please fax your resume(s) to 0755914527 in
Burpengary.
* CANADA -- A FULL-TIME, ON-SITE, RESIDENT
CARETAKER COUPLE is required for a 100+ unit building
in Vancouver, BC. Duties include (but not limited to): renting
suites, move in and move out inspections, monthly deposits of
rent, tenant relations, cleaning, minor suite maintenance as well
as grounds maintenance services. The successful candidates
will be fluent in English and have knowledge of the Residential
Tenancy Act. In addition, candidates must have excellent
communication and problem solving skills, as well as
experience in minor plumbing, minor repairs. Candidates
should have at least two years of experience. A competitive
compensation package will be offered to the right candidates.
Please
apply
on
line
now
at
www.gatewaypm.com/JobApplication.aspx?id=419
* ENGLAND -- A WEST KENT COTTAGE IS
AVAILABLE rent-free for five mornings a week housework.
This would be very suitable for an energetic person whose
partner has their own occupation. This is not suitable for a
retired couple. No children. Must have a clean UK driver's
license, excellent references and a detailed CV. Please call
Juanita at 07971 562463 for more details.
* NEW JERSEY -- EXPERIENCED COUPLE
PREFERRED but an experienced single will be considered for
innkeepers of an established year-round bed and breakfast in
Atlantic City, NJ. On site housing provided and required. Our
primary need is marketing and sales but duties also include
office administration, maintenance and some housekeeping.
Please email your work history, relevant experience, salary
expectations and availability to the owner at
[email protected]
* PALAU, WESTERN PACIFIC -- WE'RE LOOKING
FOR A CARETAKER, ideally a couple, to look after our
simple, off-grid house on Angaur, an outer island of Palau in
the South Pacific. Palau is a former-U.S. territory located 1,000
miles south of Guam. This is a challenging and unpaid
www.ExpatWorld.net
* AUSTRALIA -- LIVE-IN CARETAKER needed. After
many years of service, The Commonwealth Clubs live-in
Caretaker is making a sea change. This position is ideally suited
to a semi-retired or retired couple who enjoy interacting with
and providing friendly service to visitors to Canberra. The
primary role of the Caretaker is to provide after-hours checkin service to guests checking into the Clubs accommodation. A
one-bedroom apartment is located within the premises of the
Club and is provided as part of the package. Interested parties
should send their details to the Clubs General Manager, Mr.
Sean Moroney, 25 Forster Cres, Yarralumla ACT 2600
Australia.
** SITUATIONS-WANTED AD: A MINISTER/WRITER
NEEDS A CARETAKER/HOUSESITTER POSITION. Hello,
I would like to take a moment to introduce myself. I am a
Minister/Spiritual Healer/Writer. I am looking for a caretaking
position in the San Francisco area or East/North Bay areas. My
ministry is very interesting as I am a "Spiritual Healer" and
"Spiritual Writer". I am writing a dynamic spiritual book about
God, Jesus, The Holy Spirit and Guardian Angels. In my travels
and journeys I have noticed that properties need to be spiritually
cleansed and cleared by a positive force of energy. I would be
more than happy to take care of your home, pets and property,
as well as clearing the energy for you while you are away.
Excellent references available! I can be reached at the following
email address: [email protected] or by calling (707) 7319286. I look forward to hearing from you soon. With abundant
blessings, Namaste' Remember to pay it forward. Thank you
for your help!
So go ahead and subscribe today at only $29.95 to the
CARETAKER GAZETTE. Tell them Expat World sent you
their way. You can subscribe on line or via the information
given below:
Gary C. Dunn, Publisher
THE CARETAKER GAZETTE
3 Estancia Lane
Boerne, TX 78006 USA
Phone: (830) 755-2300
Email: [email protected]
Blog: http://caretakergazette.blogspot.com
Website: www.caretaker.org
Celebrating The Gazette's 29th Year of Publication!
SPECIAL OFFER: The newsletter, "Dwelling Portably",
published since 1980, has a special offer for GAZETTE
subscribers. For only $19.95, you will receive 20 issues of this
publication; the current issue plus 19 back issues. Dwelling
Portably is a newsletter that provides information about how to
live comfortably without high rent/mortgage and taxes, in tents,
tipis, vans, etc. Readers tell what works or doesn't. It provides
practical advice about living on a low-budget by choice camping on the edges, living simply, getting by in the woods
or on the road and loving it. With concise typing and line
drawings, Dwelling Portably crams many tips into each issue!
It's for modern nomads choosing alternative lifestyles to the 95 rat race. This is really an incredible publication written by the
editors and letter contributions sent in by the people
experiencing it. Send in only $19.95 for 20 issues of Dwelling
Portably to THE CARETAKER GAZETTE, 3 Estancia Lane,
Boerne, TX 78006 (please write your check or money order for
$19.95 out to THE CARETAKER GAZETTE) or use your
debit/credit card for payment.
Expat World Page 17
December 2011
LIVING TAX FREE
Financial Freedom
Through
Working, Investing, Retiring and Living
In the World’s Best Tax Havens.
Stop Dreaming and Visit:
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Chapters include -How to Attract Anything
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Law of Attraction Mistakes
Masterminding with Mark Twain
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www.ExpatWorld.net
Expat World Page 18
December 2011
Remember cell phones
go public this month
November 30, 2011
Important Reminder!!
*Australians International - organization for Australians
living overseas
*AWAL - Around the World in a Lifetime is an
organization for US Foreign Service families, and in
particular, Foreign Service teenagers between the ages of
13 and 18
All Cell Phone Numbers Go Public this month. All
cell phone numbers are being released to telemarketing
companies and you will start to receive sales calls. YOU
WILL BE CHARGED FOR THESE CALLS !!!
Your opt out only takes only a minute to do but you
have to call from your cell phone . In addition, if your
children have cell phones you must call from each one
separately....
*Canadiana Connection - Information, jokes, famous
quotes, products - all things Canadian.
To prevent your cell (and home phone) from
going public, call the following number from your
cell phone: 888-382-1222
*Bangkok - The Expat's Guide - insightful information
from an expatriate in Thailand
This number works for cell phones and your home
phone. It is the National DO NOT CALL list. It will
only take a minute of your time. It blocks your number
for five (5) years. You must call from the cell phone
number you want to have blocked . You cannot call
from a different phone number .
THE KNOWLEDGE BOX -- FOR
EXPAT BUSINESS PEOPLE
As all Expat Business People know, time is money.
Finding information can be a time consuming task, so we
here at Expat World , the Newsletter of International
Living, have composed a list of websites that can be
useful for most expats whether they need them for
business or other reasons. We hope, you the readers of
Expat Business People Magazine, find it helpful in your
business needs.
*Babouchka's - a great Moscow expatriate site
*Back to My Roots.com - European Expat Community!
Specialized links, forums, photo books, stories and lots of
other expats
*Bangladesh International Community News - a news and
information service for expatriates in Bangladesh
*Blackmore World Service - provides details on motor
insurance available to expatriates and diplomats
*Bermuda Online - Bermuda from A to Z for international
educators, all visitors and working newcomers
*British Expat Page - free newsletter for UK expatriates
around the world
*Britnet - One of the biggest contact and resource sites
for British expatriates worldwide.
*Brits Abroad - A place for expats and those interested in
British culture
*British Food Online - The Biggest British Supermarket
online for all British Expats Worldwide. All Your
Favorites From Home Delivered To Your Door. Great
Choice, Excellent Prices. Start Shopping Today.
*Brits In America - For everyone and everything British
in America
*Brits in the United States - geared to UK expats living
in USA
*Canadian Guide to Working & Living Overseas
*TFG Global Insurance Solutions Ltd. - Owner of Expat
Financial.com
*Canadians In China - great web site if you are Canadian
and living in China or planning to move there
*American Guide to Canada - interesting site for
Americans thinking of going to the "Great White North"
*Canadian Living Abroad - Lots of information for
Canadians living overseas
*American Woman Overseas - national non-profit
organization with an international outreach that gives
hope and provides resources to American Women living
overseas facing Domestic Violence in their lives
*Canuckabroad.com - web site for Canadians living or
thinking of living overseas
* Americans Abroad - Greece
*Costablancalive - provides essential information for UK
citizens considering expatriation to Spain and to those
who have already expatriated.
*Americans in France - Resource for Americans and other
native English speakers that would like to travel or live in
France.
*AngloINFO.com - great information for English
speakers in southern France
*Asiaville - premier Gateway to Asia
www.ExpatWorld.net
*Contact Expats.com - Contact the expat community
worldwide
*Dansk-OSS - The site for Danes abroad De Nederlandse
Club - The official Dutch Club in Jakarta Distinctly
British - have specially selected a broad range of
established British companies that produce unique, quality
goods which are quintessentially British.
Expat World Page 19
December 2011
INTERNATIONAL DRIVERS LICENSE — As seen on TV.
Good in over 180 countries including the USA. Four year validity,
renewable. Why you NEED one: If you plan to travel, have present
“problems” with your local license, need a motorcycle license, need
a photo ID, need another form of ID.
THE P T CD - T he Hill Collect ion
$100 GETS YOU $1400 AT EXPATWORLD
Information even your lawyer won't tell you even if he knew.
Beat the Bureaucracy — Outsmart Big Brother
Live a life free of bureaucratic hassle while
protecting your personal and financial privacy
Now available, the “Bible” on living a bureaucratic free life, plus 3
additional best sellers by W.G. Hill. Get these 4 books in the W.G
Hill “PT” collection , all on a single CD or 6, 3 1/2 inch PC formatted
disks:
1. PT (Perpetual Traveler,etc.)
2. The Passport Report
3. Portable Trades and Occupations
4. The Invisible Investor
These books sell in hard copy for US $100 per book! Order today
and all four books on the CD or diskettes are yours for US $100 total
and we’ll include the limited edition “How
to Become a Honorary Consul” absolutely
free. (This book sold originally in hard
copy for over US $1000!)
•
For
full
details
and
ordering
instructions email us or order online
(Also ask about being a “reseller”)
Type of Vehicle(s) you can drive: (circle one or more) [automobile,
light truck, heavy truck, motor-cycle, passenger bus)
____________________________________________________
Your mailing address for delivery
_____________________________________________________
*TWO PHOTOS approximately 1 and 1/2 inch by 2 inch Send details
with US $135 cash, check, money order or Visa Card details VIA
REGISTERD AIRMAIL to ExpatWorld
PRESS PASS
LEGAL
SECOND PASSPORT
A very special legal second
passport/nationality program
for US $7500 total cost.
Here’s a great opportunity for readers of
Expat World to obtain a legal 2nd passport at
a price way below par for an offer of this
quality. Expat World does NOT sell passports
but we will direct you to immigration consultants that have this program. We can’t say
more here but if you want to know the name
of the country plus more information and receive an application send a blank email to [email protected] with Agricultural
Project as the subject.
www.ExpatWorld.net
• No documentation needed!
• Good in +180 countries (including the USA)
• 4-year validity
• No documentation of present license(s) needed
• Cost US $135
TO ORDER WE NEED:
Last Name___________________________________________
FirstName:___________________________________________
City & Country of Birth ________________________________
____________________________________________________
Date of Birth (ie 10, July, 1955)
____________________________________________________
Permanent Address (City and Country)
FREE FIRST CLASS TRAVEL, CELEBRITY STATUS, LUXURY HOTELS, ACCESS TO TOP
EVENTS THE WORLD OVER . . . INTERESTED???
If this is for you, read on. Expat World needs you to help
in overcoming its challenge of providing Expat, PT,
Travel, Beat the Bureaucracy type material each month
for its readers. In return we present you with the
opportunity to go first class, enjoy hte privileges of the
rich and famous, attend events the world over free or at a
fraction of the normal cost andhave more fun than a barrel
of monkeys.
YOU DON’T HAVE TO BE A HEMINGWYA, WOODWARD OR BERNSTEIN TO HOLD A PRESS PASS.
You can enjoy all the benefits I’ve just described . . . and
many more . . . without actually becoming a full time
journalist. You don’t even have to write well. You can
still carry a press pass of your own and enjoy the many
benefits of a card-carrying member of the press. We are
offering you the chance to carry the press pass for the
Expat World News International Press Corps. For full
information email [email protected] with Press
Pass as the Subject.
Expat World Page 20
December 2011
Easy Expat Inter national
Relocation
Help for expatriates on overseas
moving and relocation abroad
(Paris, London, Sydney, San
Francisco, Montreal, New York,
Frankfurt,
Madrid,
Milan):
accommodation, jobs, international
schools, health.
Great expatriate resource guide - lots of links
*Euroresidents.com - is a web designed to meet the particular
needs, preferences and tastes of foreign residents in Spain
* ExpatBooks - The Book Service for Britons Abroad. Book
supply/individual personal advice to adults/ parents for their
children. Plus all current UK Best Sellers and individual book
requests met.
*Expat.com.my - providing basic information to the expatriate
community in Malaysia
*Expat Corner - Your British Shop Online
*Expat Essentials - unique company providing a one-stop
approach to advise on all the issues arising when someone goes
on an international assignment
*Expat Focus - international living advice, employment
overseas, buying property abroad and expatriate mortgages
*Expat Guide.com - The biggest and best guide for French
community in London.
*Expat Links.com - a great collection of links of interest to
expatriates
*Expat Web Malaysia - interesting site for expatriates in or
about to move to Malaysia
*Expat World - The newsletter of international living - Expat
World showing you the world in a way you've never seen before
- now goes electronic as well as a hard copy edition. Get your
FREE 3 month Trial Subscription now.\ www.expatworld.org
www.expatworld.net -- [email protected]
* Expatriate Lifestyle - An exciting free magazine that, for the
first time, presents the expatriate community within Malaysia
with a quality publication
* Expatriate Press - independent press devoted to publishing
books to help expatriate spouses and families recognize,
understand, and face the many challenges of moving abroad and
coming home
*Expats Australia.com - Dedicated to providing an easy to use
overseas jobs service for "OZ" professionals
*Expat Canadian Meet-up - meet-up with other Canadian
expatriates online
*Expats.com.br - expat web site in Brazil
the world. Lots of information
* Expats.tv - Expats living or relocating to Poland, Hungary or
the Czech Republic. Find Jobs, accommodation, information
and community. Thousands of users, and a totally FREE service
to all. Focus on Warsaw, Budapest & Prague.
*Expat Exchange - Great general resources for expatriates of
all nationalities
*Expat Expert - lots of information for expatriates around the
world - purchase Robin Pascoe's informative book "Homeward
Bound - Spouse's guide to repatriation."
*Expat Post - Entertainment, information and FREE email
addresses for expatriates worldwide
*Expatriates.com - the online community for expatriates
featuring information, classified ads, a resource directory, and
discussion board for expatriates
*Expat Single International - a unique expatriate introduction
service for expatriates around the world
*ExpatVillage.com - get advice and helpful information about
international relocation, dining, culture, tourism, shopping,
community, moms and working abroad
*Expat Expert - informs, advises and offers friendship to the
expat spouse. Also assists human resource experts who need to
understand the spouse to make the right decisions concerning
the lives of families on the move
*Expats in Bavaria - The first regional internet portal for the
Expatriate in Bavaria
*Expats UK - For expatriates in & visitors to the United
Kingdom offering accommodation, job ads, entertainment
guides & message forum to meet other expatriates.
*Hello-USA - for those wishing to work, study and move to the
USA. Lots of valuable information and access to books on the
subjects as well
*International Living - interesting web site for people living
abroad. Good travel information as well
* Korea Infogate - the leading English portal site in Korea with
all the information about Korea for foreigners
*Life In Asia - lots of information on life in Asia
*Life in Korea - more specific information on Korea - a great
resource for expatriates
*Little India - a monthly feature magazine focusing on overseas
Indian life
*Live & Work Abroad - A guide for expatriates
*Living in Indonesia - expatriate information site for Indonesia
* Mission & Project Support - independent guide to world-wide
vehicle exports ; tax-free cars and 4x4's for diplomats, foreign
service officers, and governmental and non governmental
organizations, with emergency relief, aid and development
projects
* Moscow Expat Page
*Expat Singapore - providing a one-stop online information
resource for the large expatriate community, for both the ones
already living in Singapore, as well as those about to make the
move or considering it
*Move & Stay Australia - Provides serviced apartments
apartment-hotels and serviced offices in Australia. City Guide
and directories, Online Reservation, photos and virtual tours.
General Information and Useful links for expatriate family and
business travelers.
*Expat Site.com - very well designed site for expatriates around
*Nations Reunited - International Expat Website
www.ExpatWorld.net
Expat World Page 21
December 2011
*Offshore Globe - Corporate offshore services, such as
incorporating an offshore company
*The Offshore Journal - Arnold Cornez was the first
author/publisher of an email offshore newsletter and is the
author of the popular "Offshore Money Book". His Offshore
Journal is a news commentary about what's happening in the
offshore financial centers of the world. He also exposes internet
financial scams in his newsletter.
*Offshore Outlook - Excellent Offshore magazine
and working in Vietnam
*Woman Abroad - the first-choice source of support,
inspiration, information andentertainment for women on the
move.
*Worldpreneur - A complete and comprehensive step-by-step
guide to creating extra income while living abroad
*Xpat shop - Your own British Supermarket online 7000+
products delivered world wide. Best Service, Best Prices.
Outpost - excellent expatriate information center
*Xpat Xperience - Information for those working in Singapore
or contemplating to do so.
*Net-Expat - place where Multinational HR Managers,
Expatriates from all around the world and related service
providers meet to build tomorrow's mobility
* YKC Guide - web site for expats in Turkey. With the motto
"your local connection"
*Passport 2 Manila - The complete online resource for
expatriates moving to or living in Manila, Philippines.
*People Going Global - Cultural and Expatriate Information for
International Business Travelers
*Spain Expat - a great site if you are planning to live in Spain
or are already there
*South Africans Worldwide - A South African's Home Away
From Home
*South Africa Online - lots of great info on SA
* SPIN - Provides the Stavanger Information Guide, which tells
you all about getting the ordinary things done, from applying
for child benefit to getting your TV-license, and attending free
Norwegian language lessons
* Tales from a Small Planet - online magazine offers the best in
travel writing and humor with an international flavor, for
expatriates, diplomats and international travelers
*TCK World - the website for Third Culture Kids (TCKs):
Military Brats, Missionary Kids, Foreign Service and Corporate
Kids, and others who have lived as children in foreign cultures.
The official home site for Operation Footlocker (OpFoot) ? the
Mobile Military Brat Monument, and, Schools Without Walls
(SWW) ? a meeting place for students, faculty, and
administrators of TCK schools which no longer exist.
*The Expatriates.com - a web site dedicated to expatriates
worldwide
*The Informer - the magazine for expatriates living in Italy
*Shanghai Expat - About living and working in Shanghai
*Tokyo American Club
*Transitions Abroad - Excellent site for those intending on
moving abroad for work or retirement
*Transition Dynamics - A Constancy Serving the International
Expatriate Community
*This is Costa Blanca - The Costa Blanca in plain English - all
the information you need to live on or move to the Costa
Blanca.
*UK Yankee.com - great forum for Americans in the UK.
*Union Jack Supplies - British food, tea, coffee and luxury
items delivered to your door world wide. Special requests
welcomed
*U.S. Expatriate Handbook - Guide to Living & Working
Abroad - lots of great information!
* Vietnam Expat - comprehensive database for the Expat living
www.ExpatWorld.net
Or ganizat ions for Expatriates
* American Association of Singapore - serving American expat
community for over 80 years
* ACA - American Citizens Abroad
* American Foreign Service Worldwide - a private, non-profit
organization open to all United States Foreign
Service
personnel and their adult family members.
*FAWCO - Federation of American Women's Clubs Overseas
*International Business Resources on the WWW - Great articles
and tips and links to other Web resources for those in
international business
Tr avel Infor mation Sites
*MapQuest - great online maps for almost anywhere in the
world
*Renault Eurodrive - the all inclusive, tax-free, short term car
lease. Program available throughout Europe from 17 days to 1
year for US resident only.
* Third World Traveler - lots of travel info and links
*About.com's Europe Travel Site - a must for those traveling to
Europe
*International Study and Travel Center
*Izon's backpacker Journal
*Have Children Will Travel - useful information about traveling
with children
* World Wide Phone Guide - a guide to some typical issues that
may arise when you try to hook up your modem in a different
country
*World Travel & Tourism Council
* Train Web Sites From Around the World
*Migratemate - if you want to visit, study or migrate to Canada,
we will answer your questions and help you decide which is the
best course of action to satisfy your needs.
* Web-Hotels.com - Vacation packages with discount hotels and
flight.
*World Clock - Check out the time in major cities around the
world
Employment Overseas
*AustCorpRecruitment Pty Ltd - an expatriate recruitment
company
Expat World Page 22
December 2011
* AVOTEK Headhunters Site - resource site with list of
international employment search compa-nies
*Careerbank.com - Accounting, Finance, and
at CareerBank.com
Banking Jobs
* Cayman Employment Center - premium job site for Cayman
Islands
* Cayman Jobs - Cayman jobs that come to you. A premier
head-hunting consultancy group that actively seeks employment
for you and jobs in the Cayman islands. Upload your resume
online today
*Center for Global Assignments - premier source of information
and assistance concerning international assignments for
companies and individuals
*Cruise Employment Bank - Cruise Employment Databank.
Online searchable database. Contains thousands of employment
profiles of cruise
employment candidates. Post resumes
for cruise ships jobs and cruise lines employment. Best source
for employers, cruise lines personnel managers, concessions
and recruiters.
*Cruiseshipjob.com - New World Cruise Employment Agency.
Complete listings of available shipboard positions, requirements
and salary ranges. Online application form.
*English Language Jobs.com - jobsite for employers in the
Netherlands whose main office language is English. They also
assist candidates that live in the Netherlands or are planning to
move there and want to find an English speaking job for free
*Expats Direct - online service organization for expatriates
providing overseas jobs and a host of
support services
*Expat Network - leading UK company that provides
information for expatriates in need of work overseas
*International Employment Gazette - information on
international employment
*International Staffing Consultants, Inc. - America's leading
employer-paid search firm for international positions. Global
staffing for most professional level jobs including a range of
industries.
*JDV International Inc. - A technical search firm specializing
the placement of Information Systems professionals worldwide.
JDV is headquartered in New York City and has a satellite office
in Japan. We are a global resource and provide recruiting
services for end-user companies, computer manufacturers and
system integrators
*Jobs in Japan - good site for those seeking work in Japan
*Just Engineers.net - the Web's leading engineering recruitment
Web site
*LatPro Network - employment site for experienced bilingual
professionals who speak Spanish / Portuguese and English
*MONSTER Jobs - great web site with lots of domestic &
global jobs listed
*Overseas Jobs - great online employment site for those in
search of work or employer in need of employees.
*Prospective Management Overseas - site for those in search
of overseas employment
*Tokyo Connections - carries over 200 links to Englishlanguage resources relating to finding jobs in Japan, as well as
information for Japanese speakers looking to work overseas.
*Wages.com.au - provide careers and employment
opportunities with Australian and New Zealand companies
*Working In New Zealand - Working In New Zealand profiles
New Zealand companies specifically interested in recruiting
skilled returning New Zealanders or other New Zealand bound
professionals. Contact companies directly about employment
opportunities
*World Wide Worker - overseas jobs site for job seekers &
providers Miscellaneous Info:
*Canadian Wellsite.com - homepage for the Canadian Oil patch
*Ecuador Volunteer - an international nonprofit organization
founded in 1999 that is committed tto providing volunteer
opportunities in social, educational and community
development in Ecuador.
*Global Volunteer Network - offers volunteer opportunities in
community projects throughout the world
*HowseCom International - helps you reduce international
telephone charges
*Money-Zine.com - Provides information on tax shelters.
* Solo Sessions - international lifestyle coach
*Virtual Living - Global calling at local prices. Call any country
to any country from any telephone in the world.
List courtesy of Expat World Newsletter, showing you the world
in a way you've never seen before -- http://www.expatworld.org
www.expatworld.net -- [email protected]
*http://www.jobinthesun.com - biggest recruitment site for
Caribbean. Site includes forum,
chat, career advice and
relocation guides. Great web site with 24 / 7 support!
*JobBank USA - One of the Internet's best employment, job
search, jobs and career websites for job seekers. Resume
database and job posting services for employers and recruiters.
*JobNext Career Network - Provide job search, resume and job
posting services
*Jobs America - Search a variety of job engines, and also post
your job and resume
*JobsDB Asia Pacific - Oustanding, FREE SERVICE,
powerful, exact search engine, Asia Pacific regional coverage
for Jobs and Career opportunities for Expatriate Australians &
Asians
www.ExpatWorld.net
Only $100 at www.expatworld.net/market
Expat World Page 23
December 2011
THE KNOWLEDGE BOX
FOR EXPAT BUSINESS PEOPLE
IMPORTANT ANNOUNCEMENT FROM
OUR QWEALTH ASSOCIATES
The agreement (we call it conspiracy) between
Central Bankers in Europe in the defense of the
Euro was a major turning point. For example, it
may surprise many of are American readers that
soon the Fed will be bailing out American banks
with Euros???!!!
Peter Macfarlane has just published an extremely
important article on the Q Wealth blog. We believe
this deserves your urgent attention. Please also
forward this email and forthcoming URL to your
friends who may benefit from this information.
You will read shocking information about:
DICTATORSHIPS
IN
EUROPE,
SUSPENSION
OF
CONSTITUTIONAL
RIGHTS IN THE USA
*NO, THE EURO WILL NOT COLLAPSE
*YES, THE EURO WILL COLLAPSE
*DECISIVELY CLOSER TO ONE GLOBAL
CURRENCY
*WHO ARE THESE CENTRAL BANKERS?
*HOW LONG CAN YOU REMAIN LEGAL?
*PROTECTING YOURSELF WITH A SECOND
CITIZENSHIP (EW editor' note: EW can help with
that, just email us at [email protected] with
"dual citizenship" in the subject heading.
*BUY PHYSICAL GOLD
*OFFSHORE BANK ACCOUNTS TO AVOID
THE GLOBAL STEALTH- DEVALUATION
CONSPIRACY
Again, this is a somewhat long but very important
article that really deserves your immediate
attention. That is why we are sending you alert!
Here is the link you need. Look for: "Yesterday
Was
a
Major
Turning
Point"
http://www.qwealthreport.com/blog/yesteray-wasa-major-turning-point/
www.ExpatWorld.net
As all Expat Business People know, time is money. Finding information can be a time consuming task, so we here at
Expat World , the Newsletter of International Living, have
composed a list of websites that can be useful for most expats whether they need them for business or other reasons.
We hope, you the readers of Expat Business People Magazine, find it helpful in your business needs.
* TFG Global Insurance Solutions Ltd. - Owner of
Expat Financial.com
* American Guide to Canada - interesting site for
Americans thinking of going to the "Great White North"
* American Woman Overseas - national non-profit organization with an international outreach that gives hope and
provides resources to American Women living overseas facing Domestic Violence in their lives
* Americans Abroad - Greece
* Americans in France - Resource for Americans and
other native English speakers that would like to travel or live
in France.
* AngloINFO.com - great information for English
speakers in southern France
* Asiaville - premier Gateway to Asia
* Australians International - organization for Australians living overseas
* AWAL - Around the World in a Lifetime is an organization for US Foreign Service families, and in particular,
Foreign Service teenagers between the ages of 13 and 18
* Canadiana Connection - Information, jokes, famous
quotes, products - all things Canadian.
* Babouchka's - a great Moscow expatriate site
* Back to My Roots.com - European Expat Community!
Specialized links, forums, photo books, stories and lots of
other expats
* Bangladesh International Community News - a news
and information service for expatriates in Bangladesh
* Bangkok - The Expat's Guide - insightful information
from an expatriate in Thailand
* Blackmore World Service - provides details on motor
insurance available to expatriates and diplomats
* Bermuda Online - Bermuda from A to Z for international educators, all visitors and working newcomers
* British Expat Page - free newsletter for UK expatriates
around the world
*
Britnet - One of the biggest contact and resource
sites for British expatriates worldwide.
* Brits Abroad - A place for expats and those interested
in British culture
*
British Food Online - The Biggest British Supermarket online for all British Expats Worldwide. All Your Favorites From Home Delivered To Your Door. Great Choice,
Excellent Prices. Start Shopping Today.
*
Brits In America - For everyone and everything
British in America
*
Brits in the United States - geared to UK expats living in USA
* Canadian Guide to Working & Living Overseas
* Canadians In China - great web site if you are Canadian and living in China or planning to move there
* Canadian Living Abroad - Lots of information for
Canadians living overseas
* Canuckabroad.com - web site for Canadians living or
thinking of living overseas
*
Contact Expats.com - Contact the expat community
worldwide
Costablancalive - provides essential information for
UK citizens considering expatriation to Spain and to those
who have already expatriated.
* Dansk-OSS - The site for Danes abroad
De Nederlandse Club - The official Dutch Club in
Jakarta Distinctly British - have specially selected a broad
range of established British companies that produce unique,
quality goods which are quintessentially British.
Expat World Page 24
December 2011
AROUND THE WORLD
with Expat World
UNITED KINGDOM -- The number of "designer vagina" operations in the UK has increased drastically since last year where there were 2000 operation paid for by the British National Health Services.
The year before there were only 100 operations for those deemed to have "normal" genitalia.
CHINA -- The number of chopsticks made EACH DAY by Georgia Chopsticks (USA) for use in
China is 2,100,000 (two million , one hundred thousand). That surely is a waste of our precious trees in
America. We are now literally feeding china!
AMERICA -- The percentage of American who in July of this year said they approve of God's job
performance was just 52 percent
MACAU -- Gambling revenues in Macau broke a new record last month rising to 42 percent on-year.
The fomer Portuguese colony now owned by China is the world's largest gambling destination. Their October revenue alone is more than half of what Las vegas is expected to make for the whole year!
CANADA -- Prince Edward Island, Canada has a resident that has sent out 5,230 messages in a bottle into the North Atlantic since 1996. Astonishingly, he has received 3,201 replies back.
CHINA -- The government of China can by decree can "cancel" a city. The city of Chaohu was "canceled" by the government on August 22, 2011.
ICELAND -- In a recent poll in Iceland it was confirmed that 25 percent of Icelanders believe that the
existence of 'elves' is "probable" or "certain."
HAWAII, USA -- Naked Sushi .... On Dec 16, 2011, the Rakuen Sushi Lounge became the most recent
Honolulu establishment to join Pearl Ultralounge to offer the controversial Japanese tradition of nyotaimori -- a practice in which sushi is eaten of the NAKED female body. There has been some complaints by women's rights groups but one group that is all for it is the ladies of the Cherry Blossom
Cabaret who volunteer to serve as the restaurants' "plates" every third Friday.
GREAT BRITAIN - The average British dog watches 50 minutes of Television each day
MEXICO -- Number of minors sent back to Mexico by the US immigration Service in 2010 was
20,438. Fifty-seven percent were unaccompanied by an adult.
USA -- In America the average amount left by the "tooth fairy" in 2010 according to a survey by Visa
Card was $3.00
SINGAPORE -- In an annual global survey conducted by HSBC, 2011 Expat Explorer Survey, Singapore has dropped to the 4th position as the top expatriate destination in terms of economic and lifestyle
factors. Thailand climbed three place to be the number one top destination.
www.ExpatWorld.net
Expat World Page 25
December 2011
For All Our Well Wishers
www.ExpatWorld.net
Expat World Page 26
December 2011
It's strange but true. The more you watch TV news and read
the mainstream press, the less you tend to know about important
issues and events and the REAL story. This phenomena is even
more pronounced if you're concerned with the international
scene. Fortunately at EXPAT WORLD, we have developed a
newsletter that challenges the bias, inaccuracies and censorship
of Big Brother, and Big Business directed and orchestrated
media that masquerades as news.
Our research staff monitors 100's of international TV and radio
sources, the internet, magazines, newspapers, private journals,
computer nets and inside sources each month to provide you
information that will protect your assets along with your
privacy, freedom and confidentiality on personal and business
dealings on a truly international scale. We sift through the media
morass, and more importantly, use our inside sources to publish
EXPAT WORLD, "the newsletter of international living" in a
cheeky monthly format.
We constantly reveal what "you ain't spozed to know" - give
you sources and know-how to maintain your privacy, keep those
hard-earned bucks away from the tax man and other asset
reducers. We introduce you to tricks to sidestep Big Brother
governments and bureaucracies keeping them from making you
just a source of assets for their coffers - a human resource to be
milked dry and brainwashed to follow the party line. We free
you of those "for-your-own-good laws." We show you more
loopholes than a Philadelphia lawyer for living a life of true
freedom. We arm you with the knowledge needed to pursue the
goal of breaking the chains of bureaucrats and BIG BROTHER
wherever you're living.
Entrepreneurs
In any one issue you may
read
about:
tropical
Freedom Seekers
retirement havens on $800
per month, securing 2nd
Privacy Seekers
foreign passports by mail,
secret
bank
accounts,
Asset Protectors
starting an offshore taxexempt business, loophole
methods of asset protection, and all people fed-up with the
becoming a PT (Past hassles of bureaucracy don't deTaxpayer), making money in pend on jungle drums for the
the overseas arena, instant special information they need!!
nobility through a nobility
-THEY READ
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inside
information on little known
travel destinations, banking
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privacy, saving 1/2 or more
on travel related services by
becoming an instant travel
agent, 100's of loopholes or well kept secrets to beat the
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so much more...anything that will keep you ahead of the pack.
If you're one of the relatively few who realize you've been
taken to the cleaners by the powergroups behind the mainstream
media every time you read a paper or watch a TV news
program, it's time to subscribe to EXPAT WORLD. Find an
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Expat World Page 27
December 2011