Fun in the Sun Starts at Latah FCU

JULY 2012
Inside this Issue
Summer is Prime Time for
Identity Theft . . . . . . . . . . . . . . . . . Page 2
President’s Message . . . . . . . . . . . Page 2
Scholarship Winners . . . . . . . . . . . Page 3
We’ve Got What You Need
For Back-to-School . . . . . . . . . . . . Page 3
Fun in the
Sun Starts
at Latah FCU
Getting to Know the
Potlatch Branch . . . . . . . . . . . . . . . Page 3
Affordable Financing on RVs,
Boats and More
We Want Your Business . . . . . . . . . Page 4
There’s still time to savor summer. This year,
why not enjoy the great outdoors in the
comfort of your own RV? Latah FCU offers
financing for motor homes, travel trailers,
campers, motorcycles and ATVs, as well as
boats and personal watercraft. Low rates and
flexible terms translate into budget-friendly
monthly payments that allow you to truly
relax and enjoy your vacation.
In the Community . . . . . . . . . . . . . Page 4
Contact Us. . . . . . . . . . . . . . . . . . . . Page 4
Board Members
Steven Fischer – Chair
Dave Klatt – Vice Chair
Mark Voss – Secretary/Treasurer
Larry Makus – Director
Tom Liesz – Director
Judy Reisenauer – Director
Peggy Gottschalk – Director
Holiday Reminder
All Latah Federal CreditUnion
branches will be closed on the
following holidays:
n Independence Day –
Wednesday, July 4, 2012
n Labor Day –
Monday, September 3, 2012
Get Ready for Road Trips With a
New (or New to You) Vehicle
Ahhh… the lure of the open road! If you’re
planning a road trip, now is great time to get
a more comfortable and reliable car, truck
or SUV. With low rate financing from Latah
FCU, your dream car is more affordable
than ever. We’ll get you on the road quickly
with our streamlined application process.
Apply for a pre-approved loan before you go
shopping and enjoy the bargaining power of
a “cash” buyer!
Apply Today!
CLICK:
CALL:
VISIT:
www.LatahFCU.org
208-882-0232
Any Latah FCU
branch location
Rates
as Low as
2.99%
APR*
President’s Message
Summer is
Prime Time for
Identity Theft
Take These Precautions to Avoid
Becoming a Victim
Even though you’re on vacation, the
identity thieves are not. Use these
common sense tips to help keep your
personal and financial information safe:
• Never advertise on social media
sites like Facebook that you’re on
vacation.
• Have someone pick up your mail
while you are away.
• Keep checks and credit cards in a
secure, hidden location.
• Take only the credit cards and
identification that you need on
your trip.
• When using a debit or ATM card,
be wary of “shoulder surfers” who
may be watching you enter your
PIN.
• Don’t leave your wallet, purse or
other items that contain sensitive
information in your vehicle.
• Review checking, savings and
credit card statements promptly
and report discrepancies
immediately.
If you ever suspect that your account
has been compromised, please call
Latah FCU immediately so that we can
investigate and take the steps necessary
to protect you.
Page 2
It’s All About Convenience
When it comes to financial services,
we know you have many options
and we’re glad you chose us. Maybe
you came to Latah FCU for our great
auto loan rates. We’re delighted that
you did! But, did you know that
Latah offers a full range of affordable
financial services? We want to be your
one-stop shop for savings, checking,
investments and credit cards as well
as real estate, vehicle and personal
loans. We realize that one of the major
factors for most people when they
choose where to do their “banking”
is convenience. We’ve worked hard
in the last year to implement the
latest technology to ensure you have
convenient access to your accounts in
a variety of ways:
Online Real-Time Home
Banking and Bill Pay
Routine transactions are just
a click away with Latah FCU’s
Home Banking available at
www.LatahFCU.com. You can
review transactions, make loan
payments, transfer funds between
accounts, download information
to your computer and much more.
While you’re there, you can pay bills
from your Latah FCU Checking
Account. Make one-time or recurring
payments to nearly anyone. You can
even schedule payments to be made
at future dates – ideal when you’re on
vacation. It’s a great way to save time,
checks and postage.
Mobile Banking
Many of you use your smart phone,
PDA or tablets when you’re on the go.
If that’s you, be sure to download our
mobile banking application that will
enable you to manage your account
from your mobile device.
Text Banking
If you don’t use a smart phone, text
banking (also known as SMS) enables
you to obtain account information
from your cell phone via text message.
You can check balances, confirm
deposits, review recent transactions
and more by simply sending text
message commands.
I encourage you to take advantage
of all that Latah FCU has to offer.
If you’re not already using these
convenience services, we invite you to
give them a try. Please give us a call or
stop by if you have any questions or
need help getting started.
Remember that at Latah FCU, you
get all the convenient services offered
by the big banks, but at a lower price,
and with the friendly personalized
service you’ve come to expect from
your credit union. We sincerely
appreciate your business and look
forward to serving you for all your
financial needs.
latah Federal Credit unionN
Scholarship Winners
We are happy to announce the
winners of the Glenda J. Hart
Scholarship, Mitchell Renfrow and
Tanner McGreal!
Getting to Know . . .
The Potlatch Branch
Mitchell Renfrow
Mitchell Renfrow is a graduated
senior from Genesee High school.
Mitchell has decided to study at the
University of Idaho, majoring in
Front L-R: Tanner McGreal and Mitchell
either Agribusiness or Agricultural
Renfrow. Back L-R, Lowell Stevens and Steven
Engineering. He has decided to
Fischer (Chairman of the Board.)
pursue a career in either of these
fields, because of his family’s history with Agriculture. Mitchell grew
up with a family that farmed, and has been working with his father
and two uncles since the age of 12. As the next generation, Mitchell will
be working with his cousins to continue the farming legacy, with an
education that will help the farm.
Tanner McGreal
Tanner McGreal is a sophomore at Lewis-Clark State College. He is
pursuing a career in the medical profession. Tanner found his passion for
the medical profession when he was just a young boy while undergoing
tests for the functionality of his left ear. This passion continued into high
school, while having CT and MRI scans for hip problems. He reaffirmed
his career path while job shadowing in the Radiology Department at
Gritman Medical Center this past year. Tanner hopes to help others, just
like he was helped by great medical staff over the course of his life.
Congratulations to these two deserving students and thank you to all
who applied.
L-R: Tricia, Cheryl, and Vivian
When you walk in the door of the Potlatch
Branch, three friendly faces will greet you. Meet
Vivian, Cheryl and Tricia!
Cheryl
Cheryl is the Branch Manager at the Potlatch
Branch, and has worked at the Potlatch Branch
for 23 years. Cheryl has been married for
35 years, has two children and one beautiful
grandchild. Cheryl’s favorite pastime is spending
time with her family. However, Cheryl also loves
spending time outdoors, whether she’s bicycling,
boating or working in her flower garden!
Vivian
Going on a Vacation This Summer?
Use our Visa® Travel Money Card!
More convenient than checks and safer
than cash, these pre-paid cards can be
used at millions of merchants that accept
Visa cards. The card also offers you instant
access to your money at over 950,000 VISA
ATMs across the world, using a Personal
Identification Number (PIN). Since the card
is pre-paid, you set the amount you want
loaded on the card when you purchase it at
the Credit Union. Check the card balance
free on the internet or, for a small fee,
receive a monthly statement showing the
transactions. The card may be loaded up to
three times, though there is a small fee for
doing so. There is a zero liability policy that
may protect you from liability for certain
unauthorized transactions. Travel Money
Cards are for sale at any one of Latch FCUs
branch offices for $4. The amount loaded
may vary from as little as $100 up to a
maximum of $5,000.
Neighbor to neighbor
Viv is a Member Service Representative III, at
the Potlatch Branch and has worked for the
Credit Union for 17 years. Viv was born and
raised in Lewiston, and has spent the last 34
years living in Potlatch. She loves spending time
with her husband, her two daughters and her
three adorable grandchildren. Viv has also been
an EMT for 25 years, and is a commissioner for
the Potlatch Rural Fire Department. Along with
spending time with her family, and being a part
of the community, Viv loves going camping,
reading and spending time at the Oregon Coast!
Tricia
Tricia is a Member Service Representative, at
the Potlatch Branch and has been working for
the Credit Union for 2 years now. Tricia lives
in Palouse with her husband, three delightful
children and her dog. Tricia is passionate about
her children, and keeps busy attending all of
their activities. In her free time she loves to go
trapshooting and camping. When she does have
a spare minute from being a busy mom, Tricia
enjoys doing crafts and reading!
Page 3
We Want Your Business!
Services for Business Owners
Why pay more than you have to for business
accounts at the bank? At Latah FCU, we can help
you set up a Savings and Checking Account for your
small business. Need some additional capital? Latah
FCU also provides loans to local entrepreneurs so
they can expand and grow their business. For more
information, call 208- 882-0232 or stop by any
Latah FCU branch office.
Contact Us
Main Office
912 South Washington
P.O. Box 9286
Moscow, ID 83843-1786
Phone: (208) 882-0232
Fax: (208) 882-3250
University of Idaho
Commons Branch
In the Community
Hogfest
Hogfest was founded by Jill Wagner in honor of her father
who passed away from Pancreatic Cancer. Cancer has
affected so may lives, it is important to come together as a
community to support not only people who have cancer
but the doctors, nurses, volunteers and caregivers who deal
with it everyday. All proceeds from the event will go to the
Cancer Resource Center located inside Gritman Medical
Center. Hogfest will take place in the parking lots on the
corner of Hwy 95 and South and East Palouse River Drive
on August 4, 2012!
Stuff the Bus
Stuff the Bus is a service project that has provided
school supplies to children in the Pullman, Colton and
Uniontown areas. The project has filled a serious void
for children and families who do not have the money
to obtain all the required school supplies to start
school fully prepared. Stuff the Bus is a collaboration
of the Kiwanis Club of Pullman, Pullman Child
Welfare and participating school districts. This year,
the Moscow Kiwanis Club will join the project to
assist students in the Moscow area. This project will
also assist some 1,200 students enrolled throughout
the three participating school districts in the free and
reduced lunch program. Latah Federal Credit Union
will have a drop bin to collect school supplies to help
support the project!
Memory Walk
The 2012 Walk to End Alzheimer’s will be held on
September, 29, 2012 at the Toyota of Pullman, on the
Moscow-Pullman Highway. The Walk is the largest
event to raise awareness and funds for the Alzheimer’s
care, support and research. The event is held annually
to unite the entire community in a display of
combined strength and dedication in the fight against
this devastating disease.
page 4
875 Line Street
P.O. Box 44524
Moscow, ID 83844-4501
Phone: (208) 882-0232
Fax: (208) 885-2788
Potlatch Branch
168 Hwy 6
P.O. Box 264
Potlatch, ID 83855-0264
Phone: (208) 875-0515
Fax: (208) 875-0740
Kendrick Branch
602 Main Street
P.O. Box 274
Kendrick, ID 83537-0274
Phone: (208) 289-2448
Fax: (208) 289-2454
ATM
White Pine Foods
402 2nd Avenue
Deary, ID 83823
Phone: (208) 877-1310
Website
www.latahfcu.org
E-mail
[email protected]