Log in or call before you take off

Fall 2012
A quarterly publication for members of Alaska USA Federal Credit Union
Log in or call before you take off
It’s a good idea to notify Alaska USA if
you’re planning international travel.
Just log in to UltraBranch®, click the “Account Profile” tab, then the
“Assistance” button, and select “Security/Travel Questions” in the topics
list. Submit the dates and destinations of your travel, and you’ll be on
your way to using your Alaska USA Visa® Debit, Credit, or ATM cards
abroad. Or call the Member Service Center at (800) 525-9094.
Not using UltraBranch yet? Sign up at alaskausa.org or call the Member
Service Center.
Insure your place
Safeguard your home, auto, and valuable possessions.
Call Alaska USA Insurance Brokers at (800) 478-1251
or visit alaskausainsurance.com to learn more.
App Store is a service mark of Apple Inc. Android is a trademark of Google Inc.
Android™
Find branches and free ATMs
nationwide
Nowhere near an Alaska USA branch? No problem.
iPhone®
Use the free Credit Union Shared Branching
app on your mobile device to find more than
6,800 shared branches and surcharge-free ATMs
nationwide. It will even get you driving directions.
Scan a QR code to the left with your phone, or
search for “Shared Branching” in the App Store
or Google Play.
Edit accounts online
You can control your account
types and how they appear in
UltraBranch®.
First, click the pencil icon next to
the account. Change an account
type, such as upgrading your
checking account to one that earns
dividends.
You can also name your account.
Go ahead – name your car loan
account My Car or call it Big Red –
it’s up to you!
Reward
yourself!
The Alaska USA Visa Platinum Credit Card earns you
points redeemable for travel and merchandise.
Here’s a look at how people used their points in the last year
(Aug. 1, 2011 – July 31, 2012):
Top 5 airline destinations
❶ Anchorage (419 tickets)
❷ Seattle (269 tickets)
❸ Las Vegas (161 tickets)
Top 6 redemption items
❶ Airline travel
❷ iTunes® gift card
❸ Hotel reservation
❹ Car rental
❹ Phoenix (89 tickets)
❺ Activity reservations
(Broadway tickets,
guided tours, etc.)
❺ Honolulu (77 tickets)
❻ Movie tickets
More than 3,000 people booked a flight with reward points last
year, with more than ¾ booking online.
161,208,011 = Total reward
points redeemed!
Learn more about the
Visa Platinum Credit Card
and apply online at alaskausa.org/visa.
Rates of interest
Alaska USA members benefit from lower rates on loans
and higher rates on deposits compared to other financial
institutions.
ShAre rATeS
APY*
+
Share Savings $50 ........................................................................................... 0.15%
Premium Savings $10,000 +............................................................................... 0.25%
IRAs $50 + .......................................................................................................... 0.25%
Investor Checking $1,000 + ................................................................................ 0.10%
Business Checking $1,000 + ............................................................................... 0.05%
Money Market $2,500 + ..................................................................................... 0.20%
Super Money Market $10,000-$24,999 ............................................................... 0.25%
Super Money Market $25,000 + ......................................................................... 0.30%
Jumbo Money Market $50,000-$99,999 ............................................................. 0.35%
Jumbo Money Market $100,000 + ...................................................................... 0.40%
Certificates .......................................................................................... 0.15% to 1.86%
IRA Tax-Deferred Certificate ................................................................ 0..15% to 1.85%
LoAN rATeS
APr**
New Auto and Truck ............................................................................ as low as 2.85%
Used Auto and Truck ........................................................................... as low as 2.85%
Motorcycle or Off-road Vehicle ........................................................... as low as 4.75%
Recreational Vehicle ........................................................................... as low as 5.25%
Boat ................................................................................................... as low as 5.75%
Home Equity Line of Credit ................................................................. as low as 4.00%
Unsecured (Credit Line) ..................................................................................... 13.50%
Visa® Credit Card .................................................................................... 10.50-14.50%
Rates as of September 7, 2012 and subject to change. Please call or visit alaskausa.org for
current rates. * Annual Percentage Yield (APY) ** Annual Percentage Rate on approval of credit.
Hit the road!
Get your next loan faster and
save when you apply online!
Visit alaskausa.org/loans
to get started.
70% of online loan applications are
completed in less than 20 minutes
.15% rate discount upon approval of
credit when you apply for a loan online
12 different types of consumer loans to
fit your needs
Once you finance your purchase with
Alaska USA, protect it with Alaska USA
Insurance Brokers. Call (800) 478-1251
or visit alaskausainsurance.com for a
free quote.
Alaska USA members share their story
Have you had a positive experience
with Alaska USA? Did you receive
great member service or a
particular product or service that
has helped your life? Alaska USA
wants to hear about it!
Share your story by visiting
alaskausa.org and clicking on
“What’s your Alaska USA story?”
in the bottom left-hand corner.
Alaska USA member Gail from
Seattle, Wash. recently shared
her story:
“I joined Alaska USA in 1994 through my
job at the Salvation Army. I was a bank
customer at the time, but closed my bank
account because the fees were higher and
the bank rejected my loan to buy a home.
I haven’t used a bank since.
I’m happy with Alaska USA because it’s
more personable than a bank and the fees
are lower. In 2009 I received a loan from
the credit union for my SUV and another in
2010 to enter a training program.”
Contact Information
Alaska USA Federal Credit Union
Visit alaskausa.org
Call Member Service Center
563-4567 in Anchorage
(800) 525-9094 outside Anchorage
TTY/Hearing Impaired (800) 742-7084
Mail Alaska USA Federal Credit Union
P.O. Box 196613
Anchorage, AK 99519-6613
Alaska USA Insurance Brokers
Visit alaskausainsurance.com
Call 561-1250 in Anchorage
(800) 478-1251 outside Anchorage
Alaska USA Mortgage Company
Visit alaskausamortgage.com
Call 563-3033 in Anchorage
(800) 737-3033 outside Anchorage
Alaska USA Title Agency
Visit alaskausatitle.com
Call 646-6498 in Anchorage
(877) 646-6498 toll free outside Anchorage
Alaska USA Trust Company
Visit alaskausatrust.com
Call 562-6544 in Anchorage
(888) 628-4567 toll free outside Anchorage
Upcoming Credit Union Holidays
Columbus Day*
Veterans Day*
Thanksgiving Day
Christmas Day
New Year’s Day (2013)
October 8
November 12
November 22
December 25
January 1
* 7 day branches are open on Columbus Day and
Veterans Day. All branches are closed Thanksgiving,
Christmas Day, and New Year’s Day.
2012 Credit Union Officials
Board of Directors
Bobby W. Alexander, Chairman
Darrel E. Cavender, 1st Vice Chairman
Ken D. Campbell, 2nd Vice Chairman
Gary L. Sholly, Secretary/Treasurer
Gene M. Burker
Diane S. Carlson
James A. Fena
Supervisory Committee
Ronald E. Lee, Chairman
Daniel J. Nelson, Secretary
Nathan Braspenninckx
Paul C. Fruend
Kent Berthiaume
Member account federally insured by NCUA
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The 2013 election will be carried out
by mail ballot and will fill two threeyear term positions on the Board
of Directors. Ballots will be mailed
to members in April 2013 and the
election results will be announced at
the 2013 Annual Meeting scheduled
for June 5, 2013.
The Nominating Committee has nominated the
following candidates for the offices indicated:
Board of Directors
Two three-year term positions
Diane S. Carlson
CPA with more than 30 years
of experience in accounting,
budgeting, and management.
Holds an advanced degree in
business. Currently serves on
the Board of Directors.
James Fena
Chairman of the Board from
1985-2001; 1st Vice Chairman,
1978-1985; and 2nd Vice Chairman,
1974-1977. Also serves on the
Board of Alaska Option Services
Corporation. Alaska USA member
since 1962.
Other members interested in becoming candidates
can qualify by the petition method. Official petition
forms must be used and will be available on
November 5, 2012, at any Alaska USA branch office
or by calling the credit union at (907) 786-2751.
The signatures and account numbers of at least
500 members are required in order to qualify as a
candidate by the petition method. Petitions must
be returned to the credit union by December 7,
2012. If no additional candidates qualify by petition,
the slate of candidates will remain as proposed by
the Nominating Committee. If there is only one
candidate for each position, the election will not be
conducted by mail ballot and, as long as there is at
least one candidate for each position, there will be
no floor nominations.