Skip-A-Payment - N.A.E. Federal Credit Union

News and Views is also
available as a pdf at
www.naefcu.org
News
& Views
VOL. 72
www.naefcu.org
Fall 2015
Celebrate NAE’s
Skip-A-Payment
50th Anniversary
Like to skip your December OR January loan
payment? For a nominal fee of $35 you can skip
your December or January payment! Payment can
be made by cash, check
or deducted from your NAE
account. Your loan must be
current and cannot have had
a payment deferral in the
last 6 months. Call
NAE for details.
with a
New Car!!!
Get that new car loan rate with that used car pricing.
Great rates as low as 1.965% APR* up to 72 months for
vehicles as old as 2008. If you are
considering a new or late
model pre-owned vehicle
now is the time to buy!
Call NAE today!!!
Now Open 24/ 7!
NAE Contact Center
Make Depositing
Easy and
Convenient
with
Check your balance!
What checks have
cleared! Make a
transfer! And much,
much more!
*Loan rate based on credit worthiness and credit
score. This rate
applies to model years 2008-2014. Term for
1.965%APR is up to 60 months.
Deck the Halls
with a low-rate
Visa Platinum
®
Credit Card
1-757-410-2000
Direct Deposit
DIRECT DEPOSIT is...
Fast-Secure-Reliable-Convenient-Simple! Stop waiting
in line to deposit your checks. Spend your time doing
more important things. Even better, combine with
our online banking and FREE Bill
Pay and you can save time
and hassle. If you need
assistance getting set
up with Direct Deposit,
Online Banking, or Bill Pay,
please give us a call!
3.96%APR for 12 months on all
purchases, cash advances, and
balance transfers made between
November 1, 2015 and February 28, 2016.
*This offer is available for a limited time only from November 1, 2015
to February 28, 2016 and is subject to credit approval. Additional
conditions may apply. The promotional rate of 3.96%APR for 12
months is applicable for purchases, balances transfers or cash
advances made during the promotional period. Any prior
balance is subject to your nonpromotional interest rate. Post
promotion rates may vary and
are between 8.99% and 16.99%
depending upon your credit
score. NAE may discontinue or
modify this promotion at any
time at its sole discretion. This
credit union is federally insured
by the National Credit Union
Administration. Member shares
are insured to at least $250,000.
BOARD OF DIRECTORS
Ted Thorbjornsen
Chairperson
Dudley King
Vice Chairperson
Paul T. Johnson, Jr.
Treasurer
Frank Bozarth
Secretary
Palmer Stillman
President/CEO
James McCrickard
Wallace Davis
John L. Robinson
Darryl Choate
Frank James
Roger Emory
ADVISORY BOARD
Tim Briggs
Ronnie Lehman
SUPERVISORY COMMITTEE
John Larry Robinson
Chairperson
H. J. Fitchett
Sara Fitchett
Jay Robinson
LOCATIONS & HOURS
INDIAN RIVER
3701 Indian River Road
Chesapeake, VA 23325
LOBBY
Mon - Fri: 10 am - 5:30 pm
Sat: 9 am - 1 pm
DRIVE UP & LOAN DEPT.
Mon - Thurs: 10 am - 5:30 pm
Fri: 9 am - 5:30 pm
Saturday: 9 am - 1 pm
BATTLEFIELD BLVD
755 Battlefield
Boulevard North
Chesapeake, VA 23320
LOBBY
Mon - Thurs: 10 am - 5:30 pm
Fri: 9 am - 5:30 pm
Sat: 9 am - 1 pm
DRIVE UP
Mon - Thurs: 10 am - 5:30 pm
Friday: 9 am - 6:30 pm
Saturday: 9 am - 1 pm
We’re Celebrating
50 Years
with a
BIG Refinance Offer
Refinance any non-mortgage
loan from another financial
institution with NAE and lower your
rate by up to 50%.
*Special promotion to discount loan rollover is available for qualified borrowers
with credit scores 600 and above. Rollover loan must be from another financial
institution that is current with a minimum 6 month payment history. Member is
required to have Direct Deposit with Automatic Payment set up. Special discount
is not available for mortgage loans and refinances of current NAE FCU loan
balances. All loans subject to approval and verification. Rates and terms may vary
based on credit qualification. Promotional rate limited to a minimum of 1.99% and
subject to change without notice. Additional terms and conditions may apply.
Member Account
Verification
Every year as part of NAEFCU’s routine,
annual audit, your Supervisory Committee
is required to perform a verification
of member accounts. The Supervisory
Committee has assigned this process to
NAEFCU’s external audit CPA firm. If you
should receive a verification letter, just
compare the balances stated on the letter
to your September 30, 2015 statement
balances. If you have any discrepancies,
please note them and mail the letter back
to the external auditors. Their contact
information will be provided in the letter.
Unsecured Loans!!!
NAE Federal Credit Union is
continuing its loan special for
the fall and you can borrow up
to $3,000 for 24 months with a
rate as low as 5.5% APR*.
Santa
Dollars
All NAEFCU branches will have
Santa Dollars available for sale
beginning November 1, 2015
and continuing throughout the
holiday season! Santa Dollars
are real US currency with the
Santa seal and can be spent
anywhere, but it is far more fun
to collect these unique dollars or
to give to loved ones as a gift.
The cost for each Santa is $2.50
and proceeds go to the Make-AWish Greater Virginia Foundation.
TAYLOR ROAD
2628A Taylor Road
Chesapeake, VA 23321
LOBBY
Mon - Thurs: 10 am - 5:30 pm
Fri: 9 am - 5:30 pm
Sat: 9 am - 1 pm
DRIVE UP
Mon - Thurs: 10 am - 5:30 pm
Friday: 9 am - 6:30 pm
Saturday: 9 am - 1 pm
ALL BRANCHES
CLOSED SUNDAY
Phone for all three locations:
(757) 410-2000
1-866-5NAEFCU
(623328)
Privacy Notice
Holiday Closings
Each year NAE is required to give our members
an updated copy of our Privacy Notice.
Please take a moment to read it. As required
by federal and state laws, and as part of the
United States Patriot Act, which is designed to
fight the funding of terrorist activities, as well
as, money laundering, the Credit Union must
legally collect and share certain information
about you, our members. NAEFCU is
committed to protecting your privacy.
Monday, October 12th, 2015
Please access the NAEFCU Privacy Policy on
our website for more details.
Friday, January 1st, 2016
Columbus Day
Wednesday, November 11th, 2015
Veteran’s Day
Thursday, November 26th, 2015
Thanksgiving Day
Friday, December 25th, 2015
Christmas Day
New Year’s Day