Issue 05 - My Vyapar News Paper

MY Vyapar
Adyar & Anna Nagar Edition
Vol. 1 Issue 5
August 11, 2013
Next Issue August 25, 2013
(90,000 Copies)
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àôA¡ IèŠ ªðKò
Largest Post Office Network In The World Ü…ê™ Ü½õôè õ¬ôŠðE
Independence Day Cover Story
Our Neighborhood Post Master General Mr. Mervin Alexander
By S. Vijay Prakash
(My Vyapar)
As of 31 March 2011,
the Indian Postal Service
had 1,54,866 post offices,
of which 1,39,040 (89.78
percent) were in rural
areas and 15,826 (10.22
percent) in urban areas. At
the time of independence,
there were 23,344 post
offices, primarily in urban
areas. The network has
registered a sixfold growth
since independence, with
the expansion’s focus
primarily in rural areas.
On average, a post office
serves an area of 21.23
square kilometres (8.20
sq mi) and a population
of 7,114; it is the most
widely-distributed postal
system in the world.
Lets meet Mr. Mervin
Alexander, Post Master
General, as a part of the
Independence Day special
focus.
Tell us a little about
your family?
Mr. Mervin: My wife
Maddona is a classical
dance teacher and my
sons Atul and Rajath are
in the University. We
live in Adyar in a calm
neighborhood.
How about your
educational qualification?
Mr. Mervin:
1. B.Sc., ( Agriculture)
2. M.Sc., (Agrl. Extension)
3. M . S c . , ( D e f e n c e
Studies)
4. M . A . , ( P u b l i c
Administration)
5. M . A . , ( P o p u l a t i o n
Studies)
6. P.G., Diploma in P.R.,
7.M.Phil., (Defence &
Strategic Studies)
8. M . P h i l . , ( To u r i s m
Management)
has population of 600.
9.P. G . , D i p l o m a i n Around 50 people have
Management
a savings account in the
Can you tell us about Hikkim post office. The
your work experience?
post office handles around
Mr. Mervin: Currently 15-20 letters everyday.
I am the Post Master
How does the Post
G e n e r a l f o r C h e n n a i office Work? Let us say
region. Previously I was I mail a package from
the Asst. Director General- Anna Nagar or Adyar
Postal Directorate, New to say Bangalore, can
Delhi, Director of Postal you take us through the
Services, Trivandrum, process of how it will
Chief Vigilance Officer- reach its destination?
Cochin Port Trust & Cochin
If a letter is posted,
Shipyard Ltd., (2000- it is cleared by the Post
2005), Chief Executive Office, stamped and if it is
O f f i c e r, Te c h n o p a r k not for delivery from the
(GoK), Trivandrum in same Post Office, it is sent
2009-2011 (I concurrently to the linked mail office
held the post of Chairman, which dispatches it to the
Technopark-Technology mail office which caters
Business , Inculcator, to the Post Office which
Director, Kerala State serves the addressee. Then
IT Infrastructure Ltd., based on distance it is
D i r e c t o r, K e r a l a I T transmitted by air, train or
Mission). Technopark is surface. Most of the mail
the largest IT park in the is transmitted by air. At
country employing about the other end it is again
40,000 professionals.
stamped and delivered
Tell us something My through the beat post
Vyapar readers may not man. PIN code is crucial
know about the Indian for correct and speedy
Post Office?
delivery.
Mr. Mervin:
Why do you
Did you know
think people
that the world’s
use courier
highest post
services instead
office is in India.
of our good old
This branch post
post office?
office is located
Mr. Mervin:
in a small town
To be honest, the
called Hikkim,
courier service
in Lahaul
was a wake up
Spiti district
call for the Indian
of Himachal
Post Office. The
Pradesh. It
speed at which
is located at
they operated
height of 15500
made the Indian
feet. The pin
Postal service
Adyar
code for this
stand up and
post office is
take notice. The
172114. Hikkim
Post Office then
î¬ô¬ñ Ü…ê™ ÜFè£K
F¼ ªñ˜M¡ ܪô‚꣇ì¼ì¡ «ï˜è£í™
7. MPhil (Defence &
Stategic Studies)
8 . M P h i l ( To u r i s m
Management)
9. PG Diploma in
Management
àƒèœ ðE ÜÂðõ‹
ðŸP?
introduced the concept
of Speed Post which is in
competition to the courier
services. Personalized
door-step service is still
wanting in our post office
but at least the speed of
delivery was matched to
compete with the courier
services.
Which Post Office
Service in world
impresses you the most?
Mr. Mervin: I think the
USPS (United States Postal
Service) because they are
competing with behemoths
like FedEx which own the
largest fleet of airplanes.
What impresses me the
most is that they are able
to compete even though it
is being run by the govt.
Are there any other
services that a Post Office
provides?
M r. M e r v i n : Wi t h
changing times and
changing customer
demands, new services are
introduced.
 The post office offers a
number of savings plans,
including National
Savings Certificates, the
Public Provident Fund,
monthly-income plans,
senior-citizens’ savings
...Continued on Page 2
2011
ñ£˜„ 31 º®ò
Þ‰Fò Ü…
ê™ ¶¬øJ¡ W¿œ÷
ªñ£ˆî‹ 1,54,886 Ü…ê™
ܽõôèƒèÀœ 1,39,040
(89.78) Aó£ñŠ ð°FèO½‹,
15,826 (10.22) ïèóŠ
ð°FèO½‹ Þ¼‰îù..
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«ð£¶ 23,344 Ü…ê™
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ïèóŠ ð°èO™ Þ¼‰îù.
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Aó£ñŠ ð°FèL™ ÜÁ
ñìƒè£è MKõ¬ì‰ˆ¶.
嚪õ£¼
Ü…ê™
ܽõô躋 êó£êKò£è
21.23 ê¶ó Ae (8.20 ê¶ó
¬ñ™) ðóŠð÷¾ ñŸÁ‹
7,114 ñ‚èÀ‚°„ «ê¬õ
ªêŒAø¶. àôA«ô«ò IèŠ
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õ¬ôŠðE ޶.
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ð£ó‹ðKò ïìù ÝCK¬ò.
ñè¡èœ Ü´™ ñŸÁ‹ óüˆ
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ܬìò£P™ ܬñFò£ù
ÅöL™ õC‚A«ø£‹:
àƒèœ è™Mˆ î°F?
1. BSc (Agriculture)
2. MSc (Agrl. Extention)
3. MSc (Defence Studies)
4. MA (Public
Administration)
5. MA (Population Studies)
6. PG Diploma in Public
Relations
𣶠ªê¡¬ù
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î¬ô¬ñ Þò‚°ùó£è¾‹,
F¼õù‰î¹ó‹ Ü…ê™
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ªè£„C
¶¬øºèŠ
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èŠð™ 膴‹ î÷ GÁõù
ºî¡¬ñ‚ è‡è£EŠ¹
ÜFè£Kò£è¾‹ (20002005), F¼õ¡‰î¹ó‹
ªì‚«ù£ð£˜‚ ºî¡¬ñ„
ªêò™ ÜFè£Kò£è¾‹ (20092011) ðEò£ŸP àœ«÷¡.
Þ«î è£ôè†ìˆF™
ªì‚«ù£ð£˜‚ - ªì‚ô£ùT
HCùv î¬ôõó£è¾‹,
«èó÷ ñ£Gô îèõ™
ªî£N™¸†ð‹ è†ì¬ñŠ¹
GÁõù ޡ虫è†ì˜
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Iû¡ Þò‚°ùó£è¾‹
ðEò£ŸP Þ¼‚A«ø¡.
ªì‚«ù£ð£˜‚ 40000‚°‹
ÜFèñ£«ù£˜ ðEò£ŸÁ‹
®«ô«ò IèŠ ªðKò
îèõ™ ªî£N™¸†ðŠ ̃è£
â¡ð¶ °PŠHìˆî‚è¶.
ïñ¶ õ£êè˜èÀ‚° Þ‰Fò
Ü…ê™ Ü½õôè‹ ðŸP ÜFè‹
ªîKò£î ªêŒFè¬÷‚ Ãø¾‹?
àôA«ô«ò Iè àòóñ£ù
ÞìˆF™ Þ¼‚°‹ Ü…ê™
ܽõôè‹ Þ‰Fò£M™î£¡
Þ¼‚Aø¶ â¡ð¶ ªîK»ñ£?
Þñ£êôŠ Hó«îê‹ ô£°™
vH® ñ£õ†ìˆF½œ÷
U‚A‹ â¡Â‹ áK™
èì™ ñ†ìˆFL¼‰¶ ²ñ£˜
15,500 Ü® àòóˆF™ Þ‰î
Ü…ê™ Ü½õôè‚ A¬÷
ܬñ‰¶œ÷¶. Þî¡
Hƒ«è£† 172114. U‚A‹
ñ‚èœ ªî£¬è 600. U‚A‹
Ü…ê™ Ü½õôèˆF™ 50
ïð˜èœ «êIŠ¹‚ èí‚°
¬õˆ¶œ÷ù˜. FùêK 15-20
è®îƒè¬÷‚ Þ‰î‚ A¬÷
¬èò£œAø¶.
Ü…ê™ Ü½õôè‹
âšõ£Á Þòƒ°Aø¶?
...Continued on Page 2
MY VYAPAR
Continued from Page 1
plans and time-deposit
accounts.
E M S S p e e d p o s t
offers quick delivery
to National and
International centers,
Parcel Services, Logistic
Post, Media Post (advt)
 Money Remittance:
EMOmoney
t r a n s m i s s i o n
e l e c t r o n i c a l l y, E
payment
 IMO instant money
transmission upto Rs
50,000/
 E P o s t i s a g o o d
substitute for telegram
 Insurance through PLI
and Rural PLI
Forex
Post Office has applied
for Banking License, how
do you think you will be
different?
To be very honest, the
employees on the ground
have to be trained but with
out network we will have
the best rural reach anyone
can ask for. We can bridge
the financial divide better
than any private players.
We are already doing a lot
of that with our savings
schemes. It is a thought but
execution is the key.
What are your plans
after retirement?
It is not something I
have thought about but I
surely want to give back to
the community. Teaching
the under privileged and
teaching football, which I
love, is something I might
explore.
Mr. Mervin Alexander
and My Vyapar Team wish
our readers a very happy
Independence Day.
Continued from Page 1
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August 11, 2013
2
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îIN™: üùQ ó«ñw
The Fortnight News Highlights – 29th July to 10th August
India:
 5 Indian soldiers
killed in attack by Pak
troops, Parliament outraged
 Mess up by defence
minister AK Antony by
claiming Pak Uniform
Clad terrorists killed the
soldiers without looking at
actual facts.
 UP IAS officer Durga
Shakti was transfered when
she tried to stop the sand
mafia. Country rallying
behind her as CM Akilesh
Ya d h a v g o e s o n t h e
defensive.
 CM Akilesh
claims that Durga IAS
was transferred because
she demolished a wall
belonging to a mosque.
Mosque denies the claim.
Investigations reveal she
was not present when the
wall was demolished.
 Another IAS officer
Yunus Khan, who has been
spearheading a crusade
against the sand mafia,
faced a bid on his life by
the mafia when he was on a
raid to check illegal mining
in Himachal Pradesh
 Telangana: Govt.
approves plan for dividing
AP. Hyd to be common
capital. Other groups
follow suit divide other
states. Number of states,
if divided, could reach 50.
 Second self-
immolation bid in
Darjeeling over
Gorkhaland demand
 Eid-ul-Fitr to be
celebrated across India on
Friday
 Stop Sri Lankan
assaults on Tamil Nadu
fishermen: Chief Minister
Dr.J.Jayalalitha to Indian
PM
World:
 Snowden row. U.S.
relations with Russia
turns sour when President
Obama canceled a summit
planned for September
with Vladimir Putin.
 Sikh delegation
humilated. Remove
turbans if you have to
board the flight - Rome
airport authorities
 US lawmaker
compares Snowden with
Gandhi
Finance and Technology:
 Raghuram Rajan
appointed as next RBI
Governor for three years,
to succeed Subbarao. He
will be among the youngest
to head RBI
 India ratified 1950
company law eeking to
strengthen accounting
standards and shareholder
rights in a country where
many businesses are
LOL
Get your Independence by becoming a Business Associate
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Independence
Day
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family-controlled.
 Govt gets a 'New
Media Wing' to publicise
its programmes through
social media platforms
 Micromax cofounder steps down after
arrest in bribery case
 Sterlite gets nod from
National Green Tribunal to
operate Tuticorin plant
 Jet Airways to raise
$300 million foreign debt
 Indian stock
market looses and
regains $1-trillion club
membership
 HDFC to raise
lending rates
 Rs/$ at its lowest
level
 Indian shares likely
to fall: Morgan Stanley
 Amazon CEO Jeff
Bezos astonished the world
Monday when he offered
$250 million to buy the
Washington Post.
Science:
 Regulating electron
“spin” may be key to
making organic solar cells
competitive
 The genetic build
of Indians was set nearly
2000-4000 years ago
with the inter-mixing of
settlers from abroad and
indigenous people, a study
reveals.
 Archaeologist
Anya Shetler cleans an
inscription below an
ancient stucco frieze
recently unearthed in
the buried Maya city of
Holmul in the Peten region
of Guatemala.
 We have nothing to
fear from the big change
that is about to occur on
the sun, researchers stress.
The sun's magnetic field is
set to reverse its polarity in
the next few months.
 Last year was one
of the 10 warmest years
across the globe and the
hottest on record
 Astronomers have
snapped a photo of a pink
alien world that's the
smallest yet exoplanet
found around a star like our
sun. The alien planet GJ
504b is a colder and bluer
world than astronomers
had anticipated.
 Monarch butterflies
may be struggling, but a
University of Minnesota
scientist has dedicated
her life to their study and
preservation.
 New high-tech laser
technique allows DNA to
be inserted 'gently' into
cells
For feedback about this Newspaper Please email to
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MY Vyapar
ADYaR
Vol. 1 Issue 5
Local Cover Story
T
August 11, 2013
Next Issue August 25, 2013
Free Premium Paper
adyar’s own education revolutionist
an insight into the pupil Apprentice Programme of Madras School of Science
he Madras School
of Science is located
in Besant Nagar
where it runs the Pupil—
Apprentice—Programme
which trains, mentors and
leads young students from
the VII and VIII standards
onwards emphasising the
qualities and values vital
for a meaningful career
in Engineering and the
Sciences and by laying
a strong intellectual
foundation centered
around Physics, Logic
and Mathematics and a
technical foundation
centered around the design
and fabrication of analogue
electronic circuitry and
the design and fabrication
of Mechanisms. This
programme is in its third
year of running. In its
depth, scope and breadth,
this is an
unparalleled
programme
unavailable
elsewhere in
the world and
offers young
students in
Adyar the
opportunity to
embark upon
a challenging career in
Engineering and Science
and to make use of
opportunities available
world-wide to realise it.
The Madras School of
Science is an initiative
of the Provost who is a
Research Scientist and
an Engineer who grew
up in Adyar in Chennai
and left for England on a
Scholarship. He received
his PhD in England
and worked in France,
Germany and Switzerland
before coming to the
Massachusetts Institute of
Technology in Cambridge,
Massachusetts where he
worked for five years.
He has also worked in a
Research Laboratory of
the Mount Sinai Hospital
based in New York.
S u r p r i s i n g l y, h e
began his career at the
age of fourteen as a
c h i l d - w o r k e r, o f t e n
working from 5:00PM till
11:00PM after bicycling
back from Egmore
to Thiruvanmiyur,
in a printing press
in L. B. Road in
Thiruvanmiyur under
apalling conditions
which together with the
Dickensian squalour and
adversity in which he
grew up in Indiranagar, he
credits for teaching him the
implications of privilege,
patronage and support or
rather, the lack thereof. He
feels that the adversity and
harshness of those days
have given him a unique
perspective and the ability
to examine things from
many points of view.
The Provost, Madras
School of Science can be
contacted at 80562 87849
or at 99520 65662.
Special Focus
Saluting Adyar’s
Bravehearts
W
ETHNIC INDIAN WEAR
The Women’s Fashion Store
M 68/4, 7th Avenue, M.G. Road,
Vannanthurai, Besant Nagar,
: 4357 2727, 99 621 621 01.
READYMADE, SAREES
SALWAR MATERIALS
ART ACCESSORIES
FASHION ACCESSORIES
Sale 50% off
e
sal
e are sure, by now, you must be aware of the
two bravehearts J Saravanan and T. Dinesh
Babu who rescued Roshini (9 years old) from
drowning in the Adyar River. For those of you who didn’t
read the story in The Hindu, Roshini was thrown into the
river by her own father, Augustine a painter, who also
jumped into the river and committed suicide. According
to his wife, Vimala, she never saw that coming. She says
that she foiled his bid to throw her son Joshua also into the
river. There was no trouble in the house or financial issues
so she is uncertain why her husband committed the act.
We thought that the commendable act of bravery by J
Saravanan and T. Dinesh Babu needs mentioning in our
newspaper in the current self-serving world that we are
headed towards. Above is the picture of one of them Saravanan from The Hindu.
Do you have a stories of such selfless and
community serving individuals? My Vyapar –
Adyar Trendz would be happy to publish them.
Write to : [email protected]
Up to
Style Statement
MY VYAPAR
I-Craft&
I-Stylez
I
-Craft
conducts
paper utility
/ craft workshop for
adults and kids at besant
nagar. Participants learn
to make envelopes,
shopping bags, gift boxes,
chocolate boxes & more
at the utilities workshop
and interesting craft
items like wall hangings,
room decors, flowers,
flights etc at the kids craft
workshop. All necessary
materials are provided.
Contact 99400 50697 for
registrations and more
details
I-Stylez, an online
selling store sells
imported fashion
jewellery. I-Stylez has
unique collections of
bracelets, costume
necklaces, statement rings
and whole lot of other
accessories marketed
through a descriptive
style of eye-catchy photos
which is the USP of this
store. In this era of online
shopping and marketing,
where more and more
customers are looking
to have products home
ADYaR
August 11, 2013
wishbook
Many more happy returns
of the day
- Megi
The best day in my life was the
day I married you
The best thing in my life is you
I cannot imagine a single day
without you
I’ve said it once, and I’ll say it again
I love you!!
- Latha Jaikumar
I can feel my heart beating so
fast. People think I’m gone crazy
and so I am. I’m just crazy in love
with you, my wifey
- Sathish janarthanan
Happy Independence Day to all
Indians
- Team Shriram Vyapar
4
The day you stepped into
my life, you changed it into
something so beautiful and
meaningful.
You are just so amazing to have
around. I cannot stop myself from
telling you everyday, how much you
mean to me. I love you so much.
- Athiba
Send your FREE wishes to your Loved ones
(First 10 words FREE)
SMS your message to 99445 31985 or email: [email protected]
delivered at the click of
a button, I-Stylez has
found its place and is set
to bring fashion hard on
chennaites and in India.
You can access the
store at www.facebook.
com/istylezindia.
Play School Review
The English
T
Kindergarten
h e
E n g l i s h
Kindergarten is a play
school situated in the
quiet and peaceful locality
of Dr.Radhakrishnan Nagar,
Thiruvanmiyur.
It offers the services of
Pre-School,LKG, UKG,
Day Care and After School
A c tiv itie s . The sc hool
has a cheerful and child
conducive atmosphere. The
toys, books etc are very
attractively displayed to
attract children to use them.
The environment is safe and
hygienically maintained.
The school has very
experienced teachers and
trained helpers, who strive
to maintain the proper
functioning of the school to
make it one among the better
kindergartens in Chennai.
Here children are
given an all round holistic
development with the help of
the programmes especially
designed for them.
Nutritious snacks and
lunch are provided for the
children and they are taught
the value of good food.
True to its name, The
English Kindergarten
gives a lot of importance
to the English Language
Development Programme
through books, CD’s and
Smart Board. Reading,
Comprehension, Speaking
and writing (cursive) skills
are developed through the
programme. The children
are encouraged to use the
Smart Board for Grammar
and Math.
A reading corner has
been created where books
are made available for
the children. Through
this the reading habit is
inculcated in the young
ones. Circle time and group
discussions are held on
various topics and the
children are encouraged
to voice their opinions .
Voice Modulation and play
enacting are also taught.
Besides this, some of the
other activities are western
dance, keyboard, art and
craft, yoga etc.
The Management charges
very nominal fees in order to
make the facilities affordable
to many children from
different income groups.
The English Kindergarten
is a place that turns out
‘Happy Kids’ who are eager
to face the challenges of
regular school.
The Kindergarten can be
contacted at NEW NO:7,
DR.RADHAKRISHNAN
NAGAR MAIN ROAD,
T H I R U VA N M I Y U R ,
Chennai – 41. From 9am
to 6pm Monday through
Friday.
ñ‚èO¡ ï‡ð¡
ªè£²‚èO¡ ð¬èõ¡
Contact: Satakeerthi
91500 46722
PLAY SCHOOL, PRE SCHOOL,
KINDERGARTEN, DAY CARE,
AFTER SCHOOL ACTIVITY
A unique International Kindergarten that is focused on the all round
development of your child. Airconditioned, safe, hygienic environment.
Activity based learning, Smart Classroom, special emphasis on English
speaking skills, conducted by highly qualified teachers and committed staff.
ADMISSIONS OPEN
New No:7, Dr.Radhakrishnan Nagar Main Road, Thiruvanmiyur, Chennai-41
Ph: 044-65150540 / 42151086 / 9444628098
MY VYAPAR
T
67th Independence Day
his year on 15 August,
India is going to celebrate
its 67th Independence Day.
This day is celebrated all
over the nation by hoisting
the Indian National Flag at
several places. On the eve
of Independence Day, the
President of India conveys
the “Address to the Nation”
speech which is announced
nationally. On 15 August, the
Prime Minister of India hoists
the Indian flag on the historical
Red Fort site in Delhi. 21 gun
shots are fired in tribute of the
event. The Prime Minister
then conveys a speech
emphasising the triumphs of
government during the past
year, nurtures key disputes
and puts forth further ideas
for improvement. He also
pays homage to the freedom
struggle leaders. Several
cities in the United States
have declared 15 August as
“India Day”.
This day is to remember
our great leaders for their
boundless struggle against the
foreign muscles to give us the
freedom that we enjoy now.
It’s our duty to pay tribute &
homage to all those who have
rested down their lives to
Old is Gold
A
s you age, it is
not uncommon
to have balance
problems. Reasons could
be as diverse as heel pain
to dizzy spells. Once you
have gone to the doctor and
ensured that the underlying
problem is being taken
care, it may be a good
idea to get yourself a
walking aid so as to avoid
falls.
The simplest aid is a
stick. They come in various
materials from wood to
plastic to metal, with
different grips.
Size Chart for walking
sticks
provide freedom from foreign
supremacy.
We might be grateful to
a number of leaders that
embraces Mahatma Gandhi
for his fascinating guidance,
Rabindra Nath Tagore for his
patriotic tracks, B R Ambedkar
for a putting a footing for
our structure. Added to
this hypnotic leadership by
Jawaharlal Nehru, Sardar
Vallabai Patel helped a lot to
bond our country under one
flag.
Our country had made
outstanding progress through
the last 6 decades in almost all
arenas which makes us clench
our head high.
Even in the core of rejoicing
our Independence Day with
superiority and respect, many
things worry us. One side to
be proud of this vast culture
and diversity, on the other
these diversities may be the
cause of the inequity of right
functioning of the country. The
monetary and safety of the
nation which include violence
and economic disaster makes
us think to design and reinforce
monitoring devices to aspect
these tasks.
Our country also became
the target of several terrorist
attacks. But the actual intent of
these irritable notices proved
to be a failure as the people
of India rose united to fight
beside these anti human deeds.
The willpower of the people
to stand hand in hand for the
safety of the country is a good
pattern of how the citizens
keep the ‘we feeling’ in
minds.
Even though at present
we are not to be titled as
a developed country, I am
definite this praise is not too
far for us to conquer.
So on this very distinctive
occasion, I am promoting a
thought before you. Let us
bond together for a mutual
goal, to sustain the values and
make our country the best in
the world.
“Once again Happy 67th
Indian Independence Day
2013″
JAI HIND…….Jai
Bharat!!!
August 11, 2013
5
Kids Corner
Solve and Win
Rs.500 Cash +
Gift Voucher
Prize Sponsors:
Baker's Cottage
Previous Puzzle WinnerS
Adyar
Zaara, Adyar
Anna Nagar
Abhishek Collin Paul
Srija S.J.
Mogappair
Clues (Work Related)
Across
2 propose or put forward
3accomplishment
5 elaborate plan
6 assign a task to another
person
9 collaborate or work together
11 planned piece of work
14d i s p l a y o f d a t a o r
demonstration
15 final result or conclusion
Down
1 imposed quantity
4rival
5 written endorsement
7timetable
8 time limit for completing
something
10 programme of action
12 objective, target
13preliminary version of a
document
Send your answers
with contact details
and photo to
[email protected]
Lucky draw for correct
answers sent with in
One week
Keep Walking
User’s
Height
Approx
Stick Size
5’ – 5’3”
30” - 32.5”
5’3 – 5’6”
32.5”- 33.5”
5’6 – 5’9”
33.5”- 34.5”
5’9”– 6’
34.5 - 36”
6’ – 6’3”
36” - 39”
Other options are a tripod
and quadripod similar to a
regular stick but with 3 legs
and 4 legs respectively at
the bottom. The wider base
affords you greater stability.
If your balance problem is
severe, the other alternative
is to use a walker. A walker
is a four-legged contraption
that provides you much
greater stability. Within
The Correct Position
Stick length should be roughly the distance
from the ground to the wrist crease.
Size adjustable sticks have made it easier
to set length that is bestt suited to an
individuals’ height.
walkers you have static
walkers, reciprocal walkers
and reciprocal walkers with
wheels. The static walker
requires you to lift it and
move forward each time,
while the reciprocal walkers
allow you to slide them
forward, one side at a time.
The reciprocal walkers with
wheels are actually quite
safe to use and slide more
easily. These afford the best
support for people who find
walking unaided difficult.
If you have balance
issues, keep an appropriate
walking aid handy. It is
much better to have a
walking aid with you than
to have a fall and break
some bones!
This column is brought
to you by Old is Gold Store
– A store for senior citizens,
and they can be reached at
involve@oldisgoldstore.
com
Insurance Agents, Real Estate Brokers, Travel Agents etc.
Why You Need Them and You Can’t Live Without Them
B
roker – A word now
despised by many.
The educated people in
the industry now call
themselves “Property
Consultants” or “Financial
Consultants” etc. The only
to distinguish the two class
of people is the way they are
organized and in the way
the present the data. The
problem with the educated
property consultant is he/
she is interested in the
big business and not the
common man. Moreover
property consulting requires
extensive travel.
Let us look at a world
without them.
ADYaR
- Who will tell you about a
new product in the Industry?
In the case of insurance, for
example, can the 60 life and
non-life companies employ
people to tell you about the
various products they have?
How will you find out the
various properties available
for sale or rent in your area?
Are you willing to travel
or call everyone to find the
right property for you? How
about that vehicle that you
want to dispose? The sheer
enormity of the problem,
without the brokers, in a
disorganized market like
India where even to get a
registration certificate is a
hassle can be understood
by all.
- Have you thought about
the amount of time, effort
and money that would have
been spent in research and
travel that is simplified by
the broker/consultant?
Even though the brokers
or consultants plays a vital
role in your life, how many
of you appreciate the efforts
of a broker or even willing
to reward them for the
services? It is time that you
saw them in a different light
be it a property broker or
insurance broker.
Hiring reporters
My Vyapar is Hiring Freelance / Student Reporters
Adyar, Besant Nagar, Thiruvanmiyur, OMR, ECR,
Anna Nagar, Mogappair, Ambattur
Call: 044 2615 0707/0808
Email: [email protected]
Life Insurance
for Senior Citizens
Maximum Entry Age
70 years
Policy Term
10 Years
Minimum Single Premium
Rs. 25,000/-
Maximum Single Premium
No Limit
call: 9944531981 / 85
MY VYAPAR
Sale
Mohappair West, Housing
board LIG 1 with house in
ground floor for sale 30 lakhs.
ct. 2615 0707
Annanagar West Extn. Flat
for sale in Mogappair 2BHK
Near SBOA School, Ist Floor
with Car Parking. ct. 2615 0808
Flat
for Sale
in McNichols
Road Chetpet
3265 Sq.ft,
5BHK, with CCP
& Power
back up
Ph: 9282213062
prime space
for residential
projects
 53 Grounds
 Porur to Poonamalle
High Road
 Kattupakkam
 25 crores
Ph: 9710207716
SPECIALIST IN
• PVC Door
• PVC loft cupboard &
Modular Kitchen
• PVC Puja door
• Aluminum Window
& Partition work
Ph:
RICH
WORLD
98410 78682
98418 41613
91764 81527
Civil Works
Construction
of new residential,
commercial building &
all types of renovations,
extension work and all types
of interior work
by 35 years experienced
81244 01322
Mogappair, Flat for sale, 820
Sq.ft 2BHK With Car parking
Rs.5412000/- 6 Flat Only. ct.
2615 0707
Annanagar West Extn.
Individual Duplex Home for sale
Near DAV School, 1160 sq.ft,
2BHK with CARPARKING. Ct.
9944531981
Annanagar West Extn. Flat
for Sale in jeevan Bheema Ngr,
Behind Chennai Public School,
876 Sq.ft, 2nd floor,2bhk. Ct.
9944531985
Mogappair, Flat for sale 551
Sq.ft 1BHK With Car parking
Rs.36,36,600/- Only. ct. 2615
0707
Mogappair, Independent
House for Sale In Mogappair
1200 Sq.Ft, 4BHK With Car
Pkng. 1.80Cr. ct. 2615 0808
Residential
plot in adyar
Adyar Radhakrishnan Nagar,
Nearby School.
2.5 grounds, 6 crores,
Prominent Landmark
9841724712
affordable villas
in Kovalam
dream property of
your life time
6 grounds
Excellent Frontage
2 side roads
Calm, clean and
serene environment
Thiruvanmiyur Beach facing plot
Ph: 9841724712
Padi, Land for sale CMDA
Approved 4.5 Ground Sale.
Rate 3.25Cr. ct. 2615 0808
Annanagar, Flat for sale in
Jawahar Colony, Near Shanthi
Colony 640 Sq.ft 1BHK Flat, 2
nd Floor. Ct. 9944531985
Nolambur Indepndent House
for Sale, 1801 Sq.Ft Land,
Build up Area 2300 Sq.ft 40 &
20 Feet Cornor Building with
Car Parking Brokers Excuse.
ct. 2615 0707
1365 Sq.ft land
1726 sq.ft. 3BHK Villa
57 lacs 8 months
possession time
Ph: 9841724712
prime
commercial land
1.75 Grounds
40 ft. Frontage
Prime Commercial Land
7.5 Crore
Kodambakkam
High Road
Ph: 9841724712
Land for Sale
in Ayyapakkam,
Near Ambattur
3500 sq.ft X 2 Plots.
Each Plot Rs.80 lakhs
South & North Facing
1840 Sq.Ft plot for
sale @ Rs.29 Lakhs
West Facing
Kattupakkam, Building for
sale in janagi ammal nagar
extn. Kattupakkam with 5
portion one 3 bed and four 2
bed portions in 1 ground and
built up area 4650 sft rate 1.70
cr.. ct. 2615 0808
Ayyapakkam, TNHB plot 2000
sft for sale 80 lakhs near ICMR.
ct. 2615 0707
Pillaipakkam near
sriperumbudur 7.0 acres for
sale suitable for industries 2.0
lakh per cent. Ct. 9944531985
Pappaan Kuzhi, 3.5 acre for
sale, just 50 m from NH 4 at
2.0 lakh per cent. ct. 2615 0707
Ambattur, Individual house for
sale in venkateswara nagar 55
lakhs. ct. 2615 0808
Santhavellore 2.40 acre for
sale in NH 4, 148’ frontage 3.5
lakh per cent. Ct. 9944531981
Ambattur, varadharajapuram
near railway station 1650 sft
land for sale 70 lakhs. Ct.
9944531981
Kunnam Village, 4.72 acres
for sale in Kunnam Village in
SH 120 suitable for industry or
commercial purpose 2.0 lakh
per cent. ct. 2615 0808
A m b a t t u r, r a m a p u r a m
thiruvalluvar St 1 ground for
sale 90 lakhs. Ct. 9944531985
A m b a t t u r, L e n i n n a g a r
individual house newly
construction is in progress
for sale with land 1050
sft building 700 sft owner
leaving abroad 30 lakhs. Ct.
9944531981
BUYING@YOUR
DOOR STEP
All kindes of used Furnitures,
A/C, Color TV, Fridge,
Washing machine, Geysers,
Computers, Watermotors,
Threadmills, and Home
Appliances
Spot Cash
Shree Vigneshwara
Enterprises
54, M.T.H Road,
Villivakkam, Chennai 49
9840701899
9840433264
Flat
for Sale
@ Guduvancherry
742/840/
841 Sq.ft
Rate Rs.2850/- Per Sq.ft
Ph: 9150284325 Ph: 9282213062
looking for
a landmark
address in
chennai
5 Grounds
in Kilpauk
25 crores
(Non-nego)
Ph: 9710207716
Madipakkam,1 Ground Land,
3000 sq.ft Building, Fully
independent, 1.30 Crore. Ph:
9841724712
Adayar Karpagam Gardens
3370sft North facing Rs 6.5Cr
Nego. Ph: 9841724712
Tiruvanmiyur Adyar -1Gr to
1.5Gr. prime location properties
available. Ph: 9710207716
Posh neighbourhood
12 crores (nego)
Padi, Independent House for
Sale 2050 Sq.Ft , 3BHK With
Car Parking Rate 1.50Cr. Ct.
9944531981
ADYaR
T.Nagar, 3 bhk flat in 4 th
floor for sale in t.nagar posh
area suitable for commercial
purpose 1640 sft rate 1.65 cr.
ct. 2615 0707
18 grounds for sale near
savitha dental college on
road property eligible for
multiple story buildings. Ct.
9944531985
Suitable for commercial
development 1.75 ground for
sale on kodambakkam high
road. Ct. 9944531981
Kilpauk, Land for Sale, Near
Kellys, 1226 Sq.ft with old
building, Rate Rs.10000/- per
sq.ft. ct. 2615 0808
Vadapalani, Flat for sale 840
Sq.ft, 2BHK, 2nd Floor with
Covered Car Parking Rate:
6900000/-. Ct. 9944531985
A l w a r T h i r u n a g a r, 2 b h k
& 3BHK Flats for sale,
Valasawakkam Size: 830,1710
Sq.ft with CCP@7500/-Per
Sq.ft Only. ct. 2615 0707
Vadapalani, New PROPOSED
1BHK, 2BHK,3BHK, Pent
House for Sale, Rate:
Rs.7800/- Per Sq.ft. ct. 2615
0808
Koyambedu, Flat for Resale
998 Sq.ft North Facing, Opp to
Koyambedu Bus Terminus. Ct.
9944531981
ECR, Vacant plots @ ECR next
to MGM, 2+ Grnds, @ Times
Square layout Rs: 2170/- Per
Sft. Contact : 7418134341
Kilpauk, Individual house for
sale, 1200 Sq.ft, 2BHK. ct.
2615 0707
Uthandi VGP Part II - Beach
facing Flat, Two bedroom
brand new flat with lift 1127 sft
1320 sft avaiable price:Rs 4500
Per sft. Contact : 9940167517
Thiruvanmiyur, 4th Sea ward
road 2000sft 1500sft 3BHK
2CCP. Ph: 9710207716
Besant Nagar Posh 3300 sft
good frontage sea view. Contact
: 9841377061/9841072078
Kottivakkam - Kuppam Road
Kaveri Nagar 2grounds east
facing corner property clear
title. Ph: 9841724712
Kottivakkam - Off ECR rd
6+ grnds of CDMA approved
building sites for sale.
Kottivakkam, East facing,
1200 sq.ft land with 2400 sq.ft
building. 5 BHK, CCP, 1.3 Cr.
Ph: 9710207716
Adyar, Parameswari Nagar,
953 Sq.ft, Ist Floor, Fully
Renovated, Lift, Woodwork,
OCP, 92 Lakhs.
Thiruvanmiyur, Valmiki Nagar,
2550 Sq.ft. 3000 Sq.ft Built
up - 2 Floors, 5 BR, Servant
Quarters,CCP, 7 Year old. 4
Crore. Ph: 9710207716
Joint Venture
Villivakkam, JV near
annanagar west 4.5 acres adv
20 cr. ct. 2615 0808
Potheri, 46 cents for jv near
SRM potheri 500 m from GST
road 60:40 adv. 1 cr. Ct. Ph:
9841724712
Chengalpet, 1.01 acre
dtcp layout available for jv
near chengalpet bye pass
in kanchipuram road 65:35
adv.75 lakhs. ct. 2615 0707
Kelambakkam, 50
cents available for jv near
kelambakkam junction on
vandalur road. Ph: 9841724712
5.5 acres for jv in balaji nagar
opp puzhal camp 3 km from
GNT road . Ct. 9944531981
Kolathur, 56 cents for jv in
Radhakrishna nagar nr doctors
colony kolathur 100 feet road
details. Ct. 9944531985
Villivakkam, 5 grounds
available for jv thathankuppam
villivakkam very near 100 feet
road. ct. 2615 0707
Kattuppakkam, JV at
mount poonamalle road
kattuppakkam 53 ground 60:40
adv 25cr.. ct. 2615 0808
Rental
Annanagar, Flat for Lease,
650 Sq.ft, Ist Floor, 2BHK Flat
in Vasanatham colony, Near
18th Main Road for lease. Ct.
9944531981
Annanagar, Individual House
for Rent Near Andaman
House, 1 BHK, 750 Sq.ft. Rent
Es.10000/-pm. ct. 2615 0707
Ambattur, Property required
for lease near main roads for
showroom minimum 6 to 10
grounds. Ct. 9944531985
Ambattur, individual house
for rent 4 bhk near PTR mahal
10 k per month. ct. 2615 0808
Adyar, furnished, deluxe,
one bedroom for bachelor
Rs, 7000, 2 BR, lift carpark,
1st flr, 24000, deluxe marble
2 bedroom, 3BR marble,
32000rs ind 4 BR, 1st floor
60k. Ph: 9710207716
Adyar, Indra nagar station,
2 n u m b e r, 2 b e d r o o m h a l l
kitchen for immediate
occupation, residential, official
bussiness, bachelors. Ph:
9841724712
Adyar, Kasturba Nagar, 2 br
1000sft renovated tiles flooring
service area rent 18000. Ph:
9710207716
Adyar Kasturba Nagar, brand
new apartment 2 bedroom
100sft wood work modular
kitchen covered carpark
separate terrace rent 22000.
Ph: 9710207716
August 11, 2013
6
Adyar, Indira Nagar, Brand
new, near hindu school 2
bedroom 1200sft lift power
backup covered carpark
30000rent 2 bedroom flat
22000. Ph: 9841724712
Adyar, Gandhi nagar 2nd
main road near padmanabha
temple brahmin or pure veg
grd flr 2 bedroom hall kitchen
2 bathroom open carpark rent
18000. Ph: 9710207716
Adyar, Gandhi nagar 2nd main
road 830sft firstflr, 3 bedroom
hall kitchen lift vegetarian only
rent 16000. Ph: 9710207716
Adyar, LB road adyar ananda
bhavan oppp 800sft1st flr east
facing 2 bedroom marble floor
24 hrs water carpark 18000. ct
26150707
A d y a r, I n d i r a N a g a r,
independent house 1st flr
1350 sft 3 bedroom 25000
rent preferably chirstain famil
carpark 24 hrs water. Ph:
9710207716
Adyar LB Road - Showroom
space 2500 sft Ground floor
near adyar signal, L.B Road
spacious parking @ Nibhav
building. ct 26150707
Besant Nagar, 2 bedroom
1270 sft, 4th floor, sea view
covered carpark 2ac fridge,
tv, showcase, dressing dining
tables, 2 cot bed, sofaset,
36000/- family. vegetarians.
Ph: 9710207716
Besant Nagar, Kalakshetra,
colony, beach road 1400sft,
3 bedroom, modular kitchen,
carparking. Available on rent
from 15th august, only veg. Ph:
9710207716
Besant Nagar, Kalakshetra
colony, 2 bedroom 1 st flr,
15000. Ph: 9841724712
Besant Nagar, 2 bedroom
flat, ellaiamman koil st, besant
nagar, near bus terminus, st,
john’s school & vannanthurai,
carparking. Ph: 9710207716
Besant Nagar, 2bedroom
fully furnished flat 1900 sft,
only company lease & Adyar
Karpagam garden deluxe 3
bedroom veg only. 2615 0707
ECR, Neelangarai 5 Ground
land with Bungalow, 5 BR,
Swimming Pool,Garden,
Power backup, 4 CCP, Servant
Quarters,Seaview. Rent 2
Lakhs. Ph: 9710207716
ECR, Akkarai, Brand New
Bungalow 3000 sq.ft, 4 BR,
CCP, Small Garden,Power
Back up. Rent 75000. Ph:
9841724712
ECR, Akkarai, 4 Ground Land,
East Facing, 4 BR, All BR fully
furnished, swimming pool,
garden, Rent 1.5 Lakh per
month. Ph: 9710207716
Kottivakkam, 2400sft,
fully furnished near nellai
nadar school. 40000. Ph:
9841724712
Kottivakkam - 1700 sft INDP
House Nr ECR for office
garments & Play school. Ph:
9710207716
Kottivakkam, AGS colony 1st
flr 2 bedroom flat open carpark.
Ph: 9710207716
Kotturpuram, near anna
university grd flr, 3 bedroom
hass kitchen 2 halls servant
bayth garden water plenty
modular kitchen. ct 26150707
N e e l a n g a r a i , g r d f l r, 2
bedroom, with attachmed
bathroom spacious hall
kitchenn pooja open carpark
1200sft, access frm ecr -omr.
Ph: 9841724712
OMR, Indep house, 2000sft,
near sangeetha hotel,
omr, 20000/-, veg only. Ph:
9710207716
MY VYAPAR
OMR, Vijaya shanthi
apartment jayendra colony
3 bedroom flat for rent. Ph:
9710207716
OMR, Thuraipakkam 3 br hall
kitchen 1flr, 1400sft carparking
20k, generator 24 hrs security.
Ph: 9841724712
Nolumbur, Mogappair, 3 BHK,
1309 Sq.ft, CCP, VGN La
Parisienne. Ph: 9710207716
Palavakkam, Seaside 2
bedroom hall kitchen dining
carpark grd flr, 1200sft near
beach. 26150707
Perungudi, Corporation
road, 3 bedroom 4 split ac,
modern kitchen, 1750sft. Ph:
9710207716
Perungudi, 3bedroom modular
kitchen wardrobe covered
carpark gym swimming pool
play area ready to occupy,
residential/ commercial. Ph:
9841724712
Prime Location : Decent aprt
3bedroom 1600sft spacious
hall separate dining woodwork
modular kitchen service area
covered caprpark rent 25000.
Ph: 9710207716
R a d h a k r i s h n a N a g a r, 3
bedroom 2flr, 1450 sft, 4 ac,
rent 40000. Ph: 9841724712
RA Puram, near jananki mgr
college 2bhk for 8500 rent
advance 50000 with carpark.
Ph: 9710207716
R.A.Puram Greenways Rd,
200sft shop for rent.
Thiruvanmiyur, near tidel
park, kamaraj nagar 2nd west
street, old no L1A, New NO
27, first floor, 2 bedroom hall
kitchen covered carpark. Ph:
9841724712
Thiruvanmiyur, Thiruvalluvar
nagar, RTO, old beach road
HIG flat, grd flr, 2 bedroom hall,
kitchen, newly renovated with
covered carpark, 20000. Ph:
9710207716
Thiruvanmiyur - Just
opposite of tiruvanmiyur
main bus terminus on main
road near ECR turning
1 floor 2000sft carpark/
elegant elevation,excellent
landmark,ideal for corporate
office/Bank,Computer
education Insurance office/
Showroom. Ph: 9710207716
Thiruvanmiyur, nr kalashetra
road, 3 new flats of 2 br hall
kitchen with carpet area,
1220sft, each with fully
furnished,modular kitchen.
MNC preferred, Broker excuse.
Ct. Ph: 9841724712
T h i r u v a n m i y u r, 5 0 0 s f t
furnished office space in
ground floor calm residential
area op to lb road post office.
Ph: 9710207716
Thiruvanmiyur, Thiruvalluvar
nagar marutham apartment
H52/ F2 flat for rent rs, 14000
carpark. Ph: 9710207716
Thiruvanmiyur, Kurinji flat
800sft, grd flr 2 bedroom 13000.
Neelankarai kazura garden,
950sft 2 bed room 16500
carpark. Ph: 9841724712
T h i r u v a n m i y u r, b e h i n d
R T O f i r s t f l r, t h e n d r a l
apartments 2 bedroom hall
kitchen dining open carpark,
immediate occupation. Ph:
9710207716
Thiruvanmiyur, LB Road 1300
sft 3 bedroom halll kitchen
1st flr near RTO 21000. ct
26150707
Economy
Banking for the masses
and not classes
T.B.Kapali
t is generally thought
that poor people can
(and should) make do
with minimum amounts
of everything – be it
food, clothing, housing or
other social services such
as education, healthcare,
transport.
Indian policy-makers
have created such a deep
impression by denying basic
social services to the poor
for long. Now, they want to
strengthen that impression.
They want to (continue to)
deny basic financial services
to the poor; though they take
care in public to say that they
want to serve the poor.
S p e c i f i c a l l y, I n d i a n
authorities want to set up
more new “banks” in order
to attain what they call as
“financial inclusion”.
Financial inclusion
broadly means that people
in the lower economic strata
are able to access basic and
necessary financial services
such as savings and loans
– appropriate to their
condition. Indian policymakers think that only banks
are capable of bringing about
such inclusion.
Weak track record
But, what has been the
track record of Indian banks
in the past 50 years as
regards financial inclusion?
It is quite poor.
Census 2011 shows that
out of 25 crore households
in India (each with 4
or 5 members), 50% of
households – a population
of 60 crore out of a total
120 crore – do not have any
banking services. No savings
account even, not to speak of
loan / credit facilities.
The commercial /
business requirements
of people in the lower
economic strata are also
I
largely ignored by the bankled system.
It has been estimated that
there are some 10 crore tiny /
micro / small business units
in our country- called as the
MSME sector. They range
from the corner provision
store, the mechanic shop, the
small textile shop, the small
road transport operator,
the local pharmacy, the
small town hotel, the local
carpenter, the vegetable
vendor, the corner metal
welding unit etc.
These 10 crore units
are the largest providers of
employment in our country
outside of agriculture,
employing nearly 200
million people.
The total loan / credit
requirements of this sector
in a typical year has been
estimated at as much as
Rs.20,00,000 crore.
How much of that is
provided by the banking
sector?
Only about 15%, official
figures show. And that is
how it has been for many
decades now.
So, how do the MSME
units manage? They manage
by borrowing from nonformal or unorganized
sources such as local money
lenders and pawn brokers.
Role of unorganized
sector financiers
A recent news report
highlights the important
role that local money lenders
and financiers are playing in
providing essential financial
services.
900 grams of gold was
stolen from a single pawn
broker in one particular
locality of Chennai city.
The market value of the
gold at, say, an average
price of Rs.2500 per gram is
approximately Rs.25 lakhs.
Against the gold in stock,
the pawn broker would have
probably made loans to the
tune of say Rs.15 lakhs.
Almost all the gold
should have been pawned by
households financing their
essential consumption such
as healthcare, education
and by small / tiny business
enterprises raising working
capital for their operations
by pledging their personal
possessions.
If one pawn broker in one
locality of Chennai could be
making loans to the extent
of Rs.15 lakhs, just imagine
how much of financing
would have been raised
through the lakhs of pawn
brokers across our country.
It is therefore not surprising
that the non-formal and nonorganized sources of finance
meet nearly 80% of the total
financing requirements of
small and micro businesses
in our country.
Also note that the pawn
broker can make a lot more
loans if he is able to access
more lendable funds on the
base provided by his capital
of Rs.15 lakhs. Would it not
be a win-win for everyone?
The pawn broker can
provide a savings outlet for
millions who do not have a
bank account. He can also
help the small borrower with
more of them being serviced
at lower interest rates.
India needs thousands of
small finance “banks”
The pawn broker system
has to be re-jigged and
formalized as, say, a small
finance company. And,
India needs thousands of
such small companies to
attain financial inclusion.
We can even call them as
mass banks. The name does
not matter.
But, what we do not want
is more of the same “class”
banks we already have.
Thiruvanmiyur, independent
grd flr 1300sft 2 bedroom
2 hall kitchen with carpark
at kalakshetra road. Ph:
9841724712
Thiruvanmiyur, Valmiki Nagar,
Independent Bungalow, 3000
sq.ft, 3 BR, All room AC, small
garden, CCP, Gen backup.
Rent 1 Lakh. Ph: 9841724712
ADYaR
August 11, 2013
7
Social Responsibility - Charity
Help get a wheel chair
Meet Kavitha (Age 26). She is
paralysed and needs your financial
help to buy a wheel chair. She can
move around with your help. Please
call Latha: 8148864171
Want to
Buy / Rent
a Property?
Fair Value Transactions
Owner to Owner interactions
Professional approach
Discount deals for new
properties
Legal advisory services
Loans arranged (15 Banks /
NBFCs)
Nominal Service Charges
Experience the
Shriram Vyapar Difference
Anna Nagar:
2615 0707 / 0808
Adyar:
98417 24712
www.shriramvyapar.com
Meet Rahul (Age 12). He
needs to undergo a by-pass
surgery. He can have a future
with your financial help. Call
Rajesh 95661 71118 from
Save a Life Foundation.
All casses are verified
Help this Child’s
Heart Surgery
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Disclaimer: Readers are recommended to make adequate inquiries before entering into any deals with
advertisers. The editor and publisher do not vouch for any claims made by advertisers and hence shall not
be liable for any adverse consequence.
MY VYAPAR
Registrar of Newspaper Reg. No. 123298
ADYaR
Local Entrepreneur
August 11, 2013
Advt Tariff
8
Free Listing
for Real Estate Classifieds
Anna Nagar
or Adayar
Rate Per Sq. Cm. (Rs.)
Front Page
260
130
Front Inner
220
110
Back Page
240
130
Back Inner
220
120
Regular Colour Ads
180
95
Regular B&W Ad
130
65
Non Real Estate Classified (Internet and Paper)
550 Flat
Non Real Estate Classified (Paper Only)
450 Flat
Ad Type
CHENNAI SPICE FEATURE
INSPIRING
ENTREPRENEUR
PARVEEN SIKKANDAR
CEO, Damini Artisans
achievement as the brightest minds from the
IITs and IIMs were competing in this event.
Q. What makes you stand out from the others?
A. Sometime back, at an investor meet in New
A. Our products are not generic or factory-churned replicas.
We specialize in jhumkas and we are clearly a monopoly in this
category.
Q. Who has inspired you in your life
and why?
Q. What’s your most memorable
Adyar
Shop #24, Ground Floor,
Corporation Complex, Indira
Nagar, Adyar, Chennai - 20.
Ph: 9841724712
[email protected]
experience as an entrepreneur?
Delhi, I was explaining my business model to a
panel comprising three Canadian bigwigs. They
were all smiles throughout my presentation,
much to my wonder. Towards the end of the
session, the trio fished out a set of wind chimes
made by Damini Artisans. Apparently, they
had bought the chimes at the Indira Gandhi
International Airport that morning, en route to
the meet.
CHENNAI SPICE | FEBRUARY 9th 2013 | 16
e
dukon
a
p
a
k
i
y in
Deep
ocker
Tamil m i Express a
a
eepik
Chenn
press D
Q. What’s the biggest issue you struggle with as an
entrepreneur?
A. In business, 90% of the people you encounter are never
honest. Honesty is certainly my greatest asset, but it’s also
a liability in these times. I expect honesty from everyone.
However, even artisans tend to mislead me. There was this one
craftsman who told me that he made original, exquisite jewelry
boxes all by himself and sold a huge quantity to me. But I
spotted his same ‘unique creation’ in the Thai Exhibition at
Chennai Trade center. Every day, I get to meet dishonest people.
As an entrepreneur, I find it tough dealing with them on a
regular basis. Most of them have no respect for other people’s
time and seldom keep their word.
Q. How do you generate profitable customers for your
business? What unusual approaches do you adopt for
marketing your products/services?
A. Repeat customers are our greatest strength. We have
exceptional products desired by customers all over the world,
who want to own exclusive items. Our staff members are
taught to be polite at all times and dissuaded from arguing
with customers, even if the latter are in the wrong. We are
present in high profile stores like Odyssey and Landmark,
which again offers a wider reach. Damini, as a policy, does
not use pictures or stories of artisans to market its products. We
believe the product sells by itself.
CHENNAI SPICE | FEBRUARY 9th 2013 | 17
www.daminiartisans.com
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P a d u k o n r into Tamil alon ers
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mocking S i a c c e n t. R e p re se ay, be
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Ta m il -H in n culture in a crude or the
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down
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age of 47, ouble his size with
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n
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n
India
I
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Q. What does a day-in-the-life of Parveen
consist of?
Sathyaraj
with
Shahr ukh
and Vijay
CHENNAI SPICE FEATURE
INSPIRING
ENTREPRENEUR
PARVEEN SIKKANDAR
CEO, Damini Artisans
M: +91 44 4218 8774
Entertainment
manpower of more than
150 dedicated artisans and
20 trailblazing designers,
Damini's products are a
s y n o n y m f o r q u a l i t y,
beauty and affordability.
While her flagship store
is located in the quite ,
upscale neighbourhood
in Kotturpuram Chennai,
you can find her products
doing brisk business in
megastores like Landmark
and Odyssey.
a finalist at the Economic
www.daminiartisans.com
Times Power of Ideas
initiative in 2009. Later
came the Best Women
Enterpreneur Award in
2011 from the Women
Entrepreneur's Association
Parveen Sikkandar
of Tamil Nadu. Eight years
Damini The Artisans of India
and going strong, Damini is
20 Arunachalam Road
Kotturpuram, Chennai 85
a force to be reckoned with,
Tel: 044 - 42188774,
in the highly competitive
Fax: 044 - 42087739
market of traditional
Mobile: 91+ 9884161039
jewellery.
Web:
www.daminiartisans.com
Backed by a (wo)
A. I am a newspaper junkie. I read five
newspapers in a day. I don’t have a set routine
and I still love cleaning the kitchen! I used to do
that full time before I became an entrepreneur.
I call my mom every day and give her a
roundup of all the gossip in the city. Mornings
I spend replying to emails, meeting up with
staff and new vendors, finishing bank work,
sorting out bills and running a few errands.
Lunch is usually at home. At noon, I watch
something on the telly or read a book and rest
for an hour. In the evening, people would drop
in to meet me and discuss ideas to help run
their business. I then meet a few staff members
informally over tea and snacks, spend some time
with them and inquire about their families.
My dinner is always early – at 5. 30 or 6 pm
max. I eat out a lot. Since most restaurants
in Chennai open at 7 pm, my son and I often
have a good sit-down dinner and talk about the
day’s happenings and share jokes. I have lots of
friends living overseas. I chat with them for a
while before calling it a day at 11.
SHOP NOW
Damini India, is
j e w e l l e r y
a n d retail giants, middlemen,
Q. What
do you fashion
consider to be your
greatest s and
designer
accessories label and
the
achievement?
corporate
houses.
Going
entrepreneurial brainchild
A. Setting up a sustainable business model and knowing that it
a
g
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a
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and
of Parveen Sikkandar,
is one of India’s top business ideas in recent years. I was selected
a finalist
m b r aTimes
c i nPower
g aof Ideas
b u(2009)
siness
a journalist based asout
ofin theeEconomic
from 17, 800 entries across India. I consider this to be a huge
Chennai, India. The brand model that ensured that
retails a wide variety of these craftsmen would
NOW
44 4218 8774
fair and prompt
jewellery SHOP
ranging
fromM: +91receive
those made of silver and payment, Parveen set about
semi precious metals to building her labour of love.
This earned her a spot as
gold-plated, costume,
glass, paper and Thamara
silver jewellery. There are
also leather accessories to
pique the curiosity of the
curio crowd.
The seed of the idea
was planted in 2001 when
Parveen got a reality check
on the plight of traditional
A
Anna Nagar
Old No.69B New No.Z-136
5th Avenue,
Anna Nagar, Chennai - 40
Ph: 9840167756, 64611111
Promoting Local and Rural Products Globally
A. I draw my inspiration from small
scale vendors who are specialists in their
businesses. They aren’t armed with the
financial backing of multi-Crore bank loans or a rich uncle
rural
artisans
The Artisans
who can of
fund them.
They work
harder than awho
colony ofwere
ants
and ensure that they
sustain their
business
inspite
all hurdles,
being
taken
for
a ofride
by
an indigenous
because for them, it is their only source of income.
his weekend to be
most memorable
his
for Sathyaraj as
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Sathyaraj in
roles.
Classified includes 30 words and additional words cost Rs. 20 per word for Chennai and
Rs. 12 per word for Adayar or Anna Nagar. Online ads are displayed for 1 month. Get
great discounts on 6 months or 1 year ad rates.
A Local
Mompreneur
with a Difference
Parveen is brutally honest and will call a spade, a spade. She
would never sit around and make small talk when on business.
She always has her agenda marked clearly. She has a wonderful
sense of humour and is totally committed to her work.”
Chennai
Love in reel life,
opposing in real life
Thala
Ajith's
shocking
scene
A
ctor Cheran with his
subtle love dialogue
deliveries in most of the films
he starred and directed is
now on a mission to save his
daughter from the clutches of
evil lover,Whom he thinks
will ruin his daughter's life.
Pls make films other than love
stories.
Isaignani’s
Raagas
M
an behind soul
full tunes and
memorable songs
Ilayaraja is all set to copy
write his tunes soon.
ms
Politics and fil
jump into politics.Epitomised
fter tasting success with films mass heroes
y in politics.Actors Sivaji
by Matinee idol MGR who ventured successfull
r Vijay's Thalaivaa keen
s.Acto
politic
join
to
g
willin
ganesan,Rajinikanth,Ajith not
a wrong note.Since the
on
sters
to position among his fans politically to lure young
t's not the time to
ling.I
gamb
cal
Politi
for
way
es
actor publicises his efforts,pav
mislead youngsters.
Ajith's
m is
mba
Arra
all set to
create record
of sorts
M
ost expec
te
fi lm th is y d
e
ar
Thala's A
rr
leaked videos a m b a m
fr
p o st p ro d u ct om the
io n cr ew
shocked film
in
T h e le ak ed dustry.
fo o ta g e
portrayed Aji
th
o v e r u p s i hanging
de down
getting hit by
go
cr ea te d ha vo on das
c am on g
online fa
ns
sh o u ld b e la . T h a l a
u
the risk taking d ed fo r
abilities.
A
rrambam is the title of Thala's
next film.Ajith with his do good
attitude, he has conquered fans all
over the world. Ajith is the first person
in the film industry to disband his
fans club.
Published By Giridhar Raja and Owned by/On behalf of Shriram Vyapar Private Limited and published from R5-A/2, Imayam Colony, Anna Nagar West Ext. Chennai - 600101
and printed by C. Murali, Frontline Printers Private Limited at M-7, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai - 600032. Editor : S. Vijay Prakash