Put Your Equity To Work - Wauna Federal Credit Union

Make This Your Best Summer Yet!
l No Payments for 60 Days!*
l Or, Get A Cash Rebate for
refinancing to Wauna CU!*
(Details inside this newsletter)
The Fast & Secure Way To Switch Accounts To Wauna CU
ClickSWITCH is a new, online service that helps our members
(current & new) quickly and securely switch their accounts from
elsewhere to Wauna Credit Union.
ClickSWITCH makes it a ‘snap’ to move accounts – including
those with automatic payments or deposits (such as government,
military, insurance, etc.) – by eliminating the hassles of completing
multiple forms or contacting payees to change automatic payments.
Wauna CU Members Can Use ClickSWITCH To:
• Select accounts from elsewhere to move to Wauna CU;
• Notify auto-debit payees and update billing information (utilities, insurance, etc.);
• Transfer direct deposits from elsewhere to Wauna CU;
• Close all or select accounts at previous financial institution.
• Get status updates, switch confirmations, and ClickSWITCH will even tell you how much
money to leave in your old account until all of the switches are complete!
Mailing Address
PO Box 67
Clatskanie OR
97016
Branches
Astoria 100 Columbia Ave
Astoria Safeway
3250 Leif Erickson Dr
Clatskanie 101 SE Truehaak St
Scappoose
52381 S Columbia River Hwy
St Helens
275 S Columbia River Hwy
Vernonia 1010 Bridge St
Warrenton
1540 SE Discovery Lane
Mobile App
waunafcu.org
800-773-3236
NMLS #421867
Board of Directors
Marti Gwin - Clatskanie
Bill DeJager - Birkenfeld
Lester Kahr - Clatskanie
Jennifer Teeter - Astoria
Christine Johnston - Scappoose
Erlene Darby - Clatskanie
George Dunkel - Scappoose
Amanda Lamb - Astoria
Robert Perry - Vernonia
NCUA
Android
Fultano’s Pizza Employee
Thrilled By New App To Protect
Debit Cards From Fraud!
Nate Carson’s typical big, friendly smile has
grown even larger ever since he learned
about a new mobile app that protects his
Wauna CU Debit card from fraudulent charges.
As manager of the Fultano’s Pizza in
Clatskanie, Nate processes dozens of
payments by card every day. “A regular
customer from the Credit Union recently
handed me her Debit card to pay the bill,” says
Nate. “She then asked me to wait a moment
until she used her smart phone to activate
the card. After payment was processed, she
immediately deactivated her card.”
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Summer 2015
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“Yet, it was an
inconvenience since
a new card had to be
issued. Plus, we had
concerns about the
security of Debit and
Credit cards.”
Fortunately for
Nate, he learned
that day at the
restaurant about the
Nate Carson
incredible security
and peace of mind
“Protect your Debit card from fraudulent provided by the new mobile app
‘CardNav,’ offered at no cost to
charges; contact Wauna Credit Union.”
Wauna CU members. “That day
Says Nate Carson
I downloaded the app to my
A Wauna CU member
phone; Sara and I now feel more confident
since 1999, Nate wanted when using our Debit card.”
to know what just
Nate also enjoys sharing the news about
occurred. And, for good
CardNav to Fultano’s Pizza customers. “When
reason: he and his wife
I’m handed a Debit card for payment, I tell
Sara, who own Carson’s
them about the new CardNav service that
Cleaning in Clatskanie,
protects Wauna Credit Union members from
recently had their Debit fraudulent charges,” says Nate. “Everyone gets
card compromised.
just as excited about it as I did.”
“The Credit Union staff
(Continued on pg. 2)
was very responsive &
Watch the CardNav videos on our
helpful,” reports Nate.
How to get it?
Features:
Download the
FREE App to your
mobile device!
Control Your Debit
Card security 24/7
website & download the app today!
Get alerts
whenever your
card is used!
Put Your Equity
To Work
Our terms and qualification guidelines continue to
help more members qualify for a Home Equity loan
from Wauna CU.
Our Home Equity loan terms include flexibility
for Loan to Value ratio, plus no loan origination
costs. Perhaps most important, all loan applications
are processed for approval locally at Wauna Credit
Union! Interest paid on Home Equity loans may
be tax deductible; check with your tax advisor for
details.
You can start your Home Equity loan application
online by selecting the “Apply for a Loan” button
on our website. Or visit your nearby Wauna Credit
Union branch or call 800-773-3236. We’re ready to
help get you started! t
An On/Off Switch
for your Debit card
Set spending
limits & locations!
No Loan Origin
ation Fees!
FBI Warning:
Protect Yourself
Mobile Debit Card Fraud Protection
Popular with Fultano’s Pizza Owner
Don’t Get Scammed!
Scholarship Recipients
Announced!
If you can answer “YES” to any of the questions
below you could be about to get SCAMMED!
If you sell online - is the CHECK drawn on a business
or individual account that is different from the person
buying your item or product?
Have you been informed you were the winner of a
LOTTERY, such as Canadian, Australian, El Gordo, or
El Mundo, that you did not enter?
Have you been asked to PAY money to receive a
deposit from another country such as Canada,
England, or Nigeria?
Did you respond to an email requesting you to
CONFIRM, UPDATE, OR PROVIDE your account
information?
“One of our important business strategies each year is to limit our exposure to fraudulent
payments due to identity theft or other criminal activity,” reports Toby, a native Astorian whose
iconic Fultano’s Pizza restaurants in Clatskanie and Scappoose employ nearly 70 people. “We
need to be very diligent against fraudulent payments of any type.”
(If you believe you have been scammed, please contact your local police first.
For all the tips from the FBI, and an ever growing resource of news & advice,
please go to the Account Resource Page on our website waunafcu.org)
(Continued from front page)
So take a tip from Nate Carson: “Protect
your Debit card from fraudulent charges;
contact Wauna Credit Union.”
Another option: visit the Fultano’s Pizza
in Clatskanie, and when you pay, ask Nate to
tell you about CardNav!
Fultano’s Pizza is a popular destination for many Wauna Credit Union members and staff, a
majority of whom use their Wauna CU Debit card for payment.
In fact, Harris reports electronic payments (including Debit and Credit cards) now account for
75% of total payments at his restaurants compared to 15% just ten years ago.
As for the new mobile app, CardNav, Toby tips his hat to Wauna Credit Union. “I have a
business account with Wauna Credit Union,” offers Harris, “and many of my employees prefer to
bank with them. I personally appreciate their commitment to help protect their members from
Debit card fraud. And as a business owner, I also appreciate any potential to reduce fraudulent
payments at our restaurants. We appreciate Wauna Credit Union.”
Toby, we appreciate you and your restaurants, too!
Visit Fultano’s Pizza in Clatskanie or Scappoose,
and at fultanos.com. t
Download the FREE CardNav
App & enjoy Peace Of Mind!
(continued from back cover)
Wauna CU On The Go! Go! Go!
Best Summer Yet!
Toy Loan Program
Our Mobile Services Are Ready,
Willing & Able to serve you 24/7
Get the Toy or RV
of your dreams!
*APR-Annual Percentage Rate and is subject to change. Rates &
financing are offered based on applicant’s credit worthiness and term of the
loan; interest will continue to accrue during the 60-days no payments period.
Some restrictions apply. Financing offered to Wauna CU members only (visit
waunafcu.org for membership details). Financing Terms: (Purchase New or
Used Boat/RV/Motorcycle/Watercraft/other RVs) rates start at 4.25% APR
with up to 100% financing available and up to 120 months to repay, plus
60-Days No Payments. Financing Terms: (Refinances of Boat/RV/Motorcycle/
Watercraft/other RVs from another lender to Wauna CU) rates start at 4.25%
APR with up to 100% financing available and up to 120 months to repay;
member has option to choose 1% immediate cash rebate (for value of loan)
OR 60-Days No Payments (maximum rebate: $500; minimum loan to qualify
for rebate: $5,000). Loan payment example: a loan amount of $25,000 at
5.99% APR for 96 months would require a monthly payment of approximately
$328 until the loan is paid off. The 1% Cash Rebate and 60-Days No
Payments special offer ends July 31, 2015.
When Toby Harris, a local business owner since 1992,
recently learned about the new mobile app (CardNav)
offered by Wauna CU, he immediately recognized there was
also a direct value to his business.
Wauna Credit Union is proud to be a leader
in the technology our members want. We
strive to add products and services that make
life easier and safer for our membership!
Here's Just A Few Of Our Helpful Offerings:
l
Mobile & Online Banking - Your account on demand!
l
Text & Phone Banking! - Both remain in high demand.
Mobile Deposit Capture - Deposit checks from your
Mobile Device!
l CardNav - An on/off switch for your Debit card!
l Shared Branching & Fee Free ATM locater.
l Auto Ap - Buy and sell cars from your mobile device.
l Money Desktop - Easily manage your money & create
a budget with all of your accounts and loans. t
l
For daily updates, news, &
educational articles check out Wauna
CU on Social Media!
Our student-members are
the future of our communities
and our Credit Union. It is the
desire of Wauna Credit Union
to help these smart, young
people reach for and attain
their life’s goals.
To aid in their quest, Wauna
Credit Union has awarded
scholarships totaling $6,000 to
eight student-members.
This year, each applicant
was asked to explain their
personal goals and desires, as
well as the difference between
a Credit Union and a bank.
We wish success to
everyone who submitted a
scholarship application! t
Student Member
High
School
Plans for College
Alannah McMaster
Warrenton
Portland State University
Alisha Geisler
Knappa
Clatsop Community College
Alyssa Hanson
Warrenton
Clatsop Community College
Brianna Marsch
Warrenton
Oregon State University
Astoria
University of Oregon
Dylan Taylor
Vernonia
Oregon State University
Griffin Haas
Clatskanie
Oregon State University
Seaside
Oregon State University
David Foster
William Kendall
“As a business owner, I appreciate
any potential to reduce the number
of fraudulent payments at our
restaurants.” Toby Harris, Owner,
Fultano’s Pizza
(Clatskanie, Scappoose)
Employee Milestone
Natasha Corder - 5 Years
Natasha joined Wauna CU in 2010
as an MSR, she has also filled the
role of MSO, and is now our Real
Estate Loan Officer. Her work ethic
and abilities are a real benefit to
our Credit Union and our members.
Congratulations Natasha!