2015 Winter SmartBanking News

Winter 2015
TM
NEWS
A Look Toward the Future
First, I would like to extend a “Happy New Year” to all of our customers. I hope 2015 is off to a prosperous
start to all. Secondly, I would like to extend a heartfelt “Thank You” to all of you who have sent congratulatory
wishes to me via phone, email, cards, or in person. Since the transition took place on October 1st, 2014, it has
been a really exciting time for The Savings Bank. I could not have envisioned a better time to take the reins of
this great institution. The Savings Bank is blessed with a dedicated Board of Directors, committed employees,
interested shareholders, and great customers.
On January 20, 2015, The Savings Bank opened their newest branch located at 201 N.
Court St., Circleville, OH. It has been a yearlong project that came to fruition due to
the commitment of all the stakeholders named previously. On behalf of the bank, I
truly appreciate the community’s patience during this project. I know at times that
traffic patterns were disrupted, debris was in the streets, and dust was flying. Again, I
truly appreciate everyone’s patience during the last 18 months.
We are very proud of the addition to downtown Circleville, and we hope it is just the
beginning of many new things to come to this town. Furthermore, I hope our customers enjoy the banking
experience at our new location. Additionally, we will continue our full-service operations at the original
location of 118 N. Court St. in Circleville. Whether you bank at our new location, old location, Ashville, or
Williamsport, I hope that you continue to have a great banking experience.
J. Jeff Farthing
The Savings Bank President
The Savings Bank Earns 5-Star Rating
for 97th Consecutive Quarter
In December, The Savings Bank, Circleville, Ohio was again recognized as one of
the strongest banks in the nation by BAUER-FINANCIAL, Coral Gables, Florida, the
nation’s leading bank rating and research firm. Having maintained a 5-Star rating for this length of time
earns The Savings Bank an even more elite designation as a “Sustained Superiority Bank.” Only 6% of
the nation’s banks have earned Bauer’s top rating for so long and with such consistency. “Local decisions,
responsive service and a dedication to making the community a better place to live. These are the hallmarks
of community banks, and they are alive and thriving at The Savings Bank,” champions Karen L. Dorway,
president of BauerFinancial. “Community banks have an understanding of what the community needs
and provide the financial support tailored to those needs. The money deposited into a community bank is
loaned back out to the community. It all stays local.”
Toys for Tots
Dr. Robert Liggett, a director of Circleville Pickaway Corporation, Stephen
Gary, representing the Gary Family and the Chris Gary Memorial Fund (a fund
of the Pickaway County Community Foundation), and Jeff Farthing, President
of The Savings Bank, joined forces to make a donation to the Toys for Tots
program in Pickaway County just in time for the holidays. Accepting the
donation is Andrew Binegar.
Donations Made to
the ECH Pickaway County Food Pantry
Dr. Robert Liggett, a director of Circleville Pickaway Corporation, Stephen A. Gary,
representing the Gary Family and the Chris Gary Memorial Fund (a fund of the
Pickaway County Community Foundation), and Jeff Farthing, President of The Savings
Bank, joined forces to make a donation to the ECH Pickaway County Food Pantry.
Accepting the donation is Mary Easter. “The Savings Bank takes pride in giving back to
our community,” Farthing said. “Along with the Circleville Pickaway Corporation and
the Garys, we hope to bring joy to the lives and kitchens of Pickaway County citizens this
holiday season.”
For a lost or stolen DEBIT CARD: 1-800-472-3272
For a lost or stolen CREDIT CARD: 1-800-808-7230
Circleville (Main Office)
118 N. Court Street Ph. 474-3191
Circleville (Pinckney Street)
Drive-Up Teller Lanes
Walk-Up Teller Windows
Drive-Up and Walk-Up STAR®/ATM
Drive-Up Night Deposit
Ashville
18 Long Street
Drive-Up STAR®/ATM
Ph. 983-2587
Ashville North
501 Long Street
Drive-Up STAR®/ATM
Ph. 983-2351
Williamsport
200 S. Water Street Drive-Up STAR®/ATM
Drive-Up Night Deposit
For account information during banking
hours, call 420-3712.
Ph. 986-2515
For 24-hour telephone banking
INFO-Line, call 1-866-780-4636.
Health Savings Accounts • SmartClub Checking Accounts • Personal Checking Accounts • Business Checking Accounts
SeniorSmart Accounts • SmartMarket Money Market Accounts • NOW Checking Accounts • Super NOW Accounts
Personal/Business Debit Cards • Savings Accounts • Debit Accounts • Money Market Accounts • Star® ATM 24-Hour Banking
Direct Deposit • MasterCard® • VISA® • MasterCard® Gift Cards • MasterCard® Travel Cards • Pumpkin Club
Christmas Club • Safe Deposit Boxes • Automatic Funds Transfer • 24-Hour Telephone INFO-Line 1-866-780-4636
Free Online Banking • Free Online Bill Pay • NOW AVAILABLE: eStatements • Quicken® • QuickBooks®
Member FDIC
SmartBanking
TIPS
A New Year Means New Scams
As we become more tech savvy, more
and new scams are popping up while
old ones refuse to go away.
Beware of companies or
individuals calling, messaging,
or emailing you who ask for
your personal and banking
information. Telephones and the
Internet make it easy for people
to pretend that they are someone
they are not. For example, the IRS
and Reader’s Digest will not call
you asking for information such as
your social security number, bank
account number, or credit/debit
card information. If you receive a
call from someone claiming to be
with these or other companies who
asks for this information, please DO
NOT GIVE IT TO THEM.
Individuals can also pose a scam
online. Reports have been made of
people pretending to be someone
they are not and gaining the trust of
an unsuspecting person online. This
person will then ask for personal
information, with the intent of
getting money. The scammer
may also directly ask for money
to be wired to them for whatever
reason. NEVER give out personal
information such as your social
security or bank account number
over the phone, email, text, or social
media. If information is necessary,
make sure that you know with
whom you are speaking and give
out information in person whenever
possible.
If you realize too late that
something is a scam and
information has already been given
out, please report it to the local
authorities AND inform your bank
immediately.
New Year, New Staff Promotions
Jeff Farthing, President of The Savings Bank, recently announced the promotions of Mark Lightle, Jeff Adams, Andrea Manring, and Laura Black. Please
join us in congratulating these individuals on their new positions with the bank:
Andrea Manring
Assistant Vice President / Credit Administration
Mark Lightle
Vice President / Controller
Mark Lightle has been promoted to Vice President /
Controller. Mark has been with the bank since June,
2010 and will now be responsible for the accounting
operations of the bank. Mark was married in
October to his wife Lindsey (Barrows) Lightle. He
enjoys spending time with family and friends, sports,
camping and kayaking. He is a graduate of the Pickaway Leadership
Fellows program, and is currently a board member at PDI. Mark stated: “I
enjoy coming to work every day, and I look forward to serving the bank’s
customers and shareholders. This is a very exciting time for the bank, and
I’m proud to be a part of it.” Mark resides in Chillicothe.
Jeff Adams
Executive Vice President / Chief Credit Officer Jeff Adams has been promoted to Executive Vice
President / Chief Credit Officer. Jeff has been with
the bank since February, 2013 and has over 21 years
of credit experience. Jeff enjoys spending time with
family (especially grandson Evan Poston), golf, and
sports. He and his wife Tammy have two children, Jesse
(Matt) Poston and Jake (Nicole) Adams. He stated, “I am very pleased and
humbled to be named an executive officer of The Savings Bank. I look
forward to serving our customers and the community, and I am proud to
work at such an elite institution.” Jeff and Tammy reside on the family farm
north of Stoutsville.
Andrea Manring has been promoted to Assistant Vice
President / Credit Administration. Andrea has been with the
bank since June, 1999. She enjoys crafting, spending time
with family and friends, restoring and repurposing auction
finds, and catching a football, basketball, or soccer game
when possible. She and her husband Kevin have a daughter,
Sydney, who is currently in 2nd grade at New Hope Christian Academy. They
reside in Ashville. “I have enjoyed my time at The Savings Bank and am looking
forward to the next step in this journey,” she stated. “I am honored to have this
opportunity to kick start the credit administration department. We will be there
to assist our loan officers throughout the lending process, helping them to serve
the customers and community as efficiently as possible.”
Laura Black
Assistant Vice President / Input
Laura Black has been promoted to Assistant Vice
President / Input. Laura has been with the bank since
November, 1994. She enjoys baking and spending
time with her husband Ken and daughters Shelby and
Abigail. “I am excited for the opportunity The Savings
Bank has provided me and the many challenges to
come,” Laura stated. “I am looking forward to working in our new facility
and continuing to work with great customers and coworkers at a true
‘community bank’.” Laura and her family reside in Circleville.
Milestones at The Savings Bank
Equity Loans to Fit
Your Needs
Connie Campbell
Connie celebrated 45 years at
The Savings Bank in May, 2013.
Barb Parish
Barb celebrated 50 years at The
Savings Bank in August, 2013.
Steve Gary
Steve celebrated 35 years at The
Savings Bank in March, 2014.
Cobina Fletcher
Cobina celebrated 45 years at
The Savings Bank in October, 2014.
Ronnie Hulse
Ronnie celebrated 50 years at
The Savings Bank in August, 2014.
2015 will bring two more
milestones!
Patti Sanscrainte
Patti celebrates 25 years at The Savings
Bank in January, 2015.
Kelly Betts
Kelly will celebrate 25 years
at The Savings Bank in November,
2015.
The Savings Bank Donates to Breakfast
with Santa
Gerry Hannahs and Christine Croyle from Brooks-Yates School accept a
donation from Jeff Farthing, President of The Savings Bank, to help with the
annual Breakfast with Santa. Brooks-Yates sponsors the event, which gives
children a chance to meet with Santa, eat breakfast, and enjoy crafts. “This is
one of our largest fundraisers of the year,” Hannahs explained. Croyle added
that she believes the event helps the community come together, from the
children there to get their picture with Santa to the adults who accompany
them.
Food Drive Results
Holiday expenses, taxes, insurance? Start
the year with a home equity loan or line of
credit to help consolidate those year-end
expenses into one convenient payment.
The Savings Bank conducted its annual food drive at
all bank locations to collect food for the local pantries
during the holiday season. The bank also donated 25¢ for
every item collected, donating a total of $2,046.25. The
Williamsport office collected the most items, with 5,770
items donated during the drive for the Williamsport United
Methodist Church Food Pantry. The Pickaway County
Food Pantry also received 1,865 items that were collected at
the main office. The Ashville offices collected a combined
550 items that were delivered to the Ashville Food Pantry.
Thanks to everyone who helped make our Food Drive a
huge success again this year.
Chili Cook-Off
Circleville • Williamsport
Ashville • Ashville North
The Savings Bank took home two awards in the Annual Chili Cook-off
to benefit Toys for Tots at AmVets on Friday, November 14, winning
First for Best Original and Second for People’s Choice. Our theme this
year was Buckeyes Tailgate, as we served out chili and cornbread to all
in attendance and participated in the silent auction. Entertainment was
provided by the talented students of Marty Hayes from Studio One /
X-Perience Music. Toys for Tots is a partner agency of the United Way of
Pickaway County and is sponsored by the partnership of the United States Marines, Dickey-Beckley
Team, Realtors®, LLC and PICCA.
Sweet Corn Spoon Bread
From the Kitchen of Leah Hooks
1 (8.5 oz.) package JIFFY Corn
Muffin Mix
1 (15 oz.) can whole kernel corn,
drained
1 (14.75 oz.) can cream style corn
1 cup sour cream
3 eggs
1/2 teaspoon salt
Preheat oven to 375° and grease a 2-quart casserole dish
with nonstick cooking spray. In a large bowl, combine all
ingredients and mix thoroughly. Pour the mixture into the
casserole dish and bake 45-50 minutes or until set.
Leah joined
the marketing
department
full-time in May.
She married her
long-time fiancé
Ricky Hooks on
January 3rd, and
the newlyweds live
in Circleville. Her parents, Bob and
Pam Hively, also reside in Circleville.
Leah’s hobbies include singing,
dancing, spending far too much time
on Pinterest, rewatching Gilmore
Girls and playing League of Legends
with her husband. She graduated
cum laude from Ohio Wesleyan
University in May and has a degree
in Economics Management with a
focus on marketing.