Payment Processing Solutions

Transcription

Payment Processing Solutions
Payment Processing Solutions
An Overview Of Payment Processing Solutions On ePN’s Secure Payment
Gateway
Confidential & Proprietary to eProcessing Network
Why a Gateway
Point of Sale
Wireless
Internet
Consolidated Reporting
Transaction reports available immediately
Multiple Payment Options
Internet – Mobile – Point of Sale
Integration Options
QuickBooks - API/Software Integration – Hundreds of
shopping cart options
Always at the forefront
Updates are automated – Always secure & always up to
date with the latest
Confidential & Proprietary to eProcessing Network
Integrity
We will never rob you of your most
prized possession, your merchant!
• No internal or external sales staff
• We will never EVER sell to your
merchants directly or indirectly
• We refer new merchant account leads to
the nearest reseller by Zip Code
• We are a TRUE Partner, NOT your
competitor
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Sales Driven Company
Many agents today are statement evaluators
Stop the trend! - we provide “Solutions” that facilitate
growth
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Medical Offices
Billing Professionals
Mobile Merchants
Small Startup Merchants
Non for Profit Organizations
Internet Startups
Plus Many more…
“If you let yourself get commoditized, you can only
sell on price, which is a long-term losing
proposition. So what you need to do is add more
value to the transaction in a way that makes your
solution unique.” – Green Sheet, March 09, 2009
Confidential & Proprietary to eProcessing Network
Online/Virtual Terminal
Welcome Screen
In this presentation
we will cover the use
of the Online
Terminal, Reporting
and Dynamic
Recurring
transactions.
Confidential & Proprietary to eProcessing Network
Online/Virtual Terminal
Card Processing tab
Credit card transactions
MagTek MagneSafe store
and forward transactions
Confidential & Proprietary to eProcessing Network
Online/Virtual Terminal
Card Processing tab
Optional Description information can be
entered here… along with an optional email
address for an email receipt to the customer.
Confidential & Proprietary to eProcessing Network
Online/Virtual Terminal
Processing – Approval - Print
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ePNJPOS – Point of Sale Software
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Retail/MOTO Solution
No constant login required
Block Browsers if desired
Clerk/Terminal Access controls
Credit – Check – Pin Debit
Any Windows Operating System
Swiped
transactions via
Bluetooth or USB
PIN Debit + Swiped
Transactions + Signature
Capture*
*Additional fees apply
Confidential & Proprietary to eProcessing Network
What can I install it with?
Retail/MOTO Solution
MagTek USB Interface
Card Reader
Now with… Verifone
Pin Pad 1000SE
P003-190-02-WWE
PIN pad 1000se Unit
WCL115002-A
USB Cable
Woosim PORTI-SC-30
Bluetooth Card reader and
Printer
Ingenico i6550 USB
Interface Card Reader,
PIN Debit Entry and
Signature Capture
Device
MagTek BT-90
Bluetooth Card reader
Confidential & Proprietary to eProcessing Network
What can I install it with?
Retail/MOTO Solution
MagTek USB Interface
Card Reader
Now with… MagTek
Excella MDX
TM
Woosim PORTI-SC-30
Bluetooth Card reader and
Printer
- 22360001
- Excella MDX Unit
- TASQ can offer MagneSafe™ key
injection for the Card Reader
compatible with ePN.
Ingenico i6550 USB
Interface Card Reader,
PIN Debit Entry and
Signature Capture
Device
MagTek BT-90
Bluetooth Card reader
Confidential & Proprietary to eProcessing Network
Multi Merchant Option
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Nail Salons
Hair Salons
Lawyers
Doctors Offices
Professional Services
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Multi Merchant Option
Consolidate Reporting with Master Accounts
a.
Processing
i. View transactions from all sub accounts with a single login
ii. Process sales, returns, voids, on any sub account
b.
Reporting Only
i. View transactions from all sub accounts with a single login
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ePNPlugIn for QuickBooks
®
Works on
PRO – PREMIER – ENTERPRISE
2006 & Newer
Does not Work on
FREE - POS – Basic - Web
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ePNPlugIn for QuickBooks
®
TWO TYPES OF MERCHANTS…
1.
For The Merchant Who
Uses The Invoicing Inside QB
• Immediately apply against invoices
• Download transactions to apply against existing
invoices
• Apply card on file payments from within QuickBooks ®
2. For The Merchant Who Does Not Use Invoicing
• Run Sales Against Sales Receipts During Payment
• We Can Also Integrate ALL Activity into QuickBooks®
For Reconciliation
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ePNPlugIn for QuickBooks
®
Service call comes in and Merchant Invoices the customer
Customer calls the Merchant after receiving invoice and wants
to make Payment Over the phone:
Choice 1: Take the credit card information
Choice 2: ePN Card on File if it is a previous customer
Same
concept applies to: Medical Offices,
Plumbing, Medical, Suppliers, Professional Billers,
Pool Maintenance, Lawn Care Businesses and other
service merchants
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ePNPlugIn for QuickBooks
®
Start QB… From the
“Customers” Drop
Down Menu…
Choose “ePNPlugIn”
and “Receive
Payment”
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ePNPlugIn for QuickBooks
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1. Allows for „on the fly‟
invoice creation.
2. Ability to perform
„card on file‟
transactions from
within QuickBooks –
yet, not stored on
merchants computer
(data pulled from our
server)
3. Allows for payments
against „Sales
Receipts‟
4. Merchants can
generate email
receipts to customers
automatically.
5. Add Sales Receipts
on the fly
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Card on File Transactions
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1. Search by Customer
Name, Company Name,
or Transaction ID
2. Search Results
3. Selected transaction –
Last 4 digits of CC
Shown for Confirmation
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Allows merchants to charge previous
customers without re-entering all the
transaction data
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ePNPlugIn for QuickBooks
®
1. Transaction results will be shown
2. Payment is posted to „Undeposited
Funds‟ accessible from „Payments
to Deposit‟ Window – in the
Banking Drop down menu
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Deposit Process
Here is the transaction, the
merchant matches it with Bank
Statement (if so desired) and
makes the „deposit‟ into his
selected account in QuickBooks
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ePNPlugIn for QuickBooks
®
Service call comes in and Merchant Invoices the customer
Customer pays through Online Bill Payment Page – Generated with ePN
Welcome to Sample Electric’s Online Payment Site
A free service to all our customers
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ePNPlugIn for QuickBooks
®
Start QB… From the
“Customers” Drop
Down Menu…
Choose “ePNPlugIn”
and “Download
Transactions”
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ePNPlugIn for QuickBooks
®
Download all new transactions
on Server
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ePNPlugIn for QuickBooks
®
Auto Select Customers –
allows ePNPlugIn to match Name
Field against customer names in
QuickBooks (invoices must still be
reconciled if necessary)
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ePNPlugIn for QuickBooks
®
Sales Receipts on the Fly
during download
Edit QuickBooks invoices on
the fly
Confidential & Proprietary to eProcessing Network
Same Deposit Process Applies
Here is the transaction, the
merchant matches it with Bank
Statement (if so desired) and
makes the „deposit‟ into his
selected account in QuickBooks
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Order Form Generator
CREATES Order Pages
 Sell Products
 Collect on A/R
 Create a Donation Page
Included with the Internet Basic Account
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Order Form Generator
Product Order Pages
Accounts Receivable Collections
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Order Form Generator
With Advanced Recur
Customer initiated recurring - for merchants who sell high ticket items.
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Recurring
1. Basic Recur - Same amount every cycle
2. Dynamic Recurring - Bill back
3. Card on File – same customer, different amount
Included with the Internet Basic Account
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Medical - Recurring
Medical Office & Average Billing Costs
Clear Window Envelope $.05
Paper/Ink/Printer $.09
Quick Facts
the average doctor…
Sees 17-24 Patients Per
Day…(American Academy
Postage $.42
RAW COST = $.56
Plus Clerk Costs - $7/hr X 8 =
$56.00/Day
of Family Physicians)
Bills 4 times Per Patient…
Sends 68-96 Invoices Per
Day…
Best case scenario = $1/Per
invoice
Total --- $1360/Month
http://www.aafp.org/fpm/20050700/16what.html
**ASSUMING 80 INVOICES/DAY – 4 DAYS/WEEK
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Medical - Recurring
Medical Office & Average Billing Costs - Solution
Practice receives EOB which states that
Insurance will cover all but $38.10:
I.
II.
Entry Clerk “Pulls” Up Patient And Makes
Transaction Recur For Today For $38.10
Money in the Bank Jan Vs. Months Later
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Medical - Recurring
We‟ll Choose All Transactions For “Gomez” Between Mar 1 – 26…
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Medical - Recurring
We will click on “Recur” to
setup recurring against this
same Amex card.
Outstanding collections!
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Medical - Recurring
… after pulling up the original
transaction, we can convert it
into a “one time” recurring
transaction to collect the
outstanding $38.10 – or stagger
the payments…
Confidential & Proprietary to eProcessing Network
Dedicated Wireless
WAY SYSTEMS MTT
•Latest Models
•Credit OR PIN Debit
•Card Present Rates
•Small & Lightweight
MobileScape
•Credit Cards & Checks
•Touch Screen
•Integrated Printer
New wireless
merchants
Convert existing
wireless merchants
Confidential & Proprietary to eProcessing Network
ePNJPOS Wireless
Especially for:
 In Home Contractors
Electricians
Plumbers
 Transportation
Cabs, Shuttles, Limos
 At Home shows – Mary Kay etc…
 Trade show vendors
Connecting via Data Card or Wi-Fi
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Swiped Rate – increase your margins
No additional Hardware (Many merchants have one already)
Reduces/Eliminates coverage complaint calls.
Versatile
ONE Monthly Fee – (Only a one-time license fee per unit applies)
Confidential & Proprietary to eProcessing Network
ePNMobile iPhone Application (Browser Edition)
Benefits
• Access to many merchants who already use the iPhone
• No setup fee
• No additional monthly or per transaction charges, no
matter how many devices
• Easy setup
Included with any account on ePN
Confidential & Proprietary to eProcessing Network
ePNMobile Android Application (Browser Edition)
Benefits
• Access to many merchants who already use the Android
• No setup fee
• No additional monthly or per transaction charges, no
matter how many devices
Included with any account on ePN
HTC Hero
Motorola Cliq
Motorola Droid
Confidential & Proprietary to eProcessing Network
ePNMobile
Utilize Merchant‟s Mobile Device to process sales!
• One Time License fee Per
Unit!
• No additional Monthly or
per transactions charges
• No coverage calls!
Confidential & Proprietary to eProcessing Network
Wireless
MagTek M20 Encrypted Store and Forward
Especially for:
 Furniture Stores – Delayed
Delivery
 Mobile Merchants processing
just a few transactions per
month
 Merchants currently using
JUST an imprinter – Cabs,
Limos, Pizza Delivery
 Home Services – Plumbers,
Electricians, Air
Conditioning/Heating
Does NOT require:
 Carrier Service –
no recurring
charges
 Power – accept cards ANYwhere!
 Large Investment – initial and
recurring
 Carrying Cases
– small form
factor
Confidential & Proprietary to eProcessing Network
Store and Forward
With End-To-End encryption
Step 1:
Step 2:
Amount
Step 3:
Step 4:
Step 5:
Step 6:
Swipe Card
Get imprint, Cardholder Name, Ph# and
Connect reader to computer via USB cable
Enter transaction amount
Select “Submit” to process transaction
Repeat steps 3 & 4 for each transaction
Confidential & Proprietary to eProcessing Network
ePNCommerce
One time fee
For merchants currently
without a Web Site
For merchants who
currently have a Web
Site
Confidential & Proprietary to eProcessing Network
Auth.Net Emulator
ANY software program or shopping cart
currently configured to run using
Authorize.net‟s Application Programming
Interface (API) is able to process
transactions through eProcessingNetwork‟s
proprietary Emulator
Confidential & Proprietary to eProcessing Network
Security
Every Transaction is encrypted…
eProcessingNetwork Software – Does NOT store
card data on a merchants computer, PERIOD.
In 128-bit encryption there are
3,402,823,669,209,384,634,633,746,074,300,000,000,000,000,000,000,00
0,000
Possible Key Combinations to decipher the data being transmitted!
PA-DSS (PABP)
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Tour Guide
Learn how to do anything we
just went over on this
presentation!
Giga-Byte Flash “step-by-step”
Demo.
Excellent Sales Tool!
Excellent Support Tool!
HOSTED ~ Unique URL
www.eProcessingNetwork.Com/TourGuide
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Overview
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Integrity
Integration
Simplicity
Support
Contact Information
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- Simple products that actually work and
integrate!
Maykel Gomez and Kris Brown
Sales Channel Development Managers
(T) 800.296.4810
(E) [email protected]
- Solutions that help you get the
appointment and KEEP the merchant
yours.
- Help you close and train your
merchants and their employees with the
Tour Guide.
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Questions?
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