1stQtrVol10Issue1 - Honolulu Fire Dept. FCU
Transcription
1stQtrVol10Issue1 - Honolulu Fire Dept. FCU
A Quarterly Publication for Members of the Honolulu Fire Department Federal Credit Union Seeking Volunteers To Serve On Our Board 78th Annual Members’ Meeting & Dinner The Nomination by Petition process is now underway to fill two open positions on HFDFCU’s seven-member Board of Directors, who each serve three-year terms. Nomination by Petition will close at 4 p.m. on Wednesday, February 11, 2015. If you are interested in serving on the Board, download a packet via our website or contact HFDFCU Administrative Assistant Tanya Kaahanui at (808) 853-2355 ext. 122. Saturday, March 28, 2015 Manoa Grand Ballroom, Japanese Cultural Center 4:00 - 5:00 p.m. Board of Directors Election 5:30 p.m. Business Meeting 6:30 p.m. Dinner Cost: $25 per person, $250 per table of 10 Election & Absentee Ballot Information Tickets on sale now at HFDFCU until Friday, March 20, 2015! cee a Em ilanc P o ale Should there be more than one candidate for any open position on our Board, an election will be held from 4:00-5:00 p.m. on March 28, 2015 prior to the 78th Annual Members’ Meeting in the Manoa Grand Ballroom at the Japanese Cultural Center. An election notice listing the candidates will be posted on our website at www.hfdfcu.org on February 12, 2015. Enjoy good friends, ono food, giveaways & entertainment! K Ben 1.99% APR* on loans up to $25,000.00** If there is an election and you are unable to vote in person, please refer to our website. An Absentee Ballot Request Form will be available for download from our website and at the credit union from February 12-27, 2015. Absentee ballots will be mailed on March 2, 2015. All absentee ballots must be received by mail in the Business Reply Envelope provided by 4:00 p.m. on Monday, March 25, 2015 or they will be voided. To be eligible to vote, members must be 18 years of age or older as of December 31, 2014. d (Har H2O ose) pp to O &M alia Rates as low as ! Take advantage of this special post-holiday rate! Apply in person or online @ www.hfdfcu.org * Annual Percentage Rate. Subject to credit approval. **Limited time only. 1st Quarter 2015 | Vol. 10, Issue 1 You & HFDFCU Working Together Toward Your Financial Goals Jon Mitomi, CEO, HFDFCU No one understands the spirit of our credit union’s “people helping people” philosophy better than fire fighters. As professionals, you stand ready to help others when they are most in need. As members of a family, both at home and at your fire station, you have confidence that no matter what happens, you “have each other’s back.” It’s the same at the Honolulu Fire Department FCU. We are committed to being “Your Lifeline for a Lifetime.” Our recent investment in technology upgrades has enhanced account access and increased convenience. Our ongoing development of new products continues to create new opportunities for you to save while helping you meet the growing needs of your family. And we hope our continuing focus on service excellence provides the personalized support you need to achieve your financial goals in 2015 and beyond. Together, there is much we can accomplish. Please turn to us whenever a need arises. Mahalo for making us your credit union! It is our privilege to serve you! New Website Adds Convenience, Account Access & Social Connectivity Monetary Award Applications Now Available Applications are now being accepted for HFDFCU’s 2015 Monetary Award. Each year, the credit union presents a $1,000 award to a local graduating high school senior or home schooled student who will be attending an accredited university. Applicants must be dependents of current HFDFCU members in good standing. Candidates will be judged on scholastic achievement, citizenship, character and a 1,000-word essay addressing the question, “Global Warming: Fact or Fiction?” Applications are available at the credit union or online at www. hfdfcu.org now through May 29, 2015. The Honolulu Fire Department FCU is continuously looking for ways to add greater convenience and account access to give you the best member experience. Our redesigned website was launched on November 17, 2014 to provide you with exactly that. The new site features clear and simple navigation to all our products and their features, promotions, benefits, contact information and more. You can even apply for a loan online! Using secure SSL technology, our site is designed to keep your information and transactions safe. Access all our social media accounts on Facebook, Twitter and Instagram directly from our webpage, too! Check it out today! Coming Soon! Mobile Anywhere, Anytime Banking! It’s on its way! We are finalizing our new Mobile Banking App and it will be available soon. Our new mobile banking platform will provide 24/7 access to your account information from just about anywhere with a mobile device, such as a smart phone. Mobile banking allows you to check your account balances, transfer funds between accounts, view transactional history, and pay bills with your HFDFCU checking account through our Online Bill Payer Service. You can also elect to receive account or transaction alerts via text message (cell phone messaging and data rates may apply), and find nearby ATM locations. Check our website at www.hfdfcu.org and social media for the launch! DO WE HAVE YOUR CURRENT EMAIL? To receive alerts, specials and other important information, please call us at 853-2355 (or 1-800-592-2290, toll free) to provide or update your email address. Members Express Appreciation For HFDFCU On Credit Union Day “Everyone who works at the credit union is very personable and helpful. I feel comfortable that they’re not just trying to sell me something but really trying to help. I know I can call on them at anytime.” – Javan Kaiama, Hawaii Kai, 2nd Watch “What I like about the credit union is that it’s very convenient and everybody here is friendly. If I’m ever having a problem, I just call and they always help me.” – Jeff LePage, formerly with Pawaa Station 2, retired after 26 years of service Ricardo Zapata Zapata, Leroy Mulleitner II with son Quinn and Kendall Ching stopped by HFDFCU to do their transactions and get a free plate lunch on Friday, October 17, as we observed Internatioinal Credit Union Day. “The loans here are convenient. I always use the credit union every time I need a quick loan. When I’m comparing banks, it’s always more convenient here, and the service is good. We get friendly customer service, and everybody knows our name!” said camera-shy Gary Atud, HFD Community Relations & Education. Earn Up To $500 Cash Back By Refinancing Your Auto With Us If you currently have an auto loan with another financial institution, HFDFCU can give you two money-saving reasons for refinancing your vehicle with us. Up to $500 Cash Back – HFDFCU’s Auto Loan Refinance Reward* gives you up to $500 cash back. Earn Up To 1% Cash Back With Our New Platinum Visa® Did you know that the Honolulu Fire Department FCU’s Platinum Visa® Credit Card gives you up to 1% Cash Back* on all net purchases you make? It’s true! Simply use your card to shop for everyday items such as groceries, gasoline and online purchases. That’s it! Earning your Cash Back Rewards is automatic. No forms to fill out. No phone calls to make. Nothing you have to do. If you used your credit card for holiday shopping, just take a look at your January statement and you’ll see your Cash Back Reward. Use your HFDFCU Visa® credit card, and see your rewards grow! * Some restrictions and rules may apply. IMPORTANT NOTICE: You should have already received your new Visa® credit card featuring the HFD helicopter (shown above). Please activate your card now by calling 1-866-883-8472 if you have not yet done so. If you have not received your card, please call our office at (808) 853-2355. Please update any recurring payments set up as charges to your HFDFCU credit card with the new card information. To view card statements or make online payments, log on to GoToMyCard.com. Lower monthly loan payment – If you want to lower your monthly payments, refinancing with us could help. HFDFCU’s products and services are designed to be both flexible and affordable, addressing your needs while keeping you on track toward your financial goals. Our new Auto Refinance Reward offer applies to both new and used vehicles not already financed by HFDFCU. To take advantage of our offer, you must: - Have a minimum loan amount of $10,000 - Provide proof of existing loan rate and term - Set up your future Auto Loan payments through pay roll deduction or transfer from an HFDFCU account. If you have questions or require more information, please call us at 853-2355 (1-800-592-2290, toll free). Or send us an email by using the “Contact” tab on our website at hfdfcu.org. Cash back is based on 1% of loan amount up to $500.00. Minimum loan amount is $10,000, not including additional loan protections [Guaranteed Asset Protection (GAP) and Mechanical Breakdown Protection]. The cash back will be deposited into the member’s Share Account and is subject to IRS tax reporting. * Congratulations! Helen Adriano, the wife of retired Fire Capt. Robert Adriano, won a $100 Tesoro gift card in our Credit Union Week drawing in October. Congratulating her are, from left, Senior Member Services Representative Desiree Hidaro, Member Services Representative Karen Ogata, and Operations Supervisor Todd Hirashima. Helen says, “If you want to borrow money, HFDFCU is the best!” You made our Food Drive a success! The holidays were once again made brighter by your generous Hawaii Food Bank donations. Our 2014 Totals : 51 lbs. + $1,570.49 Mahalo! Ready for renovations? Make a beeline to HFDFCU! Spring Home Improvement HELOC Good through March 31, 2015 1.00% APR* 3.95% APR* 4.75% APR* Fixed Rate for 1 year (Owner Occupied) Fixed Rate for 3 year (Owner Occupied) Fixed Rate for 5 years (Owner Occupied) * Annual Percentage Rate. Owner occupied properties in Hawaii only. When the discount period ends, the APR on the existing balance will increase to the current rate on the first day of the month. The current APR is 6.00% to 18.00% based upon your credit worthiness. OBSERVED HOLIDAYS: January 19, Martin Luther King, Jr. Day | February 16, Presidents’ Day | March 26, Kuhio Day | April 3, Good Friday Honolulu Fire Department Federal Credit Union 1200 North School St., Honolulu, HI 96817 Hours: 8 am - 4 pm, Mon - Fri Phone: (808) 853-2355 • Fax: (808) 853-2280 Closed on all holidays and from 2 p.m. on the last Wednesday of each month Toll-Free Phone Numbers Phone: (800) 592-2290 • Fax: (800) 592-2702 Lost/Stolen VISA (800) 442-4757 Lost/Stolen Debit or ATM Card (Re$cuePlus or Re$cue Card) (800) 528-2273 (Domestic) (812) 647-9794 (International) Card Activation (877) 723-5999 PIN Change (877) 267-6941 (Domestic) (513) 534-2075 (International) Re$cue Line Oahu (808) 942-3172 Neighbor Island/Mainland (800) 592-1828 Bill Pay Support Line (855) 840-5706 2:00 a.m. - 8:00 p.m. daily Email [email protected] Network Access Website: www.hfdfcu.org Facebook: Honolulu-Fire Dept Fcu Twitter: @hfdfcu Federally insured by NCUA A Quick Call could have you Saving BIG on your Auto and Homeowners Insurance Save hundreds on Auto and Homeowners Insurance with an insurer that’s recognized as one of the Top 50 in the nation and has been protecting Hawaii’s families since 1939. There’s no need to wait for your Auto and Home policies to expire to see how much you can save. For a fast, free quote CALL 643-4000 See your Independent Agent or visit islandinsurance.com. Let us know if you are an HFDFCU member to qualify for your member discount.