The Cure for Spring Fever! - Sunrise Family Credit Union

APRIL • MAY • JUNE 2013
HELPING YOU ACHIEVE YOUR FINANCIAL GOALS!
The Cure for
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Spring Fever!
3.25% APR* up to 73 mos. on Boats and RVs
As low as 4.75% APR* up to 120 mos. (over $15,000)
As low as
For one day only, we’re offering the lowest rate of the year on boat and
recreational vehicle financing. We’re assembling the area’s leading boat
and RV dealers right here in our parking lot on Euclid Ave. in Bay City.
You can shop for that boat or RV you’ve been wanting and secure SFCU
financing right on the spot! You can also secure the lowest rate of the year
at the Standish and Hampton branches during regular business hours
Saturday 9:00am-1:00pm
We’ll be giving away a special prize to one lucky winner and special gifts
to all our members who are approved for a new boat or RV Loan.
Enjoy hotdogs served by our friendly staff with fun giveaways for everyone!
*Annual Percentage Rate. New loans only. Some restrictions apply. Rates are subject to change. Most
Tri-City boat and RV dealers participate in our indirect programs.
Best Rate of
the Year!
Saturday, May 18, 2013
9:00 am - 3 pm
How About an Easy
Hundred Bucks?
April 1-June 30th
HOME LOAN – Free & Clear in 10 Years!
10 year fixed * Rate as Low as 2.75%, 2.789% APR*
Looking to retire soon? Or do you simply want to pay off your home
in the shortest time possible? How about buy a home with $0 money
down? Sunrise Family Credit Union is currently offering a 10 year fixed
rate mortgage. Are you worried about the value of your home? Don’t
fret! We will lend you up to 100% of your homes appraised value without
having to pay PMI. Contact our Loan Department for more details at
1.800.589.1079.
*10 year rate is 2.75% with an annual percentage rate of 2.789% based on $100,000 loan amount.
Offer subject to change anytime.
It couldn’t be easier! Do you have a
loan financed somewhere other than
SFCU? As part of our Spring Clean-up
Special, we’ll pay you $100 when you
refinance your existing loan of $5,000 or
more from any other financial institution!
With our low rates and multiple terms, you
may be able to lower your monthly payments.
Bring in this coupon to any of our three locations
or visit www.sunrisefamilycu.org and click on the loan
application. On approval of credit and funding of your
loan, we will pay off your existing loan you’ll get $100!
*All SFCU credit policies and underwriting guidelines apply. Minimum refinance
balance to qualify for this offer is $5,000. Offer cannot be combined with other
special offers. See loan personnel for details.
Celebrate National Credit Union Youth Week
April 22-27, 2013 - Transform Youth into Credit
Union “Stache’ Your Cash” Savers!
Visit Sunrise Family Credit Union the week of April 22-27 and help us
celebrate National Credit Union Youth Week. Sunrise Family Credit Union
will show youth and teens how to Stache’ your cash at the credit union.
With a credit union account of their own, they will be on a sound path to
excellent savings habits.
During Youth Week we will be celebrating our young members with these
exciting features:
Each new youth account opened during the month of April receives a free gift and SFCU will deposit
your first $5 into your new account. Free giveaways and Educational Materials for all youth.
With each deposit, you will be entered into a drawing for a chance to win one of 10 stache’ your
cash t-shirts!
Simplify. Sign up for e-statements.
Make life easier and paper free with our improved online banking-services. SFCU has made
it easier for you to handle your finances from home or wherever you are. Our full range of
E-services allows you to manage your account 24/7, completely FREE! Sign up today and
receive a free $5.00 deposit into your SFCU account! Also your name will be entered into a
drawing for a chance to win a $50 SFCU Visa Card!
Not signed up for Home Branch? Visit www.sunrisefamilycu.org and click enroll today!
Labadie Toyota Scion
April 18-20 • 909 N Euclid Ave Bay City, MI 48706
8:30-8 Thurs. 8:30-6 Fri. 10-5 Sat
C.J. Montana, Chair
Karen Bogue, Secretary
Credit Committee:
Michelle Hine, Chair
Barbara Weiler
Judy Zielinski
Lynn Christensen, Alternate
Dividends for Last Period:
Dividends declared by the Board of Directors
are based on credit union earnings and
therefore cannot be stated in advance. The
following dividends were paid for the period
ending March 31, 2013.
Shares . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.10% APY*
IRA Shares . . . . . . . . . . . . . . . . . . . . . . call for rates
Certificate of Deposit, IRA CDs, and Insured
Money Market Account (IMMA) . . call for rates
Home Equity Line of Credit . . . . . . 6.00% APR**
*Annual Percentage Yield.
**Annual Percentage Rate.
Variable/floats with prime.
Floor of 6.00% APR.
404 S. Euclid Ave., Bay City, MI 48706
989.684.1730 or 800.589.1079, Fax: 989.686.2552
Essexville Branch: up to 61 months
Standish Branch: *Annual Percentage Rate. Not all applicants will qualify for this rate.
Congratulations to VP of Lending Jane Vermeesch on her recent
retirement. Jane served our members for 17 years and we wish her a happy retirement. We will
miss you! Please stop in and meet our new VP of Lending, Jason Ball.
Reminders FYI:
Attention Traveling Members- Due to the
increase in identity theft and fraud, it’s
imperative that you contact us first if you
will be using your Sunrise Family Credit
Union debit /ATM or credit card while
traveling within the country or out of the
country. We want to keep you safe, free of
problems and make sure your cards work
properly. Please contact: Member Service
Department 989.684.1730.
All Tax Refund checks- all payee parties
need to be present when presenting the
check and have a valid Identification.
Memorial Day - Saturday, May 25 and Monday May, 27 • Independence Day - Thursday, July 4
Feel Like
Family
at SFCU!
Supervisory Committee:
Rates as low as 1.99% APR*
Holiday Closings
David Wolthuis, Chair
Judy Fletcher, Vice Chair
Patricia Wilson, Secretary
Ken Fowler, Treasurer
Larry Nichols, Director
Richard Niemann, Director
David Hunt, Director
Main Office: On-site financing on new and used vehicles.
Congratulations to Judy Knopp
Obey, winner of our $100 SFCU
Visa Gift Card of the Home, Garden
& Lifestyle Show February 22-24
Directors:
Hours: 190 N. Powell Rd., Essexville, MI 48732
989.892.1833, Fax: 989.892.7638
3887 S. Huron Rd., Standish, MI 48658
989.846.9750 or 888.529.1160, Fax: 989.846.9754
9:00 a.m. to 5:00 p.m. Monday-Wednesday*
9:00 a.m. to 5:30 p.m. Thursday-Friday
9:00 a.m. to 1:00 p.m. Saturday
*Main Office open at 9:30 a.m., Essexville open at 9:45
a.m., Standish Branch open at 10:00 a.m. on the last
Wednesday of every month due to staff training.
Mission Statement
Sunrise Family Credit Union is a member-owned and
member-controlled financial cooperative dedicated to
providing sound, comprehensive financial services to its
family of members.
2013 GOOD ANY DAY PROGRAM
SFCU members can purchase discounted tickets to Cedar Point
Amusement Park at all SFCU branch locations. Ticket sales
begin soon… Opening Day is May 11th.