SHCC-Sac Hispanic_Aug-Sept 06.indd

Transcription

JULY/AUG 2006
BUSINESS MAGAZINE
MEMBERSHIP MEANS BUSINESS
FEATURED MEMBER:
SARA LOPEZ-RAMIREZ
DEVELOPING CARE THROUGH INVOLVEMENT
POOR PLANNING
COULD LEAD TO UNDESIRABLE RESULTS
W W W. S A C H C C . O R G
contents
The Mission of the Sacramento Hispanic Chamber of Commerce is (1) to
create, expand and promote business
opportunities for the Hispanic community, and (2) to support and advocate
for the interests of the community,
which it serves through advocacy,
education and networking.
4
SHCC Audit Report
6
President’s Message
¡QUE TAL!
10
Upcoming Chamber Events/New and Renewed Members
11
Recent Chamber Events
11
10 Facts You Probably Didn’t Know?
11
SHCC Member Press Releases
BUSINESS SECTION
12
Setting Up A California Limited Liability Company
16
Poor Planning Could Lead to Undesirable Results
SPECIAL FEATURES
18
Corporate Community Service Can Save Lives
20
Featured Member: Sara Lopez-Ramirez
22
Identity Theft: Who’s In Your Wallet?
2 0 0 6
PA RTN E R S
O F
D I S T I N C T I O N
MESSAGES
SACRAMENTO
HISPANIC
CHAMBER
OF
COMMERCE
|
WWW.SACHCC.ORG
3
shcc audit report
4
S A C R A M E N T O
H I S P A N I C
|
J U L / A U G
Concrete Specialist
SACRAMENTO HISPANIC CHAMBER OF COMMERCE
Combined Statements of Financial Position
September 30, 2005 and 2004
ASSETS
Cash—Note 1
2005
$
Accounts receivable
214,425
2004
$
92,962
13,709
30,541
Prepaid expenses
8,908
1,179
Deposits
2,310
2,310
TOTAL CURRENT ASSETS
$
Furniture and equipment, net—
Notes 1 and 3
TOTAL EXPENDITURES
239,352
$
33,799
$
273,151
126,992
Professional and Quality work
you can Depend on!
30,208
$
We specialize in all types of concrete finishes,
colors, patterns, patio, pool decks, driveways,
foundation, slab, and custom design work.
157,200
Visit our website to see our work
www.kandcalwaysconcrete.com
LIABILITIES AND NET ASSETS
Current Liabilities:
Accounts receivable
$
Accrued liabilities
Deferred revenue—Note 1
TOTAL CURRENT LIABILITIES
5,721
$
5,675
12,128
7,279
9,307
31,685
$
27,156
$
44,639
$
236,898
$
105,546
Office: 916.752.6676
Fax: 916.331.5381
Email: [email protected]
Lic. 845977
Net Assets:
Unrestricted net assets—Note 2
Temporarily restricted net assets—
Note 2
9,097
7,015
TOTAL NET ASSETS
$
245,995
$
112,561
TOTAL EXPENDITURES
$
273,151
$
157,200
“We are
committed
to exceeding
our clientsʼ
expectations.”
Benjamin F. Slater
Associate
Correction: In the last issue of the “Sacramento Hispanic” in our story titled “Changing the Face of South Sacramento” the statement that “Paul Blanco would be revitalize the former Florin Mall” was incorrect. He will be building the Fresh Air Mall on his
property at Capitol City Chevrolet on about 10 acres of property behind his current car
lot. The opening for the Fresh Air Mall is scheduled for the 3rd weekend in September,
For all your property and business solutions,
Bishop Powers, Inc. provides an unparalleled
depth of commercial real estate services.
Retail • Office • Industrial • Land • Investment
and we wish him the best of luck in his new venture. For more info on this project please
visit: www.freshairmall.net.
11290 Point East Drive, Suite 200 • Rancho Cordova, CA 95742
(916) 290-9251 • Fax (916) 852-5420
[email protected]
SACRAMENTO
HISPANIC
CHAMBER
OF
COMMERCE
|
WWW.SACHCC.ORG
5
president’s message
2006 EXECUTIVE COMMITTEE
CHAIR OF THE BOARD OF DIRECTORS
José Ramirez, M.D.
Family Medicine
PRESIDENT/CEO
Diana M. Borroel
SHCC
CHAIR-ELECT OF THE BOARD
Paul Galindo
Galindo Communications
2007/08 CHAIR-ELECT OF THE BOARD
Griselda Barajas
Griselda’s Catering Services
PAST CHAIR OF THE BOARD
Kenneth A. Macias, D.P.A, CPA
Macias, Gini, & Company, LLP
TREASURER
Benjamin F. Slater
Bishop Powers Commercial Real Estate
SECRETARY
Norma Barajas
Texas Mexican Restaurant & Catering
Dear Chamber Members,
VICE-CHAIR, BUSINESS ADVOCACY
Andrea Rosa
The Rosa Law Group
As we near the end of our fiscal year we say goodbye and thank you to five (5) Board
Members whose term will end September 30, 2006. The members, staff, and myself
would like to thank you for contributing your time, efforts, and resources to the support of the Chamber’s mission. Many of you have served multiple terms and your dedication does not go unnoticed. Your involvement has allowed the Chamber to succeed
in many ways. You will be missed greatly, but I’m sure we will continue to see you at
our upcoming events. We do not say goodbye, but rather “hasta pronto” to
VICE-CHAIR, COMMUNITY RELATIONS
Noreen Diaz
Travis Credit Union
VICE–CHAIR, MEMBER SERVICES
Nahid Vassef
Pre-Paid Legal Services, Inc.
GENERAL COUNSEL
Lawrence B. Garcia
The Diepenbrock Law Firm
Carolina Rojas-Gore, Univision 19 & Telefutura 64, Amparo Perez-Cook, Bustos
Media, LLC, Fernando Ortiz, Elevator Controls Corporation, Gustavo Martinez,
MAAP, Inc. and Ken A. Macias, Macias, Gini & O’Connell, LLP
BOARD OF DIRECTORS
Amparo Perez-Cook
Aztec Media, Inc.
Since there will be five vacancies to fill it is the Chamber’s policy to fill Board of Director vacancies created by term expirations through an annual election process. I would
like to share with you this election process. An announcement soliciting interest for
the board is made to the general membership and each interested candidate then submits an application. The Nominating Committee, chaired by the Past-Chair, has the responsibility of overseeing the selection and presentation of candidates for the vacant
Board of Directors positions to the general membership for consideration. Using the
criteria developed by the committee and following the guidelines of the Policy and Procedures, the committee then selects qualified candidates. The top candidates are then
placed on the ballot and the remaining candidates are reserved for possible vacancies
that may occur during the current fiscal year. The general membership is then notified
of the results with an explanation of the petition process for those still interested in a
board position. Once all petitions are received by the designated deadline a final letter
is sent to the general membership with the final slate of candidates. Candidates are
then given an opportunity to address the membership at a mixer stating their reasons
for wishing to serve as a member of the SHCC Board of Directors.
Nick Montoya
Intel Corporation
Fernando Ortiz
Elevator Controls Corporation
Randall E. Reynoso
Placer Sierra Bank
John J. Rueda
Law Office of John J. Rueda
Ana Rojas
Opening Doors
Ophelia Riego
Riego Insurance Agency
Carolina Rojas-Gore
Univision 19 KUVS-TV
Robert Budiman
Newcastle Ventures LLC
A ballot is then mailed to the voting membership bearing the names of all qualified and petitioned candidates. Once all ballots are received by the designated
deadline a Ballot and Judging Committee, selected by but not serving on the
Nominating Committee, counts the ballots. Once complete both the candidates
and general membership is then notified of the results.
SBSC
CHAIRMAN OF THE BOARD
Sam Perez
Rodriguez, Perez, Delgado & Company LLP
And now I would like to introduce to you the final slate of qualified candidates who
will appear in the August ballot.
MANAGEMENT/STAFF
Celia Cortez
Director of Programs/Events
Norma Andrade, A.G. Edwards & Sons, Inc., Patricia Bustos-Robinson, Comcast, Yolanda Contreras, Placer Title Company, Rachel Gonzales Garcia, RGG
Enterprises, Inc., Maria Carmen Meeks, MCM Consulting and John Obregon,
New York Life Insurance Company
Cassy Matu
Accountant
Ruby Maciel
Membership Services Coordinator
Michele Valencia
Membership Sales Representative
Please be sure to mail in your ballot because your vote is very important. I would
also like to share with you the outcome of SHCC’s 2005 Auditor’s Report. 2005
was a very successful year for the Chamber and we expect 2006 to be even better. I would like to again express that I have an open door policy and would love to
talk to you, our members, about any concerns or feedback on what we can do to
make this chamber an even more successful organization. Hasta Pronto!
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S A C R A M E N T O
H I S P A N I C
Faviola Ramirez
Administrative Assistant
|
J U L / A U G
EDITORIAL BOARD
PUBLISHER
Diana M. Borroel
Sacramento Hispanic
Chamber of Commerce
916.486.7700
EDITORIAL COMMITTEE CHAIR
Nahid Vassef
Prepaid Legal
916.628.1889
PRODUCTION MANAGER | EDITOR
Valentin Carrillo
ValTek Enterprises
916.968.7083
CONTRIBUTING WRITERS
Mike Garcia
Desmond McLeish, Inc.
916.446.6831
Karen McCord
Hill McCord Communications, LLC.
916.502.0268
SECTION WRITERS
Al Punto… To The Point
Norma Andrade
A.G. Edwards & Sons
916-927-4444
Counsel’s Corner
Lawrence B. Garcia
Diepenbrock Harrison
916.446.4469
Incorporating Etiquette
Izabelle Ponce Simmons
Madam Izabelle’s School of Etiquette
530 666-2424
¡QUE TAL!
Celia Cortez
SHCC
916.486.7700
ADVISORY COMMITTEE
Norma Barajas
Texas Mexican Restaurant & Catering
916.443.2030
Lenor A. Nunez
Prevention Research Institute 2
916-233-9965
Proof Reading
Benjamin Slater
Bishop Powers Commercial Real Estate
916.290.9251
DESIGN & PRINTING
Kellie Melby
Commerce Printing Services
916.442.8100
DIGITAL PHOTOGRAPHY
Black Diamond Photo
Carlos Velasco
(916) 220-4005
ADVERTISING
Valentin Carrillo
ValTek Enterprises
916.968.7083
Sacramento Hispanic
Chamber of Commerce
2848 Arden Way, Suite 230
Sacramento, CA 95825
Interested in submitting story ideas?
Send us an email at [email protected].
Think you can’t compete with the big firms?
Think again.
Moreno Trenching, a small contractor from tiny Rio Vista,
thought it didn’t stand a chance against larger, city-based
firms for a $2 million cable replacement contract with
SMUD. The bid solicitation wound up in the trash.
Curious about what he saw in the trash pail, project
manager Dave Green pulled it out to have a look.
Thinking to himself, “Why not us?” he sent in the
paperwork. And just like that, Moreno Trenching
emerged as the winning bidder.
What does this mean for your small business?
If you have the know-how to get the job done, you can compete
for contracts with SMUD. Working with our Community Advisory
Panel*, SMUD finds ways to join your expertise to the resources
you’ll need to tackle the job. Everybody wins.
To get in the game, just click on SMUD Suppliers at
smud.org. You never know ... one person’s trash may be
another’s treasure.
*Community Advisory Panel – Local
business advocacy groups working with
SMUD in support of small businesses.
GAF-0479-96
Presented by:
1st Annual
Latin Food &
Music Festival
“Latin Food for the Soul & Music for the
September 29, 2006
VIP Reception: 5:30pm - 6:30pm
Festival: 6:30pm - 10:00pm
Yes! I would like to support this event:
NAME: . . . . . . . . . . . . . . . . . . . . . . . . . . . . COMPANY: . . . . . . . . . . . . . . . . . . . . . . .
ADDRESS: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
PHONE:. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . FAX: . . . . . . . . . . . . . . . . . . . . . . . . .
E-MAIL: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SPONSORSHIP . . . . . . . . . . . . . . . . . . . . . . . . . # OF TICKETS/ADDITIONAL: . . . . . . .
SPONSORSHIP AGREEMENT
__ EVENT SPONSOR - $ 15,000
• KEYNOTE SPEAKER
• SPONSOR RECOGNITION AT
RECEPTION AND APPRECIATION
PLAQUE
• FULL-PAGE AD IN THE PROGRAM
• COMPANY LOGO DISPLAYED
• COMPANY NAME INCLUDED IN THE
PROGRAM
• VIP RECEPTION
• 20 GUESTS
__ DIAMOND SPONSOR – $10,000
• CEO/COMPANY REPRESENTATIVE
REMARKS
RECEPTION AND APPRECIATION
PLAQUE
• FULL-PAGE AD IN THE PROGRAM
PROGRAM
• VIP RECEPTION
• 15 GUESTS
ADVERTISE IN OUR PROGRAM
FRONT PAGE $ 1195
BACK PAGE $ 1195
FULL PAGE $ 950
HALF PAGE $ 500
QUARTER PAGE $ 350
BUSINESS CARD $250
__ GOLD SPONSOR - $ 7,500
RECEPTION
• ½ -PAGE AD IN THE PROGRAM
PROGRAM
• VIP RECEPTION
• 10 GUESTS
__ SILVER SPONSOR - $ 5,000
RECEPTION
• ¼ -PAGE AD IN THE PROGRAM
• VIP RECEPTION
• 6 GUESTS
__ SUPPORTING SPONSOR - $2,500
• NAME RECOGNITION IN THE
PROGRAM
• VIP RECEPTION
• 6 GUESTS
__ SUPPORTING MEDIA
•
•
•
•
LISTED ON THE PROGRAM
COMPANY LOGO DISPLAYED
VIP RECEPTION
4 GUESTS
__ INDIVIDUAL EVENT TICKET:
• $ 75 IN ADVANCE BY
SEPTEMBER 8, 2006
• $100 AT THE DOOR
THIS INCLUDES GREAT FOOD,
REFRESHMENT, ENTERTAINMENT, AND
BUSINESS OPPORTUNITIES.
ALL PAYMENTS FOR SPONSORSHIP AND
TICKETS ARE DUE SEPTEMBER 8, 2006.
YOUR GENEROUS DONATIONS
FOR MERCHANDISE AND/OR GIFT
CERTIFICATES ARE GREATLY APPRECIATED
FOR THE RAFFLE.
Payment Options
AMOUNT TO BE CHARGED $
PAYMENT TYPE
PLEASE INVOICE
CHECK ENCLOSED
NAME ON CARD: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .EXP. DATE . . . . . . . . ./ . . . . .
CREDIT CARD #: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
.............................................................................
SIGNATURE
DATE
REGISTER ONLINE AT:
HTTP://MUSICFESTIVAL.SACHCC.ORG
OR MAIL THIS FORM TO SACRAMENTO HISPANIC CHAMBER OF COMMERCE
1491 RIVER PARK DRIVE, SUITE 101 • SACRAMENTO, CA 95825
OR FAX A COPY TO 916.486.7728
Sponsor:
Join us for the
27th Annual State
Convention & Business Expo
September 28-30, 2006 •
Sacramento, California
“Building Business Capital”
For more info visit www.cahcc.
com or call 916.444.2221
¡que tal!
chamber events
august-september
SHCC Jalapeño Kick Off Mixer
Host:
Johnnie’s Body Shop
Date:
August 23, 2006
Time:
6:00pm - 8:00 pm
Location: 1228 X St., Sacramento
New Member Orientation
Date:
Thursday, September 14, 2006
Time:
11:30am to 1:30pm
Location: Hillsdale Business Information Center
5655 Hillsdale Blvd., Suite 18,
Sacramento
19th Annual Jalapeño Classic Golf Tournament
Date:
Friday, August 25, 2006
Time:
6:00am Registration & Breakfast
7:30am Shotgun
Location: Lincoln Hills Golf Club
1005 Sun City Lane, Lincoln, CA 95648
Cost:
$15.00
Seating is limited so please RSVP by
calling Ruby Maciel at (916) 486-7700.
27th Annual Convention & Expo for the United
States Hispanic Chambers of Commerce
Date:
September 20 - 23, 2006
Location: Philadelphia, PA
Contact: United States Hispanic
Chambers of Commerce
www.USHCC.com
Spanish Speaking Business Networking Mixer
Host:
Pride Industries
Date:
Tuesday, September 12, 2006
Time:
6:00pm - 8:00 pm
Location: La Terraza Restaurant
1027 2nd St., Old Sacramento
Learning to Live in America
Date:
September 24, 2006
Time:
TBA
Location: Cesar Chavez Park
More information to come
27th Annual Convention & Expo for the California
Hispanic Chambers of Commerce
Date:
September 28th, 29th, & 30th, 2006
Location: Hyatt Regency
1209 L Street, Downtown Sacramento
Contact: California Hispanic
Chambers of Commerce
(916) 444-2221
www.CAHCC.com
For more information on these and other
community events please visit the Chamber web
site www.sachcc.org.
New Members — Nuevo Miembros
WELCOME — BIENVENIDOS
The Soura Sasse Real Estate Group
Silvia B. Reitter
9024 Elk Grove Blvd.
Elk Grove, CA 95624
(916)690-8004
The Schor Company Plumbing
Barbara Schor
4701 D St.
Sacramento, CA 95819-291
(916)612-4245
Alvarado Low Voltage Solutions
Gabriel Alvarado
9475 Rhone Valley Way
Elk Grove, CA 95624
(916)233-8532
Comstock Mortgage
Ana M. Kihumba
3426 American River Dr.
(916)977-1394
www.comstockmortgage.com
CQT College
Kristina Lopez
1217 Del Paso Blvd., Ste B
(916)920-9988
www.cqtcollege.com
California Technologies, Inc.
Elda Patricia Ricalde
6048 Southerness Dr.
El Dorado Hills, CA 95762
(800)870-5435
Eve’s Blossoms
Rosalind Eve Jones
2628 Marconi Ave.
(916)489-9642
www.evesblossoms.com
Lyon Real Estate
Michael Jeffords
2801 J St.
(916)534-5872
www.michaeljeffords.com
Royco Plumbing
Veronica Rios
2701 Del Paso Rd. Ste 130-273
(916)419-3664
Cruz & Hanson Airconditioning
Holly Cruz
5510 70th St.
(916)370-7485
Eva Franklin
11886 Pyxis Cir.
Rancho Cordova, CA 95742
(916)792-7897
Penmarin Books, Inc.
Hal Lockwood
1044 Magnolia Way
Roseville, CA 95661
(916)771-5869
www.penmarin.com
Sight & Sound Audio Visual, Inc.
Deryl Garmond
102 Starglow Cir.
(916)649-2300
www.sightsound-av.com
Avalar Real Estate
& Mortgage Network
Barbara Quan
24988 Blue Ravine Rd. 100A
Folsom, CA 95630
(916)985-2255
www.avalar4homes.com
Bright Futures Learning
Richard Garcia
3550 Watt Ave. Ste 416
(916)276-2872
www.brightfutureslearning.com
National Career Education
Nora Wilkinson
6060 Sunrise Vista Dr., Ste 3000
Citrus Heights, CA 95610
(916)853-1924
www.nceschool.com
Contractors Warehouse
Linda Senner
3222 Winona Way
North Highlands, CA 95660-551
(916)331-5934
www.contractorswarehouse.com
California Real Estate Services
Carlos Castañeda
4801 Percheron Dr.
Elk Grove, CA 95757
(866)651-2737
www.californiareservices.com
Parr Cabinet Outlet
Albert Belloso
1020 Del Paso Rd., Ste 100
(916)575-9777
www.parrcabinetoutlet.com
Liberty Companies of America
Raymond Torres
2602 Marconi Ave., Ste B
(916)486-1543
www.libertycompanies.com
R-Mac Properties, Inc.
Steve Sanchez
9955 Hawkview Way
Elk Grove, CA 95757
(916)212-3803
www.eldoradoranch.com
River City Bank
Alex W. Amaya
900 Howe Ave. Sacramento, CA
95825
(916)567-2824
www.rcbank.com
Nelson Staffing
David Kasama
8950 Cal Center Dr. , Ste 150
(916)854-4000
www.nelsonjobs.com
Serna Consulting, LLC
Phil Serna
1415 L St. , Ste. 250
(916)340-3100
www.sernaconsultingllc.com
Hire Bilinguals. Com
Susana Mullen
3031 Stanford Ranch Rd. Ste 2223
Rocklin, CA 95765
(916)435-8544
www.hirebilinguals.com
Olson, Hagel & Fishburn, LLP.
Bruce Hagel
555 Capitol Mall, Ste. 1425
(916)442-2950
www.olsonhagel.com
Century 21 Select
Alma Sicairos
7919 Pebble Beach Dr. #101
Citrus Heights, CA 95610
(916)966-5500
www.century21.com/alma-sicairos
Robert Half International / OfficeTeam
Tracie Antar
2180 Harvard Blvd., Ste 250
(916)922-5770
www.officeteam.com
Samayoa Solutions Catering
D Samayoa
4716 B Parkway
(916)394-9717
California Highway Patrol
Alicia Sibaja
2555 First Ave.
(916)657-9090
www.chp.ca.gov
SACRAMENTO
HISPANIC
Asset Remarketing
International Corporation
Oswaldo Mendoza
3126 Harbour Shore Lane
Elk Grove, CA 95758
(916)825-8284
www.mercadotecniadeactivos.com
CHAMBER
OF
COMMERCE
|
Sona Med Spa
Raquel Carrillo
1860 Howe Ave. #230
(916)921-7662
www.sonamedspa.com
AARP California
Celia J. Esquivel
1415 L St. Ste. 960
(916)556-3022
www.aarp.org/states/ca
WWW.SACHCC.ORG
9
Renewed Members Miembros Que Han Renovado
THANK YOU — MUCHAS GRACIAS!
W E A P P RECIATE YOUR CONTINUED SUPPORT— A P R E C I A M O S S U A P O Y O
Allied Insurance
Ursula Whitfield
1601 Exposition Blvd.
(916)920-7701
Carlos E. Soler, CPA
910 Florin Road, Ste. 200
(916)424-6233
www.solercpa.com
American Capital Ventures, Inc.
Rafael Sanchez
112 J St., Ste. 300
(916)391-6234
Camacho
Communications Corporation
Renee Valle
517 8th St.
(916)444-9853
California Exposition & State Fair
Tina Novoa
PO Box 15649
(916)263-3069
www.calexpo.com
Center for Employment Training
Carlos Lopez
6853 65th St.
(916)393-7401
www.vetweb.org
Cover the Kids by 2006
Bonnie Ferreira
1321 Garden Highway, Ste 200
(916)929-1724
www.sachealthykids.org
Juvenile Diabetes
Research Foundation
Sarah Ramirez
1329 Howe Avenue, Ste.210
(916)920-0790
Pride Industries
Rachele Burton
10030 Foothills Blvd.
Roseville, CA 95747
(916)788-2130
www.prideindustries.com
ServiceMaster
Commercial Building Maintenance
Bonnie Rasmussen
2920 Arden Way Suite H-1
(916)575-1630
www.servicemastercbmsacramento.com
Shadow Company
Lou Mercado
PO Box 254476
(916)487-1688
Teichert Construction
Ben Harrison
3500 American River Drive
(916)480-5548
Teichert Foundation
Fred Teichert
3500 American River Drive
(916)484-3364
Costco Wholesale
Diego Calvo
1600 Expo Parkway
(916)563-7026
Alternative Resources Inc.
& Associates
Esther Vasquez
1633 East Bianchi Rd. #154
Stockton, CA 95210
(209)474-9796
www.alternativeresourcesinc.com
10
Cuesta Multicultural Consulting
Yolanda J. Cuesta
6648 Lake Park Dr.
(916)395-1688
El Mitote Magazine
Ismael Higareda
2216 Loma Vista Dr.
(916)971-4856
Galo G.Grau, CPA
PO Box 1268
Elk Grove, CA 95759-1268
(916)930-0266
Kaiser Permanente
Suzanne Dizon
1650 Response Rd 2A
(916)614-4525
www.kp.org
Ruth Martinez
Ruth Martinez
11260 Point East Dr.
(916)638-4141
www.hallmarksuites.com
Opening Doors
Ana Rojas
2118 K St.
(916)492-2591
www.openingdoorsinc.com
Alfaro’s Florist Naturally
Charles R. Booz
6680 Valley Hi Dr.
(916)682-8231
www.afloristnaturally.com
Bella International, Inc.
Trula M. LaCalle, Ph.D
511 Q St., Ste. 16
(888)522-2553
www.Bellaii.com
Elevator Controls Corporation
Fernando Ortiz
6150 Warehouse Way
(916)428-1708
www.elevatorcontrols.com
J & K Risk & Insurance Services
Kristin Usery
6151 Fair Oaks Blvd., Ste. B
Carmichael, CA 95608
(916)488-2918
www.jkrisk.com
Nehemiah Corporation of America
Hazaiah Williams
424 North 7th St., Ste. 250
(916)231-1999
www.nehemiahcorp.org
New York Life Insurance Company
John M. Obregon
2999 Douglas Blvd., Ste 350
Roseville, CA 95661
(916)774-6272
www.newyorklife.com
Pratt, David
David Pratt
2220 Douglas Blvd. Ste. 240
Rosevile, CA 95661
(916)774-8038
www.ml.com
Sacramento Philharmonic Orchestra
Jane Hill
PO Box 5236
(916)732-9045
www.sacphil.org
Sacramento Association of Realtors
Greg Vlasek
2003 Howe Avenue
(916)437-1208
www.sacrealtor.org
Univision 19 KUVS-TV
Steven Stuck
1710 Arden Way
(916)614-1910
www.univision.com
Sacramento Credit Union
Peggy Coughlin
800 H St.
(916)444-8599
Vanir Construction
Management, Inc.
Alexander Leon
980 Ninth St., Ste 900
(916)444-3700
www.vanir.com
Bimbo Bakeries
Jose Fabila
10115 Iron Rock Way Ste. A
Elk Grove, CA 95624
(916)714-1304
www.bimbobakeriesusa.com
El Sol Vending
Arturo Ceballos
122 41st Street
(916)812-5892
Bishop Powers Commercial
Real Estate
Benjamin F. Slater
11290 Point East Dr., Ste. 200
(916)290-9251
www.bishoppowers.com
Intra-Pacific Commercial, Inc.
Richard Ortiz
9254 Madison Ave.
Orangevale, CA 95662
(916)989-6700
Ke Buena 97.9
Amparo Perez-Cook
1401 El Camino Avenue, Ste. 330
(916)443-1049
Capital Beverage Company
Dale Kroucik
2424 Del Monte St.
West Sacramento, CA 95691
(916)371-8164
Omar Gonzalez
A Law Corporation
2115 J St. Ste 202 A
(916)440-0892
www.omargonzalezlaw.com
Garcia Realty
Eva S. Garcia
2100 28th St.
(916)452-7535
www.garciarealestate.com
Paratransit, Inc.
Cesar Valdivieso
PO Box 231100
(916)429-2009
www.paratransit.org
The Sacramento Bee
Michelle Odell
PO Box 15779
(916)321-1247
www.sacbee.com
Thank you for your referrals!
Gracias por sus referencias!
Sacramento Ballet
Keri Warner
1631 K St.
(916)552-5800
www.sacballet.org
Yolanda Contreras
Black Diamond Photo
Dr. Jose Ramirez
Lydia Ramirez
Sacramento Commercial Bank
Randall E. Reynoso
525 J St.
(916)554-4778
Latino Real Estate Forum
Sheraton Grand Sacramento Hotel
Angie Chavez
1230 J St.
(916)341-4013
www.sheraton.com
Fernando Ortiz
T Franklin
Michele Valencia
Diana Borroel
Carmen Meeks
Ruby Maciel
Celia Cortez
THE SHCC IS MOVING SEPTEMBER 1, 2006!
In order to be more accessible and offer a business resource
Xango Independent Distributors
Candy & Jim Webb
395 A So. Hwy 65 No. 293
Lincoln, CA 95648
(916)408-3637
www.xango.net
S A C R A M E N T O
Classique Catering
Doug Zimmerman
1100 14th St.
(916)446-1215
www.classiquecatering.com
Brambila’s Trucking
Luis E. Gutierrez
11233 Sauk River Cir.
(916)496-0360
Moreno Consulting ,LLC
Bob Moreno
1500 W El Camino Ave #487
(916)559-2613
www.morenoconsulting.com
Placer Title Company
Karla Caceres
455 Watt Ave.
(916)973-1002
The Federal Technology Center
Alice Astafan
4600 Roseville Road, Ste. 100
North Higlands, CA 95660
(916)334-9388
www.theftc.org
Telacu Millennium, LLC
David C. Lizarraga
5400 E. Olympic Blvd., Ste 300
Los Angeles, CA 90022
(323)721-1655
Runyon, Saltzman & Einhorn
Anna Vue
One Capitol Mall, Ste. 400
(916)446-9900
www.rs-e.com
Roman Catholic
Diocese of Sacramento
Bishop William K. Weigand
2110 Broadway
(916)733-0277
diocese-sacramento.org
T Santos Realty/Metro
Mortgage Loans
Tom Y. Santos
1600 Sacramento Inn Way Ste 231
(916)567-1204
Ballet Folklorico de Adelante
Margaret Bravo
350 Atlantic Street
Roseville, CA 95678
(916)782-3155
center to our members, we are moving our office to a new
location. Our new address is:
1491 River Park Dr., Ste 101
Office: 916.486.7083 | Fax: 916.486.7728
H I S P A N I C
|
J U L / A U G
10 FACTS YOU PROBABLY DIDN’T KNOW?
RESTAURANT INDUSTRY FAST FACTS
BROUGHT TO YOU BY THE CALIFORNIA RESTAURANT ASSOCIATION
1.
For every dollar of sales it brings in, a restaurant keeps less than a nickel in profits.
2.
California eating-and-drinking place sales are projected to rise 5.9 percent in 2005.
3.
Every $1 spent in restaurants generates more than $2 in business for other industries. The total economic impact of restaurant sales in California in 2005 is projected to be more than $103 billion.
��
4.
From January through October of last year, there were 6,384 new restaurants in California–more
than any other state in the nation for the same surveying period.
5.
Between 1995 and 2002, consumers spent more of their money at restaurants than they did at
the supermarket.
6.
With 67 headquarters, California has the most chain restaurants ranked in the most recent Restaurants & Institutions magazine’s annual “Top 400 Restaurant Chains.” Texas was second with 56.
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7.
Restaurants with an average check size of $8 earn approximately 80 percent of their annual sales
from repeat business.
8.
Sales from take-out restaurant meals are expected to exceed $161 billion this year.
9.
The restaurant industry is an important employer of new workers. According to the U.S. Bureau of Labor Statistics, 59 percent of the nation’s 8.1 million restaurant and bar employees are under age 30.
10.
”Restaurants” is the number-one referenced Yellow Pages heading.
NEW MEMBER ORIENTATION:
The Sacramento Hispanic Chamber has hosted its second
New Member Orientation Luncheon at the Hillsdale Business Information Center. Our members have found this to
be quite helpful in understanding the various opportunities
the chamber has to offer in order to help their business
grow. New members are able to network with one another
and learn about each other’s products and services. We
encourage all existing and new members to attend a New
Member Orientation luncheon. The next luncheon is scheduled for Thursday, September 14, 2006 at 11:30 a.m. –
1:30 p.m. please contact Ruby Maciel if you are interested
in attending at 916-486-7700 ext 301. Cost is $15.00 per
person, Spaces are limited.
BUSINESS NETWORKING MIXERS
The Sacramento Convention and Visitors Bureau hosted
an alliance mixer Wednesday, May 3, 2006. Over 300 attendees enjoyed great food, entertainment, and networking. The California Museum for History, Women, and the
Arts provided a beautiful venue for our members. We
would like to thank our host once again for planning a successful event.
New York Life Insurance Company hosted a business-networking mixer Thursday, May 11, 2006 at their Location
on Douglas Blvd. They provided a professional atmosphere
along with great networking, food, and display of their dependable life insurance services. Thank you New York Life
for opening your doors to our members.
SABIA USTED QUE….
El Miercoles, Mayo 24 nos reunimos alrededor de 50 personas interesadas en promover y conocer más negocios
que están en la búsqueda del mercado latino. En esta
oportunidad nuestro anfitrión y auspiciador “Sacramento
Cultural Arts Center” demostró cómo promocionar sus
productos por medio de demostraciones de baile y ensayos gratuitos para los asistentes. El comité de español
de la cámara esta convencido de que esta es la forma
más efectiva para darse a conocer. La amistad y cordialidad de los asistentes dejo en los participantes el deseo
de tener mas reuniones como estas y por qué no? Quizás
sea usted el próximo anfitrión. Esperamos contar con su
presencia a el proximo que se llevara acobo Martes, Julio 11, 2006 a las 6:00 p.m para mas informacion o’ si
desea ospiciar un red de negocios en español por favor
comuníquese con Celia Cortez al 916-486-7700 Ext 309.
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BECOME
THE FEATURED MEMBER
We are currently seeking nominations
for our featured member section of the
SHCC Magazine. To qualify, please
visit us online at sachcc.org and click
on the Sacramento Hispanic link for
more details.
SEND US
YOUR STORY IDEAS
The Editorial Committee would like
to hear from you! If you have a story
idea or would like to submit an article, please contact our Production
Manager by sending us an email at
[email protected].
JOIN
OUR MAILING LIST!
Interested in receiving complementary
issues of the Magazine? If so, visit us online at sachcc.org and click on the Sacramento Hispanic link for more details.
SHCC MEMBER PRESS RELEASES
SHCC MEMBER AD RATES
Congratulations to Macias Gini & Company for being
recognized in Top 500 Hispanic-Owned Companies once again!
Ribbon Cuttings
Macias Gini & Company LLP moved to 302 in the 2006 Hispanic Business 500, an annual directory ranking of the 500
largest Hispanic-owned companies in the United States. Macias Gini, headquartered in Sacramento with offices in the San
Francisco Bay Area, Los Angeles and San Diego, is a leader
in providing an array of professional accounting and consulting services in real estate, technology, manufacturing, life sciences, government and nonprofit industries. Macias Gini &
Company has been a long-standing member of the SHCC as
well as being one of our sponsors for several years.
Congratulations to DreamCasa, Inc. on their Grand Opening
of their new offices in Natomas on July 7th. Manny Toledo,
CEO of DreamCasa, Inc. was also the winner of the Special
Guest spot on Good Day Sacramento SAP booth, which he
won during the SHCC Annual Banquet earlier this year in our
silent auction.
Do you have a press release or something to share with your
fellow members? If so, email a short 50-75 word summary to
the Editor at [email protected] for consideration.
1/4 page
$300
1/3 page
$375
1/2 page
$425
2/3 page
$525
full page
$600
INTERESTED
IN ADVERTISING
For information, call Valentin Carrillo
at 916.968.7083 or visit sachcc.org.
counsel’s corner
setting up a california
limited liability
company
In previous articles of Counsel’s Corner, we have examined the
selection and use of legal entities (such as a corporation) for the
ownership and operation of a business. In this article, we will examine the limited liability company (“LLC”) as a form of a competitive business organization. We will examine an LLC’s legal structure and some aspects of the operation of an LLC. If you have
legal questions concerning the establishment or operation of business, email them to “Counsel’s Corner” at [email protected].
THE LIMITED LIABILITY COMPANY. The principal distinguishing feature of a limited liability company (LLC) is the limitation of
liability that the members of the LLC enjoy (like a corporation),
as well as the pass-through income tax treatment enjoyed by the
LLC and its members (like a partnership). So long as the LLC
is properly formed and in existence, and is properly operated,
the members will not be personally liable for the LLC’s debts,
obligations, and liabilities. Therefore, if the LLC’s debts exceed
the value of the LLC’s assets, the LLC’s creditors should not be
entitled to seek repayment from the members’ personal assets.
HOW DOES ONE FORM AN LLC? The initial step in forming an
LLC is to file articles of organization with the Secretary of State.
The LLC’s name must appear in the articles, together with the
words “limited liability company” or an abbreviation thereof.
BY: LEONOR Y. DICDICAN, ESQ.
DIEPENBROCK HARRISON
HOW IS THE LLC MANAGED? An LLC may be a member-managed LLC, which means members manage the business of the
LLC, or manager-managed, where members as a group do not
take an active role in running the business. Like a corporation,
the LLC members and managers can appoint officers for the LLC
who serve at the pleasure of the managers, subject to contracts
of employment such officers may have with the LLC. An LLC will
generally have a president (or general manager), a chief financial
officer, and a secretary.
ARE CORPORATE FORMALITIES NECESSARY? The term “corporate formalities” usually refers to holding annual meetings of
the members and managers, providing written notice in advance of
such meetings, preparing detailed minutes, and the like. However,
in the case of LLCs, the failure to observe such corporate formalities is not an important part of maintaining the shield from personal
liability. This does not mean that members should ignore the separate legal identity of the LLC–the LLC and the members should
respect the difference between the LLC’s property, accounts
and other assets and the personal assets of the LLC members.
WHAT SHOULD BE IN THE OPERATING AGREEMENT? While
the law does not require that an LLC have a written operating
agreement, the use of a written agreement is highly recommendCONTINUED ON PAGE 14
12
S A C R A M E N T O
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The principal
distinguishing
feature of a
limited liability
company (LLC)
is the limitation
of liability that the
members of the
LLC enjoy
ed. A good operating agreement will address the following issues: who the
members are and how they will be elected in the future; grounds on which
members may be terminated; how managers will be selected and what their
duties, salaries, and grounds for dismissal will be; how major decisions will
be made; how profits and losses will be allocated to members; what procedures must be followed to transfer interests in the LLC; and so forth.
IS LIABILITY REALLY LIMITED? The general rule is that members and managers of LLCs will not be responsible for the LLC’s debts or liabilities solely
because of their status as members or managers. However, there are important exceptions. First, a person cannot escape liability for his own personal
conduct. If a member of an LLC commits a tort while in the course of LLC
business, he may be held personally liable for that tort. Second, a member
may become personally liable for tort claims as a result of his own negligence
in appointing, supervising or participating in the activity in question with a
manager, agent or other member of the LLC. Third, a personal guarantee by
an LLC member of an LLC obligation would give rise to personal liability to
the extent specified in the guarantee. Fourth, borrowing from the corporate
doctrine of piercing the corporate veil, the corporate veil will be pierced and
the entity disregarded when the LLC is used as a vehicle to defeat public
convenience, justify wrong, protect fraud or defend crime.
ADEQUATE CAPITALIZATION. The LLC should be adequately capitalized to
carry on the LLC’s business activities. Some courts have ruled that creditors
of an LLC may hold the members personally liable for debts and obligations
of the LLC if that LLC was not adequately capitalized.
JOSE M. RAMIREZ, M.D.
“We are a Family
Medical Clinic
dedicated to
meeting the needs
of our under served
community.”
Board Certified Family Practice
Licensed Civil Surgeon
Immigration Physicals and
Medical Services
7600 Hospital Drive, Suite H
Phone: 916.689.6160
Fax: 916.689.3711
Visit us online at
www.immigrationexam.com
14
S A C R A M E N T O
HOW WILL PROFITS AND DISTRIBUTIONS BE TREATED? An LLC offers
flexibility with respect to allocations of income and expense items. Note that
this characteristic is only applicable with respect to LLCs that have elected
to be taxed as a partnership. An LLC is a flow-though entity that does not
pay federal income tax at the entity level. Generally, profits and losses are
allocated in proportion to each member’s capital contribution. Each member
of the LLC is taxed upon the member’s distributive share of income, irrespective of whether the member actually receives the distribution of income, loss,
cash or property from LLC. Members report their distributive shares on their
personal income tax returns.
HOW DO YOU TRANSFER A MEMBERSHIP INTEREST? Unless the articles
of organization or operating agreement specifies different requirements, a
majority in interest of the members not transferring their shares must vote in
favor of the admission of a new member or for the admission of an assignee
as a member. If a member assigns a membership interest without obtaining
the required approval from other members, the assignment will only transfer
an economic interest and the assignee will not become a member.
DISCLAIMER: This discussion is general in nature and is not intended to and does not
create an attorney/client relationship. This discussion should in no manner be relied
upon nor construed as legal advice, particularly since most legal outcomes are highly
depended on the facts of a particular case or situation. This discussion is provided on
the condition that it cannot be referred to or quoted in any legal proceeding. The reader
is strongly urged to consult with a lawyer for legal advice and with a financial advisor
for financial advice on these matters
MS. DICDICAN is an associate at Diepenbrock Harrison. Her practice involves general
business and corporate transactional matters. She received her LL.B. from the University of the Philippines and her LL.M. in International Economic Law from the University of
Michigan. She is admitted to practice in the states of California and New York.
H I S P A N I C
|
J U L / A U G
al punto...to the point...
poor planning
could lead to undesirable results
B Y N O R M A A N D R A D E , F I N A N C I A L C O N S U LTA N T, A . G . E D W A R D S & S O N S , I N C .
“I am a widow, age
63, seeking to increase my monthly income. I have
no disposable income, a home that
is almost fully paid
for, scarce savings
and I’m unwilling
to move from my
home. 65% of my monthly income goes
towards my mortgage and the rest goes towards my fixed bills. How do I increase my
income?” This was the scenario for an inbound call that I received at work, so I invited the caller to come in for an appointment.
After further review of her goals and current
financial situation, I provided her with two
investment strategies and it was decided
that she would speak to her children about
them. As she departed, she said, “I should
have addressed my insurance needs prior
to my husband’s death. Now, I have to make
a compromising decision and all because I
could not fathom the idea of talking about
death. As a result, I am now making a compromising decision.”
It has been said of death that it is the one
appointment we all must keep, but for which
no time is set. And while it’s not something
we like to dwell on, it is certainly a fact of life
we will all have to deal with someday. Regrettably, this event in our own life has a great
impact on others, affecting more than just us
when the time comes. If you have a family or
other dependents, you know how important
it is to be prepared financially.
Life insurance is an important step, and provides a means to protect your family financially in the event of an untimely death. But
deciding just how much coverage you need
can be a tricky issue. Unfortunately, with all
the variables involved, there is no one-sizefits-all policy when it comes to life insurance.
So, even if you plan ahead and establish
16
coverage early in your working years, family
circumstances change, as you welcome the
addition of children, change jobs or careers,
and build your savings for the future.
With this in mind, it’s important to get in the
habit of regularly reviewing your life insurance needs. You’ll need to consider several
assets, and most importantly you’ll want to
compare your immediate cash needs with
the funds you would have available from life
insurance and investments.
Certainly one of the most immediate expenses to be taken care of upon your death
would be the cost associated with the funeral. In addition, you may have unpaid medical
expenses that need to be settled, and your
beneficiaries will need to be prepared for
probate fees that may arise.
Your family may also face an important decision regarding where they will live. Would it
be best for them to keep your current home
or would it make sense to move to a smaller, more manageable home or even a rental
property? If you think your family would sell
the home, you’ll need to take into account the
tax consequences of doing such, in addition
to planning for the new mortgage or rent.
To help in the process of preparing for immediate cash needs, you’ll also need to estimate
the amount needed to pay off other debts.
Car loans, credit card balances, or even educational loans and other outstanding liabilities
need to be considered. Hopefully by now you
have started an emergency fund, and that can
help with financial needs such as these. But all
of these pieces need to be factored in when
deciding how much insurance coverage you
should have at any given time.
Once you have a clear picture of the expenses that would need to be taken care of, you
can address the other side of the equation
– income. Your goal in purchasing life insur-
S A C R A M E N T O
H I S P A N I C
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J U L / A U G
ance is to ensure that your dependents continue to receive a paycheck even after you’re
gone. Should something happen to the
breadwinner of the family, experts typically
estimate that families would need approximately 75 percent of current gross income.
To help evaluate your insurance needs, you
should make a list of all possible income
sources. Savings and investments, including
such things as stocks, bonds and savings
accounts, would be one source. In addition,
retirement savings may also be eligible to
be liquidated given the circumstances, so
the value of IRA, 401(k), and other retirement products could be included in your list.
All other assets that may provide income
to your family – such as inheritances, rental
properties, or other investments – should be
considered in your calculations.
Planning ahead by assessing your life insurance needs may not be an enjoyable task, but
it’s certainly one of the most important. Hopefully by taking the time to do so, you can rest
assured knowing your family will be provided
for in the event something happens to you.
Do not leave for tomorrow what you can do
today. Contact your Financial Consultant and
review your insurance needs.
NORMA ANDRADE is a Financial Consultant with
A.G. Edwards & Sons, Inc., Member SIPC. Ms.
Andrade focuses on estate planning and business
planning. She can be reached at 916-927-4444 or
via email at [email protected].
A.G. Edwards generally acts as a broker-dealer,
but may act as an investment advisor on designated accounts, and the firm’s obligations will vary
with the role it plays. When working with clients
the firm generally acts as a broker-dealer unless
specifically indicated in writing. To better understand the differences between brokerage and advisory services, please consult Important Information About Your Relationships With A.G. Edwards
on agedwards.com/disclosures.
THE
THE BEST
BEST WAY
WAY TO
TO TARGET
TARGET THE
THE
HISPANIC
HISPANIC COMMUNITY!
COMMUNITY!
SACRAMENTO
SACRAMENTOCOUNTY
COUNTY• •SOLANO
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SANJUANQUIN
JUANQUINCOUNTY
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• •GREAT
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• •PROFESSIONALISM
PROFESSIONALISM
• •RESULTS
RESULTS
WITH
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HISPANICCOMMUNITY
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WE
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KNOWHOW
HOWTO
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GET
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MESSAGEOUT.
OUT.
ADVERTISE
ADVERTISE
TODAY!
TODAY!
OFFICE:
OFFICE:800.816.1838
800.816.1838
FAX:
FAX:916.364.1536
916.364.1536
nca ca
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special features
help and via PSAs and interviews in our “A
Primera Hora” morning show, we are able
to first educate our viewers on the importance of blood donation and secondly, we
invite them to join us, at several locations to
donate blood and help us save lives.”
ing a marrow drive as well. Registration with
the NMDP is a short, easy process. Registrants simply complete a brief questionnaire
and provide a tissue sample, which is done
using a cotton-tipped swab to collect cheek
cells from inside the mouth.
Because blood drives make it more convenient for people to donate, most new donors will donate for their first time on a mobile blood drive. If your organization decides
to host a blood drive, you can choose either
an inside setup or a bloodmobile. The decision to use either of these setups is based
on the space available and what works best
for your company.
Because we are all so uniquely made, finding a matching donor is difficult. Since your
tissue type is inherited from your parents,
the best chance of finding a matching donor is with a brother or sister. The next best
chance is with someone of the same race
or ethnicity. Seventy percent of patients do
not have a matching donor in their family. If
a match is not found, an unrelated donor or
cord blood unit is needed. There is a pressing need to register more Hispanic donors.
INSIDE SETUP
An inside setup is best held in a room that is
large, conveniently located for donors, and
also easily accessible to staff and equipment,
i.e., on the ground floor or close to an elevator. It’s also very easy, as the blood center
– BloodSource – will supply everything from
the beds and equipment to snacks.
BLOODMOBILES are selfcontained blood donation
centers and designed to
comfortably accommodate donors. The bloodmobile requires 8 to10
level parking spaces and
nearby restrooms. Because these units are selfcontained, there is no need for
electrical hookups or water.
Finding a cause to commit company resources to can be a difficult decision. Hosting
blood drives is an excellent way to support
your community and to energize your organization around a critical health issue on a
regular basis. Whether your company is in
a position to host one blood drive, or one
hundred blood drives, you can make a vital
contribution to patients in need.
For the past four years, BloodSource, Univision 19 and News10 have held one of the
largest blood drives in the Sacramento region. Univision 19 Director of Community
Affairs, Carolina Rojas-Gore, explains the
importance of this drive to her organization:
“Being the premier Spanish-language media
company in the United States, we are committed to help our local communities. Our
annual blood drive, “Día de Donar Sangre,”
is one of the events that is very close to
our hearts. Working with BloodSource has
been a wonderful experience and with their
18
GIVING BLOOD IS SAFE, EASY AND
TAKES JUST ABOUT AN HOUR.
Blood donors touch the lives of patients
suffering from cancer or leukemia who are
undergoing chemotherapy, including children
and adults who need heart or transplant surgery, new mothers and newborn babies, hemophiliacs and people with other blood disorders, burn and accident victims and more.
To give blood, one must be at least 17years-old (16 with parental consent), weigh
at least 110 pounds, and in good health.
When donors register, the first 20 to 30
minutes will involve registration and review
of the medical history. Temperature, pulse,
blood pressure, and blood iron levels are
then checked. Actual blood donation takes
about 5 to 7 minutes, followed by a 15-minute rest and refreshment period.
BECOMING A MARROW DONOR
When hosting a blood drive, consider includ-
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Just to give you an idea of the difficulty nonCaucasian patients have in finding a match,
here is the breakdown of the 5 million people currently registered with the National
Marrow Donor Program:
African American
Asian/Pacific Islander
Hispanic
Native American/
Alaska Native
Caucasian
Multi-Race
Unknown
9.8%
10%
17.5%
1.7%
49.8%
7.9%
3.3%
To join the NMDP Registry as a potential
donor, you must be between 18 and 60
years of age, in good health and willing to
be available if ever identified as a match for
a patient in need.
Time is at a premium for everyone and hosting a blood drive is a convenient way to give
back to the area you serve and the people
who patronize your business. Most importantly, your organization will join a community of generous donors who are committed
to maintaining an easily accessible supply
of the needed blood and blood components
that help these patients and others survive.
KAREN MCCORD is the owner of Hill McCord
Communications, LLC. Services include writing,
editing and designing print and web-based marketing and business collateral. For more information, please contact her at [email protected]
or 916.502.0268.
To learn more about organizing a blood
drive, donating blood and/or or joining the
NMDP Registry as a potential donor, visit
BloodSource, at www.bloodsource.org. Or
call 1.866.82.BLOOD.
special features
sara
lopezramirez
featured member
Juvenile Diabetes Research Foundation Makes Life a Little
More Bearable for Children with Diabetes and Their Families
BY MIKE GARCIA
Sara Lopez-Ramirez is the Board of Directors Outreach Programs
Chair of the Juvenile Diabetes Research Foundation International, Northern California Inland Chapter. Lopez-Ramirez became
involved with the organization because she has a 13 year-old
daughter who is a type 1 diabetic.
“She developed the condition when she was eight months old,”
said Lopez-Ramirez of her daughter’s diabetes. “I see a need to
develop care through involvement. There is a war going on in the
body of diabetics that we can’t see, and they need to be able to
live their life and manage it as best they can. I got involved to raise
awareness and exposure. I wanted to raise awareness of diabetes among the Hispanic community, which is historically affected
by type 2 diabetes.”
The Juvenile Diabetes Research Foundation International, the
world’s largest charitable funder of research into type 1 diabetes
and its complications, was established in 1970 by the parents
of diabetic children. It has more than 100 chapters, branches
and affiliates worldwide. The foundation is committed to finding
a cure for diabetes and its complications through the support of
research. The Juvenile Diabetes Research Foundation also provides support for families and individuals living with diabetes, and
aims to educate the public about diabetes. The foundation offers
support and educational materials on living with diabetes, including the Bag of Hope for young children and the Teen Pak designed
for pre-teens and teens.
20
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the word out that diabetes is manageable, that those living with it
will survive and that there is help available to them. We are committed to finding a cure and to alleviating the demands of a child living
with diabetes.”
care
developing
For those wishing to support the Juvenile Diabetes Research Foundation International Northern California Inland Chapter, there are
several events coming up in which to participate in. They include:
The annual golf tournament – Tee Up to Cure Diabetes – on Monday, August 21; the annual Ride to Cure Diabetes from August 17 to
20 in Whitefish, Montana and from September 7 to 10 in Asheville,
North Carolina; the annual Sacramento Walk to Cure Diabetes on
Sunday, October 8 followed by the Stockton Walk to Cure Diabetes
on Sunday, October 29; and a gala in the spring.
through
involvement
“These events are great visibility for a business or organization and
really help raise money for an important cause,” said Lopez-Ramirez.
Last year, according to Lopez-Ramirez, the foundation raised $98
million for research through its programs. She said that the international network of Juvenile Diabetes Research Foundation chapters
have set a goal to raise one billion dollars for diabetes research by
June 2009.
THE BAG OF HOPE CONTAINS:
• The book and video You Are Not Alone: A Practical Guide for
Managing Diabetes
• The video JDRF Kids Have Hope
• Rufus The Bear–a teddy bear with diabetes
• The book Rufus The Bear–a children’s story book that tells about
the bear, Rufus, and his diabetes
• The book Taking Diabetes to School–designed for teaching
children how to tell their friends about their diabetes
“At the rate we are going, we will get there, but we still need help
to make a difference in the lives of diabetic children,” said LopezRamirez. “For our chapter in Sacramento, we would like to raise
one million dollars.”
Considering the fact that there are approximately 13,000 type 1
diabetics in the Sacramento metro region, approximately 21 million
in the United States and 194 million worldwide, the efforts of the
Juvenile Diabetes Research Foundation are definitely worth recognizing and supporting.
• The book Sugar Was My Best Friend: Diabetes And Me
• The book The Kids, Food and Diabetes Family Cookbook
• The book Parenting a Child with Diabetes
Lopez-Ramirez said that anyone is welcome to attend the upcoming board meetings of the foundation, which will be held at 6 p.m.
on Wednesday, September 13 and Wednesday, November 8 at
the Juvenile Diabetes Research Foundation International Northern
California Inland Chapter’s office at 1329 Howe Avenue, Suite 210,
Sacramento, CA 95825.
• A collection of other practical items to assist with the daily
management of diabetes
THE TEEN PAK CONTAINS:
• A complete FreeStyle blood glucose monitoring system
• The video Living with Juvenile Diabetes: The Worst Day of My
Life and How I Survived It
• The video Insulin Pump Therapy Will Change Your Life
• The book First Choice Cookbook—containing low fat, low sugar,
fast and easy recipes
For more information about the Juvenile Diabetes Research Foundation International Northern California Inland Chapter, visit its website at www.jdrf.org/norcal, call the foundation at (916) 920-0790 or
call Sara Lopez-Ramirez directly at (916) 216-0693.
• The book Growing Up with Diabetes: What Children Want Their
Parents To Know
MIKE GARCIA is a Public Relations Account Coordinator at
Merlot Marketing Inc. in Sacramento. He can be contacted
at (916) 446-1822 or [email protected].
• A collection of other practical items to assist with the daily
management of diabetes
“The Juvenile Diabetes Research Foundation International Northern California Inland Chapter is a highly volunteer foundation,” said
Lopez-Ramirez. “We rely on the help of our many volunteers to get
SACRAMENTO
HISPANIC
CHAMBER
OF
COMMERCE
|
WWW.SACHCC.ORG
21
special features
identity theft:
who’s in your wallet?
B Y N A H I D VA S S E F
It used to be if someone stole your wallet or
purse, the thief’s goals was simply to score
some quick cash. Oh, for the good ol’ days.
Today, thieves want more. Somewhere along
the line they realized a driver’s license, social
security card, or a credit or debit card could
be worth much more than a few measly dollars and some loose change. In the wrong
hands it can be a treasure trove worth thousands of dollars or more once the thief pilfers
your financial identity.
In March 2005, FTC Chairwoman Deborah
Platt Majoras said that “over a one-year period, nearly 10 million people-or 4.6 percent of
the adult population-had discovered that they
were victims of some form of identity theft.”
There are countless ways for a thief to steal
your identity, and every one starts with the
thief’s ability to get access to certain key
pieces of information that belong to you. Unfortunately, the information is easier to obtain
than you think. The most high tech way is
explained below.
There are many more schemes than these
and new ones are concocted every day. Unfortunately, many victims have no clue as
to how their identifying information was obtained by the imposters.
22
High-Tech Thievery: During a recent U.S.
Senate subcommittee hearing, Senators
were told how easy it is to get a fake driver’s license, Social Security card or birth
certificate on the internet. Subcommittee
members displayed some fake IDs obtained
through web sites, including some showing
Sen. Susan Collins, R-Maine, the head of the
subcommittee, as a reporter, a U.S. Army reservist and a student at Boston University.
in many cases, this information can be readily found online via various data services, or
even offline with the phone book.
The fake credentials claimed she lived in
Florida, Wyoming, Connecticut and Michigan. Officials told the Senators that nearly 30
percent of all fake identification documents
now come from the Internet, up from less
than 5 percent two years earlier.
To prevent identity theft, we must become
our own advocates and watchdogs. According to the Better Business Bureau report,
the majority of identity fraud crimes are selfdetected. This means our best safeguard
against identity theft is to become proactive
rather than reactive.
Law officials say the crime is remarkably
easy to perpetrate and experts say virtually anyone with a computer can learn how
to steal someone else’s identity in an hour.
All that is required, says FTC official Betsy
Broder, an Assistant Director to the Division of Planning and Information Bureau of
Consumer Protection, are snippets of information about its rightful owner. Armed with
this information, an identity thief can open a
bank account, take out a loan or order credit
cards, all of which can now be done from the
anonymity of a personal computer. She says
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Compounding the ease of the theft is growing
demand for the stolen data. There is a vast
virtual black market on the web, where individuals buy and sell stolen credit cards and
Social Securitynumbers with the same ease
they might buy or sell merchandise on eBay©.
To learn how to put a firewall around your
identity with a program that can help you to
minimize your risk, please send me an e-mail.
NAHID VASSEF Chair Sacramento Hispanic
Magazine and Membership Committee
Independent Associate
Pre-Paid Legal Services Inc.
[email protected]
www.nahidmarketing.com
(916) 628-1889 Cell#
(866) 867-1221 VM
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