Winter 2014

Win ter Edi tio n
e
s
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o
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e
R
r
e
y
u
B
d
n
a
g
in
Impulse Spend
Ways to Avhoole id
in your pocket.
e
you use it? Does it requir
m
ite
the
es
accessories? Do
e?
rag
sto
l
cia
require spe
Is it a
4. How long will it last?
l be
wil
you
t
tha
me
ga
eo
vid
it
Is
?
eks
tired of in two we
for
use
can
you
t
something tha
it?
rth
wo
it
is
,
ain
Ag
years?
e you
5. Can you try it out befor
s the
ha
buy it? See if a friend
same item.
t you might be able
resell value? Knowing tha
6. Does the item have a
ld help you with
cou
y at a later point
ne
mo
r
you
of
e
som
r
to recove
cision.
your initial purchasing de
pons or rebates.
al? Look around for cou
de
od
go
a
t
ge
you
n
Ca
7.
ing just
lured into buying someth
Important — do not be
first and then
pon. Make the decision
because you have a cou
look for the deals!
yourself wait a
— Can you wait? Make
y
ntl
rta
po
im
st
mo
—
d
8. An
have done your
still want the item. If you
week or two to see if you
then go for it. But...
and still want the item,
research, waited a week
t the item, you
ou
lly aren't that jazzed ab
3. What are the
if after a week, you rea
ney elsewhere.
mo
r
you
use
hout it and can
wit
e
fin
practical issues?
be
l
wil
bly
ba
pro
How often will
” You probably
a
ng
rni
bu
is
y
ne
mo
“That
t way when you had
before and even felt tha
ase
ph
t
tha
ard
he
ve
ha
d something and then
ybe you have purchase
some cash to spend. Ma
rketing campaigns in
mbarded daily with ma
regretted it. You are bo
to be tempted to
ea
io and internet. It’s sy
rad
,
TV
on
d
an
es
zin
maga
htfully spend your
item. Being able to thoug
st
ate
gre
,
est
lat
the
y
bu
questions you should
be learned. Here are 8
money is a skill that can
g a big purchase.
ask yourself before makin
ks really cool?
Is this a new item that loo
m?
ite
the
nt
wa
you
do
1. Why
n a commercial
ve it or have you just see
Do any of your friends ha
interested in for a
ing that you have been
about it? Is this someth
”
ol thing of the moment?
long time or is it the “co
stores may have
d out the cost. Different
2.Can you afford it? Fin
about how long it
nk
thi
r research. Then
you
do
so
ces
pri
t
en
fer
dif
will take you to
save enough
to buy it. Will
it use all of
your spending
You Could Win $25!
money? Is it
rter
Ca
an
rg
Mo
rth it?
er:
wo
nn
Wi
st
ll Conte
The Money Question
Contest
Fa
• 2. Answer the question
1. Read your newsletter
3. Mail the form to:
71118
eld Rd., Shreveport, LA
nsfi
8400 Ma
14, 2014.
ry
rua
Feb
by
nch
or just bring it to the bra
a drawing for $25
4. You’ll be entered in
______
______________________________
Your Name____________________
______
______________________________
Your Age______________________
____
______________________________
Parents Name____________________
______
______________________________
Address_______________________
_____
______________________________
Phone Number__________________
question: Name one question you
should ask yourself before you make
a
purchase.
______
______________________________
_______________
.
Ext rem e Teen Sav ing s Acc oun t
For Ages 13-17
Earn Dividends*
Quarterly Newsletter
Birthday Cards
Passbook for Record Keeping
Teens ages 16-17 may be
Quarterly Contest
Eligible for a Checking Acct.
How to Star t
minimum deposit.
Open a shave/savings account with a $5
e to earn
owner of account *$100 minimum balanc
(Parent or guardian must sign as a joint
Acct at age 18)
dividends. Converts to Regular Share Savings
8400 Mansfield Rd
Shreveport, LA 71108
318-621-0605
Fax: 318-635-4719
www.wkfcu.org
1507 Doctors Drive
Bossier City, LA 71111
318-629-5622
Fax: 318-629-5623
Day
Celebrating Valentine’s
ed
t
a
ic
l
p
m
o
C
e
B
o
t
e
v
a
H
’t
Doesn
Here are
here before you know it.
Valentine’s Day will be
.
ple
sim
it
g
pin
kee
ing and
a few ideas for celebrat
s with loved ones.
1. Watch romantic movie
with the move; such as,
2. Make some food to go
s,
aped cookies, strawberrie
chocolate cake, heart-sh
.
ies
wn
bro
cream or
milkshakes, popcorn, ice
a CD
antic songs and put it on
3. Create a playlist of rom
ay.
or flash drive to give aw
album.
te photos and make an
4. Print out some favori
o.
You can do this online als
art
something your sweethe
5. Handmade artwork of
loves.
by
al. Add a romantic touch
6. A funny stuffed anim
ck.
ne
its
d
tying a red ribbon aroun
of yourself
orite photo or use a photo
fav
a
e
Us
e.
zzl
pu
oto
ph
7. Make a personalized
e’s Day message.
holding a secret Valentin
ngs like “fresh baked
ndmade coupons for thi
ha
h
wit
jar
ss
gla
a
fill
:
8. A Coupon Jar
car."
cookies” or "wash your
winter Edition
Fun Facts About Money
eats & crafts
Olympic Torch
1. Cattle are probably the oldest
of all forms of money.
What You Need:
Paper or Styrofoam Cup
Scissors
Tin Foil
Red, Yellow, and Orange
Tissue Paper
Glue
Directions:
Trace around the paper tube on to the
bottom of the cup. Cut out the circle. 2.
Insert the paper tube into the hole in the
paper cup. Push it up until it's almost flush
with the lip. 3. Wrap tin foil around the
entire paper tube and cup. Don't worry too
much about the inside of the cup, it will be
covered up. 4. Cut strips of flame colored
tissue paper and glue them inside the
paper tube, and inside the cup.
Cupcakes
for Cupid
Cupid's arrow hits the
mark with these heartshaped treats. To
create the heart shape,
place a small marble or a 1/2-inch ball of
aluminum foil between each liner and one
side of the tin. This will push the paper into
the batter to form the notch in the heart.
Use you favorite cupcake recipe to make
the cupcakes. Use different color icings,
sprinkles and any other candies you like to
decorate your heart-shaped cupcakes.
Valentine Pencil
Toppers
What You Need:
Scissors
Craft Foam
Permanent Markers
Pipe Cleaner
Pencil
Directions:
1. Cut a 1- to 2-inch heart from craft foam.
With a permanent marker, print a short
message on the front and the name of the
giver on back.
2. Now poke an inch of the pipe cleaner
through the bottom of the heart, bend
it down, and twist it back around the
remaining length of pipe cleaner.
Learning about money is very important, but there are some very interesting and fun facts about money. Here are just a few:
2. The first coins were pieces of
bronze shaped like cattle.
3. Before the days of paper
money, Americans traded
animal skins, including deer
and elk bucks, for goods and
services. Hence the word “buck”
to describe money.
4. American Indians used
to carry around strings of
clamshells to use as money,
which they called wampum.
5. In 1916 you could get your
money laundered for free. You
could take it to Washington,
D.C., where it could be washed,
ironed and reissued.
6. The largest bill ever printed
was the $100,000 bill printed
in 1934. It was not circulated
among the general public.
7. The bison on the Buffalo Nickel
was from New York City. Named
Black Diamond, this bison lived
around the turn of the 20th
century in the Central Park Zoo.
8. A mile of pennies laid out is
$844.80. A million $1 bills weigh
2,200 pounds.
The Winter Olympics
are Coming!
The 22nd Winter Olympics will
be held February 7-23, 2014 in
Sochi, Russia. This promises to be
the biggest winter Olympics ever
totaling 15 disciplines and 7 new
Olympic sports. The seven added
sports are Figure skating team
event, Women’s ski jumping,
Mixed relay biathlon, Ski halfpipe, Team relay luge, Ski slope
style and Snowboard slope style.
The traditional winter Olympic
sports including; figure skating,
speed skating, alpine skiing,
cross country skiing, ski jumping
and bobsledding are still available for competition.
Winter Coloring Contest - YOU COULD WIN $25
Fall Winner – Alayshia Smith
Winter
Coloring
Contest
Show off your coloring skills and you could
win a $25 deposit into your account.
Color the picture, then ask your parents to mail it
to 8400 Mansfield Road, Shreveport, LA 71118 or
bring it by the credit union by February 14, 2014.
(You must have a Scottie Savers Account to win.)
Your Name____________________________________
Your Age______________________________________
Parents Name_________________________________
Address______________________________________
_____________________________________________
Phone Number________________________________
3. Coil the pipe cleaner tightly around the
pencil. Then gently pull up on the heart so
that part of the coil bobs freely above the
pencil, with several loops anchored around
the eraser end.
(*$100 minimum balance to earn dividends. Accounts are opened under child’s name and Social Security number with parent signing as joint owner. Converts to Extreme Teen Acct at age 13)