Document 6595199

 This email is not intended to be forwarded to retail investors. You may however forward any of the attached documents to your clients for consideration.
cid:[email protected]
November 2014
Dear Friends:
Below is a summary of the preliminary terms of the November 2014 BMO Harris Bank N.A.
market-linked CDs.
Please contact us with any questions or if you would like additional information.
732-807-2354
BMO Harris Bank N.A. Equity-Linked CDs – November 2014
BMO Harris CD#1
Description:
6yr Basket Participation CD
Issuer:
BMO Harris Bank N.A.
Reference Stocks:
JNJ, MCD, WMT, CLX, PG, ED, T, KO, CVX, SYY
Maturity:
11/30/2020 (6 Years)
Trade Date:
11/24/2014 Settlement Date:
11/28/2014
Price:
97.25
Participation Rate:
[60 – 70]% (TBD on Trade Date) CUSIP:
05573J H23
FDIC Insured:
Yes, up to applicable limits
Tax Treatment:
CPDI
Term Sheet:
click here
Marketing Doc:
click here
BMO Harris CD#2
Description:
6yr Select Annual Digital Yield Generator CD
Issuer:
BMO Harris Bank N.A.
Maturity:
11/30/2020 (6 Years)
Trade Date:
11/24/2014 Settlement Date:
11/28/2014
Price:
97.25
Digital Coupon:
[5.00-6.00]% APY (TBD on Trade Date) Floor:
-15%
CUSIP:
05573J G81
FDIC Insured:
Yes, up to applicable limits
Reference Stocks:
JNJ, MCD, WMT, CLX, PG, ED, T, KO, CVX, SYY
Tax Treatment:
VRDI
Term Sheet:
click here
Marketing Doc:
click here
BMO Harris CD#3
Description:
5yr Annual Digital Yield Generator CD
Issuer:
BMO Harris Bank N.A.
Maturity:
11/29/2019 (5 Years)
Trade Date:
11/24/2014 Settlement Date:
11/28/2014
Price:
97.25
Digital Coupon:
[5.00-6.00]% APY (TBD on Trade Date) Floor:
-15%
CUSIP:
05573J G73
FDIC Insured:
Yes, up to applicable limits
Reference Stocks:
F, MCD, MO, STX, POT, VOD, BMY, AAPL, DG, WAG
Tax Treatment:
VRDI
Term Sheet:
click here
Marketing Doc:
click here
BMO Harris CD#4
Description:
4yr Annual Digital Yield Generator CD
Issuer:
BMO Harris Bank N.A.
Maturity:
11/30/2018 (4 Years)
Trade Date:
11/24/2014 Settlement Date:
11/28/2014
Price:
97.75
Digital Coupon:
[3.50-4.50]% APY (TBD on Trade Date) Floor:
-15%
CUSIP:
05573J G65
FDIC Insured:
Yes, up to applicable limits
Reference Stocks:
F, MCD, MO, STX, POT, VOD, BMY, AAPL, DG, WAG
Tax Treatment:
VRDI
Term Sheet:
click here
Marketing Doc:
click here
BMO Harris CD#5
Description:
6yr Annual Digital Yield Generator with Minimum CD
Issuer:
BMO Harris Bank N.A.
Maturity:
11/30/2020 (6 Years)
Trade Date:
11/24/2014 Settlement Date:
11/28/2014
Price:
97.25
Digital Coupon:
[5.25-6.25]% APY (TBD on Trade Date) Minimum Interest Rate:
0.25% per annum (pays the greater of 0.25% and variable)
Floor:
-15%
CUSIP:
05573J G99
FDIC Insured:
Yes, up to applicable limits
Reference Stocks:
F, MCD, MO, STX, POT, VOD, BMY, AAPL, DG, WAG
Tax Treatment:
VRDI
Term Sheet:
click here
Marketing Doc:
click here
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Anthony Guglielmo
Fixed Income Sales NATIONAL SECURITIES
Established 1947, MEMBER FINRA/SIPC
One Hovchild Plaza
4000 Route 66, Suite 331
Tinton Falls NJ 07753 Tel - (732) 807-2354 Fax -(732) 837-2552
[email protected]
For Broker/Dealer Use Only
Securities offered through National Securities Corporation, Inc (NSC). Member FINRA/SIPC
Investment Advisory Services offered through National Asset Management, Inc. (NAM)
Insurance Services offered through National Insurance Corporation. (NIC)
Tax advice offered through Gilman Ciocia, Inc. and not through NSC, NAM or NIC.
Gilman, NSC, NAM and NIC are affiliated entities
Securities and investments involve risk.
Certain tax and/or estate planning strategies may be used in an effort to reduce the overall risk to one's portfolio.
However, risk related to securities and investment products can never be completely eliminated.