NEWSLETTER - April 2015

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Emerald Bay Homeowners’ Association
12796 Emerald Bay Drive
Soddy Daisy, TN 37379
April 2015
http://www.ebhoa.org
Hello to everyone and Happy Spring !
Just as we thought we were going to “slide” by with a relatively mild
winter – BAM!...February hit us pretty hard.
Thanks to the guys (John Sabados, Joe Giles, and Tim Rieger) who
served on the new “Salting & Plowing Sub-Committee.” Within just
a few weeks of each other, we had to have ice-melt applied on five
different occasions and the roads plowed twice. The new committee
did an outstanding job and with the help of the communication on
NextDoor, I think everyone considered it to have been a great success.
The cost to keep the roads cleared was approximately $4,300. This is
just one of the many ways this year that your dues have already been
put to great use.
Those of you who were at the February general meeting will remember the presentation
that Connie Giles gave regarding the “revamping” of the landscaping at the Emerald Bay
entrance. Since that meeting, Connie has spent numerous hours working on a multi-phase
project that will surely enhance our entrance with a variety of plants and colors. By the
time this article is published, we should have begun to see some of those much needed
changes. Thank you, Connie for all your hard work…it is very much appreciated.
Brenda Rhodes and Anita Kohlin did a great job organizing the potluck dinner March 21.
The food and fellowship was wonderful and everyone enjoyed getting to know each other
better. We are planning to have community activities like this quarterly and hope more
folks will join in next time.
Don’t forget the Neighborhood Yard Sale will soon be upon us, this year it’s scheduled for
Saturday, May 2nd. Also, the swimming pool is scheduled to open May 9th.
I’m always harping about needing volunteers … it’s been great to see new faces getting
involved in the community… many thanks to everyone who gives of their time and talents
for all of us.
Looking Forward and Upward,
Jim Garrett, President EBHOA
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Pool Fob Swap
The pool is scheduled to open May 9th. Remember that your old pool fob will not work on the
new gate system at the pool. If you have paid your 2015 Homeowner Association dues, if your
account is current, and you have returned your signed Pool Policy Agreement, you may bring your
old fob and swap for the new one. We had a good showing for the 1st "Fob Swap" at the February
meeting. There will be a 2nd Fob Swap" on Saturday, April 11th, once in the morning and
once in the afternoon. There are two times to choose from on that day....9:00 until 10:30 a.m.
and then again from 3:00 until 4:30 p.m. at the clubhouse. If your account is up to date
but you have not returned your Pool Policy Agreement, there will be blank forms available.
Update from the Landscaping Committee ~ Connie Giles
To paraphrase Lewis Grizzard, the "land awakens." Spring is here.
The Landscaping Committee proposed to the Board and was approved to contract landscaping
modifications for the entrance of Emerald Bay. We ask you to be mindful of your speed entering and
exiting our community while McCosh Landscaping performs the designated work.
The overlapping, overgrown shrubs/trees will be removed and new trees planted. At the end of the brick
walls, Kousa dogwoods have been selected for several reasons. These trees have beautiful white flowers
in late spring, showy red fruit in late summer, horizontal branching habit, interesting bark in winter and
are resistant to anthracnose disease, which affects native dogwoods. In front of the columns, smoke trees
should blossom in puffs of cloud-like flowers. These trees were selected for their low maintenance,
moderate growth and for added texture and color accent to the walls.
This work along with eliminating some diseased shrubs will complete Phase One of four phases of the
landscaping master plan. Hopefully, this fall we will be able to add some camellias in front of the main
diagonal walls if the budget allows.
Suggestions as to what we, as residents, can do this spring to add curb appeal to our homes might include
pruning spring-flowering shrubs after their petals have dropped, fertilizing and pruning azaleas after they
have finished blooming and edging your flower beds. Prune invasive vines and turn the compost pile if
you have one. Clean up your perennial beds. Add compost to your garden beds and plant annuals at the
end of April. Remember to watch the weather for the last frost date. Add at least 1" of mulch for a
manicured finish.
Feed the birds, clean the bird baths and fill with water to ensure they have a fresh supply of food and
water. Finally, plan your summer garden. If you have any questions, my email is
[email protected].
Joe & Twyla Hennessey
826 Brooke Stone
They have a 1 year old son.
Walter (Doug) & Janet Howerton
1775 Emerald Pointe
Billy & Dana McAllister
1010 Cody Lane
They have a daughter 17 years
old and a two year old son.
Two new homes are being built:
James & Donna Nelson at 1296 Emerald Pointe Drive
David & Diane Abercrombie at 1353 Emerald Pointe Drive
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Meet your Emerald Bay HOA Board & Officers
Directors & Officers
Committees & Volunteers
Jim Garrett (2015-2016)
Board Member, Emerald Pointe
Landscaping & Lighting
President
(229) 942-2628
Pool Maintenance
Mike Nabors (2014-2015)
Board Member, Patten Place
Vice-president
(423) 451-0660
Brenda Rhodes (423) 280-7453
Phillip Evans (2014-2015)
Board Member, Emerald Bay
(423) 332-7347
Brenda Rhodes (423) 280-7453
Dacia Burkett (2015-2016)
Board Member, Emerald Lake
(423) 309-4636
Welcome Baskets
Joe Giles (2015-2016)
Board Member, Brooke Stone
(423) 298-1672
Monica Prestwood ~ Yard Sales 2015
Phillip Evans (423) 332-7347
Pool Access
Christina Garrett, (229) 942-3647
Clubhouse Rentals & Maintenance
Neighborhood Watch & Security Camera
Fred Rhodes (423) 290-1453
Social Committee
Star Yard & Clubhouse Sign
Looking for volunteers
Anita Kohlin (423) 243-3760
Yard Sale Coordinator
Grievance Committee
Emerald Bay, Vacancy
Emerald Pointe, Jerry Corbin (423) 903-3689
Emerald Lake, Vacancy
Patten Place, Vacancy
Brooke Stone, Mike Sharp
(423) 400-4046
Ron Kohlin
Secretary & Webmaster
(423) 243-3760
Pamela Evans
Treasurer
(423) 332-7347
Communications Committee
Newsletter Editor, Mass E-mails, & Nextdoor
Anita Kohlin (423) 243-3760
Copying Services Cyndie Rogers (423) 332-5476
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Emerald Bay
Bay(and friends) Ladies Book Club
When: Tuesday, April 7 @7pm
Where: Anne Stone's house, 1267 Emerald Pointe Dr.
What to bring: a sweet or savory snack to share and/or a
beverage to share
RSVP to Anne: [email protected]
Here is the book we will be discussing: (info. from Amazon)
All the Light We Cannot See May 6, 2014, A Novel-531 pages
From the highly acclaimed, multiple award
award-winning Anthony Doerr, the
beautiful, stunningly ambitious instant New York Times bestseller
about a blind French girl and a German boy whose pa
paths collide in
occupied France as both try to survive the devastation of World War II.
Marie-Laure
Laure lives with her father in Paris near the Museum of Natural
History, where he works as the master of its thousands of locks. When
she is six, Marie-Laure goes blind and her father builds a perfect
miniature of their neighborhood so she can memorize it by touch and
navigate her way home. When she is twelve, the Nazis occupy Paris
and father and daughter flee to the walled citadel of Saint
Saint-Malo, where
Marie-Laure’s reclusive great-uncle
uncle lives in a tall house by the sea. With them they carry what
might be the museum’s most valuable and dangerous jewel.
In a mining town in Germany, the orphan Werner grows up with his younger sister, enchanted
by a crude radio they find. Werner becomes an expert at building and fixing these crucial new
instruments, a talent that wins him a place at a brutal academy for Hitler Youth, then a special
assignment to track the resistance. More and more aware of the human cost of his intelligence,
intell
Werner travels through the heart of the war and, finally, into Saint
Saint-Malo,
Malo, where his story and
Marie-Laure’s converge.
Doerr’s “stunning sense of physical detail and gorgeous metaphors” (San
(
Francisco Chronicle
Chronicle) are dazzling. Deftly interweaving the
he lives of MarieMarie
Laure and Werner, he illuminates the ways, against all odds, people try to be
good to one another. Ten years in the writing, All the Light We Cannot See is
a magnificent, deeply moving novel from a writer “whose sentences never fail
to thrill” (Los Angeles Times).
Anthony Doerr
Neighborhood Yard Sale
Pool Opens
Saturday, May 2, 7 a.m
m.–1 p.m.
May 9
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Neighborhood Watch ~ by Steve Wortham
Spring’s back! Back, too, are the allergies, lawn maintenance and the projects around the house we’ve
put off because of the cold weather. Unfortunately there are a few other less pleasant topics we need to
mention.
Several homeowners had individuals, none of which were residents in our area, come to their door during
the winter soliciting money. They weren’t soliciting for any particular charity or event, just asking for
money. I understand a few residents just gave them a few dollars to get them to leave, other residents
confronted them, told them to leave and called the Sheriff’s Office.
If you have solicitors that you wish to leave, there is no need to be polite. Simply close the door or ask
them to leave. If they make you feel uncomfortable or their actions seem suspicious, call the Sheriff’s
Office 622-0022. Deputies have always responded to our area within 20 minutes. They will confront the
solicitors and that usually encourages them not to return to Emerald Bay.
On January 29 Anthem Blue Cross Blue Shield was the victim of a very sophisticated cyber attack.
Anthem is the second largest health insurer in the U.S. This attack exposed approximately 80 million
records of past and current Anthem Blue Cross subscribers. The records hacked contained names, postal
& email addresses, phone, medical ID’s, and Social Security Numbers.
On March 17 Premera Blue Cross Blue Shield was the victim of an even more sophisticated cyber attack.
This attack exposed more than eleven million past and current Premera Blue Cross subscribers. The
records involved contained names, postal addresses, phone, and Social Security Numbers. Additionally,
this hack exposed banking information of the subscribers.
Both these attacks are similar to the attacks on Target, J.P. Morgan, K-Mart and Home Depot last year.
The serious issue in the latest attacks is that it exposed Social Security Numbers and banking information.
These two pieces of information are pure gold to an ID thief. They enable one to easily steal an identity
and open bogus accounts.
You should always be concerned if you are notified that your information has been compromised in a data
breach. However, if the information contained your Social Security Number it should be of greater
concern to you. If an ID thief opens fraudulent accounts in your name, it could take years to repair your
records and credit.
Security and law enforcement agencies recommend that each individuals request their credit report from
each of the three credit reporting agencies each year: Experian, Equifax and Trans Union. These credit
reports are free at www.annualcreditreport.com. It is recommended that you stagger the requests.
Request one from Experian, in four months request one from Equifax and in four months request one
from Trans Union. That way you will be able to quickly discover if anyone is attempting to open a
fraudulent account or make illicit charges to an existing account.
An additional step that one might consider is to call each of the credit reporting agencies and freeze your
credit. There is a small charge for this service, but it prevents anyone from opening an account in your
name without your personal approval. We are living in a less secure world and we must be vigilant in
securing not only our person and home, but electronic identity as well.
We have many opportunities for residents to
contribute to the betterment of our neighborhood. It
would be wonderful if three or four people would step
forward for the Social Committee. It would be great to
have all ages represented to plan children events and
adult events. There are many folks who are willing to
help but we need new folks to step forward. Please
contact your Board member if you are willing to serve
in these areas.
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Emerald Bay Homeowners’ Association
PO Box 1103
Soddy Daisy, TN 37384
http://www.ebhoa.org
Address Service Requested
The Train …
At birth we boarded the train and met our parents, and we believe they will always travel on our
side. However, at some station our parents will step down from the train, leaving us on this
journey alone.
As time goes by, other people will board the train; and they will be significant i.e. our siblings,
friends, children, and even the love of our life.
Many will step down and leave a permanent vacuum. Others will go so unnoticed that we don't
realize they vacated their seats. This train ride will be full of joy, sorrow, fantasy, expectations,
hellos, goodbyes, and farewells. Success consists of having a good relationship with all
passengers requiring that we give the best of ourselves.
The mystery to everyone is: We do not know at which station we ourselves will step down. So,
we must live in the best way, love, forgive, and offer the best of who we are. It is important to do
this because when the time comes for us to step down and leave our seat empty we should leave
behind beautiful memories for those who will continue to travel on the train of life.
We thank each person for being one of the passengers on our train. Lastly, we thank God for
this journey on the train of life.
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