Dr. Lisa Brothers Arbisser has an eye for making a difference

Transcription

1 RN Issue 3 2009-1:Layout 1
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Page 1
the
Royal Neighbor
Issue 3 • 2009
Give your house a
safety check-up
Meet our 2009
scholarship winners
Women in Leadership series:
Dr. Lisa Brothers Arbisser
has an eye for
making a difference
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Page 2
A Message from the President/CEO
It’s a fact of life that there are very few things upon which we can
all agree. But on at least one point, I think most of us share the same
goal…we want to live better. So ask yourself – am I physically fit?
Am I financially fit?
In this issue, we’re giving you some tips and reminders about how
to get the most out of your life. Dr. Lisa Brothers Arbisser, on our
cover, is an excellent example of living life to the fullest. She is not
only a renowned eye surgeon, but she gives back to her community
through her See Life Clearly Foundation.
In addition, we are announcing the 2009 Royal Neighbors scholarship winners and the
Royal Neighbors Foundation Heroes at Home scholarship recipients. They truly understand
the value of education and in keeping our minds open to new experiences. And, because
they are of various ages, they remind us that we’re never too old to learn new things or to
pursue our dreams and improve our lives.
As we address the importance of our overall well-being, I’m proud to announce that
Royal Neighbors is financially sound. We are selling safe, secure life and annuity products at
a robust rate! This is quite a turnaround from previous years. If you think about it, each sale
enables a member to live healthier – physically through our member benefits and financially
through insurance. And, with each sale, our 114-year legacy of supporting women continues
and grows.
Results also are in for our 2009 Board of Directors election. Dr. Joyce Elam, Coral
Gables, FL; Nancy Hanna, Minneapolis, MN; and Wan Ling Martello, Glencoe, IL, were
each re-elected for a new three-year term. Dr. Elam also is now serving as board chairperson.
She replaces Sister Francis Clare Radke, Lemont, IL, who continues as a member of the
board. Thank you to those of you who voted and returned your ballot to us.
As we move into a new and colorful season, let’s continue to strive to live better by taking
care of ourselves and reaching out to care for others.
Cynthia A. Tidwell
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A fraternal benefit since 1900, The Royal Neighbor
magazine exemplifies the values of our Society
by providing members useful, stimulating
information and a forum for connecting throughout
the country.
Board of Directors
Dr. Joyce Elam
Chairperson
contents
Issue 3, 2009
Your Money
4
Set the stage for a lifetime of financial fitness
You and Your Family
6
Give your home a safety check-up
Cynthia Tidwell
President/CEO
Patricia Gibford
Nancy Hanna
Patsy Kneller
Wan Ling Martello
V. Sue Molina
Linda Neuman
Sister Francis Clare Radke
Dr. Benet Spence
Theresa Bonin
Operations Executive
Front and Center
8
Dr. Lisa Brothers Arbisser has an eye for making a difference
Your Health
10
5 tips for living better
Your Royal Connection
12-13
Membership re-elects three members of the Board of Directors
Judith Tshibangu
Marketing Executive and Editor
Rita Toalson, FLMI, ACS
Managing Editor
Members
Send change of address with chapter number
and ZIP Code to: Member Services, 230
Sixteenth Street, Rock Island, IL 61201-8645.
Send all publication materials and magazine
ideas to: The Royal Neighbor Magazine, 230 Sixteenth
Street, Rock Island, IL 61201-8645.
The Royal Neighbor (ISSN 0035-905X), Issue 3, September 2009, is
an official publication of Royal Neighbors of America. Published
quarterly. Office of publication at 230 Sixteenth Street, Rock Island,
IL 61201-8645. Periodicals postage paid at Rock Island, IL, and at
additional mailing offices.
It is not necessarily intended that articles express views held by Royal Neighbors of America or its financial representatives, nor is it intended as legal or tax
advice.
Home Office
230 Sixteenth Street, Rock Island, IL 61201-8645
Contact Us:
Monday – Friday: 8 a.m. – 5 p.m. Central Time
Toll-free: (800) 627-4762
Local Quad-Cities: (309) 788-4561
www.royalneighbors.org
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your Money
Set the stage for
a lifetime of
financial fitness
Stage 1
As you enter the workforce, you may be living paycheck to
paycheck for a while, but it’s time to begin thinking longterm, especially if you’re married and raising young children.
Set goals for your future with the understanding that every
purchase you make, large or small, can affect your financial
outlook, particularly if there is credit card interest involved.
Consider the following:
Part of living better and enjoying a
healthy lifestyle is ensuring that you are
financially fit. There are typically three
stages of adulthood we all go through
where finances play an important role.
Stages
1
Early career, marriage, children
2
Peak of your earning power,
children looking toward college
3
4
Retirement, grandchildren
• Identify how you are spending your money. Prepare a
budget.
• Eliminate debt. Pay off student loans and credit card debt as
soon as possible.
• Establish a saving pattern. If possible, use direct deposit for
your paycheck and send a portion to your savings account
through a recurring automatic transfer. If you don’t see the
money, you won’t miss it.
• Set some savings goals, such as buying a house or a new car,
or going on a vacation. And try to put aside three to six
months of rent and living expenses in case of emergency.
• Take advantage of your employee benefits. If your employer
offers a 401(k), begin
contributing and increase your
contribution by 1% every year
or each time you get a raise or
promotion.
• Make sure you have adequate
insurance. At this stage, you
may want to purchase term
insurance from Royal
Neighbors as an affordable way to protect your family. It
also can be converted to permanent coverage in the future
8/31/09
without showing evidence
of insurability. Royal
Neighbors also offers
universal life insurance
which will give you the
flexibility of lower
premiums that can increase
along with your earnings.
Stage 2
At this stage, your income is
rising, as are your expenses.
Children and nicer cars and
homes can easily consume
your income. This is also the
time when your financial
decisions have the greatest
impact on the lifestyle you
want during your retirement.
At this stage, you have
accumulated some savings
and have likely learned to
make sound financial
choices.
4:48 PM
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choices for your situation.
She/he can also work with
you to prepare an estate
plan to minimize taxes and
to ensure that your final
wishes (medical, financial,
and custodial) are carried
out.
• Make sure your insurance
protection has kept pace with
your needs. Having adequate
life insurance, in case of your
untimely death, is crucial to
protect your family. Talk to
your insurance agent about
your options.
Stage 3
With the economic climate
being what it is today, it may
be necessary for you to
continue working past the
typical retirement age.
Whatever your situation,
there are several steps you
should be taking to make
your retirement years more
comfortable.
• Continue to take full
advantage of your
employer’s retirement
plans. Add the maximum
to your employer’s 401(k)
plan.
• Invest wisely. Consider an
asset allocation strategy
that matches your age and
risk tolerance. Contact a
qualified financial advisor
to help make the right
• Purchasing an immediate
annuity can guarantee you
have a source of income
when you retire.
• Review your medical
insurance. Health savings
accounts, Medicare,
Medicaid, and private
health insurance will be
important. Royal
Neighbors offers Medicare
supplement insurance that
can fill in the gap in the
original Medicare plan
coverage.
Call a Royal
Neighbors sales
representative at
(866) 845-6665
to learn about our
entire line of
• Review your estate plan
with your financial advisor
and note changes in your
financial situation. Prepare
a detailed retirement
budget so you know how
you want to distribute your
retirement funds when the
time comes.
financial products
and how they fit
each stage of
your life.
• Continue to monitor your
investments carefully. Meet
with a financial advisor on
a regular basis and be sure
you fully understand
her/his recommendations
before accepting them.
Know what to expect from
Social Security, your 401(k)
plan, pension, and other
investment accounts.
• Remember that by age
70 ½, federal law requires
you to withdraw a
minimum amount from
most retirement savings
accounts. Not withdrawing
will cost you 50% penalties
on the amount you should
have withdrawn.
your Money
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you &your Family
Give your home a safety
check-up
It’s always a good idea to give your home a
check-up as the seasons change. It’s even more
important today when we’re all looking for ways to
cut costs. Look around your house and see what you
can find that needs to be repaired, updated, or is a
safety hazard. You’ll not only be keeping your home
in good condition, but you might save some
money, too. Here is a checklist to get you going.
Use with caution
Use household products with caution; some are toxic. Look for alternatives to pesticides and household chemicals. If you must use them, always read the label and follow directions exactly. Better yet,
reference pages 6 and 7 of Issue 2 (2009) of e Royal Neighbor for recipes to make your own cleaning products. You can view online at www.royalneighbors.org/Membership/Magazine.aspx.
Store all vitamins, aspirin, medicine bottles, etc., properly and away from children. Check dates for
expiration.
Store all hazardous automotive and gardening products properly.
Breathe easy
Check for carbon monoxide. Check that all potential sources of carbon monoxide, such as
space heaters and wood stoves, are well-vented and in proper working order. Never idle the
car or lawnmower in the garage. Use carbon monoxide detectors which are found at home and
hardware stores.
Rid your house of radon. Test the level of radon gas in your home with a radon test kit ($20
at most hardware stores). If the test result is 4pCi/L (pico Curies per liter) or higher, take steps
to reduce radon. It can be found in any home, old or new, and significantly raises the risk of
lung cancer.
Install fire extinguishers.
Install smoke detectors on each floor and test them regularly (check batteries when you change
your clocks or every six months).
Avoid potential sources of lead. If your home was built before 1978, have your home tested for
lead paint. When remodeling or doing home repairs, be careful not to create lead dust.
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Think energy efficient
Cover unused outlets with safety plugs (if you have young children, cover all outlets).
Be sure all electrical cords are properly insulated (no broken or exposed wiring).
Use cord holders to keep longer cords fastened against the wall.
Clean or change your heating system’s filters monthly for optimum performance.
Go to
Keep your outdoor heating unit clear and clean.
Have your furnace inspected regularly (both for safety and energy efficiency).
If you have a natural gas furnace, check the pilot light periodically. It should be a steady blue
flame.
for a print version
of this list.
Clean the vents regularly. Make sure drapes or furniture do not block the air vents or returns.
Have adequate insulation in your attic, ceilings, walls, floors, and crawlspaces (this will save
money on your energy bill). Check with your local energy company for the amount of insulation recommended for your area.
Have heating equipment, including furnaces, checked annually and cleaned as recommended.
Place portable generators outside your home and away from windows, doors, or vents; also
keep clear from trees or leaves.
Keep a healthy level of humidity. A dehumidifier (and air conditioner during summer
months) helps reduce moisture in indoor air and effectively controls allergens.
Use weather stripping and caulk to seal air leaks and block drafts in the basement, attic,
around doors, windows, chimneys, and electrical outlets.
Put safety first
Check that walls and windows are in good condition with no peeling or cracking paint.
Secure loose rugs to floors or fit them with non-slip pads underneath.
Be sure walkways and outdoor stairways are well-lit.
Fix concrete cracks or missing pieces from sidewalks and outdoor stairways.
Clear walks of snow and ice if you live in a cold climate.
Place decorative markers on glass doors in the house so they won’t be mistaken for open
doors.
Keep entryways and stairways clear of clutter, such as shoes, toys, magazines, etc. (Hold a
yard sale and make some cash from odds and ends you’ve saved but don’t need.)
Keep a list of emergency phone numbers near each phone in your home (poison hotline is
[800] 222-1222).
you&your Family
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Front&Center
Dr. Lisa Brothers Arbisser has
an eye for making a difference
Dr. Lisa Arbisser, daughter of famous Dr. Joyce
Brothers, settled in the Midwest to pave the way for
leading-edge eye care technology and to make a
difference in her own right. She and her husband,
Dr. Amir Arbisser, care for thousands of patients
each year at Eye Surgeons Associates, a business they
Dr. Lisa Arbisser and her family
founded together in the early years of their marriage.
Dr. Lisa, as she is affectionately known, has been making strides in the field of ophthalmology for more
than 25 years, all because her grandfather had a retinal detachment when she was only 11 years old.
Q: What affect did your grandfather’s retinal detachment have on you?
A: When he went blind, my mother, did some research and found a doctor in Boston who performed a
new procedure on my grandfather. I was with him when he was first able to see my face again and it was
a true watershed moment for me and my whole family. I flirted with other possibilities along the way,
but really never wavered from my resolve to help people with their eyesight.
Q: Having been brought up in New York, what made you decide to settle in Davenport, IA?
A: Amir and I worked at the University of Iowa in Iowa City and learned to love the Midwest. The
Quad Cities (Bettendorf and Davenport, IA, and Rock Island and Moline, IL) was in great need of what
we had to offer. We were the first to bring a broad spectrum of ophthalmology to the area, including
outpatient cataract surgery, laser surgery, and everything to do with the retina, scleral buckles, corneal
transplants, and glaucoma. And, we were impressed with the strong family values in Iowa.
Q: How do you define leadership?
A: Leadership is standing by your guns and doing what you know is right. It’s having a vision and
knowing how to bring others along with you and enable them to take over that vision and actually make
it happen. You can’t say one thing and do another. That’s the most disappointing thing of all. Hypocrisy
is the death of all leadership.
And, leaders must be brave. I’m stretched to my limits of bravery with what I do every day – taking the
responsibility for a person’s eyesight.
Q: Can you give some examples of good leaders?
A: My grandmother, who was a lawyer, and my father, Dr. Milton Brothers, who was an internist. He
stood by his beliefs when he lost his appointment at Mt. Sinai Hospital for his views on treating
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Page 9
diabetes. He was later
reinstated when he was
found to be right.
And, as I was growing up,
my actions could become a
worldwide headline.
Also, my mother has been
an incredible leader to me
personally and to so many
women who learned from
her they can follow their
heart’s desire and know they
can be logical and
emotional at the same time.
She led people to
understand that what used
to be private or even
embarrassing things are best
when light is shed on them
and they can be shared. She
really invented the field of
pop psychology. A few years
ago she was honored by the
American Psychological
Association, which is ironic
because she was almost
drummed out early in her
career.
Q: How do you give
back?
A: I believe in mentoring.
Sharing information is so
important. That’s what I
love about the teaching I
do at national and
international meetings and
the interactive satellite
surgeries I do worldwide.
Q: How did your mother’s
fame affect you?
A: I was protected from it
to a certain extent. But my
name always elicited a
reaction. Even people who
didn’t know me had
preconceived notions of
who I was.
It opened doors for me but
I recognized early I needn’t
be embarrassed about a
door being opened because
I was the one who would
keep it open or close it. You
walk through that door and
then it’s all about you and
not about how you got
there.
As I was growing up,
my actions could
become a worldwide
headline
I can’t tell you how
privileged I feel and what a
joy it is to restore vision to
people one by one. But I
also recognize that I can
only do so many surgeries
in my lifetime. But if I can
teach other people how to
do the surgeries, then I
make a difference in a
wider sphere – one to one,
800 to one, or 8,000 to
one – it’s all mentoring.
Amir and I also founded
the See Life Clearly
Foundation to make eye
care more accessible and
help promote research.
Our first major project was
a pilot program for a
group of kindergartners.
We gave them eye tests
and glasses, if necessary,
and then followed their
school test scores. The
ones who received glasses
significantly improved
their scores. And, we
found that some children
who had been labeled with
a learning disability and
other behavioral problems
just needed glasses.
Q: How have you so
successfully managed to
be a wife, mother, doctor,
teacher, etc.?
A: It’s a juggling act and I
was always praying I was
doing the right thing. One
of the biggest secrets is
having a partner with the
same goals. It’s also about
prioritization. Children
have to come first.
Q: Who would you most
like to have dinner with?
A: Golda Meir, Albert
Einstein, and Carl Jung,
who taught us about
Collective Unconscious.
Also, I’d like to talk to
President Obama’s cabinet.
They seem to be the
consummate experts in
their fields. And because
we need a better
understanding of the
environment and where
we’re headed, Al Gore
would sit at my dinner
table. We all need to be
good stewards of our
environment.
Front&Center
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your Health
5 tips for
living better
Most of us strive to live an all-around healthy lifestyle.
However, when you’re putting in overtime at the office,
shopping for groceries, doing laundry, helping with
homework, and volunteering in your community, your
health can sometimes take a back seat to life.
According to Regina Bollaert, ARNP (Advanced Registered
Nurse Practitioner), Bettendorf, IA, “A large part of living
healthy is basic common sense, good habits, and moderation.
Most people don’t have to spend a year’s salary on fad diets,
expensive exercise equipment, and upscale bottled water to
enjoy good health.”
Here are five tips from Regina to help you get the most out
of your health and live a better life.
1. Get enough sleep
One of the most common complaints seen in the medical office is that of “fatigue.”
When evaluating a patient for fatigue, one of the first questions the doctor asks is
“How much sleep do you get at night?” An overwhelming majority don’t get close to
the eight-nine hours needed by adults each night. Sleep is an extremely important part of taking care
of yourself. Getting enough sleep is as important as eating a healthy diet and exercising. Inadequate sleep has been
associated with heart disease, diabetes, obesity, cancer, depression, infections, and accidents.
Though it’s not completely understood why we need sleep, scientists definitely know that we do need it. When we go
without it, hormone levels, blood pressure, and metabolism are all affected in a negative way.
2. Watch your diet
Eating right doesn’t have to be complicated. In fact, the following simple guide to filling your
plate is quite basic. One-half of your plate should be fruits and vegetables prepared without fat
or sugar. Sautee vegetables in a small amount of olive oil or season with herbs or margarine
substitute. The other two quarters should be a protein—chicken without skin, lean meat, or fish
(portion-size similar to a deck of cards); and a starch such as a baked potato, brown rice, or
whole wheat pasta with margarine substitute or fat-free topping.
Eat three meals daily, beginning with a high-fiber, high-protein breakfast. This is a great way to
get your metabolism going in the morning.
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3. Exercise
Walking is a great
exercise and
should be done
for a minimum of
30 minutes most
days of the week.
If you don’t have
30 minutes, try
breaking it up in
any way you can
so that it totals 30
minutes for the day. Use your lunch break or go
right after work. Walk in a local mall if the
weather is bad, or buy a treadmill (used exercise
equipment can be found at garage sales, online,
or in the newspaper). Make it as easy as possible
for yourself so you make it happen. If you don’t
like walking, do what you love. Just do it as
often as possible.
4. Add calcium and
vitamin D to your diet
Most adults do
not get enough
calcium each day.
Adults under age
50 need 1,000
mg of calcium
and 400-800 UI
(international
units) of vitamin
D daily, which is
equivalent to three servings of dairy products
(1 = 8 ozs. milk, 1 cup yogurt) every day. Use
skim or low-fat products to keep fat and
cholesterol intake to a minimum. If you don’t
like milk or cannot get enough dairy in your
diet, take a calcium supplement. You should
take one with vitamin D added, and only take a
maximum of 600 mg at one time. It is best to
take it in the evening with food.
5. Get the proper health
screenings
Check blood pressure yearly or whenever you
have the opportunity. It’s important to maintain
contact with your health care provider. Annual
check-ups allow for blood pressure screening,
skin assessment for moles, breast, pelvic exam,
pap smears, and prostate exams, as well as blood
work. Mammograms should start for most
women at age 40 and should be done yearly;
PSA (prostate blood test) and digital rectal
exams should be done every year for men
beginning at age 50, and earlier (age 40) for
African-American men and men with a family
history of prostate cancer. Colonoscopy
screenings should
begin at age 50 for
those with no family
history. Cholesterol
and diabetes blood
testing should be
done at various
intervals based on
family and personal
history.
Go to
for more tips for
living better.
Use your Royal Neighbors member benefits to maintain good health
As a member of Royal Neighbors you have valuable benefits at no additional charge.
Take advantage of those designed to keep you in good physical health.
Discounts on:
• Prescription drugs
• Vision and dental care
• Hearing care services
• Diagnostic tests
• Health screenings (stroke/carotid artery, abdominal aortic aneurysm, peripheral arterial
disease, atrial fibrillation, and osteoporosis)
your Health
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Page 12
your RoyalNeighbors
connection
Membership re-elects three members
of the Board of Directors
Adult beneficial members of Royal Neighbors are eligible to vote
for members of the board of directors, giving them a direct voice
in the governance of the organization.
Each year, an election is held for those members of the Royal
Neighbors of America Board of Directors whose terms are
expiring. In 2009, those Directors included:
• Dr. Joyce Elam, Coral Gables, FL;
• Nancy Hanna, Minneapolis, MN; and
• Wan Ling Martello, Glencoe, IL
Each were on the ballot for a three-year term.
As a result of this election, each of the three women on the ballot
will continue to serve as Directors for her new respective term.
Dr. Joyce Elam – Coral Gables, FL
Serving as the Executive Dean and Professor of Management Information Systems
in the College of Business, Florida International University, Miami, Dr. Elam is an
expert in the areas of strategic uses of information technology, the management of
the information services function, and the use of information technology to support
both individual and group decision-making. She previously was an associate professor at the University of Texas. She earned both her Ph.D. in Operations Research
and her Bachelor’s Degree in Mathematics from the University of Texas. She was
named the AXA Advisors 2008 International Business Woman of the Year by the
Coral Gables Chamber of Commerce and the 2007 Academy of International Business Fellows’ International Dean of the Year. She was also the recipient of the 2007
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Page 13
Athena Award given by the Coral Gables Community Foundation. Becoming a member
of the Royal Neighbors Board of Directors in September 2004, she was elected as board
chairman in August 2009. In addition to serving on the Board of Directors for Royal
Neighbors, she serves on the boards of Baptist Health Outpatient Services and Our Kids,
an agency that provides care to abused, abandoned, and neglected children in South
Florida.
Nancy Hanna – Minneapolis, MN
Serving most recently as Vice President, Human Resources
for Silicon Graphics (SGI), Ms. Hanna brings 30 years of
professional HR experience to Royal Neighbors. She holds a
Bachelor’s Degree from Hamline University in French and a
Master’s in Human Development from St. Mary’s, both Minnesota liberal arts schools. Her experiences include leading
HR in both large corporations and start-ups, including
Northwestern National Life (now Reliastar/ING), Cray Research, Sagebrush Corporation, PLATO Learning, and Ceridian. She serves as President of the Minnesota Human
Resource Executive Forum, and is a past board member of
three organizations focused on the advancement and well-being of women – WomenVenture, Working Opportunities for Women, and the Greater Minneapolis Day Care Association. A member of the Royal Neighbors Board of Directors since January 2005, she
chairs the compensation committee and serves on the governance committee.
Wan Ling Martello – Glencoe, IL
Ms. Martello is senior vice president, Chief Financial Officer
& Strategy for Wal-Mart International. Wal-Mart International has sales of $100 billion and operates in 14 markets
outside the United States. Prior to Wal-Mart, she was U.S.
president of NCH Marketing Services, Inc., a global
provider of promotional management solutions for clients
that include many of the world’s largest retailers and consumer packaged goods manufacturers. Ms. Martello has
spent a significant part of her career with consumer packaged goods companies. She was the corporate controller for
Borden Foods during its turn-around years, and also spent
10 years with Kraft in diverse financial roles including internal audit, international reporting, financial systems, strategic planning, and financial planning and analysis. She has been a member of the Royal Neighbors Board of Directors
since September 2004, and is chair of the investment committee and serves on the governance committee.
your RoyalNeighbors connection
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Page 14
your RoyalNeighborsconnection
Put your education goals on track
with a Royal Neighbors of America Scholarship
Make your dreams come true with the help of a Royal Neighbors
of America Scholarship.
roughout Royal Neighbors’ history we have provided our beneficial members products and benefits to support their financial security, health and wellness. One benefit is our scholarship program.
Last year, we provided over $163,750 in scholarships.
Apply online:
www.royalneighbors.org/membership/scholarship.aspx or
use the form below to request an application by January 31, 2010.
en return the application and all requested information by April 1, 2010.
Apply now for
up to $20,000
in scholarship
money!
All applicants MUST be a beneficial member of Royal Neighbors (which means she/he must be insured and/or own an
annuity with Royal Neighbors).
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Page 15
Royal Neighbors Scholarship Program
Graduating high school? Enrolling in college?
Dream of furthering your education?
Earn the recognition you deserve!
Empower yourself!
Apply now for a Royal Neighbors
traditional scholarship.
Apply today for a non-traditional scholarship
from Royal Neighbors.
Traditional scholarships
Non-traditional scholarships
Available for high school seniors in the upper quarter
of their class; with outstanding records of volunteerism; and attending an accredited college, university,
or junior college as a full-time student.
New Horizons Scholarships
• Ten non-renewable scholarships will be awarded to
selected females over the age of 35 for amounts up to
$5,000. Applicants must be enrolled as a part-time
or full-time college student and have a record of volunteerism.
Making a Difference Scholarship
• Ten renewable scholarships worth $2,000 a year for
four years will be awarded annually to females or
males
Know Your Worth Scholarship
• One renewable scholarship paying $5,000 a year for
four years will be awarded annually to the most outstanding female chosen from the Making A Difference Scholarship pool of applicants.
State scholarships
(through Royal Neighbors Foundation)
• ese scholarship winners are selected from the pool
of applicants for the Making A Difference scholarship. More than 20 states offer a $2,000 non-renewable award annually.
New Horizons Leader Scholarship
• One female from the pool of New Horizons Scholarship applicants who goes above and beyond will be
awarded up to $5,000 a year for up to 4 years.
Life Enrichment Scholarships
• Five applicants over the age of 21 who are interested
in pursuing short-term courses will be awarded a
non-renewable $500 scholarship.
State scholarships
(through Royal Neighbors Foundation)
• ese scholarships are awarded to women who are
selected from the pool of applicants from the Life
Enrichment Scholarship. More than 20 states offer a
$500 non-renewable scholarship.
Words of Appreciation from winners
“I would like to thank Royal Neighbors for giving me
the honor of being the recipient of this generous
award. I plan on attending the University of Illinois at
Chicago this fall and am very excited to begin my life
at the collegiate level!
After completing my undergraduate
degree, I plan to attend medical
school at the University of Illinois at
Chicago and I have already been accepted into the medical school.”
“is scholarship answered my prayers. My husband
has been laid off for six months and we have two children in college. My mother reminded me that my
grandmother took out my policy on my behalf when
I was born. She said that receiving
this scholarship is a sign that my
grandmother is still taking care of
me.”
Susan Warning
New Horizons Scholarship Winner
Scholarship value: $5,000
Gabrielle Van Speybroeck
Making A Difference Scholarship Winner
Scholarship value: $8,000
Apply online: www.royalneighbors.org/membership/scholarship.aspx or request an
application packet by returning an application request form
Scholarship applicants must be insured by Royal Neighbors and/or own an annuity product.
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4:49 PM
Page 16
Congratulations to our 2009
scholarship recipients!
We’re proud to announce our 2009
scholarship winners. ey are outstanding students who understand the
value of education and the importance of community involvement.
Ilana Walder-Biesanz
Kelso, WA, Chapter
Ilana Walder-Biesanz, Kelso, WA,
chapter, received the Know Your Worth
scholarship for 2009, worth $20,000.
Also announced are winners of :
• 10 four-year Making a Difference
scholarships valued at $8,000;
• One New Horizons Leader scholarship valued at up to $5,000 per year Ashley Anderson
Amanda Bard
Andrea Caplin
Omaha, NE, Chapter Quilcene, WA, Chapter Jacksonville, FL, Chapter
for four years;
• 10 non-renewable New Horizons
scholarships of up to $5,000 each;
• 17 non-renewable state/territorial
awards of $2,000 or $500 each; and
Jaime Gabel
• Five Life Enrichment grants of $500
Seward,
NE, Chapter
each.
(no photo available)
Rylee Hall
Lincoln, NE, Chapter
16
Tianna Stieglitz
Gabrielle Van Speybroeck
Mary Warner
Monticello, IN, Chapter Rock Island, IL, Chapter Moline, IL, Chapter
Jacob Lundquist
Moline, IL, Chapter
Albert Wong
Watsonville, CA, Chapter
8/31/09
New Horizons Leader
Cheryl Hayden
Grandview, WA, Chapter
New Horizons
4:49 PM
Page 17
Life Enrichment
Angela Brandolino
Joliet, IL, Chapter
Robert DeLahr
Watseka, IL, Chapter
Carylon Bell Lee
Munhall, PA, Chapter
James Houser
Highland, IL, Chapter
Lela Bieri
Rock Island, IL, Chapter
Patricia Schumacher
Chicago, IL, Chapter
Alicia Burkeen
Tullahoma, TN, Chapter
Mark Scott
Hillview, IL, Chapter
Robin Edmunds
Viroqua, WI, Chapter
State
Betty Jackson
Cleveland, OH, Chapter
Danielle Applegate
Glenwood, MO, Chapter
Stephanie Kelly
New Salem, IL, Chapter
Joshua Barton
Chambersburg, PA, Chapter
Karen Lillestol
Wyndmere, ND, Chapter
Austin Clapp
Kelso, WA, Chapter
Penny McPhaul
Reading, PA, Chapter
Kathryn Hope
Chicago, IL, Chapter
Jenell Schwab
Hill City, SD, Chapter
Kaitlin Hunger
San Angelo, TX, Chapter
Susan Warning
Mazon, IL, Chapter
Caitlin JuAire
Moline, KS, Chapter
Shannon Lee
Enderlin, ND, Chapter
McKenzie Lentz
Jacksonville, FL, Chapter
Kelsey McPheeters
Newberry, IN, Chapter
Bobbi Meng
Bagley, WI, Chapter
Laurie Miller
Havre, MT, Chapter
Stephanie Munroe
Tulsa, OK, Chapter
Crystal Pugh
Plainview, MN, Chapter
Jenna Seegmiller
Laporte, MN, Chapter
Joseph Swenson
Watertown, SD, Chapter
Rosarlin Thai
Watsonville, CA, Chapter
Joseph Torpey
Butte, MT, Chapter
17
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Page 18
From this...
To this...
To this...
A woman who lost her home in Parkersburg, IA during a tornado
watches as a new one is built thanks to you, our members.
Send your tax-deductible contributions to the
Royal Neighbors Foundation,
230 16th Street, Rock Island, IL 61201.
Chapter 670
Chapter 1068 Evelynrose Alexander
Chapter 2607
$20 - In memory of Rochester, MN
Wilton, IA
Anderson, IN
$25
Mavis Dahlhauser
$25
$100
Chapter
1068
Chapter
6215
Chapter 8775
Chapter 1957
Chapter 660
Wilton, IA
Doylestown, WI
Seattle, WA
Highland, IL
Oberlin, KS
$10 - In memory of
$25 - In memory of
$525
Francis Jackson
$50
$100
Mae Austin
Chapter 5805
Chapter 562
Linda Myers
Mary Ellen Walker
Chapter 4564
V. Sue Molina
Grenola, KS
Louisville, NE
$25 - In memory of $50 - In memory
Bethel, MO
$25 - In memory of
$10 - In memory of
$100
Shirley Wilcox
of Ellen Skinner
$200
Louise Roe
James Sawyer
Chapter 138
Chapter 10435
Chapter 9890
Chapter 500
Barbara Fillingham
Grand Forks, ND
Rockwood, IL
Riverbank, CA
Alton, IL
$25
$50
$25
$100
$50
Chapter 4617
Durant, IA
$100
Leota Davis
$50 - In memory of Dolores Barnett
$20
Frank Davis
Chapter 2845
Sioux Falls, SD
$50
Chapter 660
Oberlin, KS
$50
Chapter 307
Grafton, ND
$25
Chapter 8357
Stockton, IA
$50
Beth Arthur
$25
Chapter 6818
McHenry, IL
$200
Lana Bodkin
$20
Chapter 7472
Tacoma, WA
$50 - In memory of
Warren Nolen
Chapter 269
Kankakee, IL
$40
Viola Siems
$10
Chapter 2753
Nampa, ID
$20
Myrtle Gunderson
Chapter 378
Effingham, IL
$100
Chapter 7472
Tacoma, WA
$50
Chapter 3798
Walcott, IA
$50
Chapter 179
Watseka, IL
$50
Joyce Braithwaite
$200 - In memory of
Chapter 3190
Winchester,IL
$100
Chapter 1068
Benet DeBerryWilton, IA
$10 - In memory of
Spence $100
Judy Duffee
Chapter 2302
Port Allegany, PA
$25
Chapter 1397 Sr. Francis Radke, OSF
Indianapolis, IN
$100
$100
Chapter 4517
Ashley, IL
$100
Doris Zintz
$10
Wan Ling Martello
$100
as of May 1 - August 13, 2009
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4:50 PM
Page 19
Royal Neighbors Foundation announces
winners of the veterans’ scholarships
Our veterans sacrifice a great deal and face some challenges upon returning home. Royal Neighbors
Foundation’s Heroes at Home Scholarship Program was designed to address this and help change the
lives of female veterans for the better.
A $10,000 salute!
This year, four veterans were awarded scholarships valued at
$2,500 each to continue their educations.
LeighAnn Dunn, Vermillio, SD – The fifth generation of a military family, LeighAnn was
the first female in her family to enlist when she joined the South Dakota Army National
Guard at age 17. Having survived an IED explosion attack in Iraq resulting in a hearing
loss, she applied and received a grant for the South Dakota Verterans Club to host the first
annual Speech and Hearing Fair. The fair will provide free hearing services for veterans and
their families.
Diana Fabian, Woodstock, IL – Entering the U. S. Marine Corp as a shy and sensitive 17year-old, Diana was shaped by her military experience to become a disciplined, responsible,
and courageous leader. Not only is Diana pursuing a Bachelor of Arts Degree with a double
major in political science and criminology, law, and justice at the University of Illinois, at
Chicago (UIC), she will complete her curriculum in three years. Her ultimate goal is to become a lawyer and speak out for people who cannot do so on their own.
Bonnie Fletcher, Chandler, AZ – When Bonnie found herself at a crossroads in her life,
she chose to join the U. S. Army. A military policeman, she was stationed in Germany, Romania, and Croatia before volunteering to go to Iraq to train the Iraqi police. Today, she is
majoring in interdisciplinary studies at Arizona State University, which will allow her to
focus on women and gender studies as well as family and child development.
Paula Miller, Jacksonville, FL – After a 20-year career with the U. S. Navy, Paula has
learned many life lessons, one of which is responsibility, another is teamwork. Returning to
the classroom is a decision Paula made in order to make life better for her 13-year-old
daughter. She will be majoring in education at Florida Community College. She is looking
forward to teaching children and young adults the English language in other parts of the
world or writing about her experiences.
19
8/31/09
4:50 PM
Page 20
Flamingos migrate north for the summer to help
raise funds for Illinois chapter
How would you feel if you looked out your front window and
saw a flock of pink, plastic flamingos nesting in your yard? Many
families in Viola, IL, have been facing that dilemma.
Members of Chapter 20080, Viola, are raising funds for new
playground equipment for their city park, and the flamingos are
doing their share to help through “Flamingo Flocking.”
Every night, chapter members place a flock of flamingos in
yards with a note explaining that someone paid to have the
homeowners “flocked.” If the residents want the flamingos
to “fly away,” they pay the chapter to remove them
and direct them to another yard.
For an “insurance premium” of $10, homeowners
can ensure their homes will not be “flocked” during
the night.
“This event has really been fun and successful,” said
Sherri Lester, secretary-treasurer. “We have raised
over $1,335 in just a short time. For the most part,
everyone in town has played along
and has enjoyed it. For our small
town it’s been a perfect fund-raiser.”
Just to let you know
e form at left is required for
Royal Neighbors to qualify for the
special non-profit mailing rates
offered by the United States Postal
Service. It must be printed in the
magazine annually and demonstrates our efforts to maintain a
cost-effective publication.
20
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Page 21
t
c
a
p
m
i
r
u
o
y
e
s
a
e
r
c
n
I
Do you volunteer in your community?
We’ll help you make a bigger difference
When the nine founding mothers of Royal Neighbors got together
back in the 19th century, they envisioned a group of women who
would lead, inspire, and make the world a better place. For nearly
115 years, our members have been living that vision.
And you are invited to be part of it.
rough our chapters nationwide, members network and socialize through activities that educate,
unite, and revitalize communities.
Whether your passion is giving back to children,
seniors, and women in transition, the environment,
health and fitness advocacy, or simply helping a
neighbor in need…
Royal Neighbors wants to help you increase
your impact!
Start a Royal Neighbors chapter today!
Earn more than $3,000 per year for your cause!
Call (800) 627-4762, ext. 8265, or go to www.royalneighbors.org
Receive:
• Administrative and marketing support
• Fund-raising, event, and community
service project ideas
• e opportunity to network with
other volunteers across the nation
• Awards and recognition
15
21
8/31/09
4:50 PM
Page 22
Meet Lola Eder, Royal Neighbors’
2009 Fraternalist of the Year!
Everyone in the small town of Wayland, MO, knows about Royal
Neighbors of America, in large part because of Lola Eder. She has
been named our 2009 Fraternalist of the Year in recognition of her
community service and her involvement in the Wayland chapter.
For more than 60 years, Lola has put her heart and soul into her
Royal Neighbors chapter and her community.
Her days are full of activities that help others. For example, she…
…makes and sells apple butter with her fellow chapter members to
raise funds for the local high school band
…volunteers at the elementary school four days a week helping
children with their basic skills
…works at the Clark County Food pantry assembling baskets for
the needy
“I was shocked when I learned I
was named Fraternalist of the
…purchases school supplies and holiday gifts for children in need
Year,” said Lola Eder. “I don’t
need any thanks for volunteering
because it’s rewarding to me. I
especially enjoy working with the
children at school. They’re smart
kids, they just need some tender
loving care and some
encouragement as they’re
learning.”
…travels to eight cemeteries to place Royal Neighbors flags on
gravesites every Memorial Day
…creates quilts with the Methodist Church quilting club for
community fund-raisers
…leads several committees to raise money for cancer research
…helps with her church youth group
…cooks and raises funds for the Friends of the Senior Center
Lola does all this and more – with no driver’s license and while
battling arthritis!
Royal Neighbors made a $1,000 donation to the Friends of the
Nutrition Center, Kahoka, MO, on Lola’s behalf.
Evelynrose Alexander
1st runner-up
Evelynrose Alexander, secretary-treasurer of the Tacoma, WA, chapter
Evelynrose received $500 to donate to Boy Scout Troop #677,
Graham, WA, for the Eagle Scout Fund.
22
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4:50 PM
Page 23
We’ll help you change someone’s life!
Our Nation of NeighborsSM Program provides financial support to help individuals rise up to
meet their challenges to get where they want to be, to claim ownership of their dreams, and to
achieve their full potential. And, it is for those who want to motivate others to achieve their highest aspirations and give back within their communities.
In the past two years, $650,000 has been awarded to deserving individuals nominated by our
membership. Don’t miss out on your chance to nominate yourself, a family member, or individual
in need in the 2009 program.
Three easy ways to nominate!
• Download the Nation of Neighbors nomination form at
www.royalneighbors.org; or
• Complete the form published in Issue 2 of The Royal
Neighbor magazine; or
• Call (800) 627-4762 and we’ll help you complete your
nomination.
Send your nomination to:
Royal Neighbors of America
230 16th Street
Rock Island, IL 61201
By September 15, 2009
15
23
8/31/09
4:50 PM
Page 24
Take advantage of your Royal Neighbors
member benefits and save, save, save
Kathryn Oberdorfer, Jacksonville, FL, has had insurance with Royal
Neighbors since she was born. “I’m so happy my mother bought Royal
Neighbors life insurance for me. Not only do I have the coverage, but
the member benefits are great. e discount on prescription drugs has
been a life-saver. I save at least $1,000 a year using it.”
e prescription drug discount is only one of many valuable benefits
available to you as a member of Royal Neighbors...and to your family.
Let the Royal Neighbors difference work for you. Call (800) 627-4762
for more information.
Royal Neighbors of America
Insurance with a DifferenceSM
Members saved
$800,000 on
prescription
drugs in 2008!
Visit www.royalneighbors.org
RNA 0809

Dr. Lisa Brothers Arbisser has an eye for making a difference

Transcription

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