NCJUA/NCIUA DYNAMIC WEB

Transcription

NCJUA/NCIUA PRODUCER CERTIFICATION
NCJUA AND NCIUA OVERVIEW
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Created by the NC General Assembly in 1969
to provide an adequate markets for basic
property insurance.
Not an agency of the NC state government
Policymaking body is a 14-member Board of
Directors
Supported by all insurers “member companies”
who are authorized and engage in writing
property insurance in NC.
Website: www.ncjua-nciua.org
NC Joint Underwriting Association (FAIR Plan)
 Adequate market for basic residential and commercial
property insurance
 FAIR = Fair Access to Insurance Requirements
 Encourages improvement of property
 Equitable distribution among property insurers
 “Market of last resort”
 Dwelling Fire and Commercial Fire coverage available
in all areas of the state except the barrier islands
 No contractual relationship between producers and the
Association—Producers have NO binding authority.
NC Insurance Underwriting Association (Beach Plan)
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Adequate market for basic property insurance in the Beach Area.
– Beach Area = Barrier islands
– Coastal Area = 18 counties that form the eastern border of NC
from the Virginia state line to the South Carolina state line
Insurance necessary for financing property in support of
economic development the Beach/Coastal Areas
Equitable distribution among property insurers
Adequate market for Wind and Hail policies in the Beach and
Coastal Areas
Adequate market for primary Homeowner policies in the Beach
and Coastal Areas
“Market of last resort”
Producers have binding authority.
FAIR Plan/Beach Plan Variances
 NCJUA’s coverage areas consists of the entire state
except for the barrier inlands
 NCIUA’s coverage area has two distinct areas—
– Beach Area which is the barrier islands
– Coastal Area which is the eighteen coastal counties
NCJUA/NCIUA Departments
 Underwriting
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Reviews new and continuation applications for Dwelling,
Commercial, Crime, Farm, Windstorm and Hail and
Homeowners
Sets terms and conditions of policy—Coverage limits,
deductibles, surcharges, exclusions, etc
Utilizes Marshall & Swift /Boeckh cost estimator for risk
valuation. Statues require that risk not be over–insured or
under-insured
Performs ongoing loss reviews and reunderwriting
Order and review property inspection reports as needed.
Processes policy endorsements
Provides customer service for producers, insureds,
mortgagees, etc.
NCJUA/NCIUA Departments Continued
 Claims
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Personnel consist of one Claims Manager, six to eight In-office
adjusters and one clerical staff member.
Claims staff oversees independent claims adjusters
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Claims Handling
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experienced in handling hurricane and tropical storms claims
very knowledgeable of Member companies and independent adjusting
procedures
has an additional 20 Association staff members pre-trained to assist
the Claims Department in the event of a catastrophe
Independent field adjusters are used to adjust NCJUA claims and “All
Peril” NCIUA policies
Member companies claims departments handle the adjustment of
Wind/Hail policies
Single Adjustor Program
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During catastrophes, adjustment of losses is handled through a single
adjuster in full cooperation with FEMA. The FEMA staff are housed in
Association facilities following a catastrophe.
Intended to reduce potential conflicts when handling wind and/or flood
losses.
 Automation
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Internal Operations
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Management and maintenance of computer system, Intranet and Internet
Management and maintenance of phones and faxes
Producer Support
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Dynamic Web
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Producers have to be certified and complete a web agreement form
Premium payment is by automatic drafting of producer bank account or credit card
payment.
Available functions include:
 Annual premium rating (no prorating)
 Submission of endorsements and cancellation requests
 Producers can do policy inquiries
 On-line access to policy declarations
 Loss notices can be submitted
Dynamic Web operation time is normally 7:00 am – 8:30 pm
System problems should be reported to the Association’s automation department
immediately upon notice.
Producer Download
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Systems supported: AMS, Applied, Doris, Instar and Jenesis
 Mail and Supply
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Incoming correspondence –received, sorted and distributed to various
departments
Outgoing correspondence
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Newly issued policies
Policy endorsements
Certified Mailings
Maintains supply stock for large printing needs and normal office needs
 Accounting
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Processes all premium payments/refunds and credit card transactions
Processes all claims checks
Handles all routine accounting needs associated with business
operation
Calculates producer commissions for tax reporting
Monitors member company participation
Prepares financial statements
Underwriting Standards
Physical Condition and Occupancy of Property
 Building and utilities must be maintained for active
occupancy and so as to prevent general deterioration
 No unrepaired damages
 Good housekeeping and proper storage of flammable
materials
 Should not be over-crowded
 Use of property should not be in violation of law or
public policy
Underwriting Standards Continued
Vacant, Unoccupied or Under Renovations
 Properties vacant or unoccupied beyond 60 days are not generally eligible
for coverage through the NCJUA
 Exceptions for possible considerations:
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Estates
Property Closings
Rehabilitation or renovation normally allows up to 6 Months for completion & occupancy
Temporary vacancy or unoccupancy (under contract for rental or sale)
Historical properties
 Underwriting requirements for qualifying exceptions
1) Full details on application and expected occupancy date
2) Secured against unauthorized access
3) Historical properties requires historical preservation information
 Photos are required, especially of any existing deterioration or conditions
 Property cannot be open to trespass
 Must be in a progressive state of repair or renovation
1) With the exception of closings a 20 day waiting period applies to all vacant or
unoccupied properties
2) Other than Historical properties unusual for Plan to continue beyond 1 year policy term
Ineligible Fire losses
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Two or more fires, each amounting to at least $500 or 1% of the insurance in force,
whichever is greater, in a 12 month period or
Three or more fires in a 24 month period provided the causes were within the owners’ control
Other ineligible standards approved by Commissioner of Insurance
Two or more of the following conditions:
 Delinquent real estate taxes – 1 year or more
 No heat or electricity beyond 30 days – within the control of insured
 Failure to correct conditions dangerous to life, health or safety within a reasonable time
Or any of the following conditions:
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Outstanding order to vacate the premises due to physical condition of the building
Ordered demolition
Property declared unsafe
Owner or occupant convicted or under indictment for incendiarism.
65% or more rental units unoccupied
Unrepaired fire damage after reasonable repair period
Indication of intent to abandon property
Unexplained removal of salvageable materials
Reliable information that building will be intentionally burned.
Indictment or conviction of insurance fraud
Amount of Insurance
 Policy loss settlement provisions must be considered
when evaluating the coverage limit. Replacement cost
coverage requires coverage limits in line with the
estimated cost to replace. Likewise, an Actual Cash
Value policy should be written at an ACV limit.
 Broad Evidence Rule is used to determine the cash
value to be paid out to the insured in the event of a
claim. As opposed to using the traditional cash value
(replacement cost minus depreciation), this rule can
take into account such factors as the age of the
property, its tax value and any possible profits the item
may have accrued.
Amount of Insurance Continued
 Appeals Process –
– Any applicant for insurance and any person insured under the Plan of
Operation or any affected insurer may appeal in writing to the Board
of Directors within fifteen (15) days after any final ruling, action or
decision of the Association (other than a ruling, action or decision
relating to the cause or amount of a claimed loss).
– Any decision of the Board may be further appealed to the
Commissioner within thirty (30) days.
– Orders of the Commissioner shall be subject to judicial review.
– We do recommend that before an appeal to the Board of Directors
that you verify all available information has been forwarded to
Underwriting. We rely on the servicing producer to help us fully
assess the risk.
 Wind/Hail Only Coverage is underwritten by the essential carrier.
Wind/Hail policies should be as concurrent as possible with the essential
carrier. This includes policy period, coverage limits, deductibles,
endorsements, etc.
Hurricane Restrictions
No new or increased coverage shall
be bound or application for new or
increased coverage accepted after
12:01A.M. the following day
when the center of a designated
named storm is located within
Longitudes 65º West and 85º West,
and Latitudes 20º North and 37º
North.
The term “designated named storm ” is
a windstorm designated as a hurricane
or tropical storm by the National
Weather Service.
House Bill 1305-Beach Plan Changes
1. Purpose was to stabilize Beach Plan growth which had increased exponentially
due to rate inadequacy.
2. Name Changed to Coastal Property Insurance Pool
3. Established building maximumsa. Residential- $750,000 maximum and contents maximum of 40% of
coverage A.
b. Commercial maximum of $3,000,000 per location, subject to a $6,000,000
aggregate on multi-fire division buildings.
c. Excess coverage required for the value property exceeding these
maximums.
4. Rate Deviations---Established that NCIUA will surcharge the applicable NC Rate
Bureau rates for Windstorm and Hail by 5% and Homeowners by 15%.
5. 1% Named Storm Deductibles required for Named Storm Wind and Hail losses
6. Mitigation Credits implemented (May 2011)---adopted three credits developed
by the NC Rate Bureau
a. Hip Roof
b. Opening Protection Features
c. IBHS Hurricane Fortified for Safer Living and IBHS Hurricane Fortified
for Existing Homes
House Bill 1305-Beach Plan Changes
Continued
7. Installment Plan implemented (January 2011)--- offers two-payment and
four-payment options
8. Retained Earnings--accumulated surplus will no longer be distributed to
member companies
a. Used to pay losses
b. Reinsurance Cost
c. Repaying debt
d. Other expenses as necessary
9. Deficit Event
a. Member assessment will be limited to $1billion per calendar year in
the event that all available resources are usurped.
b. NCIUA will notify the Commissioner of Insurance when all losses and
expenses will exceed all resources (retained earnings, interest income
from retained earnings, member assessments reinsurance, etc)
c. Commissioner of Insurance may consider a statewide Catastrophe
Recovery Charge (not to exceed 10% of premium on insured NC property)
NCIUA Deductible Changes 9/1/10
Residential, Full Peril Policy
Minimum Named
Storm Deductible
(NSD)
Building Coverage
Minimum All Peril or All
Other Peril deductible if
Named Storm Applies
Up to $100,000
$500
1%
$100,000 up to $250,000
$1,000
1%
$250,000 and above
$2,500
1%
Residential, Windstorm and Hail Only Policy
Minimum Named
Storm Deductible
(NSD)
Building Coverage
Minimum All Peril or All
Other Peril deductible if
Named Storm Applies
Up to $100,000
$500
1%
$100,000 up to $250,000
$1,000
1%
$250,000 and above
$2,500
1%
NCIUA Deductible Changes 9/1/10 Continued
Commercial, Full Peril Policy
Amount of Combined
Coverage per Building
(Building plus Contents)
Minimum All Peril or All Minimum Named
Other Peril deductible if Storm Deductible
Named Storm Applies (NSD)
Less than $100,000
$1,000
NSD Does Not Apply
$100,000 up to $250,000
$1,000
1%
$250,000 and above
$2,500
1%
Commercial, Windstorm and Hail Only Policy
Amount of Combined
Less than $100,000
$1,000
NSD Does Not Apply
$100,000 up to $250,000
$1,000
1%
$250,000 and above
$2,500
1%
NCJUA FAIR Plan Changes 9/1/10
The Personal Lines new maximum limits were established:
• Coverage A – Building, a maximum of $750,000.
• Coverage C – Contents, a maximum of 40% of the Coverage A – Building
limit.
• Primary Excess coverage must be purchased for any Coverage A –
Building limit that exceeds $750,000 prior to the Association issuing
Primary Coverage at the $750,000 limitation.
Residential Inland, All other FAIR Plan Territories
Amount of Building Coverage
Less than $100,000
Minimum All Perils
$100,000 up to $250,000
$500
$1,000
$250,000 and above
$2,500
NCJUA FAIR Plan Changes 9/1/10 Continued
Residential Coastal, FAIR Plan Territories 42 and 43
Building Coverage
Minimum All Peril or All Other
Peril deductible if Named Storm
Applies
$50,000 up to $100,000
$100,000 up to $250,000
$250,000 and above
$500
$1,000
$2,500
Minimum Named
Storm Deductible
(NSD)
1%
1%
1%
Commercial, All FAIR Plan Territories
Amount of Combined
Less than $100,000
$ 500
NSD Does Not Apply
$100,000 up to $250,000
$1,000
1%
$250,000 and above
$2,500
1%
NCJUA/NCIUA Reinsurance
 Reinsurance is insurance
purchased by insurers from
other insurers to limit the
total loss an insurer would
experience in case of a
disaster.
 NCJUA/NCIUA has a
reinsurance plan in place.
 Extensive actuarial models
are considered in
determining reinsurance
needs.
 The Associations’ annual
plan for reinsurance is
posted on their website.
- Break Please return in 10 minutes
Rating Rules and Guidelines
Residential---North Carolina Rate Bureau
Dwelling (no surcharge)
Dwelling Windstorm and Hail (5% surcharge)
Windstorm and Hail (5% rate surcharge)
Homeowners 2000 (15% rate surcharge)
Commercial---Insurance Services Office, Inc.
Requirements of the Dynamic Web
 Producers must be NCJUA/NCIUA certified for web use:
1) completing this course and providing Completion Certificate.
2) authorizing the Associations to draft “Accepted” policy premiums
from their checking account by an Automated Clearing House (ACH).
3) New producers must submit a W9 tax form.
 Producers must review the Dynamic Web Instruction Manual.
 Dynamic Web User Agreement must be executed.
 Producers must agree to maintain a printed, signed application on
file.
 Recertification is required on a rolling three-year basis.
Advantages of the Dynamic Web Use
 Producers will have access to the Associations’ rating system
 New business applications are entered in a Producer’s office and
electronically submitted to the Association
 Change and cancellation requests submitted over the Dynamic Web
 Policy Inquiry for payment and claim status is available
 Claim Loss Notices submitted via the Dynamic Web
 Daily summary of ACH transfer is sent via email to Producer
 Access to on-line policy declarations
 Receive a higher commission than non-certified producers
Insurance Products Offered
NCJUA-FAIR Plan
Dwelling Property
1) Basic – DP1, This is an Actual Cash Value (ACV) loss settlement contract.
2) Broad w/ ACV endorsement-DP2 with DP0476 (Photos required)
3) Broad – DP2, Provides Replacement Cost on building coverage. (Photos required)
(a) Must be constructed within the past 20 years OR
(b) Must have all building systems (roof, electrical, plumbing, heating ) updated within last 20 years.
Commercial Property
1) Standard Property Policy CP 00 99
2) PF 1002 Optional Perils for Broad Form Coverage (same requirements as 3)(a)or (b) above)
Crime Coverage—Residential or Commercial
Farm Coverage
NO LIABILITY is provided on any FAIR Plan policy
NCIUA-Beach Plan (photos required)
Dwelling Property, Commercial Property, Crime Coverage—same as FAIR Plan but limited to property in “Beach
area” Barrier Islands. Farm Coverage is not available. No liability provided
Wind/Hail Only (to buyback wind when excluded by essential carrier in 18 coastal counties):
1) Dwelling
2) Homeowners
3) Commercial
Homeowners (for primary residences only in the 18 eighteen coastal counties)
1) Full Peril---Forms 2, 3, 4, 6, and 8
2) Specific Underwriting Guidelines on website—More stringent than Dwelling
3) Includes Section II Liability
How to get into the Dynamic
Web
 From our home page, you
will select Producer Login.
 Enter your Producer and
Authorization Codes.
 Authorization Codes are
activated by the
Associations after the usage
agreement has been
executed.
The Main Menu directs
you to several options.
All applications are
available to submit
except
Specific Rated Commercial,
Commercial Crime,
Farm Coverage and
Primary Excess coverage.
Consider your risk and choose the appropriate
application /Plan
 Dwelling---Fair or Beach? Google maps help as some
areas can be both FAIR and Beach risks. (Holden
Beach, Ocean Isle Beach, Surf City and Sunset Beach)
 Wind/Hail---Is essential a Dwelling, Homeowners or
Commercial Form? W/H form MUST match the essential
form.
 Homeowner---Do you need full peril or wind only? Is risk
a primary residence?
Consider your Dwelling risk and choose the appropriate
form and perils
Most dwellings are written as DP1- Fire, EC and VMM—ACV
coverage and limits
 Vacant properties are written as DP1-Fire and EC, no
VMM—also, $1000 deductible. A surcharge will be
added by the underwriter which is not rated by the web
and a 20-day wait is required.
 DP2-RC require homes be 20 years or newer, or have
had verifiable updates to heating, electrical, plumbing,
and roof. Photos are required.
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DP2-ACV provides Board perils coverage at ACV loss
settlement. Premium is based on the Replacement Cost
of risk. Photos are required.
Entering a New FAIR
Plan Application
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Fields are 30 characters in
length.
Do not use punctuation.
If a business name, use
the last name for entry.
Make appropriate
selection from Applicant is
drop down menu.
Depending on your
selection for Applicant is,
your coverage selection
screen, which is shown
later, will have different
data box views.
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Make your Coverage
selection.
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DP1 Fire
DP1 Fire, EC
DP1 Fire, EC, VMM
DP2 Replacement
DP2 ACV
Note the Replacement
Value is required ONLY
with DP2 ACV for rating. It
will not allow entry at any
other time.
Always use navigation
buttons at the bottom of the
screen, and not the Back
and Forward arrows on
browser.
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Always abbreviate street
names (i.e. Street=St,
Place=Pl, Avenue=Ave,
etc.). CONFIRM YOU
HAVE THE CORRECT
LOCATION!
This screen refreshes
several times as you
load County and make
your Fire District
selections.
The Territory and
Protection Class are
calculated automatically
by your selections and
you cannot over-ride.
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Make Occupancy
selection.
Enter year built YYYY.
Enter square footage.
If vacant or 50% or less
occupied, a Vacancy
Questionnaire will
appear.
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If Mortgagee name does
not run onto second line,
do not start address until
the third line.
All name and address
fields are 30 characters in
length.
Do not use Punctuation.
A sample entry:
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Chase Man Mort Corp
ISAOA ATIMA
PO Box 12324
Doraville
Loan number is currently
restricted to 15 characters.
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Do not use commas in
limit selections.
This screen changes
based on type of policy
previously selected under
“Applicant is”:
Owner Occupant/Nonoccupant
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Renter
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Personal Property Limit
only.
Condo Owner
Occupant/Non-occupant
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Building Limit and Personal
Property Limit.
Condo Unit Owners Limit.
Personal Property Limit.
Tenant Occupied will
require Monthly Rental
Income, and this box will
appear.
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If an Optional
Endorsement(s) is
desired, make selections
on this screen.
You may scroll through
screen if None.
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Underwriting Questions
are all defaulted, and
you need to make the
appropriate selections.
If you change an
answer, the section will
highlight and you will
need to enter additional
data.
Mortgagee Question will
not let you enter data
unless there is a
mortgagee on the
application.
Review all questions
with the applicant in this
section. Both applicant
and producer must
sign acknowledging
the accuracy of the
application.
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Attach photos in this
section.
You may also attach a
scanned file in this
section such as an
appraisal or cost
estimator.
Enter any comments that
should be taken into
consideration when
reviewing the
application.
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The applicant must review
and agree to the Applicant
Authorization.
The producer must review
and agree to the Producer
Authorization.
The Authorization Code must
be entered again as validation.
You may now:
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Submit the Application for
premium quote.
Go to Previous screen.
Print Application.
Save and Return to Main
Menu.
Cancel and Return to Main
Menu.
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“Submit” will provide a
premium estimate/quote.
If Accept is selected at
this point, ACH occurs
and policy is transmitted.
Do not select Accept
unless you have the
funds.
If you would like to now
Save, click Previous.
You can Print
Application, which will
now include the quote.
You can Save and
Return to Main Menu or
any of the other
selections.
FAIR Plan deducts Net
Premium and Beach Plan
deducts Gross Premium.
Switching to Beach
Plan briefly to
illustrate the payment
options screen. Beach
Plan drafts gross
premium.
2-payments or
4-payments are
available ONLY in
the Beach Plan (subject
to eligibility rules)
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“Accept” will transmit
the application to the
Associations. A policy
number is provided.
Print Application will now
include the premium and
the policy number.
Signed application is
to be retained in the
Producer’s Office.
There are minor
differences between all
of the applications, but
they all work in the same
manner.
Commercial
Differences
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Effective Date for FAIR
Plan has the 20 day wait
and cannot be overridden.
You make your coverage
selections.
The screen changes
based on the type of
Occupancy, and you
may or may not see all
selections.
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Commercial Classification
is made for the drop
down menu.
We only support Class
rating at this time on the
web. Specific rating must
be submitted via paper
application.
If you have a
Miscellaneous Structure,
you may select this
button and you will get
selections and data
boxes to complete.
Application follows pretty
much the same other
than this difference.
Retrieving a Saved
Application
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Applications can be saved
for up to 30 days and
retrieved to edit or submit
for final consumer
acceptance.
The 30 days begins from
the last time a file was
edited.
- Break Please return in 10 minutes
Policy Inquiry is
available from the
Main Menu
 Enter the last six or eight
digits of the policy number.
For example DW1123123 is
123123 or HW452344400 is
52344400.
 Location Information is
provided.
 Policy Premium and Status
are provided.
 Payment Information also is
shown.
 Links to view Claim
Information and on-line
policy declarations and
forms are available.
Note: Policy number sequence uses two
letters (policy type) and a digit (first
number) for internal use.
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Policy Inquiry also includes
a claim summary for
policyholder.
Select the Claim from the
drop down selection and the
information will appear.
If you have another policy to
review, you can use the
Back button on your
browser to go back and reenter a new policy number.
This is one of the only
places where this is
possible.
Policy Loss Notice
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Again, enter either the
last six digits or eight
digits, dropping the first
three characters. Select
Go.
Insured information
returns for your
confirmation.
Complete required fields
and transmit loss notice
to Associations.
Contact Information is
only required if contact
other than policyholder is
selected.
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Select the Location to
enter the loss and click
on Enter Losses.
Select the Building from
the location.
Select the type of Loss
from menu.
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Complete the rest of the
form.
You may print with the
Print button that is now
on screen.
Complete and Submit.
You can check on Inquiry
the next day to see
assignment.
Application for
Policy Change
 Enter the last six or
eight digits of the
policy number
(dropping the first
three characters) and
select go.
 Policy confirmation is
returned.
 Select Location to
Change.
 Select Building to
Change.
 Indicate the Change
either in boxes
provided or comments.
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You may also amend the
Mortgagee Information.
This feature is not
interactive and will not
provide a quote.
This feature eliminates
mailing time to the
Associations as well as
postage.
Supporting photos and
documents can be attached.
Producers are encouraged
to make use of this feature
whenever possible for any
endorsement.
You may print the
information prior to
submitting.
Enter your Authorization
code to validate.
You will receive immediate
confirmation of receipt.
Adding a location to an existing policy
**Requires submission of new application with photographs**
 Web Options
The web can be used to generate the new application. (Be sure not to hit
“Accept”!) The application can be printed, scanned and attached as a
document under the existing policy. Be sure to submit a change requesting
the location be added and photos.
 Manual Options
The web can be used to generate the new application. (Be sure not to hit
“Accept”!) The application can be printed and mailed to the Association
along with photos. Write “Endorsement” in the top margin and provide the
existing policy number.
Application for
Cancellation
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Enter the last six or eight
digits of the policy number
(dropping the first three
characters) and select go.
Policy confirmation is
returned.
Complete the appropriate
date, reason, and remarks.
Any cancellation dates
request over 30 days
prior to the submission
date will require
supporting
documentation.
Example, if the property
was sold, a copy of the
settlement papers should
be attached via the web.
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A Print button has been
added to this page, and
you may print the
information prior to
submitting.
Enter your Authorization
code to validate.
You will receive
immediate confirmation
of receipt.
Signed cancellation
should be retained on
file in the producer’s
office.
ITEMS TO REMEMBER









The Web is available from 7 am to 8:30 pm Monday – Friday including Holidays unless
posted.
A fifteen minute idle will log you off system, so make sure you save your data.
Always abbreviate Street, Circle, Place, Avenue, etc to St, Pl, and Ave
Do not use punctuation in Data or Limits in any place during the application process. This
includes: !, @, #, $, %, *, , . / ‘ “ ; : If you chose to enter these characters, you will have
data problems.
The only exception is “&” which does work in the Mortgagee Section.
Data fields for all names and addresses are 30 characters in length.
Do not use the Back and Forward buttons on your browser; utilize the Previous and Next
navigation buttons on the screen.
Choosing “Submit” provides a quote only and does not upload the application.
Choosing “Accept” will upload the application and start the draft process. If you Accept in
error, contact us immediately.






ITEMS TO REMEMBER-Continued
Premiums are estimates, not binding quotations.
FAIR Plan, Crime, and All Commercial draft net premium
as they are “Producer Billed”.
Beach Plan Dwelling, Homeowner, and Wind draft gross
premium as they are “Direct Billed”.
All questionnaires will appear if required based on your
selections.
Policy number sequence first two letters are policy type
and first number is internal check digit.
Endorsing a policy by adding a location requires the
submission of a application and photos.
How to get an Authorization Code
 Producers must complete this NCJUA/NCIUA Producer Certification
course and provide the course completion certificate to the Association.
 In addition, provide a completed the ACH Information Form. We will
send you the User Agreement with Authorization Code within thirty (30)
business days.
 New producers must provided a completed W9 tax form.
 Once User Agreement is returned with the required signatures, Dynamic
Web access will be activated.
 If you run into difficulty with the Dynamic web, we have designated staff
to assist you with your questions.
Quiz
Questions?

NCJUA/NCIUA DYNAMIC WEB

Transcription

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