Member Benefits - Local 153 OPEIU

Transcription

Office and Professional Employees
International Union (OPEIU)
Local 153
E
C
N
E
R
A R EFE
GUIDE
FOR
S
E
R
B
E
M
M
SAVING MONEY
FOR MY FAMILY
IS IMPORTANT –
DETAILS INSIDE
EVERYTHING
YOU NEED TO
KNOW ABOUT
YOUR UNION
BENEFITS!
Created by: Joelle Sano
LI E
AL
TRADES
NE
D PR I NT I
NG
UNION
LABEL
COUNCIL
W YO R
K
506
A Reference Guide for
Members
“Everything You Need to Know
About Your Union Benefits”
By
Joelle Sano
Inspired by
Michael Goodwin
President
Office and Professional Employees
International Union, AFL-CIO, CLC
© 2009 Office and Professional Employees International Union
HIGHLIGHTS OF BENEFITS
Specially provided benefits include:
• Discount Dental Program (p. 14)
• Discount Optical (p. 14)
• A $6,000 death benefit (p. 16)
• A $6,000 accidental death and dismemberment benefit (p. 16)
• A $300 disability benefit (p. 16)
• A Defensive Driving Course (p. 22)
• Auto Insurance Discount (p. 22)
• Scholarships (p. 29)
• Working Advantage Discounts (various pages)
• ID Theft Protection (p. 42)
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CONTENTS
Types of Benefits ………………………………………………………………………………………………1
OPEIU Local 153 members are eligible for ALL of these benefits! …………………………………………1
Chapter 1:
Auto Benefits ………………………………………………………………………………2
Buying a New or Used Car
Renting a Car
Service/Repairs Discounts
Chapter 2:
Computer, Phone and Internet Benefits …………………………………………………4
Dell Computers
AT&T Wireless Discounts
Chapter 3:
Money and Credit …………………………………………………………………………5
Credit Card
Credit Counseling
Financial Advisement and Tax Preparation
Union Made Checks
Chapter 4:
Food/Drink Restaurant Discounts …………………………………………………………8
Restaurants.com
Gift Certificates
Gourmet Foods
Local Restaurant Discounts
Chapter 5:
Flowers ……………………………………………………………………………………13
Chapter 6:
Health and Well Being ……………………………………………………………………14
HealthClub/Gym Discounts
Dental Savings
Vision Savings
Prescription Card Savings
Chapter 7:
Death and Disability Benefits ……………………………………………………………16
Death Benefit
Accidental Death Benefit
Disability Benefit
Chapter 8:
House and Home …………………………………………………………………………17
Home Buying Discounts and Benefits
Discounts on New Furniture
Moving Storage
Home Heating System & Fuel Discounts
Chapter 9:
Insurance Benefits/Discounts ……………………………………………………………22
Accident Insurance
Auto Insurance
Pet Insurance
Chapter 10:
Legal Services ……………………………………………………………………………25
Legal Consultation
___________________________________________________________________________________________________________
Chapter 11:
Education Services ………………………………………………………………………28
Student Scholarships
College Planning Center
Powell’s Bookstore
Chapter 12:
Pet Services ………………………………………………………………………………33
Pet Insurance
Chapter 13:
Recreation and Entertainment …………………………………………………………34
Movie Tickets
Theater/Show Tickets
Movie Rentals
Sports & Recreation
Zoos
Theme/Waterpark Tickets
Chapter 14:
Shopping……………………………………………………………………………………37
Online Shopping
Clothing
Chapter 15:
Travel ………………………………………………………………………………………39
Hotels/Lodging
Tours/Vacations
Cruise Discounts
Theme/Amusement Park Tickets
Travel Centers
City Passes
Transportation (Rental Cars, Train Tickets Airfare)
Great Adventure
Chapter 16:
UnionPlus Retirement Planning …………………………………………………………41
Chapter 17:
ID Theft Protection ………………………………………………………………………42
___________________________________________________________________________________________________________
TYPES
OF
BENEFITS:
There are many benefits and services available to OPEIU Local 153
members that are briefly explained in this guide. It is organized by the
discounted product/service the benefit provides; such as food discounts,
health care savings, and automobile discounts. The levels of discounts
available to you are outlined below for your information.
OPEIU Local 153 members are eligible for
ALL of these benefits!
Union Plus
The AFL-CIO provides these benefits. Many discounts and deals are offered from discounted car
rentals to college scholarships. For general information visit unionplus.org
Working Advantage Discounts
The AFL-CIO provides these benefits. These benefits span from savings on theme park tickets to
online shopping discounts. For general information, visit workingadvantage.com. When registering use company ID 744387769.
Local 153 Benefits
Local 153 provides these benefits. These benefits range from group auto insurance deals to dental care discounts.
Please be advised that the benefit information referred to in this manual was current at the
time of its publication but is subject to change without notice. For up-to-the minute benefit
and eligibility information, please log on to the vendors’ website stated in this manual. In addition, please be aware that new benefits are being negotiated on a regular basis. Please watch
for benefit enhancements and improvements in the Local 153 News.
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CHAPTER 1
AUTO BENEFITS
Benefits in This Chapter
• Discounts when purchasing a new or used car
• Discounts when renting a car
• Towing/Service Calls
• Service/Repairs discount
• Auto Insurance
Automobile benefits are available for members for everything from buying a new car to getting your car washed
or serviced. These benefits and others are outlined below.
1. Purchasing a New or Used Car
*Union Plus Auto Buying Discount
Includes purchases of new and used cars, RVs, boats, motorcycles, commercial, and agricultural vehicles.
Through the program, Local 153 members will receive pre-negotiated, best-market pricing on new or used vehicles (cars, trucks, commercial, agricultural, RVs, boats, motorcycles, etc.) without having to negotiate with the
dealer. A personal Vehicle Advisor will assist members throughout the entire buying or leasing process, from selection to final delivery.
Program Features
• Pre-negotiated fleet pricing on most new vehicles purchased or leased through the program, typically 2 to 3 percent over dealer invoice.
• Used vehicle pricing at 4 percent over the cost of the vehicle at auction plus dealer preparation.
• Assistance from the program’s Vehicle Advisors throughout the process.
How the Program Works
Before visiting a dealer, please contact Vehicle Advantage at: vehicleadvantage.com or call 866-824-1133. When
requested, please refer to Group ID number RU-502.
The program helps members save by using pre-negotiated fleet pricing for new and used vehicles at dealers
across the country. Once the member submits a vehicle order form, the Vehicle Advisor assists the member in selecting a new or used vehicle and options. The Vehicle Advisor will then locate the vehicle at a dealer in the
member’s area and negotiate a price based on fleet pricing for new vehicles and at near auction cost for used vehicles. The dealer signs a contract agreeing to the price and the Vehicle Advisor reports the pre-negotiated price
to the member. Once the details are acceptable to the member, the Vehicle Advisor sets up a mutually agreeable
delivery appointment between the member and the dealer. The member goes to the dealership and inspects and
test drives the vehicle and the transaction and delivery is completed.
If the member decides not to purchase that vehicle, they may start the process again with the Vehicle Advisor.
While the program can provide an excellent value for a vast majority of members, it may not appear to provide the lowest price for those members who want to take the time to haggle from dealer to dealer. Also, some
vehicles may be in such demand that they require premium pricing. However, even for buyers who make car buying a sport, the program can provide an excellent price point to start from.
2. Auto Insurance — Huge Savings for Local 153 members! (Please see pages 22-24)
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3. Renting a Car
Union members enjoy up to 25% in savings with rental car discounts from Union Plus and the discount car rental
providers: Alamo Rent a Car, Avis Rent a Car, Budget Car Rental, Enterprise Rent-a-Car, Hertz Rental Car and
National Car Rental.
Whether it’s a car, van, SUV or truck rental, working families can get good rental car deals and drive in style
for less. Discount rental car rates and savings vary depending on the type of car or vehicle, time of year, location
and length of car rental reservation.
*Alamo Car Rental
1-800-462-5266 (reference contract I.D. # 7015700)
*Avis Car Rental
1-800-698-5685 (reference
union I.D. # B723700)
*Budget Car Rental
1-800-455-2848 (reference
union I.D. # V816100)
*Enterprise Car Rental
1-877-222-9711
*Hertz Car Rental
1-800-654-2200 (reference union I.D. # 205666)
*National Car Rental
1-800-227-7368 (reference contract I.D. # 5029562)
Dollar:
1-800-800-4000 (reference CD#: TB7546)
Thrifty:
1-800-847-4389 (reference CD#: 0010231364)
 TIP! Instant Savings: Calling or ordering your rental cars online in advance also means you pay less than at
the counter — and you can upgrade to a better car for only a couple bucks. When you order online, you can
also print out your rental car reservation confirmation for your records and to reference when you pick up your
car from the Avis or Budget Car Rental location.
 TIP! Union members can also choose to use their Union Plus Credit Card (see page 5) when they make their
reservations for Avis, Budget or Hertz rental cars and automatically get the discount.
4. Service/Repairs/Local 153’s Free Towing/Service Benefit
Local 153 members are entitled to the use free of charge up to two towing/service calls per year, per household,
valued at up to $100 each. This benefit applies to all Local 153 members, as well as
family members living in the same household. The program is provided through Nation Safe
Drivers (NSD), and it began in October, 2010, when all Local 153 members received in their home mail a
membership key card, number and producer code. To use the program, just use your convenient key card! If you
joined Local 153 after October, 2010, if you lost your key card or if you would just like more
information about the free towing service benefit, call 212-741-8251.
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CHAPTER 2
COMPUTER, PHONE
AND
INTERNET BENEFITS
Benefits in this Chapter
• Dell Computers
• Cell Phones-AT&T Wireless
• Telephone- Union Voice Broadband Telephone Service
• Internet-Union Plus.net
1. Union Plus Dell and HP Computer Discounts:
• Union members save 10-30% at Dell and up to 30% at HP.
• Dell: Shop online at UnionPlus.org or call 1-866-456-0827, reference member ID: PS16626766.
• HP: Shop online at UnionPlus.org or call 1-866-433-2018, reference code: EP14472.
• Dell call-in price guarantee. If you find a better deal on the Dell public site, you can call and the program will beat the deal.
• HP let's you also take advantage of instant rebates and coupons that combine with your discount.
2. AT&T Wireless Discounts
Union members can receive a special 15% discount on service from AT&T Wireless, the only wireless company that can, and does, proclaim that it is “Proud to Be Union.” The 15% discount is
available off the regular monthly rate for any AT&T individual or family plan.
Only unionized wireless service company — “Proud to be Union”
• 15% discount off regular monthly rate for all AT&T wireless individual or family plans*
• The 15% discount includes plans for the new iPhone 4
• Union member-only savings on AT&T cell phones and cell phone accessories available online
• Unique labor union member advocate program that helps you with AT&T wireless customer service
1-800-897-7046 and reference FAN number: 3508840.
Note!!!! Current AT&T customers will need to renew their contract to be eligible for the discount.
For more information call (1-800-356-9752) or visit unionplus.org/att-wireless.cfm.
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CHAPTER 3
MONEY
AND
CREDIT
• Credit Card
• Credit Counseling
• Financial Advisement & Tax Preparation
• Union Made Checks
1. Credit card
Union members have the benefit of the Union Plus® Credit Card from HSBC Card Services, designed exclusively for working families. To apply for this card or for more information, visit
unionpluscard.com
Some of the benefits of this credit card include:
No annual fee
Scholarship program
Exclusive member rates and benefits
Free additional cards
Money-saving balance transfer offers
Money-saving discounts
100% protection against fraud
Strike-payment protection
Grace period on new purchases
Skip-payment options
Extended warranty
Triple Plus Service
The Union Plus Credit Card Promises excellent customer service including:
All customer service calls answered by representatives in the United States.
24-hour personal customer service by phone or online
Member advocates - staffed by fellow union members—help members with issues such as charge disputes.
Merchant dispute assistance.
Manage your Union Plus Credit Card account, view statements or even pay your bill online.
Safety Net
The card also offers a special safety net for disabled workers and others facing financial hardship and a unique
union benefits for laid off workers or workers on strike.
For workers on strike:
• Strike skip-payment plan available to members of most unions during union-sanctioned strikes or lockouts of
30 consecutive days or more, as long as the account is in good standing. (Finance charges continue to accrue, but
no penalty fees apply.) You can skip up to three consecutive months in a row, and a total of four months in a year.
• To access the benefit: Call 1-800-622-2580 to discuss your situation with a customer care representative.
• You must make a payment after the third consecutive strike skip month and then you can access the fourth skip
month. During each skip-payment month, you must notify the bank that the strike is going on and that you intend to exercise the strike skip-payment option.
For laid off workers:
• Skip up to two monthly payments a year, as long as the account is in good standing. (Finance charges continue
to accrue, but no penalty fees apply.)
• To access the benefit: Call 1-800-622-2580 during each month you want to skip a payment. You must notify
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the bank you want to skip a payment, unless it is offered to you on your statement.
• The Union Plus Credit Card Program has expanded the safety net designed to assist union member cardholders facing financial hardship. With unique protections like these designed especially for working Americans,
Union Plus offers a credit card unlike any other available to union members.
Other Safety Net features include:
Lifeline Trust: Assists members who experience a significant loss of income due to a long-term illness or prolonged disability.*
Disaster Relief Fund: Helps members affected by a natural disaster
Secured credit card: Helps build and repair credit. (See Special Section)
Free credit counseling: Helps members get control of their finances and develop a budget
Consumer credit education: Helps members understand and manage borrowing, spending and credit
2. Credit Counseling
The Union Plus Credit Counseling program was designed exclusively for union members and
their families. The program helps members learn more effective ways to manage money and also
ways to save for the future.
Free Initial Counseling Session
Union Plus Credit Counseling program will provide members with a free one-hour initial counseling session.
During that session members will receive:
• A complete financial review and budget analysis
• Advice on how to work with creditors
• A written action plan with timelines for reaching their goals
• Referrals to appropriate organizations/programs that may be able to help them (if needed)
Debt Management Plan (DMP)
If members need additional assistance, a counselor will work with them to develop a DMP to reduce their debt
liabilities. For a small fee, MMI will negotiate with the member’s creditors on their behalf, disburse the member’s
funds to creditors on their behalf, and work with creditors to stop the collection calls.
Members will receive a 33 percent union-member-only discount off the initiation fee.
Financial Help They Can Trust
For over 46 years, Money Management International (MMI) and its family of Consumer Credit Counseling Services
(CCCS) agencies have helped consumers nationwide by providing high quality, comprehensive credit counseling, education and debt management assistance.
MMI is a member of the National Foundation for Credit Counseling (NFCC) and the Association of Independent
Consumer Credit Counseling Agencies (AICCCA). The certified credit counselors at MMI are available to help members get through their maze of financial challenges 24-hours-a-day, 7-days-a-week.
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3. TurboTax
Get the maximum refund you deserve AND e-file your taxes for FREE with TurboTax. Filing a simple federal return? It's easy and free with TurboTax® Federal
Free Edition.
TurboTax products feature:
• Step-by-step interview with easy-to-understand questions
• Forms automatically fill out using your answers
• 100% accurate calculations guarantee
TurboTax is #1 Best-Selling and trusted by millions of Americans year after year.
Exclusive: Additional 10% off already dropped prices for TurboTax Online, thru 4/15/15
Absolute Zero. $0 Fed. $0 State. $0 to File, thru 4/15/15
Do your taxes for FREE with TurboTax Online Federal Free Edition
For full details visit: workingadvantage.com
4. Union Made Checks
Members can show their union pride with every check they write. The competitively priced
union-printed checks feature a pro-union message in addition to your union’s logo Plus you
can customize with photos of your children or pets.
You can also order convenient return-address labels with a similar design.
Union-made personal checks: 200 one-part checks starting at $9.95 (plus shipping & handling)
Union-made business checks: Available in single-page laser & 3-to-a-page ledger styles.
Return-address labels: 240 count = $10.95 (plus shipping & handling)
For ordering information, call 1-888-864-6625 or Print and fill out an order form at unionplus.org/moneycredit/union-made-checks
If using the order form obtained on-line, after completing the form mail it along with the following items to:
The Union Shop P.O. Box 9867 Baltimore, MD 21284-9867.
Check or money-order payment for checks and/or return-address stickers
A voided check from your current checkbook (to provide proper account numbers)
Allow three weeks for delivery
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CHAPTER 4
FOOD
AND
DRINK/RESTAURANTS DISCOUNTS
• Restaurants.com
• Gift Certificates
• Gourmet Foods
• Local Restaurants
1. Restaurants.com-Working Advantage Benefit
Restaurants.com has gift certificates for restaurants all over the country! Union members can save up to 65%
off certificates at Restaurants.com. Purchase these discounted gift cards online and use them at hundreds of restaurants all over the country! There are over 1000 participating restaurants nationwide!
Buy a $25 Gift Certificate for any of these restaurants for only $10!!!
2. Gift Certificates for National Chain Restaurants
• Working Advantage also offers discounts and free shipping on gift certificates for several national chain
restaurants.
These can be purchased at workingadvantage.com by clicking on “gift certificates” under the heading “GIFTS”
on the left side of the screen. In order to purchase you will need to register with the website. You will be asked for
your Corporate Member ID number which is: 744387769
Some of the restaurants offering discounted gift certificates through Working Advantage include:
Buca di Beppo Gift Card: Free Shipping
Chili’s Grill & Bar® Gift Card: Free Shipping
Bonanza Steakhouse Gift Card: Free Shipping
Bertucci’s Gift Card: Free Shipping
Applebee’s Neighborhood Grill & Bar® Gift Card: Free Shipping
Uno Chicago Grill Gift Card: Save 10%
The Panera Card® from Panera Bread®: Free Shipping
T.G.I Friday’s® Gift Card: Free Shipping
Starbucks Card: Free Shipping
Steak and Ale Gift Card: Free Shipping
Smokey Bones Gift Card: Free Shipping
Romano’s Macaroni Grill® Gift Card: Free Shipping
Red Lobster Gift Card: Free Shipping
Ponderosa Steakhouse Gift Card: Free Shipping
Olive Garden Gift Card: Free Shipping
On The Border Mexican Grill & Cantina® Gift Card: Free Shipping
McCormick & Schmick’s Gift Card: Free Shipping
Ninety Nine® Restaurant & Pub Gift Card: Free Shipping
O’Charley’s Gift Card: Free Shipping
LongHorn® Steakhouse Gift Card: Free Shipping
Legal Sea Foods Gift Certificate: Free Shipping
3. Gourmet Food/Gift Baskets
workingadvantage.com offers discounts on many online food websites, specializing in gift baskets and meal preparation.
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To purchase or for more information visit workingadvantage.com and click on “Food” under the title “Shopping Partners” on the left side of the screen.
Some of these discounts include:
Boca Java - Gourmet Coffee, Tea and Cocoa 20% off, Free shipping on $40
BuyCostumes.com Save 10% on $40+, BOGO Sexy Costume 25% off
BuyWithMe.com Save up to 90% in Boston, NYC, Philadelphia, San Diego or Washington D.C.
Cambridge Soundworks Free shipping
Cherry Moon Farms 15% on Gourmet Gifts & Baskets $24.99+, Halloween Treats are in!
Coca-Cola Store Free shipping over $40
Coffee For Less 5% off any order, Free shipping on $50+
Cooking.com Save up to $40, Free shipping on $99+
Corso’s Cookies 10% off, Halloween goodies are here
Costume Express 10% off $50
Dancing Deer Baking Co. 15% off cakes, cookies & more, $10 off $39.95+
David’s Cookies 13% off your order
eDiets 25% off an online plan
Entertainment Book - local discounts Free Restaurant.comCertificate
Fannie May Fine Chocolates $10 off $50+, Free Gift
Flavia - The Café of Choice Free shipping on $75+
Gevalia Coffee Save up to 25%
GourmetGiftBaskets.com $10 off $80, $5 off $40, 20% Off Coffee and Chocolate Baskets
Hammacher Schlemmer Free shipping on $100+
Harry & David 20% off orders $50+, Great for Halloween treats
High Plains Bison - Burgers, Steaks & More Free shipping on all orders
Kansas City Steak Company $4.95 Shipping
Kmart $5 off $50+, $15 off $100+, 10% off select items, Save on shoes, EXTRA 10% off LEGO + Fisherprice
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KOHL’S 20% off w/Kohls Charge, 15% off $100+
Lenox Free Soup Bowl + Free Shipping on $75 on up
Lobster Gram Save up to 35%!
Lobsters Online 5% off $50+
Mighty Leaf Tea 25% off, Free Shipping
Mrs. Beasley’s 15% off your order, Free $20 GC w/ $130+ order, free shipping on select gifts
My M&M’S® $5 off $50+, $15 off $99+, Buy 3 get 1 free + more
MyWinesDirect.com Up to 15% off + free shipping
Nutrisystem 3 free weeks
Omaha Steaks Exclusive combos starting at $39.99 + FREE gifts! Free shipping on $79+
Oneida Flatware
Oriental Trading Co. Free delivery + $5 off $59+, Free delivery on $49+, a great place for halloween candy &
more
Peapod $10 off first order
Restaurant.com Additional 80% off $25 gift certificates and pay only $2! Thru 10/25
Safeway $5 off + Free delivery for groceries, Free delivery for groceries
Shari’s Berries Save 15% on Hand-Dipped Berries & Gourmet Gifts $24.99+, Get your Halloween treats here
Shindigz Party Supplies & Decor 10% off $100 , Free shipping on $85+, Deal of the Day
Superior Nut Company 5% off
The Fruit Company 10% off dipped fruit, Fruit of the month + free shipping
The Hershey Store 10% off your order
The Knot Wedding Shop Save on wedding favor, decor & more
Urban Outfitters 20% off $100+, Free Shipping on $75+
Vitamin Shoppe Free shipping on $99+
Weight Watchers Save over 25% on Weight Watchers Online , or choose unlimited meetings with Monthly Pass
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Wisconsin Cheeseman Gifts Save $5!
Zazzle 10% off Halloween t-shirts and treat bags, 15% off Harry Potter Merchandise, 30% off calendars, 35% off
Holiday cards, Free shipping on $50+
Zinio.com - Digital Magazines $5 off select titles, up to 90% off plus free issues!
The Grilling Collection
Regular Price: $154.00
Working Advantage Price: $49.99
4 (5 oz.) Top Sirloins
4 (4 oz.) Boneless Pork Chops
2 (4.5 oz.) Stuffed Sole with Scallops and Crabmeat
8 (3 oz.) Gourmet Franks
4 (4 oz. approx.) Boneless Chicken Breasts
4 (5.75 oz.) Stuffed Baked Potatoes
Make any gathering memorable with The Grilling Collection, an assortment of delicious gourmet items from
Omaha Steaks! All of your favorites are included in this package; our flavorful Top Sirloins, juicy Pork Chops and
Chicken Breasts, premium Stuffed Sole, delicious Stuffed Baked Potatoes and famous Gourmet Franks. With that
variety, you’re sure to thrill your grill, your family and your guests
Example of Member savings from Omaha steaks
The Gourmet Banquet:
Regular Price: $191.00
Working Advantage Member Price: $79.99
This product contains the following items:
- 2 (5 oz.) Filet Mignons
- 4 (5 oz.) Top Sirloins
- 4 (4 oz.) Boneless Pork Chops
- 4 (4 oz.) Boneless Chicken Breasts
- 2 (4.5 oz.) Stuffed Sole with Scallops and Crab
- 8 (3 oz.) Gourmet Franks
- 4 (4 oz.) Omaha Steaks Burgers
- 10 portions Potatoes au Gratin
* BONUS *
Members also receive a 3 free gifts-6 quarter-pound Omaha Steaks Burgers,
a 6-Piece Cutlery Set and a Cutting Board! Just select “FREE GIFTS” at online checkout
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4. Local Restaurants
Working Advantage offers hundreds of dining discounts in the Tri-State Area. We have provided a small sample of
some restaurants but look at workingadvantage.com to discover more discounts on restaurants in your neighborhood!
Show your Working Advantage to receive these discounts!
Ghost Chili Mexican Grill
(1706 Veterans Memorial Hwy, Islandia, NY 11749 631-909-8081)
Higbie Bagels
(264 Higbie Lane, West Islip, NY 11795, 631-587-1995)
Texas Rotisserie & Grill
(2581 Broadway, New York, NY 10025, 212-665-9800)
Lotus Restaurant
(345 Conklin St., Farmingdale, NY 11735, 516-249-2940)
Samurai Hibachi
(46 Gerard Street, Huntington, NY 11743, 631-271-2588)
Taishow Hibachi
(4318 Merrick Road, Massapequa, NY 11758, 516-798-1119)
Shiki Japanese Restaurant
(97 East Main Street, Smithtown, NY 11787, 631-366-3495)
Hana Japanese Restaurant
(21 Oakland Avenue, Port Jefferson Station, NY 11777 631-473-4262)
Frankie’s Eastside Pizza
(313 Main Street, Farmingdale, NY 10735, 516-756-2753)
The Salad Factory
(695 Roosevelt Ave., Carteret, NJ 07008, 732-969-3369
The Runway Restaurant and Bar
(1100 Terminal Circle Drive, West Trenton, NJ 08628, 609-883-1002
Chuck E. Cheese
(Different places throughout the Tri-State Area)
Marita’s Cantina
(1 Penn Plaza, New Brunswick, NJ 08901, 732-247-3820
Bella’s Burger Shack
(52 South Finley Ave, Basking Ridge, NJ 07920, 908-340-4545)
Saray Turkish Restaurant
(770 Campbell Avenue, West Haven, CT 06516, 203-937-0707)
Turkish Kebab House
(1157 Campbell Avenue, West Haven, CT 066516, 203-933-0002
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CHAPTER 5
FLOWERS
Flowers
UnionPlus Flower Service
(1-888-667-7779 or unionplus.org/flowers)
Members save 15% per order when sending flowers and also get an unconditional 100% satisfaction guarantee. Offers same day flower-delivery service for orders received before noon (in delivery time zone)
 TIP! Save $1.00 off service and transmission fee by ordering online rather than by phone
Offers international service with 3 day delivery guarantee
* Note: International Orders can only be taken over the phone and not applicable to $1.00 extra discount.
unionplus.org/flowers offers “my account” secure online site section where members can store addresses and send
themselves gift/date reminders. It can also store flower order history that can only be opened with a password
chosen by the member.
Member Testimonial—”I used the UnionPlus flower service to send flowers to my daughter before her college
finals. The flowers were beautiful and the price was much cheaper than if I called a florist myself or used another
online service.” Linda, wife of OPEIU Local 153 member
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CHAPTER 6
HEALTH
AND
WELL BEING
Benefits in this chapter
• Health Club/Gym Discounts
• Dental Savings
• Vision Savings
• Prescription Card Savings
1. Health Club/Gym Discount
UnionPlus Globalfit
Members receive discounts to over 1,500 health clubs/gyms nationwide!
Visit globalfit.com/unionplus or call 1-888-294-1500
Note! Tell representative that you’re a Union Plus Member.
The Union Plus Health Club Discount gives you:
-A pre-negotiated 20-60% discount on initiation and monthly fees at over 1,500 health clubs nationwide
-The flexibility of a month-to-month membership. No long-term commitment necessary.
-Access to the GlobalFit’s Travel Program when visiting cities across the country
-Ability to conveniently freeze,* transfer or cancel your gym memberships.
-Additional discounts for family members.
-Membership fees can be billed to monthly credit card or bank account.
* Not available at all clubs.
**NOTE: To receive your union-member discounted rates, you must enroll through
GlobalFit, not directly through the club. These rates are not available to the general public. This offer is for NEW club members and is not available for current club members.
For more information or to enroll, visit globalfit.com/unionplus OR call 1-888-294-1500.
Tell representative that you’re a Union Plus Member
2. Local 153 Dental Benefits
Dental Care
Top quality Dental Care at reasonable prices may be obtained by members at the following Manhattan location: Group Health Dental Facility West 41st Street (Between 7th & 8th Avenues)
212-398- 9690 230 (GHI Type “M-I” and “Spectrum” accepted as payment-in-full for most services)
Dental Access Plan
Offers members a means of reducing the high costs of dental care through a network of dentists and specialists
who allow substantial savings up to 33% on your dental care. For more information contact the union at (212)
741-8282 Ext.104.
3. Local 153 Vision Benefits
Vision Care
Top quality visions services are now available to Local 153 members at General Vision services in all five boroughs, Westchester County, Long Island, and New Jersey. Members of the
Local 153 Health Fund receive varying benefits, depending on the plan. Non-members of the
Health Fund receive discount. If you are a Health Fund member, contact (212) 741-8260 for
details. If you are not a Health fund member contact (212) 741-8282 Ext.104
____________________________________________________14 ____________________________________________________
Choose a Union Plus Health Savings program that’s right for you — including advice on how
to handle insurance and your bills.
Union Plus Prescription Card
Download a no-cost prescription discount card and start saving at participating pharmacies.
The Union Plus Prescription Discount Card Difference:
• If you lack insurance for prescriptions, this no-cost card helps union families
save an average of 20% off brand name drugs and 40% off generic prescription drugs.
More savings if you use mail-order prescriptions.
• Savings available at over 55,000 participating pharmacies nationwide. Find a
pharmacy near you.
• Union family members—including spouses, domestic partners, children (of any
age), parents, aunts and uncles of union members—are eligible for the no-cost prescription discount card.
Union Plus Hospital Care Grants
If you’re a union member with a large, uncovered hospital bill, the Union Plus Hospital Grant
could help.
Battling rising health care costs? Union Plus programs can help you save at participating health providers in
your area. Simply choose a Union Plus Discount program below:
• No cost prescription discount card—helps you save at participating pharmacies
• Vision Discounts—helps you save on vision care, prescription drugs, hearing care and more
• Dental Discounts—includes everything in the vision program, plus dental care discounts
• Physician and Hospital Discounts - includes everything in the dental program, plus physician and hospital
care discounts
NOTE: These plans are not insurance and do not replace insurance.
____________________________________________________15 ____________________________________________________
CHAPTER 7
DEATH
AND
DISABILITY BENEFITS
• Death Benefit
• Accidental Death Benefit
• Disability Benefit
1. Death Benefit
Local 153 will provide members in good standing, with twelve (12) consecutive months or more of membership, with a $4,000 death benefit. OPEIU will provide members in good standing, with twelve (12) consecutive
months or more of membership, with a $2,000 death benefit.
Please Note!
Members who are retired or no longer employed under a Local 153 collective bargaining agreement are ineligible for the death benefit.
Members who have not paid dues in more than two months during a fourteen month period prior to death
(not including the month of death) are not eligible for the death benefit.
If a member does not pay dues through payroll deductions due to leave of absence, disability, or other similar
circumstance he/she must pay dues directly to Local 153 to remain eligible for the death benefit.
2. Accidental Death Benefit
Local 153 will provide members in good standing, with twelve (12) consecutive months or more of membership, with
a $4,000 accidental death and dismemberment benefit. OPEIU will provide members in good standing, with twelve (12)
consecutive months or more of membership, with a $2,000 accidental death and dismemberment benefit.
Please Note!
Members who are retired or no longer employed under a Local 153 collective bargaining agreement are ineligible for the accidental death and dismemberment benefit.
Members who have not paid dues in more than two months during a fourteen month period prior to accidental death or dismemberment (not including the month of the accidental death or dismemberment) are not eligible
for the accidental death and dismemberment benefit.
If a member does not pay dues through payroll deductions due to leave of absence, disability, or other similar circumstance he/she must pay dues directly to Local 153 to remain eligible for the accidental death and dismemberment benefit.
3. Disability Benefit
Local 153 will provide members in good standing, with twelve (12) consecutive months or more of membership, with a $300 disability or worker’s compensation benefit after 6 weeks of disability or worker’s compensation.
Please Note!
The disability benefit payment is limited to once a year. When a period of disability extends from one calendar year into the next, this is still considered one benefit.
To be eligible, a member must be in good standing and current with payment of dues during the period of disability or worker’s compensation. Therefore, a member must continue to pay his/her dues directly to Local 153
during these periods of disability or worker’s compensation, to remain eligible for the disability benefit.
The member must claim this benefit by filing with Local 153 by the end of the year following the year the disability occurred.
For example, if the disability occurred in May 2012, the member would need to file by December 31, 2013.
____________________________________________________16 ____________________________________________________
CHAPTER 8
HOUSE
AND
HOME
• Home-Buying Discounts & Benefits
• Discounts On New Furniture
• Moving & Storage
• Home Heating System & Fuel Discounts
1. Home Buying Discounts & Benefits
Union Advantage, a program from HomeBridge Financial Services, makes home
buying and refinancing hassle free and affordable for union members. There is special
assistance available for first-time home buyers. Hundreds of Tri-State area union members have successfully used the Union Advantage program and saved money. Benefits
for Local 153 members include:
• Mortgage applications taken over the phone at 212-481-7700 or in-person at 152 Madison Avenue, 15th floor
• Free credit check
• Free credit counseling for union members whose credit rating does not qualify them for a mortgage
• Pre-certification for mortgages, which makes home buying faster and easier
• Down payments under 5% in certain cases
• $500 credit toward closing costs
• Parents and children of union members are also eligible to use the Union Advantage program
• FHA and VA direct loans, making approval faster and easier and reducing credit qualifications
The mortgage counselors at HomeBridge Financial Services’ Union Advantage will guide you every step of
the way in the mortgage process and do most of the work for you. They have vast experience with first time home
buyers and they will teach you what to do in the event you don’t qualify for a mortgage so that you can qualify in
a year or less. Call 212-481-7700 or visit 152 Madison Avenue, 15th floor for more information or to start the
mortgage application process.
Union Plus Mortgage & Real Estate makes refinancing and home-buying easier and more affordable for working families!
Through Wells Fargo Home Mortgage, one of the largest lenders in the U.S., union members can take advantage of convenient mortgages. Call 1-866-802-7307 or contact a WellsFargo mortgage representative in your area
to apply or ask questions.
Among the unique benefits available through UnionPlus Mortgage & Real Estate are unemployment, disability and strike benefits to help you make mortgage payments when you’re out of work. Also, parents and children
of union members are eligible for UnionPlus mortgages!
Financing a home can be a complicated business, so why not leave it to the mortgage experts? Wells Fargo
Home Mortgage counselors will walk you through the entire process of buying, selling and refinancing homes.
Wells Fargo also offers special mortgage programs for first-time buyers. Through the UnionPlus Mortgage program
first-time home buyers who are union members may earn a $500 UnionPlus First-Time Home Award. In addition,
union families that buy or refinance a home with the UnionPlus Mortgage program can receive a $500 My Mortgage Gift Award from Wells Fargo after closing. For more information call 1-866-802-7307.
____________________________________________________17 ____________________________________________________
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EXCLUSIVE benefits available with a Union Plus® Mortgage.
Whether you’re looking
to buy your first home,
your next home, or
refinance your current
one — we’re committed to
helping you achieve your
homeownership goals and
stay comfortably in your
home for years to come.
KNOWLEDGEABLE HELP
Our professionals can help you
determine your price range
and provide financing options
that meet your needs.
UNION PLUS FIRST-TIME
HOME AWARD
Active or retired union
members may apply for our
$500 Union Plus First-Time
Home Award
$500 MY MORTGAGE
GIFTSM AWARD
Receive a $500 My Mortgage
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Home Mortgage with every
purchase or refinance.
UNIQUE HARDSHIP
ASSISTANCE
Union Plus provides interestfree loans to help you make
mortgage payments if you
become unemployed, disabled,
locked out or on strike.
UnionPlus.org/Mortgage1
1-800-848-6466
or call
Text UNION to 22555 for information about all of your Union Plus benefits.
Msg&Data Rates May Apply. Reply STOP to opt-out. Reply HELP or contact [email protected] for help. Expect no more than 2msgs/mo.
____________________________________________________19 ____________________________________________________
2. Discounts On New Furniture
Union Furniture Purchasing Plan
Furniture and household furnishings are available to Local 153 members at
greatly reduced prices! Plaza Furniture, which is located on Long Island at 121
Front Street, Massapequa Park, is stocked with quality brand name furniture and
home furnishings. The discounts available exclusively to union members range
from 25 percent to 45 percent. Discounts on floor samples can be even bigger, ranging to 50 percent or more! In
addition to furniture discounts, there are great bargains available on tables, curios, rugs, lamps and pictures. Local
153 members also enjoy the benefit of having any furniture they purchase at Plaza delivered to their homes free
of charge, if they reside within 50 miles of the showroom. Members can even call the store in advance (516-7993500) and get a price quote on any furniture they see in any other stores. If Plaza carries that furniture, and they
usually do, members will find that they can enjoy substantial savings by visiting the showroom. Local 153 members can see for themselves the beautiful furniture that is available at Plaza by visiting the store’s website at
plazafurnitureny.com and viewing samples. Plaza Furniture is open every day from 9:00 a.m. until 5:00 p.m., and
on Thursdays until 8:00 p.m. The store has payment plans available to credit-eligible Local 153 members.
3. Moving & Storage
Get Moving.
No matter what your needs, Union Plus Home & Moving Discounts help union members & their families
affordably relocate with expertise, convenience and no hassles!
Ready to move? Contact either of the following company for a discount on moving. Make sure you mention that you are a Local 153 member.
North American Van Lines
1-888-813-9595
Allied Van Lines
1-888-642-6814
Allied & North American Van Lines Discounts
Professional Moving Discounts for Union Families:
• Exclusive union member discounts on interstate moving, packing and in-transit storage.
• Free $50,000 of Full Replacement Coverage from North American Van Lines.
• Double the coverage on property protection from Allied Van Lines.
• Peak rates waived year round.
• On-time delivery guarantee. Members receive $125 per diem if the interstate delivery date is missed due to
no fault of the member.*
• Contact North American Van Lines at 1-888-813-9595 and Allied Van Lines at 1-888-642-6814.
Full-Service Moving from the Professionals
Enjoy a stress-free and affordable experience with Union Plus discounts on full-service moving vans through
the leading national moving brands, Allied Van Lines and North American Van Lines.
Preferred moving van and moving services discounts especially designed for union members can save you
hundreds of dollars on a typical interstate (state-to-state or long-distance) move.
The Union Plus Budget Truck Discount Difference:
• Union families save 20% — discount applies to local & one-way rentals too
• Over 2,800 convenient locations nationwide
____________________________________________________20 ____________________________________________________
• Provides 24/7 roadside assistance
• Get truck or van rates by calling 1-800-561-1157
Union Discounts on Moving Boxes & Supplies
The Union Plus Moving Boxes Difference:
• Union families save 15% on moving boxes & supplies when compared to competitor pricing
• FREE shipping within the U.S.
• For purchases over $40, use Coupon Code UNION25, and you’ll receive a $25 Restaurant.com gift card
• For purchases over $100, use Coupon Code UNION100, and you’ll receive a $25 Restaurant.com gift card,
plus a 4-pack of room tape*
*You must enter “Room Tape” in the shopping cart, then enter coupon code for automatic savings
PODS moving & storage discount for Union Families
Union Plus PODS Discount:
• Savings of 10% on local moves and storage, and 5% on long distance moves and storage for union families.
• Moving in town or across the country.
• Storage at your location or a secure PODS facility.
• Pack and unload at your own pace.
• Also check Union Plus Moving Boxes & Supplies Discounts to save 15%.
4. Home Heating System and Fuel Discounts
* HEAT USA
Local 153 members who heat their homes with oil and live in New York, New Jersey and Connecticut can use
HEAT USA, a Union Plus program, to save big money. Call 1-800-660-0691 to learn more. The home heating
oil discount available to Local 153 members through HEAT USA includes the following:
• Savings of $200-$300 annually, or 15-25 cents per gallon on full-service fuel oil purchases.
• A certificate for $50 of free heating oil.
• $10 off the first year’s membership fee. Local members pay only $15, instead of the regular $25 annual home
heating oil membership fee.
• Free service contract on the home heating system, including 24-hour emergency service, extensive parts and
labor coverage and annual system cleaning and tune-up. This service contract is a $100 value!
• Special feature: When you use this home heating oil discount, HEAT USA will make a contribution to the
Union Plus Scholarship Fund.
____________________________________________________21 ____________________________________________________
CHAPTER 9
INSURANCE BENEFITS/DISCOUNTS
• Accident Insurance
• Auto Insurance
• Pet Insurance
1. Accident Insurance
Your union membership entitles you to enroll for no-cost coverage for accidental death and dismemberment
(AD&D) insurance:
$5,000 of coverage against accidental death from covered motor vehicle/pedestrian accidents, or $1,000 of coverage for death due to any other type of accident at home, at work and while commuting or traveling anywhere
in the world.
Please Note!
This benefit is not automatic. Learn more and enroll online at unionsecure.com or call 1-800-393-0864
Members can also choose to purchase additional accidental death and dismemberment coverage from $50,000
to $150,000 at group rates.
• If an accidental death* occurs due to injury sustained while riding as a passenger on any common carrier such as an airplane, train, bus or taxi – your beneficiary would receive triple the amount of your base coverage. For example, if you purchase $150,000 of expanded coverage, your beneficiary would receive $450,000.
• If an accidental death results from a motor vehicle accident or as a pedestrian, your beneficiary would receive
double the amount of your base coverage.* For example, if you purchase $100,000 of expanded coverage,
your beneficiary would receive $200,000.
• Benefits are paid for loss of limbs, speech, hearing or sight. Coverage provided for the member alone or entire
family 24-hours-a-day, everywhere. Pays in addition to any other insurance you may have. No termination
age; however, benefit amounts reduce by half at age 70.
* Only one benefit, whichever is the greater, will be paid for any one accident. Death must occur within 365
days of injury.
2. Auto Insurance
* Defensive Driving Course/Auto Insurance Discount
An Accident Prevention/Defensive Driving Workshop is available to Local 153 members and their families at
a discounted price of $35 per person. Successful completion of this course will allow members with NYS drivers
licenses to get an immediate 10% rate reduction on liability and collection premiums for three years along with
up to 4 points immediately deducted from their record by the Department of Motor Vehicles.
In New Jersey, the rate deduction is 5% and up to 2 points reduction.
For information, contact Victoria Tirado-Roman at (212) 675-03210 (Information also available at unionplus.org/autoinsurance)
• UnionPlus Discounted Auto Insurance: UnionPlus offers union members auto insurance. Members save on
average $360*. Call 1-800-294-9496 for a free auto insurance quote and more information.
• Driver education grants are available to Union Plus Auto Insurance policyholders who take one of the following three driving courses.
____________________________________________________22 ____________________________________________________
Anyone insured on your Union Plus Auto Insurance policy is eligible for refunds on driver education courses
completed 6 months before or any time after you become a Union Plus Auto Insurance policyholder. That means
you could take the class for free!
By taking one of the three driving courses, union members may be also eligible for discounts on their auto insurance premiums. Auto insurance premium discount availability varies by state.
1. Defensive Driving
2. 55 Alive
3. Driver Training
A Great Auto Insurance Deal for Local 153 Members!
One of the most consistently beneficial programs available to Local 153
members through the Union Plus program is auto insurance.
It’s true! Many members who take advantage of this benefit not only
end up saving money, they also get extra services and discounts. It’s a great
deal. And it’s an especially great program for drivers in New York and New Jersey, two of the top three states when it comes to high auto insurance rates. In short, there is nothing
to lose in checking out the Union Plus auto insurance program but plenty to gain for those who sign
up.
The most important thing to remember about the Union Plus auto insurance benefit is that it will
not save money for every union member that seeks rate quotes. But it will save money for most members who do. In fact, union members are saving an average of $473 a year through this program. Some
will save as much as $550 a year or more.
The reason for the savings is that the program obtains multiple price quotes from a variety of insurance companies. Under the plan, union members can get free auto insurance quotes in two ways. They
can obtain the free price quotes online or they can call 1-800-294-9496. In either case, studies show that
many will save money by doing so. We should note that members who reside in New Jersey will not be
able to obtain auto insurance price quotes over the phone due to state law. They will, however, receive
their quotes promptly by mail.
There’s additional good news. In addition to lower rates there are other benefits for Union Plus Auto
Insurance policyholders. As an example, Union Plus Auto Insurance policyholders are eligible for driver
education grants, as explained elsewhere in this benefits booklet. Under this unique program, Union
Plus Auto Insurance policyholders can get money — up to $250 — to take one of these driving courses.
There’s more. An added measure of security is built into every Union Plus-sponsored auto insurance
policy. Members’ coverage includes free access to 24-hour roadside assistance and emergency travel assistance.
The plan provides auto insurance coverage that members can trust. And, yes, the program has auto
insurance policies available for drivers with less than perfect driving histories. It also offers freedom of
choice, meaning that union members can select body shops or mechanics if repairs are necessary.
The program provides round-the-clock service, and top quality assistance. Every call made to the
Union Plus auto insurance program is answered in the United States!
The average savings for union members of $473 annually is based on all new Union Plus auto insurance policyholders who reported their prior carriers’ premiums when they switched to Union Plus. This
study took place between December 2011 and December, 2012. Of all new policies issued during this
period, 86.7 percent realized savings. Savings can be even larger for those families that have more than
one car.
Members who use Union Plus auto insurance are also entitled to discounts of eight to 12% when
they add on homeowners insurance from 21st Century Home Insurance.
There are additional discounts available to drivers aged 55 and older through a program developed
____________________________________________________23 ____________________________________________________
by the National Safety Council and the AARP called 55 Alive. If older drivers complete the 55 Alive
program, they’re eligible for savings of up to 20% on their auto insurance premium in participating
states. If you would like more information on this program, it is available at the auto insurance section
of the Unionplus.org website.
Now that you know these facts about Union Plus auto insurance you may want to get a price for your
own auto insurance. You can do so online at Unionplus.org or by phone at 1-800-294-9496.
As we said, Union Plus auto insurance was found in the last year to save money for 86.7 percent of
the drivers that used the program. Will it save you money? It costs nothing to find out. Visit Unionplus.org or call 1-800-294-9496 and ask for a representative.
3. Pet Insurance
The Union Plus Pet Insurance Difference:
• Flexible plans that cover your pet's needs starting as low as $17.95 per month. (Monthly premiums based on
pet's age, breed, zipcode and chosen deductible.)
• All breeds of cats and dogs are guaranteed acceptance & lifetime enrollment
• No annual coverage limit
• Get a free quote (call 1-866-473-7387) or enroll online (unionplus.org).
Control your costs on veterinary medical care for your pets!
Union Plus Pet Insurance can make sure that no matter the illness OR accident, you are financially prepared
for the medical attention your pet needs.
If your dog or cat has an accident, the last thing you want to think about is money – especially when costs can
go into the thousands of dollars. Union Plus Pet Insurance is the safety net you and your pet deserve.
Choice, flexibility & more discounts
For as low as $17.95 per month, Union Plus Pet Insurance can help you save money on veterinary medical expenses for your dog or cat.
With the Union Plus program, you also get to CHOOSE:
• Your veterinarian — whoever you’d like to use
• Amount of coverage — from $1,500 - $10,000 per medical condition for life of the pet and unlimited number of medical conditions covered.
• Deductible — from $100 - $1,000. Pet medical insurance deductions do not automatically increase as your
pets age. The deductible is once per medical condition for the life of the pet.
• Additional coverage discounts ranging 5% - 15% for multiple pets, younger pets and policy renewals
• Additional 5% discount if you register your micro-chipped pet with 24PetWatch Lost Pet Recovery Services
Note: Pet insurance deductibles do not automatically increase as your pet ages. You pay a $50 deductible (unless otherwise noted) for each incident claimed, as long as your policy is in force. Guaranteed acceptance &
lifetime enrollment.
____________________________________________________24 ____________________________________________________
CHAPTER 10
LEGAL SERVICES
• Legal Consultation
1. UnionPlus Legal Services
No Enrollment Fees or Forms! All union members, their spouses and dependents automatically receive these benefits. There are over 2000 participating law offices nation-wide offering the following services to union members:
• A free initial consultation with a lawyer of up to 30 minutes from participating legal office in person or over
the phone.
• A free simple document review and explanation.
• A free follow-up letter or phone call if it is likely to resolve a legal matter.
• Most additional legal services are discounted by 30%, including hourly rates and flat fees for most common
legal cases
All Services are CONFIDENTIAL!
Here is a sample of SOME of the participating lawyers in the Tri-State Area:
(Remember that attorneys listed under “general practice” handle many types of personal legal matters, including family, real estate, and wills/estates/trusts/probate.)
Yuen Roccanova Seltzer & Sverd P.C.
11 Hanover Square, 13th Floor, New York, NY 10005
Phone: (212) 608-1178
Email: [email protected]
Luthmann Law Firm Estate Planning
39 Broadway 12th Floor New York, New York 10006
Phone: (347) 270-8502
luthmannfirm.com
Law Office of David Zaslavsky Family Law/Matrimonial Law
11 Broadway Suite 615 New York, New York 10004
Phone: (347) 289-5886
divorcelegalhelp.net
Lesley Renee Adams Attorney At Law
1201 Broad St. Newark, New Jersey 07114
Phone: (973) 824-1770
Levine DeSantis, LLC
150 Essex Street Suite 303 Millburn, New Jersey 07041
Phone: (973) 376-9050
levinedesantis.com
____________________________________________________25 ____________________________________________________
Posner & Kramer, LLP
75 Main St Suite 205 Milburn, New Jersey 07041
Phone: (973) 912-9889
posnerkramer.com
Gregory T. Levy, PC
585 Stewart Ave Suite 314 Garden City, New York, 11530
Phone: (516) 708-4618
glevylaw.com
Thomas J. Clarke, Attorney at Law
30 Linden Place Red Bank, New Jersey, 07701
Phone: (732) 530-3888
thomasjclarkelawyer.com
Stefans Law Group, PC
137 Woodbury Rd. Woodbury, New York, 11797
Phone: (516) 692-2744
stefanslawgroup.com
Rubin & Rosenblum PLLC Divorce and Family Law
445 Broad Hollow Road Suite 210 Melville, New York, 11747
Phone: (631) 462-5888
rubinandrosenblum.com
Baker & Rannells, PA
Intellectual Property Attorneys
575 Rt 28 Suite 102 Raritan, New Jersey, 08869
Phone: (908) 722-5640
br-tmlaw.com
Law Offices of Albert Adam Breud
356 Veterans Memorial Highway Suite 3 Commack, New York, 11725
Phone: (631) 543-3030
lawyernyc-longisland.com
Meyer and Associates, Counselors at Law, PLLC
1200 Veterans Highway Suite 350 Hauppauge, New York, 11788
Phone: (631) 434-7633
meyeresq.com
____________________________________________________26 ____________________________________________________
Russo & Burke
Attorneys at Law
Free Consultation for Union Members
Areas of Practice: personal injury, medical malpractice, estate administration, business litigation
Manhattan office:
600 Third Avenue (at 40th Street)
New York, NY
Phone: (212) 557-9600
Email: [email protected]
Garden City office:
1399 Franklin Avenue
Garden City, New York
For more information or to find a lawyer near you call 1-888-993-8886 (9am-7pm ET,M-F) or visit unionplus.org/legal
***When you contact a lawyer in the network, make sure to tell them you are calling for the Union Plus Legal
Service to get your discount****
Attention Local 153 Hotel Division Members!!! Please consult the Hotel Trades Council’s PrePaid Legal Fund before contacting UnionPlus Legal Services. If your legal situation is a covered
matter under the Hotel Trades Council’s Pre-Paid Legal Fund you will save even more money! The
phone number for the Hotel Trades Council’s Pre-Paid Legal Fund (for Hotel Division members
only!) is 1-800-HOTELAW.
____________________________________________________27 ____________________________________________________
CHAPTER 11
EDUCATION SERVICES
Benefits in this chapter
• Student Scholarships
• College Planning Center
• Powell’s Bookstore
1. Student Scholarships
Lavina Michl Wright Scholarships
OPEIU Local 153 Scholarship
The Lavina Michl Wright college scholarship program is open to children of Local 153 members
in good standing. To apply for one of the 2015 Lavina Michl Wright scholarships, students must be
attending college or be high school seniors who will be attending college in the fall of 2015.
All applications for the Lavina Michl Wright scholarships must be filed online. Students must
demonstrate academic achievement (a GPA of 2.5 or higher) and financial need. The number of recipients and
the amount of the scholarships depend on several factors, including fluctuations in the amount of money in the
scholarship trust fund and the number of qualified applications received.
To fill out and file an application for a Lavina Michl Wright college scholarship, visit CSASCHOLARS.ORG/WRIGHT
on the web. Applications and all the information you need to complete an application can be found at this website.
Don’t delay! The deadline for applying for a 2015 Lavina Michl Wright college scholarship and submitting the
material required to accompany the application is March 31, 2015. Visit CSASCHOLARS.ORG/WRIGHT now!
We wish the best of luck to all students that apply.
Union Plus Scholarship Program
Since 1992, the Union Plus Scholarship Program has awarded more than $3.6 million to students of working
families who want to begin or continue their secondary education. Over 1,500 families have benefited from our
commitment to higher education. The Union Plus Scholarship Program is offered through the Union Plus Education Foundation.
Scholarship award amounts: The amount of the award ranges from $500 to $4,000. This is a one-time cash
award sent to individual winners for undergraduate study beginning in the fall of the same year.
How to apply: To download the application, visit unionplus.org
Who is Eligible: Members of AFL-CIO unions participating in any Union Plus program, and spouses and dependent children (foster children, step children, and any other child for whom the individual member provides greater
than 50% of his or her support). The individual must be accepted into an accredited college or university, community college or recognized technical or trade school at the time the award is issued. Graduate students are eligible!
Evaluation criteria:
• Applications for the Union Plus Scholarship Program are first reviewed by a panel of independent career professionals.
• Semi-finalists are chosen based on a point scale, and their applications are then provided to judges for further review and selection of finalists and awards.
• Program judges include representatives from the American Association of Community Colleges, the United
Negro College Fund, the American Association of State Colleges and Universities and the National Association
of Independent Colleges and Universities.
John Kelly Labor Studies Scholarship
Ten (10) scholarships per year will be awarded on the basis of at least 1 per region and not
to exceed (1) per family. Applications are open to members or associate members in good
standing for at least 2 years. All applicants must meet eligibility requirements and comply with
____________________________________________________28 ____________________________________________________
the rules and regulations as established by the OPEIU Executive Board. Each scholarship has a total maximum
value of $2,000.00
The applicant must be:
A member or associate member of OPEIU in good standing and either an undergraduate or graduate student
in one of the following areas of study:
Labor Studies
Industrial Relations
Social Science or a related field
Non-degree Programs sponsored by the National Labor College at the George Meany Center or similar institution
Requirements for scholarship application include:
1. High School Transcript (including Rank in Class).
2. College Transcript-for those currently or previously enrolled in college, university, technical or vocational
school.
3. Essay (300-500 words). The essay should discuss the student’s occupational goals.
4. Statement of Intent-All applicants are required to write a statement of intent to remain within OPEIU for
at least two years.
Application form is available at your local office, the Secretary-Treasurer’s office of the International Union or
at opeiu.org and click on Membership Benefits.
Please note: Application, essay, transcripts and satement of intent must be received at the Secretary-Treasurer’s office of the International Union, 1660 L Street NW, Suite 801, Washington, D.C. 20036 by March 31.
Howard Coughlin Memorial Scholarship
Full-time Scholarships:
Twelve full-time scholarships will be awarded on the basis of at least one per region and not to exceed one per
family for a lifetime. Applications are open to members in good standing, associate members or to their children
all of whom must meet the eligibility requirements and comply with the rules and regulations as established by
the OPEIU Executive Board. Each scholarship is $1,250.00 per year for a total maximum of $5,000.
Part-time Scholarships:
Six part-time scholarships will be awarded on the basis of at least one per region and not to exceed one per family for a lifetime. Applications are open to members in good standing, associate members or to their children all
of whom must meet the eligibility requirements and comply with the rules and regulations as established by the
OPEIU Executive Board. Each scholarship is $500.00 per year for a total maximum value of $2,000.00
Part-time scholarships are defined as a minimum of three credits and no more than two courses. If a part-time student does not attend a college/university each semester, they have 2 years maximum to use the part time scholarship
If the student becomes a full time student, while receiving a part-time student scholarship, the scholarship will
be revoked and they will be able to apply for a full-time scholarship.
Part-time scholarship awards shall be subject to all other eligibility rules under this scholarship fund.
The applicant must be:
• A member or associate member of OPEIU in good standing on the date of award, unless a member discontinues employment to study on a full-time basis, retires, becomes disabled, or terminated from employer layoffs
and plant closings.
• The son, daughter, stepchild, or legally adopted child of an OPEIU member in good standing or an associate
member.
• High school senior or High school graduate entering a college, university, or a recognized technical vocational
post secondary school as a full time or part time student.
• Currently in a college, university, or a recognized technical vocational post scondary school as a full-time or
part-time student.
Requirements:
Each applicant must file an official OPEIU scholarship fund application. Application forms must be endorsed
____________________________________________________29 ____________________________________________________
by the Local Union President or Secretary-Treasurer attesting that a member, a parent of an applicant, or an associate member is in good standing on the date of the application. The application must also be endorsed if a
member discontinues employment to study on a full-time basis, retires, is disabled, or is terminated from employer
layoffs and plant closings. Such endorsement must be obtained before the application is submitted.
All Applicants must submit:
1. A Completed Scholarship Application*
2. High School Transcript (including Rank in Class)
3. College Transcript-for those currently or previously enrolled in college, university, technical or vocational school
4. SAT or ACT Test results (or equivalent examination by a recognized Technical or Vocational Post-Secondary school)
If you have already taken any of the above tests, you should request that your school forward the results to the Secretary-Treasurer’s office of the International Union.
*Application forms may be obtained at your local union office or at the Office of the Secretary-Treasurer of the
International Union or at opeiu.org and click on Membership Benefits.
All Applications, transcripts, and test scores must be received at the Office of the Secretary-Treasurer of the
International Union, 1660 L Street NW, Suite 801, Washington, D.C. 20036 by March 31.
Union Plus National Labor College Scholarship: The George Meany Vision
With the National Labor College at the George Meany Center for Labor Studies in Silver Spring, MD, American’s
unions have their own college: a national center that provides continuous labor education for all union activists.
Each year a total of $25,000 is awarded to eligible students through the new Union Plus National Labor College Scholarship. The scholarship program is sponsored by the Union Plus Education Foundation and administered
by the George Meany Center. The Foundation’s donation to The National Labor College represents the largest
financial aid contribution to the college. Learn more about the National Labor College’s degree programs at
georgemeany.org.
Please Note!
The Union Plus National Labor College Scholarship applies only to dues-paying union members or staff employees of an AFL-CIO affiliated organization interested in enrolling in the National Labor College.
To apply: If you have questions about eligibility or need an application, please contact Lydia Clemons in the
Office of Student Services at the National Labor College at 301-431-5404 or email [email protected].
Romeo Corbeil/Gilles Beauregard Memorial Scholarship Fund
This fund offers opportunity to children (ages 13-16) of OPEIU members and associate members to
attend a summer camp program to learn about labor unions while having a great camp experience.
Each year at least 12 children are chosen to have their transportation and camp registration fees (up
to $2,000) paid for by the Romeo Corbeil/Gilles Beauregard Memorial Fund.
* The summer camp will be held in August of each year at University Forest, 153 University Forest Drive Wappapello, MO 63966 (573) 222-8373, fax (573) 222-8829.
Twelve full-time scholarships will be awarded on the basis of at least one per region and not to exceed one per
family for a lifetime. Applications are open to children* of OPEIU members in good standing or associate members who must meet the eligibility requirements and comply with the rules and regulations as established by the
OPEIU Executive Board. Each scholarship is a maximum of $2,000.
* Applicant must be a son, daughter, stepchild or legally adopted child (between ages 13 and 16) of an OPEIU
member in good standing or an associate member.
Each applicant must file an official OPEIU scholarship fund application. Application forms must be endorsed
by the Local Union President or Secretary-Treasurer attesting that a parent of an applicant is a member or an associate member in good standing on the date of the award. Such endorsement must be obtained before the
application is submitted.
* Application forms may be obtained at your local union office or at the office of the Secretary-Treasurer of the
____________________________________________________30 ____________________________________________________
International Union or at opeiu.org and click on Membership Benefits.
For more information contact:
Office of the Secretary-Treasurer
Office and Professional Employees International Union
1660 L Street NW, Suite 801, Washington, D.C. 20036
Phone: (202) 393-4464
2. College Planning Center
http://unionplus.educationplanner.com
UnionPlus provides this online center to union members. The site offers many helpful tools and information
including:
• Career Assessments
• Search tool for schools and colleges
• College visit advice
• Help choosing a school
• Understanding financial aid offers and award letters
• Test preparation
• Learning Styles quiz
• Study skills
• Student resume builder
• Admission application dos and don’ts
• Admission application essay writing course
• Tips for filling out FAFSA (see box below)
• Free scholarship search
• Educational loans information.
• Sample questions and practice tests
College Planning Center is sponsored by American Education Services (AES)
FAFSA
The Free Application for Federal Student Aid (FAFSA) is your starting point for applying to almost all student financial assistance programs. For example, you need to complete this free application to receive any
federal student aid. Many schools also use the FAFSA as part of their application process for non-federal aid.
The Department of Education’s site ed.gov also explains the purpose of the FAFSA and how to complete a
FAFSA form.
3. Powell’s Bookstore
unionplus.org/education An online bookstore (like Amazon.com or BarnesandNoble.com)
where union members can get new and used textbooks and other books at a discounted price
Example of Savings:
General Chemistry. Darrell Ebbing. Houghton Mifflin Co, 2010.
College Bookstore Price: $181.25
Amazon.com Price: $188.99 (Kindle Edition: $209.49)
Powells.com Prices:
New Book: $163.00
Used Book: $50.00 (Amazon Used Book Price from $83.58)
____________________________________________________31 ____________________________________________________
4. College Prep Course Discount
The Union Plus College Test Preparation Course Discount Difference:
Union members and their children save 15% to 60% on The Princeton Review’s college test preparation
courses. These deep discounts are not available anywhere else.
Choose classroom, online courses and private tutoring programs for the ACT®, SAT®,GMAT®, LSAT®,
GRE®, or MCAT® — as well as college affordability and admissions seminars.
Guaranteed that you’ll get higher scores or you’ll receive a refund.
Take FREE online practice tests for GMAT, GRE, LSAT, MCAT, USMLE, SAT or ACT.
Save 10% on Princeton Review books by entering promo code: ADMISSIONS at checkout.
For information, go to UnionPlus.org and choose Clollege Prep Tests discounts under Legal and Education in
the Menu at the top of the page.
____________________________________________________32 ____________________________________________________
CHAPTER 12
PET SERVICES
• Pet Insurance. There is plenty of information on Pet Insurance and other Pet Savings on page 24.
____________________________________________________33 ____________________________________________________
CHAPTER 13
RECREATION & ENTERTAINMENT
• Movie Tickets
• Theatre Tickets
• Movie Rentals
• Sports & Recreation
• Zoos
• Children/Other
1. Movie Tickets
Working Advantage
Movie ticket savings up to 40% off regular ticket price at AMC, CineMark, City Cinemas, Clearview
Cinemas, Crown Theaters, Harkins Theatres, Hoyts Cinemas, Lanmark, Loews, Mann, Marcus, Pacific Theatres,
Regal Cinemas and United Artists
Examples of Savings
Theatre
Regular Price
AMC theatre
$7.00-9.50 per ticket
Regal Entertainment
United Artists
To order tickets visit workingadvantage.com and click on “movie
“Entertainment” on the left side of the page.
Member Price
$6.00 per ticket
$6.50 per ticket
$6.50 per ticket
tickets” under the heading
2. Theatre/Show Tickets
* Working Advantage Theatre/Show Discounts
Working Advantage offers members incredible discounts for tickets to plays, musicals, Broadway shows,
symphony, ballet, and opera performances, and more!
A few examples of these great offers:
New York City
Les Miserables
Radio City Christmas Spectacular
For a complete list discount offers and/or to order tickets, visit workingadvantage.com and click on
“Theatre and Events” on the left side of the screen.
3. Movie Rentals
Try Netflix for free! Get unlimited movies instantly streamed right to your TV.
Go to workingadvantage.com to learn more.
____________________________________________________34 ____________________________________________________
Attention Local 153 Members!
Purchase Your Six Flags Tickets Today!
ŽŶ͛ƚ wait on long lines at the gate and miss out on the
fun. You can save
ve more than 50% byy purchasing your
tickets at the Local 153
1 office, 265 West
est 14 Street, 6th Floor,
N York,
New
Y k NY 100111 ʹ 212-741-8261.
212 741 8261 Have
H
your tickets
ti k t in
in
hand and catch everyy thrilling moment with
wi your friend and
family. Every ͞Theeme Park͟ ticket you
ou purchase comes
with a FREE ͞WILD SAFARI TICKET.͟
Also, you can access discounted
o
tickets
ts
via the inter
inte net as easy
asy as 1,
1 2,
2 3!
1. Go to this link: www.sixflags.com/partnerlogin
2. Enter the usernaame: Local153
3. Enter the password: SixFlags1
It͛Ɛ done! Enjoy the thrilling savingss! The thrills
are non-stop witth a season pass, also available
through the Six Flags link!
____________________________________________________35 ____________________________________________________
4. Sports & Recreation
• Working Advantage Sporting Event Tickets
Working advantage offers many discounted professional sporting event tickets that change
throughout the year.
For a complete list of offers or to purchase tickets, visit workingadvantage.com and click
on “Sporting Events” under the title “Entertainment” on the left side of the screen
Six Flags Great Adventure & Wild Safari (Jackson, NJ)
Adventure Aquarium (Camden, NJ) Save up to $6.89 per ticket
Adventure Aquarium (Camden, NJ): E-Ticket Save up to $6.63 per ticket
Circle Line Cruises Save up to $8.00 per ticket
Madame Tussauds (New York, NY) Save up to $11.00 per ticket
Medieval Times (Lyndhurst, NJ) Save $18.66 per ticket
New York City: 3 Attractions New York City Explorer Pass™
New York City: 5 Attractions New York City Explorer Pass™
New York: 1 Day New York Pass
New York: 2 Day New York Pass
New York: CityPASS Save up to $75.05 off the cost of visiting attractions individually
NY SkyRide & Empire State Building Combo Save up to $26.50 per ticket
Ripley's Believe It or Not! (New York, NY) Save up to $11.22 per ticket
Six Flags Hurricane Harbor New Jersey (Jackson, NJ) Check back next season
Splish Splash Waterpark (Calverton, NY) Check back next season
____________________________________________________36 ____________________________________________________
CHAPTER 14
SHOPPING
• Online Shopping
• Clothing
• Outlets
1. Online Shopping
* Union Plus offers discounts to members and their families at many online retailers through
Working Advantage
These offers change continuously but some of the offered discounts include:
Movies
AMC Gold Experience™ Tickets Save up to 36%
Regal Premiere Super Saver Save up to 33%!
National Amusements Showcase/Multiplex Prestige Save up to 34%!
Cinemark Theatres - Platinum Supersaver Save up to 26%
Amazon.com TV & Movie Deals Great Savings on DVDs + free shipping on $25+ or download instantly PLUS
learn about 3D TV!
Netflix Try Netflix for FREE! Get unlimited movies instantly streamed right to your TV
Shopping
Perfumania 20% off your order
DIRECTV by Direct Sat TV Packages start at $24.99/mo. includes exclusive $5/mo. discount!
Dell™ $75 off $899, Buy a Dell, get an XBOX, Save up to 44% on computers, electronics and more
eBags $10 off 35+, 10% off
$50, $15 off on $50, 20% off $100+, Free shipping on $25+
David’s Cookies $5 off + free shipping
Magazines.com Save up to 95% + an additional $5 off select titles
Travel
Hyatt Hotels & Resorts Premier Certificate - $185.00
Hotwire Car rentals from $13.95 per day, 4-star hotels at 2 star prices!
Hotels.com Up to $100 Cash Back Rebate
Ovation Rewards from Fairmont, Raffles and Swissôtel
OneTravel.com $25 off hotels, $30 off flights, $50 off 5+ tickets, $60 off packages
Entertainment Book - local discounts Save on local dining shopping & travel
Theme Park
Wet ‘n Wild® Orlando (Orlando, FL) Save up to $15.57 per ticket
LEGOLAND® California Resort Hopper Ticket Save up to $17.00 per ticket
SeaWorld® (Orlando, FL) Great Discount
Busch Gardens® (Tampa Bay, FL) Great savings
Six Flags Great Adventure & Wild Safari (Jackson, NJ) E-Tickets now Available!
____________________________________________________37 ____________________________________________________
2. Clothing
• Union-Made Clothing Discounts
All American Clothing
Savings: 10% all orders when you use coupon code: UNIONPLUS
Shipping: Up to 10 business days for estimated shipping date of in stock items.
Return Policy: Customers may return any item within 30 days of receipt
1-888-937-8009
10 am - 7 pm
Sunday - Friday
AllAmericanClothing.com
Order online using ID: UNIONPLUS
Union House
Savings: 5% on all orders when you use coupon code: UNIONPLUS
Shipping: Ship same or next day
Return Policy: Customers may return any item within 30 days with the tags attached
- see site for more details.
1-877-462-7710
9 am - 7 pm EST
Monday - Friday
Unionlabel.com
Order online using ID: UnionPLUS
____________________________________________________38 ____________________________________________________
CHAPTER 15
TRAVEL
• Hotels/Lodging
• Tours/Vacations
• Cruise Discounts
• Theme/Water Park Tickets
• Travel Centers
• City passes
• Transportation (Rental Cars, Trains, Airfare)
1. Hotels/Lodging
• Working Advantage Hotel Discount
Members save up to 40% at select hotels around the world.
Go to workingadvantage.com
CondoVacations
Members receive discounted prices on condo rentals from UnionPlus.
Condos available all over the country.
For example, Members can rent condos in Florida and California from $90/night.
For more information, visit unionplustravel.com
2. Tours/Vacations
Union Plus Worldwide Vacation Tours/GoAhead Vacations
GoAhead Vacations is a leading global travel company with more than 100 offices in 43 countries. Members
take $100 off the vacation of a lifetime, wherever you choose to go—Europe, Asia, Africa or Central America.
Visit unionplustravel.com
3. Cruise Discounts
Norwegian Cruise Lines
Members receive:
• A minimum 5% discount off any published fare. (You can apply this discount on top
of most other discounts).
• Additional special promotions with savings up to 30% off selected sailings.
 TIP! If you don’t live near one of Norwegian Cruise Line’s home ports, NCL can help you book airfare and
hotels for pre- and post-cruise stays.
• Norwegian Cruise Line and NCL America is UNION BACKED with personnel represented by the Seafarers
International Union, Marine Engineers, and Seafarers Entertainment Unions.
Norwegian Cruise Line offers diverse restaurants, a more relaxed dress code and more things to see and do.
That means you decide where and when you want to dine and what you want to wear!
Destinations span the globe! Choose from:
Australia
____________________________________________________39 ____________________________________________________
Bermuda
The Caribbean
Alaska
The Hawaiian Islands
Europe
South America
Canada
The Mexican Riviera
New Zealand
* NCL has 13 convenient departure ports in the US and Canada!
To book your next cruise go online at unionplustravel.com or ask your local travel agent to book for you. Remind the agent that you are eligible for the union discount and tell them you are a member of OPEIU.
4. Theme/Amusement Park Tickets
Members receive discounted theme and water park tickets all across the country!
Two (2) ways to order your discounted theme park tickets:
1) Visit workingadvantage.com and select “Theme Park” under the heading “Entertainment” on the left side
of the page. Select your theme park from the list by clicking on it and order tickets using Company Member ID:
744387769.
2) Call 1-800-565-3712, Monday through Friday, 9 a.m. to 6 p.m. EST. Reference Company Member ID:
744387769
IMPORTANT: To receive the Union Plus discount, union members must reference Company Member ID:
744387769 when calling or ordering tickets online.
5. Travel Centers & Agencies (discount hotels, flights, and more)
• Union Plus Travel Center
unionplus.org/unionplustravel/
Online travel site designed especially for union members. Search hotels and flights as well as member discounts
on cruises, vacation packages, and more
6. City Passes
Working Advantage provides union members with discounts on city passes across the country. These are payone-price passes providing you with a book or card to admit you to each city’s most popular attractions. Members
save off the cost of visiting each attraction individually and avoid most ticket lines. Simply present your CityPass
Booklet, Power Pass Card, or Go Card on your way into each attraction. No waiting, no hassle!
For a list of Cities, visit workingadvantage.com and click on “City Booklets” under the heading “Entertainment” on the left side of the page.
To purchase these passes call 1-800-565-3712 or visit workingadvantage.com After registering using Company
ID number 744387769 click on “City Booklets” under the heading “Entertainment” on the left side of the page
7. Transportation
See chapter 1 (page 3) for information on car rentals, and see chapter 8 (page 20) for information on van and
cruck rental.
____________________________________________________40 ____________________________________________________
CHAPTER 16
UNIONPLUS RETIREMENT PLANNING
Retirement
Planning Center
If you’re 18 or 60, have been working for years or just
getting started, there are steps you can take to plan for
your retirement...starting today!
hether your retirement is decades away or right around the
corner, the more time you spend thinking through the issues
you will face, and preparing for them, the better you will be able to
respond to life’s curve balls. You’ll also be better positioned to retire
as you’d envisioned, on your own terms. The Union Plus Retirement
Planning Center Web site at www.UnionPlusRetirement.org will
help you figure out the answers.
W
RETIREMENT GOALS
• Complete the Retirement Roadmap
and Retirement Goals Worksheet
• Where will I live?
• What do I want to do in retirement?
MAKING IT LAST
• Where am I now?
• Use budget saving calculators
• Learn to save more money
PROTECTING YOUR FAMILY
• Do I have a will?
• Have I appointed trustees and
guardians for my children?
• Do I have a durable power of
attorney?
• Do I have a list of all my important
papers and their locations?
MONEY FOR RETIREMENT
• What will my income be after I retire?
• Which savings or income source will be
the largest?
• What is an annuity?
• Which savings should be used first?
Take the first step: Complete Your Retirement Road Map and receive your action plan by visiting:
UnionPlusRetirement.org
____________________________________________________41 ____________________________________________________
CHAPTER 17
A SPECIAL BENEFIT FOR LOCAL 153 MEMBERS:
ID THEFT PROTECTION!
Local 153 members and their families have a benefit that provides protection in the event of an identity theft.
These benefits are provided at no cost to members and their families.
Identity theft is the fastest growing crime in the United States. In fact, more than 13 million Americans were
victims of Identity theft in 2013. Identity theft affects one in 20 U.S. households, cost billions of dollars every year
and on average takes 165 hours to regain pre-theft status. Local 153 members and their families can save themselves many hours of time and money by registering for their free union-provided identity theft program.
Local 153 has partnered with InfoArmor, a leading identity theft provider in the United States to protect you
and your family.
How to Use Your Identity Theft Protection Benefit:
• To activate your benefit, register immediately at Local153OPEIU.com
• You can also register by calling 855-990-0994.
• Remember, it is important for you to register for the program!
• If you have any questions regarding your account or difficulty registering, please contact one of InfoArmor’s
Privacy Advocates by calling 855-990-0994. They are available 10:00 a.m. to 8:00 p.m. EST, Monday through
Friday, and can be reached via email at [email protected]
Full-Service Privacy Advocate® Restoration
If you become a victim of identity fraud, InfoArmor’s Privacy Advocates are trained and certified experts on
identity theft and restoration. They are on standby, ready to notify victims of fraudulent activity and act as a dedicated case manager from the first red-flag indicating a problem to its full and complete resolution. Their training,
insight, and familiarity with specific cases equip them to offer specific suggestions on preventative steps to deter
future problems as well as to offer their expertise to resolve identity issues.
Internet Surveillance
InfoArmor’s Internet Surveillance continuously monitors the Underground Economy to uncover compromised,
sensitive information. Whether it is personal identifying data or a medical insurance card, Internet Surveillance
finds breached data and alerts in real-time. InfoArmor monitors your information on black market forums, knowncompromised machines and servers, phishing networks, exploited websites and malicious command and control
networks to detect fraud where thieves are buying and selling personal information.
To get the most out of your Internet Surveillance, login to your account at myportal.infoarmor.com and make
sure your personal information is up to date in your account section (such as Social Security numbers, names, addresses, emails and date of birth) as well as securely enter items to be monitored like login credentials, and wallet
items such as credit cards and medical insurance cards.
Digital Identity Report
This interactive, easy-to-read report not only summarizes what a deep Internet search uncovered, but also offers tangible value while InfoArmor monitors the Underground Economy.
Again, to activate the following benefits, register immediately at Local153OPEIU.com. You can also register by calling 855-990-0994.
Remember, if you have any questions regarding your account or difficulty registering, please contact one of InfoArmor’s
Privacy Advocates by calling 855-990-0994. They can also be reached via email at [email protected].
____________________________________________________42 ____________________________________________________

Member Benefits - Local 153 OPEIU

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