Black Wall Street International Trust
Transcription
Black Wall Street International Trust
Black Wall Street International Trust Private and Public Financed Real Estate Development Procedures: Illinois Page 1 of 21 BWS Development Corporation BWS Contacts: Charisse Randolph V.P. Real Estate / Acquisitions BWS International [email protected] 800-718-7606 Ext. 808 De Von Bell CFO of BWS Las Vegas BWS International [email protected] 800-718-7606 Ex.t 807 Black Wall Street International Financial Centers Black Wall Street International is allocating over 90 million dollars to the construction of a Financial Center in the major city of the state of Illinois (BWSI Mid West Region), and over 1.57 Billion dollars in over 15 other cities across the United States through the BWS Development Corporation and GPCS along with BWS Las Vegas as the prototype. Black Wall Street Financial Centers can be recognized as a thriving ‘urban center’ styled area, with black businesses, industry, and culture. A one-three square mile section of the city that has 45% or more businesses owned by African Americans. Who are the major stakeholders involved in the project? Independent Black Business Owners Independent Black Owned Servicing Companies Black Homeowners and Renters living in around these centers Community Organizations & Leaders who are SOLVING the black plight Political leaders providing access Municipalities where they are located USE THIS INTERACTIVE GUIDE TO HELP YOU SET YOUR ORGANIZATION UP. (BE SURE TO CLICK THE APPROPIATE LINKS FOR ASSISTANCE) Page 2 of 21 Organizing for Development: Do you want to represent a City, County, or State as a BWS Sponsor or Affiliate and being able to generate funds by signing up new BWS(Local Name)/Spiral Funding members? If so, Contact BWSI Headquarters and sign-up by filling out an application for a BWS Sponsorship or Affiliates, and designate your organization as a BWSI Sponsor for your community by indicating a City, County, or State on your application. State Chapters will be incorporated as a for-profit “BWS (State)”, with expanded local chapters being a Chapter of their respective state organization. If the state chapter is not yet established, your locality will be a chapter of BWSI with a pre-approved fiscal sponsorship from GPCS our organizational partner, temporarily until the state is set up with the IRS. Depending on the population size in the area that you choose, there will be a setup fee for processing your territory, with the fee being payable upon getting started. If arrangements are needed, a minimum can be submitted (TBD according to territory population), with the remaining balance financed by BWS Development Corporation and minimum payments coming from a portion of your spiral funding sign-up proceeds. Included in the set-up cost is the documentation preparation for the filing of your official entity (Articles of Corporation, Bylaws, Statement of Information, DBA’s) with local authorities. City Sponsorship Small Size City Small Medium Size City Medium Size City Large Size City City Populations >15,000 <1,500,000 >1,500,000 <2,500,000 >2,500,000 <6,000,000 >6,000,000 Geo-Size SS401 SM401 MS401 LS401 Price for Affiliates $4,500.00 Yr $7,500.00 Yr $18,000.00 Yr $25,000.00 Yr County Sponsorship Small Size County Small Medium Size Co. Medium Size Co. Large Size Co. County Populations >35,000 <2,500,000 >2,500,000 <4,500,000 >4,500,000 <8,000,000 >8,000,000 Geo-Size SS501 SM501 MS501 LS501 Price for Affiliates $6,500.00 Yr $9,500.00 Yr $20,000.00 Yr $35,000.00 Yr State Sponsorship Small Size State Small Medium Size State Medium Size State Large Size State State Populations >1,200,000 <3,500,000 >3,500,000 <12,500,000 >12,500,000 <25,000,000 >25,000,000 Geo-Size SS601 SM601 MS601 LS601 Price for Affiliates $14,500.00 Yr $22,500.00 Yr $31,000.00 Yr $40,000.00 Yr Average Minimum Deposits BWS Intl. State Sponsorship/Company Setup Min Deposit: $300.00 + $250.00 BWS Intl. County Sponsorship/Company Setup Min Deposit: $150.00 + $250.00 BWS Intl. City Sponsorship/Company Setup Min Deposit: $150.00 + $250.00 Page 3 of 21 (Sponsorship) (Sponsorship) (Sponsorship) BWS International will be filing a for profit, non-profit or DBA business (depending on the desires of the founding local board member) with the local authorities in your designated area with the cost for setting up such an entity covered by your set-up fees. In short BWS International will not only be supplying your BWS local Chapter with capital and resources to grow your financial business district, but we will also include support, advertising material, and access to our financial network (domestically and internationally) for ongoing financial support. BWSI Policy and procedure Manual will go into more detail with regard to your post as a BWS State/Local Chapter Sponsor, as well as that of Affiliates. Do you have the support from the business owners in the potential district? Is there any opposition? Examine how they will be participating in group economics, and how can all of the potential vendors participate. These will be some of the preliminary questions that you will need to answer as you strike out to recruit board members, and generally get things set up in your local area. You want to start with existing local businesses! Make them all FREE members, who can then connect to whatever resource benefits they need (Spiral Funding, Legal Services, Accounting Services, Payroll Services, etc.,), especially from our network partners. Your local BWS will receive a percentage of the business activity coming from your local area. Requesting that local members pay $75.00 to $125.00 to join the national scope of BWS International is insane. More of our people will join if the membership is free. Then allow that member to pick and choice which products they want to participate in. Instead of collecting $1,400.00 from 20 people joining at $75.00 annually, you can collect $76,000.00 by singing up 4500 people in your area for free and half of the new members choice to connect to products again such as Spiral Funding, Capital Funding, Insurance, Jobs for Sales, CNV, Mortgages, and more… Documentation Filings: BWS Development Corporation will assist members with this process of establishing the proper entities/vesting for activities. Contact Black Wall Street International’s Sponsor Services (800) 718-7606, as a registered Sponsor for submission of the necessary incorporating documents. Articles of Incorporation: Create Articles of Incorporation at the state level. BWSI can provide document templates for you to customize, and if the budget exists there are also services that can be employed to get this portion of the work done. Then simply modify them if/as needed as your Business Districts needs grow and/or change. Bylaws: Create official Bylaws. Feel free to utilize and customize the template provided by BWSI, then simply modify these as well as your district needs grow. Page 4 of 21 Set specifics of initial meeting with business owners: Date, time, place Identify Chairman, Secretary etc., candidates Establish meeting format and agenda Assign hospitality responsibilities including coffee/tea/sodas, name tags, sign-in sheet. Regular Meetings: New districts are required to meet at least twice per month to establish a record of minutes, agendas and resolutions documentation. Evan possibly make it a bit of a social event, radio or some from of advertising and all. Now, since this is a ‘public entity’, you must remain multi-racially inclusive. Anyone in line with the mission of our organization can be involved. They may or may not however, qualify for all products, programs or benefits offered by our strategic partners, as they may be culturally targeted partner offerings as some of them are private organizations. Establish your Local leadership: Summit forms BWS 4344 identifying your Local Participation (City, County, State) Identify your Board Members, Executives, and Staff. Identify the people to be involved: City, county and/or state officials Public and Private sector agencies Community volunteers and other interested persons After receiving your paperwork and acknowledged documents from the local authorities. Obtain an EIN from the IRS by going online and at www.irs.gov and complete the online application. (it’s free). Once all this is done, establish bank accounts with as much as you can; minimum starting deposits acceptable if necessary. The account should be for your BWS Business Development use only. Roster of accounts should contain: BWS BWS BWS BWS BWS General Checking Savings Clearing Account Payroll Executive Expense Account DEMARCATING A BLACK WALL STREET DISTRICT See the City Building and Safety Department or City planning to assist in Demarcating the physical area as Black Wall Street District. Invitation to participate Page 5 of 21 Identify what will influence the outcome of a project What professional groups are interested in participating in BWS Centers? What local issues will it help and/or solve? Do you have qualified people from the community involved? Is the project stable enough to support the organization mission? Building codes and Restrictions Which decision makers can impact the project? What can jeopardize the project? Do you have the support of the political leaders? Economics: Is financial support for the project secure? If not be sure to apply with BWS International for re-development funds for creating your local business district. In many cases your organization can receive a grant from BWS Intl or GPCS (Global Peace Commerce Solutions) for such funds. Where on the Corporate Chart of productivity do your participation warrants? Page 6 of 21 Know your local proposed plans for your community by review documents at your local Building and Safety Department Black Wall Street International BUILDING FOR PERMITS FOR THE CITY OF CHICAGO The Department of Buildings supports the safety and quality of life for the residents and visitors of the City of Chicago through enforcement of the Chicago Building Code. The permitting and inspection process promotes high quality design standards as well as the conservation, rehabilitation and reuse of the City's existing buildings. Page 7 of 21 Most Recent News (Buildings) May 22, 2013Department of Buildings Encourages Residents to Use Porches Safely Mar 22, 2013 Registered Energy Professional Training Classes in May 22, 2013 What We Do in Chicago Developer Services E-Plan Easy Permit Process Program Elevator Information Green Permits Inspections Office of Underground Coordination (OUC) Geotech Sewers Standard Plan Review Trade Licensing & General Contractor Supporting Information A Guide to Getting Started: A Permit Overview An Overview of the Self-Certification Program Building Board of Appeals Information Building Code Scofflaws Certified Plan Corrections Information View all Supporting Information City Data Building Permits FOIA Request Log - Buildings Vacant and Abandoned Buildings Service Requests Page 8 of 21 Buildings E-Permits Use the link below to login for any of the the following: 1. 2. 3. 4. E-Permitting Online Intake Appointment Scheduling Creating a Permit Application Supporting Information Developer Services FAQ's I Want To... Check Status Of Go ADA Sidewalk Ramp Abandoned Vehicle Complaint Appeal of Denied Residential Disabled Parking Application Building Permit Status Building Violation Service Request Building Violations Building-Related Court Actions Circuit Breaker, RTA Reduced Fare and Free Ride Programs Contractors Who Have Made False Claims Currently Registered Lobbyists Easy Building Permit Applications Elevator Forthcoming Public Art Projects Graffiti Removal Service Request HomeMod - My Application status Licensed Electrical Contractor Licensed Mason Contractor Licensed Plumbing Contractors Liquor Moratorium / Vote Dry Area Parking, Red Light, or Speed Ticket(s) Permit for Business ID and Advertising Signs Restaurant License Inspection Rodent Baiting Service Request Page 9 of 21 Sanitation Code Violation Service Request Service Request for Street Light Out Street Closures Taxpayer Registration (Business) Tree Debris Service Request Vacant Property Voter Status I Want To... Pay for/Buy Go Business License Renewal Business Taxes CTA Transit Customer Fare Cards Calculate the Cost of a Permit City of Chicago Photography Liquid Waste Fee Parking, Red Light, or Speed Ticket(s) Permits (Easy, Electrical, Sign) Public Vehicle Advertising Surplus, Vehicles, Auctions Vehicle and Residential Permit Parking Stickers View Automated Speed Enforcement Video Water Bill Page 10 of 21 Black Wall Street International Building and Safety Springfield, IL Michael L. Ashenfelter To contact us at our New Location: Section Chief/ Electrical Inspector 217-535-3145 ext. 3732 Sangamon County Building Safety Section 2833 South Grand Avenue East Springfield, IL 62703 Inspection Line: 217-535-3145 ext. 3724 Fax Line: 217-747-5103 [email protected] Leonard LeVeque Building Inspector 217-535-3145 ext. 3730 [email protected] Michael Smith Plumbing/ Mechanical Inspector 217-535-3145 ext. 3733 [email protected] HOURS: 8:00 a.m. - 4:30 p.m. MONDAY - FRIDAY Jeanne Melton Building Safety Clerk 217-535-3145 ext. 3724 [email protected] PERMITS (in .PDF format) If you do not have Acrobat Reader click HERE to download the FREE plugin. Application for change of Occupancy Certificate Building Electrical Plumbing Sign Mechanical Page 11 of 21 Wind Energy Conversion Permits are required for the following types of work: 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. All new construction on structures over 120 sq.ft. residential and commercial All remodels and additions to existing structures residential and commercial The demolition of structures both residential and commercial All electrical wiring where new wire is installed The removal and installation of heating and air conditioning equipment Roofing– reroof and tear offs Swimming pools above ground and in-ground and, hot tubs Wind generators, and Photo voltaic systems Telecommunication towers Signs A change of occupancy permit is needed when the use of the occupied structure changes Completed inspections and a Certificate of Occupancy is required before occupancy can be granted Pursuant to Illinois Compiled Statutes commercial projects require a set of signed and sealed drawings from an Illinois Licensed Design Professional. Pursuant to Illinois Compiled Statutes commercial plans must be submitted according to the Illinois Architectural Practice Act of 1989, the Illinois Professional Land Surveyors Act of 1989, the Illinois Professional Engineering Practice Act of 1989, and the Illinois Structural Engineering Licensing Act of 1989. Residential plans must include floor, roof, and foundation drawings. THE SANGAMON COUNTY BUILDING SAFETY SECTION CURRENTLY ENFORCES THE FOLLOWING SANGAMON COUNTY CODES: 2006 International Building Code 2006 International Residential Code 2006 International Fire Code 2006 International Fuel Gas Code 2006 International Mechanical Code 2006 International Property Maintenance Code 2009 International Energy Code 2005 National Electrical Code 2004 Illinois Plumbing Code Current edition of the Illinois Accessibility Code Sangamon County Erosion Control General Information Page 12 of 21 Required Inspections Notice regarding residential plumbing work Building Codes and Energy Links www.iccsafe.org www.energycodes.gov Electrical Safety Links www.esfi.org/index.php www.safeelectricity.org www.iecouncil.org Consumer Product Safety www.cpsc.gov Meeting Schedules: Building Code Board of Appeals RELATED LINKS Sangamon County Public Health Main Website Sangamon County Zoning Department Sangamon County Regional Planning US Department of Energy Website tools for determing Energy Code Compliance, and education on Energy Codes for your home or business Access to the International Code Library of Codes Page 13 of 21 ONLINE REAL ESTATE SEARCH ENGINES Next go to software such as www.loopnet.com and search for available building that could help with your development needs. Search listings, research properties, and list availabilities with LoopNet, the most comprehensive resource for commercial real estate online. Quick stats 800K listings for sale and lease $425 billion in property for sale 6.3 billion square feet for lease 25 million+ property records 1.6 million sales comps 5 million monthly unique visitors LoopNet, Inc. is the #1 commercial real estate service online, with more site traffic, more members, and more geographic coverage than any other company. More details Corporate history LoopNet's expanded Property Facts database contains over 25 million records LoopNet surpasses 5 million registered members More LoopNet and PropertyFirst merge to create the web's largest CRE marketplace LoopNet goes public on the NASDAQ LoopNet founded with a vision for connecting brokers and investors nationwide LoopNet launches the first mobile search app for CRE More LoopNet hits one million registrants LoopNet partners with its first strategic client to offer listings online So its pretty present that this service is a industry leader when it comes to commercial Real Estate. Page 14 of 21 Then check for New Market Tax Credit Programs in the state of Illinois New Markets Tax Credits in Chicago Revs. December 10, 2009 Overview The New Markets Tax Credits (NMTC) program began in 2001 as a federal initiative to generate employment and other benefits for residents of low-income communities. The program provides income tax credits to financial institutions in exchange for investment in a Community Development Entity (CDE). The CDE uses these funds to provide low interest rate loans (2-2.5 percentage points below market), high loan-to-value ratios (as high as 95% of development costs), and the potential for partial debt forgiveness to businesses or real estate projects in qualifying areas. To date, CDEs serving Illinois have been granted a total of 58 NMTC allocations totaling $3.6 billion, or an average allocation of $62 million per CDE. From 2004-2007, more than 80% of projects using New Markets Tax Credits financing in Illinois were located in Chicago. How it works: The NMTC program involves a series of credits and investment flows: 1. Banks, nonprofits, private equity firms, state finance agencies, etc. apply for Community Development Entity (CDE) qualification and tax credit allocation. 2. CDEs are awarded tax credits through a competitive application process. 3. Investors provide equity to a CDE in return for a 39% income tax credit spanning 7 years. 4. CDEs use the investor equity to provide financing (lowinterest or forgivable loans and/or equity) to projects in low income communities. NMTC Allocations and Project Highlights In 2009, 13 allocations were made to CDEs serving the Illinois market, including the Chicago Development Fund (CDF), a CDE established by the City of Chicago in 2005. This fall Tim Geithner announced an additional $55 million allocation for the CDF. World Business Chicago works closely with the CDF to provide businesses with New Market Tax Credit assistance to expand or locate operations in Chicago. The CDF Page 15 of 21 targets industrial projects, grocery-anchored developments in “food desert” areas, and community or cultural facilities. Chicago Development Fund Project Highlights Imperial Zinc – after a fire destroyed Imperial Zinc’s main production facility in the historic Pullman neighborhood, the CDF provided $6 million in NMTC financing to help build a new 80,000 square foot plant. Gary Comer College Prep – through $21.5 million in New Markets Tax Credits, the CDF is assisting Gary Comer College Prep to expand into a new 45,000 square foot school facility adjacent to the Gary Comer Youth Center with 25 classrooms, four science labs, and a computer lab. Construction on the new facility is anticipated to finish in August 2010. Community Career Training & Economic Development Center – the CDF provided $9.3 million in NMTC financing for The Greater West Town Community Career Training & Economic Development Center, a job training and placement center for unemployed and underemployed individuals. Construction on the facility began in September 2009 and is projected to be completed by July 2010. Several aspects of NMTC allocations to CDE’s serving Illinois are summarized in the following chart: NMTC-financed activities in Chicago ($10k, 2004-2007), allocation to CDEs serving IL ($ millions), and % of total US allocations. How to Explore NMTC Further Businesses interested in pursuing NMTC financing should contact World Business Chicago. In addition, an application including eligibility requirements can be found on the City of Chicago’s website. Page 16 of 21 Office Use Only: BLACK WALLSTREET International Account No. ________________ Trading Floor: _______________ Approval Code: ______________ SPONSORSHIP APPLICATION General Information: Legal Name of Business: _____________________________________________________ Trade Name:_______________________________________________________________ Federal ID #: __________________________Kemetic Tradex Account #:_______________ Applicant Personal Promo Code# _______________________________________________ Office Address: ________________________________________________________________________ __________________________________________________________________________ City: _______________________ State: ________________ Zip: ______________________ Mailing Address: ___________________________________________________________________________ ___________________________________________________________________________ City: _______________________ State: ________________ Zip: ______________________ Phone #: ___________________ Fax #: ________________ Other #: ___________________ Date Established: ________________________________________ Company Structure: o Corporation Year: _____ State: ________________ o Partnership o Proprietorship o Other (Explain): _________________________________________________________________ Has there been a change of owners in the past year? Yes No If yes, explain: _________________________________________________________________________ _________________________________________________________________________ Page 17 of 21 Office Use Only: BLACK WALLSTREET International Account No. ________________ Trading Floor: _______________ Approval Code: ______________ Has the Company ever changed its name? Yes [ ] No [ ] If yes, explain: _________________________________________________________________________ ____________________________________________________________________________ Brief description of the business or primary product: ______________________________________________________________________________ ______________________________________________________________________________ ______________________________________________ See Business Plan [ ] Individual Information #1 All Officers, Directors, Partners, and Principals please complete the following information: Full Name: ____________________________________________________________________________ First: __________________________ Middle: ________________ Last: ______________________ Home Address: ________________________________________________________________________ City: _______________________ State: ________________ Zip: ______________________ Phone #: ___________________ Fax #: ________________ Other #: ___________________ Social Security #: ________________________________________ Driver License #: ____________________ State: _________ Expiration Date: ____________ Date of Birth: ________________________ Percentage Ownership: __________________________ Title: _______________________________ Email Address: ________________________________ Page 18 of 21 Office Use Only: BLACK WALLSTREET International Account No. ________________ Trading Floor: _______________ Approval Code: ______________ Individual Information Cont. All Officers, Directors, Partners, and Principals please complete the following information: Full Name: ____________________________________________________________________________ First: __________________________ Middle: ________________ Last: ______________________ Home Address: ________________________________________________________________________ City: _______________________ State: ________________ Zip: ______________________ Phone #: ___________________ Fax #: ________________ Other #: ___________________ Social Security #: ________________________________________ Drivers License #: ____________________ State: _________ Expiration Date: ____________ Date of Birth: _________________________________________________________________ Percentage Ownership: _________________________________________________________ Title: ________________________________________________________________________ Email Address: _______________________________________________________________ Affiliate Geographic Location: Affiliate Geo-Location Desired:______________________________ GEO Size: ____________ (i.e.SM401) Total Amount of Affiliates Fee: ______________________ Minimum Down Payment [ ] yes If minimum Down Payment Option is processed. Our office will send you the link to process your payment along with the contract. I am aware that by being an Affiliate to Black Wall Street International does not exempt my organization from being funded by Spiral Funding. I am aware that I am eligible to resubmit my application for funding with additional rounds of funding incase I do not receive funding approval in current submission (______) initials I am aware that Black Wall Street International compensate my organization once a month at the beginning of each month with the prorate percentage of my Geo-Locations performance (______) initials Page 19 of 21 Office Use Only: BLACK WALLSTREET International Account No. ________________ Trading Floor: _______________ Approval Code: ______________ OREGON NOTICE: Under Oregon law, most agreements, promises and commitments made by lender after October 3, 1989, concerning loans and other credit extensions which are not for personal, family or household purposes or secured solely by the borrower’s residence must be in writing, express consideration and be signed by the lender to be enforceable. Each applicant hereby acknowledges receipt of a copy of this app lication. WISCONSIN NOTICE TO MARRIED APPLICANTS: No provision of any marital property agreement, unilateral statement under section 766.59, Wis. Stats., or court decree under section 766.70, Wis. Stats., adversely affects the interest of the creditor unless the creditor , prior to the time the credit is granted or an open-end credit plan is entered into, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision. WISCONSIN RESIDENTS INSTRUCTIONS FOR INFORMATION TO BE SUPPLIED: If married applicants are applying for joint credit, include all assets and all liabilities of both spouses. Both spouses must sign this statement. If a married applicant is applying for separate c redit or for joint credit with someone other than his or her spouse, include all marital property and all individual property of the applicant spouse. A married applicant must in every case identify the liabilities of both spouses. AUTHORIZATION: Each Business Applicant and each person or entity signing this Application or an Application Addendum Form (“Signer”) certifies that all information provided by the Business Applicant and the Signer is true and complete and authorizes Myriad Services Financial t o 1) obtain credit and employment information about the Business Applicant and Signer; 2) obtain credit reports and make any inquir ies Myriad Services Financial considers appropriate in connection with this application or review of this loan account from time to time; 3) make Myriad Services Fin ancials experience with this loan account and information about this application available to credit bureaus, other Signers or other persons who have or expect to have financial dealings with the Business Applicant and the Signer; 4) share collection information with Signer’s other creditors; and 5) disclose account information as required by law. Each Signer acknowledges that additional information may be required in order to make a final credit decision. Business Applicant also acknowledges receipt of the Equal Credit Disclosures provided with this application. REQUIRED SIGNERS: All Signers must also be duly authorized to sign on behalf of applicant. ACKNOWLEDGEMENT: EACH SIGNER ACKNOWLEDGES THAT MYRIAD SERVICES FINANCIAL MAY RELY ON THE STATEMENTS AND INFORMATION SET FORTH IN THIS APPLICATION AND THAT SUCH STATEMENTS AND INFORMATION MAY BE INCORPORATED BY REFERENCE IN ANY AGREEMENT ANY OF THE UNDERSIGNED MAY ENTER INTO WITH MYRIAD SERVICES FINANCIAL. EACH OF THE UNDERSIGNED HEREBY AGREES TO NOTIFY MYRIAD SERVICES FINANCIAL PROMPTLY OF ANY CHANGE IN ANY SUCH STATEMENT OR INFORMATION. EACH SIGNER HAS READ AND UNDERSTOOD THE TERMS OF THIS APPLICATION, INCLUDING ANY ADDENDUM, AND REPRESENTS AND WARRANTS THAT THE INFORMATION CONTAINED HEREIN IS TRUE AND CORRECT. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. X _____________________________________ Authorized Signature Print Name Title ______________________ Date X_____________________________________ Authorized Signature Print Name Title ______________________ Date Signature of Guarantors : (Each Shareholder, Partner, or Member owning 25 percent or more interest in the Business Applicant, sign below.) For married Wisconsin residents: I understand the lender may be required by law to give notice of any credit transaction to my spouse. The credit applied for, if granted, will be incurred in the interest of my marriage or family. X _____________________________________ Authorized Signature Print Name Title ______________________ Date X_____________________________________ Authorized Signature Print Name Title ______________________ Date Page 20 of 21 Black Wall Street International Contacts Main Office Black Wall Street International 10161 Park Run Dr. #150 Las Vegas, NV 89145 800-718-7607 Customer Services Black Wall Street International 10161 Park Run Dr. #150 Las Vegas, NV 89145 800-718-7607 Ext. 803 Media Relations Black Wall Street International 10161 Park Run Dr. #150 Las Vegas, NV 89145 800-718-7607 Ext. 801 Spiral Funding Unit Black Wall Street International 10161 Park Run Dr. #150 Las Vegas, NV 89145 800-718-7607 Ext 800 Capital Funding Unit Black Wall Street International 10161 Park Run Dr. #150 Las Vegas, NV 89145 800-718-7607 Ext. 807 IT Department 809 Black Wall Street International 10161 Park Run Dr. #150 Las Vegas, NV 89145 800-718-7607 Ext 809 Black Wall Street International www.BWSIntl.com Black Wall Street 2.0 www.Blackwallstreet2.com Spiral Funding www.Spiralfunding.com Page 21 of 21