MASTERCARD PAYMENT GATEWAY SERVICES

MASTERCARD PAYMENT
GATEWAY SERVICES
OVERVIEW
MAKING PAYMENTS SAFE, SIMPLE & SMART
Payment Gateway Services
What are MasterCard Payment Gateway Services?
Making payments safe, simple
& smart – for your customers,
for your business.
Our Solutions
Our Payment Gateway Services offer industry leading, global payment processing
services and advanced fraud management solutions - for merchants, industry partners
and acquiring banks.
We recognise that the digital commerce market represents a key area of growth for
our customers. As such, it’s a key focus for us at MasterCard. We have aggressively
invested in payment gateway assets, by both acquisition and development of
proprietary technology, to provide a superior gateway offering that can assist our
customers to meet their business objectives.
As a global partner to some of the world’s most recognisable brands our customers
transcend the complexities of payment acceptance to increase revenues, enable new
sales channels, create better purchasing experiences and improve efficiencies whilst
fighting fraud.
OUR APPROACH AT-A-GLANCE:
• Omni channel bank card processing:
- MasterCard, Maestro, Visa, Amex, Diners, JCB, Discover
- Recurring Payment with Flag (merchant driven)
SIMPLIFIED
PAYMENT
PROCESSING
GLOBAL &
LOCAL
SOLUTION
Enables merchants to accept highly secure digital payments
across various payment methods and multiple channels - to ensure a
consistent consumer payment experience
MAXIMUM
DATA
SECURITY
Mobile optimized user interface
based on the latest technology
SOPHISTICATED
FRAUD
PREVENTION
TECHNOLOGY
MasterCard | Payment Gateway Services
Email: [email protected] | Tel: +44 (0) 20 7421 9280 | Web: www.mastercard.com/gateway
• Internal Risk Management - Card Bin, IP Country & Range,
AVS/CV2, 3D Secure
• GateKeeper:2.0 is our highly sophisticated fraud and risk
management solution. It uses multiple layers of advanced
technologies and innovation to detect fraud with pin-point accuracy
at every stage of the payment lifecycle, whilst protecting genuine
customers
• Merchant onboarding and configuration tools
Brand agnostic
supporting all major payment schemes and networks
Available for Acquiring Banks and other Partners to white label
leveraging market expertise and consultation around go to market plans
•Tokenisation – removes merchant need to handle sensitive bank card
data and also creates a more convenient checkout for the consumer
- Card and payment based tokenisation
- Multiple token formats including merchant defined
• Fully managed P2PE solution - encrypts sensitive cardholder data on
the PIN Entry Device (PED) for transmission to the PCI DSS certified
payment gateway, where it is decrypted for processing
Toolkit to support merchant compliance with PCI DSS
Aggressive innovation roadmap
commitment to continuously evolve in line with major market trends and
customer expectations
• Supports a wide range of alternative payment methods: PayPal
(acceptance in all 47 countries), Giropay and Sofort Banking (Europe),
BancaNet (Mexico), MasterPass and Visa Checkout
• 3D Secure Authentication
- SecureCode (MC), Verified by Visa (VBV), Safekey (Amex),
JSecure (JCB), Diners ProtectBuy
- Standalone MPI and 3D Secure with payment processing
Sector specific tools to aid convenience
such as tokenization and recurring payments
Sophisticated fraud management
capable of detecting fraud with a high degree of accuracy whilst
protecting genuine customers
• Local bank connectivity via Banknet to major acquiring banks – 140
around the globe
• Fully PCI DSS Compliant
Global/local solutions for international business
reducing the complexity of entering new markets from all perspectives product, bank connectivity, fraud and risk management and in country
support
Strategic consultative support to grow your business
our market experts work with you on your strategy execution to
maximize success
• Flexible Merchant Integration:
- Web services API
- Hosted checkout pages/hosted session – removes the need for
merchants to handle sensitive bank card data
- Modern UI with intelligent search
- Reporting API
WHITE LABEL
CAPABILITIES
• Merchant boarding API
• Billing API
• White label branding for hosted solutions, merchant portals,
and API integration guides
Payment Gateway Services
Why choose MasterCard Payment Gateway Services?
How it works
76% of shoppers from the UK
have bought goods from the
same retailer through more
than one channel.
MERCHANTS
•Create new revenue streams
by capitalizing on the lucrative digital commerce
market. Multi-channel customers on average
spend between 15-30% more than single
channel customers (source: ISC Retail Insights)
Source: Raconteur
MERCHANT
E-COMMERCE & MOBILE
ACQUIRING BANKS AND OTHER PARTNERS
CONTACT CENTRE
IN-STORE & KIOSK
•Provide a positive customer experience
with a professional, reliable and seamless
checkout process which minimizes downtime
and instills confidence into the consumer to
maximize sales
• Generate additional revenue
by teaming up with the industry leading, highly
secure global payments technology
• Enhance merchant relationships
as you provide them with a one stop shop for
payment services, offering value added services
• Transcend the complexities and cost
of being a Payment Service Provider
•Minimize fraud without rejecting
genuine customers
without compromising the speed or efficiency
of the checkout process through multiple layers
of sophisticated fraud prevention tools
as we will run the service whilst you focus on
running your core business
•Stay ahead of the competition
through evolving capabilities in line with market
trends and customer needs
PAYMENT GATEWAY SERVICES
The proportion of UK adults
buying from sellers from other
EU countries is estimated to have
increased from 12% in 2008 to
23% in 2014.
•Implement with ease
by choosing from multiple integration options
and the latest technology
International & alternative
payment options
Secure, fast & reliable
payment processing
Sophisticated Fraud &
Risk Management
The Office for National Statistics
One Connection Unlimited Opportunities
ONLINE BANK
TRANSFERS
AUTHORISATION & SETTLEMENT
ACQUIRING BANK
ONLINE
VOUCHERS
CREDIT/DEBIT
CARDS
ISSUING BANK
Management Portal:
ONLINE REPORTING
BATCH FILE UPLOAD
VIRTUAL TERMINAL
FRAUD CONFIGURATION
TRANSACTION MANAGEMENT
USER MANAGEMENT
MasterCard | Payment Gateway Services
Email: [email protected] | Tel: +44 (0) 20 7421 9280 | Web: www.mastercard.com/gateway
DOMESTIC
BANK CARDS
E-WALLETS
Payment Gateway Services
MasterCard Payment Gateway Services Are Unique...
Contact Us
Whilst remaining entirely brand agnostic from a payment acceptance point of view, enabling card
payments from all schemes as well as multiple alternative payment method brands, we are also able to
leverage the wider MasterCard organization to enhance our services to you with additional opportunities
across the broader payments value chain:
For more information about how MasterCard Payment Gateway Services
can assist your business, contact us today
Access truly global capabilities…
• We will listen locally and partner with you
to create solutions backed by MasterCard’s
global capabilities. This includes looking
broadly at the value of global investments
to build local solutions, and regionally
deploying experts in five centers of excellence,
all backed up by a broader on the ground
presence with a business spanning 210
counties and a team of
8200 people.
• We can provide access into MasterCard’s
unique global network of over 140 banks, to
further assist your international growth plans.
Bring innovation faster…
• We can work with you to leverage
MasterCard’s unsurpassed global capabilities
to bring innovation to your business faster,
working with MasterCard’s innovation stack.
• Created for the sole purpose of generating
new ideas and driving innovation, MasterCard
Labs is charged with conceptualizing,
testing, and bringing to market powerful
new payments systems that will make
transactions faster and easier than ever for
your customers.
Benefit from a commitment to invest
and enhance…
Have a payment industry voice…
• We have a vested interest in shaping the
future of payments with you. We provide you
with a real channel to share your payments
experiences into a card scheme.
• We operate globally and are fully engaged
with governments and NGOs around the
world (SASSA, Gates Foundation).
Partner with one of the World’s leading
brands…
• We can work with you to provide unique
marketing opportunities exclusive to
MasterCard, including Cardholder campaigns
and use of sponsorship assets.
Our Partners:
MasterCard | Payment Gateway Services
Email: [email protected] | Tel: +44 (0) 20 7421 9280 | Web: www.mastercard.com/gateway
• We have a track record of acquisitions and
investments that will continue to enhance and
grow the payment solutions we can provide
to you.
Harness the power of data…
• We can offer use of MasterCard Advisors,
the professional services arm of MasterCard,
to access real-time transaction data and
proprietary analysis, data-driven consulting,
and marketing services solutions to help you
optimize, streamline, and grow your business.
[email protected]
+44 (0) 20 7421 9280
www.mastercard.com/gateway
From 2012 to 2013 $25 million in
spending has shifted to cards from
cash.
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