Tamil Nadu State Rural Livelihood Mission

1
Presentation - Agenda
• TN Corporation for Development of Women –
Women Empowerment and SGSY
• TN Pudhu Vaazhvu Project –
Poverty Reduction and empowerment
• TNSRLM – Approach and Strategy
• TNSRLM – Annual Action plan 2012-13
2
TNCDW – An Introduction
 Established in 1983
 Functioning under the control of Rural
Development & Panchayat Raj Department from
July 2006. Earlier with Dept. of social welfare.
 Major Schemes implemented by TNCDW
 Mahalir Thittam (MaThi – Women’s Development Project)
– Fully funded by State Government
 Swarnajayanthi Gram Swarozgar Yojana (SGSY)
– Government of India (75%), State Government (25%)
Growth and Development of SHG Movement in TN
Inception Phase
Expansion Phase
(IFAD Project)
(Mahalir Thittam)
Consolidation
Phase
1989 - 1996
1997 - 2005
2005 onwards
NGO based
approach
Focus on thrift and
credit
Internal lending
NGO based
approach
Focus on Direct
credit linkages
from Banks
SGSY – Revolving
fund and
Economic
Assistance
Community based
approach
Formation of
Federations
Strengthening of
economic
activities
Sustainability
Mahalir Thittam – Major Activities
 Group Formation
 Capacity Building
 Revolving Fund to SHGs
 Credit Linkage (Direct Loan, Repeat Loan, Bulk Loan,
etc)
 Youth Skill Training & Placement
 Enterprise Development Training for SHG Women
 Formation of Panchayat Level Federations
 Marketing Support and Sales exhibition
 Awards and Incentives
 Economic Assistance to Rural SHGs - through SGSY
 Infrastructure Support (SHG building, Village shandies)
6
Sequence of the Process
Group Formation
Capacity Building
Credit Linkage
7
Bulk Loan to PLFs
Enterprise Development Training Programme
Youth Skill Training
Marketing of SHG Products
8
Cumulative Achievement up to 31.03.2012
No. of SHGs
5,56,311
No. of SHG Members
85.70 lakhs
No. of Rural SHGs
3,72,092
No. of Members in Rural SHGs
57.37 lakhs
No. of Urban SHGs
1,84,219
No. of Members in Urban SHGs
28.32 lakhs
4.
Total Savings of SHGs
Rs. 3,374.60 crores
5.
Revolving Fund to SHGs
4,85,822
No. of SHGs credit linked so far
4,85,822
Total credit availed
Rs.15,633.83 crores
9
1.
2.
3.
6.
Cumulative Achievement up to 31.03.2012
Economic Assistance to SHGs
61,934
Amount released for EA
584.39 Crores
No. of PLFs Restructured
10,494
No. of PLFs Registered
8,986
No. of PLFs got Incentives
5,850
Bulk loan provided to PLFs
419
Bulk loan Amount sanctioned
Rs. 100.54 Crores
No. of SLFs Formed
399
7.
8.
9.
10. No. of SLFs Registered
290
11. Youth Skill Training
1,08,496
12. EDT Programme
17,323
10
WB Assisted TNEPRP Project – “PudhuVaazhvu”
• A key Project of World Bank in Tamil Nadu to address inequity
and to promote inclusive growth.
• Community Driven Development (CDD) approach through pro
poor community organizations.
• Focused intervention in backward Blocks aimed at
empowerment of the poor, marginalised and differently abled.
• Increase in household
sustainable livelihoods.
income
through
promotion
of
• Implemented in 70 blocks(2509 VPs) in Phase-I and 50
blocks ( 1661 VPs) in Phase –II since 2005.
• Total families Targeted – 9.63 lakhs.
11
Objectives
Empowering the poorest of poor

Developing and strengthening people’s
organizations

Capacity building

Employment & livelihood

Targeted assistance for productive livelihoods

Enabling Environment
12
Strategy adopted in TNPVP
 Identify the target poor through Participatory
Identification of Poor (PIP) Process.
 Include their representatives in CBOs- VPRCs
 Map their needs and earmark exclusive funds
 Involve Block level Differently abled Facilitating
Agency(BDFA) for technical support and guidance.
 Build capacity of the community to secure their needs
and entitlements.
- special focussed attention
- ensure benefits reach the intended.
 Link with Bank for credit
 Social security net through insurance and pension
schemes
 Enhance existing livelihoods and create new sustainable
livelihoods
13
Impact of PVP
 Institutions of the poor manage the program activities on the ground leading to
ownership.
 Social Inclusion of marginalised and vulnerable




Represented in decision making bodies VPRC, SAC, & PLF.
286 tribal VPRCs formed
1446 tribal SHGs formed.
69,176 covered under Govt Pension scheme.
 Community based rehabilitation of Differently abled
7,996 Special SHGs formed
94,629 given National ID cards.
19,118 given aids & appliance.
5,714 under Niramaya Insurance.
9,092 given maintenance grant.
▪
▪
▪
▪
▪
 Bank linkages have ensured financial inclusion and livelihood.
•
64,000 SHGs linked to Bank credit
 Focus on youth employment through job fairs and skill training has addressed intergenerational poverty.

•
1,78,361 youth identified
•
1,70,063 trained
•
1,43,709 employed
Exclusive staff from state to village level has rendered support to CBOs and systematic
follow up
14
Guiding Principles of NRLM
•
•
•
•
Poor have inherent capabilities and strong will to come
out of poverty.
Strengthening of the Institutions of the poor and
universal social mobilization will help the poor to
unleash their potential to come out of poverty.
Facilitating knowledge dissemination, capacity building,
skill up-gradation, access to credit, and creation of
forward and backward linkages for the livelihood
enhancement of the poor.
Economic empowerment of women will have positive
and direct effect on the households and the society as a
whole.
15
Strategies for Implementation of TNSRLM
1.
2.
3.
4.
Social Inclusion and universal social mobilization.
Building Institutional platform of the poor
Financial Inclusion
Economic Inclusion – Building sustainable
livelihoods for the poor.
5. Enhancing Skills and linking to Job market
6. Last Mile Service Delivery (Through Paraprofessionals and Social Entrepreneurs).
7. Leveraging resources through dovetailing and
convergence with all schemes of Government.
16
Selection of Intensive blocks under TNSRLM
• All blocks are ranked by the number of BPL families
within the district and the districts are selected taking
into account the following criteria, namely,
 Percentage of Agricultural Labourers to total main
workers
 Rural female literacy rate.
 Industrial backwardness.
 Infant Mortality rate
 Number of BPL families
 Percentage of SC and ST population.
17
Tamil Nadu State Rural Livelihoods Mission: Phasing
Tamil Nadu has a total of 385 Blocks of which 120 is covered under TNPVP
and the Balance 265 blocks will be covered over three years under TNSRLM.
S.No Units to be Covered
Year 1
Year 2
Year 3
1.
Districts
15
19
31
2.
3.
Blocks
Village Panchayats
60
2323
160
5689
265
8318
4.
Poor Households
Lakhs)
(in 7.76
17.61
28.73
18
Coverage of Districts, Blocks and Village Panchayats
Phase
Year
Blocks
Village
Panchayats
2012-13
Expansion
in
Districts
15
I
60
2323
II
2013-14
4
100
3366
III
2014-15
12
105
2629
31
265
8318
Total
19
20
Non – Negotiable Principles
Inclusion
Inclusion of the poor and disadvantaged.
Equity
Women to play a determining role.
Participation
Decisions based on participatory
processes involving all stakeholders.
Transparency
Project decisions
transparently.
will
be
made
Accountability
Village institutions accountable to the
community.
Facilitation
The Project will adopt an enabling style.
Edayanchathu Panchayat, Vellore District
21
Project Cycle
Initiation Phase- Next
Cluster
Repeat the cycle
Initiation Phase
Communication activities and
PIP
Consolidation Phase
Institution Building
Phase
Federations and CPLTC
Formation of SHG,VPRC & SAC
Livelihood Phase
Individual, Group activity,
CLGs
22
Sequence of Activities
1.Initial Activities
• Communication Campaign
• Participatory Identification of the Poor (PIP)
2.Institutional Building Activities
• Formation of Village Poverty Reduction Committee
(VPRC)
• Social Audit Committee (SAC)
• Formation of Self Help Groups (SHGs)
• Panchayat Level Federation (PLF)
3.Capacity Building Activities
• Community Based Organisations (CBOs)
i.e., VPRC, SAC, SHG, etc
• Community Professionals
23
Sequence of Activities
(contd..)
4.Financial Linkage
• SHG Bank Linkage
• Individual assistance to differently abled & vulnerable
• Livelihood corpus fund and Bulk loan to PLFs
5. Livelihood Activities
•
•
•
•
•
Youth Skill training
Individual Livelihood
Common Livelihood Groups(CLG)
Clusters- One Village One Product (OVOP)
Economic Activity Federation (EAF)
6.Consolidation Activities
• Promoting Second and Higher level institutions
• Block level insurance Federation
24
Initial Activities
Communication Campaign for Awareness
creation
• Street Plays
• Folk Art
• Wall Writing
• Posters
• Handbills
• Rallies
Mannalur Panchayat, Ramanathapuram District
25
Initial Activities
Participatory Identification of Poor (PIP)
• Participatory
methodology
- Social mapping
- Wealth ranking
• Powerful &
transparent tool
• Wide acceptance
& high credibility
Kattalankulam Panchayat, Thoothukudi District
26
Institution platform for rural
poor
Village Poverty Reduction Committee (VPRC)
 Selection by Grama Sabha
 SHG women from target
poor representing each
habitation
 Village Panchayat President
– Chairman of VPRC
 Representative
of
Differently abled & Youth
 At least 30% members from
SC/ST
27
Institutions for Accountability
Social Audit Committee (SAC)
 Watch dog for the Project
 Regular
meetings
monitor VPRC
to
 Reports to Gram Sabha
 Ensures transparency
Kadamalaigundu Panchayat, Theni District
28
Social Mobilisation and social
Inclusion
Formation of Self Help Group (SHG)
 Mobilising the left out poor
into groups
 SC/ST
and
vulnerable
included into SHGs
 Opening of bank accounts
 Convening regular meetings
 Commencement of regular
savings
 Maintenance of books
Kundrathur Panchayat, Kanchipuram District
29
Institution for Networking
Panchayat Level Federation (PLF)
 Federation of SHGs at
Village Panchayat level registered
under
Tamil
Nadu Societies Registration
Act, 1975.
 General
Body
(GB)
constituted
with
all
members
of
federated
SHGs.
 Executive Committee (EC)
constituted
with
11
members.
Anaikaraipatti Panchayat Level Federation, Theni District
30
Institutional for Networking
Panchayat Level Federation
 Habitation Level Forums
(HLF) formed with one
representative from each
SHG.
 EC meets once a month &
GB meets four times a
year on the dates of
Grama Sabha.
 PLF is used for formation
and strengthening of
SHGs and for linking them
to
banks,
suppliers,
consumers, etc.
(contd..)
Vempattu Panchayat, Erode District
31
Strengthening CBOs or Institutions of
the poor
Panchayat Level Federation of SHGs
• Second level institution of SHGs
 Formation of SHGs
 Strengthening and furthering SHG activities
 Assists in maintenance of SHG accounts
 Supports in undertaking livelihood activities
 Acts as financial intermediary
 Arranges credit rating
 Provides timely credit linkage either through Banks or
Project funds
32
Capacity Building of office bearers and
members
Capacity Building of CBOs
33
Capacity Building Process
Tools of Capacity Building
Training through Structured Modules
Internal Learning Forums
Exposure Visits
34
Building Social Capital
Community Professionals (CPs)
 Good VPRC and SHG members selected
as CPs to train members of VPRC, SHG &
PLF.
 CPs are categorised based on their
functional area specialisation.
 Selected CPs are trained in specific
subjects and communication skills.
 Trained CPs are used as effective
instruments
programs
for
IEC
of
different
Ayappakkam Panchayat, Thiruvallur District
like NREGS, TSC, Health
schemes, etc.
 CPs are paid remuneration for their
service.
35
Financial inclusion and Bank Linkage




SHG Bank Linkage
Community rating for seed
money
Credit rating for 6 month
old SHGs for first linkage
Next
credit
rating
for
repeat loans
Bank linkage
- Direct loan
- Economic
assistance
Indian Overseas Bank, Uthukottai, Thiruvallur District
36
Corpus to PLFs for mobilising Bank
credit
Livelihood Corpus Fund and Bulk Loan to PLFs

Livelihood
corpus
fund to PLFs for on
lending
to
SHG
members to start
livelihoods

Bulk loan from banks
to
PLFs
for
on
lending
to
SHGs
based on their credit
absorption capacity
Maruthakulam Panchayat, Vellore District
37
Skills And Placement
• Assessment/survey
of job market
• Job melas
• District Resource
centre for Youth Skill
training
• Entrepreneurship
Development
Trainings
level Job Mela,
• Job Oriented skill District
Thiruvannamalai District
training for youth
Masonry Training, L & T,
Manapakkam,
Kanchipuram District
38
Skills and Placement
Job Oriented Youth Skill Training
Hyundai, Sriperumpudur, Kanchipuram District
Bannari Amman Garments, Uthiramerur,
Kanchipuram Dt.
39
Livelihood Mapping exercise
40
Self employment – IGA and
Livelihood Activities
Individual Livelihoods
Pathiri Panchayat, Kanchipuram District
 Project fund
 Special fund to disabled &
vulnerable
 Livelihood corpus fund
 Bank linkage
 Bulk loan through PLFs
 Convergence
other
TAHDCO,PMEGP,
loans, etc
through
schemes
DRI
41
Baradarami Panchayat, Vellore District
Aggregation of similar Livelihood
Activities
Cluster Development- One Village One
Product
Kosavapalayam Panchayat, Coimbatore District
 SHG groups involved in
similar
or
related
activities are formed into
clusters.
 Reduce
cost
of
production and achieve
economies of scale.
 Provided backward and
forward linkages through
District
Supply
and
Marketing society.
42
Ammayappan Panchayat, Thiruvarur District
Project Process
Consolidation Activities
Promoting Second and Higher Level Institutions
 PLFs – for SHGs
 Community Professional
Learning
and
Training
Centres (CPLTCs) – for
Community Professionals
(CPs) at District level.
CPLTC, Thiruvannamalai
43
Human Resources Plan
Harmonization between TNCDW and TNPVP
• State Level – SMMU Structure
• District Level – DMMU structure
• Harmonisation
– Type 1 Districts - NRLP ( No TNPVP)
– Type 2 Districts - NRLM ( Has TNCDW and TNPVP)
– Type 3 Districts - Small districts with Majority
blocks under TNPVP
• Block level - BMMU
44
Harmonisation of State level – Technical team
 TNPVP Specialists will provide technical support to TNSRLM in the following
thematic areas.
 Community Driven Development
 Differently abled and vulnerable
 Tribal Development
 Livelihoods
 Environment
 Special Cells will be formed for the following thematic areas which will
support both TNSRLM and TNPVP
 Communication
 Capacity Building
 MIS
 Skills and Placements
45
Harmonization of District level technical team
 APMs of TNPVP will provide technical support for TNSRLM in the
following thematic areas.
 Capacity Building
 Community Development
 Livelihoods( Farm)
 APOs under TNSRLM will provide technical support to TNPVP in
the following thematic areas (reverse sharing)
 Business Development & Micro Enterprises
 Partnership and Convergence
 Special hubs for Capacity building and Communication
, MIS and S&P
46
Annual Action Plan
2012-13
Project Area for Phase – I
2012-13
The project will be implemented in 15 districts covering 60
blocks, which includes 16 blocks from 4 districts under NRLP
and remaining under NRLM.
No. of
No. of
No.
Districts
Blocks
Panchayats
NRLP
4
16
458
NRLM
11
44
1865
Total
15
60
2323
Project
of
Village
Year of
commencement
2012-13
48
Activities proposed in Intensive Blocks… 1
• Information Education and Communication activities at
various levels
• Orientation to line departments and Panchayat Raj
Institutions (PRI)
• Conducting Participatory Identification of Poor (PIP)
process for identifying target people under TNSRLM.
• Formation of Village Poverty Reduction Committees
(VPRC) and Social Audit Committees (SAC).
• Preparation of Village Development Plan.
• Release of Community Investment Support to VPRC.
49
Activities proposed in Intensive Blocks…2
• Formation of Self Help Groups
• Restructuring Panchayat Level Federations (PLF).
• Establishing Village/ Block and District level
convergence forums
• MIS – Review and monitoring system at Block level
• Mapping of skills and Education status
• Business correspondents
50
Activities in Non-intensive blocks…1
• Initially lean project staff at Block level.
• Focus will be on developing one pilot village in each
Blocks of the Phase-II project district.
• 100Village Panchayats will be selected as resource
Village Panchayats at the rate of one per Block from
100 Blocks which is proposed to take up as intensive
Blocks in 2013-14.
51
Activities in Non-intensive blocks..2
In these pilot resource villages, the following
activities will be taken up:– Social mobilization
– Conducting base line studies
– Conducting Participatory identification of Poor
– Formation of VPRC
– Mapping of skills and Education status
– Development of social capital (CPs / CRPs)
52
Activities common to both Intensive and non –
intensive blocks ( State Wide)
1. Skill and placement
–
–
–
–
–
Assessment/survey of job market
Job melas
District Resource centre for Youth Skill training
Entrepreneurship Development Trainings
Job Oriented skill training for youth
2. Convergence and networking
– Creation of convergence forums at village, block and
District levels.
– Inter department planning workshops at block level
53
Activities common to both Intensive and non – intensive
blocks
3. Livelihoods
–
–
–
–
Creation of CLGs at Village / Cluster level @ 5 per District
One Village – One product promotion
Partnership with Small Industry association
Innovation forum with Student interns from colleges and
Universities
4. Financial Inclusion
– Bank Mitras
– Financial literacy to all poor HHs
– Pension and insurance schemes for poor
54
5. Marketing
–
–
–
–
Standardisation and Value addition
Branding of SHG products
Inter District and intra District marketing among SHGs
MOU with private sector and SSI associations
• Marketing support through fairs and exhibitions at State and
Regional level
– Buyer – Seller meets (State & regional level)
6. Awards
– Awards to best performing PLFs, SHGs and Bankers
7. Monitoring & Evaluation
– MIS cell
8. Communication & Documentation cell
– Development of Communication Manuals & Materials
– Printing of Manuals & Materials
55
Action plan - Timeline
Annual Action plan activities
• State level Activities
• District Level Activities
• Block level Activities
• Cluster level Activities
• Village level Activities
Activity Timeline Trigger Dates
56
Component wise Budget - TNSRLM
(Rs. in Lakhs)
S.No.
Component
Description
1
A
2
B
Institutional and Human Capacity
Development
State Livelihoods Support
3
C
Innovation and Partnership
4
D
Project Implementation support
Total
Amount
75.00
17590.96
1359.00
414.11
19439.07
57
Source of Funding - TNSRLM
(Rs. in Lakhs)
S.No Description
1 National Rural Livelihoods
(NRLM)
2 National Rural Livelihoods
Project (NRLP)
Total
GOI
GOTN
Total
11300.21
3766.73
15066.94
3279.10
1093.03
4372.13
14579.31 4859.76 19439.07
58
Skills & Placement
Component wise Budget
(Rs. in Lakhs)
S.No.
A. Youth Skill Training
Component
1.
State Resource Centre
2.
District Resource Centres – one per district
3.
4.
Preparation of youth database, career guidance
training and youth festival
Providing skill training to 30,000 youth @ Rs.
10,000 per youth
Subtotal
Amount
85.40
564.17
812.12
3000.00
4461.69
B. Entrepreneurship Development Training
1.
Training to 5,000 women @ Rs.5,000 per
women
Total
250.00
4711.69
59
Source of Funding
Skills & Placement
Description
National Rural Livelihoods (NRLM)
– Skills & Placement
GOI
3533.77
GOTN
1177.92
Total
4711.69
60
TNSRLM – AAP Budget 2012-13
A. NRLM and NRLP component
Rs. Lakhs
S.No
Description
1 National Rural Livelihoods (NRLM)
2 National Rural Livelihoods Project (NRLP)
Total
GOI
GOTN
Total
11300.21
3766.74
15066.94
3279.10
1093.03
4372.13
14579.30
4859.77
19439.07
B. Skills and placement component
Description
National Rural Livelihoods (NRLM)
GOI
3533.77
GOTN
1177.92
Total
4711.69
Total (A + B)
Description
NRLP and NRLM including Skills & Placement
GOI
18113.07
GOTN
6037.69
Total
24150.76
61
NRLM Fund requirement for 2012-13
• TOTAL Funds required : RS 242 Crores
• GOI Share : Rs.181 Crores
• GOTN Share : Rs.61 Crores
62
S.No
1
2
3
4
5
6
7
8
9
10
Issues Raised in AAP
Action Taken
Harmonization/Convergence with existing A clear road map is developed and action initiated by making MDWorld Bank assisted PVP project
TNWDC as PD –PVP. State, Dist and Block level harmonization plan is
also developed
Clarity on the implementation architecture Clear plan for SMMU, DMMU, BMMU and PFT level dedicated
staffing. PVP staff also as part of SMMU, DMMU, BMMU including
non-intensive blocks
Clarity on community Institutional
Clear community architecture planned at various levels – SHG-VPRCarchitecture
PLF
Skills & Placements not included in AAP
Detailed activities and budget included for S&P
Cost sharing between Centre and State – Cost sharing as 75:25 mentioned
not mentioned for NRLP
Higher amount of CIF/CIS for first year
TNPVP model CIF amount allotted based on Village development
plan and vulnerability reduction plan.
Currently Average CIF is Rs 10 Lakhs
VPRC funding of Rs.10 Lac – higher than
WB supported TNPVP models are treated as pilots of NRLM.
the cost norms of NRLP
Therefore, funding pattern of NRLM is based on TNPVP funding
pattern. More funding opportunities will be explored and PVP model
will be replicated.
Average Block funds for 5 years under TNPVP is Rs.13.90 crores and
that proposed under NRLM and NRLP is 10.01 crores !
The HRD cost of Rs.75.00 lakhs needs to
Staff recruitment and initial induction training. It is for hiring of HR
be broken down into sub-heads
agency – for recruitment, induction training.
No indication of procurement
Detailed procurement plan along with procurement team at state,
arrangements
district level given including procurement sub-committee formation
included in revised AAP.
Details to be given on Partnership with
Details given. Resource block for livelihoods innovation in one
63 block
Auroville
in Villupuram District.
64