APR 2015.pub

PROUDLY SERVING OUR MEMBERS SINCE 1934
APRIL 2015
MEMBERS UNITED
CREDIT UNION NEWSLETTER
OUR FUTURE REVOLVES AROUND YOURS!
MAIN OFFICE
1115 N. WESTOVER BLVD
ALBANY, GA 31707
229-439-1448
1-888-822-1633
FAX: 229-432-6374
BRANCHES
1110 CENTENNIAL AVE
ALBANY, GA 31707
229-439-9797
FAX: 229-439-0510
217-A JOHNSON RD
ALBANY, GA 31705
229-438-1834
FAX: 229-438-1837
709 VETERANS PKWY
COLUMBUS, GA 31901
706-987-8000
FAX: 706-327-4589
TELLER 24
229-439-1191
1-888-212-1191
WWW.MEMBERSUNITED
CREDITUNION.ORG
FEDERALLY INSURED
BY NCUA
HOURS OF OPERATION
As of April 1, 2015 the hours of operation have changed at MUCU branch locations. Hours remain unchanged at our main office. Complete hours of operation for each location are listed below. Changes are in red.
1115 WESTOVER BLVD, ALBANY
Monday
Tuesday
Wednesday
Thursday
Friday
8:30am - 5:00pm
8:30am - 5:00pm
8:30am - 1:00pm
8:30am - 5:00pm
8:30am - 6:00pm
1110 CENTENNIAL AVE, ALBANY
Monday
Tuesday
Wednesday
Thursday
Friday
8:30am - 5:00pm
8:30am - 5:00pm
8:30am - 1:00pm
8:30am - 5:00pm
8:30am - 5:00pm
709 VETERANS PKWY, COLUMBUS
Monday
Tuesday
Wednesday
Thursday
Friday
8:30am - 5:00pm
8:30am - 5:00pm
8:30am - 5:00pm
8:30am - 5:00pm
8:30am - 5:30pm
217-A JOHNSON RD, ALBANY
Monday
Tuesday
Wednesday
Thursday
Friday
8:30am - 5:00pm
8:30am - 5:00pm
8:30am - 1:00pm
8:30am - 5:00pm
8:30am - 5:30pm
National Credit
Union Youth month
April 1-30
Visit Members United Credit Union during April
and help us celebrate Nation Credit Union Youth
Month! We will show youth and teens how to get
wild about saving at their credit union. If you are
18 or younger stop by our lobby for:
1) Drawing for two Wild Adventures Theme
Park 1-Day passes (Youth can enter each
time they make a deposit)
2) $100 Giveaway - CUNA will be giving away
$100 to 25 lucky winners nationwide.
3) Treasure Chest - Each time a youth makes a
deposit they get to choose a prize from our
treasure chest.
4) Savings Jar - A jar will be located at each
branch filled with money. Youth members
will have the opportunity to guess how much is in the jar each time they make a deposit. The closest
guess wins the jar.
5) Coloring Contest for our member s age 10 & under . Go to www.member sunitedcreditunion.org
to download the picture or stop by any of our locations.
Entries will be posted at
www.facebook.com/membersunited for members to vote on the first week of May.
Informing young people in their early years about the basics of financial education can give them the
knowledge, skills, and confidence they need to manage their finances once they enter the real world. Let
Members United help lay that foundation.
4110-NL-0415
1.00
*APY is Annual Percentage Yield. Account is subject to early withdrawal penalties. Fees may apply and reduce earnings. Minimum deposit $10,000.
Dividends are accrued monthly and can be received monthly or paid at
maturity. You must first become a member of MUCU by making a $5 deposit
and paying a $5 new member fee. We reserve the right to end this promotion
at any time without notice.
MUCU has made buying your next auto even more convenient!
We have established a Dealer Direct Lending partnership with
Finnicum Motors, which allows customers to get approval for
MUCU financing right at the dealership without stepping foot
inside the credit union. Conventional financing for purchases
from other dealerships is still available through any of our
branch locations.
2015 HOLIDAY CLOSINGS
MAY 25—MEMORIAL DAY
JULY 3—INDEPENDENCE DAY
SEPTEMBER 7—LABOR DAY
OCTOBER 12—COLUMBUS DAY
NOVEMBER 11—VETERANS’ DAY
NOVEMBER 26 & 27—THANKSGIVING DAY*
DECEMBER 25—CHRISTMAS DAY*
*ALL OFFICES WILL CLOSE AT 1:00PM THE DAY BEFORE
THANKSGIVING, CHRISTMAS & NEW YEAR’S.
IRA WITHHOLDING NOTICE
Payments from your IRA are subject to federal income tax
withholding, unless you elect no withholding. You may
change your withholding election at any time prior to your receipt of a payment. To change your withholding election, complete the appropriate form provided by your credit union.
Withholding from IRA payments, when combined with other
withholding, MAY relieve you from payment of estimated income taxes. However, your withholding election does not affect the amount of income tax you pay. You may incur penalties under the estimated tax rules if your withholding and estimated tax payments are insufficient.
%
APY
15 MONTH
CERTIFICATE OF DEPOSIT
FREE SMALL SAFE DEPOSIT
BOX FOR SIX MONTHS*
OTHER SIZES AVAILABLE
SMALL
$15 / YR
MEDIUM $30 / YR
LARGE
$45 / YR
X-LARGE $60 / YR
Items experts recommend storing in a safety-deposit box include birth or marriage certificates, insurance policies, property deeds, rare coins, jewelry, irreplaceable family photos, stock
or bond certificates, and foreign currency. Experts advise
against storing cash or your will in your box. Items you may
need to retrieve in an emergency should also not be kept in
your box.
* Boxes are available at main office only. Offer good only for new box
rentals. After 6 months your account will be debited the $15 annual
rental fee for the following year. We reserve the right to end this promotion at any time.
ATTENTION COLUMBUS MEMBERS
If you have not already done so, please update all ACH
(electronic) transactions that route through your checking account so that they are routed through the following routing
number, 261 271 759. All transactions that are routed through
the premerger routing number will be returned. Also, make
sure to use the 80 prefix in front of your account number on all
transactions. Please contact us with any questions.
MOVING???
DON’T FORGET
TO GIVE US YOUR NEW ADDRESS.
If your address isn’t updated
with the credit union you could
incur a mail code fee(s).