~Kemetic Wisdom

What health is to the body, even that is honesty to the soul.
Develop your spirit that it may gain strength to control the
body and follow the natural laws of nutrition and hygiene.
~Kemetic Wisdom
Healthcare
Premier Healthcare Plans for Individuals
Annual Health Exam
Life
Planning for Education
bnl Café Update
Awareness Update
Customer Services
Newsletter | Volume 1
January – March 2013
www.bnl4life.com
General Manager’s Message
Welcome to our first Newsletter of 2013. During 2012
we made excellent progress on improving communications with our Clients with the introduction of our
website www.bnl4life.com, this newsletter and a new
customer services area for personal visitors. In our
customer survey last year you said you wanted more
communication from us and we have worked hard to
improve.
We have designed performance indicators to measure
how well we are providing services to you and will be
holding “Customer Focus Groups” for you to comment
on our service and what you expect from us. If you are
interested in joining one of those please let us know.
We also aim through selected media to let you know
more about how Bahrain National Life can help you with
your personal plans, whether for savings, education,
retirement planning or family protection. On the healthcare side of business we are always reviewing our
Provider Network and monitoring claims to ensure our
Insured Members are receiving quality care especially as
the NHRA is active in ensuring proper licensing of Health
Institutions and Practitioners.
“The secret of success is to do common things uncommonly well”. We plan to do that this year.
Best wishes for 2013.
www.bnl4life.com
Robert Grey
Healthcare
Tel: +973 17 587 333
Premier Healthcare Plans for Individuals
bnl’s Premier Healthcare Plans are designed to meet the Health Insurance requirements of
self-employed and family as well as those who seek comprehensive healthcare protection for their
future. These Plans are available on an International, Regional or Bahrain only basis.
The salient features of these Plans are:
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Annual Health Exam – Can You Help Yourself to Stay Healthy and Reduce Your Healthcare Plan Premium?
Regular checkups can teach us how to stay healthy; they can even save our lives.
How often should you have regular check-ups? That depends on several things, but in general, Doctors
say that if we are in good health, it depends on our age. An Adult under 50 should have a thorough
medical exam at least once every 2-3 years. From 50 to 60, every 2 years, and over 60, a yearly check-up
is best.
During regular checkups, our Doctor takes our family history and performs routine tests, such as checking blood pressure, heart rate, and cholesterol. The Doctor may also recommend other tests if we are at
risk for things like heart disease, stroke or cancer. These tests can help identify problems and possibly
stop bad events from happening.
Having regular health check-ups will detect any medical complaints before getting too worse which in
turn helps to incur less expenses related to our health problems. This way your bnl Healthcare Plan
Premiums will say healthy too. Call us for information about the Plan.
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Life
Hotline: 8000 8550
Planning for Education
We all want the best for our Children and we know how important a good education is.
Unfortunately a good education costs money and what makes matters worse is that it costs more
money every year. Education costs have risen at a much higher rate than normal inflation. Figures from
the US show that tuition costs have risen by 2.5 times the normal inflation rate. As an example if the
cost of college tuition was $10,000 in 1986 it would cost over $21,500 now.
One way of easing the burden is to fund in advance by
saving money before you have to pay the education
bills. There are many ways to save but one of the best
ways is by a Future Education Plan which not only
enables you to save but also ensures that if the main
earner in a family were to die then the education costs
would be covered by a capital sum payable on death.
The key message is to plan ahead with your savings and
to ensure you have life insurance. bnl has several Plans
that can help you achieve your goals. Call us now
before it’s too late.
bnl Café Update
Grapefruit and Interaction
with Medicines
The best way to stay healthy during these sudden and
dramatic changes in the weather is for us to eat a balanced
diet and to try to maintain a healthy lifestyle – eg start off.
your day with some fresh fruit juice, the foods and drinks you
consume should be fresh, rich in vitamin C. We spend a lot of
our time at work and to help us stay healthy preparing a
thermos with a mixture of ginger, rosehip, linden and
chamomile tea will not only help support our health but also
ensure we drink enough liquids. Water is a shield that works
to protect our bodies from illness and disease and keeps our
defense system strong – we should drink 2-3 litres of water
per day.
Millions of people taking medicines for high cholesterol,
cancer and to prevent heart attacks are at risk of
potentially life threatening side effects if they eat
grapefruits, Doctors have warned. A study has listed 43
major drugs which are affected by eating grapefruits or
drinking the juice and experts have warned there needs
to be more awareness of the risks.
Having grapefruit can cause some medicines to enter
the body faster which makes it more likely to have side
effects from the medicine. Interactions can happen up
to 3 days after eating or drinking grapefruit. This means
a person cannot drink grapefruit juice in the morning
and take medications later in the day to stop possible
medicine interactions (a medicine interaction is when a
medicine or food changes how another medicine
works).
An interaction can occur even if you eat or drink a small
amount of grapefruit. However, if you like grapefruit
and want to continue to enjoy it, ask your Doctor if
there is a different medicine for you that doesn’t
interact with grapefruit.
Only some medicines interact with grapefruit – for
examples: certain cholesterol-lowering statin drugs,
such as Zocor (simvastatin), Lipitor (atorvastatin) and
Pravachol (pravastatin); some blood pressure-lowering
drugs, such as nifedipine (Nifediac and Afeditab); organ
transplant rejection drugs, such as cyclosporine
(Sandimmune and Neoral); certain cardiovascular
drugs, such as amiodarone (Cordarone and Nexterone),
clopidogrel and apixaban.
.
.
Getting 7-8 hours of sleep each day will make us strong as
our body gets a chance to rest and gathers energy and
repairs itself in general. It is also important to remember
that where we sleep is also very important – if the bedroom
is too hot, too cold, damp, dusty or not well-aired will ruin
the chances of a good night’s sleep and our immune system
could be weakened. Ensuring your bedroom gets fresh air for
at least an hour every day and having a warm shower in the
morning and the evening will speed up circulation and make
you feel fresh.
Early Death by Prolonged Sitting
How the Change in Weather
Affects Our Health
The human body needs to stay within a certain temperature range (between 36.5-37 degrees Celsius) in order
to stay healthy. But when outside influences such
weather conditions change suddenly, the body’s own
regulation mechanisms can be caught unaware, thus
triggering changes in the body’s temperature. As the
immune system works in concert with these regulatory
systems, it too is affected. Sunshine during the day, rain
in the evening, morning breezes, night-time storms. It is
constantly fluctuating, and the changing temperatures
throughout the day are making many of us ill.
A recent study found that sitting 6 or more hours a day
increased the risk of early death from all causes by an
average 35% for women and 18% for men — even if you
exercise! Researchers compared a large group of long-time
sitters to people who sat less than 3 hours a day and
controlled for factors like smoking. The results are compelling: women who sat more than 6 hours a day faced a 33%
higher risk of early death from cardiovascular disease
compared with women who sat fewer than 3 hours a day.
Long-sitting men had an 18% increased risk of premature
death from heart disease. There was a 30% higher risk of
early death in women who sat the longest compared with
women who sat the least.
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