Winter 2014 Newsletter - Fresno Police Department Credit Union

Winter
2014
Dividend Rebate is Here
Once again FPDCU is returning money to
members through a dividend rebate. We want
to thank our members and share in our collective
success. Remember the more services you use at
FPDCU the more you can get in your share account on
the next dividend rebate!
Calling All Members
Join us Tuesday, February 24, 2015 for our
Annual Meeting. This will be the perfect time to
meet and mingle with other members and cast
your vote. As a member of FPDCU you definitely
can make a difference.
Positions are available on both the Board of
Directors and the Supervisory Committee. If
you are interested in serving on either position,
please contact Mary Ann Palacios at 621-2300.
• Board of Directors: John Jensen, Incumbent
• Supervisory Committee: Rick Ventura
Kristi Manners
Anna Rini
Congratulations to our
Gift Card Winners for
our 60th Anniversary
FPDCU is very proud of the 60 years we have been
here to service you and celebrated this momentous
occasion with our membership. In honor of our 60th
anniversary, we gave away six $60 Gift Cards to any
member who booked a loan for 60 months or more
for the months of November and December. But
wait, that’s not all – members with $60 in their share
accounts were entered into a drawing, and 6 winners
were selected to receive a $60 gift card too! After 60
years of growth and stability, we strive to live up to
our motto “to protect and serve your financial needs”
and to form stronger relationships with our members
every day. Thank you for making this possible!
Celebrate the New Year!
Open a Checking account with FPDCU and
you will receive your first box of checks free
thru 3/31/2015! Remember: at FPDCU you
are entitled to enjoy all these benefits!! Open
your checking account now and experience
the outstanding customer service that only
FPDCU provides to its members:
 No monthly service fees
 Free access to surcharge-free Coop
ATM’s nationwide
 Free online banking & bill pay
 E-statements
 Free mobile money
 Direct deposit for all or part of your check
 Overdraft protection up to $500
 No minimum balance requirement
 Free debit card
 Personalized pin for debit card ~NEW~
FPDCU posts loan promotions,
special interest rates, deferred payments, and
many other services that can help you fill that empty
driveway. Keep an eye on www.fpdcu.org for opportunities!
IMPORTANT NOTICE
FROM CUNA MUTUAL GROUP
CUNA Mutual Group hereby provides
you with notice regarding the
pre-existing exclusion provision on
open-end credit life and/or disability
accounts as required by the
California Insurance Department:
“This insurance may not cover an
advance or charge under your credit
line if your disability or death results
from a condition for which you have
seen a doctor or chiropractor in the
six months before the advance or
charge.” Credit card balances are
not subject to the credit life and
credit disability pre-existing medical
condition provision.
Get savvy about online security
Don’t bank, shop, or give out personal
information over public/unsecured
Wifi hotpots! ... or that ice-mocha at
the cyber café might cost you
Happy New Year
from all of us at FPDCU!
all the money in your account.
Staff
Sandi McMillan, CEO
Silvina Pelayo, Operations Supervisor
Kelli Attkisson, Loan Representative
Joanna Lauer, Account Representative
Mike Sherman, Account Representative
Natalie Hartwig, Account Representative
Shanyl Watkins, Account Representative
Kristin Pilcher, Account Representative
Board of Directors
nclosed
See the e rding
a
flyer reg r tgage
o
m
our new any:
comp
nity
Commtguage
Mor d
Fun
Office Hours
Mon–Thu 8:30AM –5:00PM
Fri 8:00AM –5:30PM
Closing Holidays
January 19:
Martin Luther King Day
February 16:
Presidents Day
May 25:
Memorial Day
Bill Trollinger, President
John Jensen, Vice President
John Conlee, Secretary
Craig Attkisson, Treasurer
Dan Montevecchi, Director
Supervisory Committee
Mike Cavallero, Chairman
Sheila Chandler
Rick Ventura
CAT # 06508-NEWS-201412
Rates
Fourth Quarter Dividends for 2014
Oct / Nov / Dec APR*
APY*
Regular Shares
(01,05,08)
Insurance Account (02)
Minor Account (03)
Christmas Club (06)
Vacation Club (12)
Super Saver (25)
$10,000+
IRA Account (81)
0.25%
0.25%
0.25%
0.25%
0.25%
0.25%
0.50%
0.25%
0.25%
0.25%
0.25%
0.50%
0.60%
0.60%
Certificates of Deposit
$10,000 minimum; 12–18–24 Month Terms
Call credit union for current rates.