Funeral Consumers Alliance - Website

Funeral Consumers Alliance
of East Tennessee
2012 Annual Newsletter
P.O. Box 10507, Knoxville, TN 37939.
[email protected] Tel: 865-951-8515; 865-483-4843
http://fcaeasttn.homestead.com, or chapter listing at www.funerals.org
A Few Words From Your FCA-ET President
Having recently become both the President
of the Funeral Consumers Alliance of East
Tennessee and a member of the National FCA
Board I want to let you know about the many great
things that we have been up to on both the local
and National level. To say that we have been busy
is an under statement!
I realize that we all have a great many opportunities in the various ways that we decide to allocate our charitable giving, and that there are hundreds of worthy causes to support. Yet the Funeral Consumers Alliance is the only charitable organization that has a focus on helping those who are facing the death of a loved one, or planning for their own funeral. Our focus on providing education, support and advocacy regarding all aspects of
making final arrangements is simply not available from any other national organization.
FCAET is one of over 100 local FCA affiliates across the country that work together
to monitor the funeral industry and expose abuses. We also are working hard now to lobby
for a federal law that will force cemeteries to provide consumers price lists up front with a
law similar to the General Price Lists required by the Federal Trade Commission. The funeral Rule law requires funeral homes to give families prices prior to making funeral arrangements. The Funeral Rule went into effect in 1986, thanks in part to FCA lobbying.
Our work is ongoing. Did you see the recent Sixty Minutes story with Josh Slocum
and Anderson Cooper? If not, look it up on Sixty Minutes to watch the episode shown on
May 20, 2012. The FCA has also been quoted in the three-part Money Magazine articles,
starting with the November issue, on the high cost of dying in America. And, lastly, FCA
national has a part in a story on CNBC to be aired next January.
Did you know that you can be part of the FCA mission to provide consumer education and advocacy? Did you know that we have speakers that would love to come and talk
to your group about FCA and affordable funeral planning? Did you know that we accept
donations and bequests to further our ability to provide community education about FCA
and affordable funeral planning? Please contact me directly if you would like any further
information: Karen Smith, Ph.D. Phone: (865) 951-8515, email: [email protected]
Electronic Newsletter
By David Bluford
The Funeral Consumers Alliance of East Tennessee seeks to be good stewards of the resources available for us. One
way to facilitate such practice and allow for effective communication is with utilization of available technology. As
you read this message, most likely in printed form, we are seeking to transform our communication with you from
printed mailings to email newsletters. This will greatly reduce our printing and mailing expenses, allowing for more
timely and effective processes in sharing information with you.
We are therefore requesting you to send us your e-mail address so we can send you our newsletter and any
other appropriate communication. Our goal is to eliminate the printed newsletter in three years, except for those who
specifically request to receive a printed copy. We do not want to eliminate anyone from receiving the newsletter or
other items we might forward, but to communicate such information effectively and efficiently, and to better use our
limited resources.
If you have questions or concerns, please communicate them with us at the contact numbers/email addresses
on page 7 of this newsletter. If you wish to receive our future newsletters via email, please send an email with
“Electronic Newsletter” on the subject line of your email, and address it to our FCAET gmail account at,
[email protected]. We will add you to our electronic mailing list next year. Thank you for your ongoing support
and consideration of our mailing costs.
Recent Changes to Laws Governing the Funeral Industry
By Hannah Tippett
During the 107th General Assembly, the Tennessee Legislature
passed amendments to a few of
the laws regulating the funeral industry. The changes became effective on April 25, 2012; a brief
summary of these legislative
amendments follows.
T.C.A. 62-5-201; Concerning the
requirements for the state board
of funeral directors and embalmers.
Members of this board are to be
appointed by the governor. In addition to requirements concerning
the professions of the seven board
members, each member must be
residents of Tennessee and they
must possess good moral character. The Tennessee Funeral Directors Association and Tennessee
Funeral Directors and Morticians
Association, as well as any other
interested funeral director and/or
mortician groups, submit lists of
nominees to the governor for review. The amendment authorizes,
instead of requires, the governor to
select some board members from
this pool of nominees.
T.C.A. 62-5-701 - 708; Concerning the disposition of human
remains
701 defines the following terms:
- "Disposition directions" - a legible
written document signed by the
decedent and acknowledged by a
notary or two qualified adults;
- "Qualified adult" - a person 18 or
older and of sound mind;
- "Right of disposition" - the right to
determine the disposition of the
remains of a decedent.
702 states that a qualified adult
may determine the disposition of
his or her remains by entering into
disposition directions or a pre-need
funeral contract. Once the adult
has entered into such an agreement, the contract shall not be cancelled or greatly altered unless ordered by the person authorized to
act as the lawful representative, or
unless the resources set aside to
fund the directions or contract are
insufficient to do so.
703 establishes the right to control
the disposition of the decedent's
remains in the absence of disposition directions or a pre-need funeral contract. It lists priority, in
descending order, beginning with
the person who holds a durable
power of attorney for health care
for the decedent to anyone who is
willing to assume the responsibility,
including the funeral director.
704 gives the circumstances in
which a person who has the right
2
of disposition under 703 forfeits
that right, and it passes to the next
person down the line.
705 states that if two or more people hold the right of disposition and
they cannot agree on the disposition, any of them, or the funeral
establishment, may file a petition in
the probate court for the county in
which the decedent lived. The
court may then award the right if
disposition to the person it determines to be the most fit and appropriate to carry out the right of disposition.
706 limits the liability of funeral establishments when two or more
people cannot agree, as explained
above. The funeral establishment
is not liable for refusing to accept
the remains of the decedent or
complete the arrangements until it
receives a court order, or other
written agreement signed by all
parties to the dispute, determining
the final disposition of the remains.
707 states that a person who signs
an authorization of disposition,
such as a funeral service agreement or a cremation authorization
form, is deemed to be truthful in all
facts surrounding the agreement,
including the identity of the decedent. (Continued on next page)
A Funeral Story
Recently Mary Lea Hall, our FCA-ET secretary, shared the following story of how FCA knowledge
helped her daughter and son assist in the simple burial of their uncle, who had become quickly terminally ill with pancreatic cancer. He died without funds or life insurance to cover a traditional funeral.
He was well loved and had many friends, but had little money.
Mary Lea’s daughter went to the FCA website to gather information prior to talking with
funeral homes. She then went to several local funeral homes armed with the knowledge that she
could transport the body and supply the coffin for her uncle and save thousands of dollars. When the
first funeral home staff said they had no space to store the coffin, she continued to “shop” for one that
would accommodate the. She found Crossville Memorial Funeral Home had a building where they
stored homemade coffins for family use. She had the coffin made for free by Tom Moles, her fatherin-law who owned a sawmill in Andersonville .When the uncle died his coffin was lined with a
homemade quilt and he was tucked in with “his most prized possession,” a quilt made by his deceased Aunt who had raised him. The body was transported to a family plot in Dayton, Tennessee,
and a simple service was held graveside to honor his passing. (See photo below.)
Legal Update Continued from Pg. 2
The funeral establishment has the
right to rely on the information and is
not responsible to conduct an independent investigation.
708 limits the liability of funeral establishments and funeral directors by stating that if they relied reasonably in
good faith on the instructions of a person claiming to have the right of disposition, they are not subject to liability or
disciplinary action unless they knew or
had reason to know that the person
did not have the right of disposition.
The 2011 Price Survey
by Martha McKnight, Member of the FCA-ET Board of Directors
Note: Prices quoted were obtained during July 2011.
The immediate burial includes basic services of
funeral director and staff, removal of body from
place of death, transfer of body to cemetery. It
does not include a casket, embalming, visitation,
cemetery lot, opening & closing a grave, or any
other services or items.
The direct cremation includes the basic services
of funeral director and staff, removal of body from
place of death, transfer of body to crematory, the
least expensive container quoted by the funeral
home (usually of cardboard or fiberboard) and the
crematory charge. There may be state or local tax.
We tried our best to get accurate figures, but
there may be times when errors were inadvertently
made. There is wide variation of pricing among
funeral homes. And price is not the only criterion to consider. Ask for a price list, but consider
other factors.
It is important to know that the customer
must be provided with a General Price List and
a Casket Price List at the beginning of an interview.
3
2011 Survey of some East Tennessee Funeral Home prices, page 1
County
Immedi- Direct Create Burial mation
Anderson
Anderson
$2,375.00
$2,600.00
$2,370.00
$2,650.00
Hatmaker Funeral Home
Holley-Gamble Funeral Home
Lake City
Stan Hatmaker
Lake City, Clinton John Gamble
Anderson
$1,275.00
$1,000.00
Jackson Funeral Services
Oliver Springs
Rhonda & Larry Oliver
Anderson
$2,570.00
$3,070.00
Martin Oak Ridge Funeral Home
Oak Ridge
independently owned
Anderson
$1,865.00
$1,745.00
Weatherford Mortuary
Oak Ridge
Weatherford family
Blount
$1,970.00
$1,595.00
Foothills Funeral Home
Maryville
Robert Davis
Blount
$2,750.00
$2,095.00
McCammon-Ammons-Click FH
Maryville
Thomas Click
Blount
$1,965.00
$1,645.00
Memorial Funeral Home
Maryville
Gale Waters
Blount
$2,595.00
$2,245.00
Miller Funeral Home
Maryville
Vivian & Kent Stafford
Blount
$1,795.00
$1,940.00
Sherwood Chapel...
Alcoa
Serv. Corp. Intl.
Blount
$2,630.00
$2,298.00
Smith Funeral & Cremation Services
Maryville
Smith family
Bradley
$2,285.00
$1,370.00
D.M.D. Dotson & Sons
Cleveland
Marcus Dotson
Bradley
$1,995.00
$2,600.00
Fike Funeral Home
Cleveland
locally owned
Bradley
$2,290.00
$2,290.00
Grissom Funeral Home
Cleveland
Mark Grissom
Bradley
$1,725.00
$1,545.00
Jim Rush Funeral Homes
Cleveland
Jim Rush
Bradley
$2,400.00
$1,500.00
Patton Funeral Home
Cleveland
Brian Buckmon
Bradley
$1,995.00
$2,600.00
Ralph Buckner Funeral Home
Cleveland
Kim Randolph
Campbell
$1,000.00
$1,800.00
Cox & Son Funeral Home
Jellico
Charles Cox
Campbell
$1,550.00
$2,100.00
Cross-Smith Funeral Home
La Follette
Locally owned
Campbell
$1,845.00
$1,870.00
Harp Funeral Home
Jellico
L. Meadors, Inc.
Campbell
$1,900.00
$2,005.00
Martin Wilson Funeral Home
La Follette
Campbell
$2,295.00
$2,279.00
Walters Funeral Home
La Follette
Carriage Services
Charles & Debra
McNeeley
Claiborne
$1,065.00
$2,735.00
Claiborne Funeral Home
New Tazewell
Foundation Partners
Claiborne
$1,775.00
$1,775.00
Coffey Funeral Home
Tazewell
Serv. Corp. Intl.
Claiborne
$1,830.00
$1,385.00
Costner-Maloy Funeral Home
Newport
Donald Costner
Claiborne
$1,490.00
$1,585.00
Reece Funeral Home
Harrogate
Reece family
Cocke
$1,125.00
$1,250.00
Manes Funeral Home
Newport
Chris Austin
Cumberland
$1,000.00
$1,950.00
Bilbrey Funeral Home
Crossville
Frank Bohannon
Cumberland
$1,520.00
$1,575.00
Crossville Memorial Funeral Home
Crossville
Robert Grimsley
Cumberland
$2,075.00
$1,925.00
Hood Funeral Home & Crematory
Crossville
Garry Hood
Funeral Home Name
4
City
Ownership
2011 Survey of East Tennessee Funeral Home Prices, page 2
Direct crem. Funeral Home Name
City
Ownership
County
Imm. Bur.
Grainger
$2,425.00
Greene
Greene
Greene
Hamblen
Hamblen
Hamblen
Hamblen
Hamblen
Hawkins
Hawkins
$2,425.00
$ 925.00
$1,895.00
$1,650.00
$2,425.00
$ 850.00
$2,795.00
$1,495.00
$2,635.00
$3,375.00
$1,745.00
$1,675.00
$2,040.00
$1,475.00
$1,990.00
$1,095.00
$2,095.00
$1,195.00
$2,685.00
$2,270.00
Doughty-Stevens Funeral Home
Broome Funeral Home
Bulls Gap Funeral Home
Rutledge
Greeneville,
Mosheim
Greeneville
Greenville
Morristown
Morristown
Morristown
Morristown
Morristown
Rogersville
Bulls Gap
Hawkins
Hawkins
Hawkins
Hawkins
Jefferson
Jefferson
Knox
Knox
Knox
Knox
Knox
$1,850.00
$1,978.00
$2,680.00
$1,655.00
$1,850.00
$3,595.00
$2,595.00
$2,340.00
$1,985.00
n.a.
$1,785.00
$2,000.00
$1,995.00
$1,990.00
$2,975.00
$1,910.00
$1,970.00
$2,740.00
$2,440.00
$1,995.00
$1,495.00
$1,850.00
Carter-Trent Funeral Home
Christian-Sells Funeral Home
Colboch Price Funeral Home
Johnson Funeral Home
Farrar Funeral Homes
Fielden Funeral Home
Berry Funeral Home
Bridges Funeral Home
Click Funeral Home
Cremation Options
Gentry-Griffey Funeral Chapel
Church Hill
Dean Trent
Rogersville
James Sells
Rogersville
family owned
Church Hill
H. L. Johnson
Jefferson City, etc. Britt & Jack Farrar
New Market
Gene Fielden
Knoxville
Serv. Corp. Intl.
Knoxville
Dennis & Kim Bridges
Knoxville, Farragut Tim & Larry Click
Knoxville
James Safewright
Knoxville
Evergreen Services
Knox
Knox
$3,850.00
$ 950.00
$1,995.00
$1,295.00
Highland Mem. Park Fun. Homes Knoxville
Knox
Knox
Knox
Knox
Knox
Knox
Knox
Loudon
Loudon
Loudon
Loudon
Marion
$2,595.00
$2,495.00
$1,430.00
$2,855.00
$2,395.00
$1,330.00
$2,595.00
$1,985.00
$2,865.00
$2,025.00
$2,225.00
$2,435.00
$2,715.00
$2,040.00
$1,625.00
$2,460.00
$2,395.00
$1,525.00
$2,740.00
$1,995.00
$2,996.85
$2,300.00
$1,960.00
$2,610.00
$1,990.00
Smith Funeral Home
Jeffers Fun. & Cremation Service
Kiser-Rose Hill Funeral Home
Allen Funeral Home
Mayes Family Services
Stetzer Funeral Home
Stubblefield Funeral Home
Westside Chapel Funeral Home
Jarnigan & Son Mortuary
Knoxville
Lynnhurst-Greenwood Chapel,
Berry FH
Knoxville
McCarty-Evergreen F.H.
Knoxville
Mynatt Funeral Homes
Knoxville
Rose Mortuaries
Knoxville
Stevens Mortuary
Knoxville
Unity Mortuary, Inc
Knoxville
Weaver Funeral Home
Knoxville
Click Funeral Home
Lenoir City
Kyker Funeral Home
Sweetwater
Loudon Funeral Home
Loudon
McGill-Karnes Funeral Home Loudon
Rogers Funeral Home
S. Pittsburgh
5
Buddy Mayes
Paxus Services of TN
Jeffers family
Serv. Corp. Intl.
Allen brothers
Buddy Mayes
Steve Bales
Serv. Corp. Intl.
J. B. Gulley
Don Broome
Serv. Corp. Intl.
Stewart Enterprises
Beal Bourne
Serv. Corp. Intl.
Serv. Corp. Intl.
Buddy Comer
locally owned
Bernice Stevens
JAD Inc.
Serv. Corp. Intl.
Tim & Larry Click
Neal Kyker
Malcomb Williams
McGill family
Jim Rogers
2011 Survey of East Tennessee Funeral Home Prices, page 3
County
Immed. Direct Funeral Home Name
Burial Crem.
City
Ownership
Marion
$1315
$1720
Standefer Reed Funeral Home
Dunlap
Reed family
Marion
$1535
$1730
Whitwell Memorial Funeral Home
Whitwell
Dwight & Donna Kilgore
McMinn
$2325
$1730
Bordwine Funeral Home
Etowah
Bud Myers
McMinn
$1695
$1700
Ralph Buckner Funeral Home
Etowah
Donna Randolph
McMinn
$2150
$2310
Smith Fun. & Crem. Serv. Of Athens
Athens
Jerry E. Smith
McMinn
$1910
$2275
Ziegler Funeral Home
Athens
Tim McDonald
Monroe
$1575
$1615
Biereley-Hale Funeral Home
Madisonville
Douglas Hale
Monroe
$1870
$1850
Myers Funeral Home
Tellico Plains
Frank Myers, Jr.
Morgan
$1767
$1777
Schubert Funeral Home
Wartburg
Wayne Solomon
Rhea
$2135
$1735
Coulter-Garrison Funeral Home
Dayton
family owned
Rhea
$2470
$2765
Vanderwall Funeral Home
Dayton
Tom & Jan Vanderwall
Rhea
$2195
$2270
Vaughn Funeral Home
Spring City
Donna Vaughn
Roane
$2915
$2385
Davis Funeral Home
Harriman
locally owned
Roane
$2600
$2245
Fraker Funeral Home
Kingston
Ernie & Rebecca Fraker
Harriman, Kingston, Sweetwater
Neal Kyker
Roane & Monroe
$2865
$2996.85 Kyker Funeral Home
Scott
$1505
$1030
Four Oaks Funeral Home
Huntsville
family owned
Scott
$760
$1150
Jones & Son Funeral Home
Oneida
Dennis Jones, Sr.
Scott
$750
$1160
West-Murley Funeral Home
Oneida
Dennis Jones
Sevier
$2135
$2073
Atchley Funeral Home
Sevierville, Seymour
Reed Atchley
Sevier
$1695
$1370
McCarty Funeral Directors
Sevierville
David McCarty
Sevier
$2425
$1965
Rawlings Funeral Home
Sevierville
Buddy Mayes
Sullivan
$900
$1299
Ailor Mortuary
Maynardville
Clarence Byrd
Sullivan
$2190
$2650
Akard Funeral Home
Bristol
David Akard
Sullivan
$1850
$2000
Carter-Trent Funeral Home
Kingsport
Dean Trent
Sullivan
$3195
$2990
East Lawn Funeral Home
Kingsport
Serv. Corp. Intl.
Sullivan
$2280
$2465
Hamlett-Dobson Funeral Home
Kingsport
Harold Childress
Monroe
$2865
Kingston
Neal Kyker
Sullivan
$3435
$2494
Oak Hill Memorial Park
Kingsport
Stewart Enterprises
Sullivan
$4015
$3190
Oakley-Cook Funeral Home
Bristol
Heritage Fam. Fun. Services
Sullivan
$4015
$3190
Tetrick Funeral & Cremation Services Elizabethton
Richard Tetrick
Sullivan
$1900
$2200
Tri-Cities Funeral Home
Blountville
Gasperson family
Sullivan
$1828
$1993
Weaver Funeral Home
Bristol
Brenda Bowers
Union
$770
$1045
Cooke Mortuary
Maynardville
Ruby Cooke
Washington
$1795
$2270
Appalachian Funeral Home
Johnson City
family owned
Washington
$1695
$1750
Birchette Mortuary, Inc.
Johnson City
Fletcher Birchette
Washington
$2015
$2445
Dillow-Taylor Funeral Home
Jonesborough
Howard Alexander
Washington
$1635
$1935
Gray Funeral Home
Gray
Eula Johnson
Washington
$2280
$2465
Hamlett-Dobson Funeral Home
Fall Branch
Harold Childress
Washington
$2985
$2790
Morris Baker FH & Cremation
Johnson City
Preston McKee
Washington
$3015
$2765
Tetrick Funeral & Cremation Services Johnson City
Richard Tetrick
Washington
$1395
$1995
Woodall-Anderson & Dugger F.H.
Al Dugger
$2996.85 Kyker Funeral Home
Johnson City
6
Thank you, and
please do it again!
We depend on you.
On-line sources of information
Log on to www.funerals.org.
Another good source of information:
www.funeralethics.org.
Subscribe to the FCA online discussion list!
You can join by sending an e-mail to:
[email protected]
The Hamilton County Medical Examiner web
page has some excellent information:
www.hamiltontn.gov/medicalexaminer and
select “frequently asked questions.”
Your contributions are what keep us going. An envelope is included for your monetary vote of confidence and support in our mission of funeral consumer education. Please consider adding FCA as
part of your annual charitable giving. Your membership is for life but we appreciate any level of ongoing
support. New memberships are our only other source
of income to cover the cost and postage of the membership package, printing and mailing the annual
newsletter to 650 members, our website monthly fee,
annual meeting programs, post office box rental, Tennessee nonprofit corporation annual fee, literature
supplies. All Board members are volunteers, and we
are grateful for the use of Ann Mostoller’s law office
for our quarterly Board business meetings.
Our website: go to www.funerals.org, click on
“Find a local FCA”, scroll down to Tennessee, and
open the web page under FCA of ET.
Superb source: Consumer’s Tool Kit for Health
Care Advance Planning. Just “google” that.
Every two years we survey funeral homes in East
Tennessee, requesting the prices for immediate burials
and direct cremations. The survey is a snapshot of
how prices differ, and is intended as an impetus to
more research on your part.
FREE Ticket $10.00 value
Funeral Consumers Alliance of East Tennessee
Board of Directors
Come see us at the Healthy Living Expo a the
Knoxville Convention Center. FREE ticket included
in this newsletter! Cut out ticket on Left and bring for
free admission.
President: Karen Smith, 6816 La Christa Way, Knoxville, TN
37921; 865-951-8515
Vice President: Annette Mendola, 505 Hayworth Dr., Knoxville,
TN 37920; 865-573-4135.
Secretary: Mary Lea Hall, 108 Everest Circle, Oak Ridge, TN
37830. 865-482-2671.
Treasurer: David Bluford, 1245 Cedar Circle, Lenoir City, TN
37772, 865-803-8024.
Hannah Tippett, 136 S. Illinois Ave.Ste. 104, Oak Ridge, TN
37830, 865-482-4466 x31.
Rev.Jenny Arthur, 2931 Kingston Pike, Knoxville, TN.37919,
865-363-4302
Martha McKnight, P.O. Box 272, Pleasant Hill, TN 38578; 931277-5853.
Marty Adler-Jasny, 128 Indian Lane, Oak Ridge, TN 37830 , 865483-9455.
Collaboration Team
Publications: Richard J. Raridon, 111 Columbia Dr., Oak Ridge
37830; 865-483-4843.
Corporation Registered Agent: Karen Smith, as above.
Supporting member: Ann Mostoller, 115 Indian Lane, Oak Ridge,
All board meeting are open to the public and you
are welcome to attend and participate in FCA and
learn what we are up to! Also, coming in early 2013
is the new Big Book “Before I Go, You Should
Know” packet available to purchase soon. It is a
FANTASTIC resource for funeral planning!
To print out the Tennessee Advance Care Plan
form & Appointment of Health Care Agent form,
go to:http://health.state.tn.us/Boards/
advancedirectives; or google Tennessee advance directives.
7
Funeral Consumers Alliance of East Tennessee
C/o Karen Smith, Ph. D.
6818 La Christa Way
Knoxville, TN 37921
[email protected]
LITERATURE ORDER FORM
__my contribution to help FCAET print and mail this newsletter
$_______
___copy(ies) of the Funeral Consumers Alliance of East Tennessee information brochures
Free
___copy(ies) of I Died Laughing, by Lisa Carlson. Jokes & cartoons will keep you chuckling. Useful
information interspersed with humor. (Retails at $8.75) Price to FCA-ET members: $7.50 each, postpaid)
$_____
___copy(ies) of “Personal Inventory” 12-page set of forms to record important information for your survivors:
your wishes for funeral arrangements, information to complete death certificate and obituary,
locations of important documents, etc. ($2.00 postpaid)
$_____
___Pamphlets (check the titles desired from the list below. 4 pamphlets for $1.00 postpaid.
$_____
__ “Common Funeral Myths
__ “Cremation Explained: Most Frequently Asked Questions
__“Death Away From Home”
—- “Four-step Funeral Planning“
__ “Did You Forget: The Most Important Part of Funeral Planning
__ “What You Should Know About Embalming”
__ “Recycle Your Medical Devices”
__ ”No One Wants to Talk About Death: How to Help”
__”Viewing and Visitation: The Difference”
__ “Organ, Eye, Tissue and Whole Body Donation”
__”How to Plan a Memorial Service
__”Eco-Friendly Death & Funeral Choices”
__ “Prepaying your funeral in Tennessee
Total amount enclosed
$_____
Name______________________________________________________________Telephone_________________
Address_____________________________________________________________________________________
Make checks payable to Funeral Consumers Alliance of East Tennessee (or FCA-ET), and mail with this form to
FCA-ET, attn. Richard Raridon, 111 Columbia Drive, Oak Ridge, TN 37830.
Thank You for your kind donation!