Summer/Fall - IRCO Community Federal Credit Union

COMMUNIQUÉ
S UMMER/ F ALL 2 0 1 4
EASTON’S LV EAST CU MERGES WITH IRCO
- EASTON BRANCH NOW OPEN AT 2240 NORTHAMPTON ST We have some terrific news!
Easton’s LV East Federal Credit Union has merged into our IRCO family! This means that IRCO will now
offer a new branch office in Easton
located at 2240 Northampton St. across the street from Meuser Park.
“IRCO and LV East are a great fit our memberships are very similar
and we’ve each been serving them
for almost 50 years so we’re very
happy to have LV East members join
us” said IRCO’s Board Chair Eileen
Bloshuk.
LV East, formerly Mack Printing FCU,
has approx. 1100 members and over
$14 million in assets. “It was a natural partnership that we believe is a
win/win for us both” said LV East
Treasurer/Manager Ed Becker.
IRCO President Jackie Frey is very
excited about this new opportunity.
“It gives us the chance to have an
immediate branch in Easton, and
since we have several thousand
members in the area already, it
gives our members another great
option“ she said. “Plus, we can’t
wait to welcome LV East members
and offer them access to some great
new products and services!”
“IRCO will be utilizing all the LV East
front line employees at the branch
office, but look for some of our wellknown staff from Phillipsburg to be
there, as well. It’s nice to see familiar faces so we’ll use everyone at
each location so both LV East and
IRCO members will get to know all
of our great employees” said Frey.
There will be some new renovations
to the branch office. The building
has already received a fresh coat of
paint and new brightly lit signs.
We’ve streamlined the teller area so
we can accommodate the extra
traffic. And especially new for LV
East members - Saturday hours have
been added! Also over the next
year, we plan to add a new 24/7
accessible walkup ATM and night
depository.
“We’ve already been serving the
Phillipsburg community for over 47
years and we can’t wait to do the
same for all of our members, their
families, friends and co-workers in
the greater Easton area. And we
really hope LV East members will
see all the great benefits they’ll receive with membership at IRCO!”
- FREE Online Banking & Bill Pay -
- FREE Mobile Banking -
(clip & save)
PRODUCTS & SERVICES
 24/7 Audio Response Account Access - FREE
 Allpoint - 55,000 Surcharge-Free ATMs
 Bill Pay Online - FREE
 Credit Counseling - FREE
 Check Images Online - FREE
 Christmas/Holiday Clubs
 Coin Machine - FREE
 Convenient Drive-thru Tellers (main office)
 Discount Regal Cinema Movie Tickets
 Discount Theme Park & Ski Tickets
 Direct Deposit
 eStatements - FREE
 eZforex - Foreign Currency Service - FREE
 Educational Seminars - FREE
 Electronic Funds/ACH Transfers - FREE
 Family Membership
 Graduate Consolidation Loans
 IRAs - Traditional & Roth
 Loan Applications Online
 Mobile Banking - FREE
 Money Orders
 Money Rocks! Club: 9 - 16 yr. olds - FREE
 NET Gen Club: 17 - 23 yr. olds - FREE
 Night Depository
 Notary Service - FREE
 On-The-Go 50+ Club - FREE
 Payroll Deductions
 Phone Withdrawals & Transfers
 Piggy Bank Club: 0 - 8 yr. olds - FREE
 RxSavingsPlus Discount Pharmacy Card - FREE
 Safe Deposit Boxes
 Saturday Hours
 Scholarship Program - High School Seniors
 Share Certificate Investments
 Signature Guarantee Service - FREE
 SPRINT - 10% Discount - FREE
 Student Loans
 US Postage Stamps
 US Savings Bond Redemptions
 Vacation Clubs
 VIP Club Checking - FREE
 VIRTUAL BRANCH Online Banking - FREE
 VIRTUAL BRANCH Online Enrollment - FREE
 VISA Debit and Credit Cards
 VISA Gift Cards
ISN’T IT TIME TO PROTECT WHAT MATTERS MOST?
Your credit union is the place for car insurance. That’s because the TruStage
Auto & Home Insurance Program is built on the same foundation as we are:
Good rates, excellent service and solid value. Get discounts just for being a
member and it’s really easy to switch from your existing carrier. Get a fast quote
and start saving today!
To get started, call 1-888-380-9287 or visit:
www.ircocu.com/services/insurance
TruStage Auto & Home Insurance Program is made available through TruStage Insurance
Agency, LLC and issued by leading insurance companies. AHE, AHL-909133.1-0414-0516
- FREE eStatements-
NEW - NEW - NEW!!!
Bet you have a million errands. Now, we can save you
one less trip. We’re now selling U.S. Postage stamps
right in our offices. Purchase a book of 20 “Forever”
stamps for $9.80. Just another way we’re here to
help. See any of our tellers.
- FREE Coin Counting -
ENTERPRISE
SELLS GREAT USED CARS!
See our staff for more info!
IRCO member Pat N. says
“What a great car buying
experience - so different
from other dealers. They even
delivered the car to me here
in P’burg - for FREE! And I
got a great rate on my
pre-approved loan from IRCO.”
e!
Save Tim for
t
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fir
See us
al!
-approv
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r
p
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quic
Rates as low as
2.25
%
 A
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 P Certified
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 T ices Clearly re -Owne
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APR*
APR=Annual Percentage Rate. Rates as low as 2.25% APR. Financing for qualified IRCO Community Federal Credit Union members. Not all buyers will qualify.
Actual rate may vary based on credit worthiness. Offer valid only on Enterprise Car Sales vehicles purchased 08/01/14 -09/30/14.
WINNERS CORNER
2014 SCHOLARSHIP WINNERS
Sydney Pesaresi, daughter of Fran and Ranea Pesaresi of
Alpha, NJ, graduated from PHS. She was an assistant
coach for Alpha Girls Basketball and involved with several local groups. Sydney will be attending
Misericordia University in the fall to pursue a degree in
Medical Imaging.
Juliana Wynkoop, daughter of Tim and Lisa Wynkoop of
Phillipsburg, NJ, graduated from PHS. She was a member
of the Marching Band and involved with Key Club. Juliana
will continue her studies at Indiana University of Pennsylvania where she will major in Physical Education and
Sport/Exercise Science.
- Easton Healthy Women S. Convey
- Atlantic States R. Frinzi
- Easton Hospital S. Anewalt
J. smith
- Warren County J. Stemler
- Genesis B. Berger
E. DeVatt
Q. Murdock
- St. Lukes-Warren M. Berger
- Victaulic -
J. Fabian
- Ask your HR Dept. to request we visit your employer -
PIGGY BANK CLUB
DRAWING WINNER
- DISCOUNT Theme Park Tickets -
Chase, 6
$75
Toys-R-Us Gift Card
Money Rocks! CLUB
DRAWING WINNER
Nicole, 14
STUDENT LOAN PROGRAM FEATURES





Borrow as little as $2000 or up to Cost of Attendance per year for a max. of
$120,000 in undergraduate loans or $160,000 in graduate loans
iPod Shuffle &
$25 iTunes Gift Card
SAFE DEPOSIT BOXES
Choose between making interest payments or a nominal $25 Proactive Payment
towards the loan while in school
(available at our main office)
3X5—$35
5X5—$40
3X10—$50
5X10—$60
10X10—$80
Use the funds for any qualified educational expense including tuition, room &
board, books and even computers
Quick loan decision once the completed application is submitted
No prepayment penalty and 30-day loan cancellation policy
See the Savings Department for details.
Log onto www.ircocu.com - click Loans-Student Loans for more info.
TIME TO SWITCH
TO SPRINT?
- DISCOUNT Regal Movie Tickets -
CU FAMILY NEWS
We’d like to take this opportunity to welcome the LV East employees who will
be joining IRCO’s staff. Janelle Creveling, Helen Karl, Janice Szoszorek, and Andrea Werner will now be part of our IRCO team. They have been serving the
members at LV East for many years and we’re looking forward to working with
them. We hope you will too!
Two of our seasonal tellers, Chelsea Caffrey and Jordan Brink graduated from
PHS on June 19th. Chelsea is off to study abroad at the University of Westminster in London, so most likely, we won’t be seeing her until next summer. Jordan, however, will be attending Raritan Valley Community College and plans to
stay with us while attending school. Both these outstanding young employees
have done a great job and we congratulate them and wish them well.
Looking for a good reason to switch your wireless
company? How about this - IRCO members get
exclusive savings with the Sprint Credit Union
Member Discount!



Get 10% off of select regularly priced Sprint monthly service
Have your activation fee waived (up to $36 in savings)
Have your upgrade fee waived (up to $36 in savings)
Current and new Sprint customers must verify
IRCO membership to get these exclusive discounts with the FREE Invest in America app at
the iTunes store or at Google Play or visit:
LoveMyCreditUnion.org/Sprint
to learn more. To claim your credit union discount, use Corporate ID: NACUC_ZZM.
450 Hillcrest Blvd.
Phillipsburg, NJ 08865
-Across From Phillipsburg HS-
www.ircocu.com
“Community Banking That’s All About You”
BACK TO SCHOOL LOANS
 Backpa
 Books cks
 Compu
te
 New Clo rs
as low as
1.99
%
APR*
thes
eeds
 Dorm N
 IPads
 Laptops
s
 Uniform
Apply Online!
*Annual Percentage Rate. Estimated monthly payment per $1,000 borrowed for 12 months @ 1.99% is $84.24.
Max. loan amount is $2500. Rates are based on an evaluation of applicant credit & may vary at closing.
Loan must be repaid within 12 months from date of loans. Offer ends 9-30-14.
MAIN OFFICE
ROUTING NUMBER:
450 Hillcrest Blvd. P’burg, NJ 08865
908.859.1811 or 800.538.1572
908.859.2118 f
ATM LOCATIONS:
DRIVE-THRU
LOBBY
M - Th
Fri
Sat
221278035
9:00 - 5:00
9:00 - 6:00
9:00 - 12:00
M & Tu
Wed - Fri
Sat




8:30 - 5:00
8:30 - 6:00
8:30 - 12:00
EASTON BRANCH
IRCO - 450 Hillcrest Blvd.
AFS Insurance - 2250 Belvidere Rd.
Easton Hospital (3)
Easton Public Library - 515 Church St.
2240 Northampton St. Easton, PA 18042
610.258.0123
610.438.5462 f
M - Th
Fri
Sat
LIKE
US ON
Look for this sign for over 55,000
Surcharge-free ATMs around the country
9:00 - 5:00
9:00 - 6:00
9:00 - 12:00
24/7 AUDIO RESPONSE:
800.438.1585
www.ircocu.com
www.allpointnetwork.com
FOLLOW
US ON
DIVIDEND RATE
Federally Insured
by NCUA
.08% APY*
*Annual Percentage Yield
Effective 6/30/2014
- Membership Now Open To Northampton & Lehigh Counties -