the business of giving sports spending building boom two at a time
Transcription
the business of giving sports spending building boom two at a time
December 25-31, 2015, Vol. 8, Issue 53 BUILDING BOOM TWO AT A TIME St. Jude, Le Bonheur and Methodist are all embarking on major expansion projects at their Downtown campuses, including Methodist's $275 million plans to add a parking garage and new building. P. 6-7 To combat lot shortage, local residential developers and builders are taking on small subdivisions in East Memphis and Midtown. P. 11 • SHELBY • FAYETTE • TIPTON • » • MADISON Midway Point After 15 years, Uptown prepares for another growth spurt P. 16 Henry Turley and Uptown coordinator Tanja Mitchell stroll past houses Turley developed on Mill Avenue. (Memphis News/Andrew J. Breig) THE BUSINESS OF GIVING SPORTS SPENDING Business community shows giving is 365 days a year. P. 15 Tiger Bookstore adapts to changing landscape. P. 19 • • DIGEST: PAGES 2-5 | ENTREPRENEURSHIP: PAGE 8 | RECAP: PAGE 10 | SPORTS: PAGE 20 | EDITORIAL: PAGE 30 A Publication of The Daily News Publishing Co. | www.thememphisnews.com www.thememphisnews.com 2 December 25-31, 2015 weekly digest Get news daily from The Daily News, www.memphisdailynews.com. Developers Buy Land For Downtown Cambria Hotel The two Ohio-based development firms planning to build a Cambria Hotel & Suites in Downtown Memphis have purchased the property for the proposed 166-unit hotel. C&O Memphis LLC, an entity affiliated with Ceres Enterprises LLC and The Orlean Co., purchased the 3.2-acre vacant property on the south side of Union from CCL Label for $3.5 million, according to a Dec. 17 warranty deed. The two development companies floated plans for the hotel this summer, with renderings showing a four-story brick and glass building close to the street. The development received Memphis City Council approval in November. The land, which is bounded by Union and Gayoso avenues east of South Fourth Street and south of AutoZone Park, has been vacant since the CCL Label facility was demolished in 2008 – a year after the Framingham, Mass.-based label and packaging solutions provider relocated its local operations to Collierville. The five sold lots bear the addresses 267 Union, 283 Gayoso, 0 Gayoso and two related parcels at 285 Union. The Shelby County Assessor of Property appraised them at a combined $1.7 million this year. Maryland-based Choice Hotels International Inc., the parent company of the Cambria Hotels & Suites brand, is listed as the lender in a $3 million mortgage related to the sale. CBRE represented the buyer in the transaction. Lewis Miller, with CBRE in Atlanta, and Brian Whaley and Stephen Steinbach, CBRE Memphis, represented the buyer. The portfolio includes Herff Jones, BSN Sports and Varsity Spirit. Varsity Brands is owned by Charlesbank Capital Partners, a Boston private equity firm, and Partners Group, a private markets investment management firm. – Madeline Faber – Bill Dries Varsity Brands Acquires Texas-Based Company Airport Passengers Increase 16 Percent in November Memphis-based Varsity Brands has acquired Allgoods LLC of Grand Prairie, Texas, an apparel school fundraising company. Allgoods operates under various brand names, the best known being its flagship Faircloth. Through customized clothing, Allgoods has generated $38 million in funds for athletic and school-based organizations since 2006. Allgoods will become a wholly owned subsidiary of Varsity Brands, according the Wednesday, Dec. 23, announcement of the acquisition. The company will maintain its Grand Prairie headquarters and a set of satellite facilities, including 200,000 square feet of distribution and manufacturing space. Terms of the transaction were not disclosed. Varsity Brands is a set of businesses that market fundraising programs and products to schools, including colleges and universities, as well as churches and professional organizations. November marked the fifth consecutive month that the Memphis International Airport saw increases in origin-and-destination traffic. There were 167,107 total enplanements, up 16 percent from 144,507 travelers in November 2014. Year-to-date, the airport has seen 833,638 enplanements. In the same period last year, there were 745,564. At a Dec. 17 meeting of the MemphisShelby County Airport Authority, CFO Forrest Artz said that the increased traffic is attributed to new services, market competition between carriers and the addition of low-cost carrier Allegiant. – Madeline Faber Starry 4K Run/Walk At Shelby Farms Returns Shelby Farms Park Conservancy has announced the return of the Starry 4K Run/Walk. The Monday, Dec. 28, race is a way to experience the park’s new Starry Nights light show. This event will be the last chance to experience Orion Starry Nights in 2015. Pre-registered participants will receive a long-sleeved glow-in-the-dark t-shirt. The race is family-friendly and open to all ages. Online registration fee (includes t-shirt) is $25, and race day registration is $30. Visit shelbyfarmspark.org for more information. All proceeds benefit Shelby Farms Park Conservancy, the nonprofit that manages and operates Shelby Farms Park and Greenline. – Don Wade Strickland Taps New Deputy COO Memphis Mayor-elect Jim Strickland has appointed Patrice Thomas as the city’s deputy chief operating officer, effective Jan. 1. Thomas comes to the position from being deputy director of Memphis Public Works. Before that, she served for a decade as comptroller for the city of Memphis. Thomas will report to COO Doug McGowen, whom Strickland appointed earlier to the newly created position. COO replaces the position of chief administrative officer in the new administration. Strickland’s appointments have continued rolling out over the past few weeks. They began with the Dec. 8 announcement that the mayor-elect had appointed six Clevel directors – who all report directly to him – in a new City Hall structure. – Bill Dries Shelby County Real Estate Road Show Shelby County Government owns thousands of raw land and properties zoned COMMERCIAL, INDUSTRIAL and RESIDENTIAL that it needs to SELL. Come to the Shelby County Real Estate Road Show co-sponsored by Shelby County Trustee David Lenoir and Chandler Reports to learn more about the tax sale process, the Shelby County Land Bank and learn about how to acquire these properties through our NEW online process. Attorneys will be on-hand to address legal questions. SPEAKERS: David C. Lenoir, Shelby County Trustee Dawn Kinard, Shelby County Land Bank Administrator Donna Russell, Shelby County Clerk & Master Space is limited. Refreshments will be provided, compliments of Chandler Reports. RSVP online at http://rersmemphis2016.eventbrite.com or contact Kesha Whitaker ([email protected]) for more information. COST: FREE • REGISTRATION DEADLINE: Wednesday, Jan. 6th Purchase tax sale properties from the comfort of your home or office. REGISTER. BID. BUY. Sponsored by: David C. Lenoir Shelby County Trustee AND ThuRSDAy, JANuARy 7, 2016 • 5:30PM-7PM Memphis Botanic Garden • 750 Cherry Rd, Memphis 38117 www.thememphisnews.com December 25-31, 2015 3 Get news daily from The Daily News, www.memphisdailynews.com. Google Honors Memphis Among US Digital Capitals Google has named Memphis its 2015 eCity of Tennessee, the search engine announced this week. The eCity Awards recognize the strongest online business community in each state as the digital capitals of America. These cities’ businesses embrace the web to find new customers, connect with existing clients and fuel their local economies. Google worked with independent research firm IPSOS to analyze the online strength of local small businesses in cities in all 50 states. “We’re proud to recognize this growing entrepreneurial spirit – and the role that it plays in both creating jobs and sustaining local economies,” Emily Harris, marketing manager for Google’s Let’s Put Our Cities on the Map Program, said in a statement. Google reports that 4 in 5 consumers use search engines to find information about local businesses, but less than half of U.S. small businesses have a website and only 37 percent have claimed or updated their business information on a search engine. more than 3,800 medium- and heavy-duty vehicles worldwide. RNG, also known as biomethane, can be derived from many sources, including decomposing organic waste in landfills, wastewater treatment and agriculture. It’s then distributed through the natural gas pipeline system, making it available for use as liquefied natural gas or compressed natural gas. – Andy Meek Theological Seminary Signs $1.7 Million Mortgage The first wave of Memphis Theological Seminary’s expansion is coming. The seminary on Dec. 16 signed a 10year, $1.7 million mortgage with Mississippi-based The People’s Bank. In October, the Memphis seminary announced a $25 million campaign to support a new chapel and classroom building, endowments and scholarships and deferred maintenance on the current campus at 168 East Parkway S. Memphis Theological Seminary president Daniel Jay Earhart-Brown signed as grantor on the loan. – Madeline Faber – Kate Simone TN Supreme Court Updates Rules on Attorney Licensing Baptist Hits EMR Adoption Milestone The Healthcare Information and Management Systems Society recently recognized Baptist Memorial Health Care for reaching “Stage 6” status on its Electronic Medical Record Adoption Model. The designation is something that only 25 percent of hospitals in the country have achieved. All 14 Baptist Memorial hospitals and 120 Baptist Medical Group clinics are using Epic, Baptist’s electronic health record system that was rolled out in phases beginning in January 2014 and has been branded as Baptist OneCare. Baptist joins 26 Tennessee hospitals, 15 Mississippi hospitals and 12 Arkansas hospitals in reaching Stage 6, the second highest level possible. Achieving that status means Baptist, among other things, has almost fully automated/paperless medical records when implementing its information technology applications across most of the inpatient care settings. – Andy Meek UPS to Power Local Alt-Fuel Fleet With Landfill Gas UPS says it will supply its fleet in Memphis and in Jackson, Miss., with an estimated 15 million diesel gallon gas equivalents of renewable natural gas as part of a multiyear agreement with Memphis Light, Gas & Water and Atmos Energy Marketing LLC. The deal is part of an initiative UPS announced earlier this year to significantly expand its use of renewable natural gas in UPS’ alternative fuel and advanced technology fleet. The company has a goal of driving 1 billion miles with its alternative fuels fleet, known as the Rolling Laboratory, by the end of 2017. The RNG will fuel more than 140 heavyduty trucks in Memphis and Jackson, part of UPS’ natural gas fleet, which includes The Tennessee Supreme Court is changing the state’s rules for licensing attorneys to practice in the state. The updates announced Monday, Dec. 21, were prompted by a request from the Tennessee Board of Law Examiners for an overhaul of the regulations that govern the licensing process the board administers. The board cited attorneys’ greater mobility between states. Among the changes, in-house corporate attorneys who are licensed in another state can practice in Tennessee once they register with the board, provided they work solely as counsel for the company in Tennessee. Attorneys in good standing in another state can practice in Tennessee pending approval of their law license application if they meet requirements, including associating with a local attorney. The rule also now allows for combined degree programs that grant a law degree along with an undergraduate degree. The application process no longer includes submitting a notice of “intent to sit for the bar examination,” which adds a month to the application deadline. But with that particular change, late applications no longer will be accepted. Also, the Board of Law Examiners can request an applicant take a drug test as part of the character investigation; refusing to take the drug test means an applicant can be denied a law license. Applicants with a law license in another country are required to obtain a Master of Laws postgraduate law degree, commonly known as an LL.M., from a program sanctioned by the American Bar Association. And spouses of those in the military can be granted temporary law licenses in Tennessee while their spouse is stationed across the state or at Fort Campbell, Ky. They must be licensed in another state and meet other requirements. – Bill Dries weekly digest Google to Locate Data Center In Middle Tenn. Olive Garden Changes Hands for $3.2 Million Google is buying the former Hemlock Semiconductor site in Clarksville and plans to invest $600 million to convert it into its eighth U.S. data center, Tennessee Gov. Bill Haslam announced Tuesday, Dec. 22. Haslam and Tennessee Economic and Community Development commissioner Randy Boyd estimated the Google data center will create 70 new jobs in the Middle Tennessee town. Boyd said Google is part of a growing data processing, hosting and related services industry in Tennessee. “To have a company like Google choose our state for its newest data center means a great deal as it will not only add to Clarksville’s business landscape but it will also provide new opportunities for our workforce,” Boyd said in a written statement. Google executives said the existing infrastructure at the Hemlock plant was a factor in their decision. Joe Kava, Google’s vice president for data center operations, said the company intends to reuse and recycle that infrastructure. “At the same time, we have room to innovate and grow both as a data center and as a member of the Montgomery County community,” Kava added. The site is 1,300 acres and Google’s acquisition comes with an agreement with the Tennessee Valley Authority to power all of its footprint with renewable energy. A Wolfchase Galleria-area Olive Garden has changed hands for $3.2 million. Florida-based GMRI Inc. sold the property at 8405 US Highway 64 to Florida-based FCPT Restaurant Properties LLC, according to a Nov. 2 warranty deed. In conjunction with the sale, FCPT Restaurant Properties signed a 13-year lease with GMRI Inc. FCPT Restaurant Properties and GMRI are both fully-owned subsidiaries of Darden Restaurant Group, which houses brands like Olive Garden, LongHorn Steakhouse, Seasons 52 and Bahama Breeze. According to the Shelby County Assessor of Property, the 8,139-square-foot restaurant was built in 2001. It is appraised at $2.5 million. – Bill Dries Luttrell Appoints Kneeland Deputy County Fire Chief Shelby County Mayor Mark Luttrell has appointed Glen Kneeland as the Shelby County Fire Department’s deputy fire chief. Kneeland comes to the No. 2 job to county fire chief Alvin Benson at county fire from being a division chief. He has been a county firefighter since 1988 and is a founding member of the department’s special operations rescue team. Kneeland succeeds deputy chief Dale H. Burress who retires at the end of this month. – Madeline Faber Rhodes Named to Kiplinger’s Best College Value List Rhodes has been named to Kiplinger’s Personal Finance’s list of Top 300 Best College Values of 2016. The list includes private universities, private liberal arts colleges and public colleges that combine strong academics with affordable costs. Rhodes is ranked No. 55 among liberal arts colleges and No. 104 among all colleges. Rhodes has appeared on the list multiple times. Quality measures include the admission rate, the percentage of students who return for sophomore year, the student-faculty ratio and four-year graduation rate. Cost criteria include sticker price, financial aid and average debt at graduation. – Andy Meek Tennessee Manufacturing Employment Increases Three weeks after Congressional leaders in Washington agreed on a five-year Surface Transportation Program, the city of Germantown is among local governments moving quickly to identify how they intend to use the coming infusion of federal funding. The projects identified by Germantown leaders are: Germantown Road/Wolf River Boulevard intersection improvements; Poplar Avenue culvert replacements and repairs at various locations, including design work; Wolf River Boulevard repaving from Germantown Road to the western city limits, including design work; Winchester Road repaving from Forest Hill-Irene Road to the eastern city limits, including design work; and signal upgrades at various locations. The city will hold a public meeting on the 2017-2010 priorities Jan. 12 at 9 a.m. at the Economic and Community Development Building, 1920 S. Germantown Road. Tennessee’s manufacturing employment grew for a fourth consecutive year, according to the 2016 Tennessee Manufacturers Register. The industrial database and registry shows the state gained 1,994 industrial jobs from September 2014 to September 2015. The state has 6,828 manufacturers, by the register’s count, that employ 386,185 workers. Since September 2011, the state has added 12,637 industrial jobs. Despite the good news nationwide, Tennessee’s two largest cities both lost manufacturing-industry jobs this year. Manufacturing jobs in Memphis declined 1.8 percent over the year, and fell 1 percent in Nashville, according to Manufacturers News Inc., which publishes the Tennessee Manufacturers Register. In Knoxville, manufacturing employment rose 2.3 percent. Transportation equipment is the state’s largest manufacturing sector by jobs, accounting for 51,001 jobs. The other leading sectors with growth in the last year were electronics, rubber/ plastics, lumber and wood and furniture and fixtures. Meanwhile, the printing and publishing sector lost jobs from September to September along with textiles and apparel, primary metals and food products. – Bill Dries – Bill Dries – Bill Dries Germantown Names Federal Transportation Projects www.thememphisnews.com 4 December 25-31, 2015 weekly digest Get news daily from The Daily News, www.memphisdailynews.com. Lynch Projected As High As No. 2 Overall in NFL Draft After University of Memphis quarterback Paxton Lynch had tossed seven touchdown passes in the Tigers’ regular-season ending victory over SMU, the redshirt junior said he would not decide about his future until after the team’s bowl game. Lynch didn’t know then, but that game will be the Dec. 30 Birmingham Bowl vs. Auburn. In all probability, it will be Lynch’s last appearance in a Memphis uniform. Various Web “experts” have begun rolling out their projections for next spring’s NFL Draft. At ESPN, Todd McShay’s mock draft has Lynch going No. 2 overall to the Cleveland Browns. And yes, that’s where Johnny Manziel works for the time being. A Yahoo Sports mock draft predicted Lynch would be taken at No. 9 and go to Philadelphia. At CBSSports.com, where there were two mock drafts, Lynch was pegged at No. 2 in one and going 10th overall to the St. Louis Rams in the other. But don’t get too excited about the idea of Lynch playing up I-55 in St. Louis. The Rams are very possibly moving back to Los Angeles before next season. Liberty Bowl Stadium, Field Ready for the Big Game – Don Wade Turner Construction Tapped for Methodist Project The Memphis office of Turner Construction has been tapped to build a $275 million campus expansion project at Methodist University Hospital that will include a new patient tower and a 700-space parking garage. Turner said the new patient tower will be constructed by means of an overbuild, meaning it will be built on top of the existing emergency department, which Turner completed in 2014. Turner also has to ensure the work does not interfere with the daily operations of the facility. Construction on the Methodist University Hospital campus is slated to begin toward the beginning of 2016. Turner will work with HKS Architects Inc. and Self-Tucker Architects on the project. – Andy Meek St. George’s School Receives Two Awards Recognizing its distinctive educational model and long-standing commitment to diversity, St. George’s Independent School has been selected as the 2015 recipient of the SPARK award for education. Produced in partnership with WKNOTV, the Lipscomb Pitts Breakfast Club and the Rotary Club of Memphis, the SPARK awards celebrate and recognize the efforts of individuals, nonprofits, corporations, and schools that are igniting change and making a positive impact in the Greater Memphis community. Student-led service initiatives include: raising money and granting wishes for the Make-A-Wish Foundation and collecting 4,500 pairs of shoes to support communities in need. St. George’s also has been selected as the 2015 winner of the statewide Good Sports Always Recycle Sustainability Steward award. Leslie Mimms paints the AutoZone logo on the 25 yard line in preparation for the upcoming Liberty Bowl. The Saturday, Jan. 2, game between Kansas State University and the University of Arkansas kicks off at 2:20 p.m. (Memphis News/Andrew J. Breig) Sponsored by Eastman, Food City and Waste Connections in conjunction with the University of Tennessee, the award is given to one Tennessee school each year that demonstrates outstanding conservation and recycling efforts. St. George’s was chosen for its advancements in reducing its overall waste footprint through energy and water conservation, recycling programs and the use of green space. School representatives were honored in a special presentation at a University of Tennessee football game in October and given a check for $1,500, which will be used to build a recycling program at another school in the Memphis area. – Don Wade Wolfchase-Area Restaurant Sold to NYC Property Group The property housing Romano’s Macaroni Grill at 2859 N. Germantown Parkway has sold for $2.4 million. Brixmor Wolfcreek Outparcel Owner LLC purchased the property from husband and wife King Chow and Jasmine Lin in a Dec. 11 warranty deed. Dean Bernstein, executive vice president of New York-based Brixmor Property Group Inc., signed as affiant. Built in 1998, the 6,564-square-foot building originally housed a Chili’s restaurant. Chow and Lin purchased the property from Chili’s Inc. in 2010 for $1.9 million. The structure is situated on 1.7 acres on the west side of North Germantown Parkway south of U.S. 64, and the Shelby County Assessor of Property’s 2015 appraisal is $2.1 million. – Madeline Faber UnitedHealthcare Grants $55K to Tennessee 4-H UnitedHealthcare and the University of Tennessee’s 4-H Youth Development Program are expanding their partnership to help fight hunger and food insecurity by promoting nutrition and budgeting education in underserved communities. UnitedHealthcare is granting $55,000 to the University of Tennessee 4-H Extension, which administers 4-H programs statewide, to support the “4-H Food Smart Families” program. The program provides families with nutrition education and cooking and food-budgeting skills, and it also connects families with nutrition assistance through SNAP benefits. 4-H Food Smart Families is expected to engage nearly 6,000 Tennesseans, including nearly 1,700 kids and 4,300 of their family members that are eligible for or receiving SNAP benefits. Goals include educating youth on the importance of eating more fruits and vegetables, drinking more water, choosing healthier snacks and eating breakfast; and teaching their families how to buy and prepare healthier, affordable foods on a budget while practicing food-safety principles. Throughout Tennessee, the 4-H Food Smart Program will engage 4-H teen leaders to serve as youth ambassadors and mentors to teach their peers, families and communities about how to prepare healthy meals on a budget. “We are excited to see the 4-H and UnitedHealthcare partnership grow, and work to strengthen and empower our future leaders,” said Tennessee 4-H Youth Development Director Steve Sutton in a statement. “Through the 4-H Food Smart Program we are leveraging the proven influence of young people and helping them establish sustainable habits for their families and their communities.” – Kate Simone Grizz Push Conley, Gasol For NBA Fans’ All-Star Votes The National Basketball Association and Verizon tipped off NBA All-Star Voting 2016 last week, giving fans around the world an opportunity to vote for their favorite players into NBA All-Star 2016 in Toronto. All Grizzlies players are eligible for AllStar voting, including point guard Mike Conley and two-time NBA All-Star and last year’s Western Conference starting center, Marc Gasol. New to the voting program this year, NBA fans are able to cast votes directly through Google Search on their desktop, tablet and mobile devices. They also can vote on nba.com, through the NBA app (available on Android and iOS), SMS text, and social media networks including Twitter, Facebook and Instagram. Fans also can post the official Grizzlies’ All-Star voting graphic and use the hashtag #NBAVOTE and the players’ first and last names on their favorite social site or Google search. All current NBA players are available for selection. Fans can select up to two guards and three frontcourt players from each conference when choosing starters via nba.com or the app. Voting will conclude on Jan. 18. Other balloting updates will be shared on Friday, Dec. 25, as well as Jan. 7 and 14. The 2016 NBA All-Star Game will be played Feb. 14. – Don Wade www.thememphisnews.com December 25-31, 2015 5 Get news daily from The Daily News, www.memphisdailynews.com. Whitehaven View Apartments Sell for $2.7M A Whitehaven apartment complex has sold for $2.7 million. Memphian Steven B. Burrell bought the property at 1594 E. Holmes Road from Tennessee-based Saddle Vineyards L.P., according to a special warranty deed filed Dec. 14. The Class D apartment community bears 128 units across 96,348 square feet. Built in 1966, it stands on 6.2 acres on the north side of East Holmes between Haleville and Millbranch roads. Whitehaven View most recently was appraised at $1.4 million, according to the Shelby County Assessor of Property. Saddle Vineyards paid $1.6 million to purchase the property in 2013. In conjunction with the sale, Burrell filed a five-year, $1.7 million mortgage through Metropolitan Bank. – Madeline Faber United Housing Has $2M Economic Impact for 2015 In fiscal year 2015, affordable housing agency United Housing Inc. made a direct economic impact of more than $2 million in West Tennessee. Through its homebuyer education and foreclosure prevention programs, UHI counseled 836 individuals, helped 368 families purchase a home and saved 124 homes from foreclosure. In addition, UHI sold 17 homes with a $928,509 impact on the local real estate economy and invested $988,120 in the community through acquisition and rehabs. The nonprofit also invested $154,000 in down payment assistance. – Madeline Faber Slight Decline In Local Violent Crime Rates Major violent crime declined in Memphis and Shelby County as a whole through the end of November compared to the first 11 months of 2014. The crime statistics from the Memphis Shelby Crime Commission show major violent crimes were down 0.6 percent in Memphis and down 1.5 percent countywide from the same 11-month period a year ago. The violent crimes that make up the broad category include murder, rape, aggravated assault and robbery. Shelby County’s murder rate going into December was down 10.4 percent compared to the first 11 months of 2014. The murder rate in Memphis declined 8.5 percent from a year ago. Major property crime rates also declined countywide and in the city. The countywide major property crime rate dropped 5.6 percent compared to a year ago and dropped in the city 5.9 percent from 2014. – Bill Dries Memphis’ Hearn Named AAC Player of the Week University of Memphis guard Ariel Hearn has been named the American Athletic Conference Player of the Week, the first such honor in Hearn’s career. Hearn helped lead the Tigers to a 2-0 record last week with victories over Central Michigan and Illinois. In the two contests, she averaged 23.5 points, 5.5 rebounds, 5.0 assists and 3.5 steals. Hearn has moved into the Top 10 on the Tigers’ all-time scoring chart. She is in the No. 10 spot with 1,664 career points. Hearn’s six assists give her 352 for her career, which is good for the No. 8 spot on the Tigers all-time assists list. Hearn is the only player in Tigers women’s basketball history with 1,500 points and 350 assists. – Don Wade Sullivan Leaves MHA for Chattanooga Post Maura Black Sullivan is leaving as interim director of the Memphis Housing Authority at the end of December to become the chief operating officer of Chattanooga city government. Chattanooga mayor Andy Berke announced her appointment Dec. 17. Sullivan was appointed by outgoing Memphis Mayor A C Wharton as interim head of MHA following Robert Lipscomb's suspension. She came to the interim assignment from being deputy chief administrative of- weekly digest ficer for the city. Lipscomb was director of the city’s division of Housing and Community Development as well as executive director of the housing authority. He resigned as HCD director following allegations of sexual misconduct that Memphis Police continue to investigate. Lipscomb has not been charged with any wrongdoing. Meanwhile, the housing authority will oversee a $30 million Choice Neighborhoods grant from the federal department of Housing and Urban Development for the demolition and redevelopment of Foote Homes, the city’s last large public housing development. – Bill Dries City Leaders Take Oath On New Year’s Day Memphis Mayor-elect Jim Strickland takes the oath of office Jan. 1. Strickland will be joined in the oath by 13 Memphis City Council members and new City Court clerk Kay Robilio. The noon ceremony at the Cannon Center for the Performing Arts, 255 N. Main St., marks the beginning of the four-year term of office for all 15 elected officials. Among the city council members, six are starting their first term on New Year’s Day. The seven remaining council members are returning to the body after winning four-year term. Robilio succeeds outgoing clerk Thomas Long, who did not seek re-election after 20 years in the clerk’s position. – Bill Dries Memphis Economic Indicator powered by Dixon Hughes Goodman Be heard. Be in the know. Your vision shapes the future. Visit MemphisEconomicIndicator.com to add your perspective to the only locally based survey of its kind. www.thememphisnews.com 6 December 25-31, 2015 CONTRIBUTORS DECEMBER 25-31, 2015, VOL. 8, NO. 53 H E A LT H CA R E Hospital Building Boom In the Works For Downtown Memphis President & CEO P E T ER SC H U T T General Manager Emeritus E D RA I NS Publisher E RIC BA R NES Associate Publisher & Executive Editor JA M ES OVE RST R E E T Managing Editor JA N E D O NA H O E Associate Editor K AT E S I M O NE Art Director & Photo Editor B RA D J O H NSO N Advertising Art Director Y V ET T E TO U C H E T Senior Production Assistant SA N DY YO U NG B LO O D St. Jude Children's Research Hospital in recent days announced both a major donation from a hedge fund manager and plans for a graduate school on its campus. (Memphis News/Andrew J. Breig) Production Assistant L AURIE B EC K Andy Meek Public Notice Director [email protected] D O N FA NC H E R Senior Account Executive From a big donation to significant campus expansions and investment, the health care news was popping at a steady clip this week. Almost as soon as word had spread about Methodist Healthcare’s plan to invest $275 million into Methodist University Hospital, the Methodist system’s flagship, came big announcements from St. Jude Children’s Research Hospital and Le Bonheur Children’s Hospital. Here’s a recap: JA N IC E J E NK I NS Account Executive V IRGINI A J E NK I NS Marketing Director L EA H SA NS I NG Controller/Human Resources PA M M A LL E T T Administrative Specialist M A RSH A PAY NE Circulation Coordinator K AY E K E R R Pressman C E D RIC WA LS H Pressman P E T E M I TC H E L L Published by: THE DAILY NEWS PUBLISHING CO. 193 Jefferson Avenue Memphis, TN 38103 P.O. Box 3663 Memphis, TN 38173-0663 Tel: 901.523.1561 Fax: 901.526.5813 www.memphisdailynews.com The Daily News is a general interest newspaper covering business, law, government, and real estate and development throughout the Memphis metropolitan area. The Daily News, the successor of the Daily Record, The Daily Court Reporter, and The Daily Court News, was founded in 1886. AUDIT PENDING To reach our editorial department, e-mail: [email protected] or call: 901-523-1561 The Daily News is supportive, including in some case being on the boards of, the following organizations: Literacy Mid-South, Grace St. Luke's Episcopal School, Wolf River Conservancy, Ronald McDonald House, Great Outdoors University, Tennessee Wildlife Federation, Temple Israel, St. Jude's, St George's Independent Schools, Shelby Residential & Vocational Svcs, Shelby Farms Park, Calvary & The Arts, Bridges, Boys & Girls Club of Greater Memphis, Binghampton Development Corporation, U of M Journalism Dept., Chickasaw Council Boy Scouts, Memphis Leadership Foundation, Junior Achievement, Overton Park Conservancy, The Cotton Museum and WKNO. St. Jude The charitable foundation of a prominent hedge fund manager made a big contribution to St. Jude this week, and the hospital also announced that it’s launching a graduate school on its campus. First, the school. The hospital’s unanimous vote of approval from the Tennessee Higher Education Commission paves the way for development of the St. Jude Graduate School of Biomedical Sciences, which will welcome its first students in the fall of 2017. The hospital says the school, located in a custom space within The Marlo Thomas Center for Global Education and Collaboration, will train the next generation of academic researchers in an interdisciplinary environment that’s home to more than 200 basic scientists and clinicians working across 21 academic departments. Adding the school to its Downtown campus comes at a time when St. Jude is in the midst of a multibillion-dollar investment into its Memphis presence, which includes the eventual hiring of a few thousand new workers and major campus additions. St. Jude hasn’t fully taken the wraps yet off the details and is so far unveiling new additions at the hospital incrementally. Meanwhile, this week also saw the announcement that the philanthropic founda- tion of hedge fund manager Steven Cohen and his wife, Alexandra, is committing $20 million to the hospital. The gift, announced by St. Jude’s fundraising affiliate ALSAC, will help fund the construction of an inpatient care unit for children treated at the new Kay Research & Care Center on the St. Jude campus. Le Bonheur Le Bonheur this week said it plans to apply for a certificate of need with the state sometime next year to expand the hospital’s campus. The hospital late last week received board approval to start planning for a cardiovascular intensive care unit. Details are still being finalized, but the hospital also anticipates asking through the certificate of need process for an additional 34 to 36 beds at a projected cost of around $55 million. Construction would begin in 2017 for a two-story facility mostly for cardiovascular needs and the expanded cardiovascular intensive care unit. It would be built on the Dunlap Street side of the hospital, between Poplar and Washington avenues. Methodist Methodist’s plans call for the addition of a 700-space parking garage and a new 440,000-square-foot building at the Methodist University Hospital campus. Methodist expects to break ground in February on the parking structure. The building will create room to upgrade services within the hospital and to provide state-of-the-art medical technology. Methodist’s board last week approved the filing of a certificate of need for a master campus plan for Methodist University Hospital that encompasses the additions, which include the parking garage that increases campus parking by more than 100 spaces. If the state Health Services and Development Agency approves the certificate of need, construction for the entire campus plan could start next fall, and Methodist expects it to take more than three years to finish. www.thememphisnews.com December 25-31, 2015 7 H E A LT H CA R E Efficiency, Patient Convenience Drive Local Health Care Projects Andy Meek [email protected] Much of the building boom Memphis’ health care community has been responsible for this year – with more to come in 2016 – is being driven by the urge to merge. Hospitals, clinics, cancer centers – examples abound of institutions that are moving to adjust their local footprints, driven by a shift toward more efficiency and a professed interest in improving the patient experience. And the motivation is frequently presented within the same context: It’s often along the lines of wanting to give patients access to a range of providers, services and treatments either all under one roof or within close proximity to each other. Methodist Healthcare represents one of the newest examples. In recent days it took the wraps off details of its plan to invest $275 million into Methodist University Hospital, the Methodist system’s flagship, with plans that call for the addition of a 700-space parking garage and a new 440,000-square-foot building at the campus. Methodist senior communications specialist Mary Alice Taylor told The Daily News this week that much of the plan “is about consolidating services together for patient convenience.” Indeed, the upgrade of services made possible by one of the new structures envisioned includes bringing oncology, transplant and outpatient programs into a new centralized area. “Currently, our outpatient services are scattered across our campus, and with the proposed new building, all of our outpatient services will be localized in one area to make access more convenient for patients and families,” Taylor said. “Consolidating services will also make travel through the hospital easier and more efficient for patients and families to navigate.” Methodist has big plans for the project, with Methodist University Hospital CEO Jeff Liebman saying the master plan will help “push us further along our journey towards being one of the Methodist Healthcare’s $275 million investment into Methodist University Hospital is mostly “about consolidating services together for patient convenience,” according to Mary Alice Taylor. top academic hospitals in the country.” Convenience and ease of use is one part of that, something other institutions also have been paying more attention to. Over in Cordova, Campbell Clinic CEO George Hernandez gave The Daily News a rundown of what was new in his clinic’s new spine center at 8000 Centerview Parkway when it held an open house in October. One of the quick takeaways from his impromptu presentation by the elevators on the fifth floor, as guests spilled out around him to check out the space: the consolidation of providers and equipment in the new center. The space, he said, was built with a focus on efficiency and patient flow in mind. Its staff includes surgeons, physiatrists, physical therapists and others. In addition to the physical therapy floor, the facility also includes an X-ray suite and procedure room. Likewise with West Cancer Center, which opened a new oncology care and research facility at 7945 Wolf River Blvd. last month. That new center brings different treatment modalities a patient might need into one place, such that they won’t have to make multiple appointments to see providers like surgeons, medical oncologists or radiation oncologists in different locations. “Let’s say you’re a patient with lung cancer and you’re getting chemotherapy and radiation at the same time,” Dr. Noam VanderWalde told The Daily News. “You can go to the third floor to get your chemo and then come downstairs to get radiation treatment without having to leave the building. It’s a nice paradigm shift for most of our patients.” H E A LT H CA R E Resurrection Health Planning to Open Two More Clinic Sites in 2016 Andy Meek [email protected] As Resurrection Health, a faithbased, evangelical health service organization, prepares to celebrate its first birthday, the enterprise is already planning to roll out two more clinic sites in 2016. And that plan – which includes Resurrection expanding to its fourth individual location at the intersection of Range Line Road and Frayser Boulevard, a location recently vacated by Regional One Health – RICK DONLON follows what’s been a busy 2015 for the organization. Dr. Rick Donlon and Dr. David Pepperman launched Resurrection in December 2014 after co-founding Christ Community Health Services in 1995. Their new venture opened its first permanent health center earlier this year at 4095 American Way then expanded to Whitehaven with the opening of a 3,600-square-foot health center at 5339 Elvis Presley Blvd. Donlon and other Resurrection Health physicians also staff the emergency room at Delta Medical Center. The organization has a staff of 20 health care providers. "2015 was an explosive year for Resurrection Health,” Donlon said. “By God's grace we opened two health centers, established new hospital partners, launched our surgical services, and assumed responsibility for 22 family medicine resident physicians. Early in 2016 we'll roll out two more clinic sites, including a large health center previously operated by Regional One Health in the heart of Frayser.” In mid-November, Resurrection and Alliance Healthcare Services also announced they’re teaming up to provide comprehensive mental health and primary care services to patients through co-location in Frayser and Whitehaven clinics. AHS, one of the largest nonprofit mental health centers in the area, provides mental health services to about 14,000 clients across all outpatient services and locations each year. AHS is now providing services at Resurrection Health’s Whitehaven location, and Resurrection Health now has physicians seeing patients at AHS’ Frayser location at 2150 Whitney Ave. The group plans to expand co-location to additional clinics around Memphis and Shelby County in the coming months. About the partnership, Donlon said it’s a natural marriage for two groups who share a vision for a total wellness approach. “More than 200,000 low-income residents of western and southeastern Shelby County struggle to find primary care in their communities,” Donlon said. “There is overwhelming evidence that physical health can affect one’s behavioral health as well. “While primary care physicians are trained to assist with prevalent mental health issues like depression and anxiety, we refer patients with more complicated disorders to specialists, like those at Alliance Healthcare Services.” Among other Resurrection developments this year, the organization acquired a nationally recognized family medicine residency program. The three-year residency track is called Resurrection Family Medicine. It was one of a few programs in the U.S. funded through Teaching Health Center Graduate Medical Education, a $230 million, five-year initiative that’s part of the Affordable Care Act and was created to increase the number of primary care residents trained in community-based settings. Looking ahead, Resurrection says it’s looking to raise $250,000 to speed up its move into Frayser. www.thememphisnews.com 8 December 25-31, 2015 ENTREPRENEURSHIP EPIcenter Launches Work, Business Space In Germantown Andy Meek [email protected] The EPIcenter entrepreneurship organization has teamed up with the city of Germantown to open a collaborative work and business space in the Carrefour at Kirby Woods, a shopping center at the intersection of Poplar Avenue and Kirby Road. The resulting 900-square-foot space at 6645 Poplar Ave., suite 200, includes amenities like furnished cubicles; a common area that could be adjusted to become an additional work space; conference room; Wi-Fi and more. The city of Germantown, EPIcenter and the Memphis Bioworks Foundation decided to launch the space – and the programming it will include – in response to recommendations in Germantown’s Economic Development Strategic Plan. Funding for what’s being called EPIcenter Germantown also was approved by Germantown’s Board of Mayor and Aldermen in June in the form of a $20,000 grant. Likewise, the Delta Regional Authority's States' Economic Development Assistance Program made an investment of more than $93,000 to fund programming. EPIcenter president Leslie Lynn Smith said the new facility is meant to provide a cost-effective work environment, along with programming and support to encourage the growth of startups and other small enterprises. Memberships, open to all area residents, will be available to buy starting Jan. 6, and an open house will be held at the space Jan. 12. The membership pricing breakdown includes monthly passes for $125 and daily passes for $15. Smith talks about the mission of EPIcenter Germantown within the context of a regional approach to promoting entrepreneurship resources and neighborhoods: “This space and its programming will help participating companies grow and connect to each other, to needed expertise and resources LESLIE LYNN SMITH (Memphis News/Andrew J. Breig) and to the broader ecosystem.” Once EPIcenter Germantown is up and running, a community manager will oversee scheduling; a full calendar of programming and events will be unveiled in January. In addition to that programming, networking events and office hours will put participants in contact with local experts in venture capital, finance, accounting, marketing and sales. From Germantown’s perspective, the project is a natural fit. The city says it’s awash in intellectual capital, with 98 percent of its population over 25 years old holding a high school diploma or higher and more than half of the population possessing at least a bachelor’s degree. For EPIcenter, word of the partnership with Germantown comes as Smith is drawing to the end of her first year as the organization’s first president and is thinking about where the organization goes next in 2016. Among the new things it tried over the past 12 months, EPIcenter launched a logistics accelerator sponsored by FedEx that worked with five teams from Memphis and beyond. And Smith and EPIcenter are still working toward the charge of helping launch 500 new companies and 1,000 entrepreneurs over the next decade. Its founding mission was that EPIcenter would help connect resources like accelerators, incubators, mentors, investors, networking programs and the higher education community as well as technical assistance programs for entrepreneurs. Its partners include the Greater Memphis Chamber’s Chairman’s Circle, Bioworks, Emerge Memphis and Start Co., among others. T E C H N O L O GY FedEx Institute Of Technology Gears Up For Event-Filled 2016 Andy Meek [email protected] The FedEx Institute of Technology at the University of Memphis is closing out the year and looking ahead to 2016 with a renewed focus on putting itself at the center of technology innovation in Memphis. That’s according to Cody Behles, the institute’s new manager of innovation and research support who joined earlier this month and who’ll be at the center of much of the institute’s research and partnership activities. “In my capacity, I help identify emerging technologies and research areas that are of potential interest to the university,” Behles said, adding that he also helps with projects as assigned by the institute’s executive director, Dr. Jasbir Dhaliwal. “I also oversee our Innovation in Action workshop and talk series.” Behles’ addition to the staff comes at a time when the institute is also rolling out a series of what it’s calling “research clusters” that are intended to help set the operational direction for the institute. It’s about more than research though - the clusters represent topics, like cybersecurity, around which the institute wants to build research as well as programming and interest from outside the institute’s four walls. The institute unveiled its cybersecurity research cluster this month. It’s launching two more in January and hosting events around them at the institute on the U of M campus at 365 Innovation Drive. “What we’re trying to build at the universities is communities around topics,” Behles said. “The next two we’re launching in January – one is biologistics, basically the science of moving biomaterials through freight. For that, we’re partnering with the Intermodal Freight Transportation Institute at the university.” The third research cluster, one Behles is helping oversee, is focused on robotics, autonomous vehicles and drones. The institute is hosting a kick-off event for the robotics research cluster Jan. 12, at which an overview will be presented of each of the three topics that have been identified so far in addition to networking and a discussion of robotics. Later in the month, on Jan. 21, the robotics effort will showcase talks from a collection of research fellows. That will be followed on Jan. 22 with a similar event focused on talks from the 2016 Biologistics Research Fellows. Behles says more research clusters will be unveiled as the new year progresses. They’re identified based on a combination of the university’s research portfolio, what faculty can pursue and the interest of corporations that might want to invest in the institute’s efforts. The respective clusters also have faculty members heading them up. The leadership of the CyberSecurity and Testing Research Cluster includes Dr. Dipankar Dasgupta and Dr. Robin Poston; for the Biologistics Research Cluster, Dr. Stephanie Ivey and Dr. Mihalis Gkolias; and for the Robotics, Autonomous Vehicles, and Drones Research Cluster, Dr. Mark Gillenson. Part of the motivation driving these efforts is to raise the institute’s as well as the university’s technology-focused profile. “We have meetings with corporations and local nonprofits that are dealing with technology innovation,” Behles said. “We’re working on revamping our website and getting ready to go for the upcoming year. We’re also starting to approach institutions about partnerships that the university hasn’t partnered with in a research capacity before, as well as engaging students and coming up with technology innovation that benefits them as well. “The institute moves at a fast pace, and we definitely want to be at the center of technology innovation in Memphis.” www.thememphisnews.com December 25-31, 2015 9 DOWNTOWN DEVELOPMENT Downtown Agency Looks to Tighten Up Hotel Tax Breaks Madeline Faber [email protected] To keep tourists flowing to Downtown, the Center City Revenue Finance Corp. grants tax breaks, or payment-in-lieu-oftax incentives, for hotel developers. Such readily available incentives have helped create a market with 15 hotels and 3,000 rooms in Downtown Memphis. But with two newly proposed hotels planned for the same Downtown block – and 12 hotels in development – the Downtown Memphis Commission affiliate board could be putting the brakes on those incentives. In January, the Land Use Control Board will consider special-use permits for two side-by-side hotels across from AutoZone Park. Knoxville-based Beale Street Hotel Group proposes building a 143-room Hilton Garden Inn. Bearing the address 195 Union Ave., the seven-story building would stretch across 1.68 acres between Union and Gayoso Avenue. Beale Street Hotel Group also submitted a companion application for a 115-room hotel at 235 Union Ave., at the southwest corner of Front Street. The proposed Holiday Inn Express would occupy 1.28 acres where a commercial parking lot now stands. While developer Nitinkumar Patel has not yet applied for CCRFC incentives, he could be facing a very different environment in the coming year. In December, consulting firm Pinkowski & Co. presented recommendations on how the DMC’s PILOT program and the Memphis Convention & Vistors Bureau’s Smart Hotel Growth plan could be better aligned. The consulting firm’s most important criteria ensure that PILOTs are used only for projects that benefit the public and would not be possible without public assistance. “With that in mind, when it comes to smaller hotels that are limited-service with ground-up construction, for the most part, unless there’s something extraordinary, those projects don’t need PILOTs to go forward,” said Jaske Goff, vice president of planning and development at a Dec. 17 meeting of the Downtown Memphis Commission. While there’s no easy answer, a close examination of development costs, financing terms and other components is necessary. The report also recommends establishing a standardized method for analyzing finances that could cut through varying debt and equity structures as well as discrepancies in property taxes. Other factors to consider include: if the hotel will grow tourism or conventionrelated demand; fill a need for a facility not already in the Downtown market; bear a minimum 3 star quality; utilize at least A developer proposing two hotels side-by-side on a Downtown block could be facing stricter guidelines in getting tax breaks from the Downtown Memphis Commission. (Submitted) 250 rooms; have equal or better RevPAR (revenue per available room) than currently exists in the market; preserve a historic structure; or allocate a certain percentage of rooms for city-wide events. In addition, the firm proposed special consideration or extra incentives for hotels that are in a preferred development zone – such as near a convention center – or hotels that bear a preferred development type – such as those that would spur other development, fill a need for group-meeting rooms or create a destination. It also recommended creating an incen- tive, like a room tax rebate, for projects that benefit demand. Goff said that while the recommendations have not been officially adopted, it could lead to changes in the hotel PILOT program. And if the two hotels proposed for the block facing AutoZone Park make it to the CCRFC, they could provide a territory for the board to establish precedents. Both hotels are small with few amenities, within walking distance of each other and a good distance away from the Memphis Cook Convention Center. DISTRIBUTION & LOGISTICS Nike’s 2015 Global Expansion and Beyond Bill Dries [email protected] Name the earnings conference call this company CEO quote is from: “The success you see today and the opportunities ahead are driven by the strength of our portfolio.” You could be forgiven for guessing it came from a FedEx Corp. call, since Fred Smith, founder and CEO of the Memphis-based corporation, frequently speaks of the FedEx “portfolio.” In this case, though, the quote came from Mark Parker during the Tuesday, Dec. 22, earnings call for Nike Inc. Nike’s global portfolio is athletic footwear, apparel, equipment and accessories and includes its own brand as well as numerous subsidiary brands, many tied to its connections to the biggest and most enduring names in sports. It’s also a major force in promoting and growing professional and amateur sporting events. Nike is headquartered in Beaverton, Oregon. But its largest workforce outside of Beaverton is in Memphis – 1,850 at last count, specifically at the North America Logistics Campus in Frayser, which is Nike’s largest distribution center in the world. When Trevor Edwards, president of the Nike brand, talked Tuesday about the North American outlook for distribution of its goods and in turn its brands, he was talking about the cavernous Memphis center bristling with technology. “We continue to work to effectively manage the flow of product in North America and efficiently clear excess inventory,” Edwards said, adding that the Memphis center isn’t yet fully online. In June, Nike formally opened a $301 million Memphis expansion with stagger- ing dimensions. The 2.8 million-squarefoot facility at New Frayser Boulevard and New Allen Road is the equivalent of 49 football fields. It has 33 miles of conveyor belts, 96 receiving spurs and 73 outbound doors. Nike’s definition of what it does is much different than it was before Air Jordan and “Bo Knows.” And the difference goes to Parker’s use of the term “portfolio.” Parker puts what Nike does on several fronts, in different countries with different brands “against the backdrop of a global movement of fitness and sports.” “We invent breakthroughs,” Parker told analysts Tuesday. “Then build a thriving business around them.” The orders being filled at the Memphis center are from digital customers as well as retailers. The Warehouse Management System that Nike officials talked guardedly about in June is used in all of the other Nike distribution centers around the world. A combination of barcodes, mobile computers and radio frequency IDs are part of a system called “wave picking” that automatically adjusts the flow to make it more efficient. “We expect inventory levels in North America to normalize over the balance of the fiscal year as we continue to take the appropriate actions to maintain a health pull market for the Nike Brand,” Edwards said Tuesday. Memphis is part of a global supply chain that shipped “roughly” 1.1 billion units last year, Parker says. The Memphis part of that number for 2014 was 46 million units. The expansion, when it is fully online, can handle 271 million units annually, a full quarter of what Nike currently does globally. And Nike’s digital strategy figures prominently in the movement of goods through Memphis via e-commerce. In November, Parker set a goal of $7 billion in revenue from e-commerce for Nike by the end of fiscal year 2020. www.thememphisnews.com 10 December 25-31, 2015 R E A L E S TAT E R E C A P Whitehaven View Apartments Sell for $2.7 Million Memphis News staff Map data ©2015 Google Whitehaven View Apartments 1594 E. HOLMES ROAD MEMPHIS, TN 38116 SALE AMOUNT: $2.7 MILLION SALE DATE: Dec. 14, 2015 BUYER: Steven B. Burrell SELLER: Saddle Vineyards L.P. LOAN AMOUNT: $1.7 million LOAN DATE: Dec. 14, 2015 MATURITY DATE: Dec. 14, 2020 LENDER: Metropolitan Bank DETAILS: A Whitehaven apartment complex has sold for $2.7 million. Memphian Steven B. Burrell bought the Whitehaven View Apartments, at 1594 E. Holmes Road, from Tennessee-based Saddle Vineyards L.P., according to a special warranty deed filed Dec. 14. The Class D apartment community bears 128 units across 96,348 square feet. Built in 1966, it stands on 6.2 acres on the north side of East Holmes between Haleville and Millbranch roads. Whitehaven View most recently was appraised at $1.4 million, according to the Shelby County Assessor of Property. Saddle Vineyards paid $1.6 million to purchase the property in 2013. In conjunction with the sale, Burrell filed a five-year, $1.7 million mortgage through Metropolitan Bank. 5885 SHELBY OAKS DRIVE MEMPHIS, TN 38134 SALE AMOUNT: $3.9 MILLION SALE DATE: Dec. 8, 2015 BUYER: DW CL IV LLC SELLER: ESH TN Properties LLC LOAN AMOUNT: $2.7 million LOAN DATE: Dec. 7, 2015 MATURITY DATE: Dec. 7, 2018 BORROWER: DW CL IV LLC and CL Opco LLC LENDER: SPT CA Fundings 2 LLC DETAILS: An Extended Stay America hotel at 5885 Shelby Oaks Drive has sold for $3.9 million, according to a Dec. 8 warranty deed. ESH TN Properties LLC sold the Sycamore View property to Dallas-based DW CL IV LLC. In conjunction with the sale, the partnership of DW CL IV LLC and CL Opco LLC filed a $2.7 million mortgage loan. The former organization signed as borrower and the latter signed as borrower and operating tenant. Connecticut-based SPT CA Fundings 2 LLC signed as lender. The loan is set to mature Dec. 7, 2018, but can be extended up to 2020. The hotel was built in 1996, is 41,820 square feet and is appraised for $1.9 million, according to the Shelby County Assessor of Property. 2859 N. GERMANTOWN PARKWAY MEMPHIS, TN 38133 SALE AMOUNT: $2.4 MILLION SALE DATE: Dec. 11, 2015 BUYER: Brixmor Wolfcreek Outparcel Owner LLC SELLER: King Chow and Jasmine Lin DETAILS: The property housing Romano’s Macaroni Grill at 2859 N. Germantown Parkway has sold for $2.4 million. Brixmor Wolfcreek Outparcel Owner LLC purchased the property from husband and wife King Chow and Jasmine Lin in a Dec. 11 warranty deed. Dean Bernstein, executive vice president of New York-based Brixmor Property Group Inc., signed as affiant. Built in 1998, the 6,564-square-foot building originally housed a Chili’s restaurant. Chow and Lin purchased the property from Chili’s Inc. in 2010 for $1.9 million. The structure is situated on 1.7 acres on the west side of North Germantown Parkway south of U.S. 64, and the Shelby County Assessor of Property’s 2015 appraisal is $2.1 million. 465 N. GERMANTOWN PARKWAY 4287 SUMMER AVE. 8390 U.S. 51 3874 GOODMAN ROAD TOTAL SIZE: 5,815 SQUARE FEET TENANT: Papa Murphy’s TENANT’S AGENT: Shawn Massey and Robert Sloan, The Shopping Center Group DETAILS: Take-and-bake pizza chain Papa Murphy’s has doubled its presence in the Memphis-area with four recently inked leases. It is a new tenant at The Pointe shopping center in Cordova, taking up a 1,600-square-foot space at 465 North Germantown Parkway. Papa Murphy’s also signed a 1,315-square-foot lease at 4287 Summer Ave. in Memphis and a 1,500-square-foot lease at 3874 Goodman Road in Olive Branch, Miss. It also signed a 1,400-square-foot lease at 8390 Highway 51 North in Millington, Tenn. The four new stores join Papa Murphy’s locations in Germantown, Lakeland, Olive Branch and Collierville. Shawn Massey and Robert Sloan with The Shopping Center Group represented Papa Murphy’s in all four transactions. www.thememphisnews.com December 25-31, 2015 11 CONSTRUCTION Two at a Time To combat lot shortage, developers take on small subdivisions Madeline Faber [email protected] With landlocked urban areas and a dwindling supply of vacant lots, developers are looking to increase Memphis’ density one house at a time with single-family residential infill projects. “The problem in Memphis is that the cost of lots with a house on it, in the most desirable areas of Memphis are extremely high,” said Keith Allen, principal of Keith Allen Homes and president of the West Tennessee Home Builders Association. To make the prices work, developers are tearing down older, larger-lot homes and rezoning the land into micro two-lot subdivisions. “They’re not making any more land in Midtown or East Memphis,” said Walker Uhlhorn with Uhlhorn Brothers Construction Co. “So if you want to build new, you’ve got to find an old house and tear it down.” Uhlhorn said this type of development is increasingly becoming a mainstay for his company with projects completed in both Midtown and East Memphis. In April, Uhlhorn purchased a blighted home with fire damage at 1800 Peabody Ave. for $129,000. After working closely with the city-county Office of Planning and Development and the Memphis Landmarks Commission, he tore down the 3,500-square-foot house and built on the same lot two new houses: A 3,200-square-foot home at 1800 Peabody priced at $550,000 and a 4,000-square-foot home at 1796 Peabody priced at $600,000. “So basically we're not looking at the value of the house,” he said. “We're only looking at the value of the land.” In a tight urban market, land is extremely valuable. “It’s pretty tough to go into East Memphis and pay $400,000 for a lot and then put one house on it,” Allen said. Infill development can take two kinds of structures. A developer can assemble two to five acres of land in outlying or blighted areas and increase the area’s density with affordable, new product. Because the houses are built outside of the urban core, there are fewer restrictions on architecture and design. Or, the developer could purchase a lot with a house already on it and try to build a more expensive product. However, there’s generally ob- Walker Uhlhorn of Uhlhorn Brothers Construction Co., which is taking on small infill developments in Midtown and East Memphis. (Memphis News/Andrew J. Breig) jection if the developer is changing the character of an existing neighborhood. Uhlhorn said that he had to clear several hurdles for approval to demolish a home in the Central Gardens Historic District, but most of the residents were glad to see an eyesore turned into something better. “I’m glad it’s difficult because if it wasn’t everybody would be doing it,” he added. According to Josh Whitehead, planning director for the Memphis & Shelby County Office of Planning and Development, smart infill in residential development has to meet the context of the surrounding lots and land uses. Some of the context points include similar size of lots, setbacks from the street and design in line with a historic neighborhood. Infill homes can also work as a buffer between lower density single-family uses on one side and higher density multifamily or commercial uses on the other. When the city’s Unified Development Code went into effect in 2011, it changed the context around residential infill. Now, small residential subdivisons of four lots or fewer that meet the surrounding context are classified as minor subdivisons, and as such, they can be approved by staff instead of going before the Land Use Control Board. “This represents a considerable change from the subdivision regulations that preceded the UDC and has resulted in several small two-, three- and four-lot minor subdivisions in the heart of the city,” Whitehead said. He added that most infill subdivisions in the last five years have been located in the East Memphis 38111 and 38117 ZIP codes. Just one street north of the new Peabody homes, Uhlhorn is working on an identical project at 1800 Linden Ave. He’s expecting those homes to go for $450,000 to $500,000 and plans to build more micro subdivisions in the coming year. “There’s a huge rush of people who moved out east five to 10 years ago are are now moving back in town,” he said. “There’s just not enough land.” R E A L E S TAT E & D E V E L O P M E N T Homebuilders Hoping for Busier 2016 Madeline Faber [email protected] For Memphis-area homebuilders, the market is far from pre-recession levels, but 2016 could bring more building activity. “We’re about 30 percent back to where we were before the recession,” said Keith Allen, principal of Keith Allen Homes and 2016 president of the West Tennessee Home Builders Association. Memphis is on track to file 830 housing permits for 2015, he added. To keep the market sustainable for suppliers and subcontractors, the area really needs to be filing around 3,400 to 3,500 permits per year. “We're nowhere near where we need to be, but it's a lot better than what it was,” he said. In the coming year, he anticipates housing permits to stay flat or increase slightly. Memphis’ slow-to-grow housing market is attributed to both a lack of demand and a lack of lots, and factors in both of those areas could spur some change in 2016. While permits are down, the market is burning through existing inventory. “For a while there, we could have 1,000 sales but we’d only pull 700 permits.” Now, Allen said, permits are equaling sales. Prices on existing homes have risen about 9 percent over last year, so people who were looking to sell around the recession are finally unloading their homes and moving on to new ones, he added. “When everything was run- ning white hot, developers were adding tons of lots,” he said. In the housing crash, foreclosed lots were sold to other developers at a discounted price, allowing them to build less-expensive homes. With dwindling lot supply and housing inventory, those prices are coming back up. At the end of the third quarter of 2015, average new home prices came in at $298,306, an 11 percent increase compared to the third quarter of 2014, according to data from real estate information company Chandler Reports, chandlerreports.com. Dwindling lot supply and rising costs of lots are the biggest hurdles facing Shelby County builders, Allen said. Compared to the third quarter of 2014, lot costs at the end of the third quarter of 2015 rose 9 percent with an average lot price coming in at $49,879, according to Chandler Reports data. Vacant lot supply dropped 8 percent in the same period. With available space for new homes tightened, developers are looking at bringing new lots to the market for the first time in several years. “They’re beginning to branch out conservatively,” Allen said. “But we think that's a healthy indicator of where they feel like, and where lending institutions feel like, the future is going to be.” These new subdivisions are going to be in outlying areas of Shelby County, such as Collierville and Arlington. Some developments could house up to 120 lots. Others could house up to 500 eventually, but they’re being developed in phases of 50 to 60 at a time. Prices for new homes in these neighborhoods are increasing, according to Chandler Reports. For year-end 2014, the average price for a new Arlington home was $267,621, while a new Collierville home averaged $393,168. For sales made in September 2015, the average price for was $292,290 for an Arlington home and $406,616 for a Collierville home. “For a long time there, there was a reluctance for any developers to bring new lots to market. It was too risky,” Allen said. “Now we're starting to see a few developers sticking their toes back in the water.” Chandler Reports is a division of The Daily News Publishing Co. www.thememphisnews.com 12 December 25-31, 2015 T E N N E S S E E L E G I S L AT U R E Norris: Gas Tax Proposal Not Happening in 2016 Bill Dries [email protected] Don’t look for a gas tax hike in the 2016 session of the Tennessee legislature, says the state Senate majority leader. “We’re not going to do a gas tax in 2016,” Rep. Mark Norris of Collierville said on the WKNO-TV program “Behind The Headlines.” “We are going to have to address it soon enough and these conversations are very important.” Norris’ comments confirm a possibility Tennessee Gov. Bill Haslam noted in November, on a statewide tour to talk about the state’s $6 billion backlog of road projects. Haslam said then that he wasn’t sure he would propose in the coming year a solution to the backlog of unfunded projects. Haslam has been gauging public opinion, although not specifically advocating a hike of the state’s 21.4-cent portion of the 40-cent-a-gallon tax. Since November, Congress has come through with a five-year surface transportation act that leaves the federal part of the MARK NORRIS gas tax rate at 18 cents. “So we know that that’s off the table,” Norris said. “It does provide a relief valve Hosted by ERIC BARNES, publisher of The Memphis Daily News. Each week Barnes delves into major stories in Memphis and the region with local journalists, business executives, community leaders, and politicians, as well as journalists analyzing the major stories from the Memphis area. Guests on past shows have included Mayor AC Wharton, Mayor Mark Luttrell, Governor Bill Haslam, members of City Council, the County Commission and local school boards, as well as executives from major Memphis companies and leaders from organizations such as MIFA, EDGE, the Urban Land Institute, and many more. for the (Tennessee) Department of Transportation because now they can budget against what they know they will receive in federal funds over the next five or six years whereas that was uncertain at the beginning of the summer. They didn’t know if there would be any new funding.” Behind The Headlines, hosted by The Daily News publisher Eric Barnes, can be seen on The Daily News Video page, video. memphisdailynews.com. On the program, state Senate minority leader Lee Harris of Memphis said he sees some support for a state gas tax hike. “On my side of the aisle, we want to talk LEE HARRIS infrastructure,” Harris said. “We should also really think hard about public transit.” Norris expects the legislature will spend time discussing what to do with a state surplus that he estimates will be “north of half a billion dollars.” He and Harris said some should go to the state’s reserve, or “rainy-day,” fund. Norris also acknowledged some legislators want to restore $260 million taken from the gas tax fund during Gov. Phil Bredesen’s administration in an effort to balance the state’s general fund. “I think to get to a meaningful long- term solution, at some point we are going to have to repay some of those funds,” Norris said. “And I think we’ll begin doing that in 2016.” Meanwhile, Harris defended the staterun Achievement School District as necessary after Shelby County Schools board members passed a resolution last week urging a moratorium on any further ASD takeovers of Memphis schools. The move follows a Vanderbilt University study that showed Innovation Zone schools run by SCS are posting better student achievement results than ASD schools. “The reality is that we’ve had lots of schools … that have not produced results,” Harris said. “We’ve got to have a conversation about how to have high performance. The ASD, for whatever its warts, has produced a conversation about performance.” I-Zone schools and the ASD both get extra state funding as well as greater autonomy. The ASD also gets the state’s per-pupil funding with the students that attend its schools. Competition from the ASD as well as charter schools outside the district and the creation of six suburban public school districts – all drawing the per-pupil state funding – has lead SCS leaders to express concern about their fixed costs, even with fewer students. “The lesson is we’ve got to figure out a way to finance schools a little bit different. The per-pupil model may be a little outdated and may not be as helpful as we think it is. … It creates a lot of financial instability,” Harris said. “Maybe it’s time to talk about a baseline funding for schools or public school systems. If they had a baseline funding that they could guarantee from year to year, they’d have more stability and be able to program and plan. They are not there yet.” Norris said he is “open” to exploring that option. He also expects a report to the legislature early in the 2016 session from the Haslam administration that might recommend changes to the state’s Basic Education Program formula, which determines the amount of state funding a local school district gets. Shelby County Schools is suing the state for not fully funding the BEP. Several other school systems across the state have similar lawsuits pending. Sponsored by: Friday at 7:00pm WKNO Friday at 7:30pm WKNO2 Sunday at 8:30am WKNO Channel 10 Subscribe today for our free report! www.chandlerreports.com Stay Informed of Local Real Estate Activity. www.thememphisnews.com December 25-31, 2015 13 POLITICS March 1 Presidential Primary Begins Complex Process “ Bill Dries [email protected] Shelby County’s first election of 2016 seems like a simple affair. The Tennessee presidential primaries and countywide primaries for General Sessions Court Clerk are the only items on the ballot. But the ballot approved last week by the Shelby County Election Commission includes 224 names. Only three of those names are the contenders in the two primaries for clerk. And another 17 are the presidential candidates. The rest are those who want to be delegates representing Tennessee to the Republican National Convention July 18-21 in Cleveland, Ohio. For the state Democratic and Republican parties, the choices voters make March 1 for the Presidential contenders trigger a more complex process of selecting the delegates to the July conventions that will formally pick each party’s national nominee. But the two parties use different methods and formulas based on congressional districts, voter turnout in past presidential elections and how much of the statewide primary vote a presidential candidate gets. Republican presidential primary voters cast ballots for delegates and candidates on the March 1. Those participants vote for 14 committed and uncommitted delegates, who will be part of the Tennessee delegation to the Republican National Convention. And they vote for delegates by the congressional districts they live in, with the 8th and 9th congressional districts on the ballot in different parts of Shelby County. “You’ll be voting for someone local to be a delegate for that candidate,” said Mary Wagner, chairwoman of the Shelby County Republican Party. “You may know the individual serving as a delegate. It kind of gives a local aspect to it.” There are 14 Republican presidential contenders on the Tennessee primary ballot, including U.S. Sen. Lindsey Graham, who suspended his campaign Monday, Dec. 21. But only 10 of the 14 have a slate of delegates for Republican voters to select from. Graham as well as New Jersey Gov. Chris Christie, former Virginia Governor Jim Gilmore and former New York Gov. George Pataki have no delegates on the ballot. U.S. Senator Marco Rubio of Florida has the largest selection of delegates statewide with 28 choices. Businessman Donald Trump has a slate of 27 choices for pledged delegates. “Each of the campaigns are trying to fill their delegates and some are doing so more easily than others,” Wagner said. “There’s a lot of interest. It’s an exciting time to be a delegate at the national convention.” Democrats have no delegates statewide or local on the March 1 ballot, just the three Democratic presidential contenders. You may know the individual serving as a delegate. It kind of gives a local aspect to it.” Mary Wagner, Shelby County Republican Party There are two sets of primaries on the March 1 election ballot, the Tennessee presidential primaries and countywide primaries for General Sessions Court Clerk. But there are 224 names on the ballot, including delegates to be elected in the Republican presidential primary. (Memphis News File/Andrew J. Breig) The process involves the same general effort toward apportionment by formula but a different selection method. “You have to declare for a particular candidate,” said Randa Spears, chairwoman of the Shelby County Democratic Party. “You have to declare without knowing who’s won the primary.” That’s also the case in the Republican delegate selection. But the two parties differ on when those who want to be delegates declare and how they are selected. “I think it is confusing,” Spears said. “It seems so simple to me. But when I talk about it, it sure is complicated.” Democrats who want to be pledged delegates to a particular candidate begin declaring Jan. 4. While early voting is underway in February, state Democratic party officials will be submitting a list of unpledged party leaders and elected officials who will be delegates from Tennessee to the convention. Those unpledged delegates will include U.S. Reps. Steve Cohen and Jim Cooper, the state’s two Democratic congressmen. The March 1 presidential primary is the next step in determining who the delegates will be. A Democratic candidate has to get at least 15 percent of the vote in a congressional district to get any delegates from that district. For Republicans it’s a 20 percent threshold “as a basic rule of thumb,” said Tennessee Republican Party executive director Brent Leatherwood. If no candidate gets at least 20 percent of the vote, there are contingencies in the GOP rules. The Saturday after election day, March 5, county Democratic conventions across the state will be held. That is followed by Congressional district conventions on March 19 for those delegates selected at the March 5 conventions. “On the 19th is when the delegates will elect the national delegates to go to the con- vention,” Spears said, referring to the July 25-28 Democratic National Convention in Philadelphia. “This is a very small number.” Apportioning delegates by county and congressional district is done with a formula that balances total population and the average vote for Democratic candidates in the 2008 and 2012 presidential elections. The predominantly Memphis 9th Congressional District has the most Democratic delegates of any of the state’s nine districts, with eight, followed by the seven in the Nashville-based 5th Congressional district. After the March conventions at the county and congressional district level, the state Democratic Party selects the state’s nine pledged party leaders and elected officials as delegates in April. It is a complexity that politicos who regard being a convention delegate as a high honor accept as part of the turf. THE LOCAL VOICE OF MEMPHIS 4MEMPHIS SHOW with EARLE FARRELL Monday – Friday 3:00 pm – 6:00 pm LISTEN LIVE kwam990.com Want to hear some good news about the Mid-South? Try The Earle Farrell 4 Memphis Show! It’s a show about art, businesses, entrepreneurship, film making, music, and so much more. It’s something different everyday. Listen to AM990 for local talk! Want to be part of The Earle Farrell 4Memphis Show? Contact us at [email protected]. www.thememphisnews.com 14 December 25-31, 2015 E D U C AT I O N Students Get Help on Path to College Bill Dries [email protected] Torisha Williams was an elementary school educator for six years. So when she began her position in August as a counselor at Sheffield High School, she brought some grade-school culture to the job of helping her students find a way to college. And she heard some groans from the teenagers when she taped a watercolor paper cutout of a tree to one of her room’s cinderblock walls. Taped onto the tree’s branches are paper butterflies, symbolizing students going to college. “The students were like, ‘Ms. Williams, this is not elementary. Why do we have a tree?’” she said. “(Now) the kids have bought into it, and when they come, they rub on the tree for good luck.” The tree is part of a path Williams has created for the students whom she and the College Initiative assist in guiding to college. Once a week, a counselor from the College Initiative comes to Sheffield to work with a set group of 50 students. It uses a laser-like focus on specific bureaucratic obstacles – filling out forms, deadlines and more – as well as offers general counseling on the college experience. College Initiative operates in a third of Shelby County Schools’ high schools. Founder and CEO Gabriel Fotsing said College Initiative workers typically begin their core work by asking for a show of hands Sheffield High School 11th- and 12th-grade guidance counselor Torisha Williams – pictured with her achievement tree – is helping guide her students to collegiate careers. (Memphis News/Andrew J. Breig) of how many juniors want to go to college. Typically a lot of hands are raised. What follows is a show of hands for how many know how to go about getting into college, and the number of hands raised is usually much smaller. “A lot of our students are going to be the first in their families to go to college. That means that they don’t understand the differences between the different types of colleges,” he said. “If you start thinking about college in your senior year, sometimes it will be too late. You may not have put down the foundational work to have greater options. … “We break down all the things that students need to do and we stretch that over the course of two years, and it’s a little more manageable.” Fotsing also sees more students taking advanced placement courses that earn them college credit in high school. The AP courses are part of a steeper ramp to the college experience that Fotsing cautions can be more difficult than taking the same course in college. “The only difference is in college the average students takes only four classes,” he said. “However in high school, the average student takes seven classes. So you have the AP load and you are taking more classes than you would normally take in college.” Fotsing hopes to work more counseling on AP courses into the junior year core program. And then there’s Williams, on the phone with students by her side, negotiating the cogs and wheels of higher education and student aid when students hit a bureaucratic wall. “I haven’t met students who lack motivation,” she said. “Some days it feels like that. But there are expectations in my room. They are dedicated.” Kiara Tatum, a Sheffield senior, has applied at a number of colleges and hopes to attend Tennessee State University next summer on her path to becoming an OB-GYN. “I just like helping people and dealing with babies,” Tatum said. “I want to help people deliver babies and make sure they are OK after they are born.” It’s not the idle daydream of a teenager. Last summer Tatum was part of a “foreshadowing” program at Regional One Health, and she followed as doctors delivered babies at the hospital. “They told me how much work I would have to do and what to do in order to become a doctor,” Tatum said. “I think it’s going to take a long time, but it’s something I really want to do.” Williams said Tatum is an intense, focused student who doesn’t give up easily. Tatum, however, knows all of this is about to give way to a new and unknown world – college. “It’s different. Now we are in an environment where we can have more help,” she said. “We can go to our teacher and say, ‘I don’t understand this,’ and they can break it down. I have friends who are in college … who say that you can get help but not as much in high school. “It’s a completely different environment from being in high school.” Williams has seen the same apprehension as the school year reaches the halfway point for seniors. “A lot of them were excited to be seniors but now there is fear,” she said. “We also had to talk about leaving home. I told them go out there and explore. It’s good to stay close to home. But you know what home looks like. “Go and see what the world has to offer.” NONPROFIT SECTOR Shipping Containers to Shelter LGBTQ Youth Madeline Faber [email protected] Memphis’ homeless shelters aren’t safe for lesbian, gay, bisexual, transgender and queer youth, says Memphis Gay and Lesbian Community Center executive director Will Batts. He’s seen too many kids kicked out of their homes only to be assaulted in shelters or turn to drastic measures. The MGLCC is taking on the task of creating a safe space for LGBTQ individuals ages 18-25. Dubbed the Metamorphosis Project, the Orange Mound center will be a haven of rehabbed shipping containers. Each 40-foot shipping container will be split into two efficiency apartments so that homeless clients can have their own bed, desk, closet and small bathroom. Another cluster of containers will house a classroom, kitchen, offices and laundry space. “Let's get them off the street so they can think, eat and sleep every day and be safe as they figure out those next steps,” Batts said. MGLCC started designing the center in late 2014 when its host family program dissolved. The five-year-old initiative had placed homeless LGBTQ youth with families for up to six months, but when the main host family dropped out, the organization realized it needed a more sustainable solution. In 2016, MGLCC will launch a campaign with a $250,000 ask for the first round of construction. The funds would clean up the Orange Mound site and buy containers for four apartments and an administration area. “I feel confident we can raise the money for the first construction, but we’re concerned about ongoing costs,” Batts added. The center already has purchased the vacant land from the Shelby County Land Bank and is seeking to have it rezoned. When the center is running at full capacity, it could hold 20 young adults. MGLCC plans to partner with organizations to provide clients with job training, resume building, interview skills and GED education. While numbers on Memphis’ LGBTQ homeless population are hard to come by, the Williams Institute estimates 40 percent of homeless teens and young adults na- tionwide identify as LGBTQ. The MGLCC is working from this figure as it conducts a survey of Memphis’ homeless youth. Transgender clients especially need safe shelter, Batts said, as Tennessee prohibits people from changing their sex on identification cards such as driver’s licenses. When seeking traditional shelter, transgender individuals are placed with the sex listed on their ID, which can be traumatic. “Most of the kids we've talked to have been assaulted in some way, because the people most likely to assault them are right in the room with them,” Batts said. He added that while Memphis’ peer cities have homeless LGBTQ programs, a shipping container complex is a standout. www.thememphisnews.com December 25-31, 2015 15 COMMUNITY Business of Giving Memphis business community shows giving is 365 days a year Lance Wiedower Special to The Memphis News Parties, family gatherings, checking off lists, decorations – the holidays add a whole extra layer of stress during December. But in Memphis, where there are so many needs that are only magnified during the holidays, it’s a time that the business community steps out to help the city’s vast nonprofit community provide a little extra Christmas spirit. Companies big and small participate in a number of ways, from coat, food and toy drives to helping decorate Christmas trees at Target House to adopting children and seniors in the Salvation Army’s Angel Tree program. ANF Architects puts an emphasis on community engagement, encouraging its employees to give time and resources throughout the year – both as representatives of the company and on an individual basis. This Christmas season, the company adopted several angels from the Salvation Army’s Angel Tree Program. All 23 ANF employees shopped for 16 children, ranging in age from 11 months to 12 years old, and four senior citizens. Another holiday program kicked off Nov. 28 when ANF began a Lego City build for Le Bonheur Children’s Hospital patients. The ongoing project will be displayed in Le Bonheur’s lobby. Lee Askew, partner at ANF Architects, says that it’s important for individuals and companies to find their niche in Memphis and find ways to give to those causes. “We’re architects so we like to build buildings but we like our community to be strong, the nonprofits and various civic organizations that help people, we want them to be strong,” Askew said. “We want people to find their niche. For 40 years this is where we’ve lived and it makes us proud to work here and be part of it.” The employees of Orion Federal Credit Union gave throughout the year in a small but effective way: Every Friday, employees could pay $5 to wear jeans to work. Those $5 denim days provided money to adopt children in the Angel Tree program. One way to bring the giving spirit to customers was a Coats for Kids drive. Bins were placed in every branch, where employees and credit union members were encouraged to bring in coats. “One thing we’ve seen grow within our credit union is the more we do in the community month after month, year after year, we see our own employees jump on board,” said Tara Smith, vice president of retail for Orion. “It’s more than giving a check somewhere. We encourage volunteering and allow them to do so on the clock.” Many Memphis companies stepped up this year to assist in the 14th annual Toy Truck that benefits the children of PorterLeath. Yuletide Office Solutions sponsors the drive, and uses its large delivery truck to pick up ANF Architects employees have added their personal ornaments to the office Christmas tree since 1975. The firm is one of many whose holiday traditions include community support. (Memphis News/Andrew J. Breig) massive boxes of new toys that are collected across the city. Many Porter-Leath children come from low-income households and without the toys that come through Toy Truck, would receive few or no Christmas gifts. The program has seen massive growth. Two years ago it served 900 children; this year there are 5,800 children across Shelby County, and the program worked to ensure each one received a gift to open. And as that growth continues, businesses' involvement has been vital to ensure success. Participating companies had collection boxes for employees to bring in new toys that Yuletide then would pick up and deliver to the Toy Truck. And there also are cash donations, from as little as a few dollars to as much as several hundred. Porter-Leath has “secret Santas” who match those donations, and the money is used to fill in the gaps. “We’ve had tremendous growth, and the community has responded extremely well,” said Rob Hughes, development director for Porter-Leath. “The business community’s involvement is exactly what it takes. Two years ago and backwards when we only had 700 children, just dropping off toys at the Toy Truck was great. But dropping off a bag of 5,800 toys is overwhelming. “Most of these children have never gotten anything new in their lives.” Beyond the holidays While the community seems to always respond in droves during the holiday season, the needs in Memphis are 365 days a year. Hughes said year-end giving is greatly appreciated, but it’s also important to keep the community engaged throughout the year. Memphis-based Varsity Spirit, which runs cheerleading and dance competitions and camps across the U.S., encourages employees to give back throughout the year. The company uses its camps as opportunities to share St. Jude's mission with the vast number of students it reaches. Varsity brings in the core staff instructors for the camps every May, who then spend time at St. Jude to better understand the hospital’s message. They share that message with thousands of students, encouraging each one to address a letter sharing the hospital’s mission of fighting childhood cancer, which is then sent out seeking donations. The program has raised more than $3 million since its start in 2011, and it’s just one way students who participate in Varsity programs help St. Jude. And while it raises money for the hospital, the program also builds a better understanding of community needs among tomorrow’s leaders, who will be more likely to give to causes. “This is a perfect partnership for both of us because we’re both about young people,” said Jackie Kennedy, director of Varsity.com. “St. Jude is worldwide. When we’re at summer camps across the country talking about St. Jude, everyone has been touched by childhood cancer. … These kids want to do more.” Christmas Gifts for Your Favorite Nonprofit Its Christmas time! And soon to be Kwanzaa. Then New Year’s! It’s time to celebrate and share gifts. We give to our families and friends. Many of us have already made a gift to nonprofits we hold closest to our hearts. But there’s always time for more giving. Here’s a holiday gift idea that can extend into the new year: Give a nonfinancial gift. Here’s what we mean. First, let us be clear: Nonprofits cannot operate without money. That is a fact. But, we also know there are many other things nonprofits need, and you just might be the right person to fill that need. Think about it this way: Nonprofits are busy delivering on their mission and vision. Each also has to raise money, market their organization and take care of business MEL & PEARL SHAW FUNdraising Good Times operations such as human resources, accounting and facilities. They have a lot to focus on. Your nonfinancial gift can make a big difference. If you are an attorney, you can donate legal services. If you are an accountant, you can review your favorite nonprofit’s bookkeeping processes and help update if needed. Computer professionals can conduct a technology assessment, and – if you want to “double your giving” – you could invite others to provide some of the products or services that might be needed to help the nonprofit increase its efficiency or, in some cases, get up-to-date. There’s something for everyone to offer. Basic maintenance, repairs or painting can make a big difference for a nonprofit that has been deferring property maintenance. A team of two administrative specialists could install new office systems and organize those never-ending piles of paper in an afternoon or weekend. Marketing is a need for most nonprofits, and something that few can afford. If you have marketing-related skills you could make a meaningful impact on a nonprofit. If you have a circle of colleagues that want to work with you, you could help a nonprofit change its future. Imagine this: web redesign, setting up a social media program, creating a marketing plan, crafting standard messages that engage donors and the community. Here’s how you could launch your project. First, reach out to the executive director at the nonprofit you want to give to. Let her or him know what you are thinking about and ask if your project could be a match for what the nonprofit needs. If it’s a fit, schedule the project for a time that works for all. Remember, Christmas is about more than one day. With this type of gift you can bring joy throughout the year. Mel and Pearl Shaw, owners of fundraising consultancy firm Saad&Shaw, can be reached at 901-522-8727 or saadandshaw.com. www.thememphisnews.com 16 December 25-31, 2015 Midway Point After 15 years, Uptown prepares for another growth spurt Madeline Faber [email protected] A quality, affordable neighborhood for low- to moderate-income Memphians. That’s developer Henry Turley’s ongoing vision for Uptown, a North Memphis neighborhood benefiting from $150 million in redevelopment efforts. Facing each other across the Wolf River Harbor are Turley’s two biggest developments. Prior to the late 1980s, Harbor Town was a 132-acre stretch of vacant land on Mud Island. Now, property taxes from the high-income neighborhood help to fund Uptown, the neighborhood across the harbor. “Everyone had just neglected this area,” Turley said. In Turley’s mind, there’s no reason why neighborhoods on the fringe of Memphis’ core can’t be clean, well-lit places. Turleybuilt houses in Harbor Town and Uptown even look similar. With 15 years under its belt, the Uptown redevelopment is at its midway point and is soon to go through another growth spurt as the neighborhood is now benefiting from two major developers. Fifteen years ago, the City of Memphis’ Community Redevelopment Agency drew a tax-increment financing district was around the area stretching north-south from the Wolf River’s terminus to Poplar Avenue and west-east from Harbor Town to Ayers Street. The TIF designation allows property taxes from high-income Harbor Town to be fed back into a pool of funds overseen by the CRA to be used by master developer Lauderdale-Greenlaw LLC, a joint venture between Downtown stalwarts Henry Turley Co. and Belz Enterprises. The district raises about $5 million a year for Uptown redevelopment efforts, and the fund will continue to grow until 2030. Habitat for Humanity of Greater Memphis now has access to the CRA pool and is set to (will) build the neighborhood’s first subdivision: 22 new homes set to rise next year on what was an abandoned, crimeridden lot. The Bearwater Park subdivision will push development beyond Uptown’s original target zone, which stretches northsouth from Chelsea Avenue to A.W. Willis Avenue and west-east from the Mississippi River to Manassas Street. With the original target area safe and stable, the developers plan to give the territory further north and east the same treatment. “Going on the other side of the street over Manassas, it's Uptown 10 years ago,” said Alex Mobley, vice president of Lauderdale-Greenlaw. “You can really see where we've worked and where we haven't.” That means improved infrastructure, access to quality schools and housing, and increased police presence in areas of North Memphis that haven’t yet seen the benefit of outside investment. CREATING A COMMUNITY Uptown’s history and future is invested in decentralizing poverty through bringing mixed-income and diverse partners to the area. Turley and Belz were first drawn to Uptown in 1999 as a private partner in the redevelopment of Hurt Village. The team partnered with the Memphis Housing Homes near KIPP Memphis Collegiate Middle will house KIPP families or teachers. Uptown has reached the halfway point in a 30-year hyper-focused renewal effort through the Authority to replace the public housing complex with a new mixed-income community, backed by $35 million in Hope VI funds from the U.S. Department of Housing and Urban Development. “So the idea is that when you have a public housing development that puts all of the people who make no money essentially in one place, then you're not decentralizing anything,” said Mobley. “Henry and Jack Belz said, ‘Why would we stop at the Hurt Village site and not address the issue on the other side of the street in every direction?’” When Lauderdale-Greenlaw first started work in the area, there were more than 600 vacant lots. Now, that number is closer to 15. To date, the CRA plan has helped build 549 multifamily apartments and 268 singlefamily homes and perform more than 100 rehabs aimed at creating a neighborhood that is one-third rental, one-third affordable homes for sale and one-third market rate. Similar to the Hope VI effort that launched the Uptown redevelopment, Habitat for Humanity is building its Bearwater Park subdivision on the site of the former Cedar Court apartment complex. Memphis Habitat for Humanity president and CEO Dwayne Spencer’s plan is to build a neighborhood from scratch that incorporates mixed incomes with intentional infrastructure and community development. Currently, the area is an open field with sparse older development and 10 new rental homes built by local nonprofit Oasis of Hope Inc. Crime and blight still linger. Habitat has had a presence in Uptown since 2012 building homes and performing rehabs, but the subdivision will be a unique hyper-focus for the organization. Overall, Habitat plans to build more than 50 homes and perform 100 critical repairs in the Uptown neighborhood. MLB-Uptown, the tax-exempt arm of Lauderdale-Greenlaw, is working with Habitat in acquiring the lots and bringing infrastructure to the area. “The whole goal of bringing all this attention and focus to this one place is to kind of bring this positive energy in hopes that not magically, but through some progressive collaborative steps from the ground up in collaboration with the CRA and police departments and other agencies, we will bounce the negatives out of the neighborhood,” Spencer said. Habitat’s Uptown initiatives drew the attention of former President Jimmy Carter, who selected the Bearwater Park site for the 2016 Jimmy & Rosalynn Carter Work Project, the latest in a longtime collaboration between the Carters and Habitat for Humanity International. The Tennessee Housing Development Agency donated a $1 million matching grant to the effort, bringing Habitat closer to its $5 million fundraising goal. In November, Carter and other dignitaries broke ground on Bearwater Park. One of the first structures to be completed will be dubbed the President’s House. When Carter returns next year to swing hammers and paint fences, the home will be his cadre’s personal rest area. After construction on the 21 homes is finished next December, the President’s House will become a community center, housing Uptown coordination and neighborhood association meetings, offices and police officers. “It makes a lot of sense to dedicate that work in a neighborhood that's devoted to holistic revitalization,” Spencer said. “We're not a silo anymore because revitalization is so much more than new house construction. It's got to be all these other things.” www.thememphisnews.com December 25-31, 2015 17 Memphis College Prep founder Michael Whaley and Henry Turley worked together to find a location for the school in Uptown. “It takes a long time for people to truly believe something has changed,” Mobley said. Still, the developers are optimistic. This year, the Memphis-Shelby County Economic Development Growth Engine granted a tax break for the site of the former Chism Trail Grocery, at 544 Jackson Ave. With lower operating costs and tax burden, Turley is hoping for some positive feedback within the next few months. A $500,000 improvement grant from the CRA also is available to potential developers. A grocery would attract additional development to the planned Uptown Center, a commercial plot ready for a drugstore, office space and additional small retail. “When I first started working at Uptown, I got one question. … ‘Is it safe?’” Mobley reported at a September EDGE meeting. “That’s all anybody ever wanted to know. Now, I get two questions: ‘Where are my kids going to go to school and where am I going to get my groceries?’” city’s Community Redevelopment Agency and public-private partnerships. (Photos: Memphis News/Andrew J. Breig) Lauderdale-Greenlaw vice president Alex Mobley and Memphis Habitat CEO Dwayne Spencer visit a nearly finished Habitat build on Looney Avenue in Uptown. SCHOOLS HAVE SPROUTED UP … Uptown’s stakeholders are hyperfocused on the area. Uptown coordinator Tanja Mitchell hosts monthly public joint agency meetings where representatives from the Memphis-Shelby County Office of Construction Code Enforcement, St. Jude Children’s Research Hospital, the Uptown police team and citizens rap about issues in the community. "We've had a real transformation,” Turley said. “When we came, there were no schools that you attended by choice." Now, he pointed out, the area has three charter schools, a handful of community centers and a community police force dedicated to Uptown, in addition to the officers that are part of the Memphis Police Department’s regular precinct. Like in the suburbs, people can live in good houses and send their children to good schools, Turley added. Michael Whaley, founder and executive director of Memphis College Prep Elementary School, has clearly felt the area’s transition. When Turley first helped Whaley settle on the location at 278 Greenlaw Ave., they had to recruit all over the city to fill classrooms. When the school opened in 2010, 5 percent of College Prep students lived in Uptown. Now, that number is closer to 30 percent. Looking to accommodate more students, Whaley is shopping for a new location outside of Uptown to house the elementary school, but he plans to keep a presence at Greenlaw with after-school programming or an early childhood learning center. “When Henry and I first talked about it, his idea was, ‘How can we make education ‘WE’RE NOT REALLY THROUGH’ a focus of community development and growth?’ And here we’re actually seeing it,” Whaley said. Surrounding KIPP Memphis Collegiate Middle at 230 Henry Ave., nonprofit group Promise Development Corp. is at work on a 10-home development. Six new homes and four rehabbed homes will be rented out to KIPP teachers and families to encourage a wrap-around approach to education and community growth. Financing through the Tennessee Housing Development Agency will keep rent affordable. “We're trying to build a community and give people a sense of neighborhood in the North Memphis area as well as remove blight,” said Kim Hill, a board member with Promise Development Corp. Mobley emphasized the role of community pride. “It's not the fact that the building comes down and it’s fixed,” Mobley said. “You can't fix a neighborhood. You can't fix people. But you can do things that make people realize that they need to have pride where they live.” … BUT WHAT ABOUT THE LONGAWAITED GROCER? Uptown still has its perennial struggles. Pockets of crime and blight persist, and commercial development is slow to start. Lauderdale-Greenlaw has been campaigning for 10 years to recruit a grocery store to the area. Alex Turley, vice president of real estate with Henry Turley Co., said he’s spoken “to every grocer you could possibly think of.” Grocers keep echoing the same concerns. The immediate demographics couldn’t support the necessary sales. Infill is difficult. They’ve never operated a store in a transitional neighborhood before. In Uptown’s backyard is St. Jude, the area’s biggest economic engine. In November, it was announced that the hospital and ALSAC, its affiliated fundraising arm, are on the precipice of a $9 billion expansion. The area is expected to see $1 billion in new construction and 2,000 new jobs, with the surrounding neighborhoods feeling significant impact. In anticipation of the St. Jude connection, Lauderdale-Greenlaw is building three new market-rate homes. They’re the first spec homes built in Uptown since 2007 and the first ever to be built with a two-car garage. “St. Jude likes to have their people nearby,” Alex Turley said. The homes will be subsidized through the CRA’s Affordable Housing Development Initiative, which differs from HOPE VI developments in that the incentive is attached to the buyer, not the home. Therefore, higher-income buyers can purchase the home even if their income deems them ineligible for a subsidy. “These homes will be a good indicator of the market in terms of not only the buyers and the market demand but how the lending markets have recovered since the crash,” said Mobley. If the first three sell quickly, 20 more AHDI homes are planned for the surrounding block and MLB-Uptown’s inventory of lots. Henry Turley hopes that the expansion will also grow St. Jude’s role with the neighborhood developers. He imagines Uptown development ending at a point further east. “I would like to see St. Jude connected with Le Bonheur through a neighborhood that we, St. Jude and Le Bonheur all work together in, and they encourage their employees from low and moderate incomes to live near work,” he said. “We’re not really through here.” www.thememphisnews.com 18 December 25-31, 2015 RAY & DANA BRANDON App Explosion Projected for 2016 RAYS OF WISDOM Protect Your Retirement From The Unexpected Ray’s take We plan carefully during our years in the workforce to create a solid income for our retirement. But how can we protect that plan after we retire and have less flexibility and increased vulnerability to unexpected events? We want to avoid finding ourselves in the position of having to go back to work. It’s important to prepare for setbacks and have contingency plans in place before you retire. Here are some things to consider. Rebalance your portfolio. If you haven’t been an active investor over the years, it’s time to review where, exactly, your money is invested. Continuing a higher-risk portfolio that worked well for you during the accumulation phase could spell disaster in retirement. We know stock market corrections can and do happen, which is why you should diversify away as much of the risk as possible. Carefully consider your exposure to longterm health risks. This is not the garden variety health issues that go with every life. We are talking about if one of you suffers a debilitating event and you aren’t able to provide care at home. Many people believe Medicare will save the day without realizing that there are some pretty strict limitations involved. The ideal is to be self-insured, but this may not be realistic for everyone, and long-term care insurance should at least be considered. Be sure to pay special attention to the clauses regarding preexisting conditions; coverage limits, like max cost per day in a nursing home; and waiting/ elimination periods. Consider the financial repercussions upon the death of a spouse. Some retirement assets pass on to the surviving spouse, but not all. Traditional pensions may be generous while the former worker is alive, but that typically changes or ends when they pass away. The same is usually true with Social Security. Consider life insurance to cover any gaps. Meeting with a financial professional can help you make the best plan for protecting your retirement. Dana’s take In Justin Timberlake’s #1 song “Mirrors,” he sings to his beloved, “I’m looking right at the other half of me.” Indeed, a life partner can seem like half of one’s self. In the event that that other half unexpectedly dies, the grief can seem overwhelming. Transitioning through the loss of a spouse can require a lot of support. Have you and your mate discussed supports in the event that one of you unexpectedly passes away? Have you retained an estate attorney, financial planner or accountant to help the surviving spouse settle the estate and sort out life insurance and other benefits? Do you already have a clergy member in mind or counselor to help your mate with emotional struggles? Ray Brandon, CEO of Brandon Financial Planning, and his wife, Dana, a licensed clinical social worker, can be reached at brandonplanning.com. This column is the sixth in an 11-part series on the Top Ten 2016 Marketing Trends. Check back for the remainder of the series and a deep dive into each of these trends. With our sights set on 2016, it’s the perfect time for reflection on your growth strategy. What marketing successes will you carry over from 2015 into the New Year, and which will you abandon? What marketing trends, anticipated for 2016, are worthy of consideration in your 2016 plan? One such trend worth investigating is the veritable app explosion that is anticipated next year. ComScore cites that consumers dedicated 87 percent of their mobile device time in 2015 to apps versus browsers. The number of apps with 5 million or more unique visitors grew 29 percent from June 2014 to June 2015. It’s no longer just the big boys – like Amazon – driving significant app traffic. While it can be challenging to build a large audience on an app, those app users are a loyal bunch once you get them – assuming your app offers real LORI TURNER- WILSON GUERRILLA SALES & MARKETING value. In fact, app users spend more than three hours per month on the Top 1,000 apps on average – about 18 times greater than what mobile web visitors spend on their Top 1,000 sites. This trend in app growth is no doubt a result of the ever-growing mobile Internet audience and the sheer convenience of using apps on mobile devices. It’s also due, in part, to the way Google delivers apps in search results. The search giant has offered app indexing for some time, but as this functionality continues to improve, 2016 will be the year more business owners realize the online visibility advantages of a dedicated app. A mobile-optimized site works wonders for appealing to the mobile crowd, but in the not-so-distant future, apps will begin to replace them in certain industries. Apps can do most everything that websites can, except in a more intuitive, convenient, accessible way for mobile users. 2016 will no doubt be a pivotal year in app adoption, though we are still several years away from apps truly replacing the need for websites as a medium. Even then, the relevancy of apps will vary widely by industry, as consumers need a strong “what’s in it for me” to expend the effort to download the app. And even then, you must continue delivering value if they are going to keep your app on the main home screen of their phone where they are most likely to engage with it. While apps aren’t for every business, if you have added value you could be offering your customers via an app, there is value in beating your competition to the punch before they’ve secured app dominance in your market. Lori Turner-Wilson, CEO and founder of RedRover Sales & Marketing Strategy, can be reached at redrovercompany.com. Track New Year's Resolutions, Simplify Plans With the Cloud PATRICK TAMBURRINO GUEST COLUMN With the holiday season in full swing, most of us could use all the help we can get to stay organized, from keeping track of gift wish lists to monitoring spending habits. Fortunately, cloud computing – the current Internet technology that lets you access all your files and important data from any remote location – is here to help. Cloud-based systems let you to keep your programs and documents on a remote server rather than being confined to a computer’s hard drive. You can access your data from any device as long as you have an Internet connection. Many cloud services allow you to share and collaborate on files, and it’s also a straightforward way to transfer large files, like a video of a loved one opening up a gift. There are several popular and secure cloud services to choose from, including Google Drive, iCloud and Dropbox. You’ll first need to scan the files or images to your computer and drag and drop files to your cloud service of choice. You can also access files remotely from each service’s mobile app. That way, any edits to a document are synced across all of your devices. If you’re not yet convinced, a few of the ways the cloud can help keep you on track this holiday season include: Go paperless with your holiday cheer. Consider keeping a contact list with updated addresses via Google Drive, and sending electronic greetings or party invitations through Paperless Post. With iCloud, you can retrieve photos from your home computer even while on the road, and send out-of-town loved ones or clients an e-card with a personalized message. Manage your gift spending and travel budget. Keep track of what everyone on your list wants and plan a budget with one of the many templates for money management available in Google Drive. Once you access the “Drive Template Gallery” app from the “Create” menu, you can search money management templates such as Invoice Tracking, Checkbook Register, Vacation Budget and Trip Planner, and more. Stay on top of end-of-the-year doctor’s appointments. DropBox can help you scan and store immunization and medical records, insurance information, consent-to-treat forms, as well as keep a running tab of current medications and allergies. Some documents will need to stay offline though. Birth certificates, Social Security cards and a copy of your will should remain in a locked safe and not filed electronically. Make and track your New Year’s resolutions. Try shareware like Basecamp and online calendars to document your goals, set quarterly reminders and track your progress. Go an extra step in holding yourself accountable by sharing your resolutions with friends and family. Patrick Tamburrino, president of tamburrino inc., can be reached at [email protected]. www.thememphisnews.com December 25-31, 2015 19 SMALL BUSINESS SPOTLIGHT Tiger Bookstore Adapts To Changing Landscape Lance Wiedower Special to The Memphis News Business at Tiger Bookstore can’t always be like the 2008 run to the Final Four. That magical basketball season saw University of Memphis fans gather at the store on Walker Avenue adjacent to the campus to buy memorabilia marking the occasion. Tigers supporters keep business healthy, but it’s those special moments that create an extra buzz. Kristy Jeffords, chief operations officer, said business has been good leading up to the Tigers’ upcoming Birmingham Bowl appearance against Auburn University. And as a new shipment of bowl shirts came in for the Christmas week rush, Jeffords couldn’t help but think back to 2008. “That was a once-in-a-lifetime event that you can’t understand until you experience it,” she said. “It was amazing and exhausting and exhilarating and nerve-racking and every emotion you can have. That’s just the business, not even counting being a fan. But the thing that excited me was the fans flooding into the store, not just to buy things but the way you saw people come together and talk. “It was the most exciting time I think, in my history of the story, at least.” Yes, her history, because Jeffords wasn’t really paying attention to the business landscape at Tiger Bookstore during the runs to the 1973 and 1985 Final Fours. Her parents were, of course. In fact, the story of Tiger Bookstore is a family one. Jeffords’ father, John Williams, opened the store in 1964. One of his first employees quickly became his wife, and Jeffords and her two siblings were born into the business. John and Shirley Williams continue ownership and are there to listen to Jeffords, who has run the business for the past 10 years. She is the only family MICHAEL GRABER LET’S GROW Q&A With Seth Godin Seth Godin is the author of 18 books. His blog is one of the most popular in the world. After a keynote about the Connection Economy at The Market Research Event, Godin made time for a Q&A for 50 people. At the foundation of the Connection Economy lies weirdness and art, an authentic humanness. Q: Companies are risk averse and market researchers are even more risk averse. What is your advice? A: Reframe the questions. See how people respond. Companies aren’t conservative; they are afraid. They all want someone to stand up and shed light. They mistake their purpose as making the stock rise, instead of making something meaningful. Take actions on small things, build courage, take responsibility, give credit. Things will change. Tiger Bookstore employee Rachel Henderson folds T-shirts commemorating the upcoming Birmingham Bowl between Memphis and Auburn. (Memphis News/Andrew J. Breig) member actively involved in the business that employs about 20. “I’ve been in charge since, or it’s been in charge of me, one of the two,” Jeffords said. “It’s been a lifelong process.” The business has been in its own life process, too. It is called a bookstore and remains as such. But the days of students flooding the store at the start of the semester to buy a cart full of hard-back textbooks is a thing of the past. Yes, students still visit for their classroom needs but the Internet has given them more options. “There was a lot of talk for a while about textbooks going digital,” Jeffords said. “It never happened in full but it’s not the reason textbooks changed so much. The selling strategy has changed. Students had to go to a bookstore and get a certain book. Now teachers don’t use books all the time.” Jeffords estimates the number of books sold has gone down 20 to 30 percent over the past 10 years. Students have been less inclined to buy books, and rentals have become part of the textbook strategy over the past five years. But Jeffords’ team has just adapted to that strategy, taking advantage of the book-rental market instead of letting it hinder business. The store rents books that are later sold online. And the store has a website, so students can buy books there, too. “Our Web sales have increased, not as much as our sales have decreased, but it’s a really competitively priced world,” Jeffords said. “It used to be a standard markup for a book, you make 20 to 25 percent on that book. Now you’re competing for small margins on textbooks. Most students think we’re making a killing on books when in actuality we’re not. “If only selling books, you’d have to run on a skeleton crew to stay open.” And that’s why such a strong focus has been on apparel and gifts. In addition to all the University of Memphis apparel, keepsakes, hats, glassware and the like, Tiger Bookstore opened Tiger Promotions a few years ago. tiger bookstore continued on P29 Happy Holidays Q: What your view of where marketing will be in five years? A: This is the next big thing – market to the edges, the freaks, forget mass – market to individuals. The meta trend is the smartphone. Most teenagers would rather give up their car than their cellphone – amazing. Q: Can you talk about scarcity verses abundance? A: The source of the scarcity mindset is two-fold: 1. Evolution (not enough food for 1 million years), and 2. Limited shelf space. Zero-sum game … the shift is that attention is the scarcest resource. How do you get more attention? Ideas are abundant. You need to build trust. Q: What is your view on Twitter? A: The two stupid things Twitter can do is go public and sell ads – I wrote this in a post before Twitter went public. Instead, they should offer a tiered platform with power users who don’t see ads. Twitter will be less fun to use. Q: You mentioned about The Weird. Please explain. A: People move away from the center when given a choice. Look at people’s browser histories. This was inconceivable 50 years ago when we had three TV channels to choose from. Now, it is fragmented beyond conception. Q: When you look at market research, you think about the push tactics you don’t want. So, what can market research do? A: Start with reframing the questions, make sense of trends, not history, but pattern matching. You are charged with taste, not data. from Downtown | Midtown | East Memphis cbtcnet.com | 901.888.BANK (2265) Q: Discuss the art and humanity a little more. A: Understand patterns. As soon as someone creates an algorithm, humanity changes, outmodes it. It’s the quality of the experience of living, of life, of work. let's grow continued on P29 www.thememphisnews.com 20 December 25-31, 2015 sports NBA The Pressure of Parity: There’s Golden State … And Everybody Else Don Wade [email protected] San Antonio had just handed the Grizzlies a 20-point home loss. Someone asked Spurs coach Gregg Popovich what his team could take from the game. His answer: Even the Spurs were a work in progress, continuing to chase the shadows of perfection. Which, on Dec. 3, was personified in the still-undefeated Golden State Warriors. “I don’t think anybody in our league, other than Golden State… The rest of us don’t play well for 48 minutes,” Popovich said. So take heart, Grizzlies fans, for by that measure the local pro basketball franchise and its issues – shifting lineups, Grit and Grind giving way to a smaller and faster style of play – are not that different from the rest of the NBA. “Everybody’s gonna deal with something,” said Grizzlies veteran Vince Carter, who has pretty much seen it all. Consider the Houston Rockets. They were down 3-1 in a playoff series last season and rallied to beat the Los Angeles Clippers for a spot in the Western Conference Finals. They came into this season believing – valid or not – they could go farther. So, expectations were high. But after a 4-7 start, the Rockets fired coach Kevin McHale. “The team was not responding to Kevin,” Rockets general manager Daryl Morey said then. “There is no time in the West.” Every team is working with the real calendar of the present 82-game season. But there is also each team’s own timetable. And the greater the expectations, the While Grizzlies center Marc Gasol and power forward Zach Randolph can still ground-and-pound, Memphis is moving toward playing more small ball and that change now has Randolph playing off the bench and fewer minutes. (AP Photo/Brandon Dill) tighter the noose is around the concept of patience. The Grizzlies, of course, have experienced this because even before the season tipped off there was the narrative that time was now against them. The core of Marc Gasol, Mike Conley, Zach Randolph and Tony Allen was aging and this might be the last go-round The first third of the season has only The Chicago Bulls, with a new coach in Fred Hoiberg, are undergoing some changes. But they're still trying to keep pace with the league's elite, which includes the San Antonio Spurs. (AP Photo/Andrew A. Nelles) confirmed that idea, and the introduction of a new style of play has thrown a new challenge into the mix. The Grizzlies clearly are in transition. But again, they aren’t alone. The Chicago Bulls changed coaches before the season. Defensive-minded Thom Thibodeau gave way to rookie NBA coach Fred Hoiberg. The Bulls still play a brand of stingy defense that would make Thibs proud, but they continue to search for an offensive identity. Hoiberg has tried to integrate a faster, pass-oriented style of play on offense and some players have had trouble adjusting. To the point, some of Thibodeau’s old sets were put back in. Hmm, sounds like Memphis two years ago, doesn’t it? Bulls veteran Joakim Noah recently told espn.com that he “didn’t want to paint a gloomy picture,” but said the Bulls had “issues,” adding, “We are still trying to figure out who we are.” Even the Oklahoma City Thunder, with two resident superstars, have had to adjust to first-year coach Billy Donovan. Not that Gasol cares about any of it. “It doesn’t matter what other teams are going through,” he said. “What matters is what we’re going through.” Through 30 games, the Grizzlies were on the high side of the roller coaster at 16-14. Other teams are trying to grasp with the reality of struggling to reach .500. This was supposed to be a breakthrough year for New Orleans, which snagged the No. 8 seed in the West last season, but instead the Pelicans were 8-19 through their first 27 games. The Washington Wizards, 46-36 a year ago, didn’t expect to break slow from the gate, but they did and were 12-14 through their first 26 games. After the Grizzlies routed Washington 112-95 on Dec. 14 at FedExForum, Wizards center Marcin Gortat tried – tried – to explain their inconsistency. “I have no idea,” Gortat said. “It’s not like we come out here and we don’t want to play basketball.” Yes, a struggling team is often a mystified team. And the league, once you get past the Warriors – 26-1 through their first 27, and maybe the Spurs, 24-5 through their first 29 – is closely bunched. Sure, Philadelphia started with one victory in its first 30 games and the Los Angeles Lakers – the one team they beat – are horrible. But after that, there’s enough parity to put a smile on Roger Goddell’s face. “You gotta play every night,” Memphis coach Dave Joerger said. “There’s so much parity, and so much competition, everybody’s in. “You have a game where your energy level is not where it needs to be, you can lose to anybody. That’s what’s going around the league.” www.thememphisnews.com December 25-31, 2015 21 sports Birmingham Offers More Than Bowl Game University of Memphis football fans will head to Birmingham, Ala., next week to celebrate a bowl game appearance that could see the team finish with 10 wins for a second straight season. It’s been a historical run, and the Birmingham Bowl appearance will give the Tigers a rare chance to play against Auburn University. The game’s 11 a.m. kickoff makes it a plausible day trip, but then Birmingham has plenty to offer anyone thinking of spending a night or two. Maybe as a Memphis fan you’ve already spent time in Birmingham during the old days of Conference USA road trips against UAB. You’ve likely stopped over for a lunch of Dreamland Barbecue on the way to the Gulf Coast for summer vacation. Birmingham is more than a road stop for barbecue, though. Like Memphis, LANCE WIEDOWER THE DAILY TRAVELER the city has a rich civil rights heritage. The Birmingham Civil Rights District is a six-block area of Downtown that includes several important landmarks in the struggle. At the heart of the neighborhood is the 16th Street Baptist Church, where four African-American girls were killed during a 1963 bombing. It sits near the Birmingham Civil Rights Institute, a museum that opened in 1993 and tells the powerful story of the movement, particularly in Birmingham, and the violence that rocked the community in the 1950s and ’60s. Among the district’s other attractions is the Alabama Jazz Hall of Fame at the Carver Theatre, where jazz greats with a connection to the state are immortalized. The museum honors the accomplishments of the likes of Nat King Cole, Duke Ellington and Lionel Hampton. You don’t have to celebrate Auburn sports greats to still appreciate the Alabama Sports Hall of Fame. Yes, Bo Jackson and Charles Barkley are among the former Auburn greats honored here. But the great Paul “Bear” Bryant, who coached his last game for Alabama in the Liberty Bowl game in Memphis is honored at the Hall of Fame, as are the likes of Hank Aaron, Jesse Owens and Willie Mays. For a view from above the city, check out the world’s largest cast-iron statue at Vulcan Park. The Vulcan statute is made of 100,000 pounds of iron and sits 56 feet tall, providing pretty great vistas of the city of Birmingham and beyond from the top of Red Mountain. If you decide to just visit Birmingham for the day, Vulcan is a great spot, considering the observation tower is open until 10 p.m. So if there’s a victory to celebrate, do so while watching the sun set over Birmingham before heading back home. But if you prefer to celebrate with a little nightlife, head over to the Five Points South neighborhood, where there are loads of restaurants and bars. For the beer lovers, check out the local brewery scene at Avondale, Good People, TrimTab and Cahaba, which all have taprooms. Lance Wiedower can be reached at tripsbylance.com. Walking On in Memphis is a Big Part Of Tigers’ Football Turnaround THE PRESS BOX DON WADE yards. Sophomore Phil Mayhue (Atco, N.J.) was second with 47 catches for 644 yards, sophomore Anthony Miller (CBHS) was third with 44 receptions for 684 yards, Cross caught 24 passes for 229 yards, and senior Tevin Jones (League City, Texas) had 19 catches for 300 yards. Combined, those five walk-ons reeled in 17 touchdown passes. “It’s been a huge key to this program’s turnaround,” said interim coach Darrell Dickey, who will coach the Tigers in the bowl game while new head coach Mike Norvell keeps his focus on recruiting. “Without those guys, we wouldn’t be where we are today.” That matters going forward, too. At programs such as this, walk-ons who blossom into scholarship players, who ascend to becoming unforgettable players, are essential. For they provide a clear message to future walk-ons: You will get your shot. “Nothing else matters if you can play,” said sophomore punter Spencer Smith (Newnan, Ga.). “It all goes back to coaching,” Mayhue said. “They’re gonna play who’s worthy of playing, who knows the plays, who they can trust.” Coaches know something else, too: The walk-ons arrive with their motivation in overdrive. Mayhue was 9 years old when coach and Cross says both have pledged he watched his first college football game. to help with contacts. It’s a long journey, as Norvell and Yeah, he admits with a laugh, the original Fuente both know. You start at the bottom goal was to play for Texas. “This is just like a dream come true, to of the coaching ladder and grind your way up one rung at a time, perhaps moving all play Division 1 ball,” Mayhue said. Frazier and Cross, of course, are down over the country, and guaranteed nothing. Sort of like being a walk-on. to the last game. Going forward, they speak “I’ve done it before,” Cross said with a of taking aim at the NFL. It might work out, it might not. This side of Paxton Lynch, the grin. “I’ll do it again.” future is far less certain. “I’ll remember everything – the hardT:3.75” Don Wade’s column appears weekly in The Daily News and The Memphis times, the good times,” Frazier said. So will Cross, who already has started News. Listen to Wade on “Middays with working on his Plan B. He has spoken with Greg & Eli” every Tuesday at noon on Norvell and Fuente about his desire to Sports 56 AM and 87.7 FM. T:3.5” They come from near and far, from Christian Brothers, Millington and Whitehaven high schools. From Atco, N.J., League City, Texas, and Newnan, Ga. Walk-ons not aiming to get on the field for a just a play at a turn-it-into-a-movie school like Notre Dame (no Rudys in this group), but real football players. And determined to prove they can play. Senior Alan Cross, the pass-catching and head-butting tight end from Millington, arrived as a long snapper back in the Larry Porter era. In University of Memphis football lore, that’s B.J.F.: Before Justin Fuente. Said Cross: “I feel as old as crap, man.” And yet the time has passed quickly. “I’m looking up and I only got one game left,” said senior wide receiver Mose Frazier, who had a short trip to the U of M campus from Whitehaven. “I want to go out with a win.” As they all do. After going 10-3 last season and winning the Miami Beach Bowl over BYU, they are 9-3 and will play Auburn on Dec. 30 in the Birmingham Bowl. “Back-to-back 10-win years – it’s never been done before in the history of Memphis,” Cross said. About the Tigers’ recent history: It’s different without the walk-ons. Quarterback Paxton Lynch will be forever remembered as the superstar of this bunch and deservedly so. Fuente will be recalled as the mastermind who changed everything and then smartly used it as a platform to jump to a Power Five job at Virginia Tech. But look at who was catching all those passes from Lynch this season: Frazier led the team with 66 receptions for 750 ΣΑς Α ΛΙΦ. ∆ΟΝ∏Τ ∆ΡΙς ΗΟΜ ΒΥΖΖ∆. ΒΥΖΖ∆ ∆ΡΙςΙΝΓ ΙΣ ∆ΡΥΝΚ ∆ΡΙςΙΝΓ. ΜΥ13878_10−03963−004_σµαλλ_ΨουΣαϖεδ−ΛΙζ.ινδδ 1 10/7/10 7:00 ΑΜ www.thememphisnews.com 22 December 25-31, 2015 SPORTS College Football Notebook: Nkemdiche’s Long Fall, Vegas’ Top College Bets Don Wade [email protected] Some things don’t change no matter what. And Robert Nkemdiche is still a 6-foot-3, 296-pound defensive tackle that a lot of NFL teams still believe looks pretty good in pursuit of somebody else’s quarterback. Nkemdiche’s career at Ole Miss is over as coach Huge Freeze has suspended him from the Jan. 1 Sugar Bowl. But the junior was going to declare for the NFL Draft after this game anyway. The question is, when he fell off that 15-foot wall outside an Atlanta hotel earlier this month did his draft stock fall with him? The precise details of what happened, how it happened, and all the circumstances around Nkemdiche and the event are – as usual when drugs are alleged to be involved – hazy. Early reports pinned Nkemdiche’s fall on use of synthetic marijuana, which is a few degrees in severity beyond the natural stuff that lends itself to jokes, massive quantities of Doritos and increasing legalization. But he was charged with possession and the legal trouble is not so funny. An Atlanta police report stated that “approximately seven rolled marijuana cigarettes” were in a room at the Grand Hyatt that was connected to Nkemdiche in some way. But as soon as the story broke, social media and sports talk radio were ablaze with unsettling, if unsubstantiated, theories about just how far off the rails Nkemdiche lives his life. At NLFdraftscout.com, Nkemdiche is the No. 1-rated prospect at his position. He could still go in the Top 15 of the draft. But NFL general managers at least have to think about it more, do even more research into his background to calibrate the risk vs. the reward. Ole Miss defensive tackle Robert Nkemdiche is still projected to be a first-round NFL Draft pick after an incident at an Atlanta hotel that included him falling from a 15-foot wall and alleged drug use. (Cal Sport Media via AP Images) “He’s a wild card,” one NFL scout told NFLdraftscout.com. “Boom or bust guy,” another scout told the website. “He’ll need a strong locker room and position coach.” As for Freeze, who has had more than a couple of players find trouble off the field, suspending Nkemdiche in what is essentially a no-count game makes him look tougher on misbehaving players without having to risk a loss in SEC play. That’s a nice glass of lemonade the coach just made himself. A gambler’s favorite college football teams Talk about know your target audience. The Las Vegas Sun came up with College Football’s Gamblers’ Awards. We won’t list them all, but here are a few that caught our fancy: Team of the Year (team with best record against the spread): Bowling Green State. The Falcons went 10-3. They are 7.5-point favorites over Georgia Southern in the Dec. 23 GoDaddy Bowl. Covering Streak of Excellence: Virginia. U of M Athletes Again Average 3.0 GPA Don Wade [email protected] For the 10th consecutive semester, student-athletes at the University of Memphis posted a departmental GPA of at least 3.0, finishing the fall of 2015 with a 3.00 GPA. Fifteen of the program’s 17 teams posted a team GPA of 3.0 or higher. The Tiger men’s tennis team led all men’s sports with a 3.5 GPA, while women’s soccer led the women’s teams with a 3.74 GPA. U of M director of athletics Tom Bowen said in a statement: “Our goals are still not fully attained, but this demonstrates that our student-athletes know our standards and expectations and that they share in our desire to be the best.” First-year Tigers also had a strong showing in the classroom. Sixty-six of the Tigers’ 100 freshmen student-athletes posted a GPA of 3.0 or higher and 41 of them also earned a spot on the Dean’s List with a GPA of 3.5 or higher. The freshman class posted a cumulative 3.14 GPA for the fall semester. Across all sports, 207 out of the program’s 366 student-athletes finished with a 3.0 or higher GPA (56 percent), while 118 (or 32 percent) finished the fall as a Dean’s List member with a cumulative GPA of 3.5 or higher. Twenty-eight Tigers posted a perfect 4.0 GPA this fall. Academic success was not the only highlight for Memphis student-athletes. It was also announced that Memphis finished in the top 25 in the country in the NCAA Team Works Competition. Memphis finished 23rd overall in the competition and 18th against other NCAA Division I institutions. In all, Tigers’ student-athletes logged over 1,200 hours of community service in the past four months, including visits to the Ronald McDonald House and St. Jude Children’s Research Hospital, participating in events with the Special Olympics and the Down Syndrome Association of Memphis & The Mid-South, and groups like Memphis Athletic Ministries, the City of Memphis Athletic Department, Habitat for Humanity, various churches and local elementary, middle and high schools. Not to be confused with football excellence, because coach Mike London’s Virginia squad went 4-8 and he was fired. But against the spread, Virginia had a six-game winning streak and finished 8-3-1. The Cavaliers should be in the Slot Machine Bowl or something. Bettors’ Choice: The Oklahoma Sooners, who are in the College Football Playoff vs. Clemson, made the most money for gamblers in point-spread victories. The Sooners are 3.5-point favorites and were 9-3 against the spread this season. Quote, unquote “People may look at it like we’re going to the Birmingham Bowl, so we should be sad about it. But it’s an opportunity for us to go against a Top-5 draft pick for our defense. That motivates me enough to go out there and go hard every day.” – Auburn linebacker Justin Garrett on facing University of Memphis quarterback Paxton Lynch “Scoring points would be nice.” – New South Carolina coach Will Muschamp on his offensive philosophy “If he’s giving just two yards a carry, they’re going to keep giving it to him. By the third or fourth quarter, they’re just beating you down. Those two-yard gains turn into six, seven yards.” –Michigan State linebacker Riley Bullough talking about the challenge that is Alabama running back and Heisman Trophy winner Derrick Henry, who figures to get around 40 carries in the teams’ College Football Playoff semifinal on New Year’s Eve www.thememphisnews.com December 25-31, 2015 23 NEWSMAKERS ANGELA COPELAND CAREER CORNER Delavega Promoted at Hooks Institute Kate Simone [email protected] DR. ELENA DELAVEGA, assistant professor in the University of Memphis’ Department of Social Work, has been named associate director of the Benjamin L. Hooks Institute for Social Change at the U of M. A former policy fellow at the institute, Delavega specializes in the study of poverty and economic development. Hometown: My hometown is Memphis. I have fallen in love with this city and I am committed to working to improve Memphis and the lives of all Memphians. Sadly, I was not born here. I was born and raised in Mexico City, Mexico, and lived in Houston, Texas, for almost 20 years. I received all my degrees in Houston. Experience: Since 2011, I am an assistant professor of social work at the University of Memphis, where I teach social welfare policy, advanced community practice, and poverty in the Master of Social Work program. I have been a policy fellow of the Hooks Institute for Social Change and co-director of the Mid- South Family and Community Empowerment Institute since 2014. Family: I have been married to my high school sweetheart for over 30 years. We have a daughter who just turned 18 years old. She was very proud to vote in the local elections the week after her 18th birthday. She is a smart and beautiful young woman, and gives me hope for the future. What talent do you wish you had? I wish I could multiply myself to complete multiple tasks effectively at once. Favorite quote: "Do not go gentle into that good night. Rage, rage against the dying of the light." – Dylan Thomas What do you consider your greatest accomplishment? My articles and publications are very important, but I think the Memphis Poverty Fact Sheet is the best of all because it serves the entire Memphis community and beyond. I love to do work that is truly useful. But other things matter too. Recently, a student asked me to be his mentor. That was the proudest moment of my life. The sports team(s) you root for: The Memphis Tigers in any sport. Go Tigers! What do you most enjoy about your work? The ability to think, reflect, create, and Dr. Milton Moreland has been named vice president for academic affairs and dean of the faculty at Rhodes College. A professor of religious studies, Moreland MORELAND has worked at Rhodes since 2003 and served as chair of the archaeology program, director of the Memphis Center and coordinator of the Institute for Regional Studies at Rhodes. The Benjamin L. Hooks Institute for ELENA DELAVEGA share knowledge. Teaching and helping the next generation achieve great things is the best thing I can do. I particularly care for the young men in the Hooks African American Male Initiative and hope to see every one of them succeed as professionals and human beings. If you could give one piece of advice to young people, what would it be? Do not listen to the voices that tell you that you are “less than.” You are wonderful, precious, smart and beautiful. Social Change at the University of Memphis has added Oneka Y. Richardson and Ragan Oglesby-Phillips to the Hooks Institute Advisory Board. In addition, Rorie Trammel has been appointed assistant director, and Joy Sutherland has been named administrative coordinator. Will Love has joined the institute and the UofM Libraries to digitize portions of the Benjamin Lawson Hooks Papers. Advocates, a national association of trial lawyers and judges dedicated to the preservation and promotion of the civil jury trial right provided by the Seventh AmendSTEINBERG ment. Steinberg concentrates her practice in litigation. Jill M. Steinberg, a shareholder in Baker Donelson’s Memphis office, has been elected a member of the Tennessee Chapter of the American Board of Trial Brandon Herrington has been named director of marketing at Mont- Mobile Banking MEMPHIS 5384 Poplar Ave. l 901-249-2000 COLLIERVILLE 3607 S. Houston Levee Rd. l 901-853-5100 simmonsfirst.com l Member FDIC newsmakers continued on P29 All I Want For Christmas is A New Job I hope this holiday season has been a great one. If you’re like many people, a new job may be on your Christmas list. Whether you’re looking for a better work environment, more money or something else, December brings up thoughts of something new. It would be great if a new career would come in a package wrapped up with a beautiful bow under the Christmas tree. Unfortunately, when it comes to landing a job, Santa is probably not going to come through. Typically, a new job is a gift you must give yourself. Don’t get me wrong, recruiters and family friends can make things happen from time to time. But, it’s just not a guarantee. Don’t rely on this method alone, or you may find yourself in a job you don’t really care for – or without a job at all. What you can count on is your own hard work. As they say, getting a job is a job. Once the holiday parties and family gatherings begin to taper down, set aside the extra time you’ll get back to work on your new job search. Start by creating attainable goals. A great goal is to spend 30 minutes to one hour each day working on your search. Then, start to think of what you will do with the time you’ve allocated. One of the best ways to find a new job is actually through networking. It’s more effective than any other search method, including applying online. Begin to think of all of the ways you already network today. Do you have a social group you enjoy? Are you a nonprofit volunteer? Do you love fundraisers? Whatever your niche is, look for ways to plug in and get involved. If you are looking to grow your existing network, the Internet has made it easier than ever to do. Networking events are listed online, and websites like LinkedIn.com have made reaching out to new people simple. Don’t be afraid to make new friends – you’ll be surprised at just how many people will want to help you. You will also want to add revising both your resume and LinkedIn profile to your job search strategy. Your resume provides context on your background and is easy to forward to colleagues using email. And, LinkedIn is the place a future employer will go to check out your background before they meet you. Don’t be fooled, they really do this. They’ll wonder why your profile is bare if you don’t keep it up to date. Spend the time necessary to beef up your LinkedIn profile and to connect with your network. I hope your holidays are restful and fun. If you’ve felt demotivated at work in 2015 for any reason, take the energy from your time off and start to roll it into a full-blown 2016 job search strategy. Turn it into the gift you give yourself. It’s relatively inexpensive to do, and the payoff can be great in the long run. Angela Copeland is CEO and founder of Copeland Coaching and can be reached at CopelandCoaching.com. www.thememphisnews.com www.thememphisnews.com 24 25-31, 20155, 2015 30 December January 30-February 24 December 25 - 31, 2015 public notices Foreclosure Notices Fayette County SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 12, 2016 at 10:00AM local time, at the south door, Fayette County Courthouse, 16755 Highway 64, Somerville, Tennessee, pursuant to Deed of Trust executed by Catherine Newell and Wayne Newell, to Equity Title & Escrow, Trustee, on August 27, 2004 at Book D747, Page 605, Instrument No. 04008839; all of record in the Fayette County Register’s Office. Party entitled to enforce security interest: Green Tree Servicing LLC, its successors and assigns The following real estate located in Fayette County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Described property located in Fayette County, Tennessee, to wit: Lot 2, The Cove at Lou Monta, as recorded in Plat Book 7, Page 200, in the Register’s Office of Fayette County Tennessee, to which plat reference is hereby made for a more particular description of said property. Being the same property conveyed to grantor, Lou Manta Development Company, Inc., herein by Warranty Deed of record at Book Number 718, Page 915, dated March 24, 2004, filed March 24, 2004, in the Register’s Office of Fayette County Tennessee. Also being the property conveyed to Grantor by Warranty Deed of record being recorded simultaneously herewith in said Register’s Office. Parcel Number: 009-011.02 Current Owner(s) of Property: Wayne Newell and wife, Catherine Newell Other interested parties: Timbuktu, Inc., Green Tree Servicing, LLC, Mortgage Electronic Registration Systems, Inc., The Bank of New York Mellon FKA The Bank of New York, as successor trustee to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of the Home Equity Mortgage Trust, Home Equity Mortgage Pass-Through Certificates, Series 2005-1 Street Address: 4510 McFadden Road, Oakland, Tennessee 38060 Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 12-038451 Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12644 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated September 25, 2014, and the Deed of Trust of even date securing the same, recorded October 9, 2014, Document No. 14005386, in Office of the Register of Deeds for Fayette County, Tennessee, executed by Earma Lee Neal, conveying certain property therein described to FNC Title Services, LLC as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for American Advisors Group, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by American Advisors Group. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by American Advisors Group, will, on March 7, 2016 on or about 10:00 AM, at the Fayette County Courthouse, Somerville, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Fayette County, Tennessee, and being more particularly described as follows: ALL THE FOLLOWING DESCRIBED REAL ESTATE, SITUATE AND BEING IN CIVIL DISTRICT NO. 1, COUNTY OF FAYETTE, STATE OF TENNESSEE: BEGINNING AT A STAKE IN NORTH MARGIN OF RIGHT-OF-WAY OF OLD SOMERVILLE JACKSON ROAD, THIS POINT BEING LOCATED FROM A SPIKE AT THE INTERSECTION OF THE EAST LINE OF RAYMOND HOBSON LAND WITH CENTERLINE OF SAID OLD SOMERVILLE-JACKSON ROAD IN THE FOLLOWING MANNER: SOUTH 54 DEGREES 45 MINUTES WEST 300.0 FEET; SOUTH 53 DEGREES 45 MINUTES WEST 300.0 FEET; SOUTH 59 DEGREES 30 MINUTES WEST 79.7 FEET AND NORTH 33 DEGREES 15 MINUTES WEST 25.0 FEET, FROM SAID POINT OF BEGINNING SOUTH 63 DEGREES 15 MINUTES WEST, ALONG NORTH MARGIN OF RIGHTOF-WAY OF SAID OLD SOMERVILLEJACKSON ROAD, 220.0 FEET TO A STAKE; THENCE NORTH 33 DEGREES 15 MINUTES WEST 198.5 FEET TO A POINT IN POND; THENCE NORTH 63 DEGREES 15 MINUTES EAST 220.0 FEET TO A STAKE, AN INTERNAL CORNER OF REMAINDER OF LAND OWNED BY RAYMOND HOBSON; THENCE SOUTH 33 DEGREES 15 MINUTES EAST 198.5 FEET TO THE BEGINNING AND CONTAINING 1.0 ACRE, MORE OR LESS. Being the same property conveyed to William Neal (deceased) and wife, Earma Lee Neal, tenants by the entirety in Warranty Deed, as filed at Book 174, Page 296 in the Register’s Office of Fayette County. ALSO KNOWN AS: 3295 Old Jackson Road, Somerville, TN 38068 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: EARMA LEE NEAL ESTATE OF EARMA LEE NEAL HEIR(S) OF EARMA LEE NEAL FIDELITY HOMESTEAD ASSOCIATES, LLC SECRETARY OF HOuSING AND uRBAN DEvELOPMENT The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 309492 DATED December 9, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Dec. 18, 25, 2015, Jan. 1, 2016 Fkn12656 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 21, 2016 at 11:00 am local time, at the south door, Fayette County Courthouse, 16755 Highway 64, Somerville, Tennessee pursuant to Deed of Trust executed by Ashley R Flemmons and Jeremy Flemmons, to Arnold M. Weiss, Trustee, as trustee for Wells Fargo Bank, N.A. on August 5, 2009 at Instrument No. 09005607; conducted by Shapiro & Ingle, LLP, a Tennessee limited liability partnership having been appointed Substitute or Successor Trustee, all of record in the Fayette County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable. Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Fayette County, Tennessee, will be sold to the highest call bidder: Described property located at Fayette County, Tennessee, to wit: ALL OF THE FOLLOWING DESCRIBED LOTS, TRACTS OR PARCELS OF LAND LYING, BEING AND SITuATE IN THE COuNTY OF FAYETTE AND STATE OF TENNESSEE MORE PARTICuLARLY DESCRIBED AS FOLLOWS: LOT 26, SECTION A, OAKLAND MEADOWS SuBDIvISION, AS SHOWN ON PLAT OF RECORD IN PLAT BOOK 7, PAGE 154, IN THE REGISTER’S OFFICE OF FAYETTE COuNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICuLAR DESCRIPTION OF SAID LOT. BEING THE SAME PROPERTY CONvEYED TO ASHLEY R. FLEMMONS BY DEED FROM TOMMIE JOHNSON D/B/A T & A CONTRACTORS & DEvELOPERS RECORDED 03/29/2004 IN DEED BOOK D719 PAGE 526, IN THE REGISTER’S OFFICE OF FAYETTE COuNTY, TENNESSEE. Street Address: 155 Green valley Dr, Oakland, Tennessee 38060 Parcel Number: 087J A 011.00 Current Owner(s) of Property: Ashley R. Flemmons and Jeremy Flemmons, wife and husband Other interested parties: Bancorpsouth Bank The street address of the above described property is believed to be 155 Green valley Dr, Oakland, Tennessee 38060, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Bancorpsouth Bank All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 15-104207 Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12657 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 21, 2016 at 11:00 am local time, at the south door, Fayette County Courthouse, 16755 Highway 64, Somerville, Tennessee, pursuant to Deed of Trust executed by Clinton Andrew May and Elizabeth Ann May, to Lender’s Title & Escrow, LLC, Trustee, on July 21, 2008 at Instrument No. 08006014; all of record in the Fayette County Register’s Office. Party entitled to enforce security interest: Nationstar Mortgage LLC, its successors and assigns The following real estate located in Fayette County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Lot 86, Section B, village of Oakland Subdivision, as shown on plat of record in Plat Book 7, Page 70, in the Register’s Office of Fayette County, Tennessee, to which plat reference is hereby made for a more particular description of said lot. This being the same property conveyed to the grantor(s) herein by Warranty Deed being simultaneously recorded herewith. Parcel Number: 087P C 031.00 Current Owner(s) of Property: Clinton Andrew May and wife, Elizabeth Ann May Other interested parties: Secretary of Housing and urban Development, Tennessee Housing Development Agency, Mortgage Electronic Registration Systems, Inc. Street Address: 300 village Dr South, Oakland, Tennessee 38060 Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 15-102289 Dec. 25, 2015 Jan. 1, 8, 2016 Fkn12661 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 21, 2016 at 11:00 am local time, at the south door, Fayette County Courthouse, 16755 Highway 64, Somerville, Tennessee, pursuant to Deed of Trust executed by Cynthia R. Glaze, to R. Spears, Trustee, on October 10, 2005 at Book D801, Page 570, Instrument No. 05009253; all of record in the Fayette County Register’s Office. Party entitled to enforce security interest: CitiFinancial Servicing, LLC, its successors and assigns The following real estate located in Fayette County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: ALL THAT CERTAIN PARCEL OF LAND IN FAYETTE COuNTY, STATE OF TN, AS MORE FuLLY DESCRIBED IN OR BOOK D612 PAGE 686 ID#086M-C087P-035.00, BEING KNOWN AND DESIGNATED AS LOT 82, SECTION B, vILLAGE OF OAKLAND SuBDIvISION, FILED IN PLAT BOOK 7 AT PAGE 70. BEING THE SAME PROPERTY CONvEYED BY FEE SIMPLE DEED FROM OAKLAND HOMES LLC. TO CYNTHIA R GLAZE, AN uNMARRIED PERSON, DATED 0113112002 RECORDED ON 0212112004 IN OR BOOK D612, PAGE 686 IN FAYETTE COuNTY RECORDS, STATE OF TN Parcel Number: 087P C 035.00 Current Owner(s) of Property: Cynthia R. Glaze, an unmarried person Street Address: 50 Greer Ln, Oakland, Tennessee 38060 Secondary Property Address: Oakland Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 15-103955 Dec. 25, 2015 Jan. 1, 8, 2016 Fkn12662 Foreclosure Notices Madison County SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 8, 2016 at 1:00PM local time, at the north door, Madison County Courthouse, 100 East Main Street, Jackson, Tennessee, pursuant to Deed of Trust executed by Penny James and Jeffrey James, to Charles R. Pettigrew, Trustee, on May 5, 2006 at Book T1757, Page 1984, Instrument No. 06008524; all of record in the Madison County Register’s Office. Party entitled to enforce security interest: Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2006-2, its successors and assigns The following real estate located in www.thememphisnews.com www.thememphisnews.com www.thememphisnews.com January 30-February 5, 2015 December 2015 229 25 December 25 25-31, - 31, 2015 5 public notices Madison County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BEGINNING at an iron pin at the northwest corner of Lot No. 61 in Section I of the Timbers Development, a plat of which appears of record in Plat Book 3, at page 146 through 149, in the Register’s Office of Madison County, Tennessee, said pin also being at the northeast corner of Lot 64 in Section 11 of the Timbers Development, said point also being at the southwest corner of the J. S. Matthews, Jr. property; runs thence north 1 degree 53 minutes east with. the west line of the J. S. Matthews, Jr. property a distance of 856.2 feet, to an iron pin in the south margin of the Bascomb Road., said pin being30 feet at right angles from the center line of said road, said pin also being at the northwest corner of the lot heretofore conveyed to I. S. Matthews, III; runs thence with the south margin of the Bascomb Road as follows: north 88 degrees 58 minutes west a distance of 237.77 feet to a point; thence north 88 degrees 17 minutes west a distance of 52.23 feet to an iron pin, said pin being at the northeast corner of a tract to be known as tract “13” of the Royal Hickey property; runs thence south 1 degree 53 minutes west a distance of 600 feet to an iron pin; runs thence south 7 degrees 07 minutes east a distance of200 feet, to an iron pin in the center line of Fountain Place, said pin being at the most northern terminus of Fountain Place as shown on a plat of Section II of the Timbers Development, said pin being the south 88 degrees 34 minutes east a distance of 25 feet from the northeast corner of Lot No. 100 as shown on said Section II of the Timbers Development; runs thence south 88 degrees 34 minutes east with the northern terminus of Fountain Place a distance of 25 feet to an iron pin; runs thence south 1 degree 26 minutes west with the east margin of Fountain Place a distance of 50 feet to an iron pin at the northwest corner of said Lot No. 64 of the Timbers Development; runs thence south 88 degrees 34 minutes east with the north line of said Lot No. 64 a distance of220 feet to the point of beginning, containing5.51 acres as surveyed by F. R. Dike & Associates, Inc., Civil Engineers on October 22, 1980. (Legal description taken from prior deed.) INCLuDED IN THE ABOvE DESCRIPTION BuT EXPRESSLY EXCLuDED PROM THIS CONvEYANCE IS THE FOLLOWING TRACT: BEGINNING at an iron pin at the northwest corner of Lot 61, Section I, Timbers development as recorded in Plat Book 3 at page 146 in the Register’s Office of Madison County, Tennessee, said pin also being at the northeast corner of Lot 64, said point also being at the southwest corner of a tract owned by Matthews; thence with the north line of Lot 64 North 88 degrees 07 minutes West a distance of 220 feet to a point on the east margin of Fountain Place; thence with the east margin of Fountain Place North 1 degree 53 minutes East a distance of 50 feet to an iron pin; thence North 88 degrees 07 minutes West a distance of 25 feet to an iron pin at the southeast corner of a tract owned by Nathan Frazier; thence with Nathan Frazier’s east line North 8 degrees 30 minutes West a distance of202.24 feet to an iron pin; thence North 1 degree 04 minutes East a distance of 238.30 feet to an iron pin at the southwest corner of Tract II and being on the east line of Nathan Frazier; thence with the south line of Tract II South 88 degrees 07 minutes East a distance of 284.86 feet to an iron pin oh the west line of a tract owned by Matthews; thence with Matthews’ west line South 1 degree 53 minutes West a distance of 487.21 feet to the point of beginning, Containing 3 acres. (Legal description taken from prior deed.) Being the same real estate conveyed to Penny james and husband, Jeffrey James by deed of record in Deed Book 681, Page 264, in the Register’s Office of Madison County, Tennessee. Parcel Number: 045-023.09 Current Owner(s) of Property: Penny James AKA Penny Threet James Other interested parties: New Century Mortgage Corporation, HSBC Bank uSA NA as trustee in trust for the Registered Holders of Ace Securities Corp. Home Equity Loan Trust, Series 2006-NC2 Asset Backed Pass-Through Certificates Street Address: 99 Bascom Rd, Jackson, Tennessee 38305 Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 15-103903 Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12645 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated October 21, 2011, and the Deed of Trust of even date securing the same, recorded October 25, 2011, in Book No. T1914, at Page 259 and re-recorded on November 14, 2011, in Book No. T1915, at Page 765, in Office of the Register of Deeds for Madison County, Tennessee, executed by Delana Sheree Bratcher, conveying certain property therein described to John Clark as Trustee for Mortgage Electronic Registration Systems, Inc. as nominee for First State Bank, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, National Association. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, National Association, will, on February 11, 2016 on or about 11:00 AM, at the Madison County Courthouse, Jackson, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Madison County, Tennessee, and being more particularly described as follows: Beginning at an iron pin on the East margin of Pinacle Cove at the Northwest corner of Lot 19, Section II, Meadow Green Subdivision as recorded in Plat Book 6, Page 36 in the Register’s Office of Madison County, Tennessee; thence with the east margin of Pinacle Cove following a curve (radius of 50 feet) to the left a distance of 21.48 feet to a point at the beginning of another curve; thence with said curve (radius of 25 feet) to the right a distance of 21.03 feet to a point; thence North 0 degrees 56 minutes 37 seconds East a distance of 74.10 feet to an iron pin at the Southwest corner of Lot 17; thence with the South line of Lot 17 South 89 degree 03 minutes 23 seconds East a distance of 200 feet to an iron pin on the West line of Lot 4, Deerfield Subdivision; thence South 0 degrees 56 minutes 37 seconds West a distance of 110 feet to an iron pin at the Northeast corner of Lot 19; thence with the North line of Lot 19 North 89 degrees 03 minutes 23 seconds West a distance of 179.17 feet to the point of beginning. Being Lot 18, Section II, Meadow Green Subdivision platted as aforesaid, as surveyed by David Hall Land Surveying Company, R.L.S. #943, on November 10, 1994. NOTE: Legal description has been revised in accordance with the Attorney’s Affidavit recorded November 23, 2015 in Book T2011 at Page 531. ALSO KNOWN AS: 42 Pinacle Cove, Humboldt, TN 38343 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: DELANA SHEREE BRATCHER KEENAN BRATCHER The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 300161 DATED December 8, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12649 MARGIN OF BRANSON PLACE AT THE NORTHEAST CORNER OF LOT NO. 158 IN SECTION II OF BELLE MEADE ESTATES SUBDIVISION, A PLAT OF WHlCH APPEARS OF RECORD IN PLAT BOOK 2, PAGE 228 IN THE REGISTER’S OFFICE OF MADISON COUNTY, TENNESSEE, RUNS THENCE SOUTH 44 DEGREES 30 MINUTES WEST WITH THE NORTH LINE OF SAID LOT NO. 158 A DISTANCE OF 178.2 FEET TO A STAKE; THENCE NORTH 60 DEGREES 35 MINUTES WEST A DISTANCE OF 98 FEET TO A STAKE; THENCE NORTH 29 DEGREES 25 MINUTES EAST A DISTANCE OF 175 FEET TO A STAKE IN THE SOUTH OR EASTERLY MARGIN OF BRANSON PLACE; THENCE IN A SOUTHEASTERLY DIRECTION WITH THE MARGIN OF BRANSON PLACE AND FOLLOWING THE CURVE THEREOF A DISTANCE OF 146.5 FEET TO THE POINT OF BEGINNING. BEING LOT NO. 157 IN SECTION II OF BELLE MEADE ESTATES, PLATTED AS AFORESAID. ALSO KNOWN AS: 20 Branson Place, Jackson, TN 38305-1711 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: JAMES T KING, III SECRETARY OF HOuSING AND uRBAN DEvELOPMENT The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 305380 DATED December 8, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12650 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated August 1, 2011, and the Deed of Trust of even date securing the same, recorded August 17, 2011, in Book No. T1909, at Page 1856, in Office of the Register of Deeds for Madison County, Tennessee, executed by James T King, III, conveying certain property therein described to Alan E. South, Attorney at Law, South & Associates, PC as Trustee for Mortgage Electronic Registration Systems Inc., as a nominee for First National Bank of Layton, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by urban Financial of America, LLC, formerly known as urban Financial Group, Inc.. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by urban Financial of America, LLC, formerly known as urban Financial Group, Inc., will, on February 11, 2016 on or about 11:00 AM, at the Madison County Courthouse, Jackson, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Madison County, Tennessee, and being more particularly described as follows: SITUATED IN THE THIRD CIVIL DISTRICT OF MADISON COUNTY, STATE OF TENNESSEE: BEGINNING AT A STAKE IN THE SOUTH OR WESTERLY SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 8, 2016 at 1:00PM local time, at the north door, Madison County Courthouse, 100 East Main Street, Jackson, Tennessee, pursuant to Deed of Trust executed by Tamara L Sorman and Bradley S. Sorman, to Robert M. Wilson, Jr., Trustee, on April 15, 2005 at Book T1664, Page 637, Instrument No. 05007329; all of record in the Madison County Register’s Office. Party entitled to enforce security interest: Ditech Financial LLC, its successors and assigns The following real estate located in Madison County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: BEING Lot No. Nine (9) of Section I of Lynnwood Estates, a plat of which appears of record in Plat Book 3, page 331, in the Register’s Office of Madison County, Tennessee, reference to which plat is hereby made for a more particular description of said lot showing its location and the length and direction of its boundary lines. BEING the same real property conveyed to Bradley S. Sorman and wife, Tamara L. Sorman by deed of record in Deed Book 624, page 73, in the Register’s Office of Madison County, Tennessee. Parcel Number: 065H A 001.06 Current Owner(s) of Property: Tamara L Sorman Street Address: 61 Talls Oaks Dr, Jackson, Tennessee 38305 Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 15-104095 Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12654 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated June 17, 2003, and the Deed of Trust of even date securing the same, recorded July 9, 2003, in Book No. T1496, at Page 126, in Office of the Register of Deeds for Madison County, Tennessee, executed by Harry L. Dixon and Sylvia Dixon, conveying certain property therein described to Transcontinental Title Company as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Watermark Financial Partners, Inc., its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, NA. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, NA, will, on February 18, 2016 on or about 10:00 AM, at the Madison County Courthouse,100 East Main Street, Jackson, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Madison County, Tennessee, and being more particularly described as follows: THAT CERTAIN LOT OR PARCEL OF REAL ESTATE LYING AND BEING IN THE 5 TH CIVIL DISTRICT, OF MADISON COUNTY, TENNESSEE, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEING LOT NO 706, SECTION VII OF LAUREL CREEK SUBDIVISION A PLAT OF WHICH APPEARS OF RECORD IN PLAT BOOK 8, PAGE 215 IN THE REGISTER’S OFFICE OF MADISON COUNTY, TENNESSEE AND TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT. Being the same property conveyed to Harry L. Dixon and wife, Sylvia Dixon in Warranty Deed, as filed at Book D616, Page 130 in the Register’s Office of Madison County. ALSO KNOWN AS: 72 Berkshire Drive, Jackson, TN 38305-6471 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any Continued on Page 26 www.thememphisnews.com www.thememphisnews.com 26 25-31, 2015 30 December January 30-February 5, 2015 26 December 25 - 31, 2015 public notices Foreclosure Notices Continued from Page 25 matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: HARRY L. DIXON SYLvIA DIXON CITIFINANCIAL, INC LvNv FuNDING, LLC The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 307199 DATED December 9, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12655 SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on 09/19/06, by Terry H Freeman, an unmarried man to Arnold M Weiss, Trustee, for the benefit of Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans Inc. its successors and assigns and appearing of record in Register’s Office of Madison County, Tennessee, in Book T1773, Page 1339, and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to The Bank of New York Mellon FKA The Bank of New York, as Trustee for the certificateholders of the CWABS, Inc., ASSET-BACKED CERTIFICATES, SERIES 2006-15 and WHEREAS, The Bank of New York Mellon FKA The Bank of New York, as Trustee for the certificateholders of the CWABS, Inc., ASSET-BACKED CERTIFICATES, SERIES 2006-15, as the holder of the Note for which debt is owed, (“Note Holder”), appointed the undersigned, Priority Trustee Services of TN, LLC, as Substitute Trustee by instrument filed or to be filed for record in the Register’s Office of Madison County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that the undersigned, Priority Trustee Services of TN, LLC, Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, January 21, 2016, commencing at 1:00 PM at the Main entrance (North Door) of the Madison County Courthouse location in Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified check only. The wiring of funds will not be accepted. The following described property situated in Madison County, Tennessee, to wit: Beginning at an iron pin on the west margin of Gooden Cove at the southeast corner of Lot 68, Section III, Northmeade Woods Subdivision as recorded in Plat Book 4, page 328 in the Register’s Office of Madison County, Tennessee; thence with the west margin of Gooden Cove following a curve (radius of 47 feet) to the left a distance of 48.50 feet to an iron pin at the northwest corner of Lot 70; thence with the west line of Lot 70 south 31 degrees 55 minutes west a distance of 214.34 feet to an iron pin; thence south 89 degrees 43 minutes 05 seconds west a distance of 40 feet to a point in the centerline of a ditch at the southeast corner of Lot 52, Section Iv; thence with said ditch the following calls; north 2 degrees 52 minutes east a distance of 99.65 feet to a point; thence north 8 degrees 24 minutes west a distance of 102.87 feet to a point; thence north 2 degrees 52 minutes west a distance of 24.21 feet to a point at the southwest corner of Lot 68; thence with the south line of Lot 68 south 88 degrees 57 minutes 22 seconds east a distance of 142.46 feet to the point of beginning. Being Lot 69, Section III, Northmeade Woods Subdivision platted as aforesaid, as surveyed by David Hall Land Surveying Company, RLS No. 943, on June 5, 1995. {Legal description taken from prior deed.} Being the same property conveyed to Terry H. Freeman by Warranty Deed of record in Deed Book 683, page 1068 in the Register’s Office of Madison County, Tennessee. PROPERTY ADDRESS: 81 GOODEN Cv, JACKSON, TN 38305 CURRENT OWNER(S): Terry H. Freeman The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. Substitute Trustee will only convey any interest he/ she may have in the property at the time of sale. Property is sold “as is, where is.” For every lien or claim of lien of the state identified above, please be advised notice required by § 67-1-1433 (b)(1) was timely given and that any sale of the property herein referenced will be subject to the right of the state to redeem the land as provided for in § 67-1-1433(c) (1). All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. PRIORITY TRuSTEE SERvICES OF TN, LLC 2970 Clairmont Road NE, Suite 780, Atlanta, Georgia 30329 770-234-9181 Web Site: www.rcolegal.com TS#: 7835.20792 FEI # 2013.03806 Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12663 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 21, 2016 at 10:00AM local time, at the north door, Madison County Courthouse, 100 East Main Street, Jackson, Tennessee pursuant to Deed of Trust executed by Nicolle Kinnon, to Nations Title Agency of Tenness Inc. and/or Nations Lending, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Decision One Mortgage Company, LLC on July 8, 2005 at Book T1687, Page 486, Instrument No. 05013494; conducted by Shapiro & Ingle, LLP, a Tennessee limited liability partnership having been appointed Substitute or Successor Trustee, all of record in the Madison County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable. Party Entitled to Enforce the Debt: u.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-8, Home Equity PassThrough Certificates, Series 2005-8, its successors and assigns The following real estate located in Madison County, Tennessee, will be sold to the highest call bidder: Described property located at Madison County, Tennessee, to wit: Lying and being in the Fourth Ward of the City of Jackson of Madison County, Tennessee, and more particularly bounded and described as follows, to-wit: BEGINNING on a stake in the north margin of Westwood (formerly Stevens Street) at a point 108 feet east of the northeast intersection of Prospect and Westwood, and runs thence north and parallel with and within three feet of the east line of Lot No. 2, 150 feet to a ten foot alley; thence east with said alley 50 feet to the northwest corner of Lot No. 4; thence south with the west line of Lot No. 4, 150 feet to the north margin of Westwood; thence west with the north margin of Westwood 50 feet to the point of beginning. Same being a portion of Lot No. 3 in Block No. 2 of the Walnut Grove Subdivision of the Highland Park Addition to the City of Jackson, Tennessee. Being the same property conveyed to Nicolle Kinnon, unmarried, by Warranty Deed from Patricia Ruth Rowlett Craig as devisee of the Last Will and Testa- ment of Richard Glenn Rowlett, dated August 10, 1994, of record in Book 670, page 81, Register’s Office for Madison County, Tennessee. Street Address: 215 Westwood Ave, Jackson, Tennessee 38301 Parcel Number: 78A-C-6.00 Current Owner(s) of Property: Nicolle Kinnon Other interested parties: Decision One Mortgage Company, LLC, Mortgage Electronic Registration Systems, Inc. The street address of the above described property is believed to be 215 Westwood Ave, Jackson, Tennessee 38301, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Decision One Mortgage Company, LLC, Mortgage Electronic Registration Systems, Inc. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 15-104280 Dec. 25, 2015 Jan. 1, 8, 2016 Fkn12667 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 21, 2016 at 10:00AM local time, at the north door, Madison County Courthouse, 100 East Main Street, Jackson, Tennessee, pursuant to Deed of Trust executed by Linda Kay McElroy, to Bradley Owens, Trustee, on November 16, 2005 at Book t1719, Page 296, Instrument No. 05021935; all of record in the Madison County Register’s Office. Party entitled to enforce security interest: Nationstar Mortgage LLC, its successors and assigns The following real estate located in Madison County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Beginning at a point in the west margin of Eagle Ridge Drive, said point being the northeast corner of Lot No. 57 in Section v-B of Eagle Point Subdivision, a plat of which appears of record in Plat Book 8, Page 34 in the Register’s Office of Madison County, Tennessee; runs thence South 88 degrees 03 minutes 04 seconds West, with the north line of Lot No. 57, 417.80 feet to a point; thence North 22 degrees 53 minutes 33 seconds West 130.00 feet to the southwest corner of Lot No. 37; thence South 89 degrees 07 minutes 43 seconds East, with the south line of Lot No. 37. 486.50 feet to the west margin of Eagle Ridge Drive; thence in a southerly direction with the west margin of Eagle Ridge Drive and the curve thereof a distance of 100.02 feet to the point of beginning. Being Lot No. 58 in section v-B of Eagle Point Subdivision as surveyed by Jim Akin & Associates on July 8, 1999. Being the same property conveyed to Danny D. McElroy and wife Linda Kay McElroy by Warranty Deed of record in Deed Book 674, page 881 in the Register’s Office of Madison County, Tennessee. Parcel Number: 025J A 050.00 Current Owner(s) of Property: Linda Kay McElroy Other interested parties: First Auto, Inc., as assignee of Carlock Nissan of Jackson c/o William D. Bowen, Attorney, First Tennessee Bank National Association Street Address: 151 Eagle Ridge Dr, Oakfield, Tennessee 38362 Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 15-104078 Dec. 25, 2015 Jan. 1, 8, 2016 Fkn12669 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 29, 2009, and the Deed of Trust of even date securing the same, recorded June 3, 2009, in Book No. T1860, at Page 281, in Office of the Register of Deeds for Madison County, Tennessee, executed by Dennis R. Yelverton and Ida Yelverton, conveying certain property therein described to Kathy Winstead as Trustee for JPMorgan Chase Bank, N.A.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, National Association. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, National Association, will, on January 14, 2016 on or about 11:00 AM, at the Madison County Courthouse, Jackson, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Madison County, Tennessee, and being more particularly described as follows: BEING Lot Number Four Hundred Fourteen (414), Section IV, Cotton Ridge Subdivision, a plat of which appears of record in Plat Book 9 at page 102 in the Register’s Office of Madison County, Tennessee. ALSO KNOWN AS: 148 Oxford Drive, Jackson, TN 38305 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: DENNIS R. YELvERTON IDA YELvERTON The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 192799 DATED December 17, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Dec. 25, 2015 Jan. 1, 8, 2016 Fkn12672 Foreclosure Notices Tipton County SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 6, 2016 at 1:30PM local time, at the north door, Tipton County Courthouse, 100 Court Square, Covington, Tennessee, pursuant to Deed of Trust executed by Robin Yarbro Wilson and Randall Wilson, to Larry N. Westbrook, Esq., Trustee, on October 24, 2008 at Record Book 1417, Page 378, Instrument No. 122705; all of record in the Tipton County Register’s Office. Party entitled to enforce security interest: PHH Mortgage Corporation, its successors and assigns The following real estate located in Tipton County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Description of Lot 31 of Squire’s Grove Subdivision, Section B, as recorded at Plat Cabinet D, Slide 28, said property being situated in the Seventh Civil District of Tipton County, Tennessee and located on the West side of a cul-de-sac for Oxford Drive and Windsor Lane. Beginning at a found rebar at a iron post in the West Right of Way line of a cul-de-sac for Oxford Drive and Windsor Lane, being the Southeast corner of Lot 31 of Squire’s Grove Subdivision, as recorded at Plat Cabinet D, Slide 28, also being the Northeast corner of Lot 30 of said subdivision; thence in Southwestwardly direction, along the South line of Lot 31 and the North line of Lot 30, South 87 degrees 33 minutes 55 seconds West, a distance of 185.00 feet to a found rebar at a iron post, being the Southwest corner of Lot 31 and Northwest corner of Lot 30; thence in a Northwestwardly direction, along the West line of Lot 31, North 02 degrees 26 minutes 05 seconds West, a distance of 129.84 feet to a found rebar at a iron post, being the Northwest corner of Lot 31, also being the Southwest corner of Lot 32 of said subdivision; thence in a Southeastwardly direction, along the North line of Lot 31 and the South line of Lot 32, South 85 degrees 15 minutes 19 seconds East, a distance of 161.66 feet to a found rebar at a iron post in the West Right of Way line of a www.thememphisnews.com www.thememphisnews.com January 30-February 5, 2015 29 December 25-31, 27 December 25 - 31, 2015 2 7 public notices cul-de-sac for Oxford Drive and Windsor Lane, being the Northeast corner of Lot 31, and the Southeast corner of Lot 32; thence is a Southeastwardly direction, along the West Right of Way line of said cul-de-sac and the East line of Lot 31, along a curve to the left having a radius of 50.00 feet, a delta angle of 55 degrees 22 minutes 09 seconds, a tangent length of 26.23 feet, an arc length of 48.32 feet, a chord bearing of South 22 degrees 56 minutes 23 seconds East, and a chord length of 46.46 feet to a point of reverse curvature; thence continuing in a Southeastwardly direction, along said Right of Way line along a curve to the right having a radius of 25.00 feet, a delta angle of 48 degrees 11 minutes 23 seconds, a tangent length of 11.18 feet, an arc length of 21.03 feet, a chord bearing of South 26 degrees 31 minutes 46 seconds East, and a chord length of 20.41 feet to a point of tangency in said line; thence continuing in a Southeastwardly direction, along said Right of Way line, South 02 degrees 26 minutes 05 seconds East, a distance of 47.48 feet to the Point of Beginning and containing 0.48 acres, more or less. Being the same property conveyed to Borrowers herein by Quit Claim Deed of even date recorded simultaneously herewith in said Register’s Office. Tax Parcel ID No. 07-142AD-031.00 Parcel Number: 142A-D-031.00 Current Owner(s) of Property: Robin Yarbro Wilson and husband, Randall Wilson Other interested parties: Town of Atoka c/o City Attorney Street Address: 271 Oxford Drive, Atoka, Tennessee 38004 Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 09-022962 Dec. 11, 18, 25, 2015 Fkn12653 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 27, 2004, and the Deed of Trust of even date securing the same, recorded March 3, 2004, in Book No. 1124, at Page 819, and modified on September 11, 2014, In Book No. 1634, At Page 333 in Office of the Register of Deeds for Tipton County, Tennessee, executed by Margaret J. Raines, conveying certain property therein described to Jeanine B. Saylor as Trustee for 1st Trust Bank for Savings; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, NA. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, NA, will, on February 18, 2016 on or about 10:00 AM, at the Tipton County Courthouse, 1801 South College Street, Covington, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Tipton County, Tennessee, and being more particularly described as follows: Lot 36, McLister Place Subdivision, as recorded at Plat Cabinet G, Slide 72, in the Register’s Office of Tipton County, Tennessee to which plat reference is hereby made for a more particular description of said lot. ALSO KNOWN AS: 152 Royal Oaks Drive, Brighton, TN 38011 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: MARGARET J. RAINES The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 100457 DATED December 7, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12643 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated September 3, 2003, and the Deed of Trust of even date securing the same, recorded September 8, 2003, in Book No. 1092, at Page 628, in Office of the Register of Deeds for Tipton County, Tennessee, executed by Brenda F. Whitehead and Ricki Dean Whitehead, conveying certain property therein described to Katie Winchester as Trustee for First Citizens National Bank; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, National Association. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, National Association, will, on January 13, 2016 on or about 10:00 AM, at the Tipton County Courthouse, Covington, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Tipton County, Tennessee, and being more particularly described as follows: Beginning at a point in the center of Glen Springs Road (being a public right-of-way) being the most western corner of this described property and the most southern corner of Mervin Bridges Jr. (Deed Book 582 Page 407) and being located S 37°55’24” E a distance of 51.50’ from the point of intersection of the centerlines of Glen Springs Road and Turner Lane; thence leaving Glen Springs Road and going with the Bridges property N 53°27’29” E a distance of 160.00’ to a 1/2” iron rod (old); thence S 36°32’31” E a distance of 51.00’ to a 1/2” iron rod (old); thence N 62°27’29” E a distance of 245.00’ to a ½” iron rod (old) in the southern line of Sherry and Jeffrey Bennard Etal (Record Book 1428 Page 5) being the most eastern corner of Bridges; thence leaving Bridges and going with the Bennard Etal property S 89°32’31” E a distance of 107.00’ to a 1/2” iron rod (old) being the most eastern corner of this described property and the northwest corner of Wesley Yates Cramer (Deed Book 691 Page 567); thence leaving Bennard Etal and going with the Cramer property S 52°27’29” W a distance of 478.81’ to a point in the center of Glen Springs Road being the most southern corner of this described property and the most western corner of Cramer; thence leaving Cramer and going with the center of Glen Springs Road N 39°36’48” W a distance of 162.31’ to the point of beginning, having an area of 1.12 acres, more or less, as surveyed by Brian McMeans R.L.S. #2645 of Global Surveying, LLC on August 17, 2015. NOTE: Legal description has been revised in accordance with the Attorney’s Affidavit recorded September 28, 2015 in Book 1665 at Page 1045. ALSO KNOWN AS: 1242 Glen Springs Road, Drummonds, TN 38023 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: BRENDA F. WHITEHEAD RICKI DEAN WHITEHEAD TIMBS BuILDER CITIFINANCIAL, INC. MRC RECEIvABLES CORP. ASSIGNEE OF HOuSEHOLD/ARBOR The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 248043 DATED December 8, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12647 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated July 22, 2011, and the Deed of Trust of even date securing the same, recorded July 25, 2011, in Book No. 1520, at Page 341, and modified on March 17, 2014, In Book No. 1617, At Page 869 in Office of the Register of Deeds for Tipton County, Tennessee, executed by Carol Denise Sigler, conveying certain property therein described to Arnold M. Weiss, Esq. as Trustee for Wells Fargo Bank, N.A.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, N.A.. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., will, on February 18, 2016 on or about 10:00 AM, at the Tipton County Courthouse, 1801 South College Street, Covington, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Tipton County, Tennessee, and being more particularly described as follows: Lot 24, Walker Lake Subdivision, Section A, as shown on plat of record in Plat Cabinet F, Slide 61, in the Register’s Office of Tipton County, Tennessee, to which plat reference is hereby made for a more particular description of said lot. ALSO KNOWN AS: 193 Walker Lake Road, Atoka, TN 38004 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: CAROL DENISE SIGLER SECRETARY OF HOuSING & uRBAN DEvELOPMENT The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 251454 DATED December 8, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12648 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 30, 2008, and the Deed of Trust of even date securing the same, recorded June 5, 2008, in Book No. 1398, at Page 497, in Office of the Register of Deeds for Tipton County, Tennessee, executed by Demario Avery and Yolanda Stocklin, conveying certain property therein described to John Clark as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for First State Bank, its successors and assigns.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Branch Banking & Trust Company. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Branch Banking & Trust Company, will, on February 10, 2016 on or about 10:00 AM, at the Tipton County Courthouse, Covington, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity preapproved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Tipton County, Tennessee, and being more particularly described as follows: Lot 13, Section A, Pickard Subdivision, as shown on plat of record in Plat Cabinet F, Slide 72, of the Register’s Office of Tipton County, Tennessee, to which plat reference is hereby made for a more particular description of said property. ALSO KNOWN AS: 297 Fulcher Road, Millington, TN 38053 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: DEMARIO AvERY YOLANDA STOCKLIN The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 310129 DATED December 8, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12651 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated November 5, 2004, and the Deed of Trust of even date securing the same, recorded November 19, 2004, in Book No. 1174, at Page 852, in Office of the Register of Deeds for Tipton County, Tennessee, executed by Frederick L. Rankins and Eugenia M. Rankins, conveying certain property therein described to Arnold Weiss as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Pulaski Mortgage Company, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, NA. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, NA, will, on February 3, 2016 on or about 10:00 AM, at the Tipton County Courthouse, Covington, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Tipton County, Tennessee, and being more particularly described as follows: Lot 116, GREEN PASTURES SUBDIVISION, Section E, as shown on plat of record in Plat Cabinet G, Slide 105, in Register’s Office of Tipton County, Tennessee, to which plat reference is hereby made for a more particular description of said property. ALSO KNOWN AS: 292 Azalea Drive, Atoka, TN 38004-2775 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: FREDERICK L. RANKINS EuGENIA M. RANKINS LvNv FuNDING LLC The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 310651 DATED December 8, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12652 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 17, 2008, and the Deed of Trust of even date securing the same, recorded April 23, 2008, in Book No. 1392, at Page 771, in Office of the Register of Deeds for Tipton County, Tennessee, executed by Hattie Hall and Chattis Hall, conveying certain property Continued on Page 28 www.thememphisnews.com www.thememphisnews.com 30 December January 30-February 5, 2015 28 25-31, 2015 28 December 25 - 31, 2015 public notices Foreclosure Notices Continued from Page 27 therein described to Leonard E. van Eaton as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Selene Finance, LP. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Selene Finance, LP, will, on January 28, 2016 on or about 10:00 AM, at the Tipton County Courthouse, Covington, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Tipton County, Tennessee, and being more particularly described as follows: A certain tract or parcel of land located in Tipton County, Tennessee, described as follows to-wit: Beginning at a point in the center of the Tabernacle to Mason gravel road, said point being south 4-1/2 degrees east 1343 feet from the northeast corner of the Ora Teamer tract, of which this survey is a part; runs thence with the center of the road, south 4-1/2 degrees east 100 feet to a point in the center of the road; thence south 87-3/4 degrees west’300 feet to a stake; thence north 4-1/2 degrees west 100 feet to a stake; thence north 87-3/4 degrees east 300 feet to the beginning and containing 0.69 of an acre, more or less. ALSO KNOWN AS: 1217 Tabernacle Road, Covington, TN 38019 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: HATTIE HALL CHATTIS HALL The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 307420 DATED December 11, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12658 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 11, 2016 at 1:30PM local time, at the north door, Tipton County Courthouse, 100 Court Square, Covington, Tennessee, pursuant to Deed of Trust executed by Paul D. Hines, to Alice L. Gallaher Atty, Trustee, on December 22, 2005 at Record Book 1251, Page 666; all of record in the Tipton County Register’s Office. Party entitled to enforce security interest: PNC Bank, National Association, its successors and assigns The following real estate located in Tipton County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Beginning at a stake on the north bank of the Old Holly Grove of Liberty Dirt Road, the same being north 88 degrees East 278 feet south 621 feet from the northwest corner of the Henry Dickey 85 acre tract of which this is a part; thence south 23 3/4 degrees East 114 feet to a 60 penny nail in the center of the Holly Grove to Liberty blacktop road; thence north 66 degrees east 200 feet with said road to a 60 penny nail in the center of said road; thence north 23 3/4 degrees west 114 feet to a stake on the north bank of the old dirt road; thence south 66 1/4 degrees west 200 feet to the point of beginning. Parcel Number: 052-035.00 Current Owner(s) of Property: Paul D.Hines, unmarried Other interested parties: Tipton County Planning Department Street Address: 4174 Holly Grove Road, Covington, Tennessee 38019 Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 14-055715 Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12659 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Tuesday, January 19, 2016 at 12:00 noon at the North entrance of the Tipton Co. Courthouse, Covington, TN pursuant to Deed of Trust executed by Syed Hassan Shirazee to Charles M. Ennis, Trustee, recorded at Book 1352, Page 9, modified in Book 1529, Page 333, and conducted by Clifton E. Darnell, Substitute Trustee, all of record in the Tipton Co. Register’s Office. The following real estate located in Tipton Co., TN will be sold to the highest cash bidder subject to all unpaid taxes, prior liens and encumbrances of record: Lot 6, Capital Way Center Subdivision, as shown on plat of record in Plat Cabinet H, Slide 546, in the Register’s Office of Tipton County, Tennessee, to which plat reference is hereby made for a more particular description of said lot. Also known as 0 Capital Way, Atoka, TN (Tax Parcel ID: 07-11C-D-006.00) Owner of Debt: Patriot Bank Owner(s) of Properties: Syed Hassan Shirazee Other Interested Parties: LJLD Development All right and equity of redemption, statutory and otherwise, homestead and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned, will sell and convey only as Substitute Trustee. This is an attempt to collect a debt and any information obtained will be used for that purpose. Clifton E. Darnell, Substitute Trustee 8602 Farmington Blvd., Suite 4, Germantown, TN 38139 Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12664 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Tuesday, January 19, 2016 at 12:00 noon at the North entrance of the Tipton Co. Courthouse, Covington, TN pursuant to Deed of Trust executed by Cheryl S. Stringfellow to T. Harris Collier, III, Trustee, recorded at Book 1428, Page 97 and conducted by Clifton E. Darnell, Substitute Trustee, all of record in the Tipton Co. Register’s Office. The following real estate located in Tipton Co., TN will be sold to the highest cash bidder subject to all unpaid taxes, prior liens and encumbrances of record: Description of a 0.88 acre partition of the William W. Scott property as recorded at Deed Book 473, Page 17, said property being situated in the 6th Civil District of Tipton County, Tennessee, and located south of Campground Road and west of Highway 51. For the complete metes & bounds legal description of this parcel please refer to the subject deed of trust. Also known as 14319 Hwy 51 S, Atoka, TN (tax parcel ID#: 127-055.03) Owner of Debt: Trustmark National Bank Owner(s) of Property: Cheryl S. Stringfellow Other Interested Parties: Internal Revenue Service, TN Dept. of Revenue All right and equity of redemption, statutory and otherwise, homestead and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned, will sell and convey only as Substitute Trustee. This sale is subject to the right of redemption by the Internal Revenue Service, Department of the u. S. Treasury, pursuant to 26 u.S.C. 7425(d) (1) by reason of the following tax lien(s) of record: Lien Book 18, Page 3. Notice of the sale has been given to the IRS in accordance with 26 u.S.C. 7425(b). This sale is also subject to the right of redemption by the Tennessee Department of Revenue pursuant to T.C.A. §671-1433(c)(1) by reason of the following tax lien(s) of record: Lien Book 19, Page 39. Notice of this sale has been given to the department in accordance with T.C.A. §67-1-1433(b)(1). This is an attempt to collect a debt and any information obtained will be used for that purpose. Clifton E. Darnell, Substitute Trustee 8602 Farmington Blvd., Suite 4, Germantown, TN 38139 Dec. 18, 25, 2015 Jan. 1, 2016 Fkn12665 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 21, 2016 at 10:00AM local time, at the north door, Tipton County Courthouse, 100 Court Square, Covington, Tennessee pursuant to Deed of Trust executed by Ronnye D. Griffith, to John B. Philip, Esq., Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. (“MERS”), solely as nominee for First Choice Loan Services, Inc. on October 10, 2012 at Record Book 1569, Page 1038, Instrument No. 161816; conducted by Shapiro & Ingle, LLP, a Tennessee limited liability partnership having been appointed Substitute or Successor Trustee, all of record in the Tipton County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable. Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and assigns The following real estate located in Tipton County, Tennessee, will be sold to the highest call bidder: Described property located at Tipton County, Tennessee, to wit: The following described tract or parcel of land located in Tipton County, Tennessee, to wit: SITuATED IN THE SEvENTH CIvIL DISTRICT OF TIPTON COuNTY, TENNESSEE, AND BEING MORE PARTICuLARLY DESCRIBED AS FOLLOWS: BEING LOT NO. 188, WILLIAMSBuRG ESTATES, SECTION H, AS SHOWN ON PLAT OF RECORD IN PLAT CABINET F, SLIDE 60, IN THE REGISTER’S OFFICE OF TIPTON COuNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICuLAR DESCRIPTION. BEING THE SAME PROPERTY CONvEYED TO DARRYL L. SMITH AND WIFE, BERNICE SMITH BY WARRANTY DEED FROM MuNFORD DEvELOPMENT COMPANY, DATED 5-24-00 AND RECORDED 5-26-00 IN BOOK 902, PAGE 592, REGISTER’S OFFICE FOR TIPTON COuNTY, TENNESSEE. SuBJECT TO ALL MATTERS SHOWN ON PLAT OF RECORD IN PLAT CABINET F, SLIDE 60, IN THE REGISTER’S OFFICE OF TIPTON COuNTY, TENNESSEE. Street Address: 51 Walker Parkway, Atoka, Tennessee 38004 Parcel Number: 128E A 019.00 Current Owner(s) of Property: Ronnye D. Griffith The street address of the above described property is believed to be 51 Walker Parkway, Atoka, Tennessee 38004, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 14-061112 Dec. 25, 2015 Jan. 1, 8, 2016 Fkn12666 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated July 26, 2010, and the Deed of Trust of even date securing the same, recorded August 6, 2010, in Book No. 1484, at Page 53, and modified on May 18, 2015, In Book No. 1654, At Page 533 in Office of the Register of Deeds for Tipton County, Tennessee, executed by virginia C. Wooten and Hardy C. Wooten, Jr., conveying certain property therein described to Kerry Webb as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Acopia, LLC., A Corporation, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, NA. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wells Fargo Bank, NA, will, on February 18, 2016 on or about 10:00 AM, at the Tipton County Courthouse, 1801 South College Street, Covington, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Tipton County, Tennessee, and being more particularly described as follows: The following described real estate, situated and being in the County of Tipton, State of Tennessee, to wit: Lot 85, Faulkner Heights Subdivision, Section J, as shown on plat of record in Plat Cabinet C, Slide 93, of the Register’s Office of Tipton County, Tennessee, to which plat reference is hereby made for a more particular description of said property. Being the same property conveyed to Hardy C. Wooten, Jr. and Virginia C. Wooten, husband and wife in Warranty Deed, as filed at Book 923, Page 115 in the Register’s Office of Tipton County. ALSO KNOWN AS: 440 Faulkner Heights Drive, Atoka, TN 380045803 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: vIRGINIA C. WOOTEN HARDY C. WOOTEN, JR. uNKNOWN HEIRS OF HARDY C. WOOTEN, JR. ESTATE OF HARDY C. WOOTEN, JR. The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 310839 DATED December 16, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Dec. 25, 2015 Jan. 1, 8, 2016 Fkn12668 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 15, 2016 at 1:30PM local time, at the north door, Tipton County Courthouse, 100 Court Square, Covington, Tennessee, pursuant to Deed of Trust executed by Anna Connell and Monte S. Connell, Jr., to Monte S. Connell, Trustee, on August 28, 2007 at Record Book 1363, Page 340, Instrument No. 108735; all of record in the Tipton County Register’s Office. Party entitled to enforce security interest: JPMorgan Chase Bank, National Association, its successors and assigns The following real estate located in Tipton County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Lot 36, Section B, Squires Grove Subdivision, as shown on plat of record in Plat Cabinet D, Slide 28, in the Register’s Office of Tipton County, Tennessee, to which plat reference is hereby made for a more particular description of said property. Being the same property conveyed to the above named Grantor by Warranty Deed being recorded simultaneously herewith the aforesaid Register’s Office. Parcel Number: 142A D 03600 Current Owner(s) of Property: Anna Connell and spouse, Monte Stanton Connell JR. Street Address: 64 Windsor Ln, Atoka, Tennessee 38004 Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. www.thememphisnews.com www.thememphisnews.com January 30-February 5, 2015 29 December 25-31, December 25 - 31, 2015 2 9 public notices All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 15-104269 Dec. 25, 2015 Jan. 1, 8, 2016 Fkn12670 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 15, 2016 at 1:30PM local time, at the north door, Tipton County Courthouse, 100 Court Square, Covington, Tennessee, pursuant to Deed of Trust executed by Charles C. Cummings and Tiffany M. Cummings, to David R. Wilson, Trustee, on January 15, 2004 at Record Book 1118, Page 155, Instrument No. 52152; all of record in the Tipton County Register’s Office. Party entitled to enforce security interest: Carrington Mortgage Services, LLC, its successors and assigns The following real estate located in Tipton County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Being Lot No. 16 of Campground Acres, Section B, as recorded in Plat Cabinet E, slide 73 in the Register’s Office of Tipton County, Tennessee, to which reference is hereby made for a more particular description of said property. And being the same property conveyed to us by deed of record in Book 1118, Page 153 in the said Register’s Office. Subject to subdivision restrictions, setback requirements and easements as recorded in Plat Cabinet E, slide 73 and Book 826, page 499 in the aforesaid Register’s Office. Parcel Number: 094N A 016.00 Current Owner(s) of Property: Charles C. Cummings and wife, Tiffany M. Cummings Other interested parties: Finance State Finance-Brownsville Street Address: 4785 Campground Rd, Atoka, Tennessee 38004 Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 15-104264 Dec. 25, 2015 Jan. 1, 8, 2016 Fkn12671 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on January 15, 2016 at 1:30PM local time, at the north door, Tipton County Courthouse, 100 Court Square, Covington, Tennessee, pursuant to Deed of Trust executed by Jerry R. Balzell and Mary-Kathryn Balzell, to David W. Gober, Trustee, on July 25, 2005 at Record Book 1223, Page 116; all of record in the Tipton County Register’s Office. Party entitled to enforce security interest: u.S. Bank National Association, as Trustee for Bear Stearns Asset Backed Securities I Trust 2006-AC1, Asset Backed Certificates, Series 2006AC1, its successors and assigns The following real estate located in Tipton County, Tennessee, will be sold tiger bookstore continued from P19 The division offers promotional products for anyone. Think less U of M-branded merchandise and more specialized T-shirts, cups, pencils, pens, balloons and koozies for a range of customers, from Greek organizations and churches to nonprofits, university departments and events. “We saw books were changing and we need to do something to take its place,” Jeffords said. “We can’t depend on teams to win every year. Sales in clothing and gifts are directly related to when a team is winning. When they’re winning, you better eat it up. The past couple of years with football it’s been awesome. Basketball has always been good. “We wanted to find a division that would be relevant to a wider range of people, and since we deal in those goods, it made sense to move in that direction.” Tiger Bookstore doesn’t typically make design decisions, although a special Memphis State shirt showing a Tiger with a football came based off a design passed along on to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Being all of the John Richard Kelley and wife, Charlotte C. Kelley 2.00 acre tract recorded in Deed Book 430, Page 116, and a part of the Richard Kelley and wife, Charlotte C. Kelley tract recorded in Deed Book 770, Page 101, in the Register’s Office, lying on the south side of Garland-Detroit Road, in the Third Civil District of Tipton County, Tennessee, being more particularly described as follows: Beginning at the northwest corner of the John Richard Kelley and wife, Charlotte C. Kelley 2.00 acre tract recorded in Deed Book 430, Page 116, said point being a north interior corner of the Richard Kelley and wife, Charlotte C. Kelley tract recorded in Deed Book 770, Page 101, of which the partition is a part, said point also being in the centerline of Garland-Detroit Road (60’ right-of-way), then along the said centerline the following two courses: South 57° 15’ 00” East, 250.00 feet to the northeast corner of the said 2.00 acre tract; then South 56° 45’ 47” East, 202.83 feet to the northeast corner of the partition; then leaving the road and running along the east line of the partition the following two courses: South 72° 59’ 47” West, passing an iron pin set at 39.02, but continuing for a total distance of 240.38 feet to an iron pin set; then South 46° 33’ 40” West, 199.06 feet to an iron pin set at the southeast corner of Kelley’s 2.00 acre tract; then North 57° 15’ 00” West, 250.00 feet along the south line of the said 2.00 acre tract to an iron pin set; thence North 32° 45’ 00” East along the west line of the said 2.00 acre tract, passing an iron pin set at 348.50 feet, but continuing for a total distance of 378.50 feet to the Point of Beginning, encompassing 2.80 acre of land, more or less, by calculation. The above described property is subject to the right-of-way of GarlandDetroit Road, leaving a net of 2.50 acres of land, more or less, and is subject to unnoted easements of record or not of record. There is a pole and wire line crossing the property as shown on plat of survey. The above described tract is improved by a single story, one family residence known as 1461 Garland-Detroit Road, Burlison, TN 38015, and other Improvements as shown on plat of survey. Mary-Kathryn Balzell, spouse of Jerry R. Balzell, joins in the execution of this instrument for the sole purpose of perfecting the lien. Being the same property conveyed to Grantors by Warranty Deed recorded simultaneously herewith in the Register’s Office of Tipton County, Tennessee. Parcel Number: 015 034.01 a message board. The store sought approval for that one. And fans have reacted to the MSU apparel well since the university decided to open the vault of old designs in 2015. Fans love the nostalgia, Jeffords said. But it’s not always about turning back the clock. Jeffords said if the day ever comes that the football Tigers make the college playoff, well, that 2008 Final Four will be a thing of the past. “If we had managed to get into the playoff, it would’ve been bigger than the Final Four ever was,” she said. “Fans are just so much more football-oriented. I can’t imagine what would’ve happened. “It would be like the Final Four on steroids. I would love to do that business.” let's grow continued from P19 Q: Thank you for using words like generosity or art in the realm of marketing. Can you help bring value? Current Owner(s) of Property: Jerry R. Balzell and Mary Kathryn Balzell Other interested parties: New South Federal Savings Bank, Mortgage Electronic Registration Systems, Inc., JPMorgan Chase Bank, N.A. fka WAMu Street Address: 1461 Garland Detroit Rd, Burlison, Tennessee 38015 Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 15-101645 Dec. 25, 2015 Jan. 1, 8, 2016 Fkn12674 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated August 31, 2011, and the Deed of Trust of even date securing the same, recorded September 1, 2011, in Book No. 1524, at Page 683, in Office of the Register of Deeds for Tipton County, Tennessee, executed by Greg A. Archer and Cody D. Archer, conveying certain property therein described to Charles M. Ennis as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Patriot Bank, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, National Association. A: I would say you wouldn’t say it yet. But I see it at many companies. Look at Spotify – the CEO knows that if he hires humans at their edge, it will bring the company more value. When I say generosity, it doesn’t mean give it away; it means recognize the humanity of the market. Q: How do you take it personally when you’re told not to take it personally? A: They don’t have to like it, but I made it and I am proud of it. You can say, “I made it.” Q: Turning strangers into friends – can you explain? A: My book “Permission Marketing” is about this topic. Marketing you want to get works better than spam. Would the consumer miss you if you were gone? Do you have permission? The challenge is how you build a brand where people want to here from you. It requires humility. Find products for customers, instead of customers for products. Earn that asset first, and the other stuff falls into place. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by JPMorgan Chase Bank, National Association, will, on January 20, 2016 on or about 10:00 AM, at the Tipton County Courthouse, Covington, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Tipton County, Tennessee, and being more particularly described as follows: Lot 7 of the Franklin Estates Subdivision of record in Plat Cabinet C, Slide 167 in the Register’s Office of Tipton County, Tennessee to which reference is hereby made for a more particular description of said lot. Subject to subdivision restrictions, building lines and easements of record at Plat Cabinet C, Slide 167 and Southwest Tennessee Easement at Book 731, Page 798 of the said Register’s Office. Being the same property conveyed to Greg A. Archer and Cody D. Archer, husband and wife, tenants by the entireties in Warranty Deed, as filed at Book 1524, Page 681 in the Register’s Office of Tipton County. ALSO KNOWN AS: 410 Jim Mckenzie Road, Brighton, TN 38011 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: GREG A. ARCHER CODY D. ARCHER The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 310949 DATED December 18, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM Dec. 25, 2015 Jan. 1, 8, 2016 Fkn12673 newsmakers continued from P23 gomery Martin Contractors, where he will oversee day-to-day marketing and communications responsibilities and assist in ongoing business development efforts. Herrington previously served as director of development for LifeLinc Corp. Tennessee Senate Majority Leader Mark Norris has received the Distinguished Service to the States medal from The Council of State Governments. The medal is the highest honor awarded by CSG for outstanding and sustained leadership on behalf of the states. The University of Memphis delegation to the Tennessee Intercollegiate State Legislature earned five awards at the recent forum. The UofM awards included: Outstanding Delegation (runner-up for best in House of Representatives); Charles Uffelman, Best Lobbyist; David Carlyle, Best Senator and winner of the race to be next year’s lieutenant governor; and Zachary Crawford, Carlisle Award for Best Speaker. www.thememphisnews.com 30 December 25-31, 2015 opinion Uptown Revival Requires An Eye Toward the Past M emphis decays in the most spellbinding way for those of us who have watched a city resistant to change nevertheless become a different place several times over. Places that once thrived stand long after many of us cease to depend on them. “For lease” signs become part of the detritus, sitting askew against shattered windows and blotched inner walls in the darkness beyond eternal streetlights and wayward headlights. Storefront churches, boarding houses – all fall to kudzu and time. Their concrete paths shattered by the roots of dying trees that are the last to fall in our measured indifference. These places become talismans of memories and values that we still hold important. If we put all of those important memories together, we would know they are a timeline – not a specific time. Such memories also hold value in that they become part of our expectations for the kind of community that can be created in today’s Memphis using the best traditions and intentions of what came before. The neighborhood some of us call Uptown, and others call North Memphis, Bearwater, New Chicago or Scutterfield, is ready to be built anew on and around what came before. As neighborhoods are revived, the map where we choose to live changes. However, those revitalized – and, dare we say, newly “trendy” – neighborhoods cannot be rebuilt at the expense of their current residents and sense of community, however fragile. Community revitalization should come with affordable housing to own and to rent. And affordable housing shouldn’t be code for “we’ll stop worrying about maintaining it once the new house smell wears off.” The physical part of this transformation, which already is underway, is linked to memories of a community that thrived with a graceful modesty and humility when North Memphis was an industrial center of the city. It thrived despite racial segregation by law and all of the institutions that enforced that segregation. Challenges to such discrimination pushed our city forward against all odds and the prevailing institutions of those earlier times. To be sure, it was a struggle. And that struggle is mirrored today in our ongoing discussion about minority-business growth in a city that is predominantly African-American. The legacy of those early basic struggles can be found in our concerns and discussions about gentrification and what change means in an area where blight and void have taken a toll by gradual absence. Those struggles and more are worth it because of the truth that can be found in the timeline of our memories of this area under its many names. Truth and memory aren’t always the same thing in their most literal form. But memories of how these places made us feel and how they influenced our values get us to the true attributes of communities within the walls and places that will rise and fall and rise again. THE MEMPHIS NEWS | almanac December 25-31 This week in Memphis history: 2010: One Commerce Square officially changes hands to local ownership in the biggest Downtown office deal in a decade. The owners buy the tower from U.S. Bank for $7.6 million and pour another $20 million into renovations. The sale comes Pinnacle Airlines celebrates One Commerce less than two weeks after lease (October 2010). Pinnacle Airlines signs a 13-year lease for up to 13 of the tower’s 29 floors. 1969: The Daily News runs a public hearing notice on an urban renewal plan that includes Beale Street between Danny Thomas Boulevard and Orleans Street. The area includes the Hunt-Phelan Home – the last mansion left on Beale – as well as the Universal Life Insurance building further south at Danny Thomas and Linden Avenue. The purpose of the hearing is to come up with a plan to “acquire the land in the project area, to demolish or remove buildings.” Three other notices in the same edition advertise public hearings on similar urban renewal areas in two parts of the Medical Center district as well as the Kansas Street area of South Memphis. New privilege licenses include one for Tim McCarver’s Inc., a restaurant at 1489 Airways Blvd. near Lamar Avenue. The Memphis-born baseball player had been traded by the St. Louis Cardinals to the Philadelphia Phillies in October after being part of a legendary championship Cardinals team. The restaurant later became better known as Grisanti’s, owned by John Grisanti. Christmas Coming Home CHRISTMAS TIME. Every Christmas I tell this story, and in the telling Christmas comes home. It was my first time to England and overseas, and prime time for The Beatles, The Rolling Stones and Soho. It was time to discover pubs, and Scottish eggs, bubble & squeak and spotted dick. Time to discover that bitter, served warm, is twice as strong as our brew, that a British pint holds 20 oz. instead of our 16, and all of that explains why your knees don’t work after three of them. It was time to learn about language barriers, say, American vs. English. Ask to see some pants, as I did at Harrods, and a prig in a morning suit will show you a table full of underwear. “Oh, you must mean trousers,” he sardonically oozed. It was time to learn about time. Walking by six churches 300 years old to visit MEMPHASIS DAN CONAWAY one 900 years old. Visiting Shakespeare at Stratford and Henry at Hampton. Standing on stone steps at Oxford with Dad, and putting our feet where so many have gone before that they weren’t so much steps anymore but troughs, worn down by their witness to centuries. It was Christmas time. It was the last Christmas all three sons would share with our parents, although none of us knew that at the time, and the last Christmas I would be single, and I guarantee neither Nora nor I knew that at the time. Both brothers were living in greater London, Jim in Kensington and Frank in Barnes, a town on the Thames not far from the city. It was time to come home. In Barnes, I was introduced to a tiny, ancient pub not even on a road, accessible only by footpath between houses. Throwing darts, it was my turn to buy. After working my way to the crowded bar and leaning in to order my pints, I heard someone say, “Danny?” In a small town outside of London, in a pub known only to locals, I found myself standing next to someone I was in the third grade with at Memphis State Training School and hadn’t seen since he’d moved away in the middle of that school year. A lifetime ago, across oceans and centuries, my family and I shared a Christmas I will never forget. Tied to a larger world. Still tied to each other. Still tied to home. Whatever your faith, whether you believe this is a time of anticipation and arrival, or of reflection or celebration, or of renewal or recognition – or all of those – I believe it’s a time to look inside to places only you can visit, to look at the paths traveled and at those who’ve shared the journey then and now, and to know, truly know, you are not alone. There, at Christmas time, I can find love. And peace. And hope. I'm a Memphian, and I wish for you and yours all that you wish for yourselves this Christmas and in the coming year. Dan Conaway, a communication strategist and author of “I’m a Memphian,” can be reached at [email protected]. www.thememphisnews.com December 25-31, 2015 31 crosswords The Weekly Crossword EDITED BY MARGIE E. BURKE » happenings Hard Rock Cafe Memphis will ring in the new year with the 2016 Hard Rock Guitar Drop on Thursday, Dec. 31, from 7 p.m. to 2 a.m. at 126 Beale St. The evening will include live entertainment, drink specials and more. General admission is $25; VIP tickets are $150 per person or $250 per couple. Visit hardrock.com/cafes/ memphis for details and tickets. Overton Square New Year’s Eve Bash will be held Thursday, Dec. 31, from 2 p.m. to 2 a.m. at Overton Square businesses. Check out the inside scene at Lafayette’s Music Room (details below), and enjoy outside entertainment, beer vendors and more leading up to a special surprise at midnight. Madison Avenue will be closed between Cooper and Diana streets from 9 p.m. to 2 a.m. Visit overtonsquare.com for details and specials. Lafayette’s Music Room will hold its New Year’s Eve party Thursday, Dec. 31, from 6 p.m. to 2 a.m. at 2119 Madison Ave. Enjoy live music from Davis Coen (6:30 p.m.) and American Fiction (10:30), plus three options for dinner and drinks. Visit lafayettes.com/memphis for details and tickets. The Yard will recycle Christmas trees free of charge Monday, Jan. 4, through Jan. 29 at its recycling and composting facility, 1735 Thomas Road. If you mention Memphis Botanic Garden when dropping off a tree, The Yard will donate $5 to the garden. Visit memphisbotanicgarden.com for details. Memphis Botanic Garden will host a brown bag lunch titled “Seed Starting for the Edible Garden” Tuesday, Jan. 5, from noon to 1 p.m. at MBG, 750 Cherry Road. Senior manager of gardens Chris Cosby will lead this crash course on starting seeds. Free with garden admission; no registration needed. Visit memphisbotanicgarden.com. Belz Museum of Asian & Judaic Art will accept entries for its 12th annual Chinese New Year student art competition through Friday, Jan. 8, at 119 S. Main St. The theme is “Swing Into Adventure – Monkey.” Each entry should represent a portrait of a monkey as the New Year mascot, as well as Chinese symbolism. Visit belzmuseum. org or call 901-523-ARTS for details. Memphis International Auto Show cruises into the Memphis Cook Convention Center Friday through Sunday, Jan. 8-10, at 255 N. Main St. Experience the latest in-car technology, research your next vehicle and test drive more than 20 vehicles on site. Hours are 10 a.m. to 9 p.m. Friday and Saturday, and 10 a.m. to 5 p.m. Sunday. Buy advanced tickets at memphisautoshow.com. The Whitehaven Partnership Committee will meet Friday, Jan. 8, from 2:30 p.m. to 3:30 p.m. at the Whitehaven branch library, 4120 Millbranch Road. The organization seeks to clean up Whitehaven and address community concerns. Contact Calvin Burton at cburton615@hotmail. com or 901-412-2757 for details. Sudoku EDITED BY MARGIE E. BURKE HOW TO PLAY Each row must contain the numbers 1 to 9; each column must contain the numbers 1 to 9; and each set of 3 by 3 boxes must contain the numbers 1 to 9. www.thememphisnews.com 32 December 25-31, 2015 SEMINAR SERIES 2016 Memphis Newsmakers: Effect of Local Sports on Memphis Economy January 28th @ Brooks Museum Check-in opens @ 3:00 PM Program begins promptly at 3:30 PM Wine & cheese reception to follow Panelist Tom Bowen ATHLETIC DIRECTOR The University of Memphis Panelist Craig Unger GENERAL MANAGER Memphis Redbirds Panelist Fred Jones KEYNOTE SPEAKER CHRIS WALLACE FOUNDER Southern Heritage Classic GENERAL MANAGER Memphis Grizzlies SPONSORED BY: Presented by The Daily News Publishing Co. SEATING IS LIMITED – REGISTER ONLINE NOW http://bit.ly/MEMnewsmakers