Newsletter Draft January.pub
Transcription
Newsletter Draft January.pub
www.svahu.org IN TOUCH January 2010 The Silicon Valley Association of Health Underwriters, California’s Benefits Specialists, is an organization of insurance professionals committed to promoting the ethical interest of our industry. We do this by providing continuing education for our members and their clients and act as consumer advocates with legislative leaders at both the Federal and State Level. January 2010 Vol. 13, No. 19 News for and about members of the Silicon Valley Association of Health Underwriters – California’s Benefits Specialists Events January Membership Mixer January 22, 2009 NEW LOCATION! Sly McFly’s Monterey, CA February Membership Meeting February 3, 2009 Mariani’s Inn & Restaurant Santa Clara, CA March Membership Mixer March 11, 2010 Crowne Plaza Hotel Palo Alto, CA BE INSPIRED! SVAHU CHARITABLE DONATIONS CAN MAKE THE DIFFERENCE!! Submitted by Lisa Hughes, SVAHU Golf Committee The Silicon Valley Association of Health Underwriters (SVAHU) has donated $10,000 to a variety of Charities at our December 2009 Holiday Meeting. SVAHU raised the cash for the donation for our 2009 charity golf tournament. At our holiday event there was presentation of checks from a portion of the 2009 Golf Tournament Proceeds. We would again like to thank our 2009 Main Event Golf Sponsor Warner Pacific and Secondary Sponsors Claremont, Word and Brown, Blue Shield of California and Allstate Workplace Products. Brian Sullivan who sits on the SVAHU Golf and Charitable committees did an outstanding job with coordination of the check presentation. Brian stated that SVAHU is always committed to diving deep into local communities and helping those who are in need. We will continue to strive for the goal of corporate social responsibility in Silicon Valley Bay Area. InnVision InnVision — Founded in 1973, the largest provider of shelter, food and supportive services for over 24,000 homeless and at-risk families throughout the Silicon Valley. InnVision programs reach throughout Santa Clara and San Mateo counties to serve more than 20,000 men, women, children, veterans, and mentally ill adults each year at our 20 locations. They address the multiple needs of people in transition, including emergency shelters, transitional/supportive housing, food, clothing, showers, laundry, healthcare, Pictured are (L to R) Brian Sullivan, InnVision job training, classes, children’s programs, and CEO Christine Burrows who received $5000, access to telephones and computers. and sponsor organization Warner Pacific representatives Rhonda Velez, Lisa Hughes and Martha Callan. Operation Intercession Operation Intercession is a ministry that supports families and friends who have loved ones in the military in active duty and the enlisted men and women who are training and preparing for deployment. Their goal is to offer support through prayer, encouragement, and a supportive environment to meet and have dialogue with other families and friends; to share their concerns, ideas and daily endeavors. This ministry is open to all surrounding communities and cities. Continued on page 4... WWW.SVAHU.ORG Page 1 Shown are (L to R) Brian Sullivan, Sister Geraldine Hill from Operation Intercession along with Maria Leimbach, John Ghysels and Abraham Phillips from sponsor organization Word & Brown. IN TOUCH www.svahu.org January 2010 SVAHU 2008-2009 Board of Directors Jeff Bader President (650) 302-8535 [email protected] Art Young President Elect/Sponsorship Chair (650) 838-1080 [email protected] Abraham Phillips Immediate Past President (408) 437-5929 [email protected] Cindy Kane Treasurer (408) 977-1213 [email protected] Susy Spackman Secretary (408) 452-6906 [email protected] Ulrich “Oly” Storz PAC Chair (408) 395-3303 [email protected] David S. Bauer, LUTCF Legislative Chair (650) 508-0756 [email protected] J. David Van Nest Education Chair (408) 725-8777 [email protected] Kenneth Gilmore-Coker Membership Chair (415) 546-3219 [email protected] Kirk Stoddard Member at Large (408) 978-3208 [email protected] Matt Haas Executive Director (877) 748-0815 [email protected] Mika Storz Media Chair (408) 395-3303 [email protected] Briana Pierce Newsletter Committee (925) 280-5317 [email protected] Akayla Ruiz SVAHU Staff (877) 748-0815 [email protected] IN TOUCH is a bi-monthly newsletter of the Silicon Valley Association of Health Underwriters. It is written and published by the Board of Directors of the Association and is mailed to health, life and P/C insurance professionals throughout the Bay Area. Permission is required to reprint original material, and it will usually be given upon request. Advertising correspondence or letters to the editor should be addressed to IN TOUCH, c/o Akayla Ruiz, SVAHU, P.O. Box 1071, Fresno, CA 93714; telephone (877) 748-0815; fax (559) 2271463; email: [email protected]. Subscription is free with membership. SVAHU is a non-profit professional association affiliated with the National and California Associations of Health Underwriters. All rights reserved. SVAHU PAC GEM STONE CONTRIBUTORS Four Star Diamond Level ($4,000 annual or $340 monthly) LISI Two Star Diamond Level ($2,000 annual or $170 monthly) Oly Storz David Bauer Sandra Bealu Paul Bever David Garcia Diamond Level ($1,000 annual or $85 monthly) Jan Mesa Tom Kaufman Daniel Bodman Paul Mifsud Marilyn Leonard Marc Derendinger Drew Miller David Long Terry Harris-Hickey John Palladino Tom Magnus Jeffrey Kane Emerald Level ($500-$719 annual or $42 monthly) Arthur Young Allan Liu Richard Hemmerling Susan Spackman Howitt Insurance Rhonda Velez Dennis Jarvis Matthew Watson Andrew Kerr Ruby Level ($250-499 annual or $21 monthly) William Halper Linda Akins-Benevento David Candelario Cynthia Kane Kenneth Coker Jeff Bader Betty Lindstrom Ki Cotter Shawn Balsdon Mary Ann Magnus William Cross Theresa Bennett Richard Mallory Angela Ferry Diane Borrison Daniel Moran Marla Forcht Steve Brauer Elona Pertica John Geoghegan Barbara Brose 2 Thank you for yourPage support of the PAC! Todd Scheuer Rick Shelton Mika Storz Michael Watson Abraham Phillips Tamara Sires Philip Skarlanic Kathleen Smith Kirk Stoddard Robert Vinal IN TOUCH www.svahu.org January 2010 Friday, January 22, 2010 4:30 pm—6:30 pm Thank you to our sponsors: Sly McFly’s 4290 El Camino Real Monterey, CA 94306 To RSVP for this event, visit www.mymemberlink.com/svahu Page 3 www.svahu.org IN TOUCH January 2010 Continued from Cover… The Tiana Foundation The Tiana Foundation's mission is to help parents whom have lost children to neonatal or early infant death by assisting in the funding of memorial markers. Sacred Heart Community Service Founded in 1964, Sacred Heart Community Service is dedicated to bringing our community together to address poverty in Silicon Valley. Through a comprehensive array of resources, services, and community involvement initiatives, SHCS is making a real impact in the lives of working poor families. Sacred Hearth Community Service matches impoverished families with group sponsors to provide for their tangible Phyllis Mantelli (R) of the Tiana Foundation thanks the SVAHU chapter for their $1000 needs during the Holidays. Without the benefit of an adoption, these donation. Also pictured are Rhonda Velez families would be looking forward to a very grim holiday. Being adopted who founded the organization and Michael is designed to be a once or, on very rare occasions, twice in a lifetime Lujan from main event sponsor Blue Shield event for recipient families. of California. Santa Clara County Sheriff's Toy Drive The Sheriffs’ Toy Drive has been one of SVAHU’s favorite charity events for many years. Our members brought new, unwrapped gifts to our annual Holiday Party in December. In the past the gifts have been distributed to children whose parents are serving us in the military, and to children in our area who don’t have parents who can get them gifts for Christmas Show a phone here of the Sheriff's and all charity and sponsors. Ensure that Jeff Bader, President of SVAHU is in this photo. Brian McCullough (Center) gladly receives a $2000 donation for Sacred Heart Community Service along side sponsor organization Claremont representative Matt DeWolf. I would again like to thank our 2009 Golf Committee, Volunteers and Sponsors of all levels in making this event a success. A special thank you again to Brian Sullivan, Abe Phillips and Jeff Bader for all their r hard volunteer work in making the Holiday Party Charitable event one to remember. We welcome you to participate at our 2010 Annual Golf Tournament on Monday, May 17, 2010 at Cinnabar Hills in San Jose, CA. It's a good way of having some fun, networking, entertaining and helping the needy, all at the same time/ 100% of the 2010 will go to charities selected prior to the 2010 golf tournament. Watch for nominations criteria in the mail. We cannot wait to see you! See your old friends, make some new friends, and play a little golf too! Deputy Jennifer Toomey and Captain Terrance Calderon of the Santa Clara County Sheriffs Department address the audience in thanks for the donated toys they would deliver on behalf of SVAHU to children of the military at Moffett Field. Page 4 www.svahu.org IN TOUCH January 2010 2010 Jewel Sponsorship 2010 Jewel Sponsorship Opportunities are available! Don’t miss the chance to be involved and get your company that extra exposure with our annual sponsorship package! Our distinguished Jewel Sponsors have a significant role in supporting our chapter and provide us with means to present our membership with great programs. For more information & to get your 2010 Jewel Sponsorship Package, contact: Art Young at (650) 838-1080, or e-mail him: [email protected]. THANK YOU To Our 2010 Jewel Sponsors Without your support, we would not be able to bring the quality events and programs to our members that they have come to expect from us. Thank you, thank you, and thank you! DIAMOND SPONSORS Word & Brown RUBY SPONSORS Aflac Anthem Blue Cross SAPPHIRE SPONSORS Dickerson Employee Benefits Kaiser Permanente Our Sponsors support us…We support them! Visit the Silicon Valley Association of Health Underwriters website! www.svahu.org Page 5 IN TOUCH www.svahu.org January 2010 Silicon Valley Association of Health Underwriters 2010 Calendar of Events Upcoming SVAHU Events To RSVP for any of the following events, please call: (877) 748-0815 EVENT DATE LOCATION SPONSOR January SVAHU Mixer January 22, 2010 Sly McFly’s Monterey, CA UnitedHealthcare Word & Brown February Membership Meeting February 3, 2010 Mariani’s Inn & Restaurant Santa Clara, CA Aflac NAHU Capitol Conference March 8-11, 2010 JW Marriott Hotel Washington, DC NAHU March SVAHU Mixer March 11, 2010 Crowne Plaza Hotel Palo Alto, CA April Membership Meeting April 8, 2010 Mariani’s Inn & Restaurant Santa Clara, CA Word & Brown Day at the Capitol May 12, 2010 Sheraton Grand Sacramento, CA CAHU May SVAHU Mixer May 12, 2010 Rosie McCann’s San Jose, CA Annual Charity Golf Tournament May 17, 2010 Cinnabar Hills Golf Club San Jose, CA June Membership Meeting June 10, 2010 Mariani’s Inn & Restaurant Santa Clara, CA NAHU Annual Convention June 27-30, 2010 Hyatt Regency Chicago, IL Page 6 NAHU www.svahu.org IN TOUCH Page 7 January 2010 www.svahu.org IN TOUCH January 2010 SVAHU February Membership Meeting Wednesday, February 3, 2009 Featuring: “Elevating Sales Performance in a Challenging Economy” Presented by Joe Diliberto, Sandler Training Program details on the next page. To register for this event please visit: www.mymemberlink.com/svahu Thank you to our main event sponsor: Page 8 www.svahu.org IN TOUCH Page 9 January 2010 IN TOUCH www.svahu.org Member Contact Update Are you receiving SVAHU emails? 1. NAHU’s website: www.nahu.org 2. Call SVAHU at (877) 748-0815 3. Email SVAHU: [email protected] There is a lot of information that is sent to SVAHU members via email. Send us your email address today at: [email protected] We want to hear from you! What topics or speakers do you want at meetings or in the newsletter? [email protected] January 2010 Don’t miss out on AHU news! We need your help to update your information! Visit our website at www.svahu.org Page 10 Website advertising available! Contact SVAHU for details! www.svahu.org IN TOUCH Page 11 January 2010 IN TOUCH www.svahu.org January 2010 May 17, 2010 SVAHU Annual Golf Tournament SAVE THE DATE Mark your calendars for SVAHU’s Annual Golf Tournament to be held May 17, 2010. The tournament plans to return to the award winning Cinnabar Hills Golf Club. SVAHU’s Annual tournament is growing to be one of the largest and most successful Association of Health Underwriters charity golf tournaments in the State. Proceeds from this annual golf tournament will go to Charities selected before this tournament. A record number of participants - more than 170 corporate, business and insurance professionals - were on hand to partake in last year’s festivities. At the 2010 event, golfers will enjoy a putting contest, a box lunch and beverages on the course to help sustain you through 18 holes of golf with old friends and new contacts while surrounded by the beautiful hills of the lower Santa Clara Valley. . After the round of golf, they will be treated to a hosted reception, dinner and raffle. We are seeking donations for silent/live auctions. We would like to feature an array of intriguing and beautiful items including sports memorabilia and tickets; vacation and spa packages; jewelry and wine; restaurant certificates and specialty gift baskets. Sponsorship Packages will be going out within the next week. You can sponsor the tournament, a hole or a prize! A variety of sponsorship packages will be available for all budgets. For additional information about next year’s tournament sponsorships, contact one of the following 2010 committee members. Lisa Hughes – [email protected] Brian Sullivan – [email protected] Steve Fertitta – [email protected] Page 12 www.svahu.org IN TOUCH January 2010 Legislative Article Submitted by Dave Bauer, SVAHU Legislation Chair Quite honestly, in the last 5 – 6 weeks, I haven’t been able to stomach the legislative process of Healthcare reform as it currently exists. I had to take a mental and emotional holiday from this nightmare. Because thinking of it…well …raised my blood pressure and made me furious! My Wife claims that I’m too negative sometimes. I’m sure that I’ve expressed my negativity about this issue over this last year. I apologize. In 2010, I will look at the positive side of this issue from now on. For instance : 1. This will give us the opportunity to make new friends with newly elected members of Congress and their staff. 2. We’ll build new alliances/relationships with our CAHU / NAHU buddies while discussing ways to get our elected officials to “ hear “ what “ we “ have to say. 3. Adversity in this monumental legislative undertaking will create new selling opportunities for us Healthcare / Benefits Specialists. Like selling more Life Insurance, Disability & LTC. The fact that in today’s Chronicle ( Jan. 5, 2010 ), there was an article that said, “the usual method of creating a bill by Conference committee, will be circumvented. Therefore leaving the entire decision making process to the Democrats of the House & Senate in cooperation with the White House“ (as Mentioned in Alan Katz blog of this AM Jan. 5, 2010). What’s the positive side of this ???? Well… 1. Learn new rules of the legislative process. 2. See new imaginative ways to file litigation. 3. Creative Filibustering 4. For me, to learn what my options will be as I change from a declared Democrat to a certain INDEPENDENT. Please let me know if you like the new direction I’m taking in processing and articulating these issues. VS, the gnarly, barking, biting, fighting, No quit person (and just as loveable) I was previously. A lot will happen over the next thirty days. Nothing less than our peace, patience, welfare and the impact of 20% of our entire economy, hangs in the balance for generations to come. Not to mention our livelihoods. I am praying. Page 13 www.svahu.org IN TOUCH Page 14 January 2010 www.svahu.org IN TOUCH January 2010 THE MAKING OF REALLY BAD SAUSAGE PAC Report for January, 2010 Submitted by Oly Storz, PAC Chair In the last issue of this newsletter, I wrote that accurate knowledge is especially difficult to discern in the healthcare debate because the proponents of government-run or controlled healthcare are being incredibly deceptive and devious in their efforts to pass legislation to “reform” healthcare. Since that time, that difficulty has been amply displayed by our members of Congress. What is clear is the willingness of the party in power (Democrat) to stop at virtually nothing to push through some version of “reform”. Even the very word “reform” is being totally and dishonestly misused because this healthcare bill, in its various forms, is an abomination and not reform by any stretch of the imagination. Economist Thomas Sowell wrote in a recent column, “Stepping beyond your competence can be like stepping off a cliff. Too many people with brilliance and talent within some field do not realize how ignorant—or, worse yet, misinformed—they are when talking like philosopher-kings about other things.” Does this not have a ring of familiarity? The arrogance and conceit displayed in the letters I have received from our elected representatives is astonishing. On full display is either a TOTAL ignorance of economics and free markets or a willful effort to destroy our partially free-market based system “by any means necessary”. I can think of no other plausible explanations. This is a truly frightening grab for power over approximately one-sixth of our economy by the same government that is running Social Security, Medicare, Medicaid and the post office into bankruptcy. This is the same government that cannot even run a simple flu immunization program. I’m not just talking about the H1N1 program but the regular annual flu program which, for the second time in recent years, ran out of vaccine. Let us not forget, while our healthcare system undergoes a savage degradation, agents and brokers will be wiped out or left to market whatever ancillary products remain that have received government approval. Doctors and hospitals will come under the control of government bureaucrats while we will be “served” by caring, unionized healthcare workers. We (ALL OF US) must do two things. First, we must continue to send letters and make phone calls to our Senators and our members of the House of Representatives. We must do this repeatedly and urge everyone on our mailing lists to do the same. We need to keep a flood of correspondence flowing. Urge them to scrap the entire plan. Even a watered-down version will cause great harm. THIS IS URGENT! Please do it now! Second, and MOST IMPORTANT, we must contribute to HUPAC and CAHU PAC. Our association must have enough funds to provide support to those members of Congress and the State Legislature that are willing to oppose their leadership. They are under intense pressure and need to know that they will have support for their reelection campaigns. Nothing is more important than getting reelected! PAC IS OUR LIFEBLOOD! Please contribute! As always, by the time you receive this issue of the newsletter, some things will have changed. However, the war will not be over. For contribution forms or more information, please email me at [email protected] or call me at 408395-3303. Contributions can also be made at nahu.org and cahu.org. Page 15 www.svahu.org IN TOUCH January 2010 Tom Daschle Addresses Silicon Valley By Jeff Bader, SVAHU President “We can agree on one thing, the current track we’re on is unsustainable,” stated former Senate Majority Leader and Democratic South Dakota Senator Tom Daschle at a recent event attended by hundreds of Bay Area brokers. At this time last year he was nominated as Secretary of Health and Human Services (HHS), however, withdrew that nomination due to public scrutiny over unpaid back taxes. Daschle, who in 2008 published the book Critical: What We Can Do About the Health-Care Crisis, is considered one of the architects of the public plan option. “Reform will happen,” he continued saying that at the current rate, health care expenditure would grow to 32% of the gross domestic product by the year 2016. Health care reform will “help pull our economy out of its current tailspin." The dialog moderated by former NAHU President John Nelson cited a number of factors that have collectively brought this country’s health care delivery system to its current critical condition including some that aren’t always included in public discussions like the shortage of primary care physicians vs. specialists, malpractice and the cost shifting from the underinsured and Medicare underpayment to the private sector. “There are three types of reform needed.” Daschle claimed, coverage, payment and delivery. To bend the afore mentioned cost curve we should of course reduce costs by improving outcomes, acknowledging that coverage and access are separate issues, he sees these as the biggest challenges. It will require a congress that is “both interested and involved.” When asked what might possibly come out of the Senate debate Daschle believed that a public option could actually “create a competitive marketplace,” as well as provide choice and save money. “We can’t get to universal coverage without a mandate,” and we’re “likely to see a trigger,” similar to part D, or possibly a penetration threshold. Okay! Tell us more! “I applaud you as consumer advocates,” Daschle honored the audience, “you are the grassroots.” And he added that overall there is a “positive perception of agents among congress.” Now who can argue with that? Page 16 www.svahu.org IN TOUCH January 2010 Local Health Underwriters donate $10k to charities! By Mika Storz, SVAHU Media Chair SAN JOSE, California – This year Captain Terrence Calderon and the Santa Clara County Sheriffs were not the only recipients at the annual Silicon Valley Association Health Underwriters’ holiday gala. While new and unwrapped toys were donated on 12/9 for local families living on the Moffett Field Air Force base, five other local charities received a total of $10,000 in donations from your local Associations of Health Underwriters. CEO at InnVision, Christine Burrows, attended and picked up a donation check for $5,000. Founded in 1973, InnVision is the largest provider of shelter, food and supportive services for over 24,000 homeless and at-risk families in Silicon Valley. Through their 20 locations, they address the needs of men, women, children, veterans and mentally ill adults. Emergency shelter, transitional housing, job training and children’s programs are just a few of the services that will continue to thrive with local support such as this! Sacred Heart Community Service is another charity addressing poverty in Silicon Valley. For their continued service to the working poor families they received $2000. Sacred Heart Community Service matches impoverished families with group sponsors to provide for their tangible needs during the holidays. The other three charities this year received $1000 each. Operation Intercession, a ministry group operated from Abundant Life Christian Fellowship, provides prayer, encouragement and support to families and friends who have loved ones in the military’s active duty. Care packages are sent to support the brave men and women serving in uniform. The Tiana Foundation helps parents that have lost children to neonatal or infant death be assisting to fund memorial markers. The Second Harvest Food Bank of Santa Clara and San Mateo provide food to low-income households in Santa Clara and San Mateo Counties. This donation helped them serve the 216,000 individuals that they help each month. Health Underwriters (SVAHU), is an organization of insurance professionals committed to promoting the ethical interest of the industry, by providing continuing education for its members and clients, along with serving as consumer advocates to federal and state legislators. Page 17 www.svahu.org IN TOUCH January 2010 Medical tourism: Have illness, will travel By Mark Tutton (CNN) -- Medical tourism is one of the hottest topics in health care as patients around the world are increasingly traveling abroad for treatment. Josef Woodman, author of Patients Beyond Borders, a guide to medical tourism, told CNN that two to three million people travel outside their home country for treatment each year, while consultancy firm Deloitte calculates that 750,000 Americans traveled abroad for treatment last year. The top regional destination for medical tourists is Asia, with Singapore, Thailand and India leading the way. Those countries are home to private health care chains that target international patients and are building modern, high-tech hospitals with a reputation for quality care. Bumrungrad International Limited (BIL), based in Thailand, owns and operates over 70 health care facilities in seven countries. According to BIL, its Bangkok flagship hospital treats over 400,000 foreign patients a year, with over 90,000 coming from the Middle East. Parkway Health, a Singaporean hospital chain, says the city of Singapore attracted approximately 450,000 international patients last year, and in India, the Apollo Hospitals Group says it has treated more than 60,000 foreign patients in the last five years. What these chains have in common is that at least some of their hospitals are accredited by Joint Commission International (JCI), the global arm of an American nonprofit organization that accredits most U.S. hospitals. That provides overseas patients with the assurance that their treatment will be of an internationally recognized standard. Dr. Ajaya Jha, director of neuroscience at Max Hospital in New Delhi, told CNN's Dr. Sanjay Gupta that medical tourism to India was being driven by a lack of available health care in neighboring countries, and by the lower cost of treatment in India compared with developed countries. "Slowly we're developing a reputation for having the best technology in the world and some of best people in the world to do this," said Jha. For uninsured or underinsured Americans, low prices make treatment in Asia an attractive option. (continued on page 20) Page 18 IN TOUCH www.svahu.org Thursday, March 11, 2010 5:00 pm—6:30 pm Crowne Plaza Hotel 4290 El Camino Real Palo Alto, CA 94306 To RSVP for this event, visit www.mymemberlink.com/svahu Page 19 January 2010 www.svahu.org IN TOUCH January 2010 Medical tourism: Have illness, will travel, con’t from page 18 Surgery in Thailand and Latin America can cost a quarter of its U.S. price, and JCI-accredited Wockhardt Hospitals offer open heart surgery in India for $8,500, compared to around $100,000 in the U.S. and $28,000 in the UK. In countries with state-run health services, such as Britain and Canada, long waiting times for surgery are encouraging patients to look overseas for a cheaper alternative to private treatment in their own country. But contrary to the popular view of patients traveling from wealthy nations to developing countries for cheap medical care, a recent survey by consultancy firm McKinsey found that most medical tourists travel in search of advanced medical technologies or to receive better care than they would at home. Woodman says 250,000 Indonesians are treated in Singapore each year, while Cambodian and Vietnamese resident choose Thailand for treatment and patients from the Middle East favor Singapore and Thailand. While medical tourism is targeted as a growth industry in some developing countries, there is concern that it will result in a "brain drain," where doctors migrate from public hospitals to private hospitals that cater to international patients. South Korea recently limited foreign patients to no more than five percent of its hospital beds, to ensure domestic patients do not lose out. Woodman says the "brain drain" isn't an issue in India, because there are so many talented surgeons and physicians there in the public and private sector. He adds that developing countries can benefit from medical tourism. "The presence of medical tourism brings a lot of economic clout into a country and raises the bar by forcing at least certain hospitals to rise to the top standards of healthcare," he told CNN. While the bulk of medical tourism is for private care, there is a move towards a kind of state-funded medical tourism within the EU. Rulings by the European Court of Justice in recent years have verified the right of all EU citizens to receive healthcare in another member state, paid for by their own country's health system. Diane Dawson, a senior research fellow at the Center for Health Economics at York University, England, told CNN that patients can only take advantage of this if their own country cannot provide treatment without "undue delay." That limitation, as well as the difficulty in getting authorization from their own national health system, means that relatively few patients currently travel within the EU for treatment, she said. But an EU draft directive published last year aims to make the approval process easier and more transparent. Keith Pollard, director of British Web site Treatment Abroad, told CNN that the new directive will mean patients will be able to receive treatment abroad regardless of waiting times in their own country. But patients will only be reimbursed up to the amount their treatment costs in their home country and they will probably still require some degree of approval from their own health system. Pollard says that while he doesn't foresee a boom in medical tourism within the EU, he believes the new legislation will encourage patients to seek treatment abroad and help create a European health care market. Page 20 www.svahu.org IN TOUCH Page 21 January 2010 www.svahu.org IN TOUCH January 2010 SVAHU’s 2010 Annual Golf Tournament Submitted by Lisa Hughes, SVAHU Golf Committee We Believe In order to accomplish great things, we must not only act, but also dream; not only plan, but also believe." - Anatole France When the famed Nobel Laureate wrote these words in 1921, France couldn't have foreseen the profound meaning his message would have to SVAHU’s Annual Golf Tournament and our charitable contributions. His words embody the very roots of our association charitable development and illustrate how the boundless imagination and endless passion of an individual will give rise to hopeful results. As an aspiring good citizen, my life-long goal in my life is where I am able to provide back to my community - to those less fortunate. Those who also participate on our 2010 golf committee, Brian Sullivan, Steve Fertitta and Dave Yamamoto, member volunteers and Sponsors too share the same goal. We are eagerly anticipating our 2010 annual golf tournament hosted by Cinnabar Hills Golf Club, San Jose, CA on Monday, May 17, 2010. In conjunction with the charitable committee we plan for future fundraising and awareness building opportunities. With this responsibility we can do more than just lead, we can inspire. Our Charitable gifts of hope can last a lifetime and we all have the power to make a difference in someone's life that is actual, substantial, and lasting. I would like to formally welcome you to join our annual golf tournament. We welcome golfers of all levels and attendees for the evening reception and dinner. At this time, I would like to thank the following 2010 Sponsors who have committed to our Annual Golf Tournament Theme “We Believe” Main Event – Anthem Blue Cross of California Secondary Sponsors: Aetna of California Beere & Purves Claremont Companies Kaiser Permanente Warner Pacific Word and Brown We still have several Golf Sponsorship Packages available. Carriers, brokerage firms and individual brokers…won’t you consider in becoming a sponsor? We have sponsorship packages for all budgets. Follow your passion, dare to imagine, and know that together we can succeed! All the Best, Lisa Hughes SVAHU 2010 Golf Chair Page 22 www.svahu.org IN TOUCH 2009 SVAHU Sales Expo Mixer Thursday, October 1, 2009 Page 23 January 2010 The Leading Producers Round Table The best of the best. That’s what the Leading Producers Round Table (LPRT) is for America’s benefit specialists. It’s where the nation’s best performers in the business get recognized for their leadership and rewarded for their accomplishments … with tools and benefits that will help keep them at the top of their game. Only members of the National Association of Health Underwriters (NAHU) can quality. So, if you like the view from the top, visit us online for more information about the privileges and rewards of being an LPRT member. http://www.nahu.org/members/awards-lprt.cfm