Emergency Loans: When You Need Cash Fast Member Services

Verify Your Credit Union Membership to
Keep Saving with Sprint
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Share Certificates of Deposit
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RV and ATV Loans
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Shop til you...
shop!
Our Visa
Platinum
pays rewards.
See inside.
Electric Service Credit Union
is pleased to offer monthly wireless
discounts to our members with the Sprint
Credit Union Member Discount. If you’re
already enjoying the savings from this
Invest in America program we want to
make sure you can continue to do so.
Periodically, Sprint needs participants
to verify eligibility so they can receive
the discount and waived activation fees.
If you’re planning on signing up for the
Sprint Credit Union Member Discount,
you’ll need to verify eligibility as well.
New Sprint Customers: You need to
verify membership within 30 days of
activation.
Current Sprint Customers: You need to
provide proof of discount eligibility (credit
union membership) when you upgrade
your device if it has been 20 or more
months since you were last validated.
The verification process is easy and
only takes few minutes to complete. Verification will make sure you’ll continue to
receive the great benefits and exclusive
savings Sprint offers. There are two ways
to validate your credit union membership.
1 Scan the QR code on this page
to get the free Invest in America app for
Android and iPhone. Find the verification
form at mysprint.sprint.com/verify
2 Verify your credit union member ship with the app; it is a simple and
secure verification process and only takes
a few minutes to complete. iPhone users
can find it at the Apple App Store, while
Android users can find the app in the
Android Market; just search for “Invest
in America.” This app also lists all other
Invest in America discounts.
Please take the time to download the
free Invest in America Sprint Verification
app, try it for yourself and see just how
simple it is to use it so you can keep
saving with the Sprint Credit Union
Member Discount. Learn more about the
Sprint Credit Union Member Discount at
LoveMyCreditUnion.org/Sprint.
Scan to
get the
IIA app:
47135-news-0413
SPRING 2013
power
Emergency Loans: When You Need
Cash Fast
You Deserve a Little
Reward
There’s no avoiding them: those little emergencies that
can cost you some unexpected money. When you need
cash fast, give your credit union a call. Our new
Emergency Loan is designed to get you $250
or $500 right away. Take three months to pay
off your $250 loan or six months to pay off
your $500 loan. Visit the branch nearest you to
apply for your Emergency Loan and you can get
the cash you need right away. Some approval criteria apply.
You’ve got a wallet full of credit cards,
but do they measure up to the spending
power of ESCU’s Visa Platinum? Our
card gives you the great fixed rate of
just 7.99% APR!* And, you get rewards
points that you can use to treat yourself
to travel or electronics and merchandise
that’s delivered right to your door.
Free. Apply for our no-annual fee Visa
Platinum Card online at www.escu.com
or visit the branch nearest you.
Donelson Branch Moves to New Location
New location of
Donelson Branch at
2340 Jackson Downs
Boulevard.
New Donelson Branch Now Open. ESCU’s Donelson Branch, which opened in 2008
in the Jackson Downs Shopping Center on Lebanon Road, has moved to a newer and
bigger location at 2340 Jackson Downs Boulevard. It is in a newly remodeled former
branch location of First Tennessee Bank. Please stop by and see us, and watch your mail
for information about the Grand Opening.
How does your card compare?
The ESCU Visa Platinum offers:
No annual fee
Low fixed rate of just 7.99% APR*
Earn merchandise and travel rewards
when you register your card at
www.scorecardrewards.com
Make payments at ESCU, online
or by mail
Track your spending and balances
online at www.ezcardinfo.com
*Rates subject to change.
APR = Annual Percentage Rate
Inside this issue... Good Savings Habits for Kids | Credit Union Youth Week | Night Deposits | Power Up Your
Savings | Save More with Sprint | ESCU Salutes High School Athleads
www.facebook.com/electriceservicecreditunion · electriccu on youtube
Financial News Kids Can Use
ESCU Salutes High School Athletes
ESCU was the sponsor of this year’s
Goodpasture Christian School Basketball
Player of the Week program. Thirteen
students were honored, nominated by
their coaches for athletic and academic
excellence. ESCU also sponsors school
athletic and academic programs at Beech
High School and Hendersonville High
School, as well as savings programs at
Jones Paideia Elementary in Nashville and
Pennington Elementary in Donelson.
Power Up Your Savings
Special thanks to credit union member Regina Watson, who shared this helpful
strategy for saving money. With this 52-week saving plan, you can sock away $1,378.
Board of Directors
Dickie Johnson · Chairman
Gary Murray · Vice Chairman
John Broadway · Treasurer
Kent Cochran · Secretary
Randy Gregory
David Murray
Kevin Walker
Staff
Ron Smith · President/CEO
Steve Fox · Vice President
Bethany Murphy · Controller
Ken DuBray · Branch Manager
Sharhonda Kinnard · Branch Mgr.
Trey Wallace · Branch Manager
Malinda Warchus · Marketing Mgr.
Chavela Banks
Teresa Brill
Sarah Carlton
Sabrina Clarke
Debra Gayles
Cheryl Goolsby
Tracy Hobbs
Tandra Hunter
Melissa Harvieux
Shondelle Lewis
Courtney Rice
Ashley Rubbert
Deborah Sauls
Katie Smith
Anna Sneed
Downtown Nashville
1214 Church Street, Suite 100
Donelson
2340 Jackson Downs Boulevard
Hendersonville
270 Indian Lake Boulevard
www.escu.com | 615.687.4801
Member NCUA | Equal Housing Lender
Good Savings Habits Are No Mystery
Happy Retirement,
Anna!
Learning to save money
takes practice. By saving,
you can put your money
toward whatever is
important to you—whether that’s a new
video game, a trip to the movies, or even a
college education.
Our wonderful
Administrative
Assistant, Anna
Sneed, retired
on January 29.
A reception
in her honor
was held at
Nashville Electric Service. ESCU would
like to thank everyone who came to wish
Anna a happy retirement. Hundreds of
guests stopped by to wish Anna good
luck, and we want you to know how
much that meant to Anna and to ESCU.
You can still see Anna on NES paydays at
the Downtown Branch desk, and she’ll be
working on NES Retiree Lunch Days.
Let’s get started...
Elementary School
Ask your parents to help you open your
own savings account at the credit union.
Keep track of how much money you put
in and take out to see how close you are to
meeting your savings goal.
If you’re saving up for something
special, like a new bike or toy, hang a
picture of it on the wall. This will remind
you of your savings goal every day until
you reach it.
Middle School
Ask your parents if you can plan a
family event, like a trip to the zoo or
an afternoon at a waterpark. List all the
things that will cost money, like tickets,
food, and souvenirs. Set a budget, and
encourage everyone to stick to it when the
big day arrives.
Make a list of things you want to spend
your money on. Put the list in order,
starting with the things you want the
most. This will help you figure out what
you really want to save for.
High School
Consider taking a part-time job.
Earning your own money can help you
save for big goals, like college expenses.
Talk to your parents about opening
a checking account at the credit union.
Learning how to use a debit card
responsibly and balance your checkbook
is good money-management practice.
Night Deposits Available
Stop into Electric Service Credit Union for more great savings ideas.
‘Stache Your Cash at ESCU
Visit ESCU the week of April 21-27 and help us
celebrate National Credit Union Youth Week. Kids
ages 12 and under who open a new account will get a
special Savings Sleuth t-shirt. And, don’t forget to enter our coloring contest, just
for members of our Bolt Bucks program. Parents can download our coloring page
from the ESCU website at www.escu.com. Just return your completed Savings Sleuth
coloring page to any ESCU branch by Monday April 29, 2013, along with your full
name, and we’ll draw a winner from all the pages received to win a $25 Visa gift card.
If you’ve always used our Downtown
branch, you may not be aware that
you can make deposits after hours at
either the Hendersonville or Donelson
branches. Both branches have night
depositories where you can drop your
deposits safely into our night deposit
vault. All night deposit transactions are
processed on the next business day.