THE General Membership Meeting Set — October
Transcription
THE General Membership Meeting Set — October
1910 – 2005 95 YEARS OF EXCELLENCE Long Island Board of Realtors PRESORTED STANDARD U.S. POSTAGE PAID LIC NY 11101 PERMIT NO. 808 SEPTEMBER, 2005 SPECIAL POINTS OF INTEREST • REALTORS AID HURRICANE VICTIMS... DONATE TODAY . . . . . . . . . . . . . . . . . . . . . . . PAGE 1 • 2006 LIBOR NOMINEES FOR OFFICER AND DIRECTORS. . . . . . . . . . . . . . . . . . . PAGES 1, 3 • MLS COMMITTEE APPLICATION FORM . . PAGE 16 • LOCK BOXES – CONSIDERING THE RISKS. . PAGE 20 THE ® CIRCULATION 25,000 The Voice for Real EstateTM OFFICIAL PUBLICATION OF THE LONG ISLAND BOARD OF REALTORS®, INC. www.mlsli.com™ General Membership Meeting Set — October 25th By Tricia Chirco Marketing & Communication Director The Long Island Board of Realtors®, Inc. (LIBOR) will hold its General Membership meeting on Tuesday, October 25th at the Marriott Hotel, 101 James Doolittle Blvd., Uniondale, New York. All Realtor® members who are present and in good standing may vote at this meeting. Polls open at 9:00 a.m. and close promptly at 2:00 p.m. The Board is also exploring the possibility of holding a simultaneous General Membership meeting at the Smithtown Gilbert Picard 2006 Incoming LIBOR President Sheraton using the latest interactive technology. More details on this will follow in the October paper. The LIBOR Nominating Committee, chaired by LIBOR’s immediate Past President Mel Farkas, met on Friday, September 9th. At the meetings Commission Escrow Act Update Commission Protection/Commercial Issues Working Groups Meet in Albany By Randy L. Kaplan Director of Government Affairs A joint meeting of the NYSAR Commission Protection and Commercial Issues Working Groups recently took place in Albany to update our association on the status of the Commission Escrow Act including details of meetings with the New York State Bar Association and bill co-sponsorship. The legislation, which was reintroduced this year in both the New York State Senate as S.193 and in the New York State Assembly as A.3395, will allow disputed real estate commissions to be placed in an escrow account until the matter can be resolved. The NYSAR working groups made recommendations regarding the remaining issues that the Bar Association has with our bill including: our support for giving the seller the right to recover attorney fees from (Continued on page 10) MLS Reaches 2,500 Offices! MLS President Dan Ryan (right) and Suffolk County Vice President Chris Armstrong (left) are pictured here welcoming Rosemarie Bodkin (2nd from left) and Susan Belzak (2nd from right) of Belzak and Bodkin Realty in the Hamptons, Ltd. located in Westhampton Beach, to the Multiple Listing Service of Long Island, Inc. Rosemarie says, “We tell our Sellers in the East End that if their house is not on MLS — it’s a secret.” Rosemarie and Susan also own an office in Patchogue which has been in business since 1990. The Westhampton office of Belzak and Bodkin represents the 2,500th MLS office to open on Long Island. In the past five years, the number of MLS participating offices has grown over 65%. Linda Bonarelli 2006 LIBOR President-Elect Nominee conclusion, the following report was given: Presidentelect, Linda Bonarelli, Queens Vice President, Walauddin (Buddy) Hoosein, Nassau Vice President, Marilyn Urso, Suffolk Vice President, Lisbeth English, Treasurer, Mohsen Zandieh, and Secretary, Michael Mendicino. LIBOR members that would like to run for an office must submit a petition by Tuesday, October 4, 2005. All petitions must be delivered to the Board Office in West Babylon on that date no later than 5:00 p.m. Contact Lisa Gonzalez at ext. 350 for an application. Incoming President Gilbert A. Picard, will begin serving his term in January 2006. Gil is the 67th LIBOR President and follows Marian Fraker-Gutin who currently serves in that position. For 2002-04 Gil served as (Continued on page 4) REALTORS® Come to Aid Hurricane Katrina Victims Realtors® Donate Over 2.75 Million Dollars By Tricia Chirco Marketing & Communications Director In the wake of Hurricane Katrina, Realtor® organizations across the country are rallying to provide relief to victims in Louisiana, Mississippi and Alabama. NAR launched the fund-raising drive shortly after Hurricane Katrina swept through the U.S. Gulf Coast, wiping out cities in the three states. Initially, NAR donated $150,000 toward relief efforts, but within a day, as the extent of the suffering and devastation caused by Hurricane Katrina became more clear, association leadership approved an additional $1 million contribution to the fund. The $1.15 million donated by NAR was earmarked as seed money to funds established by Realtor® associations in Louisiana, Alabama and Mississippi. State and local Realtor® associations have also contributed to the Relief Fund. An additional 1.6 million dollars has been pledged as of September 9th, with more forthcoming, bringing the total of Realtor® contributions to $2.75 million. Contributions will be forwarded to funds such as the Mississippi REALTOR® Hurricane Relief Fund, which was established by the Mississippi Association of REALTORS® (MAR) after Hurricane Katrina struck. MAR is already in the process of accepting applications for relief assistance from victims of Hurricane Katrina. This fund is open to any resident of Mississippi. Relief applications are reviewed by MAR's six-member board of directors every few days, and approved applicants will receive relief amounts up to $2,500 per applicant. A proposal will be made to the LIBOR Board of Directors on September 14th to approve an initial donation of $25,000 to the Realtor Relief Foundation, which will be taken from the LIBOR Disaster Relief Fund established after the Tsunami disaster. As it did after Sept, 11, 2001, to New York families and again recently to the Tsunami victims across the world, REALTORS® are making donations to help the victims. The Realtor community is asking “What can we do?” In response to that, the Long Island Board of Realtors® has established a system of accepting donations on behalf of the REALTOR Relief Foundation. If you wish to make a donation to help the victims of Hurricane Katrina, simply mail a check made payable to: Relief Foundation c/o LIBOR 300 Sunrise Highway West Babylon, New York 11704 If you wish to make a donation using your credit card, call 631-661-4800, option 4. For more information on the Realtor Relief Foundation, visit the Realtor Only web site at mlsli.com. 2 ● September 2005 ● THE REALTOR® YOU MAY NOT KNOW EVERYTHING WE DO FOR OUR AGENTS, BUT THE WORD “EVERYTHING” JUST ABOUT SUMS IT UP. As agents of the New York metropolitan area’s largest real estate firm, our people achieve success at the highest levels. We give the best real estate people the best tools to get the best results. We’d like to do the same for you. If you’re ready to move your career to the next level, come be part of our growth. Call 631.549.7401 Ext.400. All inquiries confidential. Visit us at prudentialelliman.com/careers © 2005 Prudential and are registered service marks of The Prudential Insurance Company of America. Equal Housing Opportunity. Each Company Independently Owned and Operated. LIBOR Nominating Committee The Habitat for Humanity House being built in Central Islip for Tim and Candice Fowler is nearing completion. With just three Realtor Volunteer Build Days remaining, the house that Long Island Realtors built should be ready for occupancy sometime in November. Pictured above are members of the Nominating Committee that met on September 9th to determine 2006 LIBOR Officers and Directors. LIBOR Past President, Mel Farkas (5th from the right) serves as the committee chairperson. Official Notice of LIBOR Nominees To All REALTOR® Members “The amount of effort that our members have put into this house has been extraordinary — but so worthwhile.” says LIBOR President Marian Fraker-Gutin. She further notes, “When I see all our members working at the house, digging, painting and doing whatever needs to be done, I feel honored to be a part of this project and proud to call myself a Realtor®” When the callout was made for volunteers to help build the Realtor Habitat House, over 175 applications were received by the Board. Many of these Realtors h a v e already had the chance to participate in a work day, but for those that have yet to be scheduled, please note that we only have three volunteer work days left. The last three dates for Realtor Volunteers are as follows: September 22nd — Painting September 30th — Painting October 21st — Landscaping We need approximately fifteen to twenty volunteers for each of these days. If you are interested in working at the Realtor® Habitat House on any of the above dates, or if your office is interested in sponsoring one of these work days, please contact Christina DeFalco at 631661-4800 Ext. 358. In accordance with the Bylaws of the Long Island Board of REALTORS®, the report of the Nominating Committee is presented herewith. The 2006 slate of officers and directors of the Long Island Board of REALTORS® is as follows: OFFICERS Marilyn Urso Nassau Vice President Walauddin Hoosein Queens Vice President Mohsen Zandieh Treasurer Lisbeth English Suffolk Vice President Michael Mendicino Secretary DIRECTORS QUEENS Dorothy Aschkar Brigitte Greene Louis Gutin Barbara McDonough Walter Messina Seibert Robinson Moses Seuram Christopher Tscherne NASSAU Peter Caruso Kathy Engel Barbara Ford Mary McLaughlin Bettie Meinel Donald Scanlon Neil Sterrer Richard Witt SUFFOLK Gail Bishop Astrid Fidelia Gail Gladstone Mathew Horn Mary Alice Ruppert Robert Scribner Debra Spagna Paul Wernersbach PROPOSED AGENDA ANNUAL MEMBERSHIP MEETING OCTOBER 25, 2005 POLLS ARE OPEN 9:00AM — 2:00PM Call to order Invocation Pledge of Allegiance Approval of Agenda I. Appointment of election officials (MOTION) II. Counsel’s Report III. LIBOR Update – Marian Fraker-Gutin IV. CEO Update – Joseph E. Mottola V. Treasurer’s Report – Mohsen Zandieh VI. New Business ANNOUNCEMENT THAT POLLS ARE CLOSED VII. Report of the Election Committee ADJOURN Election of officers and directors will take place on October 25, 2005 at 9:00 am at the Marriott Hotel, James Doolittle Blvd., Uniondale, New York. All REALTOR® members who are present and in good standing may vote at this meeting. In accordance with Article XI, Section 6 of the Bylaws, “Additional candidates for the offices to be filled may be placed in nomination by petition signed by voting members: for County Director, 50 signatures from within the County; County Vice President, 100 signatures from within the County; Treasurer/Secretary, 150 signatures Board wide; President Elect, 150 signatures with a minimum of 30 per County. The petition shall be filed with the Secretary at least 20 days before the election. Such additional nominations shall be published in the Board Bulletin at least ten days before the election.” The deadline for submitting petitions under this provision of the Bylaws will be 5:00 pm, Tuesday October 4, 2005 at the Board Office in West Babylon. Petition forms may be obtained from Lisa Gonzalez at the LIBOR offices, 300 Sunrise Highway, West Babylon, New York. Inside This Issue General Membership Meeting — Oct. 25th ..Page 1 Fall is Upon Us ..........................................Page 4 MLS is About Working Together ..............Page 14 Keys Versus Electronic Lock Boxes ........Page 20 Commission Escrow Act Update ................Page 1 Excess Revenue ........................................Page 6 Ethics This Month ....................................Page 21 Realtors Donate to Aid Hurricane Victims..Page 1 WCR Message............................................Page 8 MLS 2006 Committee Application... Deadline November 1st............................Page 16 2006 Nominees for Officers & Directors....Page 3 Chapter News and Events ..........................Page 9 Realtor Habitat House — Volunteers Still Needed ......................................................Page 3 Get Your FREE Realtor Pin ......................Page 10 Rumble Raises $ for Diabetes Research ..Pages 13 4th Annual Tech Fair — Register Today! ..Page 17 This and That ..........................................Page 18 RPAC — We Need More Contributors ....Page 19 The ‘Silent Message’ ................................Page 22 Computer Training Schedule and Professional Development Classes ....Pages 24-25 THE REALTOR® REALTOR Habitat House Nearing Completion what might prove to be an overly costly revision. It could affect appraisals. Inevitably — overly sensitive legislation impacts the cost of housing and living, making it more expensive for sellers in the construction process and buyers in the purchasing process with minimal or no overall value." LIBOR will continue to oppose and monitor any new developments on this proposal. ● violating the architectural integrity of the property. Some properties will be decreased in value because it is not feasible to make cost effective-changes or additions to the property. When homeowners go to sell their property - the increased costs will not be readily recouped because the purchaser will not want to spend the additional money for September 2005 the following statement at the meeting. “LIBOR is strongly opposed to the unfair and overreaching revisions relating to land with a slope of 10% or greater in the Town of Huntington. The change will artificially increase the cost to current homeowners who wish to improve their property.” Many home owners will be precluded from making such improvements without ● LIBOR recently testified against the Town of Huntington's onerous steep slope proposal at a town hall meeting. The proposal would negatively affect properties with a 10 percent slope or greater. If passed, it will restrict the expansion of existing homes, the building of new homes, and the development of vacant land. LIBOR's Vice President of Suffolk Linda Bonarelli offered 3 LIBOR Opposes Steep Slope Proposal in Town of Huntington 718-441-5800 718-464-5800 94-11 Jamaica Avenue Woodhaven, NY 11421 219-21 Jamaica Avenue Queens Village, NY 11428 4 REAL ESTATE www.eratopservice.com THE REALTOR® ● September 2005 ● ERA TOP SERVICE REALTY ERA TOP SERVICE Recognized as the #1 ERA Company in Queens/Long Island/Brooklyn Become part of this winning team with 2 Dynamic Offices! ERA TOP SERVICE • Major Advertising & Marketing Programs! • • Fabulous Back-Office Support! • • Outstanding On-going Training Programs! • • Unique Listing & Selling Tools! • • Ultra-Modern Hi-Tech Office Operation! • NEW! CAP Advantage Tax Deferred Pension Program Available* *(Certain terms & condition apply, check with broker for details) President’s Message By Marian Fraker-Gutin LIBOR President Channeling Our Energy As we start the fall season whether it be back to school for the children, vacations over, getting more organized in our business or just looking forward to cooler weather, our energy starts to flow again. This year sadly our energy should be toward our fellow Americans in Louisiana, Alabama and Mississippi who have lost their homes and lives to hurricane Katrina. I was in Europe when the hurricane hit in the U.S. and the pictures looked like we were one of the third world countries that were devastated. Our America should not look like that in the press or on TV, but it did! I know by the time you read this article there will be many programs in place to help our Americans who are suffering from this disaster. Your Realtor organization was one of the first to respond to their needs and we will continue to do so. In LIBOR your leadership and Directors are moving forward to put into place the changes you voted for on August 4th. They are continuing to try to help our members in their day to day business and assist them in protecting their bottom line. We will be traveling to Albany this month to continue our efforts for the passage of the Commission Escrow Act. I am continuing to seek input from you “the member” as to your needs and concerns that should be brought to the Board. You may call me or email me anytime; your Chapter Presidents and Representatives are also available for you to bring your message to the Directors. Our Habitat House is nearing completion thanks to all the Realtor volunteers and in October we are bringing a motion to the Board of Directories that will make two voting places to select your new Officers and Directors. One location for Nassau and Queens and one in mid Suffolk equal distance to all. In closing, I want to ask for your prayers and thoughts for our fellow Americans and all those who are less fortunate than us, that they receive the help to overcome their adversities. Call Nick Gomez today at 718-464-5800 or 718-441-5800 General Membership Meeting Set ® OFFICIAL PUBLICATION OF THE ® LONG ISLAND BOARD OF REALTORS , INC. 300 Sunrise Highway, West Babylon, NY 11704 (631) 661-4800 (718) 739-8700 Long Island Board of REALTORS® 2005 Officers Website: www.mlsli.com™ Email: [email protected]™ Marian Fraker-Gutin—President Gilbert Picard—President-Elect Marily Urso—Vice President—Nassau Linda Bonarelli—Vice President—Suffolk Walauddin Hoosein—Vice President—Queens Mohsen Zandieh—Treasurer Michael Mendicino—Secretary Joseph E. Mottola—Chief Executive Officer Publisher—Joseph E. Mottola Editor—Patricia Chirco Editor’s Assistant—Christina DeFalco PRODUCTION, PRINTING & ADVERTISING Sterling Graphic Impressions, Inc., 252 Sea Cliff Avenue, Sea Cliff, NY 11579 516-609-3200 Fax 516-676-4769 Peter Bergang, President Advertising Sales: Peter Bergang 516-609-3200 Marian Fraker-Gutin, President, LIBOR Dan Ryan, President, MLS Elise Williams, WCR President CONTRIBUTORS Howard Goldson, Esq., Goldson, Nolan, Connolly, P.C. Randy L. Kaplan, Director Government Affairs Tony Smith, Chairperson, Professional Standards Committee The Long Island Board of REALTORS® is a non-profit organization formed for REALTORS® for the betterment of their communities, their profession, and their livelihood. The REALTOR® is published by the Long Island Board of REALTORS®, located at 300 Sunrise Highway, West Babylon, NY 11704, and is published monthly, except for combined issues in January/February and July/August. Application to mail at periodicals postage rate is pending at Babylon, New York. POSTMASTER: Please send address changes to: The REALTOR® 300 Sunrise Highway West Babylon, NY 11704 REALTOR® is a federally registered collective membership mark which identifies a real estate professional who is a Member of the NATIONAL ASSOCIATION OF REALTORS® and subscribes to its strict code of ethics. (Continued from page 1) Suffolk Vice President. In 1983 Gil served as LIBOR Treasurer. Gil joined LIBOR in 1970. In recent years, he has served on the Legislative Committee and on the RPAC Committee. Gil has served as a LIBOR Director since 2000 and in 2004 he began serving as a Director at the State and National levels. He is a graduate of N.Y.U. and is a resident of Huntington, where he resides with his wife Myra. Linda Bonarelli, Broker/Owner of RE/MAX North Shores and RE/MAX Fine Homes & Estates, has received the nomination for 2006 LIBOR President-elect. Linda currently serves as Suffolk Vice President and in 2003 and 2004 she served as LIBOR Treasurer. Her committee involvement for MLS and LIBOR is extensive and she has served as chairperson of the Professional Standards Committee, Budget & Finance Committee, Legal Assistance Committee, and the MLS Rules Committee. She also serves as a Director and on numerous committees for both the State and National Association of Realtors. Additionally, Linda is actively involved in community and political affairs. Gil Picard stated, “I am extremely pleased that Linda received the nomination, as well as the other nominees, and I am certain they will all do a great job representing the membership.” Picard further notes with regard to President-elect nominee Linda Bonarelli, “Linda has an extensive knowledge of our Board and of the real estate industry. The members will have a wonderful President Elect in 2006.” The General Membership meeting provides members with more than a voting opportunity; it also provides Realtors® with the forum to get updated on important industry and association news items. Please plan to attend. 5 ● STATEN ISLAND BROOKLYN To join the most recognized real estate sales organization in the world3, call 1-800-537-8108 or visit www.century21careers.com Please disregard if you are under any contractual relationship that would prohibit you from becoming a CENTURY 21 SALES associate. 1 New York State Department of State, Division of Licensing Services. 2Sales data information from Century 21 Real Estate LLC for the period from 1/1/2004 through 12/31/2004 for all offices located in New York City and Long Island. 3Source: 2003 Ad Tracking Study. The survey results are based on 1085 telephone interviews (via computer assisted program) with a national random sample of adults (ages 25-54) who have either bought or sold a home within the past two years or plan to purchase or sell a home within the next two years. The sample size for questions referring to future consideration is based on 618 respondents who plan on buying/selling a home within the next two years with a margin of error of +/- 3% at 90% confidence level. Brand and Advertising awareness questions are based on a sample of 1085 respondents with a margin of error of +/-2% at 90% confidence level. The study was conducted between February 2nd-August 9th, 2003 by Millward Brown, a leading global market research organization. ©2005 Century 21 Real Estate LLC. ® and SM are licensed trademarks to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each Office Independently Owned and Operated. THE REALTOR® MANHATTAN ● •OVER 4,000 LICENSED REAL ESTATE PROFESSIONALS!1 •144 OFFICES IN NEW YORK CITY AND LONG ISLAND! •GENERATED OVER $7.5 BILLION IN SALES!2 September 2005 There’s No Competition When You’re At The top. 6 ● September 2005 ● THE REALTOR® LIBOR NEWS NEWS LIBOR From Where I Sit by Joseph E. Mottola, GRI Chief Executive Officer, LIBOR/MLS Executive Planner MEETINGS & EVENTS: For more details & information, please call the LIBOR Staff Liaison listed below. For special events & chapter information, contact Connie Aiello at 631-661-4800, ext. 361. NEW!! LIBOR members only may now prepay by credit card ON-LINE! Click on: www.mlsli.com/chapterreg/registration.asp. VISA, MASTERCARD, AMEX & DISCOVER accepted only for PREPAID reservations for LIBOR members only. SEPTEMBER 2005 The Multiple Listing Service wound up 2,529 offices! In trying to estimate the number of with quite a bit more revenue than was originally projected. Why? It's a legiti- licensees at $45.00 each, last year the mate question especially since we're now Committee forecasted 18,000. (Owner in the process of formulating the 2006 Brokers are not charged this fee.) As of the end of July, we had 23,372! The budget. Here we are in September and trying to growth in membership in LIBOR and the estimate what our revenues are going to new agents subsequent affiliation with be in a twelve month period next year. MLS Offices greatly exceeded our Tough enough.but last year, for 2005, we growth projections. New offices joining, a greater number had to make those forecasts even earlier, of offices in the system and a tremendous back in July. The MLS budget derives over 80% of increase in the agent base resulted in the excess of revenue. Coupled its revenue from two priwith this growth was a mary areas.the monthly “New offices, minimal increase in operatoffice fee and licensing fee a greater number ing expense of less than for each agent. For the current year, the monthly of offices in the 2% as the staff and operation adjusted to the influx! office fee has been set at system and an The Board of Directors $175.00 and the licensee increase in decided to give a credit of fee at $45.00 per year. The Budget and Finance the agent base $455.00 per office and further evaluate how to handle Committee meets and tries resulted any additional revenue. to estimate how many in the excess.” One possibility is to comoffices will be in the mit to additional advertisService over the course of 2006. They try to evaluate market condi- ing supplementing what we have already tions and trends to figure out how many done this year. The ultimate decision will offices we'll lose and how many we'll be made by the Directors. For 2006, the Budget and Finance gain. Last year, it was decided to use a base Committee will estimate the key revenue of 2100 offices and estimated that we budget items and the staff will do their would take in 16 new offices a month, best to estimate expenses. Together we more than offsetting any offices dropping will formulate the budget which will be out. The reality is that through the first presented to the MLS Directors in eight months of this year we averaged 39 October and it will probably approach new offices plus numerous added branch seven million dollars as our MLS operaoffices. As of the end of August we have tion continues to grow. ANNETTES REAL ESTATE 1193 FRONT STREET • UNIONDALE, NY 11553 (516)564-4480 or (516)526-5740 Email: [email protected] INVITES YOU TO... JOIN THE #1 TEAM We’re looking for experienced and non-experienced agents. FLEXIBLE COMMISSIONS! D.A.R.T. CAPITAL MORTGAGE CORP. REGISTERED MORTGAGE BROKER, NYS BANKING DEPT. 535 Broad Hollow Road, Suite B30, Melville, NY 11747 (631)770-4000 • Call for an Interview Today! Audrey Livingstone 5 10 LOAN OFFICERS NEEDED 9/22 — Thursday EASTERN SUFFOLK CHAPTER 6:00pm — Election Meeting & Networking Dinner. Casa Basso, Westhampton. Guest speaker: Gail Bishop, LIBOR Instructor: “How To Handle Multiple Offers.” Plus Special Guest, Dan Ryan, MLS President. Proposed slate of 2006 officers & directors will be announced. Cost: $35.00 per person. RSVP: Doreen D’Andrea @ 631-7281900. Visit www.libor.com/easternsuffolk. 9/22 — Thursday JAMAICA CENTRAL QUEENS CHAPTER 9:00am — Election Meeting & Networking Breakfast Seminar. Fame Diner, Fresh Meadows. Guest speaker: Joe Mottola, LIBOR/MLS CEO: “The Future of Real Estate.” Proposed slate of 2006 officers & directors will be announced. Cost: FREE!! RSVP: Nazim Mohamed @ 718-468-4000 Visit www.libor.com/jamaicacentral queens. 9/27 — Tuesday LONG ISLAND COMMERCIAL NETWORK 8:30am ~ On Parade Diner, Woodbury. Election Meeting, Marketing Session & Networking Breakfast. Proposed slate of 2006 officers & directors will be announced. Cost is $15.00 LICN Members, $25.00 Non-LICN members & LIBOR members. For more information, contact Harvey Kolin @ 631-422-5511 ext. 122. Visit www.libor.com/licn. 9/27 — Tuesday NASSAU SOUTH SHORE CHAPTER 9:00am — Election Meeting & Networking Breakfast. Bedell’s At West Wind, Freeport. Guest speaker: Nick Gigante, LIBOR Instructor & Past President: “Buyer Brokerage: The Solution.” Proposed slate of 2006 officers & directors will be announced. Cost: $11.00 per person. RSVP by 9/23: Isa Stykes @ 516-377-6200. Visit www.libor.com/nassausouthshore. 9/29 — Thursday WOMEN’S COUNCIL OF REALTORS 11:30am — Networking Luncheon, Elections Meeting & “Mock Mediation Hearing.” High Seas Restaurant, Huntington Station. Proposed slate of 2006 officers & directors will be announced. Cost is $30.00 prepaid, $35.00 at the door. RSVP: Jeanie Merritt @ 212-947-2276. Visit www.libor.com/wcr. 9/30 — Friday QUEENS NORTH SHORE CHAPTER 9:00am — Election Meeting & Networking Breakfast. Seville Diner, Douglaston. Guest speaker: The Honorable Tony Avella, NYC Council Member-District 19; “Zoning.” Proposed slate of 2006 officers & directors will be announced. Cost: $10.00 prepaid, $15.00 at the door. RSVP: JoAnn Ferrari @ 718-886-2816. Visit www.libor.com/queen snorthshore. OCTOBER 2005 10/3 — Monday MLS EXECUTIVE COMMITTEE 11:30am — Realtor Building, West Babylon — 2nd floor Conference Room. Staff liaison: Lisa Gonzalez @ LIBOR ext. 350. 10/3 — Monday MLS BUDGET & FINANCE COMMITTEE 9:30am — Realtor Service Center, West Babylon — Upper Conference Room. Staff liaison: Lisa Gonzalez @ LIBOR ext. 350. 10/5 — Wednesday HUNTINGTON TOWNSHIP CHAPTER 8:30am — Election Meeting & Networking Breakfast Buffet. Thatched Cottage, Centerport. Guest speakers will include Candidates for various Huntington &Suffolk County Legislative positions ...bring your questions!! Plus RPAC Report by Pat Levitt and Legislative Report by Audrey Livingstone. Proposed slate of 2006 officers & directors will be announced. Cost: $15.00 prepaid, $20.00 after September 29. RSVP: Peter Demidovich @ 631-944-8881. Visit www.libor.com/huntingtontownship. 10/6 — Thursday LIBOR EXECUTIVE COMMITTEE 9:30am — Realtor Building, West Babylon — 2nd floor Conference Room. Staff liaison: Lisa Gonzalez @ LIBOR ext. 350. 10/10 — Monday COLUMBUS DAY OBSERVED ALL BOARD OFFICES CLOSED 10/11 — Tuesday CENTRAL NASSAU CHAPTER 9:00am – Election Meeting & Networking Breakfast. Lantern Diner, West Hempstead. Guest speaker: Jaime Ezratty, Esq. ”Certificate of Occupancy” …and other legal issues ~ How Problem-Free is Your Listing? Cost: $12.00 prepaid, $15.00 at the door. RSVP: Pia Hutton @ 516-5644480. Visit www.libor.com/centralnassau. 10/12 — 4th ANNUAL MLS TECH FAIR 8:30am-2:00pm — LI Marriott Hotel, Uniondale. Cost: $25 members. For reservations, contact Denise Rivera @ LIBOR ext. 385. 10/13 — Thursday LIBOR/MLS ORIENTATION 8:30am — Realtor Service Center, West Babylon — Classroom B. Staff liaison: Debbie Franco @ LIBOR ext. 364. 10/14 — Friday MLS BOARD OF DIRECTORS 9:30am — Realtor Service Center, West Babylon — Classroom B. Staff liaison: Lisa Gonzalez @ LIBOR ext. 350. 10/14 — Friday WESTERN QUEENS CHAPTER 9:00am — Election Meeting & Networking Breakfast Buffet. Dante Caterers, Jackson Heights. Guest Speaker: Joe Meyer, GRI: “How To Avoid, Survive & Get Out of a Sales Slump.” Proposed slate of 2006 officers & directors will be announced. Cost: $10.00 prepaid, $15.00 at the door. RSVP: Kelly Lagoudis @ 718-274-7777. Visit www.libor.com/westernqueens. 10/19 — Wednesday LIBOR BOARD OF DIRECTORS 9:30am — Realtor Service Center, West Babylon — Classroom B. Staff liaison: Lisa Gonzalez @ LIBOR ext. 350. 10/25 — Tuesday LIBOR GENERAL MEMBERSHIP MEETING 8:30am-3:00pm — Long Island Marriott Hotel, 101 James Doolittle Blvd., Uniondale. See Page 1. For more information, contact LIBOR Administration. 10/26-31 NAR CONFERENCE & EXPO San Francisco, CA 7 ● September 2005 Keystone Realty U.S.A. 100% Payout ● 1,3 Keystone Will Provide All the Above and Offer a Payout Unheard of in Our Industry Until Now! FREE Buyer and Seller Leads FREE Use of 3 Conference Rooms in Beautiful Building FREE Personal Office With Amenities FREE Personalized Toll Free Phone Numbers FREE Extensive Online Real Estate Training FREE Use of Keystone’s High-Traffic Website FREE Use of Receptionist and 2 Secretaries FREE Real Estate Forms, Contracts and Documents FREE Internet Advertising to Dozens of Web Portals That Include Yahoo, Excite, Ask Jeeves, etc. Additional Services and Policies Include: • Mortgage Compensation • Commission charged, is up to you • No minimum production requirements2 • Substantial Agent Referral Programs and Bonuses • Working full time/part time (make your own hours) • No desk or franchise fees for payouts up to 95% • We will even pay your LIBOR dues, ask us how • Branch Offices Welcome Try Us Out Risk Free, we will even release your listings if you’re unhappy for any reason! Join the firm that started it all. Do not be fooled by cheap imitations. (Over 90 agents and counting!) “ I am very pleased about my decision to join Keystone Realty USA. They have proven to me, that even with a much higher payout, they have MORE to offer than a national realty firm. ” Renuka Shah Multi Million Dollar Producer Join Keystone Realty Where Independence is the Key to Success! Call For Details: (800) 390-8083 or Direct (516) 639-6257 Email: [email protected] Check us out on the World Wide Web at www.keystonerealtyusa.com 1If Keystone’s agents choose 80-95% of the commission with no monthly dues of any kind, Keystone will only retain 5-20% of the commission earned by an agent. This is not too good too be true, call for references. 2There are NO MINIMUM PRODUCTION REQUIREMENTS for payout plans of 80% and 100%. 3FREE payout plans ranging from 81% – 95% may or may not carry a minimum production requirement. THE REALTOR® Keep 100% of Your Commissions! New York’s first and largest Independent Realty Firm offers the best 100% payout plan in the business for only $199.00 per month. Payouts that range from 80-95% have NO MONTHLY FEE! ● 8 selling title insurance. Sell to your existing network of attorneys, mortgage lenders, builders and other real estate professionals. Completely compatible with real estate sales. THE REALTOR® ● September 2005 SIMPLE SALES Develop a recurring income Vista Land Services Est. 1988 (631) 549-8200 LIBOR NEWS NEWS LIBOR by Elise Williams WCR President Long Island Chapter WCR-NewYorkState.com Mission of the Women’s Council of REALTORS®: We are a community of real estate professionals creating business opportunities, developing skills for the future and achieving our individual potential for success. Call for written information DISCOVER LUXURY JUST 16 MILES FROM MANHATTAN! DISCOVER BEAUTIFUL NORTH SHORE TOWERS • 18 HOLE CHAMPIONSHIP GOLF COURSE • TENNIS COURTS • INDOOR/OUTDOOR POOLS • RESTAURANTS • STORES • MOVIE THEATRE • BANK• MUCH MORE! Contact Sales Associate Linda Rappaport for more information 718-423-3130 www.nstowers.com Greenthal Charles H. Greenthal Property Sales 272-40 Grand Central Parkway Floral Park, NY 11005 INSURANCE Specializing in SMALL BUSINESSES & THE SELF-EMPLOYED Here and there we see a stray leaf blown to the ground. Darkness is descending earlier and earlier. Although the days are still sunny & warm, we see dew on the car windows when we go out in the morning & a slight chill in the air at night. School has begun and its time for all Realtors® to begin to focus on moving their career to the next level with the listing & selling of homes on Long Island. This year WCR has brought many informative meetings to the Realtor® community. We have had a “simulated arbitration hearing”, where all of the members of the audience took part in the decision making. Next on the calendar is a “simulated mediation hearing” All of these hearings have been conducted by trained members of the Professional Standard Committee from LIBOR. Our goal at WCR is to educate our members, to bring our business to a higher level, thru education, training and networking. These workshops teach the importance of knowing the rules and having a paper trail to support your position. Being part of an organization such as Women’s Council of Realtors really keeps you on the cutting edge. The excitement of belonging to one of the largest women’s organization has so many benefits. Just the camaraderie alone is worth its weight in gold. Forming relationships with other WCR members, and fine-tuning your knowledge of your chosen profession should be a top priority for us all. Although I have been a Realtor® for almost 10 years, I have made many new friends this year, relationships that I will cherish for many years to come, from all over the country. Casual acquaintances that I have made over the years have become close friends while working on fundraisers and committees for WCR. WCR is looking for volunteers for the 2006 year of Women’s council. It is a great experience. The commitment can be as little or as much as you can fit into your busy schedule. If you only have time to help out at one meeting, that’s OK. If helping out on the WCR Newspaper is your cup of tea, we have room for you. We have positions available to fit everyone’s field of expertise. Don’t miss this exciting opportunity! If interested please feel free to call me at 516-921-4040 x223. We would love to see more of our Realtors® take an active part in this great organization. 2005 OFFICERS New York State Governors Doris Hooker . . . . . . (585) 586-0953 Marilyn Urso . . . . . . (516) 921-0220 President Elise Williams . . . . . (516) 921-4040 President-elect Liz Storer Johnson . . (516) 794-2262 VP-Membership Charlotte Vanderwaag. . (516) 248-9494 Treasurer Michelle Spronck . . . (631) 420-7610 Secretary Nicole Burke . . . . . . (516) 292-1700 Visit us on the web at: www.WCR-NewYorkState.com FORECLOSURE UPDATE Rose Gagliardi is an insurance broker with over 20 years experience, servicing the tri-state area. Rose specializes in Health, Dental, Life, Long Term Care, Medicare Supplements & Disability Insurance. Rose and her staff are committed to providing the utmost personal attention and maximum client servicing. The most complete listing of Real Estate Foreclosure notices available for the five boroughs of New York, Westchester, Nassau, and Suffolk counties. Delivered weekly reformatted with additional features not included in the notice. Endorsed by the REAL ESTATE BOARD OF NEW YORK for over 15 years Over 200 Notices weekly — commercial, residential, condos and coops. Take advantage of the market. $345/year 5 boro’s, $210/6 months, or $125/12 weeks, 5 boro’s co-op’s $175/year, Westchester $185/year, Nassau $200/year, Suffolk $210/year. Rose Gagliardi - Broker 55 East Main Street Oyster Bay, NY 11771 (516) 922-1200 (212) 268-4473 Fax (516) 922-2829 [email protected] • www.insuranceplusny.com BUILDING NOTICES • TELEPHONE NUMBERS • CROSS-REFERENCED BY DATE SUBSCRIBE NOW OR ORDER YOUR FREE COPY WITHOUT OBLIGATION Amex, MC, Visa, and Discover Accepted Please make check payable to and mail to: FORECLOSURE UPDATE INC. P.O. Box 220032, Great Neck, NY 11022-0032 or call (516) 487-6491 www.newyorkforeclosures.com 9 ● LIBOR NEWS NEWS LIBOR Michael Bello Michael Bello, REALTOR Raymond J. Manning Raymond J. Manning, REALTOR Rosemarie Bodkin Belzak & Bodkin Hamptons Liesha T. Markland Markland Estate Realty Inc. John Bradley Real Estate Super Center Alexis M. Mendez Alexis M. Mendez, REALTOR Michelet Charles Morning Star Realty Oneyda E. Perla Empire Home Realty of LI INC. Vishwanand Daramdas Hand in Hand Realty Ouditnaraine Persaud A&A RI Est & Allied Svcs Anoop Dhanpat Best Homes Realty Inc. Brian R. Phelps Phelps & Associates Inc. Salvatore DiBona Assist 2 Sell Better Choice William A. Phifer Blackstone Property Inc. Mark L. DiMarsico Mark L. DiMarsico, REALTOR Swaranjit S. Rikhy Goldwin Realty Jian J. Du JJD Realty of NY Corp. Igor Rozenboym Queens North Realty LLC Florence Finkelstein Metzia Real Estate Broker Charles J. Sanders C. Sanders & Assoc. LLC Mario Fortune Suburban Habitats Inc. Stanley J. Sanders Emerald Realty Group LLC Susan Friedman Odery Beach Realty & Auctions Wilson Santaliz NYW Realty Robert Frisoni Koster Real Estate Auctions James D. Schwartz James D. Schwartz, REALTOR Donna M. Gant Gant Homes Corp. Vida Shahery Vida Shahery, REALTOR Andrea S. Gross Andrea S. Gross, REALTOR Bhupattie Sharma Bhupattie Sharma, REALTOR Elizabeth A. Hoffman Elizabeth A. Hoffman, REALTOR Medi Siarezi Medi Siarezi, REALTOR Hilda E. Iglesias H. Iglesias Realty Service Isaac Szpunt Rosnof My Home Real Estate Mohammad A. Islam Mohammad Atigul Islam Julie Y. Tao Home Star Realty Inc. Latchmie R. John Sutter Homes Realty Corp. John Thomas Cherry Land Realty Inc. Jim King King Realty Group Inc. Mark D. Weissman Weissman Realty Thomas P. Zepf Shoreline Holdings Inc. Winners All Around Are You Ready to Move to the Next Level? We are looking for: SALES MANAGER — Salary plus Override & NEWLY LICENSED & EXPERIENCED SALES AGENTS Donald C. Scanlon, CRB Owner Broker YOUR HOME 516-826-4600 www.Century21Yourhome.com Albert P. Cornelia Owner Broker Pictured here at the 10th Annual Realtor Rumble are Marilyn and Frank Urso (2nd and last from left) who won the television donated by Jay Gootenberg of American Home Shield, also pictured is Co-Chairperson Pat Levitt (left). THE REALTOR® The WOMEN’S COUNCIL OF REALTORS is having a networking luncheon, elections meeting and “Mock Mediation Hearing” on Thursday, September 29th at 11:30 am at High Seas Restaurant in Huntington Station. Proposed slate of 2006 Officers and Directors will be announced. The cost is $30 pre-paid, $35 at the door. Please RSVP to Jeanie Merritt at 212-947-2276. Visit www.libor.com/wcr/. The QUEENS NORTH SHORE CHAPTER is having an election meeting and networking breakfast on Friday, September 30th at 9:00 am at the Seville Diner in Douglaston. Topic: “Zoning.” Guest speaker: The Honorable Tony Avella, NYC Council Member-District 19. Proposed slate of 2006 Officers and Directors will be announced. The cost is $10 pre-paid, $15 at the door. Please RSVP to JoAnn Ferrari at 718-886-2816. Visit www.libor.com/queensnorthshore/. The HUNTINGTON TOWNSHIP CHAPTER is having an election meeting and networking breakfast buffet on Wednesday, October 5th at 8:30 am at the Thatched Cottage in Centerport. Guest speakers will include Candidates for various Huntington and Suffolk County Legislative positions. Plus RPAC report by Pat Levitt and Legislative report by Audrey Livingstone. Proposed slate of 2006 Officers and Directors will be announced. The cost is $15 pre-paid, $20 after 9/29. Please RSVP to Peter Demidovich at 631-944-8881. Visit www.libor.com/huntingtontownship/. The CENTRAL NASSAU CHAPTER is having an election meeting and networking breakfast on Tuesday, October 11that 9:00 am at the Lantern Diner in West Hempstead. Guest speaker: Jaime Ezratty, Esq. — “Certificate of Occupancy”…and other legal issues — How Problem-Free is Your Listing? The cost is $12 prepaid, $15 at the door. Please RSVP to Pia Hutton at 516-5644480. Visit www.libor.com/centralnassau. The WESTERN QUEENS CHAPTER is having an election meeting and networking breakfast buffet on Friday, October 14th at 9:00 am at Dante Caterers in Jackson Heights. Topic: “How to Avoid, Survive & Get Out of a Sales Slump.” Guest speaker: Joe Meyer, GRI. Proposed slate of 2006 Officers and Directors will be announced. The cost is $10 pre-paid, $15 at the door. Please RSVP to Kelly Lagoudis at 718-2747777. Visit www.libor.com/westernqueens/. ● The NASSAU NORTH SHORE CHAPTER is having a networking buffet breakfast on Wednesday, September 21st at 8:30 am at the Milleridge Inn in Jericho. Topic: “Legislative Update.” Guest speaker: Senator Carl Marcellino. Proposed slate of 2006 Officers and Directors will be announced. The cost is $20 prepaid, $25 at the door. Please RSVP to Barbara Bucovetsky at 516-364-4663. Visit www.libor.com/nassaunorthshore/. The EASTERN SUFFOLK CHAPTER is having an election meeting and networking dinner on Thursday, September 22nd at 6:00 pm at Casa Basso in Westhampton. Topic: “How to Handle Multiple Offers.” Guest speaker: Gail Bishop, LIBOR Instructor, plus special guest Dan Ryan MLS President. Proposed slate of 2006 Officers and Directors will be announced. The cost is $35 per person. Please RSVP to Doreen D’Andrea at 631728-1900. Visit www.libor.com/eastern suffolk/. The JAMAICA CENTRAL QUEENS CHAPTER is having an election meeting and networking breakfast seminar on Thursday, September 22nd at 9:00 am at the Fame Diner in Fresh Meadows. Topic: “The Future of Real Estate.” Guest speaker: Joe Mottola, LIBOR/MLS CEO. Proposed slate of 2006 Officers and Directors will be announced. The cost is FREE!! Please RSVP to Nazim Mohamed at 718-468-4000. Visit www.libor.com/jamaicacentralqueens/. The LONG ISLAND COMMERCIAL NETWORK is having an election meeting marketing session and networking breakfast on Tuesday, September 27th at 8:30 am at the On Parade Diner in Woodbury. Proposed slate of 2006 Officers and Directors will be announced. The cost is $15 for LICN members, $25 for non-members. For more information contact Harvey Kolin at 631-422-5511 ext. 122. Visit www.libor.com/licn/. The NASSAU SOUTH SHORE CHAPTER is having an election meeting and networking breakfast seminar on Tuesday, September 27th at 9:00 am at Bedell’s at West Wind in Freeport. Topic: “Buyer Brokerage: The Solution.” Guest speaker: Nick Gigante, LIBOR Instructor and Past President. Proposed slate of 2006 Officers and Directors will be announced. The cost is $11 per person. Please RSVP to Isa Stykes at 516-377-6200, by 9/23. Visit www.libor.com/nassausouthshore/. W E L C O M E New LIBOR & MLS Members September 2005 Chapter & Division Report 10 ● September 2005 ● THE REALTOR® LIBOR NEWS NEWS LIBOR Have You Worn Your REALTOR® Pin Lately? To be a REALTOR®, you invest a lot in yourself. Besides your chosen real estate specialty, you spend time learning and living by the particulars of the REALTORS® Code of Ethics. And many of you spend time and money to earn designations. Yet, for all the prestige that your LIBOR membership affords, many of you aren’t identifying yourselves as REALTORS® by wearing your REALTOR® pin. That means you aren’t receiving the full benefit of a successful seven-year-and-running Public Awareness Campaign that has been over- seen by the National Association of Realtors®. The national advertising campaign has elevated the perceived value REALTORS® bring to the real estate transaction in consumers’ minds. To piggyback off of those efforts, the Long Island Board of Realtors® has launched a REALTOR® Pin campaign of its own, to encourage members to let the public know they are proud to be a REALTOR®. Since the Campaign began in 1999, consumers who believe there’s a benefit to working with a REALTOR® as opposed to a salesperson has increased significantly, according to a study conducted for NAR by independent research firm Riter Research Inc. Beginning in September, for a limited time, LIBOR will be offering members a free 2005 REALTOR® Safety Week September 11 – 17, 2005 The safety of members is a top priority. The Long Island Board of REALTORS®, Inc. (LIBOR) is committed to helping its members stay safe while on the job, at home and on the road. To raise awareness about this vital issue, Sept. 1117, 2005 has been officially designated as the third annual REALTOR® Safety Week. By working together, we can give REALTORS® knowledge that will empower them to work with confidence. Safety Week Tips: RPAC Recognition • Tip 1 — Keep a charged cell phone with you at all times • Tip 2 — Be careful how you dress. Flashy or expensive jewelry might attract the wrong kind of attention. • Tip 3 — Don’t put your home phone number on your business card. • Tip 4 — Never advertise a property as vacant. • Tip 5 — Always take your own car for showings. If you must take one car, you drive. Commission Protection/Commercial Issues Working Groups Meet in Albany (Continued from page 1) the broker if no action is taken by the broker to recover the escrowed monies within 60 days; and our opposition to adding language to the affidavit that would emphasize that the seller and broker may agree to waive the broker’s escrow rights and to have the statute sunset. The next meeting between NYSAR and the Bar Association is approaching shortly and both groups will debate the differences that still remain between them with the bill. The results of that meeting will be reported shortly. The Commission Escrow Act garnered much support in 2005. A total of sixty-eight majority members in the Assembly and twenty four majority members in the Senate have signed on as sponsors of the Commission Escrow Act. This is the highest level of cosponsorship in the history of this proposal. Thanks to the efforts of LIBOR’s Legislative Division and our legislator contact team program — we have had much success locally. Eight of the eleven Republican Senators from LIBOR’s region who could cosponsor the bill did sign on. The there Senators who did not yet sign onto the bill as cosponsors are: Michael Balboni (Garden City Park); Frank Padavan (Bellerose) and Serphin Maltese (Glendale). We are currently seeking their support. REALTOR pin. Members can stop by one of the three Realtor Service Centers located in Jackson Heights, Riverhead or West Babylon, to pick up a complimentary pin during regular operating hours. There is a limit of one pin person, and no mail orders will be accepted. LIBOR President, Marian Fraker-Gutin says,“Wear your REALTOR® pin with pride. It’s arguably the easiest way to represent the professionalism and results-driven experience consumers want and prefer.” Twenty two of the twenty five Democratic Assembly Members from the LIBOR region, including the main sponsor Michael Gianaris (Astoria), have cosponsored the bill. The three who have yet to sign on are: Nettie Mayersohn (Flushing); Catherine Nolan (Ridgewood) and Anthony Seminario (Richmond Hill). We will seek their support in the coming year. The way politics works in the New York State Legislature is clear-cut — a minority member of the Assembly or the Senate cannot become a cosponsor on a majority member’s bill. However, many of the legislators who are not cosponsors have already expressed their support for the bill when it comes up for a vote on the floor of the Senate and the Assembly. We can’t stop now - we need your help. Just because the legislative session has ended doesn’t mean that our fight has ended. In order to be successful with a Commission Escrow Act bill — we must continue to spread our message to each and every legislator at the local and state levels. In addition REALTORS® must continue to raise RPAC dollars as we need to support legislators who support REALTORS®. Please tell every REALTOR® you know to make sure they contribute to RPAC today — so you can save your earned dollars tomorrow! At a recent LIBOR Board of Directors Meeting, RPAC Chairperson Pat Levitt (far right) presented 2005 RPAC “Sterling R” recognition awards and pins to the following people for their $1,000 contributions (from left to right): Walter Messina; Barbara Frechter; LIBOR President Marian Fraker-Gutin and MLS President Dan Ryan. All Proposed Bylaw Amendments Pass On Thursday, August 4th, the Long Island Board of REALTORS® held a special General Membership Meeting at the Woodbury Country Club in Woodbury. Members voted on Bylaw changes, all of which passed, and attended a Risk Management Program. Cathy Nolan, esq. (pictured here) was a featured speaker at this event and spoke on Buyer Agency in Today’s Market. Triple Play 2005 REALTOR® Convention & Trade Expo December 6, 7, 8, 2005 Atlantic City Convention Center • Atlantic City, New Jersey For more information visit http://www.realtorstripleplay.com BUILD YOUR WEB PRESENCE WITH NOW AVAILABLE... MLS CUSTOM WEB SITE DESIGN STRATUS WEB SITES LET MLS HELP BUILD A CUSTOM WEB SITE WITH Many Templates, Colors & Fonts to Choose From • Build it Yourself and Edit It at Any Time • Up to 8 Customizable Web Pages • Include a Mortgage Calculator, Your Listing Inventory • Provide Visitors an Info Request Form to Capture LEADS from Your Site! Call MLS at 631-661-4800 Ext. 15 or Email [email protected] YOUR VISION IN MIND • Professional Web Page Design • Assistance With Designing Your Logos and Graphics • Web Site Hosting by MLS CALL 631-661-1750 OR EMAIL [email protected] FOR A FREE QUOTE 11 ● September 2005 ● %VERYONEh0ROMISESv4RAININGBUTWE$ELIVER h.EWv!GENT4RAINING 7EEKS$AYS 2OLE0LAYING 7EEKLY.EW!GENT"USINESS-EETING &IELD7ORK h!LLv!GENT4RAINING -ONTHLY ,OCAL,ONG)SLANDh.ATIONAL4RAINERv "ACKTOTHE"ASICS 0HILIP,AFFEY0RESIDENT-ARK,AFFEY#//%MMETT,AFFEY#%/ #OMEJOINTHETEAMOFTHEMOSTHIGHLYTRAINEDAGENTSINTHE)NDUSTRY 4HATISOURh0ROMISEv "ECOMEA2EAL%STATEh3UPERSTARvAT,AFFEY!SSOCIATES #ALL"ETTIE-EINEL6ICE0RESIDENT#AREER$EVELOPMENT$IRECTOR,ONG)SLAND"OARDOF2EALTORS 7OMENS#OUNCILOF2EALTORSh-EMBEROFTHE9EARv 4ELEPHONEEXT%MAILBMEINEL LAFFEYNETORVISITWWWLAFFEYNETCAREERS THE REALTOR® %XPERIENCED!GENTSHAVEJOINED ,AFFEY!SSOCIATESYEARTODATE RPAC Reaches New Heights! By Randy L. Kaplan Director, Government Affairs 12 ● THE REALTOR® ● September 2005 LIBOR NEWS NEWS LIBOR 2005 has been a banner year for RPAC contributions here at LIBOR. To date we have collected $290,000 in RPAC contributions. Our goal amount is $333,333. Thus we are only $43,000 away from reaching our target. This is due largely to the great RPAC fundraising efforts here at LIBOR and the continuous RPAC education that has been provided over the years and the awareness and generosity of 25 percent of our REALTORS®. LIBOR’s RPAC Committee has worked very hard over the past few years to continually strive to collect more and more dollars each year. The dollars that we raise help us continue to fight for a much needed Commission Escrow Act as well as opposing transfer taxes and other onerous proposals that always seem to manifest themselves on the local, state and federal levels of government. LIBOR RPAC Chairperson Patricia Levitt has made it her personal mission to see to it that we succeed in reaching our goal. Pat and her committee members raise money by constantly attending meetings, making telephone calls and soliciting gifts for all of our sweepstakes. This year we have had very successful fundraisers with a Mets vs.Yankees game and a Day at the Races. In addition to Pat, LIBOR’s own Audrey Livingstone serves as a NAR RPAC Trustee. Audrey tirelessly travels the country to advise other REALTOR® boards about the importance of RPAC. LIBOR has come a long way with RPAC. With each passing year our efforts our produced tremendous results! In 1995 — LIBOR raised a mere $8,300 for RPAC. When Audrey Livingstone became the RPAC Committee Chairperson in 1998 — we raised a respectable $40,000. In the year 2001 — LIBOR raised a total of $129,000 with just 2,480 contributors. To date this year we have already raised $290,000 and have more than 5,137 contributors! Now that is success! But our work is not done. We must continue to collect more and more RPAC dollars so we can protect our industry! Please give to RPAC today. If you have already contributed to RPAC in 2005 — please advise your fellow REALTORS® to do the same. We need the support of the majority of our over 24,000 members who do not contribute to RPAC. We need to increase the amount of REALTORS® who donate to RPAC so we can better support legislators who support REALTORS®. REALTORS® Need to Support Legislators Who Support REALTORS®. Contribute to RPAC Today! $662&,$7(:,7+(;&(//(1&( :HKDYHJDWKHUHGDWDOHQWHGWHDPDQG SRVLWLRQHG&ROGZHOO%DQNHU6XUIDV RQHRIWKH7RS5HDO(VWDWH¿UPVLQ 1DVVDX&RXQW\ :HLQYLWHRWKHUKLJKO\PRWLYDWHGDQG FDUHHUPLQGHGLQGLYLGXDOVWRMRLQ &ROGZHOO%DQNHU6XUIGXULQJRXU H[SDQVLRQDV6DOHV$VVRFLDWHV DQG$GPLQLVWUDWLYH3URIHVVLRQDOV %URNHU2ZQHUVDUHHQFRXUDJHGWR FRQWDFWPHUHJDUGLQJPHUJHUMRLQW YHQWXUHRSWLRQV .HYLQ/HDWKHUPDQ %URNHU2ZQHU 3UHVLGHQW&(2 ([W 6DOHV$VVRFLDWHVFDOO :LOOLDP3HWULH%URNHU$VVRFLDWH 5HJLRQDO0DQDJHU ([W <RXU3HUIHFW3DUWQHU 2&($16,'(a)5((3257a+(:/(77 /21*%($&+2I¿FHV -XG\/XFFD6KDQH :DQWDJK%UDQFK0DQDJHU ([W :$17$*+2I¿FH &ROGZHOO%DQNHU6XUIFRP 13 ● LIBOR NEWS NEWS LIBOR Pat and Audrey Bowl for a Cause ● On Sunday, August 21st, Long Island Realtors attended the 10th Annual Realtor Rumble held at Syosset Lanes in Syosset. The afternoon included unlimited bowling, a Chinese auction and a silent auction, all of which helped Realtors® collect over $10,000. All proceeds from the event will be donated to Diabetes Research Institute. HSBC Mortgage Corp. (USA) Keith, Shapiro & Ford Long Island Village Realty, Inc. Madison Home Equities Inc. Mary McLaughlin Millennium Homes New York Mortage Company O’Kane Realty Power Express Mortgage Corp. Premium Capital Funding Qualtech Environmentals Ryan & Walis Realty SAS Real Estate A Law Firm That Understands The Needs of a Real Estate Professional Let us assist you in providing professional, efficient representation and the expedited closing of your transactions. LW We Would Also Like to Thank LIBOR Chapters Appraisal Division Central Nassau Chapter Eastern Suffolk Chapter Huntington Township Chapter Jamaica Central Queens Chapter L.I. Commercial Network Nassau North Shore Chapter Nassau South Shore Chapter Queens North Shore Chapter Suffolk North Shore Chapter Suffolk South Shore Chapter Western Queens Chapter Women’s Council of Realtors LEE WIEDL, PC Attorneys and Counselors at Law Phone (631) 744-0506 Fax (631) 821-6171 544 Business Route 25A Rocky Point, NY 11778 Do you have a business plan? We have one for you! It’s an incredible success with Real Estate Agents across the U.S. American Home Mortgage has a proven business model that continues to bring incredible success to our real estate agent partners. Learn more about our free business plan Effortlessly work with 50 or more buyers at once Capture your leads from all sources and turn them into loyal customers Build a continual database of current and future buyers If you like Stratus- You’ll love Home Buyers Marketing(TM) Home Buyers Marketing(TM) is a bilingual website for success and how to easily implement it into your daily business practices. Only serious real estate agents dedicated to growing their business can succeed with our plan. We are currently expanding our strategic network and can offer a partnership exclusively to only 20 new agents. If you are interested in a face-to-face interview to see if this plan is right for you, please call. Equal Housing Lender Steve Epstein 631-390-1403 Lucy Cole 631-390-1421 [email protected] [email protected] Licensed Mortgage Banker-NYS Banking Department.Licensed or Authorized Mortgage lender in the Fifty States and The District of Columbia. HBM II is a Licensed Real Estate Company, which actively cooperates with real estate agents in local markets across the United States and Canada in the activity of finding ready, willing and able buyers for listings for sale in those markets. HBM II provides the Home Buyers Scouting Report® (HBSR) as a free service directly to homebuyers as part of its licensed real estate activity. Home Buyers Marketing II, Inc. (HBM II) is a licensed real estate company in all states where it offers real estate services, including the Home Buyers Scouting Report® (HBSR). As a Preferred Lender of HBM II, the role of American Home Mortgage is to work with the agent in the area of Converting Lost Contacts to Sales. © Copyright 2005 Home Buyers Marketing II, Inc. THE REALTOR® RPAC Chairperson, Pat Levitt, (left) is pictured here with LIBOR Past President, Audrey Livingstone (right) during the 10th Annual Realtor Rumble held at Syosset Bowl in August. Pat, together with fellow Realtor Peter Caruso, organized this year's rumble that raised over $10,000 for Diabetes Research. A Special “Thank You” to the Following REALTOR RUMBLE Sponsors Who Helped Make This Year Another Successful Fundraising Event: 1-800-Got-Junk Abrams, Garfinkel, Margolis & Bergson LLP American Home Shield Bon Anno Realty Caruso & Boughton Realty Century 21 Annettes Realty Century 21 Mac Levitt Conference Associates D.A.R.T. Capital Mortgage Corp. Dennis Miller Insurance Federated Home Inspection General Utilities September 2005 Realtor Rumble Raises More Than $10,000 for Diabetes Research MLS Info Line By Dan Ryan 14 ● THE REALTOR® ● September 2005 MLS NEWS NEWS •• MLS MLS NEWS NEWS •• MLS MLS NEWS NEWS •• MLS MLS NEWS NEWS •• MLS MLS NEWS NEWS MLS MLS President Working Together I hope your marketplace has been as able, but before we issue an additional hot as this summer has been. As we head credit, we are reviewing possible uses by into the final quarter of 2005, we are still year end I attended the Commission Escrow meeting and reviewing all our systems and tools to insure an environment that Committee meeting in Albany and want emphasizes cooperation. All of our to commend Carol Gallo-Turschmann Zone’s are meeting and electing their (Co-Chair) for her tireless efforts on behalf of all of us. I think progress is leadership teams for 2006. I continue to hear the same concerns being made and hopefully we will be seeregarding showings and presentation of ing this come to fruition in 2006. Our Field Issues Task Force met to offers. We have initiated some changes this year to facilitate these showings and review Rules recommendations and we presentations, so make sure you are famil- will be seeing these changes brought to iar with the “Waiting to Show/Present” the Directors for approval. In addition, form and utilize your Zone Chair in this we will be bringing potential By-Law regard. In addition, your Zone Chair has changes to the October Board of the ability to verify any Owner directive Directors meeting. The Technology Task Force also met that is not in writing that hinders any and approved tax map action of a Broker in the programs for Nassau and normal course of business. Queens. We are still MLS is founded on cooperinvestigating Suffolk and ation, so if we all remember “We have hoping to rectify that area. that any roadblocks that make it difficult for another initiated changes We have been working with Sperling Best Places Broker to present or show, to facilitate to correct any inconsisultimately effect either a tencies in reconciling zip client or customer. showings and codes and school districts. Our future depends on presentations.” You should be seeing clients or customers seeing improvements in this the value of using area. Let us know if your Realtors® and hopefully area needs to be looked at we do not damage that by There is much work being done to our behavior. I encourage all Brokers to talk to each other and resolve any issues bring all Rules and By-Laws up to date. I concerning this. If this does not work use want to thank all the members of these the Zone Chairs and Directors to enforce committees for their hard work. I especially want to thank the entire Executive our current rules and regulations. We are currently in a Pilot program Board, Frank Dell’ Accio, Don Scanlon, regarding the submitting of MLS Chris Armstrong, Frank Urso, Mohsen Listings and extension paperwork. My Zandieh, Jane Salamon and Jim Netter for hope is that this will be made permanent all their great input and dedicated service. Remember, Cooperation is our and create a more efficient means of insuring proper documentation. Please Foundation. When the process works, we remember during this time all Office all win. Let’s all cooperate, our future depends on it. Exclusives must still be sent in. Thanks to our fiscal budgeting, we are happy to announce that all Participants in good standing and a member as January 2005 will be receiving a $455 credit. There are additional surplus funds avail- HOUSING DATA FOR LONG ISLAND (Nassau, Suffolk & Queens) August 2005 REPORTED BY THE MLS OF LI August Closed Median Long Island Home Price . . . . $447,000 Nassau County. . . . $500,000 Suffolk County . . . . $400,000 Queens County . . . $450,000 INVENTORY CLEAN-UP FINES As of 9/7/05 these are the fines that have been levied for the Inventory Clean-up Program: Fine Amount # of Fines News & Views @mlslirealtor.com Email - Deleting Old Emails If you are using your email @mlslirealtor.com, please be advised that each account is limited to 30 MB of storage space. There are many email accounts that exceed that limitation. MLS has put in a restriction on any email account exceeding 30 MB. Any email account that exceeds 30 MB of storage space will not receive any new emails until their account is below 30 MB. Additionally, for ALL @mlslirealtor.com email users, MLS has also begun purging older emails. Listings Now Link To Sperling Schools By School Dist Name When viewing a listing in Stratus, when a user clicks on Sperling's School Profiles, a change has been made. Now when there is a School District Name stored in the listing, instead of viewing the school information based on zip code, Sperling will be providing school information for the School District specifically for that listing. This is true for Nassau and Suffolk County listings. The link remains the same by zip code for properties with no school district and for properties in Queens and Brooklyn. MLS Technology Fair — 10/12/05 — Register Online Today Long Island Marriott Hotel, Uniondale Keynote Topic: Thriving On The Internet - Presented by: Stephen Canale, National real estate columnist & speaker. Today, everyone has a web site, but not many really know how to profit from their Internet investment. Capturing and converting Internet leads requires much more than simply having a web page and email. Fortunately, Stephen has broken the process for thriving on the internet into steps to success that are easy to understand and implement. Topics Covered • Understanding Internet prospect's wants and needs • Five Steps to Guaranteed Success • Mastering Your Own Domain • Creating web sites that generate response • The keys to creating dynamic content online • Promoting your site affordably and successfully • Converting online prospects into closed transactions Bonus Session: Protect Yourself from Viruses, Spyware, Pop-ups, Spam Be sure to attend and learn about the latest advances in today’s technology. Visit with exhibitors that can help you make the most out of the technology available so your businesses can continue to grow and prosper. Registration begins at 8:30 Exhibit Hall hours — 8:30 to 3pm Registration: Cost: $25 per person includes Continental Breakfast & snacks throughout the day. Advance registration is required. Limited seating and space is available so reserve early. To register online, visit http://www.mlstechfair.com/registration.asp. MLS Q&A Q. I have tried to find out the status on several listings and have been told by the receptionist in the listing office that I must wait for the Listing Agent for that information. Is it okay for them to do this? A. No. According to the published MLS Board of Directors interpretations: “At all times someone must have current information on each listing so as to be able to accurately advise agents of the status of the listing.” “Multiple Listing Rules (Rule 302; 302.1; 703) require that the listing office must provide information and access to Cooperating Brokers at all times. The above policy therefore requires that information with respect to the exact status of each property be available at the office so that Cooperating Brokers can be given full accurate and complete information when they call whether or not the listing agent is then and there available.” Note: An MLS Rules Book and FAQ can also be printed from Stratus Info Center. It can be found near the right of the page, under Info Center Options. GET YOUR COMPANY NOTICED... ADVERTISE ON THE WEB...MLSLI.COM™ 89% OF BUYERS USE THE INTERNET TO SEARCH FOR A HOME. WHEN THEY LOG ON, WILL THEY FIND YOUR COMPANY’S BANNER AD THERE? TAKING OUT A COST-EFFECTIVE BANNER AD IS A GREAT WAY TO LAUNCH YOUR 2005 INTERNET MARKETING PLAN. August # of Closed Sales . . . . . . . . . 3,916 $200 August Available Residential Properties on MLS . . . . . . . . . . 20,485 $100 44 Advertise your business on MLSLI.com™ for only $250 per month and get your company noticed by thousands of buyers and sellers that visit the site everyday. $50 582 Contact Donna Lee at 631-661-4800 ext. 348. 127 15 ● September 2005 ● THE REALTOR® 16 ● September 2005 ● THE REALTOR® MLS 2006 COMMITTEES Dear MLS Participant: The 2006 MLS President will be appointing Participants to our various committees for 2006. Below you will find a brief description of the committees. While sales associates and associate brokers have many talents to contribute to our organization, our current bylaws specify that only MLS PARTICIPANTS MAY SERVE ON COMMITTEES. This restriction does not apply to the Technology & Services Group. Although ideally every Participant should be able to serve on a committee there are not enough operating to allow this. Please be assured that if you are not selected we will keep your name on file should a vacancy occur during the year. PLEASE NOTE: If you are presently serving and would like to continue on the same committee please submit the form below. Appointments are not automatically carried over. Joseph E. Mottola Chief Executive Officer RETURN TO: ✄ Lisa Gonzalez, MLS Administration 300 Sunrise Highway, West Babylon, NY 11704 I am an MLS Participant and I would like to be considered for appointment to the following MLS committee(s) for 2006. (If you are choosing more than one please indicate preference with number 1, 2, 3.) MLS Rules & Procedures MLS Advertising, Marketing & Promotion MLS Budget & Finance MLS Technology & Services PARTICIPANT NAME: ____________ ____________ ____________ ____________ ______________________________________________________________________________________ (Sales Agents are NOT eligible) ROSTER# ____________________________________________________________________________________________ FIRM NAME: ____________________________________________________________________________________________ ADDRESS: ____________________________________________________________________________________________ ____________________________________________________________________________________________ TELEPHONE #: ____________________________________________________________________________________________ FAX #: ____________________________________________________________________________________________ E-MAIL: ____________________________________________________________________________________________ DEADLINE TO SUBMIT COMMITTEE REQUEST FORM IS TUESDAY, NOVEMBER 1, 2005 MULTIPLE LISTING SERVICE OF LONG ISLAND, INC. COMMITTEE FUNCTIONS ADVERTISING, MARKETING & PROMOTION Considers and recommends advertising and promotional concepts based upon budget availability. Meets 2 - 3 times per year. BUDGET & FINANCE This committee is chaired by the Treasurer, who is a member of the Executive Committee. The committee will meet to review the financial progress during the fiscal year, and will review the proposed budget for the coming fiscal year prior to presentation to the Directors. Meets 1 - 2 times a year. PROCEDURES & RULES This committee meets as needed and imposes penalties for rules infractions (broker vs. broker) and for administrative rules violations routinely noted by staff such as late listings, etc. Meets 6 8 times a year. TECHNOLOGY & SERVICES GROUP Meets as needed to evaluate technology, products or services. Meets 3 - 4 times a year. 17 ● TECHNOLOGY TECHNOLOGY Letter or creating a Real Estate Client Communication Plan that will help you proactively manage your client relationships. • Tools for Real Estate Agents: http://office.microsoft.com/en-us/ FX011385151033.aspx. Microsoft has made this page its hub for all things real estate. From here you can link to resources for promoting your Real Estate web site, or access a template for the introduction of a new salesperson and creating a For-Sale flyer. There also are a number of resources to improve your general work skills, including tools for time management, tools for making presentations, and tools for work/life balance. • 7 Steps to Successful Real Estate Marketing on the Internet: http://office.microsoft.com/en-us/ FX011719261033.aspx. Trying to get your name out on the Web? This article spells out what to do for a more effective online presence, from owning your own domain to incorporating the Internet into your listing presentations. The content is authored by Saul D. Klein, John W. Reilly, and Mike Barnett, principals of InternetCrusade, which operates the ePRO designation course for the NATIONAL ASSOCIATION OF REALTORS®. MLS Tech Support Services — FREE OFFICE ANALYSIS! MLS OFFERS A FULL RANGE OF TECHNICAL SERVICES INCLUDING: • Setting up your office or home network including wireless networks • Installing printers, scanners, digital cameras, CD-Writers • Software installations — Virus Software — Spyware — Firewalls • Troubleshooting • Upgrading or repairing your PC Schedule an MLS Tech to visit your office and evaluate your network needs for FREE! Call us at (631) 661-1750 or email us at [email protected] to schedule your appointment and discuss your needs. Also, visit our website, www.mlstechs.com for helpful Tech Tips. THE REALTOR® be used more than once, save a copy so that you can resend it with minimal editing. This will give you the time to compose even better e-mail. 6. Use autoresponders. Create a few good autoresponses with information that prospects are likely to ask for on a regular basis. Set up special e-mail addresses (for example, an address for an individual listing might be [email protected]), then create an autoresponse containing the information people are most likely looking for when they e-mail each address. 7. Plan for multiple systems. If you download your e-mail to multiple systems˜a notebook and desktop PC, for example˜be sure to configure your e-mail software to leave e-mail on the server for at least 72 hours. That way, if you download an e-mail to your PDA and later want to download that same e-mail to your notebook, it won’t have been deleted from the server, as is typical with noncorporate accounts. 8. Save time with portable devices. If you intend to use a SmartPhone or PDA to review e-mail on the road, be sure to configure the device to first download only a few lines of each e-mail. This will allow you to decide which new messages are important enough to download in their entirety. With slower portable connections, this will save you both time and cellular connection costs. You may not realize that you have access to a plethora of free business tools through Microsoft Corp. if you already use Microsoft Word, Microsoft Outlook, or any of the other software programs in the company’s Microsoft Office suites. At the Microsoft Office Web site, MicrosoftOffice.com, you’ll find templates for creating calendars, crafting marketing materials, and best of all, business tools geared specifically for real estate professionals. Anyone can access these tools, but you won’t be able to put them into use unless you have the relevant Microsoft software, such as Word or Publisher. If you don’t use Microsoft products, you can still benefit from articles on topics like work/life balance and improving your online presence. Here are links to some of the most valuable tools found on this Web site: • Managing Real Estate Client Communication: http://office.microsoft. com/en-us/FX011550891033.aspx. In real estate, you can’t afford to miss a beat when it comes to keeping in touch with past customers and managing your current client base. To make that job easier, tap into this collection of articles and templates created solely for that purpose. Use a Word template for writing a Real Estate Client Introduction ● 8 E-mail Essentials By Stephen Canale 1. Spell it right. E-mail may be less formal than printed correspondence, but that doesn’t excuse sloppiness. If your e-mail software has a spelling checker, use it. If not, write important client e-mail in a word processor, which also typically offers a grammar checker. Then copy and paste memos into your e-mail software. 2. Organize by importance. Create separate mailboxes within your e-mail software for active clients and customers based on their e-mail address. Then have your system automatically filter mail from these people into those boxes. You’ll always be able to find your most important e-mail quickly. 3. Include complete URL links. So that recipients can click into Web site addresses you’ve included in e-mail, use formal conventions. For instance, http://www.canale.com will allow most readers to click on the address as a hyperlink; www.canale.com won’t. 4. Use signatures. Make sure your email software automatically attaches a prewritten identification message (signature) to each outgoing e-mail. Keep the message short, no more than four lines. Include your preferred e-mail address and a link to your Web site. 5. Create prewritten messages. Much of the e-mail you send, such as responses to listing inquiries, will be repetitive. When you write a message that’s likely to SITES TO SEE September 2005 Techno-Bits 18 ● September 2005 ● THE REALTOR® This & That Susan Feltman, sales manager of WEICHERT, REALTORS® — The Dallow Agency in Levittown, has completed the four-day WEICHERT® Management Academy. Previously, President and Broker/Owner Rich Dallow and Vice President/Manager Steve Weizel of the three office company also took the in-depth training tour held at Weichert Real Estate Affiliates, Inc. (WREA) headquarters in Morris Plains, N.J. The course is focused on building world-class real estate offices, according to instructor Kirk Miller, real estate management e d u c a t o r . WEICHERT, REALTORS® — Pasha & Associates RE/MAX North has opened in Shore in Huntington Huntington Station. and RE/MAX Fine An official grand Homes & Estates in opening was held East Hills would like August 20 at the to announce the facility located at addition of Nicole 905 E. Jericho Anello (pictured T u r n p i k e . above), Thomas WEICHERT, Caramella and REALTORS® — Michelle Dowling to Pasha & Associates their team. Welcome! is owned by Broker Shamveel Pasha, a 17-year former banking industry executive and longtime Realtor, together with his wife and partner Saeeda Pasha. OUT EACH Christa House: The Jerry Residence is a not-for-profit home for the dying poor, particularly those who are living with endstage AIDS. The Christa House Community promotes holistic living within oneself and with others, and empowers the dying to live in peace, safety and dignity. Christa House has educated over 200 volunteers and retains 180 in active service. Their volunteers come from all walks of life and cross all racial, ethnic, age, religious and socio-economic boundaries. Volunteers dedicate 3-4 hours a week on a regular basis for an initial Period of 6 months. Some of their volunteers are receptionists, some are housekeepers, some help in maintenance. Kitchen help for the cook is needed on a daily basis. Some act as buddies and offer companionship and service both inside and outside the house. Some assist in fund raising activities and others work at direct hands on care of the dying. Several offer not only the work of their hands but also a dedicated hour of prayer every week. Christa House's volunteers are an invaluable asset and addition to the work of our community. If you would like more information please call 516-376-0114, or if you would like to make a tax deductible donation please send it to: Christa House 720 Albin Avenue West Babylon, NY 11704. ATTENTION REAL ESTATE BROKERS & SALES AGENTS EARN EXTRA MONEY SELL FLORIDA HOMES & BUILDABLE LOTS FROM YOUR OFFICE IN NEW YORK Florida Real Estate Values Have SKYROCKETED! It’s time for you to increase your income by ALSO offering FLORIDA REAL ESTATE. ONLY A LIMITED NUMBER OF BROKERS NEEDED Call Today... Obituaries We regret to inform you of the passing of Danny Dhanraj of RE/MAX Liberty, Ozone Park. Services were held on July 22, 23 and 24 at 107-42 109 St. in Richmond Hills, Queens. We regret to inform you of the passing of Jimmy Stevens of C21 Mac Levitt, Baldwin. Services were held on July 27th at Carl C. Burnett Funeral Home in Hempstead. We regret to inform you of the passing of Eileen Rankin, Broker of Rankin Realty, Port Jefferson. Services were held on August 14th at OB Davis Funeral Home in Port Jefferson Station. We regret to inform you of the passing of Lawrence Wikso, son of Linda Wikso of Coldwell Banker Residential in East Islip. Services were held on August 14th at Chapey & Sons Funeral Home in East Islip. We regret to inform you of the passing of Gloria Holsten of Coldwell Banker Residential, East Setauket. Services were held on August 19th at OB Davis Funeral Home in Port Jefferson Station. We regret to inform you of the passing of Pauline Crosby, formerly of Best Seller Realty, Oakland Gardens. A Memorial Service was held on August 21st at Church on the Hill in Flushing. We regret to inform you of the passing of Eleanor Pappas, formerly of C21 Countryside Homes, Port Jefferson Station. Services were held on September 1st at OB Davis Funeral Home in Port Jefferson Station. We regret to inform you of the passing of Lisa Villani, daughter of Lenny Villani of Prudential Douglas Elliman, Ronkonkoma. Services were held on September 2nd at Maloney’s Funeral Home in Ronkonkoma. We regret to inform you of the passing of Ansel Adams, brother of Audrey Livingstone, LIBOR Past President. Services are being held in Florida. Messages of Condolence may be sent to Audrey’s office: Century 21 Annettes Real Estate, Inc. 193 Front St. Uniondale, NY 11553-2060. Obituaries can now be found on The REALTOR only web site at: mlsli.com/ro/newsitems/news.asp GET NOTICED... WE NEED YOUR INPUT!! Do you have news for This & That? Submit your news release to The REALTOR® 300 Sunrise Highway West Babylon, NY 11704 or via email Choosing your health coverage has never been simpler…for independent contractors and sole proprietors. @ [email protected]. Quality photos may be submitted for publication if space permits. All materials become the property of The REALTOR® and cannot be returned. Introducing the new low-cost, high-quality network-only GHI EPO health coverage plan for REALTORS®. Brought to you by NYSAR and your local board. Advantages include... Affordable Options two plans with prescription drug benefits Large Provider Network 80,000 providers in GHI’s network No Referrals receive services from participating providers without referrals Call 800-487-8004 for more information or to enroll, or visit www.carlsongroupinsurance.com ALL NATIONS REALTY (718) 663-2106 Ext. 999 New York State Association of REALTORS® 19 ● REALTORS POLITICAL POLITICAL ACTION ACTION COMMITTEE COMMITTEE REALTORS September 2005 2005 RPAC HONOR ROLL... It’s your best investment in business! For more information, please contact Randy L. Kaplan, Director of Governmental Affairs, Ext. 380. CRYSTAL R ($2,500 to $4,999) Susan Helsinger* Patricia Levitt STERLING R ($1,000 to $2,499) Linda Bonarelli Ralph Bove Frank Dell Accio Kathy Engel Lisbeth English Melvyn S. Farkas Marian Fraker-Gutin Babara F. Frechter Gail Gladstone Philip C. Laffey Maxwell S. Levitt Otto Lugo Michael Mendicino Walter Messina Mary McLaughlin* Joseph E. Mottola Richard Parisi* Daniel Ryan Donald C. Scanlon Rich Witt PRESIDENT’S CLUB ($500 to $999) Gabriele Bishop Carol Gallo Turschmann Robert J. Herrick Bettie M. Meinel Katherine Rossi Richard M. Shane Tony Smith CAPITAL CLUB ($250 to $499) Matthew B. Arnold Richard Artman Lisa R. Bornschein James E. Brown Miguel A. Cabrera David P. Callaghan Peter Caruso Anthony Conti Marie A. Costello Elizabeth M. Curran Richard P. Dallow Gloria Datlow Felicia A. Davey Carole M. Evans James Faulkner Alejandra J. Fermin Barbara Ford Mary G. Fudens Veronica L. Garza Nicholas Gigante Nicholas Gomez Jack L. Hangen Steven M. Harney Susan L. Hartigan Lisa Healy Suzanne L. Herrick Walauddin Hoosein Llubica Janjic Arthur J. Kalman Marisa Kines Richard J. Koch Lucy D. Kraus Sheryl F. Kushnick Joseph V. Leoncavallo Teddy H. Livingstone Pam E. Llobell Korinek Marjorie T. Lord Jorge L. Machado Anne M. Marian Patricia M. Masone Patrick S. McCoy Barbara McDonough Jay B. Meringoff Denise M. Morrissey Joohee Oh Linda K. Papanastasiou Vincent J. Pecora Gilbert A. Picard Matthew J. Pokalsky Sandra Rappolt Lee Rothleder Jane L. Salamon Sol Maria Santiago Ann Marie Schiano Robert T. Sendel Edward S. Smith Moria N. Sokol Christine S. Sparacino Jim Speer Kathleen Springer Alfredo Stanco Neil E. Sterrer Kelley J. Taylor Frank S. Urso Marilyn Urso Christopher Von Zwehl Paul K. Wernersbach Debra A. Woods $99 CLUB ($99 to $249) Annie Abraham Nordeen Accardi Kenneth L. Adamo Omokayode A. Adewumi Mark S. Adler Brian Agard Edul N. Ahmad Jashimuddin Ahmed Mohammad S. Alam Lisa Albinowski Saunde Vincenza Alia Amir H. Alishahi Clyde E. Allsopp Dale D. Alstead Katy Anastasio Christopher Andron Teresa A. Angelino Joseph M. Annarumma Rosaria Anninos Salvatore M. Antonacci Mitchel D. Appel Maria R. Aramanda Satyanand Arjun Christopher Armstrong Richard B. Arnold Susanne N. Arnold Ralph Arnoux Dorothy A. Aschkar Evelyn Atanas Anthony D. Atkinson Pablo P. Ayala Palackal K. Babu Nicholas J. Badame Jogendra S. Bagga Krishna J. Baldeo James A. Balletta Olga Baram Gurcharan S. Baring Alvin R. Barnett Michelle R. Bartlett Deonarine Basdeo Paul R. Basileo George E. Bassias Phyllis S. Baynes Superville Sharona Beck William F. Becker Michael Bello John G. Bendick Rachel Benedetti Bryan P. Berardelli Jackie Berg Alan L. Berger Hal Bernfeld Heribert P. Berry Ghias U. Bhuiyan Samira Bloorian Timothy L. Bompart Lucille Bonanno Kathy P. Borg Kim M. Bowdwin Geralynn Bozza John Bradley Margaret M. Brady Deanne Brand Audrey K. Brandt Arthur Briscoe Joanne M. Brody Gerard E. Brogdon Robert A. Brokate Veta I. Brome Deborah A. Brown Janet L. Brown Michael A. Broxmeyer Stephen A. Bruno William C. Buckley Denise C. Buser William J. Butler Nelson N. Byfield Myrna Cadet Osse Leon Calderon Alejandro U. Calma Louis J. Campione Peter M. Caputo Alexander J. Caro Elizabeth C. Casazza Jean Casella David A. Caspi Francis A. Castano Hector Castillo Peter J. Cavallaro Charles Chang Michelet Charles Takeram Charran Gurinder S. Cheema Tian Yan Chen Maurice G. Chin Mohammad A. Chouhan Soun Young Choy Rosanne C. Church Thomas Cidoni Robert D. Ciminelli Fritz M. Clairvil James Clark Christopher Clifford Jerome Z. Cline Kellis B. Collins June Colthirst Elinton A. Concepcion John Condon Patrick Consalvas Ronald S. Cook Mary H. Cooper Raymond A. Cooper Albert P. Cornella Grace Corradino Joseph J. Corriston Salvatore Crifasi Constantine Ctorides Katherine Cuddeback Shari Cuff Renee A. Cuitkovic Anna Cummings Branko I. Cuzzone Peter D. Cylvick Emilia D Urso Samuel DaGrossa Erik M. Damers Leonard T. Damico Vishwanand Daramdas Surekha S. Dave Roman Davydov Vickie F. DeFriest Ramon DeJesus Vincent Dell Accio Lloyd G. Denham Suzanne DeNoyior Erik M. DePaula Anoop Dhanpat Pal S. Dhillon Juliet M. Dietrich Maralyn C. Diggin Janis A. DiGiovanni Mark L. DiMarsico Anthony C. DiPaolo Jeetandra Dirpaul Josephine G. Dizon Valmiro L. Donado Sabita D. Doodnauth Sean P. Dougherty James Dowdell Carmela Dragonetti Jian J. Du Kenneth J. Dunn Guillermo Duque Floyd G. Earl Judith L. Edge Sooroojnee Edoo Byron C. Edwards James H. Elstroth Akiva Kevin Emergi Gloria D. Escobar Oscar Esquivel William K. Evans Quenida Falcon Marie Falson Cheryl Fama Rocco J. Famiglietti Eilen W. Fan Jeffrey A. Farkas Charles J. Fernandez Frank J. Ferraro John Ferrer Clifford S. Fetner Cosmo Ficara Raymond Figalora Warren M. Fink Florence Finkelstein Marcia Finkelstein Debra Fiscaletti Carol K. Fisher Charles J. Fisher Gilberto Flores Harris S. Focer Mario Fortune Jennifer Fox Russell L. Fragala Erica L. Freeman Harlan A. Freilicher Ira Freireich Susan Friedman Odery Robert Frisoni Christine R. Gaffney Rajnikant V. Gandhi Donna M. Gant Joy B. Gape John Garcia Isaac Genosar Pablo A. Geymayr Kathleen Giaimo Andrew Giancontieri Richard J. Gibbs Nicholas Gigante Curtis P. Gilman Stanley E. Gilpin Rachel Glants Rami Glattman Miriam Gold Susan Goldman David R. Gonzalez Surujdai Gopaul Dmitry Gorbaty Mark D. Gordon Abraham Goren David I. Gotthelf Michele M. Gottlieb Patti A. Gottlieb Maria A. Grace Gerald Graham Robert R. Grant RPAC UPDATE and our industry. We need the HELP!!! We’re looking for support of all Realtors. We the 18,000 Realtors who have have the largest Board in the not yet contributed to RPAC! country. Together we can In the past year LIBOR's membership has increased by reach 100% of our financial goal. 16.6%. The good news is that Again this year we have the the number of RPAC contribu“PAC Your Bags” RPAC tors has increased, but the bad Sweepstakes. Every $20 connews is that only 6000 of the tribution entitles you to one 24,000 members have conentry in the Sweepstakes. If tributed. Our goal for 2005 is you have already made a con$333.000 which was based on Pat Levitt $15 per member as of January. RPAC Chairperson tribution you are already entered. However, it's not too Even with such a small percentage of members having contributed late to enter or to add to your chance of we are only approximately $40,000 from winning. Look for the entry form in this goal. It's frustrating to think that so many newspaper. The drawing will be held at of our members do not acknowledge or LIBOR’s General Election Membership possibly do not understand how important Meeting on October 25th. My sincerest thanks on behalf of the RPAC is to our industry. If we could get even $5 or $10 from most of the 18,000 entire RPAC Committee to those who we would be able to reach goal. The have shown they care and who continue to RPAC Committee is working so hard! contribute and help spread the word. Of course, my personal thanks to my May we count on your help? While I am giving a “negative” report, Committee members whose teamwork do you realize that more than 1,000 and commitment have brought us so close owner/brokers are included in the non- to success. We're not stopping now, as a contributors? Real Estate is their busi- team we can do it!!! ness.their livelihoods. With all the changes in government and technology, it is now more important than ever to support those legislators who are willing to support us Shelina Graves Brigitte E. Greene Andrea S. Gross Eva Guardado Jerry C. Guarino Cesar A. Guevara Anthony L. Guidice Nena E. Gutierrez Louis Gutin Narul Hack Anita Halvatzis Martin G. Hammer Allen K. Hand Robert L. Harding Edith K. Heinemann Michael Held Martin P. Hepworth Edgar Hernandez Sonia M. Hernandez LaRue S. Hirsch Arthur M. Hofbauer Warren S. Hoffman Peter Hollnsteiner Rachel M. Hollywood Newton L. Homan Beba K. Hoosein Willard P. Hough Rick Hovanec Lorna M. Howell Yung Hsu Amin El K. Hussain Rohan Imamudin Anthony Imperato Franklin T. In Herbert Ingber Lein T. Ishman Mohammad A. Islam Robert C. Jacobsen Alexander V. Jacobson Joshua Jagessar Chandru Jagwani Latchmie R. John Louise E. Johns Elliot M. Johnson Owen Johnson Gian A. Jones Davor Jovic SMS Kabir Ira M. Kahn Basmattie S. Kahnauth Janet M. Kalman Faith G. Kanen Randy Kaplan Nazmoon Karim Philip Katz Faizulmunir A. Kazi James M. Keaveny Mohammad M. Keita Glendora A. Kennedy Vaughn G. Kerkorian Amy Kernaghan Richard C. Kesnig Martha M. Keys Ebrahim Khalili Jennifer S. Kim Richard S. Kim Jim King Steven M. Knobel Sharon Kollore Catherine Kolsch William O. Konkel Jennifer Kontzamanys Emily P. Koo Wayne Kovarik Anamaria Krause Brand Mary J. Kronwitt Emily Kwok Raoul Lafaye Kelly Lagoudis Steve Lagoudis Mei Ying Lai Krishna Lakharam Philip K. Lam Tin Kam Lam Pamela G. Lanigan Ann M. Lasker Robert D. Lauto Kevin M. Leatherman Chae U. Lee Joann Lee Sang Kyu Lee Shirley Lee Yueh Hui Lee Tanda J. Lerner Charles A. Levas Xiang Lian Hilda C. Lincoln Kenneth Lippe Donna L. Lomenzo Martha Y. Lopez Shiu Fang Lou Stephen Love Charles Lovell Nancy L. Lovett Emily Lui Susan B. Lyons Louis J. Macari David R. Machson Patrick H. Mackay Gordon D. Madris Maria S. Magoulas Gyanwattee Mahabir Janet Mahabir Patricia M. Maher Mary E. Mahon Christine R. Maisch Jeanette G. Malaty Pankaj Malik Amnon M. Malul John F. Maniec Raymond J. Manning Jean Mansueto Maxo Marcelin Brian J. Marino Gerald F. Marius Judy S. Markowitz Romeo L. Marquez William A. Marquez Carlos Marrero James Martin Jose Martinez Salvador N. Martinez Vito Martinico Susan Martino Leonard Marzocco Trevaris J. Mason William M. Mason Luis A. Matias Patricia G. Maude Roman Mavashev Thomas J. McCarthy Maureen A. McMahon Theresa A. Medici Manuel Medina Udit Meetoo Norman Mendelson Alexis M. Mendez Jeanie Merritt Bernard Miglio Don J. Miller Robert R. Miller William Miller Grace H. Min Lola N. Mitchell Lionel A. Mohabir Nazim K. Mohamed Abdul Mohammad Dean Mohammed Fausto V. Molina Gloria C. Molloy Alice H. Morabito Michael J. Morris Donna K. Mule Juan Murcia Wayne A. Murray Jatinder K. Nagpal Paul P. Napolitano Peter B. Narain John Natale Carlos M. Navarrete Larrington G. Nembhard Ricky D. Netram James A. Netter Pauline M. Newell Vasile Nica Varisier Noel Kyle E. Norton Salvatore J. Nuccio Stephen M. O Brien Gerard L. O Connell Virginia O Dwyer James F. O Kane Shelli M. O Rourke Jay Oberlender Deirdre N. OConnell Rocco A. Oliverio Olawale Omotosho Peter T. Orisses James Orticelle Jason A. Oshins Eric Pagan Michael Pagani Salomea Palade Concetta Palamaru Paula I. Panter Vincent C. Papa Maureen Papalas Frederick T. Paparelli John A. Pappalardo Ravishankar Parbudin Youngsoh Park Christine G. Parker Francis A. Paruolo Antonio J. Patino Mel J. Patto Neev Peleg Denise Perfido Jaipaul Persaud Ouditnaraine Persaud Tejpaul Persaud Leo Pesso Linda J. Petralia John L. Petsco James A. Phillips Rosetta L. Pirillo Roger L. Post Thomas M. Potter David E. Pour Fredric A. Powell Jolie Powell Dina A. Powers James S. Powers Kumari S. Prashad Evans D. Prieston Rose Marie Princi Barry D. Pugatch Debra Quinn Petkanas Kenneth Racktoo Joseph Ragnauth Tajpertab Rajkumar Jay G. Rakhar Virginia A. Rallis Chabbilall Ramautar Kumar Ramdass Gladys Ramirez Eric G. Ramsay Eileen Rankin Michael B. Raphan Linda D. Rappaport Tayseer Razik Mary J. Rice Vaughn W. Richmond Carl W. Riese Swaranjit S. Rikhy Frank Rillotta Lorraine Rivera Rafael Rivera Asia Roberts Francis John A. Rodger Felix Rodriguez Gloria I. Rodriguez Alfred Rogers Eleuterio Rolon Diana M. Romano Modesto R. Romero Ronald Rosaliere Jack Rose Kathleen E. Rosenbaum Linda Ross Tina Rossetti Harriet M. Rowan Thomas Ruddy Mary Alice Ruppert Kelly M. Russell Stephen E. Ruth Kathleen C. Ryan Asif Saeed Francine Saer Anne Marie Sami Leon Sanchez Charles J. Sanders John S. Sanders Stanley J. Sanders Jean Bernard Sanon Wilson Santaliz Juan Santana R J Santiago Joseph C. Santoro Geraldine S. Sapanaro Shoraf M. Sarker Kenny Kamil Sattaur John Z. Savoretti Michael D. Scanlon Nancy Scarola Joseph A. Scavo Lori Schlesinger Helaine A. Schneiderman James D. Schwartz Muriel Schwartzapfel Terry Sciubba Adam F. Seelig William W. Senteza Henry A. Setaro Moses Seuram Vida Shahery Stekler Ofer Shaked Barbara Shane Bhupattie Sharma Reema Sharma Rohit Sharma Jamil T. Sheikh Salman Sheikh Avi Shendy Julia Shildkret Medi Siarezi Philip T. Sica Jessica Silver Danny Singh Nishwa P. Singh Parvinder Singh Robin Singh Trinity L. Singh Phyllis A. Singler Joseph T. Sinnona Scott P. Sisskind Joshua Smiling Birdia Renee Smith Blanca Smith Marcia M. Smith Roy Sobel Vishwa P. Sooklal Debra A. Spagna Carol A. Sparaco Florin J. Spariosu Anthony Sperrazza Isa D. Stykes Carlos A. Suazo Gabriel Sunshine Dave Surujnarain Isaac Szpunt Rosnof Thomas F. Tabone Peter J. Taryan Jaime A. Taveras Terrence J. Taylor Harry G. Terezakis Philip Tesoriero Leo S. Testa Abraham C. Thomas John Thomas Mildred Thomas Mikila J. Thompson Claudine M. Tobacco Jean S. Torralba Bruce J. Torrani Melissa Torres Velez Carien Tracey Anthony M. Trapani Kenneth A. Trestka Marilyn Triolo Alexander Trollinger Christopher Tscherne Demetri Tsilogiannis Edwin C. Tyler Sonita F. Ulmajid Richard S. Ulrich Jin N. Um Vincent Vaiano Charlotte Vanderwaag Jose E. Velez Lucy A. Verdeschi Cynthia Walsh Bing Shui Wan Lawrence Wang Nathaniel Warren Donna M. Washington Robert P. Weir Julian White Patrick E. White Marie Whitman Rocio D. Wiesner Linda J. Wikso Yvonne Wilburne Shareefa Williams Edward F. Wilson Jamie C. Winkler Ariela Wolkowitz Byung Soo Woo Joseph T. Wright Bangcheng Wu Gang Xiao Michael R. Yablon Grigoriy Yadgarov Tatyana Yadgarov John A. Yeamans Chao Ling Yeh Carl Yellon Melanie Yepez Gonzalez Raphael D. Yerushalmi Martin Yip Ramin A. Zakarya Mohsen Zandieh Honjohn Zeiss Thomas P. Zepf Liping Zhao Ellen M. Zipes Marc A. Zirogiannis Raymond A. Zorovich LESS THAN $99 Yesenia M. Acevedo James J. Ahn Angel L. Albarracin Rafaqat Ali Shaukat Ali Harry A. Antario George M. Aronbayev Deepak Bansal Yves R. Baptiste Maria Barretta Gaurav Bawa Miguel A. Betancur Joseph K. Biney Dianna P. Blake Oliver Blake Anita Bleier Lorraine Bliss Theresa A. Bonventre Georgina Bowman Heather A. Boyce Carol Bromm Dunia C. Bulnes Sandra Calder Shpresa Camaj Bernice Campbell Linda B. Can Rene Cardona Russell H. Carey Gerald L. Castleman Diana X. Cevallos Lin Lin Chen Mei Chuan Chen Ben W. Cheng Kam Fai Cheng Joanne Christoforou Ting Yi Chu Bruce A. Clark Maria P. Clarke Michelina C. Claudino Oscar Coba Christopher F. Coen Paul A. Conforti Vincent J. Cook Sony P. Coralin Anthony P. Creta Krystal L. Croghan Antoinette R. Daleo Peter S. Demidovich Melody K. Devine Lisa D. Diamond Sinclair Yesika K. Diaz Robert A. Dickenson Richard DiMaggio Louis D. DIntrono Lynn M. Doughty Delano K. Duncan Donna Einemann Robert M. Einemann Hua Chu Fan Donna A. Farina Dawn Marie Farino Kathleen M. Fassler Indra Ferguson Aikaterini Filipoussis Barbara Fishkind Kimberly A. Folks Darlene F. Fricchione Margherita M. Gagliardi Afiya L. Gamble Eduardo E. Garro Kalliope Gemelas Carol J. Genua Mary George Rosita A. George Williams Eileen P. Gering Alicia Goodson Basil H. Gray Rosalba Gutierrez Kathleen Haeg Juzer T. Haidermota Rose Hamm Tina Marie Hanlon Mary A. Hansen John C. Hardecker Kenneth M. Herbert Jeannette Hernandez Wendy A. Hopper Donna M. Howell Syed M. Hussain Marlon M. Hutchins Soonhee Hwang Jack D. Ingold Rene M. Izquierdo Yeosook H. Jun Erich K. Jung Sabina Karpuhin Tara P. Karran Kevin Kelly Patricia A. Kennedy Hashem M. Khan Neil G. Koenig Emson M. Kokura Marie G. Kougiemitros Atika Krishnamurthee Jean A. Lavache Byung I. Lee Sun Ho Lee Mark Lei Daniel J. Lifavi JudyAnn T. Lifavi Lucilla Liu Lian Rong Loc $290,903 & Rising GOAL $332,880 $290,903 Francesco D. LoJacono Freddy Lopez Erik C. Mahler William A. Mann Ricardo S. Martins Carol L. Maynard John P. McCalley Eileen M. McVeigh Patricia Mejia Alexis Mena William M. Mirro Jill M. Miskanic Leonora L. Montella Jonathan D. Morris Patricia M. Moskow Nandanie Motilall Sheri L. Mott Anne Mulholland Kerri Munson Kathleen M. Murray Helene Natiello James D. Nelson C H. Niebling Mario Nora Christina M. Nunez Kehinde F. Ojetayo Joanna S. Olivieri Richard E. Orjuela Nelida Papadimitriou Sandy Park Stacey Parks Sharon R. Parlia Irene Patar Linda Pendergast Ronald D. Persaud Maurice A. Persico Dwayne Peterson Elizabeth A. Petrie Mitchell Pickman Bibi S. Pirbaksh Pornnipa Pongvitayapanu Allan W. Poxon Laura Prince Beatrice E. Pyatt Jo Ann Quezada Paul F. Ragozzino Roseann Ragusa Gurdev S. Rana Paula Rattansingh Martha Real Celene Riccardi Curtis R. Ridolf Katherine Rivera Dominick Rizzo Misha Rofeim Vincent A. Roman Vicky Ruggiere Christopher S. Ruth Yana Salerno Ganash Sam Cidely G. Sanchez Fabio Sanchez Melissa Santos Joanne L. Schloen Matthew M. Scully Ishmeet K. Sethi Ming Chih Shen Jong S. Shin Herbert Silverman Cynthia M. Sirico William A. Smith Sukkeom Son Komal Sooknanan Oscar H. Sorto Narcisa Sotomayor James W. Sparling Renee Steele Richard Stewart Elizabeth P. Stubbs Ravi P. Sukhnandan Nukeesha R. Swinnie Anne Marie Tambassopoulos Deniz Tanbasi Julie Y. Tao Vincent Testa Nilaja M. Trocino Robert L. Turner Basmattie Udit Sukhu Robert B. Valdes Jonathan Valet George A. Wilson James P. Wind *These LIBOR members have pledged RPAC contributions. **All contributors of $20 or more will be automatically entered into NYSAR and LIBOR Sweepstakes. THE REALTOR® GOLDEN R ($5,000 and Up) Joseph L. Canfora Dorothy Herman Audrey Livingstone ● LIBOR’S RPAC GOAL HAS INCREASED FROM $310,185 IN 2004 TO $332,880 IN 2005 DUE TO NAR INCREASING RPAC FAIR SHARE FROM $10 TO $15 PER MEMBER. 20 ● September 2005 ● THE REALTOR® LEGAL/GOVERNMENTAL LEGAL/GOVERNMENTAL COUNSELOR’S COMMENTS by Howard W. Goldson Goldson, Nolan, Connolly, P.C. Lock Boxes, Keys, Consider the Risk Realtors often obtain keys to premises which they have listed for the purpose of facilitating the showing of the property. With the convenience of the key, however, comes considerable legal risk which should be carefully considered. This article will explore the risk involved when you accept a key from a homeowner for the purpose of showing the property; utilize a mechanical lock box; or utilize an electronic lock box and offer suggestions with respect to minimizing the risk. When you accept a key for premises, you also accept the responsibility with respect to how that key is used. While it does not occur with frequency, there have been situations in which brokers have been sued and disciplinary action has been taken against them by the department of state because of a theft which occurred in a listed property and where there were no signs of entry by force. Sometimes the victim homeowner has been able to identify a time period in which the theft occurred which corresponded to the time in which an agent had signed out for a key. There have been instances where persons who were not agents used false identification and represented themselves as agents to obtain keys as well as instances where agents have been suspected of duplicating a key and making that key available to a third party who actually committed the crime. One Realtor suffered through the experience of having an ex-agent with a key for a mechanical lock box enter a vacant house and become a squatter requiring eviction proceedings to force their removal from the property. While there is no bullet proof defense to such situations, there are certain things a broker can do to minimize the risk. ACCEPTING THE KEY First, obtain a written consent from the owner with respect to the key that clearly sets forth and describes the full extent of the risk and exactly what office procedures you will follow in an attempt to minimize that risk. Be implicit concerning potential risks including the fact that a person obtaining the key could duplicate it without your knowledge. After fully setting forth the risk, have the owner agree to assume all those risks and to free you from any liability for damage, injury, theft or any other loss as a result of unauthorized use of the key or a duplicate made from the key except for gross negligence on your part. Make sure the statement covers your company, all its agents and the individual broker-owner. Next, establish written office procedures that in fact keep very close tabs on the key and the identity of the person who is given the key for the purpose of showing the property. It is recommended that those policies include making a photocopy of the agents pocket card issued by the department of state and confirming the name on the pocket card with photo ID of the person who is actually given custody of the key. Make a copy of the photo ID as well. Under no circumstances should you give a key to anyone who has not been positively identified. In addition to logging in the time when the possession of the key was given the agent and the time it was returned into a key log, those times should be noted on the copy of the person’s pocket card. The copy of the photo ID and the pocket card should be stapled together and kept in a file and maintained in the listing file. If the property is not sold, these records should be kept in a file for at least one year after the expiration of the listing unless special circumstances indicate a need to keep the records longer. Those policies must be distributed to all agents who should sign off on them. They should also be the topic at office or manager’s meetings. Management should do periodic investigations to assure compliance with the policy. MECHANICAL LOCK BOXES Popular in a great deal of Long Island are mechanical lock boxes. These lock boxes respond to a universal key and have been in use on Long Island for many decades. Their popularity and history are what create the problem. Literally tens of thousands, if not over a hundred thousand, of lock box keys are floating around Long Island. These keys can be used to open a lock box and obtain entry into the house with complete anonymity. Unlike a situation where the broker has control of the key and logs in each user, the broker who uses the lock box has absolutely no idea who is entering the premises at anytime. In the event of a theft or worse yet a crime involving physical violence, the broker, while not guilty of the crime, faces at least an argument that they recommended the lock box without sufficient notice to the homeowner of the risk involved in placing such a lock box on the house. Brokers who use such lock boxes should obtain the written consent of the owner to use the lock box, and that consent should very clearly set forth the fact that by placing the lock box on the house, the owner is going to make the property available to any person who has a key that fits that lock box whether or not that person is still a licensed broker or agent. The disclosure should also state the broker has no idea how many keys fit the lock box, and persons who have not been licensed for years may still possess a key. Again, the permission should state in clear language that the owner has accepted full responsibility for loss or any occurrence which takes place by a third party entering the house. ELECTRONIC LOCK BOXES Electronic boxes are used heavily in some areas of Long Island and virtually not used at all in others. If you wish to use a key to facilitate showings, it is strongly recommend this type of lock box be considered. While this type of lock box does not absolutely prevent criminal activity, it reduces the risk of such activity substantially. This is because the electronic lock box has an electronic key owned by one individual person who is identified as an agent. If that agent leaves the industry, their broker simply notifies the lock box company and that key is invalidated. Unlike keys to mechanical lock boxes, the agent, once they leave a broker’s company, cannot utilize that key and must obtain a new key which is also identified with that agent and their new company. The electronic key identifies who uses the lock box and records the moment somebody opens the lock box and the moment the lock box is closed. This means if a crime is committed in the house, there is a record of any entries made at or about the time of the crime. This, of course, is a great deterrent to criminals who might consider using the key to a mechanical lock box where they can enter with anonymity but refrain from using a lock box key that will identify them as the criminal. The electronic lock box also diminishes the risk of an agent making a duplicate key. Keys made locally can often be traced by police in the event of a crime. Keys made at a distance from the house result in an extraordinary length of time during which the key holder had possession and are evidence that they in fact committed the crime. In other words, while the electronic lock box does not prevent the crime, it most likely will establish the identify of the perpetrator resulting in a conviction and a jail sentence. This is a deterrent to the occurrence of criminal activity and thus helps reduce the broker’s risk. Finally, with the electronic lock box, the broker is in entire control of the situation. One word of caution. If you own an electronic key, do not let anyone else use it. If it is lost or stolen, report that fact immediately. There should also be written permission obtained with respect to electronic lock boxes, but in this case, the owner need only assume the risk of a computer or electronic transmission failure. I know of no instance where such has occurred, but it is not beyond the realm of possibility. So why doesn’t everybody utilize electronic lock boxes and electronic keys? The answer to that question is they are more expensive than the alternatives. However, during the last five years the price of real estate has increased greatly as has the compensation paid to agents and brokers. The corresponding cost of electronic lock boxes has not risen at the same pace. Perhaps electronic lock boxes deserve a second look. Think about the difference of the listing presentation an agent can make when they are utilizing an electronic lock box as opposed to a mechanical lock box or keeping a key in the office. Think about the listing where all of the adults in the residence work and where access to the homeowner is extremely limited. Think about facilitating sales and sleeping well at night. It is time to rethink whether or not electronic lock boxes are for you. ATTENTION: NYS Real Estate Licensees. Is Incorporation Right for You? On August 10, 2004, New York enacted an amendment to Article 12A of the Real Property Law that allows Brokers to pay commissions to a corporation if all of the shareholders of the corporation are licensed agents of the Broker. This change could provide a new financial opportunity for some salespeople and all agents are encouraged to seek advice from counsel to determine what is best for them. Think incorporation might be right for you? Ask yourself these simple questions first: • Do you have anyone working for There is no charge for the initial you, family or otherwise, that you phone call and all calls will be held in pay for assisting you? confidence. Call Cathy today. • Are you operating your own small business? • Do you want to reduce your taxable income? Attorneys & Counselors at Law If you answer yes to any one of these Where the Realtor® Interests questions, call Cathy Nolan at Goldson, Nolan, Connelly, PC at 631-844-0220. are Taken to Heart. GOLDSON NOLAN CONNOLLY PC 21 ● ETHICS & & RULES RULES ETHICS TOR® C was held to be responsible. He was advised that a REALTOR® is definitely responsible for pertinent statements of his salespersons in real estate transactions. REALTOR® C and REALTOR-ASSOCIATE® D were found in violation of Article 2. Grievance Committee and then referred to the Board’s Professional Standards Committee which promptly scheduled a hearing and asked REALTOR® C and REALTOR-ASSOCIATE® D to be present to answer charges of unethical conduct in violation of Article 2 of the Code of Ethics. At the hearing, REALTOR-ASSOCIATE® D confirmed that he had made the statement attributed to him; that he thought it was correct because the information had been given to him by a neighboring property owner. Questioning revealed that REALTOR-ASSOCIATE® D had made no effort to verify the information from authoritative sources. REALTOR® C protested he knew nothing about the matter; that he had not been present when REALTOR-ASSOCIATE® D made the statement; that he was not responsible for the oral statements made by a REALTOR ASSOCIATE®; and that REALTOR-ASSOCIATE® D’s first contact with the buyer had occurred while REALTOR-ASSOCIATE® D was associated with REALTOR® A. It was concluded by the Hearing Panel that REALTOR® C and REALTORASSOCIATE® D were in violation of Article 2 of the Code of Ethics in a way that materially imposed upon the buyer, who actually received measurably less in package of ownership rights when he purchased the property than he was led to believe he was buying. Since it had been demonstrated that REALTOR-ASSOCIATE® D made the statement containing misinformation on a pertinent fact while he was affiliated with REALTOR® C, and in view of the fact that REALTOR® C was the exclusive agent of the seller at the time, REAL- Case #12-13: Advertising Including Information Based on Other Brokers’ Transaction Shortly after mailing his “Homeowners Neighborhood Newsletter” to local residents, a complaint was filed against REALTOR® B alleging he had engaged in deceptive advertising in violation of Article 12’s “true picture” mandate. The complaint was reviewed by the Grievance Committee which determined that a hearing should be held. Appropriate notices were sent and a hearing was convened. REALTOR® A, the complainant, provided panel members with copies of REALTOR® B’S “Homeowners Neighborhood Newsletter” noting that REALTOR® B had compiled a list of 20 homes in an exclusive area of town, titling the list “Recently Sold.” REALTOR® A, the listing broker for two of those properties, stated that he believed that readers could conclude that REALTOR® B, in advertising this way, had constructively claimed to have listed and sold all of the properties on the list and that such claims violated Article 12. In his defense, REALTOR® B acknowledged that his “Homeowners Neighborhood Newsletter” was, in fact, primarily an advertising vehicle and that it did not have a regular publication schedule. While it included news and information, including tips on how to make residential property more readily saleable and information regarding products and services offered by REALTOR® B’s firm, its primary purpose was to generate business for REALTOR® B’s firm. REALTOR® B defended inclusion of the “Recently Sold” list pointing out that all of the properties on the list were the subject of recent sales transactions; that the period of time during which the transactions had closed was clearly stated; that the fact the information was taken from the local MLS compilation of historical data had been duly noted; that a footnote at the bottom of the page clearly indicated that the properties on the list had been listed and sold by various Participants in the MLS; and that such use was consistent with the local MLS rules and regulations. The Hearing Panel accepted REALTOR® B’s defense, holding that reasonable readers would conclude that most newsletters were, in reality, promotional advertising pieces and, in any case, that REALTOR® B’s newsletter had included some items of “news”. Moreover, they noted that if REALTOR® B had simply listed the 20 transactions, titling them as “recently sold” and had done nothing more, then a reasonable reader might have concluded that he was claiming to have listed and sold those properties. However, since REALTOR® B had included a footnote pointing out that the properties on the list had been listed and sold by various Participants in the MLS, the fact that REALTOR® B had not included the names of each listing broker could not be construed as REALTOR® B claiming to have been the listing broker in each instance or to have “sold” each of the properties. Practical Ethics: Four Paths to Greater Virtue It is no surprise that, in this day of comprised ethics and values, there is an ever increasing number of books and articles highlighting the importance of ethics and values in everyday life. Ethics, ethical behavior, and taking personal responsibility for choices are even more important in business today. Here are a few reflections on ethics to help maintain that high standard of thought and behavior. To help guide us along that route, here are four ideas for your consideration. 1. WHAT IS THE COMMON GOOD,AND WHAT ROLE DOES IT PLAY IN OUR DECISION MAKING? In all of our businesses, this question needs some consideration. Generally speaking, what is good for the "other", whether it be our customer, staff, spouse, family, etc., takes precedence over our own needs and wants. Sometimes, in business, egos take precedence over good business practices, and good relationship building, and overall. Can get in the way of truly being of service. We need to ask whether we are in business for ourselves, or to take our gift and talents to the workplace and in the spirit of service -try to make a difference in the lives of those we serve. 2. THE IMPORTANCE OF COMMUNAL WISDOM It seems to be in business today, we sometimes tend to be too narrowly focused to see a bigger picture. There is a tendency, at times, to see our way as the only way or our approach as the only approach. It seems necessary, if you're ever uncertain whether something you want to do is ethical, appropriate, or acceptable, to find colleagues, friends, etc. who you know are "for you" and bounce your choices off them. We need to have people around us who have no other agenda than to do what's right for us. Whether we agree or not, that type of advice is invaluable in helping to discern which path to follow. We need to be open to their perspectives, their honesty, and their genuine concern for us and our success. Any number of ethical issues, questions, and situations could be easily resolved by "tapping" the wisdom of those who have your best interest at heart. It certainly will cut the "learning curve" and keep you on task and better focused. 2. STAYING TRUE TO YOURSELF AND YOUR VALUES Let it be stated up front that this statement is not to be interpreted as what I think and feel are always right or can be justified; but rather, we are the sum total of all that has gone before us in our lives. All the people, experiences, relationships, etc., that have been influential in the development of our value system, are part of us and need to be taken into account in our decision making. Whether the influences were religious, ethnic, political, or cultural, they play a key role in the development of who we are as individuals, not to mention business people. That journey of life to this point instilled in us perceptions, attitudes, values and insights that have directed us as individuals and have been instrumental in the building of our businesses. 2. BEWARE OF THE ETHICS GAP What is the ethics gap? The gap is what I know is right from wrong and I think it takes to be successful. Most people know right from wrong; however, when it comes to business, sometimes compromising those values can become a real “temptation.” This gap is present in any situation, especially business. It's involved in how we work with customers, colleagues, staff, and even family. Everyone knows somebody that they prefer not to do business with or refer business to on the basis of what's important to them. The real challenge is to lessen the size of the gap rather than hope to eradicate it altogether. How do we do that? People need to align their work values and principles with their personal values and principles and proceed accordingly. However, we can choose a negative or a positive path to follow, based on whatever our values are and the effect those choices have on those around us. People must go slowly in analyzing their values and ethics, and then must choose well which path to follow. If we keep these four "paths" in mind for reflection when faced with an ethical and conflicting situation, they can't help but help us get pointed in the right direction to help us make the best possible decision. Source: Frank Bucaro’s — Frog Pond Group Work with a Realtor-Friendly attorney! Your time and effort have brought the buyer and seller together, and you deserve to be treated with respect. I’ll work with you to close your deal quickly and smoothly. I’ll keep you informed, return your calls promptly, and always treat you like the professional that you are. Harlan A. Freilicher Attorney at Law Phone: Fax: E-Mail: (631) 367-2835 or (631)784-7755 (631) 367-2836 [email protected] 775 Park Avenue Suite 255 Huntington, NY 11743 www.freilicher.net Proud to be a member of LIBOR! THE REALTOR® Case #2-9: REALTOR®’S Responsibility for REALTORASSOCIATE®’S Statement REALTOR-ASSOCIATE® D, associated with the firm of REALTOR® A, obtained an offer to buy a property at less than the listed price. The offer was rejected. The property had been exclusively listed by REALTOR® B and had been published through the Multiple Listing Service of the local Board of REALTORS®. The owner received no further offers and at the expiration of the exclusive listing with REALTOR® B, he approached REALTOR® C and exclusively listed the property with him. About this time, REALTOR-ASSOCIATE® D terminated his association with REALTOR® A and became affiliated with REALTOR® C’s organization. The prospect who had made the unsuccessful offer on the property continued to seek the assistance of REALTOR-ASSOCIATE® D and made another offer on the property, this time at the full listed price. REALTOR-ASSOCIATE® D and REALTOR® C, the listing broker, submitted this offer to the owner, and it was accepted. A few months following the sale, the purchaser complained to the Board of REALTORS® that REALTOR-ASSOCIATE® D had made a statement that “a visible gas pipeline easement extended to the property but did not go onto any part of the property.” The complainant presented evidence that the easement, in fact, crossed the property, and the complainant charged REALTOR® C and REALTOR-ASSOCIATE® D with misrepresentation. The complaint was reviewed by the ● The Ethics cases published in this issue have been chosen by the 2005 Chairperson of the Professional Standards Committee, Tony Smith. September 2005 ETHICS...This Month’s Topics 22 ● September 2005 ● THE REALTOR® PROFESSIONAL DEVELOPMENT DEVELOPMENT PROFESSIONAL Sending Out Your Best Silent Message: First Impressions Are Lasting Impressions By Tony Alessandra, Ph.D You make a statement about yourself even before you open your mouth. This isyour "silent message," and it can include everything from your posture to your positiveness. In short, it's the way you carry yourself, physically, emotionally, and intellectually. Such quiet signals profoundly affect people's initial perception, or image, of you. Of course, image isn't everything-but it is important. As you know by now, doing well in life doesn't hinge solely on merit and hard work. Image, especially when backed up by strong performance, is a powerful force. And a negative first impression-saying the wrong thing, wearing the wrong clothes, coming across as uncaring or inept-creates roadblocks that can cut off relationships before they get started. When we meet people we immediately like, we tend to put a positive spin-at least, initially-on everything they say or do. Some call this favorable first impression presence. Others liken it to energy, or aura. People with a presence, energy, or aura are able to maintain an excitement about themselves that starts with-but usually lasts far beyond-a favorable first impression. Thus, we admire them before we even know much about them, therefore, they possess an enormous advantage in establishing a bond with people. Here are some other ideas on projecting a positive image: 1. A winning image starts with a good self-image. A good self-image doesn't follow success-it precedes it. Someone saddled with a poor self-image may fool some people some of the time, but eventually he'll fail, unless he comes to grips with his basicself-image. Get some photographs or videotapes taken of yourself when you feel you're looking your best and study them carefully. What do you see that you like, or don't like? Then ask your best friends for their candid opinions on not only how you look, but how you carry yourself, how you come across verbally, how you come across in terms of knowledge, enthusiasm, sincerity, and integrity, and what your car or house or briefcase or other material goods say about you. Promise you won't take offense-and don't! 2. Avoid annoying or distracting habits or mannerisms. Marcia Grad, in her book Charisma: How to Get That Special Magic, calls these distracting habits or mannerisms "charisma robbers" and includes among them: • Tugging at clothing • Drumming fingers on a table • Tapping pencils or clicking pens • Doodling • Jangling keys or change • Biting nails • Cleaning teeth Not only do these habits make it more difficult for the other person to hear you, they also detract from your image. 3. Seek winners, spurn losers. Attitudes are contagious! So nurture your emotional well-being by choosing friends who genuinely want you to succeed and who encourage you. Also, ask yourself about your surroundings: How's my house or apartment decorated? What about my office? Is it drab, or energizing? Read some inspirational and motivational Immediate Sales Positions Available! Now Hiring Loan Officers & Talented Team Leaders! Under Challenged If you are Motivated and Under Paid Under Appreciated • Great Compensation Plan • Your Appraisers, Title, Settlement Companies • Advertising Support • 24-Hour Payout • Close Broker/Table/ Correspondence — Your Choice $ JOIN US! • Processing Support Available • Originate and Close Nationwide • Accounting Services • Medical, 401K • Email Support and Web Site Development Tired of Making Your Broker Rich? Set Your Own Hours FHA-VA; Residential; Commercial; Sub-Prime books. Or listen to happy music. (Have you ever heard a mournful banjo tune?) Or make it a point to go to funny movies or watch a TV sitcom that makes you laugh. Consciously reduce your exposure to the negative, whether it's gossip from co-workers, violence in the media, or pessimism in your own thoughts. 4. Practice treating everyone as if he or she is the most important person you'll meet that day. This will mean seeking to replace arrogance with empathy-not an easy task for a lot of people. However, it's a real test of character, and every once in a while, you'll learn a big lesson from that "little" person. 5. Make fitness a lifestyle, not a chore. You don't need an expensive club membership or a cross-country ski machine to maintain a body that exudes vitality. Forget the spandex, stopwatches, and ankle warmers, for instance, and just: • Walk up and down the stairs to your high-rise office or apartment. • Ride a bike to the neighborhood convenience store to pick up that quart of nonfat milk. • Take a nature hike instead of watching a nature film on television. Source: The Frog Pond Group Time Management for New Agents By Patti Brotherton One of the questions that come up from new agents frequently is: how do I control my time so that I get everything done? New agents get wrapped up in the business and the first thing that they set aside is prospecting! If you keep putting this important aspect of the business aside you will end up with lots of time because you will have no business. Here are two tips to follow to keep you on track: Use Your Appointment Book Wisely Use your calendar, or appointment book, or Palm Pilot, whichever you use, to your advantage. Take a month at a time and schedule in your basics; such as, one hour per day for prospecting, one hour per week for the office meeting, three hours per week for previewing properties, four hours on Sunday for your open house, etc. These are appointments with yourself. Schedule everything else around these. Remember, a good Realtor never breaks appointments. Don’t be so quick to change these times. All of these activities are important. When you write items in your appointment book you know what you are going to do that day and it makes it fun to get up and go. Also use your appointment book to schedule when items need to be accomplished, such as sending out your open house invitations, completing your board orientation, picking up your new signs, etc. When you turn the page and see something written in the time slot or on that day — do it! It’s just that simple. Showing property, doing a CMA, going to an inspection, etc. all come around the other activities. There’s always time in a day to write an offer or take a listing; I guarantee you will find it! It takes a lot of self-discipline to stick to your schedule. The great news is that if you do it regularly it becomes habit and the time just flies. You hear agents complain all the time that they don’t have any listings or buyers, and yet if you look at their schedule, there is also nothing written down about prospecting on a consistent basis. If you start your career using your appointment book and stick to it — you are going to be successful. Use a Journal In this business there are so many notes that you have to take. You take notes of something you want to remember at your office meeting, you note phone numbers because they won’t stay on your voice mail forever, you take notes at seminars and training classes, you takes notes when you go out on a listing appointment, you take notes at your open houses of different buyers needs, and so on. Where do you keep all these notes? Many people are using their Palm Pilot for these, some use paper napkins. The most efficient way is to have all your notes in one location. I suggest using an inexpensive 5 x 8 spiral binder. Write the date at the top of each page and write everything in this book or journal. You will never lose information again. You can roughly remember the date that something was done, just go to that date in your journal and voila it’s there! Keep things simple. When you are new you have lots of notes. Put them in one place so that you can refer back to them frequently. If you make this a habit you will have journals with notes that you can use your entire career. And, no fancy cost for a time management system. Just good old common sense. Using your computer is fabulous and I would be lost without mine, but it is not convenient at all times. A simple journal can always be used. It is just a matter of getting used to it. That’s it! Write the basics in your calendar and do them. Keep track of all your notes in one place. These two simple things will help you control your time and keep you on track. Great Opportunity! - Title Sales Positions Available No Experience Necessary! - Fantastic Leads! Fast Paced! - Growing Company! Join the Team Today! Please call or e-mail Evelyn Dull 516-626-8400 [email protected] 1-866-626-5338 www.ghmc-directlender.com Licensed Mortgage Banker, NYS Banking Department. Licensed Lenders Throughout the Nation. 333 Jericho Turnpike, Suite 324, Jericho, New York 11753 Tel: 516-626-8400 Fax: 516-626-7556 23 Source: Frog Pond Group NORTH SHORE TOWERS Floral Park, NY only 30 Minutes from Manhattan For The Past 18 Years... I have specialized in sales of apartments in this award winning, luxury, gated, co-operative community, which offers the finest in country club living. Private 18 hole golf course, 5 lit hard tru tennis courts. State of the art health spa. Indoor and outdoor swimming pools. An arcade mall features a large variety of shops, a bank, restaurant and theatre. IF YOU HAVE A CLIENT THAT YOU WOULD LIKE TO REFER TO ME PLEASE GIVE ME A CALL. I CAN HELP THEM FIND THE PERFECT APARTMENT! ANNETTE KROLL Magic of Great Neck Realty, Inc. 718-631-8867 • Res. On Site www.annettekroll.com ALL MODELS AVAILABLE FROM STUDIOS TO PENTHOUSES. STOP Making Your Loan Officer Rich! 100% RESPA T COMPLIAN Learn How You Can Get Paid on Your Mortgage Referrals And Earn Significant Commissions Immediately A select number of real estate agents are being invited to join our innovative and exciting program. • Earn more commissions from your existing clients. • Increase your income dramatically without selling any additional homes. • Join our growing business and make more money — without changing jobs. • Participate in the refinance market. Real Estate Agents Can Easily Increase Their Income by 100% – 200% a Year. NO COLD CALLS are Necessary and No Licensing or Testing is Required. Learn more about this program during a short presentation. Seminars coming soon to your area. Discover how you can start earning substantially more money from your existing clients and prospects. Availability Limited. Please register on the web at www.jma-realtor.com or by calling us at (516) 496-4500 ext. 228. There is absolutely NO COST for licensed real estate professionals to join our RESPA compliant program. Invite Code: The Realtor Jericho Mortgage Associates Inc. Since 1986 Registered Mortgage Broker – N.Y.S. Banking Department Florida State Department of Banking and Finance Connecticut State Banking Department THE REALTOR® an amused facial expression will lure people to your desk to strike up a conversation. Do you have “toys” and gadgets on your desk that people feel compelled to touch as they pass? Do you keep several projects within sight on your desk so that you’re tempted to go from one to the other randomly? Do you stop to take calls while you're trying to do creative work? Do you ask other people for opinions and then think about your rebuttal rather than listen to their response? Contrary to what many people claim, you cannot do two things at once as well as concentrating on one task until it's complete. Create a mental oasis for creative thinking/work. Albert Einstein once stated, “Imagination is more important than knowledge.” However, you cannot write the Great American Movie, your annual “accomplishment” report, or a $10 million client proposal without thinking space. For your creative projects, find a non-routine environment. Go to a cabin or resort in the mountains or rent a hotel room. Even closer, less exotic places will do: your backyard patio, the conference room down the hall, a friend's office, the neighborhood park, or the library. The idea is to see different scenery so that routine tasks and paperwork can't nag at you from the corner of your eye. Move from Left-Brain to Right-Brain Activities. Left-brain activities include tasks such as fact gathering, reading technical information, writing a report. Rightbrain activities include creating visuals to use in a presentation, giving constructive feedback to a boss, planning a marketing strategy to win over a prospective client. Most of us have a preference for one brain dominance. Striking a balance between both kinds of activities can produce the most creative results and satisfying emotion, not to mention increased energy and motivation. Think Rationally. Are the goals, pace, and schedules you've set for yourself reasonable? Even possible? Make an accurate assessment of what you can do, and download or postpone the rest. Keeping “unaccomplishable” duties dangling in front of you will ensure that you never feel the satisfaction of accomplishment and always feel the frustration of being overwhelmed. When the mental clutter spinning around your head prevents you from working or thinking effectively, remember these tips. Ridding yourself of emotional, irrational, and even legitimate distractions will help you bypass mental roadblocks to achieve maximum productivity. ● Would you like to make an attitude adjustment with high payoff, a clearer mind, and reduced stress? Whether you're overwhelmed by unfocused mental activity, have become sidetracked by emotional concerns, or simply want to improve your intellectual performance, the following tips will help you think, work, and feel better. Plan worry time. When you catch your mind wandering into worry, postpone the thoughts until later. Schedule yourself a time to think about that worry; jot it down if you must, with titles like: “What to do about...” Sort your worries into those that are real and those that may never happen. For those that may never happen, promise to worry about them only when and if they happen. To lessen the anxiety during the waiting time, use the old principle: “What’s the worst thing that can happen to me?" "Will I survive?” “How will I cope?” For real worries, outline steps to prevent the situation, correct the problem, or minimize the impact. Then take action toward a resolution. Resolve ongoing conflict with others. When we find ourselves in conflict with another person, we have four choices. The issue is deciding on the most expedient choice for any particular situation. • Accommodation means giving in to the other person. • Compromise involves giving up some of your goals and wants to reach a mutually satisfying solution. • Overpowering others insists on a certain course of action, even if angering others. • Resolving the issue develops new alternatives so everyone reaches their goals and feels good about the situation. On occasion, any of these actions or reactions are appropriate. Choose the best action or reaction. Then let go of the situation. Refuse to over commit yourself. If you're tempted to take on more than you can realistically handle, ask yourself these two questions: • “Does this activity fit my goals and values?” • “Why am I being asked to do this taskbecause no one else has the expertise or because no one else will say ‘yes’?” If you don’t like the answers to these questions, pass up the “opportunity.” If you have difficulty getting “no” out of your mouth when someone seems to have a real need and a good cause, think of the “no” in a positive way: Focus the conversation on what you have decided to commit to rather than on what you have decided not to commit to. Concentrate; don’t invite interruptions. You may be unintentionally inviting interruptions that break your concentration. Even September 2005 Clear the Mental Clutter ● PROFESSIONAL DEVELOPMENT DEVELOPMENT PROFESSIONAL 24 ● September 2005 PROFESSIONAL DEVELOPMENT DEVELOPMENT PROFESSIONAL STRATUS COMPUTER TRAINING MLS STRATUS DEMONSTRATION — FREE THE REALTOR® ● Three hour lecture demonstration (NOT hands-on). Instructor will show the Stratus system on an overhead projector. All functions of Stratus will be covered: Searching, CMA, Update, Info Center, Public Records, Add/Edit, Prospect Match, Contacts. All members welcome — reservations are a MUST! 3 Hours (1 meeting) NO PRE-REQUISITES. 3 HOURS CE NOW AVAILABLE. LIBOR Members with CE: $25 • LIBOR Members without CE: FREE West Babylon . . . . Oct. 5, Nov. 2, Dec. 1. . . . . . . . . . . . . . 9:30 a.m. — 12:30 p.m. Jackson Heights . . . Oct. 6, Dec. 2 . . . . . . . . . . . . . . . . . . . . 10:00 a.m. — 1:00 p.m. Riverhead . . . . . . . Oct. 4, Nov. 3, Dec. 13. . . . . . . . . . . . . . 10:00 a.m. — 1:00 p.m. STRATUS COMPUTER TRAINING PRICES FOR THE 4 CLASSES LISTED BELOW: SINGLE CLASS $59 Member from MLS office $69 Admin from MLS office 3 CLASS PACKAGE $139 Member from MLS office $149 Admin from MLS office 2 CLASS PACKAGE $99 Member from MLS office $109 Admin from MLS office 4 CLASS PACKAGE $169 Member from MLS office $179 Admin from MLS office GET INTO STRATUS — SEARCHING LEVEL 1 This hands-on course includes: Stratus Log-In, Review of Internet Explorer Basics, Stratus functions/tabs/Navigation, Stratus Update — How to Print, Pre-Defined Searches, Quick Search, Search Results screen; printing, Reports: Full/Thumbnail/Flyer; printing, Using Help & Stratus FAQ’s, Print by ML#, Today’s Listings on Info Center and much more! 4 Hours CE (1 meeting) PREREQUISITES: Computers Essentials and/or knowledge of minimize/maximize/drag Windows, mouse click and double click, scrolling and task bar. COMPUTER EDUCATION West Babylon . . . . Oct. 12, Nov. 4, Dec. 6 . . . . . . . . . . . . . 9:30 a.m. — 1:30 p.m. Jackson Heights . . Sept. 19, Oct. 11, Nov. 2. . . . . . . . . . . . 10:00 a.m. — 2:00 p.m. Riverhead . . . . . . Oct. 6, Dec. 1. . . . . . . . . . . . . . . . . . . 10:00 a.m. — 2:00 p.m. MAXIMIZE YOUR STRATUS SEARCHES — SEARCHING LEVEL 2 This hands-on course includes: Full Search, Flex Search, Radius Search, Multi-Level Sorting, Saving Searches, Custom Report Design, Statistics and Counts and much more! 4 Hours CE (1 meeting) PREREQUISITES: Get Into Stratus and/or knowledge of all functions covered in Get Into Stratus. West Babylon . . . . Sept. 19, Oct. 18, Nov. 9, Dec. 8. . . . . . . 9:30 a.m. — 1:30 p.m. Jackson Heights . . Sept. 20, Oct. 19, Nov. 15 . . . . . . . . . . . 10:00 a.m. — 2:00 p.m. Riverhead . . . . . . Oct. 12, Dec. 6 . . . . . . . . . . . . . . . . . . 10:00 a.m. — 2:00 p.m. POWER LISTING WITH CMA AND OTHER STRATUS TOOLS This hands-on course includes: Designing and Printing a Stratus CMA, Adding and Editing MLS listings, Adding and Editing Private listings, Uploading multiple property photos, Market Share reports and graphs, Contacts: add, edit, search, print, download and much more! 4 Hours CE (1 meeting) PREREQUISITES: Maximize Your Stratus Searches and/or extensive Stratus searching experience. West Babylon . . . . Sept. 22, Oct. 20, Nov. 16, Dec. 15 . . . . . . 9:30 a.m. — 1:30 p.m. Jackson Heights. . . Sept. 27, Oct. 21, Nov. 17 . . . . . . . . . . 10:00 a.m. — 2:00 p.m. Riverhead . . . . . . . Sept. 21, Oct. 18, Dec. 8 . . . . . . . . . . 10:00 a.m. — 2:00 p.m. LEADS & LABELS WITH STRATUS COUNTY RECORDS This hands-on course includes: Searching property records by address, Searching property records by owner name, Researching lis pendens, Researching property classification (business, commercial, residential, land), Downloading property addresses from public records, Printing mailing labels using Word’s mail merge function and label wizard and much more! 4 Hours CE (1 meeting) PREREQUISITES: Maximize your Stratus Searches and/or extensive Stratus searching experience. West Babylon . . . . Sept. 23, Oct. 27, Nov. 22, Dec. 20 . . . 9:30 a.m. — 1:30 p.m. Jackson Heights. . . Sept. 29, Oct. 24, Nov. 29 . . . . . . . . . . 10:00 a.m. — 2:00 p.m. Riverhead . . . . . . . Sept. 30, Oct. 20, Dec. 12. . . . . . . . . . 10:00 a.m. — 2:00 p.m. GENERAL COMPUTER TRAINING Get an Extra Hour for the Same $29 LIBOR Member Price COMPUTER ESSENTIALS USING WINDOWS XP AND THE INTERNET Calling all frustrated computer users! Are you TIRED of asking for help? Learn how to find lost files, create new folders, change your desktop, install and uninstall computer software and much more using the latest version of Windows. You will also learn to search the Internet for helpful websites using the most popular search engines such as Google and Yahoo. See how easy it is to navigate around the Web and find the information you need. You'll do some searching for real estate websites in your town and find out what your competition is up to! 4 hours hands-on (1 Meeting) PRE-REQUISITES: NONE. NO CE AVAILABLE. TUITION: $29 LIBOR Members/$39 Non Members West Babylon . . . . Oct. 3, Nov. 1 . . . . . . . . . . . . . . . . . . 9:30 a.m. — 1:30 p.m. Dec. 2 (Evening) . . . . . . . . . . . . . . . . . . 5:30 p.m. — 9:00 p.m. Jackson Heights. . . Oct. 7, Dec. 1 . . . . . . . . . . . . . . . . . . 10:00 a.m. — 2:00 p.m. Riverhead. . . . . . . . Oct. 5, Nov. 7, Dec. 15. . . . . . . . . . . . . . 10:00 a.m. — 2:00 p.m. FLYERS, LETTERS AND MAILING LABELS: MICROSOFT WORD FOR THE REAL ESTATE PROFESSIONAL Realtors need top notch looking documents to set themselves apart from the competition. Learn how to create property flyers, client letters and mailing labels for mass mailings.This class covers creating and saving new documents, inserting photos, adding borders, changing fonts and other fabulous features to enhance your marketing efforts. 4 hours hands-on (1 meeting) PRE-REQUISITES: Computer Essentials Using Windows XP and the Internet, or equivalent experience. Student must have some basic familiarity with WORD. NO CE AVAILABLE. TUITION: $29 LIBOR Members/$39 Non Members West Babylon . . . . Sept. 21, Nov. 9 . . . . . . . . . . . . . . . . 9:30 a.m. — 1:30 p.m. Dec. 6 (Evening) . . . . . . . . . . . . . . . . . . 5:30 p.m. — 9:00 p.m. Jackson Heights. . . Sept. 22, Dec. 13 . . . . . . . . . . . . . . . 10:00 a.m. — 2:00 p.m. Riverhead. . . . . . . . Sept. 14, Nov. 16 . . . . . . . . . . . . . . . . . 10:00 a.m. — 2:00 p.m. TOP 20 WEBSITES EVERY REALTOR NEEDS Are you really taking advantage of the wealth of information on the Internet??? From renewing your real estate license online to finding FSBO's, from checking the DO NOT CALL list to registering your own domain name for a future website - this class will give you many powerful tips to build your business and keep a competitive edge. Check out the powerful information on real estate advice and coaching websites, find all the Long Island school report cards, legal forms, and learn how to set up mailings and postcards online! Don’t miss this class. 4 hours hands-on (1 meeting) PRE-REQUISITES: Computer Essentials Using Windows XP and the Internet or equivalent experience. NO CE AVAILABLE. TUITION: $29 LIBOR Members/$39 Non Members West Babylon . . . . Oct. 19. . . . . . . . . . . . . . . . . . . . . . . 9:30 a.m. — 1:30 p.m. Jackson Heights. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10:00 a.m. — 2:00 p.m. Riverhead. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10:00 a.m. — 2:00 p.m. CE IS NOT AVAILABLE FOR THE 3 CLASSES ABOVE. 22.5 HOUR STRATUS CERTIFICATION 22.5 HOUR STRATUS CERTIFICATION GET STRATIFIED!!! Approved for 22.5 hours NYS Continuing Education Credit. 3 day hands-on program completes your 2 year continuing education requirement and makes you a Stratus WIZ! Approved for 22.5 hours CE credit. Class covers Searching, CMA, Contacts, Update, Public Records/Mailing Labels, Prospect Match, Info Center, E-Mail, Custom Reports, Contacts, Add/Edit, Photo Upload. 3 Days • 9:00 a.m. – 5:30 p.m. • 22.5 Hours of CE Credit (**Evening Classes are 5 Days From 5:00pm – 9:30pm) TUITION: $225 LIBOR Members; $250 Admin. Staff (Letter Must be on File) Riverhead . . . . . . Sept. 20, 22, 29 Oct. 4, 12 Evening Jackson Heights . . Sept. 26, 28, 30 West Babylon. . . . Sept. 27, 28, 30 West Babylon. . . . Oct. 11, 13, 14 Riverhead . . . . . . Oct. 11, 13, 17 Jackson Heights . . Oct. 12, 14, 18 West Babylon. . . . Oct. 26, 28, 31 Jackson Heights . . Oct. 27, 28, 31 West Babylon. . . . Nov. 3, 7, 8 REGISTER ON LINE AT www.mlsli.com –OR– Call to Register • 631-661-4800 ext 21 WEST BABYLON • 718-429-8666 JACKSON HEIGHTS • 631-369-6148 RIVERHEAD Riverhead . . . . . . Nov. 8, 10, 16 West Babylon. . . . Nov. 17, 18, 21 Jackson Heights . . Nov. 18, 21, 22 West Babylon. . . . Nov. 28, 29, 30 West Babylon. . . . Dec. 5, 7, 9 Jackson Heights . . Dec. 7, 8, 9 West Babylon. . . . Dec. 12, 13, 14 Jackson Heights . . Dec. 14, 15, 19 Riverhead . . . . . . Dec. 14, 16, 19 Register on line at mlsli.com or call to register 631-661-4800 ext. 21 or 718-429-8666 or 631-369-6148 SEATS ARE LIMITED! Pre-Requisites: Student must be comfortable using the mouse, Windows scrollbars and have basic Internet skills. All registrants will be screened to determine ability. Any student who is not a regular computer user should take “Computer Essentials prior to registering for this course. THE FOLLOWING INFORMATION APPLIES TO ALL LIBOR GENERAL AND COMPUTER EDUCATION PROGRAMS, UNLESS OTHERWISE NOTED. TO REGISTER: REGISTER BY TELEPHONE OR FAX: Realtor Building West Babylon (631) 661-4800 x 21 FAX (631) 661-2103 Realtor Service Center (718) 429-8666 Jackson Heights FAX (718) 429-6959 Realtor Service Center (631) 369-6148 Riverhead FAX (631) 369-6172 MAIL YOUR REGISTRATION:* Realtor Building 300 Sunrise Highway West Babylon, NY 11704 Attn: Education Department *This registration option is not available for Computer Classes. INFORMATION: COURSE CONFIRMATIONS: A confirmation letter will be mailed to you approximately one week before the course start date. If you do not receive one by then, please phone us. REGISTER ON-LINE AT: FOR DIRECTIONS TO ALL (INCLUDING OFF-SITE) COURSE LOCATIONS: www.mlsli.com Visit our website at www.mlsli.com CANCELLATION POLICY: Up to 3 business days before program, full refund. 50% refund after 3 business days before program. NO REFUNDS thereafter; education credit only. A “no-show” forfeits entire tuition. LIBOR reserves the right to cancel if minimum enrollment is not met. 25 This 3-day program assists new agents in launching their career in real estate! Content includes how to get started listing & selling effectively, work with customers & clients, prospect, marketing overcoming objections, role-play, negotiating effectively and working within the guidelines of the MLS Rules and NAR Code of Ethics...A great program for new agents or managers and brokers who want to train their agents. Approved for 71/2 hours NYS CE credit. November 16-18, 2005 . . . . . . . Riverhead . . . . . . . . . 9:00AM – 1:00PM November 28-30, 2005 . . . . . . . Jackson Heights . . . . . 9:00AM – 1:00PM November 30-December 2, 2005. . West Babylon . . . . . . . 9:00AM – 1:00PM Tuition: w/o CE with CE LIBOR Licensing Students:. . . FREE . . . . . . . . . . . . . $65.00 LIBOR Members: . . . . . . . . . FREE . . . . . . . . . . . . . $65.00 Non-members:. . . . . . . . . . . $150.00 . . . . . . . . . . . $215.00 9/27 — “Legal-Ease”❋ 10/14 — “Understanding Like-Kind Exchanges Under Section 1031 of the Internal Revenue Code to Benefit Both Clients & Customers❋ 10/19 — “Our Business Is Changing...Are You Up To Date?”❋ 10/28 — “Real Estate Consulting” 11/8 — “What Every Realtor Should Know; A Risk Reduction Seminar” 11/14 — “Introduction to Commercial & Investment Real Estate: Concepts & Terms” 11/21 — “The Not-So-Basic Basics of Mortgage Financing” 12/1 — “Be All That You Can Be”❋ 12/5 — “Building A Better CMA; Applying the Principles of Residential Appraising” (not a CMA computer course) 12/13 — “Disclosure — Insulation from Litigation — Safeguards & Precautions”❋ “LIST TO LAST” — FAST TRACK TO SUCCESS IN REAL ESTATE RSC, RIVERHEAD, 9:00AM-5:30PM This course is for real estate agents & brokers who are seeking the ability to legally participate in the mortgage industry, mortgage companies wanting to train new loan officers and real estate agents wanting to learn more about the mortgage process. Approved for 221/2 hours NYS CE credit. 9/26 — “What Every Realtor Should Know; A Risk Reduction Seminar” 10/6 — “Understanding Like-Kind Exchanges Under Section 1031 of the Internal Revenue Code to Benefit Both Clients & Customers”❋ 10/11 — “Buyer Brokerage & Ethics: The Right Choices”❋ 10/19 — “Consumer-Based Marketing” 11/1 — “Disclosure — Insulation from Litigation — Safeguards & Precautions”❋ 11/14 — “Our Business Is Changing...Are You Up To Date?”❋ 11/22 — “Good Morning Class: A Wake-Up Call on Dealing with Today‚s Buyers, Sellers & Unprecedented Market Conditions” 12/6 — “Property Management: Managing 1-4 Family Homes” 12/12 — “Introduction to Commercial & Investment Real Estate: Concepts & Terms” 12/15 — “Mortgage Knowledge To Save Your Deal” BEST WESTERN MILL RIVER MANOR, ROCKVILLE CENTRE, 8:30AM-5:00PM 9/29 10/7 10/20 10/24 11/3 11/9 11/15 — — — — — — — “Introduction to Commercial & Investment Real Estate: Tools of the Trade” “Commercial Real Estate: Al About Leases” “Disclosure — Insulation from Litigation — Safeguards & Precautions”❋ “Meeting the Housing Needs of the Over 55 Customers & Clients” “Property Management: Managing 1-4 Family Homes” “Buyer Brokerage & Ethics: The Right Choices”❋ “Building A Better CMA; Applying the Principles of Residential Appraising” (not a CMA computer course) ❋Also approved for NAR Mandated Ethics Course requirement. RISK REDUCTION PROGRAMS REGIONAL RISK REDUCTION PROGRAMS OFFERED THROUGH NYSAR FOR AGENTS, BROKERS & MANAGERS!! NYSAR members across the state will have a new tool to reduce exposure to unwanted liability & risk. Two NEW risk reduction programs will be offered right here on Long Island... November 17, 2005 ~ Mill River Manor, Rockville Centre Program #1: AGENCY AWARENESS WORKSHOP 8:00AM-12:00PM (includes materials, 3 hours NYS CE credit & continental breakfast.) Program #2: YOUR COMPANY POLICY MANUAL...A SAFETY NET FOR MANAGING RISK — 12:00PM-2:00PM (includes materials & lunch) Tuition: $35 each course LIBOR Members • Pre-registration is required/Limited Seating Register Online at: www.nysar.com click on Education Section. Make checks payable to NYSAR & mail to: NYSAR, 130 Washington Ave., Albany, NY 12210 DESIGNATION & PROF DEVELOPMENT DESIGNATION & PROFESSIONAL DEVELOPMENT CBR — CERTIFIED BUYER REPRESENTATIVE DESIGNATION COURSE Approved for 221/2 hours NYS Continuing Education Credit. Sept. 27, 28, 29, 2005 . . . . West Babylon . . . . . . . . . . . . . . . . Before/After 9/6 Nov. 7, 8, 9, 2005 . . . . . . . West Babylon . . . . . . . . . . . . . . . . Before/After 10/17 Time: 8:30am – 5:30pm Instructor: JAMES V. PUGLIESE, CRB, GRI, ITI, CBR *Tuition: Before: $345 LIBOR Members, $375 Non-Members After: $375 LIBOR Members, $405 Non Members The BEST 2-day real estate listing & selling course designed for immediate success! The solution for any Agent Manager or Broker looking to increase productivity is Real Estate 101 — with National Trainer, Jim Pugliese, ABR, CRB, GRI, CBR, ITI, CSP Approved for 15 hours NYS CE credit. November 28-29, 2005 . . . . . . . West Babylon . . . . . . . 9:00AM – 5:30PM Tuition: $145 LIBOR Members, $175 Non-members MAKING MORE MONEY WITH MORTGAGES October 19, 20, 21, 2005. . . . . . . Best Western Mill River. . 9:00AM — 5:30PM Rockville Centre November 2, 3, 4, 2005 . . . . . . West Babylon. . . . . . . . 8:30AM — 5:00PM Instructor: Dominick Sutera Tuition: $245 LIBOR Members, $295 Non-members FLORIDA REAL ESTATE BROKER LICENSING COURSE Through All-Florida Real Estate School — Instructor: Daniel J. Taddeo, P.A. Approved for 221/2 hours NYS CE credit. October 31-November 6, 2005 . . Jackson Heights . . . . . . 8:45AM – 6:30PM October 24-30, 2005. . . . . . . . . West Babylon. . . . . . . . 8:45AM – 6:30PM Tuition: $395 LIBOR Members, $495 Non-members Complete the course in 7 days without the expense of going to Florida! Now you can take your Florida State Exam here in NY — 2 locations: Garden City or Manhattan. THE RULES OF THE REAL ESTATE GAME — MLS PROCEDURES & RULES: SITUATIONS AND SOLUTIONS Effective participation in the MLS directly impacts your earning ability and helps you avoid penalties and violations. Topics covered include how to properly fill out agreements, getting offers presented, handling multiple offers, registering binders, follow-up to protect yourself and much more. This course is important for new agents! Approved for 3 hours NYS CE credit. October 26, 2005 . . . . . . . . . . . West Babylon. . . . . . . . Instructor: Mary Adams November 15, 2005 . . . . . . . . . Jackson Heights . . . . . . Instructor: Kathy Engel December 14, 2005 . . . . . . . . . Riverhead . . . . . . . . . . Instructor: Hank Cardello Time: 10:00AM — 1:00PM • Tuition: $20 LIBOR Members, $45 Non-members LICENSING 45-HOUR SALESPERSON QUALIFYING COURSES West Babylon . . . . . . . . . . . . . . . . . 9AM – 5:30PM . . . Oct. 15, 16, 22, 23, 29, 30, Nov. 5, 6 (Weekends) Jackson Heights . . . . . . . . . . . . . . . 9AM – 5:30PM . . . Oct. 20, 21, 24-27* West Babylon . . . . . . . . . . . . . . . . . 9AM – 5:30PM . . . Nov. 14-18, 21* Rockville Centre . . . . . . . . . . . . . . . 9AM – 5:30PM . . . Nov. 28-Dec. 2, 5* Riverhead . . . . . . . . . . . . . . . . . . . 9AM – 5:30PM . . . Nov. 28-Dec. 2, 5* West Babylon . . . . . . . . . . . . . . . . . 9AM – 5:30PM . . . Dec. 5-9, 12* *Exam date till 6:30PM TUITION: Salesperson: $175 – register 5 business days before course; $195 – thereafter. Broker: $165 – LIBOR Members; $195 – Non-members. 45-HOUR BROKER QUALIFYING COURSES Jackson Heights . . . . . . . . . . . . . . . 9AM – 5:00PM . . . Sept. 19, 20, 22, 23, 26, 28, 29* Riverhead . . . . . . . . . . . . . . . . . . . 9AM – 5:00PM . . . Oct. 20, 21, 24-28* West Babylon . . . . . . . . . . . . . . . . . 9AM – 5:00PM . . . Nov. 1, 3, 4, 7-10* *Exam date till 7:00PM ON-LINE & CD-ROM CONTINUING ED NEW YORK STATE REALTOR INSTITUTE ON-LINE & CD-ROM CONTINUING EDUCATION: 2005 GRI, SRES & ABR DESIGNATION COURSE OFFERINGS (All NYSAR Classes) Earn CE credit for real estate license renewal without leaving your home or office. LIBOR offers over 100 hours of real estate continuing education approved courses both ON-LINE and on CD-ROM. 65 hours of new courses just recently added to our on-line curriculum. No previous computer training required; no classroom participation. All courses approved by the NYS Department of State. Each module approved for NYS CE credit. REALTOR Service Center, West Babylon 8:30am – 5:30pm To register for GRI courses, call NYSAR @ 518-463-0300. SRES . . . . . September 22 & 23, 2005 GRI403 . . . . October 20, 2005 GRI404 . . . . October 21, 2005 GRI406 . . . . October 31, 2005 GRI405 . . . . Nov. 1, 2005 GRI401 . . . . Nov. 17 & 18, 2005 THE REALTOR® RSC, JACKSON HEIGHTS, 9:00AM-5:30PM NEW AGENT 3-DAY “UP & RUNNING” CERTIFICATE PROGRAM ● 9/26 — “Building A Better CMA; Applying the Principles of Residential Appraising” (not a computer course) 10/6 — “Commercial Real Estate — All About Leases” 10/11 — “Close Encounters of the Legal Kind; What Every Agent Must Know”❋ 10/25 — “Millennium Marketing Madness” 10/27 — “Environmental Construction Concerns in Residential Real Estate” 11/14 — “Digital Presentation Pizzazz” 11/15 — “Technology and Risk Management” 11/16 — “Assisting Sellers in Transacting Short Sales in lieu of the Sellers Losing Their Properties in Foreclosure”❋ 11/22 — “DisclosureˆInsulation from LitigationˆSafeguards & Precautions”❋ 11/30 — “Be All That You Can Be”❋ 12/13 — “Our Business Is Changing...Are You Up To Date?”❋ 12/14 — “Buyer Brokerage & Ethics: The Right Choices”❋ 12/19 — “Mortgage Knowledge To Save Your Deal” CONTINUING EDUCATION CD-ROM COURSE PRICES: Cost per 71/2-hour course: $54 LIBOR Members, $60 Non-members Cost per 33/4-hour course: $36 LIBOR Members, $40 Non-members ON-LINE COURSE PRICES: Prices vary... 221/2-hour discount packages available. Visit our website at: www.mlsli.com and try a FREE DEMO. REAL ESTATE EDUCATION RSC, WEST BABYLON, 9:00AM-5:30PM September 2005 CONTINUING EDUCATION ● PROFESSIONAL DEVELOPMENT DEVELOPMENT PROFESSIONAL 26 ● September 2005 ● THE REALTOR® SERVICES DIRECTORY ATTORNEY SERVICES Goldson, Nolan, Connolly, P.C. ..................................631.844.0220 Harlan A. Freilicher......................................................631.784.7755 Lee Wiedl, PC..............................................................631.744.0506 BUSINESS CAREER OPPORTUNITIES All Nations Realty..............................................718.663.2106 x 999 Century 21 Annettes ..................................................516.564.4480 Century 21 Metro NY/LI Brokers Council ..................800.537.8108 Century 21 Your Home ..............................................516.826.4600 Coldwell Banker Surf ........................................718.766.1400 x 130 Daniel Gale ..................................................................888.931.9500 ERA Top Service Realty ..............................................718.441.5800 Island Advantage ........................................................631.351.6988 Keystone Realty ..........................................................800.390.8083 Laffey Associates ........................................................516.625.9848 Long Island Realty Agents..........................................516.433.5290 Prudential Douglas Elliman Real Estate......................631.549.7401 RE/MAX of New York, Inc. ......................................1.800.736.2969 Vista Land Services ....................................................631.549.8200 HEALTH COVERAGE New York State Association of REALTORS® ............800.487.8004 Check Out Our Rates!!! LONG ISLAND REALTORS FEDERAL CREDIT UNION Q NEW CAR LOANS: ’04–’05** MODELS 10% Down Payment Financed up to $30,000 20% Down Payment Financed up to $50,000 2 Years 3.49% – $43.20/$1,000 4 Years 5.00% – $23.04/$1,000 3 Years 4.00% – $29.53/$1,000 5 Years 5.00% – $18.88/$1,000 THESE RATES APPLY TO NEW CAR LOANS USED CAR LOANS: ’00-’03 MODELS 20% Down Payment Financed up to $20,000 30% Down Payment Financed up to $40,000 ’03 ’01 1 Year 5.49% – $85.84/$1,000 2 Years 5.49% – $44.10/$1,000 3 Years 5.75% – $30.31/$1,000 4 Years 5.75% – $23.38/$1,000 1 Year 5.99% – $86.07/$1,000 2 Years 5.99% – $44.32/$1,000 3 Years 6.49% – $30.65/$1,000 ’02 1 Year 5.99% – $86.07/$1,000 2 Years 5.99% – $44.32/$1,000 3 Years 6.49% – $30.65/$1,000 1 Year 5.49% – $85.84/$1,000 2 Years 5.49% – $44.10/$1,000 3 Years 5.75% – $30.31/$1,000 4 Years 5.75% – $23.38/$1,000 ’00 SHARED SECURED LOANS 1 Year 4.00% – $85.15/$1,000 2 Years 4.00% – $43.43/$1,000 3 Years 4.00% – $29.53/$1,000 4 Years 4.00% – $22.58/$1,000 5 Years 4.00% – $18.42/$1,000 PERSONAL LOANS 14% Financed up to $2,000 • Maximum Term – 24 Months 12 Months – $89.80/$1,000 • 24 Months – $48.02/$1,000 HOME & EQUIPMENT INSPECTIONS/SERVICES ***THE ABOVE RATES ARE SUBJECT TO CHANGE*** Federated Consultant Services, Inc. ........................1.800.422.4473 FOR MORE DETAILS, CALL LUISA AT THE CREDIT UNION AT (631) 661-4800, EXT. 371. • www.LIRFCU.com INSURANCE/LEGAL Century 21 Laffey (eRealty Title Agency)....................516.626.8400 Jay S. Gootenberg, AHS Errors & Omissions, Home Warranties ..................................................Off: 631.325.9107 Cell: 516.322.7143 Insurance Plus ............................................................516.922.1200 Advertise In MEDIA The Realtor® Advertising ..........................................516.609.3200 LIBOR Membership Directory ..................................631.661.9126 MLS/LIBOR — Web Site ..................................631.661.4800 x 348 mlsli.com, mlsstratus.com MORTGAGE SERVICES American Home Mortgage..........................................631.390.1403 Jericho Mortgage Associates ..........................516.496.4500 x 228 The Publication That Reaches Over 25,000 LIBOR Members! MORTGAGES Guaranteed Home Mortgage ......................................516.935.1665 CONTACT... PROMOTION SERVICES Sterling Graphic Impressions ....................................516.609.3200 PROPERTY SALES Greenthal ....................................................................718.423.3130 Magic Realty/North Shore Towers..............................718.631.8867 REAL ESTATE FORECLOSURES PETER BERGANG Tel: (516) 609-3200 • Fax: (516) 676-4769 email: [email protected] Foreclosure Update ....................................................516.487.6491 Need Help With Your Ad? THE SERVICES DIRECTORY IS PROVIDED AS AN ADDITIONAL SERVICE. THE PUBLISHER DOES NOT ASSUME ANY LIABILITY FOR ERRORS OR OMISSIONS. We offer professional Design and Ad Layout services at a reasonable cost. 27 ● September 2005 ● THE REALTOR®