Sep 2007 - Rockland County Board of REALTORS

September 2007
ROCKLAND COUNTY BOARD OF REALTORS
THE VOICE FOR REAL ESTATE
FREE
REALTOR Safety Seminar
Continental Breakfast and Gift
with guest speaker
Roseann Farrow
NYSAR Instructor
Wednesday, September 19, 2007 • 9:00am –11:00am
Holiday Inn
Route 303 • Orangeburg, NY
Name: ________________________________________________________________________________
Agency ________________________________________________________________________________
Phone # ________________________________________________________________________________
Please fax reservation to (845) 735-0415
AFFILIATES
PLEASE SUPPORT YOUR ROCKLAND COUNTY BOARD OF REALTORS® AFFILIATES AND
RECOMMEND THEM TO YOUR CLIENTS AND CUSTOMERS
HOME WARRANTY/E & O INSURANCE
ATTORNEYS
Kahn & Licker
Susan Keene
Steven Landau
James Leopold
Deborah W. Loewenberg
Angelo M Lucrezia
Dennis D Michaels
Frank J Phillips
845-638-0800
845-634-8181
845-639-6031
845-638-3938
845-638-4747
845-634-6291
845-348-0001
845-947-1100
BANKS
Hudson Valley Bank
Provident Bank
845-521-7006
845-369-8040
BUILDERS
Max Glazer
845-425-2230
CREDIT UNIONS
Palisades Federal Credit
First American Home Warranty
800-698-0422
INSURANCE
Anzisi Rubinoff Agency
Kevin Casey Allstate Agency
Liberty Mutual Insurance
914-777-3577
845-429-2500
845-639-4982
MORTGAGE BANKERS
Bank of America
Bank of New York Mtg Co
Countrywide Home Loans
GFI Mortgage Bankers, Inc.
GMAC Mortgage
Hudson City Savings Bank
*Metropolitan National Bank Mortgage
Union Federal Mtg Corp
Wells Fargo Home Mtg
914-286-5465
845-624-1084
845-298-6311
845-358-8000
845-624-1100
201-818-5102
845-634-3330
845-624-3200
845-638-6400
845-732-4242
MORTGAGE BROKERS
ENGINEERS
Andrew R. Yarmus
845-634-3580
ENVIRONMENTAL
Sumray Environmental Consultants
845-634-3580
HOME INSPECTORS
A.B.L. Inspections
FTF Inspections Corp
The HomeTeam Inspection Service
EMCO Home Inspection LLC
HouseMaster of Rock/West
United Inspection Consultants Inc
HLB Mortgage Services
Home Capital Mtg Corp
Rand Mortgage
United Fidelity Mortgage
Upscale Equities, Inc.
PUBLICATIONS
845-634-3580
Home and Family Finance
845-357-8326
TITLE INSURANCE
845-603-8134
845-947-4577
Commonwealth Land Title
*Fidelity National Title Insurance Company
*Welcome New Affiliates
HOME STAGING
Rockland Home Staging, LLC
Page 2 | September 2007
845-620-1422
845-965-9106
845-825-8050
845-638-1404
845-371-2622
845-731-9510
845-732-4737
845-634-7070
845-634-3636
2007 OFFICERS
AND DIRECTORS
PRESIDENT
Nettie Price
354-5454
PRESIDENT-ELECT
Raj Bajaj
624-6500
SECRETARY
Warren Switzler
446-2657
TREASURER
Denise Murphy
634-1668
IMMEDIATE PAST PRESIDENT
Roberta Bangs
634-4202
PAST PRESIDENT
Merrill Starostiak
634-0400
DIRECTORS
Adam DiFrancesco
Elizabeth Rosenblatt
Marta Segarra-Allen
Ellen Murphy
Mike Nuzzo
Bill Thorne
Barbara Corrente
Diane Wanamaker
Rachel Taub
Sharon Tucker
357-8100
354-2554
623-5200
358-7171
357-4747
634-7474
624-8100
947-7700
364-0007
632-5200
AFFILIATES
Drew Kessler
Arcenio Pena
638-9402
357-8326
PRESIDENT’S MESSAGE
As summer draws to a close, RCBOR has
been busy distributing and now collecting
the boxes for our annual back to school
program that we run in conjunction with
People to People. Hope each of you has
participated in some way. The students and
the donors can feel good about themselves.
It is a worthwhile program that offers
esteem to children.
Our next Realtor program is about Realtor
safety. This program is FREE to all
Rockland County Realtors and will include
a continental breakfast. It will be held on
Wednesday, September 19th at 9:00am, at
the Holiday Inn in Orangeburg and will be
taught by Roseanne Farrow. This program
is of vital importance for all Realtors. We
are living in uncertain times and safety is
essential for all of us.
At the beginning of September, our elected
directors will be going to the NYSAR
meetings in Saratoga Springs. Because
we are a large Board, we now have
eight delegate members who will be
participating, training and learning how to
operate a local board of Realtor office. This
is an increase of two more delegates than
last year and that is based on the increase in
our local membership.
And lastly, our Board office is finally being
renovated. It has been more than seventeen
years since anything has been done to the
office. The improvement is long overdue.
The renovations will improve the utilization
of the office space and bring our bathroom
up to code for people with disabilities.
We are making progress in many areas and
look forward to the new office and more
functional layout of the space.
Our Annual Monte Carlo Nite is in the
works for October and details will be
announced shortly.
Nettie
The thought for the day:
Be All That You Can Be. Kind,
Courteous, Loving, Thoughtful.
INVOLVED.
Please remember to fill out the Board of
Director Application.
THE ROCKLAND REALTOR
OFFICIAL PUBLICATION of the
ROCKLAND COUNTY BOARD OF REALTORS
300 North Middletown Road
Pearl River, New York 10965
(845) 735-0075 email: [email protected]
Our goal is to better inform our membership and provide
a vehicle for us to communicate with each other. This is
your newsletter. We invite you to submit articles and suggestions to Editor, Board of Realtors, 300 N. Middletown
Rd., Pearl River, NY 10965 or call 735-0075
NEWSLETTER STAFF
EDITOR:
Warren Switzler
ASSOC. EDITOR:
Karen Peters
Interested in advertising in this newsletter? Call 735-0075
The Rockland County Board of REALTORS makes no
warranties and assumes no responsibility for the
accuracy of the information contained herein. The
opinions expressed in articles are not necessarily
the opinions of the Board of Realtors.
HOME STAGING
VISIT OUR WEBSITE
www.homestagingsystem.com
or call for consultation
Decorating with Fabric
845.352.5064
visit our website at www.rcbor.com
Page 3 | September 2007
MEMBERSHIP
THE FOLLOWING HAVE BEEN APPROVED AS DESIGNATED REALTOR MEMBERS:
Joon K. Lee
Kingstone Realty
THE FOLLOWING HAVE BEEN APPROVED AS REALTOR MEMBERS:
Suzanne Andretti
Simon Basner
Tirtza Beer
Clifton Brown
Telly S. Bruno
Giuseppe Caltagirone
Constance Cipolli
George H Crooks
Seta Etmekjian
Jamie Farmer
Myriam Becka Fonrose
Gail Francis
Carol Ann Giampaolo
Trinidad Giordano
Marian Gryzlo
Devorah Gutwein
Janet Irizarry
Debra-Ann Katz
Vicus Real Estate
Baer & McIntosh RE
AOM Realty
Realty Teams Corp
Prudential Rand Realty
Prudential Rand Realty
Prudential Rand Realty
Weichert Realtors
Keller Williams Hudson Valley
Weichert Realtors
Century 21 Grand
Prudential Rand Realty
Sohn Real Estate
The DeLorenzo RE Group
Keller Williams Hudson Valley
Mark 1 Real Estate
ERA Tucker Associates
Coldwell Banker
Deirdre M McCormick
Kane L McGrath
Benjamin Moss
Patricia A Nelan
Sharron L Nunez
Marcela Owczarzyova
Elizabeth Pali-Cacaj
Christina Pratt
Charles W Sawicki
George Schaefe
Noelle Shields
Laura Shlonsky
Zachary Shoberg
John C Siegriest
Katherine Siegriest
Dayna Span-Resnik
Reynaldo Suazo
Alan Trugman
Prudential Rand Realty
Prudential Rand Realty
Weichert Realtors
Eugenia Anderson RE
Prudential Rand Realty
Coldwell Banker
Century 21 Grand
GMAC RE ServiceMax
IBNA Spoon River
Weichert Realtors
ERA Tucker Assoc
Weichert Realtors
Weichert Realtors
Prudential Rand Realty
Prudential Rand Realty
IBNA Spoon River
Weichert Realtors
Prudential Rand Realty
RPAC
$99.00 Contributors
John Alexander
Eugenia Anderson
Bernardo Angeles
April Baker
Anthony Balletta
Joe Baratta
Hope Beauchamp
Susan Bova
Len Carr
Kayamkattil Chacko
Ron Chromey
Doug Cowie
John D’Ercole
Patricia Delaney
Noel DeLorenzo
Adam DiFrancesco
Richard Ellis
Leah Feiner
Abel Ferraro
Chuck Frankel
Solomon Fuerst
Linda Gambardella
Scott Gdanski
Ed Glazer
Sol Genuth
Harlene Goidel
Jacob Goldmunzer
Joann Grando
Harold Grune
Ed Guardaro
Jack Guberman
Annabelle Hackett
Marie Hoey
Moshe Hopstein
Robert Hoyt
Joseph Illiparampil
Kevin Joyce
Mary Ellen Joyce
Evelyn Kagan
Lonna Kin
V. Kunjupillai
Marcy Lawrence
Linda Lipkins
Ed Lopez
Harold MacCartney
Richard Mancuso
Paul McKearnin
Linda Michels
Joseph Mitlof
Brian Nelson
Moshe Newhouse
Carol Newman
Michael Nuzzo
Kerney Oby
Anthony Occhipinti
Varghese Olahannan
Angela Paul-Harris
Greg Peterkin
Gail Posnack
Antonio Reda
John Renteria
Thomas Mac Robbie
Chaya G Rosenberg
Judeline Tamar Rouzard
David Sanders
Adrianne Saunders
Steve Schiller
Sarah Schwab
Chris Scibelli
Deborah Sheehan
Jeanne Shields
Walter Smith
Diane Snyder
Merrill Starostiak
Michael Starvaggi
Naomi Streicher
Warren Switzler
Michael Tauber
Lynn Teger
Robert Thomas
Sharon Tucker
Linda Viglietta
Diane Wanamaker
Stuart Weinberger
Richard Weisman
Russell Woolley
Charlene Yerkovich
Thomas Yu
$250.00 Capitol Club
Roberta Bangs
Life Members
Laurie DiFrancesco
Ed Glazer
Page 4 | September 2007
Karen Glazer
Marion Reichner
Russell Woolley
Jean Yassky
Alan Yassky
NEWS FROM DOS, NAR & NYSAR
License Law change
regarding continuing
education:
Any broker who does not have 15
years of consecutive licensure prior
to July 1, 2008 will not be eligible
for the continuing education
exemption. Any broker currently
exempt but lets their license lapse
will lose their exemption.
Fair housing component
to CE becomes law
Gov. Eliot Spitzer signed NYSAR
supported legislation into law that
requires at least 3 hours of fair
housing and anti-discrimination
coursework as part of the existing
22.5-hour requirement for real
estate
licensees.
This
new
requirement will ensure that
REALTORS are well prepared to
meet the diverse housing needs
of clients and customers. This
requirement will take effect on
July 1, 2008.
NAR and Habitat partner
for Gulf Coast recovery;
volunteers needed
The National Association of
REALTORS has entered into a
partnership with Habitat for
Humanity International (HFHI), in
which NAR and its state and local
REALTOR
associations
will
generate more than $4 million to
build as many as 54 homes along the
Gulf Coast. In addition to raising
$75,000 per home for land and
building materials, REALTORS will
volunteer their time and skills to
assist in the building of these
homes.
Through HFHI’s Global Village
Trips
program,
teams
of
REALTORS from across the
country will take week-long trips
to the Gulf Coast region where they
will work on homes sponsored by
REALTORS as well as other homes
being built through HFHI.
HFHI Global Village Team Leaders
Steven and Jacqlene Rose from
Sidney, NY, (Otsego-Delaware
Board of REALTORS) will lead a
team of NYSAR members in the
Gulf Coast, helping assist NAR and
HFHI in its efforts. The team will
consist of up to 20 energetic,
hard-working REALTORS who
wish to help rebuild the Gulf Coast
following the devastation of
Hurricane Katrina.
The NYSAR team is scheduled to
volunteer October 7-13 in Slidell,
LA, which is located approximately
30 minutes outside of New Orleans.
NAR will contribute $100 per
volunteer, with all additional costs
being incurred by the team member,
in conjunction with the team
leaders. It is anticipated that the cost
will be approximately $500 per
person, plus airfare. This cost will
cover shared team accommodations,
team site transportation and some
team meals. Interested REALTORS
should e-mail [email protected]
for an application and/or for more
information.
What Gen X wants
New York Newsday (08/10/07)
P. C8; Janovsky, Julie
Once characterized as "cynical
slackers," Generation Xers--born
between 1965 and 1977--are proving to be tech-savvy home buyers
who turn to the Internet to look at
properties and know exactly what
they want by the time they make
contact with real estate agents.
According to the National
Association of REALTORS, buyers
aged 25 to 34 account for 51 percent
of first-time buyers, 30 percent of
total buyers, and 18 percent of
repeat buyers. A recent online poll
of 1,500-plus home buyers for
Century 21 by International
Communications Research reveals
that Gen Xers devote one-quarter of
their incomes to purchasing their
first homes, while baby boomers
spent only 20 percent. Most pay
close attention to the length of their
work commutes, while baby
boomers focused more on price
when buying their first homes.
Additionally, baby boomers made
their first home purchases to
accommodate a marriage or other
life change, while Gen Xers view
homeownership
as
a
good
investment. In terms of home
features, Gen Xers prefer open
floor plans, granite countertops,
flat
screen
televisions,
environmentally friendly and
energy-efficient components, and
high-tech appliances.
Despite Rising Gas Prices,
Home Buyers Want Big
Garages
Home buyers in increasing numbers
want garages with two or more
spaces in their homes, according to
the 2007 Profile of Buyers' Home
Feature Preferences, released this
week by NAR. Since the last survey
in 2004, oversize garages saw the
biggest growth in terms of what
recent buyers considered very
important in a home, gaining 16
percentage points to 57 percent.
Among buyers who purchased
homes without this feature, 56
percent of them said they would
have paid more for an oversize
garage, compared to only 6 percent
in the 2004 survey. Other priorities
for today's home buyers include air
conditioning, with three out of every
four respondents ranking this as
"very important," and a walk-in
closet in the master bedroom, which
was very important to 53 percent of
respondents. Hardwood floors and
granite counter tops each gained 7
percentage points from the 2004
survey, with 28 percent and 23
percent, respectively, of buyers
viewing these features as "very
important." Gaining 6 percentage
points was cable/satellite TV-ready,
at 46 percent.
Page 5 | September 2007
EXECUTIVE BOARD MEETING MINUTES
RCBOR
Executive Board Meeting Minutes
June 20, 2007
ATTENDANCE:
Nettie Price, Warren Switzler
Denise Murphy, Roberta Bangs
Mike Nuzzo, Marta Segarra-Allen
Merrill Starostiak, Ed Sumber
Adam Di Francesco, Barabara Corrente
Diane Wanamaker, Drew Kessler
Bill Thorne, Sharon Tucker
Meeting began @ 9:03 a.m. with The
Salute to the Flag
Motion to accept May 16, 2007 minutes by
Diane Wanamaker. 2nd by Mike Nuzzo.
minutes accepted.
COMMITTEE REPORTS
PRESIDENT’S REPORT:
Nettie Price introduced Judy Andersen,
President of OCAR. Discussion regarding
the annual Orange & Rockland Convention.
Ms. Andersen reported that the not-forprofit gathering has been a 50/50 event in
its 10 years.
Attendance was much lower this year from
the Rockland Realtors. Some reasons
offered by board members were the
Orange County location; the mostly Orange
County vendors; the “tough market” and
the perceived emphasis on sales of C.E.
speakers, rather than education.
Page 6 | September 2007
Nettie lead a discussion of the
regionalization of realtor boards. Bill
Thorne motioned to establish a committee
to explore regionalization. It was second by
Marta Segarra-Allen and passed. Bill further motioned to have a seven member
committee. motion second by Adam Di
Francesco, motion passed.
COMMUNITY SERVICE:
Drew Kessler - next meeting for Monte
Carlo Night 6/26 @ 9:00 a.m. Drew Kessler
motioned to donate $1000.00 from the
fundraiser at the penguin theater to the
Rockland Family Shelter. Second - Merrill
Starostiak, passed.
PROGRAMS:
Merrill Starostiak - July 9th General
Meeting @ Casa Mia Manor House in
Blauvelt. With representitives from the
school district.
PROFESSIONAL STANDARDS: Roberta
Bangs - 6/18 meeting recommended $100
administration fee be increased; ethics
complaint fine be paid 30 days after final
notification given; sanction: to complete
education course within 90 days; ethics
appeal, decision ratified; postponed arbitration brings $250 administration fee.
Motion, Bill Thorne - to accept changes.
Second - Barbara Corrente; passed.
EDUCATION:
Sharon Tucker – 6/6 Real Estate Board
Mtg. Nettie Price sent letter in support of
new NYSAR Curriculum.
MEMBERSHIP:
Barbara Corrente motioned to accept designated realtors and affiliates. second,
Merrill Starostiak. Approved.
LEGISLATIVE:
Bill Thorne – report on Fair Housing
backed by RCBOR; N.Y. State Agency
Disclosure on calendar for corrections; 200
realtors attended Lobby Day. Bill Thorne
inquired about expenditures for those
attending the Saratoga meeting. Roberta
Bangs motioned that anyone requested by
the board to attend should be reimbursed
for mileage, food, and room. second –
Merrill Starostiak passed.
LEGAL COUNSEL:
Ed Sumber – distributed an article on the
application of land use provisions by
RLUIPA and “FTC Comsumer Alert”
about buying a home; choosing agents &
brokers; including questions to ask realtors
before listing; NAR says the market will
turn; bankers say, “No!”. Texas has many
foreclosures, Austin’s Hot!, Dallas Not!
TREASURER‘S REPORT:
Denise Murphy - “no changes” accepted.
Meeting adjourned: 11:28 a.m.
AFFILIATE SPOTLIGHT
Rockland Home Staging
How can we help you?
By Maureen Henry
What is home Staging?
Home staging is the process of
getting a home ready for sale.
Staging is an inexpensive but
proven process for maximizing
a home's resale value. At
Rockland Home Staging we
employ our creativity and
expertise to professionally
prepare each home for sale.
In
Rockland
County’s
competitive real estate market,
it is imperative to make the
home immediately attractive to
potential buyers.
Benefits of Staging
• Staged homes spend 50%
less time on the market.
• Studies have shown that
Staged homes sell for 6.3%
more money.
• Staged homes show better
on MLS which drives more
traffic to the home.
• Agents that offer Staging as
part of their listing package
attract more clients.
According to the National
Association of Realtors there
are more homes currently on
the market then there have
been in the last ten years.
Realtors need to help their
clients make their homes stand
out in this competitive market.
Staged Home Advantage
In real estate there are four
major contributing factors in
any real estate transaction.
You must consider the market,
location, condition and price.
You do not have control over
the market or the location of
the home, but you can improve
the condition to maximize the
sale price. Homeowners need
to
make
their
home
memorable. It has been said
that buyers make up their mind
about a home within the first
15 seconds.
Home buyers have many
choices and are often visiting
dozens of homes before
settling on the right one. At
Rockland Home Staging we
make those initial impressions
count.
When To Stage
Every home can benefit from
Professional Home Staging
regardless of price or location.
For maximum benefit you
should have your home staged
prior to putting it on the
market. Stage it, List it, Sell it.
According to the National
Association of Realtors the
longer a home remains on the
market the lower the selling
price will be. It is best to make
the right first impression from
the beginning. If your home
has been on the market for a
while Rockland Home Staging
will enhance the homes
positive features and maximize
your homes market potential.
Home Staging Costs
You don’t spend money on
home staging, you invest in it.
Having a home professionally
staged results in less time in
the market and increased sales
price. Rockland Home Staging
specializes in inexpensive
transformations
for
the
Rockland County homeowner.
Real Estate Partnerships
We offer realtor partnership
programs. Special discounted
pricing is available.
Please call for details.
Rockland Home Staging
Owner: Maureen Henry
Phone: (845)731-9510
Web: www.RocklandHomeStaging.com
email: [email protected]
We Turn Home Browsers Into Home Buyers
Page 7 | September 2007
EDUCATION
CONTINUING EDUCATIONSEPTEMBER
7th
Area & Neighborhood
Analysis
9:00am-12:00pm
(Appr & RE CE-3)
7th
Current Appraisal Issues
& the Valuation Process
1:00pm-4:00pm
(Appr & RE CE-3)
19th Title Insurance Made Easy
1:00pm-4:30pm (CE-3.5)
19th GRI-RI-403
Financing to Increase
Homeownership (CE 7.5)
Westchester Board-Call
to Register: 800-239-4432
20th
27th
GRI-RI-404
Real Estate as an Investment
(CE-7.5)
Westchester Board-Call to
Register: 800-239-4432
Reverse Mortgage for the
Senior Homeowner
9:00am-1:00pm (CE-4)
18th
22nd
OCTOBER
4th
4th
Understanding the Appraisal
Principles in the Estimation
of Value
9:00am-1:00pm
(Appr & RE CE-4)
Valuation of High End
Residential Properties
2:00pm-5:00pm
(Appr & RE CE-3)
At Home Study Courses – CD ROM Available at the Board Office
Independent Study
Red Flags
Independent Study
Fair Housing
Independent Study
Introduction to Commercial Real Estate Sales
Independent Study
Real Estate Finance Tax Issues
Independent Study
Investment Property – Practice & Management
Independent Study
New York C/E Pac 2
MEMBER
SALES QUALIFYING
BROKERS QUALIFYING
APPRAISAL QUALIFYING
CONTINUTING ED.
8th
3.5 Credits
3.75 Credits
3.75 Credits
7.5 Credits
7.5 Credits
22.5 Credits
25th
All Around the House:
Wet Basement Problems &
Solutions
6:00pm-10:00pm (CE-4)
Home Staging for Realtors
9:00am-12:00pm (CE-3)
GRI-RI-407
Building Your Real Estate
Practice
(CE-7.5)
Westchester Board-Call
To register: 800-239-4432
Hazardous Homes:
Mold & Mildew
9:00am-12:00pm (CE-3)
NOVEMBER
1st
Real Estate & Taxes:
What Every Agent Should Know
9:00am-4:00pm (1 hr lunch break)
(CE-6)
Computer Based
Computer Based
Computer Based
Computer Based
Computer Based
Computer Based
At Home
At Home
At Home
At Home
At Home
At Home
NON-MEMBER
$325.00
-----------$250.00
$325.00
30 Hr-$350.00/plus materials / 15 Hr-$200.00/plus materials
$10.00/Ea Credit (or as listed with a specialty course)
Call Board Office
FULL NAME ___________________________________________________________________________________
COMPANY ____________________________________________________________________________________
HOME PHONE ______________________________ BUSINESS PHONE ____________________________________
COURSE TITLE
DATE
TUITION
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
Check payable to RCBOR $________________________ VISA/MC # ______________________________________
(ENCLOSED)
Exp Date_____________________________________ Signature _______________________________________
Charge Registration accepted by phone 735-0075 or Fax 735-0415 • Mail to: RCBOR, 300 N Middletown Rd, Pearl River, NY 10965
Page 8 | September 2007
NYS Accident
Prevention
Course
Monday and
Tuesday Evenings
October 22nd and 23rd
5:30 - 8:30pm
Point & Insurance Reduction Program
$22.00
check payable to On-Site, Inc.
EDUCATION - CONTINUED
7th
14th
28th
Doing the Right Thing:
Business Ethics
6:30pm-9:30pm (CE-3)
Opportunities and Advantages of
Home Warranty Contract
Disclosure
9:00am-1:00pm (CE-4)
Caught on Camera
Anti Trust in the 21st Century
6:30pm-9:30pm (CE-3)
QUALIFYING EDUCATION
SALES
NOVEMBER
1st
7th
Evening-Mon/Tues/Thurs
RCBOR (11/1-12/11)
7th
BROKERS
OCTOBER
1st
Eves-Monday, Tuesday,
Wednesday & Thursday
10/1 - 10/31
OCTOBER
4th
APPRAISAL EDUCATION
4th
SEPTEMBER
6th
Evening-Mon/Tues/Thurs
RCBOR (9/6-10/16)
CONTINUING EDUCATION
15th
Day Acc-Mon-Thursdays
RCC, Spring Valley
(10/15-10/25)
Understanding the Appraisal
Principles in the Estimation
of Value
9:00am-1:00pm (Appraisal CE-4)
Valuation of High End
Residential Properties
2:00pm-5:00pm (Appraisal CE-3)
SEPTEMBER
6th
OCTOBER
Area & Neighborhood Analysis
9:00am-12:00pm
(Appraisal CE-3)
Current Appraisal Issues and
the Valuation Process
1:00pm-4:00pm
(Appraisal CE –3)
Appraisal Review Class for the
State Exam
9:00am-5:00pm
(Appraisal C/E – 7)
Page 9 | September 2007
BOARD OF DIRECTOR APPLICATION
ROCKLAND COUNTY BOARD OF REALTORS
CANDIDATE APPLICATION FORM
Name __________________________________________________________________________________________________________
Firm Name ______________________________________________Position with Firm ________________________________________
Business Address ________________________________________________________________________________________________
Business Phone _________________________ Business Fax __________________________ Cell Phone ________________________
Realtor Information
Number of Years Licensed _________________________
Realtor Associations and / or MLS organizations in which you hold membership:
_____________________________________________________ Number of Years ____________________________________________
_____________________________________________________ Number of Years ____________________________________________
Prior Board Offices Held and Number of Years:
_______________________________________________________________________________________________________________
_______________________________________________________________________________________________________________
_______________________________________________________________________________________________________________
Committees of Interest:
_______________________________________________________________________________________________________________
_______________________________________________________________________________________________________________
_______________________________________________________________________________________________________________
Describe any other information which you think the nominating committee should consider:
_______________________________________________________________________________________________________________
_______________________________________________________________________________________________________________
_______________________________________________________________________________________________________________
use separate sheet if necessary
Have you ever attended a NYSAR convention? ________________________ Number Attended ________________________________
Have you ever attended a NAR convention? __________________________
Number Attended ________________________________
If elected to a position, I understand that I will be required to attend 10 Directors meetings, 4 membership meetings, and, if elected as an
officer, 2 NYSAR meetings each year.
Signature of Applicant: ____________________________________________________________________________________________
_______________________________________________________________________________________________________________
Please Complete This Form and Fax To: 735-0415
Page 10 | September 2007
ANZISI RUBINOFF AGENCY
INSURANCE AND FINANCIAL SERVICES, Since 1960
(845)398-3586 • (914)777-3577 • Fax (914)777-3788
Ask for Mike Rubinoff
We have many realty clients in the Rockland area. Let us show you how realty offices can have their own small group
HEALTH INSURANCE PLANS, as well as coverage for their 1099 Sales Associates.
Our primary business is providing small group health plans, and employee benefit programs. There are many insurance
companies offering low cost effective health plans. Our focus is on researching and reviewing each clients needs on an
annual basis. Every Clients Benefit Needs Are Reviewed Annually. We work with all insurance companies to ensure that
when new plans come to the market, our clients will have the newest, best and most cost effective plans available for their
offices. Call us for a free quote, or visit us at our Westchester or Rockland offices.
Below are a couple of plans which may be appropriate for your business.
LIBERTY
Non Referral Plans
Quotation Date: 08/08/2007
Effective Date of Coverage: 10/01/2007
Oxford Metro
25/50
EPO
In-Net
Out-Net
Deductible:
N/A
N/A
CoInsurance:
100%
N/A
CoPay
$25.
Rx: 15/30/60/100 Ded.
Hospital Copay: See Benefits OOP Out: N/A
Single
1
$299.44
EE w/Spouse
1
$658.77
EE w/Children
1
$553.97
Full Family
1
$928.27
FREEDOM
Quotation Date: 08/08/2007
Effective Date of Coverage: 10/01/2007
Oxford Metro
25/50
EPO
In-Net
Out-Net
Deductible
N/A
N/A
CoInsurance:
100%
N/A
CoPay:
$25.
Rx: 15/30/60/100 Ded.
Hospital CoPay: See Benefits OOP Out: N/A
Single
1
$322.68
EE w/Spouse
1
$710.29
EE w/Children
1
$897.30
Full Family
1
$1000.87
Page 11 | September 2007
DATES TO REMEMBER
September
9/9-9/12
NYSAR Business Meetings, Saratoga, NY
19th
General Membership Meeting
REALTOR Safety
Speaker: Roseann Farrow
October
SAVE THE DATE
Thursday, October 18th, 2007 Monte Carlo Night
Fundraiser for People to People More information
to follow.
November Date to be Announced
RCBOR Annual Meeting & Vote
Ed Sumber, guest speaker - 2007 Legal Update
11/12-11/16
NAR Convention, Las Vegas
December RCBOR Installation Dinner Dance
Date to be announced
12/4-12/6
Supra Support:
SAVE THE DATE
Thursday, October 18th, 2007
Monte Carlo Night
Fundraiser for People to People
More information to follow.
(877) 699-6787
MLXchange Support: (888) 825-5472
MLS & OCAR:
(845) 294-7905
NYSAR Legal:
(518) 436-9727
(Mon-Fri 9am-1pm)
Internet:
RCBOR:
RCBOR.com
NAR:
Realtor.org
NY State Assoc:
NYSAR.com
NY State:
Triple Play, Atlantic City
Rockland County Board of Realtors
300 North Middletown Road
Pearl River, New York 10965
Member Support Hotlines:
DOS.STATE.NY.US
PRSRT STD
U.S. Postage Paid
Monsey, NY
Permit No. 5455