December 2005 - Sacramento Association of REALTORS

Transcription

Sacramento Association
PRSRT STD
US Postage
PAI D
Permit No. 538
Sacramento, CA
of REALTORS®
2003 Howe Avenue
Sacramento, California
95825
®
A PUBLICATION OF SACRAMENTO ASSOCIATION OF REALTORS®
December 2005
Volume 7, Number 12
INSIDE
THIS ISSUE
P r e s i d e n t ’s
Perspective
Page 2
New Members
Page 3
MLS Stats
Page 10–11
Two Malls, Twice the Recognition
This holiday season, busy shoppers will have the opportunity to
view the splendid tin giving trees built by SAR Members in two
major malls – Sunrise Mall in Citrus Heights and Downtown Plaza
in Sacramento. Thanks to the progressive thinking and creative
negotiation skills of SAR’s CanTree Committee, more Sacramento
residents than ever before will witness this awesome community
service effort.
Sporting a French bistro theme and the tagline, “REALTORS®
and You, Together We Can Can,” the 23rd Annual SAR Christmas
CanTree proved to be another success. The money raised has yet to be
determined but it is safe to say it will be close to the $160,000 goal.
Many volunteers awoke early on Monday, November 21 to come
help construct the tree at Downtown Plaza, positioned in front of the
women’s Macy’s store. A number of those same volunteers showed
up again at 7am at Sunrise Mall to build their second tree in front of
the men’s Macy’s store.
Among the dedicated volunteers was former SAR President and
recent Hometown Hero Honoree Chuck Manly who has participated
in all 23 CanTree events. “CanTree is very near and dear to my heart.
It wouldn’t be Christmas without it,” stated Manly.
Thank you to all who supported this year’s CanTree project financially and physically. The nearly 30,000 families benefiting from
your efforts thank you also.
SAR Educational
Offerings
Page 12
2005 CHRISTMAS CANTREE AT DOWNTOWN PLAZA
G o v t . Wa t c h
Page 15
January Calendar
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Page 16
SAR WEBSITE:
www.sacrealtor.org
MANY
GROW
HANDS
MAKE
QUICKL
Y
CANTRE
NORM WAGNE
TIM WISEBECKR, JUDIE BROOKS &
SET
THE PERIMET
ER
CANS AROU
ND
OF THE TREE
REALTORS®
E
AND AFFILIATES WORK
AS A TEAM TO BUILD THE SUNRISE MALL
CANTREE
FORMER S
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HAS PA
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RTICIPAT
HUCK M
ED IN
CONSTR
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of REALTORS®
2003 Howe Avenue, Sacramento, CA 95825
(916)of
922-7711
REALTORS®
FAX (916) 922-1221 or FAX (916) 922-3904
2003 Howe Avenue
METROLIST
1164 W. National Dr. Suite 60
Sacramento, CA 95834
(916) 922-2234 or (916) 922-7584
2005 SAR BOARD OF DIRECTORS
David Tanner
President
Leigh Rutledge
President-Elect
Tracey Saizan
Secretary/Treasurer
Nancy Arndorfer
Immediate Past President
DIRECTORS
Lorin Brown
Doug Covill
Tina Deller
Ron Greenwood
Betty Pomeroy
Cathy Snow
Judy Covington
Shirley Delao
Carole Goodin
Patrick Lieuw
Charlene Singley
Alan Wagner
SAR MISSION STATEMENT
The purpose of the Sacramento
Association of REALTORS® is to enhance
the ability of its Members to practice their
profession ethically and effectively.
VISION STATEMENT
Our vision is to identify and
communicate innovations, promote
professionalism and affect changes
in the real estate industry to benefit our
Members and the community at large.
Here to Serve You
SAR STAFF
Feel free to call us directly.
Nelson Janes – 916.437.1201
Executive Vice President
Jennifer Macias – 916.437.1204
Controller
Aaron Truby – 916.437.1203
Accounting Assistant
Greg Vlasek – 916.437.1208
Director of Public Affairs
Pat Lowell – 916.437.1206
Director of Professional Standards
Judy Wegener – 916.437.1207
Director of Education and Communications
Traci Sarria – 916.437.1202
Administrative Assistant
Pamela Johnson – 916.437.1205
Masters Club Events & Technology Expo
Cassie Papin – 916.437.1209
Director of Meetings & Events
Todd Nicholson – 916.437.1214
Building Superintendent
Eric Rasmusson – 916.447.0283
Consulting Advocate
SAR Member Services
Nancy Manly – 916.437.1217
Director of Member Services
Lyndsey Harank – 916.437.1221
Membership/Retail Center Assistant
Robin Mayer – 916.437.1216
Member Services
Denise Stone – 916.437.1219
Member Services
Amelia Warrington – 916.437.1218
Member Services
Barbara Wells – 916.437.1220
Member Services
SAR Retail Center
Carl Carlson – 916.437.1223
Director of Retail Operations
Daniel Allen – 916.437.1224
Retail Center Specialist and Network
Administrator
Kimberly Mar – 916.437.1222
Retail Assistant
OFFICE HOURS: M-F 7:30AM - 4:30PM
SAR STORE HRS: M-F 8:00AM-4:30PM
EQUALHOUSING
HOUSING
EQUAL
EQUAL
HOUSING
OPP
PPP
POO
ORR
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President’s
Perspective
When this year began I asked for Members to get involved in the
Association and to ask others to get involved. The response to that
request has been impressive from staff, from committees and from
the Members.
I will start by thanking the Members. In response to requests for
help, more than 50 Members who had never served before joined a
committee or task force. Over 20 Members volunteered their time
to help with our first Association organized effort to help clean up of
the American River. More than 30 Members showed up to donate at
our first blood drive. Over 55 Members showed up to help rehabilitate homes as part of Rebuilding Together. Everywhere I look more
and more Members are getting involved in the Association. Thank
you for your efforts so far. Please continue to get others involved
and help us to continue to grow in the months and years ahead.
Next I want to thank the committees. At the start of the year we
made some changes to the committee structure. We separated the
Community Relations Committee from the CanTree Committee.
We also reorganized the responsibilities of some other committees.
The newly formed Community Relations Committee brought us
the blood drive, the American River Cleanup, Rebuilding Together,
Suitcases For Kids and the collection of used print cartridges and
cell phones to benefit local schools. They have even bigger plans
for next year.
The Business and Technology Expo Committee, chaired by
Annie Frick, put on an incredible show. One exhibitor that travels
around the country doing these shows said that this year’s show was
the best they had ever seen from any local association.
The CanTree Committee, chaired by Peggy Coughlin, has
expanded from one tree to two trees and when the final numbers
are in will almost certainly exceed any previous year in total collections. They plan on expanding the program even further in the
years ahead.
The Education Committee, chaired by Valerie Healy, expanded
the course offerings and attracted almost twice as many students as
in previous years. The plans for future years
are even more aggressive with several new
courses under development.
the amounts distributed by state
associations.
The Budget Committee
chaired by Tracey Saizan, the
Equal Opportunity Committee
chaired by Eva Garcia, the
Government Relations Committee
chaired by Nancy Arndorfer,
the
Grievance
Committee
chaired by Bruce Werking, the
Nominating Committee chaired
by Dick Swayne, the Professional
Standards Committee chaired by
Dave Tanner
Cleo Brown, the Affiliate/Finance
2005 SAR President
Forum chaired by Robert Turrietta
and the Regional Meeting Forum
chaired by Paula Swayne all did
exemplary work in advancing the
purposes of their committee or forum. Thank you to all these exceptional leaders for a job well done.
Nancy Arndorfer chaired the Membership Policy Task Force
and brought us the new Affiliate Membership structure. Ron
Greenwood chaired the Sponsorship Task Force and brought us the
new sponsorship program. Thanks to both of you for an outstanding
volunteer effort.
Last, but certainly not least, I want to thank the incredible staff
of SAR. Without this fine staff and all their hard work we would not
have been able to sustain all the activities the Association accomplished. To Nancy, Lyndsey, Robin, Denise, Amelia and Barbara
in Member Services, to Cassie, Pamela and Tippi in Marketing and
Events, to Jennifer and Aaron in Accounting, to Pat in Professional
Standards, to Greg in Public Affairs, to Todd in Facilities, to Traci
in Administration, to Judy and Devyn in Education, to Carl, Daniel
and Kimberly in the Store and especially to Nelson, our incredible
leader, I give my heartfelt thanks for making this year an incredible
year for me and for the Members of SAR.
The Hometown Heroes Committee,
chaired by Charlene Singley, moved from
selecting a recipient periodically to affirmatively pursuing nominees and selecting 10
new Heroes in 2005.
The Housing Opportunities Committee,
chaired by Linda Bennett, pursued several new initiatives including developing the
H.E.L.P. program to assist working families
in finding their first home. Finalization of
this program should occur before the end of
the year.
The Scholarship Committee, chaired by
Perry Georgallis, exceeded even their expectations. They distributed more than $29,000
in scholarships to local graduating high
school students. This amount exceeds even
Sacramento REALTOR® is published
monthly by the Sacramento Association of
REALTORS® for the benefit of its membership.
Advertisements and statements of fact and opinion are the responsibility of the authors alone and
do not imply an opinion or endorsement on the
part of SAR officers, members or staff. All material copyright 2005, Sacramento Association of
REALTORS®. All rights reserved.
2 Sacramento REALTOR® • December 2005
Sacramento REALTOR®
Newsletter
Editor:Judy Wegener
Publisher:Ned Foley,
Foley Publications
Design & Layout: Brio Creative
To Advertise:Foley Publications
1-800-628-6983
Editorial Policy
The Sacramento Association of REALTORS® (SAR) welcomes articles
of educational interest to its members. Published articles will feature the
author’s name, title and company; however, no direct compensation will
be paid to the author. SAR reserves the right to edit submitted articles for
length, grammar, and appropriateness.
Articles will be printed in SAR’s publications on a space available basis.
Attempt will be made to publish submitted articles in a timely manner;
however, submission of an article does not guarantee when, or if, it will be
published.
New SAR Members
As of October 2005
New REALTOR® Members
Lara Y. Ahn
Prudential CA Realty
2250 Del Paso Road Ste A
Tammy M. Allen
American Dream Homes
2941 Sunrise Blvd, Ste 240-GB
Rancho Cordova, CA 95742
Amy E. Aoyama
Coldwell Banker-Res R E Srv
341 Iron Point Road, Ste 100
Folsom, CA 95630
Marcella V. Applegate
Community Real Estate Services
451 Arden Way
Gurvinder K. Aujla
Coldwell Banker All State Home
2071 Natomas Crossing Dr #100
Sandra J. Bane
Lyon RE Folsom
150 Natoma Station Dr, Ste 300
Folsom, CA 95630
Olga Basaraba
The Sacramento Cornerstone RE
8421 Auburn Blvd Ste 225
Citrus Heights, CA 95610
Catherine L. Bean Anderson
Keller Williams Realty
9355 E Stockton Blvd., # 210
Elk Grove, CA 95624
Keinya S. Beasley
Charles H. Bell II
CIG Realty & Loans
9280 W. Stockton Blvd, Ste 112
Elk Grove, CA 95758
Mike G. Beltram
SellSmart Advantage
13405 Folsom Blvd, Suite 150
Folsom, CA 95630
Nicholas G. Boswell
Winchester McGee Real Estate
11290 Point East Dr, Suite 110
Monique S. Brown
Step One Real Estate
7712 West Shore Dr
Genevieve L. Buffington
Cook Realty
4305 Freeport Blvd
Tamera V. Bulkeley
8525 Madison Avenue, Ste 122
Fair Oaks, CA 95628
Alicia A. Butler
The Funding & Lending Network
5777 Madison Ave Ste 1030
Guadalupe G. Cabanyog
8011 Elsie Ave
Michelle L. Carrillo
Lyon RE Sierra Oaks
2580 Fair Oaks Blvd. Ste 20
Tamicka R. Carter
Goree & Thompson
1399-B Florin Rd
Alex Chernyshov
Capitol Ciry Real Estate
5445 Diablo Drive
Winnie Y. Cheung
ERA Elite
7811 Laguna Blvd., Suite 161
Elk Grove, CA 95758
Judy C. Chien
4180 Truxel Road #150
Claude Claybrook
830 Jefferson Blvd, Suite 10
West Sacramento, CA 95691
Dennis D. Dare
VGC R.E. Grp Linker & Assoc.
Elk Grove, CA 95758
Fatima Flores
Davis & Davis Associates
6151 Fair Oaks Blvd, Ste 1
Carmichael, CA 95608
Glory Joy B. Griffith
Triple E Realty
Bill M. Davidson Jr
Help-U-Sell Natomas Homes
4690 Natomas Blvd. Ste 130
Trent J. Ford
440 Drake Circle
Deanna L. Hayes
The Reese Group
3921 Ampudia Street
San Diego, CA 92110
Benjamin M. Dela Cruz
zipRealty, Inc.
3550 Watt Avenue
Donald Fox
Davis & Davis Associates
6151 Fair Oaks Blvd, Ste 1
John J. Hayes
Maximum Real Estate & Finance
5858 Florin Road
Daniel Dennis
La Hacienda Realty
1501 Sports Drive
James E. Frazier
Prime Choice Realty & Mortgage
7119 Elk Grove Blvd, Ste 121
Elk Grove, CA 95757
Miasha L. Helton
Lynn K. Dinh
Capital Realty & Loans, Inc.
8360 Sheldon Road
Elk Grove, CA 95624
Jerry C. Funches III
2450 Del Paso Road
Maricel A. Henderson
Better Homes Realty-Folsom
47 Natoma Street, Ste B2
Folsom, CA 95630
Pamela Dobbins
Realty World Story Book Homes
1001 Jefferson Blvd., # 700
Vicente B. Galindo
Delta Homes and Lending
936 Enterprise Drive
Maureen E. Higgins
785 Orchard Drive, Ste 110
Folsom, CA 95630
Jeffrey Dominguez
Pacific Properties
2740 Fulton Ave Ste #223
Dennis R. Gliebe
ADP Realty
2932 Rockwell Court
Davis, CA 95616
Herbert J. Hobbs
A Better Way Realty
1000 C Street, Ste 35
Galt, CA 95632
Valerie Donahue
The Loan Connection Mortg Srvs
8925 Emerald Park Drive
Elk Grove, CA 95624
Robert J. Gonzalez
Realty 1
1100 Melody Land Suite 206
Roseville, CA 95678
Nicole T. Humphrey
2020 Hurley Way Suite 245
Carlos S. Ezquerro
5750 Sunrise Blvd., Suite 100
Edgard A. Gonzalez
Sheri A. Jasso
Liberty Real Est & Invest
3141 Dwight Rd Suite 200
Elk Grove, CA 95758
Kevin J. Farrell
5034 Sunrise Blvd
Fair Oaks, CA 95628
Luis Gonzalez
Amcap Realty
1501 Sports Drive
Terry A. Jensen
Amcap Realty
3560 El Camino Avenue
Melinda S. Filer
Paragon Real Estate
5306 Nesting Place
Rocklin, CA 95677
Travis G. Green
Kraft Real Estate
8121 Madison Ave, Ste A-1
Fair Oaks, CA 95628
Patricia Jerviss
Amcap Realty
2489 Sunrise Blvd.
Gold River, CA 95670
Marcus A. Filippi
Capital Realty and Equity Inc.
9833 Horn Rd Ste B
Paramjit S. Grewal
Mack J McBeth Realty
7000 Franklin Blvd, Ste 310
Judy J. Johnson
1819 K Street, Ste 100
Continued on page 4
C U S T O M I Z E D
H O M E
L O A N S
ALL YOUR CLIENTS’ HOME LOAN ANSWERS
CONVENIENTLY LOCATED UNDER ONE ROOF
Linda Aiken
(916) 567-5326
Linda Morgan
(916) 567-5319
Christy Andrei
(916) 567-5354
Fluent in
Romanian
John Burgess
(916) 567-5327
Michael Quihuiz Doug Radovich
(916) 567-5350
(916) 567-5345
Ed Cardona
(916) 567-5339
Habla Espanol
Kelley Carter
(916) 567-5332
Fred Claussen
(916) 567-5338
Edwina Morgan
Forh
(916) 567-5306
Mark Galbo
(916) 567-5378
Loretta Manfre
(916) 567-5320
Sherri Radovich Quinton Radovich Susan Richter
Manager
(916) 567-5345
(916) 567-5335
(916) 567-5387
Russian
Lilyann Salazar
(916) 567-5322
George Sanders
(916) 567-5341
Mark Shelton
(916) 567-5359
SACRAMENTO HOME LOAN CENTER
Robyn Sims
(916) 567-5380
Dolores Wagnon
(916) 567-5337
1950 Arden Way, 2nd Floor, Sacramento, CA 95815
(916) 567-5300 OFFICE • (916) 567-5305 FAX
Programs subject to change. We have loan offices and accept applications in Washington Mutual Bank. FA - many states: Washington Mutual Bank - ID, OR, UT, WA; and Washington Mutual Bank fsb - ID, MT, UT.
Sacramento REALTOR® • December 2005 3
New Members
Continued from page 3
Gerry Johnson
Real Estate Connection
2265 B Watt Ave
Antoinette Y. Johnson
1st American Realty
910 Florin Road, Ste 112
Ruby N. Jones
Agent Network
4748 Engle Rd Suite 100
Parviz Karami
Rachel P. Kellogg
Century 21 Select Real Estate
7919 Pebble Beach Dr, Ste 101
Bonnie J. Kingshill
Zarina N. Kiziloglu
Wonderagents
1524 Eureka Road # 110
Roseville, CA 95661
Thomas F. McCue
2600 E. Bidwell St., Suite 150
Folsom, CA 95630
Kao N. Moua
Global One Realty
6911 Stockton Blvd Ste 500A
Nicole R. Pate
1819 K Street, Ste 100
Daniel A. McCullough
Fair Oaks, CA 95628
Ryan M. Muramoto
Chappell Real Estate
6847 Greenhaven Dr
Kevin A. Peck
Christine T. McPeak
Massey Advantage Inc.
4531 Shady Oak Way
Fair Oaks, CA 95628
David K. Muraoka
Delta Homes and Lending
936 Enterprise Drive
Matt V. Peterson
J.W. Hood & Associates Inc.
1052 Melody Lane Ste 200
Roseville, CA 95678
Kerri A. Mendiola
9470 Madison Ave
Orangevale, CA 95662
Maria Christina Navarro
Real Estate America
2901 Sunrise Blvd, Suite 150
Deborah A. Poole
Realty World-RE Connection
PO Box 348342
Philip R. Michael
Winchester McGee Real Estate
11290 Point East Dr, Suite 110
Valinda J. Nelson
Rock Solid Realty Inc.
3400 Bradshaw Rd, Ste A-4A
Sacramento, CA 95827-2614
Eric C. Pope
341 Iron Point Road, Ste 100
Folsom, CA 95630
Katie L. Miller
Coldwell Banker-Arnold, Doug
505 Second Street
Davis, CA 95616
Timothy C. Nunnemaker
Pacific National, REALTORS
7803 Madison Ave, Ste A-150
Cameron B. Priest
Priest Real Estate
980 9th Street, 16th Floor
Araceli A. Moreno
Amcap Realty
JL11_0702
1501
Sports Drive 7/22/05
11:58 AM
Kurt W. Parkinson
Pacific Coast Realty
Page 1151 Sunrise Blvd Suite 713
Roseville, CA 95661
Kathia A. Puckett
8011 Elsie Ave
Continued on page 5
Carlene M. Kucera
Elk Grove, CA 95624
Mario A. Lavoie
Fair Oaks, CA 95628
80% less
Horacio Z. Lemus
151 Sunrise Blvd Suite 713
Roseville, CA 95661
Marcella K. Lillman
CIG Realty & Loans
Elk Grove, CA 95758
mortgage
Catheleen A. Logan
Lorraine N. Lopez
Coldwell Banker-Dunnigan
9165 Elk Grove-Florin Rd #90
Elk Grove, CA 95624
paperwork.
Michael M. Luc
AtHome Realty
7311 Greenhaven Drive, Ste 207
And competitive rates.
Larry C. Lystrup
1st American Realty
5740 Windmill Way, Ste 1
Scott M. Macon
Elk Grove, CA 95624
( We knew you’d like that.)
Georgina Maffei
Coldwell Banker-Diez & Leis RE
5120 Mazanita Ave, Suite 120
Carly M. Marques
Carolina Martinez-Roman
Elk Grove, CA 95624
Jill E. Mason
Milward & Assoc, REALTORS
3401 West Country Club Lane
Carla A. Massagli
Lyon RE Sierra Oaks
Jetina Matthews
3001 Lava Ridge Court, Ste 100
Roseville, CA 95661
Olga Maznik
Real Estate Wide
3617 Marconi Ave
Alexander S. McBeth
Mack J McBeth Realty
7000 Franklin Blvd, Ste 310
Michael T. McCall
RE/MAX Gold of Greenhaven
7410 Greenhaven Drive Ste 105
So if you’d like more information, call today.
Bank of America Mortgage
Sacramento Sales Office
916.364.2540
8880 Cal Center Drive #270
Not all applicants will qualify for reduced paperwork benefits.
All credit is subject to approval, normal credit standards apply.
Bank of America, N. A., Member FDIC, Equal Housing Lender
©2002 Bank of America Corporation
BOAA-0702
New Members
Unjali A. Raj
Loren Ramos
Juliena Reese
ERA Town and Country RE
P.O. Box 1225
Rancho Murieta, CA 95683-1225
Juanito P. Regadio
AtHome Realty
Patricia Riccardi
Lyon RE Downtown
2801 J Street
Eleonora Rijov
Capitol Ciry Real Estate
5445 Diablo Drive
Karen R. Rivers
5750 Sunrise Blvd., Suite 100
Stacey N. Saechao
Paragon Real Estate
5306 Nesting Place
Rocklin, CA 95677
Lori A. Simas
Lyon RE Sierra Oaks
Caren L. Roelands
River Rock Realty, Inc.
13405 Folsom Blvd #300
Folsom, CA 95630
Divya Sawhney
Century 21-All Professional
1520 River Park Drive
Deo N. Singh
California Home and Mortgage
1759 Landess Ave
Milpitas, CA 95035
Aumi Rohm-Wesley
Apple One Realty
6 Carvel Place
Mark E. Schaller
151 Sunrise Blvd Suite 713
Roseville, CA 95661
Janend P. Singh
Global One Realty
6911 Stockton Blvd Ste 500A
Susan G. Ronkowski
Cook Realty
4305 Freeport Blvd
Holly D. Seashore
RE/MAX Gold Elk Grove
8694 Elk Grove Blvd, Ste 9
Elk Grove, CA 95624
Oleg Smagly
Patriots
4030 S Land Park Dr, Ste A
Natalia Rudey
Manjit K. Sekhon
Assist 2 Sell-Sac/Elk Grove
7000 Franklin Blvd., Ste 665
Karen E. Smith
Highlander Real Estate Grp, In
P O Box 214646
Patricia J. Russell
The Reese Group
3921 Ampudia Street
San Diego, CA 92110
Brandon M. Shepard
Elk Grove, CA 95624
Hilda E. Spence
VGC Real Estate Group
924 Laguna Springs Dr., #101
Elk Grove, CA 95758
Richard P. Russell
Exit Realty Russell & Associat
6060 Sunrise Vista Dr Ste 2220
Frances Silva
Cook Real Estate
2220 Watt Avenue
Rodney Brian Stewart
McMartin Realty
2031 K Street Suite 100
Mary Anne S. Sundar
Christina J. Tamsy
Executive Realtors
2020 Hurley Ste 245
Marva E. Thompson
Wallace Realty
8245 Florin Rd Suite D-1
Roger N Thompson
Realty World-The Max
1531 Corporate Way # 110
Dean C. Toney
Real Estate Funding Group
8785 Center Parkway Suite B360
Thu A. Tran
8360 Sheldon Road
Elk Grove, CA 95624
Jenny N. Trinh
8360 Sheldon Road
Elk Grove, CA 95624
Hong C. Van
AtHome Realty
Pablo J. Vazquez
Elk Grove, CA 95624
Vanessa J. Villanueva
Lyon RE Sierra Oaks
Liliya Voshev
Kristina Voytitskiy
Kim H. Vu
ERA Elite
7811 Laguna Blvd., Suite 161
Elk Grove, CA 95758
Christopher V. Vu
Executive Realtors
2020 Hurley Ste 245
Cheryl D. Waddle
Burns Home Loans & Realty
8037 Fair Oaks Blvd., Ste 113
Elena C. Walkup
zipRealty, Inc.
3550 Watt Avenue
Juliet F. Webb
AtHome Realty
Brandon K. Weber
Giannini Realty
2555 Donner Way
Richard B. White
2400 Del Paso Rd #160
Continued on page 6
New Members
New Affiliate Members
Chris L. Wiegandt
Alliance One Mortgage Corp
1495 River Park Dr, Suite 200
Victor M. Banda
Countrywide Home Mortgage Lns
6301 Sunrise Blvd.
Terrie A. Wilson
RE/MAX Central
9280 West Stockton Blvd.
Elk Grove, CA 95758
Matthew P. Brozek
River Oak Capital
1765 Challenge Way, Suite 250
Sharon L. Witherspoon
Elk Grove, CA 95624
James W. Witt III
2450 Del Paso Road
Virginia R. Wolfe
Century 21-Haley & Assoc., Inc
9129 Elk Grove Blvd
Elk Grove, CA 95624
Victor N. Xiong
8011 Elsie Ave
John Burgess
Washington Mutual
1950 Arden Way 2nd Floor
Anthony B. Estigoy
All Fund Mortgage
550 South Winchester Blvd.
San Jose, CA 95128
Jim Hartigan
Appraisal Department
P.O. Box 1468
Cynthya You
Olga Zagorenko
Jorge A. Zendejas
Gina M. Ledesma
Empire Home Loan Corp
10193 Combie Road, Suite 120
Auburn, CA 95602
Doug A. Radovich
Washington Mutual
Paula Lee
National Analytical Laboratory
10416 Investment Circle
Sherri L. Radovich
Washington Mutual
Loretta I. Manfre
Washington Mutual
Michele L. Stewart
Wells Fargo Private Mrtg Bank
400 Capitol Mall Suite 2100
David R. McCoy
Sprint
2180 Harvard St, Ste 100
David W. Stewart
Vintage Capital Advisors, LLC
777 Campus Commons Dr Ste 200
Linda C. Morgan
Washington Mutual
Randy M. Zopf
Roseville Termite & Pest Cntrl
P.O. Box 1168
Roseville, CA 95678-1168
DOUBLE DISCOUNT DECEMBER!
5% Broker Co-Op* • $100,000 Builder Discount*
Payments from $2,927** • Interest Rates from 2.5%**
* On selected inventory homes. ** To qualified buyers. See agent for details.
New Broker Associates
Sandra L Mayorga
SellSmart Advantage
Folsom, CA 95630
Cynthia A. Wickliffe
Vivaldi Real Estate
P.O. Box 999
Fair Oaks, CA 95628
New Designated REALTORS®
Michael D. Baker
Delgado and Cameron R.E. Srvs
8820 Greenback Lane Suite D
Orangevale, CA 95662-4082
Robert M. Banks
Banks, Robert M. Real Estate
P.O. Box 1328
North Highlands, CA 95660-1328
Bashker D. Biswas
Bashker D. Biswas, Broker
2982 Coopers Hawk Loop
Lincoln, CA 95648
David D. Citrenbaum
Citco Mortgage
1900 Point West Way, Suite 122
Christopher W. Clay
Chris Clay Realty
9141 E. Stockton Blvd #250-127
Elk Grove, CA 95624
Michael J. Fowler
Watermark Investments, Inc.
103 Baldwin Lake Circle
Folsom, CA 95630
Marjorie Mikael
Marjorie Mikael
7480 Deltawind Drive
The Open Range, in Your Price Range.
Executive living on acreage is more affordable than you ever dreamed at The Ranch Equestrian
Estates. Ideal for equestrian living or those who desire a relaxed, elegant country setting, each
executive single story home is located on acreage with the option to add a barn, cabana, or
additional garage. Just minutes from Sacramento. Priced from the $800,000’s
Single story homes up to 5,450 ± sq.ft. on up to 6 acre homesites
National Association of
Homebuilders (NSMC)
2005 Community
of the Year
Silver Award Winner
Daniel A. Pascua
Kingsland, REFS
P.O. Box 232562
Maurice A. Priest
Priest Real Estate
980 9th Street, 16th Floor
Carolina G. Shreve
The Reese Group
3921 Ampudia Street
San Diego, CA 92110
Shalawn L. Smith
Sacramento R. E. Network, Inc.
18 Business Parkway
Jill A. Todd
River Rock Realty, Inc.
13405 Folsom Blvd #300
Folsom, CA 95630
(916) 484-5222 • Open Daily 10-6, Tues 1-6
www.jtscommunities.com
Prices, terms and availablity subject to change without notice.
Affiliate Member Benefits
Consider joining SAR as an Affiliate
Member. For a low annual fee, you receive
the following:
•
Enrollment in Insurance Programs
(Medical, Dental, Vision) at Member
group rates
•
SAR publications
•
SAR mailings, invitations and e-mails
•
Listing as an SAR Affiliate Member
on the SAR website
•
Eligibility to serve on SAR
committees
•
Eligibility to serve as a standing committee chair
•
Participation in SAR educational programs at the Member rate
•
Participation in Membership meeting
- Main, Regional and others
•
Participation in SAR networking
events at a Member rate
Tyler Applegate, Innovative Energy Ideas
Marc Brouillard, Chase Manhattan Mortgage Corp
Linsay Applegate, Colliers International
Terry Brown, T.M. Brown & Co. Home Inspection
Chad Arnold, Two Men and a Truck
Matthew Brozek, River Oak Capital
Melissa Arntzen, RBC Mortgage
Mike Brozek, River Oak Mortgage Company
Tiwari Arpana, Property Minder Inc.
John Burgess, Washington Mutual
Devon Atlee, Cornish & Carey Commercial
Suzanne Butcher, Suzanne Butcher, Appraiser
•
Items at the SAR Retail Store at
Member rates
Diane Bacon, U.S. Bank Home Mortgage
Roger Butcher, R E Marketing
Linda Bak, MCL Financial Group
Patrick Butler, Patrick Butler, R E Appr
•
Exclusive opportunity to sponsor SAR
programs
Victor Banda, Countrywide Home Mortgage Lns
Rick Cacciola, Wells Fargo Home Mortgage
Chantel Beck, Allied Capital Loans
Sarah Cain, Big Valley Mortgage
Current List of SAR Affiliates
Steven Bickel, Building Improvement Consolidated,
Inc.
Dianne Campbell, Western Exterminator Co
Below is the list of 2005 SAR Affiliate
Members. If you are not listed here and
wish to receive the many benefits associated with Membership, please contact our
Membership department at 922-7711 for an
application.
Greg Bisi, Partners Mortgage Corp
Joshua Cantrell, LGS Reports, Inc.
Steve Bluett, Calif State Automobile Assn
Erica Carlos, Capitol Investment Group
Lisa Boccadoro, North American Title Company
Ron Carpenter, The Sacramento Bee
Tom Bolinger, Fidelity Nat’l Title Ins Co
Peggy Carter, Peggy Carter Interiors
Joyce Booth, Countrywide Home Mortgage Lns
Thomas Caruthers, American Home Mortgage
Janice Borchard, First American Home Buyers
John Casey, Pacific Coast Lending
Wally Borland, Vitek Mortgage Group
Steve Cassani, Premier Financial Group
Karen Brennan, Chicago Title Company
Larry Challis, First Security Loan
Bill Bright, Sacramento Valley Financial
Anna Charles, Morrison O’Hara
Melissa Brock, Sierra Oak Insurance Services Inc.
Raymond Cheung, Washington Mutual
Jon Albrecht, Old Republic Exchange Company
John Alexander, Golden West Appraisal Services
Dennis Alger, Sacramento 1st Mortgage
Bill Angove, Asset Preservation, Inc.
George Anthes, RBC Mortgage
Nicholas Canepa, Canepa Home Inspection Service
Chris Clark, Financial Title Company
Susan Cochran, Appraisal Concepts
Martin Cody, Sacramento Magazines Corp
Lori Coffee, Stewart Title of Sacramento
Russell Colliau, United Prof R E Inspectors
John Collins, John P Collins, Appraiser
Robert Corse, Corse Mortgage Corporation
Jay Cortese, Big Valley Mortgage
Dennis Costello, Findlay, Don Jr & Assoc
Peggy Coughlin, Sacramento Credit Union
Vince Crandall, Vince Crandall Appraisal Serv
Peter Crowell, Premier Financial Group
Marcie Curtis, Mission Hills Mortgage Bankers
Maribeth Daley, ECS Mortgage & Realty
Larry Davis, PMAC Lending Services, Inc.
Keith Davis, Floor Plan Innovations
Bert Davis, Peace of Mind Home Inspections
Maurine Dawson-Grisso, Help-U-Sell/Sac Master
Region
Allan de Abreu, The Real Estate Book of Sac.
George Deane, North State Mortgage Co, Inc
Patti Delgado, Bank of America
Kathy Dempster, Home Loan Experts
Nicole DeSantis, First American Exchange
Izzy Devine, Homeguard, Inc.
Andrew Dickson, Andrew Dickson, CCI
Michele Dillingham, Vitek Mortgage Group
David Dimmick, TRI Commercial
Douglas Dodd, Capital City Home Inspections
Vicki Sue Doran, Homes & Land Magazine
Donald Driever, Four D Home Inspections
Brenda Duclos, Downey Savings
William Duffield, Chase Manhattan Mortgage Corp
Coleman Dukes, Landamerica Commonwealth Land
Title Co.
Philip Duncan, Vitek Mortgage Group
Heather Dunsing, Calif State Automobile Association
Jim Eggleston, Sign Post, The
Mitchell Ellison, Pacifica Resources
Shastina Eloff, California Title Company
Roxanne Elsas, American Geotechnical
Corina Epperly, Epperly Appraisals
Tony Estigoy, All Fund Mortgage
Ted Evangel, Placer Title Company
Marcia Evans, Evans Mortgage Company
Greg Farr, Chicago Title Company
Sam Fattah, Interior Door Replacement Co. of
Sacramento
Denise Felske, Nelson Properties, Inc
Kris Ferrari, Fidelity Nat’l Hm Warranty
Gloria Ferry, Neighbor’s Financial
Donald Findlay, Findlay, Don Jr & Assoc
Len Fishman, Pacific Appraisers
Donovan Flores, Moineau Design
Herbert Foster, Foster Appraisal Services
Donna Fox, Eagle Home Mortgage
Oscar Fregoso, Homeguard, Inc.
James Fugate, Fugate Appraisal Services
Bill Fung, Union Capitol Loans
Sean Galliher, Advanced Solutions
Yvette Garay, Capitol Mortgage Corp.
Magno Garay, Capitol Mortgage Corp.
Continued on page 9
ETHICS CORNER
CODE OF ETHICS ARTICLE 12
REALTORS® shall be careful at all
times to present a true picture in their
advertising and representations to the
public. REALTORS® shall also ensure
that their professional status (e.g. broker,
appraiser, property manager, etc.)
or status as REALTORS® is clearly
identifiable in any such advertising.
(Amended 1/93)
CASE INTERPRETATION: Case
#12-15: Links to Other Internet Sites
(Adopted April, 1998). (Copyright
National Association of REALTORS®,
Reprinted with permission from the
National Association of REALTORS®
Code of Ethics and Arbitration
Manual.)
Noting the increasing numbers of
people using the Internet, REALTOR®
A decided to have a web site designed.
She hired a consultant and proceeded to
plan her site and its contents. Realizing
that her web site might be enhanced by
providing a link to all the local listings
on REALTOR.org, she decided to have
her web site designed to provide such
a link.
A few months later, REALTOR®
B, a competing broker in the same
community, was surfing the web and
happened upon REALTOR® A’s
new web site. Upon exploring it,
he discovered the link to REALTOR.
org which included REALTOR® B’s
listings.
REALTOR® B immediately filed
an ethics complaint with the local
Board of REALTORS® alleging that
REALTOR® A had violated Article 12
of the Code of Ethics as interpreted by
Standards of Practice 12-4. Following
review by the Board’s Grievance
Committee, the complaint was scheduled
for a hearing before a Hearing Panel
of the Board’s Professional Standards
Committee.
At the hearing, REALTOR® B argued
that by providing a link to the listings
on REALTOR.org. REALTOR® A was
advertising without authority all the
listings in the local MLS on her internet
web site.
REALTOR® A countered saying that
in the culture of the Internet, it is
well established that links are merely a
method of “pointing” or “referring” to
another site; that the information had
not been altered nor had any information
been deleted; and that people who view
internet web sites understand that. She
went on to analogize what she had
done to distribute copies of the local
homes magazine. Even though the
magazine contained ads promoting other
REALTORS®’ listings, by delivering
that information to prospective buyers,
she was not advertising their listings.
After hearing all relevant testimony,
the Hearing Panel went into executive
session and concluded that by linking
to an Internet web site which contained
the ads of other REALTORS® listings,
REALTOR®A had not engaged in
unauthorized advertising and had not
violate Article 12.
C.A.R.’s Leslie
Appleton-Young
Captivates Members
at November Main
Meeting
As usual C.A.R.’s Chief Economist
came to SAR armed with fascinating and
useful economic information. AppletonYoung felt that the biggest question for the
2006 market was where interest rates were
going and if consumer spending would
decline.
REALTOR® Membership
Appleton-Young stated that real estate
is a cyclical industry and successful
REALTORS® will adjust to the expected
“correction” in the market. However, most
Association Members have been in the
business for 18-24 months. They may
find it more difficult to ride the cyclical
wave. Many of these new Members will
only do 1-3 deals per year, primarily with
relatives.
Expensive Homes
According to Appleton-Young, there
is a 3.3 month supply of higher levels of
inventory. The long-term average is 6.3
months. California’s million-dollar home
sales jumped from 9,601 in 2001 to 33,107
Continued on page 13
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New Affiliates
Edward Kroesing, Kroesing’s Custom Home
Inspection
Tim Mikulin, Old Republic Title
Inspections & Environmental Testing
Mikey Miller, American Home Shield
John Krueger, Krueger Appraisal Service
Madia Risi, RMG International
Bradley Miller, First Mortgage Corporation
Kimberly Ross, Sacramento Credit Union
Sue Kuhn, Big Valley Mortgage
Dale Miller, First Mortgage Corporation
Eric Russi, CA Association of Mortgage Brokers
James Landers, California Appraisal Svc
Hector Salazar, Calif State Automobile Assn
Shilo Landis, Doublecheck Inspections
Marvin Miller, Landamerica Commonwealth Land
Title Co.
Kirk Lange, Cornish & Carey
Steve Miller, North American Title Company
Steven Giguere, Funding Centre
DJ Larson, DJ’s RE Support & Notary Public
Services
Eva Molina, Molina Service Center
Darrick Giles, North American Title Company
Gina Ledesma, Empire Home Loan Corp
Wes Gill, Scott & Associates Financial
Linda Morgan, Washington Mutual
Paula Lee, National Analytical Laboratories, Inc.
Alan Glabe, American Dream Home Inspection
Services
David Morrill, USA Schools, Inc.
Victoria Lee, Partners Mortgage Corp
Sandra Morris, Stanford Mortgage
Kelly Shively, The Sacramento Bee
John Lee, Airgenix, Inc.
Michael Mos, Calif State Automobile Association
Scott Short, Empire Home Loan Corp
Barbara Lehman, Human Rights/Fair Housing Comm
Lambert Munz, Arbour Real Estatee Management, Inc
Art Sims, North State Mortgage Co, Inc
Desmond Lenz, Big Valley Mortgage
W Scott Murray, Murray, W Scott, R E Appr
Mary Anne Sloan, American Home Shield
John Leonardi, JCP Geologists
Jeffrey Nauertz, World Inspection Network
Neal Smith, NKS Financial
Monica Liljegren, Calif State Automobile Association
James Nelson, Nelson, James E
Paul Smith, 1st Sierra Mortgage Co
Thomas Lincoln, Union Capitol Loans
Bill Neuharth, Halcyon Finance
Helen Smotherman, H I S Appraisal Services
Gary Link, Law Office of Gary Link
William Newell, Control Management
Mark Snyir, Two Men and A Truck
Judy Little, California Moving Systems, Inc
Kevin Oclaray, Wells Fargo Home Mortgage
Victor Sparks, Renaissance Home Inspections
Robert Longo, See360.Com
George O’Neil, Nspectrite LLC
Cathy Spencer, Sacramento Valley Financial
Donald Lorette, Check It Out! Inspection Specicalist
Joseph Orbeck, Sure Look Home Inspection
Kim Spitze, Home Team Inspection Service
Tim Lyndaker, Lyndaker Appraisal
Mark Sprenger, eSource Marketing
Brent MacIntosh, Countrywide Home Mortgage Lns
John Orr, Building Industry Association of Superior
California
Roy Malone, Western Sierra National Bank
Francis Owens, Owens Appraisal Associates
Loretta Manfre, Washington Mutual
William Packer, William L. Packer II
Michael Stewart, Calif State Automobile Association
Karen Mangin-Finn, Mangin-Finn, Karen
Paul Pahwa, Commission Express
Michele Stewart, Wells Fargo Private Mrtg Bank
Richard Manning, First Mortgage Corporation
Jay Pak, Calif State Automobile Association
David Stewart, Vintage Capital Advisors, LLC
Steven Marshall, Marshall, Steven, Appr Svcs
Andrea Parker, Ben Parker Appraisal, Inc.
Donald Stocker, Platinum Mortgage Company
Alyc Maselli, North American Title Company
Steven Parrish, Building Pi
Mark Stoner, Realty Assistance RASST
Pete Mazzuca, Cal-Vintage Roofing Co, Inc.
Catherine Patrick, Broker Agent Magazine
Asher Styrsky, Styrsky Insurance Agency
Lisa Mazzuca-Perry, Cal-Vintage Roofing Co, Inc.
Robert Paulsen, Investors Trust Mortg & Invest
David McCoy, Sprint
Derek Pearson, Downey Savings
Richard Sutherland, Safeguard Home Inspection
Group L.L.C.
Raymond Hlavna, Center West Insurance Agency, Inc.
Sara McElroy, USE Credit Union
Myron Pennington, Liberty West Home Loans
Julie Sutliffe, Sutliffe Appraisal Service
Jim Holmes, Big Valley Mortgage
John McGraw, American Pacific Appr Co
Alvaro Perez, Calif State Automobile Assn
Richard Sutliffe, Sutliffe Appraisal Service
Kathy Hood, Calif State Automobile Assn
Tony McGuire, McGuire Software
Judith Persin, Persin Brothers
Palmer Swanson, Palmer J. Swanson P.C.
Laurel Housh, Buyer’s Home Warranty Co.
Tim McGuire, Olsen & Fielding Moving Svcs
Scott Peterson, Peterson Property Inspection Group
Linda Swinton, Cal-Bay Mortgage
Kyra Hunt, Hisco Home Warranty
Laura McHugh, North American Title Company
Cindy Picos, Financial Title Company
Phyllis Sylvia, Placer Title Company
Deborah Huntington, DLH Processing
Jim McKelligon, Union Capitol Loans
Ted Pierce, HalcyonFinance Company
Angela Talent, Allied Capital Loans
Mike Huntzinger, HHH Inspection
Baird McKnight, Chase Home Inspection Group
Graham Pitzer, Pitzer Home Inspection
Ron Tan, Realty Reel
Dean Inobe, Stanford Mortgage
T.J. McLaughlin, Wells Fargo Home Mortgage
Telly Tasakos, Countrywide Home Loans
Brent Irick, Cal-Vintage Roofing Co, Inc.
Sheri McLaughlin, Wells Fargo Home Mortgage
Tim Podbreger, Real Vision R.E. Visual Home
Inspections
Janice Jenks, Calif State Automobile Association
Bruce McMahon, Appraisal Services
Ron Powell, World Savings & Loan Assn
Brett Thacker, Downey Savings
Karen Johnson, Waterfield Mortgage
James Meinert, Parker Stevenson
Sheri Powers, California Title Company
Dina Thomas, Empire Mortgage
Mohammad Joolazadeh, American Geotechnical
Tami Mellor, Capitol Mortgage Corp
Marv Poyser, Wells Fargo Home Mortgage
Scott Thompson, Scott Thompson, Appraisal
Jon Kaempfer, Sacramento Valley Financial
Jeffrey Melton, Pacific States Property Inspection
Doug Radovich, Washington Mutual
Richard Triffo, Wells Fargo Home Mortgage
Gus Kaplanis, Real Estate Buyer’s Guide Magazine
David Mendoza, Comstock Mortgage
Sherri Radovich, Washington Mutual
Robert Turrietta, Vitek Mortgage Group
Steven Kappel, Kappels Mortgage Group
Christy Menig, Calif State Automobile Assn
Dinnes Ramey, Evans & O’Brien
John Tyler, Placer Title Company
George Kim, Downey Savings
Wayne Merriam, Signs Plus of Roseville
Michele Rapozo, American Capital Financial Services
Bobby Uppal, Uppal Insurance & Financial Services
Aaron Klinger, Klinger Appraisal Service
Michael Meyer, The Funding Centre
Janet Regan, Horizon Properties
Stamatina Valcanas, Investors Trust Mortg & Invest
Rebecca Kopecko, Rebecca Kopecko, Appraiser
David Middleton, QFI, Inc.
Don Reid, Dezzine “UR” Book (Publisher)
Michelle Van der Veer, Stay Connected Marketing
Brenda Koster, Vitek Mortgage Group
Alan Mietus, First American Title Co
Debra Reimche, Realty Roundup, Inc.
Willie Van Weele, New Century Title Company
Bennett Kovac, Kovac Commercial, Inc.
Michael Miklaus, Integrity Mortgage
Kurt Reisig, Big Valley Mortgage
Janice Varozza, CB Richard Ellis
Lisa Krause, Greater Sacto Appraisal Co
Patti Mikulin, Countrywide Home Mortgage Lns
Stewart Richardson, Advance Look Building
Kristine Vasquez, Buyer’s Home Warranty Co.
Gregory Garcia, Gregory A. Garcia Real Estate
Appraiser
Paul Gault, Gault’s Home Inspections
Stephen Germoles, Comstock Mortgage
Julie Gibson, Downey Savings
Jim Graham, GMAC Mortgage
Nakia Grant, Van Beurden Insurance Services, Inc.
Yvonne Greenwood, Residential Pacific Mortgage
Larrie Grenz, Ames-Grenz Insurance Srvs, Inc
Mathew Grizzle, Nextel-Capital City Ventures
Jennifer Grove, Independent Candle Consultant
Stephen Haberman, Haberman, Stephen T, R E Appr
Allan Haddox, Haddox, Allan F, P E
Michael Hall, Downey Savings
Suzanne Hannah, Hannah Appraisal Service
Sheryl Hanson, Allied Capital Loans
James Hanson, James S. Hanson
Christopher Hanson, Hanson Law Firm
Jennifer Harris, Sac Home Loan Counseling Ctr
James Hartigan, Appraisal Department
David Heard, Irwin Mortgage Corporation
Christina Helman, Property ID
Shelly Henderson, Real Estate Weekly
John Hill, Nehemiah Home Loan
Michael Himes, Sacramento Neighborhood Housing
Services, Inc.
Candice Morgan, Pacific Wallboard Service
Matt Schott, Fieldstone Mortgage Company
Leslie Schuler, Leslie C Schuler, CLU, CHFC
Mary Scott, Law Office of M. Elizabeth Scott
Cynthia Sharp, Countrywide Home Loans
Daniel Sherrets, The House Detective (Home
Inspections)
Lisa Steele, Old Republic Title
Jessica Stephens, Financial Title
Karen Taylor, ECS Mortgage & Realty
Shaun Velayas, Crestone Mortgage
Jennifer Vicari-Cox, Fidelity National Title
Alan Wackman, Sacramento 1st Mortgage
Anthony Wall, Golden Horizon Mortgage, Inc
Marla Watkins, Premier Financial Group
Jeremy Watts, Fieldstone Mortgage Company
Larry Webb, Webb Appraisal Service
James Weiant, Chipman Relocations
Brett Weingart, Weingart Home Inspection Services
Tara Wells, Old Republic Home Protection
John Wellsandt, Wells Fargo Home Mortgage
Charles West, West, Charles
Beth West, West Companies
Patti Wilburn, Calif State Automobile Association
Robert Willett, 1st Sierra Mortgage Co
Julie Williams, Chicago Title Company
Alice Willis, HomeFocus Valuation Services
Bill Wilson, Sterling Termite Control, Inc
David Winn, Winn, David M
Brenda Witt, Discover Home Mortgage
Melody Wood, RBC Mortgage
Jeff Yonamine, Exchange Resources, Inc
Nita Young, Broker Agent Magazine
Kelly Young, Kelly Young
Gary Young, Sacramento County Assessor
Tom Zakrzewski, House to Home Inspections
Randy Zopf, Roseville Termite and Pest Control Inc.
Join the
Roseville Termite
& Pest Control Team
“Customer Satisfaction is Our Only Goal.”
Receive a $20 credit on your Termite Inspection
Fee and/or a $50 credit towards any Termite
Repairs by redeeming this ad.
Call Today 1-866-245-4913
Toll Free
California State LicensePR0182
Proudly serving
Realtors and
Homeowners in
Sacramento, Placer,
El Dorado &
Yolo Counties
Since 1981
CALL TODAY
TO SCHEDULE AN
INSPECTION
(916) 969-7567
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“We sincerely appreciate your diligence regarding our Sacto property, you’ve done a great job for us and we thank you for your help.”
Geo & Ruth N.
� FREE “Nuts & Bolts” Property
Management Class 2nd Tuesday each month
7pm 1401 El Camino Ave. Ste. 200 Sacramento, CA 95815
REALTORS®–if you have any questions in reference to tenant/landlord situations please give me a call
That M&M made life as a landlord simpler and more cost effective.
SAR Educational Offerings
For the most current schedule, visit www.sacrealtor.org.
To register, download registration forms from www.sacrealtor.org and fax to SAR or contact Devyn Henry at [email protected] or 437-1210.
CRS 204: Creating Wealth Through
Residential Real Estate Investments
Thursday and Friday, January 5-6, 2006
SAR Mack Powell Auditorium
$285 if paid by 12-30-05; $310 if paid after
that date
More people have become wealthy investing
in real estate than many other investments.
Agents who want to learn the specific secrets
to smart real estate investments can discover
them in this course. Students will learn how
to identify the right opportunities, compare
real estate with other investments and create
additional wealth — for themselves and their
clients. This high-energy course explores
another way to generate sales that has been
overlooked. And the results can be life
changing! This class is a must for any real
estate professional looking to create wealth
through residential real estate investment.
Financial calculator required. CRS
suggests the Hewlett Packard 10B.
What skills can I immediately apply to
my career?
• Identify money-making opportunities
• Comparing potential investment
opportunities
• Retirement planning and investing
• Calculating initial investment to rate of
return
Sales and Life Mastery Seminar
Friday, January 27 from 9-11am
Cost: $10 if paid by Jan. 25; $15 after
Presenter: Randy Masters, Masters Team
Mortgage
Prepare to move your vision for success
forward by focusing on the power of your
unique energy – your true intention.
Topics:
• Uncover your winning edge by seeing the
unlimited possibilities of your potential
• Choose the road to mastery
• How to build yourself into a spirited sales
professional
• Drive you efforts to ensure the close
Real Estate Professional Assistant
Training
Monday-Tuesday, January 30-31, 2006
$250 if paid by January 26
$270 if paid after January 26
The Real Estate Professional Assistant
(REPA) course is a comprehensive twoday certification program that provides
an intensive introduction to the real estate
business and to the specific ways support
staff can become valuable assets to their
employers. Every administrative employee
in the brokerage office, from the listing
secretary to the personal assistant, will
benefit tremendously from this quick-start
program. Employers will save time and
money with this resource for professional
training while giving new employees a
sense of belonging and career that comes
from identification with the industry.
Topics:
• Understand the business of real estate
•
Comprehend key marketing concepts
•
Know how to manage the transaction
•
Be familiar with local listing and sales
forms
•
Know the difference between licensed
and unlicensed
•
Understand the types of agency representation and disclosures
•
Know what MLS is and be familiar
with input forms and reports
•
Be familiar with the level of professionalism and ethics expected of them
How to Handle an Upside Down/
Underwater Home Sale
•
Disclosures in the listing
agreement, MLS, deposit receipt
when there is a short sale
Feng Shui
Monday, Feb. 13 from 10am-1pm
Cost: $30 (members) $40 (non-members)
if paid by Friday, February 10
Topics
• Introduction to the fundamental
principals of Feng Shui
•
Understanding the residual effects
of the previous owners and of
their property history
•
Specific and practical ways to
make Feng Shui adjustments
•
Successful selling and purchasing
insights for residential and
commercial properties
REGISTER ONLINE
FOR SAR CLASSES
It’s now easy to register for your
SAR classes. Simply visit www.sacrealtor.org – go to the “Education” link
and click on “All classes offered currently.” Here you will find a link to a
secure site on which to register for the
classes you desire. If you have any
questions, email
[email protected].
2006 Winter
Semester Intern
Sponsors Sought
Are you interested in having an Intern? The Sacramento
Association of REALTORS®
Internship Program is getting
ready for their Winter Semester
and sponsors are needed.
The internship program is a
partnership between Los Rios
Community Colleges and SAR.
Interns receive first-hand experience in your real estate office
while attending regularly scheduled educational sessions at SAR.
You can play a vital role in this
important program by agreeing
to sponsor a SAR intern.
Intern interviews will be held on
Friday, December 9 from 12:30
to 4:30 p.m. at the SAR Office
located at 2003 Howe Avenue.
If you are interested in participating or have any questions,
please call Pat Hogerty at (916)
539-3885
Wed., February 1 from 9am-12noon
$35 if paid by January 30
$45 if paid after January 30
Topics
• How to compute a home seller’s
short fall from escrow
•
If a seller owes more than what
the home is worth, which is the
best way to go? Add cash? Short
sale? Foreclosure? Pros & Cons
of each.
•
Recourse versus non-recourse
loans.. personally liability issues
•
Impact on FICO scores and
debt forgiveness income tax
considerations
•
Hardship reasons the lender might
consider to allow a short sale
We’re Getting An Eyeful.
That’s what we do. A CREIA Inspector member does a thorough, independent
visual examination of the physical structure and systems of a home. Qualified
Inspector members of the California Real Estate Inspection Association (“CREIA”),
a nonprofit industry and consumer organization, are tested professionals who
adhere to CREIA’s Standards & Code of Ethics. When you’re looking for an
inspector in California, look for the CREIA logo. Contact CREIA to locate a
qualified Inspector in your area.
www.CREIA.org
800/388-8443
Look for the
online locator button for
a quick listing
The Symbol of
Professionalism
in the
California
Real Estate
Inspection
Industry
MASTERS CLUB FIFTH MONDAY VOLUNTEERS WHO HELPED PREPARE LUNCH FOR 1,000 AT LOAVES
& FISHES ON OCTOBER 31ST, FROM LEFT: ROBERT LUCIA–PRUDENTIAL REALTY, ANDY THIELEN–
LYON REAL ESTATE, JEFF MANNING–REALTY WORLD, FAYE LAWRENCE–LYON REAL ESTATE,
JOLEEN JARVIS–COLDWELL BANKER. VOLUNTEERS NOT PICTURED: MIKE MEYER – THE FUNDING
CENTER AND SHOLEH PEYMAN–KELLER WILLIAMS
Heartfelt Thanks
From Gulf Coast
REALTORS®
REALTORS® across the U.S. answered
the call for help from those whose lives
and careers were turned upside down by
Hurricanes Katrina and Rita. In all, NAR
collected over $5 million from 11,000
members to assist some of the 9,000
REALTORS® effected by the disaster.
Following are excerpts from letters
written by individual REALTORS® who
received aid from the NAR relief fund.
These words are addressed to the many
SAR members who contributed generously to their fellows in a time of great need.
“Thank you so much. We deeply appreciate your help. Since Katrina things have
been OK but my husband still has not
found employment. We are very grateful
for your help. God bless you.”
—Brenda Schaubhut
Huntsville, Alabama
I want to thank you for your help. God
sent you to me. Everyone here has been so
wonderful. Thank you just doesn’t seem
to be enough to say. I will say a prayer for
all of you every night.”
Leslie Appleton-Young
in 2004.
Rising Homes Prices
C.A.R.’s Chief Economist stated that
the reason for rising home prices was due
to economics 101: strong demand and
restricted supply. The demand comes from
low mortgage rates, the number of baby
boomers, and investors moving out of the
stock market to real estate as an alternative
investment choice.
Is there a Housing Bubble?
According to Appleton-Young, NO.
She believes that the real estate market
is simply self-correcting and in for a soft
landing. In order to have the housing bubble burst, there needs to be an oversupply
of inventory. If rents get soft, this could
effect the industry as investors will be less
inclined to continue buying real estate.
Proportion of First-Time Homebuyers
The number of first-time homebuyers
are declined dramatically since 1995 when
50% of all homes sold were purchased by
this demographic. In 2005, the number of
first-time homebuyers was only 30.5%. In
terms of type of home purchased by firsttimers, condo purchases are on the rise. In
2004 condos outsold single-family homes
two to one (California statistics).
2006 California Housing Market
Forecast
Appleton-Young states that there will
be a slight decline in home sales. The
median price will rise from $523,150 to
$575,500. Housing affordable will go
from 17% to 15%. Central Valley and
Inland Empire are the areas of California
growing more rapidly.
Become an SAR Sponsor of the Month
As a 2006 Sponsor of the Month you
receive the following benefits:
•
Four seats at the annual SAR
Directors and Officers Installation
Luncheon
•
Recognition in the
Installation program
•
Framed Certificate of Appreciation
Month-long recognition
•
A brief announcement at the monthly Main Meeting
•
Promotional fliers on the chairs at
the monthly Main Meeting
—Zadie Gillum
official
Month-long recognition
Waveland, Mississippi
•
Banner at monthly Main Meeting
(supplied by sponsoring affiliate)
•
Sponsor pins for Designees of the
Affiliate Member
“Filling out the form for disaster relief
seemed like it would be just another exercise in futility and yet - one must get on
his feet again. I could not believe it when
your generous check arrived. What a blessing! Thank you.”
•
Fliers at weekly Regional Meetings
(up to 20 meetings depending on the
month selected)
•
Sponsor’s name will be listed on
2006 Banner of SAR Sponsors of
the Month to hang in the SAR
lobby
•
Banner displayed at all SAR
Educational Programs each month
(approximately 5 classes)
—Lucy Lee
Fairhope, Alabama
“There are no words to explain the
emotional state after seeing your home
destroyed. But generous organizations
like NAR help give hope encouraged me
to start rebuilding my home and life again.
Many thanks for your generous gift and
prayers. God bless!”
•
Fliers at SAR New Member
Orientations (approximately 10)
•
Fliers inserted into SAR Retail
Center shopping bags
•
Recognition in the monthly SAR
newsletter
Becoming an SAR Sponsor of the
Month is an excellent opportunity to
advertise your products and services
among our Membership of over 8,000
REALTORS® while supporting SAR
educational and networking events. Cost:
$5,000
If you are interested in becoming a Sponsor of the Month, contact
Judy Wegener at 437-1207 or email
[email protected].
—Linda Blosser
Slidell, Louisiana
“We went to New Orleans on October
8th and found nothing salvageable. Mud,
mold, wet and broken furniture, clothing
and rust. The water came in at about 10
ft., but settled at 6 ft. and remained in the
house for 10 days. Thank you so much for
the money. It will help for a new beginning. After accumulating so much during
a lifetime and losing it all in a day, your
help is truly appreciated. Adam and I are
very grateful for the funds. As of this date,
we have not received any money from
FEMA. This money will be used wisely,
from gas, food, clothing to temporary
housing. Thanks a million.”
—Dianna and Adam Abrams
New Orleans, Louisiana
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EVP Exchange
By Nelson Janes,
SAR Executive
Vice President
Public Image of
REALTORS®
Reaches All -Time
High
A recent message from the National
Association to State and Local association
execs contained some very positive news.
Public opinion of the nation’s REALTORS®
has reached an all-time high for the third
straight year according to an annual tracking survey conducted to measure the effectiveness of the eighth season of the National
Association of REALTORS®’ multimillion-dollar Public Awareness Campaign.
The survey’s composite image score
of 19 beliefs, opinions and attitudes about
REALTORS® rose from 56 percent in 2004
to 59 percent—up 11 points since 2002. The
survey also found that the likelihood of real
estate consumers to use a REALTORS®
over a real estate licensee who is not a
REALTORS® rose 4 points to 64 percent
this year.
Some of the consumer beliefs and opinions that improved most over the past 12
months are: “REALTORS® bring the latest
technology to buying and selling a home”
(up 6 points to 63 percent); “REALTORS®
have the expertise to help sellers price their
home fairly” (up 4 points to 64 percent);
“REALTORS® earn their commission” (up
6 points to 50 percent) and “REALTORS®
advocate private property rights of homeowners” (up 12 points to 54 percent).
“Public support for REALTORS® and the
value REALTORS® bring to the real estate
transaction is higher than it has ever been.
Consumer attitudes towards REALTORS®
have been improving steadily for the past
few years due to many factors, especially
the effectiveness of the Public Awareness
Campaign,” said NAR President Al Mansell
of Salt Lake City.
Total awareness of NAR’s television
and radio advertisements reached the highest level in the history of the campaign.
Awareness rose 2 points to 73 percent—
reaching nearly three out of four real estate
consumers in America. In 2005, 55 percent
of consumers recalled seeing or hearing at
least one of the NAR advertising executions, an increase of 2 points over 2004.
Awareness of the call to action introduced
last year, “Ask your agent if they’re a
REALTORS®, a member of the National
Association of REALTORS®,” increased
from 32 percent to 39 percent.
Beliefs about REALTORS® that
improved the most this year were: that they
have the best network of sources to help
buyers and sellers (79 percent up 6 points
over year ago); that they are best qualified
to promote the sale of a home (73 percent,
up 12 points); that they are professional (70
percent, up 13 points); that they conduct
business with ethics and integrity (69 percent, up 11 points); and that they get the job
done properly (68 percent, up 10 points).
Buyers who purchased a home in the
past 12 months reported a jump from 39
percent to 56 percent in agents identifying themselves as REALTORS®, while
sellers reported an even more dramatic 23
percentage point gain, from 41 percent to
64 percent.
REALTOR® support for the advertising campaign continues at levels similar
to those last year, according to a survey of
NAR members conducted in concert with
the consumer survey. Ninety-eight percent
of all NAR members favor the ad program,
94 percent would like to see more advertising, and 78 percent rate the advertising
effectiveness as excellent/very good (up
four points). Sixty-seven percent of members, a significant 10 point gain over last
year, cite NAR’s advertising as an important
reason for joining the association.
The
National
Association
of
REALTORS® Public Awareness Campaign
kicked off its eighth season last February
and it will end next week. New ads this
season featured people talking about their
real estate experiences and touting the
benefits of working with a REALTOR®.
The ads encourage consumers to contact a
REALTOR® first when it comes time to
buy or sell a home or lease a commercial
space.
The $25 million advertising campaign
featured four new television commercials
this year and four new radio spots, as well
as new customizable print ads, posters and
Web banners for state and local associations to use. Commercials included NAR’s
first-ever Spanish-language television ad.
The new spot, which closely resembles the
English-language version, featured Hispanic
Americans sharing their hopes, dreams and
stories about trying to achieve the American
dream of homeownership.
Government
Watch
By Greg Vlasek, Director of Public Affairs
NAR Ranks Real Estate’s Top Government Policy Issues
At the San Francisco business meetings in late October, NAR issued the results of a
political issues survey. A total of 292 real estate association executives, CEOs and government affairs directors participated, about 10% of those from California.
The results provide an enlightening perspective on what political issues are weighing
most heavily on the minds of our executives nationally and what are likely to be the most
prevalent on 2006 political action agendas.
I’m taking a little artistic license here, because the context of the survey was, more
precisely, issues that respondents believe warrant more or less research and policy development than NAR is currently providing. It’s a short leap of reason to assume that issues
needing more attention and issues of greatest concern to association executives are one
and the same.
Here’s a rundown of the top 10 overall issues:
1.
Tax on commissions
72%
2.
Association health plans
70%
3.
Eminent domain
67%
4.
Federal preemption of state law
63%
5.
Minimum service standard
59%
6.
Financial incentives for economic development
58%
7.
Listing data ownership
57%
8.
State and local taxes/public finance
56%
9.
Smart growth/land-use
52%
10.
Affordable housing
51%
In The Spirit of Giving!
By Susan Potter, Master’s Club Steering
Committee
The Spirit of Giving began a little
earlier than normal this year. Rather
than waiting until Christmas, Masters
Club distributed $5,000 to each of their
nine chosen charities on Friday, November
18 during their Masters Club Annual
Breakfast at Arden Hills Country Club.
These funds were made possible as a
result of their fundraising efforts at the
October golf tournament. Representatives
from Bishop Quinn Cottages; Center for
AIDS Research, Education & Services;
Children’s Receiving Home; Mustard
Seed School; Sacramento Crisis Nursery;
Stanford Home for Children; Stanford
Settlement; Transitional Living and
Community Support; and Wellspring
Women’s Center gratefully received their
checks and took a few minutes to speak to
us about their individual charities.
While we were dining, our guest speaker Mike McKeever gave us a stimulating talk on how the Sacramento region
will manage an effective doubling of the
population growth by 2050. Mike is the
Executive Director of the Sacramento Area
Council of Governments, which is an
association of local governments in the
six-county Sacramento Region. SACOG
provides transportation planning and funding for the region. In addition to prepar-
REPRESENTATIVES OF THE MASTERS CLUB’S CHOSEN
CHARITIES GENEROSITY SMILE WITH GRATITUDE.
ing the region’s long-range transportation
plan, SACOG approves the distribution
of affordable housing in the region and is
undertaking a major effort to link transportation and land development closely. Mike
lives in Curtis Park with his wife, Nancy,
and their two children, Elizabeth and Tom.
Our thanks to Mike for taking time out of
his busy schedule to enlighten us about a
subject that directly relates to real estate—
population growth and transportation!
Once, again we had a full house at this
Master’s Club function and want to thank
all of the Masters Club Golf Tournament
participants and donors who made our
generous charitable contribution possible.
We also recognize Golf Tournament Chair
Jennifer Burke who made this annual charity event another success.
.
The percentages shown indicate respondents who said they need more or much more
information about the issue to effectively manage their Association’s needs.
The top 10 list of issues facing local associations pretty much tracks the overall list
above. When asked to respond about state issues, association executives responded somewhat differently.
The top 10 issues facing REALTORS® at the state level:
1.
Eminent domain
82%
2.
Association health plans
80%
3.
Federal preemption of state law
78%
4.
State of local taxes/public finance
71%
5.
Remediation of methamphetamine labs
62%
6.
Tax on real estate commissions
62%
7.
Disclosure of methamphetamine labs
60%
8.
Minimum service standards
60%
9.
Smart growth/land-use
60%
10.
Predatory lending/fair lending
56%
It’s clear from this survey -- as it was from the several forums held on the subject during
the NAR meetings -- that eminent domain abuse is a problem REALTORS® are ready to
take on at the state level. As advocates of private property rights, REALTORS® should
be the watchdogs against unfair government seizures of private real estate.
That’s understandable. But who here in Sacramento would have guessed that over 60%
of REALTOR® associations nationwide would have ranked dealing with methamphetamine labs as a priority government action item?
Did association executives (AEs) see things differently and government affairs directors
(GADs) in the survey?
The number one issue for AEs nationwide in 2005-2006 is federal legislation to require
small-business and Association health care plans, something California already has. We
actually oppose a national program because it would preempt California law and impose a
lower level of health benefits.
The runaway number one issue for GADs nationwide? Eminent domain abuse.
Interestingly, concerns about state and local taxes on REALTORS® also ranked high
among GADs, but not association executives.
Here are two final observations about the NAR survey and government affairs agenda
for 2006. Banks in real estate barely registered a blip on the radar screen of association
issues, perhaps in light of positive news from Washington D. C. about changes on the
House Banking and Finance Committee. Meanwhile, the new 800-pound gorilla among
real estate issues -- reduction or elimination of the mortgage interested deduction -- is also
absent among the list of key issues, owing to the fact that it emerged after the mid-October
survey was completed.
Stay tuned!
Meetings subject to change
*Regional Meeting
Locations
January— (T) Training Rm; (B) Board Rm; (A) Auditorium
Central—starts at 8:15am
SAR Auditorium
2003 Howe Avenue
Coordinator:
Sherri Radovich,
Washington Mutual
567-5345
3
Govt Relations (B)
10:00am
2
Office closed
4
New Member Orientation/Key
Class (B)
8:30am-12:30pm
Orangevale—starts
at 8:15am
Orangevale Community Ctr.
6826 Hazel Avenue
Coordinator:
Pam Poore,
Century 21 Select
536-4200
South—starts at 8:30am
Elk’s Lodge #6
6446 Riverside Blvd.
For Info:
Karla Oppliger 422-3756
Elk Grove—starts at 8:15am
Stockman’s Community Center
9275 E. Stockton Blvd.
(near Bond Road)
Elk Grove CA
For Info: Alan Wagner
686-4200
West Sacramento—
starts at 8:30am **
Sacramento Yacht Club
3365 S. River Road
For Info: Jim Piatt 375-1122
5
CRS 204 (A)
8am-5pm
Affiliate/Finance (A)
8:30am
CanTree Committee (B)
9:45am
PAC Trustees (B)
11:30am
6
CRS 204 (A)
8am-5pm
9
New Member Orientation/Key Class
12:30pm Board Rm
10
Presidents Installation 8:30-11:30am
Main Meeting (A)
9:00am-10:30am
Community Relations
10:45am
Prospector Training Adv (T)
1:00-4:00pm
11
New Member Orientation/Key Class (B)
8:30am-12:30pm
12
GRI (A) 8:00am – 5:00pm
Legislative Committee (B)
8:30am
Realtists (A)
8:30am
Masters Club (B)
9:30am
Equal Opps. Comm (P) 11:00am
13
16
SAR closed for Martin Luther
King Day
17
Regional Meetings
8:15am or 8:30am
Different locations
Prospector Training Beg (T) 8:30-11:30am
Prospector Training Adv (T) 1:00-4:00pm
Regional Coordinators Meeting (B)
1:30pm
Interns (B) 2:00pm
18
8:30am-12:30pm
Interns (B)
2:00pm
19
Board of Directors (B)
9:00am
Scholarship Meeting (P) 9:30am
Grievance Committee (B) 10:00am
WCR (A) 11:00am
20
25
New Member Orientation/Key Class (A)
8:30am-12:30pm
Housing Opportunity
11:30am (B)
Interns 2:00pm (A)
26
27
Sales and Life Mastery Seminar (A)
8am – 11am
Broker/Manager Forum (A)
8:30am
23
Notary Class (A)
8:00am-5:00pm
1:00-4:00pm
30
RE Assistant Training (A)
9:00-4:00pm
24
Regional Meetings
8:15am or 8:30am
Different locations
31
Regional Meetings
8:15am or 8:30am
Different locations
RE Assistant Training (A)
9:00-4:00pm
*Meetings held at all locations
every Tuesday except the 1st
Tuesday of the month.
**Meetings held on the 2nd
and 4th Tuesday.
ExperienceCounts
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• #1 Loan production out of 150 American Home Mortgage branches.
• #1 Pacific Region Branch for the past Twelve Years.
• Closed more than 1,500 loans in 2004.
Dave Heard
Vice President
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Chairman’s Club
Ext.100
Dave Whiteside
Loan Officer
Chairman’s Club
Ext.101
Beth Gewerth
Mortgage Consultant
Chairman’s Club
Ext.140
Jim Marco
Katie Riccitelli
Loan Officer
Chairman’s Club
Ext.104
Loan Officer
Ext.120
Denise Caton
Loan Officer
Ext.122
Ray Gin
Loan Officer
Ext.102
916.923.9130
800.469.5363 Toll Free
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1610 Arden Way, Suite 275
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December 2005 - Sacramento Association of REALTORS

Transcription

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