April 2016 - Anheuser Busch Employees CU

April 2016
We Have the Answer to
All Your Lending Needs
Get Schooled at Our
College Planning Seminar
NEW Mechanical
Repair Coverage
Volume 34, Issue 2
NEW Interest-Only
Home Equity Line of Credit
Choose your
Credit Union for
your home equity
financing & SAVE!
Are you looking for a flexible,
low-cost way to make the most
of your home’s equity? Our NEW
Interest-Only Home Equity Line
of Credit is a great option!
You’ll enjoy:
^ 2!(% $#( %51.99% APR* for
12 months (current rate as low as
3.00% APR*)
^Lower monthly payments with
interest-only payments
throughout the 10-year draw
period
Make the most
of your home’s
EQUITY.
^ %% 2$( DJa /5 $%
home’s equity
^ 2#* 7-!.# 7(7
Plus, no prepayment penalties and
no annual fee. Your interest may
be tax-deductible too (consult a
tax advisor).
Apply today!
Online: abecu.org
In person: at the local branch
5) !6;EFF=IZL=H
*APR = Annual Percentage Rate; APR effective 3/1/16. Introductory rate
is applicable for first twelve months following open date. After this
introductory period, APR is based on the Prime Rate plus or minus a
margin based on underwriting & loan-to-value (LTV). APR may vary with
Prime Rate after account opening; Floor = 2.0%, Cap = 15.0%.
Loan features 10-year draw & 15-year repayment period. Current 3.0%APR
reflects best rate available based on less than 80% LTV & individual
creditworthiness. All loans subject to approval; membership eligibility
required. Equity limits & underwriting requirements vary by state.
Home equity lines of credit are not available to residents of Texas;
Choice Home Equity loans are available to qualifying members in all
states. Due to geographic limitations, these loans may not be available to
members not living near a branch office. Rates, terms, and conditions are
subject to change.
Turn Everyday
Purchases into
Cash with
Purchase Rewards!
auto
mortgage
If you’ve logged into your account
via OnlineAccess or MobileAccess+
recently, you're sure to have noticed
something new…Purchase Rewards!
credit cards
ANY REASON
We have the answer to all
your lending needs!
Purchase Rewards is a FREE program
that lets you earn cash back by using
your Credit Union Visa® debit card to
purchase merchandise and services.
So, now you can enjoy exclusive cash
back offers at the types of places you
like to shop and there’s no limit to the
amount of cash back you can earn!
Here’s how it works:
to activate exclusive cask back
offers at the places you like to shop.
Here at your Credit Union, you can discover a wide range of loan
services – with competitive rates and convenient repayment options.
Auto Loans. Get behind the wheel with our low, competitive rates
and easy loan process. Already have a vehicle? Refinance and you
can benefit too!
Home Loans. Whether you’re buying or refinancing, our mortgage
loan consultants are here to guide you through our easy application
process and great financing options.
Credit Cards. Enjoy our lowest rate with Preferred Platinum Visa®
or earn points for your purchases with Platinum Points Visa®.
With rates traditionally lower than other financial institutions,
no matter which card you choose, you’ll save!
Your Credit Union also offers: Any Reason, Any Season Loans,
Energy Loans, Lines of Credit, Business Loans and Credit Cards,
Computer Loans, and more. For more information on these and
other loans available at your Credit Union or to apply for a loan,
visit abecu.org. NMLS# 401252
online or in stores to redeem your
offers by paying with your Credit
Union Visa debit card.
cash back – deposited into your
account at the end of the month.
The Purchase Reward offers available
to you are based on how you currently
shop using your debit card to ensure
your offers are relevant. It’s important
to note, your personal information
is secure and is not shared with the
participating retailers.
Log in to your account today via
OnlineAccess or MobileAccess+ and
check out and activate your exclusive
rewards opportunities.
Service.
Safety.
Value.
Get safety and security of roadside assistance and
more for less than $1 per week * with CU Road Pal.
t Flat tire repair
t E
mergency tow up to 10 miles
t E
mergency lockout
service
t Fuel delivery service
t O
utstanding value
on family plans
*Based on individual roadside assistance plan.
Discover 24/7 safety and security with
CU Road Pal. Find your savings and enroll
today. Visit our Auto Center at abecu.org.
nd
22 Annual
Golf for Lupus &
Juvenile Arthritis
Tournament
St. Louis Area Members:
For more than 12 years, your Credit Union has proudly supported the
Saint Louis University Division of Rheumatology’s Lupus and Juvenile
Arthritis research efforts via the Annual Golf for Lupus and Juvenile
Arthritis Golf Tournament.
This year’s tournament will be held on Saturday, May 7th at
Norman K. Probstein Golf Course in Forest Park.
The registration fee is $125 per player before April 30th (fee is $135 per
player after April 30th). Registration includes golf green fees, continental
breakfast and lunch, and a golf cart (shared with another player).
In addition to a great day of golf, you’ll also enjoy
raffles, skill contests, door prizes as well as silent and
live auctions.
Join us for a day of golf and help fund Lupus and
Juvenile Arthritis research. To register for the golf
tournament or to learn more about Lupus and
Juvenile Arthritis, visit lupus.slu.edu.
Ready to get
schooled?
COLLEGE PLANNING
SEMINAR
Are you planning for college, but have
more questions than answers? This event
is for you! Your friends at your Credit
Union have arranged for speaker
Tracie McGetrick to present a special
seminar on preparing for, paying for, and
staying in college. You’ll learn:
t)PXUPDIPPTFBDPMMFHF
t)PXUPBQQMZUPDPMMFHF
t'JOBODJBMBJEPWFSWJFX
t4DIPMBSTIJQTHSBOUT
t5IF'"'4"QSPDFTT
t'FEFSBMQSJWBUFTUVEFOUMPBOT
t*NQPSUBOUEFBEMJOFT
Thursday, April 28
6:00 p.m. - Doors open/check in
(light refreshments provided)
6:30 - 8:30 p.m. - Program
Holiday Inn - South County
6921 South Lindbergh
St. Louis, MO 63125
RSVP by Friday, April 22
reservations limited 3 per household
$BMM4IFJMBBU314-657-9302
or email [email protected].
Now Available:
Mechanical Repair Coverage
The miles can add up but the
repair costs don't have to.
MEMBER'S CHOICE® Mechanical
Repair Coverage can help deflect
some risk of costly repairs keeping
your vehicle running extra miles
and extra years. With different
coverage levels and deductibles to
choose, there's a plan to fit your
family's budget.
Whether you depend on your
vehicle for work or getting your
family to school and activities,
you need transportation that's
safe and reliable. The older your
vehicle, the more it takes to keep
it in good working order. Not
making small repairs can lead to
even more expensive repairs and
ignoring other repairs can be
dangerous.
ȗ Transferable: if you sell your
vehicle privately, the coverage
can be transferred for a fee,
adding resale value and appeal.
ȗ Cancelable: receive a full
refund within the first 60 days
or a pro-rated refund thereafter
less an administrative fee.
ȗ No out of pocket expense at
time of mechanical repair:
(except for any deductible and
any repairs not covered by the
policy) – the covered repair is
paid directly to the authorized
repair facility by the plan.
ȗ Ask about deductible options.
*Program details may vary by
state. Contact your local branch
representative for details and/or
a quote, or contact our Call
Center at 877-325-CU4U(2848).
Benefits of the program*:
ȗ Good at any authorized repair
facility in the U.S. or Canada.
ȗ Rental reimbursement: up to
$35 per day for 5 days (or 10 days
for a parts delay) from day one.
ȗ 24-hour emergency roadside
assistance: up to $100 per
occurrence. Includes towing,
battery jump start, fluid delivery,
flat tire assistance and lock-out
service.
ȗ Travel expense reimbursement:
up to $500 for lodging, food and
rental expense when a covered
breakdown occurs more than
100 miles from home.
MEMBER’S CHOICE® Mechanical Repair Coverage is
administered by Consumer Program Administrators,
Inc. in all states except AK and CA, where coverage is
administered by Virginia Surety Company, Inc., in WA,
where coverage is administered by Automotive
Warranty Services, Inc., in FL, LA , OK and WI, where
coverage is administered by Automotive Warranty
Services of Florida, Inc. (Florida License #60023) and in
AZ, where the Obligor and Administrator is Consumer
Program Administrators, Inc., all located at 175 West
Jackson Blvd., Chicago Illinois 60604, 1-800-752-6265.
This coverage is made available to you by CUNA Mutual
Insurance Agency, Inc. In those states where MEMBER'S
CHOICE® Mechanical Repair Coverage is offered as
insurance (form MCCU-001-MBI) it is underwritten by
Virginia Surety Company, Inc.
MRC-896721.1-0414-0516 © CUNA Mutual Group 2014,
All Rights Reserved.
BRANCHES
Baldwinsville
Cartersville
Columbus
Cedar Hill/Dallas
Fairfield
Fort Collins
Houston
Jacksonville
Los Angeles
Merrimack
Newark
Orlando
San Antonio
San Diego
St. Louis
Lynch Street
Nestlé Purina
Chippewa Street
West County
Creve Coeur
Crestwood
SoCounty/Union Rd
SoCounty/Tesson Ferry
Fenton
Florissant
Jefferson County
O'Fallon, MO
Shiloh, IL
Tampa
Williamsburg
315-635-3487
770-606-3240
614-888-2299
972-293-9506
707-429-0105
970-221-4541
713-676-0939
904-751-3335
818-779-1105
603-429-0434
973-824-7071
407-370-2406
210-684-4811
619-225-3230
314-771-7700
314-657-9600
314-832-8500
314-821-2442
314-720-7200
314-835-2900
314-894-3555
314-467-1400
636-305-3900
314-972-5000
636-282-7030
636-980-9800
618-628-4000
813-985-8552
757-253-3894
CONTACT US
CALL CENTER
877-325-CU4U (2848)
CUE PHONE
314-771-0064
800-228-6755
LOAN BY PHONE
866-577-9223
OnlineAccess
www.abecu.org
E-MAIL
[email protected]
Our Field of Membership...
ABECU serves the employees and retirees
of Anheuser-Busch Companies, whollyowned subsidiaries and distributors of
Anheuser-Busch products. The Credit Union
serves contract employees reporting
to Anheuser-Busch employees as well as
family members of its members including
spouse, children, stepchildren, parents,
brothers and sisters, grandparents and
grandchildren, aunts, uncles, nieces and
nephews, plus in-laws. The Credit Union
also serves the household members
of its members including those living
in the same residence, maintaining a
single economic unit.
FREE
SHRED DAY
Kick off spring cleaning and protect your identity!
Saturday, April 30th
9am - noon
Saturday, May 7th
9am - noon
Creve Coeur
12395 Olive Blvd
Florissant
1075 N. Lindbergh Blvd
Jefferson County
1334 Jeffco Blvd
Fenton
304 Summit Rd
St. Louis/South City
1001 Lynch St
West County
2175 Barrett Station Rd
Crestwood
9895 Watson Rd
South County
3805 Union Rd
Secure destruction of sensitive materials will be performed on-site by a trusted
and qualified shredding service. Please be sure your paper is free of metal clips.
Paper clips and staples are acceptable.
Questions? Contact Kayla at 314-657-9308 or [email protected].
abecu.org | ameaglecu.org | purinacu.org | 877-325-CU4U (2848)
2016 Branson Trip
Apply online at www.abecu.org or call
877-325-CU4U (2848) to request a
new member packet.
Your Credit Union is sponsoring a three-day trip to
Branson, MO. The coach bus leaves St. Louis on
Thursday, November 3rd and returns Sunday,
November 6th.
ABECU is an independent financial institution,
chartered by the state of Missouri, which is
owned and operated by its membership.
The Credit Union is not a subsidiary of
Anheuser-Busch Companies, Inc., or any
of its affiliates.
You’ll enjoy three nights at the Grand Plaza Hotel
in Branson. Plus, enjoy four shows including the
Dixie Stampede, Moses Matinee Show,
the Grand Jubilee Evening Show and the Million Dollar
Quartet Evening Show.
Becoming a member is easy.
Follow us:
@AnheuserBuschCU
Cost is $620 per person (double occupancy) and
includes transportation, hotel accommodations,
all shows and all dinners. Due to trip popularity,
attendees are reserved on a first-pay, first-booked
basis. Reserve your space today by contacting
Kayla at 314-657-9308 or 800-325-9905 ext. 8308.
is published quarterly for all members.
Questions and comments are always welcome.
Contact: Joel McDaniel, Editor
1001 Lynch Street, St. Louis, MO 63118-1818
(800) 325-9905 ext. 8309
E-mail: [email protected]
Your deposit accounts are insured up to $250,000 and IRA accounts up to $250,000
by the NCUA, a U.S. Government Agency. We do business in accordance with the
Federal Fair Housing Law and the Equal Opportunity Act. NMLS# 401252