Muljat plans Spanish-language home-buying class
Transcription
Muljat plans Spanish-language home-buying class
A4 • Wednesday, November 7, 2012 • lyndentribune.com business Muljat plans Spanish-language home-buying class Former Head Start manager is company’s newest agent By Mark Reimers [email protected] LYNDEN — A routine property deal in North Whatcom County opened Jerry Blankers’ eyes to a startling truth: Many Hispanics have what they need to purchase a home of their own; they just don’t know it. Culture and circumstances play a part. According to a 2011 report from the National Association of Hispanic Real Estate Professionals, while Hispanic and Latino families usually have a positive view of home ownership, they also are more likely than the average American to believe that they don’t have enough information on how to get a home loan. The report, titled “The State of Hispanic Homeownership,” is an extensive study on trends, attitudes and movements in the United States Hispanic and Latino communities. For example, the study found that 70 percent of Hispanics view getting a mortgage as more difficult than in the past, compared to 54 percent of all Americans. For Blankers, the managing real estate broker at Muljat Group North, these statistics mean that local Hispanic families could benefit from knowing what their ownership options are. So for the first time, the Lynden-based real estate office will be hosting Spanish language home-buying classes, the first of which is planned for 6 p.m. on Thursday, Nov. 8, at the Lynden Library. The free seminar is modeled after a similar Englishlanguage one that is regularly offered by the firm. However, when Blankers first realized a class like this could work, he knew he would need help. He contacted major agriculture employers like Curt Maberry Farm and Maberry Packing and was told that there was some interest. More importantly, he offered a job to Daisy Valladares, the former manager of the Lynden-based Head Start program. Although the state-run program was moved out of Lynden, Valladares has still helped with the federal version of the early childhood education program. That has left her with many deep connections within the Whatcom County Hispanic community. Valladares, although new to the real estate world, said she is excited to be serving her community in a new way. “I feel very lucky to have all of these connections,” Valladares said, noting that ultimately she still feels very much like an advocate for the Hispanic community. However, Blankers already had some help when it came to communicating to local Hispanics. Two other Realtors at the firm are bilingual and will be assisting with the Spanish-language seminar. They are Lawless TolliverWarren and part-time agent Ramon Llanos. Llanos also works as an engineer for a Ferndale-based company. Blankers noted that there are good reasons to get good home ownership information into the hands of Hispanic families. For one, there are many economic benefits to buying instead of renting as well as positive cultural trends that come along with ownership. Tolliver-Warren agreed, noting that stability is a crucial part of raising a family. “Ownership offers stabilty,” Tolliver-Warren said. “Knowing a place to call home is a foundation for stability for children. It can also give parents a feeling of being a part of a community.” On the other side, Blankers said, it’s plain to see that the Hispanic community is a huge untapped market. Tolliver-Warren noted that she has had some families come forward with relatively large down payments, not realizing that there are programs that can get them into homes with just 3 percent down. That’s in addition to the USDA loan program that allows for zero percent down if certain conditions are met. In addition to the three Spanish-speaking Realtors at the Muljat Group North, Blankers has also partnered with Hendor Rodriguez, a consultant with Wells Fargo, to speak at the seminar about the necessary steps to getting a home mortgage. For more information about the home-buying seminar, call the Muljat Group North office at 360-354-6033. table discussions and learn from experts about the latest in universal design, accessible architecture, home modifications for mobility, working with seniors, reverse mortgages, and more. On Thursday, Nov. 8, from 1 to 7 p.m., browse the accessibility trade show and learn more about the products and services available. For more information, contact Linda at 671-4247. Home-buying, in Spanish n 6 p.m., Thursday, Nov. 8, at the Lynden Library n Details: 354-6033 From left, Daisy Valladares and Lawless Tolliver-Warren are two Spanish-speaking realtors at Muljat Group North. Managing broker Jerry Blankers, right, helped organize the initial Spanish-language home-buyer class for Thursday at Lynden Library. (Mark Reimers/Lynden Tribune) Bazaar sales business Accessibility in construction is topic at Blaine BLAINE — The Building Industry Association of Washington’s 50+ Housing Council invites interested professionals and homeowners to two special events being held Nov. 7-8 at The Inn at Semiahmoo. On Wednesday, Nov. 7, from 4 to 6 p.m., join round- Tobey Gelder ARM Your Lynden Agent 360-734-1161 The Cornerstone Christian School Community would like to say THANK YOU to all our Corporate Sponsors and to the Lynden Community for supporting our annual golf tournament! A big thank you to our Title Sponsor: city Citizen wants fire staffing bolstered www.riceinsurance.com By Calvin Bratt [email protected] LYNDEN — Kristen Hansen came to the Lynden City Council meeting Monday to remind city leaders that they promised in 2010 to increase fire department staffing. Hansen, whose son Erik is a Lynden Fire Department volunteer, said she has become aware of times of back-to-back calls that overload the system. She is concerned that Lynden’s response might fall short in an emergency unless the force is strengthened. Hansen was the only person to speak at an opportunity to comment on the city’s proposed 2013 budget. Mayor Scott Korthuis responded that the city has a mutual-aid agreement with North Whatcom Fire & Rescue, which operates a fully staffed station on 19th Street, to help out on multiple calls, and that he is proud of the city department for keeping its response time under 5 minutes average. “We weigh all this when we make our budget considerations,” the mayor said. The council will have a public hearing Nov. 19 on the property tax levy aspect of the budget. Separately, the council, after a brief executive session, approved a four-year wage package with Public Works employees. For this year, wages are equal to 2011, although in 2013 through 2015 they can be opened to negotiation. Two workers, one a supervisor, are exceptions, getting 4 and 2 percent raises now. Councilor Gary Bode said the city has had good cooperation from its workers in trying to hold the line on wages in the current economy. The annual fall Lynden Community Center Bazaar and Bake Sale produced an amazing variety of concoctions and creations for people to buy last week Thursday and Friday. All proceeds go to support the center’s operation. (Calvin Bratt/Lynden Tribune) A Division of Faber Construction tillery , Store, Dis Farm Thanksgiving Favorites! Share delicious farm fresh treats with your Family! Cider, Pies, Specialty Cheeses, Cider Vinegar, Apples & much more New Location Now Open! 6140 Guide Meridian 360-318-7720 BellewoodFarms.com Special thanks to Homestead Golf and Country Club in Lynden for hosting our event. Thank you to all our other sponsors: Cargill Animal Nutrition Crown Door Corp. Epl Feed Ferndale Ready Mix Freeland & Associates, Inc. Guide Insurance Ivory Wealth Management Jonkman International Inc. K&S Woodworks KIK Creative Inc. Lynden Dental Health Center Moss Adams Networx Nooksack Animal Hospital Northwest Electric, Inc. Northwest Farm Credit Services Do you have the coverage you need? Are you sure? At COUNTRY, we do more than help you find the insurance you need...we help you understand your coverage. Find out more today! Lesa Boxx 354-2975 400 Liber ty Street, Lynden, WA 98264 w w w. cou n tr y f in an cial. c om Len Corneto 354-4197 1112-505HO(B) Northwest Propane LLC Peoples Bank Rock Creek Farms Ltd Scholten's Equipment The Green Barn Tim Faber Architects LLC. Tinman Metal/Homan Roofing Trivan Truck Body Vandergriend Lumber Varner Sytsma Herndon Vreugdenhil Farms West Central Building Supplies Whatcom Farmer's Coop Whatcom Landscapes Windermere Real Estate Loren VanCorbach Cornerstone Christian School 8872 Northwood Road Lynden, WA (360) 318-0663 www.cornerstoneschool.us “Telling the generations to come, the praises of the Lord.”