Fall 2014 Newsletter - Dutch Point Credit Union

Dutch Point
CREDIT UNION
Dutch Point Credit Union Quarterly Newsletter
Fall 2014
Score
BIG This Super Loan Season
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$1 sh
Ca us!
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t
Bo
oin
Ex
tra
with our
Super Loan
Sweepstakes!
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Kick off your borrowing needs
with a Super Loan from
Dutch Point Credit Union -and enter our
Super Loan Sweepstakes!
Super Loan Sweepstakes Prizes:
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•
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New England Patriots Tickets
New York Giants Tickets
48” Flat Screen TV
48” Flat Screen TV
You can score BIG with a low-rate loan, plus -- go for the
extra point -- everyone can be a WINNER.
For promotion details or information to enter the Super Loan Sweepstakes visit www.dutchpoint.org.
As a trusted partner, DPCU improves members’ financial well-being through financial solutions and education.
195 Silas Deane Highway, Wethersfield, CT
800-842-1778
860-563-2617
www.dutchpoint.org
All Things Automotive
• Shop
• Purchase
• Refinance
• Take a virtual test drive
Car shopping can be confusing. Now you
can take the confusion out of shopping with
All Things Automotive. If you are looking
for a new or pre-owned vehicle, you can
now use our auto buying resources to help
you with your research and comparisons.
Our goal is to help you make a smart car
buying decision while obtaining competitive
credit union financing.
For All Things Automotive visit:
www.dutchpoint.org.
You found the Right Car,
now Get the Right Loan.
APPLY TODAY!
1.99%APR
APR – Annual Percentage Rate. Rate available as low as and based
on credit history, term selected, and automatic loan payment. 1.99%
available for a term of 60 months. Other rates and terms are available.
Rate subject to change. Rate promotion available for a limited time
only. Cannot be combined with any other CU promotions. A car loan of
$20,000 with a 5-year term at 1.99% APR results in 60 monthly payments of approximately $35.00 per thousand. Certain conditions and
restrictions may apply. Existing DPCU loans do not qualify for refinance.
Never Pay Another ATM Surcharge!
Dutch Point Credit Union is part of the
Allpoint ATM Network -- take advantage
of these benefits today:
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Surcharge-Free Transactions
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55,000 ATMs Worldwide
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No Sign-up Fees
•
Use Your Current Card
•
Start Using Allpoint Today
Free access to your
cash has never been
easier. Look for the
Allpoint ATM at these
convenient locations*.
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Costco
CVS/pharmacy
ExxonMobile
Hess
Kroger
Rite Aid
Safeway
Sunoco
Target
Walgreens
Winn-Dixie
7-Eleven
+
Go Everywhere
*Look for the Allpoint logo to ensure your transaction will be
surcharge-free. Not every retail location has an Allpoint
surcharge-free ATM inside.
Home Loans
We have the perfect home loan
for you!
Apply Today at 800-842-1778
or www.dutchpoint.org.
Whether you’re purchasing a new home, in the
market to refinance your existing home, or want
to take out an equity loan on your current home,
Dutch Point Credit union home loans offer competitive fixed and adjustable rates, plus a wide
variety of flexible terms so you can get the
payment that works best for your life.
Get more -- $300 more with a Visa gift card.
Now through December 31, 2014, receive a $300 Visa gift card when you close on a Dutch Point
Credit Union mortgage.
Get a fast pre-approval.
With Dutch Point’s mortgage program
offered through Members Mortgage,
you can find the right type of mortgage
that meets your needs. And, with Members Mortgage and their fast approval process you can get
pre-approved in about 15 minutes through MortgageClick.
Get the home equity loan that is right for you.
Use the equity you have in your home to borrow the money you need. Our home equity loans
feature fixed or variable interest rates with zero closing costs. Plus, we offer a Fast Track Home
Equity loan, with a reduced application fee, that can help you own your home sooner.
Fixed Home Equity Loan
Rates as low as
2.99 %
APR*
5-year term
Fast Track Home Equity Loan
Rates as low as
2.99 %
APR**
8-year term
* APR – ANNUAL PERCENTAGE RATE. Rate available as low as and based on credit history, term selected, and LTV. A loan of $25,000 with a 5-year term at 2.99% APR results in 60 monthly
payments of approximately $17.97 per thousand dollars. Payments do not include taxes and insurance premiums; if applicable, the actual payment obligation will be greater. Property insurance is required. Existing DPCU Home Equity loans do not qualify for refinance. Limited time offer. Rate subject to change. Conditions may apply. Dutch Point is an Equal Housing Lender.
** APR – ANNUAL PERCENTAGE RATE. Rate subject to change. Rate based on creditworthiness and term selected. Minimum loan amount of $50,000 and maximum loan amount of
$250,000. Maximum loan to value ratio (LTV) 75%. $299 application fee is required and is non-refundable. No additional rate discounts apply. Credit union must be in first lien position.
Loans will be made against the member’s primary residence, 1-4 family located in the States of Connecticut, Massachusetts and Rhode Island. Loans may be made against a second home.
Additional conditions will apply. Home Equity loans are underwritten to include all individual(s) who hold title to the subject property regardless of employment status. Property insurance
is required. Floor rate of 2.99%. A loan of $85,000 with an 8-year term at 2.99% APR results in 96 monthly payments of approximately $996.73. Payments do not include amounts for taxes
and insurance premiums; if applicable, the actual payment obligation will be greater. Rates available for a limited time only. Existing DPCU Home Equity loans do not qualify for refinance.
Conditions may apply. Dutch Point is an Equal Housing Lender. NMLS#466823.
IMPORTANT INFORMATON
Important information when
traveling with your DPCU
Debit/Visa Card
Traveling soon - Check your destination.
If you are traveling for pleasure or business, it is always a good idea to bring at least two forms of
payment to ensure you have access to your funds. Whether you are traveling in or outside of the
United States, contact the credit union with your travel dates and location so we can verify your
DPCU Debit/Visa card is not blocked and available for your use. Need extra cash?? You can
always ask about a Visa limit increase or a vacation loan.
Free Shred Day
Saturday, October 18th
at our Wethersfield Branch
195 Silas Deane Highway
9:00 am - 12:00 pm (rain or shine)
Members, family, and friends are invited to bring up to 5 standard-size boxes of their private
documents to our Wethersfield Branch for confidential/free shredding.
Credit Union Branches and Contact Information
Call Center: 860-563-2617 / 800-842-1778
Website: www.dutchpoint.org
Email: [email protected]
Wethersfield: 195 Silas Deane Highway
Newington: 465 Willard Avenue
Niantic: 8 West Main Street
West Hartford: 50 South Main Street (Town Hall)
Bloomfield: 1 Wintonbury Mall
Berlin: 107 Selden Street
Lost/Stolen Cards: Visa Card - 800-449-7728
Debit Card - 800-472-3272
Holiday Closings
Monday, October 13th
Columbus Day
Tuesday, November 11th
Veterans Day
Thursday, November 27th
Thanksgiving Day