annual review 2011 - The Football Stadia Improvement Fund

ANNUAL
REVIEW 2011
2
FOOTBALL STADIA
IMPROVEMENT FUND
ANNUAL
REVIEW 2011
WHERE THE
FUNDING HAS GONE
Where the
funding has gone
The Football Stadia Improvement Fund (FSIF)
provides financial support to football clubs towards
their ground improvement projects.
Funded by the Premier League with an annual
budget of £6m, the FSIF awards capital grants to
clubs from the Football League down to the lower
levels of the National League System to improve
safety at their stadia and to enable them to satisfy
The FA’s ground grading requirements. £1m of the
annual FSIF budget is allocated to the Fans’ Fund
which supports projects to the benefit of fans.
The FSIF helps to pay for crucial work that can
be very costly to clubs but which is absolutely
essential to allow our national game to function,
whilst maintaining its unique depth and richness.
FSIF investment also helps ensure that players and
supporters can enjoy our national game in safety
and comfort.
FSIF grants provide financial assistance towards the
construction of new stands, installing floodlights,
turnstiles, or even relocating to an entirely new
ground.You can get a clearer idea of this through
the examples of FSIF projects featured throughout
this report.
FOOTBALL STADIA
IMPROVEMENT FUND
ANNUAL
REVIEW 2011
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CONTENTS
Contents
Chairman’s Introduction
4
The Football Stadia Improvement Fund Board
4
Chief Executive’s Foreword
5
Floodlights
6
Pitch Improvements
8
Stadia Control Rooms
9
Stadia
10
Perimeter and Hard Standing
12
Turnstiles
13
Stands
14
Ground Relocation
16
Financial Summary
18
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FOOTBALL STADIA
IMPROVEMENT FUND
ANNUAL
REVIEW 2011
Chairman’s INTRODUCTION
Chairman’s
INTRODUCTION
Supporting my football club has given me a huge amount of enjoyment
over the years and continues to be an important part of my life. As a fan I
especially appreciate how much a football club means to its community.
This country has a uniquely rich depth to its football, with many thousands
of clubs competing throughout a multi-layered National League System.
No matter how large or small the club might be, or whatever level it plays
at, they are important to their supporters. Millions of fans loyally support
their clubs every week and it is important that they can do so in a safe and
comfortable environment.
The FSIF’s financial support, provided by the Premier League, helps to
ensure that our football stadia are fit-for-purpose for our nation’s football
supporters. Those fans are at the very heart of our national game.
I hope that you enjoy reading this annual review.
Peter McCormick OBE
Acting Chairman
The Football Stadia
Improvement Fund Board
Acting Chairman:
Peter McCormick OBE
Directors:
Jonathan Hall
Richard Scudamore
FOOTBALL STADIA
IMPROVEMENT FUND
ANNUAL
REVIEW 2011
Chief Executive’s Foreword
Chief Executive’s
foreword
This year the FSIF continued to provide crucial stadia improvement funding
to football clubs from the Football League through to the lowest levels of
the National League System.
Football grounds are the bedrock, the bricks-and-mortar of our national
game. They are venues on which the spectacle that is this country’s most
popular sport is played out – whether it is Manchester United’s Theatre of
Dreams, Old Trafford, or AFC Wimbledon’s Kingsmeadow stadium in South
West London.
FSIF funding offers vital support from the top of the game right through
to the lowest levels, support which has never been more needed as the
austere economic climate bites hard and local businesses struggle to survive,
meaning sponsorship opportunities are not as plentiful as they were a few
years ago.
FSIF staff will continue to work hard to make sure that the funding that is
generously provided by the Premier League each year goes as far as possible
and benefits as many clubs and supporters as it possibly can.
Paul Thorogood
Chief Executive
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FOOTBALL STADIA
IMPROVEMENT FUND
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ANNUAL
REVIEW 2011
Floodlights
CASE STUDY:
Floodlights
Witton Albion FC
The new floodlights have made
a huge difference both to our
training and match performances.
Previously the players often
found it hard to pick out the ball
when it was in the air, but the
new system has changed all that.
Cheshire-based club Witton Albion FC
currently play in the Northern Premier
League Division One North. The club dates
back to 1887.
the finals of the Cheshire FA’s County Cup
competitions. However the performance
and quality of match-night experience was
suffering due to inadequate lighting.
In 2004, club captain Brian Pritchard briefly
enjoyed worldwide fame following his
sending off during the Cheshire County FA
Senior Cup final against Woodley Sports.
He was sent off after he tripped a streaker
who had run on to the pitch; this sparked
a debate in the media as to whether it
was a fair decision from the referee, with
the incident even discussed on BBC One’s
Football Focus.
The previous floodlights were nearly 20
years old and were prone to intermittent
failure. The club was concerned that if these
lamps began to fail on a regular basis, they
would incur financial penalties imposed by
the league and would struggle to achieve
the ground grading requirements.
Albion’s home for the past 20 years has
been Wincham Park. Regarded as one of
the better grounds outside of the Football
League, it is regularly used as a venue for
Following an FSIF grant of £9,400 Albion
was able to install five 2,000 watt metal
halide floodlights on each of the four
existing steel columns and two on both of
the existing stands. This has quite literally
created a brighter future for the club and its
supporters.
“Had we not had FSIF funding,
it would have been some years
before the funds could have
been raised to complete the
project. Ultimately, had the
system failed in that time the
club would have faced a real
crisis.”
Mark Harris
Chairman
FOOTBALL STADIA
IMPROVEMENT FUND
ANNUAL
REVIEW 2011
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Floodlights
CASE STUDY:
Floodlights
Fareham Town FC
The project was for the
replacement of old floodlights
that did not meet the light level
for the standard of football the
club plays (Step 5 Sydenhams
Wessex League). The new
lights have proved to be a great
success, the light level across
the pitch is fantastic and, we
also use the pitch for training,
weather permitting, with our
youth section making full use of
the facilities. As our youth section
grows our aim is to give them
more access to the ground for
matches and training and the
lights are an important step
along this process.”
Dave Mundy
Vice-Chairman
Fareham Town FC are in the Wessex League
Premier Division and play their fixtures at
Cams Alders ground, in Hampshire.
Whilst the club’s most famous son is former
Premier League striker and current BBC
pundit, Steve Claridge, two former England
internationals have also managed the club:
Ray Crawford (ex-Portsmouth and Ipswich
Town player) and Mark Chamberlain (exPortsmouth and Sheffield Wednesday).
The old floodlighting system at Cams Alders
was installed over 35 years ago and had fallen
into an extremely poor state of repair. The
electrical control gear had been condemned,
resulting in a temporary connection being
in place for the last year. The six floodlight
columns were also in very poor structural
condition, with numerous signs of corrosion
and some columns being out of alignment.
Due to their age, the luminaires were
inefficient, and achieving the required average
maintained illumination level was becoming
more and more difficult.
The club investigated options for refurbishing
the existing system but concluded that the
system could not be economically upgraded.
The club was faced with no option other
than to replace the entire system.
Thanks to a £24,087 FSIF grant, Fareham
Town’s ground now boasts a brand new
floodlighting system. This is comprised of six
15m high raise and lower columns, holding
a total of 14 Philips OptiVision MVP507
2,000 watt medium beam asymmetric lowglare floodlight luminaries, complete with
associated control gear.
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FOOTBALL STADIA
IMPROVEMENT FUND
ANNUAL
REVIEW 2011
Pitch improvements
CASE STUDY:
Pitch Improvements
Curzon Ashton FC
North West club, Curzon Ashton FC, play in the
Northern Premier League Division One North.
The club moved to its £4 million Tameside
Stadium at the beginning of the 2005-06 season.
For the first game at the new ground, Curzon
played a Manchester United XI, which included
Jonny Evans and Fraizer Campbell (now a striker
for Sunderland).
This badly-drained section of the pitch was
therefore seriously compromising the overall
quality of the playing surface and reducing the
level of use of the pitch area.
A FSIF grant of £6,763 has helped to pay for
50% of the cost towards Curzon Ashton FC
carrying out the installation of localised
sand-slitting, surface amelioration works and
re-seeding of the area affected.
The main pitch was installed with a sub-surface
drainage system. This was effective over most
of the pitch area, apart from the centre, which
suffered from excessive water retention. The
cause was determined to be poor permeability
of the pitch surface coupled with the effects of
the main stand obscuring any direct sunlight and
inhibiting wind flow across the pitch.
The difference the new drainage has
made is already evident this season, heavy
down pours before and during games are
not causing any damage to the playing
surface in comparison to a game played
in the same conditions last season prior
to the drainage work being carried out.
“This has a massive effect on the playability
of the pitch and the number of games
we can now accommodate. Our aim is
to provide a playing surface of the highest
standard allowing all of our senior teams
maximum opportunity to enjoy their
football.”
Nick Wild
Groundsman
FOOTBALL STADIA
IMPROVEMENT FUND
ANNUAL
REVIEW 2011
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Stadia control rooms
CASE STUDY:
Stadia Control Rooms
Stevenage FC
Following promotion to the Football League
from the Blue Square Bet Conference in
2010, Stevenage Football Club needed to
make improvements to their stadium in
Hertfordshire.
With the assistance of a grant of £72,150
from the FSIF, the club was able to install a
new CCTV system and control room.
The control room has large windows and an
unobstructed panorama of the ground, while
the concrete, brick and metal profiled sheet
roofing are all designed to match the existing
structures. In addition to the building work, a
re-routing of the cabling and upgrade of the
electrical supply board, was necessary.
Stevenage went from strength-to-strength as
they finished the season with a back-to-back
promotion that sent them into League One
for the first time in the club’s history.
The new control room is a
valuable and
essential addition to our
match day operation and has
received glowing praise from
the club’s Safety Advisory
Group and the Hertfordshire
Police, many thanks to the FSIF
for their valuable support”
Bob Makin
Chief Executive
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FOOTBALL STADIA
IMPROVEMENT FUND
CASE STUDY:
Stadia
Bristol Academy
Women’s FC
Bristol Academy Women’s FC (BAWFC) was
born out of Bristol Rovers Women’s FC in
2005 – itself formed through a 1988 merger
between the Bristol Rovers girls’ teams and
Welsh side Cable-Tel Ladies FC.
The team have been nomadic since their
formation, having played home matches at
The Beeches FC,Yate Town FC, Mangotsfield
United FC, Bristol Rovers FC, Fry Club FC,
Keynsham FC, Clevedon FC, Bishop Sutton FC
and Almondsbury Town FC.
BAWFC is one of only eight clubs in the
Women’s Super League (WSL) – a new
competition launched by The FA that has just
completed its inaugural season. All WSL clubs
share their ground with a Premier League or
a Football League club, except BAWFC, which
has its own dedicated stadium, built with the
help of £150,000 from the FSIF.
Nicknamed the Vixens, BAWFC attract an
average attendance of 1,000 for their home
games. The stadium has also become a base
for promoting the women’s game; the club
has three ambassadors who work within local
schools and clubs to increase awareness and
skills within the female game and to raise the
profile of BAWFC.
Filton College, where the stadium is based,
is a close partner of the club and offers a
development centre and Centre of Excellence
programmes, from Under-10s right up to the
Women’s Super League.
ANNUAL
REVIEW 2011
Stadia
FOOTBALL STADIA
IMPROVEMENT FUND
ANNUAL
REVIEW 2011
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Stadia
Playing at our own ground and establishing
our own identity this season has made such an
incredible difference to our whole football club.
Previously we were moving from ground to
ground looking for somewhere to play but now
with the help of the FSIF we have a pitch and a
stadium we can all be proud to call our home.
Without doubt the creation of our new stadium
has been the key factor in the club increasing
our average gate by over 800%! In addition, the
club has achieved the great honour of being
named FA Women’s Club of the Year. Most
importantly the stadium has inspired all our
younger players from the age of eight to play
at our home ground which makes our new
stadium a special place for our football club.”
Mark Sampson
Manager
The pitch is amazing! All of us just want to play there
one day, hopefully in The FAWSL for BAWFC. I
have been to watch every home game this season
and have my own seat in the ground next to all my
friends. Every time we go to a game we have our
faces painted to be part of the ‘smurf army’.”
Paige
Under-13 player and season ticket holder
THE FOOTBALL
FOUNDATION
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ANNUAL
REVIEW 2011
Perimeter and Hard Standing
CASE STUDY:
Perimeter and Hard Standing
Holyport FC
Following their successful promotion from Step 6 to Step 5 at the end
of the 2010-11 season, Holyport FC needed to make sure its ground
complied with Grade F of the National Ground Grading Criteria by
the end of March 2012.
One requirement was increasing the perimeter and hard standing
areas of their home of Summer Leaze Park from covering two sides of
the pitch, to a minimum of three.
Last year the club was successful in applying to the FSIF for £7,284
to help pay for an additional 70m of hard standing to the width of
the pitch, behind one goal. It was constructed using one metre wide
tamped concrete and is suitable for wheelchair users.
Holyport Football Club has progressed from a Step
7 to Step 5 club, with a ground that meets The FA’s
grading criteria for Step 5, this includes: grandstands,
floodlights, hard standing and improvements to our
facilities in general. It has taken eight years to get
to this stage and every step of the way we have
been supported by the FSIF, without whom the task
would have been impossible.
“The large amounts of money that the FSIF have
ploughed back into football at our level are now
paying dividends making grounds in general far
more spectator friendly and helping to raise the
standards of football throughout the country. We
are very appreciative for the help the FSIF has given
us and hope to continue to develop our club into
the future.”
Graham Broom
Club Secretary
FOOTBALL STADIA
IMPROVEMENT FUND
ANNUAL
REVIEW 2011
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Turnstiles
CASE STUDY:
Turnstiles
AFC Wimbledon
The story of fans-owned AFC Wimbledon
has captured the imagination of football fans
from around the world. Starting out in the
Combined Counties League (the equivalent
of Division Nine) after Wimbledon FC
was relocated to Milton Keynes, the
supporters faced the daunting challenge
of five promotions to realise their dream
of Football League status with the newlyestablished club.
After a nail-biting play-off final against Luton
Town FC, AFC Wimbledon achieved that feat
on 21 May 2011. With League Two status
came the necessity to upgrade their stadium
so that it met the grading requirements.
An FSIF grant of £55,000 has enabled the
club to install a new turnstile system that
caters for away supporters. A £106,201
grant meanwhile has helped to pay for a
new CCTV control room and segregation
barriers for the ground’s terraces.
I have always been impressed
by the quality of support that
we have received in applying
to the FSIF. The funding itself is
essential to clubs like ours.
“The grants have enabled us
to meet the ground grading
requirements required when
moving up the divisions, as
well as helping us to progress
as a club. The various stadia
improvements have also made
a big difference in helping us
to cater for the safety and
comfort of both home and
away supporters.”
Erik Samuelson
Chief Executive
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IMPROVEMENT FUND
ANNUAL
REVIEW 2011
STANDS
CASE STUDY:
Stands
Nuneaton Town FC
Nuneaton Town FC play at the Step 2 level of the football pyramid,
in the Blue Square Conference North.The Midlands club was having
to hire two temporary ‘modular seating systems’ to ensure that
their ground, the Triton Showers Arena, met the required grading
standards.
This was an expensive solution and the high level of regular
spectators further justified the project. £56,921 from the FSIF has
helped Nuneaton to install a permanent steel-framed stand.
The new stand provides seating for 500 fans, provision for persons
with disabilities and a press area.The cantilevered-style roof allows
for an uninterrupted viewing experience.
The support of FSIF has made a massive difference
to the supporters of the club and given a real lift
as we continue our long road to push forward
on and off the pitch, our involvement with the
community and the assistance with FSIF to move
onto different and exciting projects in the future
can only enhance matters for the benefit of the
people of Nuneaton”
Ian Neale
Chairman
We were delighted to receive a grant of
£150,000 from the FSIF towards the cost of a
300 seated stand and new changing facilities. The
final phase of construction was completed on
26th March 2011 and the feedback from both
home and away supporters visiting the ground
has been excellent.
“On the opening day the club also received
a surprise visit from FA Chairman David
Bernstein, who called in to watch the Matlock
vs. FC United of Manchester match; he was
very impressed with the quality of all the new
facilities.”
Keith Brown
Chief Executive
FOOTBALL STADIA
IMPROVEMENT FUND
ANNUAL
REVIEW 2011
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STANDS
CASE STUDY:
Stands
Matlock Town FC
Matlock Town FC, in Derbyshire, benefited
from a FSIF grant of £150,000 towards
developing a brand new main stand that went
on to win Groundtastic magazine’s ‘Best new
stand of the year’ award.
Causeway Lane has been home of Matlock
Town FC for over a century, with the majority
of the facilities dating back more than 50
years.The previous main stand was made out
of wood and built in the 1950s. Alongside
this was the social club, another wooden
construction that dated back to 1970. Both
facilities were in a state of disrepair, suffering
from serious leaks and cracks which lead to
regular flooding during rainy spells.
Causeway Lane stadium now boasts a proud
new steel-framed stand and a new covered
terrace, which replaces the dilapidated terrace
built in the 1930s.The new stand is comprised
of six tiers and has more than 400 seats,
including space for eight wheelchairs.
The new stand includes: two teams’ changing
rooms as well as two officials’ changing rooms;
a kit store and laundry; offices; spectator
toilets, and a kitchen, bar and social area on
the ground floor.The floor incorporates a
directors’ lounge, a function suite and office
space for external lettings.The facilities look
set to become important revenue generators
for the club, helping ensure its future security
and sustainability.
CASE STUDY:
The fund allows equality of
facilities at a similar level of
football, leaving grounds safer,
more welcoming, and, in some
cases, more energy-efficient.
Certainly from our perspective
we would have little hope of
having the facilities required to
play at our level of football. It is
also the case that communities
such as ours can enjoy sport
alongside the club: we now have
a junior team and facilities for
the disabled, and host events for
men and women and young and
old alike, as well as community
events and charity matches.
Few of these would have been
possible without the FSIF grant.”
Kevin McCormick
Club Treasurer
Stands
Tow Law Town FC
Durham-based Tow Law Town FC plays its matches in the Northern
League Division One. Its most famous son is Chris Waddle, who
played for the club as a youngster in the late 1970s, whilst working
in a sausage factory, before being sold to Newcastle United for a
fee of £1,000.
Last year, the club received a £5,698 grant from the FSIF towards the
refurbishment of its ‘North End’ covered standing terrace.The original
covered standing terrace, located behind the goal at the North End of
the club’s Iron Works Road ground, was built in the early 1970s. Over
the years, the roof’s asbestos sheets had become cracked and broken.
The requirement to replace the asbestos sheets with heavier profiled
metal sheets means the club also had to strengthen the roof supports
to account for the additional weight.The new refurbished stand
protects Tow Law’s supporters from the elements and the ground is far
safer than before.
The club had previously benefited from two FSIF grants of £32,538 and
£4,009 towards developing spectator toilets and a clubhouse extension
and changing rooms upgrade respectively.
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FOOTBALL STADIA
IMPROVEMENT FUND
ANNUAL
REVIEW 2011
Ground relocation
CASE STUDY:
Ground Relocation
Enfield Town FC
Enfield Town FC was formed on 23 June
2001, following the Enfield Supporters’ Trust
members voting overwhelmingly in favour
of breaking away from Isthmian League club,
Enfield FC, and starting afresh.
Enfield FC became ‘homeless’ in September
1999, following the sale of the Southbury
Road Stadium, its home since 1936. After a
period of ground-sharing with six different
clubs, the Enfield FC Chairman settled on a
long-term ground-share with Borehamwood
FC in Hertfordshire. Support soon dwindled,
and, worried that their club might never return
to the borough, a group of supporters formed
the Enfield Supporters’ Trust, culminating in
the historic decision to break away and form
a new club.
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IMPROVEMENT FUND
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Ground relocation
The club had never owned its own ground
and they applied to the FSIF for a grant to
facilitate a permanent move to the Queen
Elizabeth Stadium. In conjunction with Enfield
Borough Council, Enfield Town FC utilised
£74,720 worth of FSIF funding to develop
the existing dilapidated athletics stadium and
provide a stadium for the club.
The grant helped fund the re-surfacing
of supporters’ hard standing areas, which
accommodate a modular covered standing
terrace and a modular covered seated terrace
that will be relocated from the Brimsdown
Rovers stadium. Enfield Town FC’s pitch has
also been significantly upgraded.
We are delighted by the club’s
move into the QE stadium as
it has given the youth section
the opportunity to play their
football in the borough of Enfield
for the first time in many years.
We look forward to increasing
our presence and the profile
of Enfield Town in the years to
come.”
Kevin McArdle
Chairman of Enfield Town Youth
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FINANCIAL SUMMARY
financial Summary
Summary financial statements
as at year ended 31 May 2011
Independent auditors’ statement to the members
of the Football Stadia Improvement Fund
Summary Directors Report
We have examined the summary financial statement which comprises the
Summary Profit and Loss Account and Summary Balance Sheet.
These summarised financial statements may not contain sufficient
information to allow a full understanding of the financial affairs of the
Football Stadia Improvement Fund. For further information the full annual
financial statements, the auditor’s report on those financial statements and
Director’s Annual Report should be consulted. Copies of these are available
on the Football Foundation’s website www.footballfoundation.org.uk.
The principal activity of the company is to provide funding for activities
relating to the safety and redevelopment of football stadia. During the year
grants were awarded to clubs at all levels of the game towards safety and
improvement work such as new stands and terraces, toilets, facilities for the
disabled, turnstiles, closed circuit television equipment and at lower levels
pitch work and floodlights. The company intends to maintain its current
grant making activity over these categories. No director received any
remuneration from the Company during the year.
The full annual financial statements, from which these summary financial
statements are derived and on which the auditor’s gave an unqualified
opinion and have been delivered to the Registrar of Companies.
On Behalf of the Board of Directors
Respective responsibilities of directors and auditors
The directors are responsible for preparing the annual review in
accordance with applicable United Kingdom law.
Our responsibility is to report to you our opinion on the consistency
of the summary financial statement within the annual review with the
full annual financial statements, and its compliance with the relevant
requirements of section 428 of the Companies Act 2006 and the
regulations made thereunder. We also read the other information
contained in the annual review and consider the implications for our
statement if we become aware of any apparent misstatements or
material inconsistencies with the summary financial statement. The other
information comprises only those items listed on the contents page.
This statement, including the opinion, has been prepared for and only for
the company’s members as a body in accordance with section 428 of the
Companies Act 2006 and for no other purpose. We do not, in giving this
opinion, accept or assume responsibility for any other purpose or to any
other person to whom this statement is shown or into whose hands it
may come save where expressly agreed by our prior consent in writing.
We conducted our work in accordance with Bulletin 2008/3 issued by the
Auditing Practices Board. Our report on the company’s full annual financial
statements describes the basis of our audit opinion on those financial
statements and the Directors’ report.
Opinion
Peter McCormick OBE
Acting Chairman
12 January 2012
Notes:
(a) The maintenance and integrity of the Football Stadia Improvement Fund’s website is the responsibility
of the Directors; the work carried out by the Auditors does not involve consideration of these matters
and, accordingly, the Auditors accept no responsibility for any changes that may have occurred to the
financial statements since they were initially presented on the website.
(b) Legislation in the United Kingdom governing the preparation and dissemination of financial statements
may differ from legislation in other jurisdictions.
In our opinion the summary financial statement is consistent with the full
annual financial statements of the Football Stadia Improvement Fund for the
year ended 31 May 2011 and complies with the applicable requirements
of section 428 of the Companies Act 2006, and the regulations made
thereunder.
We have not considered the effects of any events between the date
on which we signed our report on the full annual financial statements 1
December 2011 and the date of this statement.
PricewaterhouseCoopers LLP
Chartered Accountants and Statutory Auditors
London
12 January 2012
FOOTBALL STADIA
IMPROVEMENT FUND
ANNUAL
REVIEW 2011
19
FINANCIAL SUMMARY
Summary Balance Sheet
for the year ended 31 May 2011
Total Assets
Total Liabilities
2011
2010
£’000
£’000
8,501
5,246
(12,094)
(9,089)
Net Assets/(Liabilities)
(3,593)
(3,843)
Total Capital and Reserves
(3,593)
(3,843)
A full set of the annual accounts is available via
www.footballfoundation.org.uk
or from the company secretary at the registered office.
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FOOTBALL STADIA
IMPROVEMENT FUND
ANNUAL
REVIEW 2011
FINANCIAL SUMMARY
Summary Profit and Loss Account
for the year ended 31 May 2011
Total Income
Total Expenditure
Profit/(Loss) on activities before Tax
Taxation
Profit/(Loss) for the Financial Year
2111
2010
£’000
£’000
700
3
(450)
(591)
250
(588)
–
–
250
(588)
TheFootball
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Stadia
Improvement
Fund Ltd House
Whittington
House
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Place London WC1E 7EA
The
Stadia
Improvement
Fund Ltd Whittington
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WC1E 7EA
T
4555
F 0845F 345
7057
E [email protected]
W www.footballfoundation.org.uk/fsif
T 0845
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4555
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7057 E [email protected]
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Company Number 4007132 Registered in England and Wales
Company Number 4007132 Registered in England and Wales