Southwest Montana Building Industry Association

Southwest
Montana
Building Industry
Association
October 2012
Monthly Newsletter
ns
Congratulatio
truction
Dovetail Cons
mes
Parade of Ho
ce Award
oi
Ch
les
op
Pe
Photography by Karl Neumann
Membership
Meeting & Board
Elections and
Dinner
October 17th
www.nahb.org
6pm Cocktails
7pm Buffet Dinner
$26/each
Bozeman Holiday Inn
RSVP Please!
www.montanabia.com
TABLE OF CONTENTS
Advertisers Index ....................................................... 18
Calendar of Events..................................................... 2
Chairman of the Board’s Message ............................. 3
GRIP Safety ...........................................................8, 16
Habitat Needs Your Help! .......................................... 4
How to stay safe when using PATs .......................... 14
How to work with your lender .................................. 16
NAHB Webinar Schedule ........................................... 4
Member Feature: POH Committee ............................ 12
New Members ............................................................ 10
Renewing Members ................................................... 9
Spike Club .................................................................. 6
The Passive House Institute ...................................... 13
Thank you Parade Builders ....................................... 15
M
ontana Climate Control provides a variety of heating and cooling services
to customers throughout Belgrade, MT and the surrounding areas. Whether
you’re looking to install a new high efficiency unit for your home or a gas fireplace in
your living room, we’re the people for you. We are dedicated to keeping you warm in
the winter and cool in the summer. We only use quality units like Trane, so you can be
sure you will be getting a reliable heater or air conditioner!
Our contractors do both residential & commercial
HVAC work, so no project is too big or too small
for us to handle.
Our HVAC Services Include:
 GeoThermal
 Heating and air conditioning
 Furnaces and central air
 Installations
 Retrofits
 Ventilation services
 Gas fire places
 Computerized Load Calculations
 And more!
& Duct Design
We specialize in customer service, which means
your satisfaction is guaranteed. Give us a call to
see what we can do for your home!
Montana Climate Control
1037 Apples Way • Belgrade, MT 59714-8954
www.montanaclimatecontrol.com
1
Contact
Montana Climate Control
today at 405-582-0057
to get your home or
business comfortable again.
October 2012
Sun
30
Mon
1
SWMBIA Monthly Newsletter Advertising
The affordable choice to reach your customers!
Tue
2 Executive
Wed
3
Thu
4
Committee Mtg 4pm Membership
Committee Mtg
7
8Columbus Day 9GRIP Safety
10
5
15
16
21
22
23 Executive
24
Committee
12
13
18
19
20
25
26 Newsletter 27
Board of
17
Membership
MTG & Dinner
Board elections
6pm
Submission
Deadline
MTG 4pm
29
30
6
4pm
14
28
Sat
MBIA Quarterly Board Meeting &
Awards Banquet, Fairmont Hot Springs
11Directors
Meeting
Seminar 7:30-9am
Fri
of
31Halloween 1Board
Directors
Membership Directories and much more
2013 International Builders Show
January 22-24, 2013
Las Vegas
www.BuildersShow.com
2
Meeting
4pm
available
2
3
at www.swmbia.org
From the Chairman of the Board
The upcoming debate at the City Commission Meeting,
Oct. 8th is likely to be lively and interesting. I strongly
urge you to familiarize yourself with the impact fee
discussion and PLEASE PARTICIPATE.
Happy Halloween and
welcome winter fellow
members!
With each increase to the cost of housing and commercial
development, there are members of our community that
will be less able to become a home or business owner,
thus decreasing the amount the City would collect taxes
and potentially undermining the long term funding of our
fantastic city.
In
Rob Evans
Good Monday
Construction
Solutions,
2012 Boardfellow
Chairman
morning,
this month’s article I would like
to jump into the political arena
for a bit to give all of you a heads up on
some recent and upcoming
developments in our City Commission.
Over the next month or so, City of Bozeman
Commissioners will be discussing our impact fee
structure As a member of the Impact Fee Advisory
Committee, we were fortunate to work with the consultant
Tischler-Bise, who realized the importance of rational, fair
taxes being imposed to fund our city government. (You
heard correctly, I referred to impact fees as tax. For all
practical purposes, Impact Fees constitute a tax on the new
residents of Bozeman.)
Have a great October. I’ll see you Monday Night at the
City Commission Meeting Room.
Rob Evans
PS. The impact fee discussion is important….You can
DVR Monday Night Football.
If I had my way, Impact Fees would not be allowed by
State Statute, but, since it’s not up to me, I have some
thoughts to share regarding their administration and
application.

Impact fees are one of the least efficient, least
dynamic ways to finance infrastructure.
This
difficulty and consequent in-efficiency has been
evidenced in the past by the complicated and divisive
process required to calculate, collect, and spend the
fees collected.

Impact fees are an unreliable source of revenue that
rises and falls with the construction cycle. When our
infrastructure budget relies too heavily on “new”
construction, our communities assets fluctuate with
the building market. Hence, when new construction
lags, our infrastructure funds dry up.

Impact fees, as a form of exaction, must conform to
constitutional principles such as "essential nexus" and
"rough proportionality" that have been elaborated in
court opinions. See complexity/difficulty/divisiveness
as mentioned above.
Fortunately, there are innovative alternatives, ranging
from alternative financing mechanisms to privatization of
infrastructure development and operation. Unfortunately,
not enough effort has been expended to explore these
more consistent, conventional, and predictable options.
3
Habitat Needs Your Help!
You Can be a Part of History!
Join Us in Building the First Passive Home by Habitat in Montana
The First Passive Home to be built by a Habitat Affiliate in the state of Montana is going up in
Belgrade. But, winter is fast approaching and we need some help. With winter just around the
corner we are asking SWMBIA members to join us in this exciting project by volunteering some
of your time to get this under wraps before the snow flies.
We need help in basic framing; flying the trusses and sheathing the roof.
To participate please call Kevin King at 406-209-1257 to schedule your time.
As with many of our projects it is the volunteers that make a difference in our success. While we have our regular volunteers
working hard each week, there are not enough of them to get the house sealed in by this winter. Therefore we are reaching out to
you for help. If you can donate some time at the job site at 1202 Idaho St., Belgrade, MT. that would be great!
Bring your air hammers and or any tools you would like…those that you are comfortable with. From our experience we each have
our favorite tool to use on certain stages of any project.
If we can get a group together on any given day, we will provide lunch….it will be simple but good!
Please contact Kevin at 406-209-1257 to be part of this exciting building project. And learn what goes into this home to make it
qualify as a Passive Home!
Upcoming Webinars and Information
NAHB Webinar Wednesdays September Schedule
Marketing to the Female New Home Buyer
Oct.10, 2:00-3:00 p.m. ET
Sales and Marketing series
Every builder knows the importance of the woman in the home buying decision. For example, they influence 91% of home
sales. It's more important than ever to understand that today's female buyer is very different than previous generations, and
women truly are wired differently than men. If we don't understand these differences and modify our marketing accordingly,
we might not be able to appeal to the female buyer, or even worse, truly alienate her. This program will provide useful insights into what appeals to the female buyer and review examples of campaigns that work. Presented by NAHB Professional
Women in Building
Fall Construction Forecast Webinar
Oct. 17, 2:00-4:00 p.m. ET
NAHB Chief Economist David Crowe will be joined by Mark Zandi, Chief Economist at Moody’s Analytics, and NAHB Assistant Vice President for Forecasting and Analysis Robert Denk for a lively discussion of what’s ahead for housing. Presented by NAHB Economics
Writing and Executing a Business Plan (Registration Opening Soon)
Oct. 24, 2:00-3:00 p.m. ET
Business Improvement Series A well-written business plan is the first step in operating a successful business. In this webinar,
learn how to develop and write a business plan that is simple, effective and holds a clear vision for the future. Presented by
NAHB Business Management
Understanding the Opportunities in Single Family REO
Oct. 31, 2:00-3:00 p.m. ET
Business Improvement series With the high number of foreclosed homes available, have you wondered if it's time to invest? In this webinar, leading single-family real estate owned investment companies will discuss why they see opportunity in
this market and how geography plays a role in their investment decisions. Participants will also learn how the deals are financed, best practices for multi-site management and lease-purchase structures that lead renters back to homeownership.
.Presented by NAHB Multifamily
To learn more about NAHB’s Webinar Wednesdays series, check out www.nahb.org/webinars.
Economic Indicators
Figures are for
August 2012
Single Family
Duplex
Multi-Plex
Townhome
Other
Remodels & Additions
Housing Starts
Source:
Permits/Units Valuation
21
6,291,187
4
1,401,075
Total New:
(includes fences, garages & reroofs)
City of Bozeman Building Division
Sq Footage
71,584
Residential
14,505
Commercial
6
1
1,125,354
91,538
12,616
1,340
32
$8,909,154
100,045
Bldgs
1
#
68
60
Valuation
1,298,762
4,179,300
CITY COMMERCIAL STARTS
Valuation
Sq Footage
$939,652
7,305
Information available at www.bozeman.net
The economy added just 96,000 jobs in August. Worse, the DOL lowered the June and July estimates by 41,000! While the
unemployment rate fell to 8.1%, it did so only because 368,000 Americans left the labor force, reducing the participation
rate to 63.5% from 63.7%, its lowest level since 9/81. Factory employment fell by 15,000, the most in 24 months and temp
agencies reduced employment by 5,000, but construction added 1,000!
Elliot F. Eisenberg, Ph.D.
GraphsandLaughs, LLC
[email protected]
Cell: 202.306.2731
Although I am an employee of the National Association of
Home Builders, my views are my own and may not
represent the views or positions of NAHB.
Have you accessed your member
discounts? Learn more at
www.nahb.org/MA
From Rental Cars, Hotels, GM Vehicle Discount
The savings are here for you!
General Offices
21730 Frontage Rd.
P.O. Box 9
Belgrade, MT 59714
Phone: 388-6832
Fax: 388-8347
BILLINGS – BELGRADE – CASPER – KALISPELL – MISSOULA
(FORMERLY JTL GROUP, INC.)
Full Service
Contractor
•
•
•
•
•
•
Construction Estimates
Phone: 388-4035
Fax: 388-1571
Sand & Gravel
Belgrade, Livingston & Big Sky
Phone: 388-6832
Asphaltic Concrete Paving
Complete Site Development
Sand & Gravel
Utility Construction
Concrete Ready Mix
Concrete Pumping
Concrete Services
& Pumping
Belgrade: 388-6042
Livingston: 222-1704
Big Sky: 955-2712
5
The True
The True
Champions
Champions
of NAHB
of NAHB
♦Nationwide prestige
♦Recognition
♦Nationwide
♦Networking
prestige Opportunities
♦Recognition
♦Networking
♦Valuable rewards
Opportunities
for each level
♦Valuable
♦Eligibility
rewardstofor
attend
eachthe
level
annual
♦Eligibility
NAHB Spike
to attend
Party the annual♦Local
NAHB&Spike
state VIP
Partyevents, prizes
♦Local&&awards
state VIP events, prizes & awards
To achieve Spike
To achieve
status: Spike
Earn six
status:
credits
Earn
within
six credits
two consecutive
within twomembership
consecutive years
membership
(Nov. 1-Oct.
years (Nov.
31). 1-Oct. 31).
To retain Spike status and become
To retaina Spike
Life Spike:
statusYou
and must
become
earn
a Life
a minimum
Spike: You
of one
must
Spike
earncredit
a minimum
(new orofretention)
one Spike
each
credit
membership
(new or retention)
year untileach
you
membership
reach a total year
of 25until
credits.
you reach a total of 25 credits.
By recruiting, involving and retaining members,
SPIKES strengthen and build both our Association and the Industry!
Tim Dean
Super Spike (250-499)
469 Spikes
John L. Miller
Byron Anderson
Dennis Cattin
Clair W. Daines
David Andreassi
Jim Syth
Royal Spike (150-249)
204 Spikes
188 Spikes
178 Spikes
171 Spikes
154 Spikes
151 Spikes
Frank Armknecht
David Graham
Guy Graham
Steve Armknecht
Guy Graham
Kenneth Vidar
Jon Moullet
Sally Hickey
Adrian Vaughn
Ron Hinds
Keith Fraser
Nathan Albrecht
Rob Evans
Dean Derby
Jim Evans
Red Spike (100-149)
Eugene Graf IV
Anders Lewendal
Greg Vidmar
Eric Roset
Eugene Graf III
Chuck Graden
Bill Fiedler
J.D. Engle
Richard Smith
Beth Zeman
135 Spikes
121 Spikes
111 Spikes
Green Spike (50-99)
99 Spikes
97 Spikes
94 Spikes
92 Spikes
85 Spikes
82 Spikes
72 Spikes
63 Spikes
61 Spikes
59 Spikes
56 Spikes
59 Spikes
Life Spike (25-49)
49 Spikes
45 Spikes
40 Spikes
38 Spikes
37 Spikes
34 Spikes
34 Spikes
28 Spikes
27 Spikes
26 Spikes
Blue Spikes (6-24)
Jeri Norris
Erica Renslow
6
7 Spikes
6 Spikes
Group Rewards Insurance Program (GRIP)
Do you know what it takes to stay
safe when using PATs?
those who are successful in completing class requirements. Classes will be presented by Hilti representatives
who will cover usage tips and safety practices for PAT users such as.
 Always wear ANSI-/OSHA-approved eye and ear
protection.
 Point the tool away from your body and others during loading or handling.
 Do not put hand/fingers in front of the muzzle.
 Always clear the work area on all sides and post
appropriate warning signs to notify bystanders and
coworkers.
 Never fire a PAT in an explosive or flammable environment.
 Prior to using a PAT, inspect the barrel to make
sure it is free from obstructions.
 Always unload a PAT before disassembling, assembling, replacing the barrel, or cleaning.
F
or most contractors today, powder-actuated
tools (PATs) are a way of life. By eliminating
the need to drill holes with a concrete drill bit or use anchors and screws for fastening applications, PATs have
become a necessity in the construction industry enabling
users to attach conduit clips, electrical junction boxes and
various other items to concrete, masonry, and steel surfaces. Although the benefits are obvious, there are several
safety concerns you must address before becoming a qualified operator.
That’s why anyone using a PAT must carry a
valid certification card, which verifies he or she has
been thoroughly trained and tested on how to use that
specific tool. 49 states have common certification requirements that last a lifetime (California expires every 3 years).
To help builders comply with the OSHA training
PATs are easy to use and provide quality performrequirements of being certified operators of powder actu- ance and reliability for any user. But following strict safety
ated tools; October’s GRIP Safety class will be on pow- precautions as well as keeping up on (Continued on pg. 16)
der actuated tools. Certification cards will be given for



GRIP OFFERS YOU…
Free Safety Training and Certifications. Have GRIP Safety
Personnel certify your employees for forklift, PAT, scaffolding
and First Aid/CPR. Once a month GRIP free safety seminars are
available throughout much of the year.
Free Onsite Consultation Training Grip safety consultants will
come to you for any site specific training needs and can inspect
your work site for hazards and/or potential OSHA violations.
Free Written Safety & Health Programs. GRIP offers written
safety and health programs that can be tailored to fit your
company.
Available by request:
Forklift Certification, Excavations/Trenching,
First Aid/CPR Cert., Competent Person Scaffolding
Cert., Powder-Actuated Tools Cert., Hazard Communications (MSDS), Back &Lifting Safety, and
Electrical Safety
(406) 442-4479 or visit www.montanabia.com
7
8
Renewing Members
We thank you for your continued support to the Association and the Building Industry!
BUILDERS:
Norton Ranch Homes
*RJ Associates, Inc. Design/Build
*Schlauch Bottcher Construction, Inc.
*SchuylerBuilt Fine Homes
Tim Dean Construction, Inc. (406) 586-2723
ASSOCIATES:
*Bare’s Stove & Spa, Inc. (406) 587-1005
Big Sky Insulations, Inc.
*Bozeman Holiday Inn
*C&H Engineering and Surveying, Inc.
Graybeal’s All Service, Inc.
*Kenyon Noble Ready Mix
*L&L Site Services, Inc.
*Mann Mortgage LLC
*Pierce Flooring & Design Center
*Security Title Company
TMC, Inc.
*Valley Glass & Windows What does over 35 years of doing
business in the Gallatin Valley and Southwest Montana say
about
a
company? Commitment
Commitment to providing the right products. Commitment to
providing the right services. And most importantly, commitment
to treating customers the right way. Since the doors of Valley
Glass and Windows opened in 1977, the companies' focus has
always been on customer satisfaction. Our experienced staff
realizes that in today's marketplace of multiple competitive options, we need to go the extra step to ensure your complete satisfaction. So if you are looking for windows, doors, door hard-
ware, shower doors, mirrors, commercial storefront, or any other
glass product please contact us or visit our showroom today! You may also browse our website at ValleyGlassandWindows.com.
AFFILIATES
*Beth Zeman, Security Title Company
*Denotes Renewing Members that donated the additional to the Montana
Building Industry Association (MBIA) Issues Fund and/or the SWMBIA Issues
Fund. These voluntary contributions are used to pay for critical efforts to
educate the public about the consequences of proposed public & private policy
decision, regulations or legislation and provide support for appropriate public
policy and legal issues. THANK YOU!
DO BUSINESS WITH A MEMBER
Visit SWMBIA on
Fall Protection Temporary Enforcement Measures Extended to Dec. 15
Builders and remodelers will now have an additional three months to make use of OSHA’s temporary enforcement measures in
residential construction for fall protection, which were originally set to expire on Sept. 15.
These measures include priority free on-site OSHA compliance assistance, penalty reductions and extended abatement dates if
violations are found, and other measures to ensure enforcement consistency.
Since June 16, 2011 employers have been required to follow OSHA’s fall protection regulations which calls for providing
conventional fall protection systems (guardrails, personal fall arrest systems or safety nets) when workers are exposed to falls 6
feet or more above a lower level.
There is an exception if an employer can determine that the use of conventional fall protection is either infeasible or creates a
greater hazard. The employer can implement alternative fall protection practices and must provide a written fall protection plan.
It is OSHA’s presumption that the use of conventional fall protection systems can be used for most tasks and the employer has
the burden of establishing that the use of these systems is either infeasible or creates greater hazard.
Many states operate their own state occupational safety and health plans and may have adopted fall protection standards that are
different from Federal OSHA. If you live in a state with an approved occupational safety and health plan, contact your GRIP
Safety Professionals for further information on the standards applicable in your state.
For more information about the fall protection requirements, visit www.nahb.org/fallprotection
9
Welcome New Members!
BUILDERS:
Michael Patrick Sullivan
Interwest Builders LLC
116 Keystone Dr.
Belgrade, MT 59714-9628
(406) 580-8534
ASSOCIATES:
Brodie & Melanie Bergeson
Invisible Fence of the Big Sky
27 Pioneer Way
Bozeman, MT 59718
(406) 388-5599
www.bigsky.invisiblefence.co
Tylene Vitt
Rudd & Company PLLC
3805 Valley Commons Drive Ste 7
Bozeman, MT 59718
(406) 585-3393
www.ruddco.com
GET THE LATEST NAHB NEWS ON FACEBOOK
NAHB Communications recently launched a new tool to
showcase the association's latest media coverage, advocacy
efforts and important industry news. Taking advantage of
the "timeline" format introduced by Facebook earlier this
year, we have created the NAHB News page on that social
networking channel. Please visit
www.facebook.com/
NAHBnews http://www.facebook.com/NAHBnews to find
out about your national association's major accomplishments on
behalf of its members. This single address saves you the trouble of
visiting multiple links, and allows you to navigate through history
to find the news you are
looking for. Even better, the page is
open to everyone, and you do not need to have a Facebook account to view the latest information. We strongly encourage all of
our members to view this new resource and "like" the page to
receive regular updates when new posts are available.
Want to make a difference?
Volunteer on a SWMBIA Committee!
Government Affairs, Membership, Parade of Homes,
Home Expo, Playhouses on Parade, Golf Tournament and
much more! Make your mark—VOLUNTEER!
Call 585-8181 or email [email protected]
Jim Christ
•
406-388-4146
Members of the Month: Parade of Homes Committee
This month’s deserving Members of the Month are the Parade of Homes Committee. Without the yearround dedication of these members, SWMBIA’s annual Parade of Homes would not be such a wellorganized community event. From setting policies, planning advertising and events, the Parade
Committee members make it all happen. Our thanks to the following:
Darryl Seymour
J. D. & Deb Engle
Darryl is the Marketing Director/VP for Montana Title &
Escrow, where he is responsible for growth and development
of the Montana Title and Escrow office, staff, and market
share in the Gallatin Valley. Darryl sits on the SWMBIA
Board of Directors, the Green Building Committee and has
volunteered to chair both the Public Relations and the Parade
of Homes Committees. Darryl enjoys spending time with his
wife and three boys. They all participate in a variety of activities in the community, including equestrian riding, swimming and skiing at Eagle Mount for their oldest son, taekwondo for their 10 year old and gymnastics for their 8 year
old, not to mention all of the other wonderful activities Bozeman has to offer to a family. Bozeman is a great home for the
Seymour family.
J. D. & Deb Engle are the owners of Burning Stoves & Stuff of
Belgrade. We are native Montanans’ and our entire family graduated from MSU and we have lived in Bozeman ever since. We
started the business in July of 1995 the same year we joined the
SWMBIA and the first year we had a fireplace in the POH’s. That
was all it took for me to believe in the power of the POH in helping
build your business. Both myself and Deb and our daughter Kacie
have helped work on the POH event in several different capacities. I
believe that if you live in a community you inadvertently take from
that community therefore you must contribute back to the community that you live and work in. You get out of life what you put into
it. I am also a very active volunteer in the Gallatin Valley’s emergency services. Pets? Yes our shop dog Copper (best known for her
appearance in our TV commercials) is there to greet you when you
come to the store.
Ryan Ballenger
Ryan is a Commercial Loan Officer at Stockman Bank. He
has been with the bank for 3.5 years. He attended Montana
State University and graduated with a Business Management
and Finance Degree. He has been Married to his wife, Janya
for 11 years. Together they have two children, Manny and
Keirra and one miniature schnauzer named Romo. When
asked about his experience with SWMBIA he says, “I am
proud to be a part of SWMBIA and glad to have the opportunity to work with all the great members of the organization.”
Eugen Graf
Eugene (pronounced “I-gen”) Graf has been a member of
SWMBIA since 2004. He is a vital part of the SWMBIA
leadership He has previously sat on the SWMBIA Board of
Directors for multiple terms and is our current State Association President and the State National Representative. Enough
cannot be said about Eugene’s involvement with SWMBIA.
He has participated in the Parade of Homes as a builder over
five times and has also built multiple Playhouses on Parade
to help raise money for local Charities. His Wife Erin is a
professional artist and together they have two adorable children, Eugene Graf V (“Geno”) and Razel, along with two
dogs and plenty of family support.
Tina Altimus
Tina Altimus has been with Security Title Company 14 years
working in plant maintenance. She keeps the little plant
building and also the recordings department. Tina is married
to Jack Altimus who works for Northwestern Energy as town
manager for Yellowstone National Park. Together they have
two daughters Macy, 21 and Quinn, 19. Tina Loves being a
part of the Parade of Homes. She sees it as a great opportunity to be involved with the public, builders, realtors, and the
title companies. She says, “It’s a fun group to be involved
with!”
Heidi Summitt
American Land Title Company has been a spectacular place to
work these past two years. I currently work in the Marketing and
Escrow Departments within the company. I enjoy building loyal
relationships and educating individuals the particulars of the title
industry. Everything from preparing Property Profiles to gathering
HOA information and requesting loan payoffs for HUD-1 preparation are my areas of expertise.
I am a graduate of Montana State University, where I obtained a
Bachelor’s degree in Elementary Education with an Art Minor. Following college I taught school in Napa, California for four years.
After sadly missing four winters in Montana I moved home and
began my short Real Estate career. I worked for ERA Landmark
and after two years I attained my Real Estate Broker’s license and
became a Partner at Bozeman Broker Group.
Christian missionary work grabbed my attention and following a
few years at Bozeman Broker Group, I ventured over to Papua New
Guinea as a teacher with Wycliffe Bible Translator. I was there for
18 months teaching children from all around the world. This was an
experience of a lifetime and I am so thankful for the opportunity to
have experienced it. I am married to a wonderful, Godly man, Anthony Summitt. We have been married since February 2011 and our
marriage has simply blessed our lives. Our giant schnauzer, Boaz, is
the gentlest giant anyone could ask for and we love having him
wake us up each morning.
Thanks for another GREAT Parade of Homes, Southwestern Home
Builders Industry Association. American Land Title Company
looks forward to a prosperous 2012 with your generous partnerships.
11
Members of the Month: Parade of Homes Committee
buyers, sellers, lenders, brokers, agents, REALTORS® and real
Shawn is a fifth generation Montanan born in Harlowton. She is estate professionals, we are leading the way in technology. Stewmarried with three grown sons and a daughter in college. As a art Online is our online transaction solution which makes closing
homeowner in Bozeman, she fell in love with the Gallatin Valley even easier.
and decided to make it her year round home. Shawn has more
than 25 years experience as a rancher and sales management ex- David Andreassi
perience and as the Postmaster for the United States Postal Ser- For over 34 years, David has been building in the Gallatin
vice. In addition she has sales and marketing experience as an Valley, starting as a cabinet maker and evolving into designing
independent sales representative for Silpada Designs and a re- and building exceptional custom homes, all with energy
warding career in Montana real estate. She specializes in residen- efficiency in mind. David has studied energy efficient building
tial and ranch/recreational real estate and was named "2009 techniques since the 1980’s and has built many homes that were
Rookie of the Year" by the Gallatin Association of REALTORS. monitored for their performance during that time, continuing to
In Wheatland County she was the secretary of both the local the present. During the 1990’s, healthy home building techniques
Chamber of Commerce and the Stock Growers Association. were added. David is a Certified Green Professional with a speShawn is a member of the National League of Postmasters, the cialty in working with wood.
Belgrade Chamber of Commerce, and the Gallatin, Montana and
David is a Charter Member of SWMBIA (1978). He
National Association of Realtors. All of Shawn’s experiences as a served as president in 1986, and a board member for numerous
rancher, postmaster, salesperson and business woman have given years. He is a “Red Spike”, ranking high in recruiting, involving,
her a thorough understanding of the economic and cultural envi- and retaining members for SWMBIA. He has had eight entries in
ronment in Montana. We are excited to have her unique perspec- the Parade of Homes, and has been the Parade of Homes Chairtive and marketing talent enriching our group of real estate pro- persons also.
fessionals.
David and his wife, Mary Kay Flanagan, a Wellness Consultant, live in the country in Bozeman. They have 2 Tennessee
Walking Horses, and enjoy trail riding. David and Mary Kay are
Pam Spillane
also active members in the Bozeman Lions Club and in the BozePam is Business Development Officer at Stewart Title.
Stewart Title of Bozeman not only provides title insurance, man Chamber of Commerce. One of David’s favorite places to
escrow closings and other real estate information services for relax is “sitting on my front porch with the Bridger Mountains in
full view, envisioning what to build next!”
Shawn Gaugler
13
NAHB News
JOLTS Data: Construction Hiring Continues
Small Summer Rebound: Latest From the
Eye on Housing Blog
Facing Foreclosure? Here’s Help
State and local home builders associations should be aware
of a settlement agreement that has been reached by the
federal government and state attorneys general in 49 states
and the District of Columbia regarding foreclosure
misconduct claims against five mortgage services. The
money from this settlement will be directed to providing
aid to distressed home owners and through direct payments
to state and federal governments.
Many states have announced that the funds will be used for
housing-related purposes, including mortgage-related or
foreclosure-related counseling and legal assistance, state
and local foreclosure mediation programs, housing
rehabilitation and anti-blight projects.
For more information, please visit www.nahb.org/
foreclosurehelp.
July data from the Job Openings and Labor Turnover Survey
(JOLTS) suggest that construction hiring continued a
slight rebound for the months of July and August. While total
hiring became more positive after weak months in the Spring,
the pace of hiring remains lackluster, especially given the
strength in housing construction activity for 2012.
For the economy as a whole, the July JOLTS data reveal that the
hiring rate stood at 3.2% of total employment. The national hiring rate has now been in a 3.2% to 3.4% range for the last 12
months. The job openings rate (the red line below) remained at
2.7%, a rate at which it has now stood for four out of the five last
months.
For more information, and to read other Eye on Housing posts,
visit eyeonhousing.wordpress.com.
How to work with a Lender (Cont’d from p.16)
Know Your Market. It’s is changing all the time. As
one veteran developer in Charleston put it, “We see
where the progress is going, and we jump out in front
of it.”
When to Work with a Broker
If you don’t have time to battle with banks, bonds or
budgets, or if you’re fed up with the runaround from
arrogant lenders, consider working with a financial
consultant. They are the foot soldiers in the trenches
armed with the weaponry to fight for you and defend
your interests.
A financial consultant can finesse a situation with his
or her knowledge, experience and vital contacts to get
the best results for you. If you already have a term
sheet, ask a consultant if he or she can do any better
with more favorable terms and conditions. An experienced consultant can often get you the equity you need
to complete your transaction.
Look for a broker or consultant who plays by the
Golden Rule and treats you like family. Make sure
they have plenty of time for you, give you the attention you deserve, and don’t take no for an answer from
the lending community.
Marci DeWolf is owner of Financial Advisory Services
in Greer, S.C., a real estate development consulting
firm providing access to financing and equity for multifamily, hotels and related projects.
14
Thank You Parade Builders!
A big THANK YOU! goes out to all the parade builders and
their associates for their participation in the 21st Annual
Parade of Homes. With a 20% increase in attendance,
Congratulations to..
Dovetail Construction
Carol J Sanford of Bozeman
and associates at
Winner of the
the Hodapp
Grand Prize for
Residence
the 2012 Parade
Winner of the
of Homes!
2012 Parade of
The Grand Prize
Homes Peoples
was a $500 Gift
Choice Award!
Certificate to
Distinctive
Lighting!!
Before
Pictured Left
Carol Sanford
with
After
How to Work With a Lender and Get Your Deal Closed
Too often, developers’ carefully laid plans come up short because they wait until the last minute to
find a lender. Lining up your financing is the first order of business. Nobody strikes dirt without the money.
If you’re investing l0% or more in your project, assembling the pro-forma and market study and getting approvals from City Hall, but are unsure about financing, it’s time to act. How do you navigate through the financial services jungle to find the right lender?
Think Like a Lender. The people that make financial decisions are being asked to invest their money
into your development. You will have to justify that decision. How can they manage the risk involved? Does
the reward exceed their risk? Lenders look at these critical elements: a solid business plan, your experience,
and whether you have enough equity lined up.
Respect. It’s Basic Courtesy l01, or the Golden Rule. Look for a lender who shows concern for your project
and in maintaining a healthy business relationship. Cooperation and consideration by all parties go before the
close.
Transparency. Does the lender invite you to meet with him and one or two of his managers or underwriters, if possible? Does he explain how the underwriting process works and what is expected of you? Is your
loan request going to sit on a lender’s desk for weeks because he is too busy with larger deals?
Communication. Are you able to set up a convenient line of communication with your lender? Will it be via
email or phone calls-or both? Is she willing to email a weekly status report to you? Does she return phone calls
within 24 hours?
Partnership. Do they consider you a partner in their operations? As the borrower, you are an essential
colleague in a process that hinges on solid performance from all parties involved. Be mindful that both you and
the lender have to benefit from the transaction to deem it successful. If it’s a bank, would you consider opening
up a CD or money market account to show good faith or commit to give them first crack at the permanent financing? Lenders look for long-term business relationships.
Efficiency. With today’s technology, there is no reason for unnecessary delays. Most documentation
can be conveyed electronically, thus speeding up underwriting. Does your lender have a strong support staff to
assist you and answer questions in the absence of your loan officer so you won’t have to wait around for a return call? (Continued on p.14)
(Continued from Page 7)
GRIP SAFETY SEMINAR
TUESDAY, OCTOBER 9TH
Best Western GranTree
7:30-9:00am
appropriate building codes and ANSI/OSHA standards in your area will
ensure your chances of a safe and efficient installation. Additional discussion will
include:
 How to determine proper fastener length selection.
(406)442-4479 or
www.montanabia.com to register
 How to determine if a base material is too hard or too soft.
 How to select the appropriate powder load.
Here are a few more tips discussion will include during this certification course.
 The power fasteners, or pins, are made of special alloy steel with a very specific heat-treating process to ensure the
right mix of hardness, toughness, and ductility. Never use ordinary or concrete nails in any PAT.
 PAT powder loads contain very precise amounts of special powder to maintain consistent driving performance.
Make sure you use the correct powder load for your particular application.
 The level of powder for each load is designated by its color and number. Once again, you should refer to the
owner’s manual or application chart to determine the appropriate color and level powder load.
 Use a Spall Shield to help reduce the amount of surface chipping when fastening directly into concrete or sparking
from directly fastening into steel.
GRIP safety classes are open to anyone; please be sure to RSVP at (406)442-4479 so we can be sure to have
adequate classroom seating and concessions.
16
Advertiser’s Index & SWMBIA Leadership
Big Sky Insulation’s, Inc. ................................. 10
First Interstate Bank ....................................... 8
First Security Bank ......................................... 12
First West Insurance....................................... 7
Knife River ..................................................... 5
Little Stinkers Septic Service ............................ 18
Montana Climate Control................................. 1
Northwestern Energy ...................................... 2
Stockman Bank .............................................. 3
TMC, Inc. Sand & Gravel ................................. 19
Tractor & Equipment Co. “The Cat Rental Store” ............ 6
Your Company Name Here!
Monthly Newsletter Advertising
Full Page
Half Page
Third Page
Quarter Page
Affordable
Rates
2012 COMMITTEE
MEMBERSHIP
Chairperson—Ray Linsky
Committee Members: Steve Armknecht, Mike Thompson, Amber Guth,
Erica Renslow, Gil Silva,
Rob Evans
Nathan Albrecht
Brian Popiel
Bill Fiedler
David Graham
Chairman of the Board
1st Vice Chairman
2nd Vice Chairman
Associate Vice Chairman
Treasurer
Immediate Past Chairman
ASSOCIATE BOARD MEMBERS
Steve Armknecht
One Year Term—2012
Jeri Norris
Two Year Term—2013
Darryl Seymour
Two Year Term—2012
Beth Zeman
Two Year Term—2013
GOVERNMENT AFFAIRS
Chairperson—Brian Popiel
Targeted
Audience
BOARD OF DIRECTORS
EXECUTIVE
Chairperson/President—Rob Evans
First Vice President—Nathan Albrecht
Second Vice President— Brian Popiel
Associate Vice President—Bill Fiedler
Treasurer—
$95
$75
$65
$55
Clair Daines—C.I.T.F.
NATIONAL DIRECTORS
Senior Life Director—Clair Daines
Life Directors: Tim Dean, Jim Syth, Frank Armknecht, Gene Graf III
Directors: Rob Evans, Nathan Albrecht
Alternates: David Graham, Anders Lewendal
BUILDER BOARD MEMBERS
Allan Hathaway
Two Year Term—2012
Anders Lewendal
One Year Term—2012
Brian Popiel
Two Year Term—2012
Mike Stewart
Two Year Term—2013
STATE DIRECTORS
Life Directors—Tim Dean, Eugene Graf III, Frank Armknecht , Richard
Smith
Appointed: Rob Evans, Nathan Albrecht, Brian Popiel, Allan Hathaway,
David Graham, Bill Fiedler
GOLF TOURNAMENT
Chairperson—Jake Lewendal
GREEN BUILDING
Chairperson—Anders Lewendal
HOME SHOW
Chairperson—Beth Zeman
Committee Members: Nathan Albrecht, Rob Evans, Erika Renslow,
Chris Alstrin, Julie Schumacher,
PUBLIC RELATIONS
Chairperson—Darryl Seymour
LIFE DIRECTOR MEMBERS
Gene Graf
Clair W. Daines
Tim Dean
Jim Syth
Frank Armknecht
Richard Smith
PARADE OF HOMES
Chairperson—Darryl Seymour
Support Crew—Tina Altimus
Kick-Off Party— Darryl Seymour, Shawn Gaugler, Heidi Summit ,
VIP Tour—Ryan Ballenger, Pam Spillane, Holly Parker,
Ticket Distribution—Shawn Gaugler,
Sign Committee—Heidi Summit, Holly Parker
Inspection Committee-JD Engle, David Andreassi, Darryl Seymour
PAST PRESIDENTS COUNCIL Chairperson— David Graham
This Monthly Newsletter is a Publication of the
Southwest Montana Building Industry Association
Linda Revenaugh, Executive Officer
PHONE (406) 585-8181 FAX (406) 585-7530
Web Site: www.swmbia.org
Email:
[email protected]
“Every man owes a part of his time and money
to the business or industry in which he is engaged. No man has a moral right to withhold his
support from an organization that is striving to
improve conditions within his sphere.”
~Theodore Roosevelt
This monthly newsletter is published for the benefit of our association
members. We welcome Contributions of articles about our industry and
our members. Address all correspondence to:
SWMBIA
1716 W. Main Street Suite 8-G • Bozeman MT 59715
17
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& Insured
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Southwest Montana Building Industry Association
Southwest Montana
Building Industry Association
1716 W. Main St. Ste 8G
Bozeman, Montana 59715
www.swmbia.org
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Permit # 9
Change Service Requested
Membership Meeting & Dinner
Board Elections and Dinner
October 17th
6pm Cocktails 7pm Buffet Dinner
$26/each
Bozeman Holiday Inn
RSVP Please!
WWW.SWMBIA.ORG