The Bharatiya Temple of Metropolitan Detroit Annual Fundraising
Transcription
The Bharatiya Temple of Metropolitan Detroit Annual Fundraising
The Bharatiya Temple of Metropolitan Detroit Annual Fundraising Magazine -2015 6850 N. Adams Road • Troy, MI 48098 Telephone: 248-879-2552 • Fax: 248-879-2094 • www.bharatiya-temple.org • [email protected] Find us on Face Book and Twitter Editor’s Message With countless blessings from Lord Laxmi Narayana, I thank you for this opportunity to serve as the Editor of the Souvenir Magazine for the 2015 Annual Fundraising dinner. This magazine recognizes the generous and devoted people of our community and the people who played, and continue to play, a key role in Mini Garg managing the spiritual, religious, and educational events at the Temple. This magazine also includes some interesting articles and pictures that capture great moments and events for you to enjoy. A number of people have worked hard to make this event a success. Thanks to all the volunteers who have worked tirelessly through the past few months. I once again thank you for providing me this unique opportunity to edit this magazine. I want to thank Rajesh Sharma, Bankim Desai and Venkata Purchuri as they were very instrumental in compiling this Fundraising magazine Fundraising decorations courtesy Bombay Video Fundraising pictures courtesy Rengesh Krishnan Hats off to the Volunteers of the Bharatiya Temple Dr Ram Garg Dr Inderjeet Saini Mahaveer khetawat Srini Subramanium Venkata Parchuri Arun pandya Bhavesh shah Minal Engineer Vasanti Bhakta Badal Gandhi Fundraising core team: Ravi singh Shaila vijay kumar K . Divi Rajesh Sharma Mahendra Kenkre Satish Dhavwadkar Freddy Colah Ramesh Narayan Raj shah Bankim Desai B.G.Gupta Veena Gupta Bela Shah Girish Gandhi Suman Desai Rengesh Krishnan Gaurav Kaul Swati Paranjpe Message from Chairman Fundraising Committee Namaskar It’s an honor and privilege to be part of the beautiful Bharatiya Temple and a wonderful team of volunteers who love and believe in what they do. Life is so beautiful and God has presented us with this gift of life so we could grab this opportunity and give something back as a return gift to the Almighty. We are presented with three opportunities: learning, earning, and then giving back to the society. How can we do it? Right here – in the Bharatiya Temple which is a spiritual, religious, educational, and cultural center of our community. Fundraising is a one time opportunity where we all have that moment to give back and feel inner happiness, the happiness that can never be achieved by materialistic pleasures. The three things we crave most in life – happiness, freedom, and peace of mind – are attained by giving them to someone else. This is the mythical law of nature. So I take this opportunity and invite you all to join hands for our mutual efforts, support each other to accomplish together in the Temple. Let’s come forward and donate our time and become sponsors of the temple. Become a member and get connected to a large extended family and celebrate each day of your life. Let’s go on building the bonds of friendship and goodness through cooperation and mutual respect. Thanks you all for being with us, joining us, and supporting us. Sincerely, Ram Garg, MD Message from Chairman Board of Trustee A sincere and timely appeal It is my utmost pleasure and privilege to welcome each one of you to this annual fundraising gala event. Simple question is why we ask for the money. Fundraising is an everyday business. We have grown to be the best and largest facility (65,000 square feet) run by volunteers most of the time. There are about 75 devotees who work all the time. We all agree that there is plenty of room to improve in so many areas of management. But we are trying our best in a very democratic institution who cater to devotees from all corners of India. There are many projects in the pipeline such as extending the parking lot for another 185 spaces, expanded and improved kitchen, service elevators for vendors, updating the 35year old building that need repairs, required retaining wall on the east side, and improved security in and around the temple. We are trying to improve the functioning of the temple and service to the devotees. All these need money. In the last two years, our donation pledges are down considerably, even though we are breaking even in operation income and expense. We still have an outstanding load of $2.3 million. We are paying some in principal every year and we would like to continue to reduce that obligation on a consistent basis. With our kind generous donations today, we will be able to fulfill that commitment. A reason to donate can be honoring our parents, children, or spouse. Make them a life member by donating in their names. If the almighty God has given enough then donate the maximum amount for your legacy in this community. Or sponsor a particular project of your choice. Or make the temple a beneficiary in your estate planning. If you believe that the temple has provided a real service in fulfilling your education, culture, religious or spiritual needs, please give back as much as you can. This is our temple and we all have an ownership in this great institution. Let us join our hands together and take it to a much higher level of divine service for all temple devotees, regardless of age. The temple needs more involvement of our younger generation with TAM, MAN, and DHAN… I thank you on behalf of all members of the Board of Trustees. …. And do enjoy this evening. Dr. Inder Jit Saini, BOT Chair Message from President Dear Devotees and friends, On behalf of the Executive Committee and all the working committees of the Bharatiya Temple, it is my great privilege and honor to welcome you all to the Annual Fund Raising Dinner for 2015. I am confident you are going to thoroughly enjoy this fun filled evening with quality entertainment and delicious food. As you know in addition to socializing and entertainment the primary objective of this venture is to collect funds for our beloved Temple to make it debt free and also incorporate some strategic improvements so it can maintain its status as one of the best architecture in greater Michigan. I personally would like to go a little deeper into the philosophy behind charity and donation. By donation we truly do not help or do any favor to the person or the organization that we donate. It is mainly for our own evolution and salvation that we donate for a cause which, we are convinced, is for the public welfare and good of the world. Look at the Bhagvad Gita verse # 20 of chapter 17 , च च (Selfless charity or donation given in the right place, at the right time to the deserving recipient is considered to be the Sattvik type of charity.) In other words, selfless charity or donation given for the right cause takes one closer to the Almighty Lord. With the above and the assurance that Bharatiya Temple is committed to meeting the broader community’s religious, cultural, social and philosophical needs, I make a humble and sincere appeal to all to generously donate to support the Temple and the cause it stands for. With best wishes. Mahaveer Khetawat President, Executive Committee 2015 Following is the Independent CPA’s (Alan C. Young & Associates) Financial Review Report for The Bharatiya Temple’s Fiscal Year ending December 2014. In conformity with our mantra of “Make our Temple Debt Free”, increase in cash flow for year 2014 helped our temple pay down $450,000 of the loan amount. As of August 31st, 2015 our outstanding loan is $2,346,760 and in the middle of a five year, fixed term interest rate of 2.1%. Temple’s “net cash increase” for period January through July of 2015 is $173,564 (un-audited). Because of the temple’s prudent financial management and aggressive action by the Finance Committee and the Board of Trustees, the temple’s mortgage debt outstanding has decreased, and monthly interest payments have been reduced. Since the refinance in 2013, the temple has been enjoying a predictable principal and interest payment, based on an interest rate of 2.1%, and has been paying down the principal whenever resources allow. However, that interest rate is fixed only until May 2018. After that point, rates are almost certain to rise, and the temple’s monthly debt-service costs would rise considerably. Operational costs are rising as well, as the temple supports a larger facility with increased overhead. That’s why it’s essential that we make significant progress as soon as possible to reduce our mortgage obligation, and eliminate the debt entirely by the new rate reset in May 2018. That’s where you come in. The contributions and near-term pledges you make today will be applied directly toward debt reduction and/or BOT approved projects, so that the temple can eliminate its debt-service costs immediately and begin applying all of its resources toward services to the community. There’s more than one way to support The Bharatiya Temple. Donate Or Pledge Now By – Cash, Appreciated Securities, IRA Assets, Pledged Giving, Donor-sponsored items or projects, Real Estate, Personal Property, United Way designation, Private Foundations, and Charitable Trusts. The following is only a sample of outstanding projects, some are approved and others are in planning stages that we also need your financial support for: Parking Lot Expansion (approved project) Dhwajasthamba (through donor restricted funds already collected) Removal of Temporary Walkway and Installation of Retaining Wall (required for final occupancy permit) We hope you will join us to “Make our Temple Debt Free.” Temple Finance Committee contacts: Nayan Patel ([email protected]), Dilip Desai ([email protected]), Satish Dharwadkar ([email protected]), Rajendra Shah ([email protected]). WE ARE WHAT WE EAT! A spiritual reason for being a vegetarian is to avoid lowering our spiritual consciousness with vibrations of the animals we ingest. We are what we eat. When we eat an animal we are making that animal a part of us. We are ingesting not only the body of the animal but also the vibrations of that animal. Some animals have violent tendencies – they are on the prowl for their dinner and attack other animals without compassion. The vibration of that predatory instinct then becomes a part of us. When we eat animals, not only their vibrations but also their hormones become a part of us. Think of the fear that the animal would be feeling at the end of its life, caged and mistreated, and then on the way to the slaughterhouse. Think of the tremendous fear and panic as the animal is being killed. We know that when we experience pear, the hormones of cortisol and adrenaline are released in our body. They affect us by putting out body in stress and breaking down bodily functions. Those fear hormones remain in the slaughtered animal, and when we eat the animal, they become part of us. We can avoid that by sticking to the vegetarian diet! BE HEALTHY BE VEGETARIAN BE KIND SAVE OUR PLANET There is more than one way to support The Bharatiya Temple Charitable Giving – Major Options Donate or Pledge Now Cash Appreciated Securities IRA Assets Planned Giving Bequest Third Party Charity or Trust Company Administered – e.g. Donor Advised Fund, Pooled Income Fund, United Way Designation Wills Trusts First CRUT funded and lifecycle process established Private Foundations Account, Insurance, et al Beneficiary Designations Donor Administered – Charitable Lead Trust (CLT), Charitable Remainder Trust (CRT) Other - pledged giving, donor sponsored items or projects, real estate, personal property CRUT: A special type of CRT (see attached) Temple Finance Committee Charitable Giving Contacts Satish Dharwadkar 248-981-6798 Rajendra Shah 586-243-1408 For Information Only – Not financial, tax or legal advice, please consult your advisers. 1/6/2015 Part I of II Charitable Remainder UniTrust (CRUT): A Special Kind Of CRT 1 DONOR • Donates cash or appreciated securities (> $50k recommended, think of percentage of income), additional amounts and tax benefits possible. • Eligible tax deduction in year of donation (NPV calculator available or provided by donor’s CPA) • Optional – eligible deduction amount applied towards Temple’s soft recognition of donor level. INCOME BENEFICIARY 2 CRUT • Trustee manages income payments. • Trustee manages or delegates investment powers. • Assets provide income and required remainder goes to charity. 3 • Receives fixed unit percentage income (based on value of CRUT) for single life, split interest or survivor life (income taxable). THE BHARATIYA TEMPLE • Receives remainder assets only after the passing of CRUT’s last surviving income beneficiary or voluntary early termination of CRUT (subject to court approval). KEY FEATURES OF A CRUT 4 • In response to a donor request, the Temple has invested resources to develop a basic CRUT template. For your individual needs, read trust provisions and disclosures, and consult your legal, tax, and financial advisers. • Template usage, execution, revisions, and all decisions concerning taxes, tax return, investment and legal matters are the donor’s responsibility. • A CRUT is considered a personal trust, and trustee retains full control within the trust provisions during their lifetime. • Irrevocable trust instrument to preserve initial tax benefit. • Terms remain private, with optional third-party informational access given to the Temple Finance Committee, if soft recognition toward donor level is desired. • CRUT trustee obtains a separate taxpayer ID number and generally the last tax return filed in the final year of CRUT operation (consult your CPA). • For further information regarding the CRUT template or Temple’s donor level recognition, contact the Temple’s Finance Committee. Part II of II For Information Only – Not financial, tax or legal advice, please consult your advisers. 1/6/2015 With Best Compliments to Bharatiya Temple From Troy Dental Care PLLC 38865 Dequindre Road, Stuit # 105 Troy, MI 248-879-7755 Web site: www.troydentalcare.net email: [email protected] Good wishes From Lakra Family to Bharatiya Temple The most beautiful temple in Detroit Yash and Chander Lakra Rajeev, Cynthia, Lauren and Alex Lakra IN SEARCH FOR TRUTH A man was on his mission in search for the truth. He met an old man who was sitting under a tree outside his village. He seemed to be the first religious person whom he encountered. On approaching him, he told him of his mission and asked him as to where he can find his true master and what his characteristics would be. The old man’s answer was simple. He explained that the seeker would find him sitting under a particular tree, in such and such posture with such and such gestures and said that was suffice to know the true master. The seeker began his search and wandered far and wide for the master. Thirty years passed and he returned to his village meeting failure in finding the true master. As he was returning, he found the same old man who directed him thirty years back with the descriptions of a master. To his amazement he found the same old man who directed him, with himself bearing all his descriptions of a true master. The seeker sensed his folly and fell at the feet of the old master. The seeker enquired, “Why did you not reveal yourself to me when I first met you? Why did you misdirect me, thus, to wander fruitlessly for thirty long years?” The master replied, “I was very much here fitting myself exactly to all the descriptions that I gave you, sitting under this very tree. But just that you would not see me!” The master pointed out, “You were more interested in searching than the very truth itself!” He continued, “You were not ready to listen. You were not ready to come home without all your wanderings that you knocked on different doors before you ultimately came here. Your mind lay in searching elsewhere than seeking me right here! You were not alert enough. Imagine my condition, waiting for you thirty long years, trying to maintain my posture for your arrival, as I knew you would be coming! But what if I had passed away?” Quite often we miss out ‘the truth’ which is ever present within us in seeking to know ‘about the truth’. When one’s attention is turned inwards, the truth shines there eternally, where the seeker merges with it in realization. The seeker in this short story misses the truth in his search by focusing his attention outwards in his wanderings. At the end of the fruitless search, he comes upon it when he turns ‘homeward,’ in his very ‘own village’. IT Staffing Technology Consulting Enterprise & Mobile Apps Healthcare IT Website & Social Media Engineering IT 363 W. Big Beaver Road, Suite 100 , Troy, MI 48084 (248) 526 9000 (P) (248) 526 9001 (F) www.ipstechnologyservices.com SMALL COMPANY ADVANTAGE BIG COMPANY VISION! With Best Complements to Bharatiya Temple From Drs. Ketan & Lopa Rana 1941 French Creek Drive Troy, MI 48098 With Best Complements to Bharatiya Temple from Hansaben Kishorbhai Desai & Dr. Tusar K. Desai 1257 Club Drive Blomfield Hills, MI 48302-0907 MOUNT KAILASH ABODE OF LORD SHIVA Mount Kailash is a great mass of black rock soaring to over 22,000 feet in the Kailash Range of western Himalayas, which forms part of the Transhimalaya in Tibet. It lies near the source of some of the longest rivers in Asia: • Indus River, • Sutlej River, • The Brahmaputra River, and • The Karnali River In addition the following two lakes are very close by: • Lake Mansarovar, and • Lake Rakshastal. The Sacred Mount Kailash Mount Kailash is one of the most venerated holy places of the world. It is sacred for Hindus, Jains, Buddhists, and for the followers of Bon, a pre-Buddhist Tibetan religion. Hindus believe Mount Kailash to be the abode of Lord Shiva. According to legend, immortal Shiva, the destroyer of ignorance and illusion, lives and spends his time practicing yogic austerities and meditation along with his divine consort, Pārvati. For a Hindu, to make the arduous pilgrimage to Kailash and have the darshan (Divine sighting or view) of Lord Shiva’s abode is to attain release from the clutches of ignorance and delusion. In the Jain tradition, Mount Kailash is also known as Meru Parvat or Sumeru. Ashtapada, the mountain next to Mount Kailash, is the site where the first Jain Tirthankara, Rishabha, attained Nirvana (liberation). Followers of Bon, Tibet’s pre-Buddhist shamanistic religion call the mountain Tise and believe it to be the seat of the Sky Goddess Sipaimen. Additionally, the Bon myths regard Tise as the site of a legendary 12th century battle of sorcery between the Buddhist sage Milarepa and the Bon shaman Naro Bon-chung. Milarepa’s defeat of the shaman displaced Bon as the primary religion of Tibet, firmly establishing Buddhism in it’s place. Buddhism came to Tibet, via Nepal and India, in the 7th century AD, although there is a legend that Buddha magically visited Kailash in the 5th century BC. Tibetan Buddhists call the mountain Kang Kimpoche, the ‘Precious One of Glacial Snow’, and regard it as the dwelling place of Demchong (also know as Chakrasamvara) and his consort, Dorje Phagmo. Three hills rising near Kang Rimpoche are believed to be the homes of the Bodhisatvas Manjushri, Vajrapani, and Avalokiteshvara. How long have the people been coming to this sacred mountain? The answers are lost in antiquity – definitely way before the dawn of the recorded history. The traditions of Hinduism, Jainism, and Buddhism speak of Kailash as the muthical Mount Meru, the Axis Mundi, then center and birth place of the entire world. The mountain was already a legend before the great Hindu epics, the Ramayana and the Mahabharata, were written. Indeed, Kailash is so deeply embedded in the traditions of ancient India and Tibet that it was, perhaps, a sacred place of another era, another civilization, now long gone and forgotten. Pilgrimage to Mount Kailash Every year, thousands make a pilgrimage to Kailash following a tradition going back thousands of years. It is not an easy task. The mountain is located in a particularly remote and inhospitable area of the Tibetan Himalayas. A few modern amenities, such as benches, resting places, and refreshment kiosks, exist to aid the pilgrims in their devotions. No planes, trains, or buses journey anywhere near the region and even with rugged over-land vehicles the journey still requires weeks of difficult, often dangerous, travel. The pilgrims must carry all the supplies they will need for the entire journey. Following the political and border disturbances across the Chinese-Indian boundary, pilgrimage to the legendary abode of Lord Shiva was stopped from 1954 to 1978. Thereafter, a limited number of Indian pilgrims have been allowed to visit the place under the supervision of the Chinese and Indian governments either by a lengthy and hazardous trek over the Himalayan terrain, travel by land from Kathmandu or from Lhasa where flights from Kathmandu are available to Lhasa are thereafter travel over the great Tibetan plateau by car. The journey takes four night stops, finally arriving at Darchen at elevation of 4,600 meter (15,100 feet), small outpost that swells with pilgrims at certain times of year. Despite its minimal infrastructure modest guest houses are available for foreign pilgrims, whereas Tibetan pilgrims generally sleep in their own tents. A small regional medial center serving, far-western Tibet and funded by the Swiss Ngari Korsum Foundation was built here in 1997. After the difficult journey getting there, the Pilgrims to Kailash are then confronted with the equally arduous task of circumambulating the sacred peak, walking around the holy mountain (clockwise for the Buddhists and Hindus and counter-clockwise for Jains and Bon followers). It is known as Parikrama. It has to be done on foot, pony, or yak, taking some three days of trekking, and encamping for two nights en route. However, in hope of gaining extra merit or psychic powers, some pilgrims will vary the tempo of their movement. A hardy few will power themselves around the mountain in only one day. Others will take two to three weeks by making full body prostrations the entire way. It is believed that a pilgrim, who completes 108 journeys (parikrama) around the peak, is assured enlightenment. Most pilgrims to Kailash will also take a short plunge in the nearby, highly sacred (and very cold) Lake Manosarovar. Then word ‘manas’ means mind or consciousness; the name Manosaravar means Lake of Consciousness and Enlightenment. Adjacent to Manosarovar is Rākshas Tal, the Lake of Demons. Pilgrimage to this great sacred mountain and these two magical lakes is a life changing experience and an opportunity to view some of the most magical scenery on the entire planet. MEDITATION PROCESS OF YOGA Meditation is a specialized technique to be learnt from an expert. The following brief account is intended to familiarize you with the basic concept and practice of meditation. The meditation is the technique of controlling mind by cutting oneself from the environment completely. In the present fast moving world of stress filled environment, it is playing an important role in minimizing the tension and achieving peace of mind. Meditation lets us experience a profound peace, bliss, and happiness unlike anything we can find in this world. We are permeated with a divine love which engulfs and fulfills us. The beauty of medication is that the joy remains with us even after we resume our daily activities. For meditation, we should choose a time and place where we will have the least distractions from our environment. We can meditate any time we will not be disturbed. However, the time between 4am – 6am, often referred to as “Brahma Mahurat”, is considered to be the ideal time because it is the quietest time of the day. To do meditation, we should sit in a pose which is the most convenient for us. We can sit on a chair, on the floor, on a sofa; we can sit cross-legged or with legs straight. The main thing is that, whatever pose we choose, should be the one in which we can be still for the longest period of time. There should be no tension in any part of the body, and we should remain physically still. Following are the salient features of the Yoga practice. Sit in any comfortable meditative pose keeping the spine straight and the eyes closed. Then follow the following instructions step by step. • Relax your body; let there be no movement. Moderate your breathing. • Keep yourself away from outer noises and draw in. • Control your thoughts and let nothing disturb your concentration. Slowly draw attention on your breathing. Think that the oxygen that you are inhaling is purifying your body and mind and is cultivating pure and noble thoughts in you. Think that with air you are breathing out, you are throwing out the dirt, impurities, and bad tendencies of the body and mind. Keeping all outside thoughts away, fix your attention on your favorite object or symbol, which is pure and holy to you. The symbol is recommended as it is identified with purity of thoughts and used by the ancient practitioners. Relax and try to forget the body and the mind. You are now fully integrated physically and mentally. Keep yourself in this position and you will feel the bliss – an atmosphere of peace, calm, and happiness inside as well as outside. For regular practice one should sit in medication for about 30 minutes or whatever time one can spare. Start with 5 minutes and slowly increase to desired level. The practice should be repeated every morning and evening. Medication helps to absorb the daily strength derived through prānāyāma, āsana, and other exercises. Moreover, it changes the attitude, behavior, and actions of the person. It is the best way to reduce tension and calm your mind. HOW TO COPE WITH DIFFICULT TIMES (We can also benefit from times of constriction and difficulty to help us grow and learn.) It can be very challenging to maintain a positive attitude and a measure of faith when you are in the midst of difficult times. This is partly because we tend to think that if the universe loves us we will experience that love in the form of positive circumstances. However, we are like children, and the universe is our wise mother and who knows what our souls need to thrive better than we do. Just as a young child does not benefit from getting everything she wants, we also benefit from times of constriction and difficulty to help us grow and learn. If we keep this in mind, and continue to trust that we are loved even when things are hard, it helps us to bear the difficult times with grace. This period of time in history is full of difficulty for a lot of human beings, and you may feel less alone knowing you are not being singled out. There are extreme energy changes pulsing through the universe at every level and, of course, we are all part of the growing process and the growing pains. It helps if we remember that life is one phase after another and that this difficult time will inevitably give way to something new and different. When we feel overwhelmed we can comfort ourselves with the wise saying: This too shall pass! At the same time, if you truly feel that nothing is going right for you, it’s never a bad idea to examine your life and see if there are some changes you can make to alleviate some of the difficulty. Gently and compassionately exploring the areas giving you the most trouble may reveal things you are holding onto and need to release, such as: • Unprocessed emotions; • Unresolved transitions; or • Negative ways of looking at yourself or reality As you take responsibility for the things you can change, you can more easily surrender to the things you can’t, remember all the while that this phase will, without doubt, give way to another. The rivers do not drink (their own) water themselves; The trees do not eat (their own) fruits themselves; Indeed the clouds do not eat the grains. The magnificence of good people lies in Serving others! Donors List MAHAKALYANKARI ($250,000 +) BAHADUR, B N & RANI DESAI, BHARAT & SETHI, NEERJA RAM, SRI & USHA VATTIKUTI, RAJ B & PADMAJA KALYANKARI ($100,000 +) BHARGAVA, RAI & VANITHA DESAI, DILIP M & SANDHYA D DEVIREDDY, LINGAREDDY & PUSHPALATA GARAPATI, BHAVANI P & PHANI GUPTA, KAMLESH & (LATE) CHITRANJAN D KAMBHAMPATI, RAVINDRANATH & JANAKI/INDIRA KHILANANI, PREM & URMILLA PATEL, KIRIT C & MALTI PRADHAN, ARVIND & AMITA RAO, BHIMSEN & SUREKHA S SAINI, INDERJIT J & INDRA DANVEER ($75,000 +) CHOPRA, HARI G & KAREN DESAI, AVINASH M & HEMANGINI DESAI, TUSAR K & HANSA DHANDHA, KANTI C & SHEILA DOSHI, BHOGILAL C & SUKLA GARG, GOBIND L & KAMLESH GARG, RAM S & MINI MANGRULKAR, SURESH M & USHA S PATEL, TRIBHOVAN(TOM) & LAXMI PATIL, LINGRAJ S & LATE SHANTA SRIDHARAN, NAGESH & SEEMA VISWANATH, TALANKI S & GIRIJA MAHADAANI ($50,000+) AGGARWAL, VERINDER K & SURESH ANANTHARAMAN, KRISHNAN M & APARNA JOSHI CHAKRAPANI, CHITHRA & BHARGAVAN CHALASANI, MALLIKARJUNA RAO & SUDHA CHANDRA, SHARATH S & SHOBHA DESAI, CHANDRAKANT C & HEMLATTA DHAKE, BHIMASHANKAR & SAPNA DIVVELA, JAGANNADHARAO & PADMINI GARG, SURENDRA P & GAYATRI GOBURDHUN, VIJAY & SARASWATI GROVER, SUDERSHAN K & MANJULA GUPTA, ASHOK K & NEELAM GUPTA, BAL KRISHAN & MADHU KERKAR, PRAMOD D & JYOTI KUMAR, SAVITRI P & PRASANNA LAKRA, YASH PAL & CHANDER MOHINDRA, RAMESH & HEM NAVULURI, SOMESWARA N & VARALAKSHMI PARUCHURI, S R A & MEENAKSHI PATEL, AMBALAL R & ASHA PATEL, JAGDISH M & HASUMATI RACHMALE, AVINASH N & HEMA A SAMUDRALA, ROJANANDHAM & BHAGYAMMA SOORYA, ARJUN T & SHARDA VERMA, NARAYAN P & NEELAM YELLAYI, SUBRAHMANYA S & SRIKALA DAANI ($25,000+) AGARWAL, ARUN K & MADHURI AGGARWAL, INDERJEET & PRAVEEN AGGARWAL, KEWAL K & REKHA BHAGAT, RAJESH C & GEETA BHAKTA, RATILAL & VASANTI BHATT, BHUSHAN L & NANCY BHATT, MAHESH K & KUNJLATA CHADA, SATYANARAYANA R CHERUKURI, SREENIVAS D & SATYAVANI DAVE, PANKAJ K & MAYURIKA DESAI, HARSHAD N & SAROJINI DESAI, RAJENDRA B & SHOBHANA DHARWADKAR, SATISH P & TERRY DIWAN, PAMILA & MOHINDER ENGINEER, ROHIT & MINAL GUPTA, ANIL K & SNEH GUPTA, KAMAL & NISHA GUPTA, RAJ KUMAR & LATA GUPTA, SHIAM & RAMA GUTTA, RAMA KRISHNA & VANI JOLLY, SURINDAR K & KUMUD KANCHARLA, RAM R & SREEVANI KAZA, RAMARAO & SWARAJYAM KHATTREE, RAVINDRA & NIDHI KUMAR, SUDARSHAN & ANJALI MISHRA, SHYAM N & MOHINI MURTHY, B G S & RAJALAKSHMI NARLA, DURGADAS & ANNAPURNA NIGHOON, SURAJ P & SHASHI PAI, DIVAKAR & USHA PARVATANENI, RAI & TAPATI PATEL, GAUTAM & LATA PATEL, LATE. VISHNU U PATEL, PARESH A & RITA PATEL, PRAVIN M & TARA PRASAD, YARLAGADDA K & VIMALA PURI, VINOD & KASTURI RAJAGOPAL, RAMEGOWDA & SHYAMALA RAJPAL, SWARN G & ANITA RAJPUT, HEMANT D & MINOTI RAJU, USHA & B L NARASIMHA SABHARWAL, SNEH SAGAR & VEENA SAHORE, VIJAY & KAMLESH SHAH, LALIT J & SHOBHA SHARMA, SHANTI S & SHASHI SINGAL, SUDARSHAN K & USHA SINGHAL, YATINDER M & SARITA SINGLA, VED P & PUNAM SUBRAMANIAM, SRINIVASAN & SUJATHA VAISHAMPAYAN, GANGADHAR V & PUSHPA VEMPATY, BALARAMAMURTY V & SUBBALAKSHMI VERMA, HARISH L & MONICA VIJAN, ARUN S & MEERA VYAS, SATISH C & KUSUM YEDAVALLY, SUNITA LIFEMEMBER ($10,000+) ACHARY, VENU & DEVAKY KESAVAN AGARWAL, URMILA & LATE KESHAV S AGGARWAL, ROHIT & RASHMI AGGARWAL, SATINDER K & ANITA AGRAWAL, HARI N & SHARDA AMLADI, PRASAD D & CHITRA ANAND, PANCHARATHNA & YOGI ARUMANLA, SUDHIR & JAYA ASSOCIATES IN OBSTETRICS & GYNECOLOGY PC BANSIL, CHAVAN & MEERU BATRA, SANJAY & DEANNE BATRA, SURINDER K & USHA BATRA, SWARAN BEDI, RAM D & UMA BHANDARKAR, PRADEEP S & GEETHA BHATT, BHARAT & NIRUPAMA BHATT, JITENDRA C & ASHA (INDUMATI) BHOGAONKER, ANANT B & ASHA BIRLA, RAJWARDHAN BISHNOI, KRISHAN D & SOMTI BOPPANA, PRASAD S & KARUNA BULAGANNAVAR, MANOHAR S & SHOBHA CHAM, SATISH & VEENA CHANDRABABU, NITHIN & VAISHNAVI SRIVATSAN CHANDRASEKHAR, SUDHA C CHAUHAN, PYARA S & CHANCHAL CHENNAMSETTY, VEERASWAMI & VIJAYAKALYANI CHERUKURI, PADMANABHAM & SARADA CHERUKURI, RAMA RAO V & RAMA DEVI CHERUKURI, SREEKANT & MADHAVI CHINMAYA MISSION CHOKSI, SONIA & NISHIT DAGLI, DINESH J & SUNITA DANDEKAR, BHUSHAN W & ANAGHA B DESAI, PRAKASH R & SUMAN DESAI, RUTA G & GIRISH DIORA, GORDHAN DIVECHA, GIRISH P & GEETA DIVI, KOTESWARLU & UMA DEVI DOSHI, NITIN & PANKAJINI N EMMADI, RAMAKRISHNA & VIJAYA FRAME AND SAVE GALA, C H & MADHURI GANDHI, HAREN S & YELLOW GANESH, OREKONDE & DAKSHAYENI GAVINI, VINAYA K & VIJAYALAKSHMI GEHANI, MANU V & SARAH GLO WRECKING/A.K. CONSTRUCTION GODDLA, VIJAY & ROJA RAMISETTY GOLWALA, RAMANLAL M & ARVINDA GONTINA, HARIBABU & LAKSHMI GORREPATI, UMA & SURENDRA GOSWAMI, RAMSEWAK & PUSHPA GOTTAM, NARSIMHA REDDY & PADMA GOVILA, RATAN K & VEENA GOWDA, UMESH & SACHI GTR BUILDERS INC GUDUGUNTLA, SRIDHAR & RADHIKA GUDUGUNTLA, VAMSHIDHAR D & MAMTHA GULATI, VIKRAM & VAISHALI GULLAPALLI, RAMA BRAHMAM & LAKSHMI RAJYAM GUPTA, ANIL K & NEELUM GUPTA, MADAN & ASHA GUPTA, RAMESH K & SURAKSHA GUPTE, MUKUND P & ANURADHA HINGRAJIA, VIRJI M & USHA HUKKU, SUMAN & BHARATI JOSHI, AVINASH V & CHITRALEKHA JOSHI, DAYA P & ALICE KAKAR, DAVINDER P & RENU KAKARALA, CHANDRASEKHARA R & VIJAYA KAKARALA, JAGANMOHAN R & LAKSHMI R KAKARALA, MAHIPAL R & PADMA RANI KAKARALA, SRIMANARAYANA & LATE SITADEVI KAMATH, SATISH & REKHA KANODIA, VINOD L & NEELAM KANSARA, VELJI K & SHANTI KAPUR, RAJINDER & ADARSH KAURA, MADAN L & MAMTA KAZA, KAMESWARA RAO R & ASHA RANI KENKRE, MAHENDRA & SHAMA KEOLE, R V & SAVITA KHANEJA, SATISH & ANJANA KHANNA, SHYAM L & VEENA KHETAWAT, MAHAVEER P & SULOCHANA KINARIWALA, BEENA V & VIPUL KINHAL, VITHAL & SUCHETHA KINI, SUDHA KODALI, SATYANARAYANA & LAKSHMI KODALI, SRINIVASA R & SRIDEVI KOLACHALAM, RAMACHANDRA B & SHUBHA KOLLI, SUDHAKAR V & VIJAYARANI KORDE, ARVIND M & ANJALI KOTTAMASU, SAMBASIVA R & LAKSHMI KRISHNAN, K. S & JAYA KRISHNASWAMY, RENGESH & VARSHA RENGESH KUDESIA, VIJAY & ALKA KULKARNI, DEVADATTA M & PRASADITA KUMAR, SUSHIL & JAIWANTI LALAJI, SAROJ S & SATISH LINGNURKAR, SUDHIR & SHAMA MACHA, MOHAN DASS & SHASHIREKA MADHAVAN, TOM M & SANTHA MAHADEVAN, SANGANUR V & JANAKI MAHAMWAL, VINAY KUMAR MAKIM, ASHA MALEY, RAMAKRISHNA & NIVEDITA MALI, VISHWANATH B & SHAKUNTALA MALVIYA, VINAY K & SHOBHA MANDAVA, VASUDEVA RAO & SARANYA MANGRULKAR, RAMESH M & VIMAL PURI MAVANI, PANKAJ & AMI MAYASANDRA, SHYAM & ROOPA MEHRA, PRADEEP & DEVIKA MEHTA, APURVA & SHILPA MEHTA, BHARAT S & RANI MEHTA, SATISH R & RITA MISTRY, SATISH & SUHASINI MITTAL, ALOK & USHA MODY, ASHISH & SWATI MODY, YOGESH S & PALLAVI MULAY, SURYAKANT & RAVIBALA MUMMANENI, NAGAPRASADARAO & KANAKADURGA NAIK, REKHA & RACHNA NAMUDURI, CHANDRASEKHAR S & ANNAPURNA NANNAPANENI, VARAPRASAD RAO & SUSEELA RANI NARAYANAN, V SANKAR & K SANKAR NAYAK, KRISHNA K & PADMINI K NOOTHETI, PADMAJA & SRINIVAS ADDAL OAK, RAJENDRA P & NUTAN PANDYA, HARIVALLABH D & MRUDULA PANDYA, LATE NAVIN N & LATE SNEHLATA PARANJPE, ROHIT S & SWATI PAREKH, KAMLESH & DEEPIKA PARIKH, RASIK & RANJU PARIKH, TUSHAR S & MEETA PARUCHURI, SUDARSANA RAO & MAHALAKSHMI PARUCHURI, VENKATA N & PADMA PATEL, ARVIND K & SUNANDA PATEL, ARVIND S & DHARMISTA PATEL, ARVIND U & MANJULA PATEL, ATULKUMAR S & NISHA PATEL, BALU R & INDU PATEL, BHAVIK PATEL, BHUPENDRA G & HANSA PATEL, JAGADISH G & SUSHILA PATEL, JAYANTILAL J & CHANDAN PATEL, JAYESH & NEETHI PATEL, JERAM & SHARDA PATEL, KAPIL C & DAKSHA PATEL, KAUSHIK A & SONAL R PATEL, PARAG & PRAMEELA PATEL, RAJANIKANT C & PUSHPA PATEL, RAJNIKANT N & RAMA PATEL, RAMAN B & CHAMPA PATEL, SHAKARALAL & SAVITABEN PATNAIK, HARE K & CHINMAYEE PERLA, RATNAVALI B & SUBBAIAH POTNIS, SURESH G & SAVITA PRADEEP, KRISHNA & GEETHA PRASAD, BALA S & NIRU PUJARA, CHANDRAKANT H & CHANDRALEKHA PURI, JAGJIT & KRISHNA KUMARI RAHANGDALE, YOGENDRA N & RANI RAJARAMAN, RAJAGOPALAN & RANJANI RAMAKRISHNAN, VELLORE R & KALPANA RAMAMURTHI, KALYANA S & SHAMLA KALYAN RAMAMURTHY, RAJKUMAR & GANGA RAMANATHAN, JAMBUNATHAN & PARVATHI RAMANKUTTY, ARSHED & MINI RAMESH, DILLI & GOURI RAMINENI, ATCHUTA RAO R & LAKSHMI RANA, KETAN & LOPA RAVAL, PRAMOD & SONAL RAVINDRANATH, YADDANAPUDI & KANTA BHAMBHANI REDDY, BANDA P & LAVANYA REDDY, BHARATH V & RAVEENA REDDY, GUNDA S & VASANTHALAKSHMI RELAN, KRISHNA KUMAR & SWADESH REVERI, MONA ROHATGI, AKHLESH & PURBI ROHATGI, UMESH B & RASHMI RUDRARAJU, SITARAMA RAJU & SUDHA SABAPATHY, MOHAN & LAKSHMI SABNIS, PRAKASH D & VIJAYA P SAIGAL, VIJAY & RITU SAINI, ASHARFI SAINI, ROBERT & JYOTI SANGHI, VINOD B & LALITA SANGHVI, JAYANT & REENA SANKARAN, SIVA & RAJALAKSHMI SARIN, SUSAN SASTRY, K S SURYANARAYANA & LALITHA K S SETTY, BALA & REETA SHAH, AKSHAY B & ASHA SHAH, DINESH SHAH, JAYANTI M & PANKAJ J SHAH, MUKESH S & PARUL SHAH, NAILESH & SONAL SHAH, PRADEEP R & PRAGNA SHAH, RAJ R & SANGITA SHAH, RAJENDRA R SHAH, SANJAY M & BELA SHAH, TARA P SHAH, VIKAS & VEENA SHANBAG, GOKUL H & PRIYANKA SHARMA, GURDEV D & VIMAL SHARMA, PURUSHOTTAM D & KUSUM SHARMA, RAM A & KRISHNA SHARMA, RAMESH C & SHAKUNTLA SHARMA, VINOD & ACHLA SHENAI, BHASKAR U & LAKSHMI SINGAL, ARUN K & MEENU SINGARACHARLU, PANAPAKKAM & NIRMAL SINGH DEVELOPMENT CO.,LTD. SINGH, RAVI & CHITRA SINHA, BHAGESHWARI P & ACHLA SISTA, SAI KAMESWARA RAO & PADMAVATHY SIVANANDHAM, P SIVA & MANO SONI, OM K & PIYANKA MALIK SOOD, NARENDRA K & USHA RANI SOOD, SANDEEP & BEENA SRIHARI, RAVI & M. PRAVEENA SUKHTANKAR, SURENDRA & SUSHAMA SURA, BACHUBHAI & INDIRA TALWAR, PREM N & BIMLA TANDON, AMIRCHAND & VEENA TEJWANI, SHEELA & V. K. MAKHIJA THUKRAL, DALIP S & JANAK THUKRAL TYAGI, NARENDRA S & SHASHI UPADHYAY, HITESH P & JAMANA VADLAMUDI, BABU & SEETHA VAISHAMPAYAN, RATNAKAR (Late) VALANJU, SUBHASH S & NINA VARADARAJAN, ANAND & VANITHA SATHYANARAYANAN VELURU, RAMESH N & PRIYA VENGADAM, RAVI & PRASANNA VENKATESAN, SRINIVASAN & AMBUJA VERMA, BALAK R & INDIRA VISWANATHAN, S & SHANTA VORA, KIRIT K & GITA WALVEKAR, SHALINI S & VIJAY YALAMANCHI, RAVI & JAYASREE YANUMULA, VENKAT SUBBARAO & LAKSHMI YEDAVALLY, SOMAYAJULU P & MEENAKSHI FRD With Best Compliments to Bharatiya Temple on annual Fundraising event from Raju Patel SALE SALE SALE SALE Indian & Pakistani Foods 37196 Dequindre Rd, Sterling Hts. MI 48085 Phone: (586) 883-7838 Week Special DEEP RICE FLOUR $1.99/4LB BOURNVITA $8.99/ 1Kg DEEP KALA CHANA $2.99/4LB BRITANNIA FESTIVE DELIGHTS Buy 1 Get 1 Free PARLE & TIGER BISCUITS 50G 5 for $1 DEEP CHAPATI FLOUR 10LB Buy 1 Get 1 Free SWARNA CHAKKI ATTA $7.99/20LB TETLEY TEA BAGS $ 10.99/216 BAGS AASHIRVAAD CHAKKI ATTA $5.99/10LB TATA TEA BAGS Buy 1 Get 1 Free ROYAL SONA MASOORI $12.99/20lb AMUL GHEE $9.99/ 1L ROYAL BASMATI RICE $18.99/20lb LIME 10 FOR $1 RAJI’S KESAR MANGO PULP $9.99/6Pk PARVAL 99¢/lb RUCHI’S PUFFED RICE $1.49/500g THAI CHILLI $3.99/LB LAXMI TOOR DAL $4.99/4LB DEEP SOOJI $1.99/4LB DEEP OR MEERA BESAN $3.49/4LB TAJ MAHAL TEA $3.99/450G SHAN VERMICELLI 3 for 99¢ NATIONAL MASALAS $1.09/Each HALDIRAM’S CHUTNEYS $1.99/Each Sale Ends AUGUST 31ST 2015 Best Wishes to The Bharatiya Temple Innovative Models for Your Capital Growth & Income Needs ® MangoTree Capital Disciplined Portfolio Management Using Quantitative Models Independent Registered Investment Advisor www.mangotreecapital.com Client Goals & Risk Profile Active & Tactial Allocation MTC Quantitative Model Management Advisor Driven Model Allocations * Client Fiduciary * Investment Focus * Account Transparency At Unaffiliated Broker-Dealers Satish P. 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